# UNITED STATESSECURITIES
AND EXCHANGE COMMISSION  Washington, D.C. 20549

# FORM 8-K

# Current Report
Pursuant to Section 13 or 15(d) ofThe Securities Exchange Act of 1934

Date
of Report (Date of earliest event reported): January 30, 2006

MAF BANCORP, INC.(Exact name of registrant as specified in its charter)

_________________

|                                                        |                          |                                     
|------------------------------------------------------- | ------------------------ | ------------------------------------
|Delaware                                                | 0-18121                  | 36-3664868                          
|(State or other jurisdiction of 
        Incorporation) | (Commission File Number) | (I.R.S. Employer Identification No.)
|55th Street & Holmes Avenue
 Clarendon Hills, Illinois  |                          | 60514
(Zip Code)                    
|(Address of principal executive
           offices)     |                          |                                     

Registrants
telephone number, including area code (630) 325-7300

Not Applicable(Former name or former address, if changed since last year)

Check
the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the
filing obligation of the registrant under any of the following provisions:

| | _   Written
communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
| | -----------------------------------------------------------------------------------------

| | _   Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
| | ------------------------------------------------------------------------------------------

| | _   Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
| | ----------------------------------------------------------------------------------------------------------

| | _   Pre-commencement communications
pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
| | ----------------------------------------------------------------------------------------------------------

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# Item 2.02    Results of
Operations and Financial Condition.

Attached
as Exhibit 99.1 is a copy of the press release issued by MAF Bancorp, Inc. on January 30,
2006, announcing the corporations financial results for the fourth quarter of 2005,
which is incorporated herein by reference.

# Item 8.01    Other Events

Attached
as Exhibit 99.1 is a copy of the press release issued by MAF Bancorp, Inc. on January
30, 2006, announcing the corporations financial results for the fourth quarter of 2005,
which is incorporated herein by reference.

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# SIGNATURE

Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused
this report to be signed on its behalf by the undersigned hereunto duly authorized.

| |  | MAF BANCORP, INC.BY: /s/ Jerry A. Weberling
Jerry A. WeberlingExecutive Vice President andChief Financial Officer
| |  | -------------------------------------------------------------------------------------------------------------------------------

Date: January 30, 2006

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# INDEX TO EXHIBITS

Exhibit

Exhibit 99.1 Press Release dated January 30, 2006.

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