Presidential Documents

Federal Register / Vol. 80, No. 64 / Friday, April 3, 2015 / Presidential Documents 18303 

Proclamation 9246 of March 31, 2015 

National Financial Capability Month, 2015 

By the President of the United States of America 

A Proclamation 

Our Nation is built on the idea that we do best when everyone gets a 

fair shot. Six years after a devastating recession shook many Americans’ 

faith in our financial system, our economy is steadily growing and creating 

new jobs—but we must do more to restore the link between hard work 

and growing opportunity for every person. We believe responsibility should 

be rewarded, and that begins by empowering all people with the tools 

and knowledge they need to share in America’s prosperity. During National 

Financial Capability Month, we renew our efforts to support the informed 

financial decisions that will open doors into the middle class and help 

ensure economic security for all. 

Critical decisions—from financing higher education to saving for retirement— 

can have lasting consequences for individuals and for our country’s economy. 

Financial literacy enables people of all ages to make smart choices and 

set goals to protect their hard-earned income. And increasing individuals’ 

understanding of debt, including mortgages and credit cards, helps guarantee 

every person receives equal treatment and is able to secure lasting opportunity. By strengthening the financial capability of all Americans, we are 

investing in the fundamental promise of a brighter future and building 

a more prosperous Nation. 

My Administration continues to take action to provide all Americans with 

the resources they need to get ahead. We launched the ‘‘Know Before You 

Owe’’ campaign so students and families have a straightforward tool to 

compare financial aid offers from different colleges, and we simplified mortgage forms so homeowners are better able to comprehend their terms. We 

started the myRA program, a new type of savings account to help Americans 

take control over their future, and we are proposing new rules to require 

financial advisors to put their clients’ interests before their own—ensuring 

all who responsibly prepare for retirement receive the best information possible. To focus on increasing financial capability in our schools, workplaces, 

and communities, I created the President’s Advisory Council on Financial 

Capability for Young Americans, and last year, I signed legislation to support 

programs that teach young people personal finance skills. 

Increasing financial capability across our Nation is an essential component 

of middle-class economics. This month, let us all take time to increase 

our knowledge of our finances and encourage our friends and family to 

do the same. To start, all Americans can take advantage of the free, reliable 

financial resources at www.MyMoney.gov, www.ConsumerFinance.gov, and 

1–800–FED–INFO. 

NOW, THEREFORE, I, BARACK OBAMA, President of the United States 

of America, by virtue of the authority vested in me by the Constitution 

and the laws of the United States, do hereby proclaim April 2015 as National 

Financial Capability Month. I call upon all Americans to observe this month 

with programs and activities to improve their understanding of financial 

principles and practices. 


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18304 Federal Register / Vol. 80, No. 64 / Friday, April 3, 2015 / Presidential Documents 

IN WITNESS WHEREOF, I have hereunto set my hand this thirty-first day 

of March, in the year of our Lord two thousand fifteen, and of the Independence of the United States of America the two hundred and thirty-ninth. 

[FR Doc. 2015–07877 

Filed 4–2–15; 11:15 am] 

Billing code 3295–F5 


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