<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial  information extracted from Consolidated
Balance  Sheets of Cowlitz  Bancorporation  as of December 31, 1998 and December
31, 1997 and related Consolidated Statements of Income, Changes in Shareholders'
Equity and Cash Flows for the period ended December 31, 1998 and is qualified in
its entirety by reference to such financial statements.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                          22,705
<INT-BEARING-DEPOSITS>                          89,299
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      7,065
<INVESTMENTS-CARRYING>                           4,465
<INVESTMENTS-MARKET>                             4,487
<LOANS>                                        132,046
<ALLOWANCE>                                      1,814
<TOTAL-ASSETS>                                 178,345
<DEPOSITS>                                     122,361
<SHORT-TERM>                                     2,275
<LIABILITIES-OTHER>                                990
<LONG-TERM>                                     21,799
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        18,251
<OTHER-SE>                                      12,669
<TOTAL-LIABILITIES-AND-EQUITY>                 178,345
<INTEREST-LOAN>                                 14,103
<INTEREST-INVEST>                                  958
<INTEREST-OTHER>                                 1,305
<INTEREST-TOTAL>                                16,366
<INTEREST-DEPOSIT>                               4,942
<INTEREST-EXPENSE>                               1,559
<INTEREST-INCOME-NET>                            9,865
<LOAN-LOSSES>                                      509
<SECURITIES-GAINS>                                   5
<EXPENSE-OTHER>                                  6,927
<INCOME-PRETAX>                                  3,407
<INCOME-PRE-EXTRAORDINARY>                       3,407
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,226
<EPS-PRIMARY>                                      .60
<EPS-DILUTED>                                      .57
<YIELD-ACTUAL>                                   10.09
<LOANS-NON>                                      2,737
<LOANS-PAST>                                         9
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,970
<CHARGE-OFFS>                                      727
<RECOVERIES>                                        17
<ALLOWANCE-CLOSE>                                1,814
<ALLOWANCE-DOMESTIC>                             1,814
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>