----

----

----

----

|                                               |
|-----------------------------------------------|
|                                               |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| FIRST COMMONWEALTH FINANCIAL CORPORATION      |   |   |   |   |   |   |
| CONSOLIDATED FINANCIAL DATA                   |   |   |   |   |   |   |   |   |   |
| Unaudited                                     |   |   |   |   |   |   |   |   |   |
| (dollars in thousands, except per share data) |   |   |   |   |   |   |   |   |   |
|                                          | For the Three Months Ended |   | For the Nine Months Ended |
|                                          | September 30, |   | June 30, |   | September 30, |   | September 30, |   | September 30, |
|                                          | 2013 |   | 2013 |   | 2012 |   | 2013 |   | 2012 |
| SUMMARY RESULTS OF OPERATIONS                 |   |   |   |   |   |   |   |   |
| Net interest income (FTE)(1)                  | $ | 48,255 |  |   | $ | 46,728 |  |   | $ | 47,704 |  |   | $ | 141,429 |  |   | $ | 145,099 |  |
| Provision for credit losses                   | 2,714 |  |   | 10,800 |  |   | 6,754 |  |   | 18,011 |  |   | 14,838 |  |
| Noninterest income                            | 17,083 |  |   | 14,931 |  |   | 17,855 |  |   | 46,899 |  |   | 51,331 |  |
| Noninterest expense                           | 40,045 |  |   | 41,998 |  |   | 44,765 |  |   | 123,497 |  |   | 133,365 |  |
| Net income                                    | 15,854 |  |   | 5,816 |  |   | 9,847 |  |   | 32,223 |  |   | 33,219 |  |
|                                          |   |   |   |   |   |   |   |   |   |
| Earnings per common share (diluted)           | $ | 0.16 |  |   | $ | 0.06 |  |   | $ | 0.09 |  |   | $ | 0.33 |  |   | $ | 0.32 |  |
|                                          |   |   |   |   |   |   |   |   |   |
| KEY FINANCIAL RATIOS                          |   |   |   |   |   |   |   |   |   |
| Return on average assets                      | 1.02 | % |   | 0.38 | % |   | 0.66 | % |   | 0.70 | % |   | 0.75 | % |
| Return on average shareholders' equity        | 8.83 | % |   | 3.16 | % |   | 5.07 | % |   | 5.88 | % |   | 5.76 | % |
| Efficiency ratio(2)                           | 61.50 | % |   | 68.12 | % |   | 68.45 | % |   | 65.66 | % |   | 67.95 | % |
| Net interest margin (FTE)(1)                  | 3.43 | % |   | 3.35 | % |   | 3.54 | % |   | 3.41 | % |   | 3.63 | % |
|                                          |   |   |   |   |   |   |   |   |   |
| Book value per common share                   | $ | 7.45 |  |   | $ | 7.37 |  |   | $ | 7.45 |  |   |   |   |   |
| Tangible book value per common share(4)       | 5.76 |  |   | 5.69 |  |   | 5.88 |  |   |   |   |   |
| Market value per common share                 | 7.59 |  |   | 7.37 |  |   | 7.05 |  |   |   |   |   |
| Cash dividends declared per common share      | 0.06 |  |   | 0.06 |  |   | 0.05 |  |   | $ | 0.17 |  |   | $ | 0.13 |  |
|                                          |   |   |   |   |   |   |   |   |   |
| ASSET QUALITY RATIOS                          |   |   |   |   |   |   |   |   |   |
| Allowance for credit losses as a percent of   |   |   |   |   |   |   |   |   |   |
|    end-of-period loans         | 1.30 | % |   | 1.36 | % |   | 1.52 | % |   |   |   |   |
| Allowance for credit losses as a percent of   |   |   |   |   |   |   |   |   |   |
|    nonperforming loans         | 77.17 | % |   | 78.60 | % |   | 68.27 | % |   |   |   |   |
| Nonperforming loans as a percent of           |   |   |   |   |   |   |   |   |   |
|     end-of-period loans   | 1.68 | % |   | 1.73 | % |   | 2.23 | % |   |   |   |   |
| Nonperforming assets as a percent of          |   |   |   |   |   |   |   |   |   |
|     total assets          | 1.33 | % |   | 1.45 | % |   | 1.85 | % |   |   |   |   |
| Net charge-offs as a percent of average loans |   |   |   |   |   |   |   |   |   |
|    (annualized)                | 0.49 | % |   | 1.47 | % |   | 0.41 | % |   |   |   |   |
|                                          |   |   |   |   |   |   |   |   |   |
| CAPITAL RATIOS                                |   |   |   |   |   |   |   |   |   |
| Shareholders' equity as a percent of total    |   |   |   |   |   |   |   |   |   |
|    assets                      | 11.56 | % |   | 11.55 | % |   | 12.98 | % |   |   |   |   |
| Tangible common equity as a percent of        |   |   |   |   |   |   |   |   |   |
|    tangible assets(3)          | 9.18 | % |   | 9.16 | % |   | 10.54 | % |   |   |   |   |
| Leverage Ratio                                | 9.84 | % |   | 9.89 | % |   | 11.69 | % |   |   |   |   |
| Risk Based Capital - Tier I                   | 12.04 | % |   | 12.05 | % |   | 13.68 | % |   |   |   |   |
| Risk Based Capital - Total                    | 13.22 | % |   | 13.27 | % |   | 14.93 | % |   |   |   |   |

----

|                                                                              |
|------------------------------------------------------------------------------|
|                                                                              |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| FIRST COMMONWEALTH FINANCIAL CORPORATION                                     |   |   |   |   |
| CONSOLIDATED FINANCIAL DATA                                                  |   |   |   |   |   |   |
| Unaudited                                                                    |   |   |   |   |   |   |
| (dollars in thousands, except per share data)                                |   |   |   |   |   |   |
|                                                                         | For the Three Months Ended |   | For the Nine Months Ended |
|                                                                         | September 30, | June 30, | September 30, |   | September 30, | September 30, |
|                                                                         | 2013 | 2013 | 2012 |   | 2013 | 2012 |
| INCOME STATEMENT                                                             |   |   |   |   |   |   |
|    Interest income                                            | $ | 52,308 |  | $ | 50,981 |  | $ | 53,880 |  |   | $ | 155,050 |  | $ | 165,208 |  |
|    Interest expense                                           | 5,079 |  | 5,283 |  | 7,230 |  |   | 16,705 |  | 23,470 |  |
| Net Interest Income                                                          | 47,229 |  | 45,698 |  | 46,650 |  |   | 138,345 |  | 141,738 |  |
|    Taxable equivalent adjustment(1)                           | 1,026 |  | 1,030 |  | 1,054 |  |   | 3,084 |  | 3,361 |  |
| Net Interest Income  (FTE)                                                   | 48,255 |  | 46,728 |  | 47,704 |  |   | 141,429 |  | 145,099 |  |
|    Provision for credit losses                                | 2,714 |  | 10,800 |  | 6,754 |  |   | 18,011 |  | 14,838 |  |
| Net Interest Income after Provision for Credit Losses (FTE)                  | 45,541 |  | 35,928 |  | 40,950 |  |   | 123,418 |  | 130,261 |  |
|                                                                         |   |   |   |   |   |   |
|    Changes in fair value on impaired securities               | 236 |  | 2,841 |  | 1,374 |  |   | 4,941 |  | 1,549 |  |
|    Non-credit related gains on securities not                 |   |   |   |   |   |   |
|       expected to be sold (recognized in other |   |   |   |   |   |   |
|       comprehensive income)                    | (236 | ) | (2,841 | ) | (1,374 | ) |   | (4,941 | ) | (1,549 | ) |
| Net Impairment Losses                                                        | — |  | — |  | — |  |   | — |  | — |  |
|    Net securities gains                                       | 229 |  | 4 |  | 163 |  |   | 237 |  | 163 |  |
|    Trust income                                               | 1,406 |  | 1,608 |  | 1,631 |  |   | 4,677 |  | 4,780 |  |
|    Service charges on deposit accounts                        | 4,227 |  | 3,815 |  | 3,736 |  |   | 11,443 |  | 10,975 |  |
|    Insurance and retail brokerage commissions                 | 1,822 |  | 1,384 |  | 1,844 |  |   | 4,623 |  | 4,938 |  |
|    Income from bank owned life insurance                      | 1,359 |  | 1,432 |  | 1,465 |  |   | 4,219 |  | 4,369 |  |
|    Gain on sale of assets                                     | 1,356 |  | 425 |  | 757 |  |   | 2,056 |  | 4,316 |  |
|    Card related interchange income                            | 3,536 |  | 3,490 |  | 3,260 |  |   | 10,214 |  | 9,659 |  |
|    Joint venture termination fee                              | 0 |  | 0 |  | 1,909 |  |   | 0 |  | 1,909 |  |
|    Other income                                               | 3,148 |  | 2,773 |  | 3,090 |  |   | 9,430 |  | 10,222 |  |
| Total Noninterest Income                                                     | 17,083 |  | 14,931 |  | 17,855 |  |   | 46,899 |  | 51,331 |  |
|                                                                         |   |   |   |   |   |   |
|    Salaries and employee benefits                             | 20,998 |  | 21,497 |  | 21,280 |  |   | 64,288 |  | 65,401 |  |
|    Net occupancy expense                                      | 3,274 |  | 3,221 |  | 3,235 |  |   | 10,130 |  | 9,942 |  |
|    Furniture and equipment expense                            | 3,294 |  | 3,297 |  | 3,118 |  |   | 9,863 |  | 9,326 |  |
|    Data processing expense                                    | 1,492 |  | 1,503 |  | 1,987 |  |   | 4,511 |  | 5,346 |  |
|    Pennsylvania shares tax expense                            | 1,516 |  | 1,517 |  | 1,510 |  |   | 4,223 |  | 4,203 |  |
|    Intangible amortization                                    | 193 |  | 297 |  | 367 |  |   | 848 |  | 1,109 |  |
|    Collection and repossession expense                        | 860 |  | 851 |  | 1,281 |  |   | 2,862 |  | 4,650 |  |
|    Other professional fees and services                       | 878 |  | 948 |  | 1,028 |  |   | 2,795 |  | 3,167 |  |
|    FDIC insurance                                             | 1,178 |  | 1,084 |  | 1,258 |  |   | 3,312 |  | 3,757 |  |
|    Loss on sale or write-down of assets                       | 479 |  | 343 |  | 426 |  |   | 1,009 |  | 4,215 |  |
|    Operational losses                                         | 238 |  | 214 |  | 3,657 |  |   | 790 |  | 4,033 |  |
|    Loss on early redemption of subordinated debt              | — |  | 1,629 |  | — |  |   | 1,629 |  | — |  |
|    Other operating expenses                                   | 5,645 |  | 5,597 |  | 5,618 |  |   | 17,237 |  | 18,216 |  |
| Total Noninterest Expense                                                    | 40,045 |  | 41,998 |  | 44,765 |  |   | 123,497 |  | 133,365 |  |
|                                                                         |   |   |   |   |   |   |
| Income before Income Taxes                                                   | 22,579 |  | 8,861 |  | 14,040 |  |   | 46,820 |  | 48,227 |  |
|    Taxable equivalent adjustment(1)                           | 1,026 |  | 1,030 |  | 1,054 |  |   | 3,084 |  | 3,361 |  |
|    Income tax provision                                       | 5,699 |  | 2,015 |  | 3,139 |  |   | 11,513 |  | 11,647 |  |
| Net Income                                                                   | $ | 15,854 |  | $ | 5,816 |  | $ | 9,847 |  |   | $ | 32,223 |  | $ | 33,219 |  |
|                                                                         |   |   |   |   |   |   |
| Shares Outstanding at End of Period                                          | 95,544,765 |  | 96,442,161 |  | 103,890,029 |  |   | 95,544,765 |  | 103,890,029 |  |
| Average Shares Outstanding Assuming Dilution                                 | 96,208,545 |  | 97,577,010 |  | 104,098,383 |  |   | 97,675,352 |  | 104,595,396 |  |

----

|                                                                |
|----------------------------------------------------------------|
|                                                                |  |  |  |  |  |  |  |  |  |  |  |
| FIRST COMMONWEALTH FINANCIAL CORPORATION                       |   |   |   |
| CONSOLIDATED FINANCIAL DATA                                    |   |   |   |   |   |
| Unaudited                                                      |   |   |   |   |   |
| (dollars in thousands)                                         |   |   |   |   |   |
|                                                           |   |   |   |   |   |
|                                                           |   |   |   |   |   |
|                                                           | September 30, |   | June 30, |   | September 30, |
|                                                           | 2013 |   | 2013 |   | 2012 |
| BALANCE SHEET (Period End)                                     |   |   |   |   |   |
| Assets                                                         |   |   |   |   |   |
|    Cash and due from banks                      | $ | 88,179 |  |   | $ | 77,485 |  |   | $ | 85,183 |  |
|    Interest-bearing bank deposits               | 5,077 |  |   | 4,497 |  |   | 3,881 |  |
|    Securities                                   | 1,324,767 |  |   | 1,340,600 |  |   | 1,163,301 |  |
|                                                           |   |   |   |   |   |
|      Loans                            | 4,240,004 |  |   | 4,229,752 |  |   | 4,214,299 |  |
|      Allowance for credit losses      | (54,957 | ) |   | (57,452 | ) |   | (64,114 | ) |
|    Net loans                                    | 4,185,047 |  |   | 4,172,300 |  |   | 4,150,185 |  |
|                                                           |   |   |   |   |   |
|    Goodwill and other intangibles               | 161,483 |  |   | 161,677 |  |   | 162,690 |  |
|    Other assets                                 | 386,409 |  |   | 396,457 |  |   | 398,398 |  |
| Total Assets                                                   | $ | 6,150,962 |  |   | $ | 6,153,016 |  |   | $ | 5,963,638 |  |
|                                                           |   |   |   |   |   |
| Liabilities and Shareholders' Equity                           |   |   |   |   |   |
|    Noninterest-bearing demand deposits          | $ | 908,436 |  |   | $ | 900,940 |  |   | $ | 858,003 |  |
|                                                           |   |   |   |   |   |
|      Interest-bearing demand deposits | 96,587 |  |   | 101,505 |  |   | 97,834 |  |
|      Savings deposits                 | 2,491,315 |  |   | 2,535,592 |  |   | 2,433,065 |  |
|      Time deposits                    | 1,121,463 |  |   | 1,195,010 |  |   | 1,105,532 |  |
|    Total interest-bearing deposits              | 3,709,365 |  |   | 3,832,107 |  |   | 3,636,431 |  |
|                                                           |   |   |   |   |   |
|    Total deposits                               | 4,617,801 |  |   | 4,733,047 |  |   | 4,494,434 |  |
|                                                           |   |   |   |   |   |
|      Short-term borrowings            | 551,628 |  |   | 441,848 |  |   | 461,770 |  |
|      Long-term borrowings             | 216,668 |  |   | 216,782 |  |   | 180,471 |  |
|    Total borrowings                             | 768,296 |  |   | 658,630 |  |   | 642,241 |  |
|                                                           |   |   |   |   |   |
|    Other liabilities                            | 53,509 |  |   | 50,664 |  |   | 53,072 |  |
|    Shareholders' equity                         | 711,356 |  |   | 710,675 |  |   | 773,891 |  |
| Total Liabilities and Shareholders' Equity                     | $ | 6,150,962 |  |   | $ | 6,153,016 |  |   | $ | 5,963,638 |  |
|                                                           |   |   |   |   |   |
|                                                           |   |   |   |   |   |
|                                                           |   |   |   |   |   |

----

|                                          |
|------------------------------------------|
|                                          |
| FIRST COMMONWEALTH FINANCIAL CORPORATION |
| CONSOLIDATED FINANCIAL DATA              |
| Unaudited                                |
| (dollars in thousands)                   |

|                                                                                     |
|-------------------------------------------------------------------------------------|
|                                                                                     |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|                                                                                | For the Three Months Ended |   |
|                                                                                | September 30, | Yield/ | June 30, | Yield/ | September 30, | Yield/ |
|                                                                                | 2013 | Rate | 2013 | Rate | 2012 | Rate |
| NET INTEREST MARGIN (Quarterly Averages)                                            |   |   |   |   |
|                                                                                |   |   |   |   |   |   |
| Assets                                                                              |   |   |   |   |   |   |
|    Loans (FTE)(1)                                                    | $ | 4,258,372 |  | 4.19 | % | $ | 4,262,773 |  | 4.20 | % | $ | 4,186,446 |  | 4.50 | % |
|    Securities and interest bearing bank deposits (FTE)(1)            | 1,327,656 |  | 2.50 | % | 1,330,752 |  | 2.22 | % | 1,175,476 |  | 2.55 | % |
|        Total Interest-Earning Assets (FTE)(1)    | 5,586,028 |  | 3.79 | % | 5,593,525 |  | 3.73 | % | 5,361,922 |  | 4.08 | % |
|    Noninterest-earning assets                                        | 576,741 |  |   | 577,818 |  |   | 588,954 |  |   |
| Total Assets                                                                        | $ | 6,162,769 |  |   | $ | 6,171,343 |  |   | $ | 5,950,876 |  |   |
|                                                                                |   |   |   |   |   |   |
| Liabilities and Shareholders' Equity                                                |   |   |   |   |   |   |
|    Interest-bearing demand and savings deposits                      | $ | 2,608,249 |  | 0.11 | % | $ | 2,630,512 |  | 0.13 | % | $ | 2,530,100 |  | 0.16 | % |
|    Time deposits                                                     | 1,144,766 |  | 1.06 | % | 1,216,403 |  | 1.05 | % | 1,101,991 |  | 1.45 | % |
|    Short-term borrowings                                             | 547,393 |  | 0.26 | % | 445,249 |  | 0.26 | % | 485,754 |  | 0.25 | % |
|    Long-term borrowings                                              | 216,733 |  | 1.77 | % | 221,310 |  | 1.79 | % | 181,038 |  | 4.10 | % |
|        Total Interest-Bearing Liabilities        | 4,517,141 |  | 0.45 | % | 4,513,474 |  | 0.47 | % | 4,298,883 |  | 0.67 | % |
|    Noninterest-bearing deposits                                      | 885,346 |  |   | 873,827 |  |   | 824,784 |  |   |
|    Other liabilities                                                 | 47,932 |  |   | 46,847 |  |   | 53,823 |  |   |
|    Shareholders' equity                                              | 712,350 |  |   | 737,195 |  |   | 773,386 |  |   |
|        Total Noninterest-Bearing Funding Sources | 1,645,628 |  |   | 1,657,869 |  |   | 1,651,993 |  |   |
| Total Liabilities and Shareholders' Equity                                          | $ | 6,162,769 |  |   | $ | 6,171,343 |  |   | $ | 5,950,876 |  |   |
|                                                                                |   |   |   |   |   |   |
|                                                                                |   |   |   |   |   |   |
| Net Interest Margin (FTE) (annualized)(1)                                           |   | 3.43 | % |   | 3.35 | % |   | 3.54 | % |

----

|                                          |
|------------------------------------------|
|                                          |  |
| FIRST COMMONWEALTH FINANCIAL CORPORATION |   |
| CONSOLIDATED FINANCIAL DATA              |   |
| Unaudited                                |   |
| (dollars in thousands)                   |   |
|                                     |   |

|                                                                                     |
|-------------------------------------------------------------------------------------|
|                                                                                     |  |  |  |  |  |  |  |  |  |  |
|                                                                                | For the Nine Months Ended |
|                                                                                | September 30, | Yield/ | September 30, | Yield/ |
|                                                                                | 2013 | Rate | 2012 | Rate |
| NET INTEREST MARGIN (Year-to-Date Averages)                                         |   |   |   |   |
|                                                                                |   |   |   |   |
| Assets                                                                              |   |   |   |   |
|    Loans (FTE)(1)                                                    | $ | 4,248,048 |  | 4.26 | % | $ | 4,148,937 |  | 4.64 | % |
|    Securities and interest bearing bank deposits (FTE)(1)            | 1,299,138 |  | 2.35 | % | 1,189,739 |  | 2.74 | % |
|        Total Interest-Earning Assets (FTE)(1)    | 5,547,186 |  | 3.81 | % | 5,338,676 |  | 4.22 | % |
|    Noninterest-earning assets                                        | 574,639 |  |   | 593,883 |  |   |
| Total Assets                                                                        | $ | 6,121,825 |  |   | $ | 5,932,559 |  |   |
|                                                                                |   |   |   |   |
| Liabilities and Shareholders' Equity                                                |   |   |   |   |
|    Interest-bearing demand and savings deposits                      | $ | 2,615,158 |  | 0.13 | % | $ | 2,553,173 |  | 0.18 | % |
|    Time deposits                                                     | 1,167,593 |  | 1.08 | % | 1,156,689 |  | 1.55 | % |
|    Short-term borrowings                                             | 450,219 |  | 0.26 | % | 414,451 |  | 0.26 | % |
|    Long-term borrowings                                              | 239,166 |  | 2.17 | % | 190,720 |  | 4.00 | % |
|        Total Interest-Bearing Liabilities        | 4,472,136 |  | 0.50 | % | 4,315,033 |  | 0.73 | % |
|    Noninterest-bearing deposits                                      | 869,526 |  |   | 795,443 |  |   |
|    Other liabilities                                                 | 48,020 |  |   | 51,627 |  |   |
|    Shareholders' equity                                              | 732,143 |  |   | 770,456 |  |   |
|        Total Noninterest-Bearing Funding Sources | 1,649,689 |  |   | 1,617,526 |  |   |
| Total Liabilities and Shareholders' Equity                                          | $ | 6,121,825 |  |   | $ | 5,932,559 |  |   |
|                                                                                |   |   |   |   |
|                                                                                |   |   |   |   |
| Net Interest Margin (FTE) (annualized)(1)                                           |   | 3.41 | % |   | 3.63 | % |
|                                                                                |   |   |   |   |
|                                                                                |   |   |   |   |

----

|                                                                                         |
|-----------------------------------------------------------------------------------------|
|                                                                                         |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| FIRST COMMONWEALTH FINANCIAL CORPORATION                                                |   |   |   |   |
| CONSOLIDATED FINANCIAL DATA                                                             |   |   |   |   |   |   |
| Unaudited                                                                               |   |   |   |   |   |   |
| (dollars in thousands)                                                                  |   |   |   |   |   |   |
|                                                                                    |   |   |   |   |   |   |
|                                                                                    | September 30, | June 30, | September 30, |   |   |   |
|                                                                                    | 2013 | 2013 | 2012 |   |   |   |
| ASSET QUALITY DETAIL                                                                    |   |   |   |   |   |   |
| Nonperforming Loans:                                                                    |   |   |   |   |   |   |
| Loans on nonaccrual basis                                                               | $ | 42,122 |  | $ | 41,767 |  | $ | 40,704 |  |   |   |   |
| Troubled debt restructured loans on nonaccrual basis                                    | 17,807 |  | 17,519 |  | 46,026 |  |   |   |   |
| Troubled debt restructured loans on accrual basis                                       | 11,290 |  | 13,811 |  | 7,176 |  |   |   |   |
|        Total Nonperforming Loans                     | $ | 71,219 |  | $ | 73,097 |  | $ | 93,906 |  |   |   |   |
| Other real estate owned ("OREO")                                                        | 9,656 |  | 15,603 |  | 16,016 |  |   |   |   |
| Repossessions ("Repo")                                                                  | 695 |  | 573 |  | 617 |  |   |   |   |
|        Total Nonperforming Assets                    | $ | 81,570 |  | $ | 89,273 |  | $ | 110,539 |  |   |   |   |
| Loans past due in excess of 90 days and still accruing                                  | $ | 2,364 |  | $ | 2,648 |  | $ | 2,998 |  |   |   |   |
| Criticized loans                                                                        | 180,593 |  | 223,594 |  | 269,041 |  |   |   |   |
| Nonperforming assets as a percentage of total loans,                                    |   |   |   |   |   |   |
|    plus OREO and Repos                                                   | 1.92 | % | 2.10 | % | 2.61 | % |   |   |   |
| Allowance for credit losses                                                             | $ | 54,957 |  | $ | 57,452 |  | $ | 64,114 |  |   |   |   |
|                                                                                    |   |   |   |   |   |   |
|                                                                                    |   |   |   |   |   |   |
|                                                                                    | For the Three Months Ended |   | For the Nine Months Ended |
|                                                                                    | September 30, | June 30, | September 30, |   | September 30, | September 30, |
|                                                                                    | 2013 | 2013 | 2012 |   | 2013 | 2012 |
| Net Charge-offs (Recoveries):                                                           |   |   |   |   |   |   |
|        Commercial, financial, agricultural and other | $ | 3,000 |  | $ | 13,547 |  | $ | 1,197 |  |   | $ | 16,957 |  | $ | 4,590 |  |
|        Real estate construction                      | (63 | ) | 624 |  | 1,987 |  |   | 633 |  | 2,235 |  |
|        Commercial real estate                        | 800 |  | 683 |  | 27 |  |   | 9,930 |  | 382 |  |
|        Residential real estate                       | 686 |  | 232 |  | 481 |  |   | 517 |  | 2,653 |  |
|        Loans to individuals                          | 786 |  | 524 |  | 624 |  |   | 2,204 |  | 2,098 |  |
| Net Charge-offs                                                                         | $ | 5,209 |  | $ | 15,610 |  | $ | 4,316 |  |   | $ | 30,241 |  | $ | 11,958 |  |
|                                                                                    |   |   |   |   |   |   |
| Net charge-offs as a percentage of average loans                                        |   |   |   |   |   |   |
|   outstanding (annualized)                                                    | 0.49 | % | 1.47 | % | 0.41 | % |   | 0.95 | % | 0.38 | % |
| Provision for credit losses as a percentage of net                                      |   |   |   |   |   |   |
|    charge-offs                                                           | 52.10 | % | 69.19 | % | 156.49 | % |   | 59.56 | % | 124.08 | % |
| Provision for credit losses                                                             | $ | 2,714 |  | $ | 10,800 |  | $ | 6,754 |  |   | $ | 18,011 |  | $ | 14,838 |  |
|                                                                                    |   |   |   |   |   |   |
|                                                                                    |   |   |   |   |   |   |

----

|                                               |
|-----------------------------------------------|
|                                               |
| FIRST COMMONWEALTH FINANCIAL CORPORATION      |
| CONSOLIDATED FINANCIAL DATA                   |
| Unaudited                                     |
| (dollars in thousands, except per share data) |

|                                                                                                                                                                        |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                        |  |  |  |  |  |  |  |  |  |  |  |  |
| RECONCILIATION OF NON-GAAP MEASURES                                                                                                                                    |   |   |   |   |   |
|                                                                                                                                                                   |   |   |   |   |   |   |
| (1) Net interest income has been computed on a fully taxable equivalent basis ("FTE") using the 35% federal income tax                                            |
|     statutory rate.                                                                                                                                |
| (2) Efficiency ratio is "total noninterest expense" as a percentage of total revenue. Total revenue consists of "net interest                                     |
|     income, on a fully taxable equivalent basis," plus "total noninterest income," excluding "net impairment losses" and "net                      |
|     securities gains."                                                                                                                             |
|                                                                                                                                                              |
|                                                                                                                                                                   | September 30, |   | June 30, |   | September 30, |   |
|                                                                                                                                                                   | 2013 |   | 2013 |   | 2012 |   |
|                                                                                                                                                                   |   |   |   |   |   |   |
| Tangible Equity:                                                                                                                                                       |   |   |   |   |   |   |
|    Total shareholders' equity                                                                                                                           | $ | 711,356 |  |   | $ | 710,675 |  |   | $ | 773,891 |  |   |
|    Less: intangible assets                                                                                                                              | 161,483 |  |   | 161,677 |  |   | 162,690 |  |   |
|        Tangible Equity                                                                                                              | 549,873 |  |   | 548,998 |  |   | 611,201 |  |   |
|    Less: preferred stock                                                                                                                                | — |  |   | — |  |   | — |  |   |
|        Tangible Common Equity                                                                                                       | $ | 549,873 |  |   | $ | 548,998 |  |   | $ | 611,201 |  |   |
|                                                                                                                                                                   |   |   |   |   |   |   |
| Tangible Assets:                                                                                                                                                       |   |   |   |   |   |   |
|    Total assets                                                                                                                                         | $ | 6,150,962 |  |   | $ | 6,153,016 |  |   | $ | 5,963,638 |  |   |
|    Less: intangible assets                                                                                                                              | 161,483 |  |   | 161,677 |  |   | 162,690 |  |   |
|        Tangible Assets                                                                                                              | $ | 5,989,479 |  |   | $ | 5,991,339 |  |   | $ | 5,800,948 |  |   |
|                                                                                                                                                                   |   |   |   |   |   |   |
| (3)Tangible Common Equity as a percentage of                                                                                                                           |   |   |   |   |   |   |
|      Tangible Assets                                                                                                                          | 9.18 | % |   | 9.16 | % |   | 10.54 | % |   |
|                                                                                                                                                                   |   |   |   |   |   |   |
|    Shares Outstanding at End of Period                                                                                                                  | 95,544,765 |  |   | 96,442,161 |  |   | 103,890,029 |  |   |
| (4)Tangible Book Value Per Common Share                                                                                                                                | $ | 5.76 |  |   | $ | 5.69 |  |   | $ | 5.88 |  |   |
|                                                                                                                                                                   |   |   |   |   |   |   |
| Note: Management believes that it is a standard practice in the banking industry to present these non-gaap measures.  These                                            |
|           measures provide useful information to management and investors by allowing them to make peer comparisons. |