<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   12-MOS                   12-MOS
<FISCAL-YEAR-END>                          SEP-30-1997             SEP-30-1996
<PERIOD-START>                             OCT-01-1996             OCT-01-1995
<PERIOD-END>                               SEP-30-1997             SEP-30-1996
<CASH>                                           2,457                   2,787
<INT-BEARING-DEPOSITS>                          19,257                  59,348
<FED-FUNDS-SOLD>                                 5,930                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     76,136                  36,130
<INVESTMENTS-CARRYING>                          21,661                   5,496
<INVESTMENTS-MARKET>                            21,561                   5,511
<LOANS>                                        111,990                 109,858
<ALLOWANCE>                                        429                     428
<TOTAL-ASSETS>                                 241,061                 217,954
<DEPOSITS>                                     141,755                 192,999
<SHORT-TERM>                                    35,000                       0
<LIABILITIES-OTHER>                              2,612                   4,088
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      61,694                  20,867
<TOTAL-LIABILITIES-AND-EQUITY>                 241,061                 217,954
<INTEREST-LOAN>                                  9,581                   9,585
<INTEREST-INVEST>                                6,150                   2,442
<INTEREST-OTHER>                                   981                     842
<INTEREST-TOTAL>                                16,712                  12,869
<INTEREST-DEPOSIT>                               7,355                   7,775
<INTEREST-EXPENSE>                               1,491                       0
<INTEREST-INCOME-NET>                            7,866                   5,094
<LOAN-LOSSES>                                        0                     300
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  3,551                   4,246
<INCOME-PRETAX>                                  4,484                     674
<INCOME-PRE-EXTRAORDINARY>                       4,484                     674
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     2,868                     510
<EPS-PRIMARY>                                     0.69                       0
<EPS-DILUTED>                                     0.69                       0
<YIELD-ACTUAL>                                    7.35                    7.80 
<LOANS-NON>                                        510                     654
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   428                     137
<CHARGE-OFFS>                                        1                      18
<RECOVERIES>                                         2                       9
<ALLOWANCE-CLOSE>                                  429                     428
<ALLOWANCE-DOMESTIC>                               278                     264
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            151                     164
        

</TABLE>