1

United States 

Office of 

Personnel Management 

The Federal Government’s Human Resources Agency

Benefits Administration Letter

Number 11 - 109 Date: October 13, 2011

Subject: Additional Guidance to BAL 10-102, Non-Foreign Area Retirement Equity Assurance 

Benefits Administration Letter (BAL), 10-102, Non-Foreign Area Retirement Equity Assurance (NAREA), 

outlined the general guidelines for determining the deposit the employee must pay to be credited with higher 

salary for retirement benefits calculations during the period from January 3, 2010 through December 31, 2011, 

as allowed under section 1917 of the Non-Foreign Area Retirement Equity Assurance Act (subtitle B of title 

XIX of the National Defense Authorization Act for Fiscal Year 2010 (Public Law 111-84, October 28, 2009)). 

This BAL will provide further explanation of several categories of employees for determining the deposit 

amount due; they are as follows: 

Covered employees who separated for retirement on or after January 3, 2010, without receiving the 

opportunity to make a NAREA deposit election at retirement. 

Employees that worked in a non-foreign area on or after January 3, 2010, then moved out of the nonforeign area and are separating for retirement on or before December 31, 2012 

Employees receiving special rates other than Law Enforcement Officer (LEO) employees 

(Table A-2 has been provided in BAL 10-102 for LEO employees receiving LEO special base rates) 

Employees receiving retained rates under pay retention rules, updated with new special retained rate 

adjustment rules retroactive to January 2010 

Employees under the National Security Personnel System (NSPS). 

Employees retiring in 2011 and 2012 who must pay interest on the deposit (Interest on NAREA deposits 

accrues annually and a variable interest rate is applied, compounded annually on December 31 of 

each year) 

Attached to this BAL are Attachment 1- COLA and Locality Pay Rates in Non-foreign Areas 2009-2012, 

Attachment 2- 2010 Salary Tables, Attachment 3- 2011 Salary Tables (including actual phased-in locality rate 

tables and projected full locality rate tables), Attachment 3- Hourly Difference Tables for 2010 and 2011 (for 

GS employees receiving regular locality rates), Attachment 4- NAREA Deposit Calculation Worksheets and 

Attachment 5, NAREA Midpoint and Interest Calculation Worksheet. 

[Note: In this BAL, references to pay rates in calendar year 2010 refers to the period from January 3, 2010, 

through January 1, 2011 and references to pay rates in calendar year 2011 refer to the period from January 2, 

2011, through December 31, 2011, since pay rates change on the first day of the first biweekly pay period 

beginning on or after January 1.] 

In 2012, employees begin receiving the full locality pay with no buy-back/deposit necessary. 
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Covered employees who separated for retirement on or after January 3, 2010 without receiving the 

opportunity to make a NAREA deposit election at retirement. 

The agency must contact the retiree advising them of the option to make the NAREA deposit. The agency 

should provide an estimate of what the annuity will be with the deposit, the amount of the employee deposit and 

the agency contribution amount. If the employee elects to make the deposit, the agency should advise the 

employee who to make the payment to and where to send it. The supplemental individual retirement record (SF 

2806-SF3100) showing the deposit as additional retirement contributions and the applicable full locality pay 

(e.g., 14.16% in 2010) or pay cap salary in the service history portion of the IRR must be sent to OPM with a 

copy of the FLAG from BAL 10-102 attached. OPM will recalculate the retirement benefit when the 

Supplemental IRR is received. 

Employees that worked in a non-foreign area on or after January 3, 2010, then moved out of the nonforeign area and are separating for retirement on or before December 31, 2012.

If an employee who works in a non-foreign area on or after January 3, 2010, moves out of the non-foreign area, 

and then retires on or before December 31, 2012, the employee may elect to pay a deposit at the time of 

retirement for the period of time that the phased-in locality pay was received while working in the non-foreign 

area. The agency for which the employee works at the time of retirement is responsible for counseling, 

computing, collecting, documenting the deposit and paying the required agency contributions. 

Example: 

Pat worked for the Department of the Navy at the Pearl Harbor Naval Shipyard in Hawaii from July 8, 

1977, until May 7, 2011. Effective May 8, 2011, Pat transferred to Norfolk, VA and plans to retire on 

December 31, 2012. If Pat retires from her position in Norfolk on or before December 31, 2012, she 

will be eligible at the time she retires to make a deposit to obtain retirement credit for a portion of the 

non-foreign COLA she received while working in Pearl Harbor from January 3, 2010, through May 7, 

2011. The agency where Pat retires from in Norfolk is responsible for counseling Pat and for 

computing, collecting, documenting the deposit and paying the required agency contributions. 

Employees Receiving Special Rates. 

The Office of Personnel Management (OPM) may establish higher rates of basic pay - special rates - for a group 

or category of General Schedule (GS) positions in one or more geographic areas to address existing or likely 

significant handicaps in recruiting or retaining well-qualified employees. OPM may establish special rates for 

nearly any category of employee - i.e., by series, specialty, grade-level, and/or geographic area. The Special 

Rate tables can be found at http://apps.opm.gov/SpecialRates/search.aspx. The ID number for the specific 

position can be located on the employee’s SF 50. During the 3-year phase in period, special rates in the nonforeign areas will be increased by the dollar amount of locality pay received by non-special rate employees at 

the same grade and step. 

To determine the deposit amount a GS special rate employee must pay and the salary that is to be used in the 

retirement calculation, you must determine the difference between (1) the projected special rate the individual 

would have received if locality pay were fully phased in and (2) the actual special rate the individual is 

receiving based on the phased-in locality pay. Under section 1917 of the NAREA law, an employee’s COLA 

up to the amount of this difference may be treated as retirement-creditable basic pay. OPM has determined that 

an employee’s COLA payments in 2010 and 2011 will always exceed the difference in all situations; therefore, 

the projected special rate can be used in determining (for an employee making a NAREA deposit election) the 

employee’s high-3 average salary and the amount of the retirement deposit. See Attachment 1 showing COLA 
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and locality pay percentages in the non-foreign areas during the 2009-2012 period, including the projected full 

locality pay percentages. 

Step 1: Identify the GS employee’s current special rate and base rate. 

Step 2: Determine what the employee’s special rate would be if locality pay were fully phased in—the 

“projected” special rate. The actual special rate must be increased by an amount derived by computing the 

difference between the full locality rate and the current phased-in locality rate for the employee’s grade and 

step. 

a. Multiply the employee’s base rate by (1 + the applicable full locality pay percentage), and round to the 

nearest dollar. (Do not apply any salary cap.)

b. Multiply the employee’s base rate by (1 + the current phased-in locality pay percentage), and round to 

the nearest dollar. 

c. Subtract the rate derived in step 2b from the rate derived in step 2a. 

d. Add the difference derived in step 2c to the employee’s actual special rate in step 1. The resulting rate is 

the projected special rate and the salary that will be used in the retirement calculation of the high-3 

average salary and placed in the service history portion of the Supplemental IRR (during the period in 

which the projected rate applies). 

Step 3: To compute the deposit amount, determine the difference between the hourly rate for the projected 

special rate from step 2 and the hourly rate for the actual special rate from step 1. Divide each of the annual 

rates by 2,087 hours to determine the hourly rates and then determine the difference between the two hourly 

rates. The resulting difference is the hourly rate used in the worksheet for calculating the amount of the deposit 

due from the employee. 

NOTE: If the employee’s base rate changes during the 2010-2011 period, it will be necessary to apply the steps 

each time the base rate changes and to use the results during the period the base rate was in effect. Even if the 

employee’s base rate does not change in January 2011, the steps must be reapplied on January 2, 2011, since the 

applicable locality pay percentages and special rate supplements will have changed. 

EXAMPLE: A Navy employee is a GS-10 Physical Science Technician (GS-1311) in Pearl Harbor, Hawaii, 

receiving a special rate under table 0591 during the 2010-2011 period. Effective October 10, 2010, the 

employee moved from step 1 to step 2. The following example shows computations for (1) the period in 2010 

from October 10, 2010, through January 1, 2011, and (2) the period in 2011 from January 2, 2011, through 

October 8, 2011. (Note: The employee was at step 1 from January 3, 2010, through October 9, 2010, and will 

be at step 3 from October 9, 2011, through December 31, 2011. Separate computations would need to be done 

for those periods.) 

2010 Computations: 

Step 1: The employee’s GS 10 Step 2 special rate is $55,633 and base rate is $47,297. The 2010 special rate 

includes a NAREA adjustment equal to 4.72% of the employee’s GS base rate.

Step 2: If locality pay were fully phased in at 14.16% (i.e., the full locality pay percentage in the Rest of U.S. 

locality pay area, which is the applicable pay schedule for all non-foreign areas in 2010), the projected special 

rate would be $60,098, as shown below: 

a. Multiply the employee’s base rate by (1 + the full locality pay percentage), and round to the nearest 

dollar. $47,297 x (1 + .1416) = $53,994. 

b. Multiply the employee’s base rate by (1 + the phased-in locality pay percentage), and round to the 

nearest dollar. $47,297 x (1 + .0472) = $49,529. 
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c. $53,994 - $49,529 = $4,465. 

d. $55,633 + $4,465 = $60,098. The $60,098 salary is the projected special rate, which would be used in 

the high-3 average salary computation and shown on the Supplemental IRR (for the October 10, 2010-

January 1, 2011, period). 

Step 3: The hourly rate used to compute the retirement deposit is $2.14. 

$60,098 divided by 2,087 hours = $28.80 

$55,633 divided by 2,087 hours = $26.66 

$28.80 - $26.66 = $2.14 Use this hourly rate in the worksheet provided in the BAL (for the October 10, 

2010-January 1, 2011, period) to determine the deposit amount due. 

2011 Computations: 

Step 1: The employee’s GS 10 Step 2 special rate is $58,608 and base rate is $47,297. The 2011 special rate 

includes a NAREA adjustment equal to 11.01% of the employee’s GS base rate. 

Step 2: If locality pay were fully phased in at 16.51% (i.e., the full locality pay percentage for areas in Hawaii 

would be 16.51% in 2011 but for the phase-in of locality pay), the projected special rate would be $61,210, as 

shown below: 

a. Multiply the employee’s base rate by (1 + the full locality pay percentage), and round to the nearest 

dollar. $47,297 x (1 + .1651) = $55,106. 

b. Multiply the employee’s base rate by (1 + the current phased-in locality pay percentage), and round to 

the nearest dollar. $47,297 x (1 + .1101) = $52,504. 

c. $55,106 - $52,504 = $2,602. 

d. $58,608 + $2,602 = $61,210. The $61,210 salary is the projected special rate, which would be used in 

the high-3 average salary computation and shown on the Supplemental IRR (for the January 2, 2011-

October 8, 2011, period). 

Step 3: The hourly rate used to compute the retirement deposit is $1.25. 

$61,210 / 2,087 = $29.33 

$58,608 / 2,087 = $28.08 

$29.33 - $28.08 = $1.25 Use this hourly rate in the worksheet provided in the BAL (for the January 2, 

2011-October 8, 2011, period) to determine the deposit amount due. 

Employees Receiving Retained Rates 

Compensation Policy Memorandum (CPM) 2010-23, issued December 27, 2010, authorizes special rules for 

adjusting retained rates for certain employees in non-foreign areas (including Alaska and Hawaii) as part of 

implementation of NAREA. That guidance supersedes the previous guidance on implementing NAREA 

provided in CPM 2009-27. 

The effect of the previous guidance on employees resulted in certain employees receiving less pay. Under 

section 1918(a)(2) of the NAREA law, OPM was able to address this issue by establishing special rules on 

adjusting retained rates for non-foreign area employees during the January 2010-January 2012 transition period. 

These special rules are retroactive to January 2010. 

The following special rules have been adopted for adjusting retained rates during the January 2010-January 

2012 transition period. 
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For GS employees, calculate a two-part adjustment (A + B) as follows: 

(1) Calculate Adjustment A based on the applicable maximum rate of basic pay, excluding any locality payment 

or special rate supplement. Multiply 50 percent times the dollar increase in the applicable GS Step 10 base rate 

(excluding any locality payment or special rate supplement) for the employee's grade. 

50% x (new GS Step 10 base rate - old GS Step 10 base rate) = Adjustment A

(2) Calculate Adjustment B by first subtracting the previous payable locality pay percentage from the new 

payable locality pay percentage to determine the difference in percentage points. 

(new Locality pay % - old Locality pay %) = locality pay difference 

Next, multiply the resulting locality pay difference times the old GS Step 10 base rate for the employee’s 

grade (excluding any locality payment or special rate supplement). 

(Locality pay difference) x (old GS Step 10 base rate) = X

Then multiply the new locality pay percentage times the difference between the new GS Step 10 base rate 

and the old GS Step 10 base rate. 

(new Locality pay %) x (new GS Step 10 base rate - old GS Step 10 base rate) = Y

Finally add X and Y to determine Adjustment B 

(3) Add Adjustment A and Adjustment B to determine the total adjustment (increase) in the retained rate. 

(4) Add the total adjustment from (3) to the employee’s preexisting retained rate. If the result is greater than 

the applicable Step 10 adjusted rate of basic pay, that is the employee’s new retained rate. If the result in less 

than the applicable Step 10 adjusted rate of basic pay, the employee is no longer under pay retention, and the 

employee’s pay must be set at that Step 10. 

Follow normally applicable rounding rules at each stage and round pay rates and rate adjustments to the nearest 

whole dollar. The Executive Schedule level IV cap on retained rates under 5 CFR 536.306(a) does not apply to 

a retained rate adjusted under these special rules. If the locality rate for a GS Step 10 employee at the same 

grade as the retained rate employee is capped at EX-IV (or EX-IV plus 5 percent for certain former NSPS 

employees), contact pay-leave-policy@opm.gov for special instructions on computing the retained rate 

adjustment. 

To apply the retirement deposit provisions of NAREA section 1917, it is necessary to compute a “projected” 

rate that would be payable if locality pay were fully phased in. This projected rate is computed using the same 

retained rate adjustment formula described above, but the formula is applied assuming that fully phased-in 

locality rates are used in computing the retained rate adjustment. The projected rate may be a projected retained 

rate or, if that rate falls below the applicable projected Step 10 adjusted rate of basic pay, a projected rate equal 

to that Step 10. The resulting projected rate is the salary that will be shown on the Supplemental IRR and used 

in the high-3 average salary calculation. The salary difference between the projected rate and the actual 

retained rate is used to compute the retirement deposit. 
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FOR 2010- 

Compute the projected rate for 2010 using steps 1-10 and determine the hourly rate used in computing the 

retirement deposit in step 11, as shown below: 

Step 1: Identify the employee’s actual retained rate before and after the January 2010 pay adjustment. 

Step 2: Find the step 10 base rate for the employee’s grade on the 2009 GS Base Salary Table. The table can 

be found at http://www.opm.gov/oca/09tables/indexGS.asp. This will give you the 2009 GS Step 10 annual 

base salary. 

Step 3: Find the step 10 base rate for the employee’s grade on the 2010 GS Base Salary Table. The tables can 

be found at http://www.opm.gov/oca/10tables/indexGS.asp. This will give you the 2010 GS Step 10 annual base 

salary. 

Step 4: Subtract the 2009 GS Step 10 base salary from the 2010 GS Step 10 base salary, then multiply the 

difference by 50% to determine Adjustment A. 

Step 5: Subtract the previous payable locality pay percentage (0%) from the fully phased-in locality pay 

percentage (14.16%). (14.16% in 2010 in all non-foreign areas.) 

Step 6: Multiply the result from step 5 (14.16%) times the 2009 GS Step 10 base salary. 

Step 7: Multiply the full locality pay percentage (14.16%) times the difference between the 2010 GS Step 10 

base salary (step 3) and the 2009 GS Step 10 base salary rate (step 2). 

Step 8: Add the results of step 6 and step 7 to determine Adjustment B. 

Step 9: Add Adjustment A and Adjustment B together to determine the total increase to the retained rate. 

Step 10: Add the total increase determined in step 9 to the preexisting retained rate (before the January 2010 

pay adjustment). If the result is greater than the applicable projected Step 10 adjusted rate of basic pay 

(reflecting the fully phased-in locality rate), that is the employee’s projected retained rate for 2010. If the result 

is less than the applicable projected Step 10 adjusted rate of basic pay, the employee would no longer be under 

pay retention, and the employee’s projected pay rate must be set at that Step 10 adjusted rate. The final 

resulting rate is the salary rate used in the retirement calculation of the high-3 average salary and placed in the 

service history portion of the Supplemental IRR. 

Step 11: Compute the hourly rate used to compute the retirement deposit by dividing the difference between the 

projected rate and the actual retained rate by 2,087 hours. The resulting hourly rate is used in the retirement 

deposit worksheet. 

EXAMPLE FOR 2010: An employee working in Hawaii, Alaska or Other Non-Foreign Areas is a GS 11 Step 

00 with a retained rate. In steps 1-10, we compute the projected rate that would apply if locality pay were fully 

phased in (14.16% RUS locality rate in 2010). In step 11, we compare the projected rate to the actual retained 

rate to determine the retirement deposit. 

Step 1: The retained rate is $70,843 before the January 2010 pay adjustment and $74,413 after that adjustment. 

(The $74,413 retained rate reflects application of the retained rate adjustment formula using the 4.72% one-third 

phase-in of locality pay.) 
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Step 2: The 2009 GS base salary for the GS 11 Step 10 is $64,403. 

Step 3: The 2010 GS base salary for the GS 11 Step 10 is $65,371. 

Step 4: $65, 371 

 - 64,403 

 $ 968 

 x .50 

 $ 484 = Adjustment A 

Step 5: 14.16% 

 - 0 

 14.16% 

Step 6: $64,403 

 x .1416 

 $ 9,119.465 or $9,119

Step 7: $ 968 

 x .1416 

 $ 137.07 or $137 

Step 8: $ 9,119 

 + 137 

 $ 9,256 = Adjustment B 

Step 9: $ 9,256 

 + 484

 $ 9,740 = Total Retained Rate Adjustment 

Step 10: $70,843 (2009 retained rate) 

 + 9,740

 $80,583 = Projected Rate = salary to be used in retirement calculations (High-3 average salary) 

 and shown on the Supplement IRR 

(Note: $80,583 is greater than the projected GS-11 Step 10 locality rate $74,628. (No 

special rate applies.) $65,371 x 1.1416 = $74,628. Thus, projected rate is a projected 

retained rate.) 

Step 11: $80,583 (projected rate for 2010) 

- 74,413 (actual 2010 retained rate) 

 $ 6,170

$ 6,170 ÷ 2,087 = $2.96 = hourly rate used in retirement deposit worksheet

FOR 2011- 

Compute the projected rate for 2011 using steps 1-10 and determine the hourly rate used in computing the 

retirement deposit in step 11, as shown below: 
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Step 1: Identify the employee’s actual retained rate before and after the January 2011 pay adjustment. 

Step 2: Find the step 10 base rate for the employee’s grade on the 2010 GS Base Salary Table. The tables can 

be found at http://www.opm.gov/oca/10tables/indexGS.asp. This will give you the 2010 GS Step 10 base salary. 

Step 3: Find the step 10 base rate for the employee’s grade on the 2011 GS Base Salary Table. The tables can 

be found at http://www.opm.gov/oca/11tables/index.asp. This will give you the 2011 GS Step 10 base salary 

for that grade and step. 

Step 4: Subtract the 2010 GS Step 10 base salary from the 2011 GS Step 10 base salary, then multiply the 

difference by 50% to determine Adjustment A. (Because of the January 2011 pay freeze, this result will be 

zero.) 

Step 5: Subtract the previous payable locality pay percentage for 2010 (Other Non-Foreign Areas, Hawaii and 

Alaska, 4.72%) from the fully phased-in locality pay percentage for 2011 (for Other Non-Foreign Areas14.16%, for Hawaii-16.51%, or for Alaska-24.69%). 

Step 6: Multiply the result from step 5 (Other Non-Foreign Areas-9.44%, Hawaii-11.79%, or Alaska-19.97) 

times the 2010 GS Step 10 base salary. 

Step 7: Multiply the full locality pay percentage (Other Non-Foreign Areas-14.16%, Hawaii-16.51%, or 

Alaska-24.69%) times the difference between the 2011 GS Step 10 Base salary (step 3) and the 2010 GS Step 

10 Base salary (step 2). (Because of the January 2011 pay freeze, this result will be zero.) 

Step 8: Add the results of Step 6 and Step 7 to determine Adjustment B. 

Step 9: Add Adjustment A and Adjustment B together to determine the total increase to the retained rate. 

(Because of the January 2011 pay freeze, this result will equal the result from step 6.) 

Step 10: Add the total increase determined in step 9 to the preexisting retained rate pay (before the January 

2011 pay adjustment). If the result is greater than the applicable projected Step 10 adjusted rate of basic pay 

(reflecting the fully phased-in locality rate), that is the employee’s projected retained rate for 2011. If the result 

in less than the applicable projected Step 10 adjusted rate of basic pay, the employee would no longer be under 

pay retention, and the employee’s projected pay rate must be set at that Step 10 adjusted rate. The final 

resulting rate is the salary rate used in the retirement calculation of the high-3 average salary and placed in the 

service history portion of the Supplemental IRR. 

Step 11: Compute the hourly rate used to compute the retirement deposit by dividing the difference between the 

projected rate and the actual retained rate by 2,087 hours. The resulting hourly rate is used in the retirement 

deposit worksheet. 

EXAMPLE FOR 2011: An employee working in Hawaii is a GS 11 Step 00 with a retained rate. In steps 1-

10, we compute the projected rate that would apply if locality pay were fully phased in (16.51% Hawaii locality 

rate in 2011). In step 11, we compare the projected rate to the actual retained rate to determine the retirement 

deposit. 

Step 1: The retained rate is $74,413 before the January 2011 pay adjustment and $78,525 after that adjustment. 

(The $78,525 retained rate reflects application of the retained rate adjustment formula using the 11.01% twothirds phase-in of locality pay.) 
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Step 2: The 2010 GS base Salary for the GS 11 Step 10 is $65,371. 

Step 3: The 2011 GS base Salary for the GS 11 Step 10 is $65,371. (Frozen in January 2011.) 

Step 4: $65,371 

 - 65,371 

 $ 0 

 x .50 

 $ 0 = Adjustment A 

Step 5: 16.51% 

 - 4.72% 

 11.79% 

Step 6: $65,371 

 x .1179 

 $7,707.24 or $7,707 

Step 7: $ 0 

 x .1651 

 $ 0 

Step 8: $7,707 

 + 0 

 $7,707 = Adjustment B 

Step 9: $ 0 

 + 7,707 

 $7,707 = Total Retained Rate Adjustment 

 (Note: Because of the January 2011 pay freeze, result from step 9 = result from step 6.) 

Step 10: $74,413 (2010 retained rate) 

 + 7,707 

 $82,120 = Projected Rate = salary to be used in retirement calculations (High-3 average salary) 

 and shown on the Supplement IRR 

(Note: $82,120 is greater than the projected GS-11 Step 10 locality rate $76,164. (No 

special rate applies.) $65,371 x 1.1651 = $76,164. Thus, projected rate is a projected 

retained rate.) 

Step 11: $82,120 (projected rate for 2011) 

- 78,525 (actual 2011 retained rate) 

 $ 3,595 

$ 3,595 ÷ 2,087 = $1.72 = hourly rate used in retirement deposit worksheet 
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Employees in the National Security Personnel System (NSPS) 

NSPS is a pay-banded system. NSPS employees receive pay based on their pay schedule, pay band, and 

position, not a GS grade or step. 

NSPS employees may receive a standard local market supplement, a targeted local market supplement, or no 

local market supplement. The NSPS standard and targeted local market supplements are considered part of the 

employee’s basic pay for retirement purposes (see 5 CFR 9901.331(d)). 

For those employees receiving a standard local market supplement, the percentages and locality areas used for 

the supplement are exactly the same as those that apply to GS employees. For employees in non-foreign areas 

subject to NAREA, the locality pay percentage offsetting the decreasing COLA in 2010, 2011, and 2012 is the 

same as for GS employees. Thus, for 2010, NSPS employees receive the same 4.72% adjustment as GS 

employees. The 4.72% is their standard local market supplement and is added on top of their NSPS base salary. 

For 2011, NSPS employees receive the locality adjustment based on their locality area. 

For employees receiving targeted local market supplements, those supplements are always higher than the 

standard local market supplement for an occupation in a geographic location. The targeted local market 

supplement includes a 4.72% adjustment for 2010. A targeted local market supplement is a local market 

supplement established to address recruitment or retention difficulties or for other appropriate reasons which 

applies to a defined category of employees (based on occupation or other appropriate factors). It is provided in 

lieu of any lower standard local market supplement that would otherwise apply and is similar to a special salary 

rate supplement provided to GS employees. In the GS system, an employee would get either locality pay or a 

special rate supplement, if authorized for his or her position. Similarly, in NSPS an employee receives either a 

standard local market supplement or a targeted local market supplement, if authorized for his or her position. 

For example, in 2010, a YG-0602-2 General Surgeon in Hawaii received a targeted local market supplement of 

45.72% in lieu of the standard local market supplement of 4.72%. As another example, a YN-0083-1 

Supervisory Police Officer located on Hawaii Island, Kauai Island, Maui Island, or Oahu Island in Hawaii 

received a targeted local market supplement of 17% in lieu of the standard local market supplement of 4.72%. 

The important point is that the targeted local market supplement is in lieu of the standard local market 

supplement - the standard local market supplement is NOT added to the targeted local market supplement but is 

included in the percentage given. 

Most NSPS employees receive a standard local market supplement. A much smaller number receive a targeted 

local market supplement (which may be applied worldwide or only to employees located at a specific 

installation). 

NSPS pay schedules, including standard and targeted local market supplements, both current and archived may 

be found on this website: http://www.cpms.osd.mil/wage/ or http://www.cpms.osd.mil/nsps/index.html. 

This guidance will be used for the period of time that an employee is under the NSPS. Once they have 

transferred to the General Schedule (GS) system you will apply the guidance outlined in BAL 10-102 or the 

additional guidance provided in this BAL for the other categories such as retained pay. 

The following provide examples of how to calculate the deposit for an NSPS employee in a non-foreign area. 

The examples show how an agency must compute the “projected” NSPS rate that would apply if locality pay 

were fully phased in. This projected rate is the salary rate used in the retirement calculation of the high-3 

average salary and placed in the service history portion of the Supplemental IRR. The difference between the 

projected rate and the actual rate is used to compute the retirement deposit. 
 Retirement and Benefits 

Quality Benefits for the Federal Family

11

EXAMPLE 1: 

NSPS Hawaii employee receiving $82,077 NSPS base salary and an NSPS standard local market supplement of $3,874, the 4.72% locality 

component authorized by NAREA. 

Employee Name: NSPS HI Emp receiving $85,951 incl. 

4.72% LMS

Retirement Plan: CSRS 

Employee Deductions for Pay Year: 2010

 

 

A B C D E F G H I J K L M N

Period

Pay 

Plan/ 

Grade

NSPS 

Salary 

w/out 

Locality

NSPS 

Salary 

w/Local

ity 

(4.72)

NSPS 

Salary 

w/Locality 

(4.72) Div 

by 2087

NSPS 

Salary 

with Full 

Locality 

(RUS 

rate14.16%)

NSPS 

Salary 

with Full 

Locality 

(RUS 

rate14.16%) 

Div by 

2087

Difference 

in Hourly 

Rate 

between 

full rate & 

actual 

NSPS Rate

Times 

80 

hours

Differe

nce in 

Pay 

per 

Pay 

Period

Times 

Employee 

Deduction 

Rate

Difference 

in 

Employee 

Deductions 

per Pay 

Period

Times

Number 

of Pay 

Periods

Additional 

Employee 

Deductions 

Owed

1-3-2010 to 3-27-

2010

YC-02 82,077 85,951 41.18 93,699 44.90 3.72 80 $297.60 7% $20.83 6 $124.98

3-28-2010 to 3-31-

2010

YC-02 82,077 85,951 41.18 93,699 44.90 3.72 24 $89.28 7% $6.25 1 $6.25

0 0.00 0 0.00 0.00 $0.00 7% $0.00 0 $0.00

0 0.00 0 0.00 0.00 $0.00 7% $0.00 0 $0.00

0 0.00 0 0.00 0.00 $0.00 7% $0.00 0 $0.00

O. Total for Year $131.23

P. Additional Interest Owed

Q. Total Employee Deductions and Interest $131.23
 Retirement and Benefits 

Quality Benefits for the Federal Family

12

EXAMPLE 2: 

NSPS Hawaii employee receiving $59,305 NSPS base salary and a NSPS targeted local market supplement (TLMS) of 21.72%, which includes the 

4.72% locality component authorized by NAREA. (To determine the salary with the full locality rate, subtract 4.72% from the 21.72% to get 17% 

then add 14.16% to derive the targeted local market supplement with the full locality rate, 31.16%. Multiply the base salary by 31.16% to get the 

annual salary then divide by 2087 for the hourly rate with full locality rate.) 

Employee Name:

NSPS HI Emp recving 

$59,305+TLMS 21.72%

Retirement 

Plan: CSRS 

Employee Deductions for Pay Year: 2010

A B C D E F G H I J K L M N

Period

Pay 

Plan/ 

Grade

NSPS 

Salary 

w/out 

TLMS 

and 

Locality

NSPS 

Salary 

w/TLMS 

including 

Phased 

in 

Locality 

(21.72% 

NSPS 

Salary 

w/TLMS 

including 

Phased 

in 

Locality 

Div by 

2087

NSPS 

Salary 

with 

TLMS 

including 

Full 

Locality 

(31.16%)

NSPS 

Salary 

with 

TLMS 

including 

Full 

Locality 

Pay 

(31.16%) 

Div by 

2087

Difference 

in Hourly 

Rate 

between 

adjusted 

TLMS 

rate with 

Full 

Locality 

and 

TLMS 

Rate with 

Phased in 

Locality

Times 

80 

hours

Difference 

in Pay per 

Pay 

Period

Times 

Employee 

Deduction 

Rate

Difference 

in 

Employee 

Deductions 

per Pay 

Period

Times 

Number 

of Pay 

Periods

Additional 

Employee 

Deductions 

Owed

01/03/2010 

to 

05/08/2010 59,305 72,186 34.59 77,784 37.27 2.68 80 $214.40 7% $15.01 9 $135.09

0 0.00 0 0.00 0.00 $0.00 7% $0.00 0 $0.00

0 0.00 0 0.00 0.00 $0.00 7% $0.00 0 $0.00

0 0.00 0 0.00 0.00 $0.00 7% $0.00 0 $0.00

0 0.00 0 0.00 0.00 $0.00 7% $0.00 0 $0.00

O. Total for Year $135.09

P. Additional Interest Owed

Q. Total Employee Deductions and Interest $135.09
 Retirement and Benefits 

Quality Benefits for the Federal Family

13

Employees with a retirement commencing date in 2011, 2012 and on 01/01/2013 must pay interest on the 

deposit due. (Interest on NAREA deposits accrues annually and a variable interest rate is applied, 

compounded annually on December 31 of each year) 

Interest for NAREA deposits is outlined under Section 8334 (e) in title 5, United States Code. Interest accrues 

annually and is charged at the variable interest rate, compounded annually on December 31 of each year. The 

variable interest rate for 2010 is 3.125% and 2.75% for 2011. The 2012 interest rate will not be determined 

until the end of 2011. 

Under 5 U.S.C. 8334(e), interest on the deposit is computed from the midpoint of the deposit period and is 

computed at a variable rate for deposits on service on and after October 1, 1982. Regulations outline that 

interest is charged through the date the deposit is paid but not later than the commencing date of the retirement 

annuity. Interest is also not charged for the calendar year in which the deposit is paid or the annuity 

commences. For these NAREA deposits, therefore, interest will accrue from the midpoint of the deposit 

period through December 31 of the year that precedes the year in which the annuity commences. The deposit 

period is the period of time that additional deductions are due for the difference between the phased-in locality 

rate and the full locality rate, with the earliest date being 01/03/2010 and the latest being 12/31/2011. 

The midpoint date determines the interest rate that will be used in calculating the interest due for the initial year. 

If the midpoint falls in 2010, the interest rate used will be 3.125%. In 2011, the interest rate used will be 2.75%. 

If interest is due for the subsequent year, the interest rate used will be the rate in effect for that year. 

NAREA interest calculation steps: 

Step 1: Identify the date interest begins to accrue – the midpoint of the deposit period 

o Identify the deposit period (the period of time that additional deductions are due – earliest date of 

period is 1/3/2010 through the retirement date or through 12/31/2011 if the retirement date is after 

12/31/2011. Find the midpoint of the deposit period 

 Add the beginning date of the deposit period to the ending date of the deposit period and 

divide the result by 2 

Example: 

Beginning date of deposit period: 01/03/2010 

Ending date of deposit period: 09/30/2011 

Sum of beginning and ending date: 

o 2011 – 09 – 30, plus 

o 2010 – 01 – 03, equals 

o 4021 – 10 – 33

Divide sum by 2: 

o 4021y ÷ 2 = 2010y 06m 

o 10m ÷ 2 = 05m 

o 33d ÷ 2 = 16d,

o 2010 11 16

Midpoint equals November 16, 2010 
 Retirement and Benefits 

Quality Benefits for the Federal Family

14

Step 2: Identify date interest ends 

o Identify annuity commencing date 

o Interest accrues through the end of the calendar year that immediately precedes the year in which the 

annuity commences. 

Example: 

 Deposit period 1/3/2010 through 9/30/2011 (date of retirement) 

 Annuity Commences 10/1/2011 

 Interest accrues through 12/31/2010 (end of the year that immediately precedes the year in 

which the annuity commences.) 

Step 3: Calculate Interest from midpoint to date interest ends 

o Computing Interest for the first year: 

 Identify the variable interest rate in effect for the year in which the midpoint occurs 

 Calculate the time factor representing the time between the midpoint and the end of the year. 

 Multiply the deposit amount, the variable interest rate, and the time factor. The result equals 

the amount of interest that is owed for the first year. 

Example: 

Deposit Without Interest: $105.00

Midpoint equals November 16, 2010 

Time between November 16, 2010, and December 31, 2010 is 1m 15d 

o 12 – 31, minus 

o 11 – 16, equals 

o 1m – 15d

Time Factor for 1m 15d from the 360 day chart: .125 

Variable Interest rate for 2010 is 3.125% 

Interest on deposit: 

o $105 x 3.125% x .125 = $0.41 

o Computing Interest for Subsequent Years 

 If interest is applicable for an additional year, add the interest from the first year to the 

deposit balance and then multiply the result by the variable interest rate in effect for the 

second year. 

 The result is the additional interest due for the second year. 

 Add the interest due for the second year to the original deposit and the interest due for the 

first year to get the total deposit due with interest. 

Example: 

Deposit Period: 01/03/2010 to 12/31/2011 

Retirement Date: 12/31/2012 

Annuity Commencing Date: 01/01/2013 

Deposit Without Interest: $130

Beginning date of interest (midpoint): January 2, 2011 
 Retirement and Benefits 

Quality Benefits for the Federal Family

15

Ending date of interest: December 31, 2012 

Variable rate for 2011: 2.75% 

Variable rate for 2012: (unknown as of the date this guidance was prepared, but for 

sake of example, assume 3.25%) 

Time between midpoint and end of year in which midpoint falls: 

o 12 – 31, minus 

o 01 – 02, equals 

o 11m 29d 

Time factor for 11 months and 29 days (from 360 day chart): .997222 

Interest for first year (1/2/2011 through 12/31/2011): 

o $130 x 2.75% x .997222 = $3.57 

Interest for second year (1/1/2012 through 12/31/2012) 

o Sum of deposit plus year 1 interest - $130 + $3.57 = $133.57 

o Interest for year 2: 

 $133.57 x 3.25% = $4.34 

Total deposit with interest: $133.57 + $4.34 = $137.91 

The NAREA Midpoint and Interest Calculation Worksheet is attached for your use. 

Additional Information 

If you have additional questions, need clarification or under another pay authority (system), agency benefits 

officers should contact Sharon Appel at (724) 794-2005 extension 3127 or by email at Sharon.Appel@opm.gov. 

Employees should contact their agency human resources office for assistance. 

 Kenneth J. Zawodny Jr. 

 Associate Director 

 Retirement Services 
 Retirement and Benefits 

Quality Benefits for the Federal Family

16

Attachment 1- COLA and Locality Pay Rates in Nonforeign Areas 2009-2012 

COLA and Locality Pay Rates in Nonforeign Areas 2009-2012

(based on the Non-Foreign Area Retirement Equity Assurance Act (NAREAA), sections 1911-1919 of Public Law 

111-84,and on section 147 of Public Law 111-242, which required a freeze of General Schedule base and locality 

rates in 2011-2012)

Nonforeign 

COLA 

Areas

2009 2010 2011 2012

COLA

Rates 

(%)

Locality 

Rates 

(%)

COLA 

Rates 

(%)

Payable 

Locality 

Rates (%)

Full 

Locality 

Rates 

(%)

COLA 

Rates 

(%)

Payable 

Locality 

Rates (%)

Full 

Locality 

Rates 

(%)

COLA 

Rates 

(%)

Payable 

Locality 

Rates (%)

Full 

Locality 

Rates 

(%)

Anchorage, 

Alaska 23 0 19.03 4.72 14.16 10.56 16.46 24.69 5.57 24.69 24.69

Fairbanks, 

Alaska 23 0 19.03 4.72 14.16 10.56 16.46 24.69 5.57 24.69 24.69

Juneau, 

Alaska 23 0 19.03 4.72 14.16 10.56 16.46 24.69 5.57 24.69 24.69

Other 

Alaska 25 0 20.94 4.72 14.16 12.28 16.46 24.69 7.18 24.69 24.69

City and 

County of 

Honolulu, 

Hawaii

25 0 20.94 4.72 14.16 16.07 11.01 16.51 12.25 16.51 16.51

County of 

Hawaii, 

Hawaii

18 0 14.26 4.72 14.16 9.76 11.01 16.51 6.24 16.51 16.51

County of 

Kauai, 

Hawaii

25 0 20.94 4.72 14.16 16.07 11.01 16.51 12.25 16.51 16.51

County of 

Maui 

(including 

Kalawao 

County), 

Hawaii

25 0 20.94 4.72 14.16 16.07 11.01 16.51 12.25 16.51 16.51

Puerto 

Rico 14 0 10.44 4.72 14.16 7.18 9.44 14.16 4.20 14.16 14.16

U.S. Virgin 

Islands 25 0 20.94 4.72 14.16 17.23 9.44 14.16 13.84 14.16 14.16

Guam & 

Commonw

ealth of the 

Northern 

Mariana 

Islands

25 0 20.94 4.72 14.16 17.23 9.44 14.16 13.84 14.16 14.16

Other 

Possessions 0 0 0 4.72 14.16 0 9.44 14.16 0 14.16 14.16

NOTE 1: The Full Locality Rates are used to compute the phased-in Payable Locality Rates using a 1/3rd factor in 

2010, a 2/3rds factor in 2011, and a 3/3rds factor in 2012. Also, the Full Locality Rates are used in 

computing retirement-creditable basic pay and retirement contribution deposits for employees who make 

an section under NAREAA section 1917. 

NOTE 2: The EX-IV locality rate cap ($155,500) will affect certain employees in Alaska in 2010 and 2011. Because 

of that cap, in 2011 some employees won't receive the full 24.69% as the Payable Locality Rate, and in 

2011 some employees won't be credited with the Full Locality Rate of 24.69% in computing retirement 

basic pay and deposits under NAREAA section 1917. For employees receiving regular General Schedule 

(GS) rates, only GS-15, steps 9 and 10 are affected. For those at GS-15, step 9, the actual locality pay 

percentage is 23.22% instead of 24.69%. For those at GS-15, step 10, the actual locality pay percentage 

is 20.06%. 
 Retirement and Benefits 

Quality Benefits for the Federal Family

17

Attachment 2- 2010 SALARY TABLES

Full Locality-SALARY TABLE 2010-RUS

INCORPORATING PAYMENT OF 14.16%

FOR THE LOCALITY PAY AREA OF REST OF U.S.

(See http://www.opm.gov/oca/10tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2010

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 20324 21003 21679 22351 23027 23424 24092 24766 24792 25422

2 22851 23395 24151 24792 25071 25808 26546 27283 28021 28758

3 24933 25764 26595 27426 28257 29088 29919 30750 31581 32412

4 27990 28922 29855 30788 31720 32653 33586 34519 35451 36384

5 31315 32359 33402 34445 35489 36532 37576 38619 39663 40706

6 34907 36070 37233 38397 39560 40723 41886 43050 44213 45376

7 38790 40084 41377 42671 43964 45258 46551 47844 49138 50431

8 42960 44391 45823 47254 48686 50117 51549 52981 54412 55844

9 47448 49029 50611 52192 53773 55354 56935 58516 60097 61678

10 52252 53994 55736 57478 59221 60963 62705 64447 66189 67931

11 57408 59321 61234 63148 65061 66974 68888 70801 72714 74628

12 68809 71102 73396 75689 77983 80276 82570 84863 87157 89450

13 81823 84550 87278 90005 92732 95459 98187100914 103641 106369

14 96690 99913 103136106358 109581112804 116027119249 122472 125695

15 113735117527 121318125109 128900132692 136483140274 144065 147857
 Retirement and Benefits 

Quality Benefits for the Federal Family

18

Phased- in SALARY TABLE 2010-HI

A LOCALITY PAYMENT OF 4.72%

STATE OF HAWAII

(See http://www.opm.gov/oca/10tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2010

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 18643 19266 19886 20503 21123 21487 22100 22718 22742 23320

2 20962 21460 22154 22742 22998 23674 24351 25027 25704 26380

3 22871 23633 24396 25158 25920 26683 27445 28207 28970 29732

4 25675 26531 27386 28242 29097 29953 30809 31664 32520 33375

5 28726 29683 30640 31597 32554 33511 34469 35426 36383 37340

6 32020 33087 34154 35222 36289 37356 38423 39490 40557 41624

7 35583 36769 37956 39142 40329 41515 42702 43888 45075 46261

8 39407 40720 42034 43347 44660 45973 47286 48600 49913 51226

9 43525 44975 46426 47876 49326 50777 52227 53677 55128 56578

10 47931 49529 51127 52725 54324 55922 57520 59118 60716 62314

11 52661 54416 56171 57926 59681 61436 63191 64946 66701 68457

12 63119 65223 67327 69430 71534 73638 75742 77846 79950 82053

13 75057 77559 80061 82562 85064 87566 90068 92569 95071 97573

14 88695 91651 94607 97563 100520103476 106432109388 112345 115301

15 104330107808 111286114764 118241121719 125197128675 132152 135630

Phased-in SALARY TABLE 2010-AK

A LOCALITY PAYMENT OF 4.72%

STATE OF ALASKA

(See http://www.opm.gov/oca/10tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2010

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 18643 19266 19886 20503 21123 21487 22100 22718 22742 23320

2 20962 21460 22154 22742 22998 23674 24351 25027 25704 26380

3 22871 23633 24396 25158 25920 26683 27445 28207 28970 29732

4 25675 26531 27386 28242 29097 29953 30809 31664 32520 33375

5 28726 29683 30640 31597 32554 33511 34469 35426 36383 37340

6 32020 33087 34154 35222 36289 37356 38423 39490 40557 41624

7 35583 36769 37956 39142 40329 41515 42702 43888 45075 46261

8 39407 40720 42034 43347 44660 45973 47286 48600 49913 51226

9 43525 44975 46426 47876 49326 50777 52227 53677 55128 56578

10 47931 49529 51127 52725 54324 55922 57520 59118 60716 62314

11 52661 54416 56171 57926 59681 61436 63191 64946 66701 68457

12 63119 65223 67327 69430 71534 73638 75742 77846 79950 82053

13 75057 77559 80061 82562 85064 87566 90068 92569 95071 97573

14 88695 91651 94607 97563 100520103476 106432109388 112345 115301

15 104330107808 111286114764 118241121719 125197128675 132152 135630
 Retirement and Benefits 

Quality Benefits for the Federal Family

19

Phased-in SALARY TABLE 2010-ON

INCORPORATING THE 1.50% GENERAL SCHEDULE INCREASE AND A LOCALITY PAYMENT 

OF 4.72%

OTHER NONFOREIGN AREAS AS DEFINED IN 5 CFR PART 591

(See http://www.opm.gov/oca/10tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2010

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 18643 19266 19886 20503 21123 21487 22100 22718 22742 23320

2 20962 21460 22154 22742 22998 23674 24351 25027 25704 26380

3 22871 23633 24396 25158 25920 26683 27445 28207 28970 29732

4 25675 26531 27386 28242 29097 29953 30809 31664 32520 33375

5 28726 29683 30640 31597 32554 33511 34469 35426 36383 37340

6 32020 33087 34154 35222 36289 37356 38423 39490 40557 41624

7 35583 36769 37956 39142 40329 41515 42702 43888 45075 46261

8 39407 40720 42034 43347 44660 45973 47286 48600 49913 51226

9 43525 44975 46426 47876 49326 50777 52227 53677 55128 56578

10 47931 49529 51127 52725 54324 55922 57520 59118 60716 62314

11 52661 54416 56171 57926 59681 61436 63191 64946 66701 68457

12 63119 65223 67327 69430 71534 73638 75742 77846 79950 82053

13 75057 77559 80061 82562 85064 87566 90068 92569 95071 97573

14 88695 91651 94607 97563 100520103476 106432109388 112345 115301

15 104330107808 111286114764 118241121719 125197128675 132152 135630
 Retirement and Benefits 

Quality Benefits for the Federal Family

20

Attachment 3- 2011 SALARY TABLES

SALARY TABLE 2011-GS Base 

RATES FROZEN AT 2010 LEVELS

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 17803 18398 18990 19579 20171 20519 21104 21694 21717 22269

2 20017 20493 21155 21717 21961 22607 23253 23899 24545 25191

3 21840 22568 23296 24024 24752 25480 26208 26936 27664 28392

4 24518 25335 26152 26969 27786 28603 29420 30237 31054 31871

5 27431 28345 29259 30173 31087 32001 32915 33829 34743 35657

6 30577 31596 32615 33634 34653 35672 36691 37710 38729 39748

7 33979 35112 36245 37378 38511 39644 40777 41910 43043 44176

8 37631 38885 40139 41393 42647 43901 45155 46409 47663 48917

9 41563 42948 44333 45718 47103 48488 49873 51258 52643 54028

10 45771 47297 48823 50349 51875 53401 54927 56453 57979 59505

11 50287 51963 53639 55315 56991 58667 60343 62019 63695 65371

12 60274 62283 64292 66301 68310 70319 72328 74337 76346 78355

13 71674 74063 76452 78841 81230 83619 86008 88397 90786 93175

14 84697 87520 90343 93166 95989 98812 101635 104458 107281 110104

15 99628 102949 106270 109591 112912 116233 119554 122875 126196 129517

2011 GS LEO Rates (Special Base Rates at Grades 3-10)

RATES FROZEN AT 2010 LEVELS

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 17803 18398 18990 19579 20171 20519 21104 21694 21717 22269

2 20017 20493 21155 21717 21961 22607 23253 23899 24545 25191

3 26208 26936 27664 28392 29120 29848 30576 31304 32032 32760

4 29420 30237 31054 31871 32688 33505 34322 35139 35956 36773

5 33829 34743 35657 36571 37485 38399 39313 40227 41141 42055

6 35672 36691 37710 38729 39748 40767 41786 42805 43824 44843

7 38511 39644 40777 41910 43043 44176 45309 46442 47575 48708

8 40139 41393 42647 43901 45155 46409 47663 48917 50171 51425

9 42948 44333 45718 47103 48488 49873 51258 52643 54028 55413

10 47297 48823 50349 51875 53401 54927 56453 57979 59505 61031

11 50287 51963 53639 55315 56991 58667 60343 62019 63695 65371

12 60274 62283 64292 66301 68310 70319 72328 74337 76346 78355

13 71674 74063 76452 78841 81230 83619 86008 88397 90786 93175

14 84697 87520 90343 93166 95989 98812 101635 104458 107281 110104

15 99628 102949 106270 109591 112912 116233 119554 122875 126196 129517
 Retirement and Benefits 

Quality Benefits for the Federal Family

21

Phased-in Locality SALARY TABLE 2011-HI

INCORPORATING A LOCALITY PAYMENT OF 11.01%

STATE OF HAWAII

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 19763 20424 21081 21735 22392 22778 23428 24083 24108 24721

2 22221 22749 23484 24108 24379 25096 25813 26530 27247 27965

3 24245 25053 25861 26669 27477 28285 29094 29902 30710 31518

4 27217 28124 29031 29938 30845 31752 32659 33566 34473 35380

5 30451 31466 32480 33495 34510 35524 36539 37554 38568 39583

6 33944 35075 36206 37337 38468 39599 40731 41862 42993 44124

7 37720 38978 40236 41493 42751 44009 45267 46524 47782 49040

8 41774 43166 44558 45950 47342 48735 50127 51519 52911 54303

9 46139 47677 49214 50752 52289 53827 55364 56902 58439 59976

10 50810 52504 54198 55892 57586 59280 60974 62668 64362 66057

11 55824 57684 59545 61405 63266 65126 66987 68847 70708 72568

12 66910 69140 71371 73601 75831 78061 80291 82522 84752 86982

13 79565 82217 84869 87521 90173 92825 95477 98130 100782 103434

14 94022 97156 100290 103424 106557 109691 112825 115959 119093 122226

15 110597 114284 117970 121657 125344 129030 132717 136404 140090 143777

Phased-in Locality SALARY TABLE 2011-HI (LEO)

INCLUDING SPECIAL BASE RATES AT GS-3 THROUGH GS-10 AND

INCORPORATING A LOCALITY PAYMENT OF 11.01%

STATE OF HAWAII

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 19763 20424 21081 21735 22392 22778 23428 24083 24108 24721

2 22221 22749 23484 24108 24379 25096 25813 26530 27247 27965

3 29094 29902 30710 31518 32326 33134 33942 34751 35559 36367

4 32659 33566 34473 35380 36287 37194 38101 39008 39915 40822

5 37554 38568 39583 40597 41612 42627 43641 44656 45671 46685

6 39599 40731 41862 42993 44124 45255 46387 47518 48649 49780

7 42751 44009 45267 46524 47782 49040 50298 51555 52813 54071

8 44558 45950 47342 48735 50127 51519 52911 54303 55695 57087

9 47677 49214 50752 52289 53827 55364 56902 58439 59976 61514

10 52504 54198 55892 57586 59280 60974 62668 64362 66057 67751

11 55824 57684 59545 61405 63266 65126 66987 68847 70708 72568

12 66910 69140 71371 73601 75831 78061 80291 82522 84752 86982

13 79565 82217 84869 87521 90173 92825 95477 98130 100782 103434

14 94022 97156 100290 103424 106557 109691 112825 115959 119093 122226

15 110597 114284 117970 121657 125344 129030 132717 136404 140090 143777
 Retirement and Benefits 

Quality Benefits for the Federal Family

22

Projected Full Locality SALARY TABLE 2011-HI

INCORPORATING A LOCALITY PAYMENT OF 16.51%

STATE OF HAWAII

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 20742 21436 22125 22811 23501 23907 24588 25276 25302 25946

2 23322 23876 24648 25302 25587 26339 27092 27845 28597 29350

3 25446 26294 27142 27990 28839 29687 30535 31383 32231 33080

4 28566 29518 30470 31422 32373 33325 34277 35229 36181 37133

5 31960 33025 34090 35155 36219 37284 38349 39414 40479 41544

6 35625 36812 38000 39187 40374 41561 42749 43936 45123 46310

7 39589 40909 42229 43549 44869 46189 47509 48829 50149 51469

8 43844 45305 46766 48227 49688 51149 52610 54071 55532 56993

9 48425 50039 51652 53266 54880 56493 58107 59721 61334 62948

10 53328 55106 56884 58662 60440 62218 63995 65773 67551 69329

11 58589 60542 62495 64448 66400 68353 70306 72258 74211 76164

12 70225 72566 74907 77247 79588 81929 84269 86610 88951 91291

13 83507 86291 89074 91858 94641 97424 100208 102991 105775 108558

14 98680 101970 105259 108548 111837 115126 118415 121704 124993 128282

15 116077 119946 123815 127684 131554 135423 139292 143162 147031 150900

Projected Full Locality SALARY RATES FOR 2011-HI(LEO)

INCLUDING SPECIAL BASE RATES AT GS-3 THROUGH GS-10 AND

INCORPORATING A LOCALITY PAYMENT OF 16.51%

STATE OF HAWAII

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 20742 21436 22125 22811 23501 23907 24588 25276 25302 25946

2 23322 23876 24648 25302 25587 26339 27092 27845 28597 29350

3 30535 31383 32231 33080 33928 34776 35624 36472 37320 38169

4 34277 35229 36181 37133 38085 39037 39989 40940 41892 42844

5 39414 40479 41544 42609 43674 44739 45804 46868 47933 48998

6 41561 42749 43936 45123 46310 47498 48685 49872 51059 52247

7 44869 46189 47509 48829 50149 51469 52790 54110 55430 56750

8 46766 48227 49688 51149 52610 54071 55532 56993 58454 59915

9 50039 51652 53266 54880 56493 58107 59721 61334 62948 64562

10 55106 56884 58662 60440 62218 63995 65773 67551 69329 71107

11 58589 60542 62495 64448 66400 68353 70306 72258 74211 76164

12 70225 72566 74907 77247 79588 81929 84269 86610 88951 91291

13 83507 86291 89074 91858 94641 97424 100208 102991 105775 108558

14 98680 101970 105259 108548 111837 115126 118415 121704 124993 128282

15 116077 119946 123815 127684 131554 135423 139292 143162 147031 150900
 Retirement and Benefits 

Quality Benefits for the Federal Family

23

Phased-in Locality SALARY TABLE 2011-AK

INCORPORATING A LOCALITY PAYMENT OF 16.46%

STATE OF ALASKA

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 20733 21426 22116 22802 23491 23896 24578 25265 25292 25934

2 23312 23866 24637 25292 25576 26328 27080 27833 28585 29337

3 25435 26283 27131 27978 28826 29674 30522 31370 32217 33065

4 28554 29505 30457 31408 32360 33311 34263 35214 36165 37117

5 31946 33011 34075 35139 36204 37268 38333 39397 40462 41526

6 35610 36797 37983 39170 40357 41544 42730 43917 45104 46291

7 39572 40891 42211 43530 44850 46169 47489 48808 50128 51447

8 43825 45285 46746 48206 49667 51127 52588 54048 55508 56969

9 48404 50017 51630 53243 54856 56469 58082 59695 61308 62921

10 53305 55082 56859 58636 60414 62191 63968 65745 67522 69300

11 58564 60516 62468 64420 66372 68324 70275 72227 74179 76131

12 70195 72535 74874 77214 79554 81894 84233 86573 88913 91252

13 83472 86254 89036 91818 94600 97383 100165 102947 105729 108512

14 98638 101926 105213 108501 111789 115076 118364 121652 124939 128227

15 116027 119894 123762 127630 131497 135365 139233 143100 146968 150835

Phased-In Locality SALARY TABLE 2011-AK (LEO)

INCLUDING SPECIAL BASE RATES AT GS-3 THROUGH GS-10 AND

INCORPORATING A LOCALITY PAYMENT OF 16.46%

STATE OF ALASKA

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 20733 21426 22116 22802 23491 23896 24578 25265 25292 25934

2 23312 23866 24637 25292 25576 26328 27080 27833 28585 29337

3 30522 31370 32217 33065 33913 34761 35609 36457 37304 38152

4 34263 35214 36165 37117 38068 39020 39971 40923 41874 42826

5 39397 40462 41526 42591 43655 44719 45784 46848 47913 48977

6 41544 42730 43917 45104 46291 47477 48664 49851 51037 52224

7 44850 46169 47489 48808 50128 51447 52767 54086 55406 56725

8 46746 48206 49667 51127 52588 54048 55508 56969 58429 59890

9 50017 51630 53243 54856 56469 58082 59695 61308 62921 64534

10 55082 56859 58636 60414 62191 63968 65745 67522 69300 71077

11 58564 60516 62468 64420 66372 68324 70275 72227 74179 76131

12 70195 72535 74874 77214 79554 81894 84233 86573 88913 91252

13 83472 86254 89036 91818 94600 97383 100165 102947 105729 108512

14 98638 101926 105213 108501 111789 115076 118364 121652 124939 128227

15 116027 119894 123762 127630 131497 135365 139233 143100 146968 150835
 Retirement and Benefits 

Quality Benefits for the Federal Family

24

Projected Full Locality SALARY TABLE FOR 2011-AK

INCORPORATING A LOCALITY PAYMENT OF 24.69%

STATE OF ALASKA

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 22199 22940 23679 24413 25151 25585 26315 27050 27079 27767

2 24959 25553 26378 27079 27383 28189 28994 29800 30605 31411

3 27232 28140 29048 29956 30863 31771 32679 33586 34494 35402

4 30571 31590 32609 33628 34646 35665 36684 37703 38721 39740

5 34204 35343 36483 37623 38762 39902 41042 42181 43321 44461

6 38126 39397 40668 41938 43209 44479 45750 47021 48291 49562

7 42368 43781 45194 46607 48019 49432 50845 52258 53670 55083

8 46922 48486 50049 51613 53177 54740 56304 57867 59431 60995

9 51825 53552 55279 57006 58733 60460 62187 63914 65641 67368

10 57072 58975 60877 62780 64683 66586 68488 70391 72294 74197

11 62703 64793 66882 68972 71062 73152 75242 77331 79421 81511

12 75156 77661 80166 82671 85176 87681 90186 92691 95196 97701

13 89370 92349 95328 98307 101286 104265 107243 110222 113201 116180

14 105609 109129 112649 116169 119689 123209 126729 130249 133769 137289

15 124226 128367 132508 136649 140790 144931 149072 153213 155500 155500

Projected Full Locality SALARY TABLE FOR 2011-AK (LEO)

INCLUDING SPECIAL BASE RATES AT GS-3 THROUGH GS-10 AND

INCORPORATING A LOCALITY PAYMENT OF 24.69%

STATE OF ALASKA

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 22199 22940 23679 24413 25151 25585 26315 27050 27079 27767

2 24959 25553 26378 27079 27383 28189 28994 29800 30605 31411

3 32679 33586 34494 35402 36310 37217 38125 39033 39941 40848

4 36684 37703 38721 39740 40759 41777 42796 43815 44834 45852

5 42181 43321 44461 45600 46740 47880 49019 50159 51299 52438

6 44479 45750 47021 48291 49562 50832 52103 53374 54644 55915

7 48019 49432 50845 52258 53670 55083 56496 57909 59321 60734

8 50049 51613 53177 54740 56304 57867 59431 60995 62558 64122

9 53552 55279 57006 58733 60460 62187 63914 65641 67368 69094

10 58975 60877 62780 64683 66586 68488 70391 72294 74197 76100

11 62703 64793 66882 68972 71062 73152 75242 77331 79421 81511

12 75156 77661 80166 82671 85176 87681 90186 92691 95196 97701

13 89370 92349 95328 98307 101286 104265 107243 110222 113201 116180

14 105609 109129 112649 116169 119689 123209 126729 130249 133769 137289

15 124226 128367 132508 136649 140790 144931 149072 153213 155500 155500
 Retirement and Benefits 

Quality Benefits for the Federal Family

25

Phased-in Locality SALARY TABLE 2011-Other Nonforeign Areas

INCORPORATING A LOCALITY PAYMENT OF 9.44%

OTHER NONFOREIGN AREAS AS DEFINED IN 5 CFR PART 591

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 19484 20135 20783 21427 22075 22456 23096 23742 23767 24371

2 21907 22428 23152 23767 24034 24741 25448 26155 26862 27569

3 23902 24698 25495 26292 27089 27885 28682 29479 30275 31072

4 26832 27727 28621 29515 30409 31303 32197 33091 33985 34880

5 30020 31021 32021 33021 34022 35022 36022 37022 38023 39023

6 33463 34579 35694 36809 37924 39039 40155 41270 42385 43500

7 37187 38427 39667 40906 42146 43386 44626 45866 47106 48346

8 41183 42556 43928 45300 46673 48045 49418 50790 52162 53535

9 45487 47002 48518 50034 51550 53065 54581 56097 57612 59128

10 50092 51762 53432 55102 56772 58442 60112 61782 63452 65122

11 55034 56868 58703 60537 62371 64205 66039 67874 69708 71542

12 65964 68163 70361 72560 74758 76957 79156 81354 83553 85752

13 78440 81055 83669 86284 88898 91513 94127 96742 99356 101971

14 92692 95782 98871 101961 105050 108140 111229 114319 117408 120498

15 109033 112667 116302 119936 123571 127205 130840 134474 138109 141743

Phased-in Locality SALARY TABLE 2011-Other Nonforeign Areas (LEO)

INCLUDING SPECIAL BASE RATES AT GS-3 THROUGH GS-10 AND

INCORPORATING A LOCALITY PAYMENT OF 9.44%

OTHER NONFOREIGN AREAS AS DEFINED IN 5 CFR PART 591

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 19484 20135 20783 21427 22075 22456 23096 23742 23767 24371

2 21907 22428 23152 23767 24034 24741 25448 26155 26862 27569

3 28682 29479 30275 31072 31869 32666 33462 34259 35056 35853

4 32197 33091 33985 34880 35774 36668 37562 38456 39350 40244

5 37022 38023 39023 40023 41024 42024 43024 44024 45025 46025

6 39039 40155 41270 42385 43500 44615 45731 46846 47961 49076

7 42146 43386 44626 45866 47106 48346 49586 50826 52066 53306

8 43928 45300 46673 48045 49418 50790 52162 53535 54907 56280

9 47002 48518 50034 51550 53065 54581 56097 57612 59128 60644

10 51762 53432 55102 56772 58442 60112 61782 63452 65122 66792

11 55034 56868 58703 60537 62371 64205 66039 67874 69708 71542

12 65964 68163 70361 72560 74758 76957 79156 81354 83553 85752

13 78440 81055 83669 86284 88898 91513 94127 96742 99356 101971

14 92692 95782 98871 101961 105050 108140 111229 114319 117408 120498

15 109033 112667 116302 119936 123571 127205 130840 134474 138109 141743
 Retirement and Benefits 

Quality Benefits for the Federal Family

26

SALARY TABLE 2011-RUS/

Projected Full Locality for Other Nonforeign Areas

INCORPORATING A LOCALITY PAYMENT OF 14.16%

FOR THE LOCALITY PAY AREA OF REST OF U.S.

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 20324 21003 21679 22351 23027 23424 24092 24766 24792 25422

2 22851 23395 24151 24792 25071 25808 26546 27283 28021 28758

3 24933 25764 26595 27426 28257 29088 29919 30750 31581 32412

4 27990 28922 29855 30788 31720 32653 33586 34519 35451 36384

5 31315 32359 33402 34445 35489 36532 37576 38619 39663 40706

6 34907 36070 37233 38397 39560 40723 41886 43050 44213 45376

7 38790 40084 41377 42671 43964 45258 46551 47844 49138 50431

8 42960 44391 45823 47254 48686 50117 51549 52981 54412 55844

9 47448 49029 50611 52192 53773 55354 56935 58516 60097 61678

10 52252 53994 55736 57478 59221 60963 62705 64447 66189 67931

11 57408 59321 61234 63148 65061 66974 68888 70801 72714 74628

12 68809 71102 73396 75689 77983 80276 82570 84863 87157 89450

13 81823 84550 87278 90005 92732 95459 98187 100914 103641 106369

14 96690 99913 103136 106358 109581 112804 116027 119249 122472 125695

15 113735 117527 121318 125109 128900 132692 136483 140274 144065 147857

SALARY TABLE 2011-RUS/

Projected Full Locality for Other Nonforeign Areas (LEO)

INCLUDING SPECIAL BASE RATES AT GS-3 THROUGH GS-10 AND INCORPORATING A LOCALITY PAYMENT 

OF 14/16% FOR THE LOCALITY PAY AREA OF REST OF U.S.

(See http://www.opm.gov/oca/11tables/locdef.asp for definitions of locality pay areas.)

EFFECTIVE JANUARY 2011

Annual Rates by Grade and Step

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 20324 21003 21679 22351 23027 23424 24092 24766 24792 25422

2 22851 23395 24151 24792 25071 25808 26546 27283 28021 28758

3 29919 30750 31581 32412 33243 34074 34906 35737 36568 37399

4 33586 34519 35451 36384 37317 38249 39182 40115 41047 41980

5 38619 39663 40706 41749 42793 43836 44880 45923 46967 48010

6 40723 41886 43050 44213 45376 46540 47703 48866 50029 51193

7 43964 45258 46551 47844 49138 50431 51725 53018 54312 55605

8 45823 47254 48686 50117 51549 52981 54412 55844 57275 58707

9 49029 50611 52192 53773 55354 56935 58516 60097 61678 63259

10 53994 55736 57478 59221 60963 62705 64447 66189 67931 69673

11 57408 59321 61234 63148 65061 66974 68888 70801 72714 74628

12 68809 71102 73396 75689 77983 80276 82570 84863 87157 89450

13 81823 84550 87278 90005 92732 95459 98187 100914 103641 106369

14 96690 99913 103136 106358 109581 112804 116027 119249 122472 125695

15 113735 117527 121318 125109 128900 132692 136483 140274 144065 147857
 Retirement and Benefits 

Quality Benefits for the Federal Family

27

Attachment 3-2010 and 2011 Hourly Difference Tables 

Table A-1 - Difference Between 2010-RUS Hourly Rates (With Locality Payment of 14.16%) and

2010-Alaska/Hawaii/Other NonForeign Areas Hourly Rates (With Locality Payment of 4.72%)

GS Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 0.81 0.83 0.86 0.89 0.91 0.92 0.95 0.98 0.98 1.01

2 0.91 0.93 0.95 0.98 0.99 1.03 1.05 1.08 1.11 1.14

3 0.99 1.02 1.05 1.09 1.12 1.15 1.19 1.21 1.25 1.28

4 1.11 1.15 1.19 1.22 1.26 1.3 1.33 1.37 1.41 1.44

5 1.24 1.29 1.32 1.36 1.40 1.44 1.48 1.53 1.57 1.61

6 1.39 1.43 1.47 1.52 1.57 1.61 1.66 1.71 1.75 1.80

7 1.54 1.59 1.64 1.69 1.75 1.8 1.85 1.89 1.94 1.99

8 1.70 1.76 1.82 1.87 1.93 1.98 2.04 2.10 2.15 2.21

9 1.88 1.94 2.00 2.07 2.14 2.19 2.26 2.32 2.39 2.44

10 2.07 2.14 2.21 2.28 2.35 2.41 2.49 2.55 2.62 2.69

11 2.28 2.35 2.43 2.5 2.57 2.65 2.73 2.80 2.88 2.96

12 2.73 2.82 2.91 3.00 3.09 3.18 3.27 3.36 3.45 3.54

13 3.25 3.35 3.46 3.57 3.67 3.78 3.89 3.99 4.11 4.22

14 3.83 3.95 4.09 4.21 4.35 4.47 4.60 4.73 4.85 4.98

15 4.51 4.65 4.81 4.96 5.10 5.26 5.41 5.55 5.71 5.86

Table A-2 - Difference Between 2010-RUS (LEO)Hourly Rates (With Locality Payment of 14.16%) and

2010-Alaska/Hawaii/Other Nonforeign Areas (LEO) Hourly Rates (With Locality Payment of 4.72%)

GS Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 0.81 0.83 0.86 0.89 0.91 0.92 0.95 0.98 0.98 1.01

2 0.91 0.93 0.95 0.98 0.99 1.03 1.05 1.08 1.11 1.14

3 1.19 1.21 1.25 1.28 1.32 1.35 1.39 1.41 1.45 1.48

4 1.33 1.37 1.41 1.44 1.48 1.52 1.55 1.59 1.63 1.66

5 1.53 1.57 1.61 1.65 1.69 1.73 1.77 1.82 1.86 1.90

6 1.61 1.66 1.71 1.75 1.80 1.84 1.89 1.93 1.98 2.03

7 1.75 1.80 1.85 1.89 1.94 1.99 2.04 2.10 2.15 2.20

8 1.82 1.87 1.93 1.98 2.04 2.10 2.15 2.21 2.27 2.33

9 1.94 2.00 2.07 2.14 2.19 2.26 2.32 2.39 2.44 2.51

10 2.14 2.21 2.28 2.35 2.41 2.49 2.55 2.62 2.69 2.76

11 2.28 2.35 2.43 2.5 2.57 2.65 2.73 2.80 2.88 2.96

12 2.73 2.82 2.91 3.00 3.09 3.18 3.27 3.36 3.45 3.54

13 3.25 3.35 3.46 3.57 3.67 3.78 3.89 3.99 4.11 4.22

14 3.83 3.95 4.09 4.21 4.35 4.47 4.60 4.73 4.85 4.98

15 4.51 4.65 4.81 4.96 5.10 5.26 5.41 5.55 5.71 5.86
 Retirement and Benefits 

Quality Benefits for the Federal Family

28

Table A-3 - Hourly Dollar Differences Between Fully Implemented 2011-Alaska Rates (Locality Payment 

of 24.69% and 2011-Alaska Actual 2/3 Phase-In Rates (With Locality Payment of 16.46%)

 

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 $0.71 $0.72 $0.75 $0.77 $0.79 $0.81 $0.83 $0.85 $0.86 $0.87

2 0.79 0.80 0.84 0.86 0.87 0.89 0.91 0.94 0.96 0.99

3 0.86 0.89 0.92 0.94 0.98 1.00 1.04 1.06 1.09 1.12

4 0.97 1.00 1.03 1.06 1.09 1.13 1.16 1.20 1.22 1.26

5 1.08 1.11 1.15 1.19 1.22 1.26 1.30 1.33 1.37 1.40

6 1.21 1.25 1.29 1.32 1.36 1.40 1.45 1.49 1.53 1.57

7 1.34 1.39 1.43 1.47 1.52 1.57 1.61 1.65 1.70 1.74

8 1.48 1.53 1.58 1.63 1.68 1.73 1.78 1.83 1.88 1.93

9 1.64 1.69 1.75 1.80 1.86 1.91 1.97 2.02 2.07 2.13

10 1.81 1.87 1.93 1.98 2.04 2.11 2.17 2.23 2.29 2.34

11 1.98 2.05 2.12 2.18 2.25 2.31 2.38 2.44 2.52 2.58

12 2.38 2.45 2.53 2.61 2.69 2.77 2.85 2.93 3.01 3.09

13 2.82 2.92 3.02 3.10 3.20 3.30 3.40 3.48 3.58 3.68

14 3.34 3.45 3.57 3.67 3.79 3.90 4.01 4.12 4.23 4.34

15 3.92 4.06 4.19 4.33 4.45 4.58 4.72 4.84 4.09 2.24

Table A-4 - Hourly Dollar Differences Between Fully Implemented 

2011-Alaska LEO Rates (Locality Payment of 24.69%) and 2011-Alaska

Actual 2/3 Phase-In LEO Rates (Locality Payment of 16.46%)

 

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 0.71 0.72 0.75 0.77 0.79 0.81 0.83 0.85 0.86 0.87

2 0.79 0.80 0.84 0.86 0.87 0.89 0.91 0.94 0.96 0.99

3 1.04 1.06 1.09 1.12 1.15 1.17 1.21 1.23 1.27 1.29

4 1.16 1.20 1.22 1.26 1.29 1.32 1.36 1.38 1.42 1.45

5 1.33 1.37 1.40 1.44 1.48 1.51 1.55 1.58 1.62 1.66

6 1.40 1.45 1.49 1.53 1.57 1.61 1.65 1.68 1.73 1.77

7 1.52 1.57 1.61 1.65 1.70 1.74 1.79 1.83 1.87 1.92

8 1.58 1.63 1.68 1.73 1.78 1.83 1.88 1.93 1.98 2.02

9 1.69 1.75 1.80 1.86 1.91 1.97 2.02 2.07 2.13 2.19

10 1.87 1.93 1.98 2.04 2.11 2.17 2.23 2.29 2.34 2.40

11 1.98 2.05 2.12 2.18 2.25 2.31 2.38 2.44 2.52 2.58

12 2.38 2.45 2.53 2.61 2.69 2.77 2.85 2.93 3.01 3.09

13 2.82 2.92 3.02 3.10 3.20 3.30 3.40 3.48 3.58 3.68

14 3.34 3.45 3.57 3.67 3.79 3.90 4.01 4.12 4.23 4.34

15 3.92 4.06 4.19 4.33 4.45 4.58 4.72 4.84 4.09 2.24

Note: At GS-15, steps 9 and 10, a 24.69% locality payment causes the employee’s locality rate to reach the EX-IV locality 

rate cap. That is why hourly difference amounts decrease at those steps. 
 Retirement and Benefits 

Quality Benefits for the Federal Family

29

Table A-5 - Difference Between Fully Implemented 2011-HI Hourly Rates 

(Locality Payment of 16.51%) and 2011-HI Actual 2/3 

Phase-In Hourly Rates (Locality Payment of 11.01%)

 

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 0.47 0.48 0.50 0.52 0.53 0.55 0.55 0.57 0.57 0.58

2 0.52 0.54 0.56 0.57 0.58 0.60 0.61 0.63 0.64 0.66

3 0.57 0.60 0.62 0.63 0.65 0.67 0.69 0.71 0.73 0.75

4 0.65 0.66 0.69 0.72 0.73 0.76 0.77 0.80 0.82 0.84

5 0.72 0.74 0.77 0.79 0.81 0.84 0.87 0.90 0.92 0.94

6 0.81 0.83 0.86 0.89 0.92 0.94 0.96 0.99 1.02 1.05

7 0.90 0.92 0.95 0.99 1.02 1.04 1.07 1.11 1.13 1.16

8 0.99 1.03 1.06 1.09 1.13 1.16 1.19 1.22 1.26 1.29

9 1.09 1.14 1.17 1.20 1.25 1.28 1.31 1.36 1.39 1.42

10 1.20 1.24 1.29 1.33 1.37 1.41 1.44 1.49 1.53 1.57

11 1.32 1.37 1.41 1.46 1.51 1.54 1.59 1.63 1.68 1.72

12 1.59 1.64 1.69 1.74 1.81 1.86 1.91 1.96 2.01 2.06

13 1.89 1.96 2.01 2.07 2.14 2.20 2.27 2.33 2.39 2.46

14 2.23 2.31 2.39 2.45 2.53 2.60 2.68 2.76 2.83 2.90

15 2.63 2.71 2.80 2.89 2.97 3.06 3.15 3.24 3.32 3.41

Table A-6 Difference Between Fully Implemented 2011-HI LEO Hourly Rates 

(Locality Payment of 16.51%) and

2011-HI Actual 2/3 Phase-In LEO Hourly Rates (Locality Payment of 11.01%)

 

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 0.47 0.48 0.50 0.52 0.53 0.55 0.55 0.57 0.57 0.58

2 0.52 0.54 0.56 0.57 0.58 0.60 0.61 0.63 0.64 0.66

3 0.69 0.71 0.73 0.75 0.77 0.78 0.81 0.83 0.84 0.86

4 0.77 0.80 0.82 0.84 0.86 0.88 0.90 0.93 0.94 0.97

5 0.90 0.92 0.94 0.97 0.99 1.01 1.04 1.06 1.09 1.11

6 0.94 0.96 0.99 1.02 1.05 1.08 1.10 1.13 1.16 1.18

7 1.02 1.04 1.07 1.11 1.13 1.16 1.19 1.23 1.25 1.28

8 1.06 1.09 1.13 1.16 1.19 1.22 1.26 1.29 1.32 1.36

9 1.14 1.17 1.20 1.25 1.28 1.31 1.36 1.39 1.42 1.47

10 1.24 1.29 1.33 1.37 1.41 1.44 1.49 1.53 1.57 1.61

11 1.32 1.37 1.41 1.46 1.51 1.54 1.59 1.63 1.68 1.72

12 1.59 1.64 1.69 1.74 1.81 1.86 1.91 1.96 2.01 2.06

13 1.89 1.96 2.01 2.07 2.14 2.20 2.27 2.33 2.39 2.46

14 2.23 2.31 2.39 2.45 2.53 2.60 2.68 2.76 2.83 2.90

15 2.63 2.71 2.80 2.89 2.97 3.06 3.15 3.24 3.32 3.41
 Retirement and Benefits 

Quality Benefits for the Federal Family

30

Table A-7 Difference Between 2011-RUS Hourly Rates (Locality Payment of 14.16%) and

2011-ON Actual 2/3 Phase-In Hourly Rates (Locality Payment of 9.44%)

 

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 0.40 0.41 0.43 0.44 0.45 0.46 0.47 0.49 0.49 0.50

2 0.45 0.46 0.48 0.49 0.49 0.52 0.53 0.54 0.56 0.57

3 0.50 0.51 0.52 0.54 0.56 0.58 0.60 0.60 0.62 0.64

4 0.55 0.57 0.60 0.61 0.63 0.65 0.66 0.68 0.71 0.72

5 0.62 0.65 0.66 0.68 0.70 0.72 0.74 0.76 0.78 0.80

6 0.70 0.71 0.74 0.76 0.79 0.80 0.83 0.86 0.87 0.90

7 0.77 0.80 0.82 0.85 0.88 0.90 0.93 0.94 0.97 0.99

8 0.85 0.88 0.91 0.93 0.97 0.99 1.02 1.05 1.08 1.11

9 0.94 0.97 1.00 1.04 1.07 1.09 1.13 1.16 1.19 1.22

10 1.04 1.07 1.11 1.14 1.18 1.21 1.25 1.28 1.31 1.35

11 1.14 1.17 1.21 1.25 1.28 1.33 1.37 1.40 1.44 1.48

12 1.36 1.41 1.46 1.50 1.55 1.59 1.63 1.68 1.73 1.77

13 1.62 1.67 1.73 1.79 1.83 1.89 1.95 2.00 2.05 2.11

14 1.92 1.98 2.05 2.10 2.17 2.23 2.30 2.36 2.42 2.49

15 2.26 2.32 2.40 2.48 2.55 2.63 2.71 2.78 2.85 2.93

Table A-8 Difference Between 2011-RUS LEO Hourly Rates (Locality Payment of 14.16%) and

2011-ON Actual 2/3 Phase-In LEO Hourly Rates (Locality Payment of 9.44%)

 

Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10

1 0.40 0.41 0.43 0.44 0.45 0.46 0.47 0.49 0.49 0.50

2 0.45 0.46 0.48 0.49 0.49 0.52 0.53 0.54 0.56 0.57

3 0.60 0.60 0.62 0.64 0.66 0.68 0.70 0.70 0.72 0.74

4 0.66 0.68 0.71 0.72 0.74 0.76 0.77 0.79 0.82 0.83

5 0.76 0.78 0.80 0.82 0.84 0.86 0.88 0.91 0.93 0.95

6 0.80 0.83 0.86 0.87 0.90 0.92 0.95 0.96 0.99 1.01

7 0.88 0.90 0.93 0.94 0.97 0.99 1.02 1.05 1.07 1.10

8 0.91 0.93 0.97 0.99 1.02 1.05 1.08 1.11 1.13 1.16

9 0.97 1.00 1.04 1.07 1.09 1.13 1.16 1.19 1.22 1.25

10 1.07 1.11 1.14 1.18 1.21 1.25 1.28 1.31 1.35 1.38

11 1.14 1.17 1.21 1.25 1.28 1.33 1.37 1.40 1.44 1.48

12 1.36 1.41 1.46 1.50 1.55 1.59 1.63 1.68 1.73 1.77

13 1.62 1.67 1.73 1.79 1.83 1.89 1.95 2.00 2.05 2.11

14 1.92 1.98 2.05 2.10 2.17 2.23 2.30 2.36 2.42 2.49

15 2.26 2.32 2.40 2.48 2.55 2.63 2.71 2.78 2.85 2.93