92034 Federal Register / Vol. 89, No. 225 / Thursday, November 21, 2024 / Rules and Regulations 

1When the Modernization of Engagement with 

Borrowers in Default Mortgagee Letter is published, 

it will be accessible at https://www.hud.gov/ 

program_offices/administration/hudclips/letters/ 

mortgagee until incorporated into the Single Family 

Housing Policy Handbook 4000.1. 

verifiable attempts to contact the 

mortgagor utilizing methods determined 

by the Secretary.’’ 

Mortgagees have repeatedly stated 

that they require sufficient time to 

update their processes and procedures, 

including making updates to their 

information technology, staff training, 

internal standard operating procedures, 

revisions to contracts, and mortgagorfacing documents and communication. 

Mortgagees have also stated the need for 

adequate time to update their internal 

quality controls, hire additional staff, 

align their procedures for HUD’s new 

requirements with requirements from 

other Federal agencies, establish new 

contracts for specific outreach methods, 

and update internal documentation 

requirements, among other things. 

Given that HUD has not yet provided 

guidance on complying with the revised 

requirements to 24 CFR 203.604(a)(3) to 

enable Mortgagees to begin adjusting 

their processes and procedures, HUD is 

partially extending the compliance 

period for the Modernization of 

Engagement with Mortgagors in Default 

final rule until July 1, 2025, to permit 

mortgagees to continue to rely upon two 

exceptions to the meeting requirements 

that exist in § 203.604(c) as it is 

currently codified. 

The two additional exceptions that 

mortgagees may continue to rely upon 

are that a meeting with the mortgagor is 

not required if: 

(1) The mortgagor does not reside in 

the mortgaged property; and 

(2) The mortgaged property is not 

within 200 miles of the mortgagee, its 

servicer, or a branch office of either. 

HUD believes that this partial 

extension of the compliance period will 

allow mortgagees sufficient time to 

implement the guidance in the 

forthcoming Modernization of 

Engagement with Borrowers in Default 

Mortgagee Letter 1 and to ensure 

mortgagee compliance with the revised 

requirements in 24 CFR 203.604. 

Mortgagees may optionally elect to 

comply with the entirety of the 

Modernization of Engagement with 

Mortgagors in Default final rule 

beginning on January 1, 2025, the 

effective date of the rule. 

Julia R. Gordon, 

Assistant Secretary for Housing, Federal 

Housing Commissioner. 

[FR Doc. 2024–27077 Filed 11–20–24; 8:45 am] 

BILLING CODE 4210–67–P 

DEPARTMENT OF HOMELAND 

SECURITY 

Coast Guard 

33 CFR Part 100 

[Docket No. USCG–2024–0870] 

Special Local Regulations; Marine 

Events Within the Eleventh Coast 

Guard District 

AGENCY: Coast Guard, DHS. 

ACTION: Notification of enforcement of 

regulation. 

SUMMARY: The Coast Guard will enforce 

a special local regulation on the waters 

of Mission Bay, CA, during the Mission 

Bay Parade of Lights on December 14, 

2024. This special local regulation is 

necessary to provide for the safety of the 

participants, crew, sponsor vessels of 

the event, and general users of the 

waterway. During the enforcement 

period, persons and vessels are 

prohibited from entering, transiting 

through, or anchoring within this 

regulated area unless authorized by the 

Captain of the Port Sector San Diego or 

their designated representative. 

DATES: The regulations in 33 CFR 

100.1101 will be enforced for the 

location identified in Table 1 to 

§ 100.1101, Item number 6, from 5:30 

p.m. through 8 p.m. on December 14, 

2024. 

FOR FURTHER INFORMATION CONTACT: If 

you have questions about this 

notification of enforcement, call or 

email Lieutenant Shelley Turner, 

Waterways Management, U.S. Coast 

Guard Sector San Diego, CA; telephone 

(619) 278–7656, email 

MarineEventsSD@uscg.mil. 

SUPPLEMENTARY INFORMATION: The Coast 

Guard will enforce the special local 

regulations in 33 CFR 100.1101 for the 

location identified in Item No. 6 in 

Table 1 to § 100.1101, from 5:30 p.m. 

until 8 p.m. on December 14, 2024, for 

the Mission Bay Parade of Lights in 

Mission Bay, CA. This action is being 

taken to provide for the safety of life on 

the navigable waterways during the 

event. Our regulation for recurring 

marine events in the San Diego Captain 

of the Port Zone, § 100.1101, Item No. 6 

in Table 1 to § 100.1101, specifies the 

location of the regulated area for the 

Mission Bay Parade of Lights, which 

encompasses portions of Mission Bay. 

Under the provisions of § 100.1101, 

persons and vessels are prohibited from 

entering, transiting through, or 

anchoring within this regulated area 

unless authorized by the Captain of the 

Port, or his designated representative. 

The Coast Guard may be assisted by 

other Federal, State, or local law 

enforcement agencies in enforcing this 

regulation. 

In addition to this notification of 

enforcement in the Federal Register, the 

Coast Guard will provide the maritime 

community with advance notification of 

this enforcement period via the Local 

Notice to Mariners and marine 

information broadcasts. 

P.C. Dill, 

Captain, U.S. Coast Guard, Captain of the 

Port Sector San Diego. 

[FR Doc. 2024–27125 Filed 11–20–24; 8:45 am] 

BILLING CODE 9110–04–P 

DEPARTMENT OF HOMELAND 

SECURITY 

Coast Guard 

33 CFR Part 165 

[Docket Number USCG–2024–0404] 

RIN 1625–AA00 

Safety Zone; Hackensack River, 

Kearny and Secaucus, NJ 

AGENCY: Coast Guard, DHS. 

ACTION: Temporary interim rule and 

request for comments. 

SUMMARY: The Coast Guard is 

establishing a temporary safety zone for 

certain waters of the Hackensack River. 

This action is necessary to provide for 

the safety of life on these navigable 

waters near the Portal Bridge during 

construction between November 2024 

and December 2025. When enforced, 

entry of vessels or persons into this zone 

is prohibited unless specifically 

authorized by the Captain of the Port 

New York or a designated 

representative. 

DATES: 

Effective date: Effective November 21, 

2024, through 11:59 p.m. on December 

31, 2025. 

Comments due date: Comments and 

related material must be received by the 

Coast Guard on or before February 19, 

2025. 

ADDRESSES: To view documents 

mentioned in this preamble as being 

available in the docket, go to https://

www.regulations.gov, type USCG–2024– 

0404 in the search box and click 

‘‘Search.’’ Next, in the Document Type 

column, select ‘‘Supporting & Related 

Material.’’ 

FOR FURTHER INFORMATION CONTACT: If 

you have questions about this rule, call 

or email Jeffrey Yunker, Waterways 

Management Division, U.S. Coast Guard 


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