Lincoln Floorplanning Co., Inc.: Exhibit 10.2 - Filed by
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Exhibit 10.2 

Loan Agreement 

No.: 2809221C2115938 

Lender (full name): Kaifeng Commercial Bank Songdu Branch

Address: Building 1, Middle Section, Neihuan Road, Kaifeng City 
Legal
representative: Hu Baohong 
Telephone: 5960933 
Authorized representative:
Wang Chuan 
Telephone: 5960933 

Borrower (full name): Henan Desheng Boiler Installation Co.,
Ltd
Address: (Henan Desheng Boiler Installation Co., Ltd) No.12, Gongyuan
Road, Kaifeng City 
Legal representative: Zhang Honghai 
Telephone:
2996103 
Authorized representative: Hao Genfa 
Telephone: 2996132 

Signing address: Building 1, Middle Section, Neihuan Road,
Kaifeng City 




This agreement is hereby signed after bilateral agree in
accordance with the Contract Law of the People's Republic of China. 

Part I. Loan

1. Loan kind: short-term current capital loan 
2. Loan use:
purchasing raw materials such as steel 
3. Loan amount (in words): RMB Three
Million Only 
4. Borrow and repay 

1) Loan term, amount and interest rate: 

	Borrowing date 	Agreed repaying date 	  
	Year 	Month 	Date 	Amount 	Year 	Month 	Date 	Amount 
	2009 	11 	26 	3,000,000 	2010 	7 	15 	3,000,000
  


(Note: added attachment resulting from shortage in the table is
component of the agreement.) 

2) Records in loan note shall prevail in case of any
unconformity on loan amount, borrowing date, interest rate and agreed repaying
date in the agreement and loan note, which shall be regarded as part of
agreement and have the same force of law.

5. Interest rate and interest settlement 

1) In terms of PBC’s regulations, both parties agreed the
following type to implement interest rate: 

Implement PBC’s regulated basic interest rate that time, that
is, monthly interest rate 4.42 5‰. The interest shall be calculated since loan
lending date and charged monthly.

2) Before the loan is kept in account, in case of PBC’s
adjustment of interest rate, new basic rate or changed rate shall prevail. But
the changed level shall be carried out in terms of article 1).

3) Fixed interest rate shall prevail regarding loan term within
one year (including one year).




4) Regarding loan term above one year, the PBC’s new interest
rate shall prevail on January 1st next year subject to regulation of
article 1), and lender is unnecessary to inform borrower. But not include
special agreement between both parties.

5) Regarding loan term extension, level of interest rate in
respect of extended term shall prevail in accordance with regulation of article
1).

6) Borrower’s repayment prior to maturity shall be subject to
consents of lender who has rights to require the same interest rate as that
subject to loan term agreed in the agreement.

Part II. Only with following preconditions satisfied, or else,
lender has rights to reject the offer of loan.

1. The borrower shall have basic account opened at lender’s,
via which the loan and relevant settlement and deposit shall be handled.

2. Regarding mortgage or pledge guarantee pertinent to loan,
legal procedures such as registration and insurance shall be settled subject to
lender’s requirements and they are lastingly valid. In case tat the loan is
guaranteed under guaranty, the guaranty contract shall have been signed.

Part III. Lender’s rights and responsibilities

1. The lender has rights to get familiar with borrower’s states
of business operation, materials and storage, loan utilization, etc. and require
the borrower’s periodic submission of financial statements, materials and
information.

2. In case of borrower’s any disadvantageous behavior or
condition that has adequate impact on loan’s security, the lender may stop
lending or call in the loan ahead of schedule.

3. When calling in, in terms of agreement or ahead of schedule,
the loan, interest, default interest, compound interest or other payable
expenses, lender can directly collect them from borrower’s any account.

4. Regarding borrower’s inadequate repayment, lender can take
it as repayment of loan, interest, default interest, compound interest or
expenses.

5. Lender can announce borrower’s breach of agreement in case
of any nonperformance of repayment.

6. Lender shall offer loan in terms of the agreement and loan
note.




Part IV. Borrower’s rights and responsibilities 

1. Borrower has rights to get the loan in terms of the
agreement and loan note. 

2. Borrower shall pay interest on interest settlement date.

3. Repay loan and interest on schedule. Regarding extension,
borrower shall apply in written 15 days ahead of maturity. Lender has rights to
decide whether the loan can be extended. And the extension agreement shall be
signed subject to lender’s consents.

4. Borrower shall utilize the loan in terms of agreement,
without diverting it.

5. Submit real, complete and valid financial statements and
other relevant materials and information and provide active coordination to
lender’s inspection on business and finance and loan utilization.

6. Regarding any act such as contracting, tenancy, shareholding
reform, affiliation, merging, annexing, schism, joint venture, assets transfer,
suspending business, filing an application for dissolution and voluntary
bankruptcy that impact on variation of loan or accomplishment of loan repayment,
borrower shall in advance notify lender in written. Only with lender’s consents
and after definite loan repaying responsibilities or repaying loan prior to
schedule, or else, the above-mentioned acts cannot be carried out.

7. In case of any act besides the above, such as shutout,
stoppage, cancellation of registration, cancellation of business license, legal
representative or core person’s violation of law or involution into lawsuit or
arbitration, business difficulties, financial worsening and so on that have
large disadvantageous impact on loan repayment, lender shall be notified in
written and guaranteeing measures approved by lender shall be worked out.

8. In case that borrower provides guaranty for others’ debt or
mortgages or pledges his main assets to the third party, which may impact on his
repayment of loan in the agreement, these shall be notified to lender in written
and get lender’s consents.

9. Borrower and his investors shall not draw out capital
illegally, transfer assets or transfer shares to escape from his debt.

10. Borrower shall duly notify in written the variation of
name, legal representative, address, business scope, etc.

11. Borrower shall duly provide lender other guaranteeing
measures in case of any following condition of agreement guarantor: shutout,
stoppage, cancellation of registration, cancellation of business license, bankruptcy,
operating loss, partial or complete loss of guaranteeing capacity, or reduced
value of guaranty or mortgage right.




12. Borrower shall undertake all costs of law service,
insurance, transport, assessment, registration, keeping, verification and
notarization and so on.

13. Borrower’s signing the agreement has been authorized by
general meeting of shareholders, meeting of directors, or relevant predominant
authority without any violation of law, regulation or articles of incorporation.
In case that the agreement is signed with violation of articles of incorporation
or other regulations, borrower shall assume the full responsibilities, and this
shall not be against implementation of responsibilities subject to
agreement.

Part V. Responsibility of breach of agreement

1. In case that the borrower cannot repay the loan on schedule,
the lender can increase the interest rate since the date of delay by fifty
percent (in words) as default interest till the capital and interest completely
repaid. During the delay, in case that the PBC increases the basic loan interest
rate, the default interest rate shall be accordingly increased at the same
time.

2. In case that the borrower uses the loan with breach of the
agreement, the lender can increase the interest rate since the date of breach by
one hundred percent (in words) as default interest till the capital and interest
completely repaid. During the delay, in case that the PBC increases the basic
loan interest rate, the default interest rate shall be accordingly increased at
the same time.

3. In case that the borrower does not pay the interest in terms
of the agreement, lender can require compound interest to the due interest in
terms of PBC’s relevant regulations.

4. Regarding any breach of agreement, the lender has rights to
require the borrower to correct it during a limit term, to stop lending loan or
to withdraw loan prior to maturity; the lender also has rights to announce the
immediate maturity of loan subject to any other loan agreements signed between
borrower and lender, or to adopt capital guaranteeing measures.




5. In case that any guarantor violate the guaranty agreement,
the lender has rights to stop lending new loan, to withdraw loan prior to
maturity or to adopt capital guaranteeing measures.

6. In case that the lender adopts lawsuit or arbitration to get
back loan due to borrower’s violation of agreement, borrower shall undertake all
legal fees, travel charges and other expenses.

Part VI. Loan guaranty

Loan guaranty subject to this agreement is mortgage, and the
guaranty agreement shall be signed additionally with No. But for maximum amount
guaranty, the guaranty agreement No. shall be Di Ya 1407411C2110914.

Part VII. Solution of argument

In case of any argument, negotiation can be carried out between
both parties to solve. Or, any party can lodge a complaint to the local court of
borrower’s location. During the lawsuit, the agreement’s articles without
argument shall be still implemented.

Part VIII. Other 

Part IX. Agreement’s entry into force 

The agreement shall come into force since the signing date.

Part X. The agreement is in triplicate, both parties and
guarantor hold individually with same effect.

Special notes: lender has required borrower to make complete
and accurate understanding of all articles of the agreement and has made
explanation on relevant articles subject to borrower’s requirements. Both
parties signing the agreement have same understanding of agreement’s
contents.

Borrower: Henan Desheng Boiler Installation Co., Ltd (seal)


Legal representative or authorized representative: Zhang
Honghai (signature and seal)

Lender: Kaifeng Commercial Bank Songdu Branch

Legal representative or authorized representative: Hu Baohong
(signature and seal)

Signing date: Nov 26, 2009