|    |                                 |
|----|---------------------------------|
| I. | Purpose     |

|     |                |
|-----|----------------|
| II. | Administration |

|      |                                           |
|------|-------------------------------------------|
| III. | Covered Individuals by Officer Level/Role |

|    |                                               |
|----|-----------------------------------------------|
| A. | President and Chief Executive Officer of FMC; |

|    |                            |
|----|----------------------------|
| B. | Executive Vice Presidents; |

|    |                                                                  |
|----|------------------------------------------------------------------|
| C. | Executive Officers, Non-Bank Presidents and Regional Presidents; |

|    |                            |
|----|----------------------------|
| D. | Selected Senior Leadership |

|    |                                                                       |
|----|-----------------------------------------------------------------------|
| E. | Department Heads, Division Heads and Other Management Leadership; and |

----

|     |                           |
|-----|---------------------------|
| IV. | Implementation Parameters |

|    |                                                                                                                  |
|----|------------------------------------------------------------------------------------------------------------------|
| A. | The FMC CEO and EVP earnings component payouts will be determined by FMC EPS calculated on a diluted GAAP basis. |

|    |                                                                                                                                   |
|----|-----------------------------------------------------------------------------------------------------------------------------------|
| B. | Payouts to participants on their respective region or line of business will be based on their actual results as compared to plan. |

|    |                                                                                                                                                                                                                                 |
|----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| C. | When utilized, balanced scorecards will be tailored to each unit incorporating a specific weighting on various operating initiatives as set by the CEO, EVPs and SVP of HR.  Balanced scorecard metrics are shown in Section V. |

|    |                |
|----|----------------|
| V. | Plan Structure |

|                                                   |
|---------------------------------------------------|
|                                                   |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Payout %                                          | 40% | 50% | 60% | 70% | 80% | 90% | 100% | 110% | 120% | 130% | 140% | 150% | 200% |
| EPS                                               | n/a | $1.39 | $1.43 | $1.47 | $1.51 | $1.55 | $1.59 | $1.63 | $1.67 | $1.71 | $1.75 | $1.79 | $1.99 |
| Consolidated Efficiency Ratio*                    | n/a | n/a | n/a | n/a | 62.16% | 61.66% | 61.16% | 60.66% | 60.16% | 59.66% | 59.16% | 58.66% | n/a |
| Consolidated Non-Interest Income to Plan          | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Regional Performance to Plan                      | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Regional Operating Income to Plan                 | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Insurance Income Growth                           | 10% | 12.5% | 15% | 17.5% | 20% | 22.5% | 25% | 27.5% | 30% | 32.5% | 35% | 37.5% | n/a |
| Insurance Revenue Growth                          | 10% | 12.5% | 15% | 17.5% | 20% | 22.5% | 25% | 27.5% | 30% | 32.5% | 35% | 37.5% | n/a |
| (Insurance only:  revenue w/o contingency income) |
| Trust Income Growth                               | n/a | n/a | 2% | 4% | 6% | 8% | 10% | 12% | 14% | 16% | 18% | 20% | n/a |
| Trust Revenue Growth                              | n/a | n/a | 2% | 4% | 6% | 8% | 10% | 12% | 14% | 16% | 18% | 20% | n/a |
| Branch Profitability Contribution to Plan         | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Commercial Sales Manager Team Loan Growth         | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Business Banking Performance to Plan              | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Mortgage Banking  Performance to Plan             | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |