----

----

----

| CONSOLIDATED BALANCE SHEETS                                             |   |     |      |   |   |   |
|-------------------------------------------------------------------------|--------|----------|-----------|--------|--------|--------|
| (Dollars in Thousands)                                                  |   | June 30, |      |
|                                                                    |   | 2012     |      |   | 2011   |   |
| ASSETS                                                                  |   |     |      |   |   |   |
| Cash and cash equivalents                                               |   | $        | 68,493    |   |   | $      | 50,874 |   |
| Interest-bearing time deposits                                          |   |     | 41,760    |   |   |   | 15,865 |   |
| Investment securities                                                   |   |     | 944,321   |   |   |   | 938,366 |   |
| Mortgage loans held for sale                                            |   |     | 15,278    |   |   |   | 4,846 |   |
| Loans                                                                   |   |     | 2,797,634 |   |   |   | 2,724,022 |   |
| Less: Allowance for loan losses                                         |   |     | (70,143   | )      |   |   | (77,133 | ) |
| Net loans                                                               |   |     | 2,727,491 |   |   |   | 2,646,889 |   |
| Premises and equipment                                                  |   |     | 51,335    |   |   |   | 51,851 |   |
| Federal Reserve and Federal Home Loan Bank stock                        |   |     | 33,033    |   |   |   | 31,384 |   |
| Interest receivable                                                     |   |     | 16,506    |   |   |   | 17,001 |   |
| Core deposit intangibles and goodwill                                   |   |     | 150,006   |   |   |   | 151,817 |   |
| Cash surrender value of life insurance                                  |   |     | 124,018   |   |   |   | 102,880 |   |
| Other real estate owned                                                 |   |     | 14,183    |   |   |   | 15,437 |   |
| Tax asset, deferred and receivable                                      |   |     | 32,003    |   |   |   | 36,790 |   |
| Other assets                                                            |   |     | 13,996    |   |   |   | 30,218 |   |
| TOTAL ASSETS                                                            |   | $        | 4,232,423 |   |   | $      | 4,094,218 |   |
| LIABILITIES                                                             |   |     |      |   |   |   |   |   |
| Deposits:                                                               |   |     |      |   |   |   |   |   |
| Noninterest-bearing                                                     |   | $        | 684,101   |   |   | $      | 590,199 |   |
| Interest-bearing                                                        |   |     | 2,604,797 |   |   |   | 2,552,334 |   |
| Total Deposits                                                          |   |     | 3,288,898 |   |   |   | 3,142,533 |   |
| Borrowings:                                                             |   |     |      |   |   |   |   |   |
| Federal funds purchased                                                 |   |     | 652       |   |   |   | 22,978 |   |
| Securities sold under repurchase agreements                             |   |     | 160,127   |   |   |   | 124,236 |   |
| Federal Home Loan Bank advances                                         |   |     | 96,847    |   |   |   | 74,050 |   |
| Subordinated debentures and term loans                                  |   |     | 115,951   |   |   |   | 226,580 |   |
| Total Borrowings                                                        |   |     | 373,577   |   |   |   | 447,844 |   |
| Interest payable                                                        |   |     | 2,168     |   |   |   | 3,601 |   |
| Other liabilities                                                       |   |     | 32,104    |   |   |   | 31,762 |   |
| Total Liabilities                                                       |   |     | 3,696,747 |   |   |   | 3,625,740 |   |
| STOCKHOLDERS' EQUITY                                                    |   |     |      |   |   |   |   |   |
| Preferred Stock, no-par value:                                          |   |     |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                            |   |     |      |   |   |   |   |   |
| Series A, Issued and outstanding - 0 and 69,600 shares                  |   |     |      |   |   |   | 68,118 |   |
| Preferred Stock, no-par value, $1,000 liquidation value:                |   |     |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                            |   |     |      |   |   |   |   |   |
| Senior Non-Cumulative Perpetual Preferred Stock, Series B               |   |     |      |   |   |   |   |   |
| Issued and outstanding - 90,782.94 and 0 shares                         |   |     | 90,783    |   |   |   |   |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |     |      |   |   |   |   |   |
| Authorized -- 600 shares                                                |   |     |      |   |   |   |   |   |
| Issued and outstanding - 125 shares                                     |   |     | 125       |   |   |   | 125 |   |
| Common Stock, $.125 stated value:                                       |   |     |      |   |   |   |   |   |
| Authorized -- 50,000,000 shares                                         |   |     |      |   |   |   |   |   |
| Issued and outstanding - 28,643,264 and 25,690,649 shares               |   |     | 3,580     |   |   |   | 3,211 |   |
| Additional paid-in capital                                              |   |     | 255,632   |   |   |   | 233,544 |   |
| Retained earnings                                                       |   |     | 188,863   |   |   |   | 169,313 |   |
| Accumulated other comprehensive income (loss)                           |   |     | (3,307    | )      |   |   | (5,833 | ) |
| Total Stockholders' Equity                                              |   |     | 535,676   |   |   |   | 468,478 |   |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              |   | $        | 4,232,423 |   |   | $      | 4,094,218 |   |

----

| CONSOLIDATED STATEMENTS OF OPERATIONS                            |   |               |   |   |             |   |   |   |   |   |   |   |
|------------------------------------------------------------------|--------|--------------------|--------|--------|------------------|--------|--------|--------|--------|--------|--------|--------|
| (Dollars in Thousands, Except Per Share Amounts)                 |   | Three Months Ended |   |   | Six Months Ended |   |
|                                                             |   | June 30,           |   |   | June 30,         |   |
|                                                             |   | 2012               |   |   | 2011             |   |   | 2012   |   |   | 2011   |   |
| INTEREST INCOME                                                  |   |               |   |   |             |   |   |   |   |   |   |   |
| Loans receivable:                                                |   |               |   |   |             |   |   |   |   |   |   |   |
| Taxable                                                          |   | $                  | 36,652 |   |             | $      | 37,457 |   |   | $      | 72,500 |   |   | $ | 76,195 |   |
| Tax-exempt                                                       |   |               | 123    |   |             |   | 247    |   |   |   | 240    |   |   |   | 349 |   |
| Investment securities:                                           |   |               |   |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                                          |   |               | 4,468  |   |             |   | 5,040  |   |   |   | 9,042  |   |   |   | 9,587 |   |
| Tax-exempt                                                       |   |               | 2,551  |   |             |   | 2,535  |   |   |   | 5,113  |   |   |   | 5,088 |   |
| Federal funds sold                                               |   |               |   |   |             |   | 1      |   |   |   |   |   |   |   | 3 |   |
| Deposits with financial institutions                             |   |               | 28     |   |             |   | 100    |   |   |   | 53     |   |   |   | 183 |   |
| Federal Reserve and Federal Home Loan Bank stock                 |   |               | 347    |   |             |   | 341    |   |   |   | 690    |   |   |   | 682 |   |
| Total Interest Income                                            |   |               | 44,169 |   |             |   | 45,721 |   |   |   | 87,638 |   |   |   | 92,087 |   |
| INTEREST EXPENSE                                                 |   |               |   |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Deposits                                                         |   |               | 3,939  |   |             |   | 5,864  |   |   |   | 8,049  |   |   |   | 12,730 |   |
| Federal funds purchased                                          |   |               | 12     |   |             |   | 3      |   |   |   | 24     |   |   |   | 6 |   |
| Securities sold under repurchase agreements                      |   |               | 197    |   |             |   | 386    |   |   |   | 492    |   |   |   | 764 |   |
| Federal Home Loan Bank advances                                  |   |               | 637    |   |             |   | 977    |   |   |   | 1,631  |   |   |   | 1,978 |   |
| Subordinated debentures and term loans                           |   |               | 1,331  |   |             |   | 2,644  |   |   |   | 3,273  |   |   |   | 5,285 |   |
| Total Interest Expense                                           |   |               | 6,116  |   |             |   | 9,874  |   |   |   | 13,469 |   |   |   | 20,763 |   |
| NET INTEREST INCOME                                              |   |               | 38,053 |   |             |   | 35,847 |   |   |   | 74,169 |   |   |   | 71,324 |   |
| Provision for loan losses                                        |   |               | 4,545  |   |             |   | 5,625  |   |   |   | 9,420  |   |   |   | 11,219 |   |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES              |   |               | 33,508 |   |             |   | 30,222 |   |   |   | 64,749 |   |   |   | 60,105 |   |
| OTHER INCOME                                                     |   |               |   |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Service charges on deposit accounts                              |   |               | 2,893  |   |             |   | 2,997  |   |   |   | 5,712  |   |   |   | 5,776 |   |
| Fiduciary activities                                             |   |               | 1,938  |   |             |   | 1,929  |   |   |   | 3,921  |   |   |   | 3,965 |   |
| Other customer fees                                              |   |               | 3,150  |   |             |   | 2,634  |   |   |   | 5,736  |   |   |   | 4,869 |   |
| Commission income                                                |   |               | 1,485  |   |             |   | 1,024  |   |   |   | 3,152  |   |   |   | 2,912 |   |
| Earnings on cash surrender value of life insurance               |   |               | 662    |   |             |   | 571    |   |   |   | 2,040  |   |   |   | 1,149 |   |
| Net gains and fees on sales of loans                             |   |               | 2,314  |   |             |   | 1,030  |   |   |   | 4,266  |   |   |   | 2,903 |   |
| Net realized gains on sales of available for sale securities     |   |               | 502    |   |             |   | 825    |   |   |   | 1,291  |   |   |   | 1,288 |   |
| Other-than-temporary impairment on available for sale securities |   |               |   |   |             |   |   |   |   |   |   |   |   |   | (400 | ) |
| Gain on FDIC modified whole bank transaction                     |   |               |   |   |             |   |   |   |   |   | 9,124  |   |   |   |   |   |
| Other income                                                     |   |               | 221    |   |             |   | 51     |   |   |   | 581    |   |   |   | 457 |   |
| Total Other Income                                               |   |               | 13,165 |   |             |   | 11,061 |   |   |   | 35,823 |   |   |   | 22,919 |   |
| OTHER EXPENSES                                                   |   |               |   |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Salaries and employee benefits                                   |   |               | 19,641 |   |             |   | 18,560 |   |   |   | 38,995 |   |   |   | 35,736 |   |
| Net occupancy                                                    |   |               | 2,473  |   |             |   | 2,415  |   |   |   | 5,124  |   |   |   | 5,160 |   |
| Equipment                                                        |   |               | 1,656  |   |             |   | 1,677  |   |   |   | 3,461  |   |   |   | 3,460 |   |
| Marketing                                                        |   |               | 564    |   |             |   | 436    |   |   |   | 1,006  |   |   |   | 818 |   |
| Outside data processing fees                                     |   |               | 1,506  |   |             |   | 1,458  |   |   |   | 2,882  |   |   |   | 2,903 |   |
| Printing and office supplies                                     |   |               | 294    |   |             |   | 313    |   |   |   | 561    |   |   |   | 601 |   |
| Core deposit amortization                                        |   |               | 480    |   |             |   | 1,101  |   |   |   | 949    |   |   |   | 2,202 |   |
| FDIC assessments                                                 |   |               | 862    |   |             |   | 1,451  |   |   |   | 1,979  |   |   |   | 3,555 |   |
| Other real estate owned and credit-related expenses              |   |               | 2,122  |   |             |   | 2,843  |   |   |   | 4,308  |   |   |   | 6,038 |   |
| Other expenses                                                   |   |               | 4,582  |   |             |   | 4,145  |   |   |   | 8,943  |   |   |   | 7,807 |   |
| Total Other Expenses                                             |   |               | 34,180 |   |             |   | 34,399 |   |   |   | 68,208 |   |   |   | 68,280 |   |
| INCOME BEFORE INCOME TAX                                         |   |               | 12,493 |   |             |   | 6,884  |   |   |   | 32,364 |   |   |   | 14,744 |   |
| Income tax expense                                               |   |               | 3,288  |   |             |   | 1,396  |   |   |   | 8,788  |   |   |   | 3,795 |   |
| NET INCOME                                                       |   |               | 9,205  |   |             |   | 5,488  |   |   |   | 23,576 |   |   |   | 10,949 |   |
| Preferred stock dividends and discount accretion                 |   |               | (1,135 | )      |             |   | (990   | )      |   |   | (2,270 | )      |   |   | (1,978 | ) |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                      |   | $                  | 8,070  |   |             | $      | 4,498  |   |   | $      | 21,306 |   |   | $ | 8,971 |   |
|   Per Share Data:                                      |   |               |   |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Basic Net Income Available to Common Stockholders                |   | $                  | 0.28   |   |             | $      | 0.18   |   |   | $      | 0.74   |   |   | $ | 0.35 |   |
| Diluted Net Income Available to Common Stockholders              |   | $                  | 0.28   |   |             | $      | 0.18   |   |   | $      | 0.74   |   |   | $ | 0.35 |   |
| Cash Dividends Paid                                              |   | $                  | 0.03   |   |             | $      | 0.01   |   |   | $      | 0.04   |   |   | $ | 0.02 |   |
| Average Diluted Shares Outstanding (in thousands)                |   |               | 28,815 |   |             |   | 25,783 |   |   |   | 28,782 |   |   |   | 25,773 |   |

----

| FINANCIAL HIGHLIGHTS                                |   |               |      |   |             |   |      |   |   |   |      |   |
|-----------------------------------------------------|--------|--------------------|-----------|--------|------------------|--------|-----------|--------|--------|--------|-----------|--------|
| (Dollars in Thousands)                              |   | Three Months Ended |      |   | Six Months Ended |   |
|                                                |   | June 30,           |      |   | June 30,         |   |
|                                                |   | 2012               |      |   | 2011             |   |      | 2012   |   |   | 2011      |   |
| NET CHARGE OFF'S                                    |   | $                  | 4,771     |   |             | $      | 9,428     |   |   | $      | 10,175    |   |   | $ | 17,063 |   |
|                                                |   |               |      |   |             |   |      |   |   |   |      |   |   |   |   |   |
| AVERAGE BALANCES:                                   |   |               |      |   |             |   |      |   |   |   |      |   |   |   |   |   |
| Total Assets                                        |   | $                  | 4,249,931 |   |             | $      | 4,138,484 |   |   | $      | 4,226,443 |   |   | $ | 4,130,481 |   |
| Total Loans                                         |   |               | 2,801,375 |   |             |   | 2,747,021 |   |   |   | 2,782,631 |   |   |   | 2,775,504 |   |
| Total Earning Assets                                |   |               | 3,837,738 |   |             |   | 3,751,241 |   |   |   | 3,813,587 |   |   |   | 3,747,738 |   |
| Total Deposits                                      |   |               | 3,318,065 |   |             |   | 3,218,979 |   |   |   | 3,240,748 |   |   |   | 3,218,743 |   |
| Total Stockholders' Equity                          |   |               | 531,578   |   |             |   | 464,739   |   |   |   | 524,676   |   |   |   | 460,488 |   |
|                                                |   |               |      |   |             |   |      |   |   |   |      |   |   |   |   |   |
| FINANCIAL RATIOS:                                   |   |               |      |   |             |   |      |   |   |   |      |   |   |   |   |   |
| Return on Average Assets                            |   |               | 0.76      | %      |             |   | 0.43      | %      |   |   | 1.01      | %      |   |   | 0.43 | % |
| Return on Average Stockholders' Equity              |   |               | 6.07      |   |             |   | 3.87      |   |   |   | 8.12      |   |   |   | 3.90 |   |
| Average Earning Assets to Average Assets            |   |               | 90.30     |   |             |   | 90.64     |   |   |   | 90.23     |   |   |   | 90.73 |   |
| Allowance for Loan Losses as % of Total Loans       |   |               | 2.49      |   |             |   | 2.83      |   |   |   | 2.49      |   |   |   | 2.83 |   |
| Net Charge Off's as % of Average Loans (Annualized) |   |               | 0.68      |   |             |   | 1.37      |   |   |   | 0.73      |   |   |   | 1.23 |   |
| Average Stockholders' Equity to Average Assets      |   |               | 12.51     |   |             |   | 11.23     |   |   |   | 12.41     |   |   |   | 11.15 |   |
| Tax Equivalent Yield on Earning Assets              |   |               | 4.75      |   |             |   | 5.04      |   |   |   | 4.75      |   |   |   | 5.07 |   |
| Cost of Supporting Liabilities                      |   |               | 0.64      |   |             |   | 1.05      |   |   |   | 0.71      |   |   |   | 1.11 |   |
| Net Interest Margin (FTE) on Earning Assets         |   |               | 4.11      |   |             |   | 3.99      |   |   |   | 4.04      |   |   |   | 3.96 |   |

| NON-PERFORMING ASSETS                               |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |
|-----------------------------------------------------|--------|----------|--------|--------|-----------|--------|--------|--------------|--------|--------|---------------|--------|--------|----------|---------|
| (Dollars in Thousands)                              |   | June 30, |   |   | March 31, |   |   | December 31, |   |   | September 30, |   |   | June 30, |    |
|                                                |   | 2012     |   |   | 2012      |   |   | 2011         |   |   | 2011          |   |   | 2011     |    |
| Non-Accrual Loans                                   |   | $        | 63,127 |   |      | $      | 74,456 |         |   | $      | 69,592        |   |   | $        | 78,933  |   |   | $ | 87,583 |   |
| Renegotiated Loans                                  |   |     | 3,921  |   |      |   | 6,695  |         |   |   | 14,308        |   |   |     | 6,701   |   |   |   | 6,269 |   |
| Non-Performing Loans (NPL)                          |   |     | 67,048 |   |      |   | 81,151 |         |   |   | 83,900        |   |   |     | 85,634  |   |   |   | 93,852 |   |
| Other Real Estate Owned                             |   |     | 14,183 |   |      |   | 15,628 |         |   |   | 16,289        |   |   |     | 19,425  |   |   |   | 15,437 |   |
| Non-Performing Assets (NPA)                         |   |     | 81,231 |   |      |   | 96,779 |         |   |   | 100,189       |   |   |     | 105,059 |   |   |   | 109,289 |   |
| 90+ Days Delinquent                                 |   |     | 665    |   |      |   | 253    |         |   |   | 580           |   |   |     | 1,595   |   |   |   | 227 |   |
| NPAS & 90 Day Delinquent                        |   | $        | 81,896 |   |      | $      | 97,032 |         |   | $      | 100,769       |   |   | $        | 106,654 |   |   | $ | 109,516 |   |
|   Loan Loss Reserve                       |   | $        | 70,143 |   |      | $      | 70,369 |         |   | $      | 70,898        |   |   | $        | 73,074  |   |   | $ | 77,133 |   |
| Quarterly Net Charge-offs                           |   |     | 4,771  |   |      | $      | 5,404  |         |   |   | 8,031         |   |   |     | 9,615   |   |   |   | 9,428 |   |
| NPAs / Actual Assets %                              |   |     | 1.92   | %      |      |   | 2.28   | %            |   |   | 2.40          | %      |   |     | 2.55    | % |   |   | 2.67 | % |
| NPAs & 90 Day / Actual Assets %                 |   |     | 1.93   | %      |      |   | 2.29   | %            |   |   | 2.41          | %      |   |     | 2.59    | % |   |   | 2.67 | % |
| NPAs / Actual Loans and REO %                       |   |     | 2.87   | %      |      |   | 3.42   | %            |   |   | 3.65          | %      |   |     | 3.83    | % |   |   | 3.98 | % |
| Loan Loss Reserves / Actual Loans (%)               |   |     | 2.49   | %      |      |   | 2.50   | %            |   |   | 2.60          | %      |   |     | 2.68    | % |   |   | 2.83 | % |
| Net Charge Off's as % of Average Loans (Annualized) |   |     | 0.68   | %      |      |   | 0.78   | %            |   |   | 1.18          | %      |   |     | 1.41    | % |   |   | 1.37 | % |

----

| CONSOLIDATED BALANCE SHEETS                                             |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |
|-------------------------------------------------------------------------|--------|----------|-----------|--------|-----------|--------|-----------|--------------|--------|--------|---------------|--------|--------|----------|-----------|
| (Dollars in Thousands)                                                  |   | June 30, |      |   | March 31, |   |      | December 31, |   |   | September 30, |   |   | June 30, |      |
|                                                                    |   | 2012     |      |   | 2012      |   |      | 2011         |   |   | 2011          |   |   | 2011     |      |
| ASSETS                                                                  |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |
| Cash and due from banks                                                 |   | $        | 68,493    |   |      | $      | 60,991    |         |   | $      | 73,312        |   |   | $        | 60,166    |   |   | $ | 50,874 |   |
| Interest-bearing time deposits                                          |   |     | 41,760    |   |      |   | 34,290    |         |   |   | 52,851        |   |   |     | 16,115    |   |   |   | 15,865 |   |
| Investment securities                                                   |   |     | 944,321   |   |      |   | 960,032   |         |   |   | 946,400       |   |   |     | 937,828   |   |   |   | 938,366 |   |
| Mortgage loans held for sale                                            |   |     | 15,278    |   |      |   | 22,138    |         |   |   | 17,864        |   |   |     | 12,257    |   |   |   | 4,846 |   |
| Loans                                                                   |   |     | 2,797,634 |   |      |   | 2,792,989 |         |   |   | 2,713,415     |   |   |     | 2,712,938 |   |   |   | 2,724,022 |   |
| Less: Allowance for loan losses                                         |   |     | (70,143   | )      |      |   | (70,369   | )            |   |   | (70,898       | )      |   |     | (73,074   | ) |   |   | (77,133 | ) |
| Net loans                                                               |   |     | 2,727,491 |   |      |   | 2,722,620 |         |   |   | 2,642,517     |   |   |     | 2,639,864 |   |   |   | 2,646,889 |   |
| Premises and equipment                                                  |   |     | 51,335    |   |      |   | 51,541    |         |   |   | 51,013        |   |   |     | 51,432    |   |   |   | 51,851 |   |
| Federal Reserve and Federal Home Loan Bank stock                        |   |     | 33,033    |   |      |   | 33,026    |         |   |   | 31,270        |   |   |     | 31,381    |   |   |   | 31,384 |   |
| Interest receivable                                                     |   |     | 16,506    |   |      |   | 16,730    |         |   |   | 17,723        |   |   |     | 17,770    |   |   |   | 17,001 |   |
| Core deposit intangibles and goodwill                                   |   |     | 150,006   |   |      |   | 150,486   |         |   |   | 150,471       |   |   |     | 151,062   |   |   |   | 151,817 |   |
| Cash surrender value of life insurance                                  |   |     | 124,018   |   |      |   | 123,355   |         |   |   | 124,329       |   |   |     | 123,524   |   |   |   | 102,880 |   |
| Other real estate owned                                                 |   |     | 14,183    |   |      |   | 15,628    |         |   |   | 16,289        |   |   |     | 19,425    |   |   |   | 15,437 |   |
| Tax asset, deferred and receivable                                      |   |     | 32,003    |   |      |   | 32,112    |         |   |   | 36,424        |   |   |     | 35,804    |   |   |   | 36,790 |   |
| Other assets                                                            |   |     | 13,996    |   |      |   | 13,417    |         |   |   | 12,613        |   |   |     | 21,881    |   |   |   | 30,218 |   |
| TOTAL ASSETS                                                            |   | $        | 4,232,423 |   |      | $      | 4,236,366 |         |   | $      | 4,173,076     |   |   | $        | 4,118,509 |   |   | $ | 4,094,218 |   |
| LIABILITIES                                                             |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Deposits:                                                               |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Noninterest-bearing                                                     |   | $        | 684,101   |   |      | $      | 677,643   |         |   | $      | 646,508       |   |   | $        | 598,139   |   |   | $ | 590,199 |   |
| Interest-bearing                                                        |   |     | 2,604,797 |   |      |   | 2,601,935 |         |   |   | 2,488,147     |   |   |     | 2,466,111 |   |   |   | 2,552,334 |   |
| Total Deposits                                                          |   |     | 3,288,898 |   |      |   | 3,279,578 |         |   |   | 3,134,655     |   |   |     | 3,064,250 |   |   |   | 3,142,533 |   |
| Borrowings:                                                             |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Federal funds purchased                                                 |   |     | 652       |   |      |   | 10,936    |         |   |   |          |   |   |     | 27,946    |   |   |   | 22,978 |   |
| Securities sold under repurchase agreements                             |   |     | 160,127   |   |      |   | 139,308   |         |   |   | 156,305       |   |   |     | 117,097   |   |   |   | 124,236 |   |
| Federal Home Loan Bank advances                                         |   |     | 96,847    |   |      |   | 131,496   |         |   |   | 138,095       |   |   |     | 168,764   |   |   |   | 74,050 |   |
| Subordinated debentures, revolving credit lines and term loans          |   |     | 115,951   |   |      |   | 115,969   |         |   |   | 194,974       |   |   |     | 194,961   |   |   |   | 226,580 |   |
| Total Borrowings                                                        |   |     | 373,577   |   |      |   | 397,709   |         |   |   | 489,374       |   |   |     | 508,768   |   |   |   | 447,844 |   |
| Interest payable                                                        |   |     | 2,168     |   |      |   | 2,094     |         |   |   | 2,925         |   |   |     | 2,186     |   |   |   | 3,601 |   |
| Other liabilities                                                       |   |     | 32,104    |   |      |   | 29,044    |         |   |   | 31,655        |   |   |     | 30,760    |   |   |   | 31,762 |   |
| Total Liabilities                                                       |   |     | 3,696,747 |   |      |   | 3,708,425 |         |   |   | 3,658,609     |   |   |     | 3,605,964 |   |   |   | 3,625,740 |   |
| STOCKHOLDERS' EQUITY                                                    |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Preferred Stock, no-par value:                                          |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                            |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Series A, Issued and outstanding                                        |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   | 68,118 |   |
| Preferred Stock, no-par value, $1,000 liquidation value:                |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                            |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Senior Non-Cumulative Perpetual Preferred Stock, Series B               |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Issued and outstanding                                                  |   |     | 90,783    |   |      |   | 90,783    |         |   |   | 90,783        |   |   |     | 90,783    |   |   |   |   |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Authorized -- 600 shares                                                |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Issued and outstanding                                                  |   |     | 125       |   |      |   | 125       |         |   |   | 125           |   |   |     | 125       |   |   |   | 125 |   |
| Common Stock, $.125 stated value:                                       |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Authorized -- 50,000,000 shares                                         |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Issued and outstanding                                                  |   |     | 3,580     |   |      |   | 3,578     |         |   |   | 3,570         |   |   |     | 3,567     |   |   |   | 3,211 |   |
| Additional paid-in capital                                              |   |     | 255,632   |   |      |   | 255,116   |         |   |   | 254,874       |   |   |     | 254,801   |   |   |   | 233,544 |   |
| Retained earnings                                                       |   |     | 188,863   |   |      |   | 181,664   |         |   |   | 168,717       |   |   |     | 162,669   |   |   |   | 169,313 |   |
| Accumulated other comprehensive income (loss)                           |   |     | (3,307    | )      |      |   | (3,325    | )            |   |   | (3,602        | )      |   |     | 600       |   |   |   | (5,833 | ) |
| Total Stockholders' Equity                                              |   |     | 535,676   |   |      |   | 527,941   |         |   |   | 514,467       |   |   |     | 512,545   |   |   |   | 468,478 |   |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              |   | $        | 4,232,423 |   |      | $      | 4,236,366 |         |   | $      | 4,173,076     |   |   | $        | 4,118,509 |   |   | $ | 4,094,218 |   |

----

| CONSOLIDATED STATEMENTS OF OPERATIONS                          |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |
|----------------------------------------------------------------|--------|----------|--------|--------|-----------|--------|--------|--------------|--------|--------|---------------|--------|--------|----------|---------|
| (Dollars in Thousands, Except Per Share Amounts)               |   | June 30, |   |   | March 31, |   |   | December 31, |   |   | September 30, |   |   | June 30, |    |
|                                                           |   | 2012     |   |   | 2012      |   |   | 2011         |   |   | 2011          |   |   | 2011     |    |
| INTEREST INCOME                                                |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |
| Loans receivable:                                              |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |
| Taxable                                                        |   | $        | 36,652 |   |      | $      | 35,848 |         |   | $      | 36,497        |   |   | $        | 37,024  |   |   | $ | 37,457 |   |
| Tax exempt                                                     |   |     | 123    |   |      |   | 117    |         |   |   | 93            |   |   |     | 86      |   |   |   | 247 |   |
| Investment securities:                                         |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |   |   |   |   |   |
| Taxable                                                        |   |     | 4,468  |   |      |   | 4,574  |         |   |   | 4,565         |   |   |     | 5,078   |   |   |   | 5,040 |   |
| Tax exempt                                                     |   |     | 2,551  |   |      |   | 2,562  |         |   |   | 2,550         |   |   |     | 2,529   |   |   |   | 2,535 |   |
| Federal funds sold                                             |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |   |   |   | 1 |   |
| Deposits with financial institutions                           |   |     | 28     |   |      |   | 25     |         |   |   | 54            |   |   |     | 45      |   |   |   | 100 |   |
| Federal Reserve and Federal Home Loan Bank stock               |   |     | 347    |   |      |   | 343    |         |   |   | 314           |   |   |     | 323     |   |   |   | 341 |   |
| Total Interest Income                                          |   |     | 44,169 |   |      |   | 43,469 |         |   |   | 44,073        |   |   |     | 45,085  |   |   |   | 45,721 |   |
| INTEREST EXPENSE                                               |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |   |   |   |   |   |
| Deposits                                                       |   |     | 3,939  |   |      |   | 4,110  |         |   |   | 4,505         |   |   |     | 5,046   |   |   |   | 5,864 |   |
| Federal funds purchased                                        |   |     | 12     |   |      |   | 12     |         |   |   | 3             |   |   |     | 16      |   |   |   | 3 |   |
| Securities sold under repurchase agreements                    |   |     | 197    |   |      |   | 295    |         |   |   | 363           |   |   |     | 384     |   |   |   | 386 |   |
| Federal Home Loan Bank advances                                |   |     | 637    |   |      |   | 994    |         |   |   | 1,114         |   |   |     | 1,089   |   |   |   | 977 |   |
| Subordinated debentures, revolving credit lines and term loans |   |     | 1,331  |   |      |   | 1,942  |         |   |   | 1,908         |   |   |     | 2,699   |   |   |   | 2,644 |   |
| Total Interest Expense                                         |   |     | 6,116  |   |      |   | 7,353  |         |   |   | 7,893         |   |   |     | 9,234   |   |   |   | 9,874 |   |
| NET INTEREST INCOME                                            |   |     | 38,053 |   |      |   | 36,116 |         |   |   | 36,180        |   |   |     | 35,851  |   |   |   | 35,847 |   |
| Provision for loan losses                                      |   |     | 4,545  |   |      |   | 4,875  |         |   |   | 5,855         |   |   |     | 5,556   |   |   |   | 5,625 |   |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES            |   |     | 33,508 |   |      |   | 31,241 |         |   |   | 30,325        |   |   |     | 30,295  |   |   |   | 30,222 |   |
| OTHER INCOME                                                   |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |   |   |   |   |   |
| Service charges on deposit accounts                            |   |     | 2,893  |   |      |   | 2,819  |         |   |   | 3,027         |   |   |     | 3,169   |   |   |   | 2,997 |   |
| Fiduciary activities                                           |   |     | 1,938  |   |      |   | 1,983  |         |   |   | 1,804         |   |   |     | 1,881   |   |   |   | 1,929 |   |
| Other customer fees                                            |   |     | 3,150  |   |      |   | 2,586  |         |   |   | 2,572         |   |   |     | 2,583   |   |   |   | 2,634 |   |
| Commission income                                              |   |     | 1,485  |   |      |   | 1,667  |         |   |   | 1,220         |   |   |     | 1,528   |   |   |   | 1,024 |   |
| Earnings on cash surrender value of life insurance             |   |     | 662    |   |      |   | 1,378  |         |   |   | 803           |   |   |     | 644     |   |   |   | 571 |   |
| Net gains and fees on sales of loans                           |   |     | 2,314  |   |      |   | 1,952  |         |   |   | 2,747         |   |   |     | 1,768   |   |   |   | 1,030 |   |
| Net realized gains on sales of available for sale securities   |   |     | 502    |   |      |   | 789    |         |   |   | 290           |   |   |     | 861     |   |   |   | 825 |   |
| Gain on FDIC modified whole bank transaction                   |   |     |   |   |      |   | 9,124  |         |   |   |          |   |   |     |    |   |   |   |   |   |
| Other income                                                   |   |     | 221    |   |      |   | 360    |         |   |   | 508           |   |   |     | 796     |   |   |   | 51 |   |
| Total Other Income                                             |   |     | 13,165 |   |      |   | 22,658 |         |   |   | 12,971        |   |   |     | 13,230  |   |   |   | 11,061 |   |
| OTHER EXPENSES                                                 |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |   |   |   |   |   |
| Salaries and employee benefits                                 |   |     | 19,641 |   |      |   | 19,354 |         |   |   | 19,035        |   |   |     | 19,964  |   |   |   | 18,560 |   |
| Net occupancy                                                  |   |     | 2,473  |   |      |   | 2,651  |         |   |   | 2,428         |   |   |     | 2,530   |   |   |   | 2,415 |   |
| Equipment                                                      |   |     | 1,656  |   |      |   | 1,805  |         |   |   | 1,672         |   |   |     | 1,662   |   |   |   | 1,677 |   |
| Marketing                                                      |   |     | 564    |   |      |   | 442    |         |   |   | 650           |   |   |     | 534     |   |   |   | 436 |   |
| Outside data processing fees                                   |   |     | 1,506  |   |      |   | 1,376  |         |   |   | 1,377         |   |   |     | 1,391   |   |   |   | 1,458 |   |
| Printing and office supplies                                   |   |     | 294    |   |      |   | 267    |         |   |   | 340           |   |   |     | 301     |   |   |   | 313 |   |
| Core deposit amortization                                      |   |     | 480    |   |      |   | 469    |         |   |   | 591           |   |   |     | 755     |   |   |   | 1,101 |   |
| FDIC assessments                                               |   |     | 862    |   |      |   | 1,117  |         |   |   | 775           |   |   |     | 1,201   |   |   |   | 1,451 |   |
| Other real estate owned and credit-related expenses            |   |     | 2,122  |   |      |   | 2,186  |         |   |   | 2,569         |   |   |     | 2,007   |   |   |   | 2,843 |   |
| Other expenses                                                 |   |     | 4,582  |   |      |   | 4,361  |         |   |   | 3,999         |   |   |     | 3,877   |   |   |   | 4,145 |   |
| Total Other Expenses                                           |   |     | 34,180 |   |      |   | 34,028 |         |   |   | 33,436        |   |   |     | 34,222  |   |   |   | 34,399 |   |
| INCOME BEFORE INCOME TAX                                       |   |     | 12,493 |   |      |   | 19,871 |         |   |   | 9,860         |   |   |     | 9,303   |   |   |   | 6,884 |   |
| Income tax expense (benefit)                                   |   |     | 3,288  |   |      |   | 5,500  |         |   |   | 2,299         |   |   |     | 2,561   |   |   |   | 1,396 |   |
| NET INCOME                                                     |   |     | 9,205  |   |      |   | 14,371 |         |   |   | 7,561         |   |   |     | 6,742   |   |   |   | 5,488 |   |
| Loss on CPP unamortized discount                               |   |     |   |   |      |   |   |         |   |   |          |   |   |     | (1,401  | ) |   |   |   |   |
| Loss on extinguishment of trust preferred securities           |   |     |   |   |      |   |   |         |   |   |          |   |   |     | (10,857 | ) |   |   |   |   |
| Preferred stock dividends and discount accretion               |   |     | (1,135 | )      |      |   | (1,135 | )            |   |   | (1,135        | )      |   |     | (868    | ) |   |   | (990 | ) |
| NET INCOME (LOSS) AVAILABLE TO COMMON STOCKHOLDERS             |   | $        | 8,070  |   |      | $      | 13,236 |         |   | $      | 6,426         |   |   | $        | (6,384  | ) |   | $ | 4,498 |   |
|   PER SHARE:                                         |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |   |   |   |   |   |
| Basic Net Income (Loss) Available to Common Stockholders       |   | $        | 0.28   |   |      | $      | 0.46   |         |   | $      | 0.24          |   |   | $        | (0.25   | ) |   | $ | 0.18 |   |
| Diluted Net Income (Loss) Available to Common Stockholders     |   | $        | 0.28   |   |      | $      | 0.46   |         |   | $      | 0.24          |   |   | $        | (0.25   | ) |   | $ | 0.18 |   |
| Cash Dividends Paid                                            |   | $        | 0.03   |   |      | $      | 0.01   |         |   | $      | 0.01          |   |   | $        | 0.01    |   |   | $ | 0.01 |   |
| Average Diluted Shares Outstanding (in thousands)              |   |     | 28,815 |   |      |   | 28,755 |         |   |   | 28,700        |   |   |     | 26,367  |   |   |   | 25,783 |   |
| FINANCIAL RATIOS:                                              |   |     |   |   |      |   |   |         |   |   |          |   |   |     |    |   |   |   |   |   |
| Return on Average Assets                                       |   |     | 0.76   | %      |      |   | 1.26   | %            |   |   | 0.61          | %      |   |     | -0.62   | % |   |   | 0.43 | % |
| Return on Average Stockholders' Equity                         |   |     | 6.07   |   |      |   | 10.23  |         |   |   | 5.01          |   |   |     | (5.33   | ) |   |   | 3.87 |   |
| Average Earning Assets to Average Assets                       |   |     | 90.30  |   |      |   | 90.16  |         |   |   | 89.66         |   |   |     | 90.30   |   |   |   | 90.64 |   |
| Allowance for Loan Losses as % of Total Loans                  |   |     | 2.49   |   |      |   | 2.50   |         |   |   | 2.60          |   |   |     | 2.68    |   |   |   | 2.83 |   |
| Net Charge Off's as % of Average Loans (Annualized)            |   |     | 0.68   |   |      |   | 0.78   |         |   |   | 1.18          |   |   |     | 1.41    |   |   |   | 1.37 |   |
| Average Stockholders' Equity to Average Assets                 |   |     | 12.51  |   |      |   | 12.32  |         |   |   | 12.22         |   |   |     | 11.64   |   |   |   | 11.23 |   |
| Tax Equivalent Yield on Earning Assets                         |   |     | 4.75   |   |      |   | 4.74   |         |   |   | 4.83          |   |   |     | 5.01    |   |   |   | 5.04 |   |
| Cost of Supporting Liabilities                                 |   |     | 0.64   |   |      |   | 0.78   |         |   |   | 0.84          |   |   |     | 0.99    |   |   |   | 1.05 |   |
| Net Interest Margin (FTE) on Earning Assets                    |   |     | 4.11   |   |      |   | 3.96   |         |   |   | 3.99          |   |   |     | 4.02    |   |   |   | 3.99 |   |

----

| LOANS                                                            |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |
|------------------------------------------------------------------|--------|----------|-----------|--------|-----------|--------|-----------|--------------|--------|--------|---------------|--------|--------|----------|-----------|
| (Dollars in Thousands)                                           |   | June 30, |      |   | March 31, |   |      | December 31, |   |   | September 30, |   |   | June 30, |      |
|                                                             |   | 2012     |      |   | 2012      |   |      | 2011         |   |   | 2011          |   |   | 2011     |      |
| Commercial and industrial loans                                  |   | $        | 552,353   |   |      | $      | 546,304   |         |   | $      | 532,523       |   |   | $        | 518,848   |   |   | $ | 529,742 |   |
| Agricultural production financing and other loans to farmers     |   |     | 106,135   |   |      |   | 97,165    |         |   |   | 104,526       |   |   |     | 106,761   |   |   |   | 99,360 |   |
| Real estate loans:                                               |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |   |   |   |   |   |
| Construction                                                     |   |     | 99,588    |   |      |   | 92,694    |         |   |   | 81,780        |   |   |     | 70,044    |   |   |   | 96,308 |   |
| Commercial and farm land                                         |   |     | 1,219,114 |   |      |   | 1,229,195 |         |   |   | 1,194,230     |   |   |     | 1,196,270 |   |   |   | 1,171,901 |   |
| Residential                                                      |   |     | 480,917   |   |      |   | 498,354   |         |   |   | 481,493       |   |   |     | 495,954   |   |   |   | 495,256 |   |
| Home Equity                                                      |   |     | 207,250   |   |      |   | 210,564   |         |   |   | 191,631       |   |   |     | 196,191   |   |   |   | 191,839 |   |
| Individuals' loans for household and other personal expenditures |   |     | 83,933    |   |      |   | 78,711    |         |   |   | 84,172        |   |   |     | 90,810    |   |   |   | 94,123 |   |
| Lease financing receivables, net of unearned income              |   |     | 2,976     |   |      |   | 3,112     |         |   |   | 3,555         |   |   |     | 4,160     |   |   |   | 4,399 |   |
| Other loans                                                      |   |     | 45,368    |   |      |   | 36,890    |         |   |   | 39,505        |   |   |     | 33,900    |   |   |   | 41,094 |   |
| Loans                                                            |   |     | 2,797,634 |   |      |   | 2,792,989 |         |   |   | 2,713,415     |   |   |     | 2,712,938 |   |   |   | 2,724,022 |   |
| Allowance for loan losses                                        |   |     | (70,143   | )      |      |   | (70,369   | )            |   |   | (70,898       | )      |   |     | (73,074   | ) |   |   | (77,133 | ) |
| NET LOANS                                                        |   | $        | 2,727,491 |   |      | $      | 2,722,620 |         |   | $      | 2,642,517     |   |   | $        | 2,639,864 |   |   | $ | 2,646,889 |   |

| DEPOSITS                                                 |   |     |      |   |      |   |      |         |   |   |          |   |   |     |      |
|----------------------------------------------------------|--------|----------|-----------|--------|-----------|--------|-----------|--------------|--------|--------|---------------|--------|--------|----------|-----------|
| (Dollars in Thousands)                                   |   | June 30, |      |   | March 31, |   |      | December 31, |   |   | September 30, |   |   | June 30, |      |
|                                                     |   | 2012     |      |   | 2012      |   |      | 2011         |   |   | 2011          |   |   | 2011     |      |
| Demand deposits                                          |   | $        | 1,521,194 |   |      | $      | 1,470,938 |         |   | $      | 1,438,513     |   |   | $        | 1,360,174 |   |   | $ | 1,363,621 |   |
| Savings deposits                                         |   |     | 822,299   |   |      |   | 801,935   |         |   |   | 757,166       |   |   |     | 712,545   |   |   |   | 750,337 |   |
| Certificates and other time deposits of $100,000 or more |   |     | 261,156   |   |      |   | 269,796   |         |   |   | 264,787       |   |   |     | 278,115   |   |   |   | 292,613 |   |
| Other certificates and time deposits                     |   |     | 546,182   |   |      |   | 566,934   |         |   |   | 551,247       |   |   |     | 570,380   |   |   |   | 597,330 |   |
| Brokered deposits                                        |   |     | 138,067   |   |      |   | 169,975   |         |   |   | 122,942       |   |   |     | 143,036   |   |   |   | 138,632 |   |
| TOTAL DEPOSITS                                           |   | $        | 3,288,898 |   |      | $      | 3,279,578 |         |   | $      | 3,134,655     |   |   | $        | 3,064,250 |   |   | $ | 3,142,533 |   |

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