UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                        ------------------------------

                                    FORM 13F

                        ------------------------------

                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  September 30, 2009

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:             TERRY L BLAKER
Address:          200 EAST JACKSON STREET
                  MUNCIE, IN   47305

13F File Number:  28-

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person signing this Report on Behalf of Reporting Manager:

Name:             Terry L Blaker
Title:            Senior Vice President
Phone:            (765) 747-1570

Signature, Place, and Date of Signing:

                  Terry L Blaker          Muncie, IN         October 6, 2009

Report Type (Check only one.):

[X]    13F HOLDING REPORT.
[ ]    13F NOTICE.
[ ]    COMBINATION REPORT.

<PAGE>


FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:  None

Form 13F Information Table Entry Total: 228

Form 13F Information Table Value Total: $220,985,000


List of Other Included Managers:

None

<PAGE>
<TABLE>
<CAPTION>

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
 <S>                            <C>               <C>          <C>    <C>    <C> <C>   <C>       <C>          <C>    <C>         <C>
ACCENTURE PLC               COM                 G1151C101     1093    29335 SH       SOLE                    29035      300        0
ACCENTURE PLC               COM                 G1151C101       70     1890 SH       DEFINED                  1890        0        0
NOBLE CORPORATION           COM                 H5833N103      612    16130 SH       SOLE                    16055       75        0
NOBLE CORPORATION           COM                 H5833N103       48     1260 SH       DEFINED                  1260        0        0
AFLAC INC                   COM                 001055102      372     8700 SH       SOLE                     8475      225        0
AFLAC INC                   COM                 001055102        2       50 SH       DEFINED                    50        0        0
AT&T INC                    COM                 00206R102     3261   120785 SH       SOLE                   120478       75      232
AT&T INC                    COM                 00206R102      229     8484 SH       DEFINED                  5099        0     3385
ABBOTT LABS                 COM                 002824100     3758    75962 SH       SOLE                    74812     1050      100
ABBOTT LABS                 COM                 002824100      138     2780 SH       DEFINED                  2180        0      600
ALBERTO CULVER CO NEW       COM                 013078100      665    24030 SH       SOLE                    23480      550        0
ALBERTO CULVER CO NEW       COM                 013078100       22      790 SH       DEFINED                   790        0        0
ALLIANT CORP                COM                 018802108     1025    36825 SH       SOLE                    36325      500        0
ALLIANT CORP                COM                 018802108       43     1530 SH       DEFINED                  1280        0      250
AMPHENOL CORPORATION                            032095101      239     6340 SH       SOLE                     6340        0        0
AMPHENOL CORPORATION                            032095101        9      230 SH       DEFINED                   230        0        0
APACHE CORP                 COM                 037411105      719     7825 SH       SOLE                     7425      400        0
APACHE CORP                 COM                 037411105       18      200 SH       DEFINED                   200        0        0
AUTOMATIC DATA PROCESSING   COM                 053015103     4796   122056 SH       SOLE                   120756     1150      150
AUTOMATIC DATA PROCESSING   COM                 053015103       58     1465 SH       DEFINED                  1465        0        0
BB & T CORPORATION          COM                 054937107      261     9585 SH       SOLE                     9585        0        0
BB & T CORPORATION          COM                 054937107       29     1050 SH       DEFINED                    50        0     1000
BP PLC - SPONS              ADR                 055622104     2949    55412 SH       SOLE                    55037      375        0
BP PLC - SPONS              ADR                 055622104     1739    32683 SH       DEFINED                 22183        0    10500
BAKER HUGHES INC            COM                 057224107     1231    28865 SH       SOLE                    28465      400        0
BAKER HUGHES INC            COM                 057224107       46     1070 SH       DEFINED                  1070        0        0
BALL CORP                   COM                 058498106     2172    44138 SH       SOLE                    44138        0        0
BANK OF AMERICA CORP        COM                 060505104      106     6275 SH       SOLE                     5675      300      300
BANK OF AMERICA CORP        COM                 060505104       71     4200 SH       DEFINED                  2900        0     1300
BANK OF NEW YORK MELLON CORPCOM                 064058100     1002    34591 SH       SOLE                    34041      550        0
BANK OF NEW YORK MELLON CORPCOM                 064058100       22      750 SH       DEFINED                   750        0        0
BAXTER INTERNATIONAL INC    COM                 071813109     1593    27950 SH       SOLE                    27870       50       30
BAXTER INTERNATIONAL INC    COM                 071813109       53      925 SH       DEFINED                   925        0        0
BECTON DICKINSON & CO       COM                 075887109      970    13905 SH       SOLE                    13645      230       30
BECTON DICKINSON & CO       COM                 075887109       38      540 SH       DEFINED                   540        0        0
BED BATH & BEYOND           COM                 075896100      487    12985 SH       SOLE                    12985        0        0
BED BATH & BEYOND           COM                 075896100       32      860 SH       DEFINED                   860        0        0
BEST BUY COMPANY INC        COM                 086516101      901    24007 SH       SOLE                    23607      400        0
BEST BUY COMPANY INC        COM                 086516101       33      878 SH       DEFINED                   878        0        0
CATERPILLAR INC.            COM                 149123101      863    16812 SH       SOLE                    16162      650        0
CATERPILLAR INC.            COM                 149123101       18      356 SH       DEFINED                   356        0        0
CHEVRON CORP                COM                 166764100     5675    80577 SH       SOLE                    79252      825      500
CHEVRON CORP                COM                 166764100      201     2855 SH       DEFINED                  1855        0     1000
CHUBB CORP                  COM                 171232101     1463    29037 SH       SOLE                    28637      400        0
CHUBB CORP                  COM                 171232101       55     1090 SH       DEFINED                  1090        0        0
CISCO SYSTEMS               COM                 17275R102     2237    95070 SH       SOLE                    93770     1100      200
CISCO SYSTEMS               COM                 17275R102       29     1225 SH       DEFINED                  1225        0        0
CITIGROUP INC               COM                 172967101       51    10507 SH       SOLE                    10507        0        0
CITIGROUP INC               COM                 172967101        7     1500 SH       DEFINED                  1200        0      300
CITY NATIONAL               COM                 178566105      327     8390 SH       SOLE                     8040      350        0
CITY NATIONAL               COM                 178566105       47     1210 SH       DEFINED                  1210        0        0
COCA COLA CO                COM                 191216100     1231    22925 SH       SOLE                    22925        0        0
COCA COLA CO                COM                 191216100        5      100 SH       DEFINED                   100        0        0
COLGATE PALMOLIVE CO        COM                 194162103     1431    18766 SH       SOLE                    17916      850        0
COLGATE PALMOLIVE CO        COM                 194162103      141     1850 SH       DEFINED                   250        0     1600
CONOCOPHILLIPS              COM                 20825C104     1861    41220 SH       SOLE                    40320      900        0
CONOCOPHILLIPS              COM                 20825C104       84     1850 SH       DEFINED                  1850        0        0
COVANCE INC                 COM                 222816100      672    12405 SH       SOLE                    11705      700        0
COVANCE INC                 COM                 222816100       23      425 SH       DEFINED                   425        0        0
CULLEN FROST BANKERS        COM                 229899109      705    13650 SH       SOLE                    13300      350        0
CULLEN FROST BANKERS        COM                 229899109       26      510 SH       DEFINED                   510        0        0
DNP SELECT INCOME FUND                          23325P104      597    66968 SH       SOLE                    64938     1030     1000
DNP SELECT INCOME FUND                          23325P104       32     3600 SH       DEFINED                  3600        0        0
DANAHER CORP                COM                 235851102     1163    17285 SH       SOLE                    16685      600        0
DANAHER CORP                COM                 235851102       47      700 SH       DEFINED                   700        0        0
DEERE & CO                  COM                 244199105      207     4835 SH       SOLE                     4835        0        0
DEERE & CO                  COM                 244199105       24      550 SH       DEFINED                   550        0        0
DISNEY WALT COMPANY         COM                 254687106     1670    60854 SH       SOLE                    60779       75        0
DISNEY WALT COMPANY         COM                 254687106        8      300 SH       DEFINED                   300        0        0
DONALDSON INC               COM                 257651109      861    24853 SH       SOLE                    24313      500       40
DONALDSON INC               COM                 257651109       17      500 SH       DEFINED                   500        0        0
DU PONT E I DE NEMOURS      COM                 263534109      983    30592 SH       SOLE                    29842      750        0
DU PONT E I DE NEMOURS      COM                 263534109       36     1120 SH       DEFINED                   920        0      200
ECOLAB INC                  COM                 278865100      923    19965 SH       SOLE                    19515      450        0
ECOLAB INC                  COM                 278865100       14      300 SH       DEFINED                   300        0        0
EMERSON ELEC CO             COM                 291011104     4007   100001 SH       SOLE                    99101      800      100
EMERSON ELEC CO             COM                 291011104      207     5170 SH       DEFINED                  3170        0     2000
ENDO PHARM HLDG INC         COM                 29264F205      783    34625 SH       SOLE                    33925      700        0
ENDO PHARM HLDG INC         COM                 29264F205       14      640 SH       DEFINED                   640        0        0
EXELON CORP                 COM                 30161N101      414     8350 SH       SOLE                     8350        0        0
EXELON CORP                 COM                 30161N101       58     1178 SH       DEFINED                  1178        0        0
EXXON MOBIL CORP            COM                 30231G102     7148   104189 SH       SOLE                   103249      790      150
EXXON MOBIL CORP            COM                 30231G102      892    13005 SH       DEFINED                 10957        0     2048
FPL GROUP INC               COM                 302571104     1514    27411 SH       SOLE                    26661      750        0
FPL GROUP INC               COM                 302571104      198     3577 SH       DEFINED                  1577        0     2000
FIRST MERCHANTS CORP        COM                 320817109     1277   183155 SH       SOLE                   182053     1102        0
FIRST MERCHANTS CORP        COM                 320817109       81    11587 SH       DEFINED                 11587        0        0
GENERAL ELECTRIC CO         COM                 369604103     3051   185947 SH       SOLE                   182797     2250      900
GENERAL ELECTRIC CO         COM                 369604103      220    13425 SH       DEFINED                  6025        0     7400
GRACO INC                   COM                 384109104      967    34710 SH       SOLE                    34460      250        0
GRACO INC                   COM                 384109104       22      780 SH       DEFINED                   780        0        0
HARRIS CORP DEL             COM                 413875105     1598    42520 SH       SOLE                    41970      550        0
HARRIS CORP DEL             COM                 413875105       64     1705 SH       DEFINED                  1705        0        0
HEINZ H J CO                COM                 423074103      131     3300 SH       SOLE                     3300        0        0
HEINZ H J CO                COM                 423074103       99     2500 SH       DEFINED                  1000        0     1500
HENRY JACK & ASSOCIATES     COM                 426281101      587    25015 SH       SOLE                    25015        0        0
HENRY JACK & ASSOCIATES     COM                 426281101       11      465 SH       DEFINED                   465        0        0
HEWLETT PACKARD CO          COM                 428236103     2884    61109 SH       SOLE                    60909        0      200
HEWLETT PACKARD CO          COM                 428236103      144     3050 SH       DEFINED                  3050        0        0
ITT CORPORATION             COM                 450911102      231     4425 SH       SOLE                     4425        0        0
ITT CORPORATION             COM                 450911102       19      370 SH       DEFINED                   370        0        0
INTEL CORP                  COM                 458140100     3165   161812 SH       SOLE                   159112     2700        0
INTEL CORP                  COM                 458140100       29     1500 SH       DEFINED                   500        0     1000
INTL BUSINESS MACHINES CORP COM                 459200101     2651    22162 SH       SOLE                    21812      350        0
INTL BUSINESS MACHINES CORP COM                 459200101       47      395 SH       DEFINED                   395        0        0
I SHARES BARCLAYS AGGREGATE ETF                 464287226      369     3517 SH       SOLE                     3517        0        0
MSCI EMERGING MARKET INDEX                      464287234      336     8633 SH       SOLE                     8633        0        0
MSCI EAFE INDEX SHARES                          464287465     3771    68974 SH       SOLE                    67599     1225      150
MSCI EAFE INDEX SHARES                          464287465       26      483 SH       DEFINED                   483        0        0
BIOTECHNOLOGY I SHARES      COM                 464287556     1925    23655 SH       SOLE                    23030      625        0
BIOTECHNOLOGY I SHARES      COM                 464287556       46      570 SH       DEFINED                   570        0        0
S&P 400 MIDCAP GROWTH       ISHARES             464287606     1638    22205 SH       SOLE                    22205        0        0
S&P 400 MIDCAP GROWTH       ISHARES             464287606       87     1177 SH       DEFINED                  1177        0        0
ISHARES RUSSELL 2000        I SHARES            464287655      800    13277 SH       SOLE                    12857      420        0
ISHARES RUSSELL 2000        I SHARES            464287655       17      285 SH       DEFINED                   285        0        0
S&P 400 MIDCAP VALUE        ISHARES             464287705     1882    29886 SH       SOLE                    29564        0      322
S&P 400 MIDCAP VALUE        ISHARES             464287705      110     1747 SH       DEFINED                  1747        0        0
I SHARES S&P SMALL CAP 600  COM                 464287804     1613    30822 SH       SOLE                    29906      580      336
I SHARES S&P SMALL CAP 600  COM                 464287804       87     1660 SH       DEFINED                  1660        0        0
S&P 600 SMALL CAP VALUE     ISHARES             464287879     1311    23357 SH       SOLE                    23065        0      292
S&P 600 SMALL CAP VALUE     ISHARES             464287879       46      812 SH       DEFINED                   812        0        0
S&P 600 SMALL CAP GROWTH    ISHARES             464287887     1524    28184 SH       SOLE                    28184        0        0
S&P 600 SMALL CAP GROWTH    ISHARES             464287887       40      738 SH       DEFINED                   738        0        0
J P MORGAN CHASE & CO       COM                 46625H100     5489   125299 SH       SOLE                   124999      100      200
J P MORGAN CHASE & CO       COM                 46625H100      555    12670 SH       DEFINED                 12670        0        0
JARDEN CORPORATION          COM                 471109108      239     8535 SH       SOLE                     8535        0        0
JOHNSON & JOHNSON           COM                 478160104     5558    91293 SH       SOLE                    90143     1150        0
JOHNSON & JOHNSON           COM                 478160104      417     6855 SH       DEFINED                  4055        0     2800
KELLOGG CO                  COM                 487836108      297     6040 SH       SOLE                     6040        0        0
KIMBERLY CLARK CORP         COM                 494368103     1822    30900 SH       SOLE                    30300      500      100
KIMBERLY CLARK CORP         COM                 494368103       59     1000 SH       DEFINED                  1000        0        0
KOHL'S CORP                 COM                 500255104     1160    20342 SH       SOLE                    19842      500        0
KOHL'S CORP                 COM                 500255104       54      945 SH       DEFINED                   945        0        0
LABORATORY CORP             COM                 50540R409      314     4780 SH       SOLE                     4755       25        0
LABORATORY CORP             COM                 50540R409       29      435 SH       DEFINED                   435        0        0
LILLY ELI & CO              COM                 532457108     3623   109720 SH       SOLE                   109445       75      200
LILLY ELI & CO              COM                 532457108       33     1002 SH       DEFINED                  1002        0        0
LOWE'S COMPANIES INC        COM                 548661107     3580   171028 SH       SOLE                   169078     1850      100
LOWE'S COMPANIES INC        COM                 548661107       99     4715 SH       DEFINED                  4315        0      400
MDU RES GROUP INC           COM                 552690109      960    46060 SH       SOLE                    45260      800        0
MDU RES GROUP INC           COM                 552690109       38     1810 SH       DEFINED                  1510        0      300
MASCO CORP                  COM                 574599106      574    44455 SH       SOLE                    44355      100        0
MASCO CORP                  COM                 574599106       19     1485 SH       DEFINED                  1485        0        0
MCDONALDS CORP              COM                 580135101      555     9733 SH       SOLE                     9733        0        0
MCDONALDS CORP              COM                 580135101       77     1355 SH       DEFINED                  1355        0        0
MEDTRONIC INCORPORATED      COM                 585055106     1624    44151 SH       SOLE                    43176      875      100
MEDTRONIC INCORPORATED      COM                 585055106       37     1000 SH       DEFINED                  1000        0        0
MICROSOFT CORPORATION       COM                 594918104     4042   157211 SH       SOLE                   155561     1650        0
MICROSOFT CORPORATION       COM                 594918104      144     5590 SH       DEFINED                  4590        0     1000
MICROCHIP TECHNOLOGY        COM                 595017104     1605    60565 SH       SOLE                    59240     1325        0
MICROCHIP TECHNOLOGY        COM                 595017104       84     3155 SH       DEFINED                  3155        0        0
S&P 400 MIDCAP SPDR                             595635103     5433    43370 SH       SOLE                    42781      342      247
S&P 400 MIDCAP SPDR                             595635103      185     1476 SH       DEFINED                  1476        0        0
NORTHERN TR CORP            COM                 665859104     1085    18655 SH       SOLE                    18205      450        0
NORTHERN TR CORP            COM                 665859104       29      500 SH       DEFINED                   500        0        0
NORTHROP GRUMMAN CORP       COM                 666807102       31      600 SH       SOLE                      600        0        0
NORTHROP GRUMMAN CORP       COM                 666807102     1004    19402 SH       DEFINED                 19402        0        0
NUCOR CORP                  COM                 670346105      262     5585 SH       SOLE                     5535       50        0
NUCOR CORP                  COM                 670346105        4       80 SH       DEFINED                    80        0        0
NVIDIA CORP                 COM                 67066G104     1169    77775 SH       SOLE                    76175     1600        0
NVIDIA CORP                 COM                 67066G104       32     2125 SH       DEFINED                  2125        0        0
NUVEEN MUNI DIVIDEND ADVISOR                    67070X101      152    10980          SOLE                    10980        0        0
NUVEEN MUNI DIVIDEND ADVISOR                    67070X101       22     1600          DEFINED                  1600        0        0
OLD NATIONAL BANCORP        COM                 680033107      251    22384 SH       SOLE                    22384        0        0
OMNICOM GROUP INC           COM                 681919106      213     5772 SH       SOLE                     5697       75        0
OMNICOM GROUP INC           COM                 681919106       12      325 SH       DEFINED                   325        0        0
ORACLE CORP                 COM                 68389X105      711    34095 SH       SOLE                    33095     1000        0
ORACLE CORP                 COM                 68389X105       10      490 SH       DEFINED                   490        0        0
PEPSICO INC                 COM                 713448108     5747    97982 SH       SOLE                    96682     1100      200
PEPSICO INC                 COM                 713448108      247     4215 SH       DEFINED                  4215        0        0
PFIZER INC                  COM                 717081103      859    51915 SH       SOLE                    51715      200        0
PFIZER INC                  COM                 717081103       55     3320 SH       DEFINED                  2320        0     1000
PHILLIP MORRIS INTL INC     COM                 718172109      252     5175 SH       DEFINED                  2175        0     3000
T. ROWE PRICE GROUP INC     COM                 74144T108     1018    22271 SH       SOLE                    22271        0        0
T. ROWE PRICE GROUP INC     COM                 74144T108       21      450 SH       DEFINED                   450        0        0
PROCTER & GAMBLE CO         COM                 742718109     5388    93021 SH       SOLE                    91946      875      200
PROCTER & GAMBLE CO         COM                 742718109      366     6325 SH       DEFINED                  3825        0     2500
ROBERT HALF INTERNATIONAL   COM                 770323103      750    29995 SH       SOLE                    29995        0        0
ROBERT HALF INTERNATIONAL   COM                 770323103       21      845 SH       DEFINED                   845        0        0
S&P 500 INDEX SPDR                              78462F103     1263    11966 SH       SOLE                    11966        0        0
S&P 500 INDEX SPDR                              78462F103       79      750 SH       DEFINED                   750        0        0
SPDR MSCI ALL-COUNTRY WORLD EX-US INDEX ETF     78463X848     2615    85667 SH       SOLE                    85667        0        0
BARCLAYS INTL TREASURY      SPDR                78464A516     9219   157789 SH       SOLE                   154974     2598      217
BARCLAYS INTL TREASURY      SPDR                78464A516      211     3611 SH       DEFINED                  3611        0        0
SCHLUMBERGER LTD            COM                 806857108     4594    77090 SH       SOLE                    76260      630      200
SCHLUMBERGER LTD            COM                 806857108      134     2254 SH       DEFINED                  2254        0        0
MATERIALS SELECT SECTOR SPDRCOM                 81369Y100      356    11515 SH       SOLE                    11385       80       50
MATERIALS SELECT SECTOR SPDRCOM                 81369Y100       11      365 SH       DEFINED                   365        0        0
THE J.M. SMUCKER COMPANY    COM                 832696405     1172    22106 SH       SOLE                    21656      450        0
THE J.M. SMUCKER COMPANY    COM                 832696405       33      615 SH       DEFINED                   615        0        0
SOUTHERN CO                 COM                 842587107     1343    42435 SH       SOLE                    42385       50        0
SOUTHERN CO                 COM                 842587107      170     5380 SH       DEFINED                  4380        0     1000
STAPLES INC                 COM                 855030102     2327   100262 SH       SOLE                    98662     1600        0
STAPLES INC                 COM                 855030102       81     3495 SH       DEFINED                  3495        0        0
STRYKER CORP                COM                 863667101     1604    35304 SH       SOLE                    34604      700        0
STRYKER CORP                COM                 863667101       47     1035 SH       DEFINED                  1035        0        0
SUPERVALU INC               COM                 868536103      261    17360 SH       SOLE                    17285       75        0
SUPERVALU INC               COM                 868536103       22     1445 SH       DEFINED                  1445        0        0
SYSCO CORP                  COM                 871829107     3667   147622 SH       SOLE                   145322     2100      200
SYSCO CORP                  COM                 871829107      122     4895 SH       DEFINED                  4895        0        0
TEVA PHARMACEUTICAL         ADR                 881624209      536    10595 SH       SOLE                    10095      500        0
TEVA PHARMACEUTICAL         ADR                 881624209       40      800 SH       DEFINED                   800        0        0
THERMO FISHER SCIENTIFIC INCCOM                 883556102      453    10365 SH       SOLE                     9865      500        0
3M COMPANY                  COM                 88579Y101      993    13451 SH       SOLE                    13201      250        0
3M COMPANY                  COM                 88579Y101      223     3025 SH       DEFINED                   825        0     2200
US BANCORP DEL              COM                 902973304     1608    73562 SH       SOLE                    71612     1800      150
US BANCORP DEL              COM                 902973304       35     1620 SH       DEFINED                   620        0     1000
UNITED PARCEL SERVICE       COM                 911312106      212     3755 SH       SOLE                     3755        0        0
UNITED PARCEL SERVICE       COM                 911312106       56     1000 SH       DEFINED                  1000        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     5824    95583 SH       SOLE                    94283     1100      200
UNITED TECHNOLOGIES CORP    COM                 913017109       99     1625 SH       DEFINED                  1625        0        0
VF CORP                     COM                 918204108      875    12075 SH       SOLE                    11840      235        0
VF CORP                     COM                 918204108       21      285 SH       DEFINED                   285        0        0
VNGRD FTSE ALLWORLD EXUS ETF                    922042775     6037   139742 SH       SOLE                   138916      321      505
VNGRD FTSE ALLWORLD EXUS ETF                    922042775       87     2012 SH       DEFINED                  2012        0        0
VECTREN CORP                COM                 92240G101     2068    89780 SH       SOLE                    88530     1250        0
VECTREN CORP                COM                 92240G101      158     6843 SH       DEFINED                  4943        0     1900
VERIZON COMMUNICATIONS INC  COM                 92343V104     2158    71302 SH       SOLE                    70652      550      100
VERIZON COMMUNICATIONS INC  COM                 92343V104       96     3161 SH       DEFINED                  3161        0        0
WAL MART STORES INC         COM                 931142103     3166    64492 SH       SOLE                    64167      325        0
WAL MART STORES INC         COM                 931142103      144     2925 SH       DEFINED                  2925        0        0
WELLS FARGO & CO            COM                 949746101     2889   102513 SH       SOLE                   100913     1200      400
WELLS FARGO & CO            COM                 949746101      132     4700 SH       DEFINED                  2300        0     2400
WYETH                       COM                 983024100     1963    40406 SH       SOLE                    40306        0      100
WYETH                       COM                 983024100      146     3000 SH       DEFINED                   600        0     2400
ZIMMER HLDGS INC            COM                 98956P102      403     7544 SH       SOLE                     7209      335        0
ZIMMER HLDGS INC            COM                 98956P102       29      545 SH       DEFINED                   545        0        0

 GRAND TOTALS                                               220985  5712672                                5585645    60543    66484
</TABLE>