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  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesFederalHomeLoanBankAdvances" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesFederalHomeLoanBankAdvances" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankStock" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedCashSurrenderValueofLifeInsurance" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedCashSurrenderValueofLifeInsurance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedCurrentLiabilitiesInterestPayable" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedCurrentLiabilitiesInterestPayable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedFederalFundsSold" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedFederalFundsSold" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedInterestBearingTimeDeposits" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedInterestBearingTimeDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedInterestReceivable" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedInterestReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedOtherRealEstateOwned" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedOtherRealEstateOwned" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationsAcquireeCashReceivedForEachShareCurrentlyOwned" name="BusinessCombinationsAcquireeCashReceivedForEachShareCurrentlyOwned" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_BusinessCombinationsAcquireeSharesOfStockReceivedForEachShareCurrentlyOwned" name="BusinessCombinationsAcquireeSharesOfStockReceivedForEachShareCurrentlyOwned" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_CertainLoansAcquiredinTransferAccountedforasDebtSecuritiesAllowanceforLoanLosses" name="CertainLoansAcquiredinTransferAccountedforasDebtSecuritiesAllowanceforLoanLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_CertainLoansAcquiredinTransferAccountedforasDebtSecuritiesCarryingAmountGross" name="CertainLoansAcquiredinTransferAccountedforasDebtSecuritiesCarryingAmountGross" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_CollateralBasedMeasurementsMember" name="CollateralBasedMeasurementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialAndFarmLandLoansMember" name="CommercialAndFarmLandLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialAndIndustrialLoansMember" name="CommercialAndIndustrialLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CorporateDebtSecuritiesandEquitySecuritiesMember" name="CorporateDebtSecuritiesandEquitySecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DeferredStockUnitsDSUsMember" name="DeferredStockUnitsDSUsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DiscountedCashFlowMember" name="DiscountedCashFlowMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DocumentandEntityInformationAbstract" name="DocumentandEntityInformationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_EmployeeStockPurchasePlanEmployeeContributionAmount" name="EmployeeStockPurchasePlanEmployeeContributionAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_FMIGMember" name="FMIGMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueInputsDiscountRateDescription" name="FairValueInputsDiscountRateDescription" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPaymentsReceipts" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPaymentsReceipts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_FarmingAndAgricultureMember" name="FarmingAndAgricultureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsPostModificationLoansAsPercentageOfTroubledDebtRestructuredLoans" name="FinancingReceivableModificationsPostModificationLoansAsPercentageOfTroubledDebtRestructuredLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" name="FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_FirstMerchantsInsuranceServicesInc.Member" name="FirstMerchantsInsuranceServicesInc.Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FixedAssetsTransferToOtherRealEstate" name="FixedAssetsTransferToOtherRealEstate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ImpairedLoansMember" name="ImpairedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxExempt" name="InterestAndFeeIncomeLoansAndLeasesTaxExempt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxable" name="InterestAndFeeIncomeLoansAndLeasesTaxable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestBearingDepositsWithBanksFairValueDisclosure" name="InterestBearingDepositsWithBanksFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_InterestIncomeFederalReserveAndFederalHomeLoanBankStock" name="InterestIncomeFederalReserveAndFederalHomeLoanBankStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestPayableFairValueDisclosure" name="InterestPayableFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InterestRateSwapAssetsMember" name="InterestRateSwapAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InterestRateSwapLiabilitiesMember" name="InterestRateSwapLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestReceivableFairValueDisclosure" name="InterestReceivableFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_InvestmentHistoricalCost" name="InvestmentHistoricalCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" name="InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_LoansAndLeasesReceivable" name="LoansAndLeasesReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_MergerwithCFSBancorpInc.CitizensMember" name="MergerwithCFSBancorpInc.CitizensMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_MergerwithCFinancialCorporationMember" name="MergerwithCFinancialCorporationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_MergerwithCommunityBancsharesInc.Member" name="MergerwithCommunityBancsharesInc.Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_NoncashorPartNoncashDivestitureAmountofConsiderationReceivedDebtInstrumentTerm" name="NoncashorPartNoncashDivestitureAmountofConsiderationReceivedDebtInstrumentTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_NonemployeeDirectorMember" name="NonemployeeDirectorMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_NumberOfDebtInstrumentsHeld" name="NumberOfDebtInstrumentsHeld" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_OtherCommercialLoansMember" name="OtherCommercialLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_OtherFiniteLivedIntangibleAssetsReductioninValue" name="OtherFiniteLivedIntangibleAssetsReductioninValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_OtherRealEstateOwnedMember" name="OtherRealEstateOwnedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_PercentageOfTotalInvestmentPortfolioFairValue" name="PercentageOfTotalInvestmentPortfolioFairValue" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" name="ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_RestrictedStockAwardsMember" name="RestrictedStockAwardsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScbBankMember" name="ScbBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfCarryingValuesOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTableTextBlock" name="ScheduleOfCarryingValuesOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementTableTextBlock" name="ScheduleOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfInvestmentsCostAndFairValueTableTextBlock" name="ScheduleOfInvestmentsCostAndFairValueTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesAmortizedCost" name="SecuritiesAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" name="SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionAggregateLosses" name="SecuritiesContinuousUnrealizedLossPositionAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionFairValue" name="SecuritiesContinuousUnrealizedLossPositionFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" name="SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" name="SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" name="SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesFairValue" name="SecuritiesFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesGrossUnrealizedGains" name="SecuritiesGrossUnrealizedGains" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesGrossUnrealizedLosses" name="SecuritiesGrossUnrealizedLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesMaturity" name="SecuritiesMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesPledgedAsCollateral" name="SecuritiesPledgedAsCollateral" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardContractualTermRange" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardContractualTermRange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAnnualForfeitureRate" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAnnualForfeitureRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantDateFairValueOfAwards" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantDateFairValueOfAwards" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPercentage" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementsByShareBasedPaymentAwardPercentageOfMarketPriceAtEligibleEmployeesGrantedOptionsToPurchaseShares" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardPercentageOfMarketPriceAtEligibleEmployeesGrantedOptionsToPurchaseShares" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_StockOptionsAndEmployeeStockPurchasePlanMember" name="StockOptionsAndEmployeeStockPurchasePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SupplementalNonCashInvestingActivities" name="SupplementalNonCashInvestingActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_TaxExpenseBenefitFromStockOptionsExercised" name="TaxExpenseBenefitFromStockOptionsExercised" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_TaxExpenseBenefitFromStockOptionsExercisedOperatingActivities" name="TaxExpenseBenefitFromStockOptionsExercisedOperatingActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringModficationByTypeAxis" name="TroubledDebtRestructuringModficationByTypeAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringModficationByTypeDomain" name="TroubledDebtRestructuringModficationByTypeDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsRateAndTermModificationsMember" name="TroubledDebtRestructuringsRateAndTermModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsRateModificationsMember" name="TroubledDebtRestructuringsRateModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsTermModificationsMember" name="TroubledDebtRestructuringsTermModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_TroubledDebtRestructuringsonFinancingReceivablesSubsequentlyDefaultedTableTextBlock" name="TroubledDebtRestructuringsonFinancingReceivablesSubsequentlyDefaultedTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TrustPreferredDebtMember" name="TrustPreferredDebtMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ValuetransferredfromloanstorealestateownedREOinnoncashtransactions" name="ValuetransferredfromloanstorealestateownedREOinnoncashtransactions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
</xsd:schema>
</XBRL>