Exhibit 10.1

                            COLLATERAL LOAN AGREEMENT
                             For Loan No. 0008-02R2

This Collateral Loan Agreement (the "Agreement"), dated this 15th day of August,
2000, is entered into between Sundog Technologies,  Inc., a Delaware corporation
with a principal address at 10542 South Jordan Gateway, Suite 200, South Jordan,
Utah 80495 (the  "Borrower")  represented by Stephen Russo,  its Chief Financial
Officer, and Braveheart, Inc., a Delaware corporation (the "Lender") represented
by Roger F.  Burns,  Jr,  Attorney  in Fact,  with a  principal  address at 921B
Bethlehem Pike, Suite 210, Spring House, PA 19477.

In consideration of the mutual covenants herein  contained,  and intending to be
legally bound hereby, the parties agree as follows:

1.   Loan; Delivery of Collateral Pursuant to Promissory Notes

     a.  Subject to the terms and conditions  hereinafter set forth,  the Lender
         agrees to advance 50%, of the current  market value (the "Loan Amount")
         on 1,219,500 shares of Envision  Development  Corporation,  an American
         Stock  Exchange  traded stock with a symbol of EDV (the "Stock")  where
         the  market  value  on the  date of  this  Agreement  is  approximately
         $14,175,000.00 (the "Loan"). The "Final Market Value" to be used as the
         basis for the funds  advanced  by the Lender  will be  determined  by a
         method  noted later in this  Agreement.  The Lender  intends to advance
         funds  under the Loan to the  Borrower  in two  tranches:  i) the First
         Payment for 60% of the Loan  Amount  will be  advanced  within ten (10)
         business  days of  receipt  of the  Stock and all  required  supporting
         documents as defined in this Agreement;  and, ii) a Second,  and final,
         Payment for the  remaining  40% of the Loan Amount within an additional
         ten (10) business days of the First Payment. The Borrower's  obligation
         to repay the advance shall be evidenced by a promissory  note(s) in the
         form of Exhibit A attached  hereto (the  "Note").  The Note(s) shall be
         executed  by Borrower  and  delivered  to the Lender via  courier  upon
         notification  by the Lender's  counsel that good funds are available to
         advance the Loan.

     b.  To secure its obligations under the Loan, Borrower hereby grants Lender
         a security  interest in the Stock.  Prior to or  concurrently  with the
         execution of this Agreement,  Borrower shall have effectively delivered
         the Stock in good form to an account at Sun Trust  Securities,  Inc., a
         wholly owned  subsidiary of Sun Trust Bank. The account shall be in the
         name of the Lender and  Protocol;  and, the Lender's  attorney,  who is
         Escrow Agent and who will take all actions in accordance with the terms
         of the Escrow Agreement, shall be a joint co-signer on this account. In
         addition  to the  stock,  the  Borrower  shall  concurrently  deliver a
         "blank" stock power for the shares with medallion signature  guarantee,
         one for each cert, a corporate  resolution  authorizing the transaction
         and the  signer to enter  into the  transaction,  and an opinion of the
         company's  counsel that the "lock-up"  shall end on October 7th, 2001 .
         The  shares of Stock can be  delivered  with a Rule 144  Legend and are
         known to be subject to a  "lock-up"  agreement  which will  subject the
         shares to an  additional 6 month  restriction  period before the shares
         can be sold or removed from the restriction.  The Borrower warrants and
         represents that no other  limitations or restrictions  have been placed
         on these shares.

     c.  This Agreement, the Promissory Notes, and the other documents specified
         in the previous paragraph constitute the "Loan Documents".

     d.  The Stock  shall be placed into an escrow  account and shall  remain in
         that account for the duration of the Loan.  Return or other handling of
         the Stock shall be subject to terms of an Escrow Agreement  between the
         parties (not including Protocol).


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2.   Loan Proceeds; Installment Payments

     a.  All loan proceeds shall be wired directly to the Borrower based on wire
         instructions provided by the Borrower,  without offset for any charges,
         expenses, commissions, or other deductions. Said Loan proceeds shall be
         immediately available funds for the Borrower.

     b.  The  delivery of the  Promissory  Notes to Lender  shall be a Condition
         Precedent to advancement of the funds by the Lender.

     c.  In the event the Lender does not make one or both of the Loan  advances
         on a timely basis in accordance with the terms of this  Agreement,  the
         Borrower's  sole and  exclusive  remedy shall be to demand an immediate
         return of any  Certificates,  Stock Powers and the Promissory  Note(s).
         Lender shall comply  within five (5) business  days.  Should the Lender
         make the first payment and not the second,  the Stock shall be returned
         and the  Principals  shall be  treated  as an  "unsecured"  loan by the
         Lender.  The Lender  shall be further  obligated  to pay  $100,000,  in
         conjunction with the return of the Stock, as liquidating  damages if it
         fails to make the first payment on a timely basis.

         The Lender further agrees that if the first advance is made and for any
         reason the second  one is not or cannot be made,  that the credit  line
         will be  immediately  used to eliminate  any  obligation  to the credit
         facility provider,  Protocol,  so that the Escrow Agent has the ability
         to obtain release of the Stock from the designated account.

3.   Determination of Market Value

     The Final Market Value shall be as noted in Section 1.a.  unless the market
     value for the First Payment,  calculated for the average closing prices for
     the ten  trading  days  immediately  prior to the date  times the number of
     shares shall be less than  $12,700,000 in which case the Final Market Value
     calculated  under this section of the Agreement  shall be used to determine
     the Loan and the Loan Amount. The Loan Amount shall be the percentage noted
     in Section 1.a. of the recalculated Final Market Value.

4.   Concerning the Promissory Notes

     The Stock pledged under this Agreement  shall be held as collateral as long
     as there is any  principal  or interest  outstanding  under the  Promissory
     Notes. Upon satisfaction of all principal and interest under the Notes, the
     Lender shall  deliver any Loan  Documents,  other than the Lender's copy of
     the  Agreement,   including  any  Certificates,   Stock  Powers,  cancelled
     Promissory  Notes, or other documents related to the Stock to the Borrower.
     The Lender shall give written notice of any Loan default to the Borrower in
     accordance  with  this  Agreement,  and the cure  period  specified  in the
     Promissory  Note(s);  and,  if  not  cured,  may  then  may  sell,  assign,
     hypothecate,  or  otherwise  dispose  of  the  Stock  as  provided  in  the
     Promissory  Note(s).  The Lender  accepts no  responsibility  for the value
     obtained  through  the  disposition  of the Stock  under any lawful  means;
     however,  any value  obtained  in excess of the default  amount,  including
     reasonable  attorney's  fees,  and costs of disposing  of such  collateral,
     shall be returned to the Borrower.

     The Stock shall constitute the entire  collateral used to procure the Loan,
     and the Lender shall be limited to  liquidation  of the Stock upon an Event
     of Default as defined in the  Promissory  Notes to the extent  necessary to
     satisfy the  default.  The Lender  shall have no recourse to other  assets,
     guarantees,  or assignments of interest of the Borrower, i.e., this Loan is
     "non-recourse"  as  to  any  assets  of  the  Borrower,  other  entity,  or
     individual beyond the Stock.

5.   Closing

     The  Closing  shall take place on the later of the  delivery of an executed
     Agreement  or the  receipt of the Stock and all other  forms in the account
     designated by the Lender.

6.   Security of Stock

     Said Stock shall be  delivered to an account of the Lender's and its credit
     facility provider, Protocol, at Sun Trust Securities, Inc. ("Sun Trust") in
     Knoxville,  Tennessee.  Sun Trust is a wholly owned subsidiary of Sun Trust
     bank, one of the countries' larger banking institutions. The Stock shall be
     held under terms of an Escrow  Agreement and the Lender's  outside counsel,
     Mr. Steven Kapustin of the firm Flamm, Boroff & Bacine, shall act as Escrow
     Agent and be bound  under the terms of the  Escrow  Agreement.  The  Lender
     warrants that the Stock cannot and will not be pledged, hypothecated (other
     than as collateral  for the credit  facility),  assigned,  transferred,  or
     otherwise  used in any manner  while being held as  collateral.  The Lender
     accepts full responsibility for the control,  handling,  and return of such
     Stock to the Borrower.




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7.   Use of the Stock

     The  Lender  shall  use the  Stock to  arrange  a credit  facility  through
     Protocol.  In establishing  this credit  facility,  the Lender will use the
     Stock as collateral, but will not remove the Stock from the escrow account.
     While the Stock shall  reside in the escrow  account,  the  Borrower  shall
     retain all voting,  dividend  and other  rights over the Stock  (other than
     dividend rights in connection with stock splits or stock dividends equal or
     greater than 10% of the Loan Amount).  The Lender shall use the credit line
     created  by use of the  Stock to obtain  investment  income.  However,  the
     credit  line  will  not be  placed  at risk  nor  expended  in any  manner.
     (However,  the  Lender  retains  the right to move such  funds to a bank or
     investment  banking  firm  of its  choosing  as long  as the  Escrow  Agent
     accesses the risk to the funds and concurs that the funds are not at risk.)
     The Lender warrants that the Stock will not be used in any other manner and
     the Lender accepts full and complete responsibility for return of the Stock
     upon satisfaction of the loan by the Borrower.

     The Lender agrees not to increase or renew the credit line provided without
     the specific,  written,  permission  of the Borrower;  and, the credit line
     will not exceed $6,500,000 of exposure at any time.

     The Lender agrees that if the Lender  defaults  under its obligation to the
     credit facility provider,  the Borrower shall have the right to step in and
     assume all rights and  obligations  of the Lender;  and,  the Escrow  Agent
     shall fully  co-operate in aiding in the cure of any default by the Lender.
     Upon default by the Lender, the rights to the Stock shall automatically and
     immediately  revert to the  Borrower,  subject  to the rights of the credit
     facility  provider,  without any further  payments,  or obligation,  to the
     Lender.  The Lender  agrees to notify the  Borrower of its  default  within
     three (3) business days.

8.   Representations and Warranties of the Borrower

     In order to induce Lender to advance funds against the Promissory  Note(s),
     Borrower  makes the  following  representations  and  warranties to Lender,
     which   representations   and   warranties   shall  be  unaffected  by  any
     investigation  heretofore or hereafter made by Lender and shall survive the
     closing of the transactions contemplated hereby:

     a.  Borrower  has all  requisite  power and  authority  to enter  into this
         Agreement and the other Loan Documents,  including, without limitation,
         the Promissory  Notes, and to carry out the  transactions  contemplated
         hereby.

     b.  Borrower  warrants  and  represents  that  it  is  not  now  insolvent,
         bankrupt,  or  contemplating  bankruptcy;  or, that there are no claims
         filed or threatened  against  Borrower,  whether judged with or without
         merit by the Borrower,  or aware of impediments to the sale or transfer
         of the Stock.

     c.  The execution and delivery of this Agreement,  the Promissory Notes and
         the other Loan  Documents and  instruments to be executed and delivered
         by the  Borrower  are  not  subject  to any  authorization  not  herein
         contemplated,  subject to recall,  restriction on voting, use, or other
         limitations.

     d.  This  Agreement  constitutes,  and when  executed  and  delivered,  the
         Promissory  Notes and  other  Loan  Documents,  will  constitute  valid
         binding  agreements of the  Borrower,  enforceable  in accordance  with
         their  respective  terms,  except such as may be limited by bankruptcy,
         insolvency,  reorganization  or other laws affecting  creditors' rights
         generally.

     e.  Neither the execution and delivery of this  Agreement,  the  Promissory
         Notes,  or the other Loan Documents and  instruments to be executed and
         delivered by Borrower pursuant hereto, nor the consummation by Borrower
         of   the   transactions   contemplated   hereby,   will   require   any
         authorization,  consent,  approval,  exemption  or other  action by, or
         notice to, any  governmental  entity  except as  specifically  provided
         herein.

     f.  Borrower has no material tax  deficiencies,  federal,  state,  foreign,
         county,  local and other,  which  would or could  affect the  solvency,
         financial status of, or otherwise compromise Borrower in its ability to
         transfer the Stock.

     g.  To best of its knowledge,  the information  supplied by Borrower to the
         Lender  (verbally  and in writing)  contained  no untrue  statement  of
         material fact or omits or shall omit a material fact,  which would make
         such statements misleading. All statements and information contained in
         any certificate, instrument, schedule or document delivered by Borrower
         shall be deemed representations and warranties made by Borrower.




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9.   Conditions Precedent to Lender's Obligations

     The obligation of Lender to consummate the transactions contemplated hereby
     is subject to the satisfaction of the following conditions (any one or more
     of which may be waived by Lender):

     a.  Borrower  will have  performed  all  obligations  and complied with all
         conditions  required to be performed or complied with by Borrower at or
         prior to the Closing.

     b.  The  representations  and  warranties  of Borrower made herein shall be
         true and correct in all material respects as of the Closing.

     If any of the conditions  contained in this  paragraph  shall not have been
     satisfied (or waived), then Lender may cancel and terminate this Agreement.

10.  Amendment and Waiver

     This Agreement may be amended,  or the terms hereof waived, only in writing
     executed by the parties sought to be changed thereby.

11.  Notices

     All  notices  and other  communications  hereunder  shall be in writing and
     shall be  deemed  to have  been  given if  delivered  by hand or  facsimile
     transmission or if deposited with a recognized  overnight delivery service,
     with receipt), addressed as follows:

         If to Lender at:           9218 Bethlehem Pike, Suite 200
                                    P.O. Box 296
                                    Spring House, PA 19477
                                    Attention:  Roger F. Burns, Jr.

         If to Borrower at:         10542 South Jordan Gateway, Suite 200
                                    South Jordan, Utah 80495
                                    Attention: Stephen Russo

         or, at such other  address as may hereafter be designated by a party by
         notice given hereunder.  Notices sent by facsimile  transmission  which
         shall show the TTI on such copy.

12.      Governing Law

         This  Agreement  shall be governed by the laws of the state of Delaware
         without regard to any provisions for conflicts of law.

13.      Binding Effect

         This  Agreement  binds,  and shall inure to the benefit of, the parties
         and their respective successors and assigns.

14.      Counterparts; Facsimile Signatures

         This  Agreement  may be signed in any number of  counterparts,  each of
         which  shall  be  deemed  an  original  but  together  one and the same
         document.  The parties agree that facsimile signatures which copy shall
         show the sender's TTI, shall be deemed an original.




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15.      Entire Agreement

         This  Agreement  and the other  Loan  Documents  constitute  the entire
         agreement of the parties with respect to the subject  matter hereto and
         supersedes any prior or contemporaneous understandings or agreements.

16.      Time of Essence

         Time is  specifically  declared to be of the essence in the performance
         by Borrower and Lender of their respective duties and  responsibilities
         under this Agreement.

17.      Attorneys' Fee

         If any  legal  action  is  brought  for the  enforcement  of any of the
         provisions in this Agreement, or because of an alleged dispute, breach,
         default, or misrepresentation, the prevailing party or parties shall be
         entitled to recover its or their actual attorneys' fees and other costs
         incurred  in the action,  in  addition to any other  relief that may be
         granted by the court.

IN WITNESS WHEREOF,  and intending to be legally bound hereby,  the parties have
executed this Agreement as of the day and year first above written.

By the Lender:                              Witness/Attest:

------------------------                    -----------------------------
Roger F. Burns, Jr., Attorney in Fact       By:  ______________________
Braveheart, Inc.


By the Borrower:                            Witness/Attest:

-------------------------                   -----------------------------
Stephen Russo                               By:  _______________________
Chief Financial Officer


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