Exhibit 10.11

|(Bilateral Form) | (ISDA Agreements
      Subject to New York Law Only)
|---------------- | ----------------------------------------------------

ISDA®

International Swaps and Derivatives Association, Inc.

CREDIT SUPPORT ANNEX

to the Schedule to the

ISDA MASTER AGREEMENT

dated as of November 16, 2004 between

WACHOVIA BANK, NATIONAL ASSOCIATION ("Party A")

and

GOLD BANK ("Party B")

This Annex supplements, forms part of,
  and is subject to, the ISDA Master Agreement referred to above (this "Agreement"),
  is part of its Schedule and is a Credit Support Document under this Agreement
  with respect to each party.

Accordingly, the parties agree as follows:
  

Paragraphs 1 - 12. Incorporation

Paragraphs 1 through 12 inclusive of the
  ISDA Credit Support Annex (Bilateral Form) (ISDA Agreements Subject to New York
  Law Only) published in 1994 by the International Swaps and Derivatives Association,
  Inc. are incorporated herein by reference and made a part hereof.

Paragraph 13. Elections and Variables

|(a) | Security
        Interest for "Obligations."The term"Obligations"as
        used in this Annex includes no additional obligations with respect to
        Party A and Party B.
|--- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|    |                                                                                                                                                                               
|(b) | Credit
        Support Obligations.                                                                                                                                           
|    |                                                                                                                                                                               
|    | (i)                                                                                                                                                                           
|    |                                                                                                                                                                               
|    | (A)                                                                                                                                                                           



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| |      |                                                                                                                                                                                                                                                                                                                                              
| | ---- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| | (B)  | "Return Amount"has
      the meaning specified in Paragraph 3(b).                                                                                                                                                                                                                                                                            
| |      |                                                                                                                                                                                                                                                                                                                                              
| | (C)  | "Credit Support Amount"has
      the meaning specified in Paragraph 3.                                                                                                                                                                                                                                                                       
| |      |                                                                                                                                                                                                                                                                                                                                              
| | (ii) | Eligible Collateral.The following items will qualify as"Eligible Collateral"for
        the party specified, provided that the Secured Party shall be entitled
        at any time, and from time to time, not to accept as Eligible Collateral
        any of the following which constitute Ineligible Securities as defined
        below:

| |     |                                                                                                                                                                                                                                                                                                                                                                                         |         |         |                           
| | --- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------- | ------- | --------------------------
| |     |                                                                                                                                                                                                                                                                                                                                                                                         | Party A | Party B | Valuation
      Percentage
| |     |                                                                                                                                                                                                                                                                                                                                                                                         |         |         |                           
| | (A) | Cash:U.S.
        Dollars in depositary account form.                                                                                                                                                                                                                                                                                                                                   | YES     | YES     | 100%                      
| |     |                                                                                                                                                                                                                                                                                                                                                                                         |         |         |                           
| | (B) | TreasuryBills:negotiable obligations issued by
        the U.S. Treasury Department having a remaining maturity of not more than
        one year.                                                                                                                                                                                                                                      | YES     | YES     | 98%                       
| |     |                                                                                                                                                                                                                                                                                                                                                                                         |         |         |                           
| | (C) | Treasury Notes:negotiable debt obligations issued by the
        U.S. Treasury Department having a remaining maturity of more than one
        year but not more than 10 years.                                                                                                                                                                                                         | YES     | YES     | 98%                       
| |     |                                                                                                                                                                                                                                                                                                                                                                                         |         |         |                           
| | (D) | Treasury Bonds:negotiable debt obligations issued by the
        U.S. Treasury Department having a remaining maturity of more than 10 years
        but not more than 30 years.                                                                                                                                                                                                         | YES     | YES     | 92%                       
| |     |                                                                                                                                                                                                                                                                                                                                                                                         |         |         |                           
| | (E) | Agency Securities:negotiable debt obligations of the Federal
        National Mortgage Association (FNMA), Federal Home Loan Mortgage Corporation
        (FHLMC), Federal Home Loan Banks (FHLB), Federal Farm Credit Banks (FFCB),
        Student Loan Marketing Association (SLMA), Tennessee Valley Authority
        (TVA) having a remaining maturity of not more than 30 years. | YES     | YES     | 92%                       
| |     |                                                                                                                                                                                                                                                                                                                                                                                         |         |         |                           
| | (F) | FHLMC Certificates.Mortgage participation certificates issued
        by FHLMC evidencing undivided interests or participations in pools of
        first lien conventional or FHA/VA residential mortgages or deeds of trust,
        guaranteed by FHLMC, and having a remaining maturity of not more than
        30 years.                                                          | YES     | YES     | 92%                       

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| |  | Threshold | Credit Rating (S&P) | Credit Rating  
| |  | --------- | ------------------- | ---------------
| |  |           |                     |                
| |  |           |                     |                
| |  | $         | 30,000,000          | AAA            
| |  | $         | 20,000,000          | AA-, AA and AA+
| |  | $         | 10,000,000          | A-, A and A+   
| |  | $         | 5,000,000           | BBB and BBB+   
| |  | $         | 0                   | BBB- and below 

| |     |                                                                                                                                                                                                                                                                                                                        
| | --- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| |     | "Threshold"means
      for Party B: zero                                                                                                                                                                                                                                                                               
| |     |                                                                                                                                                                                                                                                                                                                        
| | (C) | "Minimum Transfer
        Amount"means, 'for Party A on any date
        of determination,(a) the
        amount set forth opposite the Credit Rating of Party A on that date, or
        (b) zero if on that date Party A does not have a Credit Rating or an Event
        of Default exists with respect to Party A:

| |  |                  |                     |                
| |  | ---------------- | ------------------- | ---------------
| |  | Minimum Transfer | Credit Rating (S&P) | Credit Rating  
| |  | Amount           |                     | (Moody's)      
| |  |                  |                     |                
| |  | $                | 5,000,000           | AAA            
| |  | $                | 3,000,000           | AA-, AA and AA+
| |  | $                | 1,000,000           | A-, A and A+   
| |  | $                | 500,000             | BBB and BBB+   
| |  | $                | 0                   | BBB- and below 

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|(c)
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|    |                                                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                      
|--- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|    | (iii)                                                                                                                                                                                                                                                                                           | "Valuation
        Time"means the close of business in
        New York City on the Local Business Day before the Valuation Date or date
        of calculation, as applicable; provided that the calculations of Value
        and Exposure will be made as of approximately the same time on the same
        date.
|    |                                                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                      
|    | (iv)                                                                                                                                                                                                                                                                                            | "Notification
        Time"means 11:00 a.m., New York time,
        on a Local Business Day.                                                                                                                                                                                                                         
|    |                                                                                                                                                                                                                                                                                                
|(d) | Conditions
        Precedent and Secured Party's Rights and Remedies.The
        following Termination Event(s) will be a"Specified
        Condition"for the party specified (that
        party being the Affected Party if the Termination Event occurs with respect
        to that party):

| |            |         |        
| | ---------- | ------- | -------
| |            | Party A | Party B
| |            |         |        
| | Illegality | YES     | YES    

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|    |                                             
|--- | --------------------------------------------
|(g) | Holding
        and Using Posted Collateral.
|    |                                             
|    | (i)                                         
|    |                                             
|    | (A)                                         
|    |                                             
|    | (1)                                         
|    |                                             
|    | (2)                                         
|    |                                             
|    | (3)                                         
|    |                                             
|    | (4)                                         
|    |                                             
|    | (B)                                         
|    |                                             
|    | (1)                                         
|    |                                             
|    | (2)                                         
|    |                                             
|    | (3)                                         
|    |                                             
|    | (4)                                         
|    |                                             
|    | (ii)                                        
|    |                                             
|(h) | Interest
        Amount.                    
|    |                                             
|    | (i)                                         

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|    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|--- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|    | (ii)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            
|    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|    | (iii)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           
|    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|(i) | Additional
        Representation(s).Not applicable.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            
|    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|(j) | Other
        Eligible Support and Other Posted Support.Not
        applicable.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|(k) | Demands
        and Notices.All demands, specifications
        and notices under this Annex will be made to a party as follows unless
        otherwise specified from time to time by that party for purposes of this
        Annex in a written notice given to the other party:To Party A:WACHOVIA BANK, NATIONAL ASSOCIATION201 South College Street 
        6thFloor
        
        Charlotte, NC 28288-0601Attention: Collateral Management GroupPhone: 704-383-9529 
        Fax: 704-383-3394To Party B:GOLD BANKRick J. Tremblay 
        11301 Nall Avenue 
        Leawood, KS 66211Attention: Rick J. TremblayFax: (913) 451-8004 
        Phone: (913) 323-7703
|    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|(l) | Addresses
        for Transfers.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                
|    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
|    | (i)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

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|    |                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  
|--- | ----------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|    | (ii)              | For each Transfer
        hereunder to Party B, instructions will be provided by Party B for that
        specific Transfer.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     
|    |                  
|(m) | Other Provisions.
|    |                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  
|    | (i)               | Additional
        Definitions.As used in this Annex,
        the following terms have the following meanings:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
|    |                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  
|    |                   | "Credit Rating"means, for a party or entity on any
        date of determination, (a) the Long-Term Counterparty Rating then assigned
        to it by Standard & Poor's Ratings Services, a division of the McGraw-Hill
        Companies, Inc. ("S&P") or the Counterparty Rating then assigned to
        it by Moody's Investors Service ("Moody's'), or (b) if a party does not
        have either a Long-Term Counterparty Rating assigned to it by S&P
        or a Counterparty Rating assigned to it by Moody's, then its Credit Rating
        will be the respective rating then assigned to its unsecured and unsubordinated
        long-term debt or deposit obligations by either S&P or Moody's. If
        such ratings are assigned by both S&P and Moody's, then its Credit
        Rating will be the lower of such ratings.
|    |                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  
|    |                   | "Ineligible
        Securities"means any obligations, securities,
        certificates or instruments that (i) are denominated in a currency other
        than U.S. Dollars, (ii) are issued other than in Federal Reserve book
        entry form, or (iii) constitute or include structured notes or other structured
        debt instruments, real estate mortgage investment conduits, collateralized
        mortgage obligations, guaranteed mortgage certificates, interest-only
        securities, principal-only securities or any securities representing interests
        in, or are composed in whole or in part of, residual or high risk mortgage
        derivatives or other derivatives.                                                                                                                                    
|    |                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  
|    | (ii)              | Exposure.All
        calculations of "Exposure" under this Annex shall include all Transactions,
        including all Specified Transactions that have been or will be entered
        into between the parties (whether or not evidenced by a Confirmation).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
|    |                   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  
|    | (iii)             | Grace Period.Clause (i) of Paragraph 7 is hereby
        amended by deleting the words "two Local Business Days" and substituting
        therefor "one Local Business Day."                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     







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IN WITNESS WHEREOFthe parties have executed this Credit Support Annex as of the date hereof.

WACHOVIA BANK, NATIONAL ASSOCIATION

By: /s/ Harold E. Sprague, III
  Name: Harold E. Sprague, III 
  Title: Vice President

GOLD BANK

By: /s/ Rick J. Tremblay
  Name: Rick J. Tremblay 
  Title: Exec. V.P. and CFO



















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