<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          SEP-30-1998             SEP-30-1997
<PERIOD-START>                             OCT-01-1997             OCT-01-1996
<PERIOD-END>                               MAR-31-1998             MAR-31-1997
<CASH>                                           1,248                   1,228
<INT-BEARING-DEPOSITS>                           1,894                   1,547
<FED-FUNDS-SOLD>                                 4,900                   1,050
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                      8,010                  13,878
<INVESTMENTS-CARRYING>                           1,464                   2,549
<INVESTMENTS-MARKET>                             1,512                   2,537
<LOANS>                                         42,506                  47,322
<ALLOWANCE>                                        255                     237
<TOTAL-ASSETS>                                  61,278                  68,924
<DEPOSITS>                                      45,174                  42,497
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                                965                   1,142
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      15,139                  25,285
<TOTAL-LIABILITIES-AND-EQUITY>                  61,278                  68,924
<INTEREST-LOAN>                                  1,899                   1,932
<INTEREST-INVEST>                                  209                     505
<INTEREST-OTHER>                                   225                     112
<INTEREST-TOTAL>                                 2,333                   2,549
<INTEREST-DEPOSIT>                               1,084                     964
<INTEREST-EXPENSE>                               1,086                     965
<INTEREST-INCOME-NET>                            1,247                   1,584
<LOAN-LOSSES>                                        6                      12
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                    793                     660
<INCOME-PRETAX>                                    486                     950
<INCOME-PRE-EXTRAORDINARY>                         486                     950
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       304                     598
<EPS-PRIMARY>                                      .18                     .35
<EPS-DILUTED>                                      .18                     .35
<YIELD-ACTUAL>                                    7.69                    7.56
<LOANS-NON>                                          0                       0
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   249                     225
<CHARGE-OFFS>                                        0                       0
<RECOVERIES>                                         0                       0
<ALLOWANCE-CLOSE>                                  255                     237
<ALLOWANCE-DOMESTIC>                               255                     237
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>