SCHEDULE B
	                              DATE       PRICE      PROCEEDS       SHARES
	
	Seidman & Assoc             12/1/99      10.3750    103	750.00     10	000
	Seidman & Assoc             3/31/00      10.1250     75	937.50      7	500
	Seidman & Assoc             10/25/00     12.4375     31	093.75      2	500
	Seidman & Assoc             5/14/01      15.1000     30	200.00      2	000
	Seidman & Assoc             5/24/01      14.9500    299	000.00     20	000
	Seidman & Assoc             7/27/01      17.2000     51	600.00      3	000
	Seidman & Assoc             9/20/01      17.9600    411	284.00     22	900
	Sub-total                                         1	002	865.25     67	900
	
	Seidman Inv. Partnership    12/22/99     10.0625     90	562.50      9	000
	Seidman Inv. Partnership    8/18/00      11.9375     59	687.50      5	000
	Seidman Inv. Partnership    8/28/00      12.0625     30	156.25      2	500
	Seidman Inv. Partnership    10/25/00     12.4375     37	312.50      3	000
	Seidman Inv. Partnership    5/24/01      14.9500      7	475.00        500
	Seidman Inv. Partnership    9/20/01      17.9600    201	152.00     11	200
	Sub-total                                           426	345.75     31	200
	
	Seidman Inv. Partnership    12/7/99      10.0625     50	312.50      5	000
	II
	Seidman Inv. Partnership    12/22/99     10.0625     90	562.50      9	000
	II
	Seidman Inv. Partnership    5/24/01      14.9500     89	700.00      6	000
	II
	Seidman Inv. Partnership    9/20/01      17.9600    201	152.00     11	200
	II
	Sub-total                                           431	727.00     31	200
	
	Federal Holdings            3/31/00      10.0000     11	000.00      1	100
	Federal Holdings            11/3/00      12.6875     38	062.50      3	000
	Federal Holdings            5/24/01      14.9500    237	705.00     15	900
	Federal Holdings            9/20/01      17.9600    201	152.00     11	200
	Sub-total                                           487	919.50     31	200
	
	Kerri-Matt                  12/9/99      10.0625     50	312.50      5	000
	Kerri-Matt                  12/22/99     10.0625     70	437.50      7	000
	Kerri-Matt                  1/12/00      10.4375     52	187.50      5	000
	Kerri-Matt                  5/24/01      14.9500     44	850.00      3	000
	Kerri-Matt                  9/20/01      17.9600    201	152.00     11	200
	Sub-total                                           418	939.50     31	200
	
	Pollack Invest Prtshp       1/18/01      13.3125     33	281.25      2	500
	Pollack Invest Prtshp       5/18/01      15.5500     38	875.00      2	500
	Pollack Invest Prtshp       5/24/01      14.9500    246	675.00     16	500
	Pollack Invest Prtshp       9/20/01      17.9600    201	152.00     11	200
	Sub-total                                           519	983.25     32	700
	
	Seidman                     1/19/00      10.4375     20	875.00      2	000
	Seidman                     5/24/01      14.9500    152	490.00     10	200
	Seidman                     9/20/01      17.9600    201	152.00     11	200
	Seidman                     9/26/01      17.81       18	073.93      1	000
	Seidman                     9/26/01      17.81        9	048.94        500
	Seidman                     9/26/01      17.81       18	077.93      1	000
	
	Sub-total                                           419	717.80     25	900
	
	Dennis Pollack               2/8/01      14.3750     28	875.00      2	000
	Dennis Pollack              5/24/01      15.7500     15	810.00      1	000
	Dennis Pollack              5/24/01      15.7500      6	329.25        400
	Dennis Pollack              5/29/01      15.9500     16	010.00      1	000
	Dennis Pollack              5/29/01      16.0000     25	701.25      1	600
	Dennis Pollack              7/31/01      17.8900     17	950.00      1	000
	Dennis Pollack              7/31/01      18.0000      5	423.25        300
	Dennis Pollack               8/1/01      18.0500     38	031.00      2	100
	Dennis Pollack               8/1/01      18.0200     18	085.25      1	000
	Dennis Pollack              8/28/01      18.7000      5	628.00        300
	Dennis Pollack              8/28/01      18.7500     18	810.00      1	000
	Dennis Pollack              8/28/01      18.8000     13	207.25        700
	Dennis Pollack              8/28/01      18.7000     11	295.00        600
	Dennis Pollack              8/28/01      18.7500      1	892.75        100
	Dennis Pollack              8/28/01      18.7000      6	605.25        350
	Dennis Pollack              8/28/01      18.7000      7	446.75        395
	Dennis Pollack               9/5/01      18.7500     28	220.25      1	500
	Dennis Pollack               9/5/01      18.7000      7	064.63        375
	Dennis Pollack               9/6/01      18.9000     17	105.25        900
	
	Sub-total                                           289	490.13     16	620
	
	
	
	TOTALS                                            3	996	988.18    267	920