IIB 

115TH CONGRESS 

2D SESSION H. R. 2219 

IN THE SENATE OF THE UNITED STATES 

APRIL 11, 2018 

Received; read twice and referred to the Committee on Banking, Housing, and 

Urban Affairs 

AN ACT 

To increase the role of the financial industry in combating 

human trafficking. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 


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1 SECTION 1. SHORT TITLE. 

2 This Act may be cited as the ‘‘End Banking for 

3 Human Traffickers Act of 2018’’. 

4 SEC. 2. INCREASING THE ROLE OF THE FINANCIAL INDUS5 TRY IN COMBATING HUMAN TRAFFICKING. 

6 (a) TREASURY AS A MEMBER OF THE PRESIDENT’S

7 INTERAGENCY TASK FORCE TO MONITOR AND COMBAT

8 TRAFFICKING.—Section 105(b) of the Victims of Traf9 ficking and Violence Protection Act of 2000 (22 U.S.C. 

10 7103(b)) is amended by inserting ‘‘the Secretary of the 

11 Treasury,’’ after ‘‘the Secretary of Education,’’. 

12 (b) REQUIRED REVIEW OF PROCEDURES.—Not later 

13 than 180 days after the date of the enactment of this Act, 

14 the Financial Institutions Examination Council, in con15 sultation with the Secretary of the Treasury, the private 

16 sector, and appropriate law enforcement agencies, shall— 

17 (1) review and enhance training and examina18 tions procedures to improve the capabilities of anti19 money laundering and countering the financing of 

20 terrorism programs to detect financial transactions 

21 relating to severe forms of trafficking in persons; 

22 (2) review and enhance procedures for referring 

23 potential cases relating to severe forms of trafficking 

24 in persons to the appropriate law enforcement agen25 cy; and 


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1 (3) determine, as appropriate, whether require2 ments for financial institutions are sufficient to de3 tect and deter money laundering relating to severe 

4 forms of trafficking in persons. 

5 (c) INTERAGENCY TASK FORCE RECOMMENDATIONS

6 TARGETING MONEY LAUNDERING RELATED TO HUMAN

7 TRAFFICKING.— 

8 (1) IN GENERAL.—Not later than 270 days 

9 after the date of the enactment of this Act, the 

10 Interagency Task Force to Monitor and Combat 

11 Trafficking shall submit to the Committee on Finan12 cial Services and the Committee on the Judiciary of 

13 the House of Representatives, the Committee on 

14 Banking, Housing, and Urban Affairs and the Com15 mittee on the Judiciary of the Senate, and the head 

16 of each appropriate Federal banking agency— 

17 (A) an analysis of anti-money laundering 

18 efforts of the United States Government and 

19 United States financial institutions relating to 

20 severe forms of trafficking in persons; and 

21 (B) appropriate legislative, administrative, 

22 and other recommendations to strengthen ef23 forts against money laundering relating to se24 vere forms of trafficking in persons. 


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1 (2) REQUIRED RECOMMENDATIONS.—The rec2 ommendations under paragraph (1) shall include— 

3 (A) feedback from financial institutions on 

4 best practices of successful programs to combat 

5 severe forms of trafficking in persons currently 

6 in place that may be suitable for broader adop7 tion by similarly situated financial institutions; 

8 (B) feedback from stakeholders, including 

9 victims of severe forms of trafficking in persons 

10 and financial institutions, on policy proposals 

11 derived from the analysis conducted by the task 

12 force referred to in paragraph (1) that would 

13 enhance the efforts and programs of financial 

14 institutions to detect and deter money laun15 dering relating to severe forms of trafficking in 

16 persons, including any recommended changes to 

17 internal policies, procedures, and controls relat18 ing to severe forms of trafficking in persons; 

19 (C) any recommended changes to training 

20 programs at financial institutions to better 

21 equip employees to deter and detect money 

22 laundering relating to severe forms of traf23 ficking in persons; 

24 (D) any recommended changes to expand 

25 information sharing relating to severe forms of 


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1 trafficking in persons among financial institu2 tions and between such financial institutions, 

3 appropriate law enforcement agencies, and ap4 propriate Federal agencies; and 

5 (E) recommended changes, if necessary, to 

6 existing statutory law to more effectively detect 

7 and deter money laundering relating to severe 

8 forms of trafficking in persons, where such 

9 money laundering involves the use of emerging 

10 technologies and virtual currencies. 

11 (d) LIMITATION.—Nothing in this Act shall be con12 strued to grant rulemaking authority to the Interagency 

13 Task Force to Monitor and Combat Trafficking. 

14 (e) DEFINITIONS.—As used in this section— 

15 (1) the term ‘‘appropriate Federal banking 

16 agency’’ has the meaning given the term in section 

17 3(q) of the Federal Deposit Insurance Act (12 

18 U.S.C. 1813(q)); 

19 (2) the term ‘‘severe forms of trafficking in per20 sons’’ has the meaning given such term in section 

21 103 of the Trafficking Victims Protection Act of 

22 2000 (22 U.S.C. 7102); 

23 (3) the term ‘‘Interagency Task Force to Mon24 itor and Combat Trafficking’’ means the Interagency 

25 Task Force to Monitor and Combat Trafficking esVerDate Sep 11 2014 23:16 Apr 11, 2018 Jkt 079200 PO 00000 Frm 00005 Fmt 6652 Sfmt 6201 E:\BILLS\H2219.RFS H2219

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1 tablished by the President pursuant to section 105 

2 of the Victims of Trafficking and Violence Protec3 tion Act of 2000 (22 U.S.C. 7103); and 

4 (4) the term ‘‘law enforcement agency’’ means 

5 an agency of the United States, a State, or a polit6 ical subdivision of a State, authorized by law or by 

7 a government agency to engage in or supervise the 

8 prevention, detection, investigation, or prosecution of 

9 any violation of criminal or civil law. 

10 SEC. 3. COORDINATION OF HUMAN TRAFFICKING ISSUES 

11 BY THE OFFICE OF TERRORISM AND FINAN12 CIAL INTELLIGENCE. 

13 (a) FUNCTIONS.—Section 312(a)(4) of title 31, 

14 United States Code, is amended— 

15 (1) by redesignating subparagraphs (E), (F), 

16 and (G) as subparagraphs (F), (G), and (H), respec17 tively; and 

18 (2) by inserting after subparagraph (D) the fol19 lowing: 

20 ‘‘(E) combating illicit financing relating to 

21 severe forms of trafficking in persons;’’. 

22 (b) INTERAGENCY COORDINATION.—Section 312(a) 

23 of title 31, United States Code, is amended by adding at 

24 the end the following: 


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1 ‘‘(8) INTERAGENCY COORDINATION.—The Sec2 retary of the Treasury, after consultation with the 

3 Undersecretary for Terrorism and Financial Crimes, 

4 shall designate an office within the OTFI that shall 

5 coordinate efforts to combat the illicit financing of 

6 severe forms of trafficking in persons with— 

7 ‘‘(A) other offices of the Department of the 

8 Treasury; 

9 ‘‘(B) other Federal agencies, including— 

10 ‘‘(i) the Office to Monitor and Combat 

11 Trafficking in Persons of the Department 

12 of State; and 

13 ‘‘(ii) the Interagency Task Force to 

14 Monitor and Combat Trafficking; 

15 ‘‘(C) State and local law enforcement agen16 cies; and 

17 ‘‘(D) foreign governments.’’. 

18 (c) DEFINITION.—Section 312(a) of title 31, United 

19 States Code, as amended by this section, is further amend20 ed by adding at the end the following: 

21 ‘‘(9) DEFINITION.—In this subsection, the term 

22 ‘severe forms of trafficking in persons’ has the 

23 meaning given such term in section 103 of the Traf24 ficking Victims Protection Act of 2000 (22 U.S.C. 

25 7102).’’. 


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1 SEC. 4. ADDITIONAL REPORTING REQUIREMENT UNDER 

2 THE TRAFFICKING VICTIMS PROTECTION 

3 ACT OF 2000. 

4 Section 105(d)(7) of the Trafficking Victims Protec5 tion Act of 2000 (22 U.S.C. 7103(d)(7)) is amended— 

6 (1) in the matter preceding subparagraph (A)— 

7 (A) by inserting ‘‘the Committee on Finan8 cial Services,’’ after ‘‘the Committee on Foreign 

9 Affairs,’’; and 

10 (B) by inserting ‘‘the Committee on Bank11 ing, Housing, and Urban Affairs,’’ after ‘‘the 

12 Committee on Foreign Relations,’’; 

13 (2) in subparagraph (Q)(vii), by striking ‘‘; 

14 and’’ and inserting a semicolon; 

15 (3) in subparagraph (R), by striking the period 

16 at the end and inserting ‘‘; and’’; and 

17 (4) by adding at the end the following: 

18 ‘‘(S) the efforts of the United States to 

19 eliminate money laundering relating to severe 

20 forms of trafficking in persons and the number 

21 of investigations, arrests, indictments, and con22 victions in money laundering cases with a nexus 

23 to severe forms of trafficking in persons.’’. 


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1 SEC. 5. MINIMUM STANDARDS FOR THE ELIMINATION OF 

2 TRAFFICKING. 

3 Section 108(b) of the Trafficking Victims Protection 

4 Act of 2000 (22 U.S.C. 7106(b)) is amended by adding 

5 at the end the following new paragraph: 

6 ‘‘(13) Whether the government of the country, 

7 consistent with the capacity of the country, has in 

8 effect a framework to prevent financial transactions 

9 involving the proceeds of severe forms of trafficking 

10 in persons, and is taking steps to implement such a 

11 framework, including by investigating, prosecuting, 

12 convicting, and sentencing individuals who attempt 

13 or conduct such transactions.’’. 

Passed the House of Representatives April 10, 2018. 

Attest: KAREN L. HAAS, 

Clerk. 


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