Open Season runs from November 10 through December 8, 2014. 

The 2015 premiums will be available at www.opm.gov/insure in early October. 

The 2015 Plan Information section at www.opm.gov/insure will be available by the first week in November. 

1

2014 Open Season Checklist for 2015 Plan Year 

Federal Flexible Spending 

Account Program (FSAFEDS)

Federal Employees Dental and 

Vision Insurance Program 

(FEDVIP)

Federal Employees Health Benefits 

Program (FEHB)

Materials 

You May 

Need

 Access to www.FSAFEDS.com

 Access to 

www.opm.gov/insure

 2015 Guide to Federal 

Benefits

www.opm.gov/healthcareinsurance/healthcare/planinformation/guides

 Want to read more about this 

Program? Go to 

www.opm.gov/insure and 

under “Quick Links” click on 

Federal Benefits FastFacts. 

 Dental or vision plan brochure

 2015 Guide to Federal Benefits 

www.opm.gov/healthcareinsurance/healthcare/planinformation/guides

 Access to www.opm.gov/insure

 Access to www.BENEFEDS.com and 

your password

 Want to read more about this 

Program? Go to 

www.opm.gov/insure and under 

“Quick Links” click on Federal 

Benefits FastFacts.

 Health plan brochure 

 2015 Guide to Federal Benefits 

www.opm.gov/healthcareinsurance/healthcare/planinformation/guides

 Access to www.opm.gov/insure

 Your password for electronic 

enrollment systems (if required by 

your agency) 

 Want to read more about this 

Program? Go to 

www.opm.gov/insure and under 

“Quick Links” click on Federal 

Benefits FastFacts.

Getting 

Started

 Estimate what your annual 

health/dependent care outof-pocket expenses run each 

year.

 If you have predictable dental or 

vision expenses for you or your 

family, first see whether your 

health insurance plan covers them.

 Check to see if your current health 

plan is leaving the Program next 

year or if its service area is 

changing.

 Check premium you will pay next 

year for your current health plan.
FSAFEDS FEDVIP FEHB 

Open Season runs from November 10 through December 8, 2014. 

The 2015 premiums will be available at www.opm.gov/insure in early October. 

The 2015 Plan Information section at www.opm.gov/insure will be available by the first week in November. 

2

Getting 

Started

(Cont.)

 Check if your health, dental, 

or vision insurance coverage 

will be different next year.

 Review the FSAFEDS Juke 

Box at www.FSAFEDS.com

for an extensive list of 

eligible expenses. 

 Use the FSAFEDS calculator 

to help determine how much 

to set aside. 

 If you are enrolled in a dental 

and/or vision plan, check the 

premium you will pay next year.

 If you are enrolled, review your 

current plan’s benefit brochure to 

see what changes were made for 

covered services and supplies. See 

if your out-of-pocket costs are 

changing.

 Review your current health plan’s 

2015 benefit brochure to see what 

changes were made for covered 

services and supplies. See if your 

out-of-pocket costs are changing. 

 Determine what is the best type of 

health plan for you – Fee-for-Service

Plan, Health Maintenance 

Organization Plan, High Deductible 

Health Plan, or Consumer Driven 

Health Plan. 

Reviewing 

Your 

Options

 An FSAFEDS account will 

reimburse eligible health 

care expenses for you, your 

spouse, and your dependents 

that are not covered or 

reimbursed by FEHB, 

FEDVIP, or other insurance, 

including reimbursing FEHB 

and FEDVIP copayments and 

deductibles (but not 

premiums). 

 You can quickly compare dental 

and vision plans by looking at 

Appendix I of the 2015 Guide to 

Federal Benefits. For a more 

detailed review of different plans 

go to www.opm.gov/insure and 

use our “Compare Plans” tool or a 

tool provided by PlanSmartChoice. 

 You can quickly compare health 

plans by looking at Appendix E of 

the 2015 Guide to Federal Benefits. 

For a more detailed review of 

different health plans go to 

www.opm.gov/insure and use our 

“Compare Health Plans” tool or tools 

provided by PlanSmartChoice and 

Checkbook. 
 FSAFEDS FEDVIP FEHB 

Open Season runs from November 10 through December 8, 2014. 

The 2015 premiums will be available at www.opm.gov/insure in early October. 

The 2015 Plan Information section at www.opm.gov/insure will be available by the first week in November. 

3

Reviewing 

Your 

Options 

(Cont.)

 Dental and vision care are 

eligible expenses whether 

combined with FEDVIP 

coverage or not.

 The Dependent Care FSA 

reimburses eligible 

dependent care (nonmedical) expenses, covering 

expenses such as child care, 

before and after school care, 

and adult daycare.

 Add up the premium and out-ofpocket costs for the plans that 

interest you. Determine whether 

this amount is more or less than 

what you expect to receive in 

benefits. Know the annual limits 

on what the plan will pay you.

 Consider enrolling in an FSAFEDS 

account to reimburse you for your 

out-of-pocket dental and vision 

costs.

 Consider enrolling in an FSAFEDS 

account to reimburse you for your 

out-of-pocket health costs. 

If You 

Want to 

Make a 

Change

 You must re-enroll during the 

Open Season – your FSA 

enrollment does not 

automatically carry over to 

the next year. Re-enroll 

at www.FSAFEDS.com or 

call 1-877-372-3337. 

 You may enroll or make changes to 

your enrollment online at

www.BENEFEDS.com. You cannot 

do this through your agency’s selfservice system or with a 

registration form. You will need 

your user ID and password or 

create a new account. You may 

also call BENEFEDS at 1-877-888-

3337.

 

 Most agencies offer two ways of 

making changes during Open 

Season:

1. Through the agency’s online selfservice system. You will need 

your password to log in.

2. By submitting a Health Benefits 

Election Form, SF 2809. Make 

sure you know where to turn in 

this form.

Check with your agency to see what 

it requires.
FSAFEDS FEDVIP FEHB 

Open Season runs from November 10 through December 8, 2014. 

The 2015 premiums will be available at www.opm.gov/insure in early October. 

The 2015 Plan Information section at www.opm.gov/insure will be available by the first week in November. 

4

If You Do 

Not Want 

to Make a 

Change

 You must re-enroll during 

the Open Season – your FSA 

enrollment does not 

automatically carry over to 

the next year. Re-enroll 

at www.FSAFEDS.com or call 

1-877-372-3337. 

 

 If you are satisfied with your dental 

or vision insurance benefits and the 

price you will pay next year, you do 

not have to do anything. Your 

enrollment will automatically 

continue.

 If you are satisfied with your health 

insurance benefits and the price you 

will pay next year, you do not have 

to do anything. Your enrollment will 

automatically continue.