<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          MAR-31-1997             MAR-31-1996
<PERIOD-START>                             APR-01-1996             APR-01-1995
<PERIOD-END>                               SEP-30-1996             SEP-30-1995
<CASH>                                          10,061                   1,904
<INT-BEARING-DEPOSITS>                             913                  10,669
<FED-FUNDS-SOLD>                                 5,270                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                      7,554                   6,401
<INVESTMENTS-CARRYING>                           7,040                   9,470
<INVESTMENTS-MARKET>                            17,795                   3,816
<LOANS>                                         19,322                 127,793
<ALLOWANCE>                                      2,808                   1,412
<TOTAL-ASSETS>                                 255,946                 168,064
<DEPOSITS>                                     214,591                 127,791
<SHORT-TERM>                                     5,758                  12,651
<LIABILITIES-OTHER>                              4,142                   2,132
<LONG-TERM>                                      8,413                   7,511
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         1,599                   1,446
<OTHER-SE>                                      21,443                  16,533
<TOTAL-LIABILITIES-AND-EQUITY>                 255,946                 168,064
<INTEREST-LOAN>                                  6,492                   5,674
<INTEREST-INVEST>                                  478                     456
<INTEREST-OTHER>                                   179                      37
<INTEREST-TOTAL>                                 7,149                   6,167
<INTEREST-DEPOSIT>                               3,125                   2,658
<INTEREST-EXPENSE>                               3,380                   3,274
<INTEREST-INCOME-NET>                            3,769                   2,893
<LOAN-LOSSES>                                       20                      10
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  3,504                   2,227
<INCOME-PRETAX>                                  1,248                   1,572
<INCOME-PRE-EXTRAORDINARY>                       1,248                   1,572
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     1,248                   1,572
<EPS-PRIMARY>                                     0.78                    1.09
<EPS-DILUTED>                                     0.77                    1.09
<YIELD-ACTUAL>                                    4.55                    3.87
<LOANS-NON>                                      2,512                     825
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                    293                   1,212
<ALLOWANCE-OPEN>                                 1,371                   1,435
<CHARGE-OFFS>                                       35                      44
<RECOVERIES>                                         6                      11
<ALLOWANCE-CLOSE>                                2,808<F1>               1,412
<ALLOWANCE-DOMESTIC>                             2,808                   1,412
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                          1,973                   1,153
<FN>
<F1>Allowance added through acquisition totaled $1,446 in 1996.
</FN>
        

</TABLE>