UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                        ------------------------------

                                    FORM 13F

                        ------------------------------

                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  June 30, 2008

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:             TERRY L BLAKER
Address:          200 EAST JACKSON STREET
                  MUNCIE, IN   47305

13F File Number:  28-

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person signing this Report on Behalf of Reporting Manager:

Name:             Terry L Blaker
Title:            Senior Vice President
Phone:            (765) 747-1570

Signature, Place, and Date of Signing:

                  Terry L Blaker          Muncie, IN         July 14, 2008

Report Type (Check only one.):

[X]    13F HOLDING REPORT.
[ ]    13F NOTICE.
[ ]    COMBINATION REPORT.


<PAGE>
                              FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:  None

Form 13F Information Table Entry Total: 235

Form 13F Information Table Value Total: $269,552,000


List of Other Included Managers:

None


<table>
<caption>
                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ----------- -------- -------- --------
 
                         <C>                    <C>       <C>     <C>     <C>    <C>         <C>       <C>        <C>       <C>
ACCENTURE LTD CLASS A       COM                 G1150G111      993    24375 SH       SOLE                  23675      600      100
ACCENTURE LTD CLASS A       COM                 G1150G111       26      650 SH       DEFINED                 650        0        0
INGERSOLL RAND CL A         COM                 G4776G101     3208    85700 SH       SOLE                  84350      900      450
INGERSOLL RAND CL A         COM                 G4776G101      141     3755 SH       DEFINED                3755        0        0
TRANSOCEAN                  COM                 G90073100      442     2903 SH       SOLE                   2522      381        0
TRANSOCEAN                  COM                 G90073100       10       68 SH       DEFINED                  68        0        0
AT&T INC                    COM                 00206R102     3637   107989 SH       SOLE                 107557        0      432
AT&T INC                    COM                 00206R102      288     8565 SH       DEFINED                5180        0     3385
ABBOTT LABS                 COM                 002824100     4272    80655 SH       SOLE                  79110     1245      300
ABBOTT LABS                 COM                 002824100      323     6102 SH       DEFINED                5502        0      600
ALBERTO CULVER CO NEW       COM                 013078100      346    13180 SH       SOLE                  13180        0        0
ALBERTO CULVER CO NEW       COM                 013078100        8      300 SH       DEFINED                 300        0        0
ALCOA INC                   COM                 013817101     1162    32637 SH       SOLE                  31087     1550        0
ALCOA INC                   COM                 013817101       64     1810 SH       DEFINED                1810        0        0
AMERICAN INTERNATIONAL GRP  COM                 026874107      245     9250 SH       SOLE                   9250        0        0
AMERICAN INTERNATIONAL GRP  COM                 026874107       37     1400 SH       DEFINED                1400        0        0
APACHE CORP                 COM                 037411105      759     5461 SH       SOLE                   5061      400        0
APACHE CORP                 COM                 037411105       10       75 SH       DEFINED                  75        0        0
AUTOMATIC DATA PROCESSING   COM                 053015103     5012   119616 SH       SOLE                 117616     1450      550
AUTOMATIC DATA PROCESSING   COM                 053015103       41      990 SH       DEFINED                 990        0        0
BB & T CORPORATION          COM                 054937107      359    15755 SH       SOLE                  14455      300     1000
BB & T CORPORATION          COM                 054937107       24     1075 SH       DEFINED                1075        0        0
BJ SERVICES CO              COM                 055482103      234     7340 SH       SOLE                   7340        0        0
BJ SERVICES CO              COM                 055482103       12      380 SH       DEFINED                 380        0        0
BP PLC - SPONS              ADR                 055622104     5588    80333 SH       SOLE                  79658      375      300
BP PLC - SPONS              ADR                 055622104      969    13936 SH       DEFINED                3419        0    10517
BALL CORP                   COM                 058498106     2682    56171 SH       SOLE                  56171        0        0
BANK OF AMERICA CORP        COM                 060505104     2443   102399 SH       SOLE                 100049      650     1700
BANK OF AMERICA CORP        COM                 060505104       32     1350 SH       DEFINED                 850        0      500
BANK OF NEW YORK MELLON CORPCOM                 064058100      993    26251 SH       SOLE                  25601      550      100
BANK OF NEW YORK MELLON CORPCOM                 064058100       23      602 SH       DEFINED                 602        0        0
BAXTER INTERNATIONAL INC    COM                 071813109     1226    19170 SH       SOLE                  19120       50        0
BAXTER INTERNATIONAL INC    COM                 071813109        9      145 SH       DEFINED                 145        0        0
BED BATH & BEYOND           COM                 075896100      436    15540 SH       SOLE                  15240      300        0
BED BATH & BEYOND           COM                 075896100       30     1070 SH       DEFINED                1070        0        0
BEST BUY COMPANY INC        COM                 086516101     1038    26219 SH       SOLE                  25969      250        0
BEST BUY COMPANY INC        COM                 086516101       40     1015 SH       DEFINED                1015        0        0
CATERPILLAR INC.            COM                 149123101     2125    28788 SH       SOLE                  28138      650        0
CATERPILLAR INC.            COM                 149123101        7      100 SH       DEFINED                 100        0        0
CHEVRON CORP                COM                 166764100     9531    96152 SH       SOLE                  93977      875     1300
CHEVRON CORP                COM                 166764100      316     3190 SH       DEFINED                3190        0        0
CHUBB CORP                  COM                 171232101      749    15282 SH       SOLE                  15102      180        0
CHUBB CORP                  COM                 171232101       27      560 SH       DEFINED                 560        0        0
CISCO SYSTEMS               COM                 17275R102     2720   117010 SH       SOLE                 115510     1100      400
CISCO SYSTEMS               COM                 17275R102       39     1695 SH       DEFINED                1695        0        0
CITY NATIONAL               COM                 178566105      539    12825 SH       SOLE                  12265      560        0
CITY NATIONAL               COM                 178566105        9      210 SH       DEFINED                 210        0        0
COCA COLA CO                COM                 191216100     1398    26899 SH       SOLE                  26899        0        0
COCA COLA CO                COM                 191216100      125     2400 SH       DEFINED                2400        0        0
COLGATE PALMOLIVE CO        COM                 194162103     1586    22951 SH       SOLE                  22001      850      100
COLGATE PALMOLIVE CO        COM                 194162103      128     1850 SH       DEFINED                 250        0     1600
CONOCOPHILLIPS              COM                 20825C104     4704    49837 SH       SOLE                  48787      900      150
CONOCOPHILLIPS              COM                 20825C104      224     2375 SH       DEFINED                2375        0        0
COVANCE INC                 COM                 222816100     1180    13715 SH       SOLE                  12915      700      100
COVANCE INC                 COM                 222816100       41      475 SH       DEFINED                 475        0        0
CULLEN FROST BANKERS        COM                 229899109      192     3850 SH       SOLE                   3400      450        0
CULLEN FROST BANKERS        COM                 229899109        8      160 SH       DEFINED                 160        0        0
DNP SELECT INCOME FUND                          23325P104      802    76939 SH       SOLE                  74909     1030     1000
DNP SELECT INCOME FUND                          23325P104      106    10210 SH       DEFINED               10210        0        0
DANAHER CORP                COM                 235851102     1575    20380 SH       SOLE                  19680      600      100
DANAHER CORP                COM                 235851102       62      800 SH       DEFINED                 800        0        0
DEERE & CO                  COM                 244199105      663     9185 SH       SOLE                   8485      700        0
DEERE & CO                  COM                 244199105       47      650 SH       DEFINED                 650        0        0
DELL INC                    COM                 24702R101      517    23625 SH       SOLE                  23625        0        0
DISNEY WALT COMPANY         COM                 254687106     2041    65410 SH       SOLE                  65335       75        0
DISNEY WALT COMPANY         COM                 254687106        9      300 SH       DEFINED                 300        0        0
DOW CHEM CO                 COM                 260543103     1675    48000 SH       SOLE                  47150      600      250
DOW CHEM CO                 COM                 260543103       58     1650 SH       DEFINED                 750        0      900
DU PONT E I DE NEMOURS      COM                 263534109      907    21152 SH       SOLE                  20402      750        0
DU PONT E I DE NEMOURS      COM                 263534109       20      470 SH       DEFINED                 470        0        0
EMERSON ELEC CO             COM                 291011104     5215   105458 SH       SOLE                 104258      800      400
EMERSON ELEC CO             COM                 291011104      160     3240 SH       DEFINED                3240        0        0
ENDO PHARM HLDG INC         COM                 29264F205      505    20865 SH       SOLE                  20065      700      100
ENDO PHARM HLDG INC         COM                 29264F205        8      340 SH       DEFINED                 340        0        0
EXELON CORP                 COM                 30161N101     1083    12040 SH       SOLE                  12040        0        0
EXXON MOBIL CORP            COM                 30231G102    11108   126041 SH       SOLE                 124341     1250      450
EXXON MOBIL CORP            COM                 30231G102      926    10503 SH       DEFINED                9511        0      992
FPL GROUP INC               COM                 302571104     1800    27455 SH       SOLE                  24455     1000     2000
FPL GROUP INC               COM                 302571104       85     1300 SH       DEFINED                1300        0        0
FIRST MERCHANTS CORP        COM                 320817109     2195   121011 SH       SOLE                 119909     1102        0
FIRST MERCHANTS CORP        COM                 320817109      292    16074 SH       DEFINED               16074        0        0
GENERAL ELECTRIC CO         COM                 369604103     7358   275782 SH       SOLE                 271032     3300     1450
GENERAL ELECTRIC CO         COM                 369604103      513    19210 SH       DEFINED               13510        0     5700
GOLDMAN SACHS GROUP         COM                 38141G104      780     4461 SH       SOLE                   4261      200        0
GOLDMAN SACHS GROUP         COM                 38141G104       35      200 SH       DEFINED                 200        0        0
GRACO INC                   COM                 384109104     1096    28800 SH       SOLE                  28800        0        0
GRACO INC                   COM                 384109104       16      425 SH       DEFINED                 425        0        0
HARRIS CORP DEL             COM                 413875105     1340    26535 SH       SOLE                  25760      775        0
HARRIS CORP DEL             COM                 413875105       25      495 SH       DEFINED                 495        0        0
HARSCO CORP                 COM                 415864107     1268    23300 SH       SOLE                  23300        0        0
HEWLETT PACKARD CO          COM                 428236103     2905    65734 SH       SOLE                  65334        0      400
HEWLETT PACKARD CO          COM                 428236103      160     3625 SH       DEFINED                3625        0        0
HONEYWELL INTL INC          COM                 438516106      207     4125 SH       SOLE                   4125        0        0
INTEL CORP                  COM                 458140100     4122   191986 SH       SOLE                 188686     2700      600
INTEL CORP                  COM                 458140100      152     7100 SH       DEFINED                7100        0        0
INTL BUSINESS MACHINES CORP COM                 459200101     2902    24483 SH       SOLE                  23983      350      150
INTL BUSINESS MACHINES CORP COM                 459200101       47      400 SH       DEFINED                 400        0        0
ISHARES LEHMAN AGGREGATE    BOND FUND           464287226      397     3950 SH       SOLE                   3950        0        0
MSCI EMERGING MARKET INDEX                      464287234      387     2850 SH       SOLE                   2850        0        0
MSCI EAFE INDEX SHARES                          464287465     6125    89190 SH       SOLE                  86660     1520     1010
MSCI EAFE INDEX SHARES                          464287465      158     2298 SH       DEFINED                2298        0        0
BIOTECHNOLOGY I SHARES      COM                 464287556     1868    24305 SH       SOLE                  23435      820       50
BIOTECHNOLOGY I SHARES      COM                 464287556       34      440 SH       DEFINED                 440        0        0
S&P 400 MIDCAP GROWTH       ISHARES             464287606      669     7564 SH       SOLE                   7285      279        0
S&P 400 MIDCAP GROWTH       ISHARES             464287606       42      470 SH       DEFINED                 470        0        0
ISHARES RUSSELL 2000        I SHARES            464287655     1816    26302 SH       SOLE                  25237      610      455
ISHARES RUSSELL 2000        I SHARES            464287655       99     1436 SH       DEFINED                1436        0        0
S&P 400 MIDCAP VALUE        ISHARES             464287705      616     8329 SH       SOLE                   8014      315        0
S&P 400 MIDCAP VALUE        ISHARES             464287705       40      535 SH       DEFINED                 535        0        0
I SHARES S&P SMALL CAP 600  COM                 464287804      449     7471 SH       SOLE                   7267      204        0
I SHARES S&P SMALL CAP 600  COM                 464287804        5       83 SH       DEFINED                  83        0        0
S&P 600 SMALL CAP VALUE     ISHARES             464287879      487     7652 SH       SOLE                   7652        0        0
S&P 600 SMALL CAP VALUE     ISHARES             464287879       25      385 SH       DEFINED                 385        0        0
S&P 600 SMALL CAP GROWTH    ISHARES             464287887      575     4508 SH       SOLE                   4508        0        0
S&P 600 SMALL CAP GROWTH    ISHARES             464287887       26      205 SH       DEFINED                 205        0        0
J P MORGAN CHASE & CO       COM                 46625H100     4638   135233 SH       SOLE                 134208      425      600
J P MORGAN CHASE & CO       COM                 46625H100      450    13125 SH       DEFINED               13125        0        0
JARDEN CORPORATION          COM                 471109108      187    10255 SH       SOLE                  10255        0        0
JOHNSON & JOHNSON           COM                 478160104     6985   108565 SH       SOLE                 106840     1525      200
JOHNSON & JOHNSON           COM                 478160104      462     7180 SH       DEFINED                6780        0      400
JOHNSON CTLS INC            COM                 478366107     1700    59268 SH       SOLE                  58218      900      150
JOHNSON CTLS INC            COM                 478366107       19      675 SH       DEFINED                 675        0        0
KELLOGG CO                  COM                 487836108      280     5840 SH       SOLE                   5840        0        0
KIMBERLY CLARK CORP         COM                 494368103     2566    42935 SH       SOLE                  42185      500      250
KIMBERLY CLARK CORP         COM                 494368103        7      110 SH       DEFINED                 110        0        0
KOHL'S CORP                 COM                 500255104      987    24642 SH       SOLE                  23832      710      100
KOHL'S CORP                 COM                 500255104       39      965 SH       DEFINED                 965        0        0
LABORATORY CORP             COM                 50540R409      230     3310 SH       SOLE                   3175      135        0
LABORATORY CORP             COM                 50540R409        7      100 SH       DEFINED                 100        0        0
LILLY ELI & CO              COM                 532457108     4906   106309 SH       SOLE                 105909      100      300
LILLY ELI & CO              COM                 532457108       76     1650 SH       DEFINED                1650        0        0
LINCOLN NATL CORP IND       COM                 534187109      731    16130 SH       SOLE                  15605      525        0
LINCOLN NATL CORP IND       COM                 534187109       71     1575 SH       DEFINED                1575        0        0
LOWE'S COMPANIES INC        COM                 548661107     3717   179145 SH       SOLE                 175495     3050      600
LOWE'S COMPANIES INC        COM                 548661107       65     3115 SH       DEFINED                2715        0      400
MASCO CORP                  COM                 574599106      784    49827 SH       SOLE                  49327      100      400
MASCO CORP                  COM                 574599106       27     1685 SH       DEFINED                1685        0        0
MCDONALDS CORP              COM                 580135101      720    12805 SH       SOLE                  12805        0        0
MCDONALDS CORP              COM                 580135101       90     1600 SH       DEFINED                1600        0        0
MEDTRONIC INCORPORATED      COM                 585055106     2398    46337 SH       SOLE                  45112     1025      200
MEDTRONIC INCORPORATED      COM                 585055106       38      725 SH       DEFINED                 725        0        0
MICROSOFT CORPORATION       COM                 594918104     5591   203316 SH       SOLE                 199266     2850     1200
MICROSOFT CORPORATION       COM                 594918104      218     7940 SH       DEFINED                7940        0        0
MICROCHIP TECHNOLOGY        COM                 595017104     1739    56950 SH       SOLE                  55450     1300      200
MICROCHIP TECHNOLOGY        COM                 595017104       59     1925 SH       DEFINED                1925        0        0
S&P 400 MIDCAP SPDR                             595635103     6535    43915 SH       SOLE                  42876      792      247
S&P 400 MIDCAP SPDR                             595635103      244     1639 SH       DEFINED                1639        0        0
NORTHERN TR CORP            COM                 665859104      755    11015 SH       SOLE                  10825      150       40
NORTHERN TR CORP            COM                 665859104       15      215 SH       DEFINED                 215        0        0
NORTHROP GRUMMAN CORP       COM                 666807102       21      320 SH       SOLE                    320        0        0
NORTHROP GRUMMAN CORP       COM                 666807102      731    10928 SH       DEFINED               10928        0        0
NOVARTIS A G SPONSORED      ADR                 66987V109      274     4985 SH       SOLE                   4935       50        0
NOVARTIS A G SPONSORED      ADR                 66987V109        1       25 SH       DEFINED                  25        0        0
NVIDIA CORP                 COM                 67066G104     1156    61770 SH       SOLE                  60045     1600      125
NVIDIA CORP                 COM                 67066G104        7      400 SH       DEFINED                 400        0        0
NUVEEN MUNI DIVIDEND ADVISOR                    67070X101      144    10980          SOLE                  10980        0        0
OLD NATIONAL BANCORP        COM                 680033107      394    27620 SH       SOLE                  27620        0        0
OMNICOM GROUP INC           COM                 681919106      212     4722 SH       SOLE                   4672       50        0
OMNICOM GROUP INC           COM                 681919106       12      275 SH       DEFINED                 275        0        0
ORACLE CORP                 COM                 68389X105     1251    59575 SH       SOLE                  58425     1000      150
ORACLE CORP                 COM                 68389X105       64     3030 SH       DEFINED                3030        0        0
PEPSICO INC                                     713448108     6925   108898 SH       SOLE                 106998     1400      500
PEPSICO INC                                     713448108      384     6035 SH       DEFINED                6035        0        0
PFIZER INC                  COM                 717081103     1275    73040 SH       SOLE                  71340      500     1200
PFIZER INC                  COM                 717081103       26     1500 SH       DEFINED                1500        0        0
T. ROWE PRICE GROUP INC     COM                 74144T108     1245    22046 SH       SOLE                  22046        0        0
T. ROWE PRICE GROUP INC     COM                 74144T108       25      450 SH       DEFINED                 450        0        0
PRINCIPAL FINANCIAL GROUP   COM                 74251V102      869    20715 SH       SOLE                  20065      600       50
PRINCIPAL FINANCIAL GROUP   COM                 74251V102       16      390 SH       DEFINED                 390        0        0
PROCTER & GAMBLE CO         COM                 742718109     6352   104450 SH       SOLE                 102750     1450      250
PROCTER & GAMBLE CO         COM                 742718109      285     4685 SH       DEFINED                1685        0     3000
PRUDENTIAL FINANCIAL        COM                 744320102      347     5804 SH       SOLE                   5539      265        0
PRUDENTIAL FINANCIAL        COM                 744320102       82     1375 SH       DEFINED                1375        0        0
ROBERT HALF INTERNATIONAL   COM                 770323103      532    22195 SH       SOLE                  22195        0        0
ROBERT HALF INTERNATIONAL   COM                 770323103       11      445 SH       DEFINED                 445        0        0
S&P 500 INDEX SPDR ETF                          78462F103     1375    10746 SH       SOLE                  10746        0        0
SPDR MSCI ALL-COUNTRY WORLD EX-US INDEX ETF     78463X848     3226    86854 SH       SOLE                  86854        0        0
LEHMAN INTL TREASURY BD SPDR                    78464A516      484     8785 SH       SOLE                   8785        0        0
SCHLUMBERGER LTD            COM                 806857108     8710    81080 SH       SOLE                  79750      930      400
SCHLUMBERGER LTD            COM                 806857108      231     2154 SH       DEFINED                2154        0        0
MATERIALS SELECT SECTOR SPDRCOM                 81369Y100      804    19275 SH       SOLE                  18795      380      100
MATERIALS SELECT SECTOR SPDRCOM                 81369Y100       19      465 SH       DEFINED                 465        0        0
SECTOR SPDR HEALTH CARE     COM                 81369Y209      245     8000 SH       SOLE                   8000        0        0
SECTOR SPDR UTILITIES       COM                 81369Y886      612    15025 SH       SOLE                  14830      120       75
SECTOR SPDR UTILITIES       COM                 81369Y886       13      330 SH       DEFINED                 330        0        0
THE J.M. SMUCKER COMPANY    COM                 832696405      317     7794 SH       SOLE                   7544      200       50
THE J.M. SMUCKER COMPANY    COM                 832696405        9      215 SH       DEFINED                 215        0        0
SOUTHERN CO                 COM                 842587107     1759    50385 SH       SOLE                  49435       50      900
SOUTHERN CO                 COM                 842587107      132     3780 SH       DEFINED                3780        0        0
STAPLES INC                 COM                 855030102     2488   104739 SH       SOLE                 102389     2050      300
STAPLES INC                 COM                 855030102       81     3400 SH       DEFINED                3400        0        0
STRYKER CORP                COM                 863667101     1548    24624 SH       SOLE                  23924      700        0
STRYKER CORP                COM                 863667101       16      250 SH       DEFINED                 250        0        0
SYSCO CORP                  COM                 871829107     3894   141599 SH       SOLE                 138749     2650      200
SYSCO CORP                  COM                 871829107      151     5500 SH       DEFINED                5500        0        0
TARGET CORP                 COM                 87612E106     3193    68688 SH       SOLE                  67138     1150      400
TARGET CORP                 COM                 87612E106       50     1080 SH       DEFINED                1080        0        0
TEVA PHARMACEUTICAL         ADR                 881624209      784    17115 SH       SOLE                  16405      710        0
TEVA PHARMACEUTICAL         ADR                 881624209       65     1410 SH       DEFINED                1410        0        0
TEXAS INSTRS INC            COM                 882508104      403    14305 SH       SOLE                  14305        0        0
TEXAS INSTRS INC            COM                 882508104        3      100 SH       DEFINED                 100        0        0
THERMO FISHER SCIENTIFIC INCCOM                 883556102      710    12750 SH       SOLE                  12250      500        0
3M COMPANY                  COM                 88579Y101     1019    14641 SH       SOLE                  14391      250        0
3M COMPANY                  COM                 88579Y101      177     2550 SH       DEFINED                 350        0     2200
US BANCORP DEL              COM                 902973304     3196   114628 SH       SOLE                 110928     2250     1450
US BANCORP DEL              COM                 902973304       31     1120 SH       DEFINED                1120        0        0
UNITED PARCEL SERVICE       COM                 911312106      534     8690 SH       SOLE                   8690        0        0
UNITED PARCEL SERVICE       COM                 911312106       65     1050 SH       DEFINED                1050        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     7101   115097 SH       SOLE                 112897     1700      500
UNITED TECHNOLOGIES CORP    COM                 913017109       96     1555 SH       DEFINED                1555        0        0
UNITEDHEALTH GROUP INC      COM                 91324P102      382    14565 SH       SOLE                  14565        0        0
VF CORP                     COM                 918204108      311     4375 SH       SOLE                   4050      225      100
VF CORP                     COM                 918204108        5       75 SH       DEFINED                  75        0        0
VANGUARD TELECOM VIPER      COM                 92204A884      709    11387 SH       SOLE                  10937      450        0
VANGUARD TELECOM VIPER      COM                 92204A884       17      270 SH       DEFINED                 270        0        0
VNGRD FTSE ALLWORLD EXUS ETF                    922042775     2562    48309 SH       SOLE                  48309        0        0
VECTREN CORP                COM                 92240G101     2463    78949 SH       SOLE                  76810     1939      200
VECTREN CORP                COM                 92240G101      106     3400 SH       DEFINED                2335        0     1065
VERIZON COMMUNICATIONS INC  COM                 92343V104     2565    72493 SH       SOLE                  71693      550      250
VERIZON COMMUNICATIONS INC  COM                 92343V104       32      913 SH       DEFINED                 913        0        0
WACHOVIA CORP               COM                 929903102      323    20805 SH       SOLE                  20705      100        0
WACHOVIA CORP               COM                 929903102       64     4100 SH       DEFINED                4100        0        0
WAL MART STORES INC         COM                 931142103     3893    69262 SH       SOLE                  68662      300      300
WAL MART STORES INC         COM                 931142103      225     4000 SH       DEFINED                4000        0        0
WALGREEN COMPANY            COM                 931422109      409    12577 SH       SOLE                  12527       50        0
WALGREEN COMPANY            COM                 931422109       31      940 SH       DEFINED                 940        0        0
WELLS FARGO & CO            COM                 949746101     5300   223156 SH       SOLE                 220056     2100     1000
WELLS FARGO & CO            COM                 949746101      150     6325 SH       DEFINED                5125        0     1200
WEYERHAEUSER CO             COM                 962166104     1578    30858 SH       SOLE                  30758        0      100
WEYERHAEUSER CO             COM                 962166104        5      100 SH       DEFINED                 100        0        0
WM WRIGLEY JR CO            COM                 982526105      235     3025 SH       SOLE                   3025        0        0
WYETH                       COM                 983024100     2497    52072 SH       SOLE                  51672        0      400
WYETH                       COM                 983024100      115     2400 SH       DEFINED                   0        0     2400
ZIMMER HLDGS INC            COM                 98956P102      606     8914 SH       SOLE                   8589      325        0
ZIMMER HLDGS INC            COM                 98956P102       38      555 SH       DEFINED                 555        0        0

 GRAND TOTALS                                               269552  6202571                              6063201    75627    63743
</table>