EXHIBIT 10.14(b)
                                LOAN AGREEMENT


      LOAN AGREEMENT  dated as of March 17, 1998 by and between Think New Ideas.
Inc.,  with an  address  at 45  West  36th  Street,  New  York,  NY  10018  (the
"Borrower") and Omnicom Finance Inc., a Delaware  corporation  (the  "Creditor")
with offices at 437 Madison Avenue. New York, NY 10022.

      WHEREAS,  the  Borrower  has  requested  the  Creditor  to  make a loan to
Borrower  in the amount of Five  Hundred  Thousand  ($500,000)  Dollars  and the
Creditor  is  willing  to lend the  Borrower  such  amount  upon the  terms  and
conditions hereinafter set forth.

      NOW,   THEREFORE,   in   consideration   of   the   mutual  covenants  and
undertakings  herein contained,  the Borrower and the Creditor hereby agree as
follows:

1.0  DEFINITIONS.  For the purposes of this Loan  Agreement,  unless the context
indicates otherwise:

1.1 "CLOSING DATE." - shall mean March 17, 1998.

1.2  "EVENTS OF  DEFAULT."  - shall mean any of the Events of Default  set forth
under Section 5.1 hereof.

1.3 "LOAN  AGREEMENT." - shall mean this Loan Agreement between the Borrower and
the Creditor, as amended or supplemented from time to time.


1 .4 "LOAN  INSTRUMENTS."  - shall  mean this Loan  Agreement,  the Note and any
other  instruments and documents  executed between the Creditor and the Borrower
in connection herewith.

1.5 "LOAN." - shall mean the loan made by the Creditor to the Borrower  pursuant
to the Note and Section 2.0 hereof.

1.6  "NOTE." - shall  mean the  promissory  note  executed  by the  Borrower  in
substantially the form of Exhibit A attached hereto.


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2.0    THE LOAN.

2.1  LOAN.   Subject  to  the  terms  and   conditions   and  relying  upon  the
representations  and  warranties  herein set forth being true and  correct  when
made,  the  Creditor  agrees  to make a Loan to the  Borrower  in the  amount of
$500,000. The Loan shall be evidenced by the Note dated the Closing Date.

2.2 USE OF  PROCEEDS.  The  Borrower  may only use the  proceeds of the Loan for
business purposes.

2.3 INTEREST. The Loan shall bear interest at a rate equal to eight (8%) percent
per-annum.  Interest  on the  Loan  shall  be  calculated  based  on  the  daily
outstanding balance thereof during the interest period and on the basis of a 360
day year.


2.4  PAYMENTS.  The Borrower  promises to pay interest and the entire  principal
amount of this Note upon thirty (30) days notice from  Creditor or December  31,
1998, whichever is earlier.

3 .0 REPRESENTATIONS AND WARRANTIES. The Borrower hereby represents and warrants
to the Creditor that the following are true and correct:


3.1  ORGANIZATION,  CORPORATE  POWER,  ETC. The Borrower is a  corporation  duly
organized, validly existing, and in good standing under the laws of its state of
incorporation.

3.2. VALIDITY OF THE LOAN INSTRUMENTS.  The execution,  delivery and performance
by the Borrower of the Loan Instruments and the borrowing  evidenced by the Note
(i) are  within  the  corporate  powers  of the  Borrower,  (ii)  have been duly
authorized  by all  requisite  corporate  action on the part of the Borrower and
(iii) will not violate any provisions of applicable law now in effect, any order
of any court or other  agency of  government,  the Articles of  Organization  or
By-Laws of the  Borrower,  or any  indenture,  agreement or other  instrument to
which the Borrower is a party or by which it or any of its property is bound, or
be in conflict with or result in a breach of, or constitute (with or without the
giving of notice or lapse of time, or both) a default under any such  indenture,
agreement  or other  instrument.  The Loan  Instruments,  when  executed  by the



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Borrower,   will  each  constitute  legal,  valid  and  binding  obligations  in
accordance with their respective terms.

4.0 CONDITIONS OF LENDING.  The Creditor shall not be obligated to make the Loan
to the Borrower hereunder unless the following conditions have been satisfied:

4.1  AGREEMENTS,  ETC. On the Closing date, the Borrower shall have delivered to
the Creditor the following, duly authorized, executed, and in form and substance
acceptable to the Creditor:

                  (a)   This Loan Agreement executed by the Borrower; and

                  (b)   The Note executed by the Borrower.

4.2 REPRESENTATIONS AND WARRANTIES. On the Closing Date, the representations and
warranties of the Borrower in this Loan Agreement shall be true and correct.

4.3 NO DEFAULT.  On the Closing Date,  no Event of Default,  or event which with
the giving of notice or lapse of time,  or both,  would  constitute  an Event of
Default, shall have occurred and be continuing.

5.0 DEFAULT.

5.1 EVENTS OF DEFAULT.  The occurrence of any of the following shall  constitute
an Event of Default hereunder:

            5.1.1 DEFAULT IN PAYMENT.  The Borrower shall fail to pay all or any
      portion of the principal or interest on the Note when due and payable.

            5.1.2  BANKRUPTCY,  ETC. The Borrower shall (i) apply for or consent
      to the  appointment of a receiver,  (ii) admit in writing its inability to
      pay its debts as they become due, (iii) make a general  assignment for the
      benefit of creditors,  (iv) have filed against it an involuntary  petition
      in  bankruptcy  or (v)  file a  voluntary  petition  in  bankruptcy,  or a
      petition  or an answer  seeking  reorganization,  or an  arrangement  with
      creditors.

            5.1.3  RECEIVER, ETC.   An order, judgment or decree


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shall be entered  against the Borrower by any court of  competent  jurisdiction,
approving  a petition  seeking  reorganization  of the  Borrower  or of all or a
substantial  part of the  properties or assets of the Borrower,  or appointing a
receiver, trustee or liquidator for the Borrower.

5.2 REMEDIES. If an Event of Default shall occur and be continuing, the Creditor
may, at its option:

            5.2.1 ACCELERATION. Declare the principal amount of the Loan and all
      interest accrued thereon, and all other amounts due in connection with the
      Loan to be  immediately  due and payable with no further  notice or demand
      (each of which hereby is expressly waived by the Borrower),  whereupon the
      same shall become immediately due and payable.

            5.2.2 OTHER.  Exercise any other  remedy  existing in equity,  or at
      law, by virtue of statute or otherwise.

6.0 MISCELLANEOUS.

6.1 NOTICES.  All notices  required to be given  hereunder shall be deemed to be
received if directed to the address(es)  recited on page 1 of this Agreement via
facsimile,  personal  delivery,  Certified or Registered Mail or by an overnight
delivery carrier such as Federal  Express,  or in such other manner as to either
of the parties hereof,  as such party shall designate in a written notice to the
other party hereto.

6.2 SURVIVAL OF LOAN AGREEMENT.  All agreements,  representations and warranties
made herein shall  survive the making by the Creditor of the Loan herein and the
execution  and delivery to the Creditor of the Note  evidencing  such Loan until
the Note and all other  amounts due from the Borrower to the Creditor  hereunder
are paid in full. This Loan Agreement shall be binding upon the Borrower and its
successors,  and shall inure to the benefit of the  successor and assigns of the
Creditor,  except that the Borrower may not transfer or assign any or all of its
rights or  obligations  hereunder  without  the  prior  written  consent  of the
Creditor.

6.3 SEVERABILITY. In the event that any provision hereof is deemed to be invalid
by reason of the operation of any law or by



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reason of the interpretation  placed thereupon by any court, this Loan Agreement
shall be construed as not  containing  such provision and the invalidity of such
provision shall not affect the validity of any other provisions  hereof, and any
and all other provisions  hereof which are otherwise lawful shall remain in full
force and effect.

6.4 WAIVER. No delay on the part of either party in exercising any right,  power
or privilege  hereunder shall operate as a waiver thereof,  nor shall any single
or practical exercise of any right, power or privilege  hereunder preclude other
or further  exercise  thereof,  or the  exercise  of any other  right,  power or
privilege.

6.5  INDEMNIFICATION.  The  Borrower  agrees to  indemnify,  defend and hold the
Creditor  harmless  from  and  against  any and  all  loss,  liability,  damage,
judgment,   claim,   deficiency  or  expense  (including  interest,   penalties,
attorneys' fees and amounts paid in settlement) to which the Creditor may become
subject insofar as such loss, liability, claim, judgment,  deficiency or expense
arises out of or is based upon a suit or  proceeding  brought or  threatened  in
connection with this Agreement or the other Loan Instruments.

6.6 EXPENSES. The Borrower agrees to pay or reimburse the Creditor for any costs
and expenses  (including  reasonable  attorney fees) incurred in connection with
the enforcement or preservation of any rights under the Loan Instruments.

6.7 MODIFICATION OF LOAN INSTRUMENTS. No modification or waiver of any provision
of any of the Loan  Instruments,  nor consent to any  departure  by the Borrower
therefrom,  shall in any event be effective unless the same shall be in writing,
and then such waiver or consent shall be effective only in the specific instance
and for  the purpose for which given.  No notice to or demand on the Borrower in
any case shall entitle the Borrower to any other or further  notice or demand in
the same, similar or other circumstances.

6.8 DESCRIPTIVE  HEADINGS.  The descriptive  headings of the several sections of
this  Agreement  are  inserted for  convenience  only and shall not be deemed to
affect the meaning or construction of any of the provisions hereof.

6.9 APPLICABLE LAW. The Loan  Instruments  shall be construed in accordance with
and governed by the laws of the State


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of New York without  giving  effect to the choice or conflict of law  principles
thereof.

6.10 COUNTERPARTS.  This Agreement may he executed in several counterparts, each
of which shall be deemed an original, but all of which together shall constitute
one and the Same instrument.


6.11  ASSIGNMENT.  This  Loan  Agreement  and the  Note may be  assigned  by the
Creditor without the prior written consent of Borrower.

6.12 BUSINESS DISCLOSURES. Borrower shall deliver to the Creditor throughout the
Term of this  Loan  Agreement  monthly  financial  statements  in the  format as
required by other Companies in Omnicom Group Inc.'s Communicade Group.

IN WITNESS  WHEREOF,  this  Agreement  has been  executed  and  delivered by the
Borrower and the Creditor,  by their duly authorized  officers on the date first
set forth above.


Think New Ideas, Inc.                     Omnicom Finance Inc.

By:   /s/ Melvin Epstein                  By:  /s/ Maeve C. Robinson
      -------------------                      -----------------------
Title:      C.F.O.                        Title:      ASSISTANT TREASURER