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                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                   FORM 10-K/A
                                  Amendment #1
                                   (Mark One)
      /X/ Annual Report Pursuant to Section 13 or 15(d) of the Securities
                              Exchange Act of 1934

                   FOR THE FISCAL YEAR ENDED DECEMBER 31, 2002

     / / Transition report pursuant to Section 13 or 15(d) of the Securities
        Exchange Act of 1934 For the Period From _________ to __________.

                        Commission File Number: 001-14593

                          THE MIIX GROUP, INCORPORATED
             (Exact name of Registrant as specified in its charter)

                    DELAWARE                                 22-3586492
(State or other jurisdiction of incorporation or          (I.R.S. employer
                  organization)                        identification number)

               TWO PRINCESS ROAD, LAWRENCEVILLE, NEW JERSEY 08648
              (Address of principal executive offices and zip code)

                                 (609) 896-2404
              (Registrant's telephone number, including area code)
             Securities registered pursuant to Section 12(b) of the
                  Act: Common Stock, par value $0.01 per share
        Securities registered pursuant to Section 12(g) of the Act: None

     Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter periods as the
Registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days.

                               YES /X/    NO / /

     Indicate by check mark if disclosure of delinquent filers pursuant to Item
405 of Regulation S-K is not contained herein, and will not be contained, to the
best of Registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. / /

                    DELAWARE                                 22-3586492
(State or other jurisdiction of incorporation or          (I.R.S. employer
                  organization)                        identification number)

     Indicate by check mark whether the registrant is an accelerated filer (as
defined in Rule 12b-2 of the Act).

                               YES /X/    NO / /

     The aggregate market value on June 30, 2002 of the voting stock held by
non-affiliates of the registrant was $11,161,031.

     As of March 21, 2003, the number of outstanding shares of the Registrant's
Common Stock was 14,564,143.

                       DOCUMENTS INCORPORATED BY REFERENCE

Certain portions of the Company's Proxy Statement for the Annual Meeting of
Shareholders to be held May 8, 2003 ("Proxy Statement") are incorporated by
reference in Part III.

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This Form 10K/A has been filed to correct certain typographical errors related
to the date contained in Exhibits 99.1 and 99.2 and does not result in any other
changes to the Report.


                                    SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                            THE MIIX GROUP, INCORPORATED


                                            By: /s/ Patricia A. Costante
                                                --------------------------------
                                                Patricia A. Costante
                                                Chairman and CEO

April 25, 2003












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ITEM 15.  EXHIBITS, FINANCIAL STATEMENT SCHEDULES AND REPORTS ON FORM 8-K.

(a)(1) and (2) and (d)
       The required schedules filed as part of this Report are identified on the
       Index to Financial Statements on page F-1 of this Report. The financial
       statements filed as part of this report are listed on the Index to
       Financial Statements on page F-1. All other schedules for which provision
       is made in the applicable accounting regulation of the Securities and
       Exchange Commission are not required under the related instructions or
       are inapplicable and therefore have been omitted.

(a)(3) and (c)

The following exhibits are filed herewith unless otherwise indicated:

Exhibit
Number                               Description

   2.1       Plan of Reorganization of Medical Inter-Insurance Exchange
             (incorporated by reference to the exhibit filed with the
             registrant's registration statement on Form S-1 (Reg. No.
             333-59371)).

   2.2       Stock Purchase Agreement between The Medical Society of New Jersey
             and The MIIX Group, Incorporated (incorporated by reference to the
             exhibit filed with the registrant's registration statement on Form
             S-1 (Reg. No. 333-59371)).

   2.3       Amendment No. 1 to Stock Purchase Agreement between The Medical
             Society of New Jersey and The MIIX Group, Incorporated, dated as of
             September 20, 1998 (incorporated by reference to the exhibit filed
             with the registrant's registration statement on Form S-1 (Reg. No.
             333-59371)).

   2.4       Amendment No. 2 to Stock Purchase Agreement between The Medical
             Society of New Jersey and The MIIX Group, Incorporated, dated as
             of December 21, 1998 (incorporated by reference to the exhibit
             filed with the registrant's registration statement on Form S-1
             (Reg. No. 333-59371)).

   2.5       Resolution of the Medical Inter-Insurance Exchange of New Jersey
             Board of Governors amending the Plan of Reorganization
             (incorporated by reference to the exhibit filed with the
             registrant's registration statement on Form S-1 (Reg. No.
             333-59371)).

   3.1       Restated Certificate of Incorporation of The MIIX Group,
             Incorporated (incorporated by reference to the exhibit filed with
             the registrant's registration statement on Form S-1 (Reg. No.
             333-59371)).

   3.2       Amended and Restated By-Laws of The MIIX Group, Incorporated,
             amended June 12, 2002 (incorporated by reference to the exhibit
             filed with the registrant's Annual Report on Form 10-K for the year
             ended December 31, 2002 as filed with the Securities and Exchange
             Commission on March 31, 2003 (file no. 001-14593)).

   4.1       Rights Agreement dated as of June 27, 2001 (incorporated by
             reference to the exhibit filed with the registrant's Form 8-K/A
             dated June 28, 2001 and filed with the Securities and Exchange
             Commission on July 11, 2001 (file no. 001-14593)).

   4.2       Certificate of Designation, Preferences and Rights (incorporated by
             reference to the exhibit filed with the registrant's Form 8-K dated
             June 27, 2001 and filed with the Securities and Exchange Commission
             on June 28, 2001 (file no. 001-14593)).

   10.1      Lease By and Between the Medical Society of New Jersey and New
             Jersey State Medical Underwriters, Inc. dated October 1, 2000
             (incorporated by reference to the exhibit filed with the
             registrant's Annual Report on Form 10-K for the year ended
             December 31, 2001, as filed with the Securities and Exchange
             Commission on April 1, 2002 (file no. 001-14593)).

                                       3

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   10.4      Specific Excess Reinsurance Contract, effective January 1, 1997,
             among Medical Inter-Insurance Exchange of New Jersey and Swiss
             Reinsurance Company; Hannover Ruckversicherungs; Underwriters
             Reinsurance Company; Kemper Reinsurance Company; and London Life
             and Casualty Reinsurance Corporation (incorporated by reference
             to the exhibit filed with the registrant's registration statement
             on Form S-1 (Reg. No. 333-59371)).

   10.5      Specific Excess Reinsurance Contract, effective January 1, 1997,
             between Medical Inter-Insurance Exchange of New Jersey and
             American Re-Insurance Company (incorporated by reference to the
             exhibit filed with the registrant's registration statement on
             Form S-1 (Reg. No. 333-59371)).

   10.6      Combined Quota Share, Aggregate and Specific Excess of Loss
             Reinsurance Treaty, effective November 1, 1996, among Medical
             Inter-Insurance Exchange of New Jersey and Hannover Reinsurance
             (Ireland) Ltd.,; E&S Reinsurance (Ireland) Ltd.; Underwriters
             Reinsurance Company (Barbados) Inc.; London Life and Reinsurance
             Corporation; and Lawrenceville Re, Ltd. (incorporated by reference
             to the exhibit filed with the registrant's registration statement
             on Form S-1 (Reg. No. 333-59371)).

   10.7      Specific Excess Reinsurance Contract, effective January 1, 1996
             and terminated December 31, 1996, among Medical Inter-Insurance
             Exchange of New Jersey and Swiss Reinsurance Company; Hannover
             Ruckversicherungs; Underwriters Reinsurance Company; American
             Re-Insurance Company; Kemper Reinsurance Company; and London Life
             and Casualty Reinsurance Corporation (incorporated by reference
             to the exhibit filed with the registrant's registration statement
             on Form S-1 (Reg. No. 333-59371)).

   10.8      Combined Aggregate and Casualty Catastrophe Excess of Loss
             Reinsurance Treaty, effective January 1, 1996 among Medical Inter-
             Insurance Exchange of New Jersey and Hannover Reinsurance (Ireland)
             Ltd.; Eisen und Stahl Reinsurance (Ireland) Ltd.; London Life and
             Casualty Reinsurance Corporation; and Scandinavian Reinsurance
             Company, Ltd.; and Lawrenceville Re, Ltd. (incorporated by
             reference to the exhibit filed with the registrant's registration
             statement on Form S-1 (Reg. No. 333-59371)).

   10.9      Specific Excess Reinsurance Contract, effective January 1, 1995
             and terminated December 31, 1995 among Medical Inter-Insurance
             Exchange of New Jersey and Swiss Reinsurance Company; Hannover
             Ruckversicherungs; Underwriters Reinsurance Company; and PMA
             Reinsurance Corporation (incorporated by reference to the exhibit
             filed with the registrant's registration statement on Form S-1
             (Reg. No. 333-59371)).

   10.10     Combined Aggregate and Casualty Catastrophe Excess of Loss
             Reinsurance Treaty, effective January 1, 1995 among Medical Inter-
             Insurance Exchange of New Jersey and Hanover Reinsurance (Ireland)
             Ltd.; Eisen und Stahl Reinsurance (Ireland) Ltd.; London Life and
             Casualty Reinsurance Corporation; and Scandinavian Reinsurance
             Company Ltd. (incorporated by reference to the exhibit filed with
             the registrant's registration statement on Form S-1 (Reg. No.
             333-59371)).

   10.11     Combined Aggregate and Casualty Catastrophe Excess of Loss
             Reinsurance Treaty, effective January 1, 1994 among Medical
             Inter-Insurance Exchange of New Jersey and Scandinavian
             Reinsurance Company Ltd.; Hannover Reinsurance (Ireland) Ltd.;
             and Eisen und Stahl Reinsurance (Ireland) Ltd. (incorporated by
             reference to the exhibit filed with the registrant's registration
             statement on Form S-1 (Reg. No. 333-59371)).

   10.12     Combined Aggregate and Casualty Catastrophe Excess of Loss
             Reinsurance Treaty, effective January 1, 1993 among Medical
             Inter-Insurance Exchange of New Jersey and Scandinavian
             Reinsurance Company Ltd.; Hannover Reinsurance (Ireland) Ltd.;
             and Eisen und Stahl Reinsurance

                                       4
<PAGE>

             (Ireland) Ltd. (incorporated by reference to the exhibit filed with
             the registrant's registration statement on Form S-1 (Reg. No.
             333-59371)).

  10.13      Combined Aggregate and Casualty Catastrophe Excess of Loss
             Reinsurance Treaty, effective December 15, 1992 among Medical
             Inter-Insurance Exchange of New Jersey and Hannover Reinsurance
             (Ireland) Ltd.; and Eisen und Stahl Reinsurance (Ireland) Ltd.
             (incorporated by reference to the exhibit filed with the
             registrant's registration statement on Form S-1 (Reg. No.
             333-59371)).

  10.14*     Amended and Restated 1998 Long Term Incentive Equity Plan of The
             MIIX Group, Incorporated (incorporated by reference to the
             exhibit filed with the registrant's Annual Report on Form 10-K
             for the year ended December 31, 1999 as filed with the Securities
             and Exchange Commission on March 30, 2000 (file no. 001-14593)).

  10.17*     Employment Agreement among The MIIX Group, Incorporated, New
             Jersey State Medical Underwriters, Inc. and Edward M. Grab
             (incorporated by reference to the exhibit filed with the
             registrant's Annual Report on Form 10-K for the year ended
             December 31, 1999 as filed with the Securities and Exchange
             Commission on March 30, 2000 (file no. 001-14593)).

  10.22*     Stock Purchase and Loan Agreement by and between The MIIX Group,
             Incorporated and Daniel Goldberg (incorporated by reference to
             the exhibit filed with the registrant's registration statement on
             Form S-1 (Reg. No. 333-59371)).

  10.23*     Stock Purchase and Loan Agreement by and between The MIIX Group,
             Incorporated and Kenneth Koreyva (incorporated by reference to
             the exhibit filed with the registrant's Annual Report on Form
             10-K for the year ended December 31, 1999 as filed with the
             Securities and Exchange Commission on March 30, 2000 (file no.
             001-14593)).

  10.26*     Stock Purchase and Loan Agreement by and between The MIIX Group,
             Incorporated and Joseph Hudson (incorporated by reference to the
             exhibit filed with the registrant's registration statement on
             Form S-1 (Reg. No. 333-59371)).

  10.28*     Stock Purchase and Loan Agreement by and between The MIIX Group,
             Incorporated and Thomas M. Redman (incorporated by reference to
             the exhibit filed with the registrant's Annual Report on Form
             10-K for the year ended December 31, 1999 as filed with the
             Securities and Exchange Commission on March 30, 2000 (file no.
             001-14593)).

  10.29*     Stock Purchase and Loan Agreement by and between The MIIX Group,
             Incorporated and Daniel G. Smereck (incorporated by reference to
             the exhibit filed with the registrant's registration statement on
             Form S-1 (Reg. No. 333-59371)).

  10.31*     Non-Qualified Deferred Compensation Agreement entered into and
             effective March 1, 2000, by and between The MIIX Group,
             Incorporated, New Jersey State Medical Underwriters, Inc. and
             Patricia A. Costante (incorporated by reference to the exhibit
             filed with the registrant's Annual Report on Form 10-K for the
             year ended December 31, 1999 as filed with the Securities and
             Exchange Commission on March 30, 2000 (file no. 001-14593)).

  10.32*     Non-Qualified Deferred Compensation Agreement entered into and
             effective March 1, 2000, by and between The MIIX Group,
             Incorporated, New Jersey State Medical Underwriters, Inc. and
             Edward M. Grab (incorporated by reference to the exhibit filed
             with the registrant's Annual Report on Form 10-K for the year
             ended December 31, 1999 as filed with the Securities and Exchange
             Commission on March 30, 2000 (file no. 001-14593)).

  10.41      Addendum No. 2 to the Combined Quota Share, Aggregate and
             Specific Excess of Loss Reinsurance Treaty, effective November 1,
             1998, among Medical Inter-Insurance Exchange of New Jersey and
             Hannover Reinsurance (Ireland) Ltd.; E&S Reinsurance (Ireland)
             Ltd.; Underwriters Reinsurance Company (Barbados) Inc.; London
             Life and Casualty Reinsurance Corporation; Lawrenceville Re,
             Ltd.; and European Reinsurance Company of Zurich (incorporated by
             reference to the exhibit filed with the registrant's Quarterly
             Report on Form 10-Q for the quarter ended September 30, 1999 as
             filed with the Securities and Exchange Commission on November 15,
             1999 (file no. 001-14593)).

  10.42      Addendum No. 3 to the Combined Quota Share, Aggregate and Specific
             Excess of Loss Reinsurance Treaty, effective January 1, 1999,
             among Medical Inter-Insurance Exchange of New Jersey and Hannover
             Reinsurance (Ireland) Ltd; E&S Reinsurance (Ireland) Ltd.;
             Underwriters Reinsurance Company (Barbados) Inc.;

                                       5
<PAGE>

             and European Reinsurance Company of Zurich(incorporated by
             reference to the exhibit filed with the registrant's Quarterly
             Report on Form 10-Q for the quarter ended September 30, 1999 as
             filed with the Securities and Exchange Commission on November 15,
             1999 (file no. 001-14593)).

  10.43      Addendum No. 4 to the Combined Quota Share, Aggregate and Specific
             Excess of Loss Reinsurance Treaty, effective January 1, 1999,
             among Medical Inter-Insurance Exchange of New Jersey and Hannover
             Reinsurance (Ireland) Ltd; E&S Reinsurance (Ireland) Ltd.;
             Underwriters Reinsurance Company (Barbados) Inc.; and European
             Reinsurance Company of Zurich(incorporated by reference to the
             exhibit filed with the registrant's Quarterly Report on Form 10-Q
             for the quarter ended September 30, 1999 as filed with the
             Securities and Exchange Commission on November 15, 1999 (file no.
             001-14593)).

  10.44      Excess Cession and Event Reinsurance Contract, effective January
             1, 1999, among Medical Inter-Insurance Exchange and Hannover
             Ruckversicherungs-Aktiengesellschaft; and Swiss Reinsurance
             Company (incorporated by reference to the exhibit filed with the
             registrant's Quarterly Report on Form 10-Q for the quarter ended
             September 30, 1999 as filed with the Securities and Exchange
             Commission on November 15, 1999 (file no. 001-14593)).

  10.45      Excess Cession and Event Reinsurance Contract, effective January
             1, 1999, between Medical Inter-Insurance Exchange and American
             Re-Insurance Company (incorporated by reference to the exhibit
             filed with the registrant's Quarterly Report on Form 10-Q for the
             quarter ended September 30, 1999 as filed with the Securities and
             Exchange Commission on November 15, 1999 (file no. 001-14593)).

  10.46      Endorsement No. 1, effective January 1, 2000, to the Excess
             Cession and Event Reinsurance Contract between Medical
             Inter-Insurance Exchange and Hannover Ruckversicherungs-
             Aktiengesellschaft (incorporated by reference to the exhibit filed
             with the registrant's Annual Report on Form 10-K for the year ended
             December 31, 2000 as filed with the Securities and Exchange
             Commission on April 2, 2001 (file no. 001-14593)).

  10.47      Endorsement No. 1, effective January 1, 2000, to the Excess
             Cession and Event Reinsurance Contract between Medical Inter-
             Insurance Exchange and Swiss Reinsurance Company (incorporated by
             reference to the exhibit filed with the registrant's Annual Report
             on Form 10-K for the year ended December 31, 2000 as filed with the
             Securities and Exchange Commission on April 2, 2001 (file no.
             001-14593)).

  10.48      Endorsement No. 1, effective January 1, 2000, to the Excess Cession
             and Event Reinsurance Contract between Medical Inter-Insurance
             Exchange and American Re-insurance Company (incorporated by
             reference to the exhibit filed with the registrant's Annual Report
             on Form 10-K for the year ended December 31, 2000 as filed with the
             Securities and Exchange Commission on April 2, 2001 (file no.
             001-14593)).

  10.49      Combined Quota Share and Aggregate Reinsurance Treaty, effective
             November 1, 1999 between MIIX Insurance Company and Hannover
             Reinsurance (Ireland) Ltd. (incorporated by reference to the
             exhibit filed with the registrant's Annual Report on Form 10-K
             for the year ended December 31, 2000 as filed with the Securities
             and Exchange Commission on April 2, 2001 (file no. 001-14593)).

  10.50      Combined Quota Share and Aggregate Reinsurance Treaty, effective
             November 1, 1999 between MIIX Insurance Company and E+S
             Reinsurance (Ireland) Ltd. (incorporated by reference to the
             exhibit filed with the registrant's Annual Report on Form 10-K
             for the year ended December 31, 2000 as filed with the Securities
             and Exchange Commission on April 2, 2001 (file no. 001-14593)).

  10.51      Combined Quota Share and Aggregate Reinsurance Treaty, effective
             November 1, 1999 between MIIX Insurance Company and Swiss
             Reinsurance Company. (incorporated by reference to the exhibit
             filed with the registrant's Annual Report on Form 10-K for the
             year ended December 31, 2000 as filed with the Securities and
             Exchange Commission on April 2, 2001 (file no. 001-14593)).

                                       6
<PAGE>

  10.53      Combined Quota Share And Aggregate Excess Of Loss Reinsurance
             Agreement, effective November 1, 2000, and dated as of July 30,
             2001, between MIIX Insurance Company and Hannover Reinsurance
             (Ireland) Limited/E + S Reinsurance (Ireland) Limited
             (incorporated by reference to Exhibit 10.53 filed with the
             registrant's Form 10-Q for the period ended June 30, 2001 and
             filed with the Securities and Exchange Commission on August 13,
             2001(file no. 001-14593)).

  10.55*     Employment Agreement among The MIIX Group, Incorporated, New
             Jersey State Medical Underwriters, Inc. and Catherine E.
             Williams, dated October 31, 2001 (incorporated by reference to
             the exhibit filed with the registrant's Annual Report on Form
             10-K for the year ended December 31, 2001 as filed with the
             Securities and Exchange Commission on March 31, 2002 (file no.
             001-14593)).

  10.56*     Employment Agreement among The MIIX Group, Incorporated, New
             Jersey State Medical Underwriters, Inc. and Patricia A. Costante,
             dated December 19, 2001 (incorporated by reference to the exhibit
             filed with the registrant's Annual Report on Form 10-K for the
             year ended December 31, 2001 as filed with the Securities and
             Exchange Commission on March 31, 2002 (file no. 001-14593)).

  10.58*     Non-Qualified Deferred Compensation Agreement by and between The
             MIIX Group, Incorporated, New Jersey State Medical Underwriters,
             Inc. and Catherine E. Williams, entered into and effective
             October 31, 2001 (incorporated by reference to the exhibit filed
             with the registrant's Annual Report on Form 10-K for the year
             ended December 31, 2001 as filed with the Securities and Exchange
             Commission on March 31, 2002 (file no. 001-14593)).

  10.60      First Amendment to Lease Agreement between Medical Society of New
             Jersey and New Jersey State Medical Underwriters, Inc. effective
             February 5, 2002 (incorporated by reference to the exhibit filed
             with the registrant's Annual Report on Form 10-K for the year
             ended December 31, 2001 as filed with the Securities and Exchange
             Commission on March 31, 2002 (file no. 001-14593)).

  10.62*     The MIIX Group, Incorporated and New Jersey State Medical
             Underwriters, Inc. Employee Retention Incentive Plan (incorporated
             by reference to the exhibit filed with the registrant's Annual
             Report on Form 10-K for the year ended December 31, 2002 as filed
             with the Securities and Exchange Commission on March 31, 2003
             (file no. 001-14593)).

  10.63*     First Amendment and Allonge to Note between the MIIX Group,
             Incorporated and Patricia A. Costante, entered into March 5, 2002
             (incorporated by reference to the exhibit filed with the
             registrant's Annual Report on Form 10-K for the year ended
             December 31, 2001 as filed with the Securities and Exchange
             Commission on March 31, 2002 (file no. 001-14593)).

  10.64*     First Amendment and Allonge to Note between the MIIX Group,
             Incorporated and Edward M. Grab, entered into March 5, 2002
             (incorporated by reference to the exhibit filed with the
             registrant's Annual Report on Form 10-K for the year ended December
             31, 2001 as filed with the Securities and Exchange Commission on
             March 31, 2002 (file no. 001-14593)).

  10.65*     Stock Loan Repayment Agreement by and between Patricia A. Costante
             and The MIIX Group, Incorporated, entered into March 5, 2002
             (incorporated by reference to the exhibit filed with the
             registrant's Annual Report on Form 10-K for the year ended December
             31, 2001 as filed with the Securities and Exchange Commission on
             March 31, 2002 (file no. 001-14593)).

  10.66*     Stock Loan Repayment Agreement by and between Edward M. Grab and
             The MIIX Group, Incorporated, entered into May 5, 2002
             (incorporated by reference to the exhibit filed with the
             registrant's Annual Report on Form 10-K for the year ended December
             31, 2001 as filed with the Securities and Exchange Commission on
             March 31, 2002 (file no. 001-14593)).

  10.67*     Employment Agreement among The MIIX Group, Incorporated, New Jersey
             State Medical Underwriters, Inc. and William G. Davis, Jr., dated
             March 19, 2002 (incorporated by reference to the exhibit filed with
             the registrant's Quarterly Report on Form 10-Q for the quarter
             ended March 31, 2002 as filed with the Securities and Exchange
             Commission on May 15, 2002 (file no. 001-14593)).

                                       7
<PAGE>

  10.68*     Employment Agreement among The MIIX Group, Incorporated, New
             Jersey State Medical Underwriters, Inc. and Verice M. Mason,
             dated March 19, 2002 (incorporated by reference to the exhibit
             filed with the registrant's Quarterly Report on Form 10-Q for the
             quarter ended March 31, 2002 as filed with the Securities and
             Exchange Commission on May 15, 2002 (file no. 001-14593)).

  10.69*     Non-Qualified Deferred Compensation Agreement by and between The
             MIIX Group, Incorporated, New Jersey State Medical Underwriters,
             Inc. and William G. Davis, Jr., entered into and effective March
             19, 2002 (incorporated by reference to the exhibit filed with the
             registrant's Quarterly Report on Form 10-Q for the quarter ended
             March 31, 2002 as filed with the Securities and Exchange
             Commission on May 15, 2002 (file no. 001-14593)).

  10.70*     Non-Qualified Deferred Compensation Agreement by and between The
             MIIX Group, Incorporated, New Jersey State Medical Underwriters,
             Inc. and Verice M. Mason, entered into and effective March 19,
             2002 (incorporated by reference to the exhibit filed with the
             registrant's Quarterly Report on Form 10-Q for the quarter ended
             March 31, 2002 as filed with the Securities and Exchange
             Commission on May 15, 2002 (file no. 001-14593)).

  10.71      Severance Agreement between The MIIX Group, Incorporated, New
             Jersey Medical Underwriters, Inc. and Stewart J. Gerson dated
             July 3, 2002 (incorporated by reference to the exhibit filed with
             the registrant's Quarterly Report on Form 10-Q for the quarter
             ended June 30, 2002 as filed with the Securities and Exchange
             Commission on August 14, 2002 (file no. 001-14593)).

  10.72      Combined Quota Share and Aggregate Excess of Loss Reinsurance
             Agreement made and entered into by and between MIIX Insurance
             Company and Hannover Reinsurance (Ireland) Limited/ E + S
             Reinsurance (Ireland) Limited (incorporated by reference to the
             exhibit filed with the registrant's Quarterly Report on Form 10-Q
             for the quarter ended September 30, 2002 as filed with the
             Securities and Exchange Commission on November 14, 2002 (file no.
             001-14593)).

  10.73      Commutation and Release Agreement by and between Health Care
             Indemnity, Inc. and Lawrenceville Property & Casualty Company and
             MIIX Insurance Company (incorporated by reference to the exhibit
             filed with the registrant's Quarterly Report on Form 10-Q for the
             quarter ended September 30, 2002 as filed with the Securities and
             Exchange Commission on November 14, 2002 (file no. 001-14593)).

  10.74      Employment Agreement between and among The MIIX Group,
             Incorporated, New Jersey State Medical Underwriters, Inc. and
             Allen G. Sugerman dated October 16, 2002 (incorporated by
             reference to the exhibit filed with the registrant's Quarterly
             Report on Form 10-Q for the quarter ended September 30, 2002 as
             filed with the Securities and Exchange Commission on November 14,
             2002 (file no. 001-14593)).

  10.75*     Employment Agreement among The MIIX Group, Incorporated, New
             Jersey State Medical Underwriters, Inc., and James P. Roynan
             (incorporated by reference to the exhibit filed with the
             registrant's Annual Report on Form 10-K for the year ended
             December 31, 2002 as filed with the Securities and Exchange
             Commission on March 31, 2003 (file no. 001-14593)).

  10.76*     Non-Qualified Deferred Compensation Agreement by and between The
             MIIX Group, Incorporated, New Jersey State Medical Underwriters,
             Inc. and James P. Roynan (incorporated by reference to the
             exhibit filed with the registrant's Annual Report on Form 10-K
             for the year ended December 31, 2002 as filed with the Securities
             and Exchange Commission on March 31, 2003 (file no. 001-14593)).

  10.77      Trust Agreement among MIIX Insurance Company, Eisen Und Stahl
             Reinsurance and Mellon Bank, N.A., entered into May 13, 2002
             (incorporated by reference to the exhibit filed with the
             registrant's Annual Report on Form 10-K for the year ended
             December 31, 2002 as filed with the Securities and Exchange
             Commission on March 31, 2003 (file no. 001-14593)).

  10.78      Trust Agreement among MIIX Insurance Company, Underwriters
             Reinsurance Company (Barbados) Inc., and Mellon Bank, N.A.,
             entered into May 7, 2002 (incorporated by reference to the
             exhibit filed with the registrant's Annual Report on Form

                                       8
<PAGE>

             10-K for the year ended December 31, 2002 as filed with the
             Securities and Exchange Commission on March 31, 2003 (file no.
             001-14593)).

  10.79      Trust Agreement among MIIX Insurance Company, London Life and
             Casualty Reinsurance Corporation, and Mellon Bank, N.A., entered
             into May 7, 2002 (incorporated by reference to the exhibit filed
             with the registrant's Annual Report on Form 10-K for the year
             ended December 31, 2002 as filed with the Securities and Exchange
             Commission on March 31, 2003 (file no. 001-14593)).

  10.80      Trust Agreement among MIIX Insurance Company, Hannover
             Reinsurance (Ireland) Ltd., and Mellon Bank, N.A., entered into
             May 7, 2002 (incorporated by reference to the exhibit filed with
             the registrant's Annual Report on Form 10-K for the year ended
             December 31, 2002 as filed with the Securities and Exchange
             Commission on March 31, 2003 (file no. 001-14593)).

  10.81      Trust Agreement among MIIX Insurance Company, Swiss Reinsurance
             America Corporation, and Mellon Bank, N.A., entered into May 7,
             2002 (incorporated by reference to the exhibit filed with the
             registrant's Annual Report on Form 10-K for the year ended
             December 31, 2002 as filed with the Securities and Exchange
             Commission on March 31, 2003 (file no. 001-14593)).

  10.82      Management Services Agreement, dated as of August 28, 2002 by and
             among the MIIX Group, Inc., New Jersey State Medical
             Underwriters, Inc., MIIX Advantage Holdings, Inc. and MIIX
             Advantage Insurance Company of New Jersey (incorporated by
             reference to Exhibit 99.1 to the registrant's Current Report on
             Form 8-K as filed with the Securities and Exchange Commission on
             September 12, 2002 (file no. 001-14593)).

  10.83      Non-Competition and Renewal Rights Agreement, dated as of August
             28, 2002 by and among the MIIX Group, Inc., MIIX Insurance
             Company, New Jersey State Medical Underwriters, Inc., MIIX
             Advantage Holdings, Inc. and MIIX Advantage Insurance Company of
             New Jersey (incorporated by reference to Exhibit 99.2 to the
             registrant's Current Report on Form 8-K as filed with the
             Securities and Exchange Commission on September 12, 2002 (file
             no. 001-14593)).

  10.84      Intellectual Property License Agreement, dated as of August 28,
             2002 by and among New Jersey State Medical Underwriters, Inc.,
             MIIX Advantage Holdings, Inc. and MIIX Advantage Insurance
             Company of New Jersey (incorporated by reference to Exhibit 99.3
             to the registrant's Current Report on Form 8-K as filed with the
             Securities and Exchange Commission on September 12, 2002 (file
             no. 001-14593)).

  10.85      Reimbursement Agreement dated as of August 28, 2002 by and among
             MIIX Advantage Insurance Company of New Jersey, MIIX Advantage
             Holdings, Inc. and MIIX Insurance Company (incorporated by
             reference to the exhibit filed with the registrant's Annual
             Report on Form 10-K for the year ended December 31, 2002 as filed
             with the Securities and Exchange Commission on March 31, 2003
             (file no. 001-14593)).

   11        No statement regarding the computation of per share earnings is
             required to be filed because the computations can be clearly
             determined from the materials contained herein.

   21.1      Subsidiaries of The MIIX Group, Incorporated (incorporated by
             reference to the exhibit filed with the registrant's registration
             statement on Form S-1 (Reg. No. 333-59371)).

   23.1      Consent of Independent Auditors (incorporated by reference to the
             exhibit filed with the registrant's Annual Report on Form 10-K
             for the year ended December 31, 2002 as filed with the Securities
             and Exchange Commission on March 31, 2003 (file no. 001-14593)).

   99.1+     Certification of Chief Executive Officer under Section 906 of the
             Sarbanes-Oxley Act of 2002.

   99.2+     Certification of Interim Chief Financial Officer under Section 906
             of the Sarbanes-Oxley Act of 2002.

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<PAGE>

*    Represents a management contract or compensatory plan or arrangement.
+    Filed herewith.


(b)  Reports on Form 8-K

     A current report on Form 8-K, dated November 14, 2002, was filed by the
     Company to provide a current Financial Supplement.
























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