Exhibit 21.1



SUBSIDIARIES



|1) | Resource Bank, a Virginia corporation, is a wholly owned subsidiary of Resource Bankshares Corporation.
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|2) | Resource Service Corporation, a Virginia corporation, is a wholly owned subsidiary of Resource Bank.
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| | (a) | Financial Planners Mortgage, L.L.P., is a Virginia general partnership registered as a limited liability partnership, in which Resource Service Corporation owns a 49% interest.
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| | (b) | HomeBanc, L.L.P, is a Virginia general partnership registered as a limited liability partnership, in which Resource Service Corporation owns a 51% interest.
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| | (c) | Alliance One Mortgage, L.L.P, is a Virginia general partnership registered as a limited liability partnership, in which Resource Service Corporation owns a 51% interest.
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|3) | Resource Capital Trust I, a Delaware business trust, is a wholly-owned subsidiary of Resource Bankshares Corporation.
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|4) | CW and Company of Virginia, a Virginia corporation, is a wholly-owned subsidiary of Resource Bank.
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|5) | PRC Title LLC, a Virginia limited liability company, is a wholly-owned subsidiary of Resource Bank.
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|6) | Resource Capital Trust II, a Delaware business trust, is a wholly-owned subsidiary of Resource Bankshares Corporation
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|7) | Resource Capital Trust III, a Delaware business trust, is a wholly-owned subsidiary of Resource Bankshares Corporation
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|8) | Virginia Financial Services, LLC, a Virginia limited liability company, is a wholly-owned subsidiary of Resource Bankshares Corporation.
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|9) | Dominion Investment Group, LLC, a Virginia limited liability company, is a wholly-owned subsidiary of Resource Bank.
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