|  |  |                                                                                                    |  |  |  |  |  |  |
|--|--|----------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
|  |  |                                                                                                    |
|  |  | /s/ PATRICK TADIE                                                                          |
|  |  | Name: Patrick Tadie                                                                            |
|  |  | Title:   Group Vice President                                                                  |
|  |  |             ICS Global Capital Markets |
|  |  | Date:   February 25, 2022                                                                      |

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|                                              |             |                                                                                                                                                                                                                 |  |  |  |  |  |  |
|----------------------------------------------|-------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                                 | Item 1122   | Applicable Activity                                                                                                                                                                                             |
| Santander Drive Auto Receivable Trust 2015-4 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
| Santander Drive Auto Receivable Trust 2015-5 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
| Santander Drive Auto Receivable Trust 2016-1 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
| Santander Drive Auto Receivable Trust 2016-2 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
| Santander Drive Auto Receivable Trust 2016-3 | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
| DRIVE Auto Receivables Trust 2017-1          | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                            |
|                                              | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
|                                              | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                |
|                                              | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. |
|                                              | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                     |
| DRIVE Auto Receivables Trust 2017-2          | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                            |
|                                              | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
|                                              | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                |
|                                              | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. |
|                                              | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                     |
| DRIVE Auto Receivables Trust 2017-3          | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                            |
|                                              | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                        |
|                                              | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| Fifth Third Auto Trust 2017-1       | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2018-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2018-2 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2018-3 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2018-4 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2018-5 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2018-2      | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2018-3      | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2018-4      | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2019-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2019-3 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2019-4 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| Fifth Third Auto Trust 2019-1       | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| Capital One Prime Auto Trust 2019-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| Capital One Prime Auto Trust 2019-2 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| Capital One Prime Auto Trust 2020-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |

----

|                                |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|--------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                   | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2020-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2020-2 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2020-3      | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2020-4      | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2020-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |

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|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2020-2 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2021-1      | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| CarMax Auto Owner Trust 2021-2      | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |

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|                                                   |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|---------------------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                                      | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                                   | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                   | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                   | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                   | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| World Omni Auto Owner Trust 2021-B                | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                   | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                   | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                   | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                   | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                   | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| World Omni Auto Lease Securitization Trust 2021-A | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                   | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                   | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                   | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                   | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |

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|                                                 |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                                    | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| World Omni Auto Owner Trust 2021-C              | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                 | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| World Omni Select Auto Trust 2021-A             | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |
|                                                 | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                                 | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                                 | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                                 | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| Capital One Prime Auto Receivables Trust 2021-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                                 | (d)(2)(iv)  | Company’s obligation: The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (eg., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                   |

----

|                                     |             |                                                                                                                                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |
|-------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|
| Transactions                        | Item 1122   | Applicable Activity                                                                                                                                                                                                                                                                                                                                                                                                     |
|                                     | (d)(2)(v)   | Company’s obligation: Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2021-1 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2021-2 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |
| DRIVE Auto Receivables Trust 2021-3 | (d)(2)(ii)  | Company’s obligation: Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel                                                                                                                                                                                                                                                                    |
|                                     | (d)(3)(i)   | Company’s obligation to issue a notification of any activity giving rise to Form 10-D or Form 8-K disclosure items                                                                                                                                                                                                                                                                                                |
|                                     | (d)(3)(ii)  | Company’s obligation: Amounts due to investors are allocated and remitted in accordance with time frames, distribution priority and other terms set forth in the transaction agreement                                                                                                                                                                                                                        |
|                                     | (d)(3)(iii) | Company’s obligation: Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                         |
|                                     | (d)(3)(iv)  | Company’s obligation: Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                             |