The Federal Flexible Spending Account Program (FSAFEDS) 

FLEXIBLE SPENDING ACCOUNTS 

More than 420,000 Feds use pre-tax dollars to save an average of 30% on their family's health care and dependent 

care expenses. 

When your insurance only covers part of an expense, or doesn’t cover it at all, you’re stuck with the bill. Joining 

FSAFEDS is like getting a 30% discount on what you, your spouse, and your eligible children under 26 spend on: 

Prescriptions Eyeglasses Massage Therapy 

Deductibles & copayments Prescription sunglasses Sunblock 

O ̃ce visits Contact Lenses First aid kits 

Lab tests Laser eye surgery Diabetes testing supplies 

Ambulance Orthodontics Hand sanitizer 

Transportation (if it’s a Birth control pills Wheelchairs and walkers 

purely medical trip) In vitro fertilization And more! 

You can also use FSAFEDS pre-tax dollars to save about 30% on your family’s dependent care expenses. 

It’s like a 30% discount on: 

For your children under age 13: Non-medical care for any adult who is 

• Day care mentally or physically incapable of 

• Summer day camp self-care, who you claim as a dependent 

• Babysitting on your tax return, and who lives with 

• Before and after school care you, such as your: 

• Housekeeper whose duties • Parent, grandparent, or in-law 

 include child care • Spouse, sibling, or adult child 

You ÿle claims by mail, fax, or online. Some insurance plans will ÿle claims automatically for you. FSAFEDS quickly 

reimburses you for these expenses with pre-tax dollars you’ve set aside from your pay. 

· °e annual contribution minimum is $100 for each kind of FSAFEDS account 

· Health care participants have until December 31st to incur eligible expenses and can carry over up to $500 of unused 

funds into another health care account in the subsequent year if requirements are met 

· Dependent care participants have a grace period of an additional 2 1⁄2 months (January 1 through March 15) to 

continue to incur eligible expenses against their prior year balance if requirements are met. Dependent care 

participants cannot carry over funds from one beneÿt period into another 

· You can enroll during the Federal Beneÿts Open Season and must actively re-enroll each year to remain enrolled 

MORE INFO: www.FSAFEDS.com or 1-877-372-3337 

For complete information, including terms and conditions, please visit www.FSAFEDS.com. 

U.S. OFFICE OF PERSONNEL MANAGEMENT 
Federal Employee Insurance Beneÿts Overview INSURANCE 

Federal Employees Health Beneÿts (FEHB) Program 

Unexpected accidents and illnesses can be expensive. Even routine doctor visits and prescriptions can add 

up. With FEHB, you have 15 or more health plan choices. Each plan provides comprehensive coverage for 

you, your spouse, and your children under age 26. It’s competitive; your agency contributes to 

the premium.  ̃ere are no waiting periods and no restrictions on pre-existing conditions. 

Cheers to health! 

Federal Employees Dental and Vision Insurance Program (FEDVIP) 

If you want more dental coverage than what your health plan o°ers, FEDVIP’s comprehensive dental 

insurance can cover you, your spouse, and your unmarried dependent children 

under age 22 for cleanings, x-rays, cavities, orthodontics, and more. With 10 dental plans to choose 

from, it’s easy to keep your family smiling. 

Federal Employees Dental and Vision Insurance Program (FEDVIP) 

If you want more vision coverage than what your health plan o°ers, FEDVIP’s comprehensive vision 

insurance can cover you, your spouse, and your unmarried dependent children under age 22 for eye 

exams, glasses or contact lenses, and discounts on laser eye surgery. With 4 

vision plans to choose from and premiums starting around $3 biweekly, you're looking 

well. 

Federal Employees' Group Life Insurance Program (FEGLI) 

With FEGLI, your family is protected from burdensome funeral costs and catastrophic income loss if you 

die unexpectedly. You can get coverage from as little as one year’s salary to more than 

six years’ salary and many options in between. You can also get coverage for your spouse and eligible 

children. Now that’s peace of mind you can live with. 

Federal Long Term Care Insurance Program (FLTCIP) 

If you cannot perform everyday tasks such as eating, dressing, and bathing because of a chronic illness, injury, 

disability, or aging, long term care insurance can help you pay for the assistance you need. With FLTCIP, you 

and your eligible family members can be protected from this financial burden that can cost an 

average of $32,000 to $91,000 a year. 

Federal Flexible Spending Account Program (FSAFEDS) 

More than 420,000 Feds use pre-tax dollars to save on their health and dependent care expenses. It’s like a 

30% discount for what your family spends on prescriptions, doctor visits, glasses, 

orthodontics, and other health expenses. It’s also like a 30% discount on daycare 

expenses for your children under age 13 and on daycare for your adult dependents. When you’re in 

FSAFEDS, you’re in the money. 

MORE INFO: www.opm.gov/insure 

For complete information, including terms and conditions, please visit www.opm.gov/insure. 

U.S. OFFICE OF PERSONNEL MANAGEMENT