**Exhibit        21.1**

**Subsidiaries        of Delta Financial Corporation**

| **Name**                                                               | **State                    of Incorporation****or                    Formation** |
|------------------------------------------------------------------------|----------------------------------------------------------------------------------|
|  Delta                    Funding Corporation                     |  New                    York                                                |
|  Fidelity                    Mortgage Inc.                    (1) |  Delaware                                                                   |
|  DFC                    Financial Corporation                     |  Delaware                                                                   |
|  DF                    Special Holdings Corporation               |  Delaware                                                                   |
|  Continental                    Property Management Corp.         |  New                    York                                                |
|  DFC                    1999-A Corp.                              |  Delaware                                                                   |
|  DFC                    Receivables Company, L.L.C.               |  Delaware                                                                   |
|  DFC                    2000-B Corp.                              |  Delaware                                                                   |
|  DFC                    Financial of Canada Limited               |  Ontario,                    Canada                                         |
|  DFC                    Funding of Canada Limited                 |  Ontario,                    Canada                                         |
|  DFC                    Servicing Receivables Corp.               |  Delaware                                                                   |
|  DFC                    Servicing Receivables Company, L.L.C.     |  Delaware                                                                   |
|  DFC                    Holding-A Corp.                           |  Delaware                                                                   |
|  DFC                    Funding Corporation                       |  Delaware                                                                   |
|  DFC                    Acceptance Corporation                    |  Delaware                                                                   |
|  Renaissance                    Mortgage Acceptance Corp.         |  Delaware                                                                   |
|  Renaissance                    NIM Trust 2003-C (2)         |  Delaware                                                                   |
|  Renaissance                    NIM Trust 2003-D (2)         |  Delaware                                                                   |
|  Renaissance                    NIM Trust 2004-A                  |  Delaware                                                                   |
|  Renaissance                    NIM Trust 2004-B                  |  Delaware                                                                   |
|  Renaissance                    NIM Trust 2004-C                  |  Delaware                                                                   |
|  Renaissance                    NIM Trust 2004-D                  |  Delaware                                                                   |
|  Renaissance                    REIT Investment Corp.             |  Delaware                                                                   |
|  DFC                    2003-A Corp.                              |  Delaware                                                                   |
|  DFC                    2005-A Company, L.L.C.                    |  Delaware                                                                   |