UNITED STATES

                   SECURITIES AND EXCHANGE COMMISSION

                        Washington, D.C. 20549

                     ------------------------------

                                FORM 13F

                     ------------------------------


                         FORM 13F COVER PAGE


Report for the Calendar Year or Quarter Ended:  December 31, 2012

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:             First Merchants Bank, National Association
Address:          200 East Jackson Street
                  Muncie, IN   47305

Form 13F File Number:  28-

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person signing this Report on Behalf of Reporting Manager:

Name:             Terry Blaker
Title:            Senior Vice President
Phone:            (765) 747-1570

Signature, Place, and Date of Signing:

      /s/ Terry L Blaker          Muncie, IN         January 10, 2013

Report Type (Check only one.):

[X]    13F HOLDING REPORT.
[ ]    13F NOTICE.
[ ]    COMBINATION REPORT.

<PAGE>

                      FORM 13F SUMMARY PAGE

               Report Summary:

Number of Other Included Managers:  0

Form 13F Information Table Entry Total: 229

Form 13F Information Table Value Total: $243,904,000.00


List of Other Included Managers:

None

<PAGE>
<TABLE>

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
 <S>				<C> 		    <C>	      <C>     <C>   <C>	 <C>   <C>	<C>	     <C>	<C>     <C>
ACCENTURE PLC               ADR                 G1151C101     2344    35247 SH       SOLE                    34807      340      100
ACCENTURE PLC               ADR                 G1151C101      249     3740 SH       DEFINED                  3740        0        0
COVIDIEN                    ADR                 G2554F113     1575    27282 SH       SOLE                    26832      450        0
COVIDIEN                    ADR                 G2554F113      133     2299 SH       DEFINED                  2299        0        0
NOBLE CORPORATION           COM                 H5833N103     1598    45903 SH       SOLE                    45208      595      100
NOBLE CORPORATION           COM                 H5833N103       63     1796 SH       DEFINED                  1796        0        0
TRANSOCEAN LTD              COM                 H8817H100      204     4564 SH       SOLE                     4285      279        0
TRANSOCEAN LTD              COM                 H8817H100       12      275 SH       DEFINED                   275        0        0
AT&T INC                    COM                 00206R102     3578   106167 SH       SOLE                   104810     1025      332
AT&T INC                    COM                 00206R102      215     6381 SH       DEFINED                  6381        0        0
ABBOTT LABS                 COM                 002824100     2915    44509 SH       SOLE                    43459      750      300
ABBOTT LABS                 COM                 002824100      326     4975 SH       DEFINED                  4975        0        0
ADOBE SYSTEMS INC           COM                 00724F101     1150    30519 SH       SOLE                    29769      750        0
ADOBE SYSTEMS INC           COM                 00724F101       80     2119 SH       DEFINED                  2119        0        0
ALLIANT CORP                COM                 018802108     2213    50402 SH       SOLE                    49652      750        0
ALLIANT CORP                COM                 018802108      225     5121 SH       DEFINED                  5121        0        0
APACHE CORP                 COM                 037411105     1814    23112 SH       SOLE                    22657      405       50
APACHE CORP                 COM                 037411105       88     1115 SH       DEFINED                  1115        0        0
APPLE COMPUTER INC          COM                 037833100      265      498 SH       SOLE                      493        0        5
APPLE COMPUTER INC          COM                 037833100      280      526 SH       DEFINED                   526        0        0
AUTOMATIC DATA PROCESSING   COM                 053015103     3315    58229 SH       SOLE                    57154      875      200
AUTOMATIC DATA PROCESSING   COM                 053015103      354     6215 SH       DEFINED                  6215        0        0
BB & T CORPORATION          COM                 054937107     1011    34738 SH       SOLE                    34653       85        0
BB & T CORPORATION          COM                 054937107       34     1177 SH       DEFINED                  1177        0        0
BAKER HUGHES INC            COM                 057224107     1712    41924 SH       SOLE                    41264      660        0
BAKER HUGHES INC            COM                 057224107      118     2885 SH       DEFINED                  2885        0        0
BALL CORP                   COM                 058498106     2518    56260 SH       SOLE                    56260        0        0
BALL CORP                   COM                 058498106       18      400 SH       DEFINED                   400        0        0
BANK OF NEW YORK MELLON CORPCOM                 064058100      818    31815 SH       SOLE                    30740      975      100
BANK OF NEW YORK MELLON CORPCOM                 064058100       18      700 SH       DEFINED                   700        0        0
BAXTER INTERNATIONAL INC    COM                 071813109     2467    37021 SH       SOLE                    36251      740       30
BAXTER INTERNATIONAL INC    COM                 071813109      258     3870 SH       DEFINED                  3870        0        0
BECTON DICKINSON & CO       COM                 075887109     2297    29375 SH       SOLE                    28885      460       30
BECTON DICKINSON & CO       COM                 075887109      188     2403 SH       DEFINED                  2403        0        0
BED BATH & BEYOND           COM                 075896100     1605    28706 SH       SOLE                    28166      540        0
BED BATH & BEYOND           COM                 075896100      101     1805 SH       DEFINED                  1805        0        0
BEMIS COMPANY INC           COM                 081437105      766    22905 SH       SOLE                    22905        0        0
BRISTOL-MYERS SQUIBB        COM                 110122108      701    21500 SH       SOLE                    21500        0        0
BRISTOL-MYERS SQUIBB        COM                 110122108      104     3200 SH       DEFINED                  2200        0     1000
BUCKLE INC                  COM                 118440106     1712    38351 SH       SOLE                    37891      460        0
BUCKLE INC                  COM                 118440106       92     2072 SH       DEFINED                  2072        0        0
CAMPBELL SOUP               COM                 134429109      372    10656 SH       SOLE                    10656        0        0
CAREFUSION CORP             COM                 14170T101      266     9302 SH       SOLE                     9302        0        0
CATERPILLAR INC.            COM                 149123101      309     3450 SH       SOLE                     3350       25       75
CATERPILLAR INC.            COM                 149123101       23      256 SH       DEFINED                   256        0        0
CHEVRON CORP                COM                 166764100     4690    43373 SH       SOLE                    42273      600      500
CHEVRON CORP                COM                 166764100      551     5095 SH       DEFINED                  4095        0     1000
CHUBB CORP                  COM                 171232101     2762    36680 SH       SOLE                    35990      640       50
CHUBB CORP                  COM                 171232101      341     4527 SH       DEFINED                  4527        0        0
CISCO SYSTEMS               COM                 17275R102     1868    95123 SH       SOLE                    93073     1750      300
CISCO SYSTEMS               COM                 17275R102      147     7485 SH       DEFINED                  7485        0        0
COCA COLA CO                COM                 191216100     1291    35602 SH       SOLE                    35602        0        0
COCA COLA CO                COM                 191216100      210     5800 SH       DEFINED                  5800        0        0
COLGATE PALMOLIVE CO        COM                 194162103     1792    17138 SH       SOLE                    16838      300        0
COLGATE PALMOLIVE CO        COM                 194162103       60      570 SH       DEFINED                   570        0        0
CONOCOPHILLIPS              COM                 20825C104     1309    22567 SH       SOLE                    21817      750        0
CONOCOPHILLIPS              COM                 20825C104      379     6535 SH       DEFINED                  5535        0     1000
CULLEN FROST BANKERS        COM                 229899109     1526    28117 SH       SOLE                    27567      500       50
CULLEN FROST BANKERS        COM                 229899109      145     2680 SH       DEFINED                  2680        0        0
DANAHER CORP                COM                 235851102     1257    22491 SH       SOLE                    21841      650        0
DANAHER CORP                COM                 235851102       22      400 SH       DEFINED                   400        0        0
DEERE & CO                  COM                 244199105      207     2400 SH       SOLE                     2400        0        0
DEERE & CO                  COM                 244199105      300     3475 SH       DEFINED                  3475        0        0
DISNEY WALT COMPANY         COM                 254687106     1036    20803 SH       SOLE                    20693      110        0
DISNEY WALT COMPANY         COM                 254687106      189     3805 SH       DEFINED                  3805        0        0
DONALDSON INC               COM                 257651109      770    23440 SH       SOLE                    22360     1000       80
DONALDSON INC               COM                 257651109       99     3000 SH       DEFINED                  3000        0        0
DU PONT E I DE NEMOURS      COM                 263534109     1053    23415 SH       SOLE                    22915      500        0
DU PONT E I DE NEMOURS      COM                 263534109       62     1382 SH       DEFINED                  1382        0        0
EMC CORPORATION             COM                 268648102     1383    54691 SH       SOLE                    53991      700        0
EMC CORPORATION             COM                 268648102       81     3216 SH       DEFINED                  3216        0        0
ECOLAB INC                  COM                 278865100     1280    17797 SH       SOLE                    17222      500       75
ECOLAB INC                  COM                 278865100      162     2250 SH       DEFINED                  2250        0        0
EMERSON ELEC CO             COM                 291011104      739    13955 SH       SOLE                    13955        0        0
EMERSON ELEC CO             COM                 291011104      371     6999 SH       DEFINED                  4999        0     2000
EXXON MOBIL CORP            COM                 30231G102     5996    69278 SH       SOLE                    68298      805      175
EXXON MOBIL CORP            COM                 30231G102      634     7328 SH       DEFINED                  5272        0     2056
FLIR CORPORATION            COM                 302445101     1028    46069 SH       SOLE                    45944      125        0
FLIR CORPORATION            COM                 302445101       20      902 SH       DEFINED                   902        0        0
FIRST MERCHANTS CORP        COM                 320817109     1322    89116 SH       SOLE                    85407     3709        0
FIRST MERCHANTS CORP        COM                 320817109      359    24162 SH       DEFINED                 24162        0        0
FLOWERS FOOD INC            COM                 343498101     1507    64767 SH       SOLE                    63617     1150        0
FLOWERS FOOD INC            COM                 343498101      144     6172 SH       DEFINED                  6172        0        0
GENERAL ELECTRIC CO         COM                 369604103     1421    67755 SH       SOLE                    65105     1150     1500
GENERAL ELECTRIC CO         COM                 369604103      210    10000 SH       DEFINED                  9000        0     1000
GRACO INC                   COM                 384109104     1175    22823 SH       SOLE                    22223      500      100
GRACO INC                   COM                 384109104       55     1066 SH       DEFINED                  1066        0        0
HCC INSURANCE HLDGS         COM                 404132102     1691    45467 SH       SOLE                    44697      770        0
HCC INSURANCE HLDGS         COM                 404132102      137     3685 SH       DEFINED                  3685        0        0
HARRIS CORP DEL             COM                 413875105     2528    51654 SH       SOLE                    50869      685      100
HARRIS CORP DEL             COM                 413875105      194     3960 SH       DEFINED                  3960        0        0
HEINZ H J CO                COM                 423074103       58     1000 SH       SOLE                     1000        0        0
HEINZ H J CO                COM                 423074103      144     2500 SH       DEFINED                  1000        0     1500
JACK HENRY & ASSOCIATES     COM                 426281101     1846    47029 SH       SOLE                    46964       65        0
JACK HENRY & ASSOCIATES     COM                 426281101      127     3240 SH       DEFINED                  3240        0        0
HONEYWELL INTL INC          COM                 438516106      473     7450 SH       SOLE                     7450        0        0
HONEYWELL INTL INC          COM                 438516106       10      150 SH       DEFINED                   150        0        0
HORMEL FOODS CORP           COM                 440452100      819    26257 SH       SOLE                    26257        0        0
HORMEL FOODS CORP           COM                 440452100       25      800 SH       DEFINED                   800        0        0
INTEL CORP                  COM                 458140100      992    48140 SH       SOLE                    46040     1300      800
INTEL CORP                  COM                 458140100      200     9680 SH       DEFINED                  8680        0     1000
INTL BUSINESS MACHINES CORP COM                 459200101     1886     9846 SH       SOLE                     9591      175       80
INTL BUSINESS MACHINES CORP COM                 459200101       34      175 SH       DEFINED                   175        0        0
NASDAQ BIOTECH INDEX        ETF ISHARES         464287556     1189     8667 SH       SOLE                     8242      325      100
NASDAQ BIOTECH INDEX        ETF ISHARES         464287556      182     1325 SH       DEFINED                  1325        0        0
S&P MID-CAP 400 GROWTH      ETF ISHARES         464287606    10190    89063 SH       SOLE                    88338      725        0
S&P MID-CAP 400 GROWTH      ETF ISHARES         464287606      490     4286 SH       DEFINED                  4286        0        0
RUSSELL 2000 INDEX          ETF ISHARES         464287655     1022    12122 SH       SOLE                    11702      420        0
S&P MID-CAP 400 VALUE       ETF ISHARES         464287705    10944   124172 SH       SOLE                   123524      504      144
S&P MID-CAP 400 VALUE       ETF ISHARES         464287705      531     6025 SH       DEFINED                  6025        0        0
S&P SMALL CAP 600 CORE      ETF ISHARES         464287804     3532    45219 SH       SOLE                    44103      860      256
S&P SMALL CAP 600 CORE      ETF ISHARES         464287804      111     1422 SH       DEFINED                  1422        0        0
S&P SMALL CAP 600 VALUE     ETF ISHARES         464287879     5608    69325 SH       SOLE                    68732      593        0
S&P SMALL CAP 600 VALUE     ETF ISHARES         464287879      123     1526 SH       DEFINED                  1526        0        0
S&P SMALL CAP 600 GROWTH    ETF ISHARES         464287887     5890    70087 SH       SOLE                    69782      305        0
S&P SMALL CAP 600 GROWTH    ETF ISHARES         464287887      124     1475 SH       DEFINED                  1475        0        0
BARCLAYS MBS BOND FUND      ETF ISHARES         464288588      315     2920 SH       SOLE                     2920        0        0
J P MORGAN CHASE & CO       COM                 46625H100     2938    66829 SH       SOLE                    66429      100      300
J P MORGAN CHASE & CO       COM                 46625H100      214     4870 SH       DEFINED                  4870        0        0
JARDEN CORPORATION          COM                 471109108       21      400 SH       SOLE                      400        0        0
JARDEN CORPORATION          COM                 471109108      233     4500 SH       DEFINED                  4500        0        0
JOHNSON & JOHNSON           COM                 478160104     2800    39941 SH       SOLE                    39291      600       50
JOHNSON & JOHNSON           COM                 478160104      372     5308 SH       DEFINED                  2908        0     2400
KELLOGG CO                  COM                 487836108      247     4420 SH       SOLE                     4420        0        0
KIMBERLY CLARK CORP         COM                 494368103     1732    20519 SH       SOLE                    19919      500      100
KIMBERLY CLARK CORP         COM                 494368103      513     6075 SH       DEFINED                  5075        0     1000
KOHL'S CORP                 COM                 500255104     1735    40382 SH       SOLE                    39352      900      130
KOHL'S CORP                 COM                 500255104      168     3915 SH       DEFINED                  3915        0        0
LABORATORY CORP             COM                 50540R409      212     2445 SH       SOLE                     2370       25       50
LABORATORY CORP             COM                 50540R409       19      225 SH       DEFINED                   225        0        0
LILLY ELI & CO              COM                 532457108     1057    21444 SH       SOLE                    21344        0      100
LILLY ELI & CO              COM                 532457108       18      375 SH       DEFINED                   375        0        0
LORILLARD INC               COM                 544147101      233     2000 SH       DEFINED                  1000        0     1000
LOWE'S COMPANIES INC        COM                 548661107      347     9775 SH       SOLE                     9775        0        0
LOWE'S COMPANIES INC        COM                 548661107      213     6000 SH       DEFINED                  6000        0        0
MDU RES GROUP INC           COM                 552690109     2236   105331 SH       SOLE                   103556     1675      100
MDU RES GROUP INC           COM                 552690109      169     7960 SH       DEFINED                  7960        0        0
MCDONALDS CORP              COM                 580135101      264     2995 SH       SOLE                     2995        0        0
MCDONALDS CORP              COM                 580135101       71      800 SH       DEFINED                   800        0        0
MEDTRONIC INCORPORATED      COM                 585055106      881    21467 SH       SOLE                    20442      825      200
MEDTRONIC INCORPORATED      COM                 585055106       25      600 SH       DEFINED                   600        0        0
MERCK & CO INC              COM                 58933Y105      229     5600 SH       SOLE                     5600        0        0
MERCK & CO INC              COM                 58933Y105       41     1000 SH       DEFINED                   400        0      600
MICROSOFT CORPORATION       COM                 594918104     1588    59476 SH       SOLE                    57626     1450      400
MICROSOFT CORPORATION       COM                 594918104      265     9917 SH       DEFINED                  8917        0     1000
MICROCHIP TECHNOLOGY        COM                 595017104     2400    73639 SH       SOLE                    72034     1405      200
MICROCHIP TECHNOLOGY        COM                 595017104      278     8545 SH       DEFINED                  7545        0     1000
NATIONAL OILWELL VARCO      COM                 637071101      885    12951 SH       SOLE                    12916       35        0
NATIONAL OILWELL VARCO      COM                 637071101       32      475 SH       DEFINED                   475        0        0
NEXTERA ENERGY INC          COM                 65339F101      548     7925 SH       SOLE                     7875       50        0
NEXTERA ENERGY INC          COM                 65339F101      311     4500 SH       DEFINED                  2500        0     2000
NORTHERN TR CORP            COM                 665859104     1681    33527 SH       SOLE                    32692      710      125
NORTHERN TR CORP            COM                 665859104      135     2685 SH       DEFINED                  2685        0        0
NOVARTIS A G SPONSORED      ADR                 66987V109      365     5775 SH       SOLE                     5600       50      125
NOVARTIS A G SPONSORED      ADR                 66987V109       95     1500 SH       DEFINED                  1500        0        0
NUCOR CORP                  COM                 670346105     1176    27244 SH       SOLE                    26604      475      165
NUCOR CORP                  COM                 670346105      144     3330 SH       DEFINED                  2330        0     1000
NVIDIA CORP                 COM                 67066G104      396    32273 SH       SOLE                    30673     1600        0
NVIDIA CORP                 COM                 67066G104       82     6700 SH       DEFINED                  6700        0        0
OLD NATIONAL BANCORP        COM                 680033107      169    14208 SH       SOLE                    14208        0        0
OMNICOM GROUP INC           COM                 681919106     1175    23530 SH       SOLE                    22955      575        0
OMNICOM GROUP INC           COM                 681919106      100     2000 SH       DEFINED                  2000        0        0
ORACLE CORP                 COM                 68389X105     1315    39477 SH       SOLE                    38302     1075      100
ORACLE CORP                 COM                 68389X105       87     2607 SH       DEFINED                  2607        0        0
OWENS & MINOR INC           COM                 690732102     1399    49077 SH       SOLE                    48292      785        0
OWENS & MINOR INC           COM                 690732102       82     2890 SH       DEFINED                  2890        0        0
PEOPLE'S UNITED FINANCIAL   COM                 712704105     1393   115245 SH       SOLE                   113095     1950      200
PEOPLE'S UNITED FINANCIAL   COM                 712704105       93     7720 SH       DEFINED                  7720        0        0
PEPSICO INC                 COM                 713448108     2798    40895 SH       SOLE                    40110      785        0
PEPSICO INC                 COM                 713448108      211     3080 SH       DEFINED                  2080        0     1000
PFIZER INC                  COM                 717081103      668    26663 SH       SOLE                    26365        0      298
PFIZER INC                  COM                 717081103       25     1000 SH       DEFINED                  1000        0        0
PHILIP MORRIS INTL INC      COM                 718172109       93     1109 SH       SOLE                     1109        0        0
PHILIP MORRIS INTL INC      COM                 718172109      349     4175 SH       DEFINED                  1675        0     2500
T. ROWE PRICE GROUP INC     COM                 74144T108     1586    24357 SH       SOLE                    24032      325        0
T. ROWE PRICE GROUP INC     COM                 74144T108      103     1587 SH       DEFINED                  1587        0        0
PROCTER & GAMBLE CO         COM                 742718109     3796    55927 SH       SOLE                    55077      750      100
PROCTER & GAMBLE CO         COM                 742718109      436     6416 SH       DEFINED                  6416        0        0
QUALCOMM INCORPORATED       COM                 747525103     1302    21059 SH       SOLE                    20669      390        0
QUALCOMM INCORPORATED       COM                 747525103       83     1348 SH       DEFINED                  1348        0        0
S&P 500                     ETF SPDR            78462F103     1207     8477 SH       SOLE                     8477        0        0
MSCI ACWI EX-US             ETF SPDR            78463X848     2685    83430 SH       SOLE                    83430        0        0
S&P 400 MID-CAP             ETF SPDR            78467Y107     8033    43258 SH       SOLE                    42462      587      209
S&P 400 MID-CAP             ETF SPDR            78467Y107      290     1562 SH       DEFINED                  1562        0        0
SCHLUMBERGER LTD            COM                 806857108     2744    39601 SH       SOLE                    38696      630      275
SCHLUMBERGER LTD            COM                 806857108      303     4380 SH       DEFINED                  4380        0        0
MATERIALS SECTOR            ETF SPDR            81369Y100      926    24667 SH       SOLE                    24547       70       50
MATERIALS SECTOR            ETF SPDR            81369Y100       94     2492 SH       DEFINED                  2492        0        0
HEALTHCARE SECTOR           ETF SPDR            81369Y209      278     6959 SH       SOLE                     6959        0        0
HEALTHCARE SECTOR           ETF SPDR            81369Y209        3       65 SH       DEFINED                    65        0        0
CONSUMER STAPLES SECTOR     ETF SPDR            81369Y308      501    14368 SH       SOLE                    14368        0        0
CONSUMER STAPLES SECTOR     ETF SPDR            81369Y308        5      140 SH       DEFINED                   140        0        0
CONSUMER DISCRETION SECTOR  ETF SPDR            81369Y407      269     5679 SH       SOLE                     5679        0        0
CONSUMER DISCRETION SECTOR  ETF SPDR            81369Y407        3       55 SH       DEFINED                    55        0        0
THE J.M. SMUCKER COMPANY    COM                 832696405     2660    30844 SH       SOLE                    30354      490        0
THE J.M. SMUCKER COMPANY    COM                 832696405      260     3011 SH       DEFINED                  3011        0        0
SOUTHERN CO                 COM                 842587107      398     9300 SH       SOLE                     8800      300      200
SOUTHERN CO                 COM                 842587107      101     2350 SH       DEFINED                  1350        0     1000
STRYKER CORP                COM                 863667101     2013    36723 SH       SOLE                    35973      750        0
STRYKER CORP                COM                 863667101      135     2467 SH       DEFINED                  2467        0        0
SYSCO CORP                  COM                 871829107     2743    86662 SH       SOLE                    85082     1480      100
SYSCO CORP                  COM                 871829107      336    10623 SH       DEFINED                 10623        0        0
TARGET CORP                 COM                 87612E106     1550    26193 SH       SOLE                    25933      260        0
TARGET CORP                 COM                 87612E106       78     1315 SH       DEFINED                  1315        0        0
TEVA PHARMACEUTICAL         ADR                 881624209      577    15453 SH       SOLE                    14818      560       75
TEVA PHARMACEUTICAL         ADR                 881624209       97     2590 SH       DEFINED                  2590        0        0
3M COMPANY                  COM                 88579Y101     2076    22360 SH       SOLE                    21855      505        0
3M COMPANY                  COM                 88579Y101      125     1350 SH       DEFINED                  1350        0        0
US BANCORP DEL              COM                 902973304      981    30738 SH       SOLE                    29688      800      250
US BANCORP DEL              COM                 902973304        3      100 SH       DEFINED                   100        0        0
UNITED PARCEL SERVICE       COM                 911312106      507     6881 SH       SOLE                     6656      150       75
UNITED PARCEL SERVICE       COM                 911312106       90     1225 SH       DEFINED                  1225        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     3567    43499 SH       SOLE                    42714      785        0
UNITED TECHNOLOGIES CORP    COM                 913017109      383     4673 SH       DEFINED                  4673        0        0
VF CORP                     COM                 918204108     1736    11498 SH       SOLE                    11163      235      100
VF CORP                     COM                 918204108      223     1475 SH       DEFINED                  1475        0        0
VANGUARD TOTAL BOND MKT INDXETF                 921937835     4185    49800 SH       SOLE                    49800        0        0
VANGUARD FTSE ALL WRLD EX-USETF                 922042775     8832   193043 SH       SOLE                   191219     1309      515
VANGUARD FTSE ALL WRLD EX-USETF                 922042775      154     3377 SH       DEFINED                  3377        0        0
VECTREN CORP                COM                 92240G101     2835    96456 SH       SOLE                    94871     1435      150
VECTREN CORP                COM                 92240G101      258     8788 SH       DEFINED                  8088        0      700
VANGUARD REIT INDEX         ETF                 922908553     7802   118587 SH       SOLE                   117305     1233       49
VANGUARD REIT INDEX         ETF                 922908553      261     3960 SH       DEFINED                  3960        0        0
VERIZON COMMUNICATIONS INC  COM                 92343V104     1963    45373 SH       SOLE                    44501      550      322
VERIZON COMMUNICATIONS INC  COM                 92343V104      179     4129 SH       DEFINED                  4129        0        0
WAL MART STORES INC         COM                 931142103     1472    21577 SH       SOLE                    21252      325        0
WAL MART STORES INC         COM                 931142103      229     3350 SH       DEFINED                  3350        0        0
XYLEM INC                   COM                 98419M100     1161    42852 SH       SOLE                    41757      970      125
XYLEM INC                   COM                 98419M100       89     3295 SH       DEFINED                  3295        0        0

 GRAND TOTALS                                               243904  4769739                                4670324    62789    36626


</TABLE>