----

----

|                                                                         |
|-------------------------------------------------------------------------|
|                                                                         |  |  |  |  |  |  |  |
| CONSOLIDATED BALANCE SHEETS                                             |   |   |   |
| (Dollars In Thousands)                                                  | March 31, |
|                                                                    | 2013 |   | 2012 |
| ASSETS                                                                  |   |   |   |
| Cash and cash equivalents                                               | $ | 51,592 |  |   | $ | 60,991 |  |
| Interest-bearing time deposits                                          | 60,407 |  |   | 34,290 |  |
| Investment securities                                                   | 869,563 |  |   | 960,032 |  |
| Mortgage loans held for sale                                            | 26,555 |  |   | 22,138 |  |
| Loans                                                                   | 2,879,542 |  |   | 2,792,989 |  |
| Less: Allowance for loan losses                                         | (68,537 | ) |   | (70,369 | ) |
| Net loans                                                               | 2,811,005 |  |   | 2,722,620 |  |
| Premises and equipment                                                  | 53,762 |  |   | 51,541 |  |
| Federal Reserve and Federal Home Loan Bank stock                        | 32,777 |  |   | 33,026 |  |
| Interest receivable                                                     | 15,346 |  |   | 16,730 |  |
| Core deposit intangibles and goodwill                                   | 149,142 |  |   | 150,486 |  |
| Cash surrender value of life insurance                                  | 126,098 |  |   | 123,355 |  |
| Other real estate owned                                                 | 13,130 |  |   | 15,628 |  |
| Tax asset, deferred and receivable                                      | 27,597 |  |   | 32,112 |  |
| Other assets                                                            | 15,856 |  |   | 13,417 |  |
| TOTAL ASSETS                                                            | $ | 4,252,830 |  |   | $ | 4,236,366 |  |
| LIABILITIES                                                             |   |   |   |
| Deposits:                                                               |   |   |   |
| Noninterest-bearing                                                     | $ | 763,965 |  |   | $ | 677,643 |  |
| Interest-bearing                                                        | 2,546,843 |  |   | 2,601,935 |  |
| Total Deposits                                                          | 3,310,808 |  |   | 3,279,578 |  |
| Borrowings:                                                             |   |   |   |
| Federal funds purchased                                                 |   |   | 10,936 |  |
| Securities sold under repurchase agreements                             | 161,813 |  |   | 139,308 |  |
| Federal Home Loan Bank advances                                         | 93,169 |  |   | 131,496 |  |
| Subordinated debentures and term loans                                  | 111,778 |  |   | 115,969 |  |
| Total Borrowings                                                        | 366,760 |  |   | 397,709 |  |
| Interest payable                                                        | 1,348 |  |   | 2,094 |  |
| Other liabilities                                                       | 35,356 |  |   | 29,044 |  |
| Total Liabilities                                                       | 3,714,272 |  |   | 3,708,425 |  |
| STOCKHOLDERS' EQUITY                                                    |   |   |   |
| Preferred Stock, no-par value, $1,000 liquidation value:                |   |   |   |
| Authorized -- 500,000 shares                                            |   |   |   |
| Senior Non-Cumulative Perpetual Preferred Stock, Series B               |   |   |   |
| Issued and outstanding - 68,087 and 90,782.94 shares                    | 68,087 |  |   | 90,783 |  |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |   |   |
| Authorized -- 600 shares                                                |   |   |   |
| Issued and outstanding - 125 shares                                     | 125 |  |   | 125 |  |
| Common Stock, $.125 stated value:                                       |   |   |   |
| Authorized -- 50,000,000 shares                                         |   |   |   |
| Issued and outstanding - 28,780,609 and 28,622,586 shares               | 3,598 |  |   | 3,578 |  |
| Additional paid-in capital                                              | 256,966 |  |   | 255,116 |  |
| Retained earnings                                                       | 216,530 |  |   | 181,664 |  |
| Accumulated other comprehensive loss                                    | (6,748 | ) |   | (3,325 | ) |
| Total Stockholders' Equity                                              | 538,558 |  |   | 527,941 |  |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              | $ | 4,252,830 |  |   | $ | 4,236,366 |  |

----

|                                                              |
|--------------------------------------------------------------|
|                                                              |  |  |  |  |  |  |  |
| CONSOLIDATED STATEMENTS OF INCOME                            | Three Months Ended |
| (Dollars In Thousands, Except Per Share Amounts)             | March 31, |
|                                                         | 2013 |   | 2012 |
| INTEREST INCOME                                              |   |   |   |
| Loans receivable:                                            |   |   |   |
| Taxable                                                      | $ | 37,159 |  |   | $ | 35,848 |  |
| Tax-exempt                                                   | 117 |  |   | 117 |  |
| Investment securities:                                       |   |   |   |
| Taxable                                                      | 3,618 |  |   | 4,574 |  |
| Tax-exempt                                                   | 2,454 |  |   | 2,562 |  |
| Deposits with financial institutions                         | 19 |  |   | 25 |  |
| Federal Reserve and Federal Home Loan Bank stock             | 371 |  |   | 343 |  |
| Total Interest Income                                        | 43,738 |  |   | 43,469 |  |
| INTEREST EXPENSE                                             |   |   |   |
| Deposits                                                     | 2,891 |  |   | 4,110 |  |
| Federal funds purchased                                      | 11 |  |   | 12 |  |
| Securities sold under repurchase agreements                  | 194 |  |   | 295 |  |
| Federal Home Loan Bank advances                              | 459 |  |   | 994 |  |
| Subordinated debentures and term loans                       | 725 |  |   | 1,942 |  |
| Total Interest Expense                                       | 4,280 |  |   | 7,353 |  |
| NET INTEREST INCOME                                          | 39,458 |  |   | 36,116 |  |
| Provision for loan losses                                    | 2,102 |  |   | 4,875 |  |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES          | 37,356 |  |   | 31,241 |  |
| OTHER INCOME                                                 |   |   |   |
| Service charges on deposit accounts                          | 2,729 |  |   | 2,819 |  |
| Fiduciary activities                                         | 2,107 |  |   | 1,983 |  |
| Other customer fees                                          | 2,780 |  |   | 2,586 |  |
| Commission income                                            | 2,172 |  |   | 1,667 |  |
| Earnings on cash surrender value of life insurance           | 700 |  |   | 1,378 |  |
| Net gains and fees on sales of loans                         | 2,378 |  |   | 1,952 |  |
| Net realized gains on sales of available for sale securities | 248 |  |   | 789 |  |
| Gain on FDIC modified whole bank transaction                 |   |   | 9,124 |  |
| Other income                                                 | 763 |  |   | 360 |  |
| Total Other Income                                           | 13,877 |  |   | 22,658 |  |
| OTHER EXPENSES                                               |   |   |   |
| Salaries and employee benefits                               | 20,791 |  |   | 19,354 |  |
| Net occupancy                                                | 2,602 |  |   | 2,651 |  |
| Equipment                                                    | 1,774 |  |   | 1,805 |  |
| Marketing                                                    | 467 |  |   | 442 |  |
| Outside data processing fees                                 | 1,480 |  |   | 1,376 |  |
| Printing and office supplies                                 | 331 |  |   | 267 |  |
| Core deposit amortization                                    | 387 |  |   | 469 |  |
| FDIC assessments                                             | 744 |  |   | 1,117 |  |
| Other real estate owned and credit-related expenses          | 1,866 |  |   | 2,186 |  |
| Other expenses                                               | 4,258 |  |   | 4,361 |  |
| Total Other Expenses                                         | 34,700 |  |   | 34,028 |  |
| INCOME BEFORE INCOME TAX                                     | 16,533 |  |   | 19,871 |  |
| Income tax expense                                           | 4,668 |  |   | 5,500 |  |
| NET INCOME                                                   | 11,865 |  |   | 14,371 |  |
| Preferred stock dividends                                    | (857 | ) |   | (1,135 | ) |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                  | $ | 11,008 |  |   | $ | 13,236 |  |
| Per Share Data:                                              |   |   |   |
| Basic Net Income Available to Common Stockholders            | $ | 0.38 |  |   | $ | 0.46 |  |
| Diluted Net Income Available to Common Stockholders          | $ | 0.38 |  |   | $ | 0.46 |  |
| Cash Dividends Paid                                          | $ | 0.03 |  |   | $ | 0.01 |  |
| Average Diluted Shares Outstanding (in thousands)            | 28,971 |  |   | 28,755 |  |

----

|                                                     |
|-----------------------------------------------------|
|                                                     |  |  |  |  |  |  |  |
| FINANCIAL HIGHLIGHTS                                |   |   |   |
| (Dollars in thousands)                              | Three Months Ended |
|                                                | March 31, |
|                                                | 2013 |   | 2012 |
| NET CHARGE OFF'S                                    | $ | 2,931 |  |   | $ | 5,404 |  |
|                                                |   |   |   |
| AVERAGE BALANCES:                                   |   |   |   |
| Total Assets                                        | $ | 4,248,955 |  |   | $ | 4,202,955 |  |
| Total Loans                                         | 2,910,116 |  |   | 2,763,887 |  |
| Total Earning Assets                                | 3,843,741 |  |   | 3,789,437 |  |
| Total Deposits                                      | 3,316,711 |  |   | 3,163,432 |  |
| Total Stockholders' Equity                          | 533,797 |  |   | 517,774 |  |
|                                                |   |   |   |
| FINANCIAL RATIOS:                                   |   |   |   |
| Return on Average Assets                            | 1.04 | % |   | 1.26 | % |
| Return on Average Stockholders' Equity              | 8.25 |  |   | 10.23 |  |
| Return on Average Common Stockholders' Equity       | 9.47 |  |   | 12.40 |  |
| Average Earning Assets to Average Assets            | 90.46 |  |   | 90.16 |  |
| Allowance for Loan Losses as % of Total Loans       | 2.36 |  |   | 2.50 |  |
| Net Charge Off's as % of Average Loans (Annualized) | 0.40 |  |   | 0.78 |  |
| Average Stockholders' Equity to Average Assets      | 12.56 |  |   | 12.32 |  |
| Tax Equivalent Yield on Earning Assets              | 4.70 |  |   | 4.74 |  |
| Cost of Supporting Liabilities                      | 0.45 |  |   | 0.78 |  |
| Net Interest Margin (FTE) on Earning Assets         | 4.25 |  |   | 3.96 |  |

|                                                     |
|-----------------------------------------------------|
|                                                     |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| NON-PERFORMING ASSETS                               |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                              | March 31, |   | December 31, |   | September 30, |   | June 30, |   | March 31, |
|                                                | 2013 |   | 2012 |   | 2012 |   | 2012 |   | 2012 |
| Non-Accrual Loans                                   | $ | 46,761 |  |   | $ | 53,399 |  |   | $ | 56,999 |  |   | $ | 63,127 |  |   | $ | 74,456 |  |
| Renegotiated Loans                                  | 5,445 |  |   | 12,681 |  |   | 6,871 |  |   | 3,921 |  |   | 6,695 |  |
| Non-Performing Loans (NPL)                          | 52,206 |  |   | 66,080 |  |   | 63,870 |  |   | 67,048 |  |   | 81,151 |  |
| Other Real Estate Owned                             | 13,130 |  |   | 13,263 |  |   | 13,780 |  |   | 14,183 |  |   | 15,628 |  |
| Non-Performing Assets (NPA)                         | 65,336 |  |   | 79,343 |  |   | 77,650 |  |   | 81,231 |  |   | 96,779 |  |
| 90+ Days Delinquent                                 | 959 |  |   | 2,037 |  |   | 1,974 |  |   | 665 |  |   | 253 |  |
| NPAS & 90 Day Delinquent                        | $ | 66,295 |  |   | $ | 81,380 |  |   | $ | 79,624 |  |   | $ | 81,896 |  |   | $ | 97,032 |  |
|                                                |   |   |   |   |   |   |   |   |   |
| Loan Loss Reserve                                   | $ | 68,537 |  |   | $ | 69,366 |  |   | $ | 69,493 |  |   | $ | 70,143 |  |   | $ | 70,369 |  |
| Quarterly Net Charge-offs                           | 2,931 |  |   | 4,632 |  |   | 5,259 |  |   | 4,771 |  |   | 5,404 |  |
| NPAs / Actual Assets %                              | 1.54 | % |   | 1.84 | % |   | 1.83 | % |   | 1.92 | % |   | 2.28 | % |
| NPAs & 90 Day / Actual Assets %                 | 1.56 | % |   | 1.89 | % |   | 1.87 | % |   | 1.93 | % |   | 2.29 | % |
| NPAs / Actual Loans and REO %                       | 2.24 | % |   | 2.70 | % |   | 2.70 | % |   | 2.87 | % |   | 3.42 | % |
| Loan Loss Reserves / Actual Loans (%)               | 2.36 | % |   | 2.37 | % |   | 2.43 | % |   | 2.49 | % |   | 2.50 | % |
| Net Charge Off's as % of Average Loans (Annualized) | 0.40 | % |   | 0.65 | % |   | 0.74 | % |   | 0.68 | % |   | 0.78 | % |

----

|                                                                         |
|-------------------------------------------------------------------------|
|                                                                         |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED BALANCE SHEETS                                             |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                                                  | March 31, |   | December 31, |   | September 30, |   | June 30, |   | March 31, |
|                                                                    | 2013 |   | 2012 |   | 2012 |   | 2012 |   | 2012 |
| ASSETS                                                                  |   |   |   |   |   |   |   |   |   |
| Cash and cash equivalents                                               | $ | 51,592 |  |   | $ | 101,460 |  |   | $ | 57,027 |  |   | $ | 68,493 |  |   | $ | 60,991 |  |
| Interest-bearing time deposits                                          | 60,407 |  |   | 38,443 |  |   | 35,324 |  |   | 41,760 |  |   | 34,290 |  |
| Investment securities                                                   | 869,563 |  |   | 874,363 |  |   | 928,716 |  |   | 944,321 |  |   | 960,032 |  |
| Mortgage loans held for sale                                            | 26,555 |  |   | 22,300 |  |   | 27,711 |  |   | 15,278 |  |   | 22,138 |  |
| Loans                                                                   | 2,879,542 |  |   | 2,902,209 |  |   | 2,836,324 |  |   | 2,797,634 |  |   | 2,792,989 |  |
| Less: Allowance for loan losses                                         | (68,537 | ) |   | (69,366 | ) |   | (69,493 | ) |   | (70,143 | ) |   | (70,369 | ) |
| Net loans                                                               | 2,811,005 |  |   | 2,832,843 |  |   | 2,766,831 |  |   | 2,727,491 |  |   | 2,722,620 |  |
| Premises and equipment                                                  | 53,762 |  |   | 52,749 |  |   | 51,373 |  |   | 51,335 |  |   | 51,541 |  |
| Federal Reserve and Federal Home Loan Bank stock                        | 32,777 |  |   | 32,785 |  |   | 32,824 |  |   | 33,033 |  |   | 33,026 |  |
| Interest receivable                                                     | 15,346 |  |   | 16,367 |  |   | 17,519 |  |   | 16,506 |  |   | 16,730 |  |
| Core deposit intangibles and goodwill                                   | 149,142 |  |   | 149,529 |  |   | 150,019 |  |   | 150,006 |  |   | 150,486 |  |
| Cash surrender value of life insurance                                  | 126,098 |  |   | 125,397 |  |   | 124,702 |  |   | 124,018 |  |   | 123,355 |  |
| Other real estate owned                                                 | 13,130 |  |   | 13,263 |  |   | 13,780 |  |   | 14,183 |  |   | 15,628 |  |
| Tax asset, deferred and receivable                                      | 27,597 |  |   | 30,867 |  |   | 29,344 |  |   | 32,003 |  |   | 32,112 |  |
| Other assets                                                            | 15,856 |  |   | 14,455 |  |   | 14,998 |  |   | 13,996 |  |   | 13,417 |  |
| TOTAL ASSETS                                                            | $ | 4,252,830 |  |   | $ | 4,304,821 |  |   | $ | 4,250,168 |  |   | $ | 4,232,423 |  |   | $ | 4,236,366 |  |
| LIABILITIES                                                             |   |   |   |   |   |   |   |   |   |
| Deposits:                                                               |   |   |   |   |   |   |   |   |   |
| Noninterest-bearing                                                     | 763,965 |  |   | 801,597 |  |   | $ | 679,818 |  |   | $ | 684,101 |  |   | $ | 677,643 |  |
| Interest-bearing                                                        | 2,546,843 |  |   | 2,544,786 |  |   | 2,514,933 |  |   | 2,604,797 |  |   | 2,601,935 |  |
| Total Deposits                                                          | 3,310,808 |  |   | 3,346,383 |  |   | 3,194,751 |  |   | 3,288,898 |  |   | 3,279,578 |  |
| Borrowings:                                                             |   |   |   |   |   |   |   |   |   |
| Federal funds purchased                                                 |   |   | 18,862 |  |   | 57,024 |  |   | 652 |  |   | 10,936 |  |
| Securities sold under repurchase agreements                             | 161,813 |  |   | 141,828 |  |   | 153,454 |  |   | 160,127 |  |   | 139,308 |  |
| Federal Home Loan Bank advances                                         | 93,169 |  |   | 94,238 |  |   | 145,467 |  |   | 96,847 |  |   | 131,496 |  |
| Subordinated debentures and term loans                                  | 111,778 |  |   | 112,161 |  |   | 112,169 |  |   | 115,951 |  |   | 115,969 |  |
| Total Borrowings                                                        | 366,760 |  |   | 367,089 |  |   | 468,114 |  |   | 373,577 |  |   | 397,709 |  |
| Interest payable                                                        | 1,348 |  |   | 1,841 |  |   | 1,591 |  |   | 2,168 |  |   | 2,094 |  |
| Other liabilities                                                       | 35,356 |  |   | 37,272 |  |   | 38,857 |  |   | 32,104 |  |   | 29,044 |  |
| Total Liabilities                                                       | 3,714,272 |  |   | 3,752,585 |  |   | 3,703,313 |  |   | 3,696,747 |  |   | 3,708,425 |  |
| STOCKHOLDERS' EQUITY                                                    |   |   |   |   |   |   |   |   |   |
| Preferred Stock, no-par value, $1,000 liquidation value:                |   |   |   |   |   |   |   |   |   |
| Authorized -- 500,000 shares                                            |   |   |   |   |   |   |   |   |   |
| Senior Non-Cumulative Perpetual Preferred Stock, Series B               |   |   |   |   |   |   |   |   |   |
| Issued and outstanding                                                  | 68,087 |  |   | 90,783 |  |   | 90,783 |  |   | 90,783 |  |   | 90,783 |  |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |   |   |   |   |   |   |   |   |
| Authorized -- 600 shares                                                |   |   |   |   |   |   |   |   |   |
| Issued and outstanding                                                  | 125 |  |   | 125 |  |   | 125 |  |   | 125 |  |   | 125 |  |
| Common Stock, $.125 stated value:                                       |   |   |   |   |   |   |   |   |   |
| Authorized -- 50,000,000 shares                                         |   |   |   |   |   |   |   |   |   |
| Issued and outstanding                                                  | 3,598 |  |   | 3,587 |  |   | 3,584 |  |   | 3,580 |  |   | 3,578 |  |
| Additional paid-in capital                                              | 256,966 |  |   | 256,843 |  |   | 256,290 |  |   | 255,632 |  |   | 255,116 |  |
| Retained earnings                                                       | 216,530 |  |   | 206,397 |  |   | 198,094 |  |   | 188,863 |  |   | 181,664 |  |
| Accumulated other comprehensive loss                                    | (6,748 | ) |   | (5,499 | ) |   | (2,021 | ) |   | (3,307 | ) |   | (3,325 | ) |
| Total Stockholders' Equity                                              | 538,558 |  |   | 552,236 |  |   | 546,855 |  |   | 535,676 |  |   | 527,941 |  |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              | $ | 4,252,830 |  |   | $ | 4,304,821 |  |   | $ | 4,250,168 |  |   | $ | 4,232,423 |  |   | $ | 4,236,366 |  |

----

|                                                              |
|--------------------------------------------------------------|
|                                                              |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED STATEMENTS OF INCOME                            |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands, Except Per Share Amounts)             | March 31, |   | December 31, |   | September 30, |   | June 30, |   | March 31, |
|                                                         | 2013 |   | 2012 |   | 2012 |   | 2012 |   | 2012 |
| INTEREST INCOME                                              |   |   |   |   |   |   |   |   |   |
| Loans receivable:                                            |   |   |   |   |   |   |   |   |   |
| Taxable                                                      | $ | 37,159 |  |   | $ | 36,085 |  |   | $ | 38,160 |  |   | $ | 36,652 |  |   | $ | 35,848 |  |
| Tax-exempt                                                   | 117 |  |   | 122 |  |   | 118 |  |   | 123 |  |   | 117 |  |
| Investment securities:                                       |   |   |   |   |   |   |   |   |   |
| Taxable                                                      | 3,618 |  |   | 3,809 |  |   | 4,176 |  |   | 4,468 |  |   | 4,574 |  |
| Tax-exempt                                                   | 2,454 |  |   | 2,544 |  |   | 2,532 |  |   | 2,551 |  |   | 2,562 |  |
| Deposits with financial institutions                         | 19 |  |   | 31 |  |   | 16 |  |   | 28 |  |   | 25 |  |
| Federal Reserve and Federal Home Loan Bank stock             | 371 |  |   | 373 |  |   | 345 |  |   | 347 |  |   | 343 |  |
| Total Interest Income                                        | 43,738 |  |   | 42,964 |  |   | 45,347 |  |   | 44,169 |  |   | 43,469 |  |
| INTEREST EXPENSE                                             |   |   |   |   |   |   |   |   |   |
| Deposits                                                     | 2,891 |  |   | 3,234 |  |   | 3,517 |  |   | 3,939 |  |   | 4,110 |  |
| Federal funds purchased                                      | 11 |  |   | 7 |  |   | 38 |  |   | 12 |  |   | 12 |  |
| Securities sold under repurchase agreements                  | 194 |  |   | 204 |  |   | 211 |  |   | 197 |  |   | 295 |  |
| Federal Home Loan Bank advances                              | 459 |  |   | 501 |  |   | 492 |  |   | 637 |  |   | 994 |  |
| Subordinated debentures and term loans                       | 725 |  |   | 753 |  |   | 1,187 |  |   | 1,331 |  |   | 1,942 |  |
| Total Interest Expense                                       | 4,280 |  |   | 4,699 |  |   | 5,445 |  |   | 6,116 |  |   | 7,353 |  |
| NET INTEREST INCOME                                          | 39,458 |  |   | 38,265 |  |   | 39,902 |  |   | 38,053 |  |   | 36,116 |  |
| Provision for loan losses                                    | 2,102 |  |   | 4,505 |  |   | 4,609 |  |   | 4,545 |  |   | 4,875 |  |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES          | 37,356 |  |   | 33,760 |  |   | 35,293 |  |   | 33,508 |  |   | 31,241 |  |
| OTHER INCOME                                                 |   |   |   |   |   |   |   |   |   |
| Service charges on deposit accounts                          | 2,729 |  |   | 2,962 |  |   | 2,913 |  |   | 2,893 |  |   | 2,819 |  |
| Fiduciary activities                                         | 2,107 |  |   | 1,984 |  |   | 1,986 |  |   | 1,938 |  |   | 1,983 |  |
| Other customer fees                                          | 2,780 |  |   | 2,757 |  |   | 2,740 |  |   | 3,150 |  |   | 2,586 |  |
| Commission income                                            | 2,172 |  |   | 1,454 |  |   | 1,618 |  |   | 1,485 |  |   | 1,667 |  |
| Earnings on cash surrender value of life insurance           | 700 |  |   | 693 |  |   | 685 |  |   | 662 |  |   | 1,378 |  |
| Net gains and fees on sales of loans                         | 2,378 |  |   | 3,513 |  |   | 2,849 |  |   | 2,314 |  |   | 1,952 |  |
| Net realized gains on sales of available for sale securities | 248 |  |   | 255 |  |   | 843 |  |   | 502 |  |   | 789 |  |
| Gain on FDIC modified whole bank transaction                 |   |   |   |   |   |   |   |   | 9,124 |  |
| Other income                                                 | 763 |  |   | 588 |  |   | 639 |  |   | 221 |  |   | 360 |  |
| Total Other Income                                           | 13,877 |  |   | 14,206 |  |   | 14,273 |  |   | 13,165 |  |   | 22,658 |  |
| OTHER EXPENSES                                               |   |   |   |   |   |   |   |   |   |
| Salaries and employee benefits                               | 20,791 |  |   | 20,320 |  |   | 20,083 |  |   | 19,641 |  |   | 19,354 |  |
| Net occupancy                                                | 2,602 |  |   | 2,494 |  |   | 2,568 |  |   | 2,473 |  |   | 2,651 |  |
| Equipment                                                    | 1,774 |  |   | 1,942 |  |   | 1,798 |  |   | 1,656 |  |   | 1,805 |  |
| Marketing                                                    | 467 |  |   | 616 |  |   | 536 |  |   | 564 |  |   | 442 |  |
| Outside data processing fees                                 | 1,480 |  |   | 1,361 |  |   | 1,413 |  |   | 1,506 |  |   | 1,376 |  |
| Printing and office supplies                                 | 331 |  |   | 321 |  |   | 287 |  |   | 294 |  |   | 267 |  |
| Core deposit amortization                                    | 387 |  |   | 489 |  |   | 489 |  |   | 480 |  |   | 469 |  |
| FDIC assessments                                             | 744 |  |   | 738 |  |   | 792 |  |   | 862 |  |   | 1,117 |  |
| Other real estate owned and credit-related expenses          | 1,866 |  |   | 1,766 |  |   | 2,104 |  |   | 2,122 |  |   | 2,186 |  |
| Other expenses                                               | 4,258 |  |   | 4,456 |  |   | 4,334 |  |   | 4,582 |  |   | 4,361 |  |
| Total Other Expenses                                         | 34,700 |  |   | 34,503 |  |   | 34,404 |  |   | 34,180 |  |   | 34,028 |  |
| INCOME BEFORE INCOME TAX                                     | 16,533 |  |   | 13,463 |  |   | 15,162 |  |   | 12,493 |  |   | 19,871 |  |
| Income tax expense                                           | 4,668 |  |   | 3,153 |  |   | 3,926 |  |   | 3,288 |  |   | 5,500 |  |
| NET INCOME                                                   | 11,865 |  |   | 10,310 |  |   | 11,236 |  |   | 9,205 |  |   | 14,371 |  |
| Preferred stock dividends                                    | (857 | ) |   | (1,135 | ) |   | (1,134 | ) |   | (1,135 | ) |   | (1,135 | ) |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                  | $ | 11,008 |  |   | $ | 9,175 |  |   | $ | 10,102 |  |   | $ | 8,070 |  |   | $ | 13,236 |  |
|                                                         |   |   |   |   |   |   |   |   |   |
| Per Share Data:                                              |   |   |   |   |   |   |   |   |   |
| Basic Net Income Available to Common Stockholders            | $ | 0.38 |  |   | $ | 0.32 |  |   | $ | 0.35 |  |   | $ | 0.29 |  |   | $ | 0.46 |  |
| Diluted Net Income Available to Common Stockholders          | $ | 0.38 |  |   | $ | 0.32 |  |   | $ | 0.35 |  |   | $ | 0.28 |  |   | $ | 0.46 |  |
| Cash Dividends Paid                                          | $ | 0.03 |  |   | $ | 0.03 |  |   | $ | 0.03 |  |   | $ | 0.03 |  |   | $ | 0.01 |  |
| Average Diluted Shares Outstanding (in thousands)            | 28,971 |  |   | 28,930 |  |   | 28,888 |  |   | 28,815 |  |   | 28,755 |  |
| FINANCIAL RATIOS:                                            |   |   |   |   |   |   |   |   |   |
| Return on Average Assets                                     | 1.04 | % |   | 0.85 | % |   | 0.95 | % |   | 0.76 | % |   | 1.26 | % |
| Return on Average Stockholders' Equity                       | 8.25 |  |   | 6.66 |  |   | 7.47 |  |   | 6.07 |  |   | 10.23 |  |
| Return on Average Common Stockholders' Equity                | 9.47 |  |   | 7.97 |  |   | 8.98 |  |   | 7.32 |  |   | 12.40 |  |
| Average Earning Assets to Average Assets                     | 90.46 |  |   | 90.28 |  |   | 90.36 |  |   | 90.30 |  |   | 90.16 |  |
| Allowance for Loan Losses as % of Total Loans                | 2.36 |  |   | 2.37 |  |   | 2.43 |  |   | 2.49 |  |   | 2.50 |  |
| Net Charge Off's as % of Average Loans (Annualized)          | 0.40 |  |   | 0.65 |  |   | 0.74 |  |   | 0.68 |  |   | 0.78 |  |
| Average Stockholders' Equity to Average Assets               | 12.56 |  |   | 12.84 |  |   | 12.77 |  |   | 12.51 |  |   | 12.32 |  |
| Tax Equivalent Yield on Earning Assets                       | 4.70 |  |   | 4.58 |  |   | 4.89 |  |   | 4.75 |  |   | 4.74 |  |
| Cost of Supporting Liabilities                               | 0.45 |  |   | 0.48 |  |   | 0.57 |  |   | 0.64 |  |   | 0.78 |  |
| Net Interest Margin (FTE) on Earning Assets                  | 4.25 |  |   | 4.10 |  |   | 4.32 |  |   | 4.11 |  |   | 3.96 |  |

----

|                                                                  |
|------------------------------------------------------------------|
|                                                                  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| LOANS                                                            |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                                           | March 31, |   | December 31, |   | September 30, |   | June 30, |   | March 31, |
|                                                             | 2013 |   | 2012 |   | 2012 |   | 2012 |   | 2012 |
| Commercial and industrial loans                                  | $ | 637,952 |  |   | $ | 622,579 |  |   | $ | 592,517 |  |   | $ | 552,353 |  |   | $ | 546,304 |  |
| Agricultural production financing and other loans to farmers     | 104,284 |  |   | 112,527 |  |   | 107,166 |  |   | 106,135 |  |   | 97,165 |  |
| Real estate loans:                                               |   |   |   |   |   |   |   |   |   |
| Construction                                                     | 75,877 |  |   | 98,639 |  |   | 93,610 |  |   | 99,588 |  |   | 92,694 |  |
| Commercial and farm land                                         | 1,280,611 |  |   | 1,266,682 |  |   | 1,241,054 |  |   | 1,219,114 |  |   | 1,229,195 |  |
| Residential                                                      | 467,629 |  |   | 473,537 |  |   | 475,272 |  |   | 480,917 |  |   | 498,354 |  |
| Home Equity                                                      | 201,767 |  |   | 203,406 |  |   | 204,888 |  |   | 207,250 |  |   | 210,564 |  |
| Individuals' loans for household and other personal expenditures | 73,314 |  |   | 75,748 |  |   | 77,171 |  |   | 83,933 |  |   | 78,711 |  |
| Lease financing receivables, net of unearned income              | 2,013 |  |   | 2,590 |  |   | 2,970 |  |   | 2,976 |  |   | 3,112 |  |
| Other loans                                                      | 36,095 |  |   | 46,501 |  |   | 41,676 |  |   | 45,368 |  |   | 36,890 |  |
| Loans                                                            | 2,879,542 |  |   | 2,902,209 |  |   | 2,836,324 |  |   | 2,797,634 |  |   | 2,792,989 |  |
| Allowance for loan losses                                        | (68,537 | ) |   | (69,366 | ) |   | (69,493 | ) |   | (70,143 | ) |   | (70,369 | ) |
| NET LOANS                                                        | $ | 2,811,005 |  |   | $ | 2,832,843 |  |   | $ | 2,766,831 |  |   | $ | 2,727,491 |  |   | $ | 2,722,620 |  |

|                                                          |
|----------------------------------------------------------|
|                                                          |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| DEPOSITS                                                 |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                                   | March 31, |   | December 31, |   | September 30, |   | June 30, |   | March 31, |
|                                                     | 2013 |   | 2012 |   | 2012 |   | 2012 |   | 2012 |
| Demand deposits                                          | $ | 1,590,709 |  |   | $ | 1,646,756 |  |   | $ | 1,455,568 |  |   | $ | 1,521,194 |  |   | $ | 1,470,938 |  |
| Savings deposits                                         | 891,061 |  |   | 831,952 |  |   | 837,409 |  |   | 822,299 |  |   | 801,935 |  |
| Certificates and other time deposits of $100,000 or more | 224,505 |  |   | 236,470 |  |   | 256,077 |  |   | 261,156 |  |   | 269,796 |  |
| Other certificates and time deposits                     | 481,446 |  |   | 502,927 |  |   | 527,304 |  |   | 546,182 |  |   | 566,934 |  |
| Brokered deposits                                        | 123,087 |  |   | 128,278 |  |   | 118,393 |  |   | 138,067 |  |   | 169,975 |  |
| TOTAL DEPOSITS                                           | $ | 3,310,808 |  |   | $ | 3,346,383 |  |   | $ | 3,194,751 |  |   | $ | 3,288,898 |  |   | $ | 3,279,578 |  |