|Exhibit
        33.1
|--------------------

Barclays
  Bank Delaware
  Report on Assessment of Compliance with Servicing Criteria

|1. | Barclays Bank Delaware
      (the Asserting Party) is responsible for assessing compliance
      with the servicing criteria applicable to it under paragraph (d) of Item
      1122 of Regulation AB, as of and for the period from November 16, 2012 to
      December 31, 2012 (the Reporting Period), as set forth in Appendix
      A hereto. The transactions covered by this report include asset-backed securities
      transactions backed by credit card receivables, for which transactions the
      Asserting Party acted as servicer, that were registered with the Securities
      and Exchange Commission pursuant to the Securities Act of 1933, as amended,
      where the related asset-backed securities were outstanding during the Reporting
      Period (the Platform), as listed in Appendix B hereto;
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|2. | The Asserting Party
      has engaged certain third parties to perform all or a portion of certain
      servicing criteria set forth in paragraph (d) of Item 1122 of Regulation
      AB. In each such case, these third parties have been identified as Parties
      Participating in the Servicing Function and, except as set forth in paragraph
      3 below, have provided assessments of compliance pursuant to Item 1122 of
      Regulation AB. The Asserting Party is not taking any responsibility for
      assessing compliance with the servicing criteria or portion of the servicing
      criteria applicable to such third parties activities;
|-- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|3. | The Asserting Party
      has engaged certain vendors, who are not considered a servicer
      as defined in Item 1101(j) of Regulation AB, to perform specific, limited
      or scripted activities, and the Asserting Party elects to take responsibility
      for assessing compliance with the servicing criteria or portion of the servicing
      criteria applicable to such vendors activities as set forth in Appendix
      A hereto, as permitted by Interpretation 17.06 of the SEC Division of Corporation
      Finance Manual of Publicly Available Telephone Interpretations. The Asserting
      Party has policies and procedures in place designed to provide reasonable
      assurance that the vendor activities comply in all material respects with
      the servicing criteria applicable to such vendor;
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|4. | Except as set forth
      in paragraph 5 below, the Asserting Party used the criteria set forth in
      paragraph (d) of Item 1122 of Regulation AB to assess the compliance by
      the Asserting Party, with the applicable servicing criteria;
|-- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|5. | The criteria listed
      in the column titled Inapplicable Servicing Criteria on Appendix
      A hereto are inapplicable to the Asserting Party based on the activities
      the Asserting Party performs with respect to the Platform;
|-- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|6. | The Asserting Party
      has complied, in all material respects, with the applicable servicing criteria
      as of December 31, 2012 and for the Reporting Period with respect to the
      Platform taken as a whole; and
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|7. | PricewaterhouseCoopers
      LLP, a registered public accounting firm, has issued an attestation report
      on the Asserting Partys assessment of compliance with the applicable
      servicing criteria as of December 31, 2012 and for the Reporting Period.
|-- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | March
        27, 2013        
| | ------------------------------
| |                               
| | BARCLAYS
        BANK DELAWARE
| |                               
| | By:                           
| | Name:                         
| | Title:                        



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APPENDIX
  A

|                           | Applicable
      Servicing
      Criteria for Servicer                                                                                                                                                                                                                                                                                                                                                                          | Non/Applicable
        Servicing
        Criteria                                
|-------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------
|Servicing
        Criteria | Performed
        Directly by Asserting Party                                                                                                                                                                                                                                                                                                                                                                                   | Performed
        by vendor(s) for which Asserting Party is the Responsible Party
|Reference                  | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                        |                                                                                  
|                           | General Servicing Considerations                                                                                                                                                                                                                                                                                                                                                                                                |                                                                                  
|1122(d)(1)(i)              | Policies
        and procedures are instituted to monitor any performance or other triggers
        and events of default in accordance with the transaction agreements.                                                                                                                                                                                                                                                        | ý                                                                                
|1122(d)(1)(ii)             | If
        any material servicing activities are outsourced to third parties, policies
        and procedures are instituted to monitor the third partys performance
        and compliance with such servicing activities.                                                                                                                                                                                                    | ý                                                                                
|1122(d)(1)(iii)            | Any
        requirements in the transaction agreements to maintain a back-up servicer
        for the credit card accounts or accounts are maintained.                                                                                                                                                                                                                                                                          |                                                                                  
|1122(d)(1)(iv)             | A
        fidelity bond and errors and omissions policy is in effect on the party
        participating in the servicing function throughout the reporting period
        in the amount of coverage required by and otherwise in accordance with
        the terms of the transaction agreements.                                                                                                                               |                                                                                  
|                           | Cash
        Collection and Administration                                                                                                                                                                                                                                                                                                                                                                                      |                                                                                  
|1122(d)(2)(i)              | Payments
        on pool assets are deposited into the appropriate custodial bank accounts
        and related bank clearing accounts no more than two business days following
        receipt, or such other number of days specified in the transaction agreements.                                                                                                                                                           | ý1                                                                               
|1122(d)(2)(ii)             | Disbursements
        made via wire transfer on behalf of an obligor or to an investor are made
        only by authorized personnel.                                                                                                                                                                                                                                                                                           |                                                                                  
|1122(d)(2)(iii)            | Advances
        of funds or guarantees regarding collections, cash flows or distributions,
        and any interest or other fees charged for such advances, are made, reviewed
        and approved as specified in the transaction agreements.                                                                                                                                                                               |                                                                                  
|1122(d)(2)(iv)             | The
        related accounts for the transaction, such as cash reserve accounts or
        accounts established as a form of overcollateralization, are separately
        maintained (e.g., with respect to commingling of cash) as set forth in
        the transaction agreements.                                                                                                                                           | ý2                                                                               
|1122(d)(2)(v)              | Each
        custodial account is maintained at a federally insured depository institution
        as set forth in the transaction agreements. For purposes of this criterion,
        federally insured depository institution with respect to a
        foreign financial institution means a foreign financial institution that
        meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange
        Act. |                                                                                  
|1122(d)(2)(vi)             | Unissued
        checks are safeguarded so as to prevent unauthorized access.                                                                                                                                                                                                                                                                                                                                                   |                                                                                  



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|                           | Applicable
      Servicing
      Criteria for Servicer                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | Non/Applicable
        Servicing
        Criteria                                
|-------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------
|Servicing
        Criteria | Performed
        Directly by Asserting Party                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | Performed
        by vendor(s) for which Asserting Party is the Responsible Party
|Reference                  | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |                                                                                  
|1122(d)(2)(vii)            | Reconciliations
        are prepared on a monthly basis for all asset-backed securities related
        bank accounts, including custodial accounts and related bank clearing
        accounts. These reconciliations are (A) mathematically accurate; (B) prepared
        within 30 calendar days after the bank statement cutoff date, or such
        other number of days specified in the transaction agreements; (C) reviewed
        and approved by someone other than the person who prepared the reconciliation;
        and (D) contain explanations for reconciling items. These reconciling
        items are resolved within 90 calendar days of their original identification,
        or such other number of days specified in the transaction agreements. | ý                                                                                
|                           | Investor
        Remittances and Reporting                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                  
|1122(d)(3)(i)              | Reports
        to investors, including those to be filed with the Commission, are maintained
        in accordance with the transaction agreements and applicable Commission
        requirements. Specifically, such reports (A) are prepared in accordance
        with timeframes and other terms set forth in the transaction agreements;
        (B) provide information calculated in accordance with the terms specified
        in the transaction agreements; (C) are filed with the Commission as required
        by its rules and regulations; and (D) agree with investors or the
        trustees records as to the total unpaid principal balance and number
        of credit card accounts serviced by the Servicer.                                     |                                                                                  
|1122(d)(3)(ii)             | Amounts
        due to investors are allocated and remitted in accordance with timeframes,
        distribution priority and other terms set forth in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |                                                                                  
|1122(d)(3)(iii)            | Disbursements
        made to an investor are posted within two business days to the Servicers
        investor records, or such other number of days specified in the transaction
        agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |                                                                                  
|1122(d)(3)(iv)             | Amounts
        remitted to investors per the investor reports agree with cancelled checks,
        or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |                                                                                  
|                           | Pool
        Asset Administration                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |                                                                                  
|1122(d)(4)(i)              | Collateral
        or security on credit card accounts is maintained as required by the transaction
        agreements or related pool asset documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | ý                                                                                
|1122(d)(4)(ii)             | Pool
        assets and related documents are safeguarded as required by the transaction
        agreements                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | ý                                                                                
|1122(d)(4)(iii)            | Any
        additions, removals or substitutions to the asset pool are made, reviewed
        and approved in accordance with any conditions or requirements in the
        transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | ý                                                                                
|1122(d)(4)(iv)             | Payments
        on pool assets, including any payoffs, made in accordance with the related
        pool asset documents are posted to the Servicers obligor records
        maintained no more than two business days after receipt, or such other
        number of days specified in the transaction agreements, and allocated
        to principal, interest or other items (e.g., escrow) in accordance with
        the related pool asset documents.                                                                                                                                                                                                                                                                                                                 | ý                                                                                



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|                           | Applicable
      Servicing
      Criteria for Servicer                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | Non/Applicable
        Servicing
        Criteria                                
|-------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------
|Servicing
        Criteria | Performed
        Directly by Asserting Party                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | Performed
        by vendor(s) for which Asserting Party is the Responsible Party
|Reference                  | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |                                                                                  
|1122(d)(4)(v)              | The
        Servicers records regarding the accounts agree with the Servicers
        records with respect to an obligors unpaid principal balance.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | ý                                                                                
|1122(d)(4)(vi)             | Changes
        with respect to the terms or status of an obligors account (e.g.,
        loan modifications or re-agings) are made, reviewed and approved by authorized
        personnel in accordance with the transaction agreements and related pool
        asset documents.                                                                                                                                                                                                                                                                                                                                                                   | ý                                                                                
|1122(d)(4)(vii)            | Loss
        mitigation or recovery actions (e.g., forbearance plans, modifications
        and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable)
        are initiated, conducted and concluded in accordance with the timeframes
        or other requirements established by the transaction agreements.                                                                                                                                                                                                                                                                                                                | ý                                                                                
|1122(d)(4)(viii)           | Records
        documenting collection efforts are maintained during the period an account
        is delinquent in accordance with the transaction agreements. Such records
        are maintained on at least a monthly basis, or such other period specified
        in the transaction agreements, and describe the entitys activities
        in monitoring delinquent pool assets including, for example, phone calls,
        letters and payment rescheduling plans in cases where delinquency is deemed
        temporary (e.g., illness or unemployment).                                                                                  | ý                                                                                
|1122(d)(4)(ix)             | Adjustments
        to interest rates or rates of return for accounts with variable rates
        are computed based on the related account documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | ý                                                                                
|1122(d)(4)(x)              | Regarding
        any funds held in trust for an obligor (such as escrow accounts): (A)
        such funds are analyzed, in accordance with the obligors pool asset
        documents, on at least an annual basis, or such other period specified
        in the transaction agreements; (B) interest on such funds is paid, or
        credited, to obligors in accordance with applicable pool asset documents
        and state laws; and (C) such funds are returned to the obligor within
        30 calendar days of full repayment of the related pool assets, or such
        other number of days specified in the transaction agreements. |                                                                                  
|1122(d)(4)(xi)             | Payments
        made on behalf of an obligor (such as tax or insurance payments) are made
        on or before the related penalty or expiration dates, as indicated on
        the appropriate bills or notices for such payments, provided that such
        support has been received by the Servicer at least 30 calendar days prior
        to these dates, or such other number of days specified in the transaction
        agreements.                                                                                                                                                                                                       |                                                                                  
|1122(d)(4)(xii)            | Any
        late payment penalties in connection with any payment to be made on behalf
        of an obligor are paid from the Servicers funds and not charged
        to the obligor, unless the late payment was due to the obligors
        error or omission.                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                  
|1122(d)(4)(xiii)           | Disbursements
        made on behalf of an obligor are posted within two business days to the
        obligors records maintained by the Servicer, or such other number
        of days specified in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                     |                                                                                  
|1122(d)(4)(xiv)            | Delinquencies,
        charge-offs and uncollectible accounts are recognized and recorded in
        accordance with the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | ý                                                                                
|1122(d)(4)(xv)             | Any
        external enhancement or other support, identified in Item 1114(a)(1) through
        (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction
        agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                 |                                                                                  



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|1 | The Asserting Party
      was responsible for sending payments on the pool assets to U.S. Bank National
      Association, as indenture trustee (the Trustee), for the transactions
      included in the Asserting Partys Platform. The Trustee was responsible
      for depositing such payments on the pool assets into the appropriate custodial
      bank accounts.
|- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| |  | BBD has engaged certain
      vendors  Wells Fargo Bank, N.A.  that performed specific and
      limited payment processing activities addressed by criterion 1122(d)(2)(i)
      during the period from November 16, 2012 to December 31, 2012.
| | - | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|2 | The Trustee was responsible
      for opening and maintainingsuch custodial bank accounts at the
      direction of the Asserting Party.
|- | ----------------------------------------------------------------------------------------------------------------------------------------



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APPENDIX
  B

|Dryrock
      Issuance Trust
|----------------------------

Series 2012-1

Series 2012-2



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