<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<RESTATED>
<MULTIPLIER> 1,000

<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   6-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997             DEC-31-1997
<PERIOD-START>                             JAN-01-1997             JAN-01-1997             JAN-01-1997
<PERIOD-END>                               SEP-30-1997             JUN-30-1997             MAR-31-1997
<CASH>                                          11,095                  13,093                  13,942
<INT-BEARING-DEPOSITS>                               0                       0                       0
<FED-FUNDS-SOLD>                                38,286                  34,962                  26,818
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                          0                       0                       0
<INVESTMENTS-CARRYING>                               0                       0                       0
<INVESTMENTS-MARKET>                                 0                       0                       0
<LOANS>                                        359,517                 276,461                 291,043
<ALLOWANCE>                                     23,847                  18,191                  19,357
<TOTAL-ASSETS>                                 525,665                 385,841                 381,498
<DEPOSITS>                                           0                       0                       0
<SHORT-TERM>                                   153,000                  49,000                 102,000
<LIABILITIES-OTHER>                            206,499                 180,858                 133,042
<LONG-TERM>                                          0                       0                       0
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                           192                     192                     192
<OTHER-SE>                                     165,974                 155,791                 146,264
<TOTAL-LIABILITIES-AND-EQUITY>                 525,665                 385,841                 381,498
<INTEREST-LOAN>                                 42,645                  26,155                  11,934
<INTEREST-INVEST>                                1,270                     755                     306
<INTEREST-OTHER>                                   568                     358                     190
<INTEREST-TOTAL>                                44,483                  27,268                  12,430
<INTEREST-DEPOSIT>                                   7                       7                       7
<INTEREST-EXPENSE>                               5,930                   3,532                   1,459
<INTEREST-INCOME-NET>                           38,553                  23,736                  10,971
<LOAN-LOSSES>                                   28,589                  17,483                  11,054
<SECURITIES-GAINS>                                   0                       0                       0
<EXPENSE-OTHER>                                 94,633                  66,777                  33,583
<INCOME-PRETAX>                                 45,519                  28,385                  12,582
<INCOME-PRE-EXTRAORDINARY>                      27,994                  17,457                   7,738
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                    27,994                  17,457                   7,738
<EPS-PRIMARY>                                     1.46                    0.91                    0.40
<EPS-DILUTED>                                     1.38                    0.87                    0.38
<YIELD-ACTUAL>                                    16.9                    16.6                    17.3
<LOANS-NON>                                          0                       0                       0
<LOANS-PAST>                                     9,756                   7,259                   7,437
<LOANS-TROUBLED>                                     0                       0                       0
<LOANS-PROBLEM>                                      0                       0                       0
<ALLOWANCE-OPEN>                                12,829                  12,829                  12,829
<CHARGE-OFFS>                                   20,834                  13,205                   5,450
<RECOVERIES>                                       448                     278                     118
<ALLOWANCE-CLOSE>                               23,847                  18,191                  19,357
<ALLOWANCE-DOMESTIC>                            23,847                  18,191                  19,357
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0


</TABLE>