<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
The  financial   data  schedule   contains   financial   information   from  the
Corporation's  interim  consolidated   financial  statements  contained  in  its
quarterly  report  on Form  10-Q for the  period  ended  March  31,  2000 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER>                                   1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-END>                                   MAR-31-2000
<CASH>                                              16,694
<INT-BEARING-DEPOSITS>                                 970
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                         78,827
<INVESTMENTS-CARRYING>                                   0
<INVESTMENTS-MARKET>                                     0
<LOANS>                                            904,360
<ALLOWANCE>                                          4,968
<TOTAL-ASSETS>                                   1,048,344
<DEPOSITS>                                         733,081
<SHORT-TERM>                                       123,727
<LIABILITIES-OTHER>                                 13,209
<LONG-TERM>                                         99,126
<PREFERRED-MANDATORY>                                   65
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                          79,136
<TOTAL-LIABILITIES-AND-EQUITY>                   1,048,344
<INTEREST-LOAN>                                     17,267
<INTEREST-INVEST>                                    1,171
<INTEREST-OTHER>                                       250
<INTEREST-TOTAL>                                    18,688
<INTEREST-DEPOSIT>                                   8,019
<INTEREST-EXPENSE>                                  11,332
<INTEREST-INCOME-NET>                                7,356
<LOAN-LOSSES>                                          330
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                      5,216
<INCOME-PRETAX>                                      3,383
<INCOME-PRE-EXTRAORDINARY>                               0
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         2,173
<EPS-BASIC>                                          .37
<EPS-DILUTED>                                          .36
<YIELD-ACTUAL>                                        3.03
<LOANS-NON>                                          1,351
<LOANS-PAST>                                         1,984
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                     4,714
<CHARGE-OFFS>                                          152
<RECOVERIES>                                            76
<ALLOWANCE-CLOSE>                                    4,968
<ALLOWANCE-DOMESTIC>                                 3,940
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                              1,028


</TABLE>