---

---

EXHIBIT 12.2

# CERTIFICATION

I, Danny Moshaioff,
  certify that:

| | 1. | I have reviewed
      this annual report on Form 20-F/A of Retalix Ltd.;
| | -- | ------------------------------------------------------------------------

| | 2. | Based on
      my knowledge, this report does not contain any untrue statement of a material
      fact or omit to state a material fact necessary to make the statements made,
      in light of the circumstances under which such statements were made, not
      misleading with respect to the period covered by this report;
| | -- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 3. | Based on
      my knowledge, the financial statements, and other financial information
      included in this report, fairly present in all material respects the financial
      condition, results of operations and cash flows of the company as of, and
      for, the periods presented in this report;
| | -- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 4. | The companys
      other certifying officer and I are responsible for establishing and maintaining
      disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e)
      and 15d-15(e)) for the company and have:
| | -- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | a. | designed such
      disclosure controls and procedures, or caused such disclosure controls and
      procedures to be designed under our supervision, to ensure that material
      information relating to the company, including its consolidated subsidiaries,
      is made known to us by others within those entities, particularly during
      the period in which this report is being prepared;
| | -- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | b. | evaluated
      the effectiveness of the companys disclosure controls and procedures
      and presented in this report our conclusions about the effectiveness of
      the disclosure controls and procedures, as of the end of the period covered
      by this report based on such evaluation; and
| | -- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | c. | disclosed
      in this report any change in the companys internal control over financial
      reporting that occurred during the period covered by the annual report that
      has materially affected, or is reasonably likely to materially affect, the
      companys internal control over financial reporting; and
| | -- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 5. | The companys
      other certifying officer and I have disclosed, based on our most recent
      evaluation of internal control over financial reporting, to the companys
      auditors and the audit committee of the companys board of directors
      (or persons performing the equivalent functions):
| | -- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | a. | all significant
      deficiencies and material weaknesses in the design or operation of internal
      control over financial reporting which are reasonably likely to adversely
      affect the companys ability to record, process, summarize and report
      financial information; and
| | -- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | b. | any fraud,
      whether or not material, that involves management or other employees who
      have a significant role in the companys internal control over financial
      reporting.
| | -- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------







|Dated:
      March 25, 2004 | /s/ Danny Moshaioff    
|--------------------------- | -----------------------
|                            | Danny Moshaioff        
|                            | Chief Financial Officer

---

---