<PAGE>
EXHIBIT 10.15


$6,000.00                                                 DATE:   JULY 1, 2002

                              PROMISSORY NOTE

     WHEREAS, As of April 15, 2002, Wrap-N-Roll USA, Inc. formerly known as
Oxy General Corporation ("Maker"), owed Ken Kurtz ("Holder"), an individual
residing in Utah, a total of  five thousand dollars  ($5,000).  Such amount
consisted of an April 15, 2002 Promissory Note which was due on upon demand.

     WHEREAS, On May 28, 2002 Ken Kurtz loaned an additional one thousand
($1,000.00) to Wrap-N-Roll USA, Inc to be paid no later than June 30, 2002.

     NOW THEREFORE, FOR VALUE RECEIVED, The undersigned, jointly and
severally (?Maker?), promises to pay to Ken Kurtz (?Holder?), an individual
residing in Utah, the principal sum of six thousand dollars ($6,000), together
with interest thereon from July 1, 2002 at the rate of ten percent (10%) per
annum on the unpaid principal.

1.        PAYMENTS.  The principal amount of $6000 and interest of $600.00 on
     the principal obligation represented hereby shall be repaid in full upon
     demand.

2.        TYPE AND PLACE OF PAYMENTS.  Payments of principal and interest shall
     be made in lawful money of the United States of America to the above-named
     Holder and mailed to 3434 East 7800 South, #237, Salt Lake City, Utah
     84121.

3.        PENALTY.  Maker shall pay a penalty equal to one percent (1%) of the
     current unpaid principal balance due for each month any payment  is past
     due.  Advance payment or payments may be made on the principal or
     interest, without penalty or forfeiture.  There shall be no penalty for
     any prepayment.

4.        DEFAULT.  Upon the occurrence or during the continuance of any one or
     more of the events listed below, Holder may, by notice in writing to the
     Maker, declare the unpaid balance of the principal and interest on the
     Note to be immediately due and payable, and the principal and interest
     shall then be immediately due and payable without presentation, demand,
     protest, notice of protest, or other notice of dishonor, all of whichare
     hereby expressly waived by Maker, such events being as follows:

          (a)  Default in any portion of the payment of the principal and
               interest of this Note when the same shall become due and
               payable, unless cured within five (5) days after notice
               thereof by Holder or the holder of such Note to Maker.

          (b)  Maker shall file a voluntary petition in bankruptcy or a
               voluntary petition seeking reorganization, or shall file an
               answer admitting the jurisdiction of the court and any
               material allegations of an involuntary petition filed
               pursuant to bankruptcy or any form of insolvency, or Maker
               shall make an assignment to an agent authorized to liquidate
               any part of its assets; or

          (c)  Death of Maker.  In the event of Death of Maker, such notice
               of default shall be made to the trustee of Maker?s estate.

5.        ATTORNEYS' FEES.  Maker shall be responsible to Holder for any costs
          incurred by Holder in collecting on the obligation herein including
          reasonable attorney's fees.

6.        CONSTRUCTION.  This Note shall be governed by and construed in
     accordance with the laws of Utah.

Wrap-N-Roll USA, Inc. ("Maker")

/s/ Cliff Halling
___________________________________
Cliff Halling, President
                                                                  Approved By:

                                                   /s/ Ken Kurtz
                                               _______________________________
                                                         Ken Kurtz  ("Holder")