UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549



FORM 10-Q

(Mark One)



|S | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF
|- | ---------------------------------------------------
|  | THE SECURITIES EXCHANGE ACT OF 1934                



For the Quarter Ended June 30, 2012



or



|£ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
|- | --------------------------------------------------------
|  | SECURITIES EXCHANGE ACT OF 1934                         



For the transition period from to



Commission File Number  333-143039



SAVEDAILY, INC.

(Exact name of registrant as specified in
its charter)



|Nevada                          | 20-8006878                          
|------------------------------- | ------------------------------------
|(State or other jurisdiction of | (I.R.S. Employer Identification No.)
|incorporation or organization)  |                                     



3020 Old Ranch Parkway, Suite 140

Seal Beach, California 90740

(Address of principal
executive offices)



(562) 795-7500

(Registrant’s
telephone number, including area code)



Indicate by check mark whether the registrant (1) has filed
all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the past 12 months (or for
such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements
for the past 90 days.

YesxNo ̈



Indicate by check mark whether the registrant has submitted
electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant
to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the
registrant was required to submit and post such files).

Yes ̈No ̈



Indicate by check mark whether the registrant is a large accelerated
filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company



|Large accelerated filer                                             | £ | Accelerated filer         | £
|------------------------------------------------------------------- | - | ------------------------- | -
|Non-accelerated filer
(Do not check if a smaller reporting company) | £ | Smaller reporting company | S



Indicate by check mark whether the registrant is a shell company
(as defined in Rule 12b-2 of the Exchange Act).

Yes ̈Nox



APPLICABLE ONLY TO CORPORATE ISSUERS



Indicate the number of shares outstanding of each of the issuer's
classes of common equity, as of the latest practicable date.



|Class                          | Outstanding as of August 14, 2012
|------------------------------ | ---------------------------------
|Common Stock, $0.001 par value | 45,547,224                       











TABLE OF CONTENTS



|Heading  |                                                                                       | Page
|-------- | ------------------------------------------------------------------------------------- | ----
|         | PART  I   —   FINANCIAL INFORMATION                                                   |     
|Item 1.  | Financial Statements                                                                  | 3   
|Item 2.  | Management's Discussion and Analysis of Financial Condition and Results of Operations | 11  
|Item 3.  | Quantitative and Qualitative Disclosures About Market Risk                            | 15  
|Item 4.  | Controls and Procedures                                                               | 15  
|         |                                                                                       |     
|         | PART  II   —   OTHER INFORMATION                                                      |     
|Item 1.  | Legal Proceedings                                                                     | 16  
|Item 1A. | Risk Factors                                                                          | 16  
|Item 2   | Unregistered Sales of Equity Securities and Use of Proceeds                           | 16  
|Item 3.  | Defaults Upon Senior Securities                                                       | 16  
|Item 4.  | Mine Safety Disclosure                                                                | 16  
|Item 5.  | Other Information                                                                     | 16  
|Item 6.  | Exhibits                                                                              | 17  
|         | Signatures                                                                            | 18  



2







PART  I   —   FINANCIAL
INFORMATION



Item 1.                      Financial
Statements



The accompanying unaudited balance
sheet of SaveDaily, Inc. at June 30, 2012 and related unaudited statements of operations and cash flows for the three and six
months ended June 30, 2012 and 2011, respectively, have been prepared by management in conformity with United States
generally accepted accounting principles. As a result of the merger and reverse acquisition discussed in Note 1 of the
Financial Statements, the historical financial statements presented for periods prior to the acquisition date are the
financial statements of SaveDaily.com, Inc., which had a fiscal year end of April 30. In connection with the merger and
reverse acquisition the Company changed its fiscal year end to December 31. The common stock per share information in the
financial statements for the three and six months ended June 30, 2012 and 2011, respectively, and related notes have been
retroactively adjusted to give effect to the merger and reverse acquisition on August 22, 2011. These financial statements
should be read in conjunction with the financial statements and notes thereto included in the Company’s December 31,
2011 financial statements included in the Report on Form 10-K filed on April 16, 2012. Operating results for the three and
six month periods ended June 30, 2012 and 2011, respectively, are not necessarily indicative of the results that can be
expected for any subsequent period.



3







SaveDaily, Inc.

Consolidated Balance Sheets



|                                                                                                             |  | June 30, 2012 |             |   | December 31, 2011 |  
|------------------------------------------------------------------------------------------------------------ |  | ------------- | ----------- | - | ----------------- | -
|                                                                                                             |  | (unaudited)   |             |   |                   |  
|Assets                                                                                                       |  |               |             |   |                   |  
|                                                                                                             |  |               |             |   |                   |  
|Current Assets                                                                                               |  |               |             |   |                   |  
|Cash & cash equivalents                                                                                      |  | $             | 350,700     |   |                   | $
|Receivables, net                                                                                             |  |               | 129,100     |   |                   |  
|Deferred loan costs                                                                                          |  |               | 78,300      |   |                   |  
|Prepaid expenses                                                                                             |  |               | 101,700     |   |                   |  
|Total current assets                                                                                         |  |               | 659,800     |   |                   |  
|                                                                                                             |  |               |             |   |                   |  
|Property & equipment (net)                                                                                   |  |               | 54,300      |   |                   |  
|Notes receivable                                                                                             |  |               | 83,900      |   |                   |  
|Other assets                                                                                                 |  |               | 23,900      |   |                   |  
|                                                                                                             |  |               |             |   |                   |  
|Total assets                                                                                                 |  | $             | 821,900     |   |                   | $
|                                                                                                             |  |               |             |   |                   |  
|Liabilities and Stockholders' Deficit                                                                        |  |               |             |   |                   |  
|                                                                                                             |  |               |             |   |                   |  
|Current Liabilities:                                                                                         |  |               |             |   |                   |  
|Accounts payable                                                                                             |  | $             | 180,200     |   |                   | $
|Accounts payable-related party                                                                               |  |               | 701,200     |   |                   |  
|Accrued interest-related party                                                                               |  |               | 37,600      |   |                   |  
|Other accrued expenses                                                                                       |  |               | 485,400     |   |                   |  
|Convertible debt obligations due within one year, net                                                        |  |               | -           |   |                   |  
|Deferred income                                                                                              |  |               | 153,100     |   |                   |  
|Total current liabilities                                                                                    |  |               | 1,557,500   |   |                   |  
|                                                                                                             |  |               |             |   |                   |  
|Long-term debt-related party                                                                                 |  |               | 200,000     |   |                   |  
|Convertible debt-related party                                                                               |  |               | 1,500,000   |   |                   |  
|Total Debt                                                                                                   |  |               | 3,257,500   |   |                   |  
|                                                                                                             |  |               |             |   |                   |  
|Stockholders' Deficit:                                                                                       |  |               |             |   |                   |  
|Common stock-100,000,000 authorized $0.001 par value 45,547,224 issued & outstanding
    (44,293,890 in Dec) |  |               | 45,600      |   |                   |  
|Additional paid in capital                                                                                   |  |               | 27,038,000  |   |                   |  
|Unamortized deferred compensation                                                                            |  |               | (641,700    | ) |                   |  
|Subscriptions receivable-related party                                                                       |  |               | (317,400    | ) |                   |  
|Accumulated deficit                                                                                          |  |               | (28,560,100 | ) |                   |  
|Total Stockholders' Deficit                                                                                  |  |               | (2,435,600  | ) |                   |  
|                                                                                                             |  |               |             |   |                   |  
|Total Liabilities and Stockholders' Deficit                                                                  |  | $             | 821,900     |   |                   | $



See notes to unaudited interim consolidated financial statements.



4







SaveDaily, Inc.

Consolidated Statements of Operations

(unaudited)



|                                                            |  | Three
    Months Ended June 30, |            |   | Six Months Ended June 30, |  
|----------------------------------------------------------- |  | ------------------------------- | ---------- | - | ------------------------- | -
|                                                            |  | 2012                            |            |   | 2011                      |  
|                                                            |  |                                 |            |   |                           |  
|Net Sales of Services                                       |  | $                               | 469,500    |   |                           | $
|Costs Applicable to Sales & Revenue                         |  |                                 | 17,000     |   |                           |  
|                                                            |  |                                 |            |   |                           |  
|Gross Profit                                                |  |                                 | 452,500    |   |                           |  
|                                                            |  |                                 |            |   |                           |  
|Selling, General & Administrative Expenses                  |  |                                 | 875,500    |   |                           |  
|Amortization of Deferred Compensation                       |  |                                 | 106,900    |   |                           |  
|Total Operating Expenses                                    |  |                                 | 982,400    |   |                           |  
|Income (Loss) Before Other Income & Income Taxes            |  |                                 | (529,900   | ) |                           |  
|                                                            |  |                                 |            |   |                           |  
|Other Income (Expense)                                      |  |                                 |            |   |                           |  
|Interest (Expense), net                                     |  |                                 | (569,600   | ) |                           |  
|Forgiveness of Debt                                         |  |                                 | -          |   |                           |  
|Income (Loss) from continuing operation before income taxes |  |                                 | (1,099,500 | ) |                           |  
|Income Taxes                                                |  |                                 | -          |   |                           |  
|Net Income (Loss)                                           |  | $                               | (1,099,500 | ) |                           | $
|                                                            |  |                                 |            |   |                           |  
|Basic and Diluted Net Income Per Common Share               |  | $                               | (0.02      | ) |                           | $
|Weighted Average Common Shares Outstanding (Basic)          |  |                                 | 45,481,290 |   |                           |  



See notes to unaudited interim consolidated financial statements.



5







SaveDaily, Inc.

Consolidated Statement of Cash Flows

(unaudited)



|                                                                                    |  | Six Months Ended June 30, |           
|----------------------------------------------------------------------------------- |  | ------------------------- | ----------
|                                                                                    |  | 2012                      |           
|                                                                                    |  |                           |           
|Cash Flows from Operating Activities:                                               |  |                           |           
|Net Loss                                                                            |  | $                         | (2,109,600
|Adjustments required to reconcile net loss to cash flows from operating activities: |  |                           |           
|Allowance for doubtful accounts                                                     |  |                           | 5,600     
|Forgiveness of debt                                                                 |  |                           | -         
|Accretion of debt discount & amortization of prepaid loan costs                     |  |                           | 638,500   
|Amortization of deferred loan costs                                                 |  |                           | 100,300   
|Amortization of deferred compensation                                               |  |                           | 213,900   
|Depreciation                                                                        |  |                           | 4,600     
|Expenses paid by the issuance of common stock                                       |  |                           | 104,400   
|Changes in Operating Assets & Liabilities:                                          |  |                           |           
|Accounts receivable                                                                 |  |                           | (49,100   
|Prepaid expenses                                                                    |  |                           | (44,900   
|Deferred income                                                                     |  |                           | (1,500    
|Accounts payable & other                                                            |  |                           | (33,900   
|Accrued expenses                                                                    |  |                           | 60,600    
|Net cash used  by operating activities                                              |  |                           | (1,111,100
|                                                                                    |  |                           |           
|Cash Flows Used by Investing Activities:                                            |  |                           |           
|Notes receivable                                                                    |  |                           | -         
|Purchase of equipment                                                               |  |                           | (41,700   
|Net cash used by investing activities                                               |  |                           | (41,700   
|                                                                                    |  |                           |           
|Cash Flows from Financing Activities:                                               |  |                           |           
|Proceeds from sale of common stock                                                  |  |                           | 30,000    
|Acquisition of stock in recapitalization                                            |  |                           | -         
|Payments made on long term debt                                                     |  |                           | -         
|Payments mad on convertible debt                                                    |  |                           | (375,000  
|Loan proceeds, net                                                                  |  |                           | 1,417,500 
|Net cash generated by financing activities                                          |  |                           | 1,072,500 
|                                                                                    |  |                           |           
|Net Change In Cash                                                                  |  |                           | (80,300   
|Cash-Beginning                                                                      |  |                           | 431,000   
|Cash-Ending                                                                         |  | $                         | 350,700   





|Supplemental cash flow disclosure:          |  |   |         |  |  |   |     | 
|------------------------------------------- |  | - | ------- |  |  | - | --- | 
|Cash paid for income taxes                  |  | $ | 800     |  |  | $ | —   | 
|Cash paid for interest                      |  | $ | 1,200   |  |  | $ | 600 | 
|Non-cash financing activities:              |  |   |         |  |  |   |     | 
|Common stock issued for conversion of loans |  | $ | 375,000 |  |  | $ | —   | 





See notes to unaudited interim consolidated financial statements.



6







SaveDaily, Inc.

Consolidated Statement of Stockholders'
Deficiency

(unaudited)



|                                            |  | Common Stock |            |  |        |   |        |                            |  |   |                          |  |  |                       |          |   |                     |  
|------------------------------------------- |  | ------------ | ---------- |  | ------ | - | ------ | -------------------------- |  | - | ------------------------ |  |  | --------------------- | -------- | - | ------------------- | -
|                                            |  | Shares       |            |  | Amount |   |        | Additional Paid-In Capital |  |   | Subscriptions Receivable |  |  | Deferred Compensation |          |   | Accumulated Deficit |  
|Balance at December 31, 2011                |  |              | 44,293,890 |  |        | $ | 44,300 |                            |  | $ | 26,529,900               |  |  | $                     | (317,400 | ) |                     | $
|Shares issued for cash                      |  |              | 53,334     |  |        |   | 100    |                            |  |   | 29,900                   |  |  |                       |          |   |                     |  
|Compensation expense recognized in 2012     |  |              |            |  |        |   |        |                            |  |   |                          |  |  |                       |          |   |                     |  
|Shares issued upon loan conversion          |  |              | 1,013,514  |  |        |   | 1,000  |                            |  |   | 374,000                  |  |  |                       |          |   |                     |  
|Shares issued as loan conversion inducement |  |              | 186,486    |  |        |   | 200    |                            |  |   | 104,200                  |  |  |                       |          |   |                     |  
|Net Loss                                    |  |              |            |  |        |   |        |                            |  |   |                          |  |  |                       |          |   |                     |  
|Balance at June 30, 2012                    |  |              | 45,547,224 |  |        | $ | 45,600 |                            |  | $ | 27,038,000               |  |  | $                     | (317,400 | ) |                     | $



See notes to unaudited interim consolidated financial statements.



7







SAVEDAILY, INC.

Notes to the Consolidated Financial Statements

June 30, 2012



NOTE 1 – ORGANIZATION AND NATURE
OF BUSINESS



On August 22, 2011, Nine Mile Software,
Inc., a Nevada corporation (“Nine Mile” and the “Company”), entered into an Agreement and Plan of Merger
(the “Merger Agreement”) with SD Acquisition Inc., a California corporation and a wholly-owned subsidiary of Nine Mile
(“Merger Sub”), and SaveDaily.com, Inc., a California corporation, pursuant to which Merger Sub would be merged (the
“Merger”) into SaveDaily.com, Inc., and SaveDaily.com, Inc. would become a wholly-owned subsidiary of Nine Mile. The
Merger was accounted for as a recapitalization with SaveDaily.com, Inc. being treated as the acquiring company for accounting purposes.
Pursuant to the Merger the Company changed its name to SaveDaily, Inc.



In connection with the Merger, the Company
acquired 100% of the issued shares of SaveDaily.com, Inc., in a share exchange where 1.0812286 shares of the Company were issued
to the shareholders of SaveDaily.com, Inc. in exchange for each share of SaveDaily.com, Inc. for a total issuance of 33,000,000
common shares.



SaveDaily.com, Inc., a wholly-owned subsidiary
of the Company as a result of the Merger was incorporated under the laws of the state of California on May 27, 1999. SaveDaily.com,
Inc. is a registered investment adviser subject to regulations under the Securities and Exchange Commission. SaveDaily.com, Inc.,
provides a fully electronic solution for saving and investments to assist its customers in meeting their financial goals. SaveDaily.com,
Inc. has two primary sources of revenue: money management (including distribution, marketing and advisory fees) and membership
fees.



On August 8, 2012, the shareholders
voted to increase the common stock authorization from 50 million shares to 100 million shares effective June 12, 2012. The Certificate of Amendment
reflecting the change was filed with the Nevada Secretary of State August 9, 2012.



NOTE 2 – BASIS OF PRESENTATION



The accompanying consolidated financial
statements have been prepared by the Company without audit. In the opinion of management, all adjustments (which include only normal
recurring adjustments) necessary to present fairly the financial position, results of operations and cash flows as of June 30,
2012 have been made.



Certain information and footnote disclosures
normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States
of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with
the consolidated financial statements and notes thereto included in the Company's December 31, 2011 audited financial statements
which can be found in the Form 10-K filed by the Company on April 16, 2012. The results of operations for the three and six month
periods ended June 30, 2012, respectively, are not necessarily indicative of the operating results for the full year.



As a result of the Merger discussed in
Note 1, the historical financial statements presented for periods prior to the acquisition date are the financial statements of
SaveDaily.com, Inc. The common stock per share information in the condensed financial statements for the three and six months ended
June 30, 2012, and related notes have been retroactively adjusted to give effect to the recapitalization on August 22, 2011 and
the increase in authorized shares on August 8, 2012.



NOTE 3 – LIQUIDITY



The Company has experienced annual
operating losses since 1999. As of June 30, 2012 the Company had a negative working capital of $897,700 and a
stockholders’ deficit of $2,435,600. During the six months ended June 30, 2012 net cash used by operating activities
was $1,111,100. During the past 18 months ended June 30, 2012 the Company added new management and in June 2012 appointed a
new member of the Board of Directors with extensive financial services experience. Our plan for growth includes both an
increased penetration of existing accounts and a growing pipeline of prospective new accounts. On March 28, 2012 we entered
into a financing and security agreement (the “Financing Agreement”) pursuant to which the lender agreed to
fund up to $3,000,000, $1,500,000 of which was funded as of June 30, 2012 less financing fees of $82,500 and
the extinguishment of $375,000 of a $750,000 convertible note. The lender has the option to provide up to $1,500,000
of additional financing (the “Additional Financing”) by purchasing additional Notes. In connection with
the Financing Agreement we executed a convertible senior secured promissory note, with interest accruing thereunder at the
rate of six percent (6%) per annum, in favor of the lender. As security for its obligations under the Financing Agreement
the Company granted the lender a first priority security interest in all of the Company’s assets. This financing
allowed the Company to effectively retire the $750,000 convertible note due in August 2012 with $375,000 rolling up into the
new note and the remaining $375,000 converted to common stock (see note 4). Effective June 27, 2012 a new financing
agreement was put in place which replaced and rescinded the March 28, 2012 Financing Agreement pursuant to which the
lender agreed that operating income or operating loss calculation used to determine covenant compliance will not
include expense charges related to the fair value of non-cash equity compensation paid in the form of options,
warrants, stock grants, stock appreciation rights or other similar forms of equity compensation. In addition, the lender
agreed to fund up to $4,000,000, an increase of $1,000,000, and extend the deadline for funding to December 31,
2013.



8







NOTE 4 – EQUITY



During the six month period ended June 30, 2012 we issued 53,334
common shares to three individuals in exchange for $30,000 in cash. All holders of shares of common stock are entitled to receive
dividends if and when declared and are entitled to one vote for each share on all matters submitted to a vote of the shareholders.
These rights and preferences of the common shareholders remain unchanged. We have not designated or issued any preferred shares.



On April 5, 2012 the holders of a $375,000 convertible promissory
note converted the note to 1,013,514 share of common stock. The shares were converted at the stated conversion rate of $0.37 per
share. In consideration for the early conversion (the note was due August 21, 2012) the Company agreed to issue an additional 186,486
shares of common stock. These additional shares were valued at $0.56 ($104,000) and were reflected as a component of interest expense
in the three and six-month periods ended June 30, 2012.



On August 11, 2011, the Board of Directors of the Company adopted
the Company’s 2011 Equity Incentive Plan. On or about the same time, the shareholders of the Company approved the adoption
of the Plan. The purpose of the Plan is to promote the long-term success of the Company and the creation of stockholder value by
offering Participants the opportunity to share in such long-term success by acquiring a proprietary interest in the Company. The
Plan seeks to achieve this purpose by providing for discretionary long-term incentive Awards in the form of Options (which may
be Incentive Stock Options or Non-statutory Stock Options), Stock Appreciation Rights, Stock Grants, Restricted Stock Units and
Cash Bonus Awards. The aggregate number of Shares reserved for Awards under the Plan is 10,000,000. The Company did not grant any
Awards during the six months ended June 30, 2012.



NOTE 5 – RELATED PARTY DEBT



Related party debt consists of the following as of June 30,
2012 December 31, 2011, respectively:



|                                                                                                 |  | June 30 |           |   | Dec 31 |  
|------------------------------------------------------------------------------------------------ |  | ------- | --------- | - | ------ | -
|Accounts payable                                                                                 |  | $       | 701,200   |   |        | $
|Accrued interest                                                                                 |  |         | 37,600    |   |        |  
|Convertible debt to related parties bearing interest at 
6%, due March 28, 2017 (see note 3)     |  |         | 1,500,000 |   |        |  
|Note payable to related parties bearing interest at 8%
with the entire principal due April, 2013 |  |         | 200,000   |   |        |  
|Total                                                                                            |  |         | 2,438,800 |   |        |  
|Less current portion                                                                             |  |         | (738,800  | ) |        |  
|Due after one year                                                                               |  | $       | 1,700,000 |   |        | $



NOTE 6 – COMMITMENTS AND CONTINGENCIES



Qualified Investors LP Lawsuit .
On September 7, 2011, Qualified Investors LP (“QILP”), filed a complaint in Superior Court for Orange County, California
(the “QILP Complaint”) against SaveDaily.Com, Inc., the Company’s wholly-owned subsidiary (the “Subsidiary”)
alleging that the Subsidiary had breached its payment obligations under a marketing agreement between QILP and the Subsidiary.
QILP seeks damages in the form a referral fee on each and every Safe Harbor Account SaveDaily has obtained.The Subsidiary filed a demurrer to the QILP Complaint, asserting that the terms of the marketing agreement required that
any dispute arising in connection with the marketing agreement be submitted to binding arbitration. On November 8, 2011, QILP filed
an amended complaint acknowledging and agreeing that the dispute be referred first to mediation and thereafter to binding arbitration
should mediation not be successful. Additionally, on September 13, 2011, QILP filed an application for a writ of attachment against
the Subsidiary’s assets. In that QILP has now agreed to submit the matter to binding arbitration, the Subsidiary has asked
that QILP withdraw its application for a writ of attachment. As of the date hereof, QILP has not responded to such request. The
Company believes that a loss in this dispute is not probable and therefore has not recorded an accrual. Additionally, although
Jeffrey Mahony, the Company’s Chief Executive Officer and a director of the Company, and Ken Carroll, a director of the Company,
each own 20% of QILP, they do not control QILP or the maintenance of the QILP Complaint against the Subsidiary.



McGaughy Lawsuit . On September
7, 2011, Melvin McGaughy (“McGaughy”) filed a complaint in United States District Court, Central District of California
(the “McGaughy Complaint”) against Harry S. Dent, Jr. (“Dent”) for breach of personal guaranty. Dent is
a director of the Company, the chairman of the Board of Directors of the Company and a shareholder in the Company. In the McGaughy
Complaint, McGaughy alleges that Dent has failed to make payments under a guaranty of certain Company indebtedness that Dent provided
to McGaughy on or before February 1, 2006. Neither the Company nor its subsidiary is a party to the McGaughy Complaint. On
July 23, 2012, Judge James V. Selna granted a Motion for Summary Judgment in favor of the Plaintiffs in the total amount of $903,607.26,
plus attorneys’ fees and costs, against Dent.



9







On April 12, 2012,McGaughy filed
a complaint in the Orange County Superior Court (the “McGaughy State Court Complaint) against SaveDaily.com, Inc. (“SaveDaily”)
for breach of promissory note and money lent.  The McGaughy State Court Complaint alleges that the SaveDaily borrowed $500,000
on August 26, 2002, and did not pay back the full amount when the note came due.  McGaughy is seeking the unpaid balance on
the note, as well as default interest.  The damages sought by McGaughy in the McGaughy State Court Complaint are the same
damages McGaughy sought against Dent and are a cross-claim and subset thereof. If the judgment of $903,607 awarded July 23, 2012
is paid in full by Dent we expect this complaint to be dismissed. Dent and McGaughy have agreed to discuss the nature and terms
of payment. We expect the judgment to be paid in full and dismissed and, accordingly, have made no provision for a loss.





NOTE 7 – RECENTLY ISSUED ACCOUNTING
STANDARDS



Emerging
Growth Company.We qualify as an “emerging growth company” under the 2012 JOBS
Act. As a result, we are permitted to, and intend to, rely on exemptions from certain disclosure requirements. For so long as we
are an emerging growth company, we will not be required to:





·        
have an auditor report on our internal controls over financial reporting pursuant to Section 404(b) of the Sarbanes-Oxley Act;



·        
comply with any requirement that may be adopted by the Public Company Accounting Oversight Board regarding mandatory audit firm
rotation or a supplement to the auditor’s report providing additional information about the audit and the financial statements
(i.e., an auditor discussion and analysis);



·        
submit certain executive compensation matters to shareholder advisory votes, such as “say-on-pay” and “say-on-frequency;”
and



·        
disclose certain executive compensation related items such as the correlation between executive compensation and performance and
comparisons of the CEO’s compensation to median employee compensation.



In addition, Section 107
of the JOBS Act also provides that an emerging growth company can take advantage of the extended transition period provided in
Section 7(a)(2)(B) of the Securities Act for complying with new or revised accounting standards. In other words, an emerging growth
company can delay the adoption of certain accounting standards until those standards would otherwise apply to private companies.
We have elected to take advantage of the benefits of this extended transition period. Our financial statements may therefore not
be comparable to those of companies that comply with such new or revised accounting standards.



We will remain an “emerging
growth company” for up to five years, or until the earliest of (i) the last day of the first fiscal year in which our total
annual gross revenues exceed $1 billion, (ii) the date that we become a “large accelerated filer” as defined in Rule
12b-2 under the Securities Exchange Act of 1934, which would occur if the market value of our ordinary shares that is held by non-affiliates
exceeds $700 million as of the last business day of our most recently completed second fiscal quarter or (iii) the date on which
we have issued more than $1 billion in non-convertible debt during the preceding three year period.



Rule 12b-2
of the Securities Exchange Act of 1934, as amended, defines a Smaller Reporting Company asan
issuer that is not an investment company, an asset-backed issuer), or a majority-owned subsidiary of a parent that is not a smaller
reporting company and that:





·Had a public float of less than $ 75 million as of the last business day of its most recently completed second fiscal quarter,
computed by multiplying the aggregate worldwide number of shares of its voting and non-voting common equity held by non-affiliates
by the price at which the common equity was last sold, or the average of the bid and asked prices of common equity, in the principal
market for the common equity; or



·In the case of an initial registration statement under the Securities Act or Exchange Act for shares of its common equity, had
a public float of less than $75 million as of a date within 30 days of the date of the filing of the registration statement, computed
by multiplying the aggregate worldwide number of such shares held by non-affiliates before the registration plus, in the case of
a Securities Act registration statement, the number of such shares included in the registration statement by the estimated public
offering price of the shares; or



·In the case of an issuer whose public float as calculated under paragraph (1) or (2) of this definition was zero, had annual revenues
of less than $50 million during the most recently completed fiscal year for which audited financial statements are available.



We qualify as a Smaller
Reporting Company. Our conclusion was based upon an evaluation of the threshold criteria set forth and applied to our most recent
completed fiscal year as prescribed in section 101 of the 2012 Jobs Act. Moreover, as a Smaller Reporting Company and so long as
we remain a Smaller Reporting Company, we benefit from the same exemptions and exclusions as an Emerging Growth Company. In the
event that we cease to be an Emerging Growth Company as a result of a lapse of the five year period, but continue to be a Smaller
Reporting Company, we would continue to be subject to the exemptions available to Emerging Growth Companies until such time as
we were no longer a Smaller Reporting Company.



NOTE 8 – SUBSEQUENT EVENTS



On August 8, 2012 the Company conducted a shareholder
meeting the sole purpose of which was to approve an increase in the authorization of common stock from 50 million shares to 100
million shares. The vote was conducted under Nevada law which requires as a minimum 51% shareholder approval. The motion, as approved
by the Board in their June 12, 2012 meeting, was approved by 25,418,308 shares representing 57.36 % of the current outstanding
shares.





On July 3, 2012 our Board granted approval for management to
issue 269,000 employee options with an exercise price of $0.30 per share. As of August 14, 2012 the options have not been issued.





10







Item 2.   Management's Discussion and Analysis
of Financial Condition and Results of Operations



Forward-looking Statements



Statements made in this Quarterly Report
which are not purely historical are forward-looking statements with respect to the goals, plan objectives, intentions, expectations,
financial condition, results of operations, future performance and our business, including, without limitation, (I) our ability
to raise capital, and (ii) statements preceded by, followed by or that include the words “may,” “would,”
“could,” “should,” “expects,” “projects,” “anticipates,” “believes,”
“estimates,” “plans,” “intends,” “targets” or similar expressions.



Forward-looking statements involve inherent
risks and uncertainties, and important factors (many of which are beyond our control) that could cause actual results to differ
materially from those set forth in the forward-looking statements, including the following, general economic or industry conditions,
nationally and/or in the communities in which we may conduct business, changes in the interest rate environment, international
gold prices, legislation or regulatory requirements, conditions of the securities markets, our ability to raise capital, changes
in accounting principles, policies or guidelines, financial or political instability, acts of war or terrorism, other economic,
competitive, governmental, regulatory and technical factors affecting our current or potential business and related matters.



Accordingly, results actually achieved
may differ materially from expected results in these statements. Forward-looking statements speak only as of the date they are
made. We do not undertake, and specifically disclaim, any obligation to update any forward-looking statements to reflect events
or circumstances occurring after the date of such statements.



The following information should be read in conjunction with
the financial statements and notes thereto appearing elsewhere in this Form 10-Q.



Plan of Operation



SaveDaily.com, Inc (“SaveDaily”)
developed (over the course of eight years) and owns a proprietary financial services platform, the most recent version being in
production for about three years, helping financial intermediaries succeed in bringing suitable and affordable investment services
to everyday savers and investors. In the view of SaveDaily management, the mass market demographic is in need of affordable access
to the relationships and investment strategies typically reserved only for affluent investors. SaveDaily was founded to provide
persons of all income levels the information and tools necessary to invest and self manage their short and long term investment
goals.



The everyday saver is often under-served
because the acquisition and maintenance of their accounts are often unprofitable or only marginally profitable for financial institutions
and brokerage houses. SaveDaily’s proven proprietary technology is a low cost, private label solution for these financial
institutions designed specifically to serve the mass market - commonly referred to as the small investor and mass affluent investor,
making up 90% of the investing population. Our private label platform offers mutual funds and any daily-valued product investments
for both qualified and non-qualified account types.



The SaveDaily platform provides straight-through
processing, record keeping and all-electronic money movement. With a complete end-to-end technological infrastructure solution,
the financial services, defined contribution, and asset management market users gain a feature-rich, low cost, efficient,
easy to use, and easy to deploy servicing platform. This open architecture, omnibus trading platform is flexible and unencumbered
by laborious manual processes. Management believes that by remaining mutual fund, bank and clearing firm agnostic, SaveDaily’s
platform is well positioned in our market. SaveDaily delivers mutual funds as its feature set, and at a price point our partners
need to provide superior services to their investor clients at increased profit levels. Leveraging its scalable, all-electronic,
sub-accounting and money movement platform, SaveDaily believes that it currently offers the industry's lowest cost, private-labeled,
investment solutions to large banks, community banks, credit unions, and broker dealers. By helping these entities bring their
investors private-labeled solutions, delivered under their respective brands, and leveraging virtually any third party money manager(s),
investors in our service sets enjoy access to advisory services generally not readily available to this investor class.



By using our platform products, business
partners of SaveDaily gain the ability to attract new customers, retain existing customers, lower servicing costs, and derive new
revenue streams by incorporating a customizable mutual fund investing solution into their existing offerings. SaveDaily enables
partner organizations to accelerate time-to-market by providing turn-key solutions and a robust Applications Programming Interface
that supports tight integration between SaveDaily’s investor platform and their existing infrastructure, at any back-office
or consumer touch point.



By utilizing SaveDaily’s proprietary
platform products clients are able to initiate brokerage services with consumer-direct offerings, augment existing programs with
financial advisors, more efficiently oversee portfolio management of trust funds, 401(k) Plans, 403(b) Plans, Safe Harbor IRA Rollovers,
and provide for managed fund accounts. SaveDaily offers a full-service record keeping facility, providing participants with daily
valuations and full-featured web access, all while maintaining compliance with pre-determined mutual fund models or approved product
lists. All tax reporting, performance reporting, confirmation, and statement delivery is to be provided by SaveDaily directly to
investors, or integrated into existing partner operations, for a seamless flow of regulated information to the investors



11







The Company



SaveDaily, Inc., formerly Nine Mile Software,
Inc., a Nevada Corporation, conducts its business through its wholly owned subsidiary, SaveDaily.com, Inc., a California corporation
incorporated on May 27, 1999. References herein to “SaveDaily”, unless otherwise note, refer to SaveDaily.com, Inc.,
the operating entity. SaveDaily produces and supports proprietary record keeping and workflow software solutions in the financial
services industry that market products and services to everyday savers and investors. Mass market and mass affluent savers and
investors typically have investable assets of less than $100,000 and generally make up the bulk of the retail client services by
the banking industry, the qualified and defined benefits industry, and the debit card industry - all of which are target markets.



SaveDaily has had a history of losses and
does not yet operate at break even cash flow. Since its inception, SaveDaily has received more than $14 million in equity from
private sources. Over a course of eight years, working in conjunction with key firms within the financial services industry, SaveDaily
developed a series of proprietary components into a fully integrated platform of technology solutions. We currently have 15 employees.



Our solutions, though continuing to evolve
and be refined, are mature. We have been actively marketing these solutions since about 2008. Through various online portals, SaveDaily
offers investments and record-keeping services directly to clients via our website located at www.savedaily.com, as well as indirectly
to clients of business partners through a variety of white-labeled interfaces deployed with financial institution partners supporting
investment accounts of all tax types. SaveDaily’s solutions operate successfully in our defined markets, enabling clients
to find educational information, investment and account type wizards, and open and transact mutual fund investments in individual,
joint, custodial, IRA (Individual Retirement Account) , ESA,(Educational Saving Account), and HSA Health Saving Account) accounts.



SaveDaily has formed strategic joint ventures
to provide investment services to ethnically, religiously, and socio-economically focused communities, including African-American,
Latino-American, and economically underserved and un-banked communities. In these communities, SaveDaily provides managed accounts
of all tax types in conjunction with our strategic partners, who are themselves focused in these market places.



SaveDaily has partnered with UMB Bank,
N.A. to provide Safe Harbor Automatic Rollover IRAs to terminated participants of qualified retirement plans, and has entered into
over 1,500 agreements with retirement plan sponsors to handle their Safe Harbor Automatic Rollover IRAs.



SaveDaily also partners with third party
administrators (TPAs) to create and offer a 401K/Qualified plan record-keeping platform aimed at TPAs, payroll associations and
financial advisors. The platform was created to be private labeled by distribution partners, with SaveDaily providing record-keeping,
trading, settlement and customer support.



SaveDaily launched an HSA investment sub-account
product in 2007. This product is designed to link with existing banks and other entities that provide or manage direct deposit
account support for HSAs. In September 2007, SaveDaily was selected as the investment solution for the largest HSA provider in
the country, which began deployment of the company's solution to its client base in October 2008.



12







Results of Operations and Liquidity and Capital Resources



Revenue



The Company has two primary sources of revenues: membership
fees that are account based and calculated based on a fixed fee for a specified time period and/or the amount of assets under management
(AUM) for a particular account; and money management fees, including distribution, marketing and advisory fees.



Revenue for the three months ended June 30, 2012 increased $243,200
to $469,500 or 107.5% compared to $226,300 for the three months ended June 30, 2011 and included a one-time amount of $184,300
for Team America. Team America was a 401-K for a defunct company that acted as an employer group. We had three roles; (1) make
initial distributions per instructions from the Trustee; (2) rollover prescribed amounts of assets into traditional IRAs per instructions
from the Trustee, and (3) hold monies to ultimately be distributed or rolled per the findings of the litigation. We carried out
all instructions per Trustee and once the matter was closed, we could take additional fees. Those fees amounted to the $184,300.



The following discussion excludes Team America revenue for the
three months ended June 30, 2012. Total revenue increased $58,900 to $285,200 or 26.0% compared to $226,300 for the three months
ended June 30, 2011. Membership fees increased $26,400 to $250,300 or 11.8% compared to $223,900 for the three months ended June
30, 2011. Fixed fee revenue increased $700 to $175,400 or 0.4% and AUM-based fees increased $25,700 to $74,900 or 52.2% compared
to $174,700 and $49,200 for the three months ended June 30, 2011, respectively. AUM-based fee increased as the company’s
assets under management as of June 30, 2012 grew to approximately $166 million or 102% from approximately $82 million as of June
30, 2011. Money management fees increased $17,600 to $20,000 or 733.3% compared to $2,400 for the three months ended June 30, 2011.
We also recognized $15,000 in partner integration fees for the three months ended June 30, 2012. As a percentage of revenue, membership
fees were 87.8% (61.5% fixed fee and 26.3% AUM-based), money management fees were 7.0% and partner integration fees were 5.3%,
compared to 98.9% (77.2% fixed fee and 21.7% AUM-based) and 1.1% for the three months ended June30, 2011, respectively There were
no partner integration fees for the three months ended June 30,2011.



Revenue for the six months ended June 30, 2012 increased
$284,200 to $743,200 or 61.9% compared to $459,000 for the six months ended June 30, 2011 and included a one-time amount of $184,300
for Team America. Team America was a 401-K for a defunct company that acted as an employer group. We had three roles; (1) make
initial distributions per instructions from the Trustee; (2) rollover prescribed amounts of assets into traditional IRAs per instructions
from the Trustee, and (3) hold monies to ultimately be distributed or rolled per the findings of the litigation. We carried out
all instructions per Trustee and once the matter was closed, we could take additional fees. Those fees amounted to the $184,300.



The following discussion excludes Team America revenue for the
six months ended June 30, 2012. Total revenue increased $99,900 to $558,900 or 21.8% compared to $459,000 for the three months
ended June 30, 2011. Membership fees increased $52,600 to $499,500 or 11.8% compared to $446,900 for the six months ended June
30, 2011. Fixed fee revenue decreased $12,700 to $349.000 or 3.5% and AUM-based fees increased $65,300 to $150,500 or 76.6% compared
to $361,700 and $85,200 for the six months ended June 30, 2011, respectively. Fixed fee revenue decreased as one of the company’s
legacy customers has experienced a steady decline in accounts. AUM-based fees increased as the company’s assets under management
as of June 30, 2012 grew to approximately $166 million or 102% from approximately $82 million as of June 30, 2011. Money management
fees increased $26,800 to $38,900 or 221.5% compared to $12,100 for the six months ended June 30, 2011. We also recognized $20,500
in partner integration fees for the six months ended June 30, 2012. As a percentage of revenue, membership fees were 89.4% (62.4%
fixed fee and 26.9% AUM-based), money management fees were 7.0% and partner integration fees were 3.7%, compared to 97.4% (78.8%
fixed fee and 18.6% AUM-based) and 2.6% for the six months ended June30, 2011, respectively There were no partner integration fees
for the six months ended June 30,2011.



Costs Applicable to Revenues for Services



Costs applicable to revenues for services consist primarily
of trust account fees and bank service charges.



For the three months ended June 30, 2012 these costs increased
$2,900 to $17,000 or 20.6% compared to $14,100 for the three months ended June 30, 2011. The increase resulted from a combination
of more accounts and increased activity per account.



13







For the six months ended June 30, 2012 these costs increased
$4,800 to $34,300 or 16.3% compared to $29,500 for the three months ended June 30, 2011. The increase resulted from a combination
of more accounts and increased activity per account.



Operating Expenses



For the three months ended June 30, 2012 operating expenses
increased $516,200 to $982,400 or 110.8% compared to $466,200 for the three months ended June 30, 2011. The growth was due to increases
to salaries and benefits of $175,600, additional professional fees of $136,700, the amortization of deferred compensation for $107,000,
and $96,900 for additional travel and entertainment, printing and reproduction, licenses and permits and other expenses.



For the six months ended June 30, 2012 operating expenses increased
$1,185,300 to $1,958,600 or 153.3% compared to $773,300 for the six months ended June 30, 2011. The growth was due to increases
to salaries and benefits of $414,500, additional professional fees of $390,000, the amortization of deferred compensation for $213,900,
and $166,900 for additional travel and entertainment, printing and reproduction, licenses and permits and other expenses.



Other Income/Expense



Interest expense, net



For the three months ended June 30, 2012 interest expense, net
increased $618,700 to $569,600 compared to $49,100 in income for the three months ended June 30, 2011. Components of interest expense
for the three months ended June 30, 2012 included 384,800 for the acceleration of the loan discount due to refinancing, $104,400
the fair value of the 104,486 loan conversion inducement shares, $57,900 for the amortization of prepaid loan costs and $22,500
accrued interest.



For the six months ended June 30, 2012 interest expense increased
$871,600 to $859,100 compared to $12,500 for the six months ended June 30, 2011. Components of interest expense for the six months
ended June 30, 2012 included $251,300 for the amortization of the loan discount, 384,800 for the acceleration of the loan discount
due to refinancing, $104,400 to recognize the fair value of the loan conversion inducement shares, $96,100 for the amortization
of prepaid loan costs and $22,500 accrued interest.



Other Income



For the three and six months ended June 30, 2011 other income
included $119,800 for the forgiveness of debt.



Liquidity



At June 30, 2012, cash and cash equivalents
totaled $350,700. We had total liabilities of $3,257,700 including $1,700,000 of long term debt and a stockholders’ deficit
of $2,435,600, compared to total cash and cash equivalents of $431,000, total liabilities of $1,843,800 including $200,000 of long
term debt and total stockholders' deficit of $1,049,300 at December 31, 2011.



Net cash used in operating activities was
$1,111,100 for the six months ended June 30, 2012 compared to $727,100 for the six months ended June 30, 2011. The increase of
$384,000 in cash used by operating activities for the six months ended June 30, 2012 was due to an increase in staffing and related
salaries as we expand our sales and marketing efforts.



The Company has negotiated a financing
and security agreement which provides up to $4,000,000 of debt based on certain terms and conditions and which it believes will
provide sufficient working capital to fund the Company’s operations for the next 12 months. We currently have $2.5 million
of unused credit on this line.



Inflation



In the opinion of management, inflation
has not and will not have a material effect on our operations in the immediate future. Management will continue to monitor inflation
and evaluate the possible future effects of inflation on our business and operations.



Off-balance Sheet Arrangements



We have no off-balance sheet arrangements.



14







|Item 3. | Quantitative and Qualitative Disclosures About Market Risk.
|------- | -----------------------------------------------------------



This item is not required for a smaller
reporting company.



|Item 4. | Controls and Procedures.
|------- | ------------------------



Evaluation of Disclosure Controls and
Procedures . Disclosure controls and procedures (as defined in Rules  13a-15(e) and 15d-15(e) under the Securities Exchange
Act of 1934) are designed to ensure that information required to be disclosed in reports filed or submitted under the Exchange
Act is recorded, processed, summarized and reported within the time periods specified in SEC rules and forms. Disclosure and control
procedures are also designed to ensure that such information is accumulated and communicated to management, including the chief
executive officer and principal accounting officer, to allow timely decisions regarding required disclosures.



Based on that evaluation, our chief
executive officer and chief financial officer concluded that our disclosure controls and procedures are designed at a reasonable
assurance level and are effective to provide reasonable assurance that information we are required to disclose in reports that
we file or submit under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in Securities
and Exchange Commission rules and forms, and that such information is accumulated and communicated to our management, including
our chief executive officer and chief financial officer, as appropriate, to allow timely decisions regarding required disclosure.



Changes in Internal Control Over Financial
Reporting . During the three months ended June 30, 2012, there were no changes in our internal control over financial reporting
that materially affected, or are reasonably likely to materially affect, our internal control over financial reporting (as defined
in Exchange Act Rules 13a-15(f) and 15d-15(f) under the Securities Exchange Act of 1934).



15







PART  II   —   OTHER
INFORMATION



|Item 1. | Legal Proceedings
|------- | -----------------



Qualified Investors LP Lawsuit
.. On September 7, 2011, Qualified Investors LP (“QILP”), filed a complaint in Superior Court for Orange County, California
(the “QILP Complaint”) against SaveDaily.Com, Inc., the Company’s wholly-owned subsidiary (the “Subsidiary”)
alleging that the Subsidiary had breached its payment obligations under a marketing agreement between QILP and the Subsidiary.
QILP seeks damages in the form a referral fee on each and every Safe Harbor Account SaveDaily has obtained.The Subsidiary filed a demurrer to the QILP Complaint, asserting that the terms of the marketing agreement required that
any dispute arising in connection with the marketing agreement be submitted to binding arbitration. On November 8, 2011, QILP filed
an amended complaint acknowledging and agreeing that the dispute be referred first to mediation and thereafter to binding arbitration
should mediation not be successful. Additionally, on September 13, 2011, QILP filed an application for a writ of attachment against
the Subsidiary’s assets. In that QILP has now agreed to submit the matter to binding arbitration, the Subsidiary has asked
that QILP withdraw its application for a writ of attachment. As of the date hereof, QILP has not responded to such request. The
Company believes that a loss in this dispute is not probable and therefore has not recorded an accrual. Additionally, although
Jeffrey Mahony, the Company’s Chief Executive Officer and a director of the Company, and Ken Carroll, a director of the Company,
each own 20% of QILP, they do not control QILP or the maintenance of the QILP Complaint against the Subsidiary.



McGaughy Lawsuit . On September
7, 2011, Melvin McGaughy (“McGaughy”) filed a complaint in United States District Court, Central District of California
(the “McGaughy Complaint”) against Harry S. Dent, Jr. (“Dent”) for breach of personal guaranty. Dent is
a director of the Company, the chairman of the Board of Directors of the Company and a shareholder in the Company. In the McGaughy
Complaint, McGaughy alleges that Dent has failed to make payments under a guaranty of certain Company indebtedness that Dent provided
to McGaughy on or before February 1, 2006. Neither the Company nor its subsidiary is a party to the McGaughy Complaint. On
July 23, 2012, Judge James V. Selna granted a Motion for Summary Judgment in favor of the Plaintiffs in the total amount of $903,607.26,
plus attorneys’ fees and costs, against Dent.



On April 12, 2012,McGaughy filed
a complaint in the Orange County Superior Court (the “McGaughy State Court Complaint) against SaveDaily.com, Inc. (“SaveDaily”)
for breach of promissory note and money lent.  The McGaughy State Court Complaint alleges that the SaveDaily borrowed $500,000
on August 26, 2002, and did not pay back the full amount when the note came due.  McGaughy is seeking the unpaid balance on
the note, as well as default interest.  The damages sought by McGaughy in the McGaughy State Court Complaint are the same
damages McGaughy sought against Dent and are a cross-claim and subset thereof. If the judgment of $903,607 awarded July 23, 2012
is paid in full by Dent we expect this complaint to be dismissed. Dent and McGaughy have agreed to discuss the nature and terms
of payment. We expect the judgment to be paid in full and dismissed and, accordingly, have made no provision for a loss.





The Company is often subject to various
contingencies, the resolutions of which, its management believes will not have a material adverse effect on the Company’s
consolidated financial position, results of operations or cash flows. Except to the extent disclosed above, the Company was not
involved in any material litigation during the quarter ended June 30, 2012, or through the date of this filing.



|Item 1A. | Risk Factors
|-------- | ------------



This item is not required for a smaller
reporting company.



|Item 2 | Unregistered Sales of Equity Securities and Use of Proceeds
|------ | -----------------------------------------------------------



On February 1, 2012 we sold 53,334 shares
of common stock for $30,000. On April 5, 2012 the holders of a $375,000 convertible promissory note converted the note to 1,013,514
share of common stock. The shares were converted at the stated conversion rate of $0.37 per share. In consideration for the early
conversion (the note was due August 21, 2012) the Company agreed to issue an additional 186,486 shares of common stock.



|Item 3. | Defaults Upon Senior Securities
|------- | -------------------------------



None.



|Item 4. | Mine Safety Disclosures
|------- | -----------------------
|        | Not applicable         



|Item 5. | Other Information
|------- | -----------------



None.



16







| | Item 6. | Exhibits
| | ------- | --------



|Exhibit
31.1 | Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.                                               
|------------ | --------------------------------------------------------------------------------------------------------------------------------------------------
|Exhibit
31.2 | Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.                                               
|Exhibit
32.1 | Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
|             |                                                                                                                                                   
|Exhibit
32.1 | Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.



17







SIGNATURES



Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized.



|                       | SAVEDAILY, INC.        
|---------------------- | -----------------------
|                       |                        
|Date:  August 14, 2012 | By:                    
|                       | Jeff Mahony,           
|                       | Chief Executive Officer
|                       |                        
|Date:  August 14, 2012 | By:                    
|                       | Michael F. Cronin,     
|                       | Chief Financial Officer



18