<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with WebFilings-->
<!-- -->
<xsd:schema attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.firstmerchants.com/20121231" xmlns:frme="http://www.firstmerchants.com/20121231" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <xsd:import namespace="http://fasb.org/us-gaap/2012-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-roles/2012-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2012/elts/us-roles-2012-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-types/2012-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2012/elts/us-types-2012-01-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/country/2012-01-31" schemaLocation="http://xbrl.sec.gov/country/2012/country-2012-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/currency/2012-01-31" schemaLocation="http://xbrl.sec.gov/currency/2012/currency-2012-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/dei/2012-01-31" schemaLocation="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/exch/2012-01-31" schemaLocation="http://xbrl.sec.gov/exch/2012/exch-2012-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/invest/2012-01-31" schemaLocation="http://xbrl.sec.gov/invest/2012/invest-2012-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/naics/2011-01-31" schemaLocation="http://xbrl.sec.gov/naics/2011/naics-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/stpr/2011-01-31" schemaLocation="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="frme-20121231_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="frme-20121231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="frme-20121231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="frme-20121231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple" />
      <link:roleType id="AccountingMatters" roleURI="http://www.firstmerchants.com/role/AccountingMatters">
        <link:definition>2130100 - Disclosure - Accounting Matters</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccretableYieldOrIncomeExpectedToBeCollectedDetail" roleURI="http://www.firstmerchants.com/role/AccretableYieldOrIncomeExpectedToBeCollectedDetail">
        <link:definition>2408407 - Disclosure - Accretable Yield, or Income Expected to be Collected (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AcquiredLoansAccountedWithAsc31030Detail" roleURI="http://www.firstmerchants.com/role/AcquiredLoansAccountedWithAsc31030Detail">
        <link:definition>2408405 - Disclosure - Acquired Loans Accounted With ASC 310 30 (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AcquiredLoansAccountedWithAsc31030DetailCalc2" roleURI="http://www.firstmerchants.com/role/AcquiredLoansAccountedWithAsc31030DetailCalc2">
        <link:definition>2408405 - Disclosure - Acquired Loans Accounted With ASC 310 30 (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AssetsAndLiabilitiesOfScbRecordedAtProvisionalFairValueDetail" roleURI="http://www.firstmerchants.com/role/AssetsAndLiabilitiesOfScbRecordedAtProvisionalFairValueDetail">
        <link:definition>2408403 - Disclosure - Assets and Liabilities of SCB Recorded at Provisional Fair Value (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AssetsAndLiabilitiesOfScbRecordedAtProvisionalFairValueParentheticalDetail" roleURI="http://www.firstmerchants.com/role/AssetsAndLiabilitiesOfScbRecordedAtProvisionalFairValueParentheticalDetail">
        <link:definition>2408404 - Disclosure - Assets and Liabilities of SCB Recorded at Provisional Fair Value (Parenthetical) (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Borrowings" roleURI="http://www.firstmerchants.com/role/Borrowings">
        <link:definition>2116100 - Disclosure - Borrowings</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsCollateralAgreementWithFederalHomeLoansBankDetails" roleURI="http://www.firstmerchants.com/role/BorrowingsCollateralAgreementWithFederalHomeLoansBankDetails">
        <link:definition>2416406 - Disclosure - Borrowings - Collateral Agreement With Federal Home Loans Bank (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsNarrativeDetails" roleURI="http://www.firstmerchants.com/role/BorrowingsNarrativeDetails">
        <link:definition>2416407 - Disclosure - Borrowings - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsScheduleOfDebtDetails" roleURI="http://www.firstmerchants.com/role/BorrowingsScheduleOfDebtDetails">
        <link:definition>2416402 - Disclosure - Borrowings - Schedule of Debt (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsScheduleOfFederalHomeLoanBankAdvancesDetails" roleURI="http://www.firstmerchants.com/role/BorrowingsScheduleOfFederalHomeLoanBankAdvancesDetails">
        <link:definition>2416404 - Disclosure - Borrowings - Schedule of Federal Home Loan Bank Advances (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsScheduleOfMaturitiesOfLongTermDebtDetails" roleURI="http://www.firstmerchants.com/role/BorrowingsScheduleOfMaturitiesOfLongTermDebtDetails">
        <link:definition>2416405 - Disclosure - Borrowings - Schedule of Maturities of Long Term Debt (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsScheduleOfSecuritesSoldUnderRepurchaseAgreementsDetails" roleURI="http://www.firstmerchants.com/role/BorrowingsScheduleOfSecuritesSoldUnderRepurchaseAgreementsDetails">
        <link:definition>2416403 - Disclosure - Borrowings - Schedule of Securites Sold Under Repurchase Agreements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsTables" roleURI="http://www.firstmerchants.com/role/BorrowingsTables">
        <link:definition>2316301 - Disclosure - Borrowings (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CarryingAmountOfLoansIncludedInBalanceSheetAmountsOfLoansReceivableDetail" roleURI="http://www.firstmerchants.com/role/CarryingAmountOfLoansIncludedInBalanceSheetAmountsOfLoansReceivableDetail">
        <link:definition>2408406 - Disclosure - Carrying Amount of Loans Included in Balance Sheet Amounts of Loans Receivable (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommittmentsAndContingentLiabilities" roleURI="http://www.firstmerchants.com/role/CommittmentsAndContingentLiabilities">
        <link:definition>2119100 - Disclosure - Committments and Contingent Liabilities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommittmentsAndContingentLiabilitiesDetails" roleURI="http://www.firstmerchants.com/role/CommittmentsAndContingentLiabilitiesDetails">
        <link:definition>2419402 - Disclosure - Committments and Contingent Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommittmentsAndContingentLiabilitiesTables" roleURI="http://www.firstmerchants.com/role/CommittmentsAndContingentLiabilitiesTables">
        <link:definition>2319301 - Disclosure - Committments and Contingent Liabilities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnly" roleURI="http://www.firstmerchants.com/role/CondensedFinancialInformationParentCompanyOnly">
        <link:definition>2128100 - Disclosure - Condensed Financial Information (parent company only)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnlyBalanceSheetDetails" roleURI="http://www.firstmerchants.com/role/CondensedFinancialInformationParentCompanyOnlyBalanceSheetDetails">
        <link:definition>2428402 - Disclosure - Condensed Financial Information (parent company only) - Balance Sheet (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnlyStatementOfCashFlowsDetails" roleURI="http://www.firstmerchants.com/role/CondensedFinancialInformationParentCompanyOnlyStatementOfCashFlowsDetails">
        <link:definition>2428404 - Disclosure - Condensed Financial Information (parent company only) - Statement of Cash Flows (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnlyStatementOfOperationsDetails" roleURI="http://www.firstmerchants.com/role/CondensedFinancialInformationParentCompanyOnlyStatementOfOperationsDetails">
        <link:definition>2428403 - Disclosure - Condensed Financial Information (parent company only) - Statement of Operations (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnlyTables" roleURI="http://www.firstmerchants.com/role/CondensedFinancialInformationParentCompanyOnlyTables">
        <link:definition>2328301 - Disclosure - Condensed Financial Information (parent company only) (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheets" roleURI="http://www.firstmerchants.com/role/ConsolidatedBalanceSheets">
        <link:definition>1002000 - Statement - CONSOLIDATED BALANCE SHEETS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheetsParenthetical" roleURI="http://www.firstmerchants.com/role/ConsolidatedBalanceSheetsParenthetical">
        <link:definition>1002501 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementOfStockholdersEquity" roleURI="http://www.firstmerchants.com/role/ConsolidatedStatementOfStockholdersEquity">
        <link:definition>1005000 - Statement - CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementOfStockholdersEquityParentheticals" roleURI="http://www.firstmerchants.com/role/ConsolidatedStatementOfStockholdersEquityParentheticals">
        <link:definition>1005501 - Statement - CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY (Parentheticals)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfCashFlows" roleURI="http://www.firstmerchants.com/role/ConsolidatedStatementsOfCashFlows">
        <link:definition>1006000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfComprehensiveIncome" roleURI="http://www.firstmerchants.com/role/ConsolidatedStatementsOfComprehensiveIncome">
        <link:definition>1004000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfComprehensiveIncomeParenthetical" roleURI="http://www.firstmerchants.com/role/ConsolidatedStatementsOfComprehensiveIncomeParenthetical">
        <link:definition>1004501 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfIncome" roleURI="http://www.firstmerchants.com/role/ConsolidatedStatementsOfIncome">
        <link:definition>1003000 - Statement - CONSOLIDATED STATEMENTS OF INCOME</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CoreDepositAndOtherIntangibles" roleURI="http://www.firstmerchants.com/role/CoreDepositAndOtherIntangibles">
        <link:definition>2114100 - Disclosure - Core Deposit and Other Intangibles</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CoreDepositAndOtherIntangiblesNarrativeDetails" roleURI="http://www.firstmerchants.com/role/CoreDepositAndOtherIntangiblesNarrativeDetails">
        <link:definition>2414404 - Disclosure - Core Deposit and Other Intangibles - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CoreDepositAndOtherIntangiblesScheduleOfCoreDepositAndOtherIntangiblesDetails" roleURI="http://www.firstmerchants.com/role/CoreDepositAndOtherIntangiblesScheduleOfCoreDepositAndOtherIntangiblesDetails">
        <link:definition>2414403 - Disclosure - Core Deposit and Other Intangibles - Schedule of Core Deposit and Other Intangibles (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CoreDepositAndOtherIntangiblesScheduleOfEstimatedAmortizationExpenseDetails" roleURI="http://www.firstmerchants.com/role/CoreDepositAndOtherIntangiblesScheduleOfEstimatedAmortizationExpenseDetails">
        <link:definition>2414405 - Disclosure - Core Deposit and Other Intangibles - Schedule of Estimated Amortization Expense (details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CoreDepositAndOtherIntangiblesScheduleOfFiniteLivedIntangibleAssetsAcquiredDetails" roleURI="http://www.firstmerchants.com/role/CoreDepositAndOtherIntangiblesScheduleOfFiniteLivedIntangibleAssetsAcquiredDetails">
        <link:definition>2414402 - Disclosure - Core Deposit and Other Intangibles - Schedule of Finite-lived Intangible Assets Acquired (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CoreDepositAndOtherIntangiblesTables" roleURI="http://www.firstmerchants.com/role/CoreDepositAndOtherIntangiblesTables">
        <link:definition>2314301 - Disclosure - Core Deposit and Other Intangibles (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Deposits" roleURI="http://www.firstmerchants.com/role/Deposits">
        <link:definition>2115100 - Disclosure - Deposits</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsScheduleOfDepositContractualMaturitiesExcludingDemandAndSavingsDetails" roleURI="http://www.firstmerchants.com/role/DepositsScheduleOfDepositContractualMaturitiesExcludingDemandAndSavingsDetails">
        <link:definition>2415403 - Disclosure - Deposits - Schedule of Deposit Contractual Maturities, Excluding Demand and Savings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsScheduleOfDepositsDetails" roleURI="http://www.firstmerchants.com/role/DepositsScheduleOfDepositsDetails">
        <link:definition>2415402 - Disclosure - Deposits - Schedule of Deposits (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsTables" roleURI="http://www.firstmerchants.com/role/DepositsTables">
        <link:definition>2315301 - Disclosure - Deposits (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstruments" roleURI="http://www.firstmerchants.com/role/DerivativeFinancialInstruments">
        <link:definition>2117100 - Disclosure - Derivative Financial Instruments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsAdditionalInformationDetail" roleURI="http://www.firstmerchants.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetail">
        <link:definition>2417403 - Disclosure - Derivative Financial Instruments - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsDerivativeFinancialInstrumentsCashFlowInterestRateRiskDetails" roleURI="http://www.firstmerchants.com/role/DerivativeFinancialInstrumentsDerivativeFinancialInstrumentsCashFlowInterestRateRiskDetails">
        <link:definition>2417405 - Disclosure - Derivative Financial Instruments Derivative Financial Instruments - Cash Flow Interest Rate Risk (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsEffectOfDerivativeFinancialInstrumentsOnIncomeStatementDetail" roleURI="http://www.firstmerchants.com/role/DerivativeFinancialInstrumentsEffectOfDerivativeFinancialInstrumentsOnIncomeStatementDetail">
        <link:definition>2417404 - Disclosure - Derivative Financial Instruments - Effect of Derivative Financial Instruments on Income Statement (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsFairValueOfDerivativeFinancialInstrumentsAndTheirClassificationOnBalanceSheetDetail" roleURI="http://www.firstmerchants.com/role/DerivativeFinancialInstrumentsFairValueOfDerivativeFinancialInstrumentsAndTheirClassificationOnBalanceSheetDetail">
        <link:definition>2417402 - Disclosure - Derivative Financial Instruments - Fair Value of Derivative Financial Instruments and Their Classification on Balance Sheet (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsTables" roleURI="http://www.firstmerchants.com/role/DerivativeFinancialInstrumentsTables">
        <link:definition>2317301 - Disclosure - Derivative Financial Instruments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DocumentAndEntityInformation" roleURI="http://www.firstmerchants.com/role/DocumentAndEntityInformation">
        <link:definition>0001000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueOfFinancialInstruments" roleURI="http://www.firstmerchants.com/role/FairValueOfFinancialInstruments">
        <link:definition>2118100 - Disclosure - Fair Value of Financial Instruments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueOfFinancialInstrumentsDisclosuresAboutFairValueOfAssetsAndLiabilitiesAdditionalInformationDetail" roleURI="http://www.firstmerchants.com/role/FairValueOfFinancialInstrumentsDisclosuresAboutFairValueOfAssetsAndLiabilitiesAdditionalInformationDetail">
        <link:definition>2418402 - Disclosure - Fair Value of Financial Instruments - Disclosures About Fair Value of Assets and Liabilities - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueOfFinancialInstrumentsEstimatedFairValuesOfFinancialInstrumentsDetail" roleURI="http://www.firstmerchants.com/role/FairValueOfFinancialInstrumentsEstimatedFairValuesOfFinancialInstrumentsDetail">
        <link:definition>2418408 - Disclosure - Fair Value of Financial Instruments - Estimated Fair Values of Financial Instruments (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueOfFinancialInstrumentsFairValueMeasurementsOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasisDetail" roleURI="http://www.firstmerchants.com/role/FairValueOfFinancialInstrumentsFairValueMeasurementsOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasisDetail">
        <link:definition>2418403 - Disclosure - Fair Value of Financial Instruments - Fair Value Measurements of Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueOfFinancialInstrumentsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsUsingSignificantUnobservableLevel3InputsDetail" roleURI="http://www.firstmerchants.com/role/FairValueOfFinancialInstrumentsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsUsingSignificantUnobservableLevel3InputsDetail">
        <link:definition>2418404 - Disclosure - Fair Value of Financial Instruments - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements using Significant Unobservable Level 3 Inputs (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueOfFinancialInstrumentsTables" roleURI="http://www.firstmerchants.com/role/FairValueOfFinancialInstrumentsTables">
        <link:definition>2318301 - Disclosure - Fair Value of Financial Instruments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueOfFinancialInstrumentsTransferBetweenLevels12And3AndReasonsForThoseTransfersDetail" roleURI="http://www.firstmerchants.com/role/FairValueOfFinancialInstrumentsTransferBetweenLevels12And3AndReasonsForThoseTransfersDetail">
        <link:definition>2418405 - Disclosure - Fair Value of Financial Instruments - Transfer Between Levels 1, 2 and 3 and Reasons For Those Transfers (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueOfFinancialInstrumentsUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsOtherThanGoodwillDetail" roleURI="http://www.firstmerchants.com/role/FairValueOfFinancialInstrumentsUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsOtherThanGoodwillDetail">
        <link:definition>2418407 - Disclosure - Fair Value of Financial Instruments - Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements Other Than Goodwill (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueOfFinancialInstrumentsValuationMethodologiesUsedForInstrumentsMeasuredAtFairValueOnNonRecurringBasisDetail" roleURI="http://www.firstmerchants.com/role/FairValueOfFinancialInstrumentsValuationMethodologiesUsedForInstrumentsMeasuredAtFairValueOnNonRecurringBasisDetail">
        <link:definition>2418406 - Disclosure - Fair Value of Financial Instruments - Valuation Methodologies Used for Instruments Measured at Fair Value on Non-Recurring Basis (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Goodwill" roleURI="http://www.firstmerchants.com/role/Goodwill">
        <link:definition>2113100 - Disclosure - Goodwill</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillDetails" roleURI="http://www.firstmerchants.com/role/GoodwillDetails">
        <link:definition>2413401 - Disclosure - Goodwill (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTax" roleURI="http://www.firstmerchants.com/role/IncomeTax">
        <link:definition>2125100 - Disclosure - Income Tax</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxDetail" roleURI="http://www.firstmerchants.com/role/IncomeTaxDetail">
        <link:definition>2425402 - Disclosure - Income Tax (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxIncomeTaxDeferredTaxAssetsAndLiabilitiesDetails" roleURI="http://www.firstmerchants.com/role/IncomeTaxIncomeTaxDeferredTaxAssetsAndLiabilitiesDetails">
        <link:definition>2425404 - Disclosure - Income Tax Income Tax - Deferred Tax Assets and Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxIncomeTaxOperatingLossCarryforwardsDetails" roleURI="http://www.firstmerchants.com/role/IncomeTaxIncomeTaxOperatingLossCarryforwardsDetails">
        <link:definition>2425406 - Disclosure - Income Tax Income Tax - Operating Loss Carryforwards (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxIncomeTaxValuationAllowanceDetails" roleURI="http://www.firstmerchants.com/role/IncomeTaxIncomeTaxValuationAllowanceDetails">
        <link:definition>2425405 - Disclosure - Income Tax Income Tax - Valuation Allowance (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxParentheticalDetail" roleURI="http://www.firstmerchants.com/role/IncomeTaxParentheticalDetail">
        <link:definition>2425403 - Disclosure - Income Tax (Parenthetical) (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxTables" roleURI="http://www.firstmerchants.com/role/IncomeTaxTables">
        <link:definition>2325301 - Disclosure - Income Tax (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuriitiesDebtSecuritiesCreditLossRecognizedInIncomeAndOtherLossesRecordedInOtherComprehensiveIncomeDetail" roleURI="http://www.firstmerchants.com/role/InvestmentSecuriitiesDebtSecuritiesCreditLossRecognizedInIncomeAndOtherLossesRecordedInOtherComprehensiveIncomeDetail">
        <link:definition>2410405 - Disclosure - Investment Securiities - Debt Securities Credit Loss Recognized in Income, and Other Losses Recorded in Other Comprehensive Income (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecurities" roleURI="http://www.firstmerchants.com/role/InvestmentSecurities">
        <link:definition>2110100 - Disclosure - Investment Securities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesAdditionalInformationDetail" roleURI="http://www.firstmerchants.com/role/InvestmentSecuritiesAdditionalInformationDetail">
        <link:definition>2410404 - Disclosure - Investment Securities - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesAmortizedCostAndApproximateFairValuesOfSecuritiesDetail" roleURI="http://www.firstmerchants.com/role/InvestmentSecuritiesAmortizedCostAndApproximateFairValuesOfSecuritiesDetail">
        <link:definition>2410402 - Disclosure - Investment Securities - Amortized Cost and Approximate Fair Values of Securities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesByContractualMaturityDetail" roleURI="http://www.firstmerchants.com/role/InvestmentSecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesByContractualMaturityDetail">
        <link:definition>2410407 - Disclosure - Investment Securities - Amortized Cost and Fair Value of Available for Sale Securities and Held to Maturity Securities by Contractual Maturity (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesGrossGainsAndLossesOnSalesAndRedemptionsOfAvailableForSaleSecuritiesAndOtherThanTemporaryImpairmentLossesRecognizedDetail" roleURI="http://www.firstmerchants.com/role/InvestmentSecuritiesGrossGainsAndLossesOnSalesAndRedemptionsOfAvailableForSaleSecuritiesAndOtherThanTemporaryImpairmentLossesRecognizedDetail">
        <link:definition>2410408 - Disclosure - Investment Securities - Gross Gains and Losses on Sales and Redemptions of Available for Sale Securities and Other Than Temporary Impairment Losses Recognized (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesInvestmentsGrossUnrealizedLossesAndFairValueAggregatedByInvestmentCategoryAndLengthOfTimeInContinuousUnrealizedLossPositionDetail" roleURI="http://www.firstmerchants.com/role/InvestmentSecuritiesInvestmentsGrossUnrealizedLossesAndFairValueAggregatedByInvestmentCategoryAndLengthOfTimeInContinuousUnrealizedLossPositionDetail">
        <link:definition>2410406 - Disclosure - Investment Securities - Investments' Gross Unrealized Losses and Fair Value Aggregated by Investment Category and Length of Time in Continuous Unrealized Loss Position (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesInvestmentsInDebtAndEquitySecuritiesReportedLessThanHistoricalCostDetail" roleURI="http://www.firstmerchants.com/role/InvestmentSecuritiesInvestmentsInDebtAndEquitySecuritiesReportedLessThanHistoricalCostDetail">
        <link:definition>2410403 - Disclosure - Investment Securities - Investments in Debt and Equity Securities Reported Less than Historical Cost (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentSecuritiesTables" roleURI="http://www.firstmerchants.com/role/InvestmentSecuritiesTables">
        <link:definition>2310301 - Disclosure - Investment Securities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoanServicing" roleURI="http://www.firstmerchants.com/role/LoanServicing">
        <link:definition>2122100 - Disclosure - Loan Servicing</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoanServicingDetails" roleURI="http://www.firstmerchants.com/role/LoanServicingDetails">
        <link:definition>2422401 - Disclosure - Loan Servicing (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowance" roleURI="http://www.firstmerchants.com/role/LoansAndAllowance">
        <link:definition>2111100 - Disclosure - Loans and Allowance</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceAdditionalInformationDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceAdditionalInformationDetail">
        <link:definition>2411402 - Disclosure - Loans and Allowance - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceAllowanceForCreditLossesAndLoanPortfolioByLoanSegmentDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceAllowanceForCreditLossesAndLoanPortfolioByLoanSegmentDetail">
        <link:definition>2411405 - Disclosure - Loans and Allowance - Allowance for Credit Losses and Loan Portfolio by Loan Segment (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceChangesInAllowanceForLoanLossesByLoanSegmentDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceChangesInAllowanceForLoanLossesByLoanSegmentDetail">
        <link:definition>2411404 - Disclosure - Loans and Allowance - Changes in Allowance for Loan Losses by Loan Segment (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceCompositionOfImpairedLoansByLoanClassDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceCompositionOfImpairedLoansByLoanClassDetail">
        <link:definition>2411407 - Disclosure - Loans and Allowance - Composition of Impaired Loans by Loan Class (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceCompositionOfLoanPortfolioByLoanClassDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceCompositionOfLoanPortfolioByLoanClassDetail">
        <link:definition>2411403 - Disclosure - Loans and Allowance - Composition of Loan Portfolio by Loan Class (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceCreditQualityOfLoanPortfolioByLoanClassDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceCreditQualityOfLoanPortfolioByLoanClassDetail">
        <link:definition>2411408 - Disclosure - Loans and Allowance - Credit Quality of Loan Portfolio by Loan Class (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowancePastDueAgingOfLoanPortfolioByLoanClassDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowancePastDueAgingOfLoanPortfolioByLoanClassDetail">
        <link:definition>2411409 - Disclosure - Loans and Allowance - Past Due Aging of Loan Portfolio by Loan Class (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceSubsequentDefaultDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceSubsequentDefaultDetail">
        <link:definition>2411412 - Disclosure - Loans and Allowance - Subsequent Default (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceSummaryOfNonAccrualLoansByLoanClassDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceSummaryOfNonAccrualLoansByLoanClassDetail">
        <link:definition>2411406 - Disclosure - Loans and Allowance - Summary of Non-Accrual Loans by Loan Class (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceSummaryOfTroubledDebtRestructuringsByModificationDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceSummaryOfTroubledDebtRestructuringsByModificationDetail">
        <link:definition>2411411 - Disclosure - Loans and Allowance - Summary of Troubled Debt Restructurings by Modification (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceSummaryOfTroubledDebtRestructuringsDetail" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceSummaryOfTroubledDebtRestructuringsDetail">
        <link:definition>2411410 - Disclosure - Loans and Allowance - Summary of Troubled Debt Restructurings (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAndAllowanceTables" roleURI="http://www.firstmerchants.com/role/LoansAndAllowanceTables">
        <link:definition>2311301 - Disclosure - Loans and Allowance (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureOfOperationsAndSummaryOfSignificantAccountingPolicies" roleURI="http://www.firstmerchants.com/role/NatureOfOperationsAndSummaryOfSignificantAccountingPolicies">
        <link:definition>2107100 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesDetails" roleURI="http://www.firstmerchants.com/role/NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesDetails">
        <link:definition>2407403 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesEstimatedUsefulLivesIntangibleAssetsDetails" roleURI="http://www.firstmerchants.com/role/NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesEstimatedUsefulLivesIntangibleAssetsDetails">
        <link:definition>2407405 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies - Estimated Useful Lives, Intangible Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesEstimatedUsefulLivesPremisesAndEquipmentDetails" roleURI="http://www.firstmerchants.com/role/NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesEstimatedUsefulLivesPremisesAndEquipmentDetails">
        <link:definition>2407404 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies - Estimated Useful Lives, Premises and Equipment (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesPolicies" roleURI="http://www.firstmerchants.com/role/NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesPolicies">
        <link:definition>2207202 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesRequisiteServicePeriodForStockOptionAndRestrictedStockAwardPlansDetails" roleURI="http://www.firstmerchants.com/role/NatureOfOperationsAndSummaryOfSignificantAccountingPoliciesRequisiteServicePeriodForStockOptionAndRestrictedStockAwardPlansDetails">
        <link:definition>2407406 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies - Requisite Service Period for Stock Option and Restricted Stock Award Plans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NetIncomePerShare" roleURI="http://www.firstmerchants.com/role/NetIncomePerShare">
        <link:definition>2126100 - Disclosure - Net Income Per Share</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NetIncomePerShareAdditionalInformationDetail" roleURI="http://www.firstmerchants.com/role/NetIncomePerShareAdditionalInformationDetail">
        <link:definition>2426403 - Disclosure - Net Income Per Share - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NetIncomePerShareDetail" roleURI="http://www.firstmerchants.com/role/NetIncomePerShareDetail">
        <link:definition>2426402 - Disclosure - Net Income Per Share (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NetIncomePerShareTables" roleURI="http://www.firstmerchants.com/role/NetIncomePerShareTables">
        <link:definition>2326301 - Disclosure - Net Income Per Share (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlans" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlans">
        <link:definition>2124100 - Disclosure - Pension and Other Post Retirement Benefit Plans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansAmountToBeAmortizedFromAccumulatedOtherComprehensiveIncomeNextFiscalYearDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansAmountToBeAmortizedFromAccumulatedOtherComprehensiveIncomeNextFiscalYearDetails">
        <link:definition>2424407 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Amount To Be Amortized From Accumulated Other Comprehensive Income, Next Fiscal Year (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansHealthInsurancePlanDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansHealthInsurancePlanDetails">
        <link:definition>2424413 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Health Insurance Plan (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansNarrativeDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansNarrativeDetails">
        <link:definition>2424402 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansOtherComprehensiveIncomeDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansOtherComprehensiveIncomeDetails">
        <link:definition>2424406 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Other Comprehensive Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansRetirementAndIncomeSavingsPlanDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansRetirementAndIncomeSavingsPlanDetails">
        <link:definition>2424412 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Retirement and Income Savings Plan (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfAccumulatedBenefitObligationInExcessOfPlanAssetsDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfAccumulatedBenefitObligationInExcessOfPlanAssetsDetails">
        <link:definition>2424404 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Schedule of Accumulated Benefit Obligation in Excess of Plan Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfChangesInBenefitObligationAndPlanAssetsFundedStatusOfPlanAssetsAndLiabilitiesRecognizedInBalanceSheetsDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfChangesInBenefitObligationAndPlanAssetsFundedStatusOfPlanAssetsAndLiabilitiesRecognizedInBalanceSheetsDetails">
        <link:definition>2424403 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Schedule of Changes in Benefit Obligation, and Plan Assets, Funded Status of the Plan, Assets and Liabilities Recognized in the Balance Sheets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfExpectedFutureBenefitPaymentsDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfExpectedFutureBenefitPaymentsDetails">
        <link:definition>2424410 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Schedule of Expected Future Benefit Payments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfMaturitiesOfPlansDebtSecuritiesInYearsDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfMaturitiesOfPlansDebtSecuritiesInYearsDetails">
        <link:definition>2424409 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Schedule of Maturities of Plan's Debt Securities (In Years) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfNetPeriodicBenefitCostsDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfNetPeriodicBenefitCostsDetails">
        <link:definition>2424405 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Schedule of Net Periodic Benefit Costs (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfPlanAssetsByCategoryDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfPlanAssetsByCategoryDetails">
        <link:definition>2424411 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Schedule of Plan Assets by Category (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfPlanAssetsByLevelDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfPlanAssetsByLevelDetails">
        <link:definition>2424414 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Schedule of Plan Assets by Level (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfWeightedAverageAssumptionsUsedToDetermineBenefitObligationAndBenefitCostDetails" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansPensionAndOtherPostRetirementBenefitPlansScheduleOfWeightedAverageAssumptionsUsedToDetermineBenefitObligationAndBenefitCostDetails">
        <link:definition>2424408 - Disclosure - Pension and Other Post Retirement Benefit Plans Pension and Other Post Retirement Benefit Plans - Schedule of Weighted Average Assumptions Used to Determine Benefit Obligation and Benefit Cost (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionAndOtherPostRetirementBenefitPlansTables" roleURI="http://www.firstmerchants.com/role/PensionAndOtherPostRetirementBenefitPlansTables">
        <link:definition>2324301 - Disclosure - Pension and Other Post Retirement Benefit Plans (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesAndEquipment" roleURI="http://www.firstmerchants.com/role/PremisesAndEquipment">
        <link:definition>2112100 - Disclosure - Premises and Equipment</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesAndEquipmentDetails" roleURI="http://www.firstmerchants.com/role/PremisesAndEquipmentDetails">
        <link:definition>2412402 - Disclosure - Premises and Equipment - (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesAndEquipmentScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesDetails" roleURI="http://www.firstmerchants.com/role/PremisesAndEquipmentScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesDetails">
        <link:definition>2412403 - Disclosure - Premises and Equipment - Schedule of Future Minimum Rental Payments for Operating Leases (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesAndEquipmentTables" roleURI="http://www.firstmerchants.com/role/PremisesAndEquipmentTables">
        <link:definition>2312301 - Disclosure - Premises and Equipment (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PurchaseAndAssumption" roleURI="http://www.firstmerchants.com/role/PurchaseAndAssumption">
        <link:definition>2108100 - Disclosure - Purchase and Assumption</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PurchaseAndAssumptionAdditionalInformationDetail" roleURI="http://www.firstmerchants.com/role/PurchaseAndAssumptionAdditionalInformationDetail">
        <link:definition>2408402 - Disclosure - Purchase and Assumption - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PurchaseAndAssumptionTables" roleURI="http://www.firstmerchants.com/role/PurchaseAndAssumptionTables">
        <link:definition>2308301 - Disclosure - Purchase and Assumption (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="QuarterlyResultsOfOperationsUnaudited" roleURI="http://www.firstmerchants.com/role/QuarterlyResultsOfOperationsUnaudited">
        <link:definition>2127100 - Disclosure - Quarterly Results of Operations (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="QuarterlyResultsOfOperationsUnauditedDetails" roleURI="http://www.firstmerchants.com/role/QuarterlyResultsOfOperationsUnauditedDetails">
        <link:definition>2427402 - Disclosure - Quarterly Results of Operations (Unaudited) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="QuarterlyResultsOfOperationsUnauditedTables" roleURI="http://www.firstmerchants.com/role/QuarterlyResultsOfOperationsUnauditedTables">
        <link:definition>2327301 - Disclosure - Quarterly Results of Operations (Unaudited) (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryCapital" roleURI="http://www.firstmerchants.com/role/RegulatoryCapital">
        <link:definition>2121100 - Disclosure - Regulatory Capital</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryCapitalDetails" roleURI="http://www.firstmerchants.com/role/RegulatoryCapitalDetails">
        <link:definition>2421402 - Disclosure - Regulatory Capital (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryCapitalTables" roleURI="http://www.firstmerchants.com/role/RegulatoryCapitalTables">
        <link:definition>2321301 - Disclosure - Regulatory Capital (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RestrictionOnCashAndDueFromBanks" roleURI="http://www.firstmerchants.com/role/RestrictionOnCashAndDueFromBanks">
        <link:definition>2109100 - Disclosure - Restriction on Cash and Due From Banks</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RestrictionOnCashAndDueFromBanksDetails" roleURI="http://www.firstmerchants.com/role/RestrictionOnCashAndDueFromBanksDetails">
        <link:definition>2409401 - Disclosure - Restriction on Cash and Due From Banks (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensation" roleURI="http://www.firstmerchants.com/role/ShareBasedCompensation">
        <link:definition>2123100 - Disclosure - Share-Based Compensation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationAdditionalInformationDetail" roleURI="http://www.firstmerchants.com/role/ShareBasedCompensationAdditionalInformationDetail">
        <link:definition>2423402 - Disclosure - Share-Based Compensation - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationAssumptionsUsedInBlackScholesModelDetail" roleURI="http://www.firstmerchants.com/role/ShareBasedCompensationAssumptionsUsedInBlackScholesModelDetail">
        <link:definition>2423403 - Disclosure - Share-Based Compensation - Assumptions Used in Black Scholes Model (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationComponentsOfShareBasedCompensationAwardsDetail" roleURI="http://www.firstmerchants.com/role/ShareBasedCompensationComponentsOfShareBasedCompensationAwardsDetail">
        <link:definition>2423404 - Disclosure - Share-Based Compensation - Components of Share Based Compensation Awards (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationStockOptionActivityUnderStockOptionPlansDetail" roleURI="http://www.firstmerchants.com/role/ShareBasedCompensationStockOptionActivityUnderStockOptionPlansDetail">
        <link:definition>2423405 - Disclosure - Share Based Compensation - Stock Option Activity under Stock Option Plans (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationTables" roleURI="http://www.firstmerchants.com/role/ShareBasedCompensationTables">
        <link:definition>2323301 - Disclosure - Share-Based Compensation (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationUnvestedRsasOutstandingDetail" roleURI="http://www.firstmerchants.com/role/ShareBasedCompensationUnvestedRsasOutstandingDetail">
        <link:definition>2423406 - Disclosure - Share-Based Compensation - Unvested RSAs Outstanding (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquity" roleURI="http://www.firstmerchants.com/role/StockholdersEquity">
        <link:definition>2120100 - Disclosure - Stockholders' Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityDetails" roleURI="http://www.firstmerchants.com/role/StockholdersEquityDetails">
        <link:definition>2420401 - Disclosure - Stockholders' Equity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityScheduleOfPreferredStockTransactionsDetails" roleURI="http://www.firstmerchants.com/role/StockholdersEquityScheduleOfPreferredStockTransactionsDetails">
        <link:definition>2420402 - Disclosure - Stockholders' Equity - Schedule of Preferred Stock Transactions (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubsequentEvents" roleURI="http://www.firstmerchants.com/role/SubsequentEvents">
        <link:definition>2129100 - Disclosure - Subsequent Events</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubsequentEventsDetails" roleURI="http://www.firstmerchants.com/role/SubsequentEventsDetails">
        <link:definition>2429401 - Disclosure - Subsequent Events (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element id="frme_AccretableYieldForAcquiredLoansTableTextBlock" name="AccretableYieldForAcquiredLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_AdministrativeServicesFeesFromSubsidiaries" name="AdministrativeServicesFeesFromSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_AdvancesFromFederalHomeLoanBanksPutable" name="AdvancesFromFederalHomeLoanBanksPutable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_AllowanceForCreditLossesOnFinancingReceivablesByPortfolioSegmentTableTextBlock" name="AllowanceForCreditLossesOnFinancingReceivablesByPortfolioSegmentTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_AllowanceForLoanAndLeaseLossesLoanRecoveries" name="AllowanceForLoanAndLeaseLossesLoanRecoveries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_AllowanceForLoanLossesNumberOfKeyElementsAppliedToDeterminationOfValuationAllowance" name="AllowanceForLoanLossesNumberOfKeyElementsAppliedToDeterminationOfValuationAllowance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_AlternativeInvestmentsMember" name="AlternativeInvestmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_AmountsRecognizedInAccumulatedOtherComprehensiveIncomeNotYetRecognizedAsComponentOfNetPeriodicBenefitCostAbstract" name="AmountsRecognizedInAccumulatedOtherComprehensiveIncomeNotYetRecognizedAsComponentOfNetPeriodicBenefitCostAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_AppraisalsMember" name="AppraisalsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_AvailableForSaleSecuritiesBookValue" name="AvailableForSaleSecuritiesBookValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_AvailableForSaleSecuritiesDebtMaturityWithSingleMaturityDateAmortizedCost" name="AvailableForSaleSecuritiesDebtMaturityWithSingleMaturityDateAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_AvailableForSaleSecuritiesDebtMaturityWithSingleMaturityDateFairValue" name="AvailableForSaleSecuritiesDebtMaturityWithSingleMaturityDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_BankOfAmericaNAMember" name="BankOfAmericaNAMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_BorrowedFundsAbstract" name="BorrowedFundsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_BusinessAcquisitionPurchasePriceAllocationCashAndDueFromBanks" name="BusinessAcquisitionPurchasePriceAllocationCashAndDueFromBanks" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessAcquisitionPurchasePriceAllocationCashReceivedFromFederalDepositInsuranceCorporation" name="BusinessAcquisitionPurchasePriceAllocationCashReceivedFromFederalDepositInsuranceCorporation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessAcquisitionPurchasePriceAllocationContractualDiscount" name="BusinessAcquisitionPurchasePriceAllocationContractualDiscount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessAcquisitionPurchasePriceAllocationFederalHomeLoanBankAdvances" name="BusinessAcquisitionPurchasePriceAllocationFederalHomeLoanBankAdvances" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessAcquisitionPurchasePriceAllocationFederalHomeLoanBankStock" name="BusinessAcquisitionPurchasePriceAllocationFederalHomeLoanBankStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumedDeposits" name="BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumedDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessAcquisitionPurchasePriceAllocationLoansReceivable" name="BusinessAcquisitionPurchasePriceAllocationLoansReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationLoansAcquiredDiscount" name="BusinessCombinationLoansAcquiredDiscount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBorrowings" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBorrowings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCustomerDeposits" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCustomerDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoans" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherLiabilities" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_CarryingAmountOfLoansTableTextBlock" name="CarryingAmountOfLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_CashBalanceFederalHomeLoanBankAndFederalReserveBank" name="CashBalanceFederalHomeLoanBankAndFederalReserveBank" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_CertificatesAndOtherTimeDepositsOf100000OrMore" name="CertificatesAndOtherTimeDepositsOf100000OrMore" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_ChangesInOtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome" name="ChangesInOtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CnbcStatutoryTrustIMember" name="CnbcStatutoryTrustIMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CollateralBasedMeasurementsMember" name="CollateralBasedMeasurementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialAndFarmLandLoansMember" name="CommercialAndFarmLandLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialAndIndustrialLoansMember" name="CommercialAndIndustrialLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialDoubtfulMember" name="CommercialDoubtfulMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialPassMember" name="CommercialPassMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialSpecialMentionMember" name="CommercialSpecialMentionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialSubstandardMember" name="CommercialSubstandardMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommonBondFundMember" name="CommonBondFundMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommonEquityFundMember" name="CommonEquityFundMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_CommonStockPurchaseSecuritiesAgreementNumberOfInvestors" name="CommonStockPurchaseSecuritiesAgreementNumberOfInvestors" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ConsumerNonperformingFinancingReceivableMember" name="ConsumerNonperformingFinancingReceivableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ConsumerPerformingFinancingReceivableMember" name="ConsumerPerformingFinancingReceivableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ConvertiblePreferredStockConvertedToSecurities" name="ConvertiblePreferredStockConvertedToSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_ConvertiblePreferredStockConvertedToSecuritiesShares" name="ConvertiblePreferredStockConvertedToSecuritiesShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DebtInstrumentCovenentMinimumReturnOnAverageTotalAssetsPercent" name="DebtInstrumentCovenentMinimumReturnOnAverageTotalAssetsPercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DebtInstrumentDebtDefaultAmountDueUponDefault" name="DebtInstrumentDebtDefaultAmountDueUponDefault" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DebtInstrumentDebtDefaultDefaultRatePercentage" name="DebtInstrumentDebtDefaultDefaultRatePercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_DebtInstrumentRedemptionPricePercentage" name="DebtInstrumentRedemptionPricePercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DefererdTaxAssetTaxDeferredExpenseCompensationAndBenefitsPensionAndOtherEmployeeBenefits" name="DefererdTaxAssetTaxDeferredExpenseCompensationAndBenefitsPensionAndOtherEmployeeBenefits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_DeferredTaxAssetAndIncomeTaxReceivable" name="DeferredTaxAssetAndIncomeTaxReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_DeferredTaxAssetLoanAndSecurities" name="DeferredTaxAssetLoanAndSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_DeferredTaxAssetsMovementInValuationAllowancesRollForward" name="DeferredTaxAssetsMovementInValuationAllowancesRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DeferredTaxAssetsTaxDeferredExpenseFederalAndStateIncomeTaxLossCarryforwardAndCredits" name="DeferredTaxAssetsTaxDeferredExpenseFederalAndStateIncomeTaxLossCarryforwardAndCredits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_DeferredTaxAssetsTaxDeferredExpenseLoanFees" name="DeferredTaxAssetsTaxDeferredExpenseLoanFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_DeferredTaxLiabilitiesGainOnFdicModifiedWholeBankTransaction" name="DeferredTaxLiabilitiesGainOnFdicModifiedWholeBankTransaction" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DeferredTaxLiabilitiesLoansAndSecurities" name="DeferredTaxLiabilitiesLoansAndSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DeferredTaxLiabilitiesStateIncomeTax" name="DeferredTaxLiabilitiesStateIncomeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DefinedBenefitPlanExpectedFutureBenefitPaymentsTotal" name="DefinedBenefitPlanExpectedFutureBenefitPaymentsTotal" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DefinedBenefitPlanMinimumParticipantAttainedAge" name="DefinedBenefitPlanMinimumParticipantAttainedAge" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DefinedBenefitPlanOtherPostretirementBenefitParticipantAttainedAge" name="DefinedBenefitPlanOtherPostretirementBenefitParticipantAttainedAge" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DefinedBenefitPlanOtherPostretirementBenefitPercentOfPremiumsPaidByParticipant" name="DefinedBenefitPlanOtherPostretirementBenefitPercentOfPremiumsPaidByParticipant" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DefinedBenefitPlanPlanAssetsMaturityPeriod" name="DefinedBenefitPlanPlanAssetsMaturityPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DefinedBenefitPlanPlanParticipantsEmployeesCoveredByPlanPercentage" name="DefinedBenefitPlanPlanParticipantsEmployeesCoveredByPlanPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DefinedBenefitPlanRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTaxes" name="DefinedBenefitPlanRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTaxes" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_DefinedBenefitsPlanMinimumRequisiteServicePeriod" name="DefinedBenefitsPlanMinimumRequisiteServicePeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DefinedContributionPlanEmployerMatchingContributionPercentOfEmployeesGrossPay" name="DefinedContributionPlanEmployerMatchingContributionPercentOfEmployeesGrossPay" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DefinedContributionPlanRequisiteServicePeriod" name="DefinedContributionPlanRequisiteServicePeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DefinedContributionPlanVestingPeriod" name="DefinedContributionPlanVestingPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DepositContractualMaturitiesExcludingDemandAndSavingsAfterYearFive" name="DepositContractualMaturitiesExcludingDemandAndSavingsAfterYearFive" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DepositContractualMaturitiesExcludingDemandAndSavingsNextTwelveMonths" name="DepositContractualMaturitiesExcludingDemandAndSavingsNextTwelveMonths" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DepositContractualMaturitiesExcludingDemandAndSavingsYearFive" name="DepositContractualMaturitiesExcludingDemandAndSavingsYearFive" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DepositContractualMaturitiesExcludingDemandAndSavingsYearFour" name="DepositContractualMaturitiesExcludingDemandAndSavingsYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DepositContractualMaturitiesExcludingDemandAndSavingsYearThree" name="DepositContractualMaturitiesExcludingDemandAndSavingsYearThree" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DepositContractualMaturitiesExcludingDemandAndSavingsYearTwo" name="DepositContractualMaturitiesExcludingDemandAndSavingsYearTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DepositsContractualMaturitiesExcludingDemandAndSavingsAmount" name="DepositsContractualMaturitiesExcludingDemandAndSavingsAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_DiscountedCashFlowMember" name="DiscountedCashFlowMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DividendIncomeFromSubsidiaries" name="DividendIncomeFromSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DividendPeriodsAxis" name="DividendPeriodsAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DividendPeriodsDomain" name="DividendPeriodsDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DividendRateEleventhPeriodThroughNineteethPeriodUpToFourAndOneHalfYearAnniversaryOfDateOfIssuanceMember" name="DividendRateEleventhPeriodThroughNineteethPeriodUpToFourAndOneHalfYearAnniversaryOfDateOfIssuanceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DividendRateFirstTermMember" name="DividendRateFirstTermMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DividendRatePeriodSubsequentToFourAndOneHalfYearAnniversaryOfDateOfIssuanceMember" name="DividendRatePeriodSubsequentToFourAndOneHalfYearAnniversaryOfDateOfIssuanceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DividendReinvestmentAndStockPurchasePlanStockholderMaximumAmountOfCashPaymentsPerQuarterPurchasesOfCommonStock" name="DividendReinvestmentAndStockPurchasePlanStockholderMaximumAmountOfCashPaymentsPerQuarterPurchasesOfCommonStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DividentRateSecondThroughTenthPeriodMember" name="DividentRateSecondThroughTenthPeriodMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DocumentDocumentandEntityInformationAbstract" name="DocumentDocumentandEntityInformationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_EmployeeStockPurchasePlanEmployeeContributionAmount" name="EmployeeStockPurchasePlanEmployeeContributionAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_EmployeeStockPurchasePlanMember" name="EmployeeStockPurchasePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ExcessTaxChargeBenefitFromShareBasedCompensationOperatingActivities" name="ExcessTaxChargeBenefitFromShareBasedCompensationOperatingActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ExpensesAbstract" name="ExpensesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPayments" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPayments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_FarmingAndAgricultureMember" name="FarmingAndAgricultureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FederalHomeLoanBankAdvancesFairValue" name="FederalHomeLoanBankAdvancesFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_FederalHomeLoanBankAdvancesRequiredCollateralPercent" name="FederalHomeLoanBankAdvancesRequiredCollateralPercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FederalReserveAndFederalHomeLoanBankStockPolicyTextBlock" name="FederalReserveAndFederalHomeLoanBankStockPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableLoansAcquiredInBusinessCombinationPolicyTextBlock" name="FinancingReceivableLoansAcquiredInBusinessCombinationPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsNumberOfContractsDuringPeriod" name="FinancingReceivableModificationsNumberOfContractsDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsPostModificationLoansAsPercentageOfTroubledDebtRestructuredLoans" name="FinancingReceivableModificationsPostModificationLoansAsPercentageOfTroubledDebtRestructuredLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsPostModificationRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsPostModificationRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsPreModificationRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsPreModificationRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsSubsequentDefaultNumberOfContractsDuringPeriod" name="FinancingReceivableModificationsSubsequentDefaultNumberOfContractsDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsSubsequentDefaultRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsSubsequentDefaultRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableRecordedInvestmentMoreThanNinetyDaysPastDueAndStillAccruing" name="FinancingReceivableRecordedInvestmentMoreThanNinetyDaysPastDueAndStillAccruing" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_FirstMerchantCapitalTrustIiMember" name="FirstMerchantCapitalTrustIiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_FirstMerchantCapitalTrustIiiMember" name="FirstMerchantCapitalTrustIiiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_FixedRatePerpetualJuniorSubordinatedDebenturesMember" name="FixedRatePerpetualJuniorSubordinatedDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_GainLossInNetIncomeLossExchangeOfStock" name="GainLossInNetIncomeLossExchangeOfStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_GainOnExchangeOfPreferredStockForTrustPreferredDebt" name="GainOnExchangeOfPreferredStockForTrustPreferredDebt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_GainOnFdicModifiedWholeBankTransaction" name="GainOnFdicModifiedWholeBankTransaction" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_GoodwillDisclosureAbstract" name="GoodwillDisclosureAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturitiesWithSingleMaturityDateNetCarryingAmount" name="HeldToMaturitySecuritiesDebtMaturitiesWithSingleMaturityDateNetCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_HeldToMaturitySecuritiesDebtMaturityWithSingleMaturityDateFairValue" name="HeldToMaturitySecuritiesDebtMaturityWithSingleMaturityDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_ImpairedLoansMember" name="ImpairedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_IncomeAbstract" name="IncomeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_IncomeLossFromContinuingOperationsBeforeEquityMethodInvestmentsIncomeTaxesExtraordinaryItemsNoncontrollingInterestAfterTax" name="IncomeLossFromContinuingOperationsBeforeEquityMethodInvestmentsIncomeTaxesExtraordinaryItemsNoncontrollingInterestAfterTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_IncomeLossFromSubsidiariesNetOfDividendsAndTax" name="IncomeLossFromSubsidiariesNetOfDividendsAndTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InstallmentLoansMember" name="InstallmentLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndDividendIncomeOperatingAndNoninterestIncome" name="InterestAndDividendIncomeOperatingAndNoninterestIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxExempt" name="InterestAndFeeIncomeLoansAndLeasesTaxExempt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxable" name="InterestAndFeeIncomeLoansAndLeasesTaxable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndNoninterestExpense" name="InterestAndNoninterestExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestBearingDepositsWithBanksFairValueDisclosure" name="InterestBearingDepositsWithBanksFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_InterestIncomeFederalReserveAndFederalHomeLoanBankStock" name="InterestIncomeFederalReserveAndFederalHomeLoanBankStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestPayableFairValueDisclosure" name="InterestPayableFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InterestRateFebruary212014ThereafterMember" name="InterestRateFebruary212014ThereafterMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InterestRatePeriodsAxis" name="InterestRatePeriodsAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InterestRatePeriodsDomain" name="InterestRatePeriodsDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InterestRateSwapAssetsMember" name="InterestRateSwapAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestRateSwapLiabilitiesFairValueDisclosure" name="InterestRateSwapLiabilitiesFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InterestRateSwapLiabilitiesMember" name="InterestRateSwapLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestRateSwapsAssetsFairValueDisclosure" name="InterestRateSwapsAssetsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InterestRateThroughFebruary202014Member" name="InterestRateThroughFebruary202014Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestReceivableFairValueDisclosure" name="InterestReceivableFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InternationalMutualFundsMember" name="InternationalMutualFundsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InvestmentHistoricalCost" name="InvestmentHistoricalCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" name="InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InvestmentsUnrealizedLossPositionLineItems" name="InvestmentsUnrealizedLossPositionLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InvestmentsUnrealizedLossPositionTable" name="InvestmentsUnrealizedLossPositionTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_LIBORMember" name="LIBORMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_LargeCapEquityMember" name="LargeCapEquityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_LenderNameDomain" name="LenderNameDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_LendingIncentiveFeeAnnualPercentage" name="LendingIncentiveFeeAnnualPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_LoanServicingTextBlock" name="LoanServicingTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_LoansAndLeasesReceivable" name="LoansAndLeasesReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_LongTermDebtAverageOutstandingAmount" name="LongTermDebtAverageOutstandingAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_LongTermDebtMaximumAmountOutstandingDuringPeriod" name="LongTermDebtMaximumAmountOutstandingDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_LossOnCapitalPurchaseProgramUnamortizedDiscount" name="LossOnCapitalPurchaseProgramUnamortizedDiscount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_LossOnExtinguishmentOfTrustPreferredSecurities" name="LossOnExtinguishmentOfTrustPreferredSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_MarketableSecuritiesGainLossIncludingOtherThanTemporaryImpairmentsTax" name="MarketableSecuritiesGainLossIncludingOtherThanTemporaryImpairmentsTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_MidCapEquityMember" name="MidCapEquityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_NegotiableOrderOfWithdrawalAccountsMember" name="NegotiableOrderOfWithdrawalAccountsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_NetDeferredTaxAssetsBeforeValuationAllowance" name="NetDeferredTaxAssetsBeforeValuationAllowance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_NetOfTaxAmountOtherThanTemporaryImpairmentOnDebtSecurityCatergorizedAsAvailableForSaleRecognizedInOtherComprehensiveIncomeLoss" name="NetOfTaxAmountOtherThanTemporaryImpairmentOnDebtSecurityCatergorizedAsAvailableForSaleRecognizedInOtherComprehensiveIncomeLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_NonInterestBearingDepositsMember" name="NonInterestBearingDepositsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_NonInterestDepositsInBanksAndOtherFinancialInstitutions" name="NonInterestDepositsInBanksAndOtherFinancialInstitutions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_OccupancyAndEquipmentExpense" name="OccupancyAndEquipmentExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_OtherCertificatesAndTimeDeposits" name="OtherCertificatesAndTimeDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_OtherComprehensiveIncomeUnrealizedGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodTax" name="OtherComprehensiveIncomeUnrealizedGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_OtherComprehensiveIncomeUnrealizedGainLossOnSecuritiestransferredToHeldToMaturityArisingDuringPeriodNetOfTax" name="OtherComprehensiveIncomeUnrealizedGainLossOnSecuritiestransferredToHeldToMaturityArisingDuringPeriodNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_OtherLoansMember" name="OtherLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_OtherRealEstateOwnedMember" name="OtherRealEstateOwnedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_PaymentsToAcquireInterestInSubsidiariesAndAffiliatesOperatingActivity" name="PaymentsToAcquireInterestInSubsidiariesAndAffiliatesOperatingActivity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_PercentageOfTotalInvestmentPortfolioFairValue" name="PercentageOfTotalInvestmentPortfolioFairValue" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_PreferredStockDividendDefaultPaymentsNumberOfMissedPayments" name="PreferredStockDividendDefaultPaymentsNumberOfMissedPayments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_PreferredStockOutstandingAggregateLiquidationAmount" name="PreferredStockOutstandingAggregateLiquidationAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_PreferredStockRedeemedUnderCapitalPurchaseProgram" name="PreferredStockRedeemedUnderCapitalPurchaseProgram" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_PreferredStockRedeemedUnderCapitalPurchaseProgramInShares" name="PreferredStockRedeemedUnderCapitalPurchaseProgramInShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_PreferredStockRedemptionPercentage" name="PreferredStockRedemptionPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_PreferredStockRightsOfHolderNumberOfDirectorsHoldersCanDesignateToBoardOfDirectors" name="PreferredStockRightsOfHolderNumberOfDirectorsHoldersCanDesignateToBoardOfDirectors" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_PreferredStockSharesExchanged" name="PreferredStockSharesExchanged" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" name="ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_RepurchaseLetter" name="RepurchaseLetter" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_RepurchaseOfWarrantShares" name="RepurchaseOfWarrantShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_RepurchaseOfWarrantsDuringPeriodValue" name="RepurchaseOfWarrantsDuringPeriodValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_ReserveRequirementFederalReserveBank" name="ReserveRequirementFederalReserveBank" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_RestrictedStockAwardsMember" name="RestrictedStockAwardsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScbBankMember" name="ScbBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfDefinedContributionPlansDisclosuresLineItems" name="ScheduleOfDefinedContributionPlansDisclosuresLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfDefinedContributionPlansDisclosuresTable" name="ScheduleOfDefinedContributionPlansDisclosuresTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfDepositContractualMaturitiesExcludingDemandAndSavingsTableTextBlock" name="ScheduleOfDepositContractualMaturitiesExcludingDemandAndSavingsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfDepositsTableTextBlock" name="ScheduleOfDepositsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfPostemployementPlanTable" name="ScheduleOfPostemployementPlanTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfPostemploymentPlanLineItems" name="ScheduleOfPostemploymentPlanLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfTroubledDebtRestructuringsByModificationTypeTableTextBlock" name="ScheduleOfTroubledDebtRestructuringsByModificationTypeTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesAmortizedCost" name="SecuritiesAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" name="SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionAggregateLosses" name="SecuritiesContinuousUnrealizedLossPositionAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionFairValue" name="SecuritiesContinuousUnrealizedLossPositionFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" name="SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" name="SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" name="SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesDiscountRateOverLondonInterBankOfferedRate" name="SecuritiesDiscountRateOverLondonInterBankOfferedRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesFairValue" name="SecuritiesFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesGrossUnrealizedGains" name="SecuritiesGrossUnrealizedGains" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesGrossUnrealizedLosses" name="SecuritiesGrossUnrealizedLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesMaturity" name="SecuritiesMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesPledgedAsCollateral" name="SecuritiesPledgedAsCollateral" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardContractualTermRange" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardContractualTermRange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAnnualForfeitureRate" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAnnualForfeitureRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantDateFairValueOfAwards" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantDateFairValueOfAwards" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPercentage" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementsByShareBasedPaymentAwardPercentageOfMarketPriceAtEligibleEmployeesGrantedOptionsToPurchaseShares" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardPercentageOfMarketPriceAtEligibleEmployeesGrantedOptionsToPurchaseShares" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SharesIssuedPricePerShare" name="SharesIssuedPricePerShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_SmallCapEquityMember" name="SmallCapEquityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_SpecialtyAlternativeFundsMember" name="SpecialtyAlternativeFundsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_StateTaxesMember" name="StateTaxesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_StockIssuedUnderDividendReinvestmentAndStockPurchasePlan" name="StockIssuedUnderDividendReinvestmentAndStockPurchasePlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_StockIssuedUnderDividendReinvestmentAndStockPurchasePlanInShares" name="StockIssuedUnderDividendReinvestmentAndStockPurchasePlanInShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_StockOptionsAndEmployeeStockPurchasePlanMember" name="StockOptionsAndEmployeeStockPurchasePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_SubordinatedDebenturesAndTermLoansMember" name="SubordinatedDebenturesAndTermLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SupplementalNonCashInvestingActivities" name="SupplementalNonCashInvestingActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_TaxExpenseBenefitFromStockOptionsExercised" name="TaxExpenseBenefitFromStockOptionsExercised" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TaxableBondMember" name="TaxableBondMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TermLoanMember" name="TermLoanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_TransfersInAndOutOfEachOfValuationLevelsOfFairValuesTableTableTextBlock" name="TransfersInAndOutOfEachOfValuationLevelsOfFairValuesTableTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TriggerEvent1Member" name="TriggerEvent1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TriggerEvent2Member" name="TriggerEvent2Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TriggerEventsAxis" name="TriggerEventsAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TriggerEventsDomain" name="TriggerEventsDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringModficationByTypeAxis" name="TroubledDebtRestructuringModficationByTypeAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringModficationByTypeDomain" name="TroubledDebtRestructuringModficationByTypeDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_TroubledDebtRestructuringsOnFinancingReceivablesSubsequentlyDefaultedTableTextBlock" name="TroubledDebtRestructuringsOnFinancingReceivablesSubsequentlyDefaultedTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsRateAndTermModificationsMember" name="TroubledDebtRestructuringsRateAndTermModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsRateModificationsMember" name="TroubledDebtRestructuringsRateModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsTermModificationsMember" name="TroubledDebtRestructuringsTermModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_TrustPreferredSecuritiesCarryingValue" name="TrustPreferredSecuritiesCarryingValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_TrustPreferredSecuritiesFairValue" name="TrustPreferredSecuritiesFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_TrustPreferredSecuritiesMember" name="TrustPreferredSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_UnitedStatesDepartmentOfTreasuryMember" name="UnitedStatesDepartmentOfTreasuryMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_UnpaidPrincipalBalanceOfLoansServicedForOthers" name="UnpaidPrincipalBalanceOfLoansServicedForOthers" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
</xsd:schema>
</XBRL>