EXHIBIT34.2

Reportof Independent Registered Public Accounting Firm

TheBoard of Directors

BarclaysBank plc:

 

Wehave examined management’s assertion, included in the accompanying Report on Assessment of Compliance with Servicing Criteria,that Barclays Bank plc (the Company or the Asserting Party) complied with the servicing criteria set forth in Item 1122(d) ofthe Securities and Exchange Commission’s Regulation AB (the Servicing Criteria) for the asset-backed securities transactionsbacked by credit card receivables, for which transactions the Asserting Party acted as servicer as of and for the year ended December31, 2019 (the Reporting Period), that were registered with the Securities and Exchange Commission pursuant to the Securities Actof 1933, as amended, where the related asset-backed securities were outstanding during the Reporting Period (the Platform), exceptfor servicing criteria 1122(d)(1)(ii), 1122(d)(1)(iii), 1122(d)(1)(iv), 1122(d)(2)(i), 1122(d)(2)(ii), 1122(d)(2)(iii), 1122(d)(2)(iv),1122(d)(2)(v), 1122(d)(2)(vi), 1122(d)(2)(vii) 1122(d)(3)(iii), 1122(d)(3)(iv), 1122(d)(4)(i), 1122(d)(4)(ii), 1122(d)(4)(iii),1122(d)(4)(iv), 1122(d)(4)(v), 1122(d)(4)(vi), 1122(d)(4)(vii), 1122(d)(4)(viii), 1122(d)(4)(ix), 1122(d)(4)(x), 1122(d)(4)(xi),1122(d)(4)(xii), 1122(d)(4)(xiii), 1122(d)(4)(xiv), and 1122(d)(4)(xv), which the Company has determined are not applicable tothe activities it performs with respect to the Platform. The Company has determined that servicing criterion 1122(d)(3)(i) isapplicable to the activities performed by the Company with respect to the Platform only as it relates to the calculation of informationcontained in reports to investors. The Company has determined that servicing criterion 1122(d)(3)(ii) is applicable to the activitiesperformed by the Company with respect to the Platform only as it relates to the calculation of information contained in reportsto investors. Appendix B to management's Report on Assessment of Compliance with Servicing Criteria identifies the individualasset-backed transactions and securities defined by management as constituting the Platform. Management is responsible for theCompany’s compliance with the Servicing Criteria. Our responsibility is to express an opinion on management’s assertionabout the Company’s compliance with the Servicing Criteria based on our examination.

Ourexamination was conducted in accordance with the standards of the Public Company Accounting Oversight Board (United States) andin accordance with attestation standards established by the American Institute of Certified Public Accountants to obtain reasonableassurance and, accordingly, included examining, on a test basis, evidence about the Company’s compliance with the ServicingCriteria and performing such other procedures as we considered necessary in the circumstances. Our examination included testingselected asset-backed transactions and securities that comprise the Platform, testing selected servicing activities related tothe Platform, and determining whether the Company processed those selected transactions and performed those selected activitiesin compliance with the Servicing Criteria. Furthermore, our procedures were limited to the selected transactions and servicingactivities performed by the Company during the period covered by this report. Our procedures were not designed to determine whethererrors may have occurred either prior to or subsequent to our tests that may have affected the balances or amounts calculatedor reported by the Company during the period covered by this report for the selected transactions or any other transactions. Webelieve that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determinationon the Company’s compliance with the Servicing Criteria.

Inour opinion, management’s assertion that Barclays Bank plc complied with the aforementioned Servicing Criteria as of andfor the year ended December 31, 2019 is fairly stated, in all material respects.

 

/s/KPMG LLP

 

Philadelphia,PA

March 27,2020