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  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherLiabilities" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationShareExchangeRatio" name="BusinessCombinationShareExchangeRatio" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_CitizensMember" name="CitizensMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CollateralBasedMeasurementsMember" name="CollateralBasedMeasurementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialAndFarmLandLoansMember" name="CommercialAndFarmLandLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialAndIndustrialLoansMember" name="CommercialAndIndustrialLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialDoubtfulMember" name="CommercialDoubtfulMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialPassMember" name="CommercialPassMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialSpecialMentionMember" name="CommercialSpecialMentionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialSubstandardMember" name="CommercialSubstandardMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ConsumerNonperformingFinancingReceivableMember" name="ConsumerNonperformingFinancingReceivableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ConsumerPerformingFinancingReceivableMember" name="ConsumerPerformingFinancingReceivableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DiscountedCashFlowMember" name="DiscountedCashFlowMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DocumentDocumentandEntityInformationAbstract" name="DocumentDocumentandEntityInformationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_EmployeeStockPurchasePlanEmployeeContributionAmount" name="EmployeeStockPurchasePlanEmployeeContributionAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_EmployeeStockPurchasePlanMember" name="EmployeeStockPurchasePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueInputsDiscountRateDescription" name="FairValueInputsDiscountRateDescription" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPayments" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPayments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPrincipalPayments" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPrincipalPayments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_FarmingAndAgricultureMember" name="FarmingAndAgricultureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FederalHomeLoanBankAdvancesFairValue" name="FederalHomeLoanBankAdvancesFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_FinancingReceivableModificationsNumberOfContractsDuringPeriod" name="FinancingReceivableModificationsNumberOfContractsDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsPostModificationLoansAsPercentageOfTroubledDebtRestructuredLoans" name="FinancingReceivableModificationsPostModificationLoansAsPercentageOfTroubledDebtRestructuredLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsPostModificationRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsPostModificationRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsPreModificationRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsPreModificationRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsSubsequentDefaultNumberOfContractsDuringPeriod" name="FinancingReceivableModificationsSubsequentDefaultNumberOfContractsDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsSubsequentDefaultRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsSubsequentDefaultRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableRecordedInvestmentMoreThanNinetyDaysPastDueAndStillAccruing" name="FinancingReceivableRecordedInvestmentMoreThanNinetyDaysPastDueAndStillAccruing" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_FixedAssetsTransferToOtherRealEstate" name="FixedAssetsTransferToOtherRealEstate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_GainOnFdicModifiedWholeBankTransaction" name="GainOnFdicModifiedWholeBankTransaction" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesWithSingleMaturityDateNetCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesWithSingleMaturityDateNetCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturityWithSingleMaturityDateFairValue" name="HeldToMaturitySecuritiesDebtMaturityWithSingleMaturityDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_ImpairedLoansMember" name="ImpairedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InstallmentLoansMember" name="InstallmentLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxExempt" name="InterestAndFeeIncomeLoansAndLeasesTaxExempt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxable" name="InterestAndFeeIncomeLoansAndLeasesTaxable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestBearingDepositsWithBanksFairValueDisclosure" name="InterestBearingDepositsWithBanksFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_InterestIncomeFederalReserveAndFederalHomeLoanBankStock" name="InterestIncomeFederalReserveAndFederalHomeLoanBankStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestPayableFairValueDisclosure" name="InterestPayableFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InterestRateSwapAssetsMember" name="InterestRateSwapAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestRateSwapLiabilitiesFairValueDisclosure" name="InterestRateSwapLiabilitiesFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InterestRateSwapLiabilitiesMember" name="InterestRateSwapLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestRateSwapsAssetsFairValueDisclosure" name="InterestRateSwapsAssetsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_InterestReceivableFairValueDisclosure" name="InterestReceivableFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_InvestmentHistoricalCost" name="InvestmentHistoricalCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" name="InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InvestmentsUnrealizedLossPositionLineItems" name="InvestmentsUnrealizedLossPositionLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InvestmentsUnrealizedLossPositionTable" name="InvestmentsUnrealizedLossPositionTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_LoansAndLeasesReceivable" name="LoansAndLeasesReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_MergerwithCFSBancorpInc.CitizensMember" name="MergerwithCFSBancorpInc.CitizensMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_NegotiableOrderOfWithdrawalAccountsMember" name="NegotiableOrderOfWithdrawalAccountsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_NonInterestBearingDepositsMember" name="NonInterestBearingDepositsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_NonimpairedLoansMember" name="NonimpairedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_NumberOfDebtInstrumentsHeld" name="NumberOfDebtInstrumentsHeld" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_OtherComprehensiveIncomeLossReclassificationAdjustmentForDerivativesAndAvailableForSaleSecuritiesIncludedInNetIncomeNetOfTax" name="OtherComprehensiveIncomeLossReclassificationAdjustmentForDerivativesAndAvailableForSaleSecuritiesIncludedInNetIncomeNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_OtherComprehensiveIncomeLossReclassificationAdjustmentForDerivativesAndSaleOfSecuritiesIncludedInNetIncomeTax" name="OtherComprehensiveIncomeLossReclassificationAdjustmentForDerivativesAndSaleOfSecuritiesIncludedInNetIncomeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_OtherLoansMember" name="OtherLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_OtherRealEstateOwnedMember" name="OtherRealEstateOwnedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_PercentageOfTotalInvestmentPortfolioFairValue" name="PercentageOfTotalInvestmentPortfolioFairValue" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_PreferredStockRedeemedDuringPeriodSharesSmallBusinessLendingFund" name="PreferredStockRedeemedDuringPeriodSharesSmallBusinessLendingFund" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_PreferredStockRedeemedDuringPeriodValueSmallBusinessLendingFund" name="PreferredStockRedeemedDuringPeriodValueSmallBusinessLendingFund" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" name="ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ReclassificationAdjustmentsOutOfAccumulatedOtherComprehensiveIncomeLineItems" name="ReclassificationAdjustmentsOutOfAccumulatedOtherComprehensiveIncomeLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_RestrictedStockAwardsMember" name="RestrictedStockAwardsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScbBankMember" name="ScbBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfCarryingValuesOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTableTextBlock" name="ScheduleOfCarryingValuesOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementTableTextBlock" name="ScheduleOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfCommercialNonImpairedLoansTableTextBlock" name="ScheduleOfCommercialNonImpairedLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfInvestmentsCostAndFairValueTableTextBlock" name="ScheduleOfInvestmentsCostAndFairValueTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesAmortizedCost" name="SecuritiesAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" name="SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionAggregateLosses" name="SecuritiesContinuousUnrealizedLossPositionAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionFairValue" name="SecuritiesContinuousUnrealizedLossPositionFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" name="SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" name="SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" name="SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesDiscountRateOverLondonInterBankOfferedRate" name="SecuritiesDiscountRateOverLondonInterBankOfferedRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesFairValue" name="SecuritiesFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesGrossUnrealizedGains" name="SecuritiesGrossUnrealizedGains" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesGrossUnrealizedLosses" name="SecuritiesGrossUnrealizedLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesMaturity" name="SecuritiesMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesPledgedAsCollateral" name="SecuritiesPledgedAsCollateral" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_SeniorUnsecuredNotesDue20285PercentMember" name="SeniorUnsecuredNotesDue20285PercentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardContractualTermRange" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardContractualTermRange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAnnualForfeitureRate" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAnnualForfeitureRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantDateFairValueOfAwards" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantDateFairValueOfAwards" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPercentage" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementsByShareBasedPaymentAwardPercentageOfMarketPriceAtEligibleEmployeesGrantedOptionsToPurchaseShares" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardPercentageOfMarketPriceAtEligibleEmployeesGrantedOptionsToPurchaseShares" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_StockOptionsAndEmployeeStockPurchasePlanMember" name="StockOptionsAndEmployeeStockPurchasePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_SubordinatedDebentureDueFebruary2015Member" name="SubordinatedDebentureDueFebruary2015Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_SubordinatedNotesDue20286Point75PercentMember" name="SubordinatedNotesDue20286Point75PercentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SupplementalNonCashInvestingActivities" name="SupplementalNonCashInvestingActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TermLoanDueFebruary2015Member" name="TermLoanDueFebruary2015Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_TransfersInAndOutOfEachOfValuationLevelsOfFairValuesTableTableTextBlock" name="TransfersInAndOutOfEachOfValuationLevelsOfFairValuesTableTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringModficationByTypeAxis" name="TroubledDebtRestructuringModficationByTypeAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringModficationByTypeDomain" name="TroubledDebtRestructuringModficationByTypeDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_TroubledDebtRestructuringsOnFinancingReceivablesSubsequentlyDefaultedTableTextBlock" name="TroubledDebtRestructuringsOnFinancingReceivablesSubsequentlyDefaultedTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsRateAndTermModificationsMember" name="TroubledDebtRestructuringsRateAndTermModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsRateModificationsMember" name="TroubledDebtRestructuringsRateModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsTermModificationsMember" name="TroubledDebtRestructuringsTermModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TrustPreferredSecuritiesMember" name="TrustPreferredSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_U.S.BankMember" name="U.S.BankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_USDepartmentofTreasuryMember" name="USDepartmentofTreasuryMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
</xsd:schema>
</XBRL>