<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the June 30,
1997 & 1996,Consolidated Balance Sheets,& related Consolidate Income Statements
for the 12 months ended June 30,1997 & 1996,& the periods ended June 30,1997
& 1996,& qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0001022103
<NAME> HOME CITY FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<CURRENCY> U.S.DOLLAR
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1996
<PERIOD-END>                               JUN-30-1997
<EXCHANGE-RATE>                                      1
<CASH>                                             461
<INT-BEARING-DEPOSITS>                           1,758
<FED-FUNDS-SOLD>                                   200
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      9,364
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         56,480
<ALLOWANCE>                                        445
<TOTAL-ASSETS>                                  69,694
<DEPOSITS>                                      50,225
<SHORT-TERM>                                     1,200
<LIABILITIES-OTHER>                                352
<LONG-TERM>                                      3,908
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      14,279
<TOTAL-LIABILITIES-AND-EQUITY>                  69,964
<INTEREST-LOAN>                                  4,734
<INTEREST-INVEST>                                  393
<INTEREST-OTHER>                                   184
<INTEREST-TOTAL>                                 5,311
<INTEREST-DEPOSIT>                               2,686
<INTEREST-EXPENSE>                               2,918
<INTEREST-INCOME-NET>                            2,393
<LOAN-LOSSES>                                       57
<SECURITIES-GAINS>                                (19)
<EXPENSE-OTHER>                                  1,608
<INCOME-PRETAX>                                    789
<INCOME-PRE-EXTRAORDINARY>                         577
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       755
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    3.89
<LOANS-NON>                                        416
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    438
<ALLOWANCE-OPEN>                                   362
<CHARGE-OFFS>                                       22
<RECOVERIES>                                        48
<ALLOWANCE-CLOSE>                                  445
<ALLOWANCE-DOMESTIC>                               445
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            296
        

</TABLE>