8760 Federal Register / Vol. 80, No. 32 / Wednesday, February 18, 2015 / Notices 

Statement in the Federal Register 

published on April 11, 2000 (Volume 

65, Number 70; Pages 19477–78). 

By Order of the Maritime Administrator. 

Dated: February 10, 2015. 

Christine Gurland, 

Acting Secretary, Maritime Administration. 

[FR Doc. 2015–03361 Filed 2–17–15; 8:45 am] 

BILLING CODE 4910–81–P 

DEPARTMENT OF TRANSPORTATION 

Surface Transportation Board 

[STB Docket No. EP 670 (Sub-No. 1)] 

Notice of Rail Energy Transportation 

Advisory Committee Meeting 

AGENCY: Surface Transportation Board, 

DOT. 

ACTION: Notice of Rail Energy 

Transportation Advisory Committee 

meeting. 

SUMMARY: Notice is hereby given of a 

meeting of the Rail Energy 

Transportation Advisory Committee 

(RETAC), pursuant to the Federal 

Advisory Committee Act (FACA), 5 

U.S.C. app. 2 section 10(a)(2). 

DATES: The meeting will be held on 

Thursday, March 5, 2015, at 9:00 a.m., 

E.S.T. 

ADDRESSES: The meeting will be held in 

the Hearing Room on the first floor of 

the Board’s headquarters at 395 E Street 

SW., Washington, DC 20423. 

FOR FURTHER INFORMATION CONTACT: 

Michael Higgins (202) 245–0284; 

Michael.Higgins@stb.dot.gov. 

[Assistance for the hearing impaired is 

available through the Federal 

Information Relay Service (FIRS) at: 

(800) 877–8339]. 

SUPPLEMENTARY INFORMATION: RETAC 

was formed in 2007 to provide advice 

and guidance to the Board, and to serve 

as a forum for discussion of emerging 

issues related to the transportation of 

energy resources by rail, including coal, 

ethanol, and other biofuels. The purpose 

of this meeting is to continue 

discussions regarding issues such as rail 

performance, capacity constraints, 

infrastructure planning and 

development, and effective coordination 

among suppliers, carriers, and users of 

energy resources. Potential agenda items 

for this meeting include introduction of 

new members, a performance measures 

review, industry segment updates by 

RETAC members, a presentation on the 

outlook for U.S. petroleum production, 

and a roundtable discussion. 

The meeting, which is open to the 

public, will be conducted in accordance 

with the Federal Advisory Committee 

Act, 5 U.S.C. app. 2; Federal Advisory 

Committee Management regulations, 41 

CFR 102–3; RETAC’s charter; and Board 

procedures. Further communications 

about this meeting may be announced 

through the Board’s Web site at 

WWW.STB.DOT.GOV. 

Written Comments: Members of the 

public may submit written comments to 

RETAC at any time. Comments should 

be addressed to RETAC, c/o Michael 

Higgins, Surface Transportation Board, 

395 E Street SW., Washington, DC 

20423–0001 or Michael.Higgins@

stb.dot.gov. 

This action will not significantly 

affect either the quality of the human 

environment or the conservation of 

energy resources. 

Authority: 49 U.S.C. 721, 49 U.S.C. 11101; 

49 U.S.C. 11121. 

Decided: February 12, 2015. 

By the Board, Rachel D. Campbell, 

Director, Office of Proceedings. 

Jeffrey Herzig, 

Clearance Clerk. 

[FR Doc. 2015–03310 Filed 2–17–15; 8:45 am] 

BILLING CODE 4915–01–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

FEDERAL RESERVE SYSTEM 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

Agency Information Collection 

Activities: Submission for OMB 

Review; Joint Comment Request 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury; Board of 

Governors of the Federal Reserve 

System (Board); and Federal Deposit 

Insurance Corporation (FDIC). 

ACTION: Notice of information 

collections to be submitted to the Office 

of Management and Budget (OMB) for 

review and approval under the 

Paperwork Reduction Act of 1995. 

SUMMARY: In accordance with the 

requirements of the Paperwork 

Reduction Act (PRA) of 1995 (44 U.S.C. 

chapter 35), the OCC, the Board, and the 

FDIC (the agencies) may not conduct or 

sponsor, and the respondent is not 

required to respond to, an information 

collection unless it displays a currently 

valid OMB control number. On 

September 2, 2014, the agencies, under 

the auspices of the Federal Financial 

Institutions Examination Council 

(FFIEC), requested public comment for 

60 days on the implementation of the 

proposed Market Risk Regulatory Report 

for Institutions Subject to the Market 

Risk Capital Rule (FFIEC 102). The 

proposed reporting requirements reflect 

the revised regulatory capital rules 

adopted by the agencies in July 2013 

(revised regulatory capital rules) and 

would collect key information from 

respondents on how they measure and 

calculate market risk under the 

agencies’ revised regulatory capital 

rules. The FFIEC and the agencies will 

proceed with the implementation of the 

FFIEC 102 reporting requirements 

substantially as proposed, with certain 

clarifications pertaining to the 

comprehensive risk capital requirement 

to address a comment received on the 

proposed new regulatory report. The 

proposed FFIEC 102 reporting 

requirements would take effect as of 

March 31, 2015, for institutions subject 

to the market risk capital rule as 

incorporated into Subpart F of the 

revised regulatory capital rules (market 

risk capital rule). 

DATES: Comments must be submitted on 

or before March 20, 2015. 

ADDRESSES: Interested parties are 

invited to submit written comments to 

any or all of the agencies. All comments 

will be shared among the agencies. 

OCC: Commenters are encouraged to 

submit comments by email. Please use 

the title ‘‘FFIEC 102’’ to facilitate the 

organization and distribution of the 

comments. You may submit comments 

by any of the following methods: 

• Email: regs.comments@

occ.treas.gov. 

• Mail: Legislative and Regulatory 

Activities Division, Office of the 

Comptroller of the Currency, 400 7th 

Street SW., Suite 3E–218, Mail Stop 

9W–11, Washington, DC 20219. 

• Hand Delivery/Courier: 400 7th 

Street SW., Suite 3E–218, Mail Stop 

9W–11, Washington, DC 20219. 

• Fax: (571) 465–4326. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘FFIEC 

102’’ in your comment. In general, OCC 

will enter all comments received into 

the docket and publish them on the 

Regulations.gov Web site without 

change, including any business or 

personal information that you provide 

such as name and address information, 

email addresses, or phone numbers. 

Comments received, including 

attachments and other supporting 

materials, are part of the public record 

and subject to public disclosure. Do not 

enclose any information in your 

comment or supporting materials that 

you consider confidential or 

inappropriate for public disclosure. 


emcdonald on DSK67QTVN1PROD with NOTICES
Federal Register / Vol. 80, No. 32 / Wednesday, February 18, 2015 / Notices 8761 

1See 12 CFR 3.201 (OCC); 12 CFR 217.201 

(Board); and 12 CFR 324.201 (FDIC). The market 

risk capital rule generally applies to any banking 

institution with aggregate trading assets and trading 

liabilities equal to (a) 10 percent or more of quarterend total assets or (b) $1 billion or more. The 

statutory provisions that grant the agencies the 

authority to impose capital requirements are 12 

U.S.C. 161 (national banks), 12 U.S.C. 324 (state 

member banks), 12 U.S.C. 1844(c) (bank holding 

companies (BHCs)), 12 U.S.C. 1467a(b) (savings and 

loan holding companies (SLHCs)), 12 U.S.C. 1817 

(insured state nonmember commercial and savings 

banks), and 12 U.S.C. 1464 (savings associations). 

You may personally inspect and 

photocopy comments at the OCC, 400 

7th Street SW., Washington, DC 20219. 

For security reasons, the OCC requires 

that visitors make an appointment to 

inspect comments. You may do so by 

calling (202) 649–6700. Upon arrival, 

visitors will be required to present valid 

government-issued photo identification 

and to submit to security screening in 

order to inspect and photocopy 

comments. 

Board: You may submit comments, 

which should refer to ‘‘FFIEC 102’’ by 

any of the following methods: 

• Agency Web site: http://

www.federalreserve.gov. Follow the 

instructions for submitting comments at: 

http://www.federalreserve.gov/

generalinfo/foia/ProposedRegs.cfm. 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Email: regs.comments@

federalreserve.gov. Include reporting 

form number in the subject line of the 

message. 

• Fax: (202) 452–3819 or (202) 452– 

3102. 

• Mail: Robert DeV. Frierson, 

Secretary, Board of Governors of the 

Federal Reserve System, 20th Street and 

Constitution Avenue NW., Washington, 

DC 20551. 

All public comments will be made 

available on the Board’s Web site at 

http://www.federalreserve.gov/apps/

foia/proposedregs.aspx as submitted, 

unless modified for technical reasons. 

Accordingly, your comments will not be 

edited to remove any identifying or 

contact information. Public comments 

may also be viewed electronically or in 

paper form in Room 3515, 1801 K Street 

(between 18th and 19th Streets NW.) 

Washington, DC 20006 between 9:00 

a.m. and 5:00 p.m. on weekdays. 

FDIC: You may submit comments, 

which should refer to ‘‘FFIEC 102,’’ by 

any of the following methods: 

• Agency Web site: http://

www.fdic.gov/regulations/laws/federal/. 

Follow the instructions for submitting 

comments on the FDIC Web site. 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Email: comments@FDIC.gov. 

Include ‘‘FFIEC 102’’ in the subject line 

of the message. 

• Mail: Gary A. Kuiper, Counsel, 

Attn: Comments, Room NYA–5046, 

Federal Deposit Insurance Corporation, 

550 17th Street NW., Washington, DC 

20429. 

• Hand Delivery: Comments may be 

hand delivered to the guard station at 

the rear of the 550 17th Street Building 

(located on F Street) on business days 

between 7:00 a.m. and 5:00 p.m. 

Public Inspection: All comments 

received will be posted without change 

to http://www.fdic.gov/regulations/laws/ 

federal/ including any personal 

information provided. Paper copies of 

public comments may be requested from 

the FDIC Public Information Center by 

telephone at (877) 275–3342 or (703) 

562–2200. 

Additionally, commenters may send a 

copy of their comments to the OMB 

desk officer for the agencies by mail to 

the Office of Information and Regulatory 

Affairs, U.S. Office of Management and 

Budget, New Executive Office Building, 

Room 10235, 725 17th Street NW., 

Washington, DC 20503; by fax to (202) 

395–6974; or by email to oira_

submission@omb.eop.gov. 

FOR FURTHER INFORMATION CONTACT: For 

further information about the proposed 

market risk regulatory reporting 

requirements discussed in this notice, 

please contact any of the agency 

clearance officers whose names appear 

below. In addition, copies of the 

proposed FFIEC 102 reporting forms 

and instructions are available on the 

FFIEC’s Web site (http://www.ffiec.gov/ 

ffiec_report_forms.htm). 

OCC: Mary H. Gottlieb, OCC 

Clearance Officer, (202) 649–5490, for 

persons who are deaf or hard of hearing, 

TTY, (202) 649–5597, Legislative and 

Regulatory Activities Division, Office of 

the Comptroller of the Currency, 400 7th 

Street SW., Washington, DC 20219. 

Board: John Schmidt, Federal Reserve 

Board Clearance Officer, (202) 728– 

5859, Office of the Chief Data Officer, 

Board of Governors of the Federal 

Reserve System, 20th and C Streets 

NW., Washington, DC 20551. 

Telecommunications Device for the Deaf 

(TDD) users may call (202) 263–4869. 

FDIC: Gary A. Kuiper, Counsel, (202) 

898–3877, and John Popeo, Counsel, 

(202) 898–6923, Legal Division, Federal 

Deposit Insurance Corporation, 550 17th 

Street NW., Washington, DC 20429. 

SUPPLEMENTARY INFORMATION: The 

agencies are proposing to implement the 

following new information collection: 

Report Title: Market Risk Regulatory 

Report for Institutions Subject to the 

Market Risk Capital Rule. 

Form Number: FFIEC 102. 

Frequency of Response: Quarterly. 

Affected Public: Business or other forprofit. 

OCC 

OMB Number: 1557–NEW. 

Estimated Number of Respondents: 13 

national banks and federal savings 

associations. 

Estimated Time per Response: 12 

burden hours per quarter to file. 

Estimated Total Annual Burden: 624 

burden hours to file. 

Board 

OMB Number: 7100–NEW. 

Estimated Number of Respondents: 27 

state member banks, bank holding 

companies, and savings and loan 

holding companies. 

Estimated Time per Response: 12 

burden hours per quarter to file. 

Estimated Total Annual Burden: 

1,296 burden hours to file. 

FDIC 

OMB Number: 3064–NEW. 

Estimated Number of Respondents: 1 

insured state nonmember bank and state 

savings association. 

Estimated Time per Response: 12 

burden hours per quarter to file. 

Estimated Total Annual Burden: 48 

burden hours to file. 

General Description of Reports 

The information collections would be 

mandatory for market risk institutions, 

defined for this purpose as those 

institutions that are subject to the 

market risk capital rule as incorporated 

into Subpart F of the revised regulatory 

capital rules (market risk institutions).1

All data reported in the FFIEC 102 

would be available to the public. 

Abstract 

Each market risk institution would be 

required to file the FFIEC 102 for the 

agencies’ use in assessing the 

reasonableness and accuracy of the 

institution’s calculation of its minimum 

capital requirements under the market 

risk capital rule and in evaluating the 

institution’s capital in relation to its 

risks. Additionally, the market risk 

information collected in the FFIEC 102 

would: (a) Permit the agencies to 

monitor the market risk profile of and 

evaluate the impact and competitive 

implications of the market risk capital 

rule on individual market risk 

institutions and the industry as a whole; 

(b) provide the most current statistical 

data available to identify areas of market 

risk on which to focus for onsite and 


emcdonald on DSK67QTVN1PROD with NOTICES
8762 Federal Register / Vol. 80, No. 32 / Wednesday, February 18, 2015 / Notices 

2 79 FR 52108 (September 2, 2014). 

3The agencies approved and issued the revised 

regulatory capital rules in July 2013. The Board and 

the OCC published the revised regulatory capital 

rules in the Federal Register on October 11, 2013. 

See 78 FR 62018. The FDIC published a revised 

regulatory capital interim final rule and a final rule 

with no substantive changes in the Federal Register 

on September 10, 2013, and April 14, 2014, 

respectively. See 78 FR 55340 and 79 FR 20754. 

4See the agencies’ prior market risk capital rule 

at 12 CFR part 3, appendix B (OCC); 12 CFR parts 

208 and 225, appendix E (Board); and 12 CFR part 

325, appendix C (FDIC). 

5OMB Numbers: OCC, 1557–0081; Board, 7100– 

0036; and FDIC, 3064–0052. 

6OMB Number: Board, 7100–0128. 

7Advanced approaches institutions are 

institutions subject to the advanced measurement 

approaches as incorporated into Subpart E of the 

revised regulatory capital rules. 

offsite examinations; (c) allow the 

agencies to assess and monitor the 

levels and components of each reporting 

institution’s risk-based capital 

requirements for market risk and the 

adequacy of the institution’s capital 

under the market risk capital rule; and 

(d) assist market risk institutions to 

implement and validate the market risk 

framework. 

Current Actions 

I. Summary 

The agencies previously requested 

public comment on the proposed new 

Market Risk Regulatory Report for 

Institutions Subject to the Market Risk 

Capital Rule.2 The agencies received 

one comment on these proposed 

collections. The agencies are submitting 

the collections for OMB approval with 

clarifying treatment made in response to 

the comment received. 

II. Risk-Based Capital Standards—The 

Market Risk Framework and Regulatory 

Reporting Requirements 

In July 2013, the agencies adopted 

amendments to their capital rules, 

including the market risk capital rule.3

The revised market risk capital rule took 

effect on January 1, 2015, and contains 

requirements for the public disclosure 

of certain information at the 

consolidated banking organization level 

as well as certain additional regulatory 

reporting by insured depository 

institutions (IDIs), BHCs, and SLHCs 

(BHCs and SLHCs are collectively 

referred to as ‘‘holding companies’’ 

(HCs)). 

Those IDIs and HCs that were subject 

to the agencies’ prior market risk capital 

rule 4 have provided the amount of their 

market risk equivalent assets in reports, 

such as the Consolidated Reports of 

Condition and Income (Call Report) 

(FFIEC 031 or FFIEC 041) 5 or the 

Consolidated Financial Statements for 

Holding Companies (FR Y–9C),6 as 

applicable. These regulatory reporting 

requirements reveal the end result of the 

market risk calculations but do not 

include the key components of the 

measurement of market risk. The 

agencies are proposing the expanded 

uniform regulatory reporting 

requirements described in this notice in 

order to assess the reasonableness and 

accuracy of a market risk institution’s 

calculation of its minimum capital 

requirements under the market risk 

capital rule and to evaluate a market 

risk institution’s capital in relation to its 

risks. Importantly, the FFIEC 102 would 

allow the agencies to better track growth 

in more credit-risk related, less liquid, 

and less actively traded products subject 

to the market risk capital rule. 

Historically, the risks of these products 

have been difficult to capture and 

measure. These reports are designed to 

help the agencies in ensuring that these 

risks are adequately identified and their 

impact appropriately reflected in 

assessments of the safety and soundness 

of market risk institutions. 

In this regard, the reported data 

would improve the agencies’ ability to 

monitor the levels of, and trends in, the 

components that comprise the market 

risk measure under the market risk 

capital rule within and across market 

risk institutions. Such component 

reporting would allow supervisors to 

better understand on an ongoing basis 

model-implied diversification benefits 

for individual market risk institutions. 

The data would also enhance the 

agencies’ ability to perform institutionto-institution comparisons of the drivers 

underlying market risk institutions’ 

measures for market risk, identify 

potential outliers through market risk 

institution-to-peer comparisons, track 

these drivers over time relative to trends 

in other risk indicators at market risk 

institutions, and focus onsite 

examination efforts. 

III. Scope and Frequency of Regulatory 

Reporting 

The proposed FFIEC 102 regulatory 

reporting requirements would apply on 

a consolidated basis to each HC and 

each IDI that is required to calculate its 

risk-based capital using the market risk 

capital rule. Reporting HCs and IDIs 

would submit reports quarterly in line 

with efforts to monitor market risk 

institutions’ progress toward, and 

actions under, the market risk capital 

rule, which requires regular and 

consistent reports from all market risk 

institutions. 

The data would be collected on a 

quarterly basis as of the last calendar 

day of March, June, September, and 

December. The report due dates would 

coincide with the report due dates 

currently required of IDIs and HCs when 

filing their respective Call Reports or FR 

Y–9C reports, as applicable. Market risk 

institutions would begin reporting 

effective with the March 31, 2015, 

report date. 

IV. Overview of the Proposed 

Information Collections 

The proposed FFIEC 102 shows the 

data elements within the market risk 

exposure class that would be reported 

under the market risk capital rule. The 

data submitted in the FFIEC 102 would 

be shared among the three agencies and 

made available to the public. 

The proposed FFIEC 102 is 

subdivided into several sections and 

memoranda. The sum of the data 

reported in each of the sections would 

be used to calculate a market risk 

institution’s risk-weighted assets 

(RWAs) for market risk. The first section 

contains data elements relating to a 

market risk institution’s approved 

regulatory market risk models, 

including details of value-at-risk (VaR)- 

based measures (for the previous day’s 

VaR measure and the average over the 

preceding 60 business days). The 

second section is similar in structure to 

the first section except that it includes 

information on a market risk 

institution’s stressed VaR-based 

measures. The third section contains 

data elements relating to specific risk 

add-ons based on a market risk 

institution’s debt, equity and nonmodeled securitization positions. 

Securitization positions would be 

broken out for all market risk 

institutions and for advanced 

approaches institutions 7 that are also 

market risk institutions, resulting in the 

separate reporting of a standardized 

measure and an advanced measure for 

specific risk. The fourth section sets 

forth the data for the incremental risk 

capital requirement. The fifth section 

contains data on the comprehensive risk 

capital measurement including the 

specific risk add-ons for net long and 

net short correlation trading positions 

used in determining a market risk 

institution’s standardized 

comprehensive risk measure, and as 

applicable, its advanced comprehensive 

risk measure. The remaining section 

contains data elements for de minimis 

positions. Data elements from these 

sections combine to produce 

standardized market RWAs, and as 

applicable, advanced approaches market 

RWAs. 

The agencies received one comment 

requesting clarification of the 


emcdonald on DSK67QTVN1PROD with NOTICES
Federal Register / Vol. 80, No. 32 / Wednesday, February 18, 2015 / Notices 8763 

8See 12 CFR part 3, subpart F (OCC); 12 CFR part 

217 subpart F (Board); and 12 CFR part 324, subpart 

F (FDIC). 

9Consolidated Reports of Condition and Income 

for a Bank with Domestic and Foreign Offices 

(FFIEC 031), Consolidated Reports of Condition and 

Income for a Bank with Domestic Offices Only 

(FFIEC 041), Consolidated Financial Statements for 

Holding Companies (FR Y–9C), and Regulatory 

Capital Reporting for Institutions Subject to the 

Advanced Capital Adequacy Framework (FFIEC 

101) (OMB Numbers: OCC, 1557–0239; Board, 

7100–0319; and FDIC, 3064–0159). 

calculation of items pertaining to the 

comprehensive risk capital requirement. 

The agencies have updated the relevant 

items on the reporting form and 

instructions to align with the 

calculation methodology for the 

comprehensive risk capital requirement 

in the market risk capital rule.8

The proposed reporting form also has 

a Memoranda section that is comprised 

of 22 line items. Because these line 

items do not directly contribute to the 

determination of market RWAs, they 

would be reported in the separate 

Memoranda section. The agencies 

believe that these items will provide 

additional insight into the risk profile of 

a market risk institution’s trading 

activity. For example, the first twelve 

lines of the Memoranda section will 

contribute to the agencies’ 

understanding of the degree to which 

diversification effects across the 

principal market risk drivers are 

material. 

In developing this proposal, the 

agencies considered several tradeoffs 

between the reporting burden on market 

risk institutions and the information 

needs of bank supervisors. One issue 

that the agencies identified was that 

market risk institutions have exposures 

in certain products that might fit into 

more than one of the specified risk 

categories (e.g., interest rate, equity, 

foreign exchange, commodities, and 

credit). For example, convertible 

securities will mostly be subject to 

interest rate risk unless their value 

converges with that of the underlying 

equity. Similarly, foreign exchange 

swaps are primarily interest rate 

positions, but it is possible that a market 

risk institution might classify some as 

subject to foreign exchange risk. 

Accordingly, for purposes of reporting 

the VaR- or stressed VaR-based 

measures on the FFIEC 102, market risk 

institutions may classify their exposures 

in the same risk categories in which 

they are reported internally. Similarly, 

for purposes of reporting on the 

proposed FFIEC 102, the agencies have 

proposed to define diversification 

benefit as any adjustment to VaR- or 

stressed VaR-based measures that a 

market risk institution makes to reflect 

the absence of a perfect statistical 

correlation between the values of the 

underlying positions. The agencies also 

recognize that some market risk 

institutions may not adjust for 

diversification benefits in their VaR- or 

stressed VaR-based estimates, and in 

that case a market risk institution would 

not be required to estimate such benefits 

for purposes of reporting on the FFIEC 

102. 

V. Electronic Submission of Reports 

Consistent with the requirements for 

the agencies’ reports that collect data 

under the current regulatory capital 

reporting requirements,9 market risk 

institutions subject to the proposed 

reporting requirements would be 

required to submit the FFIEC 102 in an 

electronic format using file 

specifications and formats to be 

determined by the agencies. 

VI. Request for Comment 

Public comment is requested on all 

aspects of this joint notice. In particular, 

do market risk institutions expect that 

making any specific line items on the 

proposed FFIEC 102 public would cause 

them competitive or other harm? If so, 

please identify the specific line items 

and describe in detail the nature of the 

harm. 

Additionally, comments are invited 

on: 

(a) Whether the collections of 

information that are the subject of this 

notice are necessary for the proper 

performance of the agencies’ functions, 

including whether the information has 

practical utility; 

(b) The accuracy of the agencies’ 

estimates of the burden of the 

information collections as they are 

proposed to be revised, including the 

validity of the methodology and 

assumptions used; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

information collections on respondents, 

including through the use of automated 

collection techniques or other forms of 

information technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide the information. 

Comments submitted in response to 

this joint notice will be shared among 

the agencies. All comments will become 

a matter of public record. 

Dated: February 6, 2015. 

Stuart Feldstein, 

Director, Legislative and Regulatory Activities 

Division, Office of the Comptroller of the 

Currency. 

Board of Governors of the Federal Reserve 

System, February 10, 2015. 

Robert deV. Frierson, 

Secretary of the Board. 

Dated at Washington, DC, this 6th day of 

February, 2015. 

Federal Deposit Insurance Corporation. 

Robert E. Feldman, 

Executive Secretary. 

[FR Doc. 2015–03265 Filed 2–17–15; 8:45 am] 

BILLING CODE 4810–33–P; 6210–01–P; 6714–01–P 

FEDERAL RETIREMENT THRIFT 

INVESTMENT BOARD 

Sunshine Act; Notice of Meeting 

TIME AND DATE: 10:00 a.m. February 23, 

2015 (Telephonic). 

PLACE: 10th Floor Board Meeting Room, 

77 K Street, NE., Washington, DC 20002. 

STATUS: Open to the public. 

MATTERS TO BE CONSIDERED: 

Open to the Public 

1. Approval of the Minutes of the 

January 26, 2015 Board Member 

Meeting 

2. Monthly Reports 

a. Monthly Participant Activity Report 

b. Monthly Investment Policy Report 

c. Legislative Report 

3. Internal Audit Plan 

CONTACT PERSON FOR MORE INFORMATION: 

Kimberly Weaver, Director, Office of 

External Affairs, (202) 942–1640. 

Dated: February 13, 2015. 

Megan Grumbine, 

Deputy General Counsel, Federal Retirement 

Thrift Investment Board. 

[FR Doc. 2015–03424 Filed 2–13–15; 11:15 am] 

BILLING CODE 6720–01–P 

DEPARTMENT OF VETERANS 

AFFAIRS 

[OMB Control No. 2900–0321] 

Proposed Information Collection 

(Appointment of Veterans Service 

Organization/or Individuals as 

Claimant’s Representative) Activity: 

Comment Request 

AGENCY: Veterans Benefits 

Administration, Department of Veterans 

Affairs. 

ACTION: Notice. 

SUMMARY: The Veterans Benefits 

Administration (VBA), Department of 


emcdonald on DSK67QTVN1PROD with NOTICES