<TABLE> <S> <C>



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<MULTIPLIER>                                      1000
       
<S>                                            <C>
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              JUN-30-1997
<PERIOD-END>                                   MAR-31-1997
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<INT-BEARING-DEPOSITS>                               5,221
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                          6,166
<INVESTMENTS-CARRYING>                                 402
<INVESTMENTS-MARKET>                                   402
<LOANS>                                             50,946
<ALLOWANCE>                                            194
<TOTAL-ASSETS>                                      68,873
<DEPOSITS>                                          58,512
<SHORT-TERM>                                         1,000
<LIABILITIES-OTHER>                                    933
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                                52
<OTHER-SE>                                           8,376
<TOTAL-LIABILITIES-AND-EQUITY>                      68,873
<INTEREST-LOAN>                                      3,210
<INTEREST-INVEST>                                      732
<INTEREST-OTHER>                                         0
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<INTEREST-DEPOSIT>                                   1,891
<INTEREST-EXPENSE>                                     101
<INTEREST-INCOME-NET>                                1,950
<LOAN-LOSSES>                                            0
<SECURITIES-GAINS>                                      39
<EXPENSE-OTHER>                                      1,959
<INCOME-PRETAX>                                        284
<INCOME-PRE-EXTRAORDINARY>                             284
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                           172
<EPS-PRIMARY>                                          .35
<EPS-DILUTED>                                          .35
<YIELD-ACTUAL>                                        8.07
<LOANS-NON>                                              0
<LOANS-PAST>                                             6
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                       194
<CHARGE-OFFS>                                            0
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                      194
<ALLOWANCE-DOMESTIC>                                   194
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0
        


</TABLE>