UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                   FORM 10-QSB

(Mark One)
[X]    QUARTERLY REPORT UNDER SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE
       ACT OF 1934
       FOR THE QUARTERLY PERIOD ENDED: SEPTEMBER 30, 2005

[ ]    TRANSITION REPORT UNDER SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE
       ACT OF 1934
       FOR THE TRANSITION PERIOD FROM _________ TO __________

                        Commission file number: 000-44971

                         OCEAN WEST HOLDING CORPORATION
        (Exact name of small business issuer as specified in its charter)

             Delaware                                     71-0876952
  (State or other jurisdiction of                        (IRS Employer
  incorporation or organization)                      Identification No.)

                          26 Executive Park, Suite 250
                            Irvine, California 92614
                    (Address of principal executive offices)

                                 (949) 861-2590
                           (Issuer's telephone number)

                                 Not Applicable
              (Former name, former address and former fiscal year,
                         if changed since last report)

Check whether the issuer (1) filed all reports required to filed by Section 13
or 15(d) of the Exchange Act during the past 12 months (or shorter period that
the Registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days. Yes X No |_|

Indicate by check mark whether the registrant is a shell company (as defined in
Rule 12b-2 of the Exchange Act). Yes |_| No X

                      APPLICABLE ONLY TO CORPORATE ISSUERS

State the number of shares outstanding of each of the issuer's classes of common
equity, as of the latest practicable date: There were a total of 25,733,280
shares of the registrant's common stock, par value $.01 per share, outstanding
as of November 14, 2005 and no other classes of Common Stock.

Transitional Small Business Disclosure Format (Check One):   Yes: |_|  No:  |X|
<PAGE>

                         Ocean West Holding Corporation
                                and Subsidiaries

                         Quarterly Report on Form 10-QSB
                         Period Ended September 30, 2005

                                Table of Contents

                                                                            Page
PART I .  FINANCIAL INFORMATION

Item 1.  Financial Statements:
   Consolidated Balance Sheet as of September 30, 2005 (Unaudited) ..........  1

   Consolidated Statements of Operations for the Three Months
   Ended September 30, 2005 and 2004, the Nine Months Ended September
   30, 2005 and for period January 7, 2004 (Inception) to September
   30, 2004 (Unaudited)......................................................  2

   Consolidated Statement of Changes in Stockholders' Deficiency ............  3

   Consolidated Statements of Cash Flows for the Nine Months Ended
   September 30, 2005 and for the period January 7, 2004 (Inception)
   to September 30, 2004 (Unaudited).........................................  4

   Notes to Consolidated Financial Statements (Unaudited)....................  5

Item 2.  Management's Discussion and Analysis or Plan of Operation........... 14
Item 3.  Controls and Procedures............................................. 18

PART II .  OTHER INFORMATION

Item 1.  Legal Proceedings................................................... 18
Item 2.  Unregistered Sales of Equity Securities and Use of Proceeds......... 18
Item 3.  Defaults Upon Senior Securities..................................... 19
Item 4.  Submission of Matters to a Vote of Security Holders................. 19
Item 5.  Other Information................................................... 19
Item 6.  Exhibits ........................................................... 19

SIGNATURES................................................................... 20
EXHIBIT INDEX................................................................ 21

                                      -ii-
<PAGE>

Item 1.  Financial Statements

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                        CONSOLIDATED FINANCIAL STATEMENTS
                               SEPTEMBER 30, 2005

                                   (UNAUDITED)
                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                           Consolidated Balance Sheet
                               September 30, 2005
                                   (Unaudited)
--------------------------------------------------------------------------------
<TABLE>
<CAPTION>
<S>                                                                                        <C>
                          ASSETS
CURRENT ASSETS
  Cash                                                                                     $ 1,152,787
  Prepaid expenses and other current assets                                                     48,162
  Currents assets of discontinued operations                                                   918,468
                                                                                           -----------
 Total Currents Assets                                                                       2,119,417

PROPERTY AND EQUIPMENT, NET                                                                    174,960

OTHER ASSETS
Deposits                                                                                        34,791
                                                                                           -----------

  TOTAL ASSETS                                                                             $ 2,329,168
                                                                                           ===========

                    LIABILITIES AND STOCKHOLDERS' DEFICIENCY

CURRENT LIABILITIES
Account payable                                                                            $   136,294
Accrued expenses                                                                                96,427
Liabilities of discontinued operations                                                       2,866,202
                                                                                           -----------
 Total Current Liabilities                                                                   3,098,923

COMMITMENTS AND CONTINGENCIES                                                                       --

STOCKHOLDERS' DEFICIENCY
Preferred stock $0.01 par value, authorized 10,000,000 shares
none issued and outstanding                                                                         --
Preferred stock Series C 1,000 shares authorized none issued and outstanding                        --
Preferred stock Series E 680 shares authorized none issued and outstanding                          --
Preferred stock Series F 1,050 shares authorized none issued and outstanding                        --
Preferred stock Series G 2,000 shares authorized none issued and outstanding                        --
Preferred stock Series I 125 shares authorized none issued and outstanding                          --
Preferred stock Series L 1,000 shares authorized none issued and outstanding                        --
Preferred stock Series M 5,000 shares authorized none issued and outstanding                        --
Preferred stock Series N 10,000 shares authorized none issued and outstanding                       --
Class B common stock $0.01 par value, 5,000 000 authorized none issued and outstanding              --
Class D common stock $0.01 par value, 600 000 authorized none issued and outstanding                --
Common stock $0.01 par value, authorized 30,000,000 shares                                          --
25,733,279 shares issued and outstanding                                                       257,334
Additional paid-in capital                                                                   3,203,923
Deferred stock compensation                                                                   (111,396)
Accumulated deficit                                                                         (4,119,616)
                                                                                           -----------
 Total Stockholders' Deficiency                                                               (769,755)
                                                                                           -----------

TOTAL LIABILITIES AND STOCKHOLDERS' DEFICIENCY                                             $ 2,329,168
                                                                                           ===========
</TABLE>

          See accompanying notes to consolidated financial statements.


                                       1
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                      Consolidated Statement of Operations
                                   (Unaudited)
--------------------------------------------------------------------------------

<TABLE>
<CAPTION>
                                                                                                                  For the period
                                                                                                 For the         January 7, 2004
                                                 For the Three Months Ended September 30,   Nine months ended     (Inception) to
                                                        2005                  2004         September 30, 2005   September 30, 2004
                                                 ------------------   ------------------   ------------------   ------------------
<S>                                              <C>                  <C>                  <C>                  <C>
REVENUE                                          $            3,356                1,270   $            9,674   $            1,270
                                                 ------------------   ------------------   ------------------   ------------------

COSTS AND OPERATING EXPENSES

Research and development                                     66,251               33,983              108,107               65,559
Cost of revenue                                             291,089                   --              512,353                   --
General and administrative expenses                         271,490              141,272              331,469              171,299
Professional fees                                           300,233               41,314              442,248               86,650
Payroll expense                                             270,008               80,757              429,908               80,757
Interest                                                         --                   --                4,144                   --
Stock compensation                                          238,367                   --            1,226,981                   --
                                                 ------------------   ------------------   ------------------   ------------------
  Total Operating Expesnes                                1,437,438              297,326            3,055,210              404,265
                                                 ------------------   ------------------   ------------------   ------------------

NET LOSS FROM OPERATIONS                                 (1,434,082)            (296,056)          (3,045,536)            (402,995)
                                                 ------------------   ------------------   ------------------   ------------------

NET INCOME (LOSS) FROM DISCOUNTINUED OPERATIONS              18,658           (1,135,318)            (279,235)          (2,015,305)
                                                 ------------------   ------------------   ------------------   ------------------

NET LOSS                                         $       (1,415,424)          (1,431,374)  $       (3,324,771)  $       (2,418,300)
                                                 ==================   ==================   ==================   ==================

Net loss per common share - basic and diluted
   Loss from continued operations                $            (0.06)  $            (0.21)  $            (0.27)  $            (0.27)

   Income (Loss) from discontinued operations                  --                  (0.77)               (0.02)               (1.38)
                                                 ------------------   ------------------   ------------------   ------------------
                                                 $            (0.06)  $            (0.98)  $            (0.29)  $            (1.65)
                                                 ==================   ==================   ==================   ==================

Weighted average number of common shares
  outstanding - basic and diluted                        22,082,894            1,465,000           11,365,236            1,465,000
                                                 ==================   ==================   ==================   ==================
</TABLE>

          See accompanying notes to consolidated financial statements.


                                       2
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
          Consolidated Statement of Changes in Stockholders' Deficiency
                  For the Nine Months Ended September 30, 2005
                                   (Unaudited)
--------------------------------------------------------------------------------

<TABLE>
<CAPTION>
                                      Preferred Stock        Common  Stock     Additional
                                      --------------  ------------------------  Paid-in      Deferred     Accumulated
                                      Shares  Amount    Shares       Amount     Capitial    Compensation    Defecit        Total
                                      ------  ------  -----------  ----------  -----------   ----------   -----------   -----------
<S>                                   <C>     <C>      <C>         <C>         <C>           <C>          <C>           <C>
BALANCE, DECEMBER 31, 2004                --  $   --    2,603,123  $   26,031  $   841,628   $ (178,125)  $  (794,845)  $  (105,311)

Sale of common Stock                      --      --    1,078,333      10,784      312,716           --            --       323,500

Shares issued for services                --      --    2,662,440      26,624      662,439           --            --       689,063

Shares issued for consulting              --      --    2,070,000      20,700      450,300     (471,000)           --            --

Shares issued in reverse merger           --      --    5,586,004      55,861   (1,724,359)          --            --    (1,668,498)

Amortizarion of consulting contracts      --      --           --          --           --      243,300            --       243,300

Amortization of warrants                          --           --          --           --      294,429            --       294,429

Sale of common stock net of offering
  costs of $421,467                       --      --   11,733,379     117,334    2,661,199           --            --     2,778,533

Net Loss for the nine months ended        --      --           --          --           --           --    (3,324,771)   (3,324,771)
                                      ------  ------  -----------  ----------  -----------   ----------   -----------   -----------

Balance September 30, 2005                --  $   --   25,733,279  $  257,334  $ 3,203,923   $ (111,396)  $(4,119,616)  $  (769,755)
                                      ======  ======  ===========  ==========  ===========   ==========   ===========   ===========
</TABLE>

          See accompanying notes to consolidated financial statements.


                                       3
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                      Consolidated Statement of Cash Flows
                                   (Unaudited)
--------------------------------------------------------------------------------

<TABLE>
<CAPTION>
                                                                                         For the Period
                                                              For the nine months       Jaunuary 7, 2004
                                                                      Ended              (Inception) to
                                                               September 30, 2005      September 30, 2004
                                                               ------------------      ------------------
<S>                                                            <C>                     <C>
CASH FLOWS FROM OPERATING ACTIVITIES:
     Net loss from contining operations                        $       (3,045,536)     $         (402,995)
     Net loss from discontinued operations                               (279,235)             (2,015,305)
     Adjustments to reconcile net loss to net cash used in
      operating activities
       Depreciation                                                         3,564                   2,485
       Equity issued for services                                       1,226,793                      --
     Changes in operating assets and liabilities
       Decrease in accounts receivable                                      1,350                  (1,260)
       Change is discountinued assets                                     279,235               2,015,305
       Increase in prepaid expenses                                       (48,162)                     --
       Increase in deposits                                               (33,291)                     --
       Increase in accounts payable                                        33,670                  68,553
       Increase in accrued payroll                                         76,394                      --
       Decrease in deferred revenue                                        (5,712)                     --
                                                               ------------------      ------------------
Net Cash  Used In Operating Activities                                 (1,790,930)               (333,217)
                                                               ------------------      ------------------

CASH FLOWS FROM INVESTING ACTIVITIES:
       Purchase of equipment                                             (155,879)                (26,270)
                                                               ------------------      ------------------
Net Cash Used In Investing Activities                                    (155,879)                (26,270)
                                                               ------------------      ------------------

CASH FLOWS FROM FINANCING ACTIVITIES:
     Cash overdraft                                                        (2,437)                     --
     Proceeds from note payable                                           100,000                      --
     Repayment of note payable                                           (100,000)                     --
     Proceeds from issuance of common stock                             3,102,033                 366,501
                                                               ------------------      ------------------
Net Cash Provided By Financing Activities                               3,099,596                 366,501
                                                               ------------------      ------------------

NET INCREASE IN CASH AND CASH EQUIVALENTS                               1,152,787                   7,014

CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD                                 --                      --
                                                               ------------------      ------------------

CASH AND CASH EQUIVALENTS, END OF PERIOD                       $        1,152,787                   7,014
                                                               ==================      ==================

SUPPLEMENTAL DISCLOSURES OF CASH FLOWS INFORMATION:

     Interest paid                                             $            2,140      $               --
                                                               ==================      ==================
     Income taxes                                              $               --      $               --
                                                               ==================      ==================
</TABLE>

          See accompanying notes to consolidated financial statements.

                                       4
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                            AS OF SEPTEMBER 30, 2005
                                   (UNAUDITED)

NOTE 1 ORGANIZATION AND BASIS OF PRESENTATION

      (A) Basis of Presentation

      The accompanying unaudited interim consolidated financial statements
      reflect all adjustments which, in the opinion of management, are necessary
      for a fair presentation of the results of the interim periods presented.
      All such adjustments are of a normal recurring nature. Accordingly, they
      do not include all the information necessary for a comprehensive
      presentation of financial position and results of operations. The results
      for the interim period are not necessarily indicative of the results to be
      expected for the year.

      (B) Organization

      InfoByPhone, Inc. is a Delaware corporation formed on June 10, 2004.
      InfoByPhone, Inc. provides information services and content through its
      AskMeNow service to mobile devices. This service allows mobile users to
      ask questions through text messaging/SMS, email, or IVR voice system and
      receive answers via text messaging.

      On June 18, 2004, InfoByPhone, Inc. consummated an agreement with
      InfoByPhone, LLC, an Ohio LLC formed on January 7, 2004, pursuant to which
      InfoByPhone, LLC exchanged 100% of its member units for 1,465,000 shares
      or approximately 80% of the common stock of InfoByPhone, Inc. As a result
      of the agreement, the transaction was treated for accounting purposes as a
      recapitalization by the accounting acquirer (InfoByPhone, LLC).

      Accordingly, the financial statements include the following:

      (1)   The balance sheet consists of the net assets of the acquirer at
            historical cost and the net assets of the acquiree at historical
            cost.

      (2)   The statement of operations includes the operations of the acquirer
            for the period presented and the operations of the acquiree from the
            date of recapitalization.

      On June 6, 2005, InfoByPhone, Inc., Inc. consummated an agreement with
      Ocean West Holding Corporation, pursuant to which InfoByPhone, Inc.
      exchanged all of its 6,000,000 then issued and outstanding shares of
      common stock for 6,000,000 shares or approximately 56% of the common stock
      of Ocean West Holding Corporation. As a result of the agreement, the
      transaction was treated for accounting purposes as a recapitalization by
      the accounting acquirer (InfoByPhone, Inc).


                                       5
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                            AS OF SEPTEMBER 30, 2005
                                   (UNAUDITED)

      Accordingly, the financial statements include the following:

      (1)   The balance sheet consists of the net assets of the acquirer at
            historical cost and the net assets of the acquiree at historical
            cost.

      (2)   The statement of operations includes the operations of the acquirer
            for the periods presented and the operations of the acquiree from
            the date of the merger.

      Ocean West Holding Corporation and its wholly-owned subsidiaries
      InfoByPhone, Inc., Ocean West Enterprises, Inc., Askmenow, Ltd. and
      InfoByPhone, LLC are hereinafter referred to as (the "Company").

NOTE 2 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

      (A) Principles of Consolidation

      The consolidated financial statements include the accounts of Ocean West
      Holding Corporation and its wholly-owned subsidiaries, InfoByPhone, Inc.,
      Ocean West Enterprises, Inc., Askmenow, Ltd, and InfoByPhone, LLC.
      Intercompany accounts and transactions have been eliminated in
      consolidation. On May 23, 2005, the Board approved the spin-off of Ocean
      West Enterprises ("OWE") to stock holders of record on that date, subject
      to the spin-off being declared effective by the SEC. As of November 21,
      2005 , the transaction has not been declared effective and the assets,
      liabilities and operations have been included in discontinued operations
      as of September 30, 2005.

      (B) Revenue Recognition

      Revenue is recognized over the service period. The Company bills for its
      services one year in advance. All prepaid annual service revenue is
      deferred and recognized over the service period.

      (C)Cash and Cash Equivalents

      The Company considers all highly liquid temporary cash investments with an
      original maturity of three months or less to be cash equivalents.

      (D) Accounts Receivable

      The Company is required to estimate the collectability of its accounts
      receivable. The Company's reserve for doubtful accounts is estimated by
      management based on a review of historic losses and the age of existing
      receivables from specific customers.


                                       6
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                            AS OF SEPTEMBER 30, 2005
                                   (UNAUDITED)

      (E) Concentration of Credit Risk

      During 2005, one customer accounted for 100% of the Company's sales.

      (F) Use of Accounting Estimates

      The preparation of financial statements in conformity with accounting
      principles generally accepted in the United States requires management to
      make estimates and assumptions that affect the reported amounts of assets
      and liabilities and disclosure of contingent assets and liabilities at the
      date of the financial statements and the reported amounts of revenues and
      expenses during the reporting period. Actual results could differ from
      those estimates.

      (G) Property and Equipment

      Property and equipment are stated at cost, less accumulated depreciation.
      Depreciation is provided using the straight-line method over the estimated
      useful lives of the individual assets. The estimated useful life of the
      computer equipment is five years and the estimated useful life of the
      office furniture is seven years.

      (H) Advertising Costs

      Advertising costs are expensed as incurred. Total advertising costs
      charged to operations for the periods ended September 30, 2005 and 2004
      were $139,851 and $17,356, respectively.

      (I) Fair Value of Financial Instruments

      The carrying amounts reported in the balance sheet for receivables, notes
      payable and accrued expenses approximate fair value based on the
      short-term maturity of these instruments.

      (J) Income Taxes

      The Company utilizes the liability method of accounting for income taxes
      as set forth in SFAS 109, "Accounting for Income Taxes." Under the
      liability method, deferred taxes are determined based on the difference
      between the financial statement and tax bases of assets and liabilities
      using enacted tax rates in effect in the years in which the differences
      are expected to reverse. The Company has a net operating loss carryforward
      of approximately $2,613,400, which expires at various dates through 2025.
      The Company has recorded a reserve of $888,556 against the deferred tax
      asset due to the Company having no profitable operating history. The
      reconciliation between the statutory federal rate of 34% and the effective
      federal income tax rate of 0% is an increase to the valuation allowance
      for the net operating loss carryforward of $408,543 during the nine months
      ended September 30, 2005.


                                       7
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                            AS OF SEPTEMBER 30, 2005
                                   (UNAUDITED)

      (K) Foreign Currency Translation

      The functional currency of the Company is the United States Dollar. The
      financial statements of the Company's Philippines subsidiary translated to
      the United States dollars using the period exchange rates as to assets and
      liabilities and average exchange rates as to revenues and expenses.
      Capital accounts are translated at their historical exchange rates when
      the capital transaction occurred. Net gains and losses resulting from
      foreign exchange translations are included in the statements of operations
      and stockholders' equity as other comprehensive income (loss). As of
      September 30, 2005, the translation adjustment is not material.

      (L) Loss Per Share

      The Company has adopted SFAS 128, "Earnings per Share." Loss per common
      share is computed by dividing income available to common shareholders by
      the weighted average number of common shares outstanding during the
      period. Stock warrants were not included in the computation of loss per
      share for the periods presented because their inclusion is anti-dilutive.
      The total potential dilutive warrants and stock options outstanding at
      September 30, 2005 were 2,403,123 and 483,123, respectively. There were no
      dilutive securities outstanding for the period ended September 30, 2004.

      (M) Business Segments

      The Company operates in one segment and therefore segment information is
      not presented.

      (N) Stock Based Compensation

      The Company accounts for employee stock options in accordance with APB
      Opinion No. 25, "Accounting For Stock Issued To Employees" and has adopted
      the disclosure-only option under SFAS No. 123. The Company accounts for
      non-employee stock transactions in accordance with SFAS No. 123 as amended
      by SFAS 148 "Accounting for Stock-Based Compensation - Transition and
      Disclosure" requires that companies, which do not elect to account for
      stock-based compensation as prescribed by this statement, disclose the
      pro-forma effects on earnings per share as if SFAS 123 has been adopted.

      (O) Research and Development

      Research and development expenses include payroll and employee benefits
      costs associated with product development. The Company has determined that
      technological feasibility for its software products is reached shortly
      before the products are released. Costs incurred after technological
      feasibility is established are not material, and accordingly, all research
      and development costs are expensed when incurred.


                                       8
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                            AS OF SEPTEMBER 30, 2005
                                   (UNAUDITED)

      (P) Recent Accounting Pronouncements

      Statement of Financial Accounting Standards ("SFAS") No. 151, "Inventory
      Costs - an amendment of ARB No. 43, Chapter 4", SFAS No. 152, "Accounting
      for Real Estate Time-Sharing Transactions - an amendment of FASB
      Statements No. 66 and 67," SFAS No. 153, "Exchanges of Non-monetary Assets
      - an amendment of APB Opinion No. 29," and SFAS No. 123 (revised 2004),
      "Share-Based Payment," were recently issued. SFAS Nos. 151, 152, 153 and
      123 (revised 2004) have no current applicability to the Company and have
      no effect on the financial statements.

NOTE 3 PROPERTY AND EQUIPMENT

      At September 30, 2005 property and equipment consisted of the following:

            Computer equipment                            $ 102,301
            Office furniture                                 49,702
            Leasehold improvements                           30,762
            Less accumulated depreciation                    (7,805)
                                                          ---------

                                                          $ 174,960
                                                          =========

      Depreciation expense for the periods ended September 30, 2005 and 2004
      were $3,564 and $2,485, respectively.

NOTE 4 PROMISSORY NOTE

      The Company received $100,000 under a secured promissory note dated March
      15, 2005. The note bears interest at 16% per annum. The note was fully
      paid as of September 30, 2005.

NOTE 5 STOCKHOLDERS' EQUITY

      The Company's Articles of Incorporation authorize the issuance of
      10,000,000 shares of $.01 par value preferred stock. The Board of
      Directors has the power to designate the rights and preferences of the
      preferred stock and issue the preferred stock in one or more series. As of
      September 30, 2005, the Company had no preferred stock outstanding.


                                       9
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                            AS OF SEPTEMBER 30, 2005
                                   (UNAUDITED)

      On June 2, 2005, Ocean West Holding Corporation received 5,586,004 shares
      of common stock in a reverse merger transaction with InfoByPhone (See Note
      1).

      During 2005, the Company issued 2,662,400 shares of common stock for
      services valued at $689,063. The shares were valued at a recent cash
      offering price. The Company recorded the fair value on the date of
      issuance based on current cash offering prices.

      During 2005, the Company issued a total of 2,070,000 shares of common
      stock valued at $471,000 to four consultants for services. The Company
      recorded the fair market value on the date of issuance based on recent
      cash offering prices. For the three and nine months ended September 30,
      2005, the Company recognized $181,929 and $359,604, respectively, in
      expenses.

      During 2005, the Company issued 1,078,333 shares of common stock to
      individuals for cash of $323,500.

      During 2004, the Company issued 300,000 common stock options with an
      exercise price of $.25 to a consultant for services. The Company recorded
      the fair market value of the options based in the intrinsic value of
      $225,000, which was the difference between the exercise price and the fair
      market value of the common stock on the date of grant. For the three and
      nine months ended September 30, 2005, the Company recognized $56,250 and
      $168,750, respectively, in expenses.

      During 2004, the Company sold a total of 483,123 units that consist of one
      share of common stock and one warrant to purchase one share of common
      stock at an exercise price of $2.00 per share that expires three years
      from the date of issuance for gross proceeds of $483,123.

      In July, 2005, the Company completed a private placement of its securities
      the Company had sold 10,666,669 shares of the Company's Common Stock (the
      "Shares") for total gross proceeds of $3,200,000. The Company received net
      proceeds of approximately $2,784,000, after deducting fees payable to the
      placement agent. These fees included a 10% commission equal to $320,000,
      payable in cash plus, the placement agent also received shares of Common
      Stock equal to 10%, and a 3% non-accountable expense allowance of $96,000,
      as well as other transaction expenses payable by the Company. The proceeds
      received in this Offering will first be used to repay approximately
      $100,000 of outstanding principal and accrued interest owed to Allied
      International Fund. The remaining proceeds from this Offering will be used
      for research and development, marketing and for working capital and
      general corporate uses.


                                       10
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                            AS OF SEPTEMBER 30, 2005
                                   (UNAUDITED)

NOTE 6 STOCK OPTION PLAN

      Under the 2005 Management and Director Equity Incentive Stock Option Plan,
      the Company may grant incentive stock options to its employees, officers,
      directors, and consultants of the Company to purchase up to 2,000,000
      shares of common stock. Under the plan, the exercise price of each option
      equals or exceeds the market price of the Company's stock on the date of
      grant, and the options' maximum term is ten years. Options are granted at
      various times and vest over various periods.

      During June 2005, the Company granted 821,000 stock options to certain
      employees. The Company applies APB Opinion No. 25 and related
      interpretations in accounting for stock options issued to employees.
      Accordingly, no compensation cost has been recognized for options issued
      to employees. Had compensation cost been determined based on the fair
      market value at the grant date, consistent with SFAS 123, the Company's
      net loss would have changed to the pro-forma amounts indicated below.

                                                                   2005
                                                               -----------
      Net loss available to common shareholders
                                            As Reported        $ 3,324,771)
                                              Pro Forma         (3,646,640)
      Basic and diluted loss per share
                                            As Reported        $     (.29)
                                              Pro Forma              (.32)

      The fair value of each option grant is estimated on the date of grant
      using the Black-Scholes option pricing model with the following weighted
      average assumptions used for grants in 2005, dividend yield of zero,
      expected volatility of 52%; risk-free interest rates of 4.125%, expected
      lives of one year.

      A summary of the status of the Company's fixed stock option plan as of
      September 30, 2005 and the changes during the periods then ended is
      presented below:

<TABLE>
<CAPTION>
                                                                                           Weighted Average
       Fixed Options                                                        Shares          Exercise Price
       -------------------------------------------------------------  ----------------     ----------------
<S>                                                                   <C>                  <C>
      Outstanding at beginning of year                                              --     $             --
      Granted                                                                1,920,000                  .70
                                                                      ----------------     ----------------

      Outstanding at September 30, 2005                                      1,920,000     $            .70
                                                                      ================     ================

      Options exercisable at September 30, 2005                                822,200
                                                                      ================

      Weighted average fair value of options granted to employees
      during period ended  September 30, 2005                         $            .70
                                                                      ================
</TABLE>


                                       11
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                            AS OF SEPTEMBER 30, 2005
                                   (UNAUDITED)

<TABLE>
<CAPTION>
                                          Weighted
                           Number          Average          Weighted         Number           Weighted
                        Outstanding       Remaining         Average        Outstanding        Average
        Exercise        at September     Contractual        Exercise      at September        Exercise
          Price           30, 2005          Life             Price          30, 2005           Price
       ------------    -------------    -------------     ------------    -------------     ------------

<S>                        <C>                    <C>     <C>                 <C>           <C>
       $        .70        1,920,000              5.0     $        .70        1,920,000     $        .70
</TABLE>

NOTE 7 COMMITMENTS AND CONTINGENCIES

      The Company has entered into various service and content agreements. The
      agreements are usually effective for a period of one year and require the
      Company to pay a monthly fee and/or transaction fees based on usage. The
      costs associated with these contracts are included in costs of revenues.

      In July 2005 , the Company entered into an employment agreement with its
      President for a term of three years at an annual minimum salary of
      $110,000 with additional bonuses and fringe benefits as determined by the
      Board of Directors. The Company also issued the President 200,000 common
      stock options.

      Between July 1 and September 30, 2005 , the Company entered into
      employment agreements with four executives each for a term of one year at
      an annual minimum salary of $110,000 with additional bonuses and fringe
      benefits as determined by the Board of Directors.

      The Company has been advised by Pioneer Credit Recovery, Inc. ("Poineer")
      that the U.S. Department of Treasury has placed with Pioneer an account
      owed to it by the Ocean West Enterprises. The former principals of Ocean
      West Enterprises did not disclose to InfoByPhone or current management
      that they and Ocean West Enterprises had guaranteed three HUD loans in the
      aggregate amount of $151,980. In the event a claim is made against the
      Company by Pioneer, the U.S. Government or any other party, the Company
      will seek indemnification from the former principals of Ocean West
      Enterprises and their affiliates under both the Exchange Agreement, as
      well as an Assignment and Assumption of Liabilities Agreement dated May
      23, 2005. As of September 30, 2005 the Company has not accrued any amount
      for this guarantee.


                                       12
<PAGE>

                 OCEAN WEST HOLDING CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                            AS OF SEPTEMBER 30, 2005
                                   (UNAUDITED)

NOTE 8 GOING CONCERN

      As reflected in the accompanying financial statements, the Company has a
      net loss of $3,324,771, a working capital deficiency of $979,506, a
      stockholders' deficiency of $769,755 and used cash in operations of
      $1,790,930. In addition to the need for capital to cover ongoing operating
      expenses, the Company estimates that it may require up to $410,000 per
      month to launch our product. These factors raise substantial doubt about
      the Company's ability to continue as a going concern.

      The Company's continued existence is dependent upon its ability to raise
      capital and to successfully market and sell its products. The financial
      statements do not include any adjustments that might be necessary should
      the Company be unable to continue as a going concern.

NOTE 9 SUBSEQUENT EVENTS

      In November, 2005 the Company entered into a separation agreement with a
      former employee. The Company agreed to issue the former employee 10,000
      shares of common stock with a fair market value of $45,100 and cash of
      $6,923.


                                       13
<PAGE>

Item 2. Management's Discussion and Analysis or Plan of Operations.

General

      InfoByPhone, Inc., a wholly-owned subsidiary of Ocean West Holding
Corporation, is a communications technology company that provides users of
handheld cellular devices with access to information regardless of location
through its AskMeNow(TM) Service (the "Service"). The Service is a new mobile
information content service which users of any mobile device with text
messaging/SMS or email capability, can use to call, email, or text message (SMS)
questions, provided they have registered at our website to use our service. An
answer is then text messaged or e-mailed back to the consumer's mobile device,
usually within a matter of minutes.

      Using proprietary methods that are patent pending, the Service has the
research capability to answer virtually any information-based question,
including current news and events, sports scores, historical statistics,
weather, entertainment, stock quotes and market data, driving directions, travel
schedules and availabilities, emergency disaster information, comparison
shopping, restaurant information and reservations, director assistance, and
random trivia(literature, history, science, etc.).All information is researched
on the Internet, we currently do not use sources other than the Internet for
answers. Once information is accessed from third party strategic partners or
Internet Search Engines, it is refined to a format suitable for easy reading on
the screen of a user's mobile device and quickly emailed or text messaged back
to the user. We provide two basic services for our customers, one that permits a
wide range of questions to be asked for free, such as 411 directory service,
directions, weather, stock quotes, sport scores, flight times, shopping
comparison, movie times, astrology information and news. These questions are
asked through designed templates that direct the end user to specify the
information requested in the appropriate content category, either through our
voice portal or by texting us the request from a downloaded application. The
second service is our AskMeAnything feature, for a charge of $.49 billed
directly through your cellular carrier, the user can ask any question that
cannot be asked in the free service. These questions can also be asked through
our voice portal or be texting the request through our downloaded application.
We anticipate increasing the content categories for our free questions in the
future.

      We have launched the product from beta on November 1, 2005. The release is
primarily for cell phone users in the U.S. and Canada. We have begun a national
marketing program via a television commercial that will run on local cable
networks in the top 100 markets in the U.S. We are anticipating building our
customer base through this advertising program as well as a marketing
relationship with Avis Car rental that will offer our product for free for 90
days to Avis renters at their top 100 locations in the first quarter of 2006.
Further, we expect to increase our customer base through a Co-Marketing effort
with Research In Motion to offer our products directly to customers at RIM. We
are also utilizing existing cellular resellers as points of distribution for our
products.Our product is expected to generate revenues through fees generated
from advertisers utilizing our ad space to promote products and by charging
customers that ask questions that are not able to be asked in our templated
formats. We also expect to generate revenue from affiliate partnerships whereby
our customers purchase ring tones, wallpaper, games and other items.

      We have relocated our corporate offices to Irvine , California and are in
the process of staffing the office and relocating employees from other areas to
Irvine. We anticipate increasing our office space as our growth dictates.

      We have built our own facility in Manila, Philippines to accommodate our
staffing needs for researchers. The offices officially opened at the end of
October , 2005 and are currently staffed with approximately 120 researchers and
management. The space can accommodate up to 600 employees during 3 shifts, with
180 seats for researchers.

Reverse Merger

      Pursuant to a Securities Exchange Agreement and Plan of Reorganization
dated as of April 5, 2005, by and among the Company, InfoByPhone, Inc. and the
shareholders of InfoByPhone ("Exchange Agreement") effective June 6, 2005, the
Company acquired InfoByPhone, Inc., a Delaware corporation, in a reverse merger
pursuant to which InfoByPhone became a wholly-owned subsidiary of the Company,
as the Company acquired (i) all of the issued and outstanding shares of common
stock of InfoByPhone in exchange for an aggregate of 6,000,000 shares of
authorized, but unissued, shares of common stock, par value $0.01 of the Company
then constituting approximately 56% of the capital stock of the Company.

      On May 23, 2005, the Board approved the spin-off of Ocean West Enterprises
("OWE") to stock holders of record on that date, subject to the spin-off being
declared effective by the SEC. As of November 21, 2005 , the transaction has not
been declared effective and the assets, liabilities and operations have been
included in discontinued operations as of September 30, 2005.


                                       14
<PAGE>

Forward-Looking Statements

      Statements in this Item 2. "Management's Discussion and Analysis of
Financial Condition and Results of Operations" and elsewhere in this document
are certain statements which are not historical or current fact and constitute
"forward-looking statements" within the meaning of such term in Section 27A of
the Securities Act of 1933 and Section 21E of the Securities Exchange Act of
1934. Such forward-looking statements involve known and unknown risks,
uncertainties and other factors that could cause the actual financial or
operating results of the Company to be materially different from the historical
results or from any future results expressed or implied by such forward-looking
statements. Factors that could cause actual results to differ materially from
those predicted in any such forward-looking statement include our ability to
raise additional capital, ability to attract and retain customers, ability to
monetize our products, ability to continue to lower our costs, our timely
development and customers' acceptance of our products, including acceptance by
key customers, pricing pressures, rapid technological changes in the industry,
increased competition, our ability to attract and retain qualified personnel,
our ability to identify and successfully consummate future acquisitions; adverse
changes in general economic conditions in the U.S. and internationally, and
political and economic uncertainties associated with current world events. Such
forward looking statements are based on our best estimates of future results,
performance or achievements, based on current conditions and the most recent
results of the Company. In addition to statements which explicitly describe such
risks and uncertainties, readers are urged to consider statements labeled with
the terms "may", "will", "potential", "opportunity", "belies", "belier",
"expects", "intends", "estimates", "anticipates" or "plans" to be uncertain and
forward-looking. The forward-looking statements continued herein are also
subject generally to other risks and uncertainties that are described from time
to time in the Company's reports and registration statements filed with the
Securities and Exchange Commission.

      MATERIAL CHANGES IN RESULTS OF OPERATIONS FOR THE 3-MONTH PERIODS ENDING
SEPTEMBER 30, 2005 AND 2004, the Nine-MONTH PERIOD ENDED September 30, 2005, AND
THE PERIOD JANUARY 7, 2004 (INCEPTION) TO September 30, 2004

We reported sales of $3,356 and $9,674 for the three and nine months ended
September 30, 2005, as compared to $1,270 for the three months ended September
30, 2004 and the period January 7, 2004 (Inception) to September 30, 2004. The
increase in our sales was due to the Company rolling out it service on a
subscription basis.

Research and Development expenses have increased to $66,251 and $108,107 for the
three and Nine months ended September 30, 2005, as compared to $33,983 and
$65,559 for the three Months ended September 30, 2004 and the period January 7,
2004 (Inception) to September 30, 2004. This increase was a result of the
Company's continued development of its services and products.

Cost of revenue have increased to $291,089 and $512,253 for the three and nine
months ended September 30, 2005, as compared to $0 for the three months ended
September 30, 2004 and the period January 7, 2004 (Inception) to September 30,
2004. The Company has incurred significant costs in implementing its services.
Most of the costs are derived from its call center in the Philippines and
amounts paid to third party content providers.

General and administrative costs have increased to $271,490 and $331,469 for the
three and nine months ended September 30, 2005, as compared to $141,272 and
$171,299 for the three months ended September 30, 2004 and the period January 7,
2004 (Inception) to September 30, 2004. The Company is incurring additional
expenses as it implements its business plan.

Professional fees have increased to $300,223 and $442,248 for the three and nine
months ended September 30, 2005, as compared to $41,314 and $86,650 for the
three months ended September 30, 2004 and the period January 7, 2004 (Inception)
to September 30, 2004. Most of these costs are legal and accounting associated
with the Company's merger and private placement of securities.

Payroll expense has increased to $270,008 and $429,908 for the three and nine
months ended September 30, 2005, as compared to $80,757 for the three months
ended September 30, 2004 and the period January 7, 2004 (Inception) to September
30, 2004. The Company has begun to staff up its operations in anticipation of
increased operations comencing with the launch of its services and products.

Interest expense has increased to $0 and $4,144 for the three and nine months
ended September 30, 2005, as compared to $0 for the three months ended September
30, 2004 and the period January 7, 2004 (Inception) to September 30, 2004.
Interest expense is a direct result of the Company's $100,000 promissory note
entered into in March 2005. The note bore interest at a rate of 16% per annum.
The note was repaid in July 2005.

                                       15
<PAGE>

Stock Compensation has increased to $238,367 and $1,226,981 for the three and
nine months ended September 30, 2005, as compared to $0 for the three months
ended September 30, 2004 and the period January 7, 2004 (Inception) to September
30, 2004. During 2005, the Company issued 2,662,400 shares of common stock for
services valued at $689,063. The shares were valued at a recent cash offering
price. In addition, the Company issued a total of 2,070,000 shares of common
stock valued at $471,000 to four consultants for services. The Company recorded
the fair market on the date of issuance based on recent cash offering prices.
For the three and nine months ended September 30, 2005, the Company recognized
$238,367 and $1,226,981 respectively, in stock compensation expense.

All of the foregoing increases are directly related to increases in our
marketing efforts, including preparation for our fall 2005 launch.

We anticipate that our total operating expenses will continue to increase in
future periods as our sales increase. Included in these anticipated increases
are salaries and benefits for additional employees, increased marketing and
advertising expenses. We also anticipate that our professional fees will
continue to increase as we seek to raise additional capital. We cannot, however,
at this time predict the amount of any of these increases.

We reported a net loss of to $1,415,424 and $3,324,771 for the three and nine
months ended September 30, 2005, as compared to $1,431,374 and $2,418,300 for
the three months ended September 30, 2004 and the period January 7, 2004
(Inception) to September 30, 2004. Our revenues are not sufficient to fund our
operations and we anticipate that we will incur losses for the foreseeable
future until such time as we can significantly increase our revenues. Because of
the early stage of our business, the highly competitive nature of our industry
and our lack of sufficient working capital, it is unlikely that we will be able
to increase our revenues in the near future to a level which will sustain our
operations and enable us to report a profit.

MATERIAL CHANGES IN FINANCIAL CONDITION - September 30, 2005, AS COMPARED WITH
September 30, 2004

Net cash used in operating activities increased to $1,790,930 for the nine
months ended September 30, 2005 as compared to $333,217 for the period January
7, 2004 (Inception) to September 30, 2004. Included in this increase was:

      o     an increase of $906,471 in our net loss,

      o     an increase of $1,226,981 in stock compensation issued for services
            and consulting

      o     an increase of $33,670 in accounts payable, and

      o     an increase of $76,394 in accrued payroll.

Net cash used in investing activities were $155,879 for nine months ended
September 30, 2005 and $26,270 for the period January 7, 2004 (Inception) to
September 30, 2004. The Company purchased computer equipment and furniture. Net
Cash provided by financing activities were $3,099,596 for the nine months ended
September 30, 2005 compared to $366,501 period January 7, 2004 (Inception) to
September 30, 2004. During the Nine months ended September 30, 2005 the Company
issued 1,078,333 shares of common stock to individuals for cash of $323,500. In
addition, the Company received $100,000 under a secured promissory note dated
March 15, 2005. The note bore interest at 16% per annum and was repaid in July
2005.

In July 2005, the Company raised $3,200,000 in a private placement of its
securities, on a best efforts, minimum-maximum basis (the "Offering"). As of
July 31, 2005, the Company had sold 10,666,669 shares of the Company's Common
Stock (the "Shares") for total gross proceeds of $3,200,000. The Company
received net proceeds of approximately $2,784,000, after deducting fees payable
to the placement agent. These fees included a 10% commission equal to $320,000,
payable in cash, plus the placement agent also received shares of Common Stock
equal to 10% of all shares sold for a total of 1,066,710 shares of Common Stock,
a 3% non-accountable expense allowance of $96,000, as well as other transaction
expenses payable by the Company. It should also be noted that the placement
agent paid other selected dealers a fee equal to 10% cash commission and 10% of
all shares placed by each respective select dealer. The proceeds received in
this Offering were first be used to repay approximately $100,000 of outstanding
principal and accrued interest owed to Allied International Fund. The remaining
proceeds from this Offering are being used for research and development,
marketing and for working capital and general corporate uses. The Company may
also use proceeds from this Offering to fund its development of new products.


                                       16
<PAGE>

We had a working capital deficit of $979,506 at September 30, 2005 and cash on
hand of $1,152,787. At September 30, 2004, we had a stockholders' deficit of
$769,755.

If we are to fully implement our business plan, we anticipate that our use of
cash will be substantial for the foreseeable future, and will exceed our cash
flow from operations during the next 12 months and thereafter, absent a
significant increase in sales. To fully implement our business plan, over the
next 12 months we anticipate that we will require additional working capital for
increasing our infrastructure, for salaries and wages, and for increased
marketing and advertising. Unless sales significantly increase over the next 12
months, we will not have significant working capital to hire additional
employees, marketing or otherwise pursue our business plan.

The report of our independent registered public accounting firm on our
consolidated financial statements as of December 31, 2004, contains an
explanatory paragraph expressing uncertainty with respect to our ability to
continue as a going concern as a result of our net losses working capital
deficiency, stockholders' deficiency and cash used in operations.

CRITICAL ACCOUNTING POLICIES

      We have identified the policies outlined below as critical to our business
operations and an understanding of our results of operations. The list is not
intended to be a comprehensive list of all of our accounting policies. In many
cases, the accounting treatment of a particular transaction is specifically
dictated by accounting principles generally accepted in the United States, with
no need for management's judgment in their application. The impact and any
associated risks related to these policies on our business operations is
discussed throughout Management's Discussion and Analysis or Plan of Operations
where such policies affect our reported and expected financial results. Note
that our preparation of the financial statements requires us to make estimates
and assumptions that affect the reported amount of assets and liabilities,
disclosure of contingent assets and liabilities at the date of our financial
statements, and the reported amounts of revenue and expenses during the
reporting period. There can be no assurance that actual results will not differ
from those estimates.

REVENUE RECOGNITION

Revenue is recognized on sales of products when the customer receives title to
the goods, generally upon delivery. Revenue is recorded on a gross basis, since
we are responsible for fulfillment, including the acceptability of the products
and services ordered by the customer. In the event we place any merchandise on
consignment, the related sales from such merchandise will be recorded when such
merchandise is sold by the retailer.

RESEARCH AND DEVELOPMENT

We account for research and development costs in accordance with several
accounting pronouncements, including SFAS 2, Accounting for Research and
Development Costs.

ACCOUNTS RECEIVABLE; ALLOWANCE FOR DOUBTFUL ACCOUNTS

      We maintain allowances for doubtful accounts for estimated losses
resulting from the inability of our customers to make required payments. If the
financial condition of customers were to deteriorate, resulting in an impairment
of their ability to make payments, additional allowances may be required.

RECENT ACCOUNTING PRONOUNCEMENTS

      Statement of Financial Accounting Standards ("SFAS") No. 151, "Inventory
Costs - an amendment of ARB No. 43, Chapter 4"" SFAS No. 152, "Accounting for
Real Estate Time-Sharing Transactions - an amendment of FASB Statements No. 66
and 67," SFAS No. 153, "Exchanges of Non-monetary Assets - an amendment of APB
Opinion No. 29," and SFAS No. 123 (revised 2004), "Share-Based Payment," were
recently issued. SFAS No. 151, 152, 153 and 123 (revised 2004) have no current
applicability to the Company and have no effect on the financial statements.


                                       17
<PAGE>

Item 3.  Controls and Procedures.

The Company's management evaluated, with the participation of the Company's
principal executive and principal financial officer, the effectiveness of the
Company's disclosure controls and procedures (as defined in Rules 13a-15(e) and
15d-15(e) under the Securities Exchange Act of 1934, as amended (the "Exchange
Act")), as of September 30, 2005. Based on this evaluation, the Company's
principal executive and principal financial officer concluded that the Company's
disclosure controls and procedures were effective as of September 30, 2005.

                           PART II. OTHER INFORMATION

Item 1.  Legal Proceedings.

We currently are not a party to any legal proceedings. The Company has been
advised by Pioneer Credit Recovery, Inc. ("Pioneer") that the U.S. Department of
Treasury has placed with Pioneer an account owed to it by Ocean West Enterprises
("OWE"). The former principals of OWE and the Company did not disclose to
InfoByPhone or current management that they and OWE had guaranteed three HUD
loans in the aggregate amount of $151,980. In the event a claim is made against
the Company by Pioneer, the U.S. Government or any other party, the Company will
seek indemnification from the former principals of OWE and their affiliates
under both the Exchange Agreement, as well as an Assignment and Assumption of
Liabilities Agreement dated May 23, 2005.

Item 2.  Unregistered Sales of Equity Securities and Use of Proceeds

Except as set forth herein, all issuances of restricted securities by the
Company during the three-month period ended September 30, 2005, were previously
reported on Form 8-K.

As of July 31, 2005, the Registrant had sold 10,666,669 shares of its Common
Stock (the "Shares") for total gross proceeds of $3,200,000 in a private
placement of its securities, on a best efforts, $750,000 minimum, $3,200,000
maximum basis (the "Offering"). The Registrant received net proceeds of
approximately $2,784,000, after deducting fees payable to the placement agent.
These fees included a 10% Commission equal to $320,000, a 3% Non Accountable Fee
of $96,000, as well as other transaction expenses payable by the Registrant.

On July 20, 2005, the Board of Directors granted Darryl Cohen an option under
his employment contract to purchase 200,000 shares of Common Stock exercisable
for up to 10 years at $.70 per share. Fifty (50,000) thousand shares vested
immediately and 50,000 shares will vest every 90 days thereafter for 9 months.

On July 19, 2005, the Board of Directors granted Alan Smith and Sandro Sordi,
the two independent members of the Board of Directors, options to each purchase
40,000 shares of Common Stock. These non-qualified stock options are exercisable
for 10 years commencing on July 20, 2005 at $.70 per share, with 25,000 shares
vested immediately for prior services and an additional 5,000 shares vested each
four months from July 19, 2005 until fully vested 12 months later.


                                       18
<PAGE>

The issuance of all of the above Shares, did not require registration under the
Securities Act of 1933, as amended, pursuant to exemption available under the
provisions of Section 4(2) of the Act. There was no underwriter or placement
agent involved in these transactions.

Item 3.  Defaults Upon Senior Securities.

None.

Item 4.  Submission of Matters to a Vote of Security Holders.

The Schedule 14C Preliminary Information Statement filed on November 3, 2005,
has not been finalized and mailed.

On July 18, 2005, the Company mailed a Schedule 14f-1 to its shareholders
informing them of a change of control of the Company. Pursuant to the Exchange
Agreement described above and the exchange of Shares between the shareholders of
InfoByPhone and the Company, InfoByPhone became a wholly-owned subsidiary of the
Company. Ten (10) days after the mailing of the Schedule 14f-1 the entire Board
of Directors was comprised of persons selected by the majority shareholders of
the Company.

Item 5.  Other Information.

None.

Item 6.  Exhibits and Reports on Form 8-K.

         Exhibits.

Set forth below is a list of the exhibits to this Quarterly Report on Form
10-QSB.

         Exhibit
         Number   Description
         ------   -----------
         31.1     Certification pursuant to Rule 13a-14(a) or Rule 15d-14(a), as
                  adopted pursuant to Section 302 of the Sarbanes-Oxley Act of
                  2002.

          32.1    Certification pursuant to 18 U.S.C. 1350, as adopted pursuant
                  to Section 906 of the Sarbanes-Oxley Act of 2002.

         (b) The Registrant filed the following reports on Form 8-K during the
fiscal quarter ended September 30, 2005:

            Date                       Items
            ----                       -----
            July 8                     1.01, 3.02 and 9.01
            July 11                    1.01, 3.02 and 9.01
            August 2                   4.01 and 9.01
            August 3                   3.02
            August 11                  2.01 and 9.01
            August 15                  5.03


                                       19
<PAGE>

                                   SIGNATURES

         In accordance with the requirements of the Exchange Act, the registrant
caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized.



Dated: November 21, 2005             Ocean West Holding Corporation


                                     By: /s/ Darryl Cohen
                                         -------------------------------------
                                         Darryl Cohen, Chief Executive Officer
                                         (Principal executive officer and
                                         Principal financial officer)







                                       20
<PAGE>

                         Ocean West Holding Corporation

                         Quarterly Report on Form 10-QSB
                        Quarter Ended September 30, 2005

                                  EXHIBIT INDEX

Exhibit
Number      Description
-------     -----------
31.1        Certification pursuant to Rule 13a-14(a) or Rule 15d-14(a), as
            adopted pursuant to Section 302 of the

32.1        Certification pursuant to 18 U.S.C. 1350, as adopted pursuant to
            Section 906 of the Sarbanes-Oxley Act of 2002.





                                       21