MASTER FINANCE LEASE        ZIONS CREDIT CORPORATION         Lease No. 7403
         (T)                     P. O. Box 3954              Date: June 26, 1997
                         Salt Lake City, Utah 84110-3954

ZIONS  CREDIT  CORPORATION  (hereinafter  "LESSOR"),  a Utah  corporation,  with
offices at 37 West 100 South,  Salt Lake City, Utah and DNR USA, Inc. and Marker
International as Co-Lessees (hereinafter  "LESSEE"),  with offices at 2300 South
1070 West West Valley,  UT 84119 in  consideration  of the mutual  covenants and
promises hereinafter set forth agree as follows:

  1. LEASE.  Lessor hereby leases to Lessee and Lessee hereby leases from Lessor
     (for  commercial  and business  purposes  only) the property  described and
     referred  to in any  Equipment  Schedule  or  Schedules  now  or  hereafter
     executed  by the  parties  hereto  (hereinafter  "Equipment"  or  "Item  of
     Equipment"). The terms and conditions hereof shall be deemed to form a part
     of each  Equipment  Schedule.  Each Equipment  Schedule shall  constitute a
     separate  lease  agreement  incorporating  all of the terms and  conditions
     hereof.

  2. TERM,  RENTAL.  The lease term and rental  payments  are  specified in said
     Equipment  Schedule.  Lessee's obligation to make rental and other payments
     is unconditional and rental payments shall be paid without defense, offset,
     or  counterclaim.  The term shall  commence on the date  indicated  on each
     Equipment Schedule. All rents shall be paid at the office of Lessor in Salt
     Lake City or at such other place as Lessor may hereafter designate.

  3. EQUIPMENT SCHEDULES. Lessor, in its sole discretion, from time to time, and
     by mutual consent with Lessee, may lease other Equipment to Lessee, subject
     to the  terms  and  conditions  contained  in this  Lease for such term and
     rental  payments as may be agreed,  by  execution of  subsequent  Equipment
     Schedules. Lessor retains the right for any reason to decline any Equipment
     transaction proposed by Lessee.

  4. OWNERSHIP.  Title to the  Equipment  shall at all  times  remain  in Lessor
     except as set forth in this Lease or the Equipment Schedule.  The Equipment
     is and shall remain personal property,  notwithstanding  that the Equipment
     or any part thereof may be or hereafter  become in any manner affixed to or
     attached to any real property or any building  thereon.  Lessor may require
     Lessee, at Lessee's expense, to affix and keep affixed in a prominent place
     on Equipment  labels,  plates, or other markings stating that the Equipment
     is owned by Lessor. Lessee agrees to keep the Equipment at the location set
     forth  above or at such  other  location  as  specified  in the  applicable
     Equipment Schedule, and will notify Lessor promptly in writing of and prior
     to any change in the location of the Equipment  within such State, but will
     not remove the Equipment from such State without the prior written  consent
     of Lessor.  Lessee  shall pay to Lessor an amount  equal to all taxes paid,
     payable or required to be collected by Lessor,  however  designated,  which
     are  levied  or based on the  monthly  rental  or on the  possession,  use,
     operation,   control,  or  value  of  the  Equipment,   including,  without
     limitation, state and local privilege or excise taxes, sales and use taxes,
     property  taxes,  and taxes or charges  based on gross  revenue,  excluding
     taxes based on Lessor's  net income.  Lessor shall  invoice  Lessee for all
     such taxes and  Lessee  shall  promptly  remit to Lessor all such taxes and
     charges upon receipt of such invoice from Lessor.  Lessee agrees to pay all
     penalties  and  interest  resulting  from its failure to timely  remit such
     taxes to Lessor.  Charges for penalties and interest shall be promptly paid
     by Lessee when invoiced by Lessor.

  5. DISCLAIMER,  WARRANTIES,  DEFECTS,  SHIPPING CHARGES.  Lessor warrants that
               during  the  term of this  Lease,  if no  Event  of  Default  has
               occurred,  Lessee's use of the Equipment shall not be interrupted
Initial Here   by  Lessor  or  anyone  claiming  solely through or under Lessor.
               The  warranty set forth in the  preceding  sentence is in lieu of
/s/TJT         all  other  warranties  of  Lessor,  whether  written,  oral,  or
-------        implied;  and Lessor  shall not,  by virtue of having  leased the
               Equipment or delivered any bill or bills of sale pursuant to this
               Lease, or for any other reason be deemed to have made, and Lessor
Initial Here   hereby DISCLAIMS,  ANY  OTHER REPRESENTATION OR WARRANTY,  EITHER
               EXPRESSED OR  IMPLIED,  AS  TO  ANY  MATTER  WHATSOEVER,  WITHOUT
/s/BF          LIMITATION.  The  seller,   method  of  shipment,   make,  model,
-------        specifications,  performance  capacities,  and all other  matters
               relating to the ordering,  delivery,  operation,  and performance
               of each Item of  Equipment  have  been selected and determined by
               Lessee and Lessee agrees:



       (i) ALL EQUIPMENT IS LEASED IN AN "AS IS"  CONDITION.  THE ENTIRE RISK AS
           TO THE QUALITY AND PERFORMANCE OF THE EQUIPMENT IS WITH LESSEE.  THIS
           DISCLAIMER AND WARRANTY AGREEMENT IS EXPRESSLY IN LIEU OF ANY AND ALL
           REPRESENTATIONS  AND  WARRANTIES  EXPRESS OR IMPLIED,  INCLUDING  ANY
           IMPLIED  WARRANTY  OF  MERCHANTABILITY  OR FITNESS  FOR A  PARTICULAR
           PURPOSE OR  CONCERNING  THE  DESIGN OR  CONDITION  OF THE  EQUIPMENT,
           WHETHER ARISING FROM STATUTE,  COMMON LAW, CUSTOM,  OR OTHERWISE.  NO
           PERSON SHALL HAVE ANY AUTHORITY TO BIND LESSOR TO ANY  REPRESENTATION
           OR  WARRANTY,  INCLUDING  THOSE  REGARDING  ANY TAX BENEFITS TO WHICH
           LESSEE MAY OR MAY NOT BE  ENTITLED,  OTHER THAN THIS  DISCLAIMER  AND
           WARRANTY.   LESSOR   SHALL  NOT  BE  LIABLE  FOR  ANY   INDIRECT   OR
           CONSEQUENTIAL DAMAGES INCLUDING LOSS OF BUSINESS,  RESULTING FROM THE
           USE OF THE EQUIPMENT OR CAUSED BY ANY DEFECT, FAILURE, OR MALFUNCTION
           OF THE  EQUIPMENT  WHETHER  A CLAIM  FOR SUCH  DAMAGE  IS BASED  UPON
           WARRANTY, CONTRACT, STRICT LIABILITY, NEGLIGENCE, OR OTHERWISE.

       (ii) TO INDEMNIFY  AND SAVE LESSOR  HARMLESS  FROM ANY AND ALL  LIABILITY
            ATTRIBUTABLE TO THE SELLER OF ANY ITEM OF EQUIPMENT.

       (iii)TO  PAY  ALL  SHIPPING  CHARGES  AND  OTHER  EXPENSES   INCURRED  IN
            CONNECTION  WITH THE  SHIPMENT  OF THE  EQUIPMENT  BY THE  SELLER TO
            LESSEE AND TO BEAR ALL RISK OF LOSS  THEREOF FROM AND AFTER THE DATE
            OF THIS LEASE.

       (iv) LESSOR SHALL NOT BE LIABLE FOR AND LESSEE WILL BE LIABLE FOR LOSS OR
            DAMAGE OCCASIONED BY ANY CAUSE, CIRCUMSTANCE, OR EVENT OF WHATSOEVER
            NATURE,  ARISING  OUT  OF  THE  ORDERING,  MANUFACTURING,  DELIVERY,
            OPERATION,  MAINTENANCE, OR PERFORMANCE OF THE EQUIPMENT,  INCLUDING
            BUT NOT  LIMITED  TO THE FACT  THAT  LESSOR  HAS NOT  INSPECTED  THE
            EQUIPMENT.  Nothing herein  contained  shall be construed to deprive
            the Lessee of whatever  rights Lessee may have against parties other
            than the Lessor such as the  supplier  and the  manufacturer  of any
            Equipment  and Lessee  agrees to look  solely to such third  parties
            with respect to any and all claims concerning the Equipment. So long
            as Lessee is not in breach or  default  of this  Lease,  Lessee  may
            pursue such claims for the mutual benefit of Lessor and Lessee.

  6. LESSEE'S   INSPECTION  AND  ACCEPTANCE.   Execution  of  the  delivery  and
     acceptance  notice by Lessee shall  conclusively  establish that Lessee has
     irrevocably  accepted  Equipment,  that it is in full  compliance  with the
     terms of this Lease, and that it is in good condition and repair.

  7. LESSOR'S INSPECTION. Upon the request of Lessor, Lessee shall advise Lessor
     as to the location of each Item of Equipment and shall,  at any  reasonable
     time,  make the Equipment  available to Lessor for  inspection at the place
     where it is ordinarily located,  and shall make Lessee's records pertaining
     to the Equipment available to Lessor for inspection.

  8. SUBLEASE  AND  ASSIGNMENT.  Lessee  will NOT  SUBLET,  LEND,  OR  OTHERWISE
     RELINQUISH  POSSESSION  OF THE EQUIPMENT  (directly or  indirectly  through
     change in ownership  of Lessee by Lessee's  owners) OR ASSIGN this Lease or
     any of its rights hereunder without the prior written consent of Lessor. In
     no event shall any sublease,  lending arrangement,  or other relinquishment
     of possession of the  Equipment,  or any assignment by Lessee of this Lease
     or any of its rights  hereunder,  whether or not done with the knowledge or
     approval  of  Lessor,  cause  Lessee's  obligations  under this Lease to be
     discharged or  diminished  to any extent.  Lessor may assign this Lease and
     any or all rights it has hereunder without Lessee's consent.  Lessee hereby
     waives  and  agrees  not assert  against  assignee  of Lessor any  defense,
     set-off,  recoupment  claim or counterclaim  which Lessee has or may at any
     time have against Lessor for any reason whatsoever.  Any such assignment by
     Lessor  shall  not  materially  change  the  Lessor's  duty nor  materially
     increase  the burden or risk  imposed on the Lessee  under this Lease.  For
     purposes of the Lease,  the term  "Lessor"  shall  include any  assignee of
     Lessor of this Lease or Lessor's rights in the Equipment, and such assignee
     shall have all of the rights but none of the obligations under this Lease.

  9. MAINTENANCE,  USE, AND COMPLIANCE  WITH LAWS.  Lessee,  at its own cost and
     expense,  shall  repair and  maintain  the  Equipment  and comply  with the
     Equipment  manufacturer's operating procedures and warranty requirements so
     as to keep the  Equipment in good  operating  condition,  ordinary wear and
     tear  excepted.  Lessee shall arrange and pay for any repairs  necessary in
     order to the  manufacture or qualified  maintenance  organization to accept
     the Equipment under contract  maintenance at the applicable standard rates.
     Lessee  may from  time to time  add  parts  or  accessories  to any Item of
     Equipment  provided that such addition does not impair the value or utility
     of such Item of Equipment.  Any parts or accessories added will become part
     of the  Equipment  and  will  be the  property  of  Lessor.  Any  parts  or
     accessories  removed by or on behalf of Lessee from the Equipment  shall be
     replaced with compatible  parts or accessories in better condition than the
     part or accessory so removed.  Lessee shall use the Equipment solely in the
     conduct  of its  business  and  shall use and  maintain  the  Equipment  in
     conformity   with   all   governmental   laws,   ordinances,   regulations,
     requirements,  and rules and in accordance with general industry  standards
     for the maintenance of the equipment.

 10. MORTGAGE, LIENS, ETC. Lessee will not directly or indirectly create, incur,
     assume, or suffer to exist any mortgage,  security interest,  pledge, lien,
     charge,  encumbrance,  or claim on or with respect to the Equipment,  title
     thereto,  or any  interest  therein (and Lessee will  promptly,  at its own
     expense,  take such action as may be necessary to duly  discharge  any such
     mortgage,  security interest, pledge, lien, charge,  encumbrance, or claim)
     except (a) the respective  rights of Lessor and Lessee as herein  provided,
     (b) liens or  encumbrances  which result from claims  against Lessor (other
     than liens and  encumbrances  arising from failure of Lessee to perform any
     of Lessee's obligations hereunder),  (c) liens for taxes either not yet due
     or being  contested  in good  faith  and by  appropriate  proceedings,  (d)
     inchoate materialmen's,  mechanics', workmen's, repairmen's, employee's, or
     other  like  liens  arising  in the  ordinary  course of  business  and not
     delinquent.

 11. LOSS,  DAMAGE, OR REPLACEMENT.  In the event any Item of Equipment shall be
     lost,  stolen,  destroyed,  damaged beyond repair, or rendered  permanently
     unfit for use,  Lessee shall remain  obligated  under this Lease,  and this
     Lease will continue in full force and effect. In such an event,  Lessee may
     discharge  its  covenant to pay rent by paying to Lessor  within 30 days of
     loss, all rent plus all other sums due under this Lease,  together with the
     termination  value of such Equipment,  which is the anticipated fair market
     value at the end of the lease term,  less the amount of  recovery,  if any,
     actually received by Lessor from any insurance or otherwise  resulting from
     such Equipment being lost,  stolen,  destroyed,  damaged beyond repair,  or
     rendered  permanently  unfit  for  use.  If any one or  more of the  events
     enumerated in the first sentence of this section  occur,  or if any Item of
     Equipment is replaced,  Lessee shall immediately  notify Lessor in writing.
     If any Item of Equipment is damaged, but not beyond repair, Lessee,

                                Page 1 of 4

<PAGE>



     at its own cost and expense,  shall promptly  repair such Item of Equipment
     so that it will be in the same or better  condition  as it was  before  the
     damage  occurred.  In the event that any Item of  Equipment is replaced for
     any reason it must be with the prior  written  approval  of Lessor and with
     comparable  equipment in quality and workmanship to the original Equipment.
     All new Equipment replacing any original Item of Equipment shall become the
     property of Lessor and subject to this Lease and the  applicable  Equipment
     Schedule.  Lessee agrees to execute any documentation required by Lessor to
     protect  Lessor's  ownership  in the new  Equipment.  All  costs of the new
     Equipment  will be borne by Lessee and Lessee  warrants  to Lessor free and
     clear title to the new Equipment.

 12. INSURANCE. Lessee shall, at its own expense, maintain at all times from the
     time Lessee has an insurable interest,  public liability,  property damage,
     and physical  damage  insurance in amounts  satisfactory to Lessor and with
     insurance  companies  protecting  Lessor as an additional  insured and loss
     payee  thereunder,  and  providing  for 30 day's  written  notice to Lessor
     before any policy  shall be altered or canceled.  Lessee shall  immediately
     deliver to Lessor  evidence  of such  insurance  coverage  satisfactory  to
     Lessor. Lessee covenants,  warrants, and represents that Lessee will not do
     any act or  voluntarily  suffer any act to be done  whereby  any  insurance
     required  hereunder  shall or may be suspended,  impaired,  or defeated and
     that Lessee in no circumstances will suffer or permit any Item of Equipment
     to be used or operated  during any period  under this Lease when Lessor may
     be at risk for the risks protected against by the above-described insurance
     without all said  insurance  being fully in effect.  Lessee  shall make and
     file timely all claims,  and Lessee may,  unless Lessee is then in default,
     settle  and  adjust  all such  claims.  In the event of  default by Lessee,
     Lessee hereby  irrevocably  authorizes Lessor to make,  settle,  and adjust
     claims  under such policy or policies  and to endorse the name of Lessee on
     any check or another item of payment for the proceeds thereof.

13.  INDEMNITY.


     (a)  Lessee  agrees and covenants to indemnify, protect, save harmless, and
          defend Lessor and its  employees,  officers,  directors,  agents,  and
          servants  from  any  and  all  claims,  actions,  suits,  liabilities,
          damages, losses, costs, and expenses,  including reasonable attorney's
          fees,  incurred or asserted  against  Lessor in any way  relating  to,
          arising  out  of,  or as  the  result  of the  manufacture,  purchase,
          acceptance or rejection,  ownership, delivery, lease, possession, use,
          condition,  maintenance,  sale, return, or other disposition hereunder
          of the  Equipment.  The scope of this indemnity  includes,  but is not
          limited to, all claims based on negligence,  excluding lessors acts or
          ommissions,   breach  of  contract,  breach  of  warranty,  or  strict
          liability.  Specifically, without limiting the foregoing, Lessee shall
          indemnify  and hold Lessor  harmless  against all claims of trademark,
          patent and  copyright  infringement,  and of the wrongful use of trade
          secrets or proprietary information in any form, against all claims for
          property  damage,  personal injury or wrongful death,  and against all
          claims  that the  Equipment  or any part  thereof  is or has  become a
          fixture  with  respect  to any  real  property.  Lessee's  obligations
          hereunder  will  survive the  expiration  of the Lease with respect to
          events  occurring or alleged to have  occurred  prior to the return of
          the  Equipment  to  Lessor  at the end of the  term of the  applicable
          Equipment Schedules.

     (b)  Deleted
/s/TJT
------

/s/BF
------


     (c)  Notwithstanding anything to the contrary set forth in paragraph (b) of
          this Section, Lessee shall have no liability to Lessor under paragraph
          (b) of this Section for any loss which results from:

          (i)  an  act  or failure to act by Lessor, which act or failure to act
               causes Lessor to lose the depreciation;

          (ii)  Lessor   having   insufficient   income  to  benefit   from  the
                depreciation.

     (d)  Lessor  agrees  to notify  Lessee  promptly  of any claim  made by the
          Internal Revenue Service against Lessor in respect to the disallowance
          of such depreciation deductions or the recapture of depreciation which
          relates to information which may be particularly  within the knowledge
          of Lessor.  Lessor further  agrees that,  should all or any portion of
          the said depreciation deductions be disallowed or such depreciation be
          recaptured as  aforesaid,  Lessor will contest  (including  appeals of
          administrative   determinations   and  adverse  court   decisions  and
          defending   appeals  of  favorable   decisions)  the  disallowance  or
          recapture if so requested by Lessee,  provided  that Lessee  agrees to
          indemnify   and   provide   adequate   security  to  Lessor  for  such
          indemnification  obligation  for  all  Lessor's  costs  and  expenses,
          including reasonable attorney's fees, in connection with such contest.


 14. SURRENDER.  Upon the expiration or termination of this Lease, Lessee shall,
     at its own  cost  and  expense  (not  to  exceed  $100,000.00),  deinstall,
     package,  load, insure, and return Equipment  unencumbered to Lessor at the
     address  specified by Lessor within Salt Lake County, in the same condition
     as  received,  reasonable  wear  and tear  excepted,  except  as  otherwise
     indicated in the  applicable  Equipment  Schedule.  If requested by Lessor,
     Lessee  agrees (a) that Lessor may use,  without  cost to Lessor,  Lessee's
     place of business for the purpose of owning,  displaying,  selling, leasing
     or  otherwise  disposing of all or any of the  Equipment  for up to 90 days
     after termination or expiration of the applicable  Equipment Schedule,  and
     (b) to act as  Lessor's  agent to lease or sell the  Equipment  pursuant to
     written  instruction of Lessor. In the event that Lessee retains possession
     of the  Equipment and with the consent of Lessor,  after  expiration of the
     applicable  Equipment  Schedule  term,  this Lease shall be deemed to be in
     effect on a month to month basis.  Except as provided in this paragraph all
     terms and  conditions of this Lease shall  continue.  Rent  payments  shall
     continue  at the rate set  forth in the  Equipment  Schedule  or  Schedules
     pertaining  to the  Equipment  retained by Lessee.  Rent paid on a month to
     month  basis  shall not  create any  ownership  rights in the Lessee in the
     Equipment.  Lessee shall arrange and pay for any repairs necessary in order
     for the  manufacturer or qualified  maintenance  organization to accept the
     Equipment under contract maintenance at the applicable standard rates.


 15. DEFAULT AND REMEDIES.

      (a) Time  is  of  the  essence and the following  events shall  constitute
          Events of Default:

         (i)   Lessee  shall  fail to make any rent or other  payment  hereunder
               including payment of insurance,  personal  property taxes,  other
               taxes,  fees, or assessments  within 10 days after the same shall
               become due; or

         (ii)  Lessee  shall  fail to perform  or  observe  any other  covenant,
               condition,  or  agreement to be performed or observed by it under
               this Lease or any Equipment Schedules or amendments thereto; or

         (iii) Lessee shall make any  representation or warranty to Lessor under
               this Lease or any Equipment  Schedules or amendments  thereto, or
               furnish  any  document  or  certificate  to Lessor in  connection
               therewith  that  shall  prove  to be  incorrect  in any  material
               respect at the time made; or

         (iv)  Lessee  does  not  generally  pay  its  debts as they become due,
               ceases  to do  business  as a going  concern,  or shall  admit in
               writing  its  inability  to pay  its  debts;  or  shall  make  an
               assignment for benefit of creditors;  or shall commence,  or have
               commenced against it, any case, proceeding,  or action seeking to
               have an order for relief entered on its behalf or against it as a
               debtor or to  adjudicate  it as bankrupt or  insolvent or seeking
               reorganization,     arrangement,     adjustment,     liquidation,
               dissolution,  or  composition  of it or its  debts  under any law
               relating to bankruptcy,  insolvency,  reorganization or relief of
               debtors,   or  seeking   appointment  of  a  receiver,   trustee,
               custodian,  or other  similar  official  for it or for all or any
               part of its property;  or to take any action in  contemplation of
               or to authorize any of the above actions; or

         (v)   The  occurrence of any event  described in (i), (ii),  (iii),  or
               (iv) with  respect to any  guarantor or with respect to any other
               party  liable to Lessor in the event of  Lessee's  nonpayment  or
               nonperformance  of this  Lease,  or any  Equipment  Schedules  or
               amendments thereto; or

         (vi)  The  breach,   termination,   or  adverse   modification  of  any
               instrument,  agreement,  or document by which such  guarantor  or
               other party is liable to Lessor; or

         (vii) Lessee shall fail to discharge any mortgage,  security  interest,
               pledge,  lien,  charge,  encumbrance,  or claim as  described  in
               section 10; or

         (viii)Lessee is in default  pursuant  to the  provisions  of any  other
               agreement by and between Lessor and Lessee; or

         (ix)  Lessee or any such  guarantor is in default,  and any  applicable
               cure period has  expired,  under any material  agreement  for the
               payment of money; or

         (x)   The  death  or  incapacity  of  Lessee  or any  guarantor,  if an
               individual,   or   the   merger,   consolidation,    acquisition,
               liquidation,  termination  or  dissolution  of Lessee or any such
               guarantor,  if  a  corporation,  partnership  or  other  business
               association,  or if Lessee or any such  guarantor  shall  sell or
               turn over the  management or operation of all or any  substantial
               portion of this property, assets or business to any other person,
               corporation, partnership, or other business associations; or

                                Page 2 of 4

<PAGE>




     (b)   In the Event of  Default,  Lessor at its sole  option  shall have the
           right to exercise  concurrently  or separately any one or more of the
           following remedies, and without any election of remedies being deemed
           to have been made:


          (i)  With or without  notice or demand,  declare the present  value of
               the  remaining  payments  plus the present  value of the purchase
               option  along  with   applicable   taxes  and  late  fees  to  be
               immediately due and payable;
          

          (ii) With or  without  notice  or  demand  and with or  without  legal
               process,  enter  into  the  premises  where  any or all  Items of
               Equipment  may be located and take  possession  of and remove the
               same.  Any  such  taking  of  possession   shall  not  constitute
               termination  of this  Lease as to any or all  Items of  Equipment
               unless  Lessor  expressly  notifies  Lessee  in  writing  to that
               effect.  In the event of entry and  repossession,  Lessee  hereby
               expressly  waives  all  rights to  possession  and all claims for
               damages or loss by reason of such entry and repossession;

          (iii)Terminate  this Lease and any  Equipment  Schedules or amendments
               thereto and retain as damages all rents or other  amounts paid by
               Lessee;


          (iv) Lessor  may lease the  Equipment  to any third  party,  upon such
               commercially  reasonable  terms and  conditions  as Lessor  shall
               determine,  or may sell the  Equipment at private or public sale,
               at which  sale  Lessor  may be the  purchaser.  In either of such
               events,   there  shall  be  due  from  Lessee  and  Lessee  shall
               immediately  pay to Lessor the present  value of the rentals plus
               all other  sums  provided  to be paid  herein  together  with the
               present value of the Purchase Option less the net proceeds of the
               sale or re-lease, net proceeds being defined as follows: the cost
               basis of the new lease to any third person or the purchase  price
               at said sale,  as the case may be, less all costs and expenses of
               Lessor  in  repossessing,   holding,  re-leasing,   transporting,
               repairing, selling, or otherwise handling the Equipment;


          (v)  Proceed  by  appropriate  action  either  at law or in  equity or
               bankruptcy  to enforce  performance  by Lessee of the  applicable
               covenants of this Lease or to recover damages for breach thereof;

          (vi) Use,  without cost to Lessor,  Lessee's place of business for the
               purpose of storing,  displaying,  selling,  leasing, or otherwise
               disposing of all or any portion of the Equipment; and

          (vii)Pursue any other remedy  available to Lessor at law or in equity.


      (c) Upon the  occurrence  of an Event of  Default  all  amounts  remaining
          unpaid shall accrue interest at the rate of fourteen percent (14%) per
          annum both before and after judgment.


  16.  COLLECTION CHARGES, RIGHT OF SET-OFF.  Should Lessee fail to pay when due
       any part of the rent herein provided or any other sum required to be paid
       to Lessor by Lessee,  Lessee shall pay to Lessor a reasonable late charge
       of five  percent  (5%) of all  payments  due,  together  with  all  other
       expenses  necessarily  incurred by reason of Lessee's  default.  Upon the
       occurrence  of any Event of Default,  Lessor is hereby  authorized at any
       time and from time to time,  without  notice to Lessee  (any such  notice
       being  expressly  waived  by  Lessee),  to set off and  apply any and all
       deposits at any time held to any  obligation  of Lessee  under this Lease
       and  any  Equipment  Schedules.  In the  event  that  this  Lease  or any
       Equipment  Schedule is assigned by Lessor,  the assignee thereof shall be
       entitled to the same rights of set off as Lessor for any and all deposits
       (general or special,  time or demand,  provisional  of final) at any time
       held by such assignee against any obligations of Lessee.

  17.  ADDITIONAL FEES. In addition to the rent provided  herein,  Lessee agrees
       to pay to Lessor  reasonable  fees for  preparation of documents,  filing
       and/or  recording  fees,  plus all other costs and  expenses  incurred by
       Lessor in  recovering  possession  of the  Equipment  of in  negotiating,
       preparing,  enforcing,  or protecting Lessor's rights under this Lease or
       any Equipment  Schedules,  including  but not limited to, all  attorney's
       fees,  all costs and expenses of obtaining  abstracts and title  reports,
       title insurance, appraisals,  foreclosure reports, and all costs incurred
       in  preserving,  recovering,  storing,  or selling any Item of Equipment.
       Further,  Lessor  may  charge  a Lease  origination  fee  which  shall be
       disclosed  to  Lessee  prior  to the  execution  of  this  Lease,  or any
       Equipment Schedules.


  18.  PERFORMANCE OF LESSEE'S  OBLIGATIONS BY LESSOR.  In the event that Lessee
       shall fail duly and promptly to perform any of its obligations under this
       Lease or any Equipment Schedule,  Lessor may, at its option,  immediately
       or at any time  thereafter  perform  the same for the  account  of Lessee
       without thereby waiving such default, and any amount paid for expenses or
       liability incurred by Lessor in such performance,  together with interest
       thereon at a rate of fourteen  percent (14%) per annum,  shall be payable
       by Lessee upon demand as additional rent for the Equipment.


  19.  NOTICES,  REMEDIES,  WAIVERS,  SUCCESSORS.  All notices  relating to this
       Lease or to any  Equipment  Schedule  shall be  delivered in person to an
       office of Lessor  or  Lessee  or shall be  mailed by United  States  mail
       postage prepaid to Lessor or Lessee at its respective address shown above
       or at any later address last known to the sender.  All remedies of Lessor
       hereunder are cumulative and not alternative. A waiver of a default shall
       not be a waiver of any other  subsequent  default.  This  Lease  shall be
       binding   upon  Lessor  and  Lessee  and   Lessee's   heirs,   executors,
       administrators, successors, and assigns and shall inure to the benefit of
       the successor and assigns of Lessor.

  20.  ARBITRATION DISCLOSURES.

          (i)  Arbitration  is  usually  final and  binding on the  parties  and
               subject to only very limited review by a court.

          (ii) The  parties  are  waiving  their  right to  litigate  in  court,
               including their right to a jury trial.

          (iii)Pre-arbitration discovery is generally more limited and different
               from court proceedings.

          (iv) Arbitrators'  awards are not required to include factual findings
               or legal  reasoning  and any  party's  right to appeal or to seek
               modification of rulings by arbitrators is strictly limited.

          (v)  A panel of arbitrators  might include an arbitrator who is or was
               affiliated with the banking industry.

     ARBITRATION PROCEDURES:

     (a)   Any controversy or claim between or among the parties,  including but
           not limited to those arising out of or relating to this  Agreement or
           any  agreements  or  instruments  relating  hereto  or  delivered  in
           connection  herewith,  AND including but not limited to a claim based
           on or arising from an alleged tort, shall at the request of any party
           be  determined  by  arbitration  in  accordance  with the  Commercial
           Arbitration   Rules   of  the   American   Arbitration   Association.
           Arbitration  proceedings  shall be conducted in Salt Lake City, Utah.
           The  arbitrator(s)   shall  have  the  qualifications  set  forth  in
           subparagraph  (c) hereto.  All  statutes of  limitations  which would
           otherwise be applicable in a judicial action brought by a party shall
           apply to any arbitration or reference proceeding hereunder.

     (b)   In any judicial  action or  proceeding  arising out of or relating to
           this  Lease or any  agreements  or  instruments  relating  hereto  or
           delivered  in  connection  herewith,  including  but not limited to a
           claim based on or arising from an alleged tort, if the controversy or
           claim is not  submitted  to  arbitration  as provided  and limited in
           subparagraph  (a)  hereto,  all  decisions  of fact and law  shall be
           determined by a reference in  accordance  with Rule 53 of the Federal
           Rules  of  Civil  Procedure  or Rule 53 of the  Utah  Rules  of Civil
           Procedure or other comparable,  applicable reference  procedure.  The
           parties shall  designate to the court the  referee(s)  selected under
           the  auspices of the  American  Arbitration  Association  in the same
           manner  as   arbitrators   are   selected  in   Association-sponsored
           arbitration proceedings. The referee(s) shall have the qualifications
           set forth in subsection (c) hereto.

     (c)   The  arbitrator(s) or referee(s) shall be selected in accordance with
           the  rules  of  the  American  Arbitration  Association  from  panels
           maintained by the Association.  A single  arbitrator or referee shall
           be  knowledgeable  in the subject matter of the dispute.  Where three
           arbitrators   or  referees   conduct  an   arbitration  or  reference
           proceeding,  the claim  shall be decided  by a  majority  vote of the
           three  arbitrators  or  referees,  at  least  one  of  whom  must  be
           knowledgeable  in the subject  matter of the dispute and at least one
           of  whom  must  be  a  practicing  attorney.   The  arbitrator(s)  or
           referee(s)  shall  award  recovery  of all costs and fees  (including
           attorneys' fees,  administrative  fees,  arbitrators' fees, and court
           costs). The arbitrator(s) or referee(s) also may grant provisional or
           ancillary   remedies  such  as,  for  example,   injunctive   relief,
           attachment,  or the  appointment  of a  receiver,  either  during the
           pendency of the arbitration or reference proceeding or as part of the
           arbitration or reference award.

     (d)   Judgment upon an arbitration or reference award may be entered in any
           court having jurisdiction,  subject to the following limitation:  the
           arbitration  or  reference  award is binding upon the parties only if
           the amount does not exceed Four Million Dollars  ($4,000,000.00);  if
           the award exceeds that limit,  either party may commence legal action
           for a court trial de novo;  such legal  action  must be filed  within
           thirty (30) days  following the date of the  arbitration or reference
           award; if such legal action is not filed within that time period, the
           amount of the  arbitration or reference  award shall be binding.  The
           computation of the total amount of an arbitration or reference  award
           shall include amounts awarded for arbitration fees,  attorneys' fees,
           and all other related costs.

     (e)   At the Bank's option,  foreclosure  under a deed of trust or mortgage
           may be  accomplished  either by exercise of a power of sale under the
           deed of trust or mortgage or by judicial foreclosure. The institution
           and  maintenance  of an action  for  judicial  relief or pursuit of a
           provisional or ancillary  remedy shall not constitute a waiver of the
           right  of  any  party,   including  the  plaintiff,   to  submit  the
           controversy  or claim to arbitration if any other party contests such
           action for judicial relief.

     (f)   Notwithstanding the applicability of other law to any other provision
           of this Lease or any Equipment Schedule, the Federal Arbitration Act,
           9 U.S.C.  section  1 et seg.,  shall  apply to the  construction  and
           interpretation of this arbitration section.


                                Page 3 of 4

<PAGE>


  21.  GOVERNING  LAWS.  This  agreement  shall be  deemed to have been made and
       executed in UTAH  regardless of the order in which the  signatures of the
       parties shall be affixed hereto and shall be  interpreted  and the rights
       and  liabilities of the parties hereto  determined in accordance with the
       laws of the State of UTAH except as may be provided in Section 20.

  22.  CONFLICT  OF  APPLICABLE  LAW.  If any  provision  of this  Lease  or any
       Equipment Schedule is contrary to, prohibited by, or deemed invalid under
       applicable laws or regulations of any  jurisdiction in which it is sought
       to be enforced,  then such  provision  shall be deemed  inapplicable  and
       deemed omitted but shall not invalidate the remaining provisions hereof.

  23.  STATEMENTS.  Lessee will furnish Lessor within 90 days after the close of
       each fiscal year of Lessee, a balance sheet and profit and loss statement
       as of the end of such  year and,  within 60 days  after the close of each
       quarter,  quarterly financial statements, all prepared in accordance with
       generally  accepted  accounting  principles,  and such other  information
       respecting the financial condition and operations of Lessee as Lessor may
       from time to time reasonably request.

  24.  UNIFORM  COMMERCIAL CODE. At Lessor's  request,  Lessee shall execute and
       deliver to Lessor any document  Lessor  believes  will  protect  Lessor's
       ownership  interest in the Equipment under the Uniform Commercial Code as
       adopted by the State of Utah or any other state where  Equipment is to be
       located. The execution and/or filing of any such document shall not alter
       the parties' respective interest in and rights to the Equipment.  Without
       limiting the foregoing, Lessee hereby authorizes and irrevocably appoints
       Lessor as Lessee's attorney in fact, with full power of substitution,  to
       execute  and file any  financing  statement  and other  documents  in all
       places where necessary to protect Lessor's interest in the Equipment.

  25. LESSEE REPRESENTATIONS AND WARRANTIES.  Lessee  represents  and  warrants,
      and shall be deemed to have made all of the representations and warranties
      as  of  the  date  each  respective  Equipment  Schedule  is  executed and
      delivered by Lessee, as follows:

         (i)   Lessee is a corporation, duly organized, validly existing, and in
               good  standing  under the laws of the state of its  incorporation
               and in all  jurisdictions  where the Equipment will be located or
               operated under the Lease.

         (ii)  Lessee has all  requisite  power and  authority  to  conduct  its
               business,  to own and lease its  properties and to enter into and
               perform all of its obligations under the Lease.

         (iii) This Lease has been duly authorized by Lessee and constitutes the
               valid, legal, and binding obligation of Lessee and is enforceable
               in accordance with its terms.

         (iv)  No event has occurred or is continuing which constitutes an event
               of  default   under  the   Lease.   There  is  no   judicial   or
               administrative  action,  suit,  order,  or proceeding  pending or
               threatened against or affecting Lessee or any guarantor before or
               by  any  court,   administrative  agency  or  other  governmental
               authority   which  brings  into  question  the  validity  of  the
               transaction  contemplated by the Lease (or any guarantee thereof)
               or which  might  materially  impair the  ability of Lessee or any
               such  guarantor  to perform  its  obligations  under the Lease or
               guarantee thereof.

         (v)   Lessee has no contingent or disputed liabilities or unrealized or
               anticipated  losses  which in the  aggregate  are material or any
               material commitments of an unusual or burdensome character;

         (vi)  In addition to notices required herein,  Lessee shall immediately
               give  notice in  writing  to Lessor of (a) the  occurrence  of an
               Event of Default,  or any condition,  event or act which with the
               giving of notice,  failure to cure or the  passage of time or all
               the foregoing would constitute such an Event of Default;  and (b)
               any change in the name of business  of Lessee,  any change in its
               form,  management or  organizational  structure and any change in
               Lessee's address of principal location(s) of business.


  26. ENTIRE AGREEMENT.  This  Lease  contains  the entire agreement between the
               parties  and  may  not  be  changed,  modified,   terminated,  or
Initial Here   discharged  except  in  writing  and  may  not be contradicted by
               evidence of any alleged prior on contemporaneous  oral agreement.
/s/TJT         There are no promises,  terms,  conditions,  or obligations other
-------        than those contained  herein;  and this Lease shall supersede all
               previous communications,  representations,  or agreements, either
Initial Here   verbal   or   written,    between   the   parties   hereto.  This
               agreement is, and is intended to be a lease,  and Lessee does not
/s/BF          acquire hereby any right, title, or interest whatsoever, legal or
-------        equitable,  in or to any of the  Equipment or the proceeds of the
               sale of any Equipment, except its interest as a lessee hereunder.
               Each  of  Lessee's   obligations   hereunder  shall  survive  the
               expiration of this Lease or any Equipment Schedule thereto.

                    By execution hereof, the signer hereby certifies that he has
                    read four pages of this  Agreement,  and that he/she is duly
                    authorized to execute this Lease on behalf of the Lessee.


                            Executed  this      day of ,                   1997.
                                           ----          -----------------

                            DNR USA, Inc. and Marker International as Co-Lessees
                            ----------------------------------------------------
                                              Lessee
                             DNR USA, Inc.

/s/Stacey Speechley             By         /s/Bob Frey          General Manager
---------------------------     ------------------------------------------------
Witness to Lessee Signature             Authorized Signature      Title

                                        BOB FREY
                                ------------------------------------------------
                                        Print Name of Signatory
State of  Utah           )
                         )ss
County of Salt Lake      )

Subscribed and sworn to before me
this 7 day of July, 1997.               /s/Stacy Speechley
    ---       ----                      ----------------------------------------
                                        Notary Public

                                        Salt Lake
                                        ----------------------------------------
                                        Residing at

                             Marker International
/s/Stacey Speechley
---------------------------  By         /s/Terry Tuttle           CFO
Witness to Lessee Signature     ------------------------------------------------
                                        Authorized Signature      Title

                                        TERRY TUTTLE
                                ------------------------------------------------
                                        Print Name of Signatory
State of Utah             )
                          )ss
County of Salt Lake       )

Subscribed and sworn to before me
this 7 day of July, 1997.               /s/Stacey Speechley
    ---       ----                      --------------------------------------
                                        Notary Public

                                        Salt Lake
                                        --------------------------------------
                                        Residing at

Accepted this   day of       , 1997.
             ---       -----

       ZIONS CREDIT CORPORATION
------------------------------------
                Lessor
By
  ----------------------------------
            Norman Weldon

Title:     Vice President
      ------------------------------


Rev: 4-15-97                      THIS LEASE CANNOT BE CANCELLED

                                Page 4 of 4

  

                                                   Lease No:  7403
                         EQUIPMENT SCHEDULE        Lease Date:  June 26, 1997
                                 (T)               Schedule No:  1
                                                   Schedule Date:  June 26, 1997

ZIONS  CREDIT  CORPORATION  (hereinafter  "Lessor"),  a Utah  corporation,  with
offices at 37 West 100 South,  Salt Lake City, Utah and DNR USA, Inc. and Marker
International  as Co-Lessees  (hereinafter  "Lessee") with offices at 2300 South
1070 West West Valley,  UT 84119 have entered  into a Master  Finance  Lease No.
7403 dated June 26,  1997 (the  "Master  Lease")  pursuant  to which  Lessor has
agreed to lease to Lessee,  and Lessee  has  agreed to lease  from  Lessor,  the
equipment described in one or more Equipment Schedules to the Lease.

     NOW,  THEREFORE,  Lessee by executing this Equipment Schedule and Lessor by
accepting it hereby agree as follows:

     1.  Master Lease.  The terms and conditions of the Master Lease are by this
         reference incorporated herein as if fully set forth herein and together
         with the terms and conditions  hereof,  and of all  schedules,  riders,
         addenda  and/or  exhibits that are attached or refer to this  Equipment
         Schedule,  constitute a single and  severable  agreement of lease (this
         "Lease").

     2.  Equipment.  The Lessor hereby leases to Lessee and Lessee hereby leases
         from  Lessor  the  property  described  in  the  Attached  Schedule "A"
         ("Equipment")  upon  the  terms  and  conditions of the Lease except as
         expressly provided herein.

     3.  Lessee  shall pay all  rents to Lessor at the  office of Lessor in Salt
         Lake  City,  Utah  or at such  other  place  as  Lessor  may  hereafter
         designate.  Rent payments are due monthly in advance commencing , 1997,
         and  subsequently on the same day of each month thereafter for a period
         of 84 months. The total advance rental of $35,166.38  (representing the
         first months  payment(s))  is due at the time of signing this Equipment
         Schedule. The rental amount is as follows:

             Rent 42 @:  $35,166.38   
        Use Tax (0.0%):        0.00   (or applicable rate at time rental is due)
                               ----
            TOTAL RENT:  $35,166.38
                         ==========

             Rent 42 @:  $42,981.13
        Use Tax (0.0%):        0.00   (or applicable rate at time rental is due)
                               ----
            TOTAL RENT:  $42,981.13
                         ==========

     4.  Lease Term.   The  term  of  this  Lease  with respect to the Equipment
         described herein commences  on _____________ , 1997, and unless earlier
         terminated in accordance with the provisions of the Lease,  expires  on
         ________________ , 2004.

     5.  Property  Taxes.  Lessor  is the  owner  of  the  Equipment.  With  the
         exception of titled  vehicles,  Lessor will declare the Equipment  with
         the taxing  authorities,  obtain and pay the tax bill, and then invoice
         Lessee for the property  taxes. If Lessee believes any of the Equipment
         is property tax exempt,  Lessee must inform  Lessor prior to commencing
         the Lease.

     6.  Lessee  irrevocably  authorizes  Lessor to insert the  commencement and
         expiration  date of the  Lease  term and the  commencement  date of the
         Lease payments on this Equipment  Schedule and the serial  number(s) of
         the Equipment on the attached Schedule "A".

     7.  Counterparts.  The  Equipment  Schedule  evidencing  this  Lease may be
         executed  in more  than one  original  counterpart.  However,  only the
         counterpart  designated below as "Counterpart No. 1" shall evidence the
         monetary  obligation  of Lessee  with  respect  to this  Lease.  To the
         extent,  if any, that this Lease  constitutes  "chattel paper," as that
         term is defined in Utah Uniform  Commercial Code, no security  interest
         in this Lease may be created or perfected by the transfer or possession
         of any counterpart hereof other than "Counterpart No. 1."


                            Executed this  1  day of July , 1997.
                                          ---        ----     --


                            DNR USA, Inc. and Marker International as Co-Lessees
                            ----------------------------------------------------
                                               Lessee
                            DNR USA, Inc.

                            By:    /s/Bob Frey
                                   ---------------------------------------------
                            Title: General Manager
                                   ---------------------------------------------


                            Marker International

                            By:    /s/Terry Tuttle
                                   ---------------------------------------------
                            Title: CFO
                                   ---------------------------------------------


Accepted this     day of          , 19  .
              ---        ---------    --


         ZIONS CREDIT CORPORATION
-----------------------------------------
                  Lessor

By:
     ------------------------------------
            Norman Weldon
Title:       Vice President
     ------------------------------------


Rev:  11/18/96