<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheets and statements of income of One Valley Bancorp as
well as supplemental schedules of the analysis of loan losses and non-performing
assets and the consolidated average balance sheets and is qualified in its
entirety by reference to such financial statements and supplemental schedules.
</LEGEND>
<RESTATED> 
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1997
<PERIOD-END>                               MAR-31-1998             MAR-31-1997
<CASH>                                          156778                  125019
<INT-BEARING-DEPOSITS>                            3288                   12369
<FED-FUNDS-SOLD>                                  5364                   34397
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    1410300                 1140088
<INVESTMENTS-CARRYING>                          244379                  321683
<INVESTMENTS-MARKET>                            249668                  317730
<LOANS>                                        3537802                 3135212
<ALLOWANCE>                                      47871                   45308
<TOTAL-ASSETS>                                 5541836                 4905180
<DEPOSITS>                                     4249313                 3863200
<SHORT-TERM>                                    652241                  450030
<LIABILITIES-OTHER>                              51007                   53557
<LONG-TERM>                                      48872                   59886
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        370857                  297344
<OTHER-SE>                                      169546                  181163
<TOTAL-LIABILITIES-AND-EQUITY>                 5541836                 4905180
<INTEREST-LOAN>                                  73809                   67806
<INTEREST-INVEST>                                26086                   23379
<INTEREST-OTHER>                                   191                     472
<INTEREST-TOTAL>                                100086                   91657
<INTEREST-DEPOSIT>                               38438                   35664
<INTEREST-EXPENSE>                               48113                   42177
<INTEREST-INCOME-NET>                            51973                   49480
<LOAN-LOSSES>                                     2594                    1458
<SECURITIES-GAINS>                                 537                    (45)
<EXPENSE-OTHER>                                  38267                   34342
<INCOME-PRETAX>                                  25456                   24860
<INCOME-PRE-EXTRAORDINARY>                       25456                   24860
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     16511                   16365
<EPS-PRIMARY>                                      .52                     .51
<EPS-DILUTED>                                      .51                     .50
<YIELD-ACTUAL>                                    8.23                    8.32
<LOANS-NON>                                      11406                   10691
<LOANS-PAST>                                      4574                    4489
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 45048                   45055
<CHARGE-OFFS>                                     2252                    1702
<RECOVERIES>                                       509                     497
<ALLOWANCE-CLOSE>                                47871                   45308
<ALLOWANCE-DOMESTIC>                             47871                   45308
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        


</TABLE>