# Official Journal L 370/2021

| | ISSN 1977-0677 |
| --- | --- |
| Official Journal
  of the European Union | L 370 |
| | |
| English edition | Legislation | Volume 6419 October 2021 |

ISSN 1977-0677

Official Journal

of the European Union

L 370

English edition

Legislation

Volume 6419 October 2021

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| Contents | | II   Non-legislative acts | page |
| --- | --- | --- | --- |
| | | DECISIONS |
| | * | Commission Implementing Decision (EU) 2021/1828 of 7 October 2021 on the request for registration of the European citizens’ initiative entitled Stop (((5G))) – Stay Connected but Protected pursuant to Regulation (EU) 2019/788 of the European Parliament and of the Council
  (notified under document C(2021) 7293) | 1 |
| | | GUIDELINES |
| | * | Guideline (EU) 2021/1829 of the European Central Bank of 7 October 2021 amending Guideline (EU) 2017/2335 on the procedures for the collection of granular credit and credit risk data (ECB/2021/47) | 5 |

Contents

II   Non-legislative acts

page

DECISIONS

*

Commission Implementing Decision (EU) 2021/1828 of 7 October 2021 on the request for registration of the European citizens’ initiative entitled Stop (((5G))) – Stay Connected but Protected pursuant to Regulation (EU) 2019/788 of the European Parliament and of the Council
  (notified under document C(2021) 7293)

(notified under document C(2021) 7293)

1

GUIDELINES

*

Guideline (EU) 2021/1829 of the European Central Bank of 7 October 2021 amending Guideline (EU) 2017/2335 on the procedures for the collection of granular credit and credit risk data (ECB/2021/47)

5

| EN | Acts whose titles are printed in light type are those relating to day-to-day management of agricultural matters, and are generally valid for a limited period.
  The titles of all other Acts are printed in bold type and preceded by an asterisk. |
| --- | --- |

EN

Acts whose titles are printed in light type are those relating to day-to-day management of agricultural matters, and are generally valid for a limited period.

The titles of all other Acts are printed in bold type and preceded by an asterisk.

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II Non-legislative acts

DECISIONS

| 19.10.2021 | EN | Official Journal of the European Union | L 370/1 |
| --- | --- | --- | --- |

19.10.2021

EN

Official Journal of the European Union

L 370/1

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COMMISSION IMPLEMENTING DECISION (EU) 2021/1828

of 7 October 2021

on the request for registration of the European citizens’ initiative entitled ‘Stop (((5G))) – Stay Connected but Protected’ pursuant to Regulation (EU) 2019/788 of the European Parliament and of the Council

(notified under document C(2021) 7293)

(Only the English text is authentic)

THE EUROPEAN COMMISSION,

Having regard to the Treaty on the Functioning of the European Union,

Having regard to Regulation (EU) 2019/788 of the European Parliament and of the Council of 17 April 2019 on the European citizens’ initiative (1), and in particular Article 6(2) and (3) thereof,

Whereas:

| (1) | A request for registration of a European citizens’ initiative entitled ‘Stop (((5G))) – Stay Connected but Protected’ was submitted to the Commission on 12 August 2021. |
| --- | --- |

(1)

A request for registration of a European citizens’ initiative entitled ‘Stop (((5G))) – Stay Connected but Protected’ was submitted to the Commission on 12 August 2021.

| (2) | The objectives of the initiative as expressed by the organisers are: ‘5G deployment is putting our rights to a healthy environment, freedom and privacy at stake. We call on the Commission to propose legislation to protect citizens and the environment from these threats:






  (a) | Humans, fauna and flora are being harmed by radiation. Current exposure limits provide insufficient protection – especially for vulnerable people (like children, pregnant women, patients, the elderly), animals, pollinating insects and plants – Enact regulation to protect all life from radio frequency and microwave radiation; |
| --- | --- | --- |

(2)

The objectives of the initiative as expressed by the organisers are: ‘5G deployment is putting our rights to a healthy environment, freedom and privacy at stake. We call on the Commission to propose legislation to protect citizens and the environment from these threats:

(a)

Humans, fauna and flora are being harmed by radiation. Current exposure limits provide insufficient protection – especially for vulnerable people (like children, pregnant women, patients, the elderly), animals, pollinating insects and plants – Enact regulation to protect all life from radio frequency and microwave radiation;

| (b) | With 5G the amount of connected electronic devices, antennas and satellites will explode. Unsustainable energy consumption, radiation emissions, harmful mining and pollution will follow, which will endanger biodiversity and natural habitats – Enact stronger regulation to protect the environment from all the impacts of 5G and digitalization. |
| --- | --- |

(b)

With 5G the amount of connected electronic devices, antennas and satellites will explode. Unsustainable energy consumption, radiation emissions, harmful mining and pollution will follow, which will endanger biodiversity and natural habitats – Enact stronger regulation to protect the environment from all the impacts of 5G and digitalization.

| (c) | 5G enables massive data collection and surveillance by connected objects. This will increase the risk of cybercrime, data leak, theft, resale and misuse of artificial intelligence – Enact effective data protection to safeguard our privacy, security and freedom’. |
| --- | --- |

(c)

5G enables massive data collection and surveillance by connected objects. This will increase the risk of cybercrime, data leak, theft, resale and misuse of artificial intelligence – Enact effective data protection to safeguard our privacy, security and freedom’.

| (3) | An annex provides further details on the subject matter and the objectives of the initiative, listing 23 calls for action, referred to as ‘proposals to be implemented in Union law’. Further information on the 23 calls for action is provided in a document submitted as ‘draft legal act’. The group of organisers also provided translations of the objectives in a number of Union languages as ‘additional information’. |
| --- | --- |

(3)

An annex provides further details on the subject matter and the objectives of the initiative, listing 23 calls for action, referred to as ‘proposals to be implemented in Union law’. Further information on the 23 calls for action is provided in a document submitted as ‘draft legal act’. The group of organisers also provided translations of the objectives in a number of Union languages as ‘additional information’.

| (4) | As regards the first objective, the initiative lists the following ten calls for action:






  ‘1. | Enact radiofrequency electromagnetic fields (RF EMF) exposure limits based on all health and biological effects, not only those related to temperature, to protect humans and to apply the precautionary principle; |
| --- | --- | --- |

(4)

As regards the first objective, the initiative lists the following ten calls for action:

‘1.

Enact radiofrequency electromagnetic fields (RF EMF) exposure limits based on all health and biological effects, not only those related to temperature, to protect humans and to apply the precautionary principle;

| 2. | Update Recommendation 1999/519/EC and Directive 2013/35/EU, which should be regularly reviewed and reassessed; |
| --- | --- |

2.

Update Recommendation 1999/519/EC and Directive 2013/35/EU, which should be regularly reviewed and reassessed;

| 3. | Base Recommendation 1999/519/EC and Workplace Directive 2013/35/EU on the best available scientific data, with limits set to the most protective among all scientific and empirical guidelines available; |
| --- | --- |

3.

Base Recommendation 1999/519/EC and Workplace Directive 2013/35/EU on the best available scientific data, with limits set to the most protective among all scientific and empirical guidelines available;

| 4. | Ensure additional exposure guidelines are made by scientists who have biomedical expertise and who are free from conflicts of interest and to appoint a new panel or expand activities of the Scientific Committee on Health, Environmental and Emerging Risks (SCHEER) to assess RF EMF’s bioactive parameters; |
| --- | --- |

4.

Ensure additional exposure guidelines are made by scientists who have biomedical expertise and who are free from conflicts of interest and to appoint a new panel or expand activities of the Scientific Committee on Health, Environmental and Emerging Risks (SCHEER) to assess RF EMF’s bioactive parameters;

| 5. | Ensure the testing of wireless devices, antennas and their operation assesses all biologically active parameters of RF EMF; |
| --- | --- |

5.

Ensure the testing of wireless devices, antennas and their operation assesses all biologically active parameters of RF EMF;

| 6. | Replace wireless connections with cables and to do so immediately in places such as hospitals, kindergartens, schools, retirement homes, all public buildings; |
| --- | --- |

6.

Replace wireless connections with cables and to do so immediately in places such as hospitals, kindergartens, schools, retirement homes, all public buildings;

| 7. | Educate the public on the hazards associated with wireless connections and how to minimize exposure (e.g. using cables); |
| --- | --- |

7.

Educate the public on the hazards associated with wireless connections and how to minimize exposure (e.g. using cables);

| 8. | Advise member states to provide low/no radiation zones in municipalities. Declare all nature reserves and parks low/no radiation zones; |
| --- | --- |

8.

Advise member states to provide low/no radiation zones in municipalities. Declare all nature reserves and parks low/no radiation zones;

| 9. | In order to protect human health and bio-integrity, ask EU citizens for informed consent before exposing them to RF EMF; |
| --- | --- |

9.

In order to protect human health and bio-integrity, ask EU citizens for informed consent before exposing them to RF EMF;

| 10. | On the basis of the precautionary principle, enact a directive regarding RF EMF exposure limits for the protection of fauna and flora.’ |
| --- | --- |

10.

On the basis of the precautionary principle, enact a directive regarding RF EMF exposure limits for the protection of fauna and flora.’

| (5) | As regards the second objective, the initiative lists the following eight calls for action:






  ‘11. | Update Directive 2011/92/EU to include 5G deployment and all telecommunication as projects in Annex 1 [of that Directive] to ensure that such projects are made subject to environmental assessment or a screening as prescribed by the directive; |
| --- | --- | --- |

(5)

As regards the second objective, the initiative lists the following eight calls for action:

‘11.

Update Directive 2011/92/EU to include 5G deployment and all telecommunication as projects in Annex 1 [of that Directive] to ensure that such projects are made subject to environmental assessment or a screening as prescribed by the directive;

| 12. | Reduce the massive electricity consumption caused by digital communication technology by prioritising wired and low energy solutions in the action plan for the European Green Deal; |
| --- | --- |

12.

Reduce the massive electricity consumption caused by digital communication technology by prioritising wired and low energy solutions in the action plan for the European Green Deal;

| 13. | Include “Waste from Electrical and Electronical Equipment” (WEEE), other waste products, and the environmental impacts of mining for rare earth minerals and metals used in electronical equipment in the “Zero pollution action plan”; |
| --- | --- |

13.

Include “Waste from Electrical and Electronical Equipment” (WEEE), other waste products, and the environmental impacts of mining for rare earth minerals and metals used in electronical equipment in the “Zero pollution action plan”;

| 14. | Update Directive 2009/125/EC establishing a framework for the setting of ecodesign requirements for energy-related products (Ecodesign Directive), by setting tight limits to resource and energy waste of all connected devices including antennas and satellites; |
| --- | --- |

14.

Update Directive 2009/125/EC establishing a framework for the setting of ecodesign requirements for energy-related products (Ecodesign Directive), by setting tight limits to resource and energy waste of all connected devices including antennas and satellites;

| 15. | Recognise all biologically harmful parameters of RF EMF as a pollutant and to include these in all relevant EU policies and directives; |
| --- | --- |

15.

Recognise all biologically harmful parameters of RF EMF as a pollutant and to include these in all relevant EU policies and directives;

| 16. | Include monitoring of all biological harmful parameters of RF EMF in “Environmental monitoring programmes, Biodiversity Strategy 2030, EU Nature restoration targets, Habitats and Birds Directives and Natura 2000”; |
| --- | --- |

16.

Include monitoring of all biological harmful parameters of RF EMF in “Environmental monitoring programmes, Biodiversity Strategy 2030, EU Nature restoration targets, Habitats and Birds Directives and Natura 2000”;

| 17. | Call for an immediate moratorium on 5G satellites mega-constellations worldwide until the environmental adverse effects are resolved; |
| --- | --- |

17.

Call for an immediate moratorium on 5G satellites mega-constellations worldwide until the environmental adverse effects are resolved;

| 18. | Make an environmental impact assessment of all space projects a priority within the European Space Policy.’ |
| --- | --- |

18.

Make an environmental impact assessment of all space projects a priority within the European Space Policy.’

| (6) | As regards the third objective, the initiative sets out the following five calls for action:






  ‘19. | Launch an impact assessment of the effects of 5G, including connected objects and bodies, on personal data protection and evaluate compliance against current data protection laws; |
| --- | --- | --- |

(6)

As regards the third objective, the initiative sets out the following five calls for action:

‘19.

Launch an impact assessment of the effects of 5G, including connected objects and bodies, on personal data protection and evaluate compliance against current data protection laws;

| 20. | Protect citizens against the increasing cybercrime by applying the principle of data minimization to collection via wireless (such as medical and banking data); |
| --- | --- |

20.

Protect citizens against the increasing cybercrime by applying the principle of data minimization to collection via wireless (such as medical and banking data);

| 21. | Ensure the European Data Protection Board fight actively and independently against discrimination and digital rights violations; |
| --- | --- |

21.

Ensure the European Data Protection Board fight actively and independently against discrimination and digital rights violations;

| 22. | Require each citizen’s explicit consent in order to subject their data to any automated procedure; |
| --- | --- |

22.

Require each citizen’s explicit consent in order to subject their data to any automated procedure;

| 23. | Organise public debates on whether or to what extent to authorise digital innovations, led by scientists with biomedical expertise and who are free from conflicts of interest: appoint a new ethics committee or expand EGE's activities.’ |
| --- | --- |

23.

Organise public debates on whether or to what extent to authorise digital innovations, led by scientists with biomedical expertise and who are free from conflicts of interest: appoint a new ethics committee or expand EGE's activities.’

| (7) | As regards the calls for action to implement the first objective of the initiative, to ‘enact regulation to protect all life from radio frequency and microwave radiation’, insofar as some of these aim at introducing measures leading to the improvement, in particular, of the working environment to protect workers’ health and safety, the Commission has the power to present a proposal for a legal act under Article 153(2) of the Treaty. |
| --- | --- |

(7)

As regards the calls for action to implement the first objective of the initiative, to ‘enact regulation to protect all life from radio frequency and microwave radiation’, insofar as some of these aim at introducing measures leading to the improvement, in particular, of the working environment to protect workers’ health and safety, the Commission has the power to present a proposal for a legal act under Article 153(2) of the Treaty.

| (8) | As regards the calls for action to implement the first objective of the initiative that concern the European Electronic Communications Code, as laid down in Directive (EU) 2018/1972 of the European Parliament and of the Council (2), the Radio Equipment Directive 2014/53/EU of the European Parliament and of the Council (3) or proposals which aim at rules that provide for a more complete testing of wireless devices and antennas, insofar as they aim at improving the functioning of the internal market, the Commission has the power to present proposals for legal acts on the basis of Article 114 of the Treaty. |
| --- | --- |

(8)

As regards the calls for action to implement the first objective of the initiative that concern the European Electronic Communications Code, as laid down in Directive (EU) 2018/1972 of the European Parliament and of the Council (2), the Radio Equipment Directive 2014/53/EU of the European Parliament and of the Council (3) or proposals which aim at rules that provide for a more complete testing of wireless devices and antennas, insofar as they aim at improving the functioning of the internal market, the Commission has the power to present proposals for legal acts on the basis of Article 114 of the Treaty.

| (9) | The initiative also asks for a proposal to ‘replace wireless connections with cables’ in view of the harmful effects for humans of RFEMF. Insofar as that proposal aims at incentive measures designed to protect and improve human health, and measures concerning monitoring, early warning of and combating serious cross-border threats to health, with the exclusion of measures to harmonise the laws and regulations of the Member States, the Commission has the power to present proposals on the basis of Article 168(5) of the Treaty. |
| --- | --- |

(9)

The initiative also asks for a proposal to ‘replace wireless connections with cables’ in view of the harmful effects for humans of RFEMF. Insofar as that proposal aims at incentive measures designed to protect and improve human health, and measures concerning monitoring, early warning of and combating serious cross-border threats to health, with the exclusion of measures to harmonise the laws and regulations of the Member States, the Commission has the power to present proposals on the basis of Article 168(5) of the Treaty.

| (10) | Insofar as some of the calls for action to implement the two first objectives of the initiative aim at preserving, protecting and improving the quality of the environment, protecting human health and prudent and rational utilisation of natural resources, the Commission has the power to present a proposal for a legal act on the basis of Article 192(1) of the Treaty. |
| --- | --- |

(10)

Insofar as some of the calls for action to implement the two first objectives of the initiative aim at preserving, protecting and improving the quality of the environment, protecting human health and prudent and rational utilisation of natural resources, the Commission has the power to present a proposal for a legal act on the basis of Article 192(1) of the Treaty.

| (11) | Insofar as one of the calls for action to implement the second objective of the initiative asks for an update of Directive 2009/125/EC of the European Parliament and of the Council (4), the Commission has the power to present a proposal for a legal act on the basis of Article 114 of the Treaty. |
| --- | --- |

(11)

Insofar as one of the calls for action to implement the second objective of the initiative asks for an update of Directive 2009/125/EC of the European Parliament and of the Council (4), the Commission has the power to present a proposal for a legal act on the basis of Article 114 of the Treaty.

| (12) | The initiative contains five calls for action in order to achieve the third initiative’s objective ‘to enact effective data protection to safeguard our privacy, security and freedom’. Insofar as those calls for action invite the Commission to present proposals for legal acts relating to the protection of individuals with regard to the processing of personal data by Union institutions, bodies, offices and agencies, and by the Member States when carrying out activities which fall within the scope of Union law, and the rules relating to the free movement of such data, those proposals could be based on Article 16(2) of the Treaty. |
| --- | --- |

(12)

The initiative contains five calls for action in order to achieve the third initiative’s objective ‘to enact effective data protection to safeguard our privacy, security and freedom’. Insofar as those calls for action invite the Commission to present proposals for legal acts relating to the protection of individuals with regard to the processing of personal data by Union institutions, bodies, offices and agencies, and by the Member States when carrying out activities which fall within the scope of Union law, and the rules relating to the free movement of such data, those proposals could be based on Article 16(2) of the Treaty.

| (13) | For those reasons, none of the parts of the initiative manifestly falls outside the framework of the Commission’s powers to submit a proposal for a legal act of the Union for the purpose of implementing the Treaties. |
| --- | --- |

(13)

For those reasons, none of the parts of the initiative manifestly falls outside the framework of the Commission’s powers to submit a proposal for a legal act of the Union for the purpose of implementing the Treaties.

| (14) | This conclusion is without prejudice to the assessment of whether the concrete factual and substantive conditions required for the Commission to act, including compliance with the principles of proportionality and subsidiarity and compatibility with fundamental rights, would be met in this case. |
| --- | --- |

(14)

This conclusion is without prejudice to the assessment of whether the concrete factual and substantive conditions required for the Commission to act, including compliance with the principles of proportionality and subsidiarity and compatibility with fundamental rights, would be met in this case.

| (15) | Some of the 23 calls for action, notably the measures mentioned in numbers 4, 7, 12, 13, 17, 18 and 23, do not invite the Commission to adopt a proposal for a legal act of the Union but seem to be ancillary or preparatory to those which call for proposals for legal acts. Since the Commission is not invited to submit a proposal for a legal act of the Union in respect of any of those measures, the latter do not meet the condition laid down in Article 6(3), point (c), of Regulation (EU) 2019/788 to be registered as part of the subject matter of the initiative. Those measures thus fall outside the scope of this Decision. However, if the Commission considers it appropriate to adopt a proposal for a legal act in the areas covered by the scope of the initiative, it could also consider taking some of those elements into account in its proposal. |
| --- | --- |

(15)

Some of the 23 calls for action, notably the measures mentioned in numbers 4, 7, 12, 13, 17, 18 and 23, do not invite the Commission to adopt a proposal for a legal act of the Union but seem to be ancillary or preparatory to those which call for proposals for legal acts. Since the Commission is not invited to submit a proposal for a legal act of the Union in respect of any of those measures, the latter do not meet the condition laid down in Article 6(3), point (c), of Regulation (EU) 2019/788 to be registered as part of the subject matter of the initiative. Those measures thus fall outside the scope of this Decision. However, if the Commission considers it appropriate to adopt a proposal for a legal act in the areas covered by the scope of the initiative, it could also consider taking some of those elements into account in its proposal.

| (16) | The group of organisers has provided appropriate evidence that it fulfils the requirements laid down in Article 5(1) and (2) of Regulation (EU) 2019/788 and has designated the contact persons in accordance with Article 5(3), first subparagraph, of that Regulation. |
| --- | --- |

(16)

The group of organisers has provided appropriate evidence that it fulfils the requirements laid down in Article 5(1) and (2) of Regulation (EU) 2019/788 and has designated the contact persons in accordance with Article 5(3), first subparagraph, of that Regulation.

| (17) | The initiative is not manifestly abusive, frivolous or vexatious, nor is it manifestly contrary to the values of the Union as set out in Article 2 of the Treaty on European Union and rights enshrined in the Charter of Fundamental Rights of the European Union. |
| --- | --- |

(17)

The initiative is not manifestly abusive, frivolous or vexatious, nor is it manifestly contrary to the values of the Union as set out in Article 2 of the Treaty on European Union and rights enshrined in the Charter of Fundamental Rights of the European Union.

| (18) | The initiative entitled ‘Stop (((5G))) – Stay Connected but Protected’ should therefore be registered. |
| --- | --- |

(18)

The initiative entitled ‘Stop (((5G))) – Stay Connected but Protected’ should therefore be registered.

| (19) | The conclusion that the conditions for registration under Article 6(3) of Regulation (EU) 2019/788 are fulfilled does not imply that the Commission in any way confirms the factual correctness of the content of the initiative, which is the sole responsibility of the group of organisers of the initiative. The content of the initiative only expresses the views of the group of organisers, and can in no way be taken to reflect the views of the Commission, |
| --- | --- |

(19)

The conclusion that the conditions for registration under Article 6(3) of Regulation (EU) 2019/788 are fulfilled does not imply that the Commission in any way confirms the factual correctness of the content of the initiative, which is the sole responsibility of the group of organisers of the initiative. The content of the initiative only expresses the views of the group of organisers, and can in no way be taken to reflect the views of the Commission,

HAS ADOPTED THIS DECISION:

Article 1

The European citizens’ initiative entitled ‘Stop (((5G))) – Stay Connected but Protected’ shall be registered.

Article 2

This Decision is addressed to the group of organisers of the citizens’ initiative entitled ‘Stop (((5G))) – Stay Connected but Protected’, represented by Ms Pernille SCHRIVER and Ms Elisabeth Birgit MADSEN acting as contact persons.

Done at Brussels, 7 October 2021.

For the Commission

Věra JOUROVÁ

Vice-President

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(1)  
  OJ L 130, 17.5.2019, p. 55.

1

(2)  Directive (EU) 2018/1972 of the European Parliament and of the Council of 11 December 2018 establishing the European Electronic Communications Code (OJ L 321, 17.12.2018, p. 36).

2

(3)  Directive 2014/53/EU of the European Parliament and of the Council of 16 April 2014 on the harmonisation of the laws of the Member States relating to the making available on the market of radio equipment and repealing Directive 1999/5/EC (OJ L 153, 22.5.2014, p. 62).

3

(4)  Directive 2009/125/EC of the European Parliament and of the Council of 21 October 2009 establishing a framework for the setting of ecodesign requirements for energy-related products (OJ L 285, 31.10.2009, p. 10).

4

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GUIDELINES

| 19.10.2021 | EN | Official Journal of the European Union | L 370/5 |
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19.10.2021

EN

Official Journal of the European Union

L 370/5

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GUIDELINE (EU) 2021/1829 OF THE EUROPEAN CENTRAL BANK

of 7 October 2021

amending Guideline (EU) 2017/2335 on the procedures for the collection of granular credit and credit risk data (ECB/2021/47)

THE GOVERNING COUNCIL OF THE EUROPEAN CENTRAL BANK,

Having regard to the Treaty on the Functioning of the European Union, and in particular Article 127(2) and (5) thereof,

Having regard to the Statute of the European System of Central Banks and of the European Central Bank, and in particular Article 5.1, 12.1 and 14.3 thereof,

Whereas:

| (1) | In order to ensure the availability of high quality statistics on credit and credit risk, it is necessary to provide further details on the minimum standards for revising granular credit data and credit risk data (hereinafter ‘credit data’) and counterparty reference data. In particular, it is necessary to ensure that all national central banks (NCBs) transmit to the European Central Bank (ECB) revisions reported by reporting agents pursuant to Regulation (EU) 2016/867 of the European Central Bank (ECB/2016/13) (1). |
| --- | --- |

(1)

In order to ensure the availability of high quality statistics on credit and credit risk, it is necessary to provide further details on the minimum standards for revising granular credit data and credit risk data (hereinafter ‘credit data’) and counterparty reference data. In particular, it is necessary to ensure that all national central banks (NCBs) transmit to the European Central Bank (ECB) revisions reported by reporting agents pursuant to Regulation (EU) 2016/867 of the European Central Bank (ECB/2016/13) (1).

| (2) | Guideline (EU) 2017/2335 of the European Central Bank (ECB/2017/38) (2) provides that errors in reported statistical information are revised and corrected and the revised data are transmitted to the ECB. In order to improve overall data quality, it is appropriate to provide further details with regard to the types and frequencies of revisions to be transmitted to the ECB. |
| --- | --- |

(2)

Guideline (EU) 2017/2335 of the European Central Bank (ECB/2017/38) (2) provides that errors in reported statistical information are revised and corrected and the revised data are transmitted to the ECB. In order to improve overall data quality, it is appropriate to provide further details with regard to the types and frequencies of revisions to be transmitted to the ECB.

| (3) | Reference dates to which the first ECB feedback loop data will refer after an NCB decides to participate in the AnaCredit feedback loop framework, as well as the scope of coverage of the ECB feedback loop dataset and the applicable restrictions on data sharing by the receiving NCBs, should be clarified. This should also help ensure equal treatment of participating NCBs and NCBs which may participate in the AnaCredit feedback loop framework in the future. |
| --- | --- |

(3)

Reference dates to which the first ECB feedback loop data will refer after an NCB decides to participate in the AnaCredit feedback loop framework, as well as the scope of coverage of the ECB feedback loop dataset and the applicable restrictions on data sharing by the receiving NCBs, should be clarified. This should also help ensure equal treatment of participating NCBs and NCBs which may participate in the AnaCredit feedback loop framework in the future.

| (4) | It is appropriate to provide clarification of the common method of transmission of statistical information reported to the ECB for all NCBs. NCBs should therefore transmit data to the ECB using a harmonised electronic transmission format agreed and specified by the European System of Central Banks. |
| --- | --- |

(4)

It is appropriate to provide clarification of the common method of transmission of statistical information reported to the ECB for all NCBs. NCBs should therefore transmit data to the ECB using a harmonised electronic transmission format agreed and specified by the European System of Central Banks.

| (5) | In order to allow the NCBs sufficient lead time to implement the amendments to the provisions on revisions for credit data and counterparty reference data reported by reporting agents pursuant to Regulation (EU) 2016/867 (ECB/2016/13) effectively, and to ensure sufficient data quality, those amendments should apply on 1 April 2022. |
| --- | --- |

(5)

In order to allow the NCBs sufficient lead time to implement the amendments to the provisions on revisions for credit data and counterparty reference data reported by reporting agents pursuant to Regulation (EU) 2016/867 (ECB/2016/13) effectively, and to ensure sufficient data quality, those amendments should apply on 1 April 2022.

| (6) | Therefore, Guideline (EU) 2017/2335 (ECB/2017/38) should be amended accordingly, |
| --- | --- |

(6)

Therefore, Guideline (EU) 2017/2335 (ECB/2017/38) should be amended accordingly,

HAS ADOPTED THIS GUIDELINE:

Article 1

Amendments

Guideline (EU) 2017/2335 (ECB/2017/38) is amended as follows:

| 1. | Article 1 is replaced by the following:

  ‘Article 1
  Subject matter and scope
  This Guideline establishes the reporting obligations for NCBs with regard to the transmission to the ECB of credit data and counterparty reference data collected pursuant to Regulation (EU) 2016/867 (ECB/2016/13). In particular, this Guideline establishes the following:






  (a) | specific obligations relating to the collection and transmission of credit data and counterparty reference data; |
| --- | --- | --- |

1.

Article 1 is replaced by the following:

‘Article 1

Subject matter and scope

This Guideline establishes the reporting obligations for NCBs with regard to the transmission to the ECB of credit data and counterparty reference data collected pursuant to Regulation (EU) 2016/867 (ECB/2016/13). In particular, this Guideline establishes the following:

(a)

specific obligations relating to the collection and transmission of credit data and counterparty reference data;

| (b) | the procedures and standards for transmission of those data to the ECB; |
| --- | --- |

(b)

the procedures and standards for transmission of those data to the ECB;

| (c) | derogations and reduced reporting frequency for the collection of credit and counterparty reference data by NCBs; |
| --- | --- |

(c)

derogations and reduced reporting frequency for the collection of credit and counterparty reference data by NCBs;

| (d) | a framework for NCBs to participate, on a voluntary basis, in arrangements for the transmission and sharing of certain subsets of credit data and the related counterparty reference data, for the purpose of establishing or enhancing feedback loops with reporting agents (hereinafter also referred to as the ‘AnaCredit feedback loop framework’); |
| --- | --- |

(d)

a framework for NCBs to participate, on a voluntary basis, in arrangements for the transmission and sharing of certain subsets of credit data and the related counterparty reference data, for the purpose of establishing or enhancing feedback loops with reporting agents (hereinafter also referred to as the ‘AnaCredit feedback loop framework’);

| (e) | data quality management (DQM) requirements for NCBs.’; |
| --- | --- |

(e)

data quality management (DQM) requirements for NCBs.’;

| 2. | In Article 2, the following point (24) is added:






  ‘(24) | ‘production period’ means the period between the transmission of data by NCBs to the ECB pursuant to Regulation (EU) 2016/867 (ECB/2016/13) and the closing of the production cycle as indicated in the reporting calendar as referred to in Article 19a;’; |
| --- | --- | --- |

2.

In Article 2, the following point (24) is added:

‘(24)

‘production period’ means the period between the transmission of data by NCBs to the ECB pursuant to Regulation (EU) 2016/867 (ECB/2016/13) and the closing of the production cycle as indicated in the reporting calendar as referred to in Article 19a;’;

| 3. | In Article 5(4), point (b) is replaced by the following:






  ‘(b) | the reference date on which credit data and counterparty reference data related to observed agents are reported to AnaCredit;’; |
| --- | --- | --- |

3.

In Article 5(4), point (b) is replaced by the following:

‘(b)

the reference date on which credit data and counterparty reference data related to observed agents are reported to AnaCredit;’;

| 4. | Article 13 is replaced by the following:

  ‘Article 13
  Acquisition and error acknowledgements

  1.   Upon receipt of updates referred to in Article 12, the ECB shall carry out checks to validate, without delay, the quality of the information provided and shall provide NCBs with acquisition and error acknowledgements referred to in Article 9 of Guideline (EU) 2018/876 of the European Central Bank (ECB/2018/16) (*1).


  2.   NCBs shall ensure that revisions are transmitted to the ECB pursuant to Article 19.



  (*1)  Guideline (EU) 2018/876 of the European Central Bank of 1 June 2018 on the Register of Institutions and Affiliates Data (ECB/2018/16) (OJ L 154, 18.6.2018, p. 3).’;" |
| --- | --- |

4.

Article 13 is replaced by the following:

‘Article 13

Acquisition and error acknowledgements

1.   Upon receipt of updates referred to in Article 12, the ECB shall carry out checks to validate, without delay, the quality of the information provided and shall provide NCBs with acquisition and error acknowledgements referred to in Article 9 of Guideline (EU) 2018/876 of the European Central Bank (ECB/2018/16) (*1).

2.   NCBs shall ensure that revisions are transmitted to the ECB pursuant to Article 19.

(*1)  Guideline (EU) 2018/876 of the European Central Bank of 1 June 2018 on the Register of Institutions and Affiliates Data (ECB/2018/16) (OJ L 154, 18.6.2018, p. 3).’;"

*1

| 5. | In Article 16d, paragraphs 1 and 2 are replaced by the following:

  ‘1.   Prior to the relevant start date of participation referred to in Annex IV, the ECB shall transmit an ECB feedback loop dataset to each NCB listed in Annex IV for testing purposes. Those data shall only be used for the purposes of testing the arrangements referred to in Article 16b(b) prior to their implementation on the start date of participation of the relevant NCB and in accordance with Article 16e(9).
  NCBs shall not use the data received from the ECB for the purposes of a feedback loop referred to in Article 16e until the relevant NCB has become a participating NCB and has received the first ECB feedback loop dataset containing data referring to the reference date on the last day of the month during which participation starts.


  2.   From the relevant start date of participation referred to in Annex IV, the ECB shall transmit an ECB feedback loop dataset to each receiving NCB via regular transmissions, immediately after the generation of the golden copy. The first ECB feedback loop dataset shall be limited to data referring to the reference date on the last day of the month during which participation starts. Each subsequent ECB feedback loop dataset thereafter shall be limited to the following:






  (a) | data referring to the latest reference date available; |
| --- | --- | --- |

5.

In Article 16d, paragraphs 1 and 2 are replaced by the following:

‘1.   Prior to the relevant start date of participation referred to in Annex IV, the ECB shall transmit an ECB feedback loop dataset to each NCB listed in Annex IV for testing purposes. Those data shall only be used for the purposes of testing the arrangements referred to in Article 16b(b) prior to their implementation on the start date of participation of the relevant NCB and in accordance with Article 16e(9).

NCBs shall not use the data received from the ECB for the purposes of a feedback loop referred to in Article 16e until the relevant NCB has become a participating NCB and has received the first ECB feedback loop dataset containing data referring to the reference date on the last day of the month during which participation starts.

2.   From the relevant start date of participation referred to in Annex IV, the ECB shall transmit an ECB feedback loop dataset to each receiving NCB via regular transmissions, immediately after the generation of the golden copy. The first ECB feedback loop dataset shall be limited to data referring to the reference date on the last day of the month during which participation starts. Each subsequent ECB feedback loop dataset thereafter shall be limited to the following:

(a)

data referring to the latest reference date available;

| (b) | data recorded on a maximum of 12 reference dates preceding the transmission of the ECB feedback loop dataset. |
| --- | --- |

(b)

data recorded on a maximum of 12 reference dates preceding the transmission of the ECB feedback loop dataset.

For the purposes of point (b), data referring to reference dates preceding the reference date on the last day of the month during which participation starts shall be excluded.’;

| 6. | In Article 16d, paragraph 4 is replaced by the following:

  ‘4.   The ECB shall transmit to the receiving NCBs any revisions it has received pursuant to Article 19 which relate to information included in regular transmissions.’; |
| --- | --- |

6.

In Article 16d, paragraph 4 is replaced by the following:

‘4.   The ECB shall transmit to the receiving NCBs any revisions it has received pursuant to Article 19 which relate to information included in regular transmissions.’;

| 7. | In Article 16e, paragraph 4 is replaced by the following:

  ‘4.   For the purposes of this Chapter, receiving NCBs shall not share any of the following with reporting agents:






  (a) | credit data or counterparty reference data which are outside the scope of the most recent ECB feedback loop dataset received by the NCB; |
| --- | --- | --- |

7.

In Article 16e, paragraph 4 is replaced by the following:

‘4.   For the purposes of this Chapter, receiving NCBs shall not share any of the following with reporting agents:

(a)

credit data or counterparty reference data which are outside the scope of the most recent ECB feedback loop dataset received by the NCB;

| (b) | the operational attributes of the ECB feedback loop dataset; |
| --- | --- |

(b)

the operational attributes of the ECB feedback loop dataset;

| (c) | information on instruments where the debtor and the creditor are parts of the same legal entity.’; |
| --- | --- |

(c)

information on instruments where the debtor and the creditor are parts of the same legal entity.’;

| 8. | Article 17 is replaced by the following:

  ‘Article 17
  Transmission

  1.   NCBs shall transmit the statistical information to be reported pursuant to this Guideline electronically, using the means specified by the ECB. The statistical message format developed for this electronic exchange of statistical information shall be the format agreed by the ESCB.


  2.   Where paragraph 1 does not apply, NCBs may use other means of transmitting statistical information with the ECB’s prior consent.’; |
| --- | --- |

8.

Article 17 is replaced by the following:

‘Article 17

Transmission

1.   NCBs shall transmit the statistical information to be reported pursuant to this Guideline electronically, using the means specified by the ECB. The statistical message format developed for this electronic exchange of statistical information shall be the format agreed by the ESCB.

2.   Where paragraph 1 does not apply, NCBs may use other means of transmitting statistical information with the ECB’s prior consent.’;

| 9. | Article 18 is amended as follows:






  (a) | in paragraph 4, point (g) is replaced by the following:






  ‘(g) | all instruments are linked to counterparties that are registered in the RIAD system and referred to by the corresponding counterparty identifier (RIAD code) based on the information provided by the reporting agents.’; |
| --- | --- | --- | --- |

9.

Article 18 is amended as follows:

(a)

in paragraph 4, point (g) is replaced by the following:

‘(g)

all instruments are linked to counterparties that are registered in the RIAD system and referred to by the corresponding counterparty identifier (RIAD code) based on the information provided by the reporting agents.’;

| (b) | paragraph 13 is replaced by the following:

  ‘13.   NCBs shall establish and monitor the necessary mechanisms for reporting agents to revise and correct any credit data and counterparty reference data reported which do not comply with the AnaCredit DQM requirements, in order for NCBs to be able to transmit revisions in accordance with Article 19.’; |
| --- | --- |

(b)

paragraph 13 is replaced by the following:

‘13.   NCBs shall establish and monitor the necessary mechanisms for reporting agents to revise and correct any credit data and counterparty reference data reported which do not comply with the AnaCredit DQM requirements, in order for NCBs to be able to transmit revisions in accordance with Article 19.’;

| 10. | Article 19 is replaced by the following:

  ‘Article 19
  Revisions

  1.   NCBs shall transmit to the ECB all revisions of credit data and counterparty reference data reported by reporting agents pursuant to Regulation (EU) 2016/867 (ECB/2016/13) as soon as they have been processed as follows:






  (a) | for monthly reporting, NCBs shall transmit revisions for the twelve reporting reference dates immediately preceding the reporting reference date for which data were reported during the relevant production period; |
| --- | --- | --- |

10.

Article 19 is replaced by the following:

‘Article 19

Revisions

1.   NCBs shall transmit to the ECB all revisions of credit data and counterparty reference data reported by reporting agents pursuant to Regulation (EU) 2016/867 (ECB/2016/13) as soon as they have been processed as follows:

(a)

for monthly reporting, NCBs shall transmit revisions for the twelve reporting reference dates immediately preceding the reporting reference date for which data were reported during the relevant production period;

| (b) | for quarterly reporting, NCBs shall transmit revisions for the four reporting reference dates immediately preceding the reporting reference date for which data were reported during the relevant production period. |
| --- | --- |

(b)

for quarterly reporting, NCBs shall transmit revisions for the four reporting reference dates immediately preceding the reporting reference date for which data were reported during the relevant production period.

For the purposes of the first subparagraph, the relevant production period shall be the production period during which the NCB first became aware of the errors or missing information.

2.   NCBs shall transmit revisions to the ECB in accordance with the minimum standards for revisions set out in point 4 of Annex V to Regulation (EU) 2016/867 (ECB/2016/13).

3.   NCBs shall transmit to the ECB revisions reported by reporting agents for reference dates prior to the reference dates set out in paragraph 1 where both of the following apply:

| (a) | the ECB has given prior consent; |
| --- | --- |

(a)

the ECB has given prior consent;

| (b) | such revisions will improve data quality and ensure consistency with the data stored in national databases. |
| --- | --- |

(b)

such revisions will improve data quality and ensure consistency with the data stored in national databases.

4.   NCBs shall establish the arrangements with reporting agents which enable NCBs to transmit data to the ECB without delay.

5.   The ECB shall process revisions and store them in the shared database without undue delay after they have been received from NCBs. The ECB shall inform the NCBs concerned of the outcome of any data quality assessment.’;

| 11. | The following Article 19a is inserted:

  ‘Article 19a
  Reporting calendar
  By the end of September each year, the ECB shall communicate the exact transmission dates for the following year to the NCBs in the form of a reporting calendar. NCBs shall report the statistical information pursuant to this Guideline in accordance with that reporting calendar.’; |
| --- | --- |

11.

The following Article 19a is inserted:

‘Article 19a

Reporting calendar

By the end of September each year, the ECB shall communicate the exact transmission dates for the following year to the NCBs in the form of a reporting calendar. NCBs shall report the statistical information pursuant to this Guideline in accordance with that reporting calendar.’;

| 12. | Annexes III and IV to Guideline (EU) 2017/2335 (ECB/2017/38) are amended in accordance with the Annex to this Guideline. |
| --- | --- |

12.

Annexes III and IV to Guideline (EU) 2017/2335 (ECB/2017/38) are amended in accordance with the Annex to this Guideline.

Article 2

Taking effect and implementation

1.   This Guideline shall take effect on the day of its notification to the national central banks of the Member States whose currency is the euro.

2.   The national central banks of the Member States whose currency is the euro shall comply with this Guideline from the day of its notification. However, they shall comply with Article 1(10) of this Guideline from 1 April 2022.

Article 3

Addressees

This Guideline is addressed to the national central banks of the Member States whose currency is the euro.

Done at Frankfurt am Main, 7 October 2021.

For the Governing Council of the ECB

The President of the ECB

Christine LAGARDE

---

(1)  Regulation (EU) 2016/867 of the European Central Bank of 18 May 2016 on the collection of granular credit and credit risk data (ECB/2016/13) (OJ L 144, 1.6.2016, p. 44).

1

(2)  Guideline (EU) 2017/2335 of the European Central Bank of 23 November 2017 on the procedures for the collection of granular credit and credit risk data (ECB/2017/38) (OJ L 333, 15.12.2017, p. 66).

2

---

ANNEX

Annexes III and IV to Guideline (EU) 2017/2335 (ECB/2017/38) are amended as follows:

| 1. | Annex III is replaced by the following:


  ‘ANNEX III
  Data attributes for the purposes of feedback loops







  Data attributes comprised in the datasets transmitted by the ECB in accordance with Article 16d and arrangements for sharing data for the purpose of providing feedback loops to reporting agents |
| --- | --- |
| Data attributes | Datasets (minimum or ECB feedback loop (1)) | Participating NCBs (2) that do not consent to sharing data in accordance with Article 16c(1) |
| Reference data
   ((*1)) |
| Country of the NCB | Minimum dataset | N.A. |
| Country of the creditor | ECB feedback loop dataset | ES does not consent to sharing |
| Debtor: Name | Minimum dataset | N.A. |
| Debtor: Legal Entity Identifier (LEI) | Minimum dataset | N.A. |
| Debtor: country | Minimum dataset | N.A. |
| Head office undertaking identifier | ECB feedback loop dataset | |
| Ultimate parent identifier | ECB feedback loop dataset | IT does not consent to sharing |
| Legal form | ECB feedback loop dataset | |
| Institutional sector | ECB feedback loop dataset | |
| Status of legal proceedings and Date of initiation of legal proceedings | ECB feedback loop dataset | SK and ES do not consent to sharing both the attributes
  AT does not consent to sharing both the attributes when they refer to “other legal measures” |
| Instrument data |
| Observed agent identifier
  (operational attribute) | ECB feedback loop dataset | |
| Contract identifier
  (operational attribute) | ECB feedback loop dataset | |
| Instrument identifier
  (operational attribute) | ECB feedback loop dataset | |
| Type of instrument | Minimum dataset | N.A. |
| Currency | ECB feedback loop dataset | AT does not consent to sharing |
| Inception date | ECB feedback loop dataset | AT and ES do not consent to sharing |
| Fiduciary instrument
  (operational attribute) | ECB feedback loop dataset | AT does not consent to sharing any data relating to the instruments for which the value of this attribute is “Fiduciary Instrument”, i.e. in the case of instruments placed in a fiduciary capacity which are reported by a reporting (observed) agent that is not the creditor of the instrument. |
| Legal final maturity date | ECB feedback loop dataset | AT and ES do not consent to sharing |
| Commitment amount at inception | ECB feedback loop dataset | |
| Purpose | ECB feedback loop dataset | AT does not consent to sharing |
| Recourse
  (operational attribute) | ECB feedback loop dataset | AT does not consent to sharing any data relating to instruments of the type “Trade receivables” when the value of this attribute is “No recourse”.
  PT does not consent to sharing any data relating to factoring instruments when the attribute is “No recourse” and the attribute “Arrears” is 0 or exists but is below 90 days past due. |
| Financial data |
| Observed agent identifier
  (operational attribute) | ECB feedback loop dataset | |
| Contract identifier
  (operational attribute) | ECB feedback loop dataset | |
| Instrument identifier
  (operational attribute) | ECB feedback loop dataset | |
| Outstanding nominal amount | Minimum datasets | N.A. |
| Off-balance sheet amount | Minimum datasets | N.A. |
| Arrears for the instrument | ECB feedback loop dataset | ES does not consent to sharing this attribute if it relates to instruments which are past due by up to and including 90 days
  AT does not consent to sharing this attribute if it is filtered by the date of past due |
| Date of past due for the instrument | ECB feedback loop dataset | AT and ES do not consent to sharing.
  ES treats this attribute as an operational attribute in order to exclude instruments which are past due by up to and including 90 days. |
| Transferred amount
  (operational attribute) | ECB feedback loop dataset | |
| Accrued interest | ECB feedback loop dataset | |
| Counterparty-instrument data |
| Observed agent identifier
  (operational attribute) | ECB feedback loop dataset | |
| Contract identifier
  (operational attribute) | ECB feedback loop dataset | |
| Instrument identifier
  (operational attribute) | ECB feedback loop dataset | |
| Counterparty identifier: creditor, servicer, originator
  (operational attribute) | ECB feedback loop dataset | |
| Counterparty identifier: debtor | Minimum dataset | N.A. |
| Counterparty role (operational attribute) | ECB feedback loop dataset | |
| Joint liabilities data |
| Observed agent identifier
  (operational attribute) | ECB feedback loop dataset | |
| Contract identifier
  (operational attribute) | ECB feedback loop dataset | |
| Instrument identifier
  (operational attribute) | ECB feedback loop dataset | |
| Counterparty identifier (3) | Minimum dataset | N.A. |
| Joint liability amount | Minimum dataset | N.A. |
| Accounting data |
| Observed agent identifier
  (Operational attribute) | ECB feedback loop dataset | |
| Contract identifier
  (Operational attribute) | ECB feedback loop dataset | |
| Instrument identifier
  (Operational attribute) | ECB feedback loop dataset | |
| Accumulated write-offs | ECB feedback loop dataset | AT does not consent to sharing |
| Protection received data |
| Observed agent identifier
  (Operational attribute) | ECB feedback loop dataset | |
| Protection identifier
  (Operational attribute) | ECB feedback loop dataset | |
| Protection provider identifier
  (Operational attribute) | ECB feedback loop dataset | |
| Type of protection | ECB feedback loop dataset | AT does not consent to sharing |
| Instrument-protection received data
   (4) |
| Observed agent identifier
  (operational attribute) | ECB feedback loop dataset | |
| Contract identifier
  (operational attribute) | ECB feedback loop dataset | |
| Instrument identifier
  (operational attribute) | ECB feedback loop dataset | |
| Protection identifier
  (operational attribute) | ECB feedback loop dataset | |

1.

Annex III is replaced by the following:

‘ANNEX III

Data attributes for the purposes of feedback loops

Data attributes comprised in the datasets transmitted by the ECB in accordance with Article 16d and arrangements for sharing data for the purpose of providing feedback loops to reporting agents

Data attributes

Datasets (minimum or ECB feedback loop (1))

Participating NCBs (2) that do not consent to sharing data in accordance with Article 16c(1)

Reference data
   ((*1))

Country of the NCB

Minimum dataset

N.A.

Country of the creditor

ECB feedback loop dataset

ES does not consent to sharing

Debtor: Name

Minimum dataset

N.A.

Debtor: Legal Entity Identifier (LEI)

Minimum dataset

N.A.

Debtor: country

Minimum dataset

N.A.

Head office undertaking identifier

ECB feedback loop dataset

Ultimate parent identifier

ECB feedback loop dataset

IT does not consent to sharing

Legal form

ECB feedback loop dataset

Institutional sector

ECB feedback loop dataset

Status of legal proceedings and Date of initiation of legal proceedings

ECB feedback loop dataset

SK and ES do not consent to sharing both the attributes

AT does not consent to sharing both the attributes when they refer to “other legal measures”

Instrument data

Observed agent identifier

(operational attribute)

ECB feedback loop dataset

Contract identifier

(operational attribute)

ECB feedback loop dataset

Instrument identifier

(operational attribute)

ECB feedback loop dataset

Type of instrument

Minimum dataset

N.A.

Currency

ECB feedback loop dataset

AT does not consent to sharing

Inception date

ECB feedback loop dataset

AT and ES do not consent to sharing

Fiduciary instrument

(operational attribute)

ECB feedback loop dataset

AT does not consent to sharing any data relating to the instruments for which the value of this attribute is “Fiduciary Instrument”, i.e. in the case of instruments placed in a fiduciary capacity which are reported by a reporting (observed) agent that is not the creditor of the instrument.

Legal final maturity date

ECB feedback loop dataset

AT and ES do not consent to sharing

Commitment amount at inception

ECB feedback loop dataset

Purpose

ECB feedback loop dataset

AT does not consent to sharing

Recourse

(operational attribute)

ECB feedback loop dataset

AT does not consent to sharing any data relating to instruments of the type “Trade receivables” when the value of this attribute is “No recourse”.

PT does not consent to sharing any data relating to factoring instruments when the attribute is “No recourse” and the attribute “Arrears” is 0 or exists but is below 90 days past due.

Financial data

Observed agent identifier

(operational attribute)

ECB feedback loop dataset

Contract identifier

(operational attribute)

ECB feedback loop dataset

Instrument identifier

(operational attribute)

ECB feedback loop dataset

Outstanding nominal amount

Minimum datasets

N.A.

Off-balance sheet amount

Minimum datasets

N.A.

Arrears for the instrument

ECB feedback loop dataset

ES does not consent to sharing this attribute if it relates to instruments which are past due by up to and including 90 days

AT does not consent to sharing this attribute if it is filtered by the date of past due

Date of past due for the instrument

ECB feedback loop dataset

AT and ES do not consent to sharing.

ES treats this attribute as an operational attribute in order to exclude instruments which are past due by up to and including 90 days.

Transferred amount

(operational attribute)

ECB feedback loop dataset

Accrued interest

ECB feedback loop dataset

Counterparty-instrument data

Observed agent identifier

(operational attribute)

ECB feedback loop dataset

Contract identifier

(operational attribute)

ECB feedback loop dataset

Instrument identifier

(operational attribute)

ECB feedback loop dataset

Counterparty identifier: creditor, servicer, originator

(operational attribute)

ECB feedback loop dataset

Counterparty identifier: debtor

Minimum dataset

N.A.

Counterparty role (operational attribute)

ECB feedback loop dataset

Joint liabilities data

Observed agent identifier

(operational attribute)

ECB feedback loop dataset

Contract identifier

(operational attribute)

ECB feedback loop dataset

Instrument identifier

(operational attribute)

ECB feedback loop dataset

Counterparty identifier (3)

Minimum dataset

N.A.

Joint liability amount

Minimum dataset

N.A.

Accounting data

Observed agent identifier

(Operational attribute)

ECB feedback loop dataset

Contract identifier

(Operational attribute)

ECB feedback loop dataset

Instrument identifier

(Operational attribute)

ECB feedback loop dataset

Accumulated write-offs

ECB feedback loop dataset

AT does not consent to sharing

Protection received data

Observed agent identifier

(Operational attribute)

ECB feedback loop dataset

Protection identifier

(Operational attribute)

ECB feedback loop dataset

Protection provider identifier

(Operational attribute)

ECB feedback loop dataset

Type of protection

ECB feedback loop dataset

AT does not consent to sharing

Instrument-protection received data
   (4)

Observed agent identifier

(operational attribute)

ECB feedback loop dataset

Contract identifier

(operational attribute)

ECB feedback loop dataset

Instrument identifier

(operational attribute)

ECB feedback loop dataset

Protection identifier

(operational attribute)

ECB feedback loop dataset

| 2. | Annex IV is replaced by the following:


  ‘ANNEX IV
  Participation in the AnaCredit feedback loop framework
  The following NCBs are considered participating NCBs for the purposes of this Guideline, from the start date of participation indicated. After 1 April 2020 and prior to the relevant start date of participation, the NCBs will receive the ECB feedback loop dataset for testing purposes in accordance with Article 16d(1).






  NCBs | Start date of participation |
| --- | --- | --- |
| Nationale Bank van België/Banque Nationale de Belgique | 1 July 2021 |
| Banco de España | 1 December 2022 |
| Banca d'Italia | 1 July 2021 |
| Oesterreichische Nationalbank | 1 July 2021 |
| Banco de Portugal | 1 July 2021 |
| Národná banka Slovenska | 1 July 2021 |

2.

Annex IV is replaced by the following:

‘ANNEX IV

Participation in the AnaCredit feedback loop framework

The following NCBs are considered participating NCBs for the purposes of this Guideline, from the start date of participation indicated. After 1 April 2020 and prior to the relevant start date of participation, the NCBs will receive the ECB feedback loop dataset for testing purposes in accordance with Article 16d(1).

NCBs

Start date of participation

Nationale Bank van België/Banque Nationale de Belgique

1 July 2021

Banco de España

1 December 2022

Banca d'Italia

1 July 2021

Oesterreichische Nationalbank

1 July 2021

Banco de Portugal

1 July 2021

Národná banka Slovenska

1 July 2021

---

((*1))  NCBs extract these attributes from RIAD, only if they are flagged as “F” meaning free, i.e. not confidential and may be made public or “R” meaning that, in addition to the uses allowed under Article 10(2)b, an attribute value may be shared with the reporting agent which provided that information, and, subject to any applicable confidentiality restrictions, with other reporting agents, i.e. restricted release only, in accordance with Guideline (EU) 2018/876 (ECB/2018/16).

(*1)

(1)  See the definitions in Article 2.

1

(2)  The participating NCBs are indicated by the ISO country codes of their Member State.

2

(3)  At national level, in the regular transmission, the receiving NCB shares with resident reporting agents only the co-debtors (identifier and joint liability amount) that have loans with the resident reporting agents.

3

(4)  NCBs may use these attributes in order to flag in the feedback loops the instruments linked to protection items.

4

---