Information for 


Disability Annuitants


Federal Employee 


Retirement System (FERS)

H:\CorelVentura\R

Friday, April 06, 

We also provi

the Internet. Y

forms and oth

www.opm

You may also 

Retire@op
H:\CorelVentura\R

Friday, April 06, 

I. Disabilit

II. Entitlem

Effect 

Retirem

Disabi

III. Periodic 

IV. Earnings 

Federa

System 

Retirem

V.	 Reemplo

Federa

VI.	 Future A

Annuit

Reemp

Govern

VII. Addition

If you are an e

addresses con

Office of Pers

have access to 

should direct 

the personnel 
H:\CorelVentura\R

Friday, April 06, 

Retiremen

Annuity 

FERS disabil

ways dependi

of service at r

retirement ben

months and ag

age 62 at the t

If at disability 

old, or you m

for immediate 

your “earned” 

annuity comp

1% 

you

However, if y

completed at 

will be compu

1.1% 

you

If at disability 

and not eligib

receive the fo

a. For the fir

60% of yo

of your So

which you 

disability b

b. After the f

40% of yo

of your So

in which y

disability b
H:\CorelVentura\R

Friday, April 06, 

c. When you 

Your annu

that essent

have recei

the day be

under the F

(FERS) no

service use

by the amo

disability 

be increas

paid durin

annuity. T

(1 percent 

multiplied 

service) is 

base and a

plus the cr

equals 20 

percent of 

by the tota

plus the ye

Your basic 

provide su

married (u

the survivo

qualifying 

former spo

Computat

Salary 

Your high-3 a

your highest b

consecutive se

your final thre

period, if you

period. Your b

for your posit

for which reti

for shift rates, 

include paym
H:\CorelVentura\R

Friday, April 06, 

Computat

Current/F

If you die be

If you elected 

survivor will r

of your unred

annuity formu

salary multipl

Federal servic

be increased b

you received w

your Federal s

and months th

the years and 

and the date o

provide a part

receive 25 per

If you die af

If you elected 

survivor will r

of the unreduc

payable to you 

death. If you e

survivor bene

annuity equal 

Cost-of-Li

If you are und

computed usin

salary, COLA

months. COL

period are pay

if you meet th

immediate Fe

(FERS) annui

commencing 
H:\CorelVentura\R

Friday, April 06, 

Social Se

Entitled to B

Administrat

If you are und

were compute

of your high-3 

Management 

annuity by all 

benefits. Whi

computed usin

must reduce y

any Social Se

are entitled. W

computed usin

monthly annu

Social Securit

entitled. This 

which you are 

and Social Se

Notifying OP

Benefits: 

If the Social S

monthly bene

amount of the 

the effective d

becoming elig

minimize any 

notifying OPM

of the award n

Security Adm

and effective 

This informat

U.S. Offi

Federal 

Boyers, 
H:\CorelVentura\R

Friday, April 06, 

Security chec

FERS benefit 

checks will be 

Management 

have been ma

If you are elig

disability ben

eligibility for 

Compensation 

notify OPM o

would be elig

receiving ben

Notifying OP

Social Secur

If you lose en

benefits while 

you will need 

loss of social 

benefit withou

Compensa

Workers’ 

(OWCP), U

Entitled to a 

(Non-Schedu

If your worke

total or partia

you may not r

period you are 

benefits. If yo

Compensation

your compens

OPM of any c

compensation 

changed from 

You will be li

that occurs du

are receiving 
H:\CorelVentura\R

Friday, April 06, 

Boyers, 

Entitled to a 

If you receive 

Office of Wor

(OWCP), you 

and any Feder

(FERS) annui

based on a dis

function or m

loss or the los

OPM of the re

you need to n

converted to a 

Survivor Rig

Annuity Is S

Are Receivin

OWCP: 

If your surviv

compensation 

get a refund o

account, they 

benefits, prov

benefit. Howe

death compen

benefits at the 

are eligible fo

survivor annu

which of the t

(A survivor’s 

from OWCP i

terminates the 

annuity benef

entitled to OW

award” or due 

receive surviv

covering the s
H:\CorelVentura\R

Friday, April 06, 

Periodic R

After you beg

may review y

benefits at any 

Procedures f

If you are und

OPM will con

current report 

medical facili

condition on w

You’ll also be 

your current e

pertinent activ

request for inf

suspended. 

If you are age 

OPM will rev

disability ben

that we find y

you furnish m

recovered from 

If we then fin

Cost of Med

You must pay 

OPM’s reque

continued elig

Terminat

Found Re

Your annuity 

date of the me

your recovery

reemploymen

occurs first. 
H:\CorelVentura\R

Friday, April 06, 

Earning I

Disability 

If you are age 

the amount of 

disability retir

can earn incom

disability retir

disability ann

Management 

earn an incom

would be if yo

retirement law 

percent in ord

retirement. Yo

(or are “restor

calendar year

employment i

of basic pay f

How We D

of Pay Fo

You Retir

The current ra

you retired is 

on December 

reporting you

is the amount 

retirement ded

the location fr

wage-grade em

premium pay 

officers. It do

overtime pay, 

for General S

include territo

except those p

a part of the b

essentially the 

of the position 
H:\CorelVentura\R

Friday, April 06, 

Income Inclu

All income fr

you actually r

you actually e

considered ea

your retireme

Income from 

while working 

overtime, vac

self-employm

working or m

at home or els

remaining afte

before the ded

exemptions al

Service. Defe

but did not rec

you are claim

earnings limit

If you are reem

salary is reduc

annuity, the g

reduction is c

year. 

Income Not 

Earnings: 

Gifts, pension

insurance pro

rents/royalties 

personal servi

from your ow

earned before 

prizes/awards

business losse
H:\CorelVentura\R

Friday, April 06, 

e u

OPM mails th

Please note it 

mailing addre

Terminat

the 80% E

Your disabilit

for 6 months f

which your in

percent earnin

For example, 

percent limita

2012. Howev

before the 6 m

reemployed in 

If your incom

have reached 

write to you to 

We also will l

for another ty
H:\CorelVentura\R

Friday, April 06, 

Personnel Ma

annuity becau

earnings limit

apply for reem

any position f

does not requ

Federal agenc

However, you 

under the Inte

Plan (ICTAP)

contact your f

nearest OPM 

any time after 

restoration to 

percent earnin

one year after 

Continuin

Disability 

Reemploy

If you’re unde

position equiv

retirement, OP

disability and 

this finding is 

If you are reem

equivalent to 

your annuity w

offset by the a

of reemploym

percent earnin

If you’re unde

annuity becau

earnings limit 

from your dis

the date you’r

even if you’re 

equivalent to 
H:\CorelVentura\R

Friday, April 06, 

to be found re

Note: If you r

Military Rese

regular medic

retirement, th

Your annuity 

appointed to a

offer of appoi

commuting ar

same or equiv

Who to No

in the Fed

You must tell 

reemploymen

Retirement Sy

also notify the 

(OPM) at: 

U.S. Offi

Retireme

Boyers, 

If possible, pr

showing your 

and address o

give your retir

Benefits P

Reemploy

When your re

retirement rig

the same age, 

separation. Th

benefits only 

otherwise elig

of new medic

retirement, yo

according to t

Annuity Com
H:\CorelVentura\R

Friday, April 06, 

Future An

If your disabi

recovered from 

medical evide

capacity, and 

subject to Fed

qualify for an 

� A deferred 

62, if you d

described b

years of civ

retirement. 

Your annu

formula ba

service at 

retirement

average sa

� A discontin

your disab

least age 5

when you r

A disconti

your disab

more year

disability, 

Your annu

formula ba

service at 

disability r

high-3 ave

service. 

� An annuity 

(MRA)+10 

minimum r

provision (

annuity cea

years of se
H:\CorelVentura\R

Friday, April 06, 

retirement 

M

If you we

Before 194

In 1948 

In 1949 

In 1950 

In 1951 

In 1952 

In 1953-19

In 1965 

In 1966 

In 1967 

In 1968 

In 1969 

In 1970 and 

Your annuity 

formula based 

service at the 

retirement. Th

average salary 

service. This b

you are under 

5/12 of 1 perc

year) by whic

precedes your 

beginning dat

the age reduct
H:\CorelVentura\R

Friday, April 06, 

FERS provisi

applies: 

Loss of Earn

If your annuit

restored to ear

effective the f

year in which 

percent of the 

retirement, pr

� You are no

any positio

Retirement 

� You are no

disability f

Recurrence 

If your annuit

recovered from 

medical evide

it may be rein

medical docum

for which you 

condition has 

recovered, pro

� You are no

in any posi

Retirement 

� Your earni

percent lim
H:\CorelVentura\R

Friday, April 06, 

Health Be

Coverage 

If Your Disa

To be eligible 

you must hav

immediately b

may enroll in 

are eligible; y

when your an

reenroll for lif

been covered 

terminated. O

amount in eff

You cannot el

than coverage 

concerning yo

sent to you at 

reinstated. 

If There is a 

Entitlement 

You will not b

benefits or lif

reemployed in 

Federal emplo

a position, yo

coverage (but 

contract offer
H:\CorelVentura\R

Friday, April 06, 

only if you ar

condition, are 

the one held a

earning incom

of the position 

do have the ri

of your annuit

Office of Pers

payments will 

your waiver is 

at any time in 

you will not b

previously wa

Federal In

Under rules o

Federal Empl

disability ann

For complete 

your annuity, 

“Comprehens

Retirement Be

Revenue Serv

in this publica

FERS and the 

(CSRS). 

Contactin

To expedite o

claim number 

reach us by te

our regular bu

between the h

Eastern Stand

our Customer 

you with your 
H:\CorelVentura\R

Friday, April 06, 

debcd. w

address, you m

survey sent to 

System (FER

along with oth

change your m

telephone us, 

on our websit

write us to rep

to change you

767-6738. Ch

is usually quic

If you prefer t

at:

U.S. Offi

Attn: Cha

Post Offi

Boyers, 

� Include the 

� Your n

� Your cl

� Your o

code an

� Your n

code an

� Be sure to 
H:\CorelVentura\R

Friday, April 06, 

withholdin

� Request a d

� Change yo

automated 

� Establish, 

organizatio

� Change yo

� Change the 

which your 

� Establish, 

allotment; 

� View a sta

payment. 

If you make a

feature on our 

number (CSA 

OPM assigned 
H:\CorelVentura\R

Friday, April 06, 

Personnel Ma

(TTY: 1-855-

U.S. Offi

Federal 

Retireme

Boyers, 

Information 

Survivor A

Federal Em

Benefits Pr

Information 

Employees 

Program 

Information 

Retirement 

Annuitants 

Life Events 

Insurance B
United StateS


Office Of PerSOnnel ManageMent


Retirement Services 

1900 E Street, NW 

Washington, DC 20415 

www.opm.gov/retire 

RI 98-2

 Revised July 2012

 Previous editions are not usable