<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
    This schedule contains financial information extracted from the consolidated
financial statements of Union Financial Bancshares, Inc. for the year to date
period ended March 31, 2000 and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK>                         0000926164
<NAME>                        Union Financial Bancshares, Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              SEP-30-2000
<PERIOD-START>                                 OCT-01-2000
<PERIOD-END>                                   MAR-31-2000
<EXCHANGE-RATE>                                1
<CASH>                                         1,536
<INT-BEARING-DEPOSITS>                         4,938
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    29,477
<INVESTMENTS-CARRYING>                         12,472
<INVESTMENTS-MARKET>                           11,878
<LOANS>                                        192,227
<ALLOWANCE>                                    1,271
<TOTAL-ASSETS>                                 260,989
<DEPOSITS>                                     197,694
<SHORT-TERM>                                   15,668
<LIABILITIES-OTHER>                            1,533
<LONG-TERM>                                    25,000
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       20
<OTHER-SE>                                     20,377
<TOTAL-LIABILITIES-AND-EQUITY>                 260,989
<INTEREST-LOAN>                                7,222
<INTEREST-INVEST>                              1,289
<INTEREST-OTHER>                               39
<INTEREST-TOTAL>                               8,550
<INTEREST-DEPOSIT>                             3,815
<INTEREST-EXPENSE>                             5,107
<INTEREST-INCOME-NET>                          3,443
<LOAN-LOSSES>                                  50
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                2,998
<INCOME-PRETAX>                                1,180
<INCOME-PRE-EXTRAORDINARY>                     763
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   763
<EPS-BASIC>                                    0.42
<EPS-DILUTED>                                  0.42
<YIELD-ACTUAL>                                 7.82
<LOANS-NON>                                    1,531
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                1,047
<ALLOWANCE-OPEN>                               836
<CHARGE-OFFS>                                  100
<RECOVERIES>                                   535
<ALLOWANCE-CLOSE>                              1,271
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        1,271



</TABLE>