EX-10.16





 Exhibit 10.16 

Exclusive Equity Interest Option Agreement 

This Exclusive Equity Interest Option Agreement (this “Agreement”) is executed by and among the following Parties as of 23 March
2015 in Shanghai, China: 
 Shanghai Huiyuan Management Consulting Company Limited, a limited liability company organized and existing under the laws
of PRC, with its address at Room 202-1, No. 13, 1502 Lane, Luoshan Road, Pudong District, Shanghai (“Party A”). 

Shanghai Huikang Information Technology Co., Ltd., a limited liability company organized and existing under the laws of PRC, with its address at 1106-B, 60 Mudan Road, Pudong District, Shanghai (“Party B”). 
 Shanghai Lujiazui International
Financial Asset Exchange Co., Ltd., a limited company organized and existing under the laws of PRC, with its address at 13/F, No. 1333 Lujiazui Ring Road, Pudong District, Shanghai (“Lufax”). 

XiShuangBanNa Mercantile Exchange Co., Ltd., a limited company organized and existing under the laws of PRC, with its address at No. 67 Mengle
Avenue, Jing Hong, XishuangBanNa, Yunnan (“Xfame”). 
 Lufax, and Xfame shall be referred to as a “Subsidiary”
respectively, and they shall be collectively referred to as “Party C”. 
 In this Agreement, each of Party A, Party B and each Subsidiary
shall be referred to as a “Party” respectively, and they shall be collectively referred to as the “Parties”. 
 Whereas:

 Party B is a registered shareholder of each Subsidiary, and hold the equity interests in each Subsidiary as follows: 

 

					
	 Lufax
	  	 	0.005	% 
	 Xfame
	  	 	0.005	% 

 Party B intends to grant Party A an irrevocable and exclusive right to purchase all of the equity interests in any Subsidiary
then held by it; and 
 Each Subsidiary agrees to render all necessary cooperation to the exercise of the Equity Interest Purchase Option (as defined below)
by Party A. 
 Now therefore, upon mutual discussion and negotiation, the Parties have reached the following agreement: 

 

	1.	 Sale and Purchase of Equity Interest 



 

	1.1	 Option Granted 



  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  














	 	1.1.1	 Party B hereby irrevocably and unconditionally grants Party A an irrevocable and exclusive right to purchase,
or designate one or more persons (each, a “Designee”) to purchase the equity interests in any Subsidiary then held by Party B once or at multiple times at any time in whole at Party A’s sole and absolute discretion to the
extent permitted by Chinese laws and at the price described in Section 1.3 herein (such right being the “Equity Interest Purchase Option”). Subject to the terms and conditions of this Agreement and to the extent
permitted by PRC laws and regulations, Party A shall be entitled to absolute discretion over the time, manner and times to exercise the Option. Except for Party A and the Designee(s), no other person shall be entitled to the Equity Interest Purchase
Option or other rights with respect to the equity interests of any Subsidiary held by Party B. Each Subsidiary hereby agrees to the grant by Party B of the Equity Interest Purchase Option to Party A. The term “person” as used herein
shall refer to individuals, corporations, partnerships, partners, enterprises, trusts or non-corporate organizations. 


  


	 	1.1.2	 On the date of the execution of this Agreement, Party B shall deliver to Party A: 



 

	 	(a)	 two undated duly executed Transfer Agreement in a form and substance satisfactory to Party A and/or
substantially in the form set out the Appendix; and 


  

	 	(b)	 all other documents as required by and satisfactory to Party A in order to effect a valid transfer of any
Optioned Interests. 


  

	1.2	 Steps for Exercise of Equity Interest Purchase Option 



Subject to the provisions of the laws and regulations of China, Party A may exercise the Equity Interest Purchase Option by issuing a written
notice to Party B (the “Equity Interest Purchase Option Notice”), specifying: (a) Party A’s decision to exercise the Equity Interest Purchase Option; (b) the portion of equity interests to be purchased from Party B
(the “Optioned Interests”); and (c) the date for purchasing the Optioned Interests and/or the date for transfer of the Optioned Interests. 
  

	1.3	 Equity Interest Purchase Price and Its Payment 



Unless an appraisal is required by the laws of China applicable to the Equity Interest Purchase Option when exercised by Party A, the purchase
price of the Optioned Interests (the “Equity Interest Purchase Price”) shall be the lowest price permitted under PRC law. After necessary withholding and paying of tax monies according to the applicable laws of China (if
applicable), the Equity Interest Purchase Price will be wired by Party A or its designee(s) in RMB currency at spot exchange rate to the bank account(s) designated by Party B within two months after the date on which the Optioned Interests are
officially transferred to Party A or its designee(s) (i.e. a new Enterprise Business License of the corresponding Subsidiary is issued). The Equity Interest Purchase Price shall be repaid in full to Party A or its designee(s) within one month upon
Party C’s receipt of it. 
  

	1.4	 Transfer of Optioned Interests 



  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  
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 For each exercise of the Equity Interest Purchase Option: 

 

	 	1.4.1	 Party B shall cause each Subsidiary to promptly convene a shareholders’ meeting, at which a resolution
shall be adopted approving Party B’s transfer of the Optioned Interests to Party A and/or the Designee(s); 


  

	 	1.4.2	 Party A shall have the right to effect the transfer of any and all of the Optioned Interests into its name or
the name(s) of its Designee(s) and/or without liability on the part of Party A in the event of loss, act in all respects as the beneficial owner of the Optioned Interests. 



 

	 	1.4.3	 Notwithstanding the foregoing, Party B and each Subsidiary shall execute all other necessary contracts,
agreements or documents (including without limitation the Articles of Association of the company), obtain all necessary government licenses and permits (including without limitation the Business License of the company) and take all necessary actions
to transfer valid ownership of the Optioned Interests to Party A and/or the Designee(s), unencumbered by any security interests, and cause Party A and/or the Designee(s) to become the registered owner(s) of the Optioned Interests. For the purpose of
this Section and this Agreement, “security interests” shall include securities, mortgages, third party’s rights or interests, any stock options, acquisition right, right of first refusal, right to offset, ownership retention or other
security arrangements, but shall be deemed to exclude any security interest created by this Agreement and Party B’s Share Pledge Agreement. “Party B’s Share Pledge Agreement” as used in this Section and this Agreement
shall refer to the relevant Share Pledge Agreement executed by and among Party B, each Subsidiary and Party A as of the date hereof, under which Party B pledges all of its equity interests in a Subsidiary in favor of Party A. 



 

	2.	 Covenants 



 

	2.1	 Covenants regarding Party B and Party C 



Party B (as the shareholder of Party C) and each Subsidiary hereby jointly and severally covenant as follows: 

 

	 	2.1.1	 Without the prior written consent of Party A, they shall not in any manner supplement, change or amend the
articles of association and bylaws of any Subsidiary, increase or decrease its registered capital, or change its structure of registered capital in other manners; 



 

	 	2.1.2	 They shall maintain each Subsidiary’s corporate existence in accordance with good financial and business
standards and practices by prudently and effectively operating its business and handling its affairs, and to cause each Subsidiary to perform its obligations under the Exclusive Business Cooperation Agreement; “Exclusive Business Cooperation
Agreement” in this Section and Agreement refers to the exclusive business cooperation agreement executed by Party A and each Subsidiary on the execution date of this Agreement, under which Party A provides relevant business support,
technical and consulting service to each Subsidiary; 



  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  
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	 	2.1.3	 Without the prior written consent of Party A, they shall not at any time following the date hereof, sell,
transfer, mortgage or dispose of in any manner any assets of any Subsidiary or legal or beneficial interest in the business or revenues of any Subsidiary, or allow the encumbrance thereon of any security interest, other than those necessary in the
ordinary course of business; 


  

	 	2.1.4	 After mandatory liquidation described in Section 3.7 below, Party B will remit in full to Party A any
residual interest Party B receives or cause it to happen in compliance with law. If such transfer is prohibited by the laws of PRC, Party B will remit the proceeds to Party A or its designated person(s) in a manner permitted under the laws of PRC;



  

	 	2.1.5	 Without the prior written consent of Party A, Party C shall not incur, inherit, guarantee or suffer the
existence of any debt, except for (i) debts incurred in the ordinary course of business other than through loans; and (ii) debts disclosed to Party A for which Party A’s written consent has been obtained; 



 

	 	2.1.6	 They shall always operate all of each Subsidiary’s businesses during the ordinary course of business to
maintain the asset value of each Subsidiary and refrain from any action/omission that may affect any Subsidiary’s operating status and asset value; 


  

	 	2.1.7	 Without the prior written consent of Party A, they shall not cause any Subsidiary to execute any major
contract, except the contracts in the ordinary course of business (for purpose of this subsection, a contract with a value exceeding RMB 100,000 shall be deemed a major contract); 



 

	 	2.1.8	 Without the prior written consent of Party A, they shall not cause any Subsidiary to provide any person with
any loan or credit or guarantee in any form; 


  

	 	2.1.9	 They shall provide Party A with information on any Subsidiary’s business operations and financial
condition at Party A’s request; 


  

	 	2.1.10	 If requested by Party A, they shall procure and maintain insurance in respect of each Subsidiary’s assets
and business from an insurance carrier acceptable to Party A, at an amount and type of coverage typical for companies that operate the businesses similar to those operated by each Subsidiary; 



 

	 	2.1.11	 Without the prior written consent of Party A, they shall not cause or permit any Subsidiary to merge,
consolidate with, acquire or invest in any person, and/or cause or permit any Subsidiary to sell assets with a value higher than RMB 100,000; 


  

	 	2.1.12	 They shall immediately notify Party A of the occurrence or possible occurrence of any litigation, arbitration
or administrative proceedings relating to any Subsidiary’s assets, business or revenue and any circumstances that may adversely affects any Subsidiary’s existence, business operation, financials, assets or goodwill, and shall promptly take
all actions acceptable by Party A to exclude such adverse circumstances or take effective remedies therefor; 



  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  
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	 	2.1.13	 To maintain the ownership by each Subsidiary of all of its assets, they shall execute all necessary or
appropriate documents, take all necessary or appropriate actions and file all necessary or appropriate complaints or raise necessary and appropriate defenses against all claims; 



 

	 	2.1.14	 Without the prior written consent of Party A, they shall ensure that each Subsidiary shall not in any manner
distribute dividends to its shareholders, provided that upon Party A’s written request, each Subsidiary shall immediately distribute all distributable profits to its shareholders; and 



 

	 	2.1.15	 At the request of Party A, they shall appoint any persons designated by Party A as directors of each Subsidiary
or replace any existing director(s) of any Subsidiary. 


  

	2.2	 Covenants of Party B 



Party B hereby covenants as follows: 
  

	 	2.2.1	 Without the prior written consent of Party A, Party B shall not sell, transfer, mortgage or dispose of in any
other manner any legal or beneficial interest in the equity interests in any Subsidiary held by Party B, or allow the encumbrance thereon of any security interest, except for the pledge placed on these equity interests in accordance with Party
B’s Share Pledge Agreement; 


  

	 	2.2.2	 Party B shall not put forward, or vote in favor of, any shareholder resolution to, or otherwise request any
Subsidiary to, issue any dividends or other distributions with respect to its equity interest in the Subsidiary; provided, however, in the event that Party B receives any profit, distribution or dividend from any Subsidiary, Party B shall, as
permitted under the laws of PRC and in the interest of the Subsidiary, immediately pay or transfer such profit, distribution or dividend to Party A or to any party designated by Party A as service fees under the Exclusive Business Cooperation
Agreement payable by the Subsidiary to Party A; 


  

	 	2.2.3	 Party B shall cause the shareholders’ meeting and/or the board of directors of each Subsidiary not to
approve the sale, transfer, mortgage or disposition in any other manner of any legal or beneficial interest in the equity interests in any Subsidiary held by Party B, or allow the encumbrance thereon of any security interest, without the prior
written consent of Party A, except for the pledge placed on these equity interests in accordance with Party B’s Share Pledge Agreement; 


  

	 	2.2.4	 Party B shall cause the shareholders’ meeting or the board of directors of each Subsidiary not to approve
the Subsidiary’s merger or consolidation with any person, or the acquisition of or investment in any person, or other matters that require the prior written consent of Party A under this Agreement, without the prior written consent of Party A;




  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  
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	 	2.2.5	 Party B shall immediately notify Party A of the occurrence or possible occurrence of any litigation,
arbitration or administrative proceedings relating to the equity interests in any Subsidiary held by Party B; 


  

	 	2.2.6	 Party B shall cause the shareholders’ meeting or the board of directors of each Subsidiary to vote their
approval of the transfer of the Optioned Interests as set forth in this Agreement and to take any and all other actions that may be requested by Party A; 


  

	 	2.2.7	 To maintain Party B’s ownership in each Subsidiary, Party B shall execute all necessary or appropriate
documents, take all necessary or appropriate actions and file all necessary or appropriate complaints or raise necessary and appropriate defenses against all claims; 



 

	 	2.2.8	 Party B shall appoint any designee of Party A as director of each Subsidiary, at the request of Party A;



  

	 	2.2.9	 At the request of party A at any time, Party B shall promptly and unconditionally transfer its equity interests
in each Subsidiary to Party A or its Designee(s) in accordance with the Equity Interest Purchase Option under this Agreement, and Party B hereby waives its right of first refusal to the share transfer by any of the other existing shareholders of
each Subsidiary (if any); and 


  

	 	2.2.10	 Party B shall strictly abide by the provisions of this Agreement and other contracts jointly or separately
executed by and among Party B, each Subsidiary and Party A, perform the obligations hereunder and thereunder, and refrain from any action/omission that may affect the effectiveness and enforceability thereof. To the extent that Party B has any
remaining rights with respect to the equity interests under this Agreement, the Party B’s Share Pledge Agreement or the Voting Trust Agreement among the same parties hereto, Party B shall not exercise such rights except in accordance with the
written instructions of Party A; and 


  

	 	2.2.11	 Party B agrees to pledge to Party A all the equity interest owned of Party C and execute relevant share pledge
agreements. 


  

	3.	 Representations and Warranties 



Party B and each Subsidiary hereby represent and warrant to Party A, jointly and severally, as of the date of this Agreement and each date of
transfer of the Optioned Interests, that: 
  

	3.1	 They have the authority to execute and deliver this Agreement and any equity interest transfer agreement with
respect to the Optioned Interests to which they are a party (each, a “Transfer Agreement”), and to perform their obligations under this Agreement and any Transfer Agreement. Party B agrees to enter into Transfer Agreements
consistent with the terms of the Appendix of this Agreement upon Party A’s exercise of the Equity Interest Purchase Option if requested by Party A. This Agreement and the Transfer Agreements to which they are a party constitute or will
constitute their legal, valid and binding obligations and shall be enforceable against them in accordance with the provisions thereof; 



  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  
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	3.2	 On demand made by Party A at any time during the continuance of this Agreement, if Party B has not already done
so, they shall procure that the equity and such other equity interest transfer as Party A may stipulate in writing are transferred into the name of Party A and/or its nominee(s) who shall hold the equity upon and subject to the terms of this
Agreement and such transfers are registered in the books of the company and relevant registration or filing with the competent industry and commerce authority is completed. 



 

	3.3	 The execution and delivery of this Agreement or any Transfer Agreement and the obligations under this Agreement
or any Transfer Agreement shall not: (i) cause any violation of any applicable laws of China; (ii) be inconsistent with the articles of association, bylaws or other organizational documents of any Subsidiary; (iii) cause the violation
of any contracts or instruments to which they are a party or which are binding on them, or constitute any breach under any contracts or instruments to which they are a party or which are binding on them; (iv) cause any violation of any
condition for the grant and/or continued effectiveness of any licenses or permits issued to either of them; or (v) cause the suspension or revocation of or imposition of additional conditions to any licenses or permits issued to either of them;



  

	3.4	 Party B has a good and merchantable title to the equity interests in each Subsidiary it holds. Except for this
Agreement and Party B’s Share Pledge Agreement, Party B has not placed any security interest on such equity interests; 


  

	3.5	 Each Subsidiary has a good and merchantable title to all of its assets, and except for the Exclusive Asset
Option Agreement executed among Party A, Party B and each Subsidiary as of the date hereof, each Subsidiary has not placed any security interest on the aforementioned assets; 



 

	3.6	 Each Subsidiary does not have any outstanding debts, except for (i) debt incurred in the ordinary course
of business; and (ii) debts disclosed to Party A for which Party A’s written consent has been obtained; 


  

	3.7	 If the laws of PRC requires it to be dissolved or liquidated, a Subsidiary shall sell all of its assets to the
extent permitted by the laws of PRC to Party A or another qualifying entity designated by Party A, at the lowest selling price permitted by applicable laws of PRC. Any obligation for Party A or the qualifying entity designated by Party A to pay the
Subsidiary as a result of such transaction shall be forgiven by the Subsidiary or any proceeds from such transaction shall be paid to Party A or the qualifying entity designated by Party A in partial satisfaction of the service fees under the
Exclusive Business Corporation Agreement, as applicable under then-current laws of PRC; 


  

	3.8	 Each Subsidiary has complied with all laws and regulations of China; and 



 

	3.9	 There are no pending or threatened litigation, arbitration or administrative proceedings relating to the equity
interests in any Subsidiary, assets of any Subsidiary or any Subsidiary. 



  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  
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	4.	 Effectiveness and Term 



This Agreement is executed on the date first above written and shall take effect as of such date. Unless earlier terminated in accordance with
the provisions of this Agreement or relevant agreements separately executed among the Parties, the term of this Agreement shall be 10 years. Upon the expiration of the term, unless Party A determines not to extend the term and notifies Party B and
Party C in writing of such determination within 30 days prior to the expiration of the term, the term shall be extended for unlimited times, with an extended term of 5 years each time. 

 

	5.	 Governing Law, Resolution of Disputes and Change in Laws 



 

	5.1	 The execution, effectiveness, construction, performance, amendment and termination of this Agreement and the
resolution of disputes hereunder shall be governed by the formally published and publicly available laws of China. Matters not covered by formally published and publicly available laws of China shall be governed by international legal principles and
practices. 


  

	5.2	 In the event of any dispute with respect to the construction and performance of this Agreement, the Parties
shall first resolve the dispute through friendly negotiations. In the event the Parties fail to reach an agreement on the dispute within 30 days after either Party’s request to the other Parties for resolution of the dispute through
negotiations, either Party may submit the relevant dispute to the China International Economic and Trade Arbitration Commission (“CIETAC”) for arbitration, in accordance with its then effective arbitration rules. The arbitration
shall be conducted in Shanghai, and the language used in arbitration shall be Chinese. The arbitration award shall be final and binding on all Parties. 


  

	5.3	 Upon the occurrence of any disputes arising from the construction and performance of this Agreement or during
the pending arbitration of any dispute, except for the matters under dispute, the Parties to this Agreement shall continue to exercise their respective rights under this Agreement and perform their respective obligations under this Agreement.



  

	5.4	 In case of promulgation or any change to or in any Chinese law, regulation or rule, or any change to or in the
interpretation or application of the same anytime after execution of this Agreement, the following agreement shall apply: (a) if any Party would enjoy more benefits under any changed or new law than under the relevant law, regulation or rule in
effect at the date of this Agreement, without any material adverse effect upon the other Parties, the Parties shall promptly apply for such benefits brought by the changed or new law. The Parties shall make best efforts to procure the approval of
such application; and (b) if the aforementioned law change or promulgation causes any direct or indirect material adverse effect to either Party, this Agreement shall be implemented in its original terms and conditions. However, the Parties
shall try all lawful means to procure exemption from compliance with such changed or new law provisions. In the event such adverse effect on the economic interest of either Party is unable to be resolved pursuant to this Agreement, the affected
Party may give notice to the other Parties, and the Parties shall hold prompt discussion and make all necessary amendments to this Agreement so as to maintain the economic benefits otherwise enjoyed by the affected Party. 



  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  
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	5.5	 Subject to PRC laws, the arbitration tribunal may award remedies over the shares or land assets of Party B,
injunctive relief (including but not limited to matters of business or compel the transfer of assets) or award the winding-up of Party B. Any party shall have the right to apply for enforcement of arbitration
awards to the court with jurisdiction after the arbitration awards come into force. Subject to PRC laws, the courts of Hong Kong and China also have jurisdiction for the enforcement of the arbitration awards and the interim remedies against the
shares or land assets of Party B. 


  

	6.	 Taxes and Fees 



Each Party shall pay any and all transfer and registration tax, expenses and fees incurred thereby or levied thereon in accordance with the
laws of China in connection with the preparation and execution of this Agreement and the Transfer Agreements, as well as the consummation of the transactions contemplated under this Agreement and the Transfer Agreements. 

 

	7.	 Notices 



 

	7.1	 All notices and other communications required or permitted to be given pursuant to this Agreement shall be
delivered personally or sent by registered mail, postage prepaid, by a commercial courier service or by facsimile transmission to the address of such Party set forth below. A confirmation copy of each notice shall also be sent by email. The dates on
which notices shall be deemed to have been effectively given shall be determined as follows: 


  

	 	7.1.1	 Notices given by personal delivery, by courier service or by registered mail, postage prepaid, shall be deemed
effectively given on the date of delivery or refusal at the address specified for notices. 


  

	 	7.1.2	 Notices given by facsimile transmission shall be deemed effectively given on the date of successful
transmission (as evidenced by an automatically generated confirmation of transmission). 


  

	7.2	 For the purpose of notices, the addresses of the Parties are as follows: 



 

			
	Party A:	  	Shanghai Huiyuan Management Consulting Company Limited
		
	Address:	  	[***]
	Attn:	  	[***]
		
	Party B:	  	Shanghai Huikang Information Technology Co., Ltd
		
	Address:	  	[***]



  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  
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	Attn:	  	[***]
		
	Lufax:	  	
		
	Address:	  	[***]
	Attn:	  	[***]
		
	Xfame:	  	
		
	Address:	  	[***]
	Attn:	  	[***]


  

	7.3	 Any Party may at any time change its address for notices by a notice delivered to the other Parties in
accordance with the terms hereof. 


  

	8.	 Confidentiality 



The Parties acknowledge that any oral or written information exchanged among them with respect to this Agreement is confidential information.
Each Party shall maintain the confidentiality of all such information, and without obtaining the written consent of other Parties, it shall not disclose any relevant information to any third parties, except in the following circumstances:
(a) such information is or will be in the public domain (provided that this is not the result of a public disclosure by the receiving Party); (b) information disclosed as required by applicable laws or rules or regulations of any stock
exchange; or (c) information required to be disclosed by any Party to its legal counsel or financial advisor regarding the transaction contemplated hereunder, and such legal counsel or financial advisor are also bound by confidentiality duties
similar to the duties in this Section. Disclosure of any confidential information by the staff members or agency hired by any Party shall be deemed disclosure of such confidential information by such Party, which Party shall be held liable for
breach of this Agreement. This Section shall survive the termination of this Agreement for any reason. 
  

	9.	 Further Warranties 



The Parties agree to promptly execute documents that are reasonably required for or are conducive to the implementation of the provisions and
purposes of this Agreement and take further actions that are reasonably required for or are conducive to the implementation of the provisions and purposes of this Agreement. 
  

	10.	 Miscellaneous 



 

	10.1	 Amendment, change and supplement  



 

	 	10.1.1	 Any amendment, change and supplement to this Agreement shall require the execution of a written agreement by
all of the Parties. 



  
 EXCLUSIVE EQUITY INTEREST
OPTION AGREEMENT 
  
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	 	10.1.2	 If The Stock Exchange of Hong Kong Limited (“SEHK”) or any other relevant regulatory authority
or stock exchange requests any amendment to this Agreement or if there is any change to the Rules Governing the Listing of Securities on the SEHK or any other relevant stock exchange rules that is relevant to the terms of this Agreement, the Parties
shall make corresponding changes to the terms of this Agreement. 


  

	10.2	 Entire agreement 



Except for the amendments, supplements or changes in writing executed after the execution of this Agreement, this Agreement shall constitute
the entire agreement reached by and among the Parties hereto with respect to the subject matter hereof, and shall supersede all prior oral and written consultations, representations and contracts reached with respect to the subject matter of this
Agreement. The Appendix of this Agreement constitutes a part hereof, and has the same legal effects as this Agreement. 
  

	10.3	 Headings 



The headings of this Agreement are for convenience only, and shall not be used to interpret, explain or otherwise affect the meanings of the
provisions of this Agreement. 
  

	10.4	 Language 



This Agreement is written in both Chinese and English language in four (4) copies, each Party having one (1) copy and Party A keeping
the remaining copies with equal legal validity; in case there is any conflict between the Chinese version and the English version, the Chinese version shall prevail. 
  

	10.5	 Severability 



In the event that one or several of the provisions of this Agreement are found to be invalid, illegal or unenforceable in any aspect in
accordance with any laws or regulations, the validity, legality or enforceability of the remaining provisions of this Agreement shall not be affected or compromised in any respect. The Parties shall strive in good faith to replace such invalid,
illegal or unenforceable provisions with effective provisions that accomplish to the greatest extent permitted by law and the intentions of the Parties, and the economic effect of such effective provisions shall be as close as possible to the
economic effect of those invalid, illegal or unenforceable provisions. 
  

	10.6	 Successors 



This Agreement shall be binding on the respective successors of the Parties and the permitted assigns of such Parties. 

 

	10.7	 Survival 



  
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OPTION AGREEMENT 
  
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	 	10.7.1	 Any obligations that occur or that are due as a result of this Agreement upon the expiration or early
termination of this Agreement shall survive the expiration or early termination thereof. 


  

	 	10.7.2	 The provisions of Sections 5, 7 and this Section 10.7 shall survive the termination of this Agreement.



  

	10.8	 Assignment 



Without Party A’s prior written consent, Party B or any Subsidiary shall not assign its rights and obligations under this Agreement to any
third party. 
 Party B and each Subsidiary agree that Party A may assign its obligations and rights under this Agreement to any third party
upon a prior written notice to Party B and Party C but without the consent of Party B or any Subsidiary. 
  

	10.9	 Liabilities for Breach of Agreement 



Should any Party fails to perform this Agreement, such breaching Party shall pay all damages suffered by the other Parties. 

With respect to the obligations under this Agreement, each Subsidiary shall take joint and several liabilities among themselves, and so between
each Subsidiary and Party B. 
 Unless where the law clearly states otherwise, neither Party B nor Party C has the right to terminate this
Agreement against Party A’s breach. 
  

	10.10	 Waivers 



Any Party may waive the terms and conditions of this Agreement, provided that such a waiver must be provided in writing and shall require the
signatures of the Parties. No waiver by any Party in certain circumstances with respect to a breach by other Parties shall operate as a waiver by such a Party with respect to any similar breach in other circumstances. 

[The space below is intentionally left blank.] 

  
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OPTION AGREEMENT 
  
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 IN WITNESS WHEREOF, the Parties have caused their authorized representatives to execute this Exclusive
Equity Interest Option Agreement as of the date first above written. 
  

					
	Party A:	 		 	Party C:
	Shanghai Huiyuan Management Consulting Company Limited	 		 	Shanghai Lujiazui International Financial Asset Exchange Co., Ltd.
			
	By:   /s/ Gibb Gregory
Dean                                        
	 		 	By:   /s/ Gibb Gregory
Dean                                        

	Name:   Gibb Gregory Dean	 		 	Name:   Gibb Gregory Dean
	Title:     Legal Representative	 		 	Title:     Legal Representative
			
	Party B:	 		 	
	Shanghai Huikang Information Technology Co., Ltd.	 		 	XiShuangBanNa Mercantile Exchange Co., Ltd.
			
	By:   /s/ Yang Xue
Lian                                         
     	 		 	By:   /s/ Shi Liang
Xun                                         
       
	Name:   Yang Xue Lian	 		 	Name:   Shi Liang Xun
	Title:     Legal Representative	 		 	Title:     Legal Representative


  
 SIGNATURE PAGE TO
EXCLUSIVE EQUITY INTEREST OPTION AGREEMENT 













 Appendix 

Form of Equity Interest Transfer Agreement 












 Appendix 

Form of Equity Interest Transfer Agreement