Report
of Independent Registered Public Accounting Firm
 The
Board of Directors 
The Corporate Trust Services division of Wells Fargo Bank, National
Association:
 We
have examined the management's assessment, included in the accompanying
Assessment of Compliance 
with the Applicable Servicing Criteria, that the Document Custody
Section of the Corporate Trust Services 
division of Wells Fargo Bank, National Association (the Company)
complied with the servicing criteria set 
forth in Item 1122(d) of the Securities and Exchange Commission's
Regulation AB for publicly-issued (i.e., 
transaction-level reporting initially required under the Securities
Exchange Act of 1934, as amended) residential 
mortgage-backed securities and commercial mortgage-backed securities
issued on or after January 1, 2006 for 
which the Company provides document custody services, excluding any
such securities issued by any agency or 
instrumentality of the U.S. government (other than the Federal Deposit
Insurance Company) or any government 
sponsored entity (the Platform), as of and for the twelve months ended
December 31, 2012. Management has 
determined that servicing criteria 1122(d)(1)(iv), 1122(d)(4)(i),
1122(d)(4)(ii) and 1122(d)(4)(iii) are applicable 
to the activities it performs with respect to the Platform, and that
all other servicing criteria set forth in Item 
1122(d) are not applicable to the document custody services provided by
the Company with respect to the 
Platform. With respect to the Platform, servicing criterion
1122(d)(4)(iii) is applicable only as it relates to the 
Company's obligation to review and maintain the required loan documents
related to any additions, removals or 
substitutions in accordance with the transaction agreements. With
respect to applicable servicing criterion 
1122(d)(4)(iii), the Company has determined that there were no
activities performed during the year ended 
December 31, 2012 with respect to the Platform, because there were no
occurrences of events that would 
require the Company to perform such activities. Appendix A to the
Assessment of Compliance with the 
Applicable Servicing Criteria identifies the individual transactions
and securities defined by management as 
constituting the Platform. Management is responsible for the Company's
compliance with the servicing criteria. 
Our responsibility is to express an opinion on management's assessment
about the Company's compliance 
based on our examination.
 Our
examination was conducted in accordance with the standards of the
Public Company Accounting Oversight 
Board (United States)and, accordingly, included
examining, on a test basis, evidence about the Company's 
compliance with the servicing criteria specified above and performing
such other procedures as we considered 
necessary in the circumstances. Our examination included testing
selected asset-backed transactions and 
securities that comprise the Platform, testing selected servicing
activities related to the Platform, and 
determining whether the Company processed those selected transactions
and performed those selected activities 
in compliance with the servicing criteria. Furthermore, our procedures
were limited to the selected transactions 
and servicing activities performed by the Company during the period
covered by this report. Our procedures 
were not designed to determine whether errors may have occurred either
prior to or subsequent to our tests that 
may have affected the balances or amounts calculated or reported by the
Company during the period covered by 
this report for the selected transactions or any other transactions. We
believe that our examination provides a 
reasonable basis for our opinion. Our examination does not provide a
legal determination on the Company's 
compliance with the servicing criteria.
 As
discussed in Appendix B to the Company's Assessment of Compliance with
the Applicable Servicing 
Criteria, the Company has amended its assessment of compliance to
include the applicable servicing criterion 
1122(d)(4)(iii) and to include certain previously omitted transactions
in its Platform.
 In our
opinion, management's assessment that the Company complied with the
aforementioned servicing 
criteria, as of and for the twelve months ended December 31, 2012 is
fairly stated, in all material respects.
 
 
 
 /s/
KPMG LLP
 
 Chicago, Illinois 
August 12, 2013