Federal Register / Vol. 80, No. 62 / Wednesday, April 1, 2015 / Notices 17437 

1 In particular, the written request for confidential 

treatment that accompanies the comment must 

include the factual and legal basis for the request, 

and must identify the specific portions of the 

comment to be withheld from the public record. See 

FTC Rule 4.9(c), 16 CFR 4.9(c). 

which the liability of the consumer at 

the end of the lease term. Part II.B 

prohibits the respondent from violating 

any provision of the CLA or Regulation 

M. 

Part III of the proposed order 

addresses the TILA allegation. Part III.A 

requires the respondent to make all of 

the disclosures required by TILA and 

Regulation Z when any of its 

advertisements state relevant triggering 

terms. It also requires that if any finance 

charge is advertised, the rate be stated 

as an ‘‘annual percentage rate’’ using 

that term or the abbreviation ‘‘APR.’’ In 

addition, Part III.C prohibits the 

respondent from failing to comply in 

any respect with TILA and Regulation 

Z. 

Part IV of the proposed order requires 

the respondent to keep copies of 

relevant advertisements and materials 

substantiating claims made in the 

advertisements. Part V requires the 

respondent to provide copies of the 

order to certain of its personnel. Part VI 

requires notification to the Commission 

regarding changes in corporate structure 

that might affect compliance obligations 

under the order. Part VII requires the 

respondent to file compliance reports 

with the Commission. Finally, Part VIII 

is a provision ‘‘sunsetting’’ the order 

after twenty (20) years, with certain 

exceptions. 

The purpose of this analysis is to aid 

public comment on the proposed order. 

It is not intended to constitute an 

official interpretation of the complaint 

or proposed order, or to modify in any 

way the proposed order’s terms. 

By direction of the Commission. 

Donald S. Clark, 

Secretary. 

[FR Doc. 2015–07408 Filed 3–31–15; 8:45 am] 

BILLING CODE 6750–01–P 

FEDERAL TRADE COMMISSION 

[File No. 152 3047] 

TT of Longwood, Inc.; Proposed 

Consent Order To Aid Public Comment 

AGENCY: Federal Trade Commission. 

ACTION: Proposed Consent Agreement. 

SUMMARY: The consent agreement in this 

matter settles alleged violations of 

federal law prohibiting unfair or 

deceptive acts or practices. The attached 

Analysis to Aid Public Comment 

describes both the allegations in the 

draft complaint and the terms of the 

consent order—embodied in the consent 

agreement—that would settle these 

allegations. 

DATES: Comments must be received on 

or before April 27, 2015. 

ADDRESSES: Interested parties may file a 

comment at https://

ftcpublic.commentworks.com/ftc/

coryfairbanksmazdaconsent online or 

on paper, by following the instructions 

in the Request for Comment part of the 

SUPPLEMENTARY INFORMATION section 

below. Write ‘‘TT of Longwood, Inc.— 

Consent Agreement; File No. 1523047’’ 

on your comment and file your 

comment online at https://

ftcpublic.commentworks.com/ftc/

coryfairbanksmazdaconsent by 

following the instructions on the webbased form. If you prefer to file your 

comment on paper, write ‘‘TT of 

Longwood, Inc.—Consent Agreement; 

File No. 1523047’’ on your comment 

and on the envelope, and mail your 

comment to the following address: 

Federal Trade Commission, Office of the 

Secretary, 600 Pennsylvania Avenue 

NW., Suite CC–5610 (Annex D), 

Washington, DC 20580, or deliver your 

comment to the following address: 

Federal Trade Commission, Office of the 

Secretary, Constitution Center, 400 7th 

Street SW., 5th Floor, Suite 5610 

(Annex D), Washington, DC 20024. 

FOR FURTHER INFORMATION CONTACT: 

Sana Chriss, Southeast Regional Office, 

(404) 656–1364, 225 Peachtree Street 

NE., Suite 1500, Atlanta, Georgia 30303. 

SUPPLEMENTARY INFORMATION: Pursuant 

to Section 6(f) of the Federal Trade 

Commission Act, 15 U.S.C. 46(f), and 

FTC Rule 2.34, 16 CFR 2.34, notice is 

hereby given that the above-captioned 

consent agreement containing consent 

order to cease and desist, having been 

filed with and accepted, subject to final 

approval, by the Commission, has been 

placed on the public record for a period 

of thirty (30) days. The following 

Analysis to Aid Public Comment 

describes the terms of the consent 

agreement, and the allegations in the 

complaint. An electronic copy of the 

full text of the consent agreement 

package can be obtained from the FTC 

Home Page (for March 26, 2015), on the 

World Wide Web at: http://www.ftc.gov/ 

os/actions.shtm. 

You can file a comment online or on 

paper. For the Commission to consider 

your comment, we must receive it on or 

before April 27, 2015. Write ‘‘TT of 

Longwood, Inc.—Consent Agreement; 

File No. 1523047’’ on your comment. 

Your comment—including your name 

and your state—will be placed on the 

public record of this proceeding, 

including, to the extent practicable, on 

the public Commission Web site, at 

http://www.ftc.gov/os/

publiccomments.shtm. As a matter of 

discretion, the Commission tries to 

remove individuals’ home contact 

information from comments before 

placing them on the Commission Web 

site. 

Because your comment will be made 

public, you are solely responsible for 

making sure that your comment does 

not include any sensitive personal 

information, like anyone’s Social 

Security number, date of birth, driver’s 

license number or other state 

identification number or foreign country 

equivalent, passport number, financial 

account number, or credit or debit card 

number. You are also solely responsible 

for making sure that your comment does 

not include any sensitive health 

information, like medical records or 

other individually identifiable health 

information. In addition, do not include 

any ‘‘[t]rade secret or any commercial or 

financial information which . . . is 

privileged or confidential,’’ as discussed 

in Section 6(f) of the FTC Act, 15 U.S.C. 

46(f), and FTC Rule 4.10(a)(2), 16 CFR 

4.10(a)(2). In particular, do not include 

competitively sensitive information 

such as costs, sales statistics, 

inventories, formulas, patterns, devices, 

manufacturing processes, or customer 

names. 

If you want the Commission to give 

your comment confidential treatment, 

you must file it in paper form, with a 

request for confidential treatment, and 

you have to follow the procedure 

explained in FTC Rule 4.9(c), 16 CFR 

4.9(c).1 Your comment will be kept 

confidential only if the FTC General 

Counsel, in his or her sole discretion, 

grants your request in accordance with 

the law and the public interest. 

Postal mail addressed to the 

Commission is subject to delay due to 

heightened security screening. As a 

result, we encourage you to submit your 

comments online. To make sure that the 

Commission considers your online 

comment, you must file it at https://

ftcpublic.commentworks.com/ftc/

coryfairbanksmazdaconsent by 

following the instructions on the webbased form. If this Notice appears at 

http://www.regulations.gov/#!home, you 

also may file a comment through that 

Web site. 

If you file your comment on paper, 

write ‘‘TT of Longwood, Inc.—Consent 

Agreement; File No. 1523047’’ on your 

comment and on the envelope, and mail 

your comment to the following address: 

Federal Trade Commission, Office of the 

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17438 Federal Register / Vol. 80, No. 62 / Wednesday, April 1, 2015 / Notices 

Secretary, 600 Pennsylvania Avenue 

NW., Suite CC–5610 (Annex D), 

Washington, DC 20580, or deliver your 

comment to the following address: 

Federal Trade Commission, Office of the 

Secretary, Constitution Center, 400 7th 

Street SW., 5th Floor, Suite 5610 

(Annex D), Washington, DC 20024. If 

possible, submit your paper comment to 

the Commission by courier or overnight 

service. 

Visit the Commission Web site at 

http://www.ftc.gov to read this Notice 

and the news release describing it. The 

FTC Act and other laws that the 

Commission administers permit the 

collection of public comments to 

consider and use in this proceeding as 

appropriate. The Commission will 

consider all timely and responsive 

public comments that it receives on or 

before April 27, 2015. You can find 

more information, including routine 

uses permitted by the Privacy Act, in 

the Commission’s privacy policy, at 

http://www.ftc.gov/ftc/privacy.htm. 

Analysis of Proposed Consent Order To 

Aid Public Comment 

The Federal Trade Commission 

(‘‘FTC’’) has accepted, subject to final 

approval, an agreement containing a 

consent order from TT of Longwood, 

Inc., also doing business as Cory 

Fairbanks Mazda. The proposed consent 

order has been placed on the public 

record for thirty (30) days for receipt of 

comments by interested persons. 

Comments received during this period 

will become part of the public record. 

After thirty (30) days, the FTC will again 

review the agreement and the comments 

received, and will decide whether it 

should withdraw from the agreement 

and take appropriate action or make 

final the agreement’s proposed order. 

The respondent is a motor vehicle 

dealer. According to the FTC’s 

complaint, the respondent has 

misrepresented: (1) Vehicle purchase 

prices; (2) that advertised prices, 

discounts, rebates, bonuses, and 

incentives are available to all 

consumers; (3) the prices for added 

features such as spoilers and sunroofs; 

(4) that vehicles are available for sale or 

lease for zero down, zero payments, or 

zero interest; (5) that vehicles are 

available for $99; and (6) that consumers 

can pay $0 at the inception of a lease to 

lease the advertised vehicle for the 

advertised monthly payment amount. 

The complaint alleges therefore that the 

representations are false and misleading 

in violation of Section 5 of the FTC Act. 

In addition, the complaint alleges the 

respondent violated the Consumer 

Leasing Act (‘‘CLA’’) and Regulation M 

for failing to disclose or to disclose 

clearly and conspicuously certain costs 

and terms when advertising vehicles for 

lease. 

The proposed order is designed to 

prevent the respondent from engaging in 

similar deceptive practices in the future. 

Part I.A of the proposed order prohibits 

the respondent from misrepresenting 

the cost of: (1) Purchasing a vehicle with 

financing, including but not necessarily 

limited to the amount or percentage of 

the down payment, the number of 

payments or period of repayment, the 

amount of any payment, and the 

repayment obligation over the full term 

of the loan, including any balloon 

payment; or (2) leasing a vehicle, 

including but not limited to the total 

amount due at lease inception, the 

down payment, amount down, 

acquisition fee, capitalized cost 

reduction, any other amount required to 

be paid at lease inception, and the 

amounts of all monthly or other 

periodic payments. Part I.B prohibits the 

respondent from misrepresenting any 

other material fact about the price, sale, 

financing, or leasing of any vehicle. 

Part II.A of the proposed order 

prohibits respondent from representing 

that a discount, rebate, bonus, incentive 

or price is available unless: (1) It is 

available to all consumers, and for all 

vehicles advertised; or (2) the 

representation clearly and 

conspicuously discloses all 

qualifications or restrictions on: (a) A 

consumer’s ability to obtain the 

discount, rebate, bonus, incentive, or 

price and (b) the vehicles available at 

the discount, rebate, bonus incentive, or 

price. Part II.B prohibits respondent 

from misrepresenting any of the 

following: (1) The existence or amount 

of any discount, rebate, bonus, 

incentive, or price; (2) the existence, 

price, value, coverage, or features of any 

product or service associated with the 

motor vehicle purchase; (3) the number 

of vehicles available at particular prices; 

or (4) any other material fact about the 

price, sale, financing, or leasing of 

motor vehicles. 

Part III of the proposed order 

addresses the CLA allegations. Part III.A 

prohibits the respondent from stating 

the amount of any payment or that any 

or no initial payment is required at lease 

inception without disclosing clearly and 

conspicuously: (1) That the transaction 

advertised is a lease; (2) the total 

amount due at lease signing or delivery; 

(3) whether or not a security deposit is 

required; (4) the number, amounts, and 

timing of scheduled payments; and (5) 

that an extra charge may be imposed at 

the end of the lease term. Part III.B 

prohibits the respondent from violating 

any provision of the CLA or Regulation 

M. 

Part IV of the proposed order requires 

the respondent to keep copies of 

relevant advertisements and materials 

substantiating claims made in the 

advertisements. Part V requires the 

respondent to provide copies of the 

order to certain of its personnel. Part VI 

requires notification to the Commission 

regarding changes in corporate structure 

that might affect compliance obligations 

under the order. Part VII requires the 

respondent to file compliance reports 

with the Commission. Finally, Part VIII 

is a provision ‘‘sunsetting’’ the order 

after twenty (20) years, with certain 

exceptions. 

The purpose of this analysis is to aid 

public comment on the proposed order. 

It is not intended to constitute an 

official interpretation of the complaint 

or proposed order, or to modify in any 

way the proposed order’s terms. 

By direction of the Commission. 

Donald S. Clark, 

Secretary. 

[FR Doc. 2015–07407 Filed 3–31–15; 8:45 am] 

BILLING CODE 6750–01–P 

GENERAL SERVICES 

ADMINISTRATION 

[Notice–MVC–2015–01, Docket No. 2015– 

0054, Sequence 1] 

National Dialogue and Pilot To Reduce 

Reporting Compliance Costs for 

Federal Contractors and Grantees 

AGENCY: General Services 

Administration (GSA) and Department 

of Health and Human Services (HHS). 

ACTION: Notice. 

SUMMARY: The Chief Acquisition 

Officers Council, Department of Health 

and Human Services, and the General 

Services Administration (GSA) are 

conducting a national dialogue to 

discuss ideas on how to reduce the costs 

(compliance and other) associated with 

reporting compliance under Federal 

awards (contracts, subcontracts, grants, 

subgrants, and cooperative agreements). 

This dialogue is part of an effort to 

improve the economy and efficiency of 

the federal award system by identifying 

impactful steps that can be taken to 

streamline, reporting, reduce burden, 

and reduce costs. 

DATES: Interested parties may 

participate in the national dialogue 

through an online platform by reviewing 

the information and participation dates 

posted at www.cao.gov. The dialogue 

will open on May 30, 2015 and close on 

May 30, 2017. 

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