<TABLE> <S> <C>

<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S CONSOLIDATED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<DEBT-HELD-FOR-SALE>                            37,213<F1>
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                         186
<MORTGAGE>                                       3,041
<REAL-ESTATE>                                      577
<TOTAL-INVEST>                                  42,904
<CASH>                                             161
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                           2,129<F2>
<TOTAL-ASSETS>                                  61,153
<POLICY-LOSSES>                                 35,794<F3>
<UNEARNED-PREMIUMS>                                236<F3>
<POLICY-OTHER>                                     164<F3>
<POLICY-HOLDER-FUNDS>                            1,789<F3>
<NOTES-PAYABLE>                                  9,193
<PREFERRED-MANDATORY>                              729<F4>
<PREFERRED>                                          0
<COMMON>                                           364
<OTHER-SE>                                       5,437<F5>
<TOTAL-LIABILITY-AND-EQUITY>                    61,153
<PREMIUMS>                                       1,753<F6>
<INVESTMENT-INCOME>                              3,095
<INVESTMENT-GAINS>                                  12
<OTHER-INCOME>                                   1,635<F7>
<BENEFITS>                                       3,047
<UNDERWRITING-AMORTIZATION>                        249<F8>
<UNDERWRITING-OTHER>                             (417)<F9>
<INCOME-PRETAX>                                    850<F10>
<INCOME-TAX>                                       286<F11>
<INCOME-CONTINUING>                                545
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       545
<EPS-PRIMARY>                                     2.66
<EPS-DILUTED>                                     2.64
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>ALL FIXED MATURITY SECURITIES ARE CURRENTLY CLASSIFIED AS AVAILABLE-FOR-SALE
AND RECORDED AT FAIR VALUE.
<F2>INCLUDES COST OF INSURANCE PURCHASED (CIP).
<F3>THE SUM OF POLICY LOSSES, UNEARNED PREMIUMS, POLICY-OTHER, AND POLICYHOLDER
FUNDS COMPRISES INSURANCE AND ANNUITY LIABILITIES.
<F4>CONSISTS OF NON-CONVERTIBLE AND CONVERTIBLE MANDATORILY REDEEMABLE PREFERRED
SECURITIES OF SUBSIDIARIES.
<F5>CONSISTS OF NET OF THE FOLLOWING: NET UNREALIZED GAINS (LOSSES) ON
SECURITIES; RETAINED EARNINGS; AND COST OF TREASURY STOCK.
<F6>INCLUDES TOTAL INSURANCE CHARGES.
<F7>INCLUDES PRIMARILY FINANCE CHARGES ON FINANCE RECEIVABLES.
<F8>CONSISTS OF AMORTIZATION OF POLICY ACQUISITION COSTS AND CIP, NET OF
ACCRETION OF INTEREST.
<F9>CONSISTS OF CAPITALIZATION OF POLICY ACQUISITION COSTS.
<F10>EXCLUDES $30 MILLION OF DIVIDENDS ON PREFERRED SECURITIES OF SUBSIDIARIES, 
SHOWN SEPARATELY, NET OF TAX, IN CONSOLIDATED INCOME STATEMENT.
<F11>EXCLUDES $11 MILLION TAX BENEFIT FOR TAX DEDUCTIBLE DIVIDENDS ON PREFERRED
SECURITIES OF SUBSIDIARIES.
</FN>
        

</TABLE>