<PAGE>

                                 PROMISSORY NOTE
                                        

$1,500,000                                                  JULY ___, 1996 


     FOR VALUE RECEIVED, the undersigned, _____________________, 
________________________(the "Maker"), does hereby promise to pay to the 
order of ELECTRONICS COMMUNICATIONS CORP., at 10 Plog Road, Fairfield, New 
Jersey 07004, or such other place in the United States as may be designated 
by the holder of this note, (the "Holder") the principal sum of One Million 
Five Hundred Thousand ($1,500,000.00) Dollars (the "Principal") together with 
interest at the rate of seven percent (7%) per annum.

     Principal and interest shall be due on July 30, 1999.  This Note shall 
automatically be renewed for an additional one year term if the Note is not 
paid off at maturity.

     The Maker having deposited with the holder as collateral security for 
the payment of this note the following property: 

     1,000,000 shares of Series B Preferred Stock of Electronics 
Communications Corp.

     The Maker may pre-pay the Principal in whole or in part at any time or 
times, without penalty.

     Upon any Default hereunder, the Maker and any signer, guarantor or 
endorser hereof shall pay all costs of collection, including attorneys' fees, 
whether or not suit is commenced, paid or incurred in enforcing this Note and 
to pay interest from the date of default and until the date of payment at the 
rate of 10% per annum.  The Holder agrees that the above described shares of 
Common Stock, which the maker pledged to the Holder and any additional or 
substitute security, collateral or funds which security, collateral or funds 
the Maker may deliver to the Holder shall provide the sole source of funds to 
pay any amounts including but not limited to interest, cost of collection and 
attorney fees for which the Maker may be liable pursuant to this Promissory 
Note and no recourse shall be had against the Maker for any such amounts 
except insofar as such recourse may be had under agreements pursuant to which 
additional security or collateral may have been delivered to the Holder.

     All Principal is payable in lawful money of the United States of America 
at the office of the Holder at the address shown above, or at such other 
place as may be designated in writing by the Holder of this Note, in 
immediately available funds.

     The Maker of this Note for herself and her legal representatives, 
successors and assigns, hereby expressly waives presentment, demand, protest, 
notice of protest, presentment for the purpose of accelerating maturity, 
diligence in collection, and the benefit of any exemption under the homestead 
exemption laws, if any, or any other exemption or insolvency laws, and 
consents that the Holder hereof may release or surrender, exchange or 
substitute any personal property or other collateral security now held or 
which may hereafter be held as security for the payment of 


                                       1
<PAGE>

this Note, and may extend the time for payment or otherwise modify the terms 
of payment of any part or the whole of the debt evidenced hereby.

     All agreements between the Maker and the Holder hereof are hereby expressly
limited so that in no contingency or event whatsoever, whether by reason of
acceleration of maturity of the indebtedness or otherwise, shall the amount paid
or agreed to be paid to the holder hereof for the use, forbearance or detention
of the indebtedness evidenced hereby exceed the maximum permissible amount paid
or agreed to be paid to the Holder hereof under applicable law.  If, for any
circumstances whatsoever, fulfillment of any provision hereof, at the time
performance of such provision shall be due, shall involve transcending the limit
of validity prescribed by law, then IPSO FACTO the obligation to be fulfilled
shall be reduced to the limit of such validity, and if from any circumstance the
holder hereof should ever receive as interest an amount which would exceed the
highest lawful rate, such amount which would be excessive interest shall be
applied to the reduction of the payment of interest.  As used herein, the term
"applicable law" shall mean the law in effect as of the date hereof, provided,
however, that in the event there is a change in the law which results in a
higher permissible rate of interest, then this Note shall be governed by such
new law as of its effective date.

     This Note and all transactions hereunder and/or evidenced herein shall be
governed by, construed, and enforced in accordance with the laws of the State of
New Jersey.

     IN WITNESS WHEREOF, the Maker has caused this Note to be executed as of the
date first above written.


                                        __________________________
                                        


STATE OF              )
                      )  ss: 
COUNTY OF             )


     On the ______ day of _______________, 199__, before me personally came 
_____________________________________, known to me to be the individual 
described in and who acknowledged the foregoing instrument and swore and 
acknowledged that she executed the same as her free act and deed.

                                   _____________________________
                                   Notary Public

                                   My commission expires _______

                                       2