<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     This schedule contains summary financial information extracted from the
1995 Audited Consolidated Financial Statements of Glen Burnie Bancorp and its
subsidiaries and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER>                                    1,000
       
<S>                             <C>
<PERIOD-TYPE>                                    YEAR
<FISCAL-YEAR-END>                         DEC-31-1995
<PERIOD-START>                            JAN-01-1995
<PERIOD-END>                              DEC-31-1995
<CASH>                                         9,450
<INT-BEARING-DEPOSITS>                         1,458
<FED-FUNDS-SOLD>                                   0
<TRADING-ASSETS>                                   0
<INVESTMENTS-HELD-FOR-SALE>                    68,597
<INVESTMENTS-CARRYING>                          6,002
<INVESTMENTS-MARKET>                            6,093
<LOANS>                                       154,170
<ALLOWANCE>                                     3,698
<TOTAL-ASSETS>                                246,165
<DEPOSITS>                                    221,121
<SHORT-TERM>                                    1,758
<LIABILITIES-OTHER>                             2,749
<LONG-TERM>                                         0
<PREFERRED-MANDATORY>                               0
<PREFERRED>                                         0
<COMMON>                                        7,274
<OTHER-SE>                                     13,263
<TOTAL-LIABILITIES-AND-EQUITY>                246,165
<INTEREST-LOAN>                                14,476
<INTEREST-INVEST>                               4,125
<INTEREST-OTHER>                                    0
<INTEREST-TOTAL>                               18,601
<INTEREST-DEPOSIT>                              7,163
<INTEREST-EXPENSE>                              7,262
<INTEREST-INCOME-NET>                          11,339
<LOAN-LOSSES>                                   7,925
<SECURITIES-GAINS>                                507
<EXPENSE-OTHER>                                 8,740
<INCOME-PRETAX>                                (3,421)
<INCOME-PRE-EXTRAORDINARY>                     (1,727)
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                   (1,727)
<EPS-PRIMARY>                                   (2.01)
<EPS-DILUTED>                                   (2.01)
<YIELD-ACTUAL>                                   8.73
<LOANS-NON>                                     2,375
<LOANS-PAST>                                    3,905
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                   408
<ALLOWANCE-OPEN>                                2,764
<CHARGE-OFFS>                                   7,061
<RECOVERIES>                                       70
<ALLOWANCE-CLOSE>                               3,698
<ALLOWANCE-DOMESTIC>                            3,698
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                             0
        



</TABLE>