# EXHIBIT 10.7

# FORM OF MAF BANCORP, INC.AMENDED AND RESTATED
SPECIAL TERMINATION AGREEMENT

This
AGREEMENT, made as of April 19, 1990, as may have been previously amended from time to time,is hereby amended and restated effective as of January 1, 2007, by and between
MAF Bancorp, Inc. (the Company), a corporation organized under the laws of the
State of Delaware with its office at 55th & Holmes Avenue, Clarendon Hills, Illinois,
and [EXECUTIVE] (Executive). Any reference to Bank herein shall
mean Mid America Bank, fsb, wholly owned subsidiary of the Company, or any successor
thereto.

WHEREAS,
the Company recognizes the responsibility Executive has with the Company and wishes to
protect her position therewith in the event of the occurrence of a Change in Control
(defined below) for the period provided in this Agreement; and

WHEREAS,
Executive has been appointed to, and has agreed to serve in the position of [TITLE], a
position of substantial responsibility with the Company;

WHEREAS,
the expiration date of this Agreement was previously extended by action of the Board of
Directors of the Company to December 31, 2008;

WHEREAS,
the Board has approved a further extension hereof until December 31, 2009, subject to
amending and restating this Agreement as provided for herein to, among other things,
incorporate prior amendments, if any, and reflect appropriate updating, to clarify the
intent of certain provisions, to modify the calculation of severance benefits and to
obtain for the benefit of the Company certain restrictive covenants from Executive;

NOW,
THEREFORE, in consideration of the contribution and responsibilities of Executive, and
upon the other terms and conditions hereinafter provided, the parties hereto agree as
follows:

|1. | Term of Agreement. The term of this Agreement shall be deemed to have
          commenced as of the date first written above and shall continue through
          December 31, 2009, subject to extension of such term as hereinafter
          provided. The term of this Agreement shall be extended for an additional
          year as of December 31, 2007 and each December 31 thereafter, such that the
          remaining term is three (3) years as of such December 31; provided that not
          later than the March 31 following such December 31, the Board of Directors of
          the Company (the Board) has taken action to approve such extension
          following an annual review of this Agreement and Executives performance by
          the Administrative/Compensation Committee of the Board for purposes of making a
          recommendation to the Board whether to extend this Agreement, and the results
          thereof shall be included in the minutes of the Boards meeting. The
          Boards decision whether or not to extend this Agreement shall be promptly
          communicated to the Executive. In the event the Executive desires not to extend
          the Agreement for an additional period, the Executive shall provide the Company
          with written notice at least ten (10) days and not more than twenty (20) days
          prior to the end of such calendar year. If either the Company or the Executive
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| | chooses not to extend the Agreement for an additional period, the Agreement
          shall cease at the end of its remaining term or, if earlier, upon
          Executives termination of employment. Notwithstanding the foregoing, in
          the event of the occurrence of a Change in Control as defined in Section 2(b)
          below prior to the expiration of the term of this Agreement, the term of this
          Agreement shall automatically extend until the second anniversary of the date of
          the Change in Control.
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|2. | Payments to Executive upon Change in Control.
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|(a) | Upon the occurrence of a Change in Control (as herein defined) of the Company
          followed at any time during the term of this Agreement by the involuntary
          termination of Executives employment by the Company, other than for
          disability or a Termination for Cause, as defined in Section 2(c) hereof,
          or Executives voluntary termination of employment for Good Reason, the
          provisions of Section 3 shall apply. For purposes of this Agreement,
          Good Reason shall mean the occurrence of any of the following after
          a Change in Control: Executives demotion, loss of title, office or
          significant authority; reduction in Executives annual compensation; or
          relocation of Executives principal place of employment by more than 50
          miles from its location immediately prior to the Change in Control.
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|(b) | Definition of a Change in Control. A Change in Control of the Bank
          or the Company shall mean:
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|(i) | An event that would be required to be reported in response to Item 5.01 of
          the current report on Form 8-K, as in effect on the date hereof, pursuant
          to Section 13 or 15(d) of the Securities Exchange Act of 1934 (the
          Exchange Act); or
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|(ii) | An event that results in a change in control of the Bank or the Company within
          the meaning of the Home Owners Loan Act of 1933, as amended, and the Rules and
          Regulations promulgated by the Office of Thrift Supervision (OTS)
          (or its predecessor agency), as in effect on the date hereof, including
          Section 574 of such regulations; or
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|(iii) | at such time that any person (as the term is used in
          Sections 13(d) and 14(d) of the Exchange Act) is or becomes the
          beneficial owner (as defined in Rule 13d-3 under the Exchange
          Act), directly or indirectly, of securities or makes an offer to purchase and
          completes the purchase of securities of the Bank or Company representing 20% or
          more of the Banks or the Companys outstanding securities ordinarily
          having the right to vote at the election of directors except for (A) any
          securities of the Bank owned by the Company or (B) any securities purchased by
          the employee stock ownership plan and trust of the Company or Bank; or
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|(iv) | at such time that individuals who constitute the Companys Board of
          Directors on the date hereof (the Incumbent Board) or the
          Banks Board of Directors on the date hereof (the Bank Incumbent
          Board) cease for any reason to constitute at least a majority thereof,
          provided that any person becoming a director subsequent to the date hereof whose
          election was approved by a vote of at least three-quarters of the directors
          comprising the Incumbent Board or Bank Incumbent Board, as the case may be,
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| | or
          whose nomination for election by the stockholders was approved by the Nominating
          Committee serving under the Incumbent Board or Bank Incumbent Board, shall be,
          for purposes of this clause (iv), considered as though such individual was a
          member of the Incumbent Board or the Bank Incumbent Board, as the case may be;
          or
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|(v) | consummation of a reorganization, merger, consolidation or sale of all or
          substantially all the assets of the Bank or Company or similar transaction
          occurs (each a Business Combination) that results in a change in
          control. A Business Combination will not be deemed to result in a change in
          control if: (A) all or substantially all of the individuals and entities
          who were the beneficial owners, respectively, of the voting stock immediately
          prior to such Business Combination beneficially own, directly or indirectly,
          more than 50% of the total voting power represented by the voting securities
          entitled to vote generally in the election of directors of the resulting entity
          from the Business Combination (including, without limitation, an entity, which
          as a result of such transaction, owns the Bank or Company or all or
          substantially all of the Banks or Companys assets either directly or
          through one or more subsidiaries) in substantially the same proportions of such
          voting power as their ownership of the voting stock immediately prior to the
          Business Combination, and (B) at least a majority of the members of the
          board of directors of the resulting entity from the Business Combination were
          members of the Incumbent Board or Bank Incumbent Board, respectively, at the
          time of the execution of the initial agreement, or action of the Incumbent Board
          or Bank Incumbent Board providing for such Business Combination; or
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|(vi) | a proxy statement shall be distributed soliciting proxies from stockholders of
          the Company, by someone other than the current management of the Company,
          seeking stockholder approval of a plan of reorganization, merger or
          consolidation of the Company or Bank or similar transaction with one or more
          corporations as a result of which the outstanding shares of the class of
          securities then subject to such plan or transaction are exchanged for or
          converted into cash or property or securities not issued by the Company, and
          such proxy statement proposal is approved by the shareholders of the Company, or
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|(vii) | a tender offer is made and completed for 20% or more of the outstanding
          securities of the Company.
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|(c) | Executive shall not have the right to receive termination benefits pursuant to
          Section 3 hereof upon Termination for Cause. The term Termination for
          Cause shall mean termination because of Executives personal
          dishonesty, incompetence, willful misconduct, any breach of fiduciary duty
          involving personal profit, intentional failure to perform stated duties, willful
          violation of any law, rule or regulation (other than traffic violations or
          similar offenses) or final cease and desist order which results in loss to the
          Company or one of its affiliates or material breach of this Agreement. For
          purposes of the this Section, no act, or the failure to act, on Executives
          part shall be willful unless done, or omitted to be done, not in
          good faith and without reasonable belief that the action or omission was in the
          best interest of the Company or its affiliates. In determining incompetence, the
          acts or omissions shall be measured against standards generally prevailing in
          the savings institutions industry. Notwithstanding the foregoing, Executive
          shall not be deemed to have been Terminated for Cause unless and until
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| | there
          shall have been delivered to her a copy of a resolution duly adopted by the
          affirmative vote of not less than three-fourths of the members of the Board at a
          meeting of the Board called and  held for that purpose (after reasonable notice
          to Executive and an opportunity for her, together with counsel, to be heard
          before the Board), finding that in the good faith opinion of the Board,
          Executive was guilty of conduct justifying Termination for Cause and specifying
          the particulars thereof in detail. Executive shall not have the right to receive
          compensation or other benefits for any period after Termination for Cause unless
          otherwise provided in such compensation plan, arrangement, program or grant.
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|3. | Termination Benefits.
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|(a) | Upon the occurrence of a Change in Control, followed at any time during the term
          of this Agreement by the involuntary termination of Executives employment,
          other than for disability or a Termination for Cause, or Executives
          voluntary termination of employment for Good Reason, and subject to the terms
          and conditions of Sections 17 and 18, the Company or its successor shall pay
          Executive, or in the event of her subsequent death, her beneficiary or
          beneficiaries, or her estate, as the case may be, as severance pay or liquidated
          damages, or both, a sum equal to Executives three (3) preceding
          years compensation, which three (3) year period shall end on the last day
          of the month immediately preceding the month in which Executives Date of
          Termination (defined below in Section 4) occurs, or, if such amount is greater,
          the last day of the month immediately preceding the date of the Change in
          Control. For purposes of the preceding sentence, compensation shall include the
          amount of base salary which Executive received during the applicable period
          (determined prior to any reduction which gave rise to Executives voluntary
          termination for Good Reason) plus a target annual cash bonus amount for each
          calendar year commencing within the applicable period, which target annual cash
          bonus amount for each such year shall be equal to the target annual bonus amount
          established for Executive with respect to such year (regardless of whether the
          actual annual cash bonus payment for any such year was less than or more than
          such target annual cash bonus amounts, and without proration). Subject to any
          delay required by Section 409A of the Internal Revenue Code of 1986, as amended
          (the Code), such payments shall be made in a lump sum within five
          (5) business days of Executives Date of Termination relating to such
          termination of employment, unless Executive has made a prior election (in
          accordance with procedures established by the Committee) to have such payments
          made in thirty-six (36) monthly installments (without interest) beginning
          with the month following the month of Executives termination.
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|(b) | Upon the occurrence of a Change in Control of the Bank or the Company followed
          at any time during the term of this Agreement by Executives voluntary
          termination of employment for Good Reason or involuntary termination of
          employment, other than for disability or a Termination for Cause, the Company or
          its successor will cause to be continued medical, dental, disability and life
          insurance coverage substantially identical (including coverage amounts, co-pays,
          deductible amounts and maximum out-of-pocket amounts) to the coverage maintained
          by the Bank for Executive and her dependents prior to her termination, provided,
          however, that such coverage shall be deemed to be substantially
          identical if it represents coverage provided by the Banks or
          Companys successor to its full-time employees. Executive shall be
          obligated to continue to pay on a monthly basis, the portion of the cost of such
          insurance coverage that he would be required to pay if her employment continued.
          Such continuing
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| | insurance and payment arrangements shall continue until the
          earlier of: (i) the date Executive (or her spouse, in the event of
          Executives death) fails to remit to the Company or its successor the required monthly premium amount for such insurance coverage within a thirty
          (30) day grace period of when such payment is due; (ii) the date
          Executive obtains insurance coverage from another employer that is not less than
          that provided by the Company or its successor; (iii) the date of
          Executives death; (iv) age 65; or (v) 60 months from the Date of
          Termination. Executives death shall be considered a qualifying event under
          COBRA (or any similar or successor provision granting surviving spouses and
          dependents the right to continue medical and dental coverage) such that
          Executives spouse and dependents may elect to continue coverage at the
          same premium as in effect on the date of Executives death; provided that
          effective as of the first anniversary of Executives death, the premium
          shall be the COBRA premium applicable to such coverage. If such continuing
          insurance coverage has not yet terminated in accordance with (i), (ii), (iii) or
          (iv) of this section, at the end of such 60 month period, Executive shall have
          the right to further continue medical and/or dental coverage for herself and for
          her dependents until age 65 unless he dies prior to age 65, in which case her
          spouse may elect to continue medical and dental coverage for a period of one
          (1) year following her death. Executive can elect such additional period of
          coverage by giving notice to the Company or its successor at least thirty
          (30) days prior to the date such coverage would otherwise terminate. In
          such instance, Executive shall be obligated to pay an amount for such coverage
          each month equal to the COBRA premium rate corresponding to the amount of such
          coverage. Failure by Executive to remit the required payment amount within a
          thirty (30) day grace period of when such payment is due will result in the
          extended insurance coverage being terminated.
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|(c) | In addition to the other benefits provided by this Section 3, Executive
          shall be entitled to a lump-sum payment of her accrued vacation benefits through
          the date of Executives termination. Executive shall also be entitled to
          all other payments or benefits to which he may be entitled under the terms of
          any applicable compensation arrangement or benefit, or fringe benefit plan,
          program or grant.
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|(d) | Notwithstanding the preceding paragraphs of this Section 3, in the event it
          shall be determined that any payment or distribution of any type to or for the
          benefit of Executive by the Company, any of its affiliates, or any person who
          acquires ownership or effective control of the Bank or Company or ownership of a
          substantial portion of the Banks or Companys assets (within the
          meaning of Section 280G of the Code, and the regulations thereunder) or any
          affiliate of such person, whether paid or payable or distributed or
          distributable pursuant to the terms of this Agreement or otherwise (the
          Total Payments), is subject to the excise tax imposed by
          Section 4999 of the Code or any similar successor provision or any interest
          or penalties with respect to such excise tax (such excise tax, together with any
          such interest and penalties, are collectively referred to as the Excise
          Tax), then, except in the case of a De Minimis Excess Amount (as described
          below), Executive shall be entitled to receive an additional payment (a
          Gross-Up Payment) in an amount such that after payment by Executive
          of all taxes imposed upon the Gross-Up Payment (including any federal, state and
          local income, payroll or excise taxes and any interest or penalties imposed with
          respect to such taxes), Executive retains an amount of the Gross-Up Payment
          equal to the Excise Tax imposed upon the Total Payments (not including any
          Gross-Up Payment).
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In
the event that the amount by which the present value of the Total Payments which
constitute parachute payments (within the meaning of Section 280G of the
Code ) (the Parachute Payments) exceeds three (3) times Executives
base amount (within the meaning of Section 280G of the Code) (the
Base Amount) is less than 3% of the amount determined under Section 3(a)
of this Agreement, such excess shall be deemed to be a De Minimis Excess
Amount and Executive shall not be entitled to a Gross-Up Payment. In such an
instance, the Parachute Payments shall be reduced to an amount (the Non-Triggering
Amount), the value of which is one dollar ($1.00) less than an amount equal to three
(3) times Executives Base Amount; provided that such reduction shall not be made
unless the Non-Triggering Amount would be greater than the aggregate value of the
Parachute Payments (without such reduction) minus the amount of Excise Tax required to be
paid by Executive thereon. The reduction required hereby shall be made by reducing the
amount payable under Section 3(a) of this Agreement.

All
determinations as to the portion, if any, of the Total Payments which constitute Parachute
Payments, whether a Gross-Up Payment is required, the amount of such Gross-Up Payment, the
amount of any reduction, and any amounts relevant to the foregoing paragraphs of this
Section 3(d) shall be made by an independent accounting or nationally recognized
compensation consulting firm selected by the Company (the Firm), in
consultation with counsel selected by the Company, which firm and counsel may be, but need
not be, the accounting firm or counsel then regularly retained by the Company. The Firm
shall provide its determination (the Determination), together with detailed
supporting calculations, regarding the amount of any Gross-Up Payment and any other
relevant matter, both to the Company and Executive, within five (5) days of a date of
termination, if applicable, or such earlier time as requested by the Company or Executive
(if Executive reasonably believes that any of the Total Payments may be subject to the
Excise Tax). Any Determination by the Firm shall be binding upon the Company and
Executive. As a result of uncertainty in the application of Sections 280G and 4999 of
the Code at the time of the initial Determination by the Firm hereunder, or as a result of
a subsequent Determination by the Internal Revenue Service or a judicial authority, it is
possible that the Company should have made Gross-Up Payments (Underpayment),
or that Gross-Up Payments will have been made by the Company which should not have been
made (Overpayment). In either such event, the Firm shall determine the amount
of the Underpayment or Overpayment that has occurred. In the case of the Underpayment, the
amount of such Underpayment shall be promptly paid by the Company to or for the benefit of
Executive. In the case of an Overpayment, Executive shall, at the direction and expense of
the Company, take such steps as are reasonably necessary (including the filing of returns
and claims for refund), follow reasonable instructions from, and procedures established
by, the Company, and otherwise reasonably cooperate with the Company to correct such
Overpayment, including repayment of such Overpayment to the Company.

4.    
          Notice of Termination. Any purported termination by the Company or by
          Executive shall be communicated by Notice of Termination to the other party
          hereto and shall be effective as of the Date of Termination. For purposes of
          this Agreement, a Notice of Termination shall mean a written notice
          which shall indicate the specific termination provision of this Agreement relied
          upon and shall set forth in detail the facts and circumstances claimed to
          provide a basis for termination of Executives employment under the
          provision so indicated. Date of Termination shall mean the date
          specified in the Notice of Termination (which, in the

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case of a Termination for
          Cause, shall not be less than thirty (30) days from the date such Notice of
          Termination is given, provided that the Board may remove Executive from her
          positions and limit her duties and authority during such period without such
          action being the basis for a voluntary termination for Good Reason by
          Executive); provided that if, within thirty (30) days after any Notice of
          Termination is given, the party receiving such Notice of Termination notifies
          the other party that a dispute exists concerning the termination, the Date of
          Termination shall be the date on which the dispute is finally determined, either
          by mutual written agreement of the parties, by a binding arbitration award, or
          by a final judgment, order or decree of a court of competent jurisdiction (the
          time for appeal therefrom having expired and no appeal having been perfected)
          and provided further that the Date of Termination shall be extended by a notice
          of dispute only if such notice is given in good faith and the party giving such
          notice pursues the resolution of such dispute with reasonable diligence.
          Notwithstanding the pendency of any such dispute, the Company will continue to
          pay Executive her full compensation in effect when the notice giving rise to the
          dispute was given (including, but not limited to, base salary) and continue her
          as a participant in all compensation, benefit and insurance plans in which he
          was participating when the notice of dispute was given, until the dispute is
          finally resolved in accordance with this Agreement. Amounts paid under this
          Section 4 are in addition to all other amounts due under this Agreement and
          shall not be offset against or reduce any other amounts due under this
          Agreement.

5.    
          Source of Payments; Bank Agreement. It is intended by the parties hereto
          that all payments provided in this Agreement shall be paid in cash or check from
          the general funds of the Company. The Company, however, guarantees payment and
          provision of all amounts and benefits due to Executive under any Special
          Termination Agreement by and between the Bank and Executive, and if any amounts
          and benefits due from the Bank are not timely paid or provided by the Bank, such
          amounts and benefits shall be paid or provided by the Company.

6.    
          Effect on Prior Agreements and Existing Benefit Plans. This Agreement
          contains the entire understanding between the parties hereto and supersedes any
          prior agreement between the Company and Executive, except that this Agreement
          shall not affect or operate to reduce any benefit or compensation inuring to
          Executive of a kind elsewhere provided. No provision of this Agreement shall be
          interpreted to mean that Executive is subject to receiving fewer benefits than
          those available to her without reference to this Agreement.

7.    
          No Attachment.

(a)    
          Except as required by law, no right to receive payments under this Agreement
          shall be subject to anticipation, commutation, alienation, sale, assignment,
          encumbrance, charge, pledge, or hypothecation, or to execution, attachment,
          levy, or similar process or assignment by operation of law, and any attempt,
          voluntary or involuntary, to effect any such action shall be null, void, and of
          no effect.

(b)    
          This Agreement shall be binding upon, and inure to the benefit of, Executive,
          the Company and their respective successors and assigns. The Company shall
          require any successor (whether direct or indirect, by purchase, merger,
          reorganization, consolidation, acquisition of property or stock, liquidation, or
          otherwise) to all or a substantial portion of its assets, by agreement in form
          and substance reasonably satisfactory to the Executive, expressly to

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assume and
          agree to perform this Agreement in the same manner and to the same extent that
          the Company would be required to perform this Agreement if no such succession
          had taken place. Regardless of whether such an agreement is executed, this
          Agreement shall be binding upon any successor of the Company in accordance with
          the operation of law, and such successor shall be deemed the Company
          for purposes of this Agreement.

8.    
          Modification and Waiver.

(a)    
          This Agreement may not be modified or amended except by an instrument in writing
          signed by the parties hereto.

(b)    
          No term or condition of this Agreement shall be deemed to have been waived, nor
          shall there be any estoppel against the enforcement of any provision of this
          Agreement, except by written instrument of the party charged with such waiver or
          estoppel. No such written waiver shall be deemed a continuing waiver unless
          specifically stated therein, and each such waiver shall operate only as to the
          specific term or condition waived and shall not constitute a waiver of such term
          or condition for the future or as to any act other than that specifically
          waived.

9.    
          Reinstatement of Benefits. In the event Executive is suspended from
          office and/or temporarily prohibited from participating in the conduct of the
          Banks affairs by a notice served under Section 8(e)(3) (12 USC
          Section 1818(e)(3)) or 8(g)(1) (12 USC Section 1818(g)(1)) of the
          Federal Deposit Insurance Act, as amended from time to time (the
          FDIA), during the term of this Agreement and a Change in Control, as
          defined herein, occurs, the Company will assume its obligation to pay and
          Executive will be entitled to receive all of the termination benefits that may
          be provided under any special termination agreement between the Executive and
          the Bank, upon the notification of the Company of the Banks receipt of a
          dismissal of charges in the notice.

10.    
          Effect of Action under Bank Agreement. Notwithstanding any provision
          herein to the contrary, to the extent that payments and benefits are paid to or
          received by Executive under a Special Termination Agreement between Executive
          and the Bank, such payments and benefits paid by the Bank will be deemed to
          satisfy the corresponding obligations of the Company under this Agreement.

11.    
          Severability. If, for any reason, any provision of this Agreement, or any
          part of any provision, is held invalid, such invalidity shall not affect any
          other provision of this Agreement or any part of such provision not held so
          invalid, and each such other provision and part thereof shall to the full extent
          consistent with law continue in full force and effect.

12.    
          Construction; Headings for Reference Only. The language used in this
          Agreement will be deemed to be the language chosen by Company and Executive to
          express their mutual intent and no rule of strict construction shall be applied
          against any person. Wherever from the context it appears appropriate, each term
          stated in either the singular or plural shall include the singular and the
          plural, and the pronouns stated in either the masculine, the feminine or the
          neuter gender shall include the masculine, feminine or neuter. The headings of
          the sections of this Agreement are for reference purposes only and do not define
          or limit, and

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shall not be used to interpret or construe the contents of this
          Agreement. The headings of sections and paragraphs herein are included solely
          for convenience of reference and shall not control the meaning or interpretation
          of any of the provisions of this Agreement.

13.    
          Governing Law. This Agreement and its validity, interpretation,
          performance and enforcement shall be governed by the laws of the State of
          Delaware.

14.    
          Arbitration. Any dispute or controversy arising under or in connection
          with this Agreement shall be settled exclusively by arbitration in accordance
          with the applicable rules of the American Arbitration Association then in
          effect. Judgment may be entered on the arbitrators award in any court
          having jurisdiction; provided, however, that the Company shall be entitled to
          seek specific performance of Executives obligations under Section 16 below
          in an applicable court and Executive shall be entitled to seek in the applicable
          court the specific performance of her right to be paid until the Date of
          Termination during the pendency of any dispute or controversy arising under or
          in connection with this Agreement.

15.    
          Payment of Legal Fees. All reasonable legal fees paid or incurred by
          Executive pursuant to any dispute or question of interpretation relating to this
          Agreement shall be paid or reimbursed by the Company, regardless of whether or
          not Executive is successful on the merits of such dispute or question pursuant
          to any legal judgment, arbitration or settlement. Such payments are guaranteed
          by the Company pursuant to Section 5 hereof. Notwithstanding the foregoing,
          Executive shall not be entitled to the reimbursement of legal fees and shall be
          required to return any payments of legal fees paid by the Company on
          Executives behalf if it is determined, pursuant to any judgment,
          arbitration or settlement that Executive acted in bad faith or undertook
          frivolous litigation.

16.    
          Post-Termination Obligations.

(a)    
          During the term of this Agreement and until the earlier of this Agreements
          expiration or one (1) year after the Date of Termination, Executive shall, upon
          reasonable notice, furnish such information and assistance to the Company as may
          reasonably be required by the Company in connection with any litigation in which
          it or any of its subsidiaries or affiliates is, or may become, a party.

(b)    
          Except in the course of her employment and in the pursuit of the business of the
          Company or its affiliates, Executive shall not, during the course of her
          employment, or following termination of her employment for any reason, directly
          or indirectly, disclose, publish, communicate or use on her behalf or
          anothers behalf, any Confidential Information that he has learned or
          developed while in the employ of the Company or its affiliates, proprietary
          information or other data of the Company or its affiliates. Executive
          acknowledges that unauthorized disclosure or use of such Confidential
          Information, other than in discharge of Executives duties, will cause
          Company or its affiliates irreparable harm.

For
purposes of this Section, Confidential Information means trade secrets (such
as technical and non-technical data, a program, method, technique, process) and other
confidential or proprietary information concerning the products, processes, services, or
customers of Company or its affiliates, including but not limited to: computer programs;

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marketing, or organizational research and development; business or strategic plans;
financial forecasts; personnel information, including the identity of other employees of
the Company or its affiliates, their responsibilities, competence, abilities, and
compensation; pricing and financial information; current and prospective customer lists
and information on customers or their employees; information concerning planned or pending
acquisitions or divestitures; and information concerning purchases of major equipment or
property, which information: (a) has not been made generally available to the public;
and (b) is useful or of value to the current or anticipated business, or research or
development activities of the Company or its affiliates; or (c) has been identified
to Executive as confidential by the Company or its affiliates, either orally or in
writing.

|(c) | During the term of this Agreement and for one (1) year after the Date of
          Termination under circumstances described in Section 2(a) hereunder (which
          period shall be tolled during a period of the continuance of any actual breach
          or violation of this Section 16(c)), Executive will not, except in the
          performance of her duties, directly or indirectly solicit, induce or encourage
          (i) any customer of the Company or its affiliates to terminate such
          customers relationship with the Company or its affiliates, or
          (ii) any individual who, as of the date immediately preceding the Date of
          Termination, is an employee of the Company any of its affiliates, to terminate
          his or her relationship with the Company or its affiliates. For purposes of this
          Section 16(c), customer means any business, entity or person
          which is or at any time during the six months prior to Executives Date of
          Termination, was a customer of the Company or any affiliate and with which
          Executive had contact prior to the Date of Termination.
|--- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|(d) | Executive acknowledges that the restraints and agreements herein provided are
          fair and reasonable, that enforcement of the provisions of this Section 16
          will not cause her undue hardship and that said provisions are reasonably
          necessary and commensurate with the need to protect the Company and its
          affiliates and their legitimate and proprietary business interests and property
          from irreparable harm. Therefore, Executive agrees that, in addition to any
          other remedies at law or in equity available to the Company or its affiliates
          for Executives breach or threatened breach of this Section 16, the
          Company or its affiliates is entitled to specific performance or injunctive
          relief, without bond, against Executive to prevent such damage or breach, and
          the existence of any claim or cause of action Executive may have against the
          Company or its affiliates will not constitute a defense thereto.
|--- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|17. | Conditions to Benefits under Section 3. Any payments or benefits made or
          provided pursuant to Section 3 are subject to Executives:
|--- | ---------------------------------------------------------------------------------------------------------------------------------------------

|(i) | compliance with the provisions of Section 16 hereof (to the extent applicable);
|--- | -------------------------------------------------------------------------------

|(ii) | delivery to the Company of an executed Release and Severance Agreement, which
          shall be substantially in the form attached hereto as Exhibit A, with such
          changes therein or additions thereto as needed under then applicable law to give
          effect to its intent and purpose; and
|---- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

10

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|(iii) | delivery to the Company of a resignation from all offices, directorships and
          fiduciary positions with the Company, its affiliates and employee benefit plans.
|----- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------

|(b) | Notwithstanding the due date of any post-employment payments, any amounts due
          under Section 3 shall not be due until after the expiration of any revocation
          period applicable to the Release and Severance Agreement.
|--- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|18. | Code Section 409A. It is intended that any amounts payable under this
          Agreement, and the Companys and Executives exercise of authority or
          discretion hereunder, shall comply with Section 409A of the Code (including
          the Treasury regulations and other published guidance relating thereto) so as
          not to subject Executive to the payment of any interest or additional tax
          imposed under Section 409A of the Code. In furtherance of this intent,
          (a) if, due to the circumstances in existence at the time payments may
          become due to Executive under Section 3, the date of payment or the commencement
          of such payments or benefits thereunder must be delayed for six months in order
          to meet the requirements of Section 409A(a)(2)(B) of the Code applicable to
          specified employees, then any such payment or payments or benefits
          to which Executive would otherwise be entitled during the first six months
          following the date of separation from service shall be accumulated and paid as
          of the first day of the seventh month following the date of separation from
          service, and (b) to the extent that any Treasury regulations, guidance or
          changes to Section 409A after the date of this Agreement would result in
          Executive becoming subject to interest and additional tax under
          Section 409A of the Code, the Company and Executive agree to amend this
          Agreement in order to bring this Agreement into compliance with Code
          Section 409A.
|--- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|19. | Survival. Provisions of the Agreement shall survive the termination of
          the Executives employment with the Company to the extent provided herein.
|--- | -----------------------------------------------------------------------------------------------------------------------------------------------------------

|20. | Signatures.
|--- | -----------

IN
WITNESS WHEREOF, the parties have executed this Agreement on April __, 2007, effective as
of the date indicated above.

|                          |  | 
|------------------------- |  | 
|ATTEST:                   |  | 
|                          |  | 
|_________________________ |  | 
|Secretary                 |  | 
|                          |  | 
|WITNESS:                  |  | 
|_________________________ |  | 
|Secretary                 |  | 
|                          |  | 

11

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Exhibit A
to Special Termination Agreement

# RELEASE AND SEVERANCE
AGREEMENT

THIS
RELEASE AND SEVERANCE AGREEMENT is made and entered into this ____ day of _________, _____
by and between MAF BANCORP, INC. and its direct and indirect subsidiaries and affiliates
(including, without limitation, MID AMERICA BANK, fsb) (collectively,
MAF) and Executive (hereinafter EXECUTIVE).

EXECUTIVES
employment with MAF terminated on __________, ______; and EXECUTIVE has voluntarily agreed
to the terms of this RELEASE AND SEVERANCE AGREEMENT in exchange for severance benefits
under the Special Termination Agreement (Termination Agreement) to
which EXECUTIVE otherwise would not be entitled.

NOW
THEREFORE, in consideration for severance benefits provided under the Termination
Agreement and except as provided below, EXECUTIVE on behalf of EXECUTIVE and
EXECUTIVES spouse, heirs, executors, administrators, children, and assigns does
hereby fully release and discharge MAF, its officers, directors, employees, agents,
subsidiaries and divisions, benefit plans and their administrators, fiduciaries and
insurers, successors, and assigns from any and all claims or demands for wages, back pay,
front pay, attorneys fees and other sums of money, insurance, benefits, contracts,
controversies, agreements, promises, damages, costs, actions or causes of action and
liabilities of any kind or character whatsoever, whether known or unknown, from the
beginning of time to the date of this Agreement, relating to EXECUTIVES employment
or termination of employment from MAF, including but not limited to any claims, actions or
causes of action arising under the statutory, common law or other rules, orders or
regulations of the United States or any State or political subdivision thereof including
the Age Discrimination in Employment Act and the Older Workers Benefit Protection Act.

EXECUTIVE
acknowledges that EXECUTIVES obligations pursuant to Section 16 of the Termination
Agreement relating to the use or disclosure of confidential information and
non-solicitation of customers and employees shall continue to apply to EXECUTIVE.

This
release does not affect EXECUTIVES or EXECUTIVES dependents, heirs
or assigns rights to any benefits to which EXECUTIVE or such persons or entities may
be entitled under any employee benefit plan, program or arrangement sponsored or provided
by MAF, including but not limited to the Termination Agreement and the plans, programs and
arrangements referred to therein. This release shall also not affect EXECUTIVES or
EXECUTIVES dependents, heirs or assigns rights under the
Termination Agreement or otherwise to indemnification or coverage and benefits under any
directors and officers insurance coverage.

EXECUTIVE
and MAF acknowledge that it is their mutual intent that the Age Discrimination in
Employment Act waiver contained herein fully comply with the Older Workers Benefit
Protection Act. Accordingly, EXECUTIVE acknowledges and agrees that:

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| | (a)       
               The severance benefits exceed the nature and scope of that to which EXECUTIVE
               would otherwise have been legally entitled to receive.
| | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | (b)       
               Execution of this Agreement and the Age Discrimination in Employment Act waiver
               herein is EXECUTIVES knowing and voluntary act;
| | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | (c)       
               EXECUTIVE has been advised by MAF to consult with EXECUTIVES personal
               attorney regarding the terms of this Agreement, including the aforementioned
               waiver;
| | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | (d)       
               EXECUTIVE has had at least forty-five (45) calendar days within which to
               consider this Agreement;
| | ------------------------------------------------------------------------------------------------------------------------------------------

| | (e)       
               EXECUTIVE has the right to revoke this Agreement in full within seven
               (7) calendar days of execution and that none of the terms and provisions of
               this Agreement shall become effective or be enforceable until such revocation
               period has expired;
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | (f)       
               EXECUTIVE has read and fully understands the terms of this Agreement; and
| | ---------------------------------------------------------------------------------------------------

| | (g)       
               Nothing contained in this Agreement purports to release any of EXECUTIVES
               rights or claims under the Age Discrimination in Employment Act that may arise
               after the date of execution.
| | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

IN
WITNESS WHEREOF, the parties have executed this Agreement on the date indicated above.

|                                |  | 
|------------------------------- |  | 
|MAF BANCORP, INC.               |  | 
|for itself and subsidiaries and |  | 
|affiliates                      |  | 
|                                |  | 
|By:_________________________    |  | 
|Its:_________________________   |  | 
|                                |  | 
|                                |  | 
|                                |  | 

13

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MAF Bancorp, Inc. has executed an
amended and restated Special Termination Agreement in the form of this exhibit, effective
as of January 1, 2007, with each of the Executive Officers listed below.

The agreements are substantially
identical in all material respects except as otherwise indicated.

|Executive          | Original Date of Agreement | Title
|------------------ | -------------------------- | -----
|Gerard Buccino     |                            |      
|James S. Eckel (1) |                            |      
|Jennifer Evans     |                            |      
|William Haider     |                            |      
|Michael Janssen    |                            |      
|Edward Karasek     |                            |      
|David Kohlsaat     |                            |      
|Thomas Miers       |                            |      
|Sharon Wheeler     |                            |      

(1)    
          The termination benefits described in Section 3(a) of Mr. Eckels agreement
          are equal to the sum of the preceding years compensation. The maximum
          period of continuing insurance and payment arrangements (as described in section
          3(b)(v) and subsequent references within section 3(b)) is 12 months.



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