United States 

Office of 

Personnel Management 

The Federal Government’s Human Resources Agency

Benefits Administration Letter

Number 14 - 111 Date: 10/28/2014

Subject: New CSRS and FERS Instruction Pamphlets Available for Completing 

Applications for Phased Retirement and Full Retirement Status from Phased Employment 

Purpose: The Office of Personnel Management announces four new Standard Form Instruction 

Pamphlets that accompany the CSRS Application for Retirement, SF 2801, and FERS 

Application for Retirement, SF 3107, when an employee applies for Phased Retirement and Full 

Retirement Status from phased employment. 

The four instruction new instruction pamphlets are: 

SF 2825 Information and Instructions for Completing an Application for Phased Retirement 

under the Civil Service Retirement System (CSRS) 

SF 2826 Information and Instructions for Completing an Application for Full Retirement Status 

(from Phased Retirement) under the Civil Service Retirement System (CSRS) 

 

SF 3117 Information and Instructions for Completing an Application for Phased Retirement 

under the Federal Employees Retirement System (FERS)

SF 3118: Information and Instructions for Completing an Application for Full Retirement Status 

(from Phased Retirement) under the Federal Employees Retirement System (FERS) 

A description of each pamphlet follows. 

Kenneth J. Zawodny, Jr. 

Associate Director 

Retirement Services
Standard Form (SF) 2825

The SF 2825 Information and Instructions for Completing an Application for Phased Retirement 

under the Civil Service Retirement System (CSRS) is an instructional pamphlet for Federal 

employees to use when completing a retirement application for phased retirement.

The pamphlet is used by Federal employees covered by the Civil Service Retirement System 

(CSRS) who elect to retire under the phased retirement provisions of title 5, United State Code.

This pamphlet includes information and instructions on the following areas as they apply to 

completing the phased retirement application for CSRS, SF 2801.

 What forms the basis for a Phased Retirement Annuity

 The formula for computing a Phased Retirement Annuity under CSRS

 Impact of not making Deposits and Redeposits under Phased Retirement

 Impact of not making a Military Deposit under Phased Retirement

 How Cost of Living Adjustments (COLA) are determined

 How Phased Retirement affects benefits under the Federal Employees Health Benefits 

Program (FEHBP) and the Federal Employees’ Group Life Insurance (FEGLI) Program

 How Phased Retirement affects benefits under the Federal Long Term Care Insurance 

Program (FLTCIP); Federal Dental and Vision Program (FEDVIP); and Flexible 

Spending Account (FSA)

 Commencing Date of Phased Retirement

 Court Orders and Phased Retirement 

 Death while in a Phased Employment/Phased Retirement status

 How to withdraw an application for Phased Retirement

 Instructions for Completing the Sections of the Application that are applicable to Phased 

Retirement

Standard Form (SF) 2826

SF 2826 Information and Instructions for Completing an Application for Full Retirement Status 

(from Phased Retirement) under the Civil Service Retirement System (CSRS) is an instructional 

pamphlet for Federal employees to use when completing a retirement application for full 

retirement status.

The pamphlet is used by Federal employees covered by the Civil Service Retirement System 

(CSRS) who elect to retire under the full retirement provisions of phased retirement.

This pamphlet includes information and instructions on the following areas as they apply to 

completing the phased retirement application for CSRS, SF 2801.

 How to elect Full Retirement Status under Phased Retirement

 When a Full Retirement Status is deemed

 The status for applying Deposits and Redeposits

 The status for applying Military Deposits
 The formula for computing the “Fully Retired Phased Component” under CSRS

 The formula for computing the “Composite Annuity”

 How Full Retirement Status affects benefits under the Federal Employees Health Benefits 

Program (FEHBP) and the Federal Employees’ Group Life Insurance (FEGLI) Program

 How Full Retirement Status affects benefits under the Federal Long Term Care Insurance 

Program (FLTCIP); Federal Dental and Vision Program (FEDVIP); and Flexible 

Spending Account (FSA)

 Court Orders and Full Retirement Status 

 Death after separation from phased retirement but before filing application for Full Status 

Retirement

 Commencing Date of Full Retirement Status

 How Cost of Living Adjustments (COLA) are determined

 How to withdraw an application for Full Retirement Status

 Instructions for Completing the Sections of the Application that are applicable to Full 

Retirement Status

Standard Form (SF) 3117

The SF 3117, Information and Instructions for Completing an Application for Phased Retirement 

under the Federal Employees Retirement System (FERS), is an instructional pamphlet for Federal 

employees to use when completing a retirement application for phased retirement.

The pamphlet is used by Federal employees covered by the Federal Employees Retirement 

System (FERS) who elect to retire under the phased retirement provisions of title 5 United State 

Code.

This pamphlet includes information and instructions on the following areas as they apply to 

completing the phased retirement application for FERS, SF 3107.

 What forms the basis for a Phased Retirement Annuity

 The formula for computing a Phased Retirement Annuity under FERS

 Impact of not making Deposits and Redeposits under Phased Retirement

 Impact of not making a Military Deposit under Phased Retirement

 How Cost of Living Adjustments (COLA) are determined

 How Phased Retirement affects benefits under the Federal Employees Health Benefits 

Program (FEHBP) and the Federal Employees’ Group Life Insurance (FEGLI) Program

 How Phased Retirement affects benefits under the Federal Long Term Care Insurance 

Program (FLTCIP); Federal Dental and Vision Program (FEDVIP); and Flexible 

Spending Account (FSA)

 Court Orders and Phased Retirement 

 Commencing Date of Phased Retirement

 Death while in a Phased Employment/Phased Retirement status

 How to withdraw an application for Phased Retirement

 Instructions for Completing the Sections of the Application that are applicable to Phased 

Retirement
Standard Form (SF) 3118 

The SF 3118, Information and Instructions for Completing an Application for Full Retirement 

Status (from Phased Retirement) under the Federal Employees Retirement System (FERS), is an 

instructional pamphlet for Federal employees to use when completing a retirement application 

for full retirement status. 

The pamphlet is used by Federal employees covered by the Federal Employees Retirement 

System (FERS) who elect to retire under the full retirement provisions of phased retirement 

This pamphlet includes information and instructions on the following areas as they apply to 

completing the phased retirement application for FERS, SF 3107. 

 How to elect Full Retirement Status under Phased Retirement 

 When a Full Retirement Status is deemed 

 The status for applying Deposits and Redeposits 

 The status for applying Military Deposits 

 The formula for computing the “Fully Retired Phased Component” under FERS

 The formula for computing the “Composite Annuity”

 Annuity Supplement Payments 

 How Full Retirement Status affects benefits under the Federal Employees Health Benefits 

Program (FEHBP) and the Federal Employees’ Group Life Insurance (FEGLI) Program

 How Full Retirement Status affects benefits under the Federal Long Term Care Insurance 

Program (FLTCIP); Federal Dental and Vision Program (FEDVIP); and Flexible 

Spending Account (FSA) 

 Court Orders and Full Retirement Status 

 Death after separation from phased retirement but before filing application for Full Status 

Retirement 

 Commencing Date of Full Retirement Status 

 How Cost of Living Adjustments (COLA) are determined 

 How to withdraw an application for Full Retirement Status 

 Instructions for Completing the Sections of the Application that are applicable to Full 

Retirement Status 

These pamphlets are currently available and may be downloaded from OPM’s website.