INDEPENDENT CONTRACTOR/CONSULTING AGREEMENT
              BETWEEN SINGLE SOURCE FINANCIAL SERVICES CORPORATION
                                       AND
                                 SABITA DHINGRA
                              DATED OCTOBER 3, 2001


     THIS  AGREEMENT  is  made and entered into this 3rd day of October, 2001 by
and between Single Source Financial Services Corporation (hereinafter "CLIENT"),
with  an  office  at  10780  Santa  Monica  Boulevard,  Suite  240, Los Angeles,
California  90025  and  Sabita  Dhingra, an individual with an address of 5H Gha
Dhola  Bhata,  Rajastan,  India  (hereinafter  "CONSULTANT").

                                    RECITALS

     WHEREAS,  CLIENT,  through  its  subsidiary,  is engaged in the business of
selling  and  leasing to merchants various types of equipment used to record and
facilitate  electronic  financial  transactions, including credit and debit card
purchases,  and  is  a publicly traded company listed on the OTC Bulletin Board.

     WHEREAS,  CONSULTANT  is  in  the  business  of  providing general business
consulting,  including  strategic  business  planning  and  identification  of
potential  merger  and  acquisition  candidates.

     WHEREAS,  in  the  operation of CLIENT's business, CLIENT is in need of the
services  which  CONSULTANT  provides  and  wishes  to  enter  into  a  business
arrangement  with  CONSULTANT  to  provide  such  services.

     IN  CONSIDERATION of the promises and mutual covenants hereby contained, it
is  hereby  agreed  as  follows  and  will  confirm  the arrangements, terms and
conditions  pursuant  to  which  the  CONSULTANT has been retained to serve as a
CONSULTANT  and  advisor  to  CLIENT  on  a nonexclusive basis.  The undersigned
hereby  agrees  to  the  following  terms  and  conditions:

1.     Terms  of  Contract.

     This  Agreement will become effective on October 3, 2001, and will continue
in  effect for a period of twelve (12) months unless earlier terminated pursuant
to  Section  5  of  this  Agreement.

2.     Services  to  be  performed  by  CONSULTANT.

     2.1     Duties  of  CONSULTANT.  CONSULTANT  agrees  to  provide  strategic
             ----------------------
planning  to  CLIENT.  The  CONSULTANT will provide such consulting services and
advice  pertaining  to the CLIENT's business affairs as the CLIENT may from time
to  time reasonably request.   Without limiting the generality of the foregoing,
CONSULTANT will assist the CLIENT in preparation of its strategic business plan,
expansion  plans,  and  in developing, studying and evaluating world-wide merger
and  acquisitions  proposals,  prepare  reports,  assist with Internet websites,
rental  of  databases,  feature  stories, analytical reports and studies thereon
when  advisable,  and  assist in negotiations and discussion pertaining thereto.
The  CONSULTANT  shall  (i)  undertake  such  duties and exercise such powers in
relation  to the CLIENT and its business as the CLIENT's Board of Directors (the
"Board")  shall from time to time assign (within the parameters of the duties of
the CONSULTANT set forth above), (ii) in the discharge of such duties and in the
exercise  of  such powers observe and comply with all resolutions and directions
from  time to time made or given by the Board, and (iii) use its best efforts in
the  performance  of  its  duties  and  in the promotion of the interests of the
CLIENT.  The  CONSULTANT  shall,  during  the term of this Agreement, follow the
directions  from  time  to  time  issued by the Board and in all respects and in
accordance  with  the  law, conform to and comply with the proper and reasonable
directions  and  regulations  given by the Board and use its utmost endeavors to
promote  the  CLIENT's best interests and shall not disclose the private affairs
of the CLIENT, or any secrets of the CLIENT, to any person other than the Board,
save in the ordinary course of business, and shall not use for its own purposes,
or  for  any  purpose  other  than  those  of the CLIENT, any information it may
acquire with respect to the CLIENT's affairs.  The parties acknowledge and agree
that  CONSULTANTS efforts will be on a "best efforts" basis and that there is no
guarantee  that  a  successful  transaction  will  take  place.

     2.2     Independent  Contractor Status.  It is the express intention of the
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parties that CONSULTANT be an independent contractor and not an employee, agent,
joint venture or partner of CLIENT.  CLIENT shall have no right to and shall not
control  the  manner  or  prescribe  the method by which CONSULTANT performs the
above-described  services.  CONSULTANT  shall be entirely and solely responsible
for its own actions and the sanctions of its agents, employees or partners while
engaged  in  the  performance of services required by the Agreement.  Nothing in
this Agreement shall be interpreted or construed as creating or establishing the
relationship  of  employer  and  employee  between  CLIENT and CONSULTANT or any
employee,  agent or CONSULTANT.  Both parties acknowledge that CONSULTANT is not
an employee for state or federal income tax purposes and CONSULTANT specifically
agrees  that it shall be exclusively liable for the payment of all income taxes,
or  the  state  or  federal  charges  that are due as a result of receipt of any
consideration  for  the  performance  of  services  required  by this Agreement.
CONSULTANT  agrees  that any such consideration is not subject to withholding by
the  CLIENT for payment of any taxes and also directs CLIENT not to withhold any
sums  for  the  consideration  paid  to  CONSULTANT  for  the  services provided
hereunder.  CONSULTANT  shall  retain  the  right to perform services for others
during  the  term of this Agreement.  Nothing herein shall constitute CONSULTANT
as  an  employee  or  agent  of  the  CLIENT,  except  to  such  extent as might
hereinafter  be  agreed,  CONSULTANT shall not have the authority to obligate or
commit  the  CLIENT  in  any  manner  whatsoever.

     2.3     Use  of  Employees.  CONSULTANT  may,  at  its own expense, use any
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employee  in  the  performance  of  those  services.

     2.4     Available  Time.  CONSULTANT shall make available such time, as it,
             ---------------
in  its  sole  discretion,  shall  deem  appropriate  for the performance of its
obligations  under  this  Agreement.

     2.5     Confidentiality.  CONSULTANT  agrees  that it shall not disclose to
             ---------------
any third party any nonpublic, proprietary or confidential information of CLIENT
unless such third party has executed a non-disclosure agreement relating to such
information  (in  a  form  acceptable  to  the  CLIENT).

3.     Compensation

     3.1     Stock.  CLIENT  and  CONSULTANT agree that CONSULTANT shall receive
             -----
625,000  shares  of  CLIENT's  common stock to be registered on a Form S-8 to be
filed  with  the Securities and Exhchange Commission within ten (10) days of the
date  hereof.  The  shares  will  be delivered to CONSULTANT within fifteen (15)
business  days  after  this  Agreement  has  been  executed.

4.     Obligations  of  CLIENT

     4.1     Cooperation.  CLIENT  shall  provide  CONSULTANT with access to all
             -----------
documents  reasonably necessary for the performance of CONSULTANT's duties under
this  Agreement.

     4.2     Payment.  CLIENT agrees to comply with payment schedule as outlined
             -------
in  Section  3.1  above.  In failing to do so CLIENT agrees and understands that
immediate  termination  of  this  Agreement  will apply as outlined in Section 5
below.

     4.3     Obligations.  Notwithstanding  anything  in  this  Agreement,  the
             -----------
CLIENT shall not be obligated to pursue any venture, transaction etc. brought to
it  by CONSULTANT in connection with CONSULTANT's services under this Agreement.

5.     Termination  of  Agreement

     5.1  This  Agreement  may  be  terminated:

            (a)  by either party at any time for "just cause",
                 immediately  upon  written  notice to the other setting
                 forth:


                     (i)     the  cause,
                     (ii)    the  date  of  such  notice,  and
                     (iii)   the  effective  date  of  termination;  and

            (b)  by either party upon thirty (30) calendar days
                 written  notice  to  the  other,  setting  forth:

                     (i)     the  date  of  such  notice,  and
                     (ii)    the  effective  date  of  such  termination.

     5.2     The  term  "just  cause"  contained  in  Section  5.1  hereof shall
include,  but  not  be  limited  to:

     (a)     a  material  breach  of  a  provision  of  this  Agreement;
     (b)     any willful breach of duty or habitual neglect of  duty  by
             CONSULTANT;
     (c)     the  commencement  of  any  investigation,  or inquiry by any
             regulatory agency,  Securities  Exchange  Commission,  NASD  and/or
             any exchange or market against  the  CONSULTANT;  or
     (d)     the CONSULTANT shall violate any law, ordinance, permit or
             regulation of any  governmental  entity.

     5.3     Upon the termination or expiration of this Agreement for any reason
the  CONSULTANT shall immediately return all documents, and copies of all CLIENT
literature,  licenses,  and  related documents in its possession with respect to
the  CLIENT.

     5.4     On  the effective date of termination, or the expiration,  of  this
Agreement,  the  CONSULTANT will deliver to the CLIENT, in a reasonable state of
repair, all  property, both real and personal, owned, leased or bailed  to  the
CONSULTANT  and  used  by  or  in  the possession  of  the  CONSULTANT.

     5.5     If this Agreement is terminated by the CLIENT for  any  reason
during the first thirty (30) days, or for  "just  cause" by the CLIENT during
the first sixty (60)  days,  or  without cause by the CONSULTANT during the
first  sixty (60) days, then the CONSULTANT shall return  all compensation
previously paid as per Section 3  above.  Upon  termination  of  this  Agreement
the CLIENT's obligations set forth in Section 3 above shall cease  immediately.

6.     General  Provisions.

     6.1     Further  Acts.  Each  party  agrees to perform any further acts and
             -------------
execute  and  deliver  any further documents that may be reasonably necessary to
carry  out  the  provisions  and  intent  of  this  Agreement.

     6.2     Entire Agreement.  This Agreement contains the entire understanding
             ----------------
of  the  parties  hereto with respect to the subject matter contained herein and
may  be  amended  only  by  a  written instrument signed by the parties affected
thereby,  or their respective successors or assigns.  This Agreement cancels and
supersedes  all  prior  agreements,  if any, oral or written, between CLIENT and
CONSULTANT.

     6.3     Severability.  If  any  provision  of  this Agreement shall be held
             ------------
invalid such invalidity shall not affect the other provision hereof, and to this
extent  the  provisions of this Agreement are intended to be and shall be deemed
severable.

     6.4     Counterparts.  This Agreement may be executed simultaneously in two
             ------------
or  more counterparts, each of which shall be deemed an original by all of which
together  shall  constitute  on  and  the  same  instrument.

     6.5     Notices.  Any  notice  or other communication required or permitted
             -------
under this Agreement shall be sufficiently given if delivered personally or sent
by  registered  or certified mail, postage prepaid and return receipt requested,
to the address of the parties set forth in the first paragraph of this Agreement
or  at  such address as may have been provided in like manner in writing to both
of  the  parties  to this Agreement.  Any notice that is sent by mail under this
Agreement  shall  be  considered  received  on  the date on which it is actually
delivered  to  the  premises of the party of whom it is properly addressed, such
date  to  be  conclusively  evidenced  by  the  date  of  the  return  receipt.

     6.6     Governing  Law;  Venue.  This  Agreement  shall  be  construed  in
             ----------------------
accordance with, and governed by the laws of the State of California.  Venue for
any  cause  of  action  shall  be  Los  Angeles  County,  California.

     6.7     Attorney's  fees. If any party to this Agreement shall institute or
             ----------------
any  action  or  proceeding to interpret or enforce this Agreement, or to obtain
damages  by reason of any alleged breach of this Agreement, the prevailing party
shall  be  entitled to recover costs of suit or arbitration and a reasonable sum
for  attorneys  fees,  all  of  which  shall  be deemed to have accrued upon the
commencement  of  such  action.

     6.8     Assignment.  No party to this Agreement may assign this Agreement
             ----------
or its right  or  obligations  hereunder  without  the  written  consent  of the
other.

     6.9     Headings.  The  heading  of  this Agreement are inserted solely for
             --------
the  convenience  of  reference  and  are  not  part of, and are not intended to
govern,  limit  or  aid  in  the  construction  of any term or provision hereof.

     6.10    Pronouns.  All pronouns and any variations thereof shall be deemed
             --------
to  refer  to  the  masculine,  feminine  or  neuter, singular or plural, as the
identity  of  the  person,  person,  entity  or  entities  may  require.

     6.11    Waiver. No waiver of any of the provisions of this Agreement shall
             ------
be  deemed,  or  shall constitute a waiver of any other provision, nor shall any
waiver  constitute  a  continuing  waiver.   No  waiver  shall be binding unless
executed  in  writing  by  the  party  making  the  waiver.

     6.12    Acknowledgment  Concerning  Counsel.  Each party acknowledges that
             -----------------------------------
it  had  the  opportunity  to employ separate and independent counsel of its own
choosing  in  connection  with  this  Agreement.

     6.15    Compliance  with  Securities Laws.  Nothing in this contract shall
             ----------------------------------
require CONSULTANT  to  undertake  to  engage in any activities on behalf of
CLIENT that would require its registration under the federal or state securities
laws in any capacity.

     6.16    Indemnification.  CLIENT  and  CONSULTANT  AGREE TO MUTUALLY
             ---------------
indemnify and hold  harmless  EACH  OTHER  and  its  officers, directors, agents
and employees against  any  expenses which may be incurred by CLIENT or
CONSULTANT as a result of  statements  made  by  EITHER  PARTY  that  are
inaccurate  or  misleading.

     6.17    Representations of CONSULTANT.  The CONSULTANT represents and
             -----------------------------
warrants as  follows:

                              (a)  CONSULTANT  is  an accredited investor within
                         the  meaning  of  Regulation  D  promulgated  under the
                         Securities  Act  of  1933  (the  "SECURITIES  ACT");


                              (b)  CONSULTANT  has such knowledge and experience
                         in  business  and financial matters as to be capable of
                         evaluating the merits and risks of an investment in the
                         Client and has the capacity to protect its own interest
                         in connection with the acquisition of the common stock;

                              (c)  CONSULTANT  has the financial ability to bear
                         the economic risk of its investment, has adequate means
                         for  providing  for  its  current needs and foreseeable
                         contingencies, has no need now, and anticipates no need
                         in the foreseeable future, to sell the common stock, is
                         able  to hold the common stock for an indefinite period
                         of  time  and  can afford a complete loss of the common
                         stock  (and that its overall commitment to investments,
                         including this one, which are not readily marketable is
                         not  disproportionate  to  its net worth, and that this
                         investment  will  not  cause  its  commitment to become
                         excessive);

                              (d)  CONSULTANT  is acquiring the common stock for
                         it's own account, for investment purposes only, and not
                         with  a  view  to  or  for  sale in connection with any
                         resale  or distribution of such securities in violation
                         of the Securities Act and no other person will have any
                         direct  or  indirect beneficial interest in or right to
                         the  common  stock.

                              (e)  CONSULTANT will provide bona fide services to
                         the  CLIENT and the services are not in connection with
                         the  offer  or  sale  of  CLIENT  securities  in  a
                         capital-raising  transaction,  and  do  not directly or
                         indirectly  promote  or  maintain  a  market  for  the
                         CLIENT's  securities.

                              (f)  CONSULTANT  will  not  draft  or  release, or
                         otherwise  provide  information  to  be  used  in,  any
                         publication  or  press  release  concerning  the CLIENT
                         without  the  CLIENT's  express  written  permission.

                              (g)  CONSULTANT  has  the  full  power  and  legal
                         ability  to enter into the transactions contemplated by
                         this  Agreement  and is not the subject of any claim or
                         action  or  a party to any agreement which would impair
                         or  prohibit its ability, or require the consent of any
                         other  person  to  complete  its commitments under this
                         Agreement.  This  Agreement  has  been duly and validly
                         authorized, executed and delivered by CONSULTANT and is
                         the  valid  and  binding  obligation  of  CONSULTANT,
                         enforceable  against  CONSULTANT in accordance with its
                         terms,  except as such enforceability may be limited by
                         bankruptcy, insolvency, reorganization, moratorium, and
                         other  similar  laws relating to or affecting creditors
                         rights  generally  and by general equitable principles.



IN  WITNESS  WHEREOF,  the parties hereto have executed this Agreement as of the
date  first  written  above.

CLIENT:          SINGLE  SOURCE  FINANCIAL  SERVICES  CORPORATION

ACCEPTED  BY:    Arnold  F.  Sock
                 President

                 /s/ Arnold F. Sock
                 ______________________________________________
                 Signature


CONSULTANT:      SABITA  DHINGRA,  AN  INDIVIDUAL

                 /s/ Sabita Dhingra
                 ______________________________________________
                 Signature