Federal Register / Vol. 80, No. 14 / Thursday, January 22, 2015 / Notices 3235 

serve the broadest possible set of 

consumers. As a result, the agency is 

committed to increasing the 

participation of unbanked and 

underbanked households in the 

financial mainstream by ensuring that 

all Americans have access to safe, 

secure, and affordable banking services. 

The National Survey of Unbanked and 

Underbanked Households is one 

contribution to this end. 

The National Survey of Unbanked and 

Underbanked Households is also a key 

component of the FDIC’s efforts to 

comply with a Congressional mandate 

contained in section 7 of the Federal 

Deposit Insurance Reform Conforming 

Amendments Act of 2005 (Reform Act) 

(Pub. L. 109–173), which calls for the 

FDIC to conduct ongoing surveys ‘‘on 

efforts by insured depository 

institutions to bring those individuals 

and families who have rarely, if ever, 

held a checking account, a savings 

account or other type of transaction or 

check cashing account at an insured 

depository institution (hereafter in this 

section referred to as the ‘unbanked’) 

into the conventional finance system.’’ 

Section 7 further instructs the FDIC to 

consider several factors in its conduct of 

the surveys, including: (1) ‘‘What 

cultural, language and identification 

issues as well as transaction costs 

appear to most prevent ‘unbanked’ 

individuals from establishing 

conventional accounts’’; and (2) ‘‘what 

is a fair estimate of the size and worth 

of the ‘‘unbanked’’ market in the United 

States.’’ The National Survey of 

Unbanked and Underbanked 

Households is designed to address these 

factors and provide a factual basis on 

the proportions of unbanked 

households. Such a factual basis is 

necessary to adequately assess banks’ 

efforts to serve these households as 

required by the statutory mandate. 

To obtain this information, the FDIC 

partnered with the U.S. Census Bureau, 

which administered the Household 

Survey supplement (‘‘FDIC 

Supplement’’) to households that 

participated in the January 2009, June 

2011, and June 2013 CPS. The results of 

these surveys were released to the 

public in December 2009, September 

2012, and October 2014, respectively. 

The FDIC supplement has yielded 

nationally-representative data, not 

otherwise available, on the size and 

characteristics of the population that is 

unbanked or underbanked, the use by 

this population of alternative financial 

services, and the reasons why some 

households do not make greater use of 

mainstream banking services. The 

National Survey of Unbanked and 

Underbanked Households is the only 

population-representative survey 

conducted at the national level that 

provides state-level estimates of the size 

and characteristics of unbanked and 

underbanked households for all 50 

states and the District of Columbia. An 

executive summary of the results of the 

first three Household Surveys, the full 

reports, and the survey instruments can 

be accessed through the following link: 

http://www.economicinclusion.gov/

surveys/. 

Consistent with the statutory mandate 

to conduct the surveys on an ongoing 

basis, the FDIC already has in place 

arrangements for conducting the fourth 

Household Survey as a supplement to 

the June 2015 CPS. However, prior to 

finalizing the next survey instrument, 

the FDIC seeks to solicit public 

comment on whether changes to the 

existing instrument are desirable and, if 

so, to what extent. It should be noted 

that, as a supplement of the CPS survey, 

the Household Survey needs to adhere 

to specific parameters that include 

limits in the length and sensitivity of 

the questions that can be asked of CPS 

respondents. Specifically, there is a 

strict limitation on the number of 

questions permitted and the average 

time required to complete the survey (15 

minutes on average). 

Request for Comment 

Comments are invited on: (a) Whether 

the collection of information is 

necessary for the proper performance of 

the FDIC’s functions, including whether 

the information has practical utility; (b) 

the accuracy of the estimates of the 

burden of the information collection; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the information collection on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

The FDIC will consider all comments 

to determine the extent to which the 

information collection should be 

modified prior to submission to OMB 

for review and approval. After the 

comment period closes, comments will 

be summarized and/or included in the 

FDIC’s request to OMB for approval of 

the collection. All comments will 

become a matter of public record. 

Dated at Washington, DC, this 16th day of 

January, 2015. 

Federal Deposit Insurance Corporation. 

Robert E. Feldman, 

Executive Secretary. 

[FR Doc. 2015–00982 Filed 1–21–15; 8:45 am] 

BILLING CODE 6714–01–P 

FEDERAL MARITIME COMMISSION 

Notice of Agreements Filed 

The Commission hereby gives notice 

of the filing of the following agreements 

under the Shipping Act of 1984. 

Interested parties may submit comments 

on the agreements to the Secretary, 

Federal Maritime Commission, 

Washington, DC 20573, within twelve 

days of the date this notice appears in 

the Federal Register. Copies of the 

agreements are available through the 

Commission’s Web site (www.fmc.gov) 

or by contacting the Office of 

Agreements at (202) 523–5793 or 

tradeanalysis@fmc.gov. 

Agreement No.: 012064–005. 

Title: Hapag-Lloyd/NYK MexicoDominican Republic Slot Charter 

Agreement. 

Parties: Hapag-Lloyd AG and Nippon 

Yusen Kaisha. 

Filing Party: Wayne R. Rohde, Esq.; 

Cozen O’Connor; 1627 I Street, NW; 

Suite 1100; Washington, DC 20006. 

Synopsis: The amendment deletes the 

U.S. East Coast from the geographic 

scope and deletes Hapag-Lloyd’s GCS 

service from the agreement. 

Agreement No.: 012233–002. 

Title: CSCL/UASC/YMUK/CMA 

CGM/PIL Vessel Sharing and Slot 

Exchange Agreement—Asia and US/

Canada West Coast Services. 

Parties: China Shipping Container 

Lines Co., Ltd. and China Shipping 

Container Lines (Hong Kong) Co., Ltd. 

(acting as a single party); United Arab 

Shipping Company (S.A.G.); Yang Ming 

(UK) LTD.; CMA CGM S.A.; and Pacific 

International Lines (Pte) Ltd. 

Filing Party: Patricia M. O’Neill; 

Blank & Rome LLP; 600 New Hampshire 

Ave NW., Washington DC, 20037. 

Synopsis: The amendment adds two 

additional slot exchange arrangements 

in the agreement trade between China 

Shipping and Yang Ming, and between 

CMA and Yang Ming. 

Agreement No.: 012314. 

Title: COSCON/CSCL Slot Charter 

Agreement. 

Parties: COSCO Container Lines 

Company, Limited; China Shipping 

Container Lines Co., Ltd and China 

Shipping Container Lines (Hong Kong) 

Co., Ltd. (acting as a single party). 

Filing Party: Eric. C. Jeffrey, Esq.; 

Nixon Peabody LLP; 401 9th Street NW., 

Suite 900; Washington, DC 20004. 

Synopsis: The agreement authorizes 

China Shipping to charter space to 

COSCON in the trade from France, Italy, 

Morocco, and Spain, on the one hand, 

to the U.S. East Coast, on the other 

hand. 


tkelley on DSK3SPTVN1PROD with NOTICES
3236 Federal Register / Vol. 80, No. 14 / Thursday, January 22, 2015 / Notices 

1Copies of the Minutes of the Federal Open 

Market Committee at its meeting held on December 

16–17, 2014, which includes the domestic policy 

directive issued at the meeting, are available upon 

request to the Board of Governors of the Federal 

Reserve System, Washington, DC 20551. The 

minutes are published in the Federal Reserve 

Bulletin and in the Board’s Annual Report. 

By Order of the Federal Maritime 

Commission. 

Dated: January 16, 2015. 

Rachel E. Dickon, 

Assistant Secretary. 

[FR Doc. 2015–01033 Filed 1–21–15; 8:45 am] 

BILLING CODE 6730–01–P 

FEDERAL RESERVE SYSTEM 

Federal Open Market Committee; 

Domestic Policy Directive of December 

16–17, 2014 

In accordance with Section 271.25 of 

its rules regarding availability of 

information (12 CFR part 271), there is 

set forth below the domestic policy 

directive issued by the Federal Open 

Market Committee at its meeting held 

on December 16–17, 2014.1

Consistent with its statutory mandate, 

the Federal Open Market Committee 

seeks monetary and financial conditions 

that will foster maximum employment 

and price stability. In particular, the 

Committee seeks conditions in reserve 

markets consistent with federal funds 

trading in a range from 0 to 1/4 percent. 

The Committee directs the Desk to 

undertake open market operations as 

necessary to maintain such conditions. 

The Committee directs the Desk to 

maintain its policy of rolling over 

maturing Treasury securities into new 

issues and its policy of reinvesting 

principal payments on all agency debt 

and agency mortgage-backed securities 

in agency mortgage-backed securities. 

The Committee also directs the Desk to 

engage in dollar roll and coupon swap 

transactions as necessary to facilitate 

settlement of the Federal Reserve’s 

agency mortgage-backed securities 

transactions. The System Open Market 

Account manager and the secretary will 

keep the Committee informed of 

ongoing developments regarding the 

System’s balance sheet that could affect 

the attainment over time of the 

Committee’s objectives of maximum 

employment and price stability. 

By order of the Federal Open Market 

Committee, January 9, 2015. 

William B. English, 

Secretary, Federal Open Market Committee. 

[FR Doc. 2015–01008 Filed 1–21–15; 8:45 am] 

BILLING CODE 6210–01–P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Decision To Evaluate a Petition To 

Designate a Class of Employees From 

the Westinghouse Electric Corp. in 

Bloomfield, New Jersey, To Be 

Included in the Special Exposure 

Cohort 

AGENCY: National Institute for 

Occupational Safety and Health 

(NIOSH), Centers for Disease Control 

and Prevention, HHS. 

ACTION: Notice. 

SUMMARY: NIOSH gives notice as 

required by 42 CFR 83.12(e) of a 

decision to evaluate a petition to 

designate a class of employees from the 

Westinghouse Electric Corp. in 

Bloomfield, New Jersey, to be included 

in the Special Exposure Cohort under 

the Energy Employees Occupational 

Illness Compensation Program Act of 

2000. The initial proposed definition for 

the class being evaluated, subject to 

revision as warranted by the evaluation, 

is as follows: 

Facility: Westinghouse Electric Corp. 

Location: Bloomfield, New Jersey. 

Job Titles and/or Job Duties: All 

employees who worked in any plant 

production area. 

Period of Employment: January 1, 

1950 through March 1, 2011. 

FOR FURTHER INFORMATION CONTACT: 

Stuart L. Hinnefeld, Director, Division 

of Compensation Analysis and Support, 

National Institute for Occupational 

Safety and Health, 1090 Tusculum 

Avenue, MS C–46, Cincinnati, OH 

45226–1938, Telephone 877–222–7570. 

Information requests can also be 

submitted by email to DCAS@CDC.GOV. 

John Howard, 

Director, National Institute for Occupational 

Safety and Health. 

[FR Doc. 2015–01056 Filed 1–21–15; 8:45 am] 

BILLING CODE 4163–19–P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Office of the Secretary 

Annual Update of the HHS Poverty 

Guidelines 

AGENCY: Department of Health and 

Human Services. 

ACTION: Notice. 

SUMMARY: This notice provides an 

update of the Department of Health and 

Human Services (HHS) poverty 

guidelines to account for last calendar 

year’s increase in prices as measured by 

the Consumer Price Index. 

DATES: Effective Date: January 22, 2015, 

unless an office administering a 

program using the guidelines specifies a 

different effective date for that 

particular program. 

ADDRESSES: Office of the Assistant 

Secretary for Planning and Evaluation, 

Room 404E, Humphrey Building, 

Department of Health and Human 

Services, Washington, DC 20201. 

FOR FURTHER INFORMATION CONTACT: For 

information about how the guidelines 

are used or how income is defined in a 

particular program, contact the Federal, 

state, or local office that is responsible 

for that program. For information about 

poverty figures for immigration forms, 

the Hill-Burton Uncompensated 

Services Program, and the number of 

people in poverty, use the specific 

telephone numbers and addresses given 

below. 

For general questions about the 

poverty guidelines themselves, contact 

Kendall Swenson, Office of the 

Assistant Secretary for Planning and 

Evaluation, Room 404E, Humphrey 

Building, Department of Health and 

Human Services, Washington, DC 

20201, telephone: (202) 690–7507, or 

visit http://aspe.hhs.gov/poverty/. 

For information about the percentage 

multiple of the poverty guidelines to be 

used on immigration forms such as 

USCIS Form I–864, Affidavit of Support, 

contact U.S. Citizenship and 

Immigration Services at 1–800–375– 

5283. 

For information about the Hill-Burton 

Uncompensated Services Program (free 

or reduced-fee health care services at 

certain hospitals and other facilities for 

persons meeting eligibility criteria 

involving the poverty guidelines), 

contact the Health Resources and 

Services Administration Information 

Center at 1–800–275–4772. To receive a 

Hill-Burton information package, call 1– 

800–638–0742 (for callers outside 

Maryland) or 1–800–492–0359 (for 

callers in Maryland). You also may visit 

http://www.hrsa.gov/gethealthcare/

affordable/hillburton/. 

For information about the number of 

people in poverty, visit the Poverty 

section of the Census Bureau’s Web site 

at http://www.census.gov/hhes/www/

poverty/poverty.html or contact the 

Census Bureau’s Customer Service 

Center at 1–800–923–8282 (toll-free) or 

visit https://ask.census.gov for further 

information. 

SUPPLEMENTARY INFORMATION: 

Background 

Section 673(2) of the Omnibus Budget 

Reconciliation Act (OBRA) of 1981 (42 

U.S.C. 9902(2)) requires the Secretary of 


tkelley on DSK3SPTVN1PROD with NOTICES