18404 Federal Register / Vol. 80, No. 65 / Monday, April 6, 2015 / Notices 

many questions as possible from the 

2013 Survey, including questions on 

prepaid cards, direct deposit and 

reasons for not having a bank account, 

to allow local and national Bank-On 

programs to measure the impact of their 

efforts. The FDIC values the ability to 

compare results over time and the 2015 

Household Survey retains successful 

elements of the previous surveys, 

including the core unbanked and 

underbanked measurements, while also 

reorganizing and adding questions to 

gain new insights relevant to serving a 

diverse range of consumers. The 2015 

Household Survey retains many 

questions from previous surveys and 

continues to collect information on the 

use of prepaid cards, direct deposits, 

and the reasons for not having a bank 

account. 

One commenter suggested the 

addition of specific questions to 

measure household financial fragility to 

help understand the connections 

between emergency savings and banking 

access (i.e., household’s ability to access 

$2000). The 2015 Household Survey 

does not include this particular question 

due to the need to keep the average 

length short to reduce non-response. 

However, it contains a number of new 

questions that will help the FDIC better 

understand households’ financial 

condition. Specifically, the survey will 

ask about ways in which households 

save money, their ability to meet their 

monthly obligations, their income 

volatility, and their access to 

mainstream credit. 

One commenter suggested collecting 

information on a wider range of credit 

products. The 2015 questionnaire added 

a new section on the use of credit 

products, including mainstream banking 

credit products (e.g., credit cards, line of 

credits) to capture a more complete 

picture of households’ use of credit. 

However, due to space constraints, 

questions are focused on mainstream 

credit products that are more likely to 

be substitutes for the small-dollar, shortterm credit available from alternative 

financial service providers. The 

commenter also suggested collecting 

more information on the frequency of 

use of credit and transaction products in 

order to better understand households’ 

varying intensity of use of these 

products. This suggestion is in part 

addressed by the revisions made in the 

2015 survey. In addition to the use of 

financial products in the last 12 months, 

the proposed survey also asks 

households about their typical use of 

these products to better differentiate 

regular users from one-time users. 

The commenter also made suggestions 

to improve the usability of the online 

tool for analyzing the survey data that 

is currently available at 

www.economicinclusion.gov. These 

comments are helpful and will be taken 

into account the next time we consider 

revising the tools. 

One commenter encouraged the FDIC 

to offer training to municipalities and 

others on how to use and maximize the 

opportunities offered by the custom 

table generator at: 

www.economicinclusion.gov. The 

FDIC’s Community Affairs staff work 

with local stakeholders to disseminate 

information about how to use and 

access the survey data, including the 

use of the table generator tool at: 

www.economicinclusion.gov. The FDIC 

will continue to make sure that this 

information is regularly shared in 

presentations and outreach materials. 

Request for Comment 

Comments are invited on: (a) Whether 

the collection of information is 

necessary for the proper performance of 

the FDIC’s functions, including whether 

the information has practical utility; (b) 

the accuracy of the estimates of the 

burden of the information collection; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the information collection on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

The FDIC will consider all comments 

to determine the extent to which the 

information collection should be 

modified prior to submission to OMB 

for review and approval. After the 

comment period closes, comments will 

be summarized and/or included in the 

FDIC’s request to OMB for approval of 

the collection. All comments will 

become a matter of public record. 

Dated at Washington, DC, this 1st day of 

April 2015. 

Federal Deposit Insurance Corporation. 

Robert E. Feldman, 

Executive Secretary. 

[FR Doc. 2015–07798 Filed 4–3–15; 8:45 am] 

BILLING CODE 6714–01–P 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The applications will also be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than May 1, 2015. 

A. Federal Reserve Bank of San 

Francisco (Gerald C. Tsai, Director, 

Applications and Enforcement) 101 

Market Street, San Francisco, California 

94105–1579: 

1. PacWest Bancorp, and Pacific 

Western Bank, both in Los Angeles, 

California; merge with Square 1 

Financial, Inc., and thereby indirectly 

acquire Square 1 Bank, both in Durham, 

North Carolina. 

In connection with this application, 

Applicants have also applied to acquire 

Square 1 Venture Management 1, L.P., 

Durham, North Carolina, and thereby 

engage in funds management, 

investment advisory, and private 

placement activities, pursuant to 

sections 225.28(b)(6)(i), (b)(7)(i) and 

(b)(7)(iii), respectively. 

Board of Governors of the Federal Reserve 

System, April 1, 2015. 

Michael J. Lewandowski, 

Associate Secretary of the Board. 

[FR Doc. 2015–07792 Filed 4–3–15; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Notice of Proposals To Engage in or 

To Acquire Companies Engaged in 

Permissible Nonbanking Activities 

The companies listed in this notice 

have given notice under section 4 of the 

Bank Holding Company Act (12 U.S.C. 

1843) (BHC Act) and Regulation Y, (12 

CFR part 225) to engage de novo, or to 


tkelley on DSK4VPTVN1PROD with NOTICES
Federal Register / Vol. 80, No. 65 / Monday, April 6, 2015 / Notices 18405 

acquire or control voting securities or 

assets of a company, including the 

companies listed below, that engages 

either directly or through a subsidiary or 

other company, in a nonbanking activity 

that is listed in section 225.28 of 

Regulation Y (12 CFR 225.28) or that the 

Board has determined by Order to be 

closely related to banking and 

permissible for bank holding 

companies. Unless otherwise noted, 

these activities will be conducted 

throughout the United States. 

Each notice is available for inspection 

at the Federal Reserve Bank indicated. 

The notice also will be available for 

inspection at the offices of the Board of 

Governors. Interested persons may 

express their views in writing on the 

question whether the proposal complies 

with the standards of section 4 of the 

BHC Act. 

Unless otherwise noted, comments 

regarding the applications must be 

received at the Reserve Bank indicated 

or the offices of the Board of Governors 

not later than April 21, 2015. 

A. Federal Reserve Bank of 

Philadelphia (William Lang, Senior Vice 

President) 100 North 6th Street, 

Philadelphia, Pennsylvania 19105– 

1521: 

1. The Bancorp, Inc., Wilmington, 

Delaware; to retain 49 percent of the 

voting shares of Walnut Street 2014- 

Issuer, LLC, Gladwyne, Pennsylvania, 

and thereby engage in extending credit 

and servicing loans, pursuant to section 

225.28(b)(1). 

Board of Governors of the Federal Reserve 

System, April 1, 2015. 

Michael J. Lewandowski, 

Associate Secretary of the Board. 

[FR Doc. 2015–07791 Filed 4–3–15; 8:45 am] 

BILLING CODE 6210–01–P 

GENERAL SERVICES 

ADMINISTRATION 

[Notice–MA–2015–01; Docket No. 2015– 

0002, Sequence No. 5] 

Federal Travel Regulation (FTR); 

Relocation Allowances—Relocation 

Income Tax (RIT) Allowance Tables 

AGENCY: Office of Government-wide 

Policy, U.S. General Services 

Administration (GSA). 

ACTION: Notice of a bulletin. 

SUMMARY: The purpose of this notice is 

to inform agencies that FTR Bulletin 15– 

03 pertaining to Relocation 

Allowances—Relocation Income Tax 

(RIT) Allowance Tables is now available 

online at www.gsa.gov/ftrbulletin. 

DATES: Effective: April 6, 2015. 

FOR FURTHER INFORMATION CONTACT: Mr. 

Rick Miller, Office of Asset and 

Transportation Management (MA), 

Office of Government-wide Policy, GSA, 

at 202–501–3822 or via email at 

rodney.miller@gsa.gov. Please cite FTR 

Bulletin 15–03. 

SUPPLEMENTARY INFORMATION: The GSA 

published FTR Amendment 2008–04 in 

the Federal Register at 73 FR 35952 on 

June 25, 2008, specifying that GSA 

would no longer publish the RIT 

Allowance tables in Title 41 of the Code 

of Federal Regulation Part 302–17, 

Appendices A through D; instead, the 

tables would be available on a GSA Web 

site. FTR Bulletin 15–03: Relocation 

Allowances—Relocation Income Tax 

(RIT) Allowance Tables is now available 

and provides the annual changes to the 

RIT allowance tables necessary for 

calculating the amount of a transferee’s 

increased tax burden due to his or her 

official permanent change of station. 

FTR Bulletin 15–03 and all other FTR 

Bulletins can be found at www.gsa.gov/ 

ftrbulletin. 

Dated: March 30, 2015. 

Giancarlo Brizzi, 

Acting Associate Administrator, Office of 

Government-wide Policy. 

[FR Doc. 2015–07866 Filed 4–3–15; 8:45 am] 

BILLING CODE 6820–14–P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

National Institutes of Health 

Eunice Kennedy Shriver National 

Institute of Child Health and Human 

Development; Notice of Closed 

Meetings 

Pursuant to section 10(d) of the 

Federal Advisory Committee Act, as 

amended (5 U.S.C. App.), notice is 

hereby given of the following meetings. 

The meetings will be closed to the 

public in accordance with the 

provisions set forth in section 552b(c)(4) 

and 552b(c)(6), title 5 U.S.C., as 

amended. The grant applications and 

the discussions could disclose 

confidential trade secrets or commercial 

property such as patentable material, 

and personal information concerning 

individuals associated with the grant 

applications, the disclosure of which 

would constitute a clearly unwarranted 

invasion of personal privacy. 

Name of Committee: Eunice Kennedy 

Shriver National Institute of Child Health 

and Human Development Special Emphasis 

Panel; Academic-Community Partnership 

Conference Series (R13). 

Date: April 13, 2015. 

Time: 9:00 a.m. to 6:00 p.m. 

Agenda: To review and evaluate grant 

applications. 

Place: Renaissance M Street Hotel, 1143 

New Hampshire Avenue NW., Washington, 

DC 20037. 

Contact Person: Marita R. Hopmann, Ph.D., 

Scientific Review Officer, Scientific Review 

Branch, Eunice Kennedy Shriver National 

Institute of Child Health and Human 

Development, NIH, 6100 Executive 

Boulevard, Room 5B01, Bethesda, MD 

20892–9304, (301) 435–6911, hopmannm@

mail.nih.gov. 

This notice is being published less than 15 

days prior to the meeting due to the timing 

limitations imposed by the review and 

funding cycle. 

(Catalogue of Federal Domestic Assistance 

Program Nos. 93.864, Population Research; 

93.865, Research for Mothers and Children; 

93.929, Center for Medical Rehabilitation 

Research; 93.209, Contraception and 

Infertility Loan Repayment Program, National 

Institutes of Health, HHS) 

Dated: March 31, 2015. 

Michelle Trout, 

Program Analyst, Office of Federal Advisory 

Committee Policy. 

[FR Doc. 2015–07741 Filed 4–3–15; 8:45 am] 

BILLING CODE 4140–01–P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Solicitation of Written Comments on 

the Human Papillomavirus Working 

Group’s Draft Report and Draft 

Recommendations for Improving 

Vaccination Rates in Adolescents for 

Consideration by the National Vaccine 

Advisory Committee 

AGENCY: National Vaccine Program 

Office, Office of the Assistant Secretary 

for Health, Office of the Secretary, 

Department of Health and Human 

Services. 

ACTION: Notice. 

SUMMARY: The National Vaccine 

Advisory Committee (NVAC) was 

established in 1987 to comply with Title 

XXI of the Public Health Service Act 

(Pub. L. 99–660) (§ 2105) (42 U.S. Code 

300aa–5 (PDF—78 KB)). Its purpose is to 

advise and make recommendations to 

the Director of the National Vaccine 

Program on matters related to program 

responsibilities. The Assistant Secretary 

for Health (ASH) has been designated by 

the Secretary of Health and Human 

Services (HHS) as the Director of the 

National Vaccine Program. The National 

Vaccine Program Office (NVPO) is 

located within the Office of the 

Assistant Secretary for Health (OASH), 

Office of the Secretary, U.S. Department 

of Health and Human Services (HHS). 

NVPO provides leadership and fosters 

collaboration among the various federal 


tkelley on DSK4VPTVN1PROD with NOTICES