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###### Bureau of Consumer Financial Protection

          - [Docket No. CFPB-2021-0023]

# AGENCY:

Bureau of Consumer Financial Protection.

# ACTION:

Notice and request for comment.

# SUMMARY:

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is publishing this notice seeking comment on a Generic Information Collection titled, “The Effect of Different Savings Elicitation Strategies on Emergency Savings Targets,” prior to requesting the Office of Management and Budget's (OMB's) approval of this collection under the Generic Information Collection “Generic Information Collection Plan for Studies of Consumers using Controlled Trials in Field and Economic Laboratory Settings” under OMB Control number 3170-0048.

# DATES:

Written comments are encouraged and must be received on or before February 14, 2022 to be assured of consideration.

# ADDRESSES:

You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods:
      -  Federal eRulemaking Portal: http://www.regulations.gov.                          Follow the instructions for submitting comments.                    
      -  Email: PRA_Comments@cfpb.gov.                          Include Docket No. CFPB-2021-0023 in the subject line of the email.                    
      -  Mail/Hand Delivery/Courier:                          Comment intake, Bureau of Consumer Financial Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552.                    

                        Please note that due to circumstances associated with the COVID-19 pandemic, the Bureau discourages the submission of comments by mail, hand delivery, or courier. Please note that comments submitted after the comment period will not be accepted. In general,                               ( print page 2145)                            all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included.                    

# FOR FURTHER INFORMATION CONTACT:

                        Documentation prepared in support of this information collection request is available at                         *www.regulations.gov.*                         Requests for additional information should be directed to Anthony May, PRA Officer, at (202) 435-7278, or email:                         *CFPB_PRA@cfpb.gov.*                         If you require this document in an alternative electronic format, please contact                         *CFPB_Accessibility@cfpb.gov.*                         Please do not submit comments to these email boxes.                    

# SUPPLEMENTARY INFORMATION:

*Title of Collection:*                     The Effect of Different Savings Elicitation Strategies on Emergency Savings Targets.                

*OMB Control Number:*                     3170-0048.                

*Type of Review:*                     Request for approval of a generic information collection under an existing Generic Information Collection Plan.                

*Affected Public:*                     Individuals.                

*Estimated Number of Respondents:*                     6,000.                

*Estimated Total Annual Burden Hours:*                     3,000.                

*Abstract:*                     This project examines how the framing of savings plans can help consumers establish emergency savings. The Bureau plans to test whether asking consumers to think about opportunity costs for their money helps them save more effectively for emergencies. Our findings can inform Bureau-developed content aimed at helping Americans be better prepared for emergencies. The Bureau will conduct several studies as part of this project asking participants about their savings goals. Each study will involve unique participants. We expect to recruit about 6,000 participants across the life of the project. The Bureau will not receive any personally identifying information (PII). Any PII will be scrubbed by the contractor. We will collect demographics, psychological measures around savings, and consumers' savings goals. The Bureau originally published this notice on 12/29/2021 (86 FR 74075). However, the Bureau is now reissuing this notice due to an incorrect comment period end date. Bureau staff made no other changes to this notice or its description of the contained information collection requirements.                

*Request for Comments:*                     The Bureau is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau's estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be submitted to OMB as part of its review of this request. All comments will become a matter of public record.                

Anthony May,

Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection.

[FR Doc. 2022-00583 Filed 1-12-22; 8:45 am]

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