|    |                                 |
|----|---------------------------------|
| I. | Purpose     |

|     |                |
|-----|----------------|
| II. | Administration |

|      |                                           |
|------|-------------------------------------------|
| III. | Covered Individuals by Officer Level/Role |

|    |                                               |
|----|-----------------------------------------------|
| A. | President and Chief Executive Officer of FMC; |

|    |                            |
|----|----------------------------|
| B. | Executive Vice Presidents; |

|    |                                                                  |
|----|------------------------------------------------------------------|
| C. | Executive Officers, Non-Bank Presidents and Regional Presidents; |

|    |                            |
|----|----------------------------|
| D. | Selected Senior Leadership |

|    |                                                                       |
|----|-----------------------------------------------------------------------|
| E. | Department Heads, Division Heads and Other Management Leadership; and |

----

|     |                           |
|-----|---------------------------|
| IV. | Implementation Parameters |

|    |                                                                                                                  |
|----|------------------------------------------------------------------------------------------------------------------|
| A. | The FMC CEO and EVP earnings component payouts will be determined by FMC EPS calculated on a diluted GAAP basis. |

|    |                                                                                                                                   |
|----|-----------------------------------------------------------------------------------------------------------------------------------|
| B. | Payouts to participants on their respective region or line of business will be based on their actual results as compared to plan. |

|    |                                                                                                                                                                                                                                 |
|----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| C. | When utilized, balanced scorecards will be tailored to each unit incorporating a specific weighting on various operating initiatives as set by the CEO, EVPs and SVP of HR.  Balanced scorecard metrics are shown in Section V. |

|    |                |
|----|----------------|
| V. | Plan Structure |

|                                         |
|-----------------------------------------|
|                                         |  |  |  |  |  |  |  |  |  |  |  |  |
| Payout %                                | 50% | 60% | 70% | 80% | 90% | 100% | 110% | 120% | 130% | 140% | 150% | 200% |
| EPS                                     | 1.89 | $1.93 | $1.97 | $2.01 | $2.05 | $2.09 | $2.13 | $2.17 | $2.21 | $2.25 | $2.29 | $2.49 |
| Consolidated Efficiency Ratio           | n/a | .5870 | .5770 | 0.567 | 55.7% | 54.7% | 54.2% | 53.7% | 53.2% | 52.7% | 52.2% | n/a |
| Region Commercial LOB Net Contribution  | n/a | n/a | 0.85 | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Region Commercial LOB Operating Revenue | n/a | n/a | 0.85 | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Regional Operating Revenue              | n/a | n/a | 0.85 | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Private Wealth LOB Net Contribution     | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Private Wealth LOB Operating Revenue    | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Retail LOB Net Contribution             | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Retail LOB Operating Revenue            | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Mortgage Banking Net Contribution       | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Mortgage Banking LOB Operating Revenue  | n/a | n/a | 0.85 | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Specialty Lending LOB Net Contribution  | n/a | n/a | 0.85 | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Specialty Lending LOB Operating Revenue | n/a | n/a | 0.85 | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Treasury Cash Mgt LOB Net Contribution  | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Treasury Cash Mgt LOB Operating Revenue | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |