<PAGE> 1

                            POWER OF ATTORNEY


We, the undersigned directors and officers of Aetna Life and Casualty 
Company (the "Company"), hereby severally constitute and appoint Zoe 
Baird, Richard L. Huber and Robert J. Price, and each of them 
individually, our true and lawful attorneys, with full power to them and 
each of them to sign for us, and in our names and in the capacities 
indicated below, the Company's 1995 Form 10-K and any and all amendments 
thereto to be filed with the Securities and Exchange Commission under 
the Securities Exchange Act of 1934, hereby ratifying and confirming our 
signatures as they may be signed by our said attorneys to the Form 10-K 
and to any and all amendments thereto.

WITNESS our hands and common seal on this 16th day of February, 1996.


<TABLE>

<CAPTION>

<S>                                       <C>

                                                                        
_____________________________             ______________________________
Ronald E. Compton                         Ellen M. Hancock
Chairman, President and Director          Director
(Principal Executive Officer)


/s/ Wallace Barnes                                                      
_____________________________             ______________________________
Wallace Barnes                            Michael H. Jordan
Director                                  Director


                                                                        
_____________________________             ______________________________
William H. Donaldson                      Jack D. Kuehler
Director                                  Director


                                                                        
_____________________________             ______________________________
Barbara Hackman Franklin                  Frank R. O'Keefe, Jr.
Director                                  Director


                                                                        
_____________________________             ______________________________
Earl G. Graves                            Judith Rodin
Director                                  Director


                             
______________________________            _______________________________
Gerald Greenwald                          Richard L. Huber
Director                                  Vice Chairman for Strategy and Finance
                                          (Principal Financial Officer)

</TABLE>


<PAGE> 2

                            POWER OF ATTORNEY


We, the undersigned directors and officers of Aetna Life and Casualty 
Company (the "Company"), hereby severally constitute and appoint Zoe 
Baird, Richard L. Huber and Robert J. Price, and each of them 
individually, our true and lawful attorneys, with full power to them and 
each of them to sign for us, and in our names and in the capacities 
indicated below, the Company's 1995 Form 10-K and any and all amendments 
thereto to be filed with the Securities and Exchange Commission under 
the Securities Exchange Act of 1934, hereby ratifying and confirming our 
signatures as they may be signed by our said attorneys to the Form 10-K 
and to any and all amendments thereto.

WITNESS our hands and common seal on this 22nd day of February, 1996.


<TABLE>

<CAPTION>

<S>                                       <C>

                                                                        
_____________________________             ______________________________
Ronald E. Compton                         Ellen M. Hancock
Chairman, President and Director          Director
(Principal Executive Officer)


                                                                        
_____________________________             ______________________________
Wallace Barnes                            Michael H. Jordan
Director                                  Director


                                                                        
_____________________________             ______________________________
William H. Donaldson                      Jack D. Kuehler
Director                                  Director


                                                                        
_____________________________             ______________________________
Barbara Hackman Franklin                  Frank R. O'Keefe, Jr.
Director                                  Director


/s/ Earl G. Graves                                                      
_____________________________             ______________________________
Earl G. Graves                            Judith Rodin
Director                                  Director


                                                                         
______________________________            _______________________________
Gerald Greenwald                          Richard L. Huber
Director                                  Vice Chairman for Strategy and Finance
                                          (Principal Financial Officer)

</TABLE>




<PAGE> 3

                            POWER OF ATTORNEY


We, the undersigned directors and officers of Aetna Life and Casualty 
Company (the "Company"), hereby severally constitute and appoint Zoe 
Baird, Richard L. Huber and Robert J. Price, and each of them 
individually, our true and lawful attorneys, with full power to them and 
each of them to sign for us, and in our names and in the capacities 
indicated below, the Company's 1995 Form 10-K and any and all amendments 
thereto to be filed with the Securities and Exchange Commission under 
the Securities Exchange Act of 1934, hereby ratifying and confirming our 
signatures as they may be signed by our said attorneys to the Form 10-K 
and to any and all amendments thereto.

WITNESS our hands and common seal on this 23rd day of February, 1996.


<TABLE>

<CAPTION>

<S>                                       <C>

/s/ R. E. Compton                         /s/ Ellen M. Hancock          
_____________________________             ______________________________
Ronald E. Compton                         Ellen M. Hancock
Chairman, President and Director          Director
(Principal Executive Officer)


                                          /s/ Michael H. Jordon         
_____________________________             ______________________________
Wallace Barnes                            Michael H. Jordan
Director                                  Director


/s/ William H. Donaldson                  /s/ Jack D. Kuehler          
_____________________________             _____________________________
William H. Donaldson                      Jack D. Kuehler
Director                                  Director


/s/ Barbara H. Franklin                   /s/ Frank R. O'Keefe, Jr.     
_____________________________             ______________________________
Barbara Hackman Franklin                  Frank R. O'Keefe, Jr.
Director                                  Director


                                          /s/ Judith Rodin              
_____________________________             ______________________________
Earl G. Graves                            Judith Rodin
Director                                  Director


/s/ G. Greenwald                          /s/ R. L. Huber               
_____________________________             ______________________________
Gerald Greenwald                          Richard L. Huber
Director                                  Vice Chairman for Strategy and Finance
                                          (Principal Financial Officer)

</TABLE>