cyberinfoexh10_1.htm


    
      

    

    Exhibit
10.1


     

     

    PROMISSORY
NOTE

    


    
      	
              Borrowers:

            	
              Cyber
      Informatix, Inc., a Nevada Corporation located at 1785 E. Sahara Avenue,
      Suite 490, Las Vegas, Nevada 89104; and Terry G. Bowering, of 10 Cedar
      Meadow Drive, Regina, Saskatchewan, S4X 3J6, Canada, (individually and
      collectively the "Borrowers")

            
	
              Lender:

            	
              Cyberinformatix,
      Inc., a Florida Corporation

            


    

    


    Principal
Amount:                                       $15,000.00

    Interest:                                                         8.00
percent

     

    
      	
               
      

            	
              1.

            	
              FOR
      VALUE RECEIVED, The Borrowers promise to pay to Cyberinformatix, Inc., a
      Florida Corporation (hereafter referred to as “Lender”) by Bank Wire
      Transfer (Instructions provided in “Schedule A”) to Lender’s bank account
      at First Commercial Bank of Florida, or at such address and directions as
      may later be provided in writing to the Borrowers, the principal sum of
      fifteen thousand  ($15,000.00 ) USD, plus 8.00% interest payable
      on the unpaid principal.

            


    

     

    
      	
               
      

            	
              2.

            	
              The due date of the Note will
      be 12 months from the date of execution of this Note, to be repaid in
      full. No payments and/or interest are required to be paid prior to the due
      date.

            


    

     

    
      	
               
      

            	
              3.

            	
              At any time prior to the due
      date of this Note, the Borrowers may elect to pay the outstanding balance
      (or a portion thereof) then owing under this Note to Lender, without bonus
      or penalty.

            


    

     

    
      	
               
      

            	
              4.

            	
              If
      the Borrowers default in payment as required under this Note, or after
      demand for thirty (30)
      days after the due date, the Security will be immediately provided
      to Lender, and Lender is granted all rights of repossession as a secured
      party.

            


    

     

    
      	
               
      

            	
              5.

            	
              This
      Note will be construed in accordance with and governed by the laws of the
      State of Florida.

            


    

     

    
      	
               
      

            	
              6.

            	
              If
      any term, covenant, condition or provision of this Note is held by a court
      of competent jurisdiction to be invalid, void or unenforceable, it is the
      parties' intent that such provision be reduced in scope by the court only
      to the extent deemed necessary by that court to render the provision
      reasonable and enforceable and the remainder of the provisions of this
      Note will in no way be affected, impaired or invalidated as a
      result.

            


    

     

    
      	
               
      

            	
              7.

            	
              All
      costs, expenses and expenditures including, and without limitation, the
      complete legal costs, fees and expenses incurred by Lender in enforcing
      this Note as a result of any default by the Borrowers, will be added to
      the principal then outstanding and will immediately be paid by the
      Borrowers. In the case of the Borrowers' default and the acceleration of
      the amount due by Lender, all amounts outstanding under this Note will
      bear interest at the rate of 12 percent per annum from the date of demand
      until paid.

            


    

     

    
      	
               
      

            	
              8.

            	
              This
      Note will enure to the benefit of and be binding upon the respective
      heirs, executors, administrators, successors and assigns of the Borrowers
      and Lender. The Borrowers waive presentment for payment, notice of
      non-payment, protest and notice of protest.  This Note is not
      assignable by Borrower unless agreed to in writing by
    Lender.

            


    

     

    
      	
               
      

            	
              9.

            	
              This
      Note is given to secure the payment of the purchase price of the following
      security (the 'Security'): All domains, including domain account of Cyber
      Informatix, Inc., including as a minimum all domains transferred by
      Cyberinformatix, Inc. on September 30, 2007 to Borrower. All intellectual
      property, source code and graphics, website, hosting account, aweber
      account, clickbank account, tangible
assets,

            


    

     

    


    
      
        
           


        

        
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              intangible
      assets for Cyber Informatix, Inc., all in at least the same condition
      existing when transferred to Borrower on September 30,
    2007.

            


    

     

    
      	 	
              10.

            	
              Title
      to the Security will be transferred to the Borrowers at execution of this
      Note. Lender will retain a vendors' lien in the Security and the Borrowers
      grant to Lender a security interest in the Security until this Note is
      paid in full. Lender will be listed as a lender on the title of the
      Security whether or not Lender elects to perfect a seller's security
      interest in the Security.

            


    

     

     

     

    IN
WITNESS WHEREOF Cyber Informatix, Inc., and Terry Bowering duly affixed their
signatures under seal on this __28___ day of _September _, _2007_.

     

    
      	SIGNED, SEALED, AND DELIVERED
      

              this
      _____ day of _____________, _____ in front 

              of
      the person below who is over 18 years of age 

              and
      not involved with the contents of this 

              document
      or related to any of the parties in this 

              document.

               

              __________________________

              (signature
      of witness)

               

              WITNESS
      DETAILS:

            	 	  

              By: /s/ Terry G. Bowering,
      Director     

              For: Cyber Informatix,
      Inc.

               

              
                By: /s/ Terry G.
      Bowering                     
      

                For: Terry Bowering,
      Guarantor

              

            
	Name:        
      ________________	 	 
	Address:  
       ________________	 	 
	                   
      ________________	 	 
	 	 	 


    

    


     

     

     

     

     

     

    


    
      
        
           


        

        
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