Federal Register / Vol. 80, No. 58 / Thursday, March 26, 2015 / Notices 16011 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than April 23, 2015. 

A. Federal Reserve Bank of New York 

(Ivan Hurwitz, Vice President) 33 

Liberty Street, New York, New York 

10045–0001: 

1. Royal Bank of Canada, Montreal, 

Canada and its wholly-owned 

subsidiary, RBC USA Holdco, New 

York, New York; to acquire City 

National Corporation and thereby 

indirectly acquire City National Bank, 

both in Los Angeles, California. In 

connection with this application, RBC 

USA Holdco Corporation, New York, 

New York, has applied to become a 

bank holding company. 

Board of Governors of the Federal Reserve 

System, March 23, 2015. 

Michael J. Lewandowski, 

Associate Secretary of the Board. 

[FR Doc. 2015–06925 Filed 3–25–15; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Mid-Tier Bank Holding Company To 

Conduct a Minority Stock Issuance 

The bank holding company listed in 

this notice has applied to the Board for 

approval to conduct a minority stock 

issuance in accordance with the Board’s 

regulations governing mutual holding 

companies. 

The application listed below, as well 

as other related filings required by the 

Board, is available for immediate 

inspection at the Federal Reserve Bank 

indicated. The application will also be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than April 23, 2015. 

A. Federal Reserve Bank of Boston 

(Prabal Chakrabarti, Senior Vice 

President) 600 Atlantic Avenue, Boston, 

Massachusetts 02210–2204: 

1. Provident Bancorp and Provident 

Bancorp, Inc., both in Amesbury, 

Massachusetts; to conduct a minority 

stock issuance in accordance with the 

Board’s Regulation MM. Provident 

Bancorp and Provident Bancorp, Inc. 

control Provident Bank. 

Board of Governors of the Federal Reserve 

System, March 23, 2015. 

Michael J. Lewandowski, 

Associate Secretary of the Board. 

[FR Doc. 2015–06924 Filed 3–25–15; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Change in Bank Control Notices; 

Acquisitions of Shares of a Bank or 

Bank Holding Company 

The notificants listed below have 

applied under the Change in Bank 

Control Act (12 U.S.C. 1817(j)) and 

§ 225.41 of the Board’s Regulation Y (12 

CFR 225.41) to acquire shares of a bank 

or bank holding company. The factors 

that are considered in acting on the 

notices are set forth in paragraph 7 of 

the Act (12 U.S.C. 1817(j)(7)). 

The notices are available for 

immediate inspection at the Federal 

Reserve Bank indicated. The notices 

also will be available for inspection at 

the offices of the Board of Governors. 

Interested persons may express their 

views in writing to the Reserve Bank 

indicated for that notice or to the offices 

of the Board of Governors. Comments 

must be received not later than April 13, 

2015. 

A. Federal Reserve Bank of Kansas 

City (Dennis Denney, Assistant Vice 

President), 1 Memorial Drive, Kansas 

City, Missouri 64198–0001: 

1. Scott Warren Cooper, Garnett, 

Kansas; to retain voting shares of 

Garnett Bancshares, Inc., and thereby 

indirectly retain voting shares of 

Patriots Bank, both in Garnett, Kansas. 

Board of Governors of the Federal Reserve 

System, March 23, 2015. 

Michael J. Lewandowski, 

Associate Secretary of the Board. 

[FR Doc. 2015–06923 Filed 3–25–15; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL TRADE COMMISSION 

[File No. 132 3150] 

BMW of North America, LLC; Proposed 

Consent Order To Aid Public Comment 

AGENCY: Federal Trade Commission. 

ACTION: Proposed consent agreement. 

SUMMARY: The consent agreement in this 

matter settles alleged violations of 

federal law prohibiting unfair or 

deceptive acts or practices. The attached 

Analysis to Aid Public Comment 

describes both the allegations in the 

draft complaint and the terms of the 

consent order—embodied in the consent 

agreement—that would settle these 

allegations. 

DATES: Comments must be received on 

or before April 20, 2015. 

ADDRESSES: Interested parties may file a 

comment at https://

ftcpublic.commentworks.com/ftc/

bmwnorthamericaconsent online or on 

paper, by following the instructions in 

the Request for Comment part of the 

SUPPLEMENTARY INFORMATION section 

below. Write ‘‘BMW of North America, 

LLC—Consent Agreement; File No. 

1323150’’ on your comment and file 

your comment online at https://

ftcpublic.commentworks.com/ftc/

bmwnorthamericaconsent by following 

the instructions on the web-based form. 

If you prefer to file your comment on 

paper, write ‘‘BMW of North America, 

LLC—Consent Agreement; File No. 

1323150’’ on your comment and on the 

envelope, and mail your comment to the 

following address: Federal Trade 

Commission, Office of the Secretary, 

600 Pennsylvania Avenue NW., Suite 

CC–5610 (Annex D), Washington, DC 

20580, or deliver your comment to the 

following address: Federal Trade 

Commission, Office of the Secretary, 

Constitution Center, 400 7th Street SW., 

5th Floor, Suite 5610 (Annex D), 

Washington, DC 20024. 

FOR FURTHER INFORMATION CONTACT: 

Svetlana Gans, Bureau of Consumer 

Protection, (202) 326–3708, 600 

Pennsylvania Avenue NW., Washington, 

DC 20580. 

SUPPLEMENTARY INFORMATION: Pursuant 

to Section 6(f) of the Federal Trade 

Commission Act, 15 U.S.C. 46(f), and 

FTC Rule 2.34, 16 CFR 2.34, notice is 

hereby given that the above-captioned 

consent agreement containing consent 

order to cease and desist, having been 

filed with and accepted, subject to final 

approval, by the Commission, has been 

placed on the public record for a period 

of thirty (30) days. The following 

Analysis to Aid Public Comment 

describes the terms of the consent 

agreement, and the allegations in the 

complaint. An electronic copy of the 

full text of the consent agreement 

package can be obtained from the FTC 

Home Page (for March 19, 2015), on the 

World Wide Web at: http://www.ftc.gov/ 

os/actions.shtm. 

You can file a comment online or on 

paper. For the Commission to consider 

your comment, we must receive it on or 

before April 20, 2015. Write ‘‘BMW of 

North America, LLC—Consent 

Agreement; File No. 1323150’’ on your 

comment. Your comment—including 

your name and your state—will be 

placed on the public record of this 

proceeding, including, to the extent 

practicable, on the public Commission 

Web site, at http://www.ftc.gov/os/

publiccomments.shtm. As a matter of 

discretion, the Commission tries to 

remove individuals’ home contact 

information from comments before 

placing them on the Commission Web 

site. 

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16012 Federal Register / Vol. 80, No. 58 / Thursday, March 26, 2015 / Notices 

1 In particular, the written request for confidential 

treatment that accompanies the comment must 

include the factual and legal basis for the request, 

and must identify the specific portions of the 

comment to be withheld from the public record. See 

FTC Rule 4.9(c), 16 CFR 4.9(c). 

Because your comment will be made 

public, you are solely responsible for 

making sure that your comment does 

not include any sensitive personal 

information, like anyone’s Social 

Security number, date of birth, driver’s 

license number or other state 

identification number or foreign country 

equivalent, passport number, financial 

account number, or credit or debit card 

number. You are also solely responsible 

for making sure that your comment does 

not include any sensitive health 

information, like medical records or 

other individually identifiable health 

information. In addition, do not include 

any ‘‘[t]rade secret or any commercial or 

financial information which . . . is 

privileged or confidential,’’ as discussed 

in Section 6(f) of the FTC Act, 15 U.S.C. 

46(f), and FTC Rule 4.10(a)(2), 16 CFR 

4.10(a)(2). In particular, do not include 

competitively sensitive information 

such as costs, sales statistics, 

inventories, formulas, patterns, devices, 

manufacturing processes, or customer 

names. 

If you want the Commission to give 

your comment confidential treatment, 

you must file it in paper form, with a 

request for confidential treatment, and 

you have to follow the procedure 

explained in FTC Rule 4.9(c), 16 CFR 

4.9(c).1 Your comment will be kept 

confidential only if the FTC General 

Counsel, in his or her sole discretion, 

grants your request in accordance with 

the law and the public interest. 

Postal mail addressed to the 

Commission is subject to delay due to 

heightened security screening. As a 

result, we encourage you to submit your 

comments online. To make sure that the 

Commission considers your online 

comment, you must file it at https://

ftcpublic.commentworks.com/ftc/bmw

northamericaconsent by following the 

instructions on the web-based form. If 

this Notice appears at http://

www.regulations.gov/#!home, you also 

may file a comment through that Web 

site. 

If you file your comment on paper, 

write ‘‘BMW of North America, LLC— 

Consent Agreement; File No. 1323150’’ 

on your comment and on the envelope, 

and mail your comment to the following 

address: Federal Trade Commission, 

Office of the Secretary, 600 

Pennsylvania Avenue NW., Suite CC– 

5610 (Annex D), Washington, DC 20580, 

or deliver your comment to the 

following address: Federal Trade 

Commission, Office of the Secretary, 

Constitution Center, 400 7th Street SW., 

5th Floor, Suite 5610 (Annex D), 

Washington, DC 20024. If possible, 

submit your paper comment to the 

Commission by courier or overnight 

service. 

Visit the Commission Web site at 

http://www.ftc.gov to read this Notice 

and the news release describing it. The 

FTC Act and other laws that the 

Commission administers permit the 

collection of public comments to 

consider and use in this proceeding as 

appropriate. The Commission will 

consider all timely and responsive 

public comments that it receives on or 

before April 20, 2015. You can find 

more information, including routine 

uses permitted by the Privacy Act, in 

the Commission’s privacy policy, at 

http://www.ftc.gov/ftc/privacy.htm. 

Analysis of Proposed Consent Order To 

Aid Public Comment 

The Federal Trade Commission 

(‘‘FTC’’ or ‘‘Commission’’) has accepted, 

subject to final approval, a consent 

agreement applicable to BMW of North 

America, LLC (‘‘respondent’’). 

The proposed consent order has been 

placed on the public record for thirty 

(30) days for receipt of comments by 

interested persons. Comments received 

during this period will become part of 

the public record. After thirty (30) days, 

the Commission will again review the 

agreement and comments received, and 

will decide whether it should withdraw 

from the agreement and take appropriate 

action or make final the agreement’s 

proposed order. 

The Respondent’s MINI Division 

provides purchasers of new MINI 

passenger cars a Service and Warranty 

Information Statement (‘‘Warranty 

Statement’’). According to the FTC 

complaint, language in the Warranty 

Statement violates the Magnuson-Moss 

Warranty Act (‘‘Warranty Act’’), 15 

U.S.C. 2302(c), by conditioning 

warranty coverage on the consumer’s 

use of genuine MINI parts and MINI 

dealers to perform maintenance and 

repair work. 

The FTC enforces the Warranty Act, 

which regulates consumer warranties 

and the procedures used to resolve 

warranty disputes. The broad purposes 

of the Warranty Act are (1) to improve 

the adequacy of warranty information 

available to consumers, and thereby 

facilitate consumer choice; (2) to 

prevent deception; and (3) to improve 

competition in the marketing of 

consumer products. Among other 

things, the Warranty Act prohibits a 

warrantor from conditioning a consumer 

product’s warranty on the consumer’s 

use of an article or a service (other than 

an article or a service provided without 

charge) which is identified by brand, 

trade, or corporate name. 15 U.S.C. 

2302(c) (‘‘the anti-tying provision’’). 

According to the FTC complaint, in 

connection with the warranty for certain 

MINI models, respondent has required 

owners to have routine maintenance, 

such as oil changes, performed by MINI 

dealers and to use genuine MINI parts. 

The complaint alleges that this 

requirement appears in two places in 

the Warranty Statement. 

First, in order to have a warranty 

claim approved, owners must 

demonstrate that they obtained regular 

maintenance of their vehicles by having 

a MINI dealer place a stamp in the 

warranty booklet. See Complaint at ¶ 12. 

Second, the Warranty Statement states 

that it ‘‘is not obligated to pay for 

repairs that include non-genuine MINI 

parts. . . .’’ (emphasis added). Although 

respondent provides, with the purchase 

of its vehicles, a free scheduled 

maintenance program, many of the 

models have a three-year maintenance 

program, but a four-year new vehicle 

warranty. Thus, according to the 

complaint, there is one year during the 

warranty period in which consumers 

must pay for their maintenance and 

repair work while being required to use 

MINI dealers and MINI parts to retain 

warranty coverage. 

The proposed consent order contains 

provisions designed to prevent 

respondent from engaging in similar 

acts or practices in the future. 

Specifically, Part I prohibits respondent, 

in connection with the sale of any MINI 

Division good or service, from violating 

any provision of the Warranty Act, 

including, but not limited to, the antitying provision. Part II prohibits 

respondent, in connection with the sale 

of any MINI good or service, from 

misrepresenting that vehicles, in order 

to operate safely or maintain value, 

must have maintenance work performed 

by a MINI dealer. Part II also prohibits 

respondent from misrepresenting any 

material fact concerning any warranty or 

maintenance requirements of any MINI 

good or service. 

Part III requires respondent to send 

notices to all affected consumers 

informing them that their warranties are 

not conditioned on repair work being 

performed by MINI dealers or on the use 

of genuine MINI parts. 

Parts IV through VIII of the proposed 

order are reporting and compliance 

provisions. Part IV requires respondent 

to maintain, and make available to the 

Commission upon written request, 

copies of Owner’s Manuals and 

Warranty Statements for each motor 

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Federal Register / Vol. 80, No. 58 / Thursday, March 26, 2015 / Notices 16013 

vehicle sold by respondent. Part V 

requires dissemination of the order, now 

and in the future, to persons with 

responsibilities relating to the MINI 

Division and the subject matter of the 

order. Part VI ensures notification to the 

FTC of changes in corporate status. Part 

VII mandates that respondent submit an 

initial compliance report to the FTC, 

and make subsequent reports available 

to the FTC, upon request. Part VIII is a 

provision ‘‘sunsetting’’ the order after 

twenty (20) years, within certain 

exceptions. 

The purpose of this analysis is to 

facilitate public comment on the 

proposed order. It is not intended to 

constitute an official interpretation of 

the proposed order or to modify its 

terms in any way. 

By direction of the Commission. 

Donald S. Clark, 

Secretary. 

[FR Doc. 2015–06903 Filed 3–25–15; 8:45 am] 

BILLING CODE 6750–01–P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Substance Abuse and Mental Health 

Services Administration 

Agency Information Collection 

Activities: Submission for OMB 

Review; Comment Request 

Periodically, the Substance Abuse and 

Mental Health Services Administration 

(SAMHSA) will publish a summary of 

information collection requests under 

OMB review, in compliance with the 

Paperwork Reduction Act (44 U.S.C. 

Chapter 35). To request a copy of these 

documents, call the SAMHSA Reports 

Clearance Officer on (240) 276–1243. 

Project: Community Mental Health 

Services Block Grant and Substance 

Abuse and Prevention Treatment Block 

Grant FY 2016–2017 Plan and Report 

Guidance and Instructions (OMB No. 

0930–0168)—Revision 

The Substance Abuse and Mental 

Health Services Administration 

(SAMHSA), is requesting approval from 

the Office of Management and Budget 

(OMB) for a revision of the 2016 and 

2017 Community Mental Health 

Services Block Grant (MHBG) and 

Substance Abuse Prevention and 

Treatment Block Grant (SABG) Plan and 

Report Guidance and Instructions. 

Currently, the SABG and the MHBG 

differ on a number of their practices 

(e.g., data collection at individual or 

aggregate levels) and statutory 

authorities (e.g., method of calculating 

MOE, stakeholder input requirements 

for planning, set asides for specific 

populations or programs, etc.). 

Historically, the Centers within 

SAMHSA that administer these block 

grants have had different approaches to 

application requirements and reporting. 

To compound this variation, states have 

different structures for accepting, 

planning, and accounting for the block 

grants and the prevention set aside 

within the SABG. As a result, how these 

dollars are spent and what is known 

about the services and clients that 

receive these funds varies by block grant 

and by state. 

Increasingly, under the Affordable 

Care Act, more individuals are eligible 

for Medicaid and private insurance. 

This expansion of health insurance 

coverage will continue to have a 

significant impact on how State Mental 

Health Authorities (SMHAs) and Single 

State Agencies (SSAs) use their limited 

resources. In 2009, more than 39 percent 

of individuals with serious mental 

illnesses (SMI) or serious emotional 

disturbances (SED) were uninsured. 

Sixty percent of individuals with 

substance use disorders whose 

treatment and recovery support services 

were supported wholly or in part by 

SAMHSA block grant funds were also 

uninsured. A substantial proportion of 

this population, as many as six million 

people, will gain health insurance 

coverage in 2014 and will have various 

outpatient and other services covered 

through Medicaid, Medicare, or private 

insurance. However, these plans will 

not provide access to the full range of 

support services necessary to achieve 

and maintain recovery for most of these 

individuals and their families. 

Given these changes, SAMHSA has 

conveyed that block grant funds be 

directed toward four purposes: (1) To 

fund priority treatment and support 

services for individuals without 

insurance or who cycle in and out of 

health insurance coverage; (2) to fund 

those priority treatment and support 

services not covered by Medicaid, 

Medicare or private insurance offered 

through the exchanges and that 

demonstrate success in improving 

outcomes and/or supporting recovery; 

(3) to fund universal, selective and 

targeted prevention activities and 

services; and (4) to collect performance 

and outcome data to determine the 

ongoing effectiveness of behavioral 

health prevention, treatment and 

recovery support services and to plan 

the implementation of new services on 

a nationwide basis. 

To help states meet the challenges of 

2016 and beyond, and to foster the 

implementation of an integrated 

physical health and mental health and 

addiction service system, SAMHSA 

must establish standards and 

expectations that will lead to an 

improved system of care for individuals 

with or at risk of mental and substance 

use disorders. Therefore, this 

application package includes fully 

exercising SAMHSA’s existing authority 

regarding states’, territories’ and the Red 

Lake Band of the Chippewa Tribe’s 

(subsequently referred to as ‘‘states’’) 

use of block grant funds, and a shift in 

SAMHSA staff functions to support and 

provide technical assistance for states 

receiving block grant funds as they fully 

integrate behavioral health services into 

health care. 

Consistent with previous 

applications, the FY 2016–2017 

application has sections that are 

required and other sections where 

additional information is requested. The 

FY 2016–2017 application requires 

states to submit a face sheet, a table of 

contents, a behavioral health assessment 

and plan, reports of expenditures and 

persons served, an executive summary, 

and funding agreements and 

certifications. In addition, SAMHSA is 

requesting information on key areas that 

are critical to the states success in 

addressing health care integration. 

Therefore, as part of this block grant 

planning process, SAMHSA is asking 

states to identify their technical 

assistance needs to implement the 

strategies they identify in their plans for 

FY 2016 and 2017. 

To facilitate an efficient application 

process for states in FY 2016–2017, 

SAMHSA convened an internal 

workgroup to develop the application 

for the block grant planning section. In 

addition, SAMHSA consulted with 

representatives from SMHAs and SSAs 

to receive input regarding proposed 

changes to the block grant. Based on 

these discussions with states, SAMHSA 

is proposing several changes to the 

block grant programs, discussed in 

greater detail below. 

Changes to Assessment and Planning 

Activities 

The revisions reflect changes within 

the planning section of the application. 

The most significant of these changes 

relate to evidenced based practice for 

early intervention for the MHBG, 

participant directed care, medication 

assisted treatment for the SABG, crisis 

services, pregnant women and women 

with dependent children, community 

living and the implementation of 

Olmstead, and quality and data 

readiness collection. 

The FY 2014–2015 application 

sections on the Affordable Care Act, 

health insurance marketplace, 

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