<TABLE> <S> <C>

<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S CONSOLIDATED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   12-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1995
<PERIOD-START>                             JAN-01-1996             JAN-01-1995
<PERIOD-END>                               DEC-31-1996             DEC-31-1995
<DEBT-HELD-FOR-SALE>                            44,355<F1>              43,220<F1>
<DEBT-CARRYING-VALUE>                                0                       0
<DEBT-MARKET-VALUE>                                  0                       0
<EQUITIES>                                         137                     191
<MORTGAGE>                                       3,228                   3,337
<REAL-ESTATE>                                      626                     607
<TOTAL-INVEST>                                  50,832                  49,598
<CASH>                                             176                     227
<RECOVER-REINSURE>                                   0                       0
<DEFERRED-ACQUISITION>                           3,709<F2>               2,847<F2>
<TOTAL-ASSETS>                                  74,134                  69,083
<POLICY-LOSSES>                                 43,538<F3>              41,224<F3>
<UNEARNED-PREMIUMS>                                217<F3>                 236<F3>
<POLICY-OTHER>                                     373<F3>                 337<F3>
<POLICY-HOLDER-FUNDS>                            1,894<F3>               1,921<F3>
<NOTES-PAYABLE>                                  9,732                   9,765
<PREFERRED-MANDATORY>                            1,227<F4>                 729<F4>
<PREFERRED>                                         85<F5>                   0
<COMMON>                                           572                     532
<OTHER-SE>                                       6,187<F6>               6,577<F6>
<TOTAL-LIABILITY-AND-EQUITY>                    74,134                  69,083
<PREMIUMS>                                       3,244<F7>               2,969<F7>
<INVESTMENT-INCOME>                              3,773                   3,584
<INVESTMENT-GAINS>                                  62                      18
<OTHER-INCOME>                                   1,635<F8>               1,665<F8>
<BENEFITS>                                       4,218                   4,085
<UNDERWRITING-AMORTIZATION>                        494<F9>                 412<F9>
<UNDERWRITING-OTHER>                             (618)<F10>              (647)<F10>
<INCOME-PRETAX>                                  1,080<F11>              1,010<F13>
<INCOME-TAX>                                       387<F12>                341<F14>
<INCOME-CONTINUING>                                653                     650
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       653                     650
<EPS-PRIMARY>                                     2.67                    2.68
<EPS-DILUTED>                                     2.63                    2.66
<RESERVE-OPEN>                                       0                       0
<PROVISION-CURRENT>                                  0                       0
<PROVISION-PRIOR>                                    0                       0
<PAYMENTS-CURRENT>                                   0                       0
<PAYMENTS-PRIOR>                                     0                       0
<RESERVE-CLOSE>                                      0                       0
<CUMULATIVE-DEFICIENCY>                              0                       0
<FN>
<F1>ALL FIXED MATURITY SECURITIES ARE CLASSIFIED AS AVAILABLE-FOR-SALE AND RECORDED
AT FAIR VALUE.
<F2>INCLUDES COST OF INSURANCE PURCHASED (CIP).
<F3>THE SUM OF POLICY LOSSES, UNEARNED PREMIUMS, POLICY-OTHER, AND POLICYHOLDER
FUNDS COMPRISES INSURANCE AND ANNUITY LIABILITIES.
<F4>CONSISTS OF NON-CONVERTIBLE AND CONVERTIBLE MANDATORILY REDEEMABLE PREFERRED
SECURITIES OF SUBSIDIARIES.
<F5>CONSISTS OF CONVERTIBLE PREFERRED STOCK.
<F6>CONSISTS OF NET OF THE FOLLOWING: NET UNREALIZED GAINS (LOSSES) ON SECURITIES;
RETAINED EARNINGS; COST OF TREASURY STOCK; AND FOREIGN CURRENCY TRANSLATION
GAINS (LOSSES).
<F7>INCLUDES INSURANCE CHARGES.
<F8>INCLUDES PRIMARILY FINANCE CHARGES ON FINANCE RECEIVABLES.
<F9>CONSISTS OF AMORTIZATION OF POLICY ACQUISITION COSTS AND CIP, NET OF
ACCRETION OF INTEREST.
<F10>CONSISTS OF CAPITALIZATION OF POLICY ACQUISITION COSTS AND CIP.
<F11>EXCLUDES $61 MILLION OF DIVIDENDS ON PREFERRED SECURITIES OF SUBSIDIARIES,
SHOWN SEPARATELY, NET OF TAX, IN THE CONSOLIDATED INCOME STATEMENT.
<F12>EXCLUDES $21 MILLION TAX BENEFIT FOR TAX DEDUCTIBLE DIVIDENDS RELATED TO
PREFERRED SECURITIES OF SUBSIDIARIES.
<F13>EXCLUDES $30 MILLION OF DIVIDENDS ON PREFERRED SECURITIES OF SUBSIDIARIES,
SHOWN SEPARATELY, NET OF TAX, IN THE CONSOLIDATED INCOME STATEMENT.
<F14>EXCLUDES $11 MILLION TAX BENEFIT FOR TAX DEDUCTIBLE DIVIDENDS RELATED TO
PREFERRED SECURITIES OF SUBSIDIARIES.
</FN>
        

</TABLE>