14364 Federal Register / Vol. 80, No. 53 / Thursday, March 19, 2015 / Notices 

possibly develop comments for 

consideration by the Council on 

implications. They will also receive a 

report and presentation on the NOAA 

Fisheries Draft Climate Science Strategy 

and develop comments for Council 

consideration. The SSC will also receive 

a presentation on changes to MagnusonStevens Act National Standard 

Guidelines proposed by NMFS/NOAA 

and develop comments for the Council’s 

consideration. 

Additionally, they will receive a brief 

update on the development of 

guidelines for 5-year reviews of catchshare programs as well as a report on 

the National SSC V Workshop 

outcomes. The committee will address 

other business as necessary. 

Although non-emergency issues not 

contained in this agenda may be 

discussed, those issues may not be the 

subject of formal action during this 

meeting. Action will be restricted to 

those issues specifically identified in 

this notice and any issues arising after 

publication of this notice that require 

emergency action under section 305(c) 

of the Magnuson-Stevens Fishery 

Conservation and Management Act, 

provided the public has been notified of 

the Council’s intent to take final action 

to address the emergency. 

Special Accommodations 

This meeting is physically accessible 

to people with disabilities. Requests for 

sign language interpretation or other 

auxiliary aids should be directed to 

Thomas A. Nies (see ADDRESSES) at least 

5 days prior to the meeting date. 

Authority: 16 U.S.C. 1801 et seq. 

Dated: March 16, 2015. 

Tracey L. Thompson, 

Acting Deputy Director, Office of Sustainable 

Fisheries, National Marine Fisheries Service. 

[FR Doc. 2015–06306 Filed 3–18–15; 8:45 am] 

BILLING CODE 3510–22–P 

DEPARTMENT OF COMMERCE 

National Oceanic and Atmospheric 

Administration 

RIN 0648–XD842 

North Pacific Fishery Management 

Council; Public Meetings 

AGENCY: National Marine Fisheries 

Service (NMFS), National Oceanic and 

Atmospheric Administration (NOAA), 

Commerce. 

ACTION: Notice of public meetings. 

SUMMARY: The North Pacific Fishery 

Management Council (Council) and its 

advisory committees will hold public 

meetings. 

DATES: The meetings will be held April 

6–14, 2015. See SUPPLEMENTARY

INFORMATION for specific dates and 

times. 

ADDRESSES: The meetings will be held at 

the Anchorage Hilton, 500 West 3rd 

Avenue, Anchorage, AK. 

Council address: North Pacific 

Fishery Management Council, 605 W. 

4th Avenue, Suite 306, Anchorage, AK 

99501–2252. 

FOR FURTHER INFORMATION CONTACT: 

David Witherell, Council staff; 

telephone: (907) 271–2809. 

SUPPLEMENTARY INFORMATION: The 

Council will begin its plenary session at 

8 a.m. on Wednesday, April 8, 

continuing through Tuesday, April 14, 

2015. The Scientific Statistical 

Committee (SSC) will begin at 8 a.m. on 

Monday, April 6 and continue through 

Wednesday April 8, 2015. The Council’s 

Advisory Panel (AP) will begin at 8 a.m. 

on Tuesday, April 7, and continue 

through Saturday April 11, 2015. The 

Enforcement Committee will meet from 

1 p.m. to 4 p.m. on Tuesday, April 7, 

2015. The Halibut Recreational Quota 

Entity (RQE) Committee will meet from 

1 p.m. to 5 p.m. on Tuesday, April 7, 

2015. All meetings are open to the 

public, except executive sessions. 

Council Plenary Session: The agenda 

for the Council’s plenary session will 

include the following issues. The 

Council may take appropriate action on 

any of the issues identified. 

1. Executive Director’s Report 

(including status report on joint 

Council/International Pacific Halibut 

Commission (IPHC) meeting issues; 

legislative update) 

NMFS Management Report (including 

report on National Standard (NS) 

Guidelines proposed rule and Council 

recusal discussion) 

ADF&G Report 

NOAA Enforcement Report 

U.S. Coast Guard Report 

USFWS Report 

Protected Species Report 

National Institute for Operational Safety 

and Health (NIOSH) Report 

2. Cooperative Reports (American 

Fisheries Act (AFA), Amendment 80, 

Central Gulf of Alaska (CGOA) Rockfish, 

and Bering Sea Aleutian Island (BSAI) 

Crab), 

3. GOA Salmon Bycatch Genetics, 

4. Salmon Inter-cooperative 

Agreements (ICA)/Incentive Program 

Agreements (IPA) and GOA Salmon 

Excluder Exempted Fishing Permit 

(EFP) Reports, 

5. Final Action on Bering Sea Salmon 

Bycatch, 

6. Adopt Overfish Levels/Acceptable 

Biological Catch (OFL/ABC) for Scallop 

Stock Assessment Fishery Evaluation 

(SAFE) and plan team report, 

7. Final Action on Gulf of Alaska 

(GOA) sablefish longline pots, 

8. Discussion paper on Area 4A 

halibut retention in sablefish pots, 

9. Initial Review on Observer coverage 

on small Catcher Processors (CPs), 

10. Review methodology for BSAI 

Crab 10-year Review (SSC only), 

11. Review National Standard 1 (NS1) 

Guidelines (SSC only), 

12. Research Priorities: Review 

Classification, management priorities, 

13. Ecosystem Committee report, 

Bering Sea Fishery Ecosystem Plan (BS 

FEP), 

14. Staff Tasking. 

The Advisory Panel will address most 

of the same agenda issues as the Council 

except B reports. 

The SSC agenda will include the 

following issues: 

1. Salmon Genetics 

2. BSAI Crab 10-year review 

3. Research Priorities 

4. Scallop SAFE 

5. Observer Coverage 

6. Ecosystem Committee Report 

7. NS1 Guidelines 

In addition to providing ongoing 

scientific advice for fishery management 

decisions, the SSC functions as the 

Councils primary peer review panel for 

scientific information as described by 

the Magnuson-Stevens Act section 

302(g)(1)(e), and the National Standard 

2 guidelines (78 FR 43066). The peer 

review process is also deemed to satisfy 

the requirements of the Information 

Quality Act, including the OMB Peer 

Review guidelines. 

The Agenda is subject to change, and 

the latest version will be posted at 

http://www.npfmc.org. Background 

documents, reports, and analyses for 

review are posted on the Council Web 

site in advance of the meeting. The 

names and organizational affiliations of 

SSC members are also posted on the 

Web site. 

Although non-emergency issues not 

contained in this agenda may come 

before these groups for discussion, those 

issues may not be the subject of formal 

action during these meetings. Action 

will be restricted to those issues 

specifically listed in this notice and any 

issues arising after publication of this 

notice that require emergency action 

under section 305(c) of the MagnusonStevens Act, provided the public has 

been notified of the Council’s intent to 

take final action to address the 

emergency. 

Special Accommodations 

These meetings are physically 

accessible to people with disabilities. 


Rmajette on DSK2VPTVN1PROD with NOTICES
Federal Register / Vol. 80, No. 53 / Thursday, March 19, 2015 / Notices 14365 

1See 15 U.S.C. 1616(a). 

2See 15 U.S.C. 1616(b). 

3CARD Act Report, available at, http://

files.consumerfinance.gov/f/201309_cfpb_card-actreport.pdf. 

4The CARD Act’s provisions took effect in three 

stages: August 2009, February 2010, and October 

2011. 5Public Law 111–24, 123 Stat. 1734 (2009). 

Requests for sign language 

interpretation or other auxiliary aids 

should be directed to Gail Bendixen at 

(907) 271–2809 at least 7 working days 

prior to the meeting date. 

Dated: March 16, 2015. 

Tracey L. Thompson, 

Acting Deputy Director, Office of Sustainable 

Fisheries, National Marine Fisheries Service. 

[FR Doc. 2015–06308 Filed 3–18–15; 4:45 am] 

BILLING CODE 3510–22–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2015–0007] 

Request for Information Regarding 

Credit Card Market 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for 

information. 

SUMMARY: Section 502(a) of the Credit 

Card Accountability Responsibility and 

Disclosure Act of 2009 (CARD Act or 

Act) requires the Bureau of Consumer 

Financial Protection (Bureau or CFPB) 

to conduct a review (Review) of the 

consumer credit card market, within the 

limits of its existing resources available 

for reporting purposes. In connection 

with conducting that Review, and in 

accordance with Section 502(b) of the 

CARD Act, the Bureau is soliciting 

information from the public about a 

number of aspects of the consumer 

credit card market, described further 

below. 

DATES: Comments must be submitted on 

or before May 18, 2015 to be assured of 

consideration. 

ADDRESSES: You may submit responsive 

information and other comments, 

identified by the document title and 

Docket No. CFPB–2015–0007, by any of 

the following methods: 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Email: FederalRegisterComments@

cfpb.gov. Include the document title and 

Docket No. CFPB–2015–0007 in the 

subject line of the message. 

• Mail: Monica Jackson, Office of the 

Executive Secretary, Consumer 

Financial Protection Bureau, 1700 G 

Street NW., Washington, DC 20552. 

• Hand Delivery/Courier: Monica 

Jackson, Office of the Executive 

Secretary, Consumer Financial 

Protection Bureau, 1275 First Street NE., 

Washington, DC 20002. 

Instructions: All submissions should 

include the agency name and docket 

number for this proposal. Because paper 

mail in the Washington, DC area and at 

the Bureau is subject to delay, 

commenters are encouraged to submit 

comments electronically. In general, all 

comments received will be posted 

without change to http://

www.regulations.gov. In addition, 

comments will be available for public 

inspection and copying at 1275 First 

Street NE., Washington, DC 20002, on 

official business days between the hours 

of 10 a.m. and 5 p.m. Eastern Time. You 

can make an appointment to inspect the 

documents by telephoning (202) 435– 

7275. 

All comments, including attachments 

and other supporting materials, will 

become part of the public record and 

subject to public disclosure. Sensitive 

personal information, such as account 

numbers or social security numbers, 

should not be included. Comments 

generally will not be edited to remove 

any identifying or contact information. 

FOR FURTHER INFORMATION CONTACT: For 

general inquiries, submission process 

questions, or any additional 

information, please contact Wei Zhang, 

Division of Research, Markets and 

Regulations, Consumer Financial 

Protection Bureau, at (202) 435–7700, or 

wei.zhang@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Section 502(a) of the CARD Act 1

requires the Bureau to conduct a review, 

within the limits of its existing 

resources available for reporting 

purposes, of the consumer credit card 

market every two years. To inform that 

review, Section 502(b) 2 instructs the 

Bureau to seek public comment. 

The Bureau’s first such review was 

published in October, 2013.3 To inform 

the Bureau’s next review, the Bureau 

hereby invites members of the public, 

including consumers, credit card 

issuers, industry analysts, consumer 

advocates, and other interested persons 

to submit information and other 

comments relevant to the issued 

expressly identified in Section 2 below, 

as well as any information they believe 

is relevant to a review of the credit card 

market, including the impact of the 

CARD Act on that market. 

1. Background: The CARD Act 

The CARD Act was signed into law in 

May 2009.4 Passage of the Act was 

expressly intended to ‘‘establish fair and 

transparent practices related to the 

extension of credit’’ in the credit card 

market.5 To achieve these agreed-upon 

purposes, the Act changed the 

requirements applicable to credit card 

pricing in a number of significant 

respects including direct limits on a 

number of pricing practices that 

Congress deemed unfair or unclear to 

consumers. A high-level summary of 

CARD Act changes, along with further 

information about the CARD Act is 

available on the Bureau’s Web site at 

www.consumerfinance.gov/credit-cards. 

2. Issues on Which the Bureau Seeks 

Public Comment for Its Review 

In connection with its pending 

Review, the Bureau seeks information 

from members of the public about how 

the credit card market is functioning. 

The Bureau seeks comments in three 

primary areas. Firstly, the Bureau seeks 

comments on the continuing impact of 

the CARD Act on the credit card market, 

including but not limited to those 

questions explicitly outlined in Section 

502(a) and in (a) through (d) below. 

Secondly, the Bureau seeks comments 

on six areas of further interest as 

previously outlined in the previous 

Review, published October 2013, 

delineated in (e) through (j) below. 

Thirdly, the Bureau has since identified 

additional specific areas of interest on 

which it specifically seeks comment, 

outlined in (k) through (l). 

The Bureau wants to be alerted to and 

understand the information that 

consumers, credit card issuers, 

consumer groups, and others believe is 

most relevant to the Bureau’s review of 

the credit card market, so this list of 

subjects should not be viewed as 

exhaustive. Commenters are encouraged 

to address any other areas of interest or 

concern to them. 

Please feel free to comment generally 

and/or respond to any or all of the 

questions below but please be sure to 

indicate in your comments on which 

topic areas or questions you are 

commenting: 

(a) The Terms of Credit Card 

Agreements and the Practices of Credit 

Card Issuers 

How have the substantive terms and 

conditions of credit card agreements or 

the length and complexity of such 

agreements changed over the past two 

years? How have issuers changed their 

pricing, marketing, underwriting, or 

other practices? 


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