<TABLE> <S> <C><ARTICLE>    9<LEGEND>    THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROMTHE QUARTERLY REPORT ON FORM  10-Q FOR THE FISCAL QUARTER ENDED SEPTEMBER 30,2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.<MULTIPLIER>    1,000<S>                                                      <C><PERIOD-TYPE>                                          9-MOS<PERIOD-START>                                   Jan-01-2000<FISCAL-YEAR-END>                                Dec-31-2000<PERIOD-END>                                     Sep-30-2000<TOTAL-ASSETS>                                       933,009<CASH>                                                16,527<INT-BEARING-DEPOSITS>                                   100<FED-FUNDS-SOLD>                                           0<TRADING-ASSETS>                                           0<INVESTMENTS-HELD-FOR-SALE>                          145,020<INVESTMENTS-CARRYING>                                88,832<INVESTMENTS-MARKET>                                  89,189<LOANS>                                              621,951<ALLOWANCE>                                            6,225<DEPOSITS>                                           602,913<SHORT-TERM>                                         122,006<LIABILITIES-OTHER>                                   25,592<LONG-TERM>                                           81,754<PREFERRED-MANDATORY>                                      0<PREFERRED>                                                0<COMMON>                                                  57<OTHER-SE>                                            91,934<TOTAL-LIABILITIES-AND-EQUITY>                       933,009<INTEREST-LOAN>                                       39,268<INTEREST-INVEST>                                     13,516<INTEREST-OTHER>                                         346<INTEREST-TOTAL>                                      53,130<INTEREST-DEPOSIT>                                    19,527<INTEREST-EXPENSE>                                    30,346<INTEREST-INCOME-NET>                                 22,784<LOAN-LOSSES>                                          1,350<SECURITIES-GAINS>                                   (1,068)<EXPENSE-OTHER>                                        3,958<INCOME-PRETAX>                                       10,499<INCOME-PRE-EXTRAORDINARY>                             6,461<EXTRAORDINARY>                                            0<CHANGES>                                                  0<NET-INCOME>                                           6,461<EPS-BASIC>                                             1.63<EPS-DILUTED>                                           1.59<YIELD-ACTUAL>                                          3.35<LOANS-NON>                                            2,751<LOANS-PAST>                                               2<LOANS-TROUBLED>                                           0<LOANS-PROBLEM>                                        3,100<ALLOWANCE-OPEN>                                       5,161<CHARGE-OFFS>                                            593<RECOVERIES>                                             307<ALLOWANCE-CLOSE>                                      6,225<ALLOWANCE-DOMESTIC>                                   6,225<ALLOWANCE-FOREIGN>                                        0<ALLOWANCE-UNALLOCATED>                                  353</TABLE>