EXHIBIT 10.4


EXECUTION COPY


 


ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES
AGREEMENT


 


This is an Assignment
of Representations and Warranties Agreement (the “Agreement”) made as of the 30th day of April, 2013, among
Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc.,
a Delaware corporation (“Depositor”), Christiana Trust, a division of Wilmington Savings Fund Society, FSB, a federal
savings bank, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”)
under a Pooling and Servicing Agreement dated as of April 1, 2013 (the “Pooling and Servicing Agreement”), and Cole
Taylor Bank, an Illinois corporation (“Cole Taylor”).


 


In consideration of
the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed
on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase
and Sale Agreement dated as of August 1, 2011, between Assignor and Cole Taylor (the “Purchase Agreement”) as modified
or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have
the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage
Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the
Pooling and Servicing Agreement.


 


Assignment


 


1.          Assignor
hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and
warranties made by Cole Taylor pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor hereby
accepts such assignment from Assignor.


 


2.          Depositor
hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and
warranties made by Cole Taylor pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, Depositor is released
from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment from Depositor.


 


3.          Cole
Taylor hereby acknowledges the foregoing assignments.


 


Representations and Warranties


 


4.          Assignor
warrants and represents to, and covenants with, Depositor, Assignee and Cole Taylor as of the date hereof that:


 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 




    	 



    	 



    

 


(b)          Assignor
is the lawful owner of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear
from any and all claims and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as
contemplated herein, Assignee shall have good title to such representations and warranties under the Purchase Agreement to the
extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;


 


(c)          There
are no offsets, counterclaims or other defenses available to Cole Taylor with respect to the Purchase Agreement;


 


(d)          Assignor
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to enter into and perform its obligations under the Purchase Agreement;


 


(e)          Assignor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now
a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor
or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of
the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This
Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee,
will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms
except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter
in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability
is considered in a proceeding in equity or at law; and


 


(f)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or
the consummation by it of the transactions contemplated hereby.


 


5.          Depositor
warrants and represents to, and covenants with, Assignor, Assignee and Cole Taylor that as of the date hereof:


 


(a)          Depositor
is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;


 




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(b)          Depositor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is
now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor.
This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the
other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance
with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law; and


 


(c)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or
the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.


 


6.          Assignee
warrants and represents to, and covenants with, Assignor, Depositor and Cole Taylor that as of the date hereof:


 


(a)          Assignee
is a federal savings bank duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization;
and


 


(b)          Assignee
has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution,
delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee
and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding
obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy,
reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally,
and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.


 


7.          Cole
Taylor warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:


 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 




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(b)          Cole
Taylor is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has
all requisite power and authority to perform its obligations under the Purchase Agreement;


 


(c)          Cole
Taylor has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Cole Taylor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Cole Taylor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Cole Taylor
is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Cole Taylor or its property is subject. The execution, delivery and performance by Cole Taylor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Cole Taylor.
This Agreement has been duly executed and delivered by Cole Taylor and, upon the due authorization, execution and delivery by Assignor,
Assignee and the Depositor, will constitute the valid and legally binding obligation of Cole Taylor enforceable against Cole Taylor
in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other
similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless
of whether enforceability is considered in a proceeding in equity or at law; and


 


(d)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Cole Taylor in connection with the execution, delivery or performance by Cole Taylor of this Agreement,
or the consummation by it of the transactions contemplated hereby.


 


Restated Cole Taylor Representations
and Warranties


 


8.          Pursuant
to Section 32(d) of the Purchase Agreement, Cole Taylor hereby restates to Depositor and Assignee (a) the representations and warranties
set forth in Subsection 7.01 of the Purchase Agreement as of the related Closing Date and (b) the representations and warranties
set forth in Subsection 7.02 of the Purchase Agreement as of the date hereof, as if such representations and warranties were set
forth herein in full.


 


In the event of a breach
of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof,
as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without limitation,
the right to compel Cole Taylor to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject to the
provisions of Section 10.


 




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Recognition of Assignee


 


9.          From
and after the date hereof, subject to Section 10 below, Cole Taylor shall recognize Assignee as owner of the Mortgage Loans and
will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby
or as may be amended from time to time, as if Assignee and Cole Taylor had entered into a separate purchase agreement for the purchase
of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended
by this Agreement.


 


Enforcement of Rights


 


10.         (a)          Controlling
Holder Rights. Cole Taylor agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor,
in its capacity as the initial Controlling Holder pursuant to the Pooling and Servicing Agreement, and for so long as it is the
Controlling Holder, will exercise all of Assignee’s rights (and obligations under Section 7.03 in connection with the exercise
of such rights) as Purchaser under the following section of the Purchase Agreement:


 


	Purchase Agreement:	 
	 	 
	Section or Subsection	Matter
	 	 
	7.03, other than 7.03(c)	Repurchase and Substitution


 





(b)          If
there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling
Holder pursuant to Section 10(a) (and obligations under Section 7.03 in connection with the exercise of such rights) shall be exercised
by Assignee.


 


Amendments to Purchase Agreement


 


11.         The
parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:


 


(a)          Definitions.


 


(i)          The
definitions of “Arbitration,” “Business Day” and “Repurchase Price” set forth in Section 1
of the Purchase Agreement shall be deleted and replaced in their entirety as follows:


 


Arbitration:
Arbitration in accordance with the then governing Commercial Arbitration Rules of the American Arbitration Association and administered
by the American Arbitration Association, which shall be conducted in New York, New York or other place mutually acceptable to the
parties to the arbitration.


 




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Business
Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Illinois,
Maryland, Minnesota, Missouri or New York, (iii) a day on which banks in the states of California, Delaware, Illinois, Maryland,
Minnesota, Missouri or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the
New York Stock Exchange or the Federal Reserve Bank of New York is closed.


 


Repurchase
Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest
on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid
by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary
third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received
in respect of such repurchased Mortgage Loan and being held in the Custodial Account for future distribution in connection with
such Mortgage Loan.


 


(b)          The
following sentence shall be added as the new third sentence of Subsection 7.03(a):


 


Each determination as to whether
there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.


 


(c)          The
rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase
Agreement as amended by this Agreement.


 


Miscellaneous


 


12.         All
demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing
and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:


 


(a)         In
the case of Cole Taylor,


 


Cole Taylor Bank


2350 Green Road, Suite
100


Ann Arbor, MI  48105


Attention: Phil Miller


Tel: (734) 926-2450


Fax: (734) 926-2404


 




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With a copy to


Cole Taylor Bank


9550 W. Higgins Road


Rosemont, IL 960018


Chicago, IL 60606


Attention: General Counsel


Fax: (847) 653-7890


 


		(b)	In the case of Assignee,



 


Christiana Trust, a division
of Wilmington Savings Fund Society, FSB


500 Delaware Avenue,
11th Floor


Wilmington, Delaware,
19801


Attention: Corporate
Trust - Sequoia Mortgage Trust 2013-6


 


(c)        In
the case of Depositor,


 


Sequoia Residential Funding,
Inc.


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


(d)         In
the case of Assignor,


 


Redwood Residential Acquisition
Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


(e)         In
the case of Master Servicer,


 


Wells Fargo Bank, N.A.


9062 Old Annapolis
Road


Columbia, Maryland
21045)


Telephone number: (410)
884-2000


Facsimile number: (410)
715-2380


Attention: Client Manager
— Sequoia Mortgage Trust 2013-6


 




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(f)          In
the case of the initial Controlling Holder,


 


Sequoia Mortgage Funding
Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


13.         This
Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law,
and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard
to the conflicts of laws provisions of the State of New York or any other jurisdiction.


 


14.         No
term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the
party against whom such waiver or modification is sought to be enforced.


 


15.         This
Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor,
Assignee or Cole Taylor may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor,
Depositor, Assignee or Cole Taylor, respectively, hereunder.


 


16.         This
Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by Cole
Taylor pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee,
and the termination of the Purchase Agreement.


 


17.         This
Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and
all such counterparts shall constitute one and the same instrument.


 


18.         The
Controlling Holder under the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall
have the same power and ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory
hereto. Cole Taylor hereby consents to such exercise and enforcement.


 




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19.         It
is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement
is executed and delivered by Christiana Trust, a division of Wilmington Savings Fund Society, FSB (“Christiana Trust”)
not in its individual capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred
to herein (the “Trust”) in the exercise of the powers and authority conferred upon and vested in it, and as directed
in the Pooling and Servicing Agreement, (ii) each of the undertakings and agreements herein made on behalf of the Trust is made
and intended not as a personal undertaking or agreement of or by Christiana Trust but is made and intended for purposes of binding
only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of Christiana Trust,
individually or personally, to perform any covenant either express or implied in this Agreement, all such liability, if any, being
expressly waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances
shall Christiana Trust in its individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness,
amounts or expenses owed by the Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness,
expenses and other amounts being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach
or failure of any obligation, representation, warranty or covenant made under this Agreement or any other related documents.


 


20.         Master
Servicer. Cole Taylor hereby acknowledges that the Assignee has appointed Wells Fargo Bank, N.A. to act as master servicer
and securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions,
authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master
Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including,
without limitation, the right to enforce the obligations of Cole Taylor hereunder and under the Purchase Agreement and the right
to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.


 


Cole Taylor shall make
all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately
available funds:


 


Wells Fargo Bank, N.A.


San Francisco, California


ABA# 121-000-248


Account #3970771416


Account Name: SAS Clearing


FFC: Account #39227100, Sequoia
Mortgage Trust 2013-6 Distribution Account


 


21.         Cole
Taylor acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding
Section 10 of the Purchase Agreement, Cole Taylor shall pay shipping expenses for any Mortgage Loan Documents if there has been
a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.


 




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22.         Rule
17g-5 Compliance. Cole Taylor hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination
thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail
at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2013-6” and an identification of the
type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5
Information Provider (the “Rule 17g-5 Information Provider”) shall notify Cole Taylor in writing of any change in the
identity or contact information of the Rule 17g-5 Information Provider. Cole Taylor shall have no liability for (i) the Rule 17g-5
Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or (ii)
any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions
in this Section 22 prohibit or restrict oral or written communications, or providing information, between Cole Taylor, on
the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s
review of the ratings it assigns to Cole Taylor or (ii) such Rating Agency’s or NRSRO’s evaluation of Cole Taylor’s
operations in general; provided, however, that Cole Taylor shall not provide any information relating to the Mortgage Loans to
such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower,
property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information
Provider.


 




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IN WITNESS WHEREOF,
the parties hereto have executed this Agreement the day and year first above written.


 


	 	REDWOOD RESIDENTIAL ACQUISITION
	 	 CORPORATION
	 	Assignor
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 
	 	SEQUOIA RESIDENTIAL FUNDING, INC.
	 	Depositor
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 
	 	Christiana Trust, a division of
	 	Wilmington Savings Fund Society, FSB, 
	 	not in its individual capacity but solely as Trustee,
	 	Assignee
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 
	 	COLE TAYLOR BANK
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 


 


Accepted and agreed to by:


 


WELLS FARGO BANK, N.A.


Master Servicer


 


	By:	 	 
	Name:	 	 
	Title:	 	 


 


Signature Page – Assignment of Representations
and Warranties – Cole Taylor Bank (SEMT 2013-6)


 




    	 



    	 



    

 


ATTACHMENT 1


 


MORTGAGE LOAN SCHEDULE


 





	 	1	2	3	4	5	6	7	8	9	10	11
	 	Primary
    Servicer	Servicing
    Fee %	Servicing
    Fee—Flatdollar	Servicing
    Advance Methodology	Originator
    Name	Loan
    Group	Loan
    Number	Amortization
    Type	Lien
    Position	HELOC
    Indicator	Loan
    Purpose
	1	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010538	1	1	0	9
	2	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008930	1	1	0	9
	3	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008344	1	1	0	9
	4	1000383	0.002500	 	 	Cole Taylor Bank	 	1650009440	1	1	0	9
	5	1000383	0.002500	 	 	Cole Taylor Bank	 	1650009554	1	1	0	9
	6	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010018	1	1	0	9
	7	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010019	1	1	0	9
	8	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010118	1	1	0	9
	9	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010274	1	1	0	9
	10	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010356	1	1	0	9
	11	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010367	1	1	0	9
	12	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010573	1	1	0	9
	13	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008548	1	1	0	9
	14	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010581	1	1	0	9
	15	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010654	1	1	0	9
	16	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010687	1	1	0	9
	17	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010740	1	1	0	9
	18	1000383	0.002500	 	 	Cole Taylor Bank	 	10000007871	1	1	0	9
	19	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010750	1	1	0	9
	20	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010754	1	1	0	9
	21	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008096	1	1	0	9
	22	1000383	0.002500	 	 	Cole Taylor Bank	 	10000007972	1	1	0	9
	23	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008151	1	1	0	9
	24	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008296	1	1	0	9
	25	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008401	1	1	0	9
	26	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008803	1	1	0	7
	27	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010571	1	1	0	9
	28	1000383	0.002500	 	 	Cole Taylor Bank	 	10000009449	1	1	0	7
	29	1000383	0.002500	 	 	Cole Taylor Bank	 	1650007107	1	1	0	9
	30	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010434	1	1	0	9
	31	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010562	1	1	0	9
	32	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010564	1	1	0	9
	33	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010714	1	1	0	9
	34	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010791	1	1	0	9
	35	1000383	0.002500	 	 	Cole Taylor Bank	 	10000009222	1	1	0	7







 





	 	12	13	14	15	16	17	18	19	20	21
	 	Cash
    Out Amount	Total
    Origination and Discount Points	Covered/High
    Cost Loan Indicator	Relocation
    Loan Indicator	Broker
    Indicator	Channel	Escrow
    Indicator	Senior
    Loan

    Amount(s)	Loan
    Type of Most

    Senior Lien	Hybrid
    Period of

    Most Senior Lien (in

    months)
	1	 	 	 	 	 	1	0	0	 	 
	2	 	 	 	 	 	1	0	0	 	 
	3	 	 	 	 	 	1	0	0	 	 
	4	 	 	 	 	 	2	0	0	 	 
	5	 	 	 	 	 	2	0	0	 	 
	6	 	 	 	 	 	2	0	0	 	 
	7	 	 	 	 	 	2	4	0	 	 
	8	 	 	 	 	 	2	0	0	 	 
	9	 	 	 	 	 	2	0	0	 	 
	10	 	 	 	 	 	2	0	0	 	 
	11	 	 	 	 	 	2	0	0	 	 
	12	 	 	 	 	 	2	0	0	 	 
	13	 	 	 	 	 	2	0	0	 	 
	14	 	 	 	 	 	2	4	0	 	 
	15	 	 	 	 	 	2	0	0	 	 
	16	 	 	 	 	 	2	1	0	 	 
	17	 	 	 	 	 	2	4	0	 	 
	18	 	 	 	 	 	2	0	0	 	 
	19	 	 	 	 	 	2	0	0	 	 
	20	 	 	 	 	 	2	4	0	 	 
	21	 	 	 	 	 	2	4	0	 	 
	22	 	 	 	 	 	2	4	0	 	 
	23	 	 	 	 	 	2	4	0	 	 
	24	 	 	 	 	 	2	4	0	 	 
	25	 	 	 	 	 	2	0	0	 	 
	26	 	 	 	 	 	2	0	0	 	 
	27	 	 	 	 	 	2	4	0	 	 
	28	 	 	 	 	 	2	0	0	 	 
	29	 	 	 	 	 	5	0	0	 	 
	30	 	 	 	 	 	5	4	0	 	 
	31	 	 	 	 	 	2	0	0	 	 
	32	 	 	 	 	 	5	0	0	 	 
	33	 	 	 	 	 	1	0	0	 	 
	34	 	 	 	 	 	2	0	0	 	 
	35	 	 	 	 	 	5	4	0	 	 







 





	 	22	23	24	25	26	27	28	29	30	31	32	33
	 	Neg
    Am Limit of

    Most Senior Lien	Junior
    Mortgage

    Balance	Origination
    Date of

    Most Senior Lien	Origination
    Date	Original
    Loan

    Amount	Original
    Interest

    Rate	Original

    Amortization Term	Original
    Term to

    Maturity	First
    Payment Date

    of Loan	Interest
    Type

    Indicator	Original
    Interest

    Only Term	Buy
    Down Period
	1	 	50000.00	 	20130220	512500.00	0.041250	360	360	20130401	1	0	0
	2	 	0.00	 	20130308	650000.00	0.036250	360	360	20130501	1	0	0
	3	 	0.00	 	20130307	888000.00	0.036250	360	360	20130501	1	0	0
	4	 	156000.00	 	20130221	1500000.00	0.038750	360	360	20130401	1	0	0
	5	 	0.00	 	20130208	1312000.00	0.037500	360	360	20130401	1	0	0
	6	 	0.00	 	20130128	1376000.00	0.037500	360	360	20130301	1	0	0
	7	 	0.00	 	20130222	995000.00	0.037500	360	360	20130401	1	0	0
	8	 	0.00	 	20130214	1500000.00	0.038750	360	360	20130401	1	0	0
	9	 	0.00	 	20130208	1416000.00	0.037500	360	360	20130401	1	0	0
	10	 	0.00	 	20130226	1050000.00	0.036250	360	360	20130401	1	0	0
	11	 	100000.00	 	20130212	670000.00	0.041250	360	360	20130401	1	0	0
	12	 	0.00	 	20130129	988000.00	0.038750	360	360	20130301	1	0	0
	13	 	0.00	 	20130225	795000.00	0.038750	360	360	20130401	1	0	0
	14	 	0.00	 	20130312	1270000.00	0.040000	360	360	20130501	1	0	0
	15	 	0.00	 	20130226	825000.00	0.035000	360	360	20130401	1	0	0
	16	 	0.00	 	20130301	1458000.00	0.037500	360	360	20130501	1	0	0
	17	 	0.00	 	20130315	1495000.00	0.038750	360	360	20130501	1	0	0
	18	 	350000.00	 	20130225	1449500.00	0.037500	360	360	20130501	1	0	0
	19	 	0.00	 	20130222	700000.00	0.040000	360	360	20130401	1	0	0
	20	 	0.00	 	20130222	765000.00	0.040000	360	360	20130401	1	0	0
	21	 	50000.00	 	20130314	720000.00	0.038750	360	360	20130501	1	0	0
	22	 	0.00	 	20130314	720000.00	0.037500	360	360	20130501	1	0	0
	23	 	0.00	 	20130308	625000.00	0.038750	360	360	20130501	1	0	0
	24	 	0.00	 	20130311	759000.00	0.038750	360	360	20130501	1	0	0
	25	 	0.00	 	20130312	640440.00	0.038750	360	360	20130501	1	0	0
	26	 	0.00	 	20130219	675000.00	0.040000	360	360	20130401	1	0	0
	27	 	136500.00	 	20130228	480750.00	0.042500	360	360	20130401	1	0	0
	28	 	0.00	 	20130228	665000.00	0.042500	360	360	20130501	1	0	0
	29	 	100000.00	 	20130313	686000.00	0.040000	360	360	20130501	1	0	0
	30	 	0.00	 	20130221	528000.00	0.036250	360	360	20130401	1	0	0
	31	 	0.00	 	20130312	719000.00	0.040000	360	360	20130501	1	0	0
	32	 	0.00	 	20130313	647500.00	0.040000	360	360	20130501	1	0	0
	33	 	0.00	 	20130222	982250.00	0.038750	360	360	20130401	1	0	0
	34	 	50000.00	 	20130228	1180000.00	0.038750	360	360	20130501	1	0	0
	35	 	0.00	 	20130227	692000.00	0.038750	360	360	20130401	1	0	0







 





	 	34	35	36	37	38	39	40	41	42	43	44	45
	 	HELOC
    Draw Period	Current
    Loan

    Amount	Current
    Interest

    Rate	Current
    Payment

    Amount Due	Interest
    Paid

    Through Date	Current
    Payment

    Status	Index
    Type	ARM
    Look-back

    Days	Gross
    Margin	ARM
    Round Flag	ARM
    Round Factor	Initial
    Fixed Rate

    Period
	1	 	511777.89	0.041250	2483.83	20130401	0	0	 	 	 	 	 
	2	 	650000.00	0.036250	2964.33	20130401	0	0	 	 	 	 	 
	3	 	888000.00	0.036250	4049.74	20130401	0	0	 	 	 	 	 
	4	 	1497790.19	0.038750	7053.56	20130401	0	0	 	 	 	 	 
	5	 	1310023.92	0.037500	6076.08	20130401	0	0	 	 	 	 	 
	6	 	1371843.42	0.037500	6372.47	20130401	0	0	 	 	 	 	 
	7	 	993290.81	0.037500	4608.00	20130401	0	0	 	 	 	 	 
	8	 	1497790.19	0.038750	7053.56	20130401	0	0	 	 	 	 	 
	9	 	1413867.28	0.037500	6557.72	20130401	0	0	 	 	 	 	 
	10	 	1047208.14	0.036250	4788.54	20130401	0	0	 	 	 	 	 
	11	 	669055.98	0.041250	3247.15	20130401	0	0	 	 	 	 	 
	12	 	985084.26	0.038750	4645.94	20130401	0	0	 	 	 	 	 
	13	 	793828.81	0.038750	3738.38	20130401	0	0	 	 	 	 	 
	14	 	1270000.00	0.040000	6063.17	20130401	0	0	 	 	 	 	 
	15	 	823701.63	0.035000	3704.62	20130401	0	0	 	 	 	 	 
	16	 	1458000.00	0.037500	6752.23	20130401	0	0	 	 	 	 	 
	17	 	1495000.00	0.038750	7030.04	20130401	0	0	 	 	 	 	 
	18	 	1449500.00	0.037500	6712.86	20130401	0	0	 	 	 	 	 
	19	 	698991.42	0.040000	3341.91	20130401	0	0	 	 	 	 	 
	20	 	763897.77	0.040000	3652.23	20130401	0	0	 	 	 	 	 
	21	 	720000.00	0.038750	3385.71	20130401	0	0	 	 	 	 	 
	22	 	720000.00	0.037500	3334.43	20130401	0	0	 	 	 	 	 
	23	 	625000.00	0.038750	2938.98	20130401	0	0	 	 	 	 	 
	24	 	759000.00	0.038750	3569.10	20130401	0	0	 	 	 	 	 
	25	 	640440.00	0.038750	3011.59	20130401	0	0	 	 	 	 	 
	26	 	674027.45	0.040000	3222.55	20130401	0	0	 	 	 	 	 
	27	 	480087.66	0.042500	2365.00	20130401	0	0	 	 	 	 	 
	28	 	665000.00	0.042500	3271.40	20130401	0	0	 	 	 	 	 
	29	 	686000.00	0.040000	3275.07	20130401	0	0	 	 	 	 	 
	30	 	527187.05	0.036250	2407.95	20130401	0	0	 	 	 	 	 
	31	 	719000.00	0.040000	3432.62	20130401	0	0	 	 	 	 	 
	32	 	647500.00	0.040000	3091.26	20130401	0	0	 	 	 	 	 
	33	 	980802.95	0.038750	4618.90	20130401	0	0	 	 	 	 	 
	34	 	1180000.00	0.038750	5548.80	20130401	0	0	 	 	 	 	 
	35	 	690980.54	0.038750	3254.04	20130401	0	0	 	 	 	 	 







 





	 	46	47	48	49	50	51	52	53	54	55	56	57
	 	Initial
    Interest Rate

    Cap (Change Up)	Initial
    Interest Rate

    Cap (Change Down)	Subsequent
    Interest

    Rate Reset Period	Subsequent
    Interest

    Rate Cap (Change Down)	Subsequent
    Interest

    Rate Cap (Change

    Up)	Lifetime
    Maximum

    Rate (Ceiling)	Lifetime
    Minimum

    Rate (Floor)	Negative

    Amortization Limit	Initial
    Negative

    Amortization Recast

    Period	Subsequent

    Negative

    Amortization Recast

    Period	Initial
    Fixed

    Payment Period	Subsequent

    Payment Reset

    Period
	1	 	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 	 







 





	 	58	59	60	61	62	63	64	65	66	67	68	69
	 	Initial
    Periodic

    Payment Cap	Subsequent

    Periodic Payment

    Cap	Initial
    Minimum

    Payment Reset

    Period	Subsequent

    Minimum Payment

    Reset Period	Option
    ARM

    Indicator	Options
    at Recast	Initial
    Minimum

    Payment	Current
    Minimum

    Payment	Prepayment
    Penalty

    Calculation	Prepayment
    Penalty

    Type	Prepayment
    Penalty

    Total Term	Prepayment
    Penalty

    Hard Term
	1	 	 	 	 	 	 	 	 	 	 	0	 
	2	 	 	 	 	 	 	 	 	 	 	0	 
	3	 	 	 	 	 	 	 	 	 	 	0	 
	4	 	 	 	 	 	 	 	 	 	 	0	 
	5	 	 	 	 	 	 	 	 	 	 	0	 
	6	 	 	 	 	 	 	 	 	 	 	0	 
	7	 	 	 	 	 	 	 	 	 	 	0	 
	8	 	 	 	 	 	 	 	 	 	 	0	 
	9	 	 	 	 	 	 	 	 	 	 	0	 
	10	 	 	 	 	 	 	 	 	 	 	0	 
	11	 	 	 	 	 	 	 	 	 	 	0	 
	12	 	 	 	 	 	 	 	 	 	 	0	 
	13	 	 	 	 	 	 	 	 	 	 	0	 
	14	 	 	 	 	 	 	 	 	 	 	0	 
	15	 	 	 	 	 	 	 	 	 	 	0	 
	16	 	 	 	 	 	 	 	 	 	 	0	 
	17	 	 	 	 	 	 	 	 	 	 	0	 
	18	 	 	 	 	 	 	 	 	 	 	0	 
	19	 	 	 	 	 	 	 	 	 	 	0	 
	20	 	 	 	 	 	 	 	 	 	 	0	 
	21	 	 	 	 	 	 	 	 	 	 	0	 
	22	 	 	 	 	 	 	 	 	 	 	0	 
	23	 	 	 	 	 	 	 	 	 	 	0	 
	24	 	 	 	 	 	 	 	 	 	 	0	 
	25	 	 	 	 	 	 	 	 	 	 	0	 
	26	 	 	 	 	 	 	 	 	 	 	0	 
	27	 	 	 	 	 	 	 	 	 	 	0	 
	28	 	 	 	 	 	 	 	 	 	 	0	 
	29	 	 	 	 	 	 	 	 	 	 	0	 
	30	 	 	 	 	 	 	 	 	 	 	0	 
	31	 	 	 	 	 	 	 	 	 	 	0	 
	32	 	 	 	 	 	 	 	 	 	 	0	 
	33	 	 	 	 	 	 	 	 	 	 	0	 
	34	 	 	 	 	 	 	 	 	 	 	0	 
	35	 	 	 	 	 	 	 	 	 	 	0	 







 





	 	70	71	72	73	74	75	76	77	78	79	80	81
	 	Primary
    Borrower ID	Number
    of

    Mortgaged

    Properties	Total
    Number of

    Borrowers	Self-employment

    Flag	Current
    ‘Other’

    Monthly Payment	Length
    of

    Employment:

    Borrower	Length
    of

    Employment: Co-

    Borrower	Years
    in Home	FICO
    Model Used	Most
    Recent FICO

    Date	Primary
    Wage

    Earner Original

    FICO: Equifax	Primary
    Wage

    Earner Original

    FICO: Experian
	1	453	1	 	1	 	4	4	7	1	 	 	 
	2	215	1	 	0	 	7	 	4	1	 	 	 
	3	71	1	 	0	 	6	4	0.5	1	 	 	 
	4	343	1	 	0	 	1.5	 	5	1	 	 	 
	5	64	2	 	1	 	10	 	9	1	 	 	 
	6	312	2	 	0	 	4.5	 	10	1	 	 	 
	7	59	1	 	0	 	3	 	2	1	 	 	 
	8	467	3	 	1	 	26	 	0.25	1	 	 	 
	9	398	1	 	0	 	2.25	 	13	1	 	 	 
	10	534	3	 	1	 	6	 	7	1	 	 	 
	11	416	1	 	0	 	3	 	3	1	 	 	 
	12	506	2	 	0	 	5	 	26	1	 	 	 
	13	315	1	 	1	 	15	 	6	1	 	 	 
	14	443	1	 	1	 	3.25	 	2	1	 	 	 
	15	232	1	 	1	 	1.5	 	6	1	 	 	 
	16	54	1	 	1	 	14	 	4	1	 	 	 
	17	201	1	 	0	 	5	0	13	1	 	 	 
	18	531	1	 	0	 	0	6	3	1	 	 	 
	19	527	1	 	0	 	5.75	 	11	1	 	 	 
	20	278	1	 	0	 	8.25	5	2	1	 	 	 
	21	102	1	 	0	 	7	6	1.5	1	 	 	 
	22	90	1	 	0	 	4.5	 	2.25	1	 	 	 
	23	42	2	 	1	 	3	 	1	1	 	 	 
	24	122	1	 	0	 	14	 	3.25	1	 	 	 
	25	541	1	 	1	 	3	3	1.75	1	 	 	 
	26	526	2	 	0	 	7.5	10	0	1	 	 	 
	27	336	1	 	0	 	14	13	9	1	 	 	 
	28	509	2	 	0	 	13.5	 	0	1	 	 	 
	29	251	1	 	0	 	10.75	 	10.75	1	 	 	 
	30	32	1	 	1	 	34	6	3	1	 	 	 
	31	284	1	 	0	 	0	 	35	1	 	 	 
	32	345	1	 	0	 	0	13	6	1	 	 	 
	33	317	1	 	1	 	16	 	2	1	 	 	 
	34	361	1	 	0	 	13	 	9	1	 	 	 
	35	298	1	 	0	 	9.5	 	0	1	 	 	 







 





	 	82	83	84	85	86	87	88	89	90	91	92	93
	 	Primary
    Wage

    Earner Original

    FICO: TransUnion	Secondary
    Wage

    Earner Original

    FICO: Equifax	Secondary
    Wage

    Earner Original

    FICO: Experian	Secondary
    Wage

    Earner Original

    FICO: TransUnion	Original

    Primary Borrower

    FICO	Most
    Recent

    Primary Borrower

    FICO	Most
    Recent Co-

    Borrower FICO	Most
    Recent FICO

    Method	VantageScore:

    Primary Borrower	VantageScore:
    Co-

    Borrower	Most
    Recent

    VantageScore

    Method	VantageScore
    Date
	1	 	 	 	 	732	 	 	 	 	 	 	 
	2	 	 	 	 	785	 	 	 	 	 	 	 
	3	 	 	 	 	759	 	 	 	 	 	 	 
	4	 	 	 	 	745	 	 	 	 	 	 	 
	5	 	 	 	 	730	 	 	 	 	 	 	 
	6	 	 	 	 	795	 	 	 	 	 	 	 
	7	 	 	 	 	806	 	 	 	 	 	 	 
	8	 	 	 	 	741	 	 	 	 	 	 	 
	9	 	 	 	 	801	 	 	 	 	 	 	 
	10	 	 	 	 	811	 	 	 	 	 	 	 
	11	 	 	 	 	787	 	 	 	 	 	 	 
	12	 	 	 	 	742	 	 	 	 	 	 	 
	13	 	 	 	 	801	 	 	 	 	 	 	 
	14	 	 	 	 	773	 	 	 	 	 	 	 
	15	 	 	 	 	792	 	 	 	 	 	 	 
	16	 	 	 	 	774	 	 	 	 	 	 	 
	17	 	 	 	 	773	 	 	 	 	 	 	 
	18	 	 	 	 	791	 	 	 	 	 	 	 
	19	 	 	 	 	803	 	 	 	 	 	 	 
	20	 	 	 	 	733	 	 	 	 	 	 	 
	21	 	 	 	 	785	 	 	 	 	 	 	 
	22	 	 	 	 	739	 	 	 	 	 	 	 
	23	 	 	 	 	781	 	 	 	 	 	 	 
	24	 	 	 	 	764	 	 	 	 	 	 	 
	25	 	 	 	 	792	 	 	 	 	 	 	 
	26	 	 	 	 	800	 	 	 	 	 	 	 
	27	 	 	 	 	730	 	 	 	 	 	 	 
	28	 	 	 	 	775	 	 	 	 	 	 	 
	29	 	 	 	 	778	 	 	 	 	 	 	 
	30	 	 	 	 	733	 	 	 	 	 	 	 
	31	 	 	 	 	806	 	 	 	 	 	 	 
	32	 	 	 	 	806	 	 	 	 	 	 	 
	33	 	 	 	 	809	 	 	 	 	 	 	 
	34	 	 	 	 	763	 	 	 	 	 	 	 
	35	 	 	 	 	763	 	 	 	 	 	 	 







 





	 	94	95	96	97	98	99	100	101	102	103	104
	 	Credit
    Report:

    Longest Trade Line	Credit
    Report:

    Maximum Trade

    Line	Credit
    Report:

    Number of Trade

    Lines	Credit
    Line Usage

    Ratio	Most
    Recent 12-

    month Pay History	Months
    Bankruptcy	Months
    Foreclosure	Primary
    Borrower

    Wage Income	Co-Borrower
    Wage

    Income	Primary
    Borrower

    Other Income	Co-Borrower
    Other

    Income
	1	 	 	 	 	000000000000	 	 	11536.54	333.33	0.00	0.00
	2	 	 	 	 	000000000000	 	 	23436.40	 	0.00	 
	3	 	 	 	 	000000000000	 	 	12250.00	3642.83	0.00	0.00
	4	 	 	 	 	000000000000	 	 	40025.83	0.00	0.00	0.00
	5	 	 	 	 	000000000000	 	 	31964.92	 	0.00	 
	6	 	 	 	 	000000000000	 	 	8333.33	 	45046.03	 
	7	 	 	 	 	000000000000	 	 	16666.66	 	24227.22	 
	8	 	 	 	 	000000000000	 	 	1387.34	 	29677.65	 
	9	 	 	 	 	000000000000	 	 	50000.00	0.00	0.00	0.00
	10	 	 	 	 	000000000000	 	 	37083.35	 	0.00	 
	11	 	 	 	 	000000000000	 	 	16089.54	 	0.00	 
	12	 	 	 	 	000000000000	 	 	27733.33	0.00	9925.00	0.00
	13	 	 	 	 	000000000000	 	 	32831.24	0.00	0.00	0.00
	14	 	 	 	 	000000000000	 	 	23513.08	 	0.00	 
	15	 	 	 	 	000000000000	 	 	95951.45	 	0.00	 
	16	 	 	 	 	000000000000	 	 	65456.00	 	0.00	 
	17	 	 	 	 	000000000000	 	 	17380.12	8750.00	0.00	0.00
	18	 	 	 	 	000000000000	 	 	0.00	33581.00	0.00	0.00
	19	 	 	 	 	000000000000	 	 	24480.83	0.00	0.00	0.00
	20	 	 	 	 	000000000000	 	 	13541.67	16666.68	0.00	0.00
	21	 	 	 	 	000000000000	 	 	8649.54	5405.82	7917.09	0.00
	22	 	 	 	 	000000000000	 	 	27083.34	0.00	0.00	0.00
	23	 	 	 	 	000000000000	 	 	18750.00	 	0.00	 
	24	 	 	 	 	000000000000	 	 	33333.32	0.00	0.00	0.00
	25	 	 	 	 	000000000000	 	 	6666.67	4117.37	0.00	0.00
	26	 	 	 	 	000000000000	 	 	12028.00	2960.00	2124.00	0.00
	27	 	 	 	 	000000000000	 	 	6879.83	2991.00	5328.92	0.00
	28	 	 	 	 	000000000000	 	 	16250.00	0.00	0.00	0.00
	29	 	 	 	 	000000000000	 	 	33141.67	0.00	0.00	0.00
	30	 	 	 	 	000000000000	 	 	10923.83	1950.00	0.00	0.00
	31	 	 	 	 	000000000000	 	 	1754.50	 	20000.00	 
	32	 	 	 	 	000000000000	 	 	5666.66	8575.00	0.00	0.00
	33	 	 	 	 	000000000000	 	 	31737.34	 	0.00	 
	34	 	 	 	 	000000000000	 	 	58333.00	 	0.00	 
	35	 	 	 	 	000000000000	 	 	17666.67	0.00	4166.67	0.00







 





	 	105	106	107	108	109	110	111	112	113	114	115
	 	All
    Borrower Wage

    Income	All
    Borrower Total

    Income	4506-T
    Indicator	Borrower
    Income

    Verification Level	Co-Borrower

    Income Verification	Borrower

    Employment

    Verification	Co-Borrower

    Employment

    Verification	Borrower
    Asset

    Verification	Co-Borrower
    Asset

    Verification	Liquid
    / Cash

    Reserves	Monthly
    Debt All

    Borrowers
	1	11869.87	11869.87	1	5	 	3	 	4	 	270355.52	3764.78
	2	23436.40	23436.40	1	5	 	3	 	4	 	518390.59	6383.21
	3	15892.83	15892.83	1	5	 	3	 	4	 	108273.29	5634.26
	4	40025.83	40025.83	1	5	 	3	 	4	 	136712.55	12375.87
	5	31964.92	31964.92	1	5	 	3	 	4	 	178871.95	10506.97
	6	8333.33	53379.36	1	5	 	3	 	4	 	189674.00	11815.84
	7	16666.66	40893.88	1	5	 	3	 	4	 	281405.78	7615.50
	8	1387.34	31064.99	1	5	 	3	 	4	 	388728.68	9659.72
	9	50000.00	50000.00	1	5	 	3	 	4	 	193238.55	11722.55
	10	37083.35	37083.35	1	5	 	3	 	4	 	682960.00	12349.42
	11	16089.54	16089.54	1	5	 	3	 	4	 	486037.95	5958.54
	12	27733.33	37658.33	1	5	 	3	 	4	 	514867.57	13032.64
	13	32831.24	32831.24	1	5	 	3	 	4	 	351788.88	7182.49
	14	23513.08	23513.08	1	5	 	3	 	4	 	263403.10	8348.95
	15	95951.45	95951.45	1	5	 	3	 	4	 	2498829.62	8092.83
	16	65456.00	65456.00	1	5	 	3	 	4	 	138998.55	11200.31
	17	26130.12	26130.12	1	5	 	3	 	4	 	398395.13	9395.42
	18	33581.00	33581.00	1	5	 	3	 	4	 	355157.52	8932.95
	19	24480.83	24480.83	1	5	 	3	 	4	 	69531.89	4919.52
	20	30208.35	30208.35	1	5	 	3	 	4	 	101992.78	6261.28
	21	14055.36	21972.45	1	5	 	3	 	4	 	44924.27	5170.32
	22	27083.34	27083.34	1	5	 	3	 	4	 	179210.09	8464.52
	23	18750.00	18750.00	1	5	 	3	 	4	 	238941.14	6491.83
	24	33333.32	33333.32	1	5	 	3	 	4	 	433222.60	6437.70
	25	10784.04	10784.04	1	5	 	3	 	4	 	181250.80	4221.41
	26	14988.00	17112.00	1	5	 	3	 	4	 	45063.67	6954.56
	27	9870.83	15199.75	1	5	 	3	 	4	 	164021.30	3645.68
	28	16250.00	16250.00	1	5	 	3	 	4	 	540972.07	5779.90
	29	33141.67	33141.67	1	5	 	3	 	4	 	281910.49	5987.21
	30	12873.83	12873.83	1	5	 	3	 	4	 	47134.99	5244.95
	31	1754.50	21754.50	1	5	 	3	 	4	 	1944749.58	5001.19
	32	14241.66	14241.66	1	5	 	3	 	4	 	77698.71	4972.69
	33	31737.34	31737.34	1	5	 	3	 	4	 	434016.48	7491.98
	34	58333.00	58333.00	1	5	 	3	 	4	 	263925.47	10293.85
	35	17666.67	21833.34	1	5	 	3	 	4	 	75776.61	5948.60







 





	 	116	117	118	119	120	121	122	123	124	125	126	127
	 	Originator
    DTI	Fully
    Indexed Rate	Qualification

    Method	Percentage
    of Down

    Payment from

    Borrower Own

    Funds	City	State	Postal
    Code	Property
    Type	Occupancy	Sales
    Price	Original
    Appraised

    Property Value	Original
    Property

    Valuation Type
	1	0.317171	 	 	 	GRASS VALLEY	CA	95945	1	1	 	750000.00	3
	2	0.272363	 	 	 	SAN DIEGO	CA	92130	7	1	 	2500000.00	3
	3	0.354516	 	 	 	Portola Valley	CA	94028	1	1	 	1350000.00	3
	4	0.309197	 	 	 	Menlo Park	CA	94025	1	1	 	2200000.00	3
	5	0.328703	 	 	 	MENLO PARK	CA	94025	1	1	 	3700000.00	3
	6	0.221356	 	 	 	GREENWICH	CT	06830	1	1	 	3500000.00	3
	7	0.186226	 	 	 	GARDEN CITY	NY	11530	1	1	 	1375000.00	3
	8	0.310952	 	 	 	PEBBLE BEACH	CA	93953	1	1	 	2600000.00	3
	9	0.234451	 	 	 	Thousand Oaks	CA	91362	7	1	 	2400000.00	3
	10	0.333018	 	 	 	ATLANTA	GA	30327	1	1	 	2250000.00	3
	11	0.370336	 	 	 	PALO ALTO	CA	94306	1	1	 	2085000.00	3
	12	0.346076	 	 	 	RANCH SANTA FE	CA	92067	1	1	 	3970000.00	3
	13	0.218770	 	 	 	BELLAIRE	TX	77401	1	1	 	1060000.00	3
	14	0.355077	 	 	 	ENCINO	CA	91316	1	1	 	1710000.00	3
	15	0.084343	 	 	 	AUSTIN	TX	78731	7	1	 	1100000.00	3
	16	0.171112	 	 	 	OLD GREENWICH	CT	06870	1	1	 	2600000.00	3
	17	0.359563	 	 	 	Wellesley Hills	MA	02481	1	1	 	2575000.00	3
	18	0.266012	 	 	 	PORTOLA VALLEY	CA	94028	1	1	 	2400000.00	3
	19	0.200954	 	 	 	SAN FRANCISCO	CA	94117	1	1	 	1700000.00	3
	20	0.207270	 	 	 	Chicago	IL	60614	3	1	 	1200000.00	3
	21	0.235309	 	 	 	Bethesda	MD	20817	1	1	 	1075000.00	3
	22	0.312536	 	 	 	Pelham	NY	10803	1	1	 	1375000.00	3
	23	0.346231	 	 	 	WALTHAM	MA	02451	1	1	 	800000.00	3
	24	0.193131	 	 	 	FAIRFIELD	CT	06824	1	1	 	1300000.00	3
	25	0.391450	 	 	 	Belmont	CA	94002	1	1	 	1010000.00	3
	26	0.406414	 	 	100.000000	Pleasanton	CA	94566	1	1	910425.00	915000.00	3
	27	0.239851	 	 	 	Brookline	MA	02467	1	1	 	823000.00	3
	28	0.355686	 	 	100.000000	CUPERTINO	CA	95014	1	1	1588000.00	1588000.00	3
	29	0.180655	 	 	 	wilmette	IL	60091	1	1	 	1050000.00	3
	30	0.407412	 	 	 	PROVINCETOWN	MA	02657	1	1	 	812000.00	3
	31	0.229892	 	 	 	Corona Del Mar	CA	92625	7	1	 	1750000.00	3
	32	0.349165	 	 	 	San Diego	CA	92130	7	1	 	925000.00	3
	33	0.236062	 	 	 	HOUSTON	TX	77098	1	1	 	1425000.00	3
	34	0.176467	 	 	 	San Diego	CA	92103	1	1	 	1750000.00	3
	35	0.272455	 	 	100.000000	dallas	TX	75205	1	1	866000.00	865000.00	3







 





	 	128	129	130	131	132	133	134	135	136	137
	 	Original
    Property

    Valuation Date	Original
    Automated

    Valuation Model

    (AVM) Model Name	Original
    AVM

    Confidence Score	Most
    Recent

    Property Value2	Most
    Recent

    Property Valuation

    Type	Most
    Recent

    Property Valuation

    Date	Most
    Recent AVM

    Model Name	Most
    Recent AVM

    Confidence Score	Original
    CLTV	Original
    LTV
	1	20130116	 	 	 	 	 	 	 	0.750000	0.683300
	2	20130220	 	 	 	 	 	 	 	0.260000	0.260000
	3	20130126	 	 	 	 	 	 	 	0.657700	0.657700
	4	20121212	 	 	 	 	 	 	 	0.752700	0.681800
	5	20130111	 	 	 	 	 	 	 	0.354500	0.354500
	6	20121228	 	 	 	 	 	 	 	0.393100	0.393100
	7	20121203	 	 	 	 	 	 	 	0.723600	0.723600
	8	20130122	 	 	 	 	 	 	 	0.576900	0.576900
	9	20130119	 	 	 	 	 	 	 	0.590000	0.590000
	10	20121231	 	 	 	 	 	 	 	0.466600	0.466600
	11	20121220	 	 	 	 	 	 	 	0.369300	0.321300
	12	20130105	 	 	 	 	 	 	 	0.248800	0.248800
	13	20130118	 	 	 	 	 	 	 	0.750000	0.750000
	14	20130114	 	 	 	 	 	 	 	0.742600	0.742600
	15	20130108	 	 	 	 	 	 	 	0.750000	0.750000
	16	20130110	 	 	 	 	 	 	 	0.560700	0.560700
	17	20130211	 	 	 	 	 	 	 	0.580500	0.580500
	18	20130122	 	 	 	 	 	 	 	0.749700	0.603900
	19	20130112	 	 	 	 	 	 	 	0.411700	0.411700
	20	20130118	 	 	 	 	 	 	 	0.637500	0.637500
	21	20130123	 	 	 	 	 	 	 	0.716200	0.669700
	22	20130219	 	 	 	 	 	 	 	0.523600	0.523600
	23	20130213	 	 	 	 	 	 	 	0.781200	0.781200
	24	20130207	 	 	 	 	 	 	 	0.583800	0.583800
	25	20130213	 	 	 	 	 	 	 	0.634000	0.634000
	26	20130204	 	 	 	 	 	 	 	0.741400	0.741400
	27	20121128	 	 	 	 	 	 	 	0.750000	0.584100
	28	20130208	 	 	 	 	 	 	 	0.418700	0.418700
	29	20130209	 	 	 	 	 	 	 	0.748500	0.653300
	30	20121026	 	 	 	 	 	 	 	0.650200	0.650200
	31	20121203	 	 	 	 	 	 	 	0.410800	0.410800
	32	20130103	 	 	 	 	 	 	 	0.700000	0.700000
	33	20130130	 	 	 	 	 	 	 	0.689200	0.689200
	34	20130117	 	 	 	 	 	 	 	0.702800	0.674200
	35	20130212	 	 	 	 	 	 	 	0.800000	0.800000







 





	 	138	139	140	141	142	143	144	145	146	147	148	149
	 	Original
    Pledged

    Assets	Mortgage
    Insurance

    Company Name	Mortgage
    Insurance

    Percent	MI:
    Lender or

    Borrower Paid?	Pool
    Insurance Co.

    Name	Pool
    Insurance Stop

    Loss %	MI
    Certificate

    Number	Updated
    DTI

    (Front-end)	Updated
    DTI

    (Back-end)	Modification

    Effective Payment

    Date	Total
    Capitalized

    Amount	Total
    Deferred

    Amount
	1	0	0	0	 	 	 	 	 	 	 	 	 
	2	0	0	0	 	 	 	 	 	 	 	 	 
	3	0	0	0	 	 	 	 	 	 	 	 	 
	4	0	0	0	 	 	 	 	 	 	 	 	 
	5	0	0	0	 	 	 	 	 	 	 	 	 
	6	0	0	0	 	 	 	 	 	 	 	 	 
	7	0	0	0	 	 	 	 	 	 	 	 	 
	8	0	0	0	 	 	 	 	 	 	 	 	 
	9	0	0	0	 	 	 	 	 	 	 	 	 
	10	0	0	0	 	 	 	 	 	 	 	 	 
	11	0	0	0	 	 	 	 	 	 	 	 	 
	12	0	0	0	 	 	 	 	 	 	 	 	 
	13	0	0	0	 	 	 	 	 	 	 	 	 
	14	0	0	0	 	 	 	 	 	 	 	 	 
	15	0	0	0	 	 	 	 	 	 	 	 	 
	16	0	0	0	 	 	 	 	 	 	 	 	 
	17	0	0	0	 	 	 	 	 	 	 	 	 
	18	0	0	0	 	 	 	 	 	 	 	 	 
	19	0	0	0	 	 	 	 	 	 	 	 	 
	20	0	0	0	 	 	 	 	 	 	 	 	 
	21	0	0	0	 	 	 	 	 	 	 	 	 
	22	0	0	0	 	 	 	 	 	 	 	 	 
	23	0	0	0	 	 	 	 	 	 	 	 	 
	24	0	0	0	 	 	 	 	 	 	 	 	 
	25	0	0	0	 	 	 	 	 	 	 	 	 
	26	0	0	0	 	 	 	 	 	 	 	 	 
	27	0	0	0	 	 	 	 	 	 	 	 	 
	28	0	0	0	 	 	 	 	 	 	 	 	 
	29	0	0	0	 	 	 	 	 	 	 	 	 
	30	0	0	0	 	 	 	 	 	 	 	 	 
	31	0	0	0	 	 	 	 	 	 	 	 	 
	32	0	0	0	 	 	 	 	 	 	 	 	 
	33	0	0	0	 	 	 	 	 	 	 	 	 
	34	0	0	0	 	 	 	 	 	 	 	 	 
	35	0	0	0	 	 	 	 	 	 	 	 	 







 





	 	150	151	152	153	154	155	156	157
	 	Pre-Modification

    Interest (Note) Rate	Pre-Modification
    P&I

    Payment	Pre-Modification

    Initial Interest Rate

    Change Downward

    Cap	Pre-Modification

    Subsequent Interest

    Rate Cap	Pre-Modification

    Next Interest Rate

    Change Date	Pre-Modification
    I/O

    Term	Forgiven
    Principal

    Amount	Forgiven
    Interest

    Amount
	1	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 







 





	 	158	159	160	161	162	163	164	165
	 	Number
    of

    Modifications	Cash
    To/From Brrw at Closing	Brrw
    - Yrs at in Industry	CoBrrw
    - Yrs at in Industry	Junior
    Mortgage Drawn Amount	Maturity
    Date	Primary
    Borrower Wage Income (Salary)	Primary
    Borrower Wage Income (Bonus)
	1	 	 	45	40	42108	20430301	11536.54	0
	2	 	 	23	 	0	20430401	23436.4	0
	3	 	 	11	13	0	20430401	12250	0
	4	 	 	20	 	40000	20430301	40025.83	0
	5	 	 	10	 	0	20430301	31964.92	0
	6	 	 	17	 	0	20430201	8333.33	0
	7	 	 	4	 	0	20430301	16666.66	0
	8	 	 	26	 	0	20430301	1387.34	0
	9	 	 	30	 	0	20430301	50000	0
	10	 	 	28	 	0	20430301	37083.35	0
	11	 	 	10	 	100000	20430301	16089.54	0
	12	 	 	35	 	0	20430201	27733.33	9925
	13	 	 	27	 	0	20430301	32831.24	0
	14	 	 	15	 	0	20430401	23513.08	0
	15	 	 	20	 	0	20430301	95951.45	0
	16	 	 	24	 	0	20430401	65456	0
	17	 	 	25	15	0	20430401	17380.12	0
	18	 	 	0	6	350000	20430401	0	0
	19	 	 	23	 	0	20430301	24480.83	0
	20	 	 	9	7	0	20430301	13541.67	0
	21	 	 	7	6	50000	20430401	8649.54	0
	22	 	 	13	 	0	20430401	27083.34	0
	23	 	 	3	 	0	20430401	18750	0
	24	 	 	14	 	0	20430401	33333.32	0
	25	 	 	16	20	0	20430401	6666.67	0
	26	 	 	23	10	0	20430301	12028	1839
	27	 	 	35	15	136500	20430301	6879.83	0
	28	 	 	14	 	0	20430401	16250	0
	29	 	 	11	 	8343	20430401	33141.67	0
	30	 	 	34	6	0	20430301	10923.83	0
	31	 	 	0	 	0	20430401	1754.5	0
	32	 	 	1	13	0	20430401	5666.66	0
	33	 	 	25	 	0	20430301	31737.34	0
	34	 	 	13	 	49698	20430401	58333	0
	35	 	 	10	 	0	20430301	17666.67	4166.67







 





	 	166	167	168	169	170	171	172
	 	Primary
    Borrower Wage Income (Commission)	Co-Borrower
    Wage Income (Salary)	Co-Borrower
    Wage Income (Bonus)	Co-Borrower
    Wage Income (Commission)	Originator
    Doc Code	RWT
    Income Verification	RWT
    Asset Verification
	1	0	333.33	0	0	Full	Two Years	Two Months
	2	0	0	0	0	Full	Two Years	Two Months
	3	0	3642.83	0	0	Full	Two Years	Two Months
	4	0	0	0	0	Full	Two Years	Two Months
	5	0	0	0	0	Full	Two Years	Two Months
	6	45046.03	0	0	0	Full	Two Years	Two Months
	7	24227.22	0	0	0	Full	Two Years	Two Months
	8	0	0	0	0	Full	Two Years	Two Months
	9	0	0	0	0	Full	Two Years	Two Months
	10	0	0	0	0	Full	Two Years	Two Months
	11	0	0	0	0	Full	Two Years	Two Months
	12	0	0	0	0	Full	Two Years	Two Months
	13	0	0	0	0	Full	Two Years	Two Months
	14	0	0	0	0	Full	Two Years	Two Months
	15	0	0	0	0	Full	Two Years	Two Months
	16	0	0	0	0	Full	Two Years	Two Months
	17	0	8750	0	0	Full	Two Years	Two Months
	18	0	33581	0	0	Full	Two Years	Two Months
	19	0	0	0	0	Full	Two Years	Two Months
	20	0	16666.68	0	0	Full	Two Years	Two Months
	21	0	5405.82	0	0	Full	Two Years	Two Months
	22	0	0	0	0	Full	Two Years	Two Months
	23	0	0	0	0	Full	Two Years	Two Months
	24	0	0	0	0	Full	Two Years	Two Months
	25	0	4117.37	0	0	Full	Two Years	Two Months
	26	0	2960	0	0	Full	Two Years	Two Months
	27	0	2991	0	0	Full	Two Years	Two Months
	28	0	0	0	0	Full	Two Years	Two Months
	29	0	0	0	0	Full	Two Years	Two Months
	30	0	1950	0	0	Full	Two Years	Two Months
	31	0	0	0	0	Full	Two Years	Two Months
	32	0	8575	0	0	Full	Two Years	Two Months
	33	0	0	0	0	Full	Two Years	Two Months
	34	0	0	0	0	Full	Two Years	Two Months
	35	0	0	0	0	Full	Two Years	Two Months







 




    	 



    	 



    

 


ATTACHMENT 2


 


PURCHASE AGREEMENT


 


Refer to Exhibit 10.10.