JOHNSON, BLAKELY, POPE, BOKOR, RUPPEL & BURNS, P.A.
                        ATTORNEYS AND COUNSELLORS AT LAW

<TABLE>
<CAPTION>

<S>                           <C>                                  <C>                               <C>
  E. D. ARMSTRONG III                SCOTT C. ILGENFRITZ                  A.R. "CHARLIE" NEAL               JOAN M. VECCHIOLI
  JOHN T. BLAKELY                    FRANK R. JAKES                       F. WALLACE POPE, JR.              STEVEN H. WEINBERGER
  BRUCE H. BOKOR                     TIMOTHY A. JOHNSON, JR.              ROBERT V. POTTER, JR.             AMBER F. WILLIAMS
  GUY M. BURNS                       SHARON E. KRICK                      DONALD P. REED                    JULIUS J. ZSCHAU
  JONATHAN S. COLEMAN                ROGER A. LARSON                      DARRYL R. RICHARDS
  MICHAEL T. CRONIN                  JOHN R. LAWSON, JR.*                 PETER A. RIVELLINI
  ROBERT M. DAISLEY                  MICHAEL G. LITTLE                    DENNIS G. RUPPEL*
  ELIZABETH J. DANIELS               MICHAEL C. MARKHAM                   CHARLES A. SAMARKOS               *OF COUNSEL
  MARION HALE                        STEPHANIE T. MARQUARDT               PHILIP M. SHASTEEN
</TABLE>

                                                     PLEASE REPLY TO  CLEARWATER



                                                           FILE NO. 41287.102070





Paul Matecki, Esq.                       Liviakis Financial Communications, Inc.
General Counsel                          Attn.:  Mr. John Liviakis
Raymond James & Associates, Inc.         495 Miller Ave.
880 Carillon Pkwy.                       Mill Valley, CA  94941
St. Petersburg, FL  33716

         Re:      Liviakis Financial Communications, Inc. - Margin Situation

Dear Paul and John:

         The  purpose  of this  letter  is to  confirm  our  previous  telephone
conversations  regarding the treatment of 1,654,200  shares of  eautoClaims.com,
Inc.  ("EACC") common stock which were previously  issued to Liviakis  Financial
Communications,  Inc.  ("Liviakis")  in connection  with a Consulting  Agreement
entered into between Liviakis and EACC.

         As  you  are  aware,  EACC  and  Liviakis  have  differences  regarding
Liviakis'  entitlement  to the shares  that were issued in  connection  with the
Consulting  Agreement.  It is my further understanding that Liviakis has pledged
the EACC common  shares to Raymond James & Associates,  Inc.  ("Raymond  James")
that Liviakis holds of record as additional collateral for a margin account that
Liviakis maintains at Raymond James. The EACC shares pledged to Raymond James by
Liviakis are subject to resale restrictions imposed by Rule 144.

         As I  explained,  EACC is  currently  in  registration  with the SEC in
connection with a firm  commitment  underwriting  through Dirks & Company,  Inc.
("Underwriter").  In  connection  with this  underwriting,  the  Underwriter  is
requiring that holders of our restricted  securities  enter into certain lock-up
arrangements. The Underwriter has requested a 270 day lock-up period.

         It is my understanding that Liviakis and Raymond James are agreeable to
entering  into  a  lock-up  agreement  for a  270  day  period  subject  to  the
Underwriter  and EACC  granting  Raymond  James the right to sell certain of the
EACC  shares  pledged  to  Raymond  James by  Liviakis  in  accordance  with the
provisions  of Rule 144 in the event  Raymond  James  determines in its sole and
absolute  discretion  that the liquidation of the EACC common shares is required
to cover a margin call on the  Liviakis  margin  account  maintained  at Raymond
James.  If any such margin call occurs and Raymond  James decides to sell EACC's
securities  pursuant to Rule 144, then Raymond James shall give the  Underwriter
two (2) days' prior  written  notice of its intent to liquidate  the EACC shares
and shall provide the Underwriter or it's designee the right of first refusal to
act as the  agent,  market  maker or  broker  in any  such  sale for the two (2)
subsequent business days after receipt of notice from Raymond James.


        CLEARWATER OFFICE                           TAMPA OFFICE
       911 CHESTNUT STREET                     100 NORTH TAMPA STREET
      POST OFFICE BOX 1368                          SUITE 1800
 CLEARWATER, FLORIDA  33757-1368               POST OFFICE BOX 1100
    TELEPHONE: (727) 461-1818               TAMPA, FLORIDA  33601-1100
    TELECOPIER (727) 462-0365                TELEPHONE (813) 225-2500
                                             TELECOPIER (727)462-0365


<PAGE>


Paul Matecki, Esq.
Mr. John Liviakis
Page 2

         This letter also  confirms  that  Liviakis is  agreeable  to  returning
160,000 shares to EACC for cancellation,  or transferring said 160,000 shares to
a designee of EACC.  Liviakis and Raymond  James agree to cooperate in affecting
this  transfer  and  further  agree to make  physical  delivery  of the  current
certificates to the transfer agent for  re-issuance  reflecting the reduction of
160,000  shares.  EACC agrees to withdraw its stop transfer  instructions to the
transfer agent and acknowledges the enforceability of the Consulting  Agreement.
Upon execution of this letter  agreement and  performance of the  understandings
described  in this letter  eAuto and  Liviakis  agree that all dispute have been
settled and release each other from any claims other than  performance  required
under this letter agreement.

         Attached to this letter is the lock-up  agreement.  Please execute this
letter and the lock-up  agreement.  The  effective  date of these  agreements is
April 24, 2001. Thank you for your attention to these matters.

                                                Very truly yours,

                                                JOHNSON, BLAKELY, POPE,
                                                BOKOR, RUPPEL & BURNS, P.A.



                                                Michael T. Cronin
MTC:afs
Enclosure
cc:      Eric Seidel
         Ray Dirks
         Bill Schifino, Esq.


<PAGE>

Paul Matecki, Esq.
Mr. John Liviakis
Page 3



                                       AGREED AND ACCEPTED:

                                       LIVIAKIS FINANCIAL
                                       COMMUNICATION, INC.

                                       By:_____________________________
                                                 John Liviakis

                                       Effective Date:  April 24, 2001

                                       RAYMOND JAMES FINANCIAL
                                       SERVICES, INC.

                                       By:_____________________________


                                       Effective Date:  April 24, 2001

                                       eAUTOCLAIMS.COM, INC.


                                       By:_____________________________
                                                  Eric Seidel

                                       Effective Date:  April 24, 2001


<PAGE>



                               [Liviakis Lock-up]

                                 LOCK-UP LETTER

                                  April 24 2001

Board of Directors



Gentlemen:

         By virtue of the execution of this letter  agreement (the  "Agreement")
the  undersigned  individual  and/or  entity  (hereinafter  referred  to as  the
"Shareholder"), as record and beneficial owner of the number of shares of Common
Stock,  $.0001 par value per share and/or  options to acquire  common shares set
forth  opposite  the  Shareholder's  name  at the  end of  this  Agreement  (the
"Shares"), of eAutoClaims.com, Inc., a Nevada corporation (the "Company") hereby
represents and warrants to the Company as follows:

         a)       The  undersigned  has full power and  authority  to enter into
                  this  Agreement  and  to  restrict  the   transferability  and
                  saleability of the Shares other than certain  agreements  with
                  Raymond  James  &  Associates,  Inc.,  which  the  undersigned
                  understands has consented to this lock-up letter;

         b)       The undersigned's  compliance with the terms and conditions of
                  this  Agreement  will  not  conflict  with any  instrument  or
                  agreement   pertaining  to  the  Shares  or  the   transaction
                  contemplated  herein;  and will not conflict  in,  result in a
                  breach of, or  constitute a default  under any  instrument  to
                  which the Shareholder is a party other than certain agreements
                  with Raymond James & Associates,  Inc.,  which the undersigned
                  understands has consented to this lock-up letter;

         c)       The  undersigned  owns the  Shares  free and  clear of any and
                  all liens and  encumbrances  other  than the lien of Raymond
                  James & Associates, Inc. for a margin account.

         By  virtue  of  the   execution  of  this   Agreement   and  solely  in
consideration  for the  Company's  utilizing  its  best  efforts  to  cause  the
preparation  and filing with the Securities and Exchange  Commission (the "SEC")
of a Registration  Statement on Form SB-2 (the  "Registration  Statement") under
the  Securities  Act of 1933,  as amended  (the  "Act"),  causing the same to be
ordered  effective by the SEC; and the  undertaking by Dirks & Company,  Inc. to
act as underwriter  (the  "Underwriter")  in connection  with the offering of an
aggregate of 1,000,000  Units,  each Unit  consisting  of three shares of common
stock and four common stock purchase warrants (the "Units") on a firm commitment
basis," and the execution of an Underwriting  Agreement  between the Underwriter
and the  Company,  the terms and  conditions  of which are  hereby  incorporated
herein by  reference  and  which  document  is  hereinafter  referred  to as the
"Underwriting Agreement"; the Shareholder hereby agrees with the Underwriter and
the Company as follows:

         Pursuant to the applicable  paragraphs of the  Underwriting  Agreement,
the shareholder agrees that he shall not sell any unregistered  stock,  pursuant
to Rule 144 or otherwise,  for a period of two hundred  seventy (270) days after
the date of the final and  definitive  prospectus,  without the prior consent of
the Underwriter.

         Notwithstanding  the foregoing,  Raymond & Associates,  Inc.  ("Raymond
James")  shall have the right to sell certain of the Shares in  compliance  with
Rule 144 under the Act if Raymond James  determines  in it's sole  discretion to
sell the Shares in order to meet certain margin  requirements of the Shareholder
due to Raymond James. In such event Raymond James shall give the Underwriter two
(2) days' prior  written  notice of Raymond  James  intention to sell the Shares
under Rule 144 and the Underwriter,  or it's designee,  shall have the right for
two (2) business  days of the receipt of notice from Raymond James to act as the
market maker or broker for the sale of the Shares pursuant to Rule 144.


<PAGE>


         Nothing in this Agreement  shall,  or shall be deemed to,  restrict the
right and option of the  Shareholder  to sell all or any portion of the Units to
any other individual,  firm or entity in a private  transaction  exempt from the
registration  provisions of the Act and pursuant to the terms of a duly executed
investment letter. By virtue of the execution of this Agreement, the Shareholder
manifests his agreement and understanding  that any purchaser of the Shares in a
private  transaction  must execute and deliver to the  Shareholder an investment
letter wherein he agrees to hold the Shares for a one (1) year period commencing
from the date of such sale and  without the benefit of any period of time during
which the Shareholder held the Shares.

         This  lock-up  letter is  subject to all other  holders  of  restricted
securities of the Company entering into lock-up letters with the Company in form
and substance satisfactory to the Underwriter. This lock-up letter is subject to
the  offering  closing on or before  June 30,  2001.  In the event the  proposed
offering  described  in this  lock-up  letter does not close for any reason then
this lock-up letter shall be null and void.

                                                     Very truly yours,


No. of Shares                                   __________________________
              ----------------------
                                                     Name of Stockholder

No. of Options
               ------------
                                                --------------------------
                                                        Signature

                                                --------------------------
                                                     Street Address

                                                --------------------------
                                                   City, State and Zip Code

                                                --------------------------
                                                       Telephone Number