EXHIBIT 10.5


EXECUTION COPY


 


ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES
AGREEMENT


 


This is an Assignment
of Representations and Warranties Agreement (the “Agreement”) made as of the 30th day of April, 2013, among
Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc.,
a Delaware corporation (“Depositor”), Christiana Trust, a division of Wilmington Savings Fund Society, FSB, a federal
savings bank, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”)
under a Pooling and Servicing Agreement dated as of April 1, 2013 (the “Pooling and Servicing Agreement”), and WJ Bradley
Mortgage Capital, LLC, a Delaware corporation (“WJ Bradley”).


 


In consideration of
the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed
on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase
and Sale Agreement dated as of July 1, 2012, between Assignor and WJ Bradley (the “Purchase Agreement”) as modified
or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have
the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage
Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the
Pooling and Servicing Agreement.


 


Assignment 


 


1.          Assignor
hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and
warranties made by WJ Bradley pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor hereby
accepts such assignment from Assignor.


 


2.          Depositor
hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and
warranties made by WJ Bradley pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, Depositor is released
from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment from Depositor.


 


3.          WJ
Bradley hereby acknowledges the foregoing assignments.


 


Representations and Warranties


 


4.          Assignor
warrants and represents to, and covenants with, Depositor, Assignee and WJ Bradley as of the date hereof that:


 




    	 



    	 



    

 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 


(b)          Assignor
is the lawful owner of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear
from any and all claims and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as
contemplated herein, Assignee shall have good title to such representations and warranties under the Purchase Agreement to the
extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;


 


(c)          There
are no offsets, counterclaims or other defenses available to WJ Bradley with respect to the Purchase Agreement;


 


(d)          Assignor
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to enter into and perform its obligations under the Purchase Agreement;


 


(e)          Assignor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now
a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor
or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of
the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This
Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee,
will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms
except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter
in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability
is considered in a proceeding in equity or at law; and


 


(f)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or
the consummation by it of the transactions contemplated hereby.


 


5.          Depositor
warrants and represents to, and covenants with, Assignor, Assignee and WJ Bradley that as of the date hereof:


 


(a)          Depositor
is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;


 




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(b)          Depositor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is
now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor.
This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the
other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance
with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law; and


 


(c)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or
the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.


 


6.          Assignee
warrants and represents to, and covenants with, Assignor, Depositor and WJ Bradley that as of the date hereof:


 


(a)          Assignee
is a federal savings bank duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization;
and


 


(b)          Assignee
has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution,
delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee
and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding
obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy,
reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally,
and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.


 




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7.          WJ
Bradley warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:


 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 


(b)          WJ
Bradley is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has
all requisite power and authority to perform its obligations under the Purchase Agreement;


 


(c)          WJ
Bradley has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of WJ Bradley’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of WJ Bradley’s charter or by-laws or any legal restriction, or any material agreement or instrument to which WJ Bradley
is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
WJ Bradley or its property is subject. The execution, delivery and performance by WJ Bradley of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of WJ Bradley.
This Agreement has been duly executed and delivered by WJ Bradley and, upon the due authorization, execution and delivery by Assignor,
Assignee and the Depositor, will constitute the valid and legally binding obligation of WJ Bradley enforceable against WJ Bradley
in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other
similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless
of whether enforceability is considered in a proceeding in equity or at law; and


 


(d)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by WJ Bradley in connection with the execution, delivery or performance by WJ Bradley of this Agreement,
or the consummation by it of the transactions contemplated hereby.


 


Restated WJ Bradley Representations and
Warranties


 


8.          Pursuant
to Section 32(d) of the Purchase Agreement, WJ Bradley hereby restates to Depositor and Assignee, as if fully set forth herein,
as of the related Closing Date, the representations and warranties set forth in Subsection 7.01 of the Purchase Agreement, and,
as of the date hereof, the representations and warranties set forth in Subsection 7.02 of the Purchase Agreement.


 




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In the event of a breach
of any representations and warranties referred to in the immediately preceding paragraph as of the related Closing Date or the
date hereof, as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without
limitation, the right to compel WJ Bradley to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject
to the provisions of Section 10.


 


Recognition of Assignee


 


9.          From
and after the date hereof, subject to Section 10 below, WJ Bradley shall recognize Assignee as owner of the Mortgage Loans and
will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby
or as may be amended from time to time, as if Assignee and WJ Bradley had entered into a separate purchase agreement for the purchase
of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended
by this Agreement.


 


Enforcement of Rights 


 


10.          (a)          Controlling
Holder Rights. WJ Bradley agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor,
in its capacity as the initial Controlling Holder pursuant to the Pooling and Servicing Agreement, and for so long as it is the
Controlling Holder, will exercise all of Assignee’s rights as Purchaser under the following section of the Purchase Agreement:


 


Purchase
Agreement:


 


	Section or Subsection	Matter
	 	 
	7.03, other than 7.03(c)	Repurchase and Substitution


 


(b)          If
there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling
Holder pursuant to Section 10(a) shall be exercised by Assignee.


 


Amendments to Purchase Agreement


 


11.          The
parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:


 


(a)          Definitions.


 


(i)          The
definitions of “Business Day” and “Repurchase Price” set forth in Section 1 of the Purchase Agreement shall
be deleted and replaced in their entirety as follows:


 




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Business
Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Maryland,
Minnesota, Missouri or New York, (iii) a day on which banks in the states of California, Delaware, Maryland, Minnesota, Missouri
or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock Exchange
or the Federal Reserve Bank of New York is closed.


 


Repurchase
Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest
on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid
by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary
third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received
in respect of such repurchased Mortgage Loan and being held for future distribution in connection with such Mortgage Loan.


 


(b)          The
following sentence shall be added as the new third sentence of Subsection 7.03(a):


 


Each determination as to whether
there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.


 


(c)          The
rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase
Agreement as amended by this Agreement.


 


Miscellaneous


 


12.          All
demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing
and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:


 


(a)          In
the case of WJ Bradley,


 


WJ Bradley Mortgage
Capital LLC


6465 Greenwood Plaza
Blvd Suite 500


Centennial, CO 80111


Attention: Karin Good


Phone: (720) 250-9836


 


with a copy to


  


General Counsel at
the same address


 






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(b)          In
the case of Assignee,


 


Christiana Trust, a division
of Wilmington Savings Fund Society, FSB


500 Delaware Avenue,
11th Floor


Wilmington, Delaware,
19801


Attention: Corporate
Trust - Sequoia Mortgage Trust 2013-6


 


(c)          In
the case of Depositor,


 


Sequoia Residential
Funding, Inc.


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William
Moliski


 


with a copy to


 


General Counsel at
the same address


 


(d)          In
the case of Assignor,


 


Redwood Residential
Acquisition Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William
Moliski


 


with a copy to


 


General Counsel at
the same address


 


(e)          In
the case of Master Servicer,


 


Wells
Fargo Bank, N.A.


9062
Old Annapolis Road


Columbia,
Maryland 21045)


Telephone
number: (410) 884-2000


Facsimile
number: (410) 715-2380


Attention:
Client Manager -- Sequoia Mortgage Trust 2013-6


 





 




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(f)          In
the case of the initial Controlling Holder,


 


Sequoia Mortgage Funding
Corporation



One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William
Moliski


 


with a copy to


 


General Counsel at
the same address


 


13.          This
Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law,
and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard
to the conflicts of laws provisions of the State of New York or any other jurisdiction.


 


14.          No
term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the
party against whom such waiver or modification is sought to be enforced.


 


15.          This
Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor,
Assignee or WJ Bradley may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor,
Depositor, Assignee or WJ Bradley, respectively, hereunder.


 


16.          This
Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by WJ Bradley
pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and
the termination of the Purchase Agreement.


 


17.          This
Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and
all such counterparts shall constitute one and the same instrument.


 


18.          The
Controlling Holder under the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall
have the same power and ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory
hereto. WJ Bradley hereby consents to such exercise and enforcement.


 




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19.          It
is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement
is executed and delivered by Christiana Trust, a division of Wilmington Savings Fund Society, FSB (“Christiana Trust”)
not in its individual capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred
to herein (the “Trust”) in the exercise of the powers and authority conferred upon and vested in it, and as directed
in the Pooling and Servicing Agreement, (ii) each of the undertakings and agreements herein made on behalf of the Trust is made
and intended not as a personal undertaking or agreement of or by Christiana Trust but is made and intended for purposes of binding
only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of Christiana Trust,
individually or personally, to perform any covenant either express or implied in this Agreement, all such liability, if any, being
expressly waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances
shall Christiana Trust in its individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness,
amounts or expenses owed by the Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness,
expenses and other amounts being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach
or failure of any obligation, representation, warranty or covenant made under this Agreement or any other related documents.


 


20.          Master
Servicer. WJ Bradley hereby acknowledges that the Assignee has appointed Wells Fargo Bank, N.A. to act as master servicer and
securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions,
authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master
Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including,
without limitation, the right to enforce the obligations of WJ Bradley hereunder and under the Purchase Agreement and the right
to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.


 


WJ Bradley shall make
all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately
available funds:


 


Wells Fargo Bank, N.A.


San Francisco, California


ABA# 121-000-248


Account #3970771416


Account Name: SAS Clearing


FFC: Account #39227100, Sequoia
Mortgage Trust 2013-6 Distribution Account


 


21.          WJ
Bradley acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding
Section 10 of the Purchase Agreement, WJ Bradley shall pay shipping expenses for any Mortgage Loan Documents if there has been
a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.


 




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22.          Rule
17g-5 Compliance. WJ Bradley hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination
thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail
at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2013-6” and an identification of the
type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5
Information Provider (the “Rule 17g-5 Information Provider”) shall notify WJ Bradley in writing of any change in the
identity or contact information of the Rule 17g-5 Information Provider. WJ Bradley shall have no liability for (i) the Rule 17g-5
Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or (ii)
any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions
in this Section 22 prohibit or restrict oral or written communications, or providing information, between WJ Bradley, on the
one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review
of the ratings it assigns to WJ Bradley or (ii) such Rating Agency’s or NRSRO’s evaluation of WJ Bradley’s operations
in general; provided, however, that WJ Bradley shall not provide any information relating to the Mortgage Loans to such Rating
Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or
deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.


  




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IN WITNESS WHEREOF,
the parties hereto have executed this Agreement the day and year first above written.


  


	 	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	 	Assignor
	 	 	 
	 	By:	/s/ W.J. Moliski
	 	Name: 	W.J. Moliski
	 	Title:	Authorized Officer
	 	 	 
	 	SEQUOIA RESIDENTIAL FUNDING, INC.
	 	Depositor
	 	 	 
	 	By:	/s/ W.J. Moliski
	 	Name:	W.J. Moliski
	 	Title:	Authorized Officer
	 	 	 
	 	Christiana Trust, a division of

Wilmington Savings Fund Society, FSB,

not in its individual capacity but solely as Trustee,
	 	Assignee
	 	 	 
	 	By:	/s/ Jeffrey R. Everhart
	 	Name:	Jeffrey R. Everhart
	 	Title:	Assistant Vice President
	 	 	 
	 	WJ BRADLEY MORTGAGE CAPITAL LLC
	 	 	 
	 	By:	/s/ Roy W. Browning, III
	 	Name:	Roy W. Browning, III
	 	Title:	CFO


 


Accepted and agreed to by:


 


	WELLS FARGO BANK, N.A.	 
	Master Servicer	 
	 	 	 
	By:	/s/ Graham M. Oglesby	 
	Name: 	Graham M. Oglesby	 
	Title:	Vice President	 


 


Signature Page – Assignment of Representations
and Warranties – WJ Bradley (SEMT 2013-6)


  




    	 



    	 



    

 


ATTACHMENT 1


 


MORTGAGE LOAN SCHEDULE


 





	 	1	2	3	4	5	6	7	8	9	10	11
	 	Primary
    Servicer	Servicing
    Fee %	Servicing
    Fee—Flatdollar	Servicing
    Advance Methodology	Originator
    Name	Loan
    Group	Loan
    Number	Amortization
    Type	Lien
    Position	HELOC
    Indicator	Loan
    Purpose
	1	1000383	0.002500	 	 	WJ Bradley	 	1360008432	1	1	0	9
	2	1000383	0.002500	 	 	WJ Bradley	 	1360007739	1	1	0	9
	3	1000383	0.002500	 	 	WJ Bradley	 	10000008806	1	1	0	6
	4	1000383	0.002500	 	 	WJ Bradley	 	10000007903	1	1	0	3
	5	1000383	0.002500	 	 	WJ Bradley	 	10000006885	1	1	0	7
	6	1000383	0.002500	 	 	WJ Bradley	 	10000007030	1	1	0	9
	7	1000383	0.002500	 	 	WJ Bradley	 	10000009497	1	1	0	7
	8	1000383	0.002500	 	 	WJ Bradley	 	10000008686	1	1	0	7
	9	1000383	0.002500	 	 	WJ Bradley	 	10000007495	1	1	0	9
	10	1000383	0.002500	 	 	WJ Bradley	 	10000007433	1	1	0	9
	11	1000383	0.002500	 	 	WJ Bradley	 	10000008952	1	1	0	3
	12	1000383	0.002500	 	 	WJ Bradley	 	10000008093	1	1	0	9
	13	1000383	0.002500	 	 	WJ Bradley	 	10000008729	1	1	0	9
	14	1000383	0.002500	 	 	WJ Bradley	 	10000008071	1	1	0	9
	15	1000383	0.002500	 	 	WJ Bradley	 	10000008614	1	1	0	9
	16	1000383	0.002500	 	 	WJ Bradley	 	10000008197	1	1	0	9
	17	1000383	0.002500	 	 	WJ Bradley	 	10000008486	1	1	0	9
	18	1000383	0.002500	 	 	WJ Bradley	 	10000008381	1	1	0	3
	19	1000383	0.002500	 	 	WJ Bradley	 	10000009322	1	1	0	9
	20	1000383	0.002500	 	 	WJ Bradley	 	10000009515	1	1	0	9
	21	1000383	0.002500	 	 	WJ Bradley	 	10000008382	1	1	0	9
	22	1000383	0.002500	 	 	WJ Bradley	 	10000009145	1	1	0	9
	23	1000383	0.002500	 	 	WJ Bradley	 	10000008586	1	1	0	3
	24	1000383	0.002500	 	 	WJ Bradley	 	10000009033	1	1	0	9
	25	1000383	0.002500	 	 	WJ Bradley	 	10000009332	1	1	0	3
	26	1000383	0.002500	 	 	WJ Bradley	 	10000009832	1	1	0	9
	27	1000383	0.002500	 	 	WJ Bradley	 	10000009298	1	1	0	9
	28	1000383	0.002500	 	 	WJ Bradley	 	10000009860	1	1	0	7







 


 


	 	12	13	14	15	16	17	18	19	20	21
	 	Cash
    Out Amount	Total
    Origination and Discount Points	Covered/High
    Cost Loan Indicator	Relocation
    Loan Indicator	Broker
    Indicator	Channel	Escrow
    Indicator	Senior
    Loan

    Amount(s)	Loan
    Type of Most

    Senior Lien	Hybrid
    Period of

    Most Senior Lien (in

    months)
	1	 	 	 	 	 	1	0	0	 	 
	2	 	 	 	 	 	1	0	0	 	 
	3	 	 	 	 	 	1	0	0	 	 
	4	 	 	 	 	 	1	4	0	 	 
	5	 	 	 	 	 	1	0	0	 	 
	6	 	 	 	 	 	1	4	0	 	 
	7	 	 	 	 	 	1	4	0	 	 
	8	 	 	 	 	 	1	4	0	 	 
	9	 	 	 	 	 	1	4	0	 	 
	10	 	 	 	 	 	1	0	0	 	 
	11	 	 	 	 	 	1	4	0	 	 
	12	 	 	 	 	 	1	0	0	 	 
	13	 	 	 	 	 	1	0	0	 	 
	14	 	 	 	 	 	1	0	0	 	 
	15	 	 	 	 	 	1	0	0	 	 
	16	 	 	 	 	 	1	0	0	 	 
	17	 	 	 	 	 	1	0	0	 	 
	18	 	 	 	 	 	1	4	0	 	 
	19	 	 	 	 	 	1	0	0	 	 
	20	 	 	 	 	 	1	4	0	 	 
	21	 	 	 	 	 	1	4	0	 	 
	22	 	 	 	 	 	1	4	0	 	 
	23	 	 	 	 	 	1	0	0	 	 
	24	 	 	 	 	 	1	0	0	 	 
	25	 	 	 	 	 	1	0	0	 	 
	26	 	 	 	 	 	1	0	0	 	 
	27	 	 	 	 	 	1	0	0	 	 
	28	 	 	 	 	 	1	0	0	 	 







 


	 	22	23	24	25	26	27	28	29	30	31	32
	 	Neg
    Am Limit of

    Most Senior Lien	Junior
    Mortgage

    Balance	Origination
    Date of

    Most Senior Lien	Origination
    Date	Original
    Loan

    Amount	Original
    Interest

    Rate	Original

    Amortization Term	Original
    Term to

    Maturity	First
    Payment Date

    of Loan	Interest
    Type

    Indicator	Original
    Interest

    Only Term
	1	 	0.00	 	20130206	1000000.00	0.041250	360	360	20130401	1	0
	2	 	0.00	 	20130227	712050.00	0.033750	360	360	20130401	1	0
	3	 	0.00	 	20130214	580000.00	0.037500	360	360	20130401	1	0
	4	 	0.00	 	20130307	1341000.00	0.038750	360	360	20130501	1	0
	5	 	0.00	 	20130117	1173250.00	0.037500	360	360	20130301	1	0
	6	 	0.00	 	20130305	623000.00	0.037500	360	360	20130501	1	0
	7	 	0.00	 	20130222	516000.00	0.042500	360	360	20130401	1	0
	8	 	0.00	 	20130225	844000.00	0.042500	360	360	20130401	1	0
	9	 	0.00	 	20130213	677000.00	0.036250	360	360	20130401	1	0
	10	 	591500.00	 	20130213	696000.00	0.038750	360	360	20130401	1	0
	11	 	0.00	 	20130228	667000.00	0.038750	360	360	20130401	1	0
	12	 	0.00	 	20130221	587000.00	0.040000	360	360	20130401	1	0
	13	 	0.00	 	20130228	740000.00	0.035000	360	360	20130401	1	0
	14	 	0.00	 	20130225	1135000.00	0.035000	360	360	20130401	1	0
	15	 	190000.00	 	20130221	1362300.00	0.037500	360	360	20130401	1	0
	16	 	0.00	 	20130219	586100.00	0.037500	360	360	20130401	1	0
	17	 	66500.00	 	20130225	653500.00	0.040000	360	360	20130401	1	0
	18	 	0.00	 	20130301	660000.00	0.032500	360	360	20130501	1	0
	19	 	0.00	 	20130301	875338.00	0.040000	360	360	20130501	1	0
	20	 	0.00	 	20130226	980000.00	0.038750	360	360	20130401	1	0
	21	 	40000.00	 	20130220	572500.00	0.037500	360	360	20130401	1	0
	22	 	0.00	 	20130306	675000.00	0.038750	360	360	20130501	1	0
	23	 	0.00	 	20130225	634000.00	0.038750	360	360	20130401	1	0
	24	 	0.00	 	20130308	666000.00	0.038750	360	360	20130501	1	0
	25	 	0.00	 	20130228	847500.00	0.038750	360	360	20130501	1	0
	26	 	0.00	 	20130228	726500.00	0.038750	360	360	20130401	1	0
	27	 	0.00	 	20130307	600000.00	0.037500	360	360	20130501	1	0
	28	 	0.00	 	20130314	1155000.00	0.040000	360	360	20130501	1	0







 


	 	33	34	35	36	37	38	39	40	41	42	43	44
	 	Buy
    Down Period	HELOC
    Draw Period	Current
    Loan

    Amount	Current
    Interest

    Rate	Current
    Payment

    Amount Due	Interest
    Paid

    Through Date	Current
    Payment

    Status	Index
    Type	ARM
    Look-back

    Days	Gross
    Margin	ARM
    Round Flag	ARM
    Round Factor
	1	0	 	998591.00	0.041250	4846.50	20130401	0	0	 	 	 	 
	2	0	 	710904.69	0.033750	3147.95	20130401	0	0	 	 	 	 
	3	0	 	579126.43	0.037500	2686.07	20130401	0	0	 	 	 	 
	4	0	 	1341000.00	0.038750	6305.88	20130401	0	0	 	 	 	 
	5	0	 	1169710.29	0.037500	5433.50	20130401	0	0	 	 	 	 
	6	0	 	623000.00	0.037500	2885.21	20130401	0	0	 	 	 	 
	7	0	 	515289.09	0.042500	2538.41	20130401	0	0	 	 	 	 
	8	0	 	842837.20	0.042500	4151.97	20130401	0	0	 	 	 	 
	9	0	 	675957.63	0.036250	3087.47	20130401	0	0	 	 	 	 
	10	0	 	694974.65	0.038750	3272.85	20130401	0	0	 	 	 	 
	11	0	 	666017.37	0.038750	3136.48	20130401	0	0	 	 	 	 
	12	0	 	586154.24	0.040000	2802.43	20130401	0	0	 	 	 	 
	13	0	 	738835.40	0.035000	3322.93	20130401	0	0	 	 	 	 
	14	0	 	1133213.76	0.035000	5096.66	20130401	0	0	 	 	 	 
	15	0	 	1360248.17	0.037500	6309.02	20130401	0	0	 	 	 	 
	16	0	 	585217.24	0.037500	2714.32	20130401	0	0	 	 	 	 
	17	0	 	652558.42	0.040000	3119.91	20130401	0	0	 	 	 	 
	18	0	 	660000.00	0.032500	2872.36	20130401	0	0	 	 	 	 
	19	0	 	875338.00	0.040000	4179.00	20130401	0	0	 	 	 	 
	20	0	 	978556.26	0.038750	4608.32	20130401	0	0	 	 	 	 
	21	0	 	571637.72	0.037500	2651.34	20130401	0	0	 	 	 	 
	22	0	 	675000.00	0.038750	3174.10	20130401	0	0	 	 	 	 
	23	0	 	633065.99	0.038750	2981.30	20130401	0	0	 	 	 	 
	24	0	 	666000.00	0.038750	3131.78	20130401	0	0	 	 	 	 
	25	0	 	847500.00	0.038750	3985.26	20130401	0	0	 	 	 	 
	26	0	 	725429.72	0.038750	3416.27	20130401	0	0	 	 	 	 
	27	0	 	600000.00	0.037500	2778.69	20130401	0	0	 	 	 	 
	28	0	 	1155000.00	0.040000	5514.15	20130401	0	0	 	 	 	 







 


	 	45	46	47	48	49	50	51	52	53	54	55
	 	Initial
    Fixed Rate

    Period	Initial
    Interest Rate

    Cap (Change Up)	Initial
    Interest Rate

    Cap (Change Down)	Subsequent
    Interest

    Rate Reset Period	Subsequent
    Interest

    Rate Cap (Change Down)	Subsequent
    Interest

    Rate Cap (Change

    Up)	Lifetime
    Maximum

    Rate (Ceiling)	Lifetime
    Minimum

    Rate (Floor)	Negative

    Amortization Limit	Initial
    Negative

    Amortization Recast

    Period	Subsequent

    Negative

    Amortization Recast

    Period
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 







 


	 	56	57	58	59	60	61	62	63	64	65	66	67
	 	Initial
    Fixed

    Payment Period	Subsequent

    Payment Reset

    Period	Initial
    Periodic

    Payment Cap	Subsequent

    Periodic Payment

    Cap	Initial
    Minimum

    Payment Reset

    Period	Subsequent

    Minimum Payment

    Reset Period	Option
    ARM

    Indicator	Options
    at Recast	Initial
    Minimum

    Payment	Current
    Minimum

    Payment	Prepayment
    Penalty

    Calculation	Prepayment
    Penalty

    Type
	1	 	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 	 







 


	 	68	69	70	71	72	73	74	75	76	77	78
	 	Prepayment
    Penalty

    Total Term	Prepayment
    Penalty

    Hard Term	Primary
    Borrower ID	Number
    of

    Mortgaged

    Properties	Total
    Number of

    Borrowers	Self-employment

    Flag	Current
    ‘Other’

    Monthly Payment	Length
    of

    Employment:

    Borrower	Length
    of

    Employment: Co-

    Borrower	Years
    in Home	FICO
    Model Used
	1	0	 	230	2	 	1	 	12	12	0	1
	2	0	 	445	2	 	0	 	2.5	 	5	1
	3	0	 	413	1	 	0	 	4	 	0	1
	4	0	 	473	1	 	1	 	16	 	4	1
	5	0	 	477	3	 	1	 	21.08	0	0	1
	6	0	 	428	1	 	0	 	8.25	 	8	1
	7	0	 	357	3	 	0	 	4.25	2.25	0	1
	8	0	 	161	1	 	0	 	7	2.5	0	1
	9	0	 	10	1	 	0	 	8	 	0	1
	10	0	 	425	1	 	1	 	19.25	0	11	1
	11	0	 	439	2	 	1	 	20	 	10	1
	12	0	 	494	1	 	1	 	10.75	 	12	1
	13	0	 	63	2	 	0	 	8.5	 	1.75	1
	14	0	 	373	1	 	1	 	12	31	12	1
	15	0	 	266	1	 	1	 	21	8	14	1
	16	0	 	31	1	 	0	 	2.25	 	13	1
	17	0	 	464	2	 	0	 	8.75	10	9	1
	18	0	 	457	1	 	0	 	13	 	2	1
	19	0	 	257	1	 	0	 	1.75	 	10	1
	20	0	 	112	1	 	1	 	16	16	0.5	1
	21	0	 	340	1	 	0	 	17	21	9.25	1
	22	0	 	471	1	 	0	 	3.25	 	2.25	1
	23	0	 	391	1	 	0	 	0	 	4.5	1
	24	0	 	433	1	 	0	 	14	9	33	1
	25	0	 	487	1	 	0	 	27.5	 	12	1
	26	0	 	200	1	 	0	 	8	 	8.5	1
	27	0	 	238	2	 	0	 	0.5	 	1.5	1
	28	0	 	403	1	 	0	 	14.75	 	0	1







 


	 	79	80	81	82	83	84	85	86	87	88
	 	Most
    Recent FICO

    Date	Primary
    Wage

    Earner Original

    FICO: Equifax	Primary
    Wage

    Earner Original

    FICO: Experian	Primary
    Wage

    Earner Original

    FICO: TransUnion	Secondary
    Wage

    Earner Original

    FICO: Equifax	Secondary
    Wage

    Earner Original

    FICO: Experian	Secondary
    Wage

    Earner Original

    FICO: TransUnion	Original

    Primary Borrower

    FICO	Most
    Recent

    Primary Borrower

    FICO	Most
    Recent Co-

    Borrower FICO
	1	 	 	 	 	 	 	 	760	 	 
	2	 	 	 	 	 	 	 	789	 	 
	3	 	 	 	 	 	 	 	769	 	 
	4	 	 	 	 	 	 	 	726	 	 
	5	 	 	 	 	 	 	 	722	 	 
	6	 	 	 	 	 	 	 	731	 	 
	7	 	 	 	 	 	 	 	700	 	 
	8	 	 	 	 	 	 	 	743	 	 
	9	 	 	 	 	 	 	 	775	 	 
	10	 	 	 	 	 	 	 	773	 	 
	11	 	 	 	 	 	 	 	785	 	 
	12	 	 	 	 	 	 	 	781	 	 
	13	 	 	 	 	 	 	 	798	 	 
	14	 	 	 	 	 	 	 	790	 	 
	15	 	 	 	 	 	 	 	787	 	 
	16	 	 	 	 	 	 	 	782	 	 
	17	 	 	 	 	 	 	 	777	 	 
	18	 	 	 	 	 	 	 	806	 	 
	19	 	 	 	 	 	 	 	769	 	 
	20	 	 	 	 	 	 	 	783	 	 
	21	 	 	 	 	 	 	 	785	 	 
	22	 	 	 	 	 	 	 	787	 	 
	23	 	 	 	 	 	 	 	787	 	 
	24	 	 	 	 	 	 	 	761	 	 
	25	 	 	 	 	 	 	 	790	 	 
	26	 	 	 	 	 	 	 	802	 	 
	27	 	 	 	 	 	 	 	794	 	 
	28	 	 	 	 	 	 	 	768	 	 







 


	 	89	90	91	92	93	94	95	96	97	98	99	100
	 	Most
    Recent FICO

    Method	VantageScore:

    Primary Borrower	VantageScore:
    Co-

    Borrower	Most
    Recent

    VantageScore

    Method	VantageScore
    Date	Credit
    Report:

    Longest Trade Line	Credit
    Report:

    Maximum Trade

    Line	Credit
    Report:

    Number of Trade

    Lines	Credit
    Line Usage

    Ratio	Most
    Recent 12-

    month Pay History	Months
    Bankruptcy	Months
    Foreclosure
	1	 	 	 	 	 	 	 	 	 	000000000000	 	 
	2	 	 	 	 	 	 	 	 	 	000000000000	 	 
	3	 	 	 	 	 	 	 	 	 	000000000000	 	 
	4	 	 	 	 	 	 	 	 	 	000000000000	 	 
	5	 	 	 	 	 	 	 	 	 	000000000000	 	 
	6	 	 	 	 	 	 	 	 	 	000000000000	 	 
	7	 	 	 	 	 	 	 	 	 	000000000000	 	 
	8	 	 	 	 	 	 	 	 	 	000000000000	 	 
	9	 	 	 	 	 	 	 	 	 	000000000000	 	 
	10	 	 	 	 	 	 	 	 	 	000000000000	 	 
	11	 	 	 	 	 	 	 	 	 	000000000000	 	 
	12	 	 	 	 	 	 	 	 	 	000000000000	 	 
	13	 	 	 	 	 	 	 	 	 	000000000000	 	 
	14	 	 	 	 	 	 	 	 	 	000000000000	 	 
	15	 	 	 	 	 	 	 	 	 	000000000000	 	 
	16	 	 	 	 	 	 	 	 	 	000000000000	 	 
	17	 	 	 	 	 	 	 	 	 	000000000000	 	 
	18	 	 	 	 	 	 	 	 	 	000000000000	 	 
	19	 	 	 	 	 	 	 	 	 	000000000000	 	 
	20	 	 	 	 	 	 	 	 	 	000000000000	 	 
	21	 	 	 	 	 	 	 	 	 	000000000000	 	 
	22	 	 	 	 	 	 	 	 	 	000000000000	 	 
	23	 	 	 	 	 	 	 	 	 	000000000000	 	 
	24	 	 	 	 	 	 	 	 	 	000000000000	 	 
	25	 	 	 	 	 	 	 	 	 	000000000000	 	 
	26	 	 	 	 	 	 	 	 	 	000000000000	 	 
	27	 	 	 	 	 	 	 	 	 	000000000000	 	 
	28	 	 	 	 	 	 	 	 	 	000000000000	 	 







 


	 	101	102	103	104	105	106	107	108	109	110	111
	 	Primary
    Borrower

    Wage Income	Co-Borrower
    Wage

    Income	Primary
    Borrower

    Other Income	Co-Borrower
    Other

    Income	All
    Borrower Wage

    Income	All
    Borrower Total

    Income	4506-T
    Indicator	Borrower
    Income

    Verification Level	Co-Borrower

    Income Verification	Borrower

    Employment

    Verification	Co-Borrower

    Employment

    Verification
	1	39936.92	0.00	0.00	0.00	39936.92	39936.92	1	5	 	3	 
	2	29466.67	0.00	0.00	0.00	29466.67	29466.67	1	5	 	3	 
	3	32916.67	0.00	0.00	0.00	32916.67	32916.67	1	5	 	3	 
	4	28005.96	 	0.00	 	28005.96	28005.96	1	5	 	3	 
	5	0.00	 	62521.23	 	0.00	62521.33	1	5	 	3	 
	6	8099.07	0.00	4284.71	0.00	8099.07	12383.78	1	5	 	3	 
	7	9702.79	10320.00	0.00	0.00	20022.79	20022.79	1	5	 	3	 
	8	9423.29	7260.42	0.00	5045.80	16683.71	21729.51	1	5	 	3	 
	9	21245.23	 	0.00	 	21245.23	21245.23	1	5	 	3	 
	10	76687.54	0.00	0.00	0.00	76687.54	76687.54	1	4	 	3	 
	11	11776.28	0.00	0.00	0.00	11776.28	11776.28	1	5	 	3	 
	12	20949.86	0.00	0.00	0.00	20949.86	20949.86	1	5	 	3	 
	13	9869.00	 	1190.00	 	9869.00	11059.00	1	5	 	3	 
	14	39837.73	8181.49	0.00	0.00	48019.22	48019.22	1	5	 	3	 
	15	16415.46	13008.25	0.00	0.00	29423.71	29423.71	1	5	 	3	 
	16	15000.01	 	0.00	 	15000.01	15000.01	1	5	 	3	 
	17	19166.66	0.00	0.00	0.00	19166.66	19166.66	1	5	 	3	 
	18	6226.20	0.00	3500.94	0.00	6226.20	9727.14	1	5	 	3	 
	19	14234.34	 	1475.37	 	14234.34	15709.71	1	5	 	3	 
	20	9930.54	10193.96	0.00	0.00	20124.50	20124.50	1	5	 	3	 
	21	18749.43	17409.64	0.00	0.00	36159.07	36159.07	1	5	 	3	 
	22	10833.44	 	1333.33	 	10833.44	12166.77	1	5	 	3	 
	23	12495.67	0.00	0.00	0.00	12495.67	12495.67	1	5	 	3	 
	24	4981.00	8650.56	0.00	0.00	13631.56	13631.56	1	5	 	3	 
	25	3201.10	 	9115.88	 	3201.10	12316.98	1	5	 	3	 
	26	12828.00	 	0.00	 	12828.00	12828.00	1	5	 	3	 
	27	13000.00	0.00	0.00	0.00	13000.00	13000.00	1	5	 	3	 
	28	28842.84	0.00	4664.88	0.00	28842.84	33507.72	1	5	 	3	 







 


	 	112	113	114	115	116	117	118	119	120	121	122
	 	Borrower
    Asset

    Verification	Co-Borrower
    Asset

    Verification	Liquid
    / Cash

    Reserves	Monthly
    Debt All

    Borrowers	Originator
    DTI	Fully
    Indexed Rate	Qualification

    Method	Percentage
    of Down

    Payment from

    Borrower Own

    Funds	City	State	Postal
    Code
	1	4	 	176894.98	8275.09	0.207204	 	 	 	SCOTTSDALE	AZ	85262
	2	4	 	1416214.09	12147.07	0.412231	 	 	 	LOS GATOS	CA	95032
	3	4	 	361161.59	4294.77	0.130474	 	 	100.000000	CORONA	CA	92881
	4	4	 	332153.48	10382.79	0.370735	 	 	 	LAGUNA BEACH	CA	92651
	5	4	 	181167.64	17435.95	0.278880	 	 	100.000000	SAN DIEGO	CA	92109
	6	4	 	140468.87	5118.19	0.413298	 	 	 	CARDIFF BY THE SEA	CA	92007
	7	4	 	73546.24	6603.94	0.329821	 	 	100.000000	CENTENNIAL	CO	80016
	8	4	 	47794.07	7355.50	0.338503	 	 	100.000000	LOS ANGELES	CA	90019
	9	4	 	123098.99	6117.27	0.287936	 	 	 	DEL MAR	CA	92014
	10	4	 	103987.55	6692.44	0.087269	 	 	 	NEWPORT BEACH	CA	92660
	11	4	 	54906.89	4764.66	0.404598	 	 	 	ENCINITAS	CA	92024
	12	4	 	378375.39	4409.36	0.210472	 	 	 	LA JOLLA	CA	92037
	13	4	 	36777.71	4707.71	0.425690	 	 	 	DEL MAR	CA	92014
	14	4	 	73933.27	8378.30	0.174478	 	 	 	NORMANDY PARK	WA	98166
	15	4	 	1349468.21	8355.01	0.283955	 	 	 	PACIFIC PALISADES	CA	90272
	16	4	 	34809.95	3803.69	0.253579	 	 	 	SAN DIEGO	CA	92130
	17	4	 	544692.45	6539.76	0.341205	 	 	 	CARLSBAD	CA	92009
	18	4	 	56154.82	4078.64	0.419305	 	 	 	CORONADO	CA	92118
	19	4	 	652946.93	6860.85	0.436727	 	 	 	ENCINITAS	CA	92024
	20	4	 	370073.24	6572.34	0.326584	 	 	 	NEWPORT BEACH	CA	92657
	21	4	 	95751.28	4404.36	0.121805	 	 	 	HENDERSON	NV	89052
	22	4	 	36093.04	5130.70	0.421698	 	 	 	SANTA MONICA	CA	90403
	23	4	 	158849.17	4547.75	0.363946	 	 	 	CARLSBAD	CA	92009
	24	4	 	115601.55	5299.17	0.388743	 	 	 	LOS ALTOS	CA	94024
	25	4	 	961141.85	5157.34	0.418718	 	 	 	NEWPORT BEACH	CA	92660
	26	4	 	249193.28	3748.62	0.292222	 	 	 	LA JOLLA	CA	92037
	27	4	 	1032914.30	5020.12	0.386163	 	 	 	FORESTVILLE	CA	95436
	28	4	 	1009771.12	12629.56	0.376915	 	 	100.000000	NEWPORT BEACH	CA	92663







 


	 	123	124	125	126	127	128	129	130	131	132	133
	 	Property
    Type	Occupancy	Sales
    Price	Original
    Appraised

    Property Value	Original
    Property

    Valuation Type	Original
    Property

    Valuation Date	Original
    Automated

    Valuation Model

    (AVM) Model Name	Original
    AVM

    Confidence Score	Most
    Recent

    Property Value2	Most
    Recent

    Property Valuation

    Type	Most
    Recent

    Property Valuation

    Date
	1	7	2	 	1927000.00	3	20121113	 	 	 	 	 
	2	1	1	 	2700000.00	3	20121110	 	 	 	 	 
	3	1	1	830000.00	830000.00	3	20130128	 	 	 	 	 
	4	7	1	 	2235000.00	3	20130115	 	 	 	 	 
	5	3	2	1805000.00	1805000.00	3	20121218	 	 	 	 	 
	6	13	1	 	1100000.00	3	20130111	 	 	 	 	 
	7	7	1	645000.00	692000.00	3	20130131	 	 	 	 	 
	8	1	1	1055000.00	1080000.00	3	20130116	 	 	 	 	 
	9	3	2	 	2050000.00	3	20130201	 	 	 	 	 
	10	7	1	 	2615000.00	3	20130131	 	 	 	 	 
	11	1	1	 	1050000.00	3	20130129	 	 	 	 	 
	12	3	1	 	815000.00	3	20130122	 	 	 	 	 
	13	1	1	 	1250000.00	3	20130128	 	 	 	 	 
	14	1	1	 	2100000.00	3	20130131	 	 	 	 	 
	15	1	1	 	3200000.00	3	20130209	 	 	 	 	 
	16	1	1	 	1200000.00	3	20130130	 	 	 	 	 
	17	7	1	 	900000.00	3	20130131	 	 	 	 	 
	18	3	1	 	1320000.00	3	20130206	 	 	 	 	 
	19	7	1	 	1500000.00	3	20130205	 	 	 	 	 
	20	3	1	 	1400000.00	3	20130128	 	 	 	 	 
	21	7	1	 	875000.00	3	20130126	 	 	 	 	 
	22	3	1	 	920000.00	3	20130111	 	 	 	 	 
	23	7	1	 	1000000.00	3	20130204	 	 	 	 	 
	24	1	1	 	1800000.00	3	20130218	 	 	 	 	 
	25	7	1	 	2120000.00	3	20130212	 	 	 	 	 
	26	3	1	 	1000000.00	3	20130213	 	 	 	 	 
	27	1	1	 	1100000.00	3	20130219	 	 	 	 	 
	28	1	1	1540000.00	1540000.00	3	20130224	 	 	 	 	 







 


	 	134	135	136	137	138	139	140	141	142	143
	 	Most
    Recent AVM

    Model Name	Most
    Recent AVM

    Confidence Score	Original
    CLTV	Original
    LTV	Original
    Pledged

    Assets	Mortgage
    Insurance

    Company Name	Mortgage
    Insurance

    Percent	MI:
    Lender or

    Borrower Paid?	Pool
    Insurance Co.

    Name	Pool
    Insurance Stop

    Loss %
	1	 	 	0.518900	0.518900	0	0	0	 	 	 
	2	 	 	0.263700	0.263700	0	0	0	 	 	 
	3	 	 	0.698700	0.698700	0	0	0	 	 	 
	4	 	 	0.600000	0.600000	0	0	0	 	 	 
	5	 	 	0.650000	0.650000	0	0	0	 	 	 
	6	 	 	0.566300	0.566300	0	0	0	 	 	 
	7	 	 	0.800000	0.800000	0	0	0	 	 	 
	8	 	 	0.800000	0.800000	0	0	0	 	 	 
	9	 	 	0.330200	0.330200	0	0	0	 	 	 
	10	 	 	0.492300	0.266100	0	0	0	 	 	 
	11	 	 	0.635200	0.635200	0	0	0	 	 	 
	12	 	 	0.720200	0.720200	0	0	0	 	 	 
	13	 	 	0.592000	0.592000	0	0	0	 	 	 
	14	 	 	0.540400	0.540400	0	0	0	 	 	 
	15	 	 	0.485000	0.425700	0	0	0	 	 	 
	16	 	 	0.488400	0.488400	0	0	0	 	 	 
	17	 	 	0.800000	0.726100	0	0	0	 	 	 
	18	 	 	0.500000	0.500000	0	0	0	 	 	 
	19	 	 	0.583500	0.583500	0	0	0	 	 	 
	20	 	 	0.700000	0.700000	0	0	0	 	 	 
	21	 	 	0.700000	0.654200	0	0	0	 	 	 
	22	 	 	0.733600	0.733600	0	0	0	 	 	 
	23	 	 	0.634000	0.634000	0	0	0	 	 	 
	24	 	 	0.370000	0.370000	0	0	0	 	 	 
	25	 	 	0.399700	0.399700	0	0	0	 	 	 
	26	 	 	0.726500	0.726500	0	0	0	 	 	 
	27	 	 	0.545400	0.545400	0	0	0	 	 	 
	28	 	 	0.750000	0.750000	0	0	0	 	 	 







 


	 	144	145	146	147	148	149	150	151	152	153	154
	 	MI
    Certificate

    Number	Updated
    DTI

    (Front-end)	Updated
    DTI

    (Back-end)	Modification

    Effective Payment

    Date	Total
    Capitalized

    Amount	Total
    Deferred

    Amount	Pre-Modification

    Interest (Note) Rate	Pre-Modification
    P&I

    Payment	Pre-Modification

    Initial Interest Rate

    Change Downward

    Cap	Pre-Modification

    Subsequent Interest

    Rate Cap	Pre-Modification

    Next Interest Rate

    Change Date
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 







 





	 	155	156	157	158	159	160	161	162	163
	 	Pre-Modification
    I/O

    Term	Forgiven
    Principal

    Amount	Forgiven
    Interest

    Amount	Number
    of

    Modifications	Cash
    To/From Brrw at Closing	Brrw
    - Yrs at in Industry	CoBrrw
    - Yrs at in Industry	Junior
    Mortgage Drawn Amount	Maturity
    Date
	1	 	 	 	 	 	12	12	0	20430301
	2	 	 	 	 	 	32	 	0	20430301
	3	 	 	 	 	 	30	 	0	20430301
	4	 	 	 	 	 	22	 	0	20430401
	5	 	 	 	 	 	22	0	0	20430201
	6	 	 	 	 	 	16	 	0	20430401
	7	 	 	 	 	 	7	3	0	20430301
	8	 	 	 	 	 	15	20	0	20430301
	9	 	 	 	 	 	13	 	0	20430301
	10	 	 	 	 	 	20	0	591500	20430301
	11	 	 	 	 	 	20	 	0	20430301
	12	 	 	 	 	 	35	 	0	20430301
	13	 	 	 	 	 	20	 	0	20430301
	14	 	 	 	 	 	12	36	0	20430301
	15	 	 	 	 	 	26	26	190000	20430301
	16	 	 	 	 	 	25	 	0	20430301
	17	 	 	 	 	 	20	10	66500	20430301
	18	 	 	 	 	 	14.75	 	0	20430401
	19	 	 	 	 	 	22	 	0	20430401
	20	 	 	 	 	 	18	26	0	20430301
	21	 	 	 	 	 	22	25	40000	20430301
	22	 	 	 	 	 	12	 	0	20430401
	23	 	 	 	 	 	18	 	0	20430301
	24	 	 	 	 	 	40	37	0	20430401
	25	 	 	 	 	 	31	 	0	20430401
	26	 	 	 	 	 	19	 	0	20430301
	27	 	 	 	 	 	21	 	0	20430401
	28	 	 	 	 	 	15	 	0	20430401




 





	 	164	165	166	167	168	169	170	171	172
	 	Primary
    Borrower Wage Income (Salary)	Primary
    Borrower Wage Income (Bonus)	Primary
    Borrower Wage Income (Commission)	Co-Borrower
    Wage Income (Salary)	Co-Borrower
    Wage Income (Bonus)	Co-Borrower
    Wage Income (Commission)	Originator
    Doc Code	RWT
    Income Verification	RWT
    Asset Verification
	1	39936.92	0	0	0	0	0	Full	Two Years	Two Months
	2	29466.67	0	0	0	0	0	Full	Two Years	Two Months
	3	32916.67	0	0	0	0	0	Full	Two Years	Two Months
	4	28005.96	0	0	0	0	0	Full	Two Years	Two Months
	5	0	0	0	0	0	0	Full	Two Years	Two Months
	6	8099.07	4284.71	0	0	0	0	Full	Two Years	Two Months
	7	9702.79	0	0	10320	0	0	Full	Two Years	Two Months
	8	9423.29	0	0	7260.42	0	5045.8	Full	Two Years	Two Months
	9	21245.23	0	0	0	0	0	Full	Two Years	Two Months
	10	76687.54	0	0	0	0	0	Full	Two Years	Two Months
	11	11776.28	0	0	0	0	0	Full	Two Years	Two Months
	12	20949.86	0	0	0	0	0	Full	Two Years	Two Months
	13	9869	1190	0	0	0	0	Full	Two Years	Two Months
	14	39837.73	0	0	8181.49	0	0	Full	Two Years	Two Months
	15	16415.46	0	0	13008.25	0	0	Full	Two Years	Two Months
	16	15000.01	0	0	0	0	0	Full	Two Years	Two Months
	17	19166.66	0	0	0	0	0	Full	Two Years	Two Months
	18	6226.2	0	0	0	0	0	Full	Two Years	Two Months
	19	14234.34	0	0	0	0	0	Full	Two Years	Two Months
	20	9930.54	0	0	10193.96	0	0	Full	Two Years	Two Months
	21	18749.43	0	0	17409.64	0	0	Full	Two Years	Two Months
	22	10833.44	1333.33	0	0	0	0	Full	Two Years	Two Months
	23	12495.67	0	0	0	0	0	Full	Two Years	Two Months
	24	4981	0	0	8650.56	0	0	Full	Two Years	Two Months
	25	3201.1	0	0	0	0	0	Full	Two Years	Two Months
	26	12828	0	0	0	0	0	Full	Two Years	Two Months
	27	13000	0	0	0	0	0	Full	Two Years	Two Months
	28	28842.84	4664.88	0	0	0	0	Full	Two Years	Two Months







 




    	 



    	 



    

 


 


ATTACHMENT 2


 


Refer to Exhibit 10.11  to the Report
on Form 8-K filed by the issuing entity on April 29, 2013.