<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTERLY PERIOD ENDED MARCH 31,
2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000893847
<NAME> EXCHANGE NATIONAL BANCSHARES, INC.
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                          22,013
<INT-BEARING-DEPOSITS>                           2,805
<FED-FUNDS-SOLD>                                 3,450
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    103,720
<INVESTMENTS-CARRYING>                          26,418
<INVESTMENTS-MARKET>                            26,669
<LOANS>                                        356,154
<ALLOWANCE>                                      5,312
<TOTAL-ASSETS>                                 544,181
<DEPOSITS>                                     430,881
<SHORT-TERM>                                    18,056
<LIABILITIES-OTHER>                              4,739
<LONG-TERM>                                     33,666
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,219
<OTHER-SE>                                      55,621
<TOTAL-LIABILITIES-AND-EQUITY>                 544,181
<INTEREST-LOAN>                                  7,376
<INTEREST-INVEST>                                1,969
<INTEREST-OTHER>                                   123
<INTEREST-TOTAL>                                 9,468
<INTEREST-DEPOSIT>                               3,982
<INTEREST-EXPENSE>                               4,740
<INTEREST-INCOME-NET>                            4,728
<LOAN-LOSSES>                                      258
<SECURITIES-GAINS>                                (28)
<EXPENSE-OTHER>                                  3,377
<INCOME-PRETAX>                                  1,929
<INCOME-PRE-EXTRAORDINARY>                       1,929
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,929
<EPS-BASIC>                                       1.10
<EPS-DILUTED>                                     1.10
<YIELD-ACTUAL>                                    4.05
<LOANS-NON>                                      2,306
<LOANS-PAST>                                       145
<LOANS-TROUBLED>                                    60
<LOANS-PROBLEM>                                  6,058
<ALLOWANCE-OPEN>                                 5,047
<CHARGE-OFFS>                                      106
<RECOVERIES>                                       113
<ALLOWANCE-CLOSE>                                5,312
<ALLOWANCE-DOMESTIC>                             3,378
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,934


</TABLE>