UNITED STATES

                   SECURITIES AND EXCHANGE COMMISSION

                        Washington, D.C. 20549

                     ------------------------------

                                FORM 13F

                     ------------------------------


                         FORM 13F COVER PAGE


Report for the Calendar Year or Quarter Ended:  March 31, 2013

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:             First Merchants Bank, National Association
Address:          200 East Jackson Street
                  Muncie, IN   47305

Form 13F File Number:  28-

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person signing this Report on Behalf of Reporting Manager:

Name:             Terry Blaker
Title:            Senior Vice President
Phone:            (765) 747-1570

Signature, Place, and Date of Signing:

      /s/ Terry L Blaker          Muncie, IN         April 16, 2013

Report Type (Check only one.):

[X]    13F HOLDING REPORT.
[ ]    13F NOTICE.
[ ]    COMBINATION REPORT.

<PAGE>

                      FORM 13F SUMMARY PAGE

               Report Summary:

Number of Other Included Managers:  0

Form 13F Information Table Entry Total: 230

Form 13F Information Table Value Total: $279,751,000.00


List of Other Included Managers:

None

<PAGE>
<TABLE>
                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S>				<C> 		    <C>	      <C>     <C>   <C>	 <C>   <C>	<C>	     <C>	<C>     <C>
ACCENTURE PLC               ADR                 G1151C101     2895    38111 SH       SOLE                    37671      340      100
ACCENTURE PLC               ADR                 G1151C101      284     3740 SH       DEFINED                  3740        0        0
COVIDIEN                    ADR                 G2554F113     1921    28322 SH       SOLE                    27872      450        0
COVIDIEN                    ADR                 G2554F113      156     2299 SH       DEFINED                  2299        0        0
NOBLE CORPORATION           COM                 H5833N103     1787    46868 SH       SOLE                    46173      595      100
NOBLE CORPORATION           COM                 H5833N103       71     1871 SH       DEFINED                  1871        0        0
ALERIAN MLP                 ETF                 00162Q866      437    24662 SH       SOLE                    24662        0        0
AT&T INC                    COM                 00206R102     3745   102098 SH       SOLE                   100823     1025      250
AT&T INC                    COM                 00206R102      239     6506 SH       DEFINED                  6506        0        0
ABBOTT LABS                 COM                 002824100     1712    48493 SH       SOLE                    47443      750      300
ABBOTT LABS                 COM                 002824100      177     5025 SH       DEFINED                  5025        0        0
ABBVIE INC                  COM                 00287Y109     1954    47920 SH       SOLE                    46870      750      300
ABBVIE INC                  COM                 00287Y109      250     6125 SH       DEFINED                  6125        0        0
ADOBE SYSTEMS INC           COM                 00724F101     1288    29594 SH       SOLE                    28844      750        0
ADOBE SYSTEMS INC           COM                 00724F101       92     2119 SH       DEFINED                  2119        0        0
ALLIANT CORP                COM                 018802108     2457    48964 SH       SOLE                    48214      750        0
ALLIANT CORP                COM                 018802108      257     5121 SH       DEFINED                  5121        0        0
ALTRIA GROUP INC            COM                 02209S103      203     5900 SH       DEFINED                  2900        0     3000
AMERISOURCE-BERGEN CORP     COM                 03073E105     1252    24326 SH       SOLE                    23876      450        0
AMERISOURCE-BERGEN CORP     COM                 03073E105       92     1780 SH       DEFINED                  1780        0        0
APACHE CORP                 COM                 037411105     1868    24207 SH       SOLE                    23752      405       50
APACHE CORP                 COM                 037411105      101     1315 SH       DEFINED                  1315        0        0
APPLE COMPUTER INC          COM                 037833100      220      498 SH       SOLE                      493        0        5
APPLE COMPUTER INC          COM                 037833100      100      226 SH       DEFINED                   226        0        0
AUTOMATIC DATA PROCESSING   COM                 053015103     4009    61662 SH       SOLE                    60587      875      200
AUTOMATIC DATA PROCESSING   COM                 053015103      411     6315 SH       DEFINED                  6315        0        0
BB & T CORPORATION          COM                 054937107     1160    36983 SH       SOLE                    36898       85        0
BB & T CORPORATION          COM                 054937107       46     1477 SH       DEFINED                  1477        0        0
BAKER HUGHES INC            COM                 057224107     1969    42446 SH       SOLE                    41786      660        0
BAKER HUGHES INC            COM                 057224107      134     2885 SH       DEFINED                  2885        0        0
BALL CORP                   COM                 058498106     2676    56260 SH       SOLE                    56260        0        0
BALL CORP                   COM                 058498106       19      400 SH       DEFINED                   400        0        0
BANK OF NEW YORK MELLON CORPCOM                 064058100      859    30690 SH       SOLE                    29615      975      100
BANK OF NEW YORK MELLON CORPCOM                 064058100       11      400 SH       DEFINED                   400        0        0
BAXTER INTERNATIONAL INC    COM                 071813109     2914    40121 SH       SOLE                    39351      740       30
BAXTER INTERNATIONAL INC    COM                 071813109      323     4445 SH       DEFINED                  4445        0        0
BECTON DICKINSON & CO       COM                 075887109     2789    29170 SH       SOLE                    28680      460       30
BECTON DICKINSON & CO       COM                 075887109      235     2453 SH       DEFINED                  2453        0        0
BED BATH & BEYOND           COM                 075896100     1885    29261 SH       SOLE                    28721      540        0
BED BATH & BEYOND           COM                 075896100      121     1885 SH       DEFINED                  1885        0        0
BEMIS COMPANY INC           COM                 081437105     1849    45810 SH       SOLE                    45810        0        0
BRISTOL-MYERS SQUIBB        COM                 110122108      802    19480 SH       SOLE                    19480        0        0
BRISTOL-MYERS SQUIBB        COM                 110122108      132     3200 SH       DEFINED                  2200        0     1000
BUCKLE INC                  COM                 118440106     1813    38861 SH       SOLE                    38401      460        0
BUCKLE INC                  COM                 118440106      106     2282 SH       DEFINED                  2282        0        0
CAMPBELL SOUP               COM                 134429109      483    10656 SH       SOLE                    10656        0        0
CAREFUSION CORP             COM                 14170T101      325     9302 SH       SOLE                     9302        0        0
CATERPILLAR INC.            COM                 149123101      296     3400 SH       SOLE                     3300       25       75
CATERPILLAR INC.            COM                 149123101       29      330 SH       DEFINED                   330        0        0
CHEVRON CORP                COM                 166764100     5159    43423 SH       SOLE                    42348      600      475
CHEVRON CORP                COM                 166764100      611     5145 SH       DEFINED                  4145        0     1000
CHUBB CORP                  COM                 171232101     3391    38743 SH       SOLE                    38053      640       50
CHUBB CORP                  COM                 171232101      396     4527 SH       DEFINED                  4527        0        0
CISCO SYSTEMS               COM                 17275R102     1813    86798 SH       SOLE                    84748     1750      300
CISCO SYSTEMS               COM                 17275R102      161     7685 SH       DEFINED                  7685        0        0
COCA COLA CO                COM                 191216100     1419    35102 SH       SOLE                    35102        0        0
COCA COLA CO                COM                 191216100      239     5900 SH       DEFINED                  5900        0        0
COLGATE PALMOLIVE CO        COM                 194162103     1993    16888 SH       SOLE                    16588      300        0
COLGATE PALMOLIVE CO        COM                 194162103       67      570 SH       DEFINED                   570        0        0
CONOCOPHILLIPS              COM                 20825C104     1344    22367 SH       SOLE                    21617      750        0
CONOCOPHILLIPS              COM                 20825C104      405     6735 SH       DEFINED                  5735        0     1000
CULLEN FROST BANKERS        COM                 229899109     1788    28602 SH       SOLE                    28052      500       50
CULLEN FROST BANKERS        COM                 229899109      168     2680 SH       DEFINED                  2680        0        0
DANAHER CORP                COM                 235851102     1358    21851 SH       SOLE                    21201      650        0
DANAHER CORP                COM                 235851102       30      475 SH       DEFINED                   475        0        0
DEERE & CO                  COM                 244199105      193     2250 SH       SOLE                     2250        0        0
DEERE & CO                  COM                 244199105      307     3575 SH       DEFINED                  3575        0        0
DISNEY WALT COMPANY         COM                 254687106     1379    24288 SH       SOLE                    24178      110        0
DISNEY WALT COMPANY         COM                 254687106      223     3920 SH       DEFINED                  3920        0        0
DONALDSON INC               COM                 257651109     1350    37310 SH       SOLE                    36230     1000       80
DONALDSON INC               COM                 257651109      111     3075 SH       DEFINED                  3075        0        0
DU PONT E I DE NEMOURS      COM                 263534109     1380    28075 SH       SOLE                    27575      500        0
DU PONT E I DE NEMOURS      COM                 263534109      122     2492 SH       DEFINED                  2492        0        0
EMC CORPORATION             COM                 268648102     1438    60226 SH       SOLE                    59526      700        0
EMC CORPORATION             COM                 268648102       84     3516 SH       DEFINED                  3516        0        0
ECOLAB INC                  COM                 278865100     1415    17647 SH       SOLE                    17072      500       75
ECOLAB INC                  COM                 278865100      172     2150 SH       DEFINED                  2150        0        0
EMERSON ELEC CO             COM                 291011104      769    13773 SH       SOLE                    13773        0        0
EMERSON ELEC CO             COM                 291011104      391     6999 SH       DEFINED                  4999        0     2000
EXXON MOBIL CORP            COM                 30231G102     6115    67860 SH       SOLE                    66880      805      175
EXXON MOBIL CORP            COM                 30231G102      660     7328 SH       DEFINED                  5272        0     2056
FLIR CORPORATION            COM                 302445101     1065    40977 SH       SOLE                    40877      100        0
FLIR CORPORATION            COM                 302445101       20      767 SH       DEFINED                   767        0        0
FIRST MERCHANTS CORP        COM                 320817109     1278    82616 SH       SOLE                    78907     3709        0
FIRST MERCHANTS CORP        COM                 320817109      374    24162 SH       DEFINED                 24162        0        0
FLOWERS FOOD INC            COM                 343498101     1442    43794 SH       SOLE                    43694      100        0
FLOWERS FOOD INC            COM                 343498101      199     6047 SH       DEFINED                  6047        0        0
GENERAL ELECTRIC CO         COM                 369604103     1406    60835 SH       SOLE                    58285     1150     1400
GENERAL ELECTRIC CO         COM                 369604103      208     9000 SH       DEFINED                  8000        0     1000
GRACO INC                   COM                 384109104     1336    23023 SH       SOLE                    22423      500      100
GRACO INC                   COM                 384109104       62     1066 SH       DEFINED                  1066        0        0
HCC INSURANCE HLDGS         COM                 404132102     2157    51324 SH       SOLE                    50554      770        0
HCC INSURANCE HLDGS         COM                 404132102      159     3785 SH       DEFINED                  3785        0        0
HARRIS CORP DEL             COM                 413875105     2537    54738 SH       SOLE                    53953      685      100
HARRIS CORP DEL             COM                 413875105      193     4160 SH       DEFINED                  4160        0        0
JACK HENRY & ASSOCIATES     COM                 426281101     2314    50084 SH       SOLE                    50019       65        0
JACK HENRY & ASSOCIATES     COM                 426281101      147     3180 SH       DEFINED                  3180        0        0
HONEYWELL INTL INC          COM                 438516106      723     9590 SH       SOLE                     9590        0        0
HONEYWELL INTL INC          COM                 438516106       49      650 SH       DEFINED                   650        0        0
HORMEL FOODS CORP           COM                 440452100     1238    29975 SH       SOLE                    29975        0        0
HORMEL FOODS CORP           COM                 440452100       32      780 SH       DEFINED                   780        0        0
INTEL CORP                  COM                 458140100      711    32565 SH       SOLE                    31965        0      600
INTEL CORP                  COM                 458140100      181     8280 SH       DEFINED                  7280        0     1000
INTL BUSINESS MACHINES CORP COM                 459200101     2061     9664 SH       SOLE                     9409      175       80
INTL BUSINESS MACHINES CORP COM                 459200101       74      345 SH       DEFINED                   345        0        0
NASDAQ BIOTECH INDEX        ETF ISHARES         464287556     1364     8527 SH       SOLE                     8102      325      100
NASDAQ BIOTECH INDEX        ETF ISHARES         464287556      212     1325 SH       DEFINED                  1325        0        0
S&P MID-CAP 400 GROWTH      ETF ISHARES         464287606    11685    91191 SH       SOLE                    90494      697        0
S&P MID-CAP 400 GROWTH      ETF ISHARES         464287606      555     4330 SH       DEFINED                  4330        0        0
RUSSELL 2000 INDEX          ETF ISHARES         464287655     1145    12122 SH       SOLE                    11702      420        0
S&P MID-CAP 400 VALUE       ETF ISHARES         464287705    12765   126527 SH       SOLE                   125939      444      144
S&P MID-CAP 400 VALUE       ETF ISHARES         464287705      613     6072 SH       DEFINED                  6072        0        0
S&P SMALL CAP 600 CORE      ETF ISHARES         464287804     4290    49280 SH       SOLE                    48317      707      256
S&P SMALL CAP 600 CORE      ETF ISHARES         464287804      124     1422 SH       DEFINED                  1422        0        0
S&P SMALL CAP 600 VALUE     ETF ISHARES         464287879     5971    66397 SH       SOLE                    65875      522        0
S&P SMALL CAP 600 VALUE     ETF ISHARES         464287879      136     1508 SH       DEFINED                  1508        0        0
S&P SMALL CAP 600 GROWTH    ETF ISHARES         464287887     6320    67318 SH       SOLE                    67013      305        0
S&P SMALL CAP 600 GROWTH    ETF ISHARES         464287887      137     1463 SH       DEFINED                  1463        0        0
J P MORGAN CHASE & CO       COM                 46625H100     3001    63245 SH       SOLE                    62845      100      300
J P MORGAN CHASE & CO       COM                 46625H100      214     4510 SH       DEFINED                  4510        0        0
JARDEN CORPORATION          COM                 471109108       26      600 SH       SOLE                      600        0        0
JARDEN CORPORATION          COM                 471109108      289     6750 SH       DEFINED                  6750        0        0
JOHNSON & JOHNSON           COM                 478160104     3076    37726 SH       SOLE                    37076      600       50
JOHNSON & JOHNSON           COM                 478160104      435     5333 SH       DEFINED                  2933        0     2400
KELLOGG CO                  COM                 487836108      285     4420 SH       SOLE                     4420        0        0
KIMBERLY CLARK CORP         COM                 494368103     1976    20169 SH       SOLE                    19619      500       50
KIMBERLY CLARK CORP         COM                 494368103      590     6025 SH       DEFINED                  5025        0     1000
KOHL'S CORP                 COM                 500255104     1849    40082 SH       SOLE                    39052      900      130
KOHL'S CORP                 COM                 500255104      185     4015 SH       DEFINED                  4015        0        0
LILLY ELI & CO              COM                 532457108     1069    18819 SH       SOLE                    18819        0        0
LORILLARD INC               COM                 544147101      242     6000 SH       DEFINED                  3000        0     3000
LOWE'S COMPANIES INC        COM                 548661107      371     9775 SH       SOLE                     9775        0        0
LOWE'S COMPANIES INC        COM                 548661107      227     6000 SH       DEFINED                  6000        0        0
MDU RES GROUP INC           COM                 552690109     2548   102003 SH       SOLE                   100228     1675      100
MDU RES GROUP INC           COM                 552690109      203     8110 SH       DEFINED                  8110        0        0
MCDONALDS CORP              COM                 580135101      269     2695 SH       SOLE                     2695        0        0
MCDONALDS CORP              COM                 580135101       80      800 SH       DEFINED                   800        0        0
MEDTRONIC INCORPORATED      COM                 585055106     1006    21417 SH       SOLE                    20392      825      200
MEDTRONIC INCORPORATED      COM                 585055106       28      600 SH       DEFINED                   600        0        0
MERCK & CO INC              COM                 58933Y105      248     5600 SH       SOLE                     5600        0        0
MERCK & CO INC              COM                 58933Y105       88     2000 SH       DEFINED                  1000        0     1000
MICROSOFT CORPORATION       COM                 594918104     1671    58421 SH       SOLE                    56621     1400      400
MICROSOFT CORPORATION       COM                 594918104      291    10167 SH       DEFINED                  9167        0     1000
MICROCHIP TECHNOLOGY        COM                 595017104     2880    78328 SH       SOLE                    76723     1405      200
MICROCHIP TECHNOLOGY        COM                 595017104      318     8645 SH       DEFINED                  7645        0     1000
NATIONAL OILWELL VARCO      COM                 637071101      993    14034 SH       SOLE                    13999       35        0
NATIONAL OILWELL VARCO      COM                 637071101       51      725 SH       DEFINED                   725        0        0
NEXTERA ENERGY INC          COM                 65339F101      598     7700 SH       SOLE                     7650       50        0
NEXTERA ENERGY INC          COM                 65339F101      361     4650 SH       DEFINED                  2650        0     2000
NORTHERN TR CORP            COM                 665859104     2264    41513 SH       SOLE                    40678      710      125
NORTHERN TR CORP            COM                 665859104      149     2730 SH       DEFINED                  2730        0        0
NOVARTIS A G SPONSORED      ADR                 66987V109      395     5550 SH       SOLE                     5375       50      125
NOVARTIS A G SPONSORED      ADR                 66987V109      103     1450 SH       DEFINED                  1450        0        0
NUCOR CORP                  COM                 670346105     1240    26868 SH       SOLE                    26228      475      165
NUCOR CORP                  COM                 670346105      154     3330 SH       DEFINED                  2330        0     1000
NVIDIA CORP                 COM                 67066G104      837    65273 SH       SOLE                    63673     1600        0
NVIDIA CORP                 COM                 67066G104       63     4940 SH       DEFINED                  4940        0        0
OLD NATIONAL BANCORP        COM                 680033107      195    14208 SH       SOLE                    14208        0        0
OMNICOM GROUP INC           COM                 681919106     1622    27538 SH       SOLE                    26963      575        0
OMNICOM GROUP INC           COM                 681919106      118     2000 SH       DEFINED                  2000        0        0
ORACLE CORP                 COM                 68389X105     1299    40202 SH       SOLE                    39027     1075      100
ORACLE CORP                 COM                 68389X105       84     2607 SH       DEFINED                  2607        0        0
PEOPLE'S UNITED FINANCIAL   COM                 712704105     1506   112255 SH       SOLE                   110105     1950      200
PEOPLE'S UNITED FINANCIAL   COM                 712704105      134    10020 SH       DEFINED                  8020        0     2000
PEPSICO INC                 COM                 713448108     3130    39565 SH       SOLE                    38780      785        0
PEPSICO INC                 COM                 713448108      203     2560 SH       DEFINED                  1560        0     1000
PFIZER INC                  COM                 717081103      598    20719 SH       SOLE                    20519        0      200
PFIZER INC                  COM                 717081103       29     1000 SH       DEFINED                  1000        0        0
PHILIP MORRIS INTL INC      COM                 718172109       74      800 SH       SOLE                      800        0        0
PHILIP MORRIS INTL INC      COM                 718172109      387     4175 SH       DEFINED                  1675        0     2500
DB COMMODITY INDEX FUND     POWERSHARES         73935S105      275    10088 SH       SOLE                    10088        0        0
T. ROWE PRICE GROUP INC     COM                 74144T108     2035    27187 SH       SOLE                    26862      325        0
T. ROWE PRICE GROUP INC     COM                 74144T108      119     1587 SH       DEFINED                  1587        0        0
PROCTER & GAMBLE CO         COM                 742718109     4336    56267 SH       SOLE                    55467      750       50
PROCTER & GAMBLE CO         COM                 742718109      494     6416 SH       DEFINED                  6416        0        0
QUALCOMM INCORPORATED       COM                 747525103     1507    22519 SH       SOLE                    22129      390        0
QUALCOMM INCORPORATED       COM                 747525103       90     1348 SH       DEFINED                  1348        0        0
S&P 500                     ETF SPDR            78462F103     1288     8221 SH       SOLE                     8221        0        0
MSCI ACWI EX-US             ETF SPDR            78463X848     2747    83430 SH       SOLE                    83430        0        0
S&P 400 MID-CAP             ETF SPDR            78467Y107     9425    44940 SH       SOLE                    44145      586      209
S&P 400 MID-CAP             ETF SPDR            78467Y107      331     1580 SH       DEFINED                  1580        0        0
SCHLUMBERGER LTD            COM                 806857108     2972    39686 SH       SOLE                    38781      630      275
SCHLUMBERGER LTD            COM                 806857108      328     4380 SH       DEFINED                  4380        0        0
MATERIALS SECTOR            ETF SPDR            81369Y100     1492    38086 SH       SOLE                    37966       70       50
MATERIALS SECTOR            ETF SPDR            81369Y100      101     2567 SH       DEFINED                  2567        0        0
HEALTHCARE SECTOR           ETF SPDR            81369Y209      601    13060 SH       SOLE                    13060        0        0
HEALTHCARE SECTOR           ETF SPDR            81369Y209        3       65 SH       DEFINED                    65        0        0
CONSUMER STAPLES SECTOR     ETF SPDR            81369Y308      551    13843 SH       SOLE                    13843        0        0
CONSUMER STAPLES SECTOR     ETF SPDR            81369Y308        6      140 SH       DEFINED                   140        0        0
CONSUMER DISCRETION SECTOR  ETF SPDR            81369Y407      986    18600 SH       SOLE                    18600        0        0
CONSUMER DISCRETION SECTOR  ETF SPDR            81369Y407        8      153 SH       DEFINED                   153        0        0
THE J.M. SMUCKER COMPANY    COM                 832696405     3235    32629 SH       SOLE                    32139      490        0
THE J.M. SMUCKER COMPANY    COM                 832696405      302     3046 SH       DEFINED                  3046        0        0
SOUTHERN CO                 COM                 842587107      425     9050 SH       SOLE                     8550      300      200
SOUTHERN CO                 COM                 842587107      115     2450 SH       DEFINED                  1450        0     1000
STRYKER CORP                COM                 863667101     2381    36493 SH       SOLE                    35743      750        0
STRYKER CORP                COM                 863667101      161     2467 SH       DEFINED                  2467        0        0
SYSCO CORP                  COM                 871829107     3162    89939 SH       SOLE                    88359     1480      100
SYSCO CORP                  COM                 871829107      379    10773 SH       DEFINED                 10773        0        0
TARGET CORP                 COM                 87612E106     2049    29933 SH       SOLE                    29673      260        0
TARGET CORP                 COM                 87612E106       99     1440 SH       DEFINED                  1440        0        0
TEVA PHARMACEUTICAL         ADR                 881624209      632    15928 SH       SOLE                    15293      560       75
TEVA PHARMACEUTICAL         ADR                 881624209      111     2790 SH       DEFINED                  2790        0        0
3M COMPANY                  COM                 88579Y101     2571    24180 SH       SOLE                    23675      505        0
3M COMPANY                  COM                 88579Y101      149     1400 SH       DEFINED                  1400        0        0
US BANCORP DEL              COM                 902973304     1037    30572 SH       SOLE                    29522      800      250
US BANCORP DEL              COM                 902973304        7      200 SH       DEFINED                   200        0        0
UNITED PARCEL SERVICE       COM                 911312106     1128    13126 SH       SOLE                    12901      150       75
UNITED PARCEL SERVICE       COM                 911312106      108     1255 SH       DEFINED                  1255        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     3999    42805 SH       SOLE                    42020      785        0
UNITED TECHNOLOGIES CORP    COM                 913017109      437     4673 SH       DEFINED                  4673        0        0
VF CORP                     COM                 918204108     1883    11228 SH       SOLE                    10893      235      100
VF CORP                     COM                 918204108      252     1505 SH       DEFINED                  1505        0        0
VANGUARD TOTAL BOND MKT INDXETF                 921937835     4165    49800 SH       SOLE                    49800        0        0
VANGUARD INFO TECH          ETF                 92204A702      564     7735 SH       SOLE                     7735        0        0
VANGUARD INFO TECH          ETF                 92204A702        3       40 SH       DEFINED                    40        0        0
VANGUARD FTSE ALL WRLD EX-USETF                 922042775     8941   192871 SH       SOLE                   191047     1309      515
VANGUARD FTSE ALL WRLD EX-USETF                 922042775      157     3377 SH       DEFINED                  3377        0        0
VECTREN CORP                COM                 92240G101     3292    92965 SH       SOLE                    91380     1435      150
VECTREN CORP                COM                 92240G101      320     9040 SH       DEFINED                  8040        0     1000
VANGUARD REIT INDEX         ETF                 922908553    11201   158808 SH       SOLE                   156789     1970       49
VANGUARD REIT INDEX         ETF                 922908553      368     5212 SH       DEFINED                  5212        0        0
VERIZON COMMUNICATIONS INC  COM                 92343V104     2204    44848 SH       SOLE                    43976      550      322
VERIZON COMMUNICATIONS INC  COM                 92343V104      197     4004 SH       DEFINED                  4004        0        0
WAL MART STORES INC         COM                 931142103     1558    20827 SH       SOLE                    20502      325        0
WAL MART STORES INC         COM                 931142103      254     3400 SH       DEFINED                  3400        0        0
WELLS FARGO & CO            COM                 949746101      133     3600 SH       SOLE                     3600        0        0
WELLS FARGO & CO            COM                 949746101       74     2000 SH       DEFINED                     0        0     2000
XYLEM INC                   COM                 98419M100     1169    42442 SH       SOLE                    41347      970      125
XYLEM INC                   COM                 98419M100       94     3395 SH       DEFINED                  3395        0        0

 GRAND TOTALS                                               279751  4982204                                4876934    60899    44371

</TABLE>