SETTLEMENT AGREEMENT
                               AND GENERAL RELEASE

     This Settlement Agreement and General Release ("Agreement") is entered into
effective  this ___ day of June, 2002 by and between Anza Capital, Inc. a Nevada
corporation  ("Anza"),  and  Laguna  Pacific Partners, LP, ("Laguna").  Anza and
Laguna shall each be referred to as a "Party" and collectively as the "Parties."

                                    RECITALS

     WHEREAS,  on  or about June 27, 2001, Laguna loaned $200,000 to Anza, which
is  evidenced  by an Investment Agreement dated June 27, 2001, executed by e-Net
(now Anza) and Laguna, and a Secured Promissory Note dated June 27, 2001, copies
of  which  are  attached  hereto  as  Exhibit  A  ("the  Loan");

     WHEREAS,  a dispute has arisen between the Parties regarding concerning the
repayment  of  the  Loan,  (the  "Dispute");

     NOW,  THEREFORE,  for good and adequate consideration, the receipt of which
is hereby acknowledged, without admitting or denying any wrongdoing by any Party
hereto, the Parties wish to resolve the Dispute in full and therefore, covenant,
promise  and  agree  as  follows:

                                    AGREEMENT

     1.     Anza  agrees to pay Laguna a total of $209,000, payable in full upon
final  execution  of  this  Agreement.

     2.     Laguna  agrees  to  accept the sum in Section 1 as full and complete
payment  of  any and all obligations and amounts due to Laguna arising under the
Loan,  including  interest,  and  in  settlement  of the Dispute.  Additionally,
Laguna has agreed to release any and all collateral Laguna holds as security for
the repayment of the Loan, including releasing any and all interest Laguna holds
in  Anza  or  any  of  Anza's  subsidiaries  and the cancellation of any and all
security  instruments,  including any UCC-1 Financing Statements Laguna may have
filed  to  evidence its security interest in Anza or any of Anza's subsidiaries.
Pursuant to this Agreement, Laguna agrees to return to Anza any and all Anza and
Anza's  subsidiary stock certificates that  Laguna  possesses  and  supply  Anza
with  proof  that  any  and  all security instruments, including UCC-1 Financing
Statements,  that  Laguna  filed  with  any  local  or  state  agency, have been
cancelled.

     3.     Effective  on the date hereof, both Anza and Laguna (the "Parties"),
and their respective agents, affiliates, divisions, predecessors, successors and
assigns,  hereby  release the other Party, and each and  all  of  their  present
and former agents, officers,  directors,  attorneys,  and  employees,  from  and
against  any  and all claims, agreements, contracts, covenants, representations,
obligations,  losses, liabilities, demands and causes of action which it may now
or  hereafter  have or claim to have against that Party, as a result of the Loan
or  the  Dispute.  This  release  of  claims  and  defenses  shall not alter the
prospective  duties  between  the  Parties  under  this  Agreement.

<PAGE>

     4.     The  Parties  acknowledge and agree that this release applies to all
claims  that  one  Party  may  have  against  the other Party arising out of, or
pertaining to, the Loan or the Dispute, including, but not limited to, causes of
action,  injuries,  damages,  claims for costs or losses to a Party's person and
property, real or personal, whether those injuries, damages, or losses are known
or  unknown,  foreseen or unforeseen, or patent or latent. The Parties agree not
to  file  any complaints, causes of action, or grievances with any governmental,
state  or county entity against the other Party arising out of, or pertaining to
the  Loan  or  the  Dispute.
..
     5.     Each  Party expressly agrees and understands that the above releases
will  be  effective as of the date of this Agreement and any Party's sole remedy
against  any  other  Party  regarding  the  Dispute  will  be for breach of this
Agreement.

     6.     Section  1542  Release.  It  is understood and agreed by the Parties
            -----------------------
hereto that all rights under Section 1542 of the Civil Code of California, which
provides  as  follows:

          "A  general  release does not extend to claims which the creditor does
          not know or suspect to exist in his favor at the time of executing the
          release,  which  if  known  by  him  must have materially affected his
          settlement  with  the  debtor,"

are  hereby expressly waived.  The Parties acknowledge, agree and understand the
consequences  of  a  waiver  of  Section  1542  of the California Civil Code and
assumes  full  responsibility  for  any  and  all  injuries,  damages, losses or
liabilities  that may hereinafter arise out of or be related to matters released
hereunder.  Releasing  Party  understands and acknowledges that the significance
and consequence of this waiver of Section 1542 of the Civil Code is that even if
a  Party  should eventually suffer additional damages arising out of the subject
matter  hereof,  it  will  not be permitted to make any claim for those damages.
Furthermore, all Parties acknowledge that they intend these consequences even as
to  claims for damages that may exist as of the date of this Agreement but which
the  Parties do not know exist, and which, if known, would materially affect the
Parties'  decision to execute this Agreement, regardless of whether the Parties'
lack  of  knowledge is the result of ignorance, oversight, error, negligence, or
any  other  cause.

     7.     Each  Party  hereto  will  hold and will cause its agents, officers,
directors,  attorneys,  employees,  consultants  and  advisors to hold in strict
confidence,  unless  compelled to disclose by judicial or administrative process
or,  in  the  opinion of its counsel, by other requirements of law, the terms of
this  Agreement  and  all  other  documents and information concerning any other
Party furnished it by such other Party or its representatives in connection with
the subject matter hereof or the underlying loan (except to the extent that such
information can be shown to have been (i) previously known by the Party to which
it  was  furnished, (ii) in the public domain through no fault of such Party, or
(iii)  later  lawfully  acquired from other sources by the Party to which it was
furnished),  and each Party will not release or disclose such information to any
other  person,  except  its auditors, attorneys, financial advisors, bankers and
other  consultants  and  advisors in connection with this Agreement.  Each Party
shall   be  deemed  to  have  satisfied  its  obligation  to  hold  confidential
information  concerning  or supplied by the other Party if it exercises the same
care  as  it  takes to preserve confidentiality for its own similar information.

     8.     Each  Party  acknowledges  and  represents  that,  in executing this
Agreement,  such  Party  has  not  relied  on  any  inducements,  promises,  or
representations  made  by  any  Party  or any party representing or serving such
Party,  unless  expressly  set  forth  herein.

     9.     This  Agreement pertains to a disputed claim and does not constitute
an  admission  of  liability  by  any Party for any purpose, except as otherwise
provided  herein.

     10.    The  representations and warranties contained in this Agreement  are
deemed  to  and  do  survive  the  execution  hereof.

     11.    This  Agreement  may not be amended, canceled, revoked or  otherwise
modified  except  by  written  agreement  subscribed by all of the Parties to be
charged  with  such  modification.

     12.    This Agreement shall be binding upon and shall inure to the  benefit
of  the  Parties  hereto  and  their  respective  partners,  employees,  agents,
servants,  heirs,  administrators,  executors,  successors,  representatives and
assigns.

     13.    All Parties hereto agree to pay their own costs and attorneys'  fees
except  as  follows:

          (a)     In  the  event  of  any  action,  suit  or  other  proceeding
instituted  to remedy, prevent or obtain relief from a breach of this Agreement,
arising  out of a breach of this Agreement, involving claims within the scope of
the  releases  contained  in  this  Agreement, or pertaining to a declaration of
rights  under  this  Agreement,  the  prevailing Party shall recover all of such
Party's  attorneys'  fees and costs incurred in each and every such action, suit
or  other  proceeding,  including  any  and  all appeals or petitions therefrom.

          (b)     As  used  herein,  attorneys' fees shall be deemed to mean the
full  and  actual  costs  of any legal services actually performed in connection
with  the  matters involved, calculated on the basis of the usual fee charged by
the  attorneys  performing  such  services.

     14.    This  Agreement  and  the  rights of the parties hereunder shall  be
governed by and construed in accordance with the laws of the State of California
including  all  matters  of construction, validity, performance, and enforcement
and  without giving effect to the principles of conflict of laws.  Venue for any
action  brought under this Agreement shall be in the appropriate court in Orange
County,  California.

     15.    The  Parties  agree  and  stipulate  that  each  and every term  and
condition  contained in this Agreement is material, and that each and every term
and condition may be reasonably accomplished within the time limitations, and in
the  manner  set  forth  in  this  Agreement.

     16.    The  Parties  agree  and stipulate that time is of the essence  with
respect  to  compliance  with  each  and every item set forth in this Agreement.

     17.    This Agreement sets forth the entire agreement and understanding  of
the Parties hereto and supersedes any and all prior agreements, arrangements and
understandings related to the subject matter hereof.  No understanding, promise,
inducement,  statement  of  intention,  representation,  warranty,  covenant  or
condition, written or oral, express or implied, whether by statute or otherwise,
has been made by any party hereto which is not embodied in this Agreement or the
written  statements,  certificates, or other documents delivered pursuant hereto
or  in connection with the transactions contemplated hereby, and no Party hereto
shall  be bound by or liable for any alleged understanding, promise, inducement,
statement,  representation,  warranty,  covenant  or condition not so set forth.

     18.    This Agreement may be executed in one or more counterparts, each  of
which  when  executed  and delivered shall be an original, and all of which when
executed  shall  constitute  one  and  the  same  instrument.

     IN  WITNESS  WHEREOF,  the  Parties  hereto,  agreeing  to be bound hereby,
execute  this  Agreement  upon  the  date  first  set  forth  above.


"Anza"                                           "Laguna"
Anza  Capital,  Inc.,                            Laguna  Pacific  Partners,  LP,
A  Nevada  corporation



/s/  Vince  Rinehart                             signer  not  known
--------------------------------                 -------------------------------
By:  Vince Rinehart                              By:
Its:  President                                  Its: