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                                                                   Exhibit 10(e)


                          COMPUNET ENGINEERING, INC.

                             EMPLOYMENT AGREEMENT


     THIS EMPLOYMENT AGREEMENT made and entered into as the 10th day of 
February, 1999, by and between COMPUNET ENGINEERING, INC. (formerly known as 
Gold Banc Acquisition Corporation V, Inc. and referred to herein as 
"CORPORATION"), JOSEPH F. SMITH (hereinafter referred to as "EMPLOYEE") and GOLD
BANC CORPORATION, INC. ("Gold").

     WITNESSETH:

     WHEREAS, the CORPORATION is presently engaged in the business of design, 
implementation, integration and administration of local and wide area computer 
networks and administration of consolidated bank back office operations 
including operation of a data center and operation of a call center, and

     WHEREAS, the parties hereto desire to set forth the terms and conditions by
which EMPLOYEE will become employed as the President of the CORPORATION.

     NOW, THEREFORE, in consideration of the mutual covenants and promises 
herein contained, the parties hereto agree as follows:

     1.   EMPLOYMENT.  The CORPORATION hereby employs and the EMPLOYEE hereby 
accepts employment from the CORPORATION upon the terms and conditions herein 
set forth.

     2.   TERM.  The term of this agreement shall begin as of the 10th day of 
February, 1999, and shall continue until terminated as provided hereinafter.

     3.   COMPENSATION.  EMPLOYEE shall receive base compensation of One Hundred
Twenty-Five Thousand Dollars ($125,000.00) per year payable in periodic 
installments in the same manner as all other employees of the CORPORATION are 
paid. All compensation is subject to all requisite withholdings. The CORPORATION
and the EMPLOYEE shall review EMPLOYEE's base compensation not less often than 
annually.

     4. DUTIES.  The CORPORATION hereby employs EMPLOYEE to serve as President 
of the CORPORATION and to perform duties commensurate with such position, as 
determined from time to time by the Board of Directors of the CORPORATION. 
EMPLOYEE agrees to devote his full time, efforts and attention to the discharge
of his duties hereunder.

     In addition, the parties agree that EMPLOYEE will serve as chief technology
officer of Gold. Gold is the sole shareholder of the CORPORATION and EMPLOYEE 
agrees to provide additional services on behalf of Gold consistent with such 
designation, it being understood, however, that no additional compensation will 
be payable to EMPLOYEE for the provision of any such services.

     5.   WORKING FACILITIES.  The CORPORATION will furnish the EMPLOYEE with 
adequate working facilities, professional staff, supplies and other such 
facilities, technology and services as are required for the adequate performance
of his duties hereunder.

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     6.   EXPENSES.  EMPLOYEE will be entitled to reimbursement of business 
expenses, including business mileage reimbursement, incurred in the performance 
of his duties hereunder consistent with expense reimbursement policies adopted 
and maintained by the CORPORATION from time to time. EMPLOYEE agrees to provide 
any requisite documentation and to obtain any requisite prior approval 
consistent with the terms of any such plans as may be adopted and modified from 
time to time by the CORPORATION.

     In addition, the CORPORATION will provide to EMPLOYEE a Three Hundred Fifty
Dollar ($350.00) per month automobile allowance throughout the term hereof. The 
CORPORATION shall also pay to EMPLOYEE the sum of Two Hundred Eighty Dollars 
($280.00) per month representing a reimbursement of the estimated business 
portion of country club dues for EMPLOYEE.

     7.   FRINGE BENEFITS.  EMPLOYEE shall be entitled to participate in all 
fringe benefit plans adopted and maintained (as amended from time to time) by 
the CORPORATION in accordance with the terms of such plans. The CORPORATION and 
EMPLOYEE shall agree upon terms of vacation and other paid absences throughout 
the term of this Agreement. Included among the fringe benefit plans in which 
EMPLOYEE shall be entitled to participate is a health and accident insurance 
plan for the benefit of EMPLOYEE and EMPLOYEE's dependents.

     8.   TERM AND TERMINATION.  Unless earlier terminated as provided herein, 
this Agreement shall remain in full force and effect through December 31, 2001. 
Thereafter, this Agreement may be extended for subsequent periods of time as 
mutually agreed upon by the parties hereto.

     The CORPORATION may terminate this Agreement at any time for cause as
provided herein. This Agreement shall be deemed terminated "for cause" under the
terms of this Section 8 if the Corporation terminates the Agreement (i) as a
result of EMPLOYEE being convicted of a felony; (ii) as a result of EMPLOYEE
committing a dishonest act or converting to EMPLOYEE's own use any property of
the CORPORATION; (iii) as a result of EMPLOYEE's failure or refusal to provide
services for the CORPORATION in accordance with the terms of this Agreement;
(iv) as a result of EMPLOYEE's breach of any other material term of this
Agreement, which breach is not cured within ten (10) days of the date of notice
of such breach is given by the CORPORATION specifying the alleged breach; or (v)
EMPLOYEE engages in conduct damaging to the business reputation of the
CORPORATION and such conduct is not terminated within ten (10) days of written
notice by the CORPORATION, which notice shall specify the specific alleged
misconduct. Termination of employment by the CORPORATION as a result of the
death or permanent disability of EMPLOYEE shall not be deemed a termination "for
cause".

     In addition, notwithstanding anything herein contained to the contrary, 
either party hereto may terminate this Agreement on thirty (30) days prior 
written notice without cause.

In the event of the termination of this Agreement by the CORPORATION other than
for cause, the CORPORATION shall be required to continue to pay to EMPLOYEE the 
base compensation to which EMPLOYEE would otherwise be entitled under the terms 
of Section 3 hereunder and such payment shall continue (in the same periodic 
installments in which such compensation was being paid prior to the termination 
of this Agreement) through December 31, 2001. If this Agreement is terminated by
the CORPORATION for "cause" (as hereinabove defined) or is voluntarily 
terminated by EMPLOYEE, the CORPORATION shall be required to pay EMPLOYEE 
accrued and unpaid base compensation through the effective date of termination 
of employment and no further compensation thereafter. Further, in the event of 
termination of this Agreement, EMPLOYEE shall not be permitted to participate in
any other fringe benefit

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programs from and after the effective date of termination of employment, except
as otherwise provided by law.

     In the event of the termination of this Agreement, regardless of the reason
for such termination, the CORPORATION shall be required to pay EMPLOYEE accrued 
and unpaid base compensation through the effective date of termination of 
employment and no further compensation thereafter. Further, in the event of 
termination of this Agreement, EMPLOYEE shall not be permitted to participate 
in any other fringe benefit programs from and after the effective date of 
termination of employment, except as otherwise provided by law.

     Further, notwithstanding anything herein contained to the contrary, if a 
"Change in Control" (as hereinafter defined) occurs during the term of this 
Agreement and EMPLOYEE does not remain employed by the CORPORATION after the 
change of control is consummated, then the CORPORATION shall pay to EMPLOYEE in 
a lump sum, in cash, within ten (10) business days after the effective date of 
the termination of EMPLOYEE's employment, an amount equal to the remaining base 
salary due EMPLOYEE between such date and December 1, 2001, such amount 
discounted at the rate of six percent (6%) per annum to the date of payment, 
provided, however, that if and to the extent payment of such lump sum would not 
be deductible by the CORPORATION for federal income tax purposes by reason of 
application of Section 162(m) of the Internal Revenue Code of 1986, as amended 
(the "Code"), then payment of that portion due EMPLOYEE after a Change of 
Control shall be deferred until the earliest date upon which payment can be made
without being non-deductible under Section 162(m) of the Code. Interest shall 
accrue on the deferred portion of such payment at the federal short-term rate 
proscribed under Section 1274(d)(l)(C)(i) of the Code, compounded annually. 
Further, if the payment due EMPLOYEE hereunder in the event of a Change of 
Control (either standing by itself or in conjunction with other payments to 
which EMPLOYEE is entitled from the CORPORATION) would constitute a "parachute 
payment" (as that term is defined in Section 280G(b)(2) of the Code), such 
payments shall be reduced to the largest amount that EMPLOYEE may receive 
without imposition of the excise tax imposed by Section 4999 of the Code.

     A "Change of Control" shall be deemed to have occurred under either of the 
following circumstances:

          i.)   At the time individuals who, as of the commencement of the term
     of this Agreement, constitute the Board of Directors of the CORPORATION
     cease for any reason to constitute at least a majority of such Board of
     Directors; provided, however, that any person becoming a director
     subsequent to the date hereof whose election or nomination for election by
     the shareholders of the CORPORATION was approved by a vote of at least a
     majority of the directors currently comprising the Board shall be, for
     purposes of this paragraph, considered as though such person were a member
     of the current Board of Directors; or

          ii.)   Upon the approval by the shareholders of the CORPORATION of a
     plan of liquidation or dissolution of the CORPORATION or the sale of all or
     substantially all of the assets of the CORPORATION.

If EMPLOYEE remains employed by the CORPORATION after a Change of Control, then
no payment as a result of such Change of Control shall be made to EMPLOYEE and
the terms of this Agreement shall continue to control.

     9.   CONFIDENTIALITY. EMPLOYEE acknowledges and agrees that in the conduct
of his employment duties, he shall be exposed to and may come in possession of
certain software products and

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services, technical know-how, procedures, technical specifications, designs, 
source code, protocols, data compilations, sales and marketing plans, customer 
information, supplier information, financial information and the terms of 
proposed agreements between the CORPORATION and third parties. All such 
information as described in the previous sentence constitutes confidential 
proprietary information of the CORPORATION (the "Confidential Information").

     EMPLOYEE agrees that during the term of his employment with the CORPORATION
and continuing at all times thereafter, he shall not use any Confidential 
Information for any purpose other than performance of his employment duties on 
behalf of the CORPORATION. No copies of any Confidential Information shall be 
removed from the premises of the CORPORATION for any purpose other than the 
discharge by EMPLOYEE of his duties hereunder without the express written 
consent of an officer of the CORPORATION. No copies of any of the Confidential 
Information nor any information contained in any of the Confidential Information
shall be shared with any third party or used by EMPLOYEE on his own behalf 
except in connection with performance of duties on behalf of the CORPORATION.

     At the time of the termination of employment, EMPLOYEE agrees that all 
copies of any and all corporate documents including all Confidential 
Information shall be returned to the CORPORATION and EMPLOYEE shall retain no 
such documents or information.

     10.  NON-SOLICITATION AGREEMENT.  EMPLOYEE acknowledges and agrees that 
certain conduct subsequent to his termination of employment could result in
irreparable harm to the CORPORATION. Therefore, EMPLOYEE agrees that during the
term of his employment with the CORPORATION and continuing for a period of two
(2) years following the termination of employment, regardless of the reason for
termination, EMPLOYEE will not compete, directly or indirectly, with the
CORPORATION in the business of design, implementation, integration and
administration of local and wide area computer networks and administration of
consolidated bank back office operations for any individual or entity (i) with
whom the CORPORATION is doing material business as of the effective date of
termination of employment, (ii) with whom the CORPORATION has conducted such
business within one (1) year prior to the effective date of termination of
employment or (iii) with whom the CORPORATION is engaged in material and
substantive negotiations for the provision of services as of the effective date
of termination of employment. In addition, EMPLOYEE agrees that throughout the
term of his employment with the CORPORATION and continuing for a period of two
(2) years following the termination of employment, EMPLOYEE shall not directly
or indirectly, actively or silently, under contract or otherwise, in conjunction
with others or on his own account, solicit for employment or employ to or for
the benefit or account of himself, any other person or entity; any employee of
the CORPORATION.

     Indirect competition or solicitation by EMPLOYEE shall be deemed to be 
EMPLOYEE's involvement as a proprietor, owner, partner, shareholder, EMPLOYEE, 
agent, independent contractor, consultant, officer, director or representative 
in any other capacity of any entity engaged in any activity proscribed pursuant 
to the first paragraph of this Section 10.

     EMPLOYEE specifically acknowledges and agrees that the terms of these non-
solicitation agreements are reasonably necessary to protect the valid business
interests of the CORPORATION and do not unreasonably restrict EMPLOYEE's
opportunity to pursue employment subsequent to the termination of EMPLOYEE's
employment with the CORPORATION. If any provision of these non-solicitation
agreements are deemed unenforceable by any court of competent jurisdiction, it
is specifically intended by both parties hereto that it shall be enforced to the
extent same is deemed

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reasonable. In addition to any and all other relief afforded hereunder or by
law, EMPLOYEE specifically acknowledges and agrees that the CORPORATION shall be
entitled to enforce the terms hereof by an action at equity. If the CORPORATION
seeks to specifically enforce the terms of the restrictive covenants set forth
in this Section 10, EMPLOYEE specifically waives any requirement that the
CORPORATION be required to post a bond with respect thereto. Further, EMPLOYEE
acknowledges and agrees that if EMPLOYEE breaches the restrictions contained in
this Section 10, then the duration of the restrictive covenants set forth in the
first paragraph hereof shall be extended for the period of time that EMPLOYEE
has breached the restrictions contained herein.

  In addition to all other rights and remedies specified herein, if EMPLOYEE
breaches any terms of this Agreement, the CORPORATION shall be entitled to an
accounting of and a repayment of all profits, compensation, commissions,
benefits or other remuneration which EMPLOYEE directly or indirectly receives or
may receive as a result of any such violation. Such remedy shall be in addition
to and not in lieu of any injunctive relief or other remedies to which the
CORPORATION may be entitled to at law, in equity or under this Agreement. All of
the CORPORATION's remedies for the breach of this Agreement shall be cumulative
and the pursuit of any one remedy provided herein or otherwise shall not be
deemed to exclude any and all other remedies of which the CORPORATION may have a
right to pursue.


  11. SEVERABILITY. If, for any reason, any provision of this agreement shall be
held or deemed to be void, invalid or unenforceable, the parties hereto agree
that the same shall not affect any other portion of this agreement and the
remaining provisions of the agreement shall nevertheless be binding and remain
in full force and effect. If the scope of any restriction contained in this
Agreement is too broad to legally permit enforcement of such restriction to the
full extent intended, then such restriction shall be enforced to the maximum
extent provided by law, and EMPLOYEE hereby consents and agrees that such scope
may be judicially modified accordingly and any proceeding brought to force such
restriction.

  12. WAIVER OF BREACH. The waiver of any party hereto of any breach of any 
provision of this agreement shall not operate as or be construed to be a waiver 
of any subsequent breach by any party hereto.

  13. AMENDMENT. No amendment or modification to this agreement shall be valid 
or binding unless made in writing and signed by all parties hereto.

  14. ASSIGNMENT. This agreement is personal to EMPLOYEE and neither it nor any 
interest herein may be assigned or transferred to another entity or individual 
without the prior written consent of the CORPORATION. This agreement or any 
interest herein, however, may be assigned by the CORPORATION.

  15. GOVERNING LAW. This agreement shall be construed, interpreted in 
accordance with and governed by the laws of the State of Kansas.

  16. BINDING UPON HEIRS. This agreement shall inure to the benefit of and be 
binding upon the parties hereto, their successors, heirs, personal 
representatives and assigns.

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     IN WITNESS WHEREOF, the parties hereto have executed this agreement as of 
the day and year first above written.


                                     GOLD BANC ACQUISITION CORPORATION V, INC.



                                     By /s/ Michael W. Gullion
                                       ---------------------------------
                                        Name:  Michael W. Gullion
                                               -------------------------
                                        Title:  Chief Executive Officer
                                               -------------------------


                                     CORPORATION

                                     /s/ Joseph F. Smith
                                     -----------------------------------
                                     Joseph F. Smith


                                     EMPLOYEE

                                     GOLD BANC CORPORATION, INC.


                                     By /s/ Michael W. Gullion
                                     -----------------------------------
                                        Name:  Michael W. Gullion
                                               ------------------------
                                        Title: Chief Executive Officer
                                               ------------------------
                                       

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