<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF GOLD BANC CORPORATION, INC.
AS OF DECEMBER 31, 1996.
</LEGEND>
<CIK>                     0001015610
<NAME>                        GOLD BANC CORPORATION, INC.
<MULTIPLIER>                                   1
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>            <C>
<PERIOD-TYPE>                   6-mos          Year
<FISCAL-YEAR-END>               Dec-31-1995    Dec-31-1995
<PERIOD-START>                  Jan-01-1996    Jan-01-1996
<PERIOD-END>                    Jun-30-1996    Jun-30-1996
<EXCHANGE-RATE>                           1              1
<CASH>                                7,679         12,380
<INT-BEARING-DEPOSITS>                3,345          4,641
<FED-FUNDS-SOLD>                      1,425          4,250
<TRADING-ASSETS>                          0              0
<INVESTMENTS-HELD-FOR-SALE>          72,502         66,652
<INVESTMENTS-CARRYING>                   25             25
<INVESTMENTS-MARKET>                      0              0
<LOANS>                             182,098        200,448
<ALLOWANCE>                           2,625         (2,534)
<TOTAL-ASSETS>                      280,097        304,609
<DEPOSITS>                          241,111        255,656
<SHORT-TERM>                         17,892         10,050
<LIABILITIES-OTHER>                   1,587          1,884
<LONG-TERM>                           8,417          6,878
<PREFERRED-MANDATORY>                     0              0
<PREFERRED>                               0              0
<COMMON>                              2,000          4,300
<OTHER-SE>                            9,090         25,841
<TOTAL-LIABILITIES-AND-EQUITY>      280,097        304,609
<INTEREST-LOAN>                       8,026         16,923
<INTEREST-INVEST>                     2,017          3,939
<INTEREST-OTHER>                        304            454
<INTEREST-TOTAL>                     10,347         21,316
<INTEREST-DEPOSIT>                    5,341         10,932
<INTEREST-EXPENSE>                    5,990         12,260
<INTEREST-INCOME-NET>                 4,357          9,056
<LOAN-LOSSES>                            60            120
<SECURITIES-GAINS>                        0            (38)
<EXPENSE-OTHER>                       4,341          9,216
<INCOME-PRETAX>                       1,087          2,126
<INCOME-PRE-EXTRAORDINARY>            1,087          2,126
<EXTRAORDINARY>                           0              0
<CHANGES>                                 0              0
<NET-INCOME>                            715          1,351
<EPS-PRIMARY>                           .36            .60
<EPS-DILUTED>                           .36            .60
<YIELD-ACTUAL>                         3.38           3.36
<LOANS-NON>                             864            324
<LOANS-PAST>                              1              0
<LOANS-TROUBLED>                          0              0
<LOANS-PROBLEM>                           0              0
<ALLOWANCE-OPEN>                      2,715          2,715
<CHARGE-OFFS>                           155            328
<RECOVERIES>                              5             27
<ALLOWANCE-CLOSE>                     2,625          2,534
<ALLOWANCE-DOMESTIC>                  2,625          2,534
<ALLOWANCE-FOREIGN>                       0              0
<ALLOWANCE-UNALLOCATED>                   0              0
        

</TABLE>