[Federal Register Volume 87, Number 9 (Thursday, January 13, 2022)]
[Notices]
[Pages 2144-2145]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-00583]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2021-0023]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is publishing this 
notice seeking comment on a Generic Information Collection titled, 
``The Effect of Different Savings Elicitation Strategies on Emergency 
Savings Targets,'' prior to requesting the Office of Management and 
Budget's (OMB's) approval of this collection under the Generic 
Information Collection ``Generic Information Collection Plan for 
Studies of Consumers using Controlled Trials in Field and Economic 
Laboratory Settings'' under OMB Control number 3170-0048.

DATES: Written comments are encouraged and must be received on or 
before February 14, 2022 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
    <bullet> Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments.
    <bullet> Email: <a href="/cdn-cgi/l/email-protection#b2e2e0f3edf1dddfdfd7dcc6c1f2d1d4c2d09cd5ddc4"><span class="__cf_email__" data-cfemail="a7f7f5e6f8e4c8cacac2c9d3d4e7c4c1d7c589c0c8d1">[email protected]</span></a>. Include Docket No. CFPB-
2021-0023 in the subject line of the email.
    <bullet> Mail/Hand Delivery/Courier: Comment intake, Bureau of 
Consumer Financial Protection (Attention: PRA Office), 1700 G Street 
NW, Washington, DC 20552.
    Please note that due to circumstances associated with the COVID-19 
pandemic, the Bureau discourages the submission of comments by mail, 
hand delivery, or courier. Please note that comments submitted after 
the comment period will not be accepted. In general,

[[Page 2145]]

all comments received will become public records, including any 
personal information provided. Sensitive personal information, such as 
account numbers or Social Security numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to Anthony May, PRA Officer, at (202) 435-7278, or email: 
<a href="/cdn-cgi/l/email-protection#febdb8aebca1aeacbfbe9d988e9cd0999188"><span class="__cf_email__" data-cfemail="15565345574a45475455767365773b727a63">[email protected]</span></a>. If you require this document in an alternative 
electronic format, please contact <a href="/cdn-cgi/l/email-protection#6f2c293f2d302e0c0c0a1c1c060d0603061b162f0c091f0d41080019"><span class="__cf_email__" data-cfemail="6d2e2b3d2f322c0e0e081e1e040f04010419142d0e0b1d0f430a021b">[email protected]</span></a>. Please 
do not submit comments to these email boxes.

SUPPLEMENTARY INFORMATION:
    Title of Collection: The Effect of Different Savings Elicitation 
Strategies on Emergency Savings Targets.
    OMB Control Number: 3170-0048.
    Type of Review: Request for approval of a generic information 
collection under an existing Generic Information Collection Plan.
    Affected Public: Individuals.
    Estimated Number of Respondents: 6,000.
    Estimated Total Annual Burden Hours: 3,000.
    Abstract: This project examines how the framing of savings plans 
can help consumers establish emergency savings. The Bureau plans to 
test whether asking consumers to think about opportunity costs for 
their money helps them save more effectively for emergencies. Our 
findings can inform Bureau-developed content aimed at helping Americans 
be better prepared for emergencies. The Bureau will conduct several 
studies as part of this project asking participants about their savings 
goals. Each study will involve unique participants. We expect to 
recruit about 6,000 participants across the life of the project. The 
Bureau will not receive any personally identifying information (PII). 
Any PII will be scrubbed by the contractor. We will collect 
demographics, psychological measures around savings, and consumers' 
savings goals. The Bureau originally published this notice on 12/29/
2021 (86 FR 74075). However, the Bureau is now reissuing this notice 
due to an incorrect comment period end date. Bureau staff made no other 
changes to this notice or its description of the contained information 
collection requirements.
    Request for Comments: The Bureau is publishing this notice and 
soliciting comments on: (a) Whether the collection of information is 
necessary for the proper performance of the functions of the Bureau, 
including whether the information will have practical utility; (b) The 
accuracy of the Bureau's estimate of the burden of the collection of 
information, including the validity of the methods and the assumptions 
used; (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) Ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
submitted to OMB as part of its review of this request. All comments 
will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2022-00583 Filed 1-12-22; 8:45 am]
BILLING CODE 4810-AM-P


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