<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER>   1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          MAR-31-1997             MAR-31-1996
<PERIOD-START>                             APR-01-1996             APR-01-1995
<PERIOD-END>                               DEC-31-1996             DEC-31-1995
<CASH>                                          11,215                   5,951
<INT-BEARING-DEPOSITS>                           1,393                   3,667
<FED-FUNDS-SOLD>                                 2,860                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                      7,527                   5,076
<INVESTMENTS-CARRYING>                           5,417                   9,426
<INVESTMENTS-MARKET>                            17,096                   3,812
<LOANS>                                        196,607                 124,650
<ALLOWANCE>                                      2,848                   1,417
<TOTAL-ASSETS>                                 257,288                 160,656
<DEPOSITS>                                     213,276                 127,566
<SHORT-TERM>                                     8,558                   5,806
<LIABILITIES-OTHER>                              3,272                   1,912
<LONG-TERM>                                      8,074                   7,192
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         1,599                   1,447
<OTHER-SE>                                      22,509                  17,158
<TOTAL-LIABILITIES-AND-EQUITY>                 257,288                 160,656
<INTEREST-LOAN>                                 11,126                   8,600
<INTEREST-INVEST>                                  845                     665
<INTEREST-OTHER>                                   272                      69
<INTEREST-TOTAL>                                12,244                   9,335
<INTEREST-DEPOSIT>                               5,290                   4,091
<INTEREST-EXPENSE>                               5,747                   4,913
<INTEREST-INCOME-NET>                            6,496                   4,422
<LOAN-LOSSES>                                      125                      10
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  5,557                   3,410
<INCOME-PRETAX>                                  3,916                   3,754
<INCOME-PRE-EXTRAORDINARY>                       3,916                   3,754
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     2,402                   2,318
<EPS-PRIMARY>                                     1.47                    1.60
<EPS-DILUTED>                                     1.45                    1.60
<YIELD-ACTUAL>                                    4.63                    3.96
<LOANS-NON>                                      3,120                     951
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                    223                   1,258
<ALLOWANCE-OPEN>                                 1,371                   1,435
<CHARGE-OFFS>                                      100                      44
<RECOVERIES>                                         6                      11
<ALLOWANCE-CLOSE>                                2,848<F1>               1,417
<ALLOWANCE-DOMESTIC>                             2,848                   1,417
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                          2,025                   1,161
<FN>
<F1>Allowance added through acquisition totaled $1,446 in 1996.
</FN>
        

</TABLE>