Norwest Banks Commercial Note

Name:  Microware Systems Corporation     Date of Note:  07-23-96

On 12-31-1997, the "Due Date", which also means the date, if any, on which 
this note is accelerated.  

For value received, the undersigned promises to pay to the order of Norwest 
Bank Iowa, National Association, 666 Walnut, Des Moines, IA 50309 or at any 
other place designated by the holder of this Note, in lawful money of the 
United States of America, the principal sum of Ten Million and 00/100 Dollars 
($10,000,000.00)- Terms & conditions according to July 23, 1996 Letter 
Agreement, or as much as has been disbursed and remains outstanding on this 
Note at the Due Date, as is shown by the Bank's records, together with 
interest (calculated on the basis of actual days elapsed in a year of 360 days 
on the unpaid principal of this Note from the Date until this Note is fully 
paid, at an annual rate equal to 1.0000% above the Base Rate, each change in 
the interest rate to become effective on the day of the corresponding change 
in the Base Rate becomes effective (the "Note Rate"). "Base Rate" means the 
rate of interest established by Norwest Bank Iowa, N.A. from time to time as 
its "base": or "Fed Funds" rate.  

Interest shall be payable Monthly, commencing 08-31-1996 and on the same day 
of  each succeeding Month, and on the Due Date.  The undersigned may, at any 
time, prepay this Note, in whole or from time to time in part without premium 
or penalty, upon written or telephonic notice to the Bank. In addition, the 
undersigned shall pay to the Bank a nonrefundable facility fee of 0.1500% of 
the Note Amount.  "Note Amount" means the principal amount of the Note, at the 
time this Note is signed.

IMPORTANT: READ BEFORE SIGNING. THE TERMS OF THIS AGREEMENT AND ANY RELATED 
DOCUMENTS SHOULD BE READ CAREFULLY BECAUSE ONLY THOSE TERMS IN WRITING ARE 
ENFORCEABLE. NO OTHER TERMS OR ORAL PROMISES NOT CONTAINED IN THE WRITTEN 
CONTRACT(S) MAY BE LEGALLY ENFORCED. YOU MAY CHANGE THE TERMS OF THE 
AGREEMENT(S) ONLY BY ANOTHER WRITTEN AGREEMENT. THIS NOTICE ALSO APPLIES TO 
ANY OTHER CREDIT AGREEMENTS (EXCEPT CONSUMER LOANS OR OTHER EXEMPT 
TRANSACTIONS) NOW IN EFFECT BETWEEN YOU AND THIS LENDER.

The undersigned acknowledges receipt of a copy of this document.

THE REVERSE SIDE OF THIS NOTE CONTAINS IMPORTANT, ADDITONAL PROVISIONS, ALL OF 
WHICH ARE MADE A PART HEREOF.

The proceeds of this loan will be used for business or agricultural purposes 
only.

Name                  Microware Systems Corporation
Street address        1900 N.W. 114th Street
City, State and Zip   Des Moines, IA  50325

By:                   /S/ KENNETH B. KAPLAN, CEO
                      ---------------------------
By:                   /S/ GEORGE J. BARRY, CFO
                      ---------------------------

                                                            Page 1 of 2


[REVERSE SIDE OF NOTE]

This Note shall be in default if;


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1.  payment is not paid when due;
2.  any other debt owed by the undersigned to the Bank is not paid when due;
3.  a garnishment, summons or writ of attachment is issued against or served 
    on the Bank or any financial institution for the attachment of any 
    property of the undersigned in the Bank's or any other financial 
    institution's possessions, or any indebtedness owing to the undersigned;
4.  any statement made to the Bank or information provided to the Bank proves 
    to be false in any material respect; or,
5.  the holder of this Note at any time, in good faith, believes that the 
    undersigned will not be able to pay this Note when it is due.

If this Note is in default, the holder may, in its sole option, declare this 
Note to be immediately due and payable, at which time this Note will be 
immediately due and payable together with all unpaid interest accrued on this 
Note and Late Fees, if any, without further notice or demand.  If this Note is 
payable on demand, nothing in the preceding sentence shall preclude or limit 
the holder of this Note from demanding payment of this Note at any time and 
for any reason. This Note shall become automatically due and payable 
(including all unpaid interest accrued and Late Fees) without notice or demand 
should the undersigned die (an individual) or should a petition be filed by or 
against the undersigned under the United States Bankruptcy Code.

Miscellaneous: The undersigned and each endorser and guarantor, if any, 
agrees:
1.  "Bank," as used in the Note means the Bank and any subsequent holder of
    this Note.
2.  Unless prohibited by applicable law, if this Note is not paid when due,
    the undersigned will pay all costs of collection, including, without 
    limitation, reasonable attorney's fees and legal expenses, incurred by 
    the holder of this Note.
3.  Each provision whose box is checked is a part of this Note.
4.  No single or partial exercise of the Bank of any right or remedy shall 
    preclude any other future exercise of such right or remedy or the 
    exercise of any other right or remedy.
5.  This note shall be governed by the substantive laws of the state named
    as part of the Bank's address above.

Waiver: If this Note is signed by any party who is not receiving any of the 
proceeds of the loan evidenced by it, each such party and any other party 
liable for payment of the debt evidenced by this Note waives demand, 
presentment, notice of dishonor and protest of this Note, as such terms are 
defined in the Uniform Commercial Code.

In addition, each such party consents to:
1.  any extension or postponement of time of this Note's payment without 
    limit as to the number or duration of any such extension or postponement;
2.  any substitution, exchange or release of all or part of the collateral 
    securing this Note; and
3.  the release or discharge of, or suspension of any rights and remedies 
    against, any person who may be liable for payment of the debt evidenced 
    by this Note.

If the Bank delays the exercise of any right or remedy it has, it can exercise 
such right or remedy later. If the Bank grants a waiver or indulgence of any 
default, the waiver or indulgence must be in writing and the writing must be 
signed by the Bank. If the Bank grants a waiver, it is for that occasion only. 
Acceptance by the Bank of any Late Fee shall not constitute a waiver by the 
Bank of any past of future default by the undersigned or any right or remedy 
the Bank has.


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<PAGE>

Arbitration: The Bank and the undersigned agree to submit to binding 
arbitration all claims, disputes and controversies (whether in tort, contract 
or otherwise, except "core proceeding" under the U.S. Bankruptcy Code) arising 
between themselves and their respective employees, officers, directors, 
attorneys and other agents, which relate in any way without limitation to this 
note, including but not limited to, the negotiation, collateralization, 
administration, repayment, modification, default, termination and enforcement 
of the loan or credit evidenced by this Note.

Arbitration will be governed by the Federal Arbitration Act (if in Colorado, 
shall be governed by Colorado Law) and proceed in the city and state named as 
part of the Bank's address or other mutually agreed upon location in 
accordance with the American Arbitration Association's commercial arbitration 
rules (the "AAA Rules"). Arbitration will be conducted before a single neutral 
arbitrator selected in accordance with AAA Rules and who shall be an attorney 
who has practiced commercial law for at least ten (10) years. The arbitrator 
will determine whether an issue is arbitratable and will give effect to 
applicable statutes of limitation.

Judgment upon the arbitrator's award may be entered in any court having 
jurisdiction. The arbitrator has the discretion to decide, upon documents only 
or with a hearing, any pre-hearing motion similar to motions to dismiss for 
failure to state a claim or motions for summary judgment. Discovery will be 
governed by the Rules of Civil Procedure for the state in which the Bank is 
located. Discovery must be completed at least twenty (20) days before the 
hearing date and within one hundred eighty (180) days of the commencement of 
arbitration. Each request for an extension and all other discover disputes 
will be determined by the arbitrator upon a showing that the request is 
essential for the party's presentation and that no alternative means for 
obtaining information are available during the initial discovery period.

The parties' agreement to arbitrate does not limit the right of either party 
to (a) foreclose against real or personal property collateral; (b) exercise 
self-help remedies such as setoff or repossession; or (c) obtain provisional 
remedies such as replevin, injunctive relieve, attachment or the appointment 
of a receiver during the pendency or before or after any arbitration 
proceeding. These exceptions do not constitute a waiver of the right or 
obligation of either party to submit any dispute or arbitration, including 
those arising from the exercise of these remedies. The arbitrator will award 
costs and expenses in accordance with the provisions of this Note.

                                                            Page 2 of 2





Letter Agreement
Norwest Bank Iowa, N.A.
                                                666 Walnut Street
                                                Post Office Box 837
                                                Des Moines, Iowa 50304
                                                515/245-3131


July 23, 1996

Mr. Kenneth Kaplan
Chief Executive Officer
Mr. George Barry


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<PAGE>

Chief Financial Officer
Microware Systems Corporation
1900 N.W. 114th Street
Des Moines, IA  50325-7077

Dear Gentlemen:

Norwest Bank Iowa, National Association (herein referred to as "we," "our," or 
"us") is pleased to grant you a non-revolving Commercial Real Estate 
Construction Loan (the "Loan") in the principal amount of TEN MILLION AND 
NO/100 dollars ($10,000,000), under the following terms and conditions:

1. The Loan shall be in the form of advances in an aggregate principal amount
   not to exceed at any one time $10,000,000, payable as set forth in the copy 
   of the note attached and all amounts outstanding under the note will be due 
   and payable in full on December 31, 1997. The proceeds of the loan shall be 
   used by you, together with your funds, to finance expenses incurred to 
   construct and finance an office building located in Clive, Iowa.

2. Upon your acceptance of this letter, you shall pay to us a construction 
   loan management fee equal to FIFTEEN BASIS POINTS (0.15%) of the Loan.

3. Your obligation to repay all loans made by us under the Loan will be 
   secured by your single promissory note in the amount of our commitment, 
   dated the same as this commitment letter (the "Note").

4. The Note shall bear interest (computed on the basis of actual days elapsed 
   and a 360-day year) on the principal balance outstanding from time to time, 
   from the date of the initial advance until the Note is paid in full at the 
   rate of 1.00% per annum in excess of the Fed Funds Rate in effect from time 
   to time at the bank. The rate of interest shall initially be determined as 
   of the date hereof and shall thereafter be adjusted simultaneously with  
   each change in the Fed Funds Rate.

   You may also chose to take advances under the LIBOR Rate Option. With one 
   day's advance notice you may select either the 30 Day or 90 Day LIBOR Rate 
   Option, advances under this option shall bear interest (computed on the 
   basis of actual days elapsed and a 360-day year) on the principal balance 
   outstanding until the end of the interest rate period (30 or 90 days) at 
   the rate of 1.00% per annum in excess of the LIBOR Rate in effect at the 
   Bank on the date of the advance.

   The amount of interest earned each month will be payable on or before the 
   last day of the month, and on demand. In addition, any earned and unpaid 
   interest will be payable on the due date of the Note.

   The unpaid balance of the Note shall be due and payable in full on the date 
   stated in the Note.

   The Note will also specify events of default and the rights and remedies 
   available to us upon the occurrence of an event of default. The Note must 
   be properly executed by you and be in form and substance acceptable to us.

5. The Loan shall be secured by a security interest in U.S. Treasuries held by 
   Norwest Investment Services, Inc.

6. So long as any indebtedness remains outstanding hereunder, you will:
  
   A.  Maintain insurance with financially sound and reputable insurers 
       covering properties and business against those casualties and 
       contingencies and in the types and amounts as are in accordance with 
       sound business and industry practices.


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<PAGE>


   B.  Maintain your existence and business operations as presently in 
       effect in accordance with all applicable laws and regulations, pay
       your indebtedness and obligations when due under normal terms, and 
       pay on or before the date when payable without penalty all taxes, 
       assessments, fees, and other governmental monetary obligations, except 
       as they may be contested in good faith if they have been properly 
       reflected on your books, and at our request you have pledged adequate 
       funds or security to insure payment.

   C.  Maintain proper books of record and account.

   D.  Furnish to us:

        (1)  Within 45 days after each fiscal quarterly period, a balance 
             sheet as of the end of that period, statement of cash flow and a 
             statement of profit and loss and surplus, from the beginning of 
             that fiscal year to the end of that period, certified as correct 
             by one of your authorized agents.

        (3)  [sic] Within 90 days after, and as of the end of each of your 
             fiscal years, a detailed audit, including a balance sheet and a 
             statement of profit and loss and surplus, certified by an 
             independent, certified public accountant of recognized standing.

        (4)  Any other information or books and records that we may reasonably 
             require.

7. Without our written consent, so long as any indebtedness remains
   outstanding hereunder, you will not:

      A.  Permit your ratio of senior liabilities to tangible net worth to be 
          more than 0.75 to 1.00. Generally accepted accounting principles 
          shall determine the manner of computation.

8. You represent that you are authorized to accept this letter and execute the 
   note, which constitutes valid and enforceable obligations.  All balance 
   sheets, profits and loss statements, and other information furnished to us 
   are true and correct and fairly reflects your financial condition on their 
   effective dates including contingent liabilities of every type that your 
   financial condition has not changed materially and adversely since those 
   dates.

Upon default in the payment or interest as provided in the note or in any 
other instrument evidencing indebtedness of the undersigned; or upon default 
in any term, condition, agreement, representation or warranty contained in the 
note; or in the event the holder of the note shall, at any time, deem itself 
insecure; or if the undersigned becomes insolvent or bankrupt or makes an 
assignment for the benefit of creditors; or if a trustee, custodian, or 
receiver is appointed for the undersigned or for the greater portion of the 
property of the undersigned without the undersigned's consent and is not 
discharged within 40 days; or if bankruptcy, reorganization, or liquidation 
proceedings are instituted by or against the undersigned, and if instituted 
against undersigned, and if instituted against the undersigned are consented 
to by the undersigned or remain undismissed for 40 days; then and at any time 
thereafter, this commitment letter shall automatically terminate and the 
entire indebtedness shall become due and payable immediately, without notice, 
at the option of the holder.

This letter is addressed to you only and is not to be relied upon in any 
manner by other persons or entities.


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<PAGE>

If the foregoing is agreeable to you as it is to us, please execute the 
attached copy of this letter and return it to us on or before July 26, 1996, 
whereupon this shall become a binding agreement between us.

Very truly yours,

NORWEST BANK IOWA, NATIONAL ASSOCIATION
Douglas C. Barclay
Vice President

IMPORTANT:  READ BEFORE SIGNING THE AGREEMENT(S) ACCOMPANYING THIS NOTICE. THE 
TERMS OF THIS AGREEMENT SHOULD BE READ CAREFULLY BECAUSE ONLY THOSE TERMS IN 
WRITING ARE ENFORCEABLE. NO OTHER TERMS OR ORAL PROMISES NOT CONTAINED IN THE 
WRITTEN CONTRACT(S) MAY BE LEGALLY ENFORCED. YOU MAY CHANGE THE TERMS OF THE 
AGREEMENT(S) ONLY BY ANOTHER WRITTEN AGREEMENT. THIS NOTICE ALSO APPLIES TO 
ANY OTHER CREDIT AGREEMENTS (EXCEPT CONSUMER LOANS OR OTHER EXEMPT 
TRANSACTIONS) NOW IN EFFECT BETWEEN YOU AND THIS LENDER.

Accepted and agreed to this 23rd date of July, 1996.  Proceeds of the loans, 
if any, made under the Line will be used for business purposes exclusively.

MICROWARE SYSTEMS CORPORATION

By:     /S/ GEORGE J. BARRY            By:     /S/ KENNETH B. KAPLAN
        -------------------                    ---------------------
Title:  CFO                            Title:  President




NORWEST BANK                                     SECURITY AGREEMENT
                                                 Collateral Pledge Agreement

Date:  07-23-97

Debtor:                              Secured Party:
    Microware Systems Corporation      Norwest Bank Iowa, National Association
    1900 N.W. 114th Street             666 Walnut
    Des Moines, IA 50322               Des Moines, IA 

1.    SECURITY INTEREST AND COLLATERAL  To secure:  the debt, liability or 
    obligation of the Debtor to Secured Party evidenced by the following:
    $10,000,000 note dated July 23, 1996 and any extensions, renewals or 
    replacements thereof (herein referred to as the "Obligations"),

Debtor hereby grants Secured Party a security interest (herein called the 
"Security Interest") in:

    the property owned by Debtor and held by Secured Party or held by Secured 
    Party's agents or correspondents or held by a bailee that is described as 
    follows:  U.S. Treasuries held by Norwest Investment Services, Inc. 
    together with all rights in connection with such property (herein called 
    the "Collateral").

2.  REPRESENTATIONS, WARRANTIES AND COVENANTS  Debtor represents, warrants and 
    covenants that:

(i)   Debtor will duly endorse, in blank, each and every instrument 
      constituting Collateral by signing on said instrument or by signing a 
      separate document of assignment or transfer, if required by Secured 
      Party.
(ii)  Debtor is the owner of the Collateral free and clear of all liens, 
      encumbrances, security interests and restrictions, except the Security 


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<PAGE>

      Interest and any restrictive legend appearing on any instrument 
      constituting Collateral.
(iii) Debtor will keep the Collateral free and clear of all liens, 
      encumbrances and security interests, except the Security Interest.
(iv)  Debtor will pay, when due, all taxes and other governmental charges 
      levied or assessed upon or against any Collateral.  
(v)   At any time, upon request by Secured Party, Debtor will deliver to 
      Secured Party all notices, financial statements, reports or other 
      communications received by Debtor as an owner or holder of the 
      Collateral.
(vi)  Debtor will upon receipt deliver to Secured Party in pledge as 
      additional Collateral all securities distributed on account  of the 
      Collateral such as stock dividends and securities resulting from stock 
      splits, reorganizations and recapitalizations.

3.  RIGHTS OF SECURED PARTY  Debtor agrees that Secured Party may at any time, 
    whether before or after the occurrence of an Event of Default and without 
    notice or demand of any kind,

(i)   notify the obligor on or issuer of any Collateral to make payment to 
      Secured Party of any amounts due or distributable thereon, 
(ii)  in Debtor's name or Secured Party's name enforce collection of any 
      Collateral by suit or otherwise, or surrender, release or exchange all 
      or any part of it, or compromise, extend or renew for any period any 
      obligation evidenced by the Collateral, 
(iii) receive all proceeds of the Collateral, and
(iv)  hold any increase or profits received from the Collateral as additional 
      security for the Obligations, except that any money received from the 
      Collateral shall, at Secured Party's option, be applied in reduction of 
      the Obligations, in such order of application as Secured Party may 
      determine, or be remitted to Debtor.

THIS AGREEMENT CONTAINS ADDITIONAL PROVISIONS SET FORTH ON PAGE 2 HEREOF, ALL 
OF WHICH ARE MADE A PART HEREOF.


Microware Systems Corporation        by /S/ GEORGE J. BARRY
                                        --------------------------
                                        Chief Financial Officer

                                     by /S/ KENNETH B. KAPLAN
                                        --------------------------
                                         Chief Executive Officer
                

                                                                 Page 1 of 2


4.  EVENTS OF DEFAULT

Each of the following occurrences shall constitute an event of default under 
this Agreement (herein called "Events of Default");

(i)   Debtor shall fail to pay any or all of the Obligations when due or (if 
      payable on demand) on demand, or shall fail to observe or perform any 
      covenant or agreement herein binding on it;
(ii)  any representation or warranty by Debtor set forth in this Agreement or 
      made to Secured Party in any financial statements or reports submitted 
      to Secured Party by or on behalf of Debtor shall prove materially false 
      or misleading;
(iii) a garnishment, summons or a writ of attachment shall be issued against 


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<PAGE>

      or served upon the Secured Party for the attachment of any property of 
      the Debtor or any indebtedness owing to Debtor;
(iv)  Debtor or any guarantor of any Obligation shall
      a.  be or become insolvent (however defined); or
      b.  voluntarily file, or have filed against it involuntarily, a petition 
          under the United States Bankruptcy Code; or
      c.  if a corporation, partnership or organization, be dissolved or 
          liquidated or, of a partnership, suffer the death of a partner or, 
          if any individual, die; or
      d.  go out of business;
(v)   Secured Party shall in good faith believe that the value then realizable 
      by collection or disposition of the Collateral, after deduction of 
      expenses or collection and disposition, is less than the aggregate 
      unpaid balance of all Obligations then outstanding;
(vi)  Secured Party shall in good faith believe that the prospect of due and 
      punctual payment of any or all of the Obligation is impaired.

5.  REMEDIES UPON EVENT OF DEFAULT

Upon the occurrence of an Event of Default and at any time thereafter, Secured 
Party may exercise any one or more of the following rights or remedies:

(i)   declare all unmatured Obligations to be immediately due and payable, and 
      the same shall thereupon be immediately due and payable, without 
      presentment or other notice or demand;
(ii)  exercise all voting and other rights as holder of the Collateral;
(iii) exercise and enforce any or all rights and remedies available upon 
      defaults to a secured party under the Uniform Commercial Code, including 
      the right to offer and sell the Collateral privately to purchasers who 
      will agree to take the Collateral for investment and not with a view to 
      distribution and who will agree to the imposition of restrictive legends 
      on the certificates representing the Collateral, and the right to 
      arrange for a sale which would otherwise qualify as exempt from 
      registration under the Securities Act of 1933; and if notice to Debtor 
      of any intended disposition of the Collateral or any other intended 
      action is required by law in a particular instance, such notice shall be 
      deemed commercially reasonable if given at least 10 calendar days prior 
      to the date of intended disposition or other action;
(iv)  exercise or enforce any or all other rights or remedies available to 
      Secured Party by law or agreement against the Collateral, against Debtor 
      or against any other person or property.  Upon the occurrence of the 
      Event of Default described in Section 4 (iv) (b), all Obligations shall 
      be immediately due and payable without demand or notice thereof.

6.  MISCELLANEOUS

Any disposition of the Collateral in the manner provided in Section 5 shall be 
deemed commercially reasonable.  This Agreement can be waived, modified, 
amended, terminated or discharged, and the Security Interest can be released, 
only explicitly in a writing signed by Secured Party.  A waiver signed by 
Secured Party shall be effective only in the specific instance and for the 
specific purpose given.  Mere delay or failure to act shall not preclude the 
exercise or enforcement of any of Secured Party's rights or remedies.  All 
rights and remedies of Secured Party shall be cumulative and may be exercised 
singularly or concurrently, at Secured Party's option, and the exercise or 
enforcement of any one such right or remedy shall neither be a condition to 
nor bar the exercise or enforcement of any other.  All notices to be given to 
Debtor shall be deemed sufficiently given if delivered or mailed by registered 
or certified mail, postage prepaid, to Debtor at its address set forth above 
or at the most recent address shown on Secured Party's records.  Secured 
Party's duty of care with respect to Collateral in its possession (as imposed 

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<PAGE>

by law) shall be deemed fulfilled if Secured Party exercises reasonable care 
in physically safekeeping such Collateral or, in the case of Collateral in the 
custody or possession of a bailee or other third person, exercises reasonable 
care in the selection of the bailee or other third person, and Secured Party 
need not otherwise preserve, protect, insure or care for any Collateral.  
Secured Party shall not be obligated to preserve any rights Debtor may have 
against prior parties, to exercise at all or in any particular manner any 
voting rights which may be available with respect to any Collateral, to 
realize on the Collateral at all or in any particular manner or order, or to 
apply any cash proceeds of Collateral in any particular order of application.  
Debtor will reimburse Secured Party for all expenses (including reasonable 
attorneys' fees and legal expenses) incurred by Secured Party in the 
protection, defense or enforcement of the Security Interest, including 
expenses incurred in any litigation or bankruptcy or insolvency proceedings.  
This Agreement shall be binding upon and inure to the benefit of Debtor and 
Secured Party and their respective heirs, representatives, successors and 
assigns and shall take effect when signed by Debtor and delivered to Secured 
Party, and Debtor waives notice of Secured Party's acceptance hereof.  This 
Agreement shall be governed by the internal laws of the state named as part of 
Secured Party's address above and, unless the context otherwise requires, all 
terms used herein which are defined in Articles 1 and 9 of the Uniform 
Commercial Code, as in effect in said state, shall have the meanings therein 
stated.  If any provision or application of this Agreement is held unlawful or 
unenforceable in any respect, such illegality or unenforceability shall not 
affect other provisions or applications which can be given effect, and this 
Agreement shall be construed as if the unlawful or unenforceable provision or 
application had never been contained herein or prescribed hereby.  All 
representations and warranties contained in this Agreement shall survive the 
execution, delivery and performance of this Agreement and the creation and 
payment of the Obligations.  If this Agreement is signed by more than one 
person as Debtor, the term "Debtor" shall refer to each of them separately and 
to both or all of them jointly; all such persons shall be bound both severally 
and jointly with the other(s); and the Obligations shall include all debts, 
liabilities and obligations owed to Secured Party by any Debtor solely or by 
both or several or all Debtors jointly or jointly and severally, and all 
property described in Section 1 shall be included as part of the Collateral, 
whether it is owned jointly by both or all Debtors or is owned in whole or in 
part by one (or more) of them.


                                                                 Page 2 of 2



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