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On the Issue Date specified, Ford Motor Credit Company (“Ford Credit”) will issue the series of its Continuously Offered Bonds for
Retail Accounts Due Nine Months or More from the Date of Issue described below. Merrill Lynch, Pierce, Fenner & Smith Incorporated
has agreed to purchase each series of the Notes at the price indicated, for resale at the Price to Public shown below. After the
initial public offering of each series, the offering price for that series may be changed.




Filed under Rule 424(b)(3), Registration Statement No. 333-86832

Pricing Supplement No. 4, dated July 29, 2002

(To prospectus dated May 17, 2002, and prospectus supplement dated June 7, 2002)




Ford Motor Credit Company

Continuously Offered Bonds for Retail Accounts

Due Nine Months or More from the Date of Issue



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Price to	 	 	 	 	 	 	 	 
	CUSIP	 	 	 	 	 	Purchasing	 	Interest Rate per	 	Interest	 	Stated Maturity	 	Survivor’s
	Number	 	Price to Public1	 	Agent1	 	Annum	 	Payment Frequency	 	Date	 	Option
	 
	34539C CL4
	 	 	100.0	%	 	 	99.6125	%	 	 	4.800	%	 	Monthly	 	August 20, 2004	 	YES
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Redemption Information: N/A
	 
	34539C CM2
	 	 	100.0	%	 	 	99.3875	%	 	 	5.400	%	 	Monthly	 	August 22, 2005	 	YES
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Redemption Information: N/A
	 
	34539C CN0
	 	 	100.0	%	 	 	99.2625	%	 	 	5.800	%	 	Monthly	 	August 21, 2006	 	YES
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Redemption Information: Redeemable at the option of Ford Credit on any Interest Payment Date beginning August 20, 2003. See the
prospectus supplement for further information.
	 
	34539C CP5
	 	 	100.0	%	 	 	99.0250	%	 	 	6.000	%	 	Monthly	 	August 20, 2007	 	YES
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Redemption Information: N/A
	 
	34539C CQ3
	 	 	100.0	%	 	 	98.8250	%	 	 	6.800	%	 	Quarterly	 	August 20, 2009	 	YES
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Redemption Information: Redeemable at the option of Ford Credit on any Interest Payment Date beginning August 20, 2004. See the
prospectus supplement for further information.
	 
	34539C CR1
	 	 	100.0	%	 	 	98.5250	%	 	 	7.000	%	 	Quarterly	 	August 20, 2012	 	YES
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Redemption Information: Redeemable at the option of Ford Credit on any Interest Payment Date beginning August 20, 2004. See the
prospectus supplement for further information.
	 
	34539C CS9
	 	 	100.0	%	 	 	97.5000	%	 	 	7.500	%	 	Quarterly	 	August 20, 2032	 	YES
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Redemption Information: Redeemable at the option of Ford Credit on any Interest Payment Date beginning August 20, 2007. See the
prospectus supplement for further information.






	 	 	 

	Trade Date: July 29, 2002

	 	Merrill Lynch & Co.
	Issue Date: August 7, 2002

	 	Purchasing Agent
	Minimum Denominations/Increments: $1,000/$1,000

	 	Acting as Principal
	All trades in the Notes described in this pricing supplement
will settle on the Issue Date in same-day funds without
accrued interest, in book-entry form only through DTC.
	 	 
	DTC Participant Number: 5132
	 	 








 




			
	1	 	Expressed as a percentage of the aggregate principal amount.