<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the consolidated
financial statements of Union Financial Bancshares, Inc. for the year to date
period ended December 31, 1999 and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<MULTIPLIER> 1
<CURRENCY> U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          SEP-30-1999
<PERIOD-START>                             OCT-01-1999
<PERIOD-END>                               DEC-31-1999
<EXCHANGE-RATE>                                      1
<CASH>                                           4,697
<INT-BEARING-DEPOSITS>                           4,775
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     25,993
<INVESTMENTS-CARRYING>                           9,609
<INVESTMENTS-MARKET>                             8,944
<LOANS>                                        191,356
<ALLOWANCE>                                      1,268
<TOTAL-ASSETS>                                 256,875
<DEPOSITS>                                     185,215
<SHORT-TERM>                                    25,003
<LIABILITIES-OTHER>                                238
<LONG-TERM>                                     25,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            20
<OTHER-SE>                                      20,051
<TOTAL-LIABILITIES-AND-EQUITY>                 256,875
<INTEREST-LOAN>                                  3,492
<INTEREST-INVEST>                                  639
<INTEREST-OTHER>                                    19
<INTEREST-TOTAL>                                 4,150
<INTEREST-DEPOSIT>                               1,670
<INTEREST-EXPENSE>                               2,373
<INTEREST-INCOME-NET>                            1,777
<LOAN-LOSSES>                                       50
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,413
<INCOME-PRETAX>                                    710
<INCOME-PRE-EXTRAORDINARY>                         457
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       457
<EPS-BASIC>                                       0.27
<EPS-DILUTED>                                     0.26
<YIELD-ACTUAL>                                    7.53
<LOANS-NON>                                      1,315
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    987
<ALLOWANCE-OPEN>                                   836
<CHARGE-OFFS>                                       93
<RECOVERIES>                                       525
<ALLOWANCE-CLOSE>                                1,268
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,268



</TABLE>