EXHIBIT 10.2


EXECUTION COPY


 


ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES
AGREEMENT


 


This is an Assignment
of Representations and Warranties Agreement (the “Agreement”) made as of the 30th day of April, 2013, among
Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc.,
a Delaware corporation (“Depositor”), Christiana Trust, a division of Wilmington Savings Fund Society, FSB, a federal
savings bank, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”)
under a Pooling and Servicing Agreement dated as of April 1, 2013, among the Depositor, Wells Fargo Bank, N.A., as master servicer
and securities administrator, and the Trustee (the “Pooling and Servicing Agreement”), and United Shore Financial Services,
LLC, a Michigan limited liability company (“Shore”).


 


In consideration of
the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed
on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase
and Sale Agreement dated as of December 1, 2011, between Assignor and Shore (the “Purchase Agreement”) as modified
or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have
the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage
Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the
Pooling and Servicing Agreement.


 


Assignment 


 


1.          Assignor hereby grants, transfers
and assigns to Depositor all of its right, title and interest in, to and under the representations and warranties made by Shore
pursuant to Subsection 7.01 and Subsection 7.02 of the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor
hereby accepts such assignment from Assignor.


 


2.          Depositor hereby grants, transfers
and assigns to Assignee all of its right, title and interest in, to and under the representations and warranties made by Shore
pursuant to Subsection 7.01 and Subsection 7.02 of the Purchase Agreement to the extent relating to the Mortgage Loans, Depositor
is released from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment from Depositor.


 


3.          Shore hereby acknowledges the
foregoing assignments.


 


Representations and Warranties


 


4.          Assignor warrants and represents
to, and covenants with, Depositor, Assignee and Shore as of the date hereof that:


 




    	 



    	 



    

 


(a)          Attached hereto as Attachment
2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of the date hereof and
the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination been given
thereunder;


 


(b)          Assignor is the lawful owner
of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear from any and all claims
and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as contemplated herein, Assignee
shall have good title to such representations and warranties under the Purchase Agreement to the extent of the Mortgage Loans,
free and clear of all liens, claims and encumbrances;


 


(c)          There are no offsets, counterclaims
or other defenses available to Shore with respect to the Purchase Agreement;


 


(d)          Assignor is duly organized,
validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and
authority to enter into and perform its obligations under the Purchase Agreement;


 


(e)          Assignor has full corporate
power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set
forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of Assignor’s
business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Assignor’s charter
or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now a party or by which it is
bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor or its property is
subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of the transactions contemplated
hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This Agreement has been duly executed
and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee, will constitute the valid and legally
binding obligation of Assignor enforceable against Assignor in accordance with its terms except as enforceability may be limited
by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’
rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity
or at law; and


 


(f)          No consent, approval, order
or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by
Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or the consummation by it of
the transactions contemplated hereby.


 




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5.          Depositor warrants and represents
to, and covenants with, Assignor, Assignee and Shore that as of the date hereof:


 


(a)          Depositor is a Delaware corporation
duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;


 


(b)          Depositor has full corporate
power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set
forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of Depositor’s
business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Depositor’s
charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is now a party or by which
it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Depositor or its property
is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation by it of the transactions
contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor. This Agreement has been
duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the other parties hereto, will
constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance with its terms except
as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in
effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability
is considered in a proceeding in equity or at law; and


 


(c)          No consent, approval, order
or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by
Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or the consummation by it of
the transactions contemplated hereby other than any that have been obtained or made.


 


6.          Assignee warrants and represents
to, and covenants with, Assignor, Depositor and Shore that as of the date hereof:


 


(a)          Assignee is a federal savings
bank duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization; and


 


(b)          Assignee has been directed to
enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution, delivery and performance
by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by
all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee and, upon the due authorization,
execution and delivery by the other parties hereto, will constitute the valid and legally binding obligation of Assignee enforceable
against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency,
moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles
of equity regardless of whether enforceability is considered in a proceeding in equity or at law.




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7.          Shore warrants and represents
to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:


 


(a)          Attached hereto as Attachment
2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of the date hereof and
the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination been given
thereunder;


 


(b)          Shore is duly organized, validly
existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority
to perform its obligations under the Purchase Agreement;


 


(c)          Shore has full corporate power
and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth
herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of Shore’s business
and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Shore’s charter or by-laws
or any legal restriction, or any material agreement or instrument to which Shore is now a party or by which it is bound, or result
in the violation of any law, rule, regulation, order, judgment or decree to which Shore or its property is subject. The execution,
delivery and performance by Shore of this Agreement and the consummation by it of the transactions contemplated hereby, have been
duly authorized by all necessary corporate action on part of Shore. This Agreement has been duly executed and delivered by Shore
and, upon the due authorization, execution and delivery by Assignor, Assignee and the Depositor, will constitute the valid and
legally binding obligation of Shore enforceable against Shore in accordance with its terms except as enforceability may be limited
by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’
rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity
or at law; and


 


(d)          No consent, approval, order
or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by
Shore in connection with the execution, delivery or performance by Shore of this Agreement, or the consummation by it of the transactions
contemplated hereby.


 


Restated Shore Representations and Warranties


 


8.          Pursuant to Section 32(d) of
the Purchase Agreement, Shore hereby restates to Depositor and Assignee (a) the representations and warranties set forth in Subsection
7.01 of the Purchase Agreement as of the related Closing Date with respect to each Mortgage Loan and (b) the representations
and warranties set forth in Subsection 7.02 of the Purchase Agreement as of the date hereof, as if such representations and warranties
were set forth herein in full.


 




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In the event of a breach
of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof,
as the case may be, Assignee shall be entitled to all the remedies under Subsection 7.03 and Subsection 12.01 of the Purchase
Agreement, including, without limitation, the right to compel Shore to repurchase Mortgage Loans pursuant to Section 7.03 of the
Purchase Agreement, subject to the provisions of Section 10 of this Agreement.


 


Recognition of Assignee


 


9.          From and after the date hereof,
subject to Section 10 below, Shore shall recognize Assignee as owner of the Mortgage Loans and will perform its obligations hereunder
for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby or as may be amended from time to
time, as if Assignee and Shore had entered into a separate purchase agreement for the purchase of the Mortgage Loans in the form
of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended by this Agreement.


  


Enforcement of Rights 


 


10.          (a)          Controlling Holder Rights.
Shore agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its capacity as the
initial Controlling Holder pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling Holder, will
exercise all of Assignee’s rights as Purchaser under the following section of the Purchase Agreement:


 


Purchase
Agreement:


 


	Section or Subsection	 	Matter
	 	 	 
	7.03, other than 7.03(c)	 	Repurchase and Substitution


 


(b)          If there is no Controlling Holder
under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling Holder pursuant to Section
10(a) shall be exercised by Assignee.


 




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Amendments to Purchase Agreement


 


11.          The parties agree that the Purchase
Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:


 


(a)          Definitions.


 


(i)          The definitions of “Business
Day” and “Repurchase Price” set forth in Section 1 of the Purchase Agreement shall be deleted and replaced in
their entirety as follows:


 


Business Day: Any day
other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Maryland, Michigan, Minnesota,
Missouri or New York, (iii) a day on which banks in the states of California, Delaware, Maryland, Michigan, Minnesota, Missouri
or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock Exchange
or the Federal Reserve Bank of New York is closed.          


 


Repurchase
Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest
on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid
by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary
third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received
in respect of such repurchased Mortgage Loan and being held for future distribution in connection with such Mortgage Loan.


 


(b)          The following
sentence shall be added as the new third sentence of Subsection 7.03(a):


 


Each determination as to whether
there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.


 


(c)          The rights under the Purchase
Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase Agreement as amended
by this Agreement.


 


Miscellaneous


 


12.          All demands, notices and communications
related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing and shall be deemed to have been duly
given if personally delivered at or mailed by registered mail, postage prepaid, as follows:


 


(a)          In the case of Shore,


 


United Shore Financial Services,
LLC


555 S. Adams Road


Birmingham, Michigan 48009


Attention: Chief Executive Officer


 


Phone: (248) 833-0459


Facsimile: (248) 554-6049


 


with a copy to


 


General Counsel at the same address


 




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(b)            In the case of Assignee,


 


Christiana Trust, a division
of Wilmington Savings Fund Society, FSB


500 Delaware Avenue, 11th Floor


Wilmington, Delaware, 19801


Attention: Corporate Trust —
Sequoia Mortgage Trust 2013-6


 


(c)            In the case of Depositor,


 


Sequoia Residential Funding,
Inc.


One Belvedere Place, Suite 360


Mill Valley, California 94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the same address


 


(d)            In the case of Assignor,


 


Redwood Residential Acquisition
Corporation


One Belvedere Place, Suite 360


Mill Valley, California 94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the same address


 


(e)            In the case of Master Servicer,


 


Wells Fargo Bank, N.A.


9062 Old Annapolis Road


Columbia, Maryland 21045)


Telephone number: (410) 884-2000


Facsimile number: (410) 715-2380


Attention: Client Manager —
Sequoia Mortgage Trust 2013-6


 




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(f)          In the case of the initial Controlling
Holder,


 


Sequoia Mortgage Funding Corporation


One Belvedere Place, Suite 360


Mill Valley, California 94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the same address


 


13.          This Agreement shall be construed
in accordance with the laws of the State of New York, except to the extent preempted by Federal law, and the obligations, rights
and remedies of the parties hereunder shall be determined in accordance with such laws, without regard to the conflicts of laws
provisions of the State of New York or any other jurisdiction.


 


14.          No term or provision of this
Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such
waiver or modification is sought to be enforced.


 


15.          This Agreement shall inure to
the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor, Assignee or Shore may
be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Depositor, Assignee or Shore,
respectively, hereunder.


 


16.          This Agreement shall survive
the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by Shore pursuant to the Purchase
Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and the termination of the
Purchase Agreement.


 


17.          This Agreement may be executed
simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall
constitute one and the same instrument.


 


18.           The Controlling Holder under
the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and
ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. Shore hereby
consents to such exercise and enforcement.


 




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19.          It is expressly understood and
agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement is executed and delivered
by Christiana Trust, a division of Wilmington Savings Fund Society, FSB (“Christiana Trust”) not in its individual
capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”)
in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement,
(ii) each of the undertakings and agreements herein made on behalf of the Trust is made and intended not as a personal undertaking
or agreement of or by Christiana Trust but is made and intended for purposes of binding only the Trust, (iii) nothing herein
contained shall be construed as creating any liability on the part of Christiana Trust, individually or personally, to perform
any covenant either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto
and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances shall Christiana Trust in its
individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses
owed by the Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness, expenses and
other amounts being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure
of any obligation, representation, warranty or covenant made under this Agreement or any other related documents.


 


20.          Master Servicer. Shore
hereby acknowledges that the Assignee has appointed Wells Fargo Bank, N.A. to act as master servicer and securities administrator
under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions, authorizations and other
communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting on behalf
of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including, without limitation, the
right to enforce the obligations of Shore hereunder and under the Purchase Agreement and the right to exercise the remedies of
the Purchaser hereunder and under the Purchase Agreement.


 


Shore shall make all
remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately
available funds:


 


Wells Fargo Bank, N.A.


San Francisco, California


ABA# 121-000-248


Account #3970771416


Account Name: SAS Clearing


FFC: Account #39227100, Sequoia
Mortgage Trust 2013-6 Distribution Account


 


21.          Shore acknowledges that the
custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding Section 10 of the Purchase
Agreement, if there has been a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection
7.01 of the Purchase Agreement, Shore shall pay shipping expenses for sending any Mortgage Loan Documents to Shore or as otherwise
necessary to cure such breach.


 




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22.          Rule 17g-5 Compliance.
Shore hereby agrees that it shall provide any information with respect to the Mortgage Loans or the origination thereof that it
is reasonably requested to provide to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”)
via electronic mail at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2013-6” and an
identification of the type of information being provided in the body of such electronic mail. The Securities Administrator, as
the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”) shall notify Shore in writing of
any change in the identity or contact information of the Rule 17g-5 Information Provider. Shore shall have no liability for (i)
the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement
or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions
in this Section 22 prohibit or restrict oral or written communications, or providing information, between Shore, on the one hand,
and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the
ratings it assigns to Shore or (ii) such Rating Agency’s or NRSRO’s evaluation of Shore’s operations in general;
provided, however, that Shore shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in
connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers
are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.


 




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IN WITNESS WHEREOF,
the parties hereto have executed this Agreement the day and year first above written.


 


	 	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	 	Assignor
	 	 	 
	 	By:	/s/ W.J. Moliski
	 	Name:	W.J. Moliski
	 	Title:	Authorized Officer
	 	 
	 	SEQUOIA RESIDENTIAL FUNDING, INC.
	 	Depositor
	 	 
	 	By:	/s/ W.J. Moliski
	 	Name:	W.J. Moliski
	 	Title:	Authorized Officer
	 	 	 
	 	Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Trustee,
	 	Assignee
	 	 	 
	 	By:	/s/ Jeffrey R. Everhart
	 	Name:	Jeffrey R. Everhart
	 	Title:	Assistant Vice President
	 	 	 
	 	United Shore Financial Services, LLC
	 	 
	 	By:	/s/ Mat Ishbia
	 	Name:	Mat Ishbia
	 	Title:	President


 


	Accepted and agreed to by:	 
	 	 
	WELLS FARGO BANK, N.A.	 
	Master Servicer	 
	 	 	 
	By:	/s/ Graham M. Oglesby	 
	Name:	Graham M. Oglesby	 
	Title:	Vice President	 


 


Signature Page – Assignment of Representations and Warranties – United Shore Financial (SEMT 2013-6)


 




    	 



    	 



    

 


ATTACHMENT 1


 


MORTGAGE LOAN SCHEDULE


 





	 	1	2	3	4	5	6	7	8	9
	 	Primary
    Servicer	Servicing
    Fee %	Servicing
    Fee—Flatdollar	Servicing
    Advance Methodology	Originator
    Name	Loan
    Group	Loan
    Number	Amortization
    Type	Lien
    Position
	1	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000007627	1	1
	2	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000007329	1	1
	3	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008447	1	1
	4	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008041	1	1
	5	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008335	1	1
	6	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009628	1	1
	7	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000005608	1	1
	8	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000007254	1	1
	9	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000006338	1	1
	10	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000007253	1	1
	11	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008059	1	1
	12	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000007965	1	1
	13	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000007671	1	1
	14	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008117	1	1
	15	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008162	1	1
	16	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000007501	1	1
	17	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008491	1	1
	18	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000007888	1	1
	19	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008178	1	1
	20	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009374	1	1
	21	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008060	1	1
	22	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009641	1	1
	23	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009143	1	1
	24	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008179	1	1
	25	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009301	1	1
	26	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008607	1	1
	27	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009315	1	1
	28	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008496	1	1
	29	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008648	1	1
	30	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008556	1	1
	31	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008557	1	1
	32	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008605	1	1
	33	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009310	1	1
	34	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008862	1	1
	35	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009824	1	1
	36	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009312	1	1
	37	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	1030009306	1	1
	38	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	1030009255	1	1
	39	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008039	1	1
	40	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008180	1	1
	41	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009234	1	1
	42	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008604	1	1
	43	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000009634	1	1
	44	1000383	0.002500	 	 	Shore Financial Services, Inc.	 	10000008121	1	1













 





	 	10	11	12	13	14	15	16	17	18	19
	 	HELOC
    Indicator	Loan
    Purpose	Cash
    Out Amount	Total
    Origination and Discount Points	Covered/High
    Cost Loan Indicator	Relocation
    Loan Indicator	Broker
    Indicator	Channel	Escrow
    Indicator	Senior
    Loan

    Amount(s)
	1	0	9	 	 	 	 	 	1	0	0
	2	0	9	 	 	 	 	 	1	0	0
	3	0	9	 	 	 	 	 	1	4	0
	4	0	9	 	 	 	 	 	1	0	0
	5	0	9	 	 	 	 	 	1	0	0
	6	0	9	 	 	 	 	 	2	4	0
	7	0	3	 	 	 	 	 	2	4	0
	8	0	9	 	 	 	 	 	2	4	0
	9	0	3	 	 	 	 	 	2	0	0
	10	0	3	 	 	 	 	 	2	0	0
	11	0	9	 	 	 	 	 	2	0	0
	12	0	9	 	 	 	 	 	2	4	0
	13	0	9	 	 	 	 	 	2	0	0
	14	0	9	 	 	 	 	 	2	4	0
	15	0	7	 	 	 	 	 	2	4	0
	16	0	9	 	 	 	 	 	2	0	0
	17	0	9	 	 	 	 	 	2	4	0
	18	0	7	 	 	 	 	 	2	4	0
	19	0	9	 	 	 	 	 	2	4	0
	20	0	9	 	 	 	 	 	2	0	0
	21	0	9	 	 	 	 	 	2	4	0
	22	0	9	 	 	 	 	 	2	4	0
	23	0	9	 	 	 	 	 	2	4	0
	24	0	9	 	 	 	 	 	2	0	0
	25	0	9	 	 	 	 	 	2	0	0
	26	0	9	 	 	 	 	 	2	4	0
	27	0	9	 	 	 	 	 	2	4	0
	28	0	9	 	 	 	 	 	2	0	0
	29	0	9	 	 	 	 	 	2	4	0
	30	0	7	 	 	 	 	 	2	4	0
	31	0	6	 	 	 	 	 	2	4	0
	32	0	7	 	 	 	 	 	2	0	0
	33	0	7	 	 	 	 	 	2	4	0
	34	0	9	 	 	 	 	 	2	4	0
	35	0	9	 	 	 	 	 	2	4	0
	36	0	9	 	 	 	 	 	2	0	0
	37	0	9	 	 	 	 	 	5	4	0
	38	0	9	 	 	 	 	 	5	4	0
	39	0	7	 	 	 	 	 	5	0	0
	40	0	9	 	 	 	 	 	5	4	0
	41	0	9	 	 	 	 	 	5	4	0
	42	0	9	 	 	 	 	 	5	4	0
	43	0	7	 	 	 	 	 	1	0	0
	44	0	9	 	 	 	 	 	2	0	0







  





	 	20	21	22	23	24	25	26	27	28	29	30
	 	Loan
    Type of Most

    Senior Lien	Hybrid
    Period of

    Most Senior Lien (in

    months)	Neg
    Am Limit of

    Most Senior Lien	Junior
    Mortgage

    Balance	Origination
    Date of

    Most Senior Lien	Origination
    Date	Original
    Loan

    Amount	Original
    Interest

    Rate	Original

    Amortization Term	Original
    Term to

    Maturity	First
    Payment Date

    of Loan
	1	 	 	 	0.00	 	20130219	505725.00	0.036250	360	360	20130401
	2	 	 	 	0.00	 	20130219	488800.00	0.036250	360	360	20130401
	3	 	 	 	0.00	 	20130228	636268.00	0.038750	360	360	20130401
	4	 	 	 	0.00	 	20130223	624000.00	0.038750	360	360	20130401
	5	 	 	 	0.00	 	20130228	771328.00	0.042500	360	360	20130401
	6	 	 	 	150000.00	 	20130301	999000.00	0.036250	360	360	20130401
	7	 	 	 	0.00	 	20130208	601000.00	0.038750	360	360	20130401
	8	 	 	 	0.00	 	20130220	596000.00	0.040000	360	360	20130401
	9	 	 	 	0.00	 	20130118	648000.00	0.038750	360	360	20130301
	10	 	 	 	0.00	 	20130301	755000.00	0.037500	360	360	20130501
	11	 	 	 	0.00	 	20130225	683000.00	0.035000	360	360	20130401
	12	 	 	 	0.00	 	20130206	644000.00	0.036250	360	360	20130401
	13	 	 	 	0.00	 	20130214	936000.00	0.038750	360	360	20130401
	14	 	 	 	0.00	 	20130130	662000.00	0.038750	360	360	20130401
	15	 	 	 	0.00	 	20130308	780000.00	0.038750	360	360	20130501
	16	 	 	 	130000.00	 	20130307	558250.00	0.040000	360	360	20130501
	17	 	 	 	0.00	 	20130213	1000000.00	0.038750	360	360	20130401
	18	 	 	 	0.00	 	20130221	476250.00	0.040000	360	360	20130401
	19	 	 	 	0.00	 	20130227	513700.00	0.033750	360	360	20130401
	20	 	 	 	0.00	 	20130301	896000.00	0.038750	360	360	20130501
	21	 	 	 	0.00	 	20130221	538100.00	0.036250	360	360	20130401
	22	 	 	 	171865.00	 	20130306	842000.00	0.037500	360	360	20130501
	23	 	 	 	0.00	 	20130301	895000.00	0.038750	360	360	20130501
	24	 	 	 	0.00	 	20130222	1432000.00	0.036250	360	360	20130401
	25	 	 	 	0.00	 	20130308	990000.00	0.037500	360	360	20130501
	26	 	 	 	0.00	 	20130221	590000.00	0.040000	360	360	20130401
	27	 	 	 	0.00	 	20130307	553000.00	0.040000	360	360	20130501
	28	 	 	 	80000.00	 	20130227	458000.00	0.040000	360	360	20130401
	29	 	 	 	192500.00	 	20130226	532000.00	0.038750	360	360	20130401
	30	 	 	 	0.00	 	20130228	600000.00	0.040000	360	360	20130401
	31	 	 	 	0.00	 	20130225	560000.00	0.041250	360	360	20130401
	32	 	 	 	0.00	 	20130306	565000.00	0.038750	360	360	20130501
	33	 	 	 	0.00	 	20130313	540000.00	0.035000	360	360	20130501
	34	 	 	 	0.00	 	20130225	563000.00	0.040000	360	360	20130401
	35	 	 	 	0.00	 	20130304	1435000.00	0.037500	360	360	20130501
	36	 	 	 	0.00	 	20130305	757000.00	0.038750	360	360	20130501
	37	 	 	 	0.00	 	20130122	807000.00	0.040000	360	360	20130301
	38	 	 	 	0.00	 	20130110	639000.00	0.038750	360	360	20130301
	39	 	 	 	0.00	 	20130212	1215000.00	0.038750	360	360	20130401
	40	 	 	 	0.00	 	20130214	880000.00	0.038750	360	360	20130401
	41	 	 	 	0.00	 	20130308	705000.00	0.041250	360	360	20130501
	42	 	 	 	0.00	 	20130215	713000.00	0.036250	360	360	20130401
	43	 	 	 	0.00	 	20130301	680000.00	0.041250	360	360	20130501
	44	 	 	 	0.00	 	20130226	1456000.00	0.036250	360	360	20130401







  





	 	31	32	33	34	35	36	37	38	39	40
	 	Interest
    Type

    Indicator	Original
    Interest

    Only Term	Buy
    Down Period	HELOC
    Draw Period	Current
    Loan

    Amount	Current
    Interest

    Rate	Current
    Payment

    Amount Due	Interest
    Paid

    Through Date	Current
    Payment

    Status	Index
    Type
	1	1	0	0	 	504946.34	0.036250	2306.37	20130401	0	0
	2	1	0	0	 	488047.40	0.036250	2229.18	20130401	0	0
	3	1	0	0	 	635330.65	0.038750	2991.97	20130401	0	0
	4	1	0	0	 	623080.72	0.038750	2934.28	20130401	0	0
	5	1	0	0	 	770265.31	0.042500	3794.47	20130401	0	0
	6	1	0	0	 	997461.85	0.036250	4555.95	20130401	0	0
	7	1	0	0	 	600114.60	0.038750	2826.12	20130401	0	0
	8	1	0	0	 	595141.27	0.040000	2845.40	20130401	0	0
	9	1	0	0	 	646087.64	0.038750	3047.14	20130401	0	0
	10	1	0	0	 	755000.00	0.037500	3496.52	20130401	0	0
	11	1	0	0	 	681925.10	0.035000	3066.98	20130401	0	0
	12	1	0	0	 	643008.44	0.036250	2936.97	20130401	0	0
	13	1	0	0	 	934621.08	0.038750	4401.42	20130401	0	0
	14	1	0	0	 	661024.74	0.038750	3112.97	20130401	0	0
	15	1	0	0	 	780000.00	0.038750	3667.85	20130401	0	0
	16	1	0	0	 	558250.00	0.040000	2665.17	20130401	0	0
	17	1	0	0	 	998526.79	0.038750	4702.37	20130401	0	0
	18	1	0	0	 	475563.80	0.040000	2273.69	20130401	0	0
	19	1	0	0	 	512873.73	0.033750	2271.05	20130401	0	0
	20	1	0	0	 	896000.00	0.038750	4213.32	20130401	0	0
	21	1	0	0	 	537271.49	0.036250	2454.01	20130401	0	0
	22	1	0	0	 	842000.00	0.037500	3899.43	20130401	0	0
	23	1	0	0	 	895000.00	0.038750	4208.62	20130401	0	0
	24	1	0	0	 	1429795.17	0.036250	6530.65	20130401	0	0
	25	1	0	0	 	990000.00	0.037500	4584.84	20130401	0	0
	26	1	0	0	 	589149.91	0.040000	2816.75	20130401	0	0
	27	1	0	0	 	553000.00	0.040000	2640.11	20130401	0	0
	28	1	0	0	 	457340.10	0.040000	2186.56	20130401	0	0
	29	1	0	0	 	531216.25	0.038750	2501.66	20130401	0	0
	30	1	0	0	 	599135.50	0.040000	2864.49	20130401	0	0
	31	1	0	0	 	559210.96	0.041250	2714.04	20130401	0	0
	32	1	0	0	 	565000.00	0.038750	2656.84	20130401	0	0
	33	1	0	0	 	540000.00	0.035000	2424.84	20130401	0	0
	34	1	0	0	 	562188.82	0.040000	2687.85	20130401	0	0
	35	1	0	0	 	1435000.00	0.037500	6645.71	20130401	0	0
	36	1	0	0	 	757000.00	0.038750	3559.69	20130401	0	0
	37	1	0	0	 	804670.62	0.040000	3852.74	20130401	0	0
	38	1	0	0	 	636114.20	0.038750	3004.81	20130401	0	0
	39	1	0	0	 	1213210.06	0.038750	5713.38	20130401	0	0
	40	1	0	0	 	878703.58	0.038750	4138.09	20130401	0	0
	41	1	0	0	 	705000.00	0.041250	3416.78	20130401	0	0
	42	1	0	0	 	711902.20	0.036250	3251.65	20130401	0	0
	43	1	0	0	 	680000.00	0.041250	3295.62	20130401	0	0
	44	1	0	0	 	1453758.22	0.036250	6640.11	20130401	0	0







  





	 	41	42	43	44	45	46	47	48	49	50
	 	ARM
    Look-back

    Days	Gross
    Margin	ARM
    Round Flag	ARM
    Round Factor	Initial
    Fixed Rate

    Period	Initial
    Interest Rate

    Cap (Change Up)	Initial
    Interest Rate

    Cap (Change Down)	Subsequent
    Interest

    Rate Reset Period	Subsequent
    Interest

    Rate Cap (Change Down)	Subsequent
    Interest

    Rate Cap (Change

    Up)
	1	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 







  





	 	51	52	53	54	55	56	57	58	59	60
	 	Lifetime
    Maximum

    Rate (Ceiling)	Lifetime
    Minimum

    Rate (Floor)	Negative

    Amortization Limit	Initial
    Negative

    Amortization Recast

    Period	Subsequent

    Negative

    Amortization Recast

    Period	Initial
    Fixed

    Payment Period	Subsequent

    Payment Reset

    Period	Initial
    Periodic

    Payment Cap	Subsequent

    Periodic Payment

    Cap	Initial
    Minimum

    Payment Reset

    Period
	1	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 







 







	 	61	62	63	64	65	66	67	68	69	70
	 	Subsequent

    Minimum Payment

    Reset Period	Option
    ARM

    Indicator	Options
    at Recast	Initial
    Minimum

    Payment	Current
    Minimum

    Payment	Prepayment
    Penalty

    Calculation	Prepayment
    Penalty

    Type	Prepayment
    Penalty

    Total Term	Prepayment
    Penalty

    Hard Term	Primary
    Borrower ID
	1	 	 	 	 	 	 	 	0	 	273
	2	 	 	 	 	 	 	 	0	 	220
	3	 	 	 	 	 	 	 	0	 	233
	4	 	 	 	 	 	 	 	0	 	281
	5	 	 	 	 	 	 	 	0	 	466
	6	 	 	 	 	 	 	 	0	 	356
	7	 	 	 	 	 	 	 	0	 	207
	8	 	 	 	 	 	 	 	0	 	411
	9	 	 	 	 	 	 	 	0	 	169
	10	 	 	 	 	 	 	 	0	 	499
	11	 	 	 	 	 	 	 	0	 	203
	12	 	 	 	 	 	 	 	0	 	206
	13	 	 	 	 	 	 	 	0	 	241
	14	 	 	 	 	 	 	 	0	 	121
	15	 	 	 	 	 	 	 	0	 	271
	16	 	 	 	 	 	 	 	0	 	371
	17	 	 	 	 	 	 	 	0	 	147
	18	 	 	 	 	 	 	 	0	 	288
	19	 	 	 	 	 	 	 	0	 	6
	20	 	 	 	 	 	 	 	0	 	89
	21	 	 	 	 	 	 	 	0	 	348
	22	 	 	 	 	 	 	 	0	 	300
	23	 	 	 	 	 	 	 	0	 	77
	24	 	 	 	 	 	 	 	0	 	97
	25	 	 	 	 	 	 	 	0	 	115
	26	 	 	 	 	 	 	 	0	 	183
	27	 	 	 	 	 	 	 	0	 	262
	28	 	 	 	 	 	 	 	0	 	244
	29	 	 	 	 	 	 	 	0	 	100
	30	 	 	 	 	 	 	 	0	 	291
	31	 	 	 	 	 	 	 	0	 	303
	32	 	 	 	 	 	 	 	0	 	396
	33	 	 	 	 	 	 	 	0	 	167
	34	 	 	 	 	 	 	 	0	 	476
	35	 	 	 	 	 	 	 	0	 	402
	36	 	 	 	 	 	 	 	0	 	524
	37	 	 	 	 	 	 	 	0	 	154
	38	 	 	 	 	 	 	 	0	 	23
	39	 	 	 	 	 	 	 	0	 	547
	40	 	 	 	 	 	 	 	0	 	334
	41	 	 	 	 	 	 	 	0	 	359
	42	 	 	 	 	 	 	 	0	 	518
	43	 	 	 	 	 	 	 	0	 	111
	44	 	 	 	 	 	 	 	0	 	130







 





	 	71	72	73	74	75	76	77	78	79	80
	 	Number
    of

    Mortgaged

    Properties	Total
    Number of

    Borrowers	Self-employment

    Flag	Current
    ‘Other’

    Monthly Payment	Length
    of

    Employment:

    Borrower	Length
    of

    Employment: Co-

    Borrower	Years
    in Home	FICO
    Model Used	Most
    Recent FICO

    Date	Primary
    Wage

    Earner Original

    FICO: Equifax
	1	1	 	0	 	12.75	 	8	1	 	 
	2	1	 	0	 	4	13	12	1	 	 
	3	1	 	0	 	0	19.75	7	1	 	 
	4	2	 	0	 	33	 	4	1	 	 
	5	3	 	0	 	6	17.25	4	1	 	 
	6	3	 	0	 	5.25	 	1	1	 	 
	7	2	 	1	 	2	 	12	1	 	 
	8	1	 	0	 	3	3	6	1	 	 
	9	1	 	1	 	13	5	8	1	 	 
	10	1	 	0	 	21	27	5	1	 	 
	11	1	 	0	 	10	 	16	1	 	 
	12	2	 	1	 	18	 	11	1	 	 
	13	2	 	0	 	3	13.25	4	1	 	 
	14	1	 	0	 	11.5	 	1.75	1	 	 
	15	3	 	0	 	10	13.5	0	1	 	 
	16	2	 	0	 	24	4	24	1	 	 
	17	1	 	1	 	10	10	0.75	1	 	 
	18	2	 	0	 	4	 	0	1	 	 
	19	1	 	0	 	16.25	 	8.5	1	 	 
	20	2	 	0	 	3	1.25	7	1	 	 
	21	1	 	0	 	12	 	5	1	 	 
	22	1	 	1	 	28	12	9	1	 	 
	23	1	 	0	 	1.25	 	0.5	1	 	 
	24	2	 	1	 	23	 	1	1	 	 
	25	1	 	0	 	4	19	10	1	 	 
	26	2	 	0	 	4	0.5	12	1	 	 
	27	1	 	0	 	3	 	2	1	 	 
	28	1	 	1	 	16	 	7	1	 	 
	29	2	 	0	 	7.5	7	7	1	 	 
	30	2	 	0	 	1	 	0	1	 	 
	31	2	 	0	 	11	 	0	1	 	 
	32	1	 	0	 	6	3.25	0	1	 	 
	33	2	 	1	 	3	9	0	1	 	 
	34	2	 	0	 	0.75	 	2.5	1	 	 
	35	2	 	0	 	0	 	7	1	 	 
	36	2	 	0	 	8.5	16.25	10	1	 	 
	37	1	 	0	 	1	0.25	2	1	 	 
	38	2	 	0	 	0.1	17	18	1	 	 
	39	1	 	1	 	8	 	0	1	 	 
	40	2	 	0	 	5.5	 	5.5	1	 	 
	41	1	 	0	 	20.5	 	2.5	1	 	 
	42	1	 	1	 	8	5	3	1	 	 
	43	1	 	1	 	35	0	0	1	 	 
	44	1	 	1	 	23	 	1	1	 	 







 





	 	81	82	83	84	85	86	87	88	89	90
	 	Primary
    Wage

    Earner Original

    FICO: Experian	Primary
    Wage

    Earner Original

    FICO: TransUnion	Secondary
    Wage

    Earner Original

    FICO: Equifax	Secondary
    Wage

    Earner Original

    FICO: Experian	Secondary
    Wage

    Earner Original

    FICO: TransUnion	Original

    Primary Borrower

    FICO	Most
    Recent

    Primary Borrower

    FICO	Most
    Recent Co-

    Borrower FICO	Most
    Recent FICO

    Method	VantageScore:

    Primary Borrower
	1	 	 	 	 	 	736	 	 	 	 
	2	 	 	 	 	 	779	 	 	 	 
	3	 	 	 	 	 	793	 	 	 	 
	4	 	 	 	 	 	753	 	 	 	 
	5	 	 	 	 	 	760	 	 	 	 
	6	 	 	 	 	 	700	 	 	 	 
	7	 	 	 	 	 	773	 	 	 	 
	8	 	 	 	 	 	755	 	 	 	 
	9	 	 	 	 	 	793	 	 	 	 
	10	 	 	 	 	 	728	 	 	 	 
	11	 	 	 	 	 	806	 	 	 	 
	12	 	 	 	 	 	804	 	 	 	 
	13	 	 	 	 	 	786	 	 	 	 
	14	 	 	 	 	 	778	 	 	 	 
	15	 	 	 	 	 	762	 	 	 	 
	16	 	 	 	 	 	803	 	 	 	 
	17	 	 	 	 	 	762	 	 	 	 
	18	 	 	 	 	 	767	 	 	 	 
	19	 	 	 	 	 	780	 	 	 	 
	20	 	 	 	 	 	771	 	 	 	 
	21	 	 	 	 	 	786	 	 	 	 
	22	 	 	 	 	 	741	 	 	 	 
	23	 	 	 	 	 	788	 	 	 	 
	24	 	 	 	 	 	762	 	 	 	 
	25	 	 	 	 	 	774	 	 	 	 
	26	 	 	 	 	 	722	 	 	 	 
	27	 	 	 	 	 	773	 	 	 	 
	28	 	 	 	 	 	739	 	 	 	 
	29	 	 	 	 	 	751	 	 	 	 
	30	 	 	 	 	 	800	 	 	 	 
	31	 	 	 	 	 	786	 	 	 	 
	32	 	 	 	 	 	765	 	 	 	 
	33	 	 	 	 	 	770	 	 	 	 
	34	 	 	 	 	 	789	 	 	 	 
	35	 	 	 	 	 	771	 	 	 	 
	36	 	 	 	 	 	802	 	 	 	 
	37	 	 	 	 	 	782	 	 	 	 
	38	 	 	 	 	 	770	 	 	 	 
	39	 	 	 	 	 	748	 	 	 	 
	40	 	 	 	 	 	792	 	 	 	 
	41	 	 	 	 	 	795	 	 	 	 
	42	 	 	 	 	 	754	 	 	 	 
	43	 	 	 	 	 	798	 	 	 	 
	44	 	 	 	 	 	776	 	 	 	 







 





	 	91	92	93	94	95	96	97	98	99
	 	VantageScore:
    Co-

    Borrower	Most
    Recent

    VantageScore

    Method	VantageScore
    Date	Credit
    Report:

    Longest Trade Line	Credit
    Report:

    Maximum Trade

    Line	Credit
    Report:

    Number of Trade

    Lines	Credit
    Line Usage

    Ratio	Most
    Recent 12-

    month Pay History	Months
    Bankruptcy
	1	 	 	 	 	 	 	 	000000000000	 
	2	 	 	 	 	 	 	 	000000000000	 
	3	 	 	 	 	 	 	 	000000000000	 
	4	 	 	 	 	 	 	 	000000000000	 
	5	 	 	 	 	 	 	 	000000000000	 
	6	 	 	 	 	 	 	 	000000000000	 
	7	 	 	 	 	 	 	 	000000000000	 
	8	 	 	 	 	 	 	 	000000000000	 
	9	 	 	 	 	 	 	 	000000000000	 
	10	 	 	 	 	 	 	 	000000000000	 
	11	 	 	 	 	 	 	 	000000000000	 
	12	 	 	 	 	 	 	 	000000000000	 
	13	 	 	 	 	 	 	 	000000000000	 
	14	 	 	 	 	 	 	 	000000000000	 
	15	 	 	 	 	 	 	 	000000000000	 
	16	 	 	 	 	 	 	 	000000000000	 
	17	 	 	 	 	 	 	 	000000000000	 
	18	 	 	 	 	 	 	 	000000000000	 
	19	 	 	 	 	 	 	 	000000000000	 
	20	 	 	 	 	 	 	 	000000000000	 
	21	 	 	 	 	 	 	 	000000000000	 
	22	 	 	 	 	 	 	 	000000000000	 
	23	 	 	 	 	 	 	 	000000000000	 
	24	 	 	 	 	 	 	 	000000000000	 
	25	 	 	 	 	 	 	 	000000000000	 
	26	 	 	 	 	 	 	 	000000000000	 
	27	 	 	 	 	 	 	 	000000000000	 
	28	 	 	 	 	 	 	 	000000000000	 
	29	 	 	 	 	 	 	 	000000000000	 
	30	 	 	 	 	 	 	 	000000000000	 
	31	 	 	 	 	 	 	 	000000000000	 
	32	 	 	 	 	 	 	 	000000000000	 
	33	 	 	 	 	 	 	 	000000000000	 
	34	 	 	 	 	 	 	 	000000000000	 
	35	 	 	 	 	 	 	 	000000000000	 
	36	 	 	 	 	 	 	 	000000000000	 
	37	 	 	 	 	 	 	 	000000000000	 
	38	 	 	 	 	 	 	 	000000000000	 
	39	 	 	 	 	 	 	 	000000000000	 
	40	 	 	 	 	 	 	 	000000000000	 
	41	 	 	 	 	 	 	 	000000000000	 
	42	 	 	 	 	 	 	 	000000000000	 
	43	 	 	 	 	 	 	 	000000000000	 
	44	 	 	 	 	 	 	 	000000000000	 







 





	 	100	101	102	103	104	105	106	107	108	109
	 	Months
    Foreclosure	Primary
    Borrower

    Wage Income	Co-Borrower
    Wage

    Income	Primary
    Borrower

    Other Income	Co-Borrower
    Other

    Income	All
    Borrower Wage

    Income	All
    Borrower Total

    Income	4506-T
    Indicator	Borrower
    Income

    Verification Level	Co-Borrower

    Income Verification
	1	 	15833.32	 	0.00	 	15833.32	15833.32	1	5	 
	2	 	3422.72	5144.74	2369.00	0.00	8567.46	10936.46	1	5	 
	3	 	0.00	14405.73	0.00	0.00	14405.73	14405.73	1	5	 
	4	 	10473.00	0.00	28000.00	0.00	10473.00	38473.00	1	5	 
	5	 	16760.14	6025.07	0.00	0.00	22785.21	22785.21	1	5	 
	6	 	49781.67	0.00	0.00	0.00	49781.67	49781.67	1	5	 
	7	 	48229.42	0.00	0.00	0.00	48229.42	48229.42	1	5	 
	8	 	1378.87	2799.33	15047.04	0.00	4178.20	19225.24	1	5	 
	9	 	0.00	5281.00	9173.76	0.00	5281.00	14454.76	1	5	 
	10	 	0.00	6459.69	6000.00	0.00	6459.69	12459.69	1	5	 
	11	 	12468.23	0.00	0.00	0.00	12468.23	12468.23	1	5	 
	12	 	27517.45	 	0.00	 	27517.45	27517.45	1	5	 
	13	 	14942.00	2558.00	0.00	0.00	17500.00	17500.00	1	5	 
	14	 	15000.00	 	0.00	 	15000.00	15000.00	1	5	 
	15	 	11335.30	7000.00	0.00	11345.99	18335.30	29681.29	1	5	 
	16	 	13246.94	14951.76	0.00	0.00	28198.70	28198.70	1	5	 
	17	 	29312.83	10428.71	0.00	0.00	39741.54	39741.54	1	5	 
	18	 	12500.00	0.00	0.00	0.00	12500.00	12500.00	1	5	 
	19	 	11250.01	 	0.00	 	11250.01	11250.01	1	5	 
	20	 	22525.01	10625.02	0.00	0.00	33150.03	33150.03	1	5	 
	21	 	14900.17	 	0.00	 	14900.17	14900.17	1	5	 
	22	 	15589.96	9251.72	0.00	0.00	24841.68	24841.68	1	5	 
	23	 	15724.95	0.00	0.00	0.00	15724.95	15724.95	1	5	 
	24	 	153782.81	 	0.00	 	153782.81	153782.81	1	5	 
	25	 	19936.08	14975.00	0.00	0.00	34911.08	34911.08	1	5	 
	26	 	12719.58	15833.33	0.00	0.00	28552.91	28552.91	1	5	 
	27	 	14947.92	0.00	3966.42	0.00	14947.92	18914.34	1	5	 
	28	 	13665.12	0.00	0.00	0.00	13665.12	13665.12	1	5	 
	29	 	17411.42	8008.90	0.00	0.00	25420.32	25420.32	1	5	 
	30	 	1971.66	 	22897.87	 	1971.66	24869.53	1	5	 
	31	 	33333.33	 	0.00	 	33333.33	33333.33	1	5	 
	32	 	0.00	15983.00	0.00	0.00	15983.00	15983.00	1	5	 
	33	 	9738.83	8333.34	0.00	0.00	18072.17	18072.17	1	5	 
	34	 	13333.33	 	0.00	 	13333.33	13333.33	1	5	 
	35	 	92983.25	 	0.00	 	92983.25	92983.25	1	5	 
	36	 	12088.33	7221.79	0.00	0.00	19310.12	19310.12	1	5	 
	37	 	12083.33	8333.33	0.00	0.00	20416.66	20416.66	1	5	 
	38	 	0.00	10290.45	27.46	0.00	10290.45	10317.91	1	5	 
	39	 	36656.67	 	0.00	 	36656.67	36656.67	1	5	 
	40	 	24248.75	0.00	0.00	0.00	24248.75	24248.75	1	5	 
	41	 	9476.58	 	1275.99	 	9476.58	10752.57	1	5	 
	42	 	13102.27	2136.65	0.00	0.00	15238.92	15238.92	1	5	 
	43	 	23333.33	0.00	0.00	0.00	23333.33	23333.33	1	5	 
	44	 	136985.00	 	0.00	 	136985.00	136985.00	1	5	 







 





	 	110	111	112	113	114	115	116	117	118	119
	 	Borrower

    Employment

    Verification	Co-Borrower

    Employment

    Verification	Borrower
    Asset

    Verification	Co-Borrower
    Asset

    Verification	Liquid
    / Cash

    Reserves	Monthly
    Debt All

    Borrowers	Originator
    DTI	Fully
    Indexed Rate	Qualification

    Method	Percentage
    of Down

    Payment from

    Borrower Own

    Funds
	1	3	 	4	 	283062.24	5048.75	0.318869	 	 	 
	2	3	 	4	 	197752.38	4879.64	0.446181	 	 	 
	3	3	 	4	 	148601.01	4684.87	0.325209	 	 	 
	4	3	 	4	 	115455.78	6342.00	0.164843	 	 	 
	5	3	 	4	 	170987.71	7404.26	0.324959	 	 	 
	6	3	 	4	 	94446.23	12449.60	0.250084	 	 	 
	7	3	 	4	 	49530.72	6506.63	0.134910	 	 	 
	8	3	 	4	 	400624.97	5773.19	0.300292	 	 	 
	9	3	 	4	 	233736.60	5641.98	0.390320	 	 	 
	10	3	 	4	 	150900.16	5289.29	0.424512	 	 	 
	11	3	 	4	 	107803.33	5089.61	0.408206	 	 	 
	12	3	 	4	 	167450.58	8070.70	0.293294	 	 	 
	13	3	 	4	 	570494.20	6166.84	0.352391	 	 	 
	14	3	 	4	 	61110.08	4633.36	0.308891	 	 	 
	15	3	 	4	 	320306.41	10412.67	0.350816	 	 	100.000000
	16	3	 	4	 	69254.63	5567.27	0.197430	 	 	 
	17	3	 	4	 	68806.95	7776.23	0.195670	 	 	 
	18	3	 	4	 	76138.31	3898.10	0.311848	 	 	100.000000
	19	3	 	4	 	53982.32	3989.28	0.354602	 	 	 
	20	3	 	4	 	244394.73	6474.10	0.195297	 	 	 
	21	3	 	4	 	112011.57	3249.98	0.218117	 	 	 
	22	3	 	4	 	142879.04	10796.07	0.434595	 	 	 
	23	3	 	4	 	228952.33	5937.32	0.377573	 	 	 
	24	3	 	4	 	519739.16	15485.01	0.100694	 	 	 
	25	3	 	4	 	184271.85	7132.16	0.204295	 	 	 
	26	3	 	4	 	292954.84	9224.79	0.323077	 	 	 
	27	3	 	4	 	52762.74	3976.61	0.210243	 	 	 
	28	3	 	4	 	117624.17	4095.14	0.299678	 	 	 
	29	3	 	4	 	284673.05	8224.39	0.323536	 	 	 
	30	3	 	4	 	787760.22	8258.10	0.332057	 	 	100.000000
	31	3	 	4	 	76229.08	7076.70	0.212301	 	 	100.000000
	32	3	 	4	 	116506.07	3582.53	0.224146	 	 	100.000000
	33	3	 	4	 	110188.95	7782.51	0.430635	 	 	100.000000
	34	3	 	4	 	50302.18	5258.84	0.394413	 	 	 
	35	3	 	4	 	206536.47	15487.10	0.166558	 	 	 
	36	3	 	4	 	323250.31	4962.70	0.257000	 	 	 
	37	3	 	4	 	141437.54	5291.02	0.259152	 	 	 
	38	3	 	4	 	119786.20	4819.70	0.467120	 	 	 
	39	3	 	4	 	1204931.63	8942.65	0.243957	 	 	100.000000
	40	3	 	4	 	296640.41	7621.84	0.314319	 	 	 
	41	3	 	4	 	60523.44	4614.98	0.429198	 	 	 
	42	3	 	4	 	211762.98	5986.75	0.392859	 	 	 
	43	3	 	4	 	327538.71	6223.49	0.266721	 	 	100.000000
	44	3	 	4	 	404836.15	13611.38	0.099364	 	 	 







 





	 	120	121	122	123	124	125	126	127	128	129
	 	City	State	Postal
    Code	Property
    Type	Occupancy	Sales
    Price	Original
    Appraised

    Property Value	Original
    Property

    Valuation Type	Original
    Property

    Valuation Date	Original
    Automated

    Valuation Model

    (AVM) Model Name
	1	CLARENDON HILLS	IL	60514	1	1	 	1050000.00	3	20130104	 
	2	BAY VILLAGE	OH	44140	1	1	 	960000.00	3	20130103	 
	3	WAXHAW	NC	28173	7	1	 	805000.00	3	20130123	 
	4	GROSSE POINTE FARMS	MI	48236	1	1	 	780000.00	3	20130128	 
	5	PETALUMA	CA	94952	1	1	 	1160000.00	3	20130205	 
	6	PARK CITY	UT	84098	1	1	 	1450000.00	3	20130205	 
	7	NEW MEADOWS	ID	83654	7	1	 	972000.00	3	20121025	 
	8	CANYON LAKE	CA	92587	7	1	 	745000.00	3	20121215	 
	9	REISTERSTOWN	MD	21136	7	1	 	1160000.00	3	20121215	 
	10	ARCADIA	CA	91006	1	1	 	1500000.00	3	20121218	 
	11	STUART	FL	34996	1	1	 	1300000.00	98	20130114	 
	12	PLANTATION	FL	33324	7	1	 	1100000.00	3	20121211	 
	13	CALABASAS	CA	91302	1	1	 	2100000.00	3	20130114	 
	14	WEST PORT	CT	06880	1	1	 	1500000.00	3	20130111	 
	15	HINSDALE	IL	60521	1	1	975000.00	975000.00	3	20130112	 
	16	DAVIS	CA	95618	1	1	 	995000.00	3	20130109	 
	17	ALTAMONTE SPRINGS	FL	32714	7	1	 	1500000.00	3	20130112	 
	18	PARKER	CO	80134	7	1	635000.00	660000.00	3	20130124	 
	19	CHAPEL HILL	NC	27516	7	1	 	708000.00	3	20130122	 
	20	MOUNTAIN VIEW	CA	94040	1	1	 	1550000.00	3	20130206	 
	21	HINSDALE	IL	60521	1	1	 	780000.00	3	20130201	 
	22	HUNTINGTON BEACH	CA	92648	7	1	 	1550000.00	3	20130131	 
	23	DARIEN	CT	06820	1	1	 	1107500.00	3	20130125	 
	24	LOS ANGELES	CA	90004	1	1	 	2700000.00	3	20130123	 
	25	BURLINGAME	CA	94010	1	1	 	2200000.00	3	20130206	 
	26	HERNDON	VA	20171	7	1	 	945000.00	3	20130208	 
	27	SHREWSBURY	MA	01545	1	1	 	725000.00	3	20130218	 
	28	GLENVIEW	IL	60025	1	1	 	740000.00	3	20130129	 
	29	SEATTLE	WA	98109	1	1	 	1020000.00	3	20130208	 
	30	NICHOLASVILLE	KY	40356	7	1	805000.00	805000.00	3	20130207	 
	31	BRENTWOOD	TN	37027	7	1	700000.00	700000.00	3	20130201	 
	32	BOULDER	CO	80302	1	1	965000.00	965000.00	3	20130213	 
	33	COLUMBIA	MD	21044	7	1	675000.00	680000.00	3	20130206	 
	34	LAKE FOREST	IL	60045	1	1	 	720000.00	3	20130202	 
	35	LOS ANGELES	CA	90274	7	1	 	1944000.00	3	20130212	 
	36	PHOENIX	AZ	85048	7	1	 	1200000.00	3	20130215	 
	37	Great Falls	VA	22066	7	1	 	1300000.00	3	20121103	 
	38	NEWTON CENTER	MA	02459	1	1	 	1200000.00	3	20121113	 
	39	SOUTHLAKE	TX	76092	7	1	1620000.00	1685000.00	3	20130123	 
	40	OMAHA	NE	68124	1	1	 	1100000.00	3	20130125	 
	41	SAN DIEGO	CA	92131	7	1	 	940000.00	3	20130212	 
	42	LAGUNA BEACH	CA	92651	1	1	 	1200000.00	3	20130201	 
	43	BLOOMFIELD HILLS	MI	48302	1	1	850000.00	925000.00	3	20130219	 
	44	LOS ANGELES	CA	90027	1	1	 	3000000.00	3	20130122	 







 





	 	130	131	132	133	134	135	136	137	138	139
	 	Original
    AVM

    Confidence Score	Most
    Recent

    Property Value2	Most
    Recent

    Property Valuation

    Type	Most
    Recent

    Property Valuation

    Date	Most
    Recent AVM

    Model Name	Most
    Recent AVM

    Confidence Score	Original
    CLTV	Original
    LTV	Original
    Pledged

    Assets	Mortgage
    Insurance

    Company Name
	1	 	 	 	 	 	 	0.481600	0.481600	0	0
	2	 	 	 	 	 	 	0.509100	0.509100	0	0
	3	 	 	 	 	 	 	0.790300	0.790300	0	0
	4	 	 	 	 	 	 	0.800000	0.800000	0	0
	5	 	 	 	 	 	 	0.664900	0.664900	0	0
	6	 	 	 	 	 	 	0.792400	0.688900	0	0
	7	 	 	 	 	 	 	0.618300	0.618300	0	0
	8	 	 	 	 	 	 	0.800000	0.800000	0	0
	9	 	 	 	 	 	 	0.558600	0.558600	0	0
	10	 	 	 	 	 	 	0.503300	0.503300	0	0
	11	 	 	 	 	 	 	0.525300	0.525300	0	0
	12	 	 	 	 	 	 	0.585400	0.585400	0	0
	13	 	 	 	 	 	 	0.445700	0.445700	0	0
	14	 	 	 	 	 	 	0.441300	0.441300	0	0
	15	 	 	 	 	 	 	0.800000	0.800000	0	0
	16	 	 	 	 	 	 	0.691700	0.561000	0	0
	17	 	 	 	 	 	 	0.666600	0.666600	0	0
	18	 	 	 	 	 	 	0.750000	0.750000	0	0
	19	 	 	 	 	 	 	0.725500	0.725500	0	0
	20	 	 	 	 	 	 	0.578000	0.578000	0	0
	21	 	 	 	 	 	 	0.689800	0.689800	0	0
	22	 	 	 	 	 	 	0.654100	0.543200	0	0
	23	 	 	 	 	 	 	0.808100	0.808100	0	0
	24	 	 	 	 	 	 	0.530300	0.530300	0	0
	25	 	 	 	 	 	 	0.450000	0.450000	0	0
	26	 	 	 	 	 	 	0.624300	0.624300	0	0
	27	 	 	 	 	 	 	0.762700	0.762700	0	0
	28	 	 	 	 	 	 	0.727000	0.618900	0	0
	29	 	 	 	 	 	 	0.710200	0.521500	0	0
	30	 	 	 	 	 	 	0.745300	0.745300	0	0
	31	 	 	 	 	 	 	0.800000	0.800000	0	0
	32	 	 	 	 	 	 	0.585400	0.585400	0	0
	33	 	 	 	 	 	 	0.800000	0.800000	0	0
	34	 	 	 	 	 	 	0.781900	0.781900	0	0
	35	 	 	 	 	 	 	0.738100	0.738100	0	0
	36	 	 	 	 	 	 	0.630800	0.630800	0	0
	37	 	 	 	 	 	 	0.620700	0.620700	0	0
	38	 	 	 	 	 	 	0.532500	0.532500	0	0
	39	 	 	 	 	 	 	0.750000	0.750000	0	0
	40	 	 	 	 	 	 	0.800000	0.800000	0	0
	41	 	 	 	 	 	 	0.750000	0.750000	0	0
	42	 	 	 	 	 	 	0.594100	0.594100	0	0
	43	 	 	 	 	 	 	0.800000	0.800000	0	0
	44	 	 	 	 	 	 	0.485300	0.485300	0	0







 





	 	140	141	142	143	144	145	146	147	148	149
	 	Mortgage
    Insurance

    Percent	MI:
    Lender or

    Borrower Paid?	Pool
    Insurance Co.

    Name	Pool
    Insurance Stop

    Loss %	MI
    Certificate

    Number	Updated
    DTI

    (Front-end)	Updated
    DTI

    (Back-end)	Modification

    Effective Payment

    Date	Total
    Capitalized

    Amount	Total
    Deferred

    Amount
	1	0	 	 	 	 	 	 	 	 	 
	2	0	 	 	 	 	 	 	 	 	 
	3	0	 	 	 	 	 	 	 	 	 
	4	0	 	 	 	 	 	 	 	 	 
	5	0	 	 	 	 	 	 	 	 	 
	6	0	 	 	 	 	 	 	 	 	 
	7	0	 	 	 	 	 	 	 	 	 
	8	0	 	 	 	 	 	 	 	 	 
	9	0	 	 	 	 	 	 	 	 	 
	10	0	 	 	 	 	 	 	 	 	 
	11	0	 	 	 	 	 	 	 	 	 
	12	0	 	 	 	 	 	 	 	 	 
	13	0	 	 	 	 	 	 	 	 	 
	14	0	 	 	 	 	 	 	 	 	 
	15	0	 	 	 	 	 	 	 	 	 
	16	0	 	 	 	 	 	 	 	 	 
	17	0	 	 	 	 	 	 	 	 	 
	18	0	 	 	 	 	 	 	 	 	 
	19	0	 	 	 	 	 	 	 	 	 
	20	0	 	 	 	 	 	 	 	 	 
	21	0	 	 	 	 	 	 	 	 	 
	22	0	 	 	 	 	 	 	 	 	 
	23	0	 	 	 	 	 	 	 	 	 
	24	0	 	 	 	 	 	 	 	 	 
	25	0	 	 	 	 	 	 	 	 	 
	26	0	 	 	 	 	 	 	 	 	 
	27	0	 	 	 	 	 	 	 	 	 
	28	0	 	 	 	 	 	 	 	 	 
	29	0	 	 	 	 	 	 	 	 	 
	30	0	 	 	 	 	 	 	 	 	 
	31	0	 	 	 	 	 	 	 	 	 
	32	0	 	 	 	 	 	 	 	 	 
	33	0	 	 	 	 	 	 	 	 	 
	34	0	 	 	 	 	 	 	 	 	 
	35	0	 	 	 	 	 	 	 	 	 
	36	0	 	 	 	 	 	 	 	 	 
	37	0	 	 	 	 	 	 	 	 	 
	38	0	 	 	 	 	 	 	 	 	 
	39	0	 	 	 	 	 	 	 	 	 
	40	0	 	 	 	 	 	 	 	 	 
	41	0	 	 	 	 	 	 	 	 	 
	42	0	 	 	 	 	 	 	 	 	 
	43	0	 	 	 	 	 	 	 	 	 
	44	0	 	 	 	 	 	 	 	 	 







 





	 	150	151	152	153	154	155	156	157	158	159	160	161
	 	Pre-Modification

    Interest (Note) Rate	Pre-Modification
    P&I

    Payment	Pre-Modification

    Initial Interest Rate

    Change Downward

    Cap	Pre-Modification

    Subsequent Interest

    Rate Cap	Pre-Modification

    Next Interest Rate

    Change Date	Pre-Modification
    I/O

    Term	Forgiven
    Principal

    Amount	Forgiven
    Interest

    Amount	Number
    of

    Modifications	Cash
    To/From Brrw at Closing	Brrw
    - Yrs at in Industry	CoBrrw
    - Yrs at in Industry
	1	 	 	 	 	 	 	 	 	 	 	21	 
	2	 	 	 	 	 	 	 	 	 	 	44	44
	3	 	 	 	 	 	 	 	 	 	 	0	19.75
	4	 	 	 	 	 	 	 	 	 	 	33	 
	5	 	 	 	 	 	 	 	 	 	 	22	17.25
	6	 	 	 	 	 	 	 	 	 	 	11	 
	7	 	 	 	 	 	 	 	 	 	 	2	 
	8	 	 	 	 	 	 	 	 	 	 	27	3
	9	 	 	 	 	 	 	 	 	 	 	13	5
	10	 	 	 	 	 	 	 	 	 	 	21	27
	11	 	 	 	 	 	 	 	 	 	 	18	 
	12	 	 	 	 	 	 	 	 	 	 	18	 
	13	 	 	 	 	 	 	 	 	 	 	19	 
	14	 	 	 	 	 	 	 	 	 	 	18	 
	15	 	 	 	 	 	 	 	 	 	 	15	15
	16	 	 	 	 	 	 	 	 	 	 	24	4
	17	 	 	 	 	 	 	 	 	 	 	10	10
	18	 	 	 	 	 	 	 	 	 	 	16	 
	19	 	 	 	 	 	 	 	 	 	 	19	 
	20	 	 	 	 	 	 	 	 	 	 	4.5	5
	21	 	 	 	 	 	 	 	 	 	 	12	 
	22	 	 	 	 	 	 	 	 	 	 	32	12
	23	 	 	 	 	 	 	 	 	 	 	16	 
	24	 	 	 	 	 	 	 	 	 	 	30	 
	25	 	 	 	 	 	 	 	 	 	 	28	22
	26	 	 	 	 	 	 	 	 	 	 	18	22
	27	 	 	 	 	 	 	 	 	 	 	11	 
	28	 	 	 	 	 	 	 	 	 	 	41	 
	29	 	 	 	 	 	 	 	 	 	 	16	7
	30	 	 	 	 	 	 	 	 	 	 	16	 
	31	 	 	 	 	 	 	 	 	 	 	11	 
	32	 	 	 	 	 	 	 	 	 	 	12	20
	33	 	 	 	 	 	 	 	 	 	 	8	9
	34	 	 	 	 	 	 	 	 	 	 	12	 
	35	 	 	 	 	 	 	 	 	 	 	0	 
	36	 	 	 	 	 	 	 	 	 	 	20	20
	37	 	 	 	 	 	 	 	 	 	 	19	12
	38	 	 	 	 	 	 	 	 	 	 	32	17
	39	 	 	 	 	 	 	 	 	 	 	28	 
	40	 	 	 	 	 	 	 	 	 	 	25	 
	41	 	 	 	 	 	 	 	 	 	 	21	 
	42	 	 	 	 	 	 	 	 	 	 	8	5
	43	 	 	 	 	 	 	 	 	 	 	35	0
	44	 	 	 	 	 	 	 	 	 	 	30	 







 





	 	162	163	164	165	166	167	168	169	170	171	172
	 	Junior
    Mortgage Drawn Amount	Maturity
    Date	Primary
    Borrower Wage Income (Salary)	Primary
    Borrower Wage Income (Bonus)	Primary
    Borrower Wage Income (Commission)	Co-Borrower
    Wage Income (Salary)	Co-Borrower
    Wage Income (Bonus)	Co-Borrower
    Wage Income (Commission)	Originator
    Doc Code	RWT
    Income Verification	RWT
    Asset Verification
	1	0	20430301	15833.32	0	0	0	0	0	Full	Two Years	Two Months
	2	0	20430301	3422.72	0	0	5144.74	0	0	Full	Two Years	Two Months
	3	0	20430301	0	0	0	14405.73	0	0	Full	Two Years	Two Months
	4	0	20430301	10473	28000	0	0	0	0	Full	Two Years	Two Months
	5	0	20430301	16760.14	0	0	6025.07	0	0	Full	Two Years	Two Months
	6	150000	20430301	49781.67	0	0	0	0	0	Full	Two Years	Two Months
	7	0	20430301	48229.42	0	0	0	0	0	Full	Two Years	Two Months
	8	0	20430301	1378.87	0	15047.04	2799.33	0	0	Full	Two Years	Two Months
	9	0	20430201	0	0	0	5281	 	 	Full	Two Years	Two Months
	10	0	20430401	0	0	0	6459.69	0	0	Full	Two Years	Two Months
	11	0	20430301	12468.23	0	0	0	0	0	Full	Two Years	Two Months
	12	0	20430301	27517.45	0	0	0	0	0	Full	Two Years	Two Months
	13	0	20430301	14942	0	0	2558	0	0	Full	Two Years	Two Months
	14	0	20430301	15000	0	0	0	0	0	Full	Two Years	Two Months
	15	0	20430401	11335.3	0	0	7000	11345.99	0	Full	Two Years	Two Months
	16	130000	20430401	13246.94	0	0	14951.76	0	0	Full	Two Years	Two Months
	17	0	20430301	29312.83	0	0	10428.71	0	0	Full	Two Years	Two Months
	18	0	20430301	12500	0	0	0	0	0	Full	Two Years	Two Months
	19	0	20430301	11250.01	0	0	0	0	0	Full	Two Years	Two Months
	20	0	20430401	22525.01	0	0	10625.02	0	0	Full	Two Years	Two Months
	21	0	20430301	14900.17	0	0	0	0	0	Full	Two Years	Two Months
	22	171865	20430401	15589.96	0	0	9251.72	0	0	Full	Two Years	Two Months
	23	0	20430401	15724.95	0	0	0	0	0	Full	Two Years	Two Months
	24	0	20430301	153782.81	0	0	0	0	0	Full	Two Years	Two Months
	25	0	20430401	19936.08	0	0	14975	0	0	Full	Two Years	Two Months
	26	0	20430301	12719.58	0	0	15833.33	0	0	Full	Two Years	Two Months
	27	0	20430401	14947.92	3966.42	0	0	0	0	Full	Two Years	Two Months
	28	78637	20430301	13665.12	0	0	0	0	0	Full	Two Years	Two Months
	29	183399	20430301	17411.42	0	0	8008.9	0	0	Full	Two Years	Two Months
	30	0	20430301	1971.66	0	22897.87	0	0	0	Full	Two Years	Two Months
	31	0	20430301	33333.33	0	0	0	0	0	Full	Two Years	Two Months
	32	0	20430401	0	0	0	15983	0	0	Full	Two Years	Two Months
	33	0	20430401	9738.83	0	0	8333.34	0	0	Full	Two Years	Two Months
	34	0	20430301	13333.33	0	0	0	0	0	Full	Two Years	Two Months
	35	0	20430401	92983.25	0	0	0	0	0	Full	Two Years	Two Months
	36	0	20430401	12088.33	0	0	7221.79	0	0	Full	Two Years	Two Months
	37	0	20430201	12083.33	0	0	8333.33	0	0	Full	Two Years	Two Months
	38	0	20430201	0	0	0	10290.45	 	 	Full	Two Years	Two Months
	39	0	20430301	36656.67	0	0	0	0	0	Full	Two Years	Two Months
	40	0	20430301	24248.75	0	0	0	0	0	Full	Two Years	Two Months
	41	0	20430401	9476.58	1275.99	0	0	0	0	Full	Two Years	Two Months
	42	0	20430301	13102.27	0	0	2136.65	0	0	Full	Two Years	Two Months
	43	0	20430401	23333.33	0	0	0	0	0	Full	Two Years	Two Months
	44	0	20430301	136985	0	0	0	0	0	Full	Two Years	Two Months







 






    	 



    	 



    

 


ATTACHMENT 2


 


PURCHASE AGREEMENT


 


Refer to Exhibit 10.8 to the Report
on Form 8-K filed by the issuing entity on April 29, 2013.