**Exhibit        12(b)**

**General        Electric Capital Services, Inc.**

**and        consolidated affiliates**

**Computation        of Ratio of Earnings to Combined Fixed Charges and Preferred Stock        Dividends**

|                                                            | **Year                  ended December 31** |   |
|-----------------------------------------------------------------|---------------------------------------------|--------|
| *(Dollars                  in millions)*                        | **2006**                                    |   | **2005** |   | **2004** |   | **2003** |   | **2002** |   |
|                                                            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Earnings                  from continuing operations            | $                                           | 10,495 |   | $ | 9,527 |   | $ | 8,169 |   | $ | 6,256 |   | $ | 4,122 |   |
| Provision                  (benefit) for income taxes           |                                        | 1,374  |   |   | 1,285 |   |   | 1,723 |   |   | 1,199 |   |   | (59 | ) |
| Minority                  interest                              |                                        | 235    |   |   | 202 |   |   | 190 |   |   | 127 |   |   | 145 |   |
| Earnings                  from continuing operations before     |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| income                  taxes and minority interest             |                                        | 12,104 |   |   | 11,014 |   |   | 10,082 |   |   | 7,582 |   |   | 4,208 |   |
|                                                            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Fixed                  Charges:                                 |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest                                                        |                                        | 18,383 |   |   | 14,384 |   |   | 11,183 |   |   | 10,001 |   |   | 9,677 |   |
| One-third                  of rentals(a)                        |                                        | 330    |   |   | 331 |   |   | 311 |   |   | 276 |   |   | 300 |   |
| Total                  fixed charges                            |                                        | 18,713 |   |   | 14,715 |   |   | 11,494 |   |   | 10,277 |   |   | 9,977 |   |
| Less                  interest capitalized, net of amortization |                                        | (77    | ) |   | (72 | ) |   | (37 | ) |   | (23 | ) |   | (38 | ) |
|                                                            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Earnings                  from continuing operations            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| before                  income taxes and minority               |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| interest                  plus fixed charges                    | $                                           | 30,740 |   | $ | 25,657 |   | $ | 21,539 |   | $ | 17,836 |   | $ | 14,147 |   |
|                                                            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Preferred                  stock dividend requirements          | $                                           | 1      |   | $ | 1 |   | $ | 1 |   | $ | 1 |   | $ | 1 |   |
|                                                            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Ratio                  of earnings before provision for income  |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| taxes                  to earnings from continuing operations   |                                        | 1.13   |   |   | 1.13 |   |   | 1.21 |   |   | 1.19 |   |   | 0.99 |   |
|                                                            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Preferred                  stock dividend factor                |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| on                  pre-tax basis                               |                                        | 1      |   |   | 1 |   |   | 1 |   |   | 1 |   |   | 1 |   |
| Fixed                  charges                                  |                                        | 18,713 |   |   | 14,715 |   |   | 11,494 |   |   | 10,277 |   |   | 9,977 |   |
|                                                            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                  fixed charges and preferred stock        |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| dividend                  requirements                          | $                                           | 18,714 |   | $ | 14,716 |   | $ | 11,495 |   | $ | 10,278 |   | $ | 9,978 |   |
|                                                            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Ratio                  of earnings to combined fixed charges    |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| and                  preferred stock dividends                  |                                        | 1.64   |   |   | 1.74 |   |   | 1.87 |   |   | 1.74 |   |   | 1.42 |   |
|                                                            |                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |

| (a) | Considered                  to be representative of interest factor in rental expense. |   |
|-----|----------------------------------------------------------------------------------------|--------|