Exhibit 31.1



Rule 13a-14(d)/15d-14(d) under the Securities
Exchange Act of 1934 Certification 
(Section 302 of the Sarbanes-Oxley Act of 2002 Certification).





CERTIFICATION



I, Gerald Pavelich, certify that:



1. I have reviewed this report on Form 10-K and all reports on Form
10-D required to be filed in respect of the period covered by this report on Form 10-K of Barclays Dryrock Issuance Trust (the
“Exchange Act periodic reports”);



2. Based on my knowledge, the Exchange Act periodic reports, taken
as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements
made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by
this report;



3. Based on my knowledge, all of the distribution, servicing and
other information required to be provided under Form 10-D for the period covered by this report is included in the Exchange Act
periodic reports;



4. I am responsible for reviewing the activities performed by the
servicers and based on my knowledge and the compliance reviews conducted in preparing the servicer compliance statements required
in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicers have
fulfilled their obligations under the servicing agreements in all material respects; and



5. All of the reports on assessment of compliance with servicing
criteria for asset-backed securities and their related attestation reports on assessment of compliance with servicing criteria
for asset-backed securities required to be included in this report in accordance with Item 1122 of Regulation AB and Exchange Act
Rules 13a-18 and 15d-18 have been included as an exhibit to this report, except as otherwise disclosed in this report. Any material
instances of noncompliance described in such reports have been disclosed in this report on Form 10-K.



In giving the certifications above, I have reasonably relied on
information provided to me by the following unaffiliated parties: U.S. Bank National Association and REMITCO, LLC.



Date: March 17, 2015





| |                                                                                                      |                                               
| | ---------------------------------------------------------------------------------------------------- | ----------------------------------------------
| |                                                                                                     
| |                                                                                                      |                                               
| | By:                                                                                                  | /s/ Gerald Pavelich                           
| | Name:                                                                                                | Gerald Pavelich*                              
| | Title:                                                                                               | Chief Financial Officer
Barclays Bank Delaware
| |                                                                                                      |                                               
| | *Gerald Pavelich is the senior officer in charge of the servicing function of Barclays Bank Delaware
| |