<TABLE> <S> <C>

<ARTICLE>                                            9
<CIK>                         0000928484
<NAME>                        Greater Rome Bancshares, Inc.
<MULTIPLIER>                                   1
<CURRENCY>                                     U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   SEP-30-2000
<EXCHANGE-RATE>                                1
<CASH>                                           2,341,158
<INT-BEARING-DEPOSITS>                             863,992
<FED-FUNDS-SOLD>                                 4,190,000
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                     16,676,620
<INVESTMENTS-CARRYING>                           1,879,510
<INVESTMENTS-MARKET>                           0
<LOANS>                                         68,677,359
<ALLOWANCE>                                        811,566
<TOTAL-ASSETS>                                 101,049,252
<DEPOSITS>                                      80,283,400
<SHORT-TERM>                                     1,500,000
<LIABILITIES-OTHER>                                562,841
<LONG-TERM>                                     10,850,000
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                             7,003
<OTHER-SE>                                       7,846,008
<TOTAL-LIABILITIES-AND-EQUITY>                   7,853,011
<INTEREST-LOAN>                                  4,379,108
<INTEREST-INVEST>                                  780,337
<INTEREST-OTHER>                                   165,920
<INTEREST-TOTAL>                                 5,325,365
<INTEREST-DEPOSIT>                               2,331,380
<INTEREST-EXPENSE>                               2,818,909
<INTEREST-INCOME-NET>                            2,506,456
<LOAN-LOSSES>                                      166,155
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                  1,900,495
<INCOME-PRETAX>                                    755,339
<INCOME-PRE-EXTRAORDINARY>                         755,339
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                       530,746
<EPS-BASIC>                                    00.76
<EPS-DILUTED>                                  00.72
<YIELD-ACTUAL>                                 04.18
<LOANS-NON>                                        279,265
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                                   102,037
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                                   684,131
<CHARGE-OFFS>                                       61,793
<RECOVERIES>                                        23,073
<ALLOWANCE-CLOSE>                                  811,566
<ALLOWANCE-DOMESTIC>                               811,566
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0


</TABLE>