<TABLE> <S> <C>

<ARTICLE> 7
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
QUARTERLY  REPORT ON FORM 10-Q AS OF AND FOR THE NINE MONTHS ENDED SEPTEMBER 30,
1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997<F1><F2><F3>
<DEBT-HELD-FOR-SALE>                           185,833
<DEBT-CARRYING-VALUE>                           21,765
<DEBT-MARKET-VALUE>                             21,882
<EQUITIES>                                       1,536
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                                 209,134
<CASH>                                          46,124
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                               0
<TOTAL-ASSETS>                                 769,276
<POLICY-LOSSES>                                460,428
<UNEARNED-PREMIUMS>                             73,252
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                 15,802
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           363
<OTHER-SE>                                     161,585
<TOTAL-LIABILITY-AND-EQUITY>                   769,276
<PREMIUMS>                                     133,882
<INVESTMENT-INCOME>                             12,557
<INVESTMENT-GAINS>                                   0
<OTHER-INCOME>                                  17,969
<BENEFITS>                                      98,435
<UNDERWRITING-AMORTIZATION>                          0
<UNDERWRITING-OTHER>                                 0
<INCOME-PRETAX>                                  6,412
<INCOME-TAX>                                     2,602
<INCOME-CONTINUING>                              3,810
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,810
<EPS-PRIMARY>                                     0.10
<EPS-DILUTED>                                     0.10
<RESERVE-OPEN>                                 458,239
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                460,428
<CUMULATIVE-DEFICIENCY>                              0
        
<FN>
<F1>Net investment income is reported net of any realized gains and losses in
the Statement of Income.
<F2>Financial Data Schedule information for the year ending December 31, 1996 is
incorporated by reference herein to FORM 10-K/A annual report as filed with the
Securities and Exchange Commission by the Company on October 23, 1997.
<F3>Amounts inapplicable or not disclosed as a separate line on the
Statement of Financial Position or Results of Operations are reported as 0
herein.
</FN>

</TABLE>