Exhibit 99    -  FirstCommonwealth Financial Corporation  -President and CEO's Letter to Shareholders mailed                      May18, 2006

| **   First  Commonwealth         ** | **Banking  Insurance  Trust  Financial Management  Investments** |                             |
|-------------------------------------------------------------------------------------------------|------------------------------------------------------------------|----------------------------------|
|                                                                                            |                                                             | **First  Commonwealth**          |
|                                                                                            |                                                             | **Financial  Corporation**       |
|                                                                                            |                                                             | **22 N.  6thStreet**             |
|                                                                                            |                                                             | **Indiana,  Pennsylvania 15701** |
|                                                                                            |                                                             | 724 -349 -7220 Phone             |
|                                                                                            |                                                             | 724 -349 -6427 Fax               |
| **Joseph E. O'Dell**                                                                            |                                                             |                             |
| **President and Chief Executive Officer**                                                       |                                                             | **www.fcbanking.com**            |
|                                                                                            |                                                             |                             |

 

May 9, 2006Dear Shareholder:FirstCommonwealth Financial Corporation (NYSE:FCF) reported net income of $12.9million for the first quarter of 2006 compared to net income of $15.2 millionfor the first quarter of 2005. Basic and diluted earnings per share were $0.19compared to $0.22 for the comparable period of 2005. Return on equity was 9.95%and return on assets was 0.88% for the first quarter of 2006 compared to 11.48%and 1.00% respectively for the 2005 period. The decline in net income wasprimarily the result of a decrease in net interest income.Due to the relatively flat yield curve the Company has limited the amountreinvested in investment securities that have matured or have been paid downresulting in a decrease of 4.0% or $227.8 million in average interest earningassets. Average total loans and average total deposits increased 3.1% and 2.8%respectively in the first three months of 2006 when compared to first quarterof 2005. The net interest margin increased 11 basis points in the first quarterof 2006 compared to the 3.2% net interest margin reported in the fourth quarterof 2005.The Corporation experienced a number of significant events during the firstquarter of 2006. In January the Board of Directors elected David S. Dahlmann asChairman of the Board replacing E. James Trimarchi following his retirement inDecember 2005.  Mr. Dahlmann will serveas a non -executive Chairman and will continue his role as Lead Director.Additionally, the Board named Julia E. Trimarchi Cuccaro, Esq. to the Board tofill the unexpired term of her father.During the first quarter, First Commonwealth Bank continued its communityoffice expansion into higher growth markets as it began construction on two newoffices in the Pittsburgh area market. The Bank also formed First CommonwealthHome Mortgage, LLC as a joint venture with Wells Fargo Venture, LLC to expandthe array of home financing products available to their clients.The Corporation received the annual Excellence in Corporate Governance Awardfrom Bank Director magazine. This award is presented to the Board thathas best instituted and practices corporate governance in a superlative manner.At the end of the first quarter First Commonwealth was added to the S&P 600small cap index. This action resulted in a number of new institutional shareholders.The trading volume in our common stock increased substantially, albeittemporarily, as various funds rebalanced their portfolios.Subsequent to the end of the first quarter there were several significantannouncements.  At the FirstCommonwealth Annual Meeting held in April, the slate of four directors werereelected to new three year terms. Also announced in April was the acquisitionof Laurel Capital Group, Inc.  LaurelCapital Group, Inc., headquartered in Allison Park, Pennsylvania, is the holdingcompany of Laurel Savings Bank with total assets of $310 million, deposits of$255 million, loans of $214 million and equity of $28 million as of December31, 2005.  Laurel Savings Bank has eightfull service offices, including seven in Allegheny County and one in ButlerCounty. These offices fit perfectly into our community office optimization planand the acquisition should be completed in the third quarter of 2006.The saddest occurrence in the first quarter was the loss of First CommonwealthBoard member Alan R. Fairman. Alan passed away in March and is greatly missedby his family, friends and associates. Alan was a dedicated and effective Board member.  He was a successful business person, butmore importantly, he was an outstanding person. The entire First Commonwealthfamily will miss his leadership and friendship.As always, I would like to thank all the employees of First Commonwealth fortheir dedication and efforts, and the shareholders for their continuedconfidence and support.Sincerely,/s/JOSEPH E. O'DELL

The following tables provide you with consolidated selectedfinancial data of First Commonwealth at and for the quarter ended March 31,2006.  You should read this informationalong with the consolidated financial statements of First Commonwealth and theaccompanying notes included in its annual report on Form 10 -K for the yearended December 31, 2005, and its quarterly report on Form 10 -Q for the quarterended March 31, 2006, which are available to the public over the Internet at theCorporation's website at http://www.fcbanking.com or from the companyupon request to the attention of the Corporate Secretary.

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| FIRST COMMONWEALTH FINANCIAL CORPORATION                                 |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                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| CONSOLIDATED SELECTED FINANCIAL DATA                                     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         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| (Dollar Amounts in Thousands, except per share data) |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    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|                                                                                    | For the Quarter Ended                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                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|                                                                                    | March 31,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            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|                                                                                    | 2006                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | 2005   |
|                                                                                    | Interest income

$79,781 

$75,637 

Interest expense

38,334 

30,705 

 

     Net interest income

41,447 

44,932 

Provision for credit losses

908 

1,744 

 

     Net interest income after provision for credit losses

40,539 

43,188 

Net securities gains

63 

485 

Trust income

1,394 

1,325 

Service charges on deposits

3,869 

3,540 

Insurance commissions

719 

840 

Income from bank owned life insurance

1,375 

1,321 

Merchant discount income

 -0 - 

839 

Card related interchange income

1,298 

1,087 

Other income

1,578 

2,003 

 

     Total other income

10,296 

11,440 

 

 

 

Salaries and employee benefits

19,357 

18,298 

Net occupancy expense

3,402 

2,992 

Furniture and equipment expense

2,767 

2,870 

Data processing expense

795 

939 

Pennsylvania shares tax expense

1,350 

1,266 

Intangible amortization

565 

565 

Other operating expense

7,357 

8,463 

 

     Total other expenses

35,593 

35,393 

 

Income before income taxes 

15,242 

19,235 

Applicable income taxes

2,304 

4,016 

 

     Net income

$12,938 

$15,219 

 

 

 

 

Average shares outstanding

69,469,709 

69,346,722 

Average shares outstanding assuming dilution

69,918,151 

70,024,400 

 

 

 

***Per Share Data:***

 

 

Basic earnings per share

$0.19 

$0.22 

Diluted earnings per share 

$0.19 

$0.22 

Cash dividends per share

$0.170 

$0.165 

 

 

 

 

March 31,

December 31,

 

2006

2005

 

Assets

 

 

  Cash and due from banks on demand

$84,627 

$84,555 

  Interest -bearing bank deposits

391 

473 

  Federal funds sold

 -0 - 

1,575 

  Securities available for sale, at market

1,737,899 

1,851,986 

  Securities held to maturity, at amortized cost

 

 

    (Market value $86,986 in 2006 and $89,804 in 2005)

85,673 

87,757 

 

 

 

  Loans held for sale

553 

1,276 

 

 

 

  Loans:

 

 

    Portfolio loans

3,651,632 

3,623,102 

    Unearned income

(98)

(119)

    Allowance for credit losses

(38,017)

(39,492)

 

        Net loans

3,613,517 

3,583,491 

 

 

 

  Premises and equipment

61,230 

60,860 

  Other real estate owned

1,499 

1,655 

  Goodwill

122,702 

122,702 

  Amortizing intangibles, net

14,686 

15,251 

  Other assets

221,733 

214,739 

 

        Total assets

$5,944,510 

$6,026,320 

 

 

 

 

 

FIRST COMMONWEALTH FINANCIAL CORPORATION

 

 

CONSOLIDATED SELECTED FINANCIAL DATA

 

 

(Dollar Amounts in Thousands)

 

 

 

March 31,

December 31,

 

2006

2005

 

Liabilities

 

 

  Deposits (all domestic):

 

 

    Noninterest -bearing

$499,161 

$491,644 

    Interest -bearing

3,496,577 

3,504,908 

 

      Total deposits

3,995,738 

3,996,552 

 

 

 

  Short -term borrowings

601,426 

665,665 

  Other liabilities

37,952 

43,314 

 

 

 

  Subordinated debentures

108,250 

108,250 

  Other long -term debt

685,395 

691,494 

 

 

 

 

      Total long -term debt

793,645 

799,744 

 

        Total liabilities

5,428,761 

5,505,275 

 

 

 

Shareholders' Equity

 

 

  Common stock $1 par value per share

71,978 

71,978 

  Additional paid -in capital

173,369 

173,967 

  Retained earnings

319,523 

318,569 

  Accumulated other comprehensive income (loss)

(17,349)

(9,655)

  Treasury stock

(18,672)

(20,214)

  Unearned ESOP shares

(13,100)

(13,600)

 

        Total shareholders' equity

515,749 

521,045 

 

          Total liabilities and shareholders' equity

$5,944,510 

$6,026,320 

 

 

 

 

Shares issued

71,978,568 

71,978,568 

Shares outstanding 

70,500,069 

70,377,916 

Treasury shares

1,478,499 

1,600,652 

Book value per share 

$7.32 

$7.40 

Market value per share 

$14.66 

$12.93 

 

 

 

***Asset Quality Data At March 31,***

 

 

 

2006

2005

 

Loans on nonaccrual basis

$14,599 

$11,200 

Past due loans

14,305 

16,846 

Renegotiated loans

170 

182 

 

     Total nonperforming loans

$29,074 

$28,228 

Loans outstanding at end of period (a)

$3,652,087 

$3,554,441 

Average loans outstanding(year -to -date) (a)

$3,650,953 

$3,542,655 

Allowance for credit losses

$38,017 

$40,794 

Nonperforming loans as percent of total loans

0.80%

0.79%

Net charge -offs (year -to -date)

$2,383 

$2,013 

Net charge -offs as percent of average loans (annualized)

0.26%

0.23%

Allowance for credit losses as percent of average loans

 

 

   Outstanding

1.04%

1.15%

Allowance for  credit losses as percent of nonperforming loans

130.76%

144.52%

Other real estate owned

$1,499 

$1,463 

(a) Includes loans held for sale

 

 

 

 

 

***Profitability Ratios ***

 

 

 

For the Quarter Ended

 

March 31,

 

2006

2005

 

Return on average assets

0.88%

1.00%

Return on average equity

9.95%

11.48%

Efficiency ratio (FTE) (a)

64.35%

59.35%

Fully tax equivalent adjustment

$3,570 

$3,267 

 

(a) Efficiency ratio is "total other expenses" as a percentage of total revenue.  Total revenue consists of       "net interest income", on a fully tax -equivalent basis," plus "total other income."

 

 

First Commonwealth  Financial Corporation

                                          

Mail Address:

Old Courthouse Square

 

P.O. Box 400

22 North Sixth Street

 

Indiana PA  15701 -0400

Indiana PA   15701

 

 

**Telephone:  724 -349 -7220**

 

**Website:  www.fcbanking.com**

**INVESTOR INFORMATION**

**STOCK LISTING:**  FirstCommonwealth Financial Corporation common stock is listed on The New York StockExchange and is traded under the symbol **FCF.**For assistance regarding a change in shareholder account registration,replacing lost stock certificates/dividend checks, or an address change, pleasecontact First Commonwealth's transfer agent listed below (for directlyregistered accounts only).   The Bank ofNew York's website also provides information regarding online IndividualAccount Access.  If shares are heldthrough a brokerage firm (street name accounts), please contact the broker ifthere are questions regarding an account.

**THE BANK OF NEW YORK**

**Investor Services  Department **

**Toll Free:  1-800-524-4458**

 

**P.O. Box 11258**

**Website:   www.stockbny.com**

 

**New York, NY   10286-1258**

 

**DIVIDEND REINVESTMENT PLAN: **FirstCommonwealth Financial Corporation offers a direct purchase and dividendreinvestment plan, First Commonwealth Stock Direct, administered by The Bank ofNew York.  The plan allows both directlyregistered shareholders and interested first-time investors to purchase FirstCommonwealth common stock without the customary brokerage expenses and also toautomatically reinvest cash dividends paid on the common stock.  Purchases made through the Plan withreinvested dividends receive a 10% discount on the fair market price (onshareholder accounts directly held with the Bank of New York).  For more information, please visit ourwebsite at www.fcbanking.com (click on "Investor Relations").  A copy of the plan prospectus and enrollmentform may also be downloaded through The Bank of New York's website, www.stockbny.com(under "Company Facts & Forms", click on "Company List",then "First Commonwealth"); and copies may also be requested from TheBank of New York by phone or mail. 

**DIRECT DEPOSIT OF DIVIDENDS: **Directdeposit of dividend payments to a checking or savings account is alsoavailable. To enroll, please call The Bank of New York for an Authorization Form(completed forms must be received by The Bank of New York 30 days prior to thedividend payment date).  **INVESTOR/SHAREHOLDER INQUIRIES:** Request for information or assistance regarding the Corporation shouldbe directed to the attention of Shareholder Relations at the Corporate Officein Indiana, PA 1-800-331-4107.**FORWARD LOOKING STATEMENTS: **Theenclosed shareholder communication contains "forward -lookingstatements," within the meaning of the Private Securities LitigationReform Act of 1995, that involve significant risks and uncertainties.  Actual results could differ materially fromthose contained in or implied by such statements for a variety of reasonsincluding, but not limited to:  thetiming and magnitude of changes in interest rates; changes in accountingprinciples, policies, or guidelines: changes in regional, national and global economic conditions; changes inregulatory requirements, and significant changes in the securities markets.  Consequently, all forward -lookingstatements made in this shareholder communication are qualified by thesecautionary statements and the cautionary language in First Commonwealth's mostrecent documentsfiled with the Securities and Exchange Commission.

**First**

**              Commonwealth**

** **

**                         FirstCommonwealth**

**                           FinancialCorporation**

 

 

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