<TABLE>
<CAPTION>

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S>                             <C>             <C>          <C>     <C>    <C>      <C>                    <C>        <C>     <C>

AT & T CORP                     COM             001957109      659    41987 SH       SOLE                    41091      896        0
AT&T WIRELESS SERVICES INC      COM             00209A106      102    11423 SH       SOLE                    11136      287        0
ABBOTT LABS                     COM             002824100      962    18300 SH       SOLE                    18300        0        0
AGILENT TECHNOLOGIES            COM             00846U101      949    27155 SH       SOLE                    26789      266      100
ALLTRISTA CORPORATION           COM             020040101      246     8950 SH       SOLE                     8900       50        0
AMERICAN ELECTRIC POWER CO      COM             025537101      243     5291 SH       SOLE                     4921      120      250
AMERICAN EXPRESS CO             COM             025816109      225     5500 SH       SOLE                     5500        0        0
AMERICAN INTERNATIONAL GRP      COM             026874107    11582   160583 SH       SOLE                   158667     1136      780
AMERICAN INTERNATIONAL GRP      COM             026874107      355     4925 SH       DEFINED                  4925        0        0
ANTHEM INC                      COM             03674B104      204     3556 SH       SOLE                     3556        0        0
APPLIED MATLS INC               COM             038222105      321     5924 SH       SOLE                     5924        0        0
AUTOMATIC DATA PROCESSING       COM             053015103     8392   144030 SH       SOLE                   142830      600      600
AUTOMATIC DATA PROCESSING       COM             053015103      390     6700 SH       DEFINED                  6700        0        0
AVERY DENNISON CORP             COM             053611109     2898    47500 SH       SOLE                    47100      400        0
BP AMOCO PLC                    ADR             055622104     6039   113755 SH       SOLE                   108377     2778     2600
BP AMOCO PLC                    ADR             055622104     1453    27386 SH       DEFINED                 14086        0    13300
BALL CORP                       COM             058498106     6973   147686 SH       SOLE                   147486      200        0
BANK OF AMERICA CORP NEW        COM             060505104     3965    58306 SH       SOLE                    58006        0      300
BANK ONE CORPORATION            COM             06423A103     4683   112128 SH       SOLE                   111828        0      300
BANK ONE CORPORATION            COM             06423A103      272     6514 SH       DEFINED                  6514        0        0
BELLSOUTH CORP                  COM             079860102     4960   134574 SH       SOLE                   132774     1400      400
BELLSOUTH CORP                  COM             079860102      298     8100 SH       DEFINED                  8100        0        0
BRISTOL-MYERS SQUIBB            COM             110122108     5158   127430 SH       SOLE                   124530      700     2200
BRISTOL-MYERS SQUIBB            COM             110122108      379     9380 SH       DEFINED                  9380        0        0
CHEVRON TEXACO CORP             COM             166764100     6495    71955 SH       SOLE                    70489      750      716
CISCO SYSTEMS                   COM             17275R102     2091   123560 SH       SOLE                   120760     2400      400
COCA COLA CO                    COM             191216100     1221    23384 SH       SOLE                    23182      102      100
COLGATE PALMOLIVE CO            COM             194162103     1183    20711 SH       SOLE                    20711        0        0
CONCORD EFS INC                 COM             206197105      206     6200 SH       SOLE                     6200        0        0
DISNEY WALT COMPANY             COM             254687106     3453   149696 SH       SOLE                   148446      150     1100
DOVER CORP                      COM             260003108      228     5575 SH       SOLE                     5575        0        0
DOW CHEM CO                     COM             260543103     1786    54592 SH       SOLE                    54492        0      100
DUKE ENERGY CORP                COM             264399106     4085   108112 SH       SOLE                   106812        0     1300
EMC CORPORATION                 COM             268648102     1212   101749 SH       SOLE                   100449     1100      200
EMERSON ELEC CO                 COM             291011104     5840   101781 SH       SOLE                   101081      500      200
EMERSON ELEC CO                 COM             291011104      479     8350 SH       DEFINED                  8350        0        0
EXXON MOBIL CORP                COM             30231G102     7187   164020 SH       SOLE                   157752     2292     3976
EXXON MOBIL CORP                COM             30231G102      284     6488 SH       DEFINED                  5496        0      992
FANNIE MAE                      COM             313586109      527     6600 SH       SOLE                     6600        0        0
FIFTH-THIRD BANCORP             COM             316773100      352     5226 SH       SOLE                     5226        0        0
FIRST MERCHANTS CORP            COM             320817109    13089   499599 SH       SOLE                   471214     8449    19936
FIRST MERCHANTS CORP            COM             320817109     3041   116079 SH       DEFINED                116079        0        0
FORD MOTOR COMPANY              COM             345370860      234    14256 SH       SOLE                    12082        0     2174
GANNETT COMPANY INC             COM             364730101      717     9425 SH       SOLE                     9425        0        0
GENERAL ELEC CO                 COM             369604103    14909   398125 SH       SOLE                   390325     2900     4900
GENERAL ELEC CO                 COM             369604103     1162    31050 SH       DEFINED                 31050        0        0
GENERAL MTRS CORP               COM             370442105      214     3551 SH       SOLE                     3201        0      350
GILLETTE CO                     COM             375766102     1436    42250 SH       SOLE                    42250        0        0
HARSCO CORP                     COM             415864107      935    23900 SH       SOLE                    23900        0        0
HEINZ H J CO                    COM             423074103      298     7200 SH       SOLE                     5700        0     1500
HEWLETT PACKARD CO              COM             428236103     3034   169214 SH       SOLE                   167014     1500      700
INTEL CORP                      COM             458140100    11117   365705 SH       SOLE                   351985     4320     9400
INTEL CORP                      COM             458140100      791    26051 SH       DEFINED                 26051        0        0
INTL BUSINESS MACHINES CORP     COM             459200101     3892    37432 SH       SOLE                    36332      300      800
J P MORGAN CHASE & CO           COM             46625H100     3287    92245 SH       SOLE                    92245        0        0
JOHNSON & JOHNSON               COM             478160104    10423   160483 SH       SOLE                   157633     1650     1200
JOHNSON & JOHNSON               COM             478160104      987    15200 SH       DEFINED                 15200        0        0
KIMBERLY CLARK CORP             COM             494368103     5428    83964 SH       SOLE                    83164      400      400
LILLY ELI & CO                  COM             532457108     8783   115267 SH       SOLE                   111387     1580     2300
LILLY ELI & CO                  COM             532457108      751     9868 SH       DEFINED                  9868        0        0
LINCOLN NATL CORP IND           COM             534187109     6005   118400 SH       SOLE                   116600     1150      650
LINCOLN NATL CORP IND           COM             534187109      319     6300 SH       DEFINED                  6300        0        0
LOWE'S COMPANIES INC            COM             548661107     3944    90720 SH       SOLE                    87720     3000        0
LOWE'S COMPANIES INC            COM             548661107      204     4700 SH       DEFINED                  4700        0        0
MARSH SUPERMARKETS INC CL B     COM             571783208     1953   149107 SH       SOLE                   149107        0        0
MARSH SUPERMARKETS INC CL A     COM             571783307     4526   302170 SH       SOLE                   302170        0        0
MARTIN-MARIETTA MATERIALS       COM             573284106      282     6700 SH       SOLE                     6700        0        0
MASCO CORP                      COM             574599106     1391    50700 SH       SOLE                    50200      500        0
MAY DEPARTMENT STORES           COM             577778103     2333    66974 SH       SOLE                    66974        0        0
MCDONALDS CORP                  COM             580135101     5861   211208 SH       SOLE                   208108     1600     1500
MCDONALDS CORP                  COM             580135101      313    11300 SH       DEFINED                 11300        0        0
MCGRAW HILL COS INC             COM             580645109      457     6700 SH       SOLE                     6700        0        0
MEDTRONIC INCORPORATED          COM             585055106      841    18627 SH       SOLE                    18627        0        0
MERCK & CO INC                  COM             589331107     6482   112576 SH       SOLE                   110711     1465      400
MERCK & CO INC                  COM             589331107      477     8293 SH       DEFINED                  8293        0        0
MERRILL LYNCH & CO INC          COM             590188108     2124    38365 SH       SOLE                    38365        0        0
MICROSOFT CORPORATION           COM             594918104     7355   121966 SH       SOLE                   120616      650      700
MICROSOFT CORPORATION           COM             594918104      515     8550 SH       DEFINED                  8550        0        0
MINNESOTA MNG & MFG CO          COM             604059105      757     6590 SH       SOLE                     6490      100        0
MORGAN STANLEY DEAN WITTER      COM             617446448      319     5575 SH       SOLE                     5575        0        0
MOTOROLA INC                    COM             620076109      997    70242 SH       SOLE                    68472     1370      400
NATIONAL CITY CORP              COM             635405103      599    19500 SH       SOLE                    19500        0        0
OLD NATIONAL BANCORP            COM             680033107     2491   101813 SH       SOLE                   101813        0        0
PEPSICO INC                     COM             713448108     6709   130278 SH       SOLE                   126978      600     2700
PEPSICO INC                     COM             713448108      631    12265 SH       DEFINED                 12265        0        0
PFIZER INC                      COM             717081103     1228    30930 SH       SOLE                    29330        0     1600
PHILIP MORRIS COS               COM             718154107      600    11400 SH       SOLE                    10700      700        0
PROCTER & GAMBLE CO             COM             742718109     6687    74229 SH       SOLE                    73529      300      400
PROCTER & GAMBLE CO             COM             742718109      229     2550 SH       DEFINED                  2550        0        0
SBC COMMUNICATIONS INC          COM             78387G103     6279   167769 SH       SOLE                   165519     1800      450
SBC COMMUNICATIONS INC          COM             78387G103      384    10274 SH       DEFINED                 10274        0        0
SARA LEE CORP                   COM             803111103     3849   185539 SH       SOLE                   183739     1800        0
SARA LEE CORP                   COM             803111103      324    15620 SH       DEFINED                 15620        0        0
SCHERING-PLOUGH CORP            COM             806605101      325    10400 SH       SOLE                    10400        0        0
SCHLUMBERGER LTD                COM             806857108     4675    79498 SH       SOLE                    78598      800      100
CHARLES SCHWAB CORP             COM             808513105      378    28900 SH       SOLE                    28900        0        0
SEALED AIR CORP                 COM             81211K100      334     7100 SH       SOLE                     7100        0        0
STATE STREET CORP               COM             857477103      241     4361 SH       SOLE                     4361        0        0
SUN MICROSYSTEMS                COM             866810104      560    63577 SH       SOLE                    62877      700        0
SUNGARD DATA SYSTEMS INC        COM             867363103      596    18100 SH       SOLE                    18100        0        0
SYSCO CORP                      COM             871829107     7835   262850 SH       SOLE                   261650      400      800
SYSCO CORP                      COM             871829107      593    19900 SH       DEFINED                 19900        0        0
TECO ENERGY                     COM             872375100     1508    52695 SH       SOLE                    52695        0        0
TECO ENERGY                     COM             872375100      241     8450 SH       DEFINED                  8450        0        0
TARGET CORP                     COM             87612E106     2302    53400 SH       SOLE                    53200        0      200
TELLABS INC DELAWARE            COM             879664100      512    48925 SH       SOLE                    48825        0      100
UNION PLANTERS CORPORATION      COM             908068109      379     8000 SH       SOLE                     8000        0        0
UNITED TECHNOLOGIES CORP        COM             913017109     8607   116000 SH       SOLE                   114900      900      200
VERIZON COMMUNICATIONS INC      COM             92343V104     7412   160830 SH       SOLE                   157052     2778     1000
VERIZON COMMUNICATIONS INC      COM             92343V104      364     7902 SH       DEFINED                  7102        0      800
WACHOVIA CORP 2ND NEW           COM             929903102      222     6000 SH       SOLE                     6000        0        0
WAL MART STORES INC             COM             931142103     7552   123219 SH       SOLE                   122039     1180        0
WAL MART STORES INC             COM             931142103      922    15050 SH       DEFINED                 15050        0        0
WASHINGTON MUTUAL INC           COM             939322103      401    12104 SH       SOLE                    12104        0        0
WELLS FARGO & CO  (NEW)         COM             949746101     5978   121016 SH       SOLE                   119566      650      800
WEYERHAEUSER CO                 COM             962166104     3256    51800 SH       SOLE                    51500      200      100
WORLDCOM INC                    COM             98157D106      237    35225 SH       SOLE                    34850      200      175
ZIMMER HLDGS INC                COM             98956P102      289     8520 SH       SOLE                     8250       70      200

 GRAND TOTALS                                               316049  7917698                                7770710    60139    86849

</TABLE>