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  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedInterestBearingTimeDeposits" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedInterestBearingTimeDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedInterestReceivable" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedInterestReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedSecuritiesSoldUnderRepurchaseAgreement" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedSecuritiesSoldUnderRepurchaseAgreement" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_BusinessCombinationsAcquireeSharesOfStockReceivedForEachShareCurrentlyOwned" name="BusinessCombinationsAcquireeSharesOfStockReceivedForEachShareCurrentlyOwned" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_CertainLoansAcquiredinTransferNotAccountedforasDebtSecuritiesAcquiredDuringPeriodCashFlowsNotExpectedtobeCollectedatAcquisition" name="CertainLoansAcquiredinTransferNotAccountedforasDebtSecuritiesAcquiredDuringPeriodCashFlowsNotExpectedtobeCollectedatAcquisition" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_CollateralBasedMeasurementsMember" name="CollateralBasedMeasurementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialAndFarmLandLoansMember" name="CommercialAndFarmLandLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialAndIndustrialLoansMember" name="CommercialAndIndustrialLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CommercialandConsumerLoanMember" name="CommercialandConsumerLoanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CorporateObligationsandU.S.GovernmentSponsoredMortgageBackedSecuritiesMember" name="CorporateObligationsandU.S.GovernmentSponsoredMortgageBackedSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CumulativeEffectPeriodOfAdoptionAdjustmentMember" name="CumulativeEffectPeriodOfAdoptionAdjustmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CumulativeEffectPeriodOfAdoptionAxis" name="CumulativeEffectPeriodOfAdoptionAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_CumulativeEffectPeriodOfAdoptionDomain" name="CumulativeEffectPeriodOfAdoptionDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DebtInstrumentDiscountRateDescription" name="DebtInstrumentDiscountRateDescription" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_DebtSecuritiesAvailableforsaleandHeldtomaturityAccumulatedGrossUnrealizedGainbeforeTax" name="DebtSecuritiesAvailableforsaleandHeldtomaturityAccumulatedGrossUnrealizedGainbeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_DebtSecuritiesAvailableforsaleandHeldtomaturityAmortizedCost" name="DebtSecuritiesAvailableforsaleandHeldtomaturityAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_DebtSecuritiesAvailableforsaleandHeldtomaturityAmortizedCostAccumulatedGrossUnrealizedLossbeforeTax" name="DebtSecuritiesAvailableforsaleandHeldtomaturityAmortizedCostAccumulatedGrossUnrealizedLossbeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_DerivativeHedgingMember" name="DerivativeHedgingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_DiscountedCashFlowMember" name="DiscountedCashFlowMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_EffectiveIncomeTaxRateReconciliationCoronavirusAidReliefandEconomicSecurityActNetOperatingLossCarryback" name="EffectiveIncomeTaxRateReconciliationCoronavirusAidReliefandEconomicSecurityActNetOperatingLossCarryback" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_EmployeeStockPurchasePlanEmployeeContributionAmount" name="EmployeeStockPurchasePlanEmployeeContributionAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPaymentsReceipts" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPaymentsReceipts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_FarmingAndAgricultureMember" name="FarmingAndAgricultureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsPostModificationLoansAsPercentageOfTroubledDebtRestructuredLoans" name="FinancingReceivableModificationsPostModificationLoansAsPercentageOfTroubledDebtRestructuredLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableModificationsRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivablePastDueIncreaseDecrease" name="FinancingReceivablePastDueIncreaseDecrease" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" name="FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_FixedAssetsTransferToOtherRealEstate" name="FixedAssetsTransferToOtherRealEstate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ForeignInvestmentsMember" name="ForeignInvestmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_GainLossonSalesofLoansHeldforsale" name="GainLossonSalesofLoansHeldforsale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_ImpairedLoansMeasurementInput" name="ImpairedLoansMeasurementInput" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_ImpairedLoansMember" name="ImpairedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_IncreaseDecreaseinDerivativeNotionalAmount" name="IncreaseDecreaseinDerivativeNotionalAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxExempt" name="InterestAndFeeIncomeLoansAndLeasesTaxExempt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxable" name="InterestAndFeeIncomeLoansAndLeasesTaxable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestBearingDepositsWithBanksFairValueDisclosure" name="InterestBearingDepositsWithBanksFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_InterestExpenseFederalHomeLoanBankAdvances" name="InterestExpenseFederalHomeLoanBankAdvances" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestIncomeFederalHomeLoanBankStock" name="InterestIncomeFederalHomeLoanBankStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestPayableFairValueDisclosure" name="InterestPayableFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InterestRateSwapAssetsMember" name="InterestRateSwapAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_InterestRateSwapLiabilitiesMember" name="InterestRateSwapLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_InterestReceivableFairValueDisclosure" name="InterestReceivableFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_InvestmentHistoricalCost" name="InvestmentHistoricalCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" name="InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_LoanBalanceAbstract" name="LoanBalanceAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_LoanPortfolioTerm" name="LoanPortfolioTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_LoansAndLeasesReceivable" name="LoansAndLeasesReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_MBTFinancialCorp.Member" name="MBTFinancialCorp.Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_MeasurementInputCouponRateMember" name="MeasurementInputCouponRateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_NumberOfDebtInstrumentsHeld" name="NumberOfDebtInstrumentsHeld" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_NumberofBankingCenters" name="NumberofBankingCenters" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="frme_OtherRealEstateOwnedMember" name="OtherRealEstateOwnedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_PaymentsforRepurchaseofStockRedeemedorCalled" name="PaymentsforRepurchaseofStockRedeemedorCalled" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="frme_PercentageOfTotalInvestmentPortfolioFairValue" name="PercentageOfTotalInvestmentPortfolioFairValue" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="frme_ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" name="ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_PublicFinanceandOtherCommercialLoansMember" name="PublicFinanceandOtherCommercialLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_RestrictedStockAwardsMember" name="RestrictedStockAwardsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementTableTextBlock" name="ScheduleOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleOfInvestmentsCostAndFairValueTableTextBlock" name="ScheduleOfInvestmentsCostAndFairValueTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ScheduleofCertainLoansAcquiredinTransferNotAccountedforasDebtSecuritiesContractuallyRequiredPaymentsUncertainTableTextBlock" name="ScheduleofCertainLoansAcquiredinTransferNotAccountedforasDebtSecuritiesContractuallyRequiredPaymentsUncertainTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" name="SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" name="SecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionAggregateLosses" name="SecuritiesContinuousUnrealizedLossPositionAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionFairValue" name="SecuritiesContinuousUnrealizedLossPositionFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" name="SecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" name="SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" name="SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" name="SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_SecuritiesMaturity" name="SecuritiesMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SecuritiesPledgedAsCollateral" name="SecuritiesPledgedAsCollateral" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardContractualTermRange" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardContractualTermRange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAnnualForfeitureRate" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAnnualForfeitureRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantDateFairValueOfAwards" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantDateFairValueOfAwards" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPercentage" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ShareBasedCompensationArrangementsByShareBasedPaymentAwardPercentageOfMarketPriceAtEligibleEmployeesGrantedOptionsToPurchaseShares" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardPercentageOfMarketPriceAtEligibleEmployeesGrantedOptionsToPurchaseShares" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_StockOptionsAndEmployeeStockPurchasePlanMember" name="StockOptionsAndEmployeeStockPurchasePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_SupplementalNonCashInvestingActivities" name="SupplementalNonCashInvestingActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringModficationByTypeAxis" name="TroubledDebtRestructuringModficationByTypeAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringModficationByTypeDomain" name="TroubledDebtRestructuringModficationByTypeDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsRateAndTermModificationsMember" name="TroubledDebtRestructuringsRateAndTermModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsRateModificationsMember" name="TroubledDebtRestructuringsRateModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TroubledDebtRestructuringsTermModificationsMember" name="TroubledDebtRestructuringsTermModificationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_TroubledDebtRestructuringsonFinancingReceivablesSubsequentlyDefaultedTableTextBlock" name="TroubledDebtRestructuringsonFinancingReceivablesSubsequentlyDefaultedTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="frme_TrustPreferredDebtMember" name="TrustPreferredDebtMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="frme_ValuetransferredfromloanstorealestateownedREOinnoncashtransactions" name="ValuetransferredfromloanstorealestateownedREOinnoncashtransactions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
</xsd:schema>
</XBRL>