<TABLE> <S> <C>

<PAGE>
 
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S ANNUAL REPORT ON FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1998 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                               0
<INT-BEARING-DEPOSITS>                          28,118
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                            48,363
<LOANS>                                        105,776
<ALLOWANCE>                                      2,735
<TOTAL-ASSETS>                                 191,413
<DEPOSITS>                                     148,545
<SHORT-TERM>                                       967
<LIABILITIES-OTHER>                                442
<LONG-TERM>                                     25,145
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,361
<OTHER-SE>                                      14,953
<TOTAL-LIABILITIES-AND-EQUITY>                 191,413
<INTEREST-LOAN>                                  9,919
<INTEREST-INVEST>                                2,126
<INTEREST-OTHER>                                 1,014
<INTEREST-TOTAL>                                13,059
<INTEREST-DEPOSIT>                               5,308
<INTEREST-EXPENSE>                               1,259
<INTEREST-INCOME-NET>                            6,492
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                 104
<EXPENSE-OTHER>                                  2,275
<INCOME-PRETAX>                                  2,423
<INCOME-PRE-EXTRAORDINARY>                       2,423
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,564
<EPS-PRIMARY>                                     1.15
<EPS-DILUTED>                                     1.13
<YIELD-ACTUAL>                                    8.23
<LOANS-NON>                                        430
<LOANS-PAST>                                       121
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    173
<ALLOWANCE-OPEN>                                 2,665
<CHARGE-OFFS>                                       77
<RECOVERIES>                                       147
<ALLOWANCE-CLOSE>                                2,735
<ALLOWANCE-DOMESTIC>                             2,735
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>