ENDORSEMENT NO. 2 TO THE PER OCCURRENCE EXCESS OF LOSS REINSURANCE CONTRACT



 EXHIBIT 10.21 
  





 
 ENDORSEMENT NO. 2 

to the 
 PER OCCURRENCE EXCESS
OF LOSS REINSURANCE CONTRACT 
 (hereinafter called the “Contract”) 

EFFECTIVE: JUNE 1, 2012 

issued to 
 HOMEOWNERS CHOICE
PROPERTY & CASUALTY INSURANCE COMPANY 
 TAMPA, FLORIDA 

(hereinafter called the “Reinsured”) 

by 
 NATIONAL
LIABILITY & FIRE INSURANCE COMPANY 
 (hereinafter called, with other participants, the “Reinsurers”) 

Effective June 1, 2014, the Contract has been amended as follows: 

ARTICLE 6 – RETENTION AND LIMIT, Paragraph (4), shall now read as follows: 

“Reinsured’s Retention,” as respects all loss or losses arising out of Loss Occurrences commencing during the Contract Year
effective June 1, 2012, shall equal $7,500,000. 
 “Reinsured’s Retention,” as respects all loss or losses arising out of
Loss Occurrences commencing during the Contract Year effective June 1, 2013, shall equal $11,000,000. 
 “Reinsured’s
Retention,” as respects all loss or losses arising out of Loss Occurrences commencing during the Contract Year effective June 1, 2014, shall equal $18,000,000. 

All other Terms and Conditions remain unchanged. 

Signed in                     , on this
     day of             , 2014 
 NATIONAL
LIABILITY & FIRE INSURANCE COMPANY 
  

			
	BY:	 	  

		
	TITLE:	 	  



  
 



 
  

			
	 ARP-HCI-02-LAC-001-12
  

DOC: April 8, 2014
	  	Endorsement No. 2 – BRK









 



 
 Signed in
                    , on this      day of             , 2014 

HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY 

TAMPA, FLORIDA 
  

			
	BY:	 	  

		
	TITLE:	 	  



  
 



 
  

			
	 ARP-HCI-02-LAC-001-12
  

DOC: April 8, 2014
	  	Endorsement No. 2 – BRK









 



 
 ENDORSEMENT NO. 2 

to the 
 PER OCCURRENCE EXCESS
OF LOSS REINSURANCE CONTRACT 
 (hereinafter called the “Contract”) 

EFFECTIVE: JUNE 1, 2012 

issued to 
 HOMEOWNERS CHOICE
PROPERTY & CASUALTY INSURANCE COMPANY 
 TAMPA, FLORIDA 

(hereinafter called the “Reinsured”) 

by 
 CLADDAUGH CASUALTY
INSURANCE COMPANY, LTD. 
 (hereinafter called, with other participants, the “Reinsurers”) 

Effective June 1, 2014, the Contract has been amended as follows: 

ARTICLE 6 – RETENTION AND LIMIT, Paragraph (4), shall now read as follows: 

“Reinsured’s Retention,” as respects all loss or losses arising out of Loss Occurrences commencing during the Contract Year
effective June 1, 2012, shall equal $7,500,000. 
 “Reinsured’s Retention,” as respects all loss or losses arising out of
Loss Occurrences commencing during the Contract Year effective June 1, 2013, shall equal $11,000,000. 
 “Reinsured’s
Retention,” as respects all loss or losses arising out of Loss Occurrences commencing during the Contract Year effective June 1, 2014, shall equal $18,000,000. 

All other Terms and Conditions remain unchanged. 

  
 



 
  

			
	 ARP-HCI-02-LAC-001-12
  

DOC: April 8, 2014
	  	Endorsement No. 2 – CLAD









 



 
 Signed in
                    , on this      day of             , 2014 

CLADDAUGH CASUALTY INSURANCE COMPANY, LTD. 
  

			
	BY:	 	  

		
	TITLE:	 	  


 Signed in
                    , on this      day of             , 2014 

HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY 

TAMPA, FLORIDA 
  

			
	BY:	 	  

		
	TITLE:	 	  



  
 



 
  

			
	 ARP-HCI-02-LAC-001-12
  

DOC: April 8, 2014
	  	Endorsement No. 2 – CLAD









 



 

  
 



 
  

			
	 <<CONTRACT_NO>>
  

DOC: <<Contract_Document_Date>>
	  	 Endorsement No. 2 -

<<reinsurer_20_code>>