<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          SEP-30-1999             SEP-30-1998
<PERIOD-START>                             OCT-01-1998             OCT-01-1997
<PERIOD-END>                               SEP-30-1999             SEP-30-1998
<CASH>                                           2,598                   2,891
<INT-BEARING-DEPOSITS>                           1,867                  26,895
<FED-FUNDS-SOLD>                                   430                   3,010
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     29,108                  39,158
<INVESTMENTS-CARRYING>                          10,085                  15,047
<INVESTMENTS-MARKET>                             9,724                  14,970
<LOANS>                                        125,922                 110,979
<ALLOWANCE>                                        429                     429
<TOTAL-ASSETS>                                 174,545                 201,945
<DEPOSITS>                                     144,272                 148,444
<SHORT-TERM>                                         0                  18,000
<LIABILITIES-OTHER>                              3,599                   3,946
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      26,674                  31,555
<TOTAL-LIABILITIES-AND-EQUITY>                 174,545                 201,945
<INTEREST-LOAN>                                  9,138                   9,383
<INTEREST-INVEST>                                2,509                   4,540
<INTEREST-OTHER>                                   876                   1,738
<INTEREST-TOTAL>                                12,523                  15,661
<INTEREST-DEPOSIT>                               6,944                   7,303
<INTEREST-EXPENSE>                               6,944                   9,319
<INTEREST-INCOME-NET>                            5,579                   6,342
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   3                      88
<EXPENSE-OTHER>                                  5,022                   5,620
<INCOME-PRETAX>                                    777                   1,075
<INCOME-PRE-EXTRAORDINARY>                         777                   1,075
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       278                     763
<EPS-BASIC>                                        .08                     .19
<EPS-DILUTED>                                      .08                     .19
<YIELD-ACTUAL>                                    7.26                    7.36
<LOANS-NON>                                        175                     248
<LOANS-PAST>                                       175                     248
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   429                     429
<CHARGE-OFFS>                                        0                       1
<RECOVERIES>                                         0                       1
<ALLOWANCE-CLOSE>                                  429                     429
<ALLOWANCE-DOMESTIC>                               199                     210
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            230                     219


</TABLE>