FIRST AMENDMENT TO EMPLOYMENT AGREEMENT



     THE FIRST AMENDMENT TO EMPLOYMENT  AGREEMENT is made this 14th day of June,
1999 between InteliData Technologies  Corporation,  Inc., a Delaware corporation
(the "Company") and Albert N. Wergley, a Virginia resident (the "Executive").

     WHEREAS,  Executive  and  the  Company  have  entered  into  an  Employment
Agreement dated December 17, 1997, (the "Employment Agreement"), and the Company
and Executive desire to amend the Employment Agreement;

     NOW,  THEREFORE,  for ten  dollars  ($10.00)  and other  good and  valuable
consideration,  the receipt and  sufficiency  of which hereby are  acknowledged,
Company and Executive agree as follows:

     Section 2.1.  Annual Base Salary.  Amend Section 2.1 to set the Annual Base
Salary to be not less than $200,000 per year.

     Section 2.6.  Additional Options.  Add Section 2.6 as follows:

     "Executive  shall be  granted  options  to  purchase  50,000  shares of the
     Company's  Common Stock under the Company's 1996 Incentive  Plan. The grant
     date shall be June 14, 1999,  the exercise  price shall be $2.00 per share,
     the options  shall vest 50% on June 14, 2000 and 50% on June 14, 2001,  and
     the option grant shall expire on June 14, 2007."

     Section 3.2 (d).  Termination  of  Employment.  "By the  Executive."  Amend
subsection (d)(ii) of Section 3.2 by changing "ninety (90) days" to "thirty (30)
days".

     Section 3.3(d). Compensation and Benefits Following Termination. "For Cause
or By the Executive."  Amend  subsection (d) of Section 3.3 to add the following
to the end of the subsection:

     "In the event that the  Executive  terminates  his  employment  pursuant to
     Section 3.2  (d)(iii),  the  Executive  shall be entitled to an  additional
     severance benefit as follows:

     (i) If the  termination  date is  subsequent  to September  30,  1999,  the
     Executive  shall be paid a lump sum payment of one  month's  salary and the
     Company shall pay applicable COBRA premiums for family medical,  dental and
     vision health plan benefits for one month after termination.

     (ii) If the  termination  date is  subsequent  to December  31,  1999,  the
     Executive  shall be paid a lump sum payment of two  month's  salary and the
     Company shall pay applicable COBRA premiums for family medical,  dental and
     vision health plan benefits for two months after termination.
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     (iii)  If the  termination  date is  subsequent  to  March  31,  2000,  the
     Executive  shall be paid a lump sum payment of three month's salary and the
     Company shall pay applicable COBRA premiums for family medical,  dental and
     vision health plan benefits for three months after termination.

     This Amendment, and the rights of the parties hereunder,  shall be governed
by and constructed in accordance with the laws of the Commonwealth of Virginia.

     IN WITNESS  WHEREOF,  Executive and the Company have executed and delivered
this Agreement of the date first shown above.

                                      EXECUTIVE:

                                      /s/ Albert N. Wergley
                                      ----------------------
                                      Albert N. Wergley


                                      THE COMPANY:

                                      InteliData Technologies Corporation


                                      By: /s/ Alfred S. Dominick, Jr.
                                      -------------------------------
                                      Alfred S. Dominick, Jr.
                                      President and Chief Executive Officer