<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheets and statements of income of One Valley Bancorp as
well as supplemental schedules of the analysis of loan losses and non-performing
assets and the consolidated average balance sheets and is qualified in its
entirety by reference to such financial statements and supplemental schedules.
</LEGEND>
<RESTATED> 
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1997
<PERIOD-END>                               JUN-30-1998             JUN-30-1997
<CASH>                                          155574                  153515
<INT-BEARING-DEPOSITS>                            1990                   10964
<FED-FUNDS-SOLD>                                 47042                   23875
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    1386666                 1179412
<INVESTMENTS-CARRYING>                          241600                  321242
<INVESTMENTS-MARKET>                            247966                  320454
<LOANS>                                        3674682                 3180089
<ALLOWANCE>                                      48907                   44377
<TOTAL-ASSETS>                                 5688065                 5005479
<DEPOSITS>                                     4248278                 3885716
<SHORT-TERM>                                     29671                   40375
<LIABILITIES-OTHER>                              59201                   44942
<LONG-TERM>                                      41862                   57880
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        371622                  299048
<OTHER-SE>                                      180400                  183220
<TOTAL-LIABILITIES-AND-EQUITY>                 5688065                 5005479
<INTEREST-LOAN>                                 151854                  137258
<INTEREST-INVEST>                                51850                   47032
<INTEREST-OTHER>                                   672                     847
<INTEREST-TOTAL>                                204376                  185137
<INTEREST-DEPOSIT>                               77960                   72443
<INTEREST-EXPENSE>                               97485                   85576
<INTEREST-INCOME-NET>                           106891                   99561
<LOAN-LOSSES>                                     4888                    3292
<SECURITIES-GAINS>                                 723                     147
<EXPENSE-OTHER>                                  78428                   69032
<INCOME-PRETAX>                                  52522                   50212
<INCOME-PRE-EXTRAORDINARY>                       52522                   50212
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     34530                   33045
<EPS-PRIMARY>                                     1.07                    1.03
<EPS-DILUTED>                                     1.05                    1.01
<YIELD-ACTUAL>                                    8.18                    8.33
<LOANS-NON>                                       8387                    9845
<LOANS-PAST>                                      5864                    5512
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 45048                   45055
<CHARGE-OFFS>                                     3982                    4879
<RECOVERIES>                                       981                     909
<ALLOWANCE-CLOSE>                                48907                   44377
<ALLOWANCE-DOMESTIC>                             48907                   44377
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        


</TABLE>