Exhibit 10.2



 Exhibit 10.2 
 FEDERAL DEPOSIT INSURANCE CORPORATION 
 WASHINGTON, D.C. 

AND 
 STATE OF
ILLINOIS 
 DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION 

DIVISION OF BANKING 
 SPRINGFIELD, ILLINOIS 
  

					
	 	  	)	  	
	In the Matter of	  	)	  	STIPULATION AND CONSENT
		  	)	  	TO THE ISSUANCE OF A
	COMMUNITY BANK-	  	)	  	CONSENT ORDER
	        WHEATON/GLEN ELLYN	  	)	  	
	GLEN ELLYN, ILLINOIS	  	)	  	
		  	)	  	
	(Illinois Chartered	  	)	  	FDIC-10-713b
	        Insured Nonmember Bank)	  	)	  	2010- DB- 102
	 	  	)	  	

 Subject to the acceptance of this STIPULATION AND CONSENT TO THE ISSUANCE OF A CONSENT ORDER
(“STIPULATION”) by the Federal Deposit Insurance Corporation (“FDIC”) and Illinois Department of Financial and Professional Regulation, Division of Banking (“Division”) it is hereby stipulated and
agreed by and among representatives of the FDIC, Division and Community Bank-Wheaton/Glen Ellyn, Glen Ellyn, Illinois, (“Bank”) as follows: 
 1. The Bank has been advised of its right to receive 







 
a NOTICE OF CHARGES AND OF HEARING (“NOTICE”) detailing the alleged unsafe or unsound banking practices and violations of law, rule or regulation alleged to have been committed
by the Bank, and of its right to a hearing on the charges under Section 8(b) of the Federal Deposit Insurance Act (“Act”), 12 U.S.C. § 1818(b), and 38 111. Adm. Code, Section 392 et seq., regarding hearings before the
Division, and has knowingly waived those rights; 
 2. The Bank, solely for the purpose of this proceeding and without admitting
or denying any of the alleged charges of unsafe or unsound banking practices or violations of law, rule or regulation, hereby consents and agrees to the issuance of a CONSENT ORDER (“ORDER”) by the FDIC and the Division; 

3. The Bank further stipulates and agrees that such ORDER shall be deemed to be a consent order which has become final and unappealable,
and that the ORDER shall become effective immediately upon issuance by the FDIC and the Division and fully enforceable by the FDIC and the Division pursuant to the provisions Section 8(i) of the Act, 12 U.S.C. § 1818 (i), and
Section 48(6) of the Illinois Banking Act, 205 ILCS 5/48 (6), respectively, subject only to the conditions set forth in paragraph 4 of this STIPULATION; 

  
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 4. In the event the FDIC and the Division accept this STIPULATION and issue the ORDER, it is
agreed that no action to enforce the ORDER will be taken by the FDIC in the United States District Court or the appropriate Federal Circuit Court, or by the Division in the appropriate State Circuit Court, unless the Bank, any of its
institution-affiliated parties, as that term is defined in Section 3(u) of the Act, 12 U.S.C.§ 1813(u), or any of its successors or assigns, has violated or is about to violate any provision of the ORDER; 

5. The Bank hereby waives: 
 (a) The receipt of a NOTICE; 
 (b) All defenses and counterclaims
of any kind to this proceeding; 
 (c) A hearing for the purpose of taking evidence on the allegations in the
NOTICE; 
 (d) The filing of proposed findings of fact and conclusions of law; 

(e) A recommended decision of an Administrative Law Judge; and 

(f) Exceptions and briefs with respect to such recommended decision. 

  
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 Dated this 21st day of January, 2011. 

 

					
	FEDERAL DEPOSIT INSURANCE CORPORATION, LEGAL DIVISION	 		 	 COMMUNITY BANK -WHETON/GLEN ELLYN
 GLEN ELLYN, ILLINOIS

			
	By:	 		 	By:
			
	/s/ Richard C. Rowley	 		 	/s/ William F. Behrmann
	 Richard C. Rowley
 Senior
Regional Attorney
	 		 	 William F. Behrmann

Director

			
	 	 		 	/s/ Penny Belke
		 		 	 Penny Belke

Director

	STATE OF ILLINOIS DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION	 		 	/s/ H. David Clayton
	By:	 		 	 H. David Clayton

Director

			
	/s/ Jorge A. Solis	 		 	/s/ Raymond A. Dieter, Jr.
	 Jorge A. Solis

Director
 Division of Banking
	 		 	 Raymond A. Dieter, Jr.

Director

			
	 	 		 	/s/ Donald H. Fischer
		 		 	 Donald H. Fischer
 Chairman
& Director

			
	 	 		 	/s/ Robert Haeger
		 		 	 Robert Haeger

Director

			
	 	 		 	/s/ Scott W. Hamer
		 		 	 Scott W. Hamer
 President, CEO,
& Director



  
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	 	 		 	/s/ Mary Beth Moran
		 		 	 Mary Beth Moran

Director

			
	 	 		 	/s/ Joseph S. Morrissey
		 		 	 Joseph S. Morrissey

Director

			
	 	 		 	/s/ John M. Mulherin
		 		 	 John M. Mulherin

Director

		 		 	  
 Comprising the Board of Directors of

COMMUNITY BANK -

        WHEATION/GLEN ELLYN
 GLEN ELLYN, ILLINOIS



  
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