EXHIBIT B


Multi-Class Funds Covered under Combined Rule
18f-3 Multi-Class Plan


(as of February 19, 2009)


JPMorgan Equity Funds


	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
 

	
 

	
Class

  A

	
 

	
Class

  B

	
 

	
Class

  C

	
 

	
Select

	
 

	
Institutional

	
 

	
Ultra

	
 

	
Class

  M

	
 

	
Investor

	
 

	
Class

  R2

	
 

	
Class

  R5


	
 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 


	
Highbridge Statistical Market Neutral Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Asia Equity Fund*

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Capital Growth Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan China Region Fund* 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Disciplined Equity Fund

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Diversified Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Diversified Mid Cap Growth Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan
 Diversified Mid Cap Value Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Dynamic Growth Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Dynamic Small Cap Growth Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Emerging Economies Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Emerging Markets Equity Fund*

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Equity Income Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Equity Index Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Global Focus Fund*

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Growth Advantage Fund 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Growth and Income Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Income Builder Fund*

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan India Fund* 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan International Equity Fund*

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan
 International Equity Index Fund*

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan International Markets Fund*

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan International Opportunities Fund*

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan International Opportunities Plus Fund*

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan International
 Realty Fund*

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan International Small Cap Equity Fund

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan International Value Fund*

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan Intrepid America Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan Intrepid European Fund*

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Intrepid Growth Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan Intrepid International Fund*

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan Intrepid Plus Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Intrepid Mid Cap Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Intrepid Multi Cap Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Intrepid Value Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan
 Investor Balanced Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Investor Conservative Growth Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Investor Growth & Income Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Investor Growth Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 





1






	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
 

	
 

	
Class

  A

	
 

	
Class

  B

	
 

	
Class

  C

	
 

	
Select

	
 

	
Institutional

	
 

	
Ultra

	
 

	
Class

  M

	
 

	
Investor

	
 

	
Class

  R2

	
 

	
Class

  R5


	
 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 


	
JPMorgan Intrepid Japan Fund* 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Large
 Cap Growth Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan Large
 Cap Value Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan Latin America Fund* 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan
 Market Expansion Index Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan Market Neutral Fund

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Mid Cap Equity Fund

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Mid Cap Value Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan
 Multi-Cap Market Neutral Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Realty Income Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Russia Fund* 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Small Cap Core Fund

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Small Cap Equity Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan Small
 Cap Growth Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan Small
 Cap Value Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan SmartRetirement 2010 Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan SmartRetirement 2015 Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan SmartRetirement 2020 Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan SmartRetirement 2025 Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan SmartRetirement 2030 Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan SmartRetirement 2035 Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan SmartRetirement 2040 Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan SmartRetirement 2045 Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan SmartRetirement 2050 Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan SmartRetirement Income Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan Strategic Small Cap Value Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Tax Aware Disciplined Equity Fund

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Tax Aware Diversified Equity Fund

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Tax Aware U.S. Equity Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan U.S. Equity Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan U.S. Large Cap Core Plus Fund 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan U.S. Large Cap Value Plus Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan U.S.
 Real Estate Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan U.S. Small Company Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Value Advantage Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Value Discovery Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
Undiscovered Managers Behavioral Growth Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 


	
Undiscovered Managers Behavioral Value Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
Undiscovered Managers Small Cap Growth Fund

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 





B-2






JPMorgan Fixed Income Funds


	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
 

	
 

	
Class
  A

	
 

	
Class
  B

	
 

	
Class
  C

	
 

	
Select

	
 

	
Institutional

	
 

	
Ultra

	
 

	
Class
R2

	
 

	
Class
R5


	
 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 


	
JPMorgan
 Arizona Municipal Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 


	
JPMorgan California Tax Free Bond Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Core
 Bond Fund^

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X


	
JPMorgan Core
 Plus Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 


	
JPMorgan Emerging Markets Debt Fund*

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan
 Government Bond Fund^

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 


	
JPMorgan High
 Yield Bond Fund^ *

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X


	
JPMorgan
 Intermediate Bond Fund^

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 


	
JPMorgan Intermediate Tax
 Free Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan International
 Currency Income Fund*

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan
 Kentucky Municipal Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Louisiana Municipal Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Michigan Municipal Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Mortgage-Backed Securities Fund^

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 


	
JPMorgan
 Municipal Income Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan New York Tax Free Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Ohio
 Municipal Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Real Return Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Strategic Income Fund (to be liquidated on
 or about 2/24/09)

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Strategic Income Opportunities Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Strategic Preservation Fund*

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan Tax Aware High Income Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Tax Aware Real Return Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Tax
 Free Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Total Return Fund

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X


	
JPMorgan West
 Virginia Municipal Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 








	
 


	
^ Class A shares also may be offered in Taiwan


	
 


	
JPMorgan Short-Term Fixed Income Funds








	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
 

	
 

	
Class
  A

	
 

	
Class
  B

	
 

	
Class
  C

	
 

	
Select

	
 

	
Institutional

	
 

	
Ultra

	
 

	
Class
  M

	
 

	
Class
  R5


	
 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 


	
JPMorgan Enhanced Income Fund

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Short
 Duration Bond Fund^

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 


	
JPMorgan Short Term Bond Fund

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Short Term Bond Fund II

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan Short
 Term Municipal Bond Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Tax Aware Enhanced Income Fund

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Tax Aware Short-Intermediate Income Fund

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Treasury & Agency Fund^

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Ultra Short Duration Bond Fund^

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 





^ Class A shares also may be offered in Taiwan


B-3






Money
Market Funds


	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
 

	
 

	
Capital

	
 

	
Institutional

	
 

	
Agency

	
 

	
Premier

	
 

	
Investor

	
 

	
Morgan

	
 

	
Reserve

	
 

	
Class

  B

	
 

	
Class

  C

	
 

	
Cash

  Management

	
 

	
Service

	
 

	
E*TRADE


	
 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 

	
 

	 


	
JPMorgan 100% U.S. Treasury Securities Money Market
 Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan California Municipal Money Market Fund

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan Federal Money Market Fund

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Liquid Assets Money Market Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan
 Michigan Municipal Money Market Fund

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan
 Municipal Money Market Fund

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan New York Municipal Money Market Fund

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
X


	
JPMorgan Ohio
 Municipal Money Market Fund

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan Prime Money Market Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 


	
JPMorgan Tax Free Money Market Fund

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 


	
JPMorgan U.S.
 Government Money Market Fund

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
X

	
 

	
 


	
JPMorgan U.S.
 Treasury Plus Money Market Fund

	
 

	
 

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
X

	
 

	
 

	
 

	
X

	
 

	
 





B-4