<PAGE>   1
                                                               Exhibit 24

                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ Lois K. Goodman
                                    -----------------------------------
                                    Lois K. Goodman



<PAGE>   2












                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ Marguerite B. Humphrey
                                    -----------------------------------
                                    Marguerite B. Humphrey



<PAGE>   3











                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ Alfonse M. Mattia
                                    -----------------------------------
                                    Alfonse M. Mattia



<PAGE>   4












                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ Robert M. Kaye
                                    -----------------------------------
                                    Robert M. Kaye



<PAGE>   5












                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ David G. Lodge
                                    -----------------------------------
                                    David G. Lodge



<PAGE>   6












                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ Malvin E.Bank
                                    -----------------------------------
                                    Malvin E. Bank



<PAGE>   7












                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ David P. Miller
                                    -----------------------------------
                                    David P. Miller



<PAGE>   8












                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ Ralph D. Ketchum
                                    -----------------------------------
                                    Ralph D. Ketchum



<PAGE>   9












                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ James A. Karman
                                    -----------------------------------
                                    James A. Karman



<PAGE>   10












                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ Robert R. Broadbent
                                    -----------------------------------
                                    Robert R. Broadbent



<PAGE>   11











                                POWER OF ATTORNEY


                  The undersigned, an officer or director, or both an officer
and director of Metropolitan Financial Corp., an Ohio corporation, which
anticipates filing with the Securities and Exchange Commission, Washington,
D.C., under the provisions of the Securities Act of 1934, as amended, an Annual
Report on Form 10-K, hereby constitutes and appoints Robert M. Kaye, David G.
Lodge, and Judy Z. Adam, and each of them, as attorney for the undersigned, with
full power of substitution and resubstitution, for and in the name, place, and
stead of the undersigned, to sign and file the Annual Report on Form 10-K and
any and all amendments, supplements and exhibits thereto, with full power and
authority to do and perform any and all acts and things whatsoever requisite and
necessary to be done in the premises, hereby ratifying and approving the acts of
such attorney or any such substitute or substitutes.

                  IN WITNESS WHEREOF, the undersigned has hereunto set his or
her hand as of February 24, 1998.


                                    /s/ Marjorie M. Carlson
                                    -----------------------------------
                                    Marjorie M. Carlson