WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>


     EXHIBIT 27 - FINANCIAL DATA SCHEDULE
     <ARTICLE>                                             9
     <PERIOD-TYPE>                                     6-MOS
     <FISCAL-YEAR-END>                           DEC-31-1997
     <PERIOD-END>                                JUN-30-1998
     <CASH>                                           26,979
     <INT-BEARING-DEPOSITS>                              307
     <FED-FUNDS-SOLD>                                 72,000
     <TRADING-ASSETS>                                      0
     <INVESTMENTS-HELD-FOR-SALE>                     305,616
     <INVESTMENTS-CARRYING>                           15,716
     <INVESTMENTS-MARKET>                             16,488
     <LOANS>                                         689,301
     <ALLOWANCE>                                      12,454
     <TOTAL-ASSETS>                                1,067,196
     <DEPOSITS>                                      924,955
     <SHORT-TERM>                                     10,534
     <LIABILITIES-OTHER>                              18,685
     <LONG-TERM>                                      25,395
     <COMMON>                                         32,113
     <PREFERRED-MANDATORY>                                 0
     <PREFERRED>                                           0
     <OTHER-SE>                                       55,514
     <TOTAL-LIABILITIES-AND-EQUITY>                  982,234
     <INTEREST-LOAN>                                  29,464
     <INTEREST-INVEST>                                 9,938
     <INTEREST-OTHER>                                    389
     <INTEREST-TOTAL>                                 39,791
     <INTEREST-DEPOSIT>                               17,490
     <INTEREST-EXPENSE>                               18,551
     <INTEREST-INCOME-NET>                            21,240
     <LOAN-LOSSES>                                       990
     <SECURITIES-GAINS>                                   45
     <EXPENSE-OTHER>                                  15,483
     <INCOME-PRETAX>                                   8,654
     <INCOME-PRE-EXTRAORDINARY>                        8,654
     <EXTRAORDINARY>                                       0
     <CHANGES>                                             0
     <NET-INCOME>                                      5,918
     <EPS-PRIMARY>                                       .67
     <EPS-DILUTED>                                       .66
     <YIELD-ACTUAL>                                     4.36
     <LOANS-NON>                                       4,890
     <LOANS-PAST>                                        886
     <LOANS-TROUBLED>                                      0
     <LOANS-PROBLEM>                                       0
     <ALLOWANCE-OPEN>                                 12,831
     <CHARGE-OFFS>                                     1,827
     <RECOVERIES>                                        460
     <ALLOWANCE-CLOSE>                                12,454
     <ALLOWANCE-DOMESTIC>                                  0
     <ALLOWANCE-FOREIGN>                                   0
     <ALLOWANCE-UNALLOCATED>                          12,454

</TABLE>