<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED FINANCIAL STATEMENTS OF FIRST NORTHERN CAPITAL CORP. FOR THE
QUARTER ENDED MARCH 31, 1997, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAR-31-1997
<CASH>                                           5,728
<INT-BEARING-DEPOSITS>                             100
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      8,030
<INVESTMENTS-CARRYING>                          27,033
<INVESTMENTS-MARKET>                            26,808
<LOANS>                                        556,973<F1>
<ALLOWANCE>                                      2,987
<TOTAL-ASSETS>                                 617,899
<DEPOSITS>                                     467,381
<SHORT-TERM>                                    14,226
<LIABILITIES-OTHER>                              4,314
<LONG-TERM>                                     57,725
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         4,568
<OTHER-SE>                                      66,549
<TOTAL-LIABILITIES-AND-EQUITY>                 617,899
<INTEREST-LOAN>                                 10,487
<INTEREST-INVEST>                                  607
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                11,094
<INTEREST-DEPOSIT>                               5,061
<INTEREST-EXPENSE>                               6,231
<INTEREST-INCOME-NET>                            4,863
<LOAN-LOSSES>                                       75
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,295
<INCOME-PRETAX>                                  2,229
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,385
<EPS-PRIMARY>                                      .31
<EPS-DILUTED>                                      .31
<YIELD-ACTUAL>                                    3.26
<LOANS-NON>                                        722
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,937
<CHARGE-OFFS>                                       29
<RECOVERIES>                                         4
<ALLOWANCE-CLOSE>                                2,987
<ALLOWANCE-DOMESTIC>                             2,987
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>See financial statements and notes thereto in Form 10-Q.
</FN>
        

</TABLE>