WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>


<ARTICLE>                                           7
<LEGEND>
     (Replace this text with the legend)
</LEGEND>
<CIK>                                          0001013698
<NAME>                                         Symons International
<MULTIPLIER>                                   1
<CURRENCY>                                     US DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   DEC-31-1999
<EXCHANGE-RATE>                                1
<DEBT-HELD-FOR-SALE>                           166,748,000
<DEBT-CARRYING-VALUE>                          72,347,000
<DEBT-MARKET-VALUE>                            166,748,000
<EQUITIES>                                     13,425,000
<MORTGAGE>                                     1,990,000
<REAL-ESTATE>                                  400,000
<TOTAL-INVEST>                                 204,928,000
<CASH>                                         3,097,000
<RECOVER-REINSURE>                             98,258,000
<DEFERRED-ACQUISITION>                         13,920,000
<TOTAL-ASSETS>                                 499,811,000
<POLICY-LOSSES>                                214,948,000
<UNEARNED-PREMIUMS>                            90,007,000
<POLICY-OTHER>                                 0
<POLICY-HOLDER-FUNDS>                          0
<NOTES-PAYABLE>                                16,929,000
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    135,000,000
<COMMON>                                       38,136,000
<OTHER-SE>                                     (63,116,000)
<TOTAL-LIABILITY-AND-EQUITY>                   499,811,000
<PREMIUMS>                                     263,334,000
<INVESTMENT-INCOME>                            12,535,000
<INVESTMENT-GAINS>                             (303,000)
<OTHER-INCOME>                                 15,641,000
<BENEFITS>                                     265,198,000
<UNDERWRITING-AMORTIZATION>                    2,687,000
<UNDERWRITING-OTHER>                           94,757,000
<INCOME-PRETAX>                                (71,435,000)
<INCOME-TAX>                                   1,045,000
<INCOME-CONTINUING>                            (72,480,000)
<DISCONTINUED>                                 0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   (80,816)
<EPS-BASIC>                                    (7.78)
<EPS-DILUTED>                                  (7.78)
<RESERVE-OPEN>                                 200,972,000
<PROVISION-CURRENT>                            234,737,000
<PROVISION-PRIOR>                              30,461,000
<PAYMENTS-CURRENT>                             140,128,000
<PAYMENTS-PRIOR>                               98,274,000
<RESERVE-CLOSE>                                214,948,000
<CUMULATIVE-DEFICIENCY>                        (30,461,000


</TABLE>