THIS  DOCUMENT IS A COPY OF THE EXHIBIT 10.17 FILED  ON  FEBRUARY
14, 1994 PURSUANT TO A RULE 201.

                         EXHIBIT 10.17


                   MANAGEMENT SECURITY PLAN

                              OF

                  ORANGE-CO OF FLORIDA, INC.

                            -170-



                  ORANGE-CO OF FLORIDA, INC.

                       TABLE OF CONTENTS



  Article   Subject                                 Page


     1    Definitions                                 1

     2    Eligibility and Membership                  2

     3    Retirement Benefit and Benefit Upon
          Separation from Service                     2

     4    Death Benefit                               3

     5    Beneficiary                                 5

     6    Leave of Absence                            5

     7    Employer Liability                          5

     8    Termination of Employment                   6

     9    Termination of Participation                6

     10   Termination, Amendment, Modification,
          or Supplement of Plan                       7

     11   Other Benefits and Agreements               7

     12   Restrictions on Alienation of Benefits      7

     13   Administration of the Plan                  7

     14   Miscellaneous                               9

     15   Adoption of Plan by Subsidiary,
          Affiliated or Associated Companies          9

          Plan Agreement I-1


                                -171-


                    MANAGEMENT SECURITY PLAN
                                
                               OF
                                
                   ORANGE-CO OF FLORIDA, INC.
                                
                                
                   Purpose and Effective Date

The  purpose of this Plan is to provide specified benefits  to  a
select  group of Management and highly compensated employees  who
contribute  materially to the continued growth,  development  and
future  business  success  of Orange-co  of  Florida,  Inc.   The
effective date of this Plan is October 1, 1993.

                            Article 1
                                
                           Definitions

For  purposes hereof, unless otherwise clearly apparent from  the
context,  the following phrases or terms shall have the following
indicated meanings:

1.0  "Company" shall mean Orange-co of Florida, Inc..

1.1  "Beneficiary" shall mean the person or persons, or  the
     estate  of  a  Participant,  entitled  to  receive  any
     benefits   under  this  Plan  upon  the  death   of   a
     Participant.

1.2  "Committee"  shall  mean  the Administrative  Committee
     appointed  to  manage  and  administer  the   Plan   in
     accordance  with the provisions of Article 13  of  this
     Plan.

1.3  "Employee" shall mean any person who is in the  regular
     full  time  employment of the Company  or  one  of  its
     subsidiaries as determined by the personnel  rules  and
     practices of the Company or the subsidiary.   The  term
     does   not   include  persons  who  are   retained   as
     consultants or other independent contractors.

1.4  "Employer"  shall mean the Company and  any  subsidiary
     having  one  or  more  Employees who  are  eligible  to
     participate in the Plan and have been selected  by  the
     Committee  to participate.  Where the context dictates,
     the  term  "Employer"  as used  herein  refers  to  the
     particular  Employer  which has  entered  into  a  Plan
     Agreement with a specific Participant.

1.5  "Covered   Salary"  shall  mean  that  portion   of   a
     Participant's base annual salary excluding  bonuses  or
     other  fringe  benefits, if any, which the  Participant
     chooses as a basis for computation of the Retirement or
     Death  Benefit pursuant to the terms and conditions  of
     this Plan.

1.6  "Participant"  shall mean an Employee who  is  selected
     and  elects  to participate in the Plan as provided  in
     Article 2 hereof.

1.7  "Plan"  shall mean the Management Security Plan of  the
     Employer  which  shall be evidenced by this  instrument
     and by each Plan Agreement.

1.8  "Plan   Agreement"  shall  mean  the  form  of  written
     agreement, attached 

                                -172-

     hereto as Annex I, which is entered
     into from time to time by and between an Employer and a
     Participant.

1.9  "Retirement"  and  "Retire" shall mean  severance  from
     employment with the Employer at or after the attainment
     of sixty-five (65) years of age.

1.10 "Normal Retirement Date" shall be the first day of  the
     month  following  the  month in which  the  Participant
     attains his or her sixty-fifth (65th) birthday.

                            Article 2
                                
                   Eligibility and Membership

2.0  The  Committee  shall  have  the  sole  discretion   to
     determine  the  Employees who are  eligible  to  become
     Participants  in  accordance with the  purpose  of  the
     Plan.

2.1  As  a  condition of participation, each Participant  so
     selected  shall  complete, execute and  return  to  the
     Committee a Plan Agreement in the form attached  hereto
     as  Annex I and comply with such further conditions  as
     may be established by and in the sole discretion of the
     Committee.

                            Article 3
                                
               Retirement Benefit and Benefit Upon
                     Separation from Service

3.0  If a Participant who has remained an employee until age
     sixty-five  (65)  retires, and if  the  Plan  and  Plan
     Agreement  have been kept in force, the  Employer  will
     pay  or cause to be paid to such Participant the amount
     per  month  specified  in  the  Plan  Agreement  as   a
     Retirement   Benefit.   Such  monthly  payments   shall
     commence on the Normal Retirement Date and continue for
     a total of one hundred and eighty (180) months.

3.1  A   Participant  who  continues  employment  after  age
     sixty-five  (65) may remain a Participant in  the  Plan
     with the consent of the Employer.

3.2  If  a  Participant who is receiving Retirement Benefits
     shall  die  after retirement but before the  applicable
     Retirement   Benefit  is  paid  in  full,  the   unpaid
     Retirement  Benefit payments to which such  Participant
     is   entitled  shall  continue  and  be  paid  to  that
     Participant's Beneficiary.  Such payments shall be made
     in  accordance with the payment schedule applicable  to
     that Participant pursuant to Sections 3.0 or 3.1 of the
     Plan.

3.3  No  Death Benefit as defined in Article 4 shall be paid
     to  the  Beneficiary of a Participant  who  dies  after
     Retirement but before the Retirement Benefit is paid in
     full.

3.4  A  Participant  who  ceases to be  an  Employee  before
     completion   of  one  (1)  continuous  full   year   of
     participation in the Plan except as a result of  death,
     retirement  or total disability within the  meaning  of
     Article 4 shall not be entitled to any benefits and the
     Employer shall have no obligation to such Participant.

                                -173-


3.5  A  Participant who ceases to be an Employee  after  the
     completion of one (1) full year of participation in the
     Plan,  but before Participant's Early Retirement  Date,
     shall   receive  a  portion  of  his  or  her   monthly
     Retirement   Benefit   upon   the   earlier   of    (i)
     Participant's   death  or  (ii)   attainment   of   age
     sixty-five  (65).  Said portion shall  be  the  monthly
     amount   of  the  Retirement  Benefit  set   forth   in
     Participant's Plan Agreement multiplied by a  fraction,
     the  numerator  of which is the number of  whole  years
     said  Employee has been a Participant in the  Plan  and
     the  denominator of which is the number of whole  years
     between  such Participant's age at entry into the  Plan
     and  Participant's  sixty-fifth  (65th)  birthday.   If
     increased  amounts  of participation  have  been  added
     since   initial   entry   into  this,   successor,   or
     predecessor  Plans,  the  reduced  monthly   Retirement
     Benefit  shall be determined by reducing each increment
     of  participation in accordance with the formula.   The
     resulting  reduced  monthly  amount  payable  for   one
     hundred  and  eighty (180) months  shall  be  the  only
     benefit to which such Participant shall be entitled.

3.6  If  a  Participant elects to continue employment beyond
     age  65,  the  Committee, and only the Committee,  will
     specify the amount of Participant's Retirement Benefit,
     which shall be evidenced by a new Plan Agreement to  be
     executed by the Participant.

                            Article 4
                                
                          Death Benefit

4.0  If a Participant dies before Retirement and the Plan is
     in  effect at the time, the Employer will pay or  cause
     to  be  paid  a  Death  Benefit to  such  Participant's
     Beneficiary.  The said Death Benefit shall be the  full
     amount  or one hundred percent (100%) of the Employee's
     Covered  Salary as set forth in the Plan Agreement  for
     the first twelve (12) months after such death and fifty
     percent (50%) of the said Employee's Covered Salary for
     the  next  one hundred and eight (108) months or  until
     the Participant would have attained age sixty-five (65)
     whichever  is  later.   Such  payments  shall  commence
     effective the first day of the month following the date
     of death.

4.1  The obligation of the Employer to pay the Death Benefit
     shall exist only if

     (a)  at  the time of death the Participant was  an
          Employee,   totally  disabled,   or   on   an
          authorized leave of absence,

     (b)  the Participant made all payments required by
          Article  4  unless  any unpaid  amounts  were
          being waived as a result of disability,

     (c)  the  Plan  Agreement had been kept  in  force
          until the time of death,

     (d)  the  Participant's death was not a result  of
          suicide  within two years after the  date  of
          the  original Plan Agreement, or  within  two
          years  of  the  date of any  subsequent  Plan
          Agreement  which is the result of  additional
          benefits  granted because of an  increase  in
          Employee's Covered Salary, but the amount  of
          the  Death  Benefit which the Employer  shall
          not  be obligated to pay 

                                -174-

          shall be limited  to
          benefits  granted within two years  prior  to
          the date of such suicide,

     (e)  the Participant's death was determined not to
          be  from  a bodily or mental cause or causes,
          the information about which was withheld,  or
          knowingly  concealed, or falsely provided  by
          the   Participant,  when  requested  by   the
          Employer  to furnish evidence of good  health
          upon  the  Participant's  enrolling  in   the
          Management  Security Plan for any  increments
          of the Employee's Covered Salary, and

     (f)  proof  of  death in such form  as  determined
          acceptable by the Committee is furnished.

4.2  Each Participant may be required to pay periodically to
     the  Employer  a portion of the cost of  Death  Benefit
     protection.  The amount and time of such payment  shall
     be  stated in the Plan Agreement and is dependent  upon
     the  amount  of  the  benefits therein  specified,  the
     Participant's age and Covered Salary.

4.3  The amount to be paid by a Participant may be increased
     by the Committee to reflect increases in the Employee's
     Covered Salary.

4.4  Any  increases  in  the Employee's Covered  Salary  and
     amounts  to  be  paid  as  a result  thereof  shall  be
     evidenced by the Plan Agreement.

4.5  The  Participant's  obligation to  make  the  aforesaid
     payments shall

     (a)  be stated in the Plan Agreement,

     (b)  commence  on the date specified in  the  Plan
          Agreement, and

     (c)  continue  thereafter  during  the   term   of
          participation except as otherwise provided in
          Article  4  until  the  Participant's  death,
          retirement,  other termination of  employment
          or  no  longer  required  by  the  Committee,
          whichever  first  occurs; provided,  however,
          that  if  a  Participant's retirement  occurs
          prior  to  such Participant having  made  one
          hundred  twenty (120) monthly payments,  such
          Participant  shall nevertheless  be  required
          (except  as otherwise provided in Article  4)
          to  continue to make such payments until  the
          earlier  of (i) Participant's death  or  (ii)
          the   such  one  hundred  twentieth   (120th)
          monthly  payment shall have  been  made.   If
          increased amounts of participation have  been
          added   since   initial  entry   into   this,
          successor,   or   predecessor   Plans,    the
          aforementioned  monthly  payments  associated
          with  each  increased amount of participation
          shall  be  continued  for  the  required  one
          hundred  and  twenty month  period  beginning
          with   the   effective  date  of  each   such
          increase.

4.6  A  Participant  may, with the consent  of  his  or  her
     Employer,  increase  or  decrease  the  amount  of  the
     benefits  initially  selected  by  him  or  her,  which
     increase  or  decrease shall be reflected in  the  Plan
     Agreement in accordance with the rules adopted  by  the
     Committee for this purpose.

                                -175-


4.7  Payments by a Participant pursuant to Article 4 and the Plan
     Agreement shall be made in the following manner and  subject
     to the following terms and conditions:

     (a)  A Participant shall authorize the Employer in
          the  Plan  Agreement to deduct and  retain  a
          monthly payment from the Participant's salary
          equal  to  the  amount of  the  Participant's
          contribution.

     (b)  The amount retained by the Employer shall  be
          and  become  the  property of  that  Employer
          without  obligation to use the  same  in  any
          specific  manner  and with no  right  of  the
          Participant to reimbursement at any time.

     (c)  A  Participant  who, prior to retirement,  is
          totally  disabled  for more  than  three  (3)
          months  shall  not be required  to  make  any
          payments  as provided in Article  4  of  this
          Plan   beginning   with  the   fourth   month
          following  the  date  such  total  disability
          occurs  until  the  earlier of  Participant's
          attaining  age sixty-five (65) or until  such
          disability no longer exists.

     (d)  The  Employer  will  be  obligated  to  waive
          payments  of  a totally disabled  Participant
          only if

          (i)  the  Participant's disability was  not  caused  by
               illegal or criminal acts of the Participant or was
               not intentionally self-inflicted, and

         (ii)  the Participant has made all payments required  by
               the Plan and Plan Agreement, and

        (iii)  the  Participant's  Plan  Agreement was in force.

If  all  provisions of Article 4 are met, the  Employer  will  be
obligated to waive payments of a totally disabled Participant  on
authorized leave of absence at the time such disability  occurred
until the earlier of Participant's attaining age sixty-five  (65)
or until such disability no longer exists.

     (e)  If  a  Participant dies prior  to  Retirement
          while  payments are being waived,  the  Death
          Benefit provided in Article 4.0 shall be paid
          in  accordance  with the provisions  of  that
          Article.

     (f)  The  determination of what constitutes  total
          disability   and  the  removal  thereof   for
          purposes of this Article shall be made by the
          Committee, in its sole discretion,  and  such
          determination shall be conclusive.

                            Article 5
                                
                           Beneficiary

5.0  A Participant shall designate his or her Beneficiary to
     receive  benefits  under  the Plan  by  completing  the
     Beneficiary  Designation.  If more than one Beneficiary
     is  named, the shares and preference of each  shall  be
     indicated.

5.1  A  Participant  shall  have the  right  to  change  the
     Beneficiary  by  

                                -176-

     submitting  to  the  Committee  a  new
     Beneficiary Designation in the form prescribed  by  the
     Committee.

5.2  No  Beneficiary  Designation shall be  effective  until
     acknowledged in writing by the Employer; however,  upon
     the   Employer's  acknowledgement  of   approval,   the
     effective date of the Beneficiary Designation shall  be
     the date it was executed by the Participant.

5.3  If  the  Employer  has  any  doubt  as  to  the  proper
     Beneficiary to receive payments pursuant to this  Plan,
     it shall have the right to withhold such payments until
     the matter is finally adjudicated.

5.4  Any  payment  made by the Employer in  accordance  with
     this  Plan  and a Participant's Beneficiary Designation
     shall  fully  discharge the Employer from  all  further
     obligations with respect to such payment.

                            Article 6
                                
                        Leave of Absence

6.0  If  a Participant is authorized by the Employer for any
     reason to take a leave of absence from employment, such
     Participant shall be required to continue to  make  all
     monthly   payments  in  order  to  maintain  the   Plan
     Agreement in force except as provided in Article 4.7(c)
     and 4.7(d).

6.1  Failure  to  make any such payment shall cause  a  Plan
     Agreement  to  terminate without the necessity  of  any
     notice from either party to the other.  From and  after
     such  termination, neither party shall have any further
     obligation  to the other party under the Plan  or  Plan
     Agreement.

                            Article 7
                                
                       Employer Liability

7.0  Amounts payable to a Participant shall be paid from the
     general assets of the Employer exclusively.

7.1  No person entitled to any payment shall have any claim,
     right,  security or other interest in any asset of  the
     Employer.

7.2  The  Employer's liability for the payment  of  benefits
     shall  be  evidenced only by this Plan  and  each  Plan
     Agreement  entered  into between  the  Employer  and  a
     Participant.

7.3  The  Employer  shall require that an  Employee  satisfy
     evidence  of  good  health  when  enrolling   for   any
     increment  of  the  Employee's  Covered  Salary.    The
     Employee agrees to cooperate by:

     (a)  furnishing  such information as the  Employer
          may  require,  including but not  limited  to
          reports  of  physical  examinations  of   any
          previous employer,

     (b)  taking  such additional physical examinations
          as may be requested by the Employer, and

     (c)  doing any other act which may be requested by
          the Employer.
            
                                -177-

7.4  If the Employee does not cooperate in the completion of
     such  requirements, the Employer shall have no  further
     obligation to Employee under the Plan except as to  any
     benefits previously granted.

7.5  The  Employer  shall have no obligation of  any  nature
     whatsoever  to  a Participant under the Plan  and  Plan
     Agreement,  except as otherwise especially provided  in
     the Plan, if the Participant's death was determined  to
     be  from  a  bodily  or  mental cause  or  causes,  the
     information  about  which was  withheld,  or  knowingly
     concealed, or falsely provided by the Participant, when
     requested by the Employer to furnish evidence  of  good
     health   upon  the  Participant's  enrolling   in   the
     Management  Security  Plan for any  increments  of  the
     Employee's Covered Salary.

                            Article 8
                                
                    Termination of Employment

Neither   the   Plan  nor  Plan  Agreement,  either   singly   or
collectively,  obligates the Employer to continue the  employment
of  a Participant or limits the right of the Employer at any time
and  for  any  reason  to  terminate a Participant's  employment.
Termination  of a Participant's employment with the Employer  for
any  reason,  whether by action of the Employer  or  Participant,
shall  immediately terminate Participant's participation  in  the
Plan  and  Plan Agreement and all further obligations  of  either
party to the other, except as may be provided in Section 3.5.  In
no  event shall the Plan or the Plan Agreement, either singly  or
collectively,  by  their  terms  or  implications  constitute  an
employment contract of any nature whatsoever between the Employer
and a Participant.

                            Article 9
                                
                  Termination of Participation

9.0  A  Participant may terminate participation in the  Plan
     and  Plan  Agreement at any time by giving the Employer
     written  notice of such termination not  less  than  30
     days  prior  to  the anniversary date of  the  date  of
     execution  of the most recently executed Plan Agreement
     attached as Annex 1.

9.1  Participants  who  elect to terminate participation  in
     the Plan and Plan Agreement after one (1) full year  of
     participation  but  before eligibility  for  Retirement
     will  be entitled to the same benefits as a Participant
     who  ceases  to be an Employee as described in  Section
     3.5.  Such Participants will not be entitled to a Death
     Benefit defined in Section 4.0.

                           Article 10
                                
   Termination, Amendment, Modification or Supplement of Plan

10.0 The Employer reserves the right to terminate this Plan.

10.1 The Employer reserves the right to totally or partially
     amend, modify or supplement this Plan at any time.

10.2 The  Employer reserves the right to terminate the  Plan
     Agreement of any Employee.

                                -178-


10.3 The right to terminate, amend, modify or supplement the
     Plan or terminate any Plan Agreement shall be exercised
     for the Employer by the Committee.

10.4 No action to terminate, amend, modify or supplement the
     Plan  or  terminate any Plan Agreement shall  be  taken
     except  upon written notice to each Participant  to  be
     affected  thereby not less than 30 days prior  to  such
     action.

10.5 The  Committee  shall take no action to  terminate  the
     Plan  or a Plan Agreement with respect to a Participant
     or  Participant's Beneficiary after entitlement to  any
     benefits  pursuant to Article 3 or Article  4  of  this
     Plan has occurred.

10.6 Upon the termination of this Plan or any Plan Agreement
     by  either the Committee or a Participant in accordance
     with  any provisions for such termination, neither  the
     Plan  nor  the Plan Agreement shall be of  any  further
     force  and  effect and no party shall have any  further
     obligation under either this Plan or Plan Agreement  so
     terminated,  except as may be provided for  in  Section
     3.5 hereof.

                           Article 11
                                
                  Other Benefits and Agreements

The   benefits  provided  for  a  Participant  and  Participant's
Beneficiary under the Plan are in addition to any other  benefits
available to such Participant under any other plan or program for
employees of the Employer and the Plan shall supplement and shall
not  supersede,  modify or amend any other such plan  or  program
except  as  may otherwise be expressly provided.  Benefits  under
the Plan shall not be considered compensation for the purpose  of
computing contributions or benefits under any plan maintained  by
the  Employer which is qualified under Section 401(a) and 501(a),
Internal Revenue Code of 1954, as amended.

                           Article 12
                                
             Restrictions on Alienation of Benefits

No  right or benefit under the Plan or a Plan Agreement shall  be
subject  to  anticipation, alienation, sale, assignment,  pledge,
encumbrance  or change, and any attempt to anticipate,  alienate,
sell,  assign, pledge, encumber or change the same shall be void.
No  right or benefit hereunder shall in any manner be liable  for
or  subject to the debts, contract, liabilities, or torts of  the
person entitled to such benefit.

                           Article 13
                                
                   Administration of the Plan

13.0 The  general administration of this Plan,  as  well  as
     construction  and  interpretation  thereof,  shall   be
     vested in the Committee, the number of members of which
     shall be designated and appointed from time to time by,
     and  shall  serve  at the pleasure  of,  the  Board  of
     Directors of the Employer.  Any member of the Committee
     may   resign  by  notice  in  writing  filed  with  the
     Secretary of the Committee.  Vacancies shall be  filled
     promptly by the Board of Directors of the Employer, but
     any vacancies remaining unfilled for ninety days may be
     filled  by a majority vote of the remaining members  of
     the  Committee.  Each 

                                -179-

     person appointed a member of  the
     Committee shall signify acceptance by filing a  written
     acceptance with the Secretary of the Committee.

13.1 The  Board  of  Directors shall designate  one  of  the
     members  of the Committee as Chairman and shall appoint
     a  Secretary who need not be a member of the Committee.
     The Secretary shall keep minutes of the proceedings  of
     the  Committee  and  all  data, records  and  documents
     relating  to  the  administration of the  Plan  by  the
     Committee.   The Committee may appoint from its  number
     such  subcommittees with such powers as  the  Committee
     shall  determine and may authorize one or more  members
     of the Committee or any agent to execute or deliver any
     instrument  or  make  any  payment  on  behalf  of  the
     Committee.

13.2 All resolutions or other actions taken by the Committee
     shall be by the vote of a majority of those present  at
     a  meeting  at  which  a majority of  the  members  are
     present, or in writing by all the members in office  at
     the time if they act without a meeting.

13.3 Subject  to the Plan, the Committee shall from time  to
     time  establish  rules, forms and  procedures  for  the
     administration of the Plan.  Except as otherwise herein
     expressly  provided,  the  Committee  shall  have   the
     exclusive right to interpret the Plan and to decide any
     and  all  matters arising thereunder or  in  connection
     with  the  administration of the Plan.   The  Committee
     shall  have  the  exclusive  right  to  determine   (a)
     disability  in respect to a Participant,  and  (b)  the
     degree  thereof,  either or both determinations  to  be
     made on the basis of such medical and/or other evidence
     as  the  Committee, in its sole judgment, may  require.
     Such  decisions, actions and records of  the  Committee
     shall be conclusive and binding upon the Employers  and
     all  persons  having or claiming to have any  right  or
     interest in or under the Plan.

13.4 The  members  of  the Committee and  the  officers  and
     directors of the Employers shall be entitled to rely on
     all certificates and reports made by any duly appointed
     accountants  and  on all opinions  given  by  any  duly
     appointed  legal counsel.  Such legal  counsel  may  be
     counsel for the Employer.

13.5 No  member of the Committee shall be liable for any act
     or  omission of any other member of the Committee,  nor
     for  any  act  or  omission on his  or  her  own  part,
     excepting  his  or  her  own willful  misconduct.   The
     Employer shall indemnify and save harmless each  member
     of  the  Committee  against any and  all  expenses  and
     liabilities arising out of his or her membership on the
     Committee,  excepting  only  expenses  and  liabilities
     arising  out  of  his  or her own  willful  misconduct.
     Expenses against which a member of the Committee  shall
     be   indemnified   hereunder  shall  include,   without
     limitation,  the amount of any settlement or  judgment,
     costs,  counsel  fees  and related  charges  reasonably
     incurred  in  connection with a  claim  asserted  or  a
     proceeding   brought   or  settlement   thereof.    The
     foregoing right of indemnification shall be in addition
     to  any  other rights to which any such member  may  be
     entitled as a matter of law or otherwise.

13.6 In  addition  to the powers hereinabove specified,  the
     Committee  shall have the power to compute and  certify
     under  the  Plan the amount and kind of  benefits  from
     time   to  time  payable  to  Participants  and   their
     Beneficiaries  and  to authorize all disbursements  for
     such purposes.

13.7 To  enable the Committee to perform its functions,  the
     Employer  shall  

                                -180-

     supply full and timely information  to
     the   Committee   on  all  matters  relating   to   the
     compensation  of  all Participants,  their  retirement,
     death or other cause for termination of employment, and
     such  other  pertinent  facts  as  the  Committee   may
     require.

13.8 The  Committee shall also have the power, in  its  sole
     discretion,  to change the manner and time of  payments
     to   be   made   to   a  Participant  or  Participant's
     Beneficiary  from  that set forth in the  Participant's
     Plan   Agreement,  if  requested  to  do  so  by   such
     Participant or Beneficiary.

                           Article 14
                                
                          Miscellaneous

14.0 Any  notice which shall or may be given under the  Plan
     or  a  Plan Agreement shall be in writing and shall  be
     mailed  by  United  States mail, postage  prepaid.   If
     notice  is  to  be given to the Employer,  such  notice
     shall be addressed to the Employer at

                   Orange-co of Florida, Inc.
                   2020 U. S. Highway 17 South
                     Bartow, Florida  33830

     marked  for  the  attention of the Secretary, Administrative
     Committee,  Management Security Plan; or,  if  notice  to  a
     Participant,  addressed  to  the  address  shown   on   such
     Participant's Plan Agreement.

14.1 Any party may change the address to which notices shall
     be mailed from time to time by giving written notice of
     such new address.

14.2 The  Plan  shall be binding upon the Employer  and  its
     respective   successors  or   assigns,   and   upon   a
     Participant, Participant's Beneficiary, assigns, heirs,
     executors and administrators.

14.3 The  Plan and Plan Agreement shall be governed  by  and
     construed under the laws of the State of Florida, as in
     effect  at  the time of their adoptions and  execution,
     respectively.

14.4 Masculine pronouns wherever used shall include feminine
     pronouns and the singular shall include the plural.

                           Article 15
                                
                 Adoption of Plan by Subsidiary,
               Affiliated or Associated Employers

Any  corporation which is a subsidiary of the Employer may,  with
the  approval of the Committee, adopt this Plan and thereby  come
within the definition of Employer stated in Article 1 hereof.


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