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###### Bureau of Consumer Financial Protection

          - [Docket No: CFPB-2015-0003]

# AGENCY:

Bureau of Consumer Financial Protection.

# ACTION:

Notice and request for comment.

# SUMMARY:

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau) is proposing a new information collection request titled, “Consumer and College Credit Card Agreements.”

# DATES:

Written comments are encouraged and must be received on or before March 19, 2015 to be assured of consideration.

# ADDRESSES:

You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods:
      - Electronic: http://www.regulations.gov.                          Follow the instructions for submitting comments.                    
      - OMB: Office of Management and Budget, New Executive Office Building, Room 10235, Washington, DC 20503 or fax to (202) 395-5806. Mailed or faxed comments to OMB should be to the attention of the OMB Desk Officer for the Bureau of Consumer Financial Protection.

*Please note that comments submitted after the comment period will not be accepted.*                         In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or social security numbers, should not be included.                    

      ( print page 8292)    

# FOR FURTHER INFORMATION CONTACT:

                        Documentation prepared in support of this information collection request is available at                         *www.reginfo.gov*                         (this link active on the day following publication of this notice). Select “information Collection Review,” under “Currently under review, use the dropdown menu “Select Agency” and select “Consumer Financial Protection Bureau” (recent submissions to OMB will be at the top of the list). The same documentation is also available at                         *http://www.regulations.gov.*                         Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email:                         *PRA@cfpb.gov. Please do not submit comments to this email box.*

# SUPPLEMENTARY INFORMATION:

*Title of Collection:*                     Consumer and College Credit Card Agreements.                

*OMB Control Number:*                     3170-XXXX.                

*Type of Review:*                     Request for a new OMB control number for an existing collection without OMB approval.                

*Affected Public:*                     Private sector.                

*Estimated Number of Respondents:*                     430.                

*Estimated Total Annual Burden Hours:*                     430.                

*Abstract:*                     Sections 204 and 305 of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) and 12 CFR 226.57(d) and 226.58 require card issuers to submit to the Consumer Financial Protection Bureau (CFPB):                
    - Agreements between the issuer and a consumer under a credit card account for an open-end consumer credit plan; and
    - any college credit card agreements to which the issuer is a party and certain additional information regarding those agreements.

The data collections enable the CFPB to provide consumers with a centralized depository for consumer and college credit card agreements. It also presents information to the public regarding the arrangements between financial institutions and institutions of higher education.

*Request for Comments:*                     The Bureau issued a 60-day                     **Federal Register**                     notice on October 17, 2014, (79 FR 62421). Comments were solicited and continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau's estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be summarized and/or included in the request for Office of Management and Budget (OMB) approval. All comments will become a matter of public record.                

Dated: February 3, 2015.

Ashwin Vasan,

Chief Information Officer, Bureau of Consumer Financial Protection.

[FR Doc. 2015-03084 Filed 2-13-15; 8:45 am]

BILLING CODE 4810-AM-P