SECURITIES AND EXCHANGE COMMISSION
                                                    Washington, D.C. 20549

                                                           FORM 10-Q

                                  QUARTERLY REPORT UNDER SECTION 13 or 15(d) OF
                                      THE SECURITIES AND EXCHANGE ACT OF 1934

(Mark One)
(X)Quarterly report pursuant to section 13 or 15 (d) of the Securities  Exchange
         Act of 1934, for the quarterly period ended June 30, 1999.

(                      )Transition  report  pursuant  to section 13 or 15 (d) of
                       the  Securities  Exchange Act of 1934, for the transition
                       period from to .

Commission file number

                                        BarPoint.com, Inc.
                 (Exact name of registrant as specified in its charter)

Delaware                                           11-2780723
(State of Incorporation)                       (I.R.S. Employer ID No.)

One East  Broward  Blvd.,  Suite  700 Ft.  Lauderdale,  FL 3301  (305)  981-9694
(Address of  Principal  Executive  Offices and  Principal  Place of Business and
Telephone Number)

The Harmat Organization, Inc. P.O. Box 549 Speonk, New York 11972 (516) 653-3303
(Former  name,  former  address and former  fiscal year,  if changed  since last
report)

Indicate by check mark whether the Registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  Registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days.
                                                     Yes   X     No

APPLICABLE ONLY TO CORPORATE ISSUERS:

Indicate the number of shares  outstanding  of each of the  Issuer's  classes of
common stock, as of the latest practicable date.

            Class                            Outstanding at June 30, 1999
Common Stock, $.001 par value                       2,612,500 shares


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                                                           Table of Contents

                                                                                  Page 1

Consolidated Balance Sheet - As of June 30, 1999                                       1

Consolidated Statements of Operations  for the Nine
Months Ended June 30, 1999                                                             2

Consolidated Statements of Stockholders' Equity                                        3

Consolidated Statements of Cash Flows for the Nine
Months Ended June 30, 1999                                                           4-5

Notes to Consolidated Financial Statements                                          6-13








<PAGE>


BAR POINT. COM, INC. AND SUBSIDIARIES
(FORMERLY THE HARMAT ORGANIZATION, INC.
AND SUBSIDIARIES)
CONSOLIDATED BALANCE SHEET
June 30, 1999

Assets
Current Assets
     Cash and Cash Equivalents                                             $   1,654,450
     Marketable Securities                                                     4,266,295
     Accounts Receivable                                                         194,385
     Loan Receivable-Stockholder                                                 218,655
     Land Held for Resale                                                        149,750
     Other Receivables                                                            62,037
     Prepaid Expenses                                                             11,556
                                                                             _________
         Total Current Assets                                                                 $  6,557,128

Property and Equipment - Net                                                                        13,823

Other Assets
     Software Development                                                         56,326
     Intangible Assets - Net                                                       3,695
                                                                              ________
         Total Other Assets                                                                         60,021
                                                                                               _________

                  Total Assets                                                                 $ 6,630,972
                                                                                               =========
                                       Liabilities and Stockholders' Equity

Current Liabilities
     Accounts Payable and Accrued Expenses                                    $   22,317
     Accrued Interest                                                                274
     Subscription Payable                                                         70,297
                                                                             _________
         Total Current Liabilities                                                                $291,888

Other Liabilities
     Loans Payable - Stockholder                                                                   126,988

Commitments & Contingencies

Stockholders' Equity
     Preferred Stock -$.001 Par Value, 5,000,000 Shares                                 -
     Authorized, 3 Shares Issued and Outstanding
     Common Stock - $.001 par value, 25,000,000 Shares
     Authorized, 9,877,860 Shares Issued and Outstanding                         9,877

     Additional Paid-In-Capital - Common Stock                                 7,013,609

     Deficit                                                                   (811,390)
                                                                             _________
         Total Stockholders' Equity                                                              6,212,096
                                                                                                 _________

                  Total Liabilities and Stockholder' Equity                                   $ 6,630,972
                                                                                               =========

<PAGE>

                                      BAR POINT. COM, INC. AND SUBSIDIARIES
                                      (FORMERLY THE HARMAT ORGANIZATION, INC.
                                                 AND SUBSIDIARIES)
                                       CONSOLIDATED STATEMENT OF OPERATIONS
                                                   June 30, 1999



                                                                           Nine  Months
                                                                                                          Ended
                                                                           June 30, 1999
Revenues

Total Revenues                                                          $              0

Cost of Sales and Direct Operating Expenses                                            0
                                                                             _________
Gross Profit                                                                           0

Selling, General and Administrative Expenses                                     164,416
                                                                             _________

Income (Loss) From Operations                                                  (164,416)
                                                                              _________

Other Income (Expenses)
     Miscellaneous Income                                                            106
     Interest and Dividend Income                                                  9,605
                                                                               _________

Total Other Income (Expense)                                                       9,711
                                                                               _________

Income (Loss) Before Income Taxes                                              (154,705)

Income Taxes                                                                         591
                                                                             _________

Net Income (Loss)                                                       $      (155,296)
                                                                              ========

Earnings (Loss) Per Share                                             $            (.01)
                                                                                ========
Weighted Average Number of Shares                                              9,877,860
                                                                                ========




<PAGE>


                                                      BAR POINT.COM, INC. AND SUBSIDIARIES
                                                    (FORMERLY THE HARMAT ORGANIZATION, INC.
                                                               AND SUBSIDIARIES)
                                                 CONSOLIDATED STATEMENT OF STOCKHOLDER' EQUITY

                                       #OF SHARES OF        # OF SHARES     PAR       APIC        AD        COMPREHENSIVE    TOTAL
                                       PREFERRED STOCK      COMMON STOCK    VALUE                              INCOME

Balance September 30, 1998                                   2,612,500     2,612   4,253,604    (1,666,869)       0        2,589,347

Loss October 1, 1998 - June 3, 1999                                                               (496,436)     1,648,281  1,151,845

Balance June 3, 1999                                         2,612,500     2,612   4,253,604    (2,163,305)     1,648,281  3,741,192

Acquisition of Harmat                                                               (515,024)    2,163,305    (1,648,281)        0
                                                             2,612,500     2,612   3,738,580            0        0         3,741,192

BarPoint.com Equity at June 3, 1999                                100       100         900      (85,379)                  (84,379)

Recapitalization of BarPoint.com                             6,633,942     6,534      (6,534)                                     0

Acquisition Costs                                                                   (189,000)                              (189,000)

Private Offerings                                             541,318        541   1,027,963                               1,028,504

Exercise of Stock Options                                      90,000         90      13,910                                  14,000

Contribution of 250,000 shares of
FinancialWeb stock and 60,000
warrants of Socket Communications, Inc.                                            2,427,760                               2,427,760

Issuance of Preferred Stock                   3                                           30                                     30

Net Loss June 3, 1999 - June 30, 1999                                                            (69,917)      (656,094)  (726,011)


Totals                                       3              9,877,860      9,877   7,013,609    (155,296)      (656,094)  6,212,096




<PAGE>

                                                    BAR POINT. COM, INC. AND SUBSIDIARIES
                                                    (FORMERLY THE HARMAT ORGANIZATION, INC.
                                                               AND SUBSIDIARIES)
                                                      CONSOLIDATED STATEMENT OF CASH FLOWS
                                                                 June 30, 1999



                                                                            Nine   Month
                                                                                                          Ended
                                                                           June 30, 1999
Operating Activities:
     Net Income (Loss)                                                  $      (155,296)
                                                                               _________
     Adjustments to Reconcile Net Income to Net Cash
         Provided (Used) by Operating Activities:
     Depreciation and Amortization                                                     0

Changes in Assets and Liabilities:
     Accounts Receivable                                                       (194,385)
     Intangibles                                                                 (3,695)
     Prepaid Expenses                                                           (11,556)
     Accounts Payable and Accrued Expenses                                       221,317
     Development costs                                                          (56,326)
     Subscription Payable                                                        70,297

         Total Adjustments                                                        25,652
                                                                               _________

     Net Cash Provided (Used) by Operating Activities                          (129,644)
                                                                               _________

Investing Activities:
     Loans Receivable - Other                                                  (153,704)
     Investment of Marketable Securities                                     (4,922,389)
     Property & Equipment                                                       (13,823)
     Land Held For Resale                                                      (149,750)
                                                                               _________

Net Cash Used by Investing Activities                                        (5,239,666)
                                                                               _________





<PAGE>

                                                      BAR POINT. COM, INC. AND SUBSIDIARIES
                                                     (FORMERLY THE HARMAT ORGANIZATION, INC.
                                                                AND SUBSIDIARIES)
                                                CONSOLIDATED STATEMENT OF CASH FLOWS (continued)
                                                                  June 30, 1999



                                                                             Nine  Month
                                                                               Ended
                                                                           June 30, 1999

Financing Activities:
     Proceeds from Acquisition and Issuance of Capital Stock                       7,265
     Paid in Capital - Net of Acquisition Adjustment                                7,016,495
                                                                               _________

Net Cash Provided by Financing Activities                                      7,023,760
                                                                               _________

Net Increase (Decrease) in Cash and Cash Equivalents                           1,654,450

Cash and Cash Equivalents - Beginning of Period                                        0
                                                                               _________

Cash and Cash Equivalents - End of Period                                      1,654,450
                                                                                ========
Supplemental Disclosures of Cash Flow Information:
     Cash Paid During the Periods for:
     Interest                                                                          0
                                                                                ========
     Income Taxes                                                        $           591
                                                                                ========

</TABLE>

<PAGE>




                                BAR POINT. COM, INC. AND SUBSIDIARIES
                               (FORMERLY THE HARMAT ORGANIZATION, INC.
                                           AND SUBSIDIARIES)
                             NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE A   PRINCIPLES OF CONSOLIDATION AND BUSINESS

In November 1995, The Harmat  Organization,  Inc. (Delaware) (the "Company") was
formed  for the  purpose  of  offering  securities  to the  general  public  and
1,750,000  shares of common stock were issued to the  individual  stockholder of
the Harmat Companies. On March 1, 1996, the individual stockholder of the Harmat
Companies   transferred  his  stock  in  the  Harmat  Companies  to  The  Harmat
Organization   (Delaware)   for  a  100%   Ownership   interest  in  The  Harmat
Organization, Inc. (Delaware).

On June 3, 1999, the Company  acquired all issued and outstanding  shares of Bar
Point.Com,  Inc., as more fully  described in Note F below.  The transaction was
accounted for as a reverse  acquisition,  as if BarPoint acquired Harmat, due to
the fact that the  former  shareholders  of  BarPoint  then owned in excess of a
majority of Harmat common stock. In connection with the purchase of Harmat,  the
consideration  paid to the  shareholders  of Harmat was recorded as nonrecurring
compensation  expense in the accompanying  statements of operations for the nine
months ended June 30, 1999.  The  consolidated  financial  statements  presented
herein for the  periods  prior to the  effective  date of the  acquisition  only
include the accounts of Harmat.  The  consolidated  statements of  shareholders'
equity have been converted from BarPoint's capital structure to Harmat's capital
structure  to reflect the  exchange of shares  pursuant  to the  Agreement.  The
consolidated  group of  companies  are  collectively  referred  to herein as the
"Company". All significant intercompany balances have been eliminated.

The June 30, 1999  financial  statements  reflect  the  financial  position  and
results  of  operations  of  Bar  Point.Com,  Inc.  and  its  subsidiaries  on a
consolidated   basis,  which  reflects  the  Company's  current   organizational
structure.  The  Company's  policy  is  to  consolidate  all  majority  -  owned
subsidiaries. All inter-company amounts have been eliminated in consolidation.

Parent Company and It's Nature of Business:

Bar Point.Com, Inc. (Formerly The Harmat Organization, Inc.) - Delaware
Holding Company

Subsidiaries and Their Nature of Business:

Bar Point.Com, Inc.
Internet shopping portal site using patented UPC barcodes.

Harmat Homes, Inc. ("Harmat Homes")
Construction of custom homes and residential and commercial  rental  properties,
in the eastern portion of Long Island, New York.

Harmat Holding Corp. ("Harmat Holding")
Subdivision and  development of undeveloped  land in the eastern portion of Long
Island, New York.

Northside Woods, Inc. ("Northside")
Rental of residential property in the eastern portion of Long Island, New York.

Harmat Capital Corp. ("Harmat Capital")
Rental of residential property in the eastern portion of Long Island, New York.




<PAGE>


         BAR POINT. COM, INC. AND SUBSIDIARIES
        (FORMERLY THE HARMAT ORGANIZATION, INC.
                   AND SUBSIDIARIES)
      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS



Harmat Management, Inc.
Limited  partner  in real  estate  partnership  in the  eastern  portion of Long
Island, New York.

Quick Storage, Inc.
Short-term  rental of storage  facilities in the eastern portion of Long Island,
New York. Asset sold in July 1998.

Harmat Hospitality, Inc.
Purchase and operate resort properties.

Interest In Limited Partnership
A principal  stockholder of the Company is a general partner in a partnership in
which the Company has limited partnership interests.

NOTE B   SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Cash and Cash Equivalents
The Company considers all highly liquid instruments purchased with a maturity of
three  months  or  less  to  be  cash  equivalents.   Cash  equivalents  totaled
approximately  $1,654,450 at June 30, 1999.  Cash includes  $59,482 set aside to
satisfy a Suffolk County bonding requirement.

Concentration of Credit Risk
Financial instruments which potentially subject the Company to concentrations of
credit risk are cash and cash equivalents.  The Company places its cash and cash
equivalents  with high  credit  quality  financial  institutions.  The amount of
deposit in any one institution that exceeds  federally insured limits is subject
to credit risk. Such amount was approximately $1,559,107 at June 30, 1999.

Marketable Securities
The Company  accounts  for its  investments  pursuant to  Statement of Financial
Accounting  Standards ("SFAS") No. 115,  "Accounting for Certain  Investments in
Debt and Equity Securities". SFAS No. 115 addresses the accounting and reporting
for investments in equity securities that have readily  determinable fair values
and  for  all  investments  in  debt  securities.  Those  investments  are to be
classified  into  the  following   three   categories:   held-to-maturity   debt
securities; trade securities; and available-for-sale securities.

Management determines the appropriate  classification of its investments in debt
and equity securities at the time of purchase and reevaluates such determination
at each balance  sheet date.  At June 30, 1999,  all of the Company  investments
were  classified  as  available  for sale  securities.  Trading  securities  are
securities  bought and held  principally  for the purpose of selling them in the
near term and are  reported  at fair  value,  with  unrealized  gains and losses
included in operations for the current year.  Available-for-sale  securities are
investments not classified as Trading  Securities.  Thus,  unrealized  gains and
losses for available-for-sale securities are excluded from earnings and reported
as a net amount in a separate  component of shareholders  equity until realized.
The Company  primarily  uses the  specific  identification  method for gains and
losses on the sales of marketable securities (see Note C).



<PAGE>


         BAR POINT. COM, INC. AND SUBSIDIARIES
       (FORMERLY THE HARMAT ORGANIZATION, INC.
               AND SUBSIDIARIES)
   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


NOTE B   SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued)

Property and Equipment and Depreciation
Property and  equipment  are stated at cost.  Depreciation  is computed over the
estimated  useful  lives of the  assets,  using  the  straight-line  method  for
buildings and building  improvements  and accelerated  methods for furniture and
equipment, as follows:

                  Building and Building Improvements         10 to 40 Years
                  Furniture and Equipment                      5 to 7 Years


Earnings (Loss) Per Share
Earnings (loss) per share are computed by dividing the net income (loss) for the
year by the weighted average number of common shares outstanding.  Stock options
and warrants are assumed converted to stock, when dilutive.

Use of Estimates
The preparation of financial  statements in conformity  with generally  accepted
accounting principles requires management to make estimates and assumptions that
affect  the  reported  amounts  of assets  and  liabilities  and  disclosure  of
contingent  assets and  liabilities at the date of the financial  statements and
the  reported  amounts of revenues  and expenses  during the  reporting  period.
Actual results could differ from those estimates.

Software Development Costs
Research and development costs relative to software  development are capitalized
and carried at book value. In addition,  there are additional software costs for
services rendered by stockholders not reflected in these  statements,  for which
management has elected not to receive compensation.

Revenue Recognition
The Harmat affiliates  recognize  revenue from the acquisition,  development and
sale of land, and construction and sale of houses on such land.  Pursuant to the
terms of such contracts and Statement of Financial Accounting Standards ("SFAS")
No. 66,  "Accounting  for Sales of Real  Estate",  the Company  uses the deposit
method of  accounting.  This  method  provides  that all  construction  costs be
recorded as  incurred  and monies  received  from the  purchases  be recorded as
deposits until the purchase  contracts close at which time all revenue costs and
profits are recognized.

The Company  classifies all land and construction  costs that are expected to be
completed within one year as current asset. At June 30, 1999  substantially  all
such land and construction costs held for sale were sold.

Rental income is  recognized as it is earned  pursuant to the term of each lease
on a straight-line  basis. Leases generally have an initial or remaining term of
one year or less.  As of June 30, 1999,  since all rental  assets were sold,  no
leases are in effect.



<PAGE>


         BAR POINT. COM, INC. AND SUBSIDIARIES
        (FORMERLY THE HARMAT ORGANIZATION, INC.
                   AND SUBSIDIARIES)
         NOTES TO CONSOLIDATED FINANCIAL STATEMENTS





NOTE C   MARKETABLE SECURITIES

Marketable  securities  consist of investments in equity and debt  securities at
discounted market value, since they are unregistered, restricted securities. The
cost of such securities is $4,911,817. The change in the unrealized loss account
for the period ended June 30, 1999 was $656,094.

NOTE D   LOANS TO STOCKHOLDERS

Stockholder
The loan receivable to Mr. Schilowitz, a company stockholder,  is evidenced by a
Promissory  Note  with  simple  interest  at the  Prime  Rate  charged  by Chase
Manhattan Bank, NA. Mr. Schilowitz pledged 500,000 shares of Common Stock of the
Company  as  collateral.  The  balance  of this  loan as of June  30,  1999  was
$218,655.  The loan  payable  to Leigh  Rothschild  in the  amount  of  $127,018
represents  operational  and software costs.  During August 1998,  approximately
$106,000 of this amount was repaid to Mr. Rothschild.

Other
The Company loaned $175,000 to Axxess,  Inc., an unaffiliated  third party.  The
loan is evidenced by a $175,000  Promissory Note dated August 15, 1997. The note
bears interest at 2% above prime rate and unpaid interest and principal were due
August 15, 1998. The note was granted a one year extension. Axxess, Inc. pledged
600,000  shares of its common stock as  collateral  and  authorized  warrants to
purchase its common  stock for a price of $.25 per share (as  amended)  expiring
August 14, 2000. As of December 15, 1998 the Company notified Axxess,  Inc. that
it was exercising its warrants to purchase 175,000 shares of Axxess, Inc. for an
aggregate  subscription  price  of  $43,750;  with a  current  market  price  of
approximately  $18 per a share or an aggregate of $3,150,000.  On June 30, 1999,
the market  price was $12.50 per share.  A total of $43,750 was applied  against
the loan in exchange for the exercise of stock warrants.


NOTE E   FAIR VALUE OF FINANCIAL INSTRUMENTS

Effective December 31, 1995, the Company adopted SFAS No. 107, "Disclosure about
Fair Value Financial  Instruments",  fair value of financial  investments  which
requires   disclosing  fair  value  to  the  extent  practicable  for  financial
instruments  which are recognized or unrecognized in the balance sheet. The fair
value  of  the  financial   instruments  disclosed  herein  is  not  necessarily
representative  of the amount that could be  realized  or settled,  nor does the
fair value amount consider the tax consequences of realization or settlement.

For certain financial  instruments,  including cash and cash equivalents,  trade
receivables  and payables,  short term loans,  customer  deposits and short-term
debt, it is estimated that the carrying amount  approximated  fair value because
of the near term maturities of such obligations.

The fair value of long-term  debt is based on current rates at which the Company
could borrow funds with similar  remaining  maturities.  The carrying  amount of
long-term debt approximates fair value.




<PAGE>


         BAR POINT. COM, INC. AND SUBSIDIARIES
         (FORMERLY THE HARMAT ORGANIZATION, INC.
                 AND SUBSIDIARIES)
      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


NOTE F   ACQUISITION OF ASSETS OF BARPOINT.COM, INC.

On June 3, 1999, the Company  acquired all of the issued and outstanding  shares
of BarPoint.Com,  Inc. pursuant to an Acquisition  Agreement dated May 20, 1999.
The  transaction is being treated as a reverse  acquisition.  BarPoint will soon
launch a new internet shopping portal web site. The site, www.barpoint.com, will
feature a  patent-pending  search  engine and  software  technology  that allows
consumers  to use the  standard  UPC  barcode  to search  for  product  specific
information from the internet.

The  consideration  for the  acquisition  was 6,634,042  shares of the Company's
common  stock based upon a  negotiated  value of $1.90 per share.  The  purchase
price is  subject  to  adjustment  depending  upon the value of  certain  of the
Company's  assets at the date of closing and over a 45 day period  following the
closing.

A group of  investors  headed  by  Matthew  Schilowitz,  a  shareholder  and the
President  and  Director  of the  Company,  made a capital  contribution  to the
Company of 250,000  shares of  FinancialWeb.com,  Inc.  (the "Fweb  Stock")  and
certain  other  assets.  The Board of Directors  of the Company have  declared a
stock dividend of the Company's  common stock to the Company's  shareholders  of
record on June 3, 1999 (excluding the shareholders of BarPoint who have received
the  Company's  common  stock in the  transaction).  The  number of shares to be
distributed in the dividend will be determined  based upon the value of the Fweb
Stock  over a 45 day  period  plus the  agreed  upon  value of the other  assets
contributed.  No payment dated has been  established  for the dividend but it is
expected to be in August or September 1999.

As part of the  transaction,  the  Company  sold to Leigh  Rothschild  three (3)
shares of the Company"  class A Preferred  Stock for a purchase  price of $10.00
per  share.  The  Preferred  Stock  shall  vote on a  pari-pasu  basis  with the
Company's  Stock.  The Company has  outstanding  1,000,000  Class A Warrants and
1,000,000  Class  B  Warrants  (collectively,  the  "Warrants").  One  share  of
Preferred  Stock shall be voted in  accordance  with the issuance of the Class A
Warrants and one share of Preferred  Stock shall be voted in accordance with the
issuance of the Class B Warrants.  The preferred  Stock shall be entitled to one
vote for each share of common stock  issued upon  exercise of the  Warrants.  So
long as the Warrants are outstanding  and are not exercised,  then the Preferred
Stock  allocated to the Warrants  shall have no vote.  In the event the Warrants
are not exercised and expire by their terms,  then the Preferred  Stock shall be
canceled.  The third share of Preferred  Stock shall have 346,766  votes.  In no
event will any of the  Preferred  Stock have any votes after five (5) years from
the date of issue.

In  connection  with  services  rendered,   the  new  consulting  agreement  and
guarantees  issued by Matthew  Schilowitz  relating to collectability of certain
assets of the  Company,  Mr.  Schilowitz  was awarded  options to  purchase  the
aggregate of 190,615  shares at $1.90 per share,  which options are  exercisable
over a five (5) year period.



<PAGE>


     BAR POINT. COM, INC. AND SUBSIDIARIES
    (FORMERLY THE HARMAT ORGANIZATION, INC.
            AND SUBSIDIARIES)
  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


NOTE F   ACQUISITION OF ASSETS OF BARPOINT.COM, INC. (continued)

David W. Sass,  a Director of the  Company,  is the father of Jeffrey W. Sass, a
founder and shareholder of BarPoint. McLaughlin & Stern, LLP, general counsel to
the Company,  is a shareholder of BarPoint and received shares in the Company as
part of the transaction. David W. Sass is a member of said firm.

NOTE G   COMMITMENTS AND CONTINGENCIES

Consulting Agreement
In February 1998, the Company entered into a one year consulting  agreement with
Spencer Trask to advise the Company on financial  matters in connection with the
operation  of the business  including  acquisitions,  mergers and other  similar
business  combinations.  The  Company  paid  Spencer  Trask an  initial  $10,000
retainer fee and is required to pay an additional $3,500 per month. In addition,
Spencer Trask is to receive a transaction fee for any  transactions  consummated
by the Company  during the term of the  agreement  or within two years after the
end of the term. In  connection  with this  agreement  Spencer Trask was granted
five year warrants to purchase  200,000 shares of the Company's  common stock at
$.35 per share. In connection  with the acquisition  (see Note F), Spencer Trask
earned an estimated fee of approximately $189,000.

Legal Proceedings
The Company is involved in legal  proceedings  which are considered  routine and
incidental to its  business.  The Company  believes  that the legal  proceedings
which are  presently  pending  have no potential  liability  which would have an
adverse material effect on the financial condition,  operations or cash flows of
the Company. Due to the inherent uncertainty of the legal process, however, this
assessment may be subject to change in the near term.

Commitments and Stock Option Plans The Company has two stock-based  compensation
plans,  which are described  below.  The Company  applies APB Opinion No. 25 and
related   interpretations   in  accounting  for  its  plans.   Accordingly,   no
compensation cost has been recognized.



<PAGE>


a)   The  Plan  for  Incentive   Compensation   of  Matthew   Schilowitz  (the
     "Schilowitz Incentive Plan"), who is the principal stockholder, was adopted
     by the Board of Directors and approved by the Company's sole stockholder on
     March 1, 1996 and  amended  August 3,  1996.  Pursuant  to such  plan,  Mr.
     Schilowtz  has been  granted an option to  purchase up to an  aggregate  of
     500,000  shares of  common  stock at an  exercise  price of $5.75 per share
     ($.35, as amended).  In conjunction  with the acquisition  (see Note F) all
     such options have been fully vested.




<PAGE>


     BAR POINT. COM, INC. AND SUBSIDIARIES
     (FORMERLY THE HARMAT ORGANIZATION, INC.
             AND SUBSIDIARIES)
  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


NOTE G   COMMITMENTS AND CONTINGENCIES (continued)

Employment Agreement

The Company  entered into an Employment  Agreement with Leigh  Rothschild,  its'
principal  stockholder  for 3 years with a base  salary of $200,000 in the first
year, increasing in $50,000 increments each subsequent year.

On June 3, 1999, the Company entered into a three year employment agreement with
Jeffrey W. Sass and Matthew Schilowitz, who are also company stockholders, for a
base salary of $150,000  per year with  increments  of $25,000 and $50,000  each
year thereafter.

Subsequent Event

The Company  raised an  additional  $6,659,777 in paid in capital in the form of
cash and additional  software  development costs through two private placements,
and  through  an  investment  made by Symbol  Technologies,  Inc.,  subject to a
licensing agreement with Symbol.




<PAGE>


                        BarPoint.com, Inc.
             (Formerly The Harmat Organization, Inc.)
   Management's Discussion and Analysis of Financial Condition and
    Results of Operations For the Nine Months Ended June 30, 1999


         On June 3, 1999, The Harmat Organization fully completed its transition
from a real  estate  company to a  technology  company,  by being  acquired in a
reverse acquisition by BarPoint.com, Inc. , a Florida corporation. BarPoint will
soon launch a new internet  shopping  portal web site  (www.barpoint.com)  which
will feature a patent  pending  search engine and software  technology  allowing
consumers  to use  standard  UPC  bar  codes  to  search  for  product  specific
information.

         The  consideration  for the acquisition was 6,634,042  shares of Harmat
Stock.  The  transaction  is  valued  at $1.90  per  share,  but is  subject  to
adjustment based on the value of certain Harmat assets subsequent to the date of
closing.

         As a result of the  transaction,  since  BarPoint is a recipient of the
majority of Harmat's  shares  outstanding,  BarPoint is considered the acquirer,
and Harmat has formerly changed its name to BarPoint.com, Inc.

         Prior to the  transaction  Harmat  continued and neared  completion its
program of selling its real estate assets,  cutting overhead,  and raising cash,
in an attempt to smooth its transition into BarPoint.com, Inc. The Company still
owns Pondside Development, which is still held for sale.

         BarPoint.com,  Inc.  has over  $1,654,000  cash as of June 30,  1999 to
continue its  software  development  program and to continue  its own  financing
activities,  including a private placement of $1,028,500 in exchange for 541,318
shares of common stock.

         In July, 1999, the Company completed two additional offerings,  raising
an  additional  $3,150,000  in cash in exchange for  2,113,446  shares of common
stock.  Finally,  the Company received an additional  $1,000,000 cash investment
for stock,  and agreed to issue  $1,500,000  in stock in exchange  for soft cost
development and advertising revenues from Symbol Technologies, Inc., aggregating
1,315,789 shares of common stock. Simultaneously, the Company signed a Licensing
Agreement  with  Symbol  for  the  use of its  barcode  system.  As  part of the
transaction,  the Company received a product supply and licensing  agreement for
the use of barcode supply and scanning equipment.

         Finally,  to further  strengthen  the Company  balance  sheet,  certain
shareholders  contributed  250,000 shares of capital stock of  FinancialWeb.com,
Inc. and 60,000  warrants to purchase  capital  stock of Socket  Communications,
Inc.  The  Company   continues  to  hold  an   additional   175,000   shares  of
Financialweb.com,  Inc.  Stock,  as well as a note  receivable  of $131,250 from
FinancialWeb.com,  Inc.  and 750,000  shares of Series D  Convertible  Preferred
Stock of Socket Communications, Inc.



<PAGE>


     The operations shown herein reflect the nine months of BarPoint.com,  Inc.,
in accordance  with  accounting  procedures.  Loss from operations were $.01 per
share,  since there were no revenue  streams at BarPoint during the nine months.
It should be noted that the Company has no revenue  stream,  however  expects to
commence its launch either at the end of its fiscal  fourth  quarter or no later
than the beginning of the first quarter of its new fiscal year. Therefore, it is
expected that near term operational losses will continue for the year because of
administrative  expenses.  Revenues will be generated from  subscriptions to the
public, as well as advertising revenues.
                                                      BarPoint.com, Inc.


PART II  OTHER INFORMATION



ITEM 6.           Exhibits and Reports on Form 8-K

         a.  Exhibits - None

         b.  Reports on Form 8-K - None



<PAGE>





                                                          SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                                      BarPoint.com, Inc.
                                                         (Registrant)



         By: Leigh M. Rothschild
                  Chief Executive Officer




         By:
                  Chief Financial Officer



Date: August 23, 1999