Wells
Fargo Bank, National Association 
9062 Old Annapolis Rd. 
Columbia, Maryland 21045
 
 Date:
August 13, 2013
 
 To:
 Recipients
of the 2012 Custody Assessment & 2012 Custody Attestation
Issued 
by Wells Fargo Document Custody
 Re:
 Notice
Regarding Wells Fargo Document Custody Regulation AB 2012 
Compliance Reports 
The Document Custody Section of the Corporate Trust Services Division
of Wells
 Fargo
Bank, N.A. (such Document Custody Section is referred to in this letter
as, "Wells 
Fargo") writes this letter to notify you that Wells Fargo has issued a
revised assessment 
of compliance and attestation for the Custody Platform relating to the
year ended 
December 31, 2012.
 Reference is made to (i) the assessment of compliance with applicable
servicing
 criteria
(Securities and Exchange Commission's Regulation AB, Items
1122(d)(1)(iv), 
1122(d)(4)(i) and 1122(d)(4)(ii), the "Applicable Servicing Criteria")
prepared by Wells 
Fargo as of and for the year ended December 31, 2012 and relating to
the Custody 
Platform (defined below) (the "2012 Custody Assessment"), which
reported no material 
instances of noncompliance, (ii) the attestation report of KPMG LLP
("KPMG"), the 
independent registered public accounting firm engaged by Wells Fargo to
issue such 
attestation in connection with the 2012 Custody Assessment (the "2012
Custody 
Attestation"), (iii) the platform established and maintained by Wells
Fargo, consisting of 
publicly-issued residential mortgage-backed securities ("RMBS") and
commercial 
mortgage-backed securities ("CMBS") transactions for which Wells Fargo
provides 
document custody services (the "Custody Platform"), and (iv) the list
of individual 
transactions constituting the Custody Platform (the "Transaction
Listing") maintained by 
Wells Fargo.
 Such Transaction Listing was attached to a management representation
letter and
 assertion
issued by Wells Fargo each year to KPMG in connection with defining the

Custody Platform.
 
 Background
 Wells Fargo has determined that, due to an administrative error, it
inadvertently
 omitted
CMBS and RMBS transactions from the Transaction Listing. For the 2012 
reporting year, there were a total of 101 CMBS and RMBS transactions
omitted from the 
Transaction Listing. For the 2012 reporting year, the total number of
transactions on the 
Transaction Listing should have been 906 but instead only 805
transactions were


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 included
on the Transaction Listing. The 101 omitted transactions have been
identified 
on Appendix A to the revised assessment discussed below and included
with this notice. 
The omission of these 101 transactions started in the year each
transaction closed and has 
continued through 2012. Based on its Custody Platform description,
Wells Fargo should 
have included these 101 transactions on the Transaction Listing.
 Due to the omission of the 101 transactions from the Transaction
Listing, such
 transactions
were not part of the population of transactions subject to testing
performed in 
connection with the 2012 Custody Attestation. Aside from the omission
itself of certain 
transactions from the Transaction Listing, management of Wells Fargo
does not believe 
that the omission of the 101 transactions from the Transaction Listing
affected the 
accuracy of its 2012 Custody Assessment including management's
assertion therein that 
for the 2012 reporting period Wells Fargo complied in all material
respects with the 
Applicable Servicing Criteria.
 In addition, Wells Fargo has determined that Item 1122(d)(4)(iii) was
applicable
 to
certain transactions in the Custody Platform, but was not previously
identified as being 
applicable to the activities it performs with respect to the Custody
Platform. The affected 
transactions have been identified on Appendix A to the revised
assessment discussed 
below. Wells Fargo has determined though that there were no activities
performed 
during the 2012 reporting period with respect to these transactions to
which Item 
1122(d)(4)(iii) is applicable, because there were no occurrences of
events that would 
require Wells Fargo to perform such activities.
 
 Issuance
of Revised Reg AB Compliance Reports
 
 Because
of the above findings, Wells Fargo has determined that both the 2012
 Custody
Assessment and 2012 Custody Attestation were issued in error and thus
the 
recipients of such reports should no longer rely upon such previously
issued reports of 
Wells Fargo and KPMG.
 As a result, Wells Fargo has enclosed with this notification a revised
assessment
 of
compliance with Applicable Servicing Criteria (that includes
1122(d)(4)(iii)) for the 
Custody Platform, including the previously omitted transactions, as of
and for the year 
ended December 31, 2012. Also enclosed is KPMG's compliance attestation
report on 
management's revised assessment reflecting the results of procedures
performed by 
KPMG.
 Wells
Fargo understands that the issuance of a revised 2012 assessment and
 attestation
for the Custody Platform presents disclosure ramifications for
transactions 
currently subject to the reporting requirements of the 34' Act. Wells
Fargo also 
understands that its omission of transactions from the Transaction
Listing in prior years 
may raise disclosure questions as well. Wells Fargo will be discussing
these ramifications 
and questions as soon as possible with each issuer/registrant and its
counsel and help 
develop an appropriate disclosure plan. In addition, Wells Fargo will
be available to


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 participate
with each issuer/registrant in any calls needed to discuss the issue
with the 
SEC Staff.
 
 
 Wells
Fargo is taking steps to ensure that there are no more omissions from
any
 future
Transaction Listing and will adopt such additional measures as
necessary to 
prevent any such future omissions including among other things
reorganizing and/or re-
training personnel and instituting enhanced controls over the process
related to the 
maintenance of the Transaction Listing.
 If you
have any questions about this notification, please do not hesitate to
contact
 Carol
Tracey at 321.632.9533; carol.j.tracey@wellsfargo.com.
 WELLS
FARGO BANK, N.A.