<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
unaudited financial statements of First Northern Capital Corp. for the
six months ended June 30, 1998, and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                           6,532
<INT-BEARING-DEPOSITS>                             953
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      8,756
<INVESTMENTS-CARRYING>                          31,157
<INVESTMENTS-MARKET>                            31,271
<LOANS>                                        614,744<F1>
<ALLOWANCE>                                      3,347
<TOTAL-ASSETS>                                 690,372
<DEPOSITS>                                     507,823
<SHORT-TERM>                                    11,331
<LIABILITIES-OTHER>                              4,621
<LONG-TERM>                                     84,775
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         9,135
<OTHER-SE>                                      66,073
<TOTAL-LIABILITIES-AND-EQUITY>                  75,208
<INTEREST-LOAN>                                 11,567
<INTEREST-INVEST>                                  682
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                12,249
<INTEREST-DEPOSIT>                               5,743
<INTEREST-EXPENSE>                               7,136
<INTEREST-INCOME-NET>                            5,113
<LOAN-LOSSES>                                      105
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,491
<INCOME-PRETAX>                                  2,609
<INCOME-PRE-EXTRAORDINARY>                       2,609
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,730
<EPS-PRIMARY>                                      .19
<EPS-DILUTED>                                      .19
<YIELD-ACTUAL>                                    3.14
<LOANS-NON>                                        661
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,268
<CHARGE-OFFS>                                       32
<RECOVERIES>                                         6
<ALLOWANCE-CLOSE>                                3,347
<ALLOWANCE-DOMESTIC>                             3,347
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>See financial statements and notes thereto in Form 10-Q.
</FN>
        

</TABLE>