<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of December 31, 1997 and June 20, 1997, and the
related Consolidated Income Statements for the six months and twelve months
ended December 31, 1997 and June 30, 1997, and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<CIK> 0001022103
<NAME> HOME CITY FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLAR
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JUL-01-1997
<PERIOD-END>                               DEC-31-1997
<EXCHANGE-RATE>                                      1
<CASH>                                             827
<INT-BEARING-DEPOSITS>                             614
<FED-FUNDS-SOLD>                                   100
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      5,718
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         62,987
<ALLOWANCE>                                        452
<TOTAL-ASSETS>                                  71,854
<DEPOSITS>                                      51,689
<SHORT-TERM>                                     2,000
<LIABILITIES-OTHER>                                449
<LONG-TERM>                                      3,712
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      14,004
<TOTAL-LIABILITIES-AND-EQUITY>                  71,854
<INTEREST-LOAN>                                  2,827
<INTEREST-INVEST>                                  223
<INTEREST-OTHER>                                     9
<INTEREST-TOTAL>                                 3,059
<INTEREST-DEPOSIT>                               1,393
<INTEREST-EXPENSE>                               1,535
<INTEREST-INCOME-NET>                            1,524
<LOAN-LOSSES>                                       23
<SECURITIES-GAINS>                                   1
<EXPENSE-OTHER>                                    850
<INCOME-PRETAX>                                    686
<INCOME-PRE-EXTRAORDINARY>                         494
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       494
<EPS-PRIMARY>                                     0.59
<EPS-DILUTED>                                     0.53
<YIELD-ACTUAL>                                    4.47
<LOANS-NON>                                        342
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                     93
<ALLOWANCE-OPEN>                                   445
<CHARGE-OFFS>                                       16
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  452
<ALLOWANCE-DOMESTIC>                               452
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            152
        

</TABLE>