Exhibit 3.1(f)

                            CERTIFICATE OF AMENDMENT
                                       OF
                          CERTIFICATE OF INCORPORATION
                                       OF
                             CLICKNSETTLE.COM, INC.

               (Under Section 242 of the General Corporation Law)

      clickNsettle.com, Inc., a corporation organized and existing under the
General Corporation Law of the State of Delaware (the "Corporation"), does
hereby certify that:

      FIRST: The name of the Corporation is clickNsettle.com, Inc.

      SECOND: The Board of Directors of the Corporation adopted the following
preamble and resolution on September 23, 2003, setting forth, proposing and
declaring advisable the following amendment to the Certificate of Incorporation
of the Corporation:

            WHEREAS, the Board of Directors deems it advisable to increase the
      number of outstanding shares of the Corporation and the number of
      authorized shares of common stock; be it

            RESOLVED, that each share of issued and outstanding common stock,
      par value $0.001 per share, of the Corporation be reclassified into 6
      shares of issued and outstanding common stock, par value $0.001 per share,
      of the Corporation, and the number of authorized shares of common stock
      shall be increased from 15 million to 25 million, and that to effect such
      stock reclassification, and subject to the approval of a majority of the
      stockholders of the Corporation, Article Fourth of the Certificate of
      Incorporation of the Corporation be amended to add the following after the
      last line of the paragraph:

            "Upon the filing in the office of the Secretary of State of Delaware
            of a Certificate of Amendment whereby this Article Fourth is being
            amended to add this paragraph, each previously outstanding share of
            common stock, par value $0.001 per share, of the Corporation shall
            thereby and thereupon be reclassified into 6 validly issued, fully
            paid, and non-assessable shares of common stock, par value $0.001
            per share, of the Corporation."

            Article Fourth is also amended by deleting "Fifteen Million
            (15,000,000)" and replacing it with "Twenty-Five Million
            (25,000,000)."

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      THIRD: That thereafter the above amendment to the Certificate of
Incorporation of the Corporation was duly approved upon the vote of the
stockholders owning a majority of the issued and outstanding shares of the
common stock of the Corporation entitled to vote thereon in accordance with
Section 242 of the General Corporation Law at a meeting of stockholders held on
December 12, 2003.

      FOURTH: The effective date of this amendment shall be December 22, 2003.

      IN WITNESS WHEREOF, the Corporation has caused this certificate to be
signed this 12th day of December 2003.

                                                    clickNsettle.com, Inc.


                                                    By: /s/ Roy Israel
                                                        --------------
                                                        Name:  Roy Israel
                                                        Title: CEO & President

ATTEST:

/s/ Patricia A. Giuliani-Rheaume
--------------------------------
Name: Patricia A. Giuliani-Rheaume
Title: VP & CFO