SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM 10-K/A

[X]      Annual  report  pursuant  to  Section  13 or  15(d)  of the Securities
         Exchange   Act  of  1934   for   the   period  from December 1,   2000
         (Commencement of Operations) to December 31, 2001

[  ]     Transition report pursuant to Section 13 or 15(d) of the
         Securities Exchange Act of 1934 for the transition period from   to


                        Commission File Number 333-34330-02

                      GREENWICH CAPITAL ACCEPTANCE INC.
             (Exact name of registrant as specified in its charter)

         Delaware                                          06-1199884
(State or other jurisdiction of                           I.R.S. Employer
incorporation or organization)                            Identification No.)

c/o Norwest Bank Minnesota, N.A.
11000 Broken Land Parkway
Columbia, MD                                                    21044
(Address of principal executive offices)                       (Zip Code)


       Registrant's telephone number, including area code : (203) 662-2700


                  GREENWICH CAPITAL ACCEPTANCE INC.
        FIFTH THIRD BANK MORTGAGE LOAN TRUST 2000-FTB1
FIFTH THIRD BANK MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2000-FTB1
       (Title of each class of securities covered by this Form)

Securities registered pursuant to Section 12(b) of the Act:  None
Securities registered pursuant to Section 12(g) of the Act:  None

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days. Yes [X] No [ ]

Indicate by check mark if disclosure of delinquent  filers  pursuant to Item 405
of Regulation  S-K is not contained  herein,  and will not be contained,  to the
best of registrant's  knowledge,  in definitive proxy or information  statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [X]

Documents incorporated by reference:  None

                                   Page 1 of 5
             This report consists 10 of consecutively numbered pages.


<PAGE>
                        AMENDMENT NUMBER 1 OF 1

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GREENWICH CAPITAL ACCEPTANCE INC.
FIFTH THIRD BANK MORTGAGE LOAN TRUST 2000-FTB1
FIFTH THIRD BANK MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2000-FTB1
-----------------------------------------------------------------------

PART IV

Item 14. Exhibits, Financial Statement Schedules and Reports on Form 8-K

(a) The following documents are filed as part of this report:

    (1) Financial Statements:
         Omitted.

    (2)  Financial Statement Schedules:
         Omitted.

    (3)  Exhibits:

   Annual  Servicer  Statement of  Compliance,  filed as Exhibit 99.1 hereto.
   Annual Statement of  Independent  Accountants  Report for the Servicer,
           filed as Exhibit 99.2 hereto.

(b)   Reports on Form 8-K: The  following  Current  Reports on Form 8-K were
      filed by the Registrant during the last quarter of 2001.

      Current  Reports   on Form 8-K,   dated   October 18,  2001,  November 19,
     2001,  and  December  18,  2001,  were filed for the  purpose of filing the
     Monthly  Statement  sent to the  Holders of the  Offered  Certificates  for
     payments made on the same dates.  The items reported in such Current Report
     were Item 5 (Other Events).


(c)   Exhibits to this report are listed in Item (14)(a)(3) above.


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<PAGE>


SIGNATURE

Pursuant to the  requirements of Section 13 or 15(d) of the Securities  Exchange
Act of 1934,  the  registrant  has duly  caused  this report to be signed on its
behalf by the undersigned thereunto duly authorized.


                                    JPMORGAN CHASE BANK,
                                    not in its individual capacity but solely
                                    as Trustee under the Agreement
                                    referred to herein



Date:  August 13, 2002              By: /s/ Aranka R. Paul
                                    -----------------------------
                                    Aranka R. Paul
                                    Assistant Vice President



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<PAGE>



                                 EXHIBIT INDEX

Exhibit     Description                                                 Page

 99.1       Servicer's Annual Statement of Compliance                    6
            and Officer's Certificate

 99.2       Servicer's Annual Independent Accountant's Report            9



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<PAGE>


                                EXHIBIT 99.1

        Servicer's Annual Statement of Compliance
        and Officer's Certificate

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<PAGE>

Fifth Third Mortgage Corporation
c/o Fifth Third Bank
38 Fountain Square Plaza
Cincinnati, OH  45263


March 29, 2002



Deloitte & Touche
250 East Fifth Street
Cincinnati, Ohio  45201



As of and for the year ended  December 31, 2001,  Fifth Third  Mortgage  Company
(the "Company") has complied in all material respects with the minimum servicing
standards set forth in the Mortgage  Bankers  Association  of America's  Uniform
Single Attestation Program for Mortgage Bankers. As of and for this same period,
the Company  had in effect a fidelity  bond and errors and  omissions  policy as
follows:   $5,000,000  per  mortgage   coverage  on  errors  and  omissions  and
$50,000,000 coverage on the fidelity bond.



/s/  David J. DeBrunner
David J. DeBrunner
Vice President & Controller


/s/  Scott Enders
Scott Enders
Vice President & CFO - Consumer



                                -7-
<PAGE>

Fifth Third Mortgage Corporation
c/o Fifth Third Bank
38 Fountain Square Plaza
Cincinnati, OH  45263




                OFFICER'S CERTIFICATE OF THE SERVICER

I, James  Sapitro,  hereby certify that I am the duly elected Vice  President of
Fifth Third Bank, a state banking  association  chartered  under the laws of the
State of Ohio (the "Servicer") and further as follows:

1. I have reviewed the activities of the Servicer  during the preceding year and
its  performance  under the  Pooling  and  Servicing  Agreement  by and  between
Greenwich Capital Acceptance, Inc., ("Depositor"),  Fifth Third Mortgage Company
("Seller"),  Fifth  Third  Bank  ("Servicer"),  and  The  Chase  Manhattan  Bank
("Trustee"),  dated as of  December 1, 2000 (the  Agreement),  has been under my
supervision; and

2. To the best of my knowledge, based upon my review, the Servicer has fulfilled
all of its obligations under the Agreement  throughout the year and, to the best
of my knowledge, there are no defults under the Agreement.

IN WITNESS  WHEREOF,  I have hereunto signed my name and affixed the seal of the
Servicer as of the 26th day of April, 2002.


By:  /s/ James Sapitro                          [Seal]
Name:    James Sapitro
Title:   Vice President


I, James R. Hubbard, the Assistant Secretary of Fifth Third Bank, hereby certify
that James Sapitro is the duly elected,  qualified and acting Vice  President of
the Servicer and that the signature appearing above is his genuine signature.

IN  WITNESS  WHEREOF,  I have  hereunto  assigned  my name as of the 26th day of
April, 2002.


By:  /s/ James R. Hubbard
Name:    James R. Hubbard
Tital:   Assistant Secretary



                                 -8-

<PAGE>

                                EXHIBIT 99.2

        Servicer's Annual Independent Accountant's Report



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<PAGE>

Deloitte & Touche LLP
250 East Fifth Street
P.O. Box 5340
Cincinnati, Ohio  45201-5340

Tel: (513) 784-7100
www.us.deloitte.com



INDEPENDENT ACCOUNTANTS' REPORT


To Fifth Third Bank

We have examined  management's  assertion  about Fifth Third Mortgage  Company's
(the "Company")  compliance with the minimum servicing  standards  identified in
the Mortgage Bankers Association of America's Uniform Single Attestation Program
for  Mortgage  Bankers  ("USAP") as of and for the year ended  December 31, 2001
included in the accompanying management assertion. Management is responsible for
the  Company's   compliance  with  those  minimum   servicing   standards.   Our
responsibility  is to express an opinion  on  management's  assertion  about the
Company's compliance based on our examination.

Our  examination  was  made in  accordance  with  standards  established  by the
American  Institute of Certified Public Accountants and,  accordingly,  included
examining,  on a test basis,  evidence about the Company's  compliance  with the
minimum  servicing   standards  and  performing  such  other  procedures  as  we
considered  necessary  in the  circumstances.  We believe  that our  examination
provides a reasonable basis for our opinion. Our examination does  not provide a
legal  determination  on the  Company's  compliance  with the minimum  servicing
standards.

In our  opinion,  management's  assertion  that the  Company  complied  with the
aforementioned minimum servicing standards as of and for the year ended December
31, 2001 is fairly stated, in all material respects.


/s/   DELOITTE & TOUCHE LLP


March 29, 2002


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