$16,670.78                                             Date:   August 1, 2002

                           PROMISSORY NOTE

     WHEREAS, As of July 31, 2002, Wrap-N-Roll USA, Inc. formerly known as
Oxy   General  Corporation  ("Maker"),  owed  Ken  Kurtz  ("Holder"),   an
individual  residing  in  Utah, a total of sixteen  thousand  six  hundred
seventy  dollars  and  seventy-eight  cents  ($16,670.78).   Such   amount
consisted  of  an  April 1, 2000 Promissory Note in the  amount  of  eight
hundred  twelve dollars and forty-eight cents ($812.48) which was  due  on
April  1,  2001  and extended through April 1, 2002, a  November  1,  2000
Promissory Note in the amount of ten thousand dollars ($10,000.00),  which
was  due  October 31, 2001, and accrued interest through July 31, 2001  in
the amount of eight hundred fifty eight dollars and thirty cents ($858.30)
on both the April 1, 2000 and the November 1, 2000 Promissory Notes and an
August  1,  2001  Promissory Note in the amount of five  thousand  dollars
($5,000.00).

       NOW  THEREFORE,  FOR VALUE RECEIVED, The undersigned,  jointly  and
severally  (?Maker?),  promises  to  pay  to  Ken  Kurtz  (?Holder?),   an
individual  residing  in Utah, the principal sum of sixteen  thousand  six
hundred  seventy  dollars and seventy-eight cents  ($16,670.78),  together
with interest thereon from August 1, 2002 at the rate of ten percent (10%)
per annum on the unpaid principal accrued on a monthly basis.

1.   Payments.   The  principal  amount  of  $16,670.78  and  interest  of
     $1,667.80  on  the principal obligation represented hereby  shall  be
     repaid  in  full  upon demand.  Demand shall be made  in  writing  by
     "Holder" to "Maker" at 1056 East Platinum Way, Sandy, UT  84094.

Type and  Place of Payments.  Payments of principal and interest shall  be
     made  in  lawful money of the United States of America to the  above-
     named  Holder  and mailed to 3434 East 7800 South,  #237,  Salt  Lake
     City, Utah 84121.

Penalty.   Maker  shall  pay a penalty equal to one percent  (1%)  of  the
     current  unpaid principal balance due for each month any payment   is
     past  due after the demand is made.  Advance payment or payments  may
     be  made on the principal or interest, without penalty or forfeiture.
     There shall be no penalty for any prepayment.

Default.  Upon the occurrence or during the continuance of any one or more
     of  the events listed below, Holder may, by notice in writing to  the
     Maker,  declare the unpaid balance of the principal and  interest  on
     the  Note  to  be immediately due and payable, and the principal  and
     interest   shall   then  be  immediately  due  and  payable   without
     presentation, demand, protest, notice of protest, or other notice  of
     dishonor,  all  of which are hereby expressly waived by  Maker,  such
     events being as follows:

          (a)  Default in any portion of the payment of the principal  and
               interest  of this Note when the same shall become  due  and
               payable,  unless  cured within five (5) days  after  notice
               thereof by Holder or the holder of such Note to Maker.

          (b)  Maker  shall file a voluntary petition in bankruptcy  or  a
               voluntary petition seeking reorganization, or shall file an
               answer  admitting  the jurisdiction of the  court  and  any
               material  allegations  of  an  involuntary  petition  filed
               pursuant to bankruptcy or any form of insolvency, or  Maker
               shall  make  an  assignment  to  an  agent  authorized   to
               liquidate any part of its assets; or

          (c)  Death  of  Maker.   In the event of Death  of  Maker,  such
               notice  of default shall be made to the trustee of  Maker's
               estate.


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5.   Attorneys' Fees.  Maker shall be responsible to Holder for any  costs
     incurred  by Holder in collecting on the obligation herein  including
     reasonable attorney's fees.

6.   Construction.   This  Note  shall be governed  by  and  construed  in
     accordance with the laws of Utah.

Wrap-N-Roll USA, Inc. ("Maker")



Cliff Halling, President
                                                              Approved By:



                                                     Ken Kurtz  ("Holder")