SETTLEMENT AGREEMENT
                                       AND
                                 GENERAL RELEASE

         This Settlement Agreement and GENERAL Release ("Agreement") is made and
entered  into this 26 day of May,  2000,  by and  between  LARRY D.  ROGERS,  an
individual  ("Rogers"),  and  COMMERCIAL  CONCEPTS,  INC.,  a  Utah  corporation
("CCI").  Rogers and CCI shall sometimes be hereinafter referred to collectively
as the "Parties," or individually as a "Party."

                                    RECITALS

         A.  Rogers  and  CCI   executed  a  certain   Agreement   and  Plan  of
Reorganization  dated June 10, 1999 (the "Exchange  Agreement"),  whereby Rogers
exchanged  all  of  his  common  stock  in  Advice  Productions,  Inc.,  a  Utah
corporation ("Advice"), for 1,000,000 "restricted" shares of CCI common stock.

         B.  As a  result  of  the  Exchange  Agreement,  CCI  became  the  sole
shareholder of Advice.

         C. Since the closing of the Exchange  Agreement,  Rogers has  performed
certain work for CCI as an independent  contractor or consultant,  but not as an
employee.

         D. In the Exchange Agreement,  Rogers made certain  representations and
warranties regarding,  among other things, the financial  statements,  property,
assets, liabilities,  contracts, customers and business of Advice (collectively,
the "Representations and Warranties").

         E. CCI believes  that Rogers made various  material  misrepresentations
and  omissions  with  respect  to the  Representations  and  Warranties  and the
Exchange  Agreement,  and  further  believes  that CCI has  claims and causes of
action against Rogers for breach of the Exchange Agreement.

         F. Rogers  disputes that he made any  misrepresentations  and omissions
with respect to the  Representations  and Warranties or the Exchange  Agreement,
and further disputes that CCI has any claims and causes of action against him.

         G.  The  Parties  wish to  fully  and  completely  settle  all of their
disagreements  and  disputes  with  respect to the  Exchange  Agreement  and the
Representations  and  Warranties  upon the terms and conditions set forth below,
for which purpose this document was executed.

                                    AGREEMENT

         NOW  THEREFORE,  based on the  foregoing  and other  good and  valuable
consideration,  the receipt and sufficiency of which are hereby acknowledged, it
is hereby acknowledged and agreed by and between the Parties as follows:

         1. Recitals.  Each of the foregoing Recitals is incorporated  herein by
this reference and shall be deemed contractual and not mere recitals.

<PAGE>

         2.  Acknowledgment  and Settlement.  The Parties  acknowledge  that all
issues  between them that are  associated  with the Exchange  Agreement  and the
Representations  and Warranties  are fully and completely  settled in accordance
with the terms and conditions of this Agreement.

         3. Consideration to be Paid.  Simultaneously with the full execution of
this  Agreement,  Rogers  shall  return,  transfer  and  convey  to CCI  800,000
"restricted" shares of CCI common stock (collectively, the "Settlement Shares").
Rogers shall physically deliver to CCI the stock  certificate(s)  evidencing his
ownership  of  the  Settlement   Shares,   and  shall   properly   endorse  said
certificate(s)  to CCI.  Further,  as set forth  more  fully in Section 9 below,
Rogers shall also waive,  discharge and release any and all claims and causes of
action he may have against CCI in connection  with the Exchange  Agreement,  the
Representations  and Warranties  and the work Rogers  performed for CCI prior to
the effective date of this Agreement.  In addition,  Rogers shall pay all of the
debts  specifically  listed on the  attached  Exhibit A,  which is  incorporated
herein by this reference.

         As set forth more fully in Section 8 below, CCI shall waive,  discharge
and release any and all claims and causes of action it may have  against  Rogers
in connection with the Exchange  Agreement,  the  Representations and Warranties
and the  work  Rogers  performed  for CCI  prior to the  effective  date of this
Agreement. Further, promptly following the full execution of this Agreement, CCI
shall  return to Rogers each item of personal  property  listed on the  attached
Exhibit B, which is incorporated herein by this reference.

         4. Severance;  Shares Retained;  Termination of Business  Relationship.
The Parties  acknowledge  and agree that Rogers has performed work for CCI as an
independent contractor or consultant,  but not as an employee, since the closing
of the Exchange  Agreement.  CCI agrees to pay Rogers all commissions  earned by
Rogers prior to the effective date of this Agreement as such commissions  accrue
(i.e., upon receipt of customer payment) as set forth on the attached Exhibit C,
which is  incorporated  herein by this  reference.  The Parties  acknowledge and
agree  that  Rogers  shall  be  entitled  to  retain  400,000  of the  1,000,000
"restricted"  shares of CCI common stock  acquired by Rogers in connection  with
the  Exchange  Agreement.  Rogers  shall also be  entitled  to retain the 69,300
"restricted"  shares of CCI common  stock that he acquired  from CCI on or about
December 23, 1999.  Finally,  the Parties  acknowledge  and agree that, with the
exception of being a shareholder of CCI, Roger's business  relationship with CCI
shall terminate immediately upon the full execution of this Agreement. Following
the date of the full  execution of this  Agreement,  Rogers shall no longer be a
consultant for or independent  contractor of CCI. Effective immediately upon the
full execution of this Agreement,  the Parties agree that Rogers shall be deemed
to have resigned as an officer and director of CCI, and this Agreement  shall be
deemed to be Rogers' written resignation from such positions.

         5. Dissolution of Advice. Promptly following the full execution of this
Agreement and the delivery of the Settlement Shares to CCI, the Parties agree to
jointly take all  necessary  and desirable  action to formally  dissolve  Advice
including, without limitation,  filing Articles of Dissolution with the State of
Utah. Following the dissolution of Advice,  Rogers shall be permitted to use the
names "Advice," "Advice Production" and "Advice Productions" for any personal or
business purpose Rogers may desire including, without limitation,  forming a new
business entity using any of such names.

         6. Roger's Representations and Warranties. Rogers hereby represents and
warrants to CCI as follows:

                                       2
<PAGE>

         A.       Rogers  has a  complete  knowledge  and  understanding  of the
                  operations,  activities,  purposes and management of CCI since
                  the date of the closing of the Exchange Agreement.

         B.       Rogers  has  disclosed  to  CCI  all  agreements   (verbal  or
                  written),  contracts and other documents,  which he has signed
                  or  entered  into,  as  well  as any  debts,  liabilities  and
                  expenses,  which he has incurred,  in any manner, on behalf of
                  CCI.

         C.       Prior  to his  execution  of this  Agreement,  Rogers  had the
                  opportunity to seek  independent,  legal advice  regarding the
                  propriety and advisability of executing this Agreement.

         D.       Rogers has been granted the  opportunity to conduct a full and
                  fair  examination  of the records,  documents and files of CCI
                  including,   without  limitation,   CCI's  financial  records,
                  Articles of  Incorporation  and Bylaws,  has been  granted the
                  opportunity  to ask  questions  of and  receive  answers  from
                  representatives of CCI, its officers, directors, employees and
                  agents concerning CCI and its business and prospects,  and has
                  been  granted  the  full  opportunity  by  CCI to  obtain  any
                  additional information Rogers deemed necessary or desirable in
                  making the decision to execute this Agreement.

         E.       Rogers executed this Agreement  voluntarily and willingly with
                  full power and authority to enter into this Agreement, and the
                  terms and conditions of this Agreement  shall be fully binding
                  upon Rogers.

         F.       Rogers  has  not  relied  on  any  statement,  representation,
                  omission,  or promise of CCI or any other individual or entity
                  in  executing  this   Agreement,   in  making  the  settlement
                  described  herein,  or with  respect  to the  tax or  economic
                  consequences  relating  to the  settlement  described  in this
                  Agreement.

         G.       Rogers owns full  rights,  title and  interests  in and to the
                  Settlement Shares and has not pledged,  liened,  encumbered or
                  hypothecated the Settlement Shares in any manner whatsoever.

         H.       Rogers has read and  reviewed  this  Agreement in its entirety
                  and knows and  understands  the full  contents and meanings of
                  the provisions hereof.

         7. CCI's  Representations  and  Warranties.  CCI hereby  represents and
warrants to Rogers as follows:


         A.       Prior  to  its  execution  of  this  Agreement,  CCI  had  the
                  opportunity to seek  independent,  legal advice  regarding the
                  propriety and advisability of executing this Agreement.

         B.       CCI executed this  Agreement  voluntarily  with full power and
                  authority  to enter  into  this  Agreement,  and the terms and
                  conditions of this Agreement shall be fully binding upon CCI.

         C.       CCI has not relied on any statement, representation, omission,
                  or  promise  of Rogers or any  other  individual  or entity in
                  executing this Agreement or in making the settlement described
                  herein.

                                       3
<PAGE>

         D.       CCI has read and reviewed  this  Agreement in its entirety and
                  knows and  understands  the full  contents and meanings of the
                  provisions hereof.


         8. General Release by CCI. In consideration of the return, transfer and
conveyance  of the  Settlement  Shares  from Rogers to CCI,  CCI hereby  waives,
discharges,  acquits and releases any and all claims, demands,  damages, losses,
expenses, reimbursements, liabilities, costs and causes of action of every kind,
nature and  character,  that it now has or may have in the  future,  whether now
known or unknown, contingent or liquidated,  against Rogers in any way resulting
from any fact, circumstance, event, happening, omission, or occurrence connected
with, related directly or indirectly to, or arising from the Exchange Agreement,
the  Representations  and Warranties or Rogers employment with or work performed
for CCI prior to the effective date of this Agreement.  The Parties  acknowledge
and agree that this Section 8 is intended to be, and should be interpreted as, a
broad and general  release by CCI of Rogers with  respect to the subject  matter
described herein.

         9.  General  Release  by  Rogers.  In  consideration  of CCI's  waiver,
discharge  and  release  set forth in Section 8 above,  and in  addition  to the
return,  transfer  and  conveyance  of the  Settlement  Shares by Rogers to CCI,
Rogers  hereby  waives,  discharges,  acquits and  releases  any and all claims,
demands,  damages,  losses,  expenses,  reimbursements,  liabilities,  costs and
causes of action of every  kind,  nature and  character,  that he now has or may
have in the  future,  whether now known or unknown,  contingent  or  liquidated,
against  CCI and all of  CCI's  employees,  officers,  directors,  shareholders,
representatives,  agents,  attorneys,  subsidiaries,  affiliates  and all  other
related parties (collectively, the "Released Parties") in any way resulting from
any fact,  circumstance,  event,  happening,  omission,  or occurrence connected
with, related directly or indirectly to, or arising from the Exchange Agreement,
the  Representations  and Warranties or Rogers employment with or work performed
for CCI prior to the effective date of this Agreement.  The Parties  acknowledge
and agree that this Section 9 is intended to be, and should be interpreted as, a
broad and general release by Rogers of CCI and the Released Parties with respect
to the subject matter described herein.

         10. Indemnification. Rogers hereby agrees to indemnify, defend and hold
harmless  CCI and all of the  Released  Parties  from and  against  all  claims,
demands,  damages,  losses,  expenses,  reimbursements,  liabilities,  costs and
causes of action of every kind,  nature and character,  that any third party now
has or may have in the  future,  whether  now known or  unknown,  contingent  or
liquidated,  against CCI or the Released  Parties in any way resulting  from any
unlawful,  wrongful,   negligent,   malicious,   unauthorized  or  illegal  act,
circumstance,  event, happening, omission, or occurrence connected with, related
directly or  indirectly  to, or arising from the  Exchange  Agreement or Roger's
involvement  and  association   with,  and  participation  in,  the  operations,
management and ownership of CCI including, without limitation, Rogers employment
with or work  performed for CCI prior to the effective  date of this  Agreement.
The Parties  acknowledge  and agree that this  Section 10 is intended to be, and
should be interpreted as, a broad and general  indemnification  by Rogers of CCI
and the Released  Parties with respect to the subject matter  described  herein.
This  obligation  shall not  impose  any  liability  on Rogers  for any  actions
approved by the shareholders, officers or directors or CCI.

CCI hereby agrees to indemnify, defend and hold harmless Rogers from and against
all claims, demands,  damages,  losses, expenses,  reimbursements,  liabilities,
costs and causes of action of every kind,  nature and character,  that any third
party  now  has or may  have  in the  future,  whether  now  known  or  unknown,

                                       4
<PAGE>

contingent or liquidated, against Rogers in any way resulting from any unlawful,
wrongful, negligent, malicious,  unauthorized or illegal act of, and any actions
approved by, the shareholders, officer or directors of CCI. Without limiting the
breadth of this provision,  CCI specifically agrees to indemnify and hold Rogers
harmless  from any claims by any taxing  authority  relating to the  business or
operations of CCI.

         11. No Liability. The Parties acknowledge and agree that this Agreement
constitutes a compromise of doubtful and disputed  claims.  This Agreement shall
not  constitute an admission of the occurrence or  non-occurrence  of any facts,
acts, omissions, and/or circumstances by any of the Parties hereto, nor shall it
constitute an admission of liability by any of the Parties.

         12. Entire Agreement;  Binding Effect.  This Agreement  constitutes the
entire  agreement by and between the Parties with respect to the subject  matter
described and referred to herein,  and no statements,  whether  written or oral,
shall be deemed a part of this Agreement  unless  specifically  incorporated  by
reference.  This Agreement  shall be binding upon and shall inure to the benefit
of   the   Parties'   respective   employees,   officers,   directors,   agents,
representatives, heirs, successors and assigns.

         13.  Governing  Law;  Venue.  This  Agreement  shall be  construed  and
governed by the laws of the State of Utah. The Courts of Salt Lake County, State
of Utah shall have exclusive jurisdiction and venue over any disputes or actions
arising out of or relating to this Agreement.

         14.  Confidentiality.  The  Parties  agree to  maintain  the  terms and
conditions of this Agreement  confidential  as among  themselves,  and shall not
disclose its contents to any other  person or entity  without the prior  written
consent of the other Parties hereto, with the exception of those representatives
and  employees  of  the  Parties  and  those  various  taxing  and  governmental
authorities  as  shall  be  necessary  pursuant  to any  legal  requirements  of
disclosure. The failure of any Party to maintain the confidentiality required in
this  Section  14 shall  give rise to a cause of  action  of the  other  Parties
against such Party for all damages, direct and consequential,  arising out of or
caused by such failure,  as well as punitive  damages against such Party for any
intentional failure to maintain the required confidentiality.

         As  used in this  Section  14,  "Confidential  Information"  means  all
information,  not generally  known to the public,  that relates to the business,
products, finances, customers,  prospects, services, suppliers, plans, proposals
or practices of CCI, and all  information  that CCI  specifically  designates as
"confidential."  All Confidential  Information shall be considered trade secrets
of CCI and shall be entitled to all  protections  given by law to trade secrets.
Confidential Information shall include, without limitation,  every form in which
information may exist,  whether written,  verbal,  film, tape, computer disk, or
any other form of media.  Rogers  covenants  and agrees that he shall not use or
disclose to any person or entity any Confidential  Information (except to legal,
accounting  or  tax  representatives  as  reasonably  required,  and  except  as
specifically  required  by law or by  subpoena),  shall  not  in any  other  way
publicly or privately  disseminate any Confidential  Information,  and shall not
assist  anyone  else to do any of these  things.  Upon  full  execution  of this
Agreement,  Rogers shall  promptly  return all  Confidential  Information in his
possession  or control to CCI.  This  covenant  shall endure  indefinitely.  The
Parties  anticipate that Rogers may immediately  engage in a business similar to
that  previously  conducted by Advice  Productions,  Inc. The Parties agree that
Rogers may use any and all  information  and  materials  that he has relating to
Advice Productions, Inc. in conducting his own business.

                                       5
<PAGE>

         Neither Party will make any disparaging  comments  concerning the other
Party.  If CCI receives any  telephone  calls for Rogers,  CCI will politely and
without  negaive comment either take a message and give it to Rogers or give the
caller the current telephone number of Rogers (801-554-8630)

         15.  Attorney's  Fees and Costs.  Each of the Parties shall pay its own
attorney's fees, costs, and expenses incurred in connection with this Agreement.
In the event any Party  breaches  this  Agreement,  the  non-breaching  Party or
Parties  shall be entitled to recover  reasonable  attorneys'  fees and costs in
connection with the execution and enforcement of such Party's or Parties' rights
and remedies hereunder.

         IN WITNESS  WHEREOF,  the  undersigned  have affixed  their  respective
signatures hereto as of the date above first written.

                             [Signatures to Follow]

                                       6
<PAGE>

                                         COMMERCIAL CONCEPTS, INC., a Utah
                                         corporation

                                         By: /s/ George Richards
                                             --------------------------------
                                                  George Richards
                                         Its:     President



                                          /s/ Larry D. Rogers
                                         --------------------------------
                                         LARRY D. ROGERS, an individual

                                       7
<PAGE>

                                    EXHIBIT A

                          (Debts to be Paid by Rogers)

                         All Obligation to KSL Radio/TV

                           Debts to be retained by CCI

Creditor                        Original Debt          Current Debt
-------------------------- ------------------ ----------------------
Arrow America                       $2500.00               $2500.00
-------------------------- ------------------ ----------------------
Excel Graphics                      $1500.00                   $.00
-------------------------- ------------------ ----------------------
Fast Forward                          $90.00                  $4.00
-------------------------- ------------------ ----------------------
Jeff Lambright                      $1500.00                   $.00
-------------------------- ------------------ ----------------------
KJZZ                                  $76.00                  $5.00
-------------------------- ------------------ ----------------------
Mc Carty Agency                      $310.00               ($288.00)
-------------------------- ------------------ ----------------------
Paul Rushton                         $300.00                $300.00
-------------------------- ------------------ ----------------------
Photographic Solutions              $1171.00               $1171.00
-------------------------- ------------------ ----------------------
TMG                                 $1700.00               $1535.00
-------------------------- ------------------ ----------------------
Videomatic                          $1000.00               $1000.00
-------------------------- ------------------ ----------------------
Video West                          $1005.00                $217.00
-------------------------- ------------------ ----------------------
Bill Cherry                         $1500.00                   $.00
-------------------------- ------------------ ----------------------
Peter Semelke                        $700.00                ($30.00)
-------------------------- ------------------ ----------------------
Al Azad                              $475.00                   $.00
-------------------------- ------------------ ----------------------

-------------------------- ------------------ ----------------------
Total                             $13,827.00              $6,164.00
-------------------------- ------------------ ----------------------

<PAGE>

                                    EXHIBIT B

              (Items of Personal Property to be Returned to Rogers)

One walnut desk and credenza,  one beige desk chair, two beige guest chairs,  on
grey locking (lock broken) legal size four drawer filing  cabinet,  one samasung
SensPro 500 notebook computer with accessories,  all historical client files and
historical client electronic media/files, various personal artwork.

<PAGE>

                                    EXHIBIT C

                (Severance to be Paid to Rogers when they Accrue)

                       $1500.00 on or about March 5, 2000
                       $1500.00 on or about March 20, 2000
                       $1500.00 on or about April 5, 2000
                       $1500.00 on or about April 20, 2000
                        $1500.00 on or about May 5, 2000