----

----

|                                                                         |
|-------------------------------------------------------------------------|
|                                                                         |  |  |  |  |  |  |  |
| CONSOLIDATED BALANCE SHEETS                                             |   |   |   |
| (Dollars In Thousands)                                                  | December 31, |
|                                                                    | 2018 |   | 2017 |
| ASSETS                                                                  |   |   |   |
| Cash and cash equivalents                                               | $ | 139,247 |  |   | $ | 154,905 |  |
| Interest-bearing time deposits                                          | 36,963 |  |   | 35,027 |  |
| Investment securities                                                   | 1,632,582 |  |   | 1,560,602 |  |
| Loans held for sale                                                     | 4,778 |  |   | 7,216 |  |
| Loans                                                                   | 7,224,467 |  |   | 6,751,199 |  |
| Less: Allowance for loan losses                                         | (80,552 | ) |   | (75,032 | ) |
| Net loans                                                               | 7,143,915 |  |   | 6,676,167 |  |
| Premises and equipment                                                  | 93,420 |  |   | 95,852 |  |
| Federal Home Loan Bank stock                                            | 24,588 |  |   | 23,825 |  |
| Interest receivable                                                     | 40,881 |  |   | 37,130 |  |
| Goodwill and other intangibles                                          | 469,784 |  |   | 476,503 |  |
| Cash surrender value of life insurance                                  | 224,939 |  |   | 223,557 |  |
| Other real estate owned                                                 | 2,179 |  |   | 10,373 |  |
| Tax asset, deferred and receivable                                      | 23,668 |  |   | 23,983 |  |
| Other assets                                                            | 47,772 |  |   | 42,338 |  |
| TOTAL ASSETS                                                            | $ | 9,884,716 |  |   | $ | 9,367,478 |  |
| LIABILITIES                                                             |   |   |   |
| Deposits:                                                               |   |   |   |
| Noninterest-bearing                                                     | $ | 1,447,907 |  |   | $ | 1,761,553 |  |
| Interest-bearing                                                        | 6,306,686 |  |   | 5,410,977 |  |
| Total Deposits                                                          | 7,754,593 |  |   | 7,172,530 |  |
| Borrowings:                                                             |   |   |   |
| Federal funds purchased                                                 | 104,000 |  |   | 144,038 |  |
| Securities sold under repurchase agreements                             | 113,512 |  |   | 136,623 |  |
| Federal Home Loan Bank advances                                         | 314,986 |  |   | 414,377 |  |
| Subordinated debentures and term loans                                  | 138,463 |  |   | 139,349 |  |
| Total Borrowings                                                        | 670,961 |  |   | 834,387 |  |
| Interest payable                                                        | 5,607 |  |   | 4,390 |  |
| Other liabilities                                                       | 45,295 |  |   | 52,708 |  |
| Total Liabilities                                                       | 8,476,456 |  |   | 8,064,015 |  |
| STOCKHOLDERS' EQUITY                                                    |   |   |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |   |   |
| Authorized -- 600 shares                                                |   |   |   |
| Issued and outstanding - 125 shares                                     | 125 |  |   | 125 |  |
| Common Stock, $.125 stated value:                                       |   |   |   |
| Authorized -- 100,000,000 shares                                        |   |   |   |
| Issued and outstanding - 49,349,800 and 49,158,238 shares               | 6,169 |  |   | 6,145 |  |
| Additional paid-in capital                                              | 840,052 |  |   | 834,870 |  |
| Retained earnings                                                       | 583,336 |  |   | 465,231 |  |
| Accumulated other comprehensive loss                                    | (21,422 | ) |   | (2,908 | ) |
| Total Stockholders' Equity                                              | 1,408,260 |  |   | 1,303,463 |  |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              | $ | 9,884,716 |  |   | $ | 9,367,478 |  |

----

|                                                              |
|--------------------------------------------------------------|
|                                                              |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED STATEMENTS OF INCOME                            | Three Months Ended | Twelve Months Ended |
| (Dollars In Thousands, Except Per Share Amounts)             | December 31, | December 31, |
|                                                         | 2018 |   | 2017 | 2018 |   | 2017 |
| INTEREST INCOME                                              |   |   |   |   |   |   |
| Loans receivable:                                            |   |   |   |   |   |   |
| Taxable                                                      | $ | 91,092 |  |   | $ | 76,470 |  | $ | 342,501 |  |   | $ | 263,704 |  |
| Tax-exempt                                                   | 3,873 |  |   | 3,018 |  | 14,862 |  |   | 10,694 |  |
| Investment securities:                                       |   |   |   |   |   |   |
| Taxable                                                      | 5,553 |  |   | 4,477 |  | 21,597 |  |   | 17,489 |  |
| Tax-exempt                                                   | 6,644 |  |   | 5,830 |  | 25,509 |  |   | 21,379 |  |
| Deposits with financial institutions                         | 1,207 |  |   | 294 |  | 2,241 |  |   | 736 |  |
| Federal Home Loan Bank stock                                 | 284 |  |   | 259 |  | 1,234 |  |   | 894 |  |
| Total Interest Income                                        | 108,653 |  |   | 90,348 |  | 407,944 |  |   | 314,896 |  |
| INTEREST EXPENSE                                             |   |   |   |   |   |   |
| Deposits                                                     | 16,690 |  |   | 7,835 |  | 51,542 |  |   | 23,806 |  |
| Federal funds purchased                                      | 48 |  |   | 55 |  | 718 |  |   | 561 |  |
| Securities sold under repurchase agreements                  | 243 |  |   | 146 |  | 762 |  |   | 477 |  |
| Federal Home Loan Bank advances                              | 1,691 |  |   | 1,577 |  | 7,832 |  |   | 5,196 |  |
| Subordinated debentures and term loans                       | 2,097 |  |   | 1,970 |  | 8,233 |  |   | 7,572 |  |
| Total Interest Expense                                       | 20,769 |  |   | 11,583 |  | 69,087 |  |   | 37,612 |  |
| NET INTEREST INCOME                                          | 87,884 |  |   | 78,765 |  | 338,857 |  |   | 277,284 |  |
| Provision for loan losses                                    | 1,664 |  |   | 1,800 |  | 7,227 |  |   | 9,143 |  |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES          | 86,220 |  |   | 76,965 |  | 331,630 |  |   | 268,141 |  |
| OTHER INCOME                                                 |   |   |   |   |   |   |
| Service charges on deposit accounts                          | 5,516 |  |   | 5,066 |  | 20,950 |  |   | 18,722 |  |
| Fiduciary and wealth management fees                         | 3,842 |  |   | 4,126 |  | 14,906 |  |   | 14,682 |  |
| Other customer fees                                          | 4,904 |  |   | 4,565 |  | 19,895 |  |   | 17,863 |  |
| Earnings on cash surrender value of life insurance           | 1,074 |  |   | 1,133 |  | 4,218 |  |   | 6,577 |  |
| Net gains and fees on sales of loans                         | 1,767 |  |   | 2,355 |  | 7,029 |  |   | 7,564 |  |
| Net realized gains on sales of available for sale securities | 253 |  |   | 1,134 |  | 4,269 |  |   | 2,631 |  |
| Other income                                                 | 1,824 |  |   | 682 |  | 5,192 |  |   | 2,970 |  |
| Total Other Income                                           | 19,180 |  |   | 19,061 |  | 76,459 |  |   | 71,009 |  |
| OTHER EXPENSES                                               |   |   |   |   |   |   |
| Salaries and employee benefits                               | 34,350 |  |   | 33,760 |  | 131,704 |  |   | 119,812 |  |
| Net occupancy                                                | 4,737 |  |   | 4,424 |  | 18,341 |  |   | 16,976 |  |
| Equipment                                                    | 3,627 |  |   | 3,898 |  | 14,334 |  |   | 13,090 |  |
| Marketing                                                    | 1,107 |  |   | 1,361 |  | 4,681 |  |   | 3,739 |  |
| Outside data processing fees                                 | 3,367 |  |   | 3,378 |  | 13,215 |  |   | 12,242 |  |
| Printing and office supplies                                 | 433 |  |   | 378 |  | 1,425 |  |   | 1,283 |  |
| Intangible asset amortization                                | 1,625 |  |   | 2,055 |  | 6,719 |  |   | 5,647 |  |
| FDIC assessments                                             | 634 |  |   | 711 |  | 2,920 |  |   | 2,564 |  |
| Other real estate owned and foreclosure expenses             | 251 |  |   | 311 |  | 1,470 |  |   | 1,903 |  |
| Professional and other outside services                      | 3,002 |  |   | 1,914 |  | 8,176 |  |   | 12,757 |  |
| Other expenses                                               | 4,605 |  |   | 4,243 |  | 16,966 |  |   | 15,543 |  |
| Total Other Expenses                                         | 57,738 |  |   | 56,433 |  | 219,951 |  |   | 205,556 |  |
| INCOME BEFORE INCOME TAX                                     | 47,662 |  |   | 39,593 |  | 188,138 |  |   | 133,594 |  |
| Income tax expense                                           | 5,949 |  |   | 15,210 |  | 28,999 |  |   | 37,524 |  |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                  | $ | 41,713 |  |   | $ | 24,383 |  | $ | 159,139 |  |   | $ | 96,070 |  |
| Per Share Data:                                              |   |   |   |   |   |   |
| Basic Net Income Available to Common Stockholders            | $ | 0.85 |  |   | $ | 0.49 |  | $ | 3.23 |  |   | $ | 2.13 |  |
| Diluted Net Income Available to Common Stockholders          | $ | 0.85 |  |   | $ | 0.49 |  | $ | 3.22 |  |   | $ | 2.12 |  |
| Cash Dividends Paid                                          | $ | 0.22 |  |   | $ | 0.18 |  | $ | 0.84 |  |   | $ | 0.69 |  |
| Average Diluted Shares Outstanding (in thousands)            | 49,511 |  |   | 49,379 |  | 49,471 |  |   | 45,403 |  |

----

|                                                     |
|-----------------------------------------------------|
|                                                     |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| FINANCIAL HIGHLIGHTS                                |   |   |   |   |   |   |   |
| (Dollars in thousands)                              | Three Months Ended |   | Twelve Months Ended |
|                                                | December 31, |   | December 31, |
|                                                | 2018 |   | 2017 |   | 2018 |   | 2017 |
| NET CHARGE-OFFS                                     | $ | (482 | ) |   | $ | 122 |  |   | $ | 1,707 |  |   | $ | 148 |  |
|                                                |  |   |  |   |  |   |  |
| AVERAGE BALANCES:                                   |  |   |  |   |  |   |  |
| Total Assets                                        | $ | 9,923,001 |  |   | $ | 9,174,237 |  |   | $ | 9,689,057 |  |   | $ | 8,196,229 |  |
| Total Loans                                         | 7,102,552 |  |   | 6,575,055 |  |   | 6,997,771 |  |   | 5,881,284 |  |
| Total Earning Assets                                | 8,971,432 |  |   | 8,139,993 |  |   | 8,736,367 |  |   | 7,335,702 |  |
| Total Deposits                                      | 7,875,998 |  |   | 7,142,375 |  |   | 7,569,482 |  |   | 6,368,751 |  |
| Total Stockholders' Equity                          | 1,379,453 |  |   | 1,294,810 |  |   | 1,343,861 |  |   | 1,110,524 |  |
|                                                |   |   |   |   |   |   |   |
| FINANCIAL RATIOS:                                   |   |   |   |   |   |   |   |
| Return on Average Assets                            | 1.68 | % |   | 1.06 | % |   | 1.64 | % |   | 1.17 | % |
| Return on Average Stockholders' Equity              | 12.10 |  |   | 7.53 |  |   | 11.84 |  |   | 8.65 |  |
| Return on Average Common Stockholders' Equity       | 12.10 |  |   | 7.53 |  |   | 11.84 |  |   | 8.65 |  |
| Average Earning Assets to Average Assets            | 90.41 |  |   | 88.73 |  |   | 90.17 |  |   | 89.50 |  |
| Allowance for Loan Losses as % of Total Loans       | 1.11 |  |   | 1.11 |  |   | 1.11 |  |   | 1.11 |  |
| Net Charge-offs as % of Average Loans (Annualized)  | (0.03 | ) |   | 0.01 |  |   | 0.02 |  |   | — |  |
| Average Stockholders' Equity to Average Assets      | 13.90 |  |   | 14.11 |  |   | 13.87 |  |   | 13.55 |  |
| Tax Equivalent Yield on Average Earning Assets      | 4.97 |  |   | 4.67 |  |   | 4.79 |  |   | 4.53 |  |
| Interest Expense/Average Earning Assets             | 0.93 |  |   | 0.57 |  |   | 0.79 |  |   | 0.51 |  |
| Net Interest Margin (FTE) on Average Earning Assets | 4.04 |  |   | 4.10 |  |   | 4.00 |  |   | 4.02 |  |
| Efficiency Ratio                                    | 50.97 |  |  | 53.29 |  |  | 50.21 |  |  | 54.56 |  |
| Tangible Common Book Value Per Share                | $ | 19.12 |  |   | $ | 16.96 |  |   | $ | 19.12 |  |   | $ | 16.96 |  |

|                                                    |
|----------------------------------------------------|
|                                                    |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| NON-PERFORMING ASSETS                              |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                             | December 31, |   | September 30, |   | June 30, |   | March  31, |   | December 31, |
|                                               | 2018 |   | 2018 |   | 2018 |   | 2018 |   | 2017 |
| Non-Accrual Loans                                  | $ | 26,148 |  |   | $ | 20,421 |  |   | $ | 20,143 |  |   | $ | 27,497 |  |   | $ | 28,724 |  |
| Renegotiated Loans                                 | 1,103 |  |   | 968 |  |   | 544 |  |   | 579 |  |   | 1,013 |  |
| Non-Performing Loans (NPL)                         | 27,251 |  |   | 21,389 |  |   | 20,687 |  |   | 28,076 |  |   | 29,737 |  |
| Other Real Estate Owned                            | 2,179 |  |   | 8,859 |  |   | 9,071 |  |   | 9,698 |  |   | 10,373 |  |
| Non-Performing Assets (NPA)                        | 29,430 |  |   | 30,248 |  |   | 29,758 |  |   | 37,774 |  |   | 40,110 |  |
| 90+ Days Delinquent                                | 1,855 |  |   | 50 |  |   | 184 |  |   | 738 |  |   | 924 |  |
| NPAs & 90 Day Delinquent                       | $ | 31,285 |  |   | $ | 30,298 |  |   | $ | 29,942 |  |   | $ | 38,512 |  |   | $ | 41,034 |  |
|                                               |   |   |   |   |   |   |   |   |   |
| Allowance for Loan Losses                          | $ | 80,552 |  |   | $ | 78,406 |  |   | $ | 77,543 |  |   | $ | 76,420 |  |   | $ | 75,032 |  |
| Quarterly Net Charge-offs                          | (482 | ) |   | 537 |  |   | 540 |  |   | 1,112 |  |   | 122 |  |
| NPAs / Actual Assets %                             | 0.30 |  % |   | 0.31 | % |   | 0.31 | % |   | 0.40 | % |   | 0.43 | % |
| NPAs & 90 Day / Actual Assets %                | 0.32 |  % |   | 0.31 | % |   | 0.31 | % |   | 0.41 | % |   | 0.44 | % |
| NPAs / Actual Loans and OREO %                     | 0.41 |  % |   | 0.43 | % |   | 0.42 | % |   | 0.55 | % |   | 0.59 | % |
| Allowance for Loan Losses / Actual Loans (%)       | 1.11 |  % |   | 1.11 | % |   | 1.09 | % |   | 1.11 | % |   | 1.11 | % |
| Net Charge-offs as % of Average Loans (Annualized) | (0.03 | )% |   | 0.03 | % |   | 0.03 | % |   | 0.07 | % |   | 0.01 | % |

----

|                                                                         |
|-------------------------------------------------------------------------|
|                                                                         |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED BALANCE SHEETS                                             |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                                                  | December 31, |   | September 30, |   | June 30, |   | March 31, |   | December 31, |
|                                                                    | 2018 |   | 2018 |   | 2018 |   | 2018 |   | 2017 |
| ASSETS                                                                  |   |   |   |   |   |   |   |   |   |
| Cash and cash equivalents                                               | $ | 139,247 |  |   | $ | 142,501 |  |   | $ | 133,893 |  |   | $ | 128,828 |  |   | $ | 154,905 |  |
| Interest-bearing time deposits                                          | 36,963 |  |   | 66,763 |  |   | 36,599 |  |   | 24,233 |  |   | 35,027 |  |
| Investment securities                                                   | 1,632,582 |  |   | 1,625,251 |  |   | 1,619,683 |  |   | 1,543,820 |  |   | 1,560,602 |  |
| Loans held for sale                                                     | 4,778 |  |   | 3,022 |  |   | 2,046 |  |   | 4,469 |  |   | 7,216 |  |
| Loans                                                                   | 7,224,467 |  |   | 7,088,071 |  |   | 7,081,059 |  |   | 6,901,696 |  |   | 6,751,199 |  |
| Less: Allowance for loan losses                                         | (80,552 | ) |   | (78,406 | ) |   | (77,543 | ) |   | (76,420 | ) |   | (75,032 | ) |
| Net loans                                                               | 7,143,915 |  |   | 7,009,665 |  |   | 7,003,516 |  |   | 6,825,276 |  |   | 6,676,167 |  |
| Premises and equipment                                                  | 93,420 |  |   | 93,728 |  |   | 94,397 |  |   | 94,741 |  |   | 95,852 |  |
| Federal Home Loan Bank stock                                            | 24,588 |  |   | 24,588 |  |   | 24,588 |  |   | 24,588 |  |   | 23,825 |  |
| Interest receivable                                                     | 40,881 |  |   | 38,531 |  |   | 38,530 |  |   | 35,223 |  |   | 37,130 |  |
| Goodwill and other intangibles                                          | 469,784 |  |   | 471,409 |  |   | 473,059 |  |   | 474,777 |  |   | 476,503 |  |
| Cash surrender value of life insurance                                  | 224,939 |  |   | 223,865 |  |   | 222,905 |  |   | 221,949 |  |   | 223,557 |  |
| Other real estate owned                                                 | 2,179 |  |   | 8,859 |  |   | 9,071 |  |   | 9,698 |  |   | 10,373 |  |
| Tax asset, deferred and receivable                                      | 23,668 |  |   | 25,933 |  |   | 24,619 |  |   | 24,177 |  |   | 23,983 |  |
| Other assets                                                            | 47,772 |  |   | 53,167 |  |   | 51,809 |  |   | 61,017 |  |   | 42,338 |  |
| TOTAL ASSETS                                                            | $ | 9,884,716 |  |   | $ | 9,787,282 |  |   | $ | 9,734,715 |  |   | $ | 9,472,796 |  |   | $ | 9,367,478 |  |
| LIABILITIES                                                             |   |   |   |   |   |   |   |   |   |
| Deposits:                                                               |   |   |   |   |   |   |   |   |   |
| Noninterest-bearing                                                     | $ | 1,447,907 |  |   | $ | 1,464,190 |  |   | $ | 1,571,194 |  |   | $ | 1,698,958 |  |   | $ | 1,761,553 |  |
| Interest-bearing                                                        | 6,306,686 |  |   | 6,168,962 |  |   | 5,932,621 |  |   | 5,628,677 |  |   | 5,410,977 |  |
| Total Deposits                                                          | 7,754,593 |  |   | 7,633,152 |  |   | 7,503,815 |  |   | 7,327,635 |  |   | 7,172,530 |  |
| Borrowings:                                                             |   |   |   |   |   |   |   |   |   |
| Federal funds purchased                                                 | 104,000 |  |   | 90,000 |  |   | 109,000 |  |   | 50,000 |  |   | 144,038 |  |
| Securities sold under repurchase agreements                             | 113,512 |  |   | 118,824 |  |   | 122,513 |  |   | 138,910 |  |   | 136,623 |  |
| Federal Home Loan Bank advances                                         | 314,986 |  |   | 385,458 |  |   | 469,261 |  |   | 449,419 |  |   | 414,377 |  |
| Subordinated debentures and term loans                                  | 138,463 |  |   | 138,408 |  |   | 138,352 |  |   | 138,297 |  |   | 139,349 |  |
| Total Borrowings                                                        | 670,961 |  |   | 732,690 |  |   | 839,126 |  |   | 776,626 |  |   | 834,387 |  |
| Interest payable                                                        | 5,607 |  |   | 5,920 |  |   | 4,807 |  |   | 5,376 |  |   | 4,390 |  |
| Other liabilities                                                       | 45,295 |  |   | 54,094 |  |   | 46,639 |  |   | 50,086 |  |   | 52,708 |  |
| Total Liabilities                                                       | 8,476,456 |  |   | 8,425,856 |  |   | 8,394,387 |  |   | 8,159,723 |  |   | 8,064,015 |  |
| STOCKHOLDERS' EQUITY                                                    |   |   |   |   |   |   |   |   |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |   |   |   |   |   |   |   |   |
| Authorized -- 600 shares                                                |   |   |   |   |   |   |   |   |   |
| Issued and outstanding                                                  | 125 |  |   | 125 |  |   | 125 |  |   | 125 |  |   | 125 |  |
| Common Stock, $.125 stated value:                                       |   |   |   |   |   |   |   |   |   |
| Authorized -- 100,000,000 shares                                        |   |   |   |   |   |   |   |   |   |
| Issued and outstanding                                                  | 6,169 |  |   | 6,163 |  |   | 6,160 |  |   | 6,155 |  |   | 6,145 |  |
| Additional paid-in capital                                              | 840,052 |  |   | 837,996 |  |   | 836,549 |  |   | 834,894 |  |   | 834,870 |  |
| Retained earnings                                                       | 583,336 |  |   | 552,551 |  |   | 522,362 |  |   | 493,624 |  |   | 465,231 |  |
| Accumulated other comprehensive loss                                    | (21,422 | ) |   | (35,409 | ) |   | (24,868 | ) |   | (21,725 | ) |   | (2,908 | ) |
| Total Stockholders' Equity                                              | 1,408,260 |  |   | 1,361,426 |  |   | 1,340,328 |  |   | 1,313,073 |  |   | 1,303,463 |  |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              | $ | 9,884,716 |  |   | $ | 9,787,282 |  |   | $ | 9,734,715 |  |   | $ | 9,472,796 |  |   | $ | 9,367,478 |  |
|                                                                    |   |   |   |   |   |   |   |   |   |

----

|                                                              |
|--------------------------------------------------------------|
|                                                              |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED STATEMENTS OF INCOME                            |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands, Except Per Share Amounts)             | December 31, |   | September 30, |   | June 30, |   | March 31, |   | December 31, |
|                                                         | 2018 |   | 2018 |   | 2018 |   | 2018 |   | 2017 |
| INTEREST INCOME                                              |   |   |   |   |   |   |   |   |   |
| Loans receivable:                                            |   |   |   |   |   |   |   |   |   |
| Taxable                                                      | $ | 91,092 |  |   | $ | 88,479 |  |   | $ | 84,663 |  |   | $ | 78,267 |  |   | $ | 76,470 |  |
| Tax-exempt                                                   | 3,873 |  |   | 3,761 |  |   | 3,632 |  |   | 3,596 |  |   | 3,018 |  |
| Investment securities:                                       |   |   |   |   |   |   |   |   |   |
| Taxable                                                      | 5,553 |  |   | 5,514 |  |   | 5,434 |  |   | 5,096 |  |   | 4,477 |  |
| Tax-exempt                                                   | 6,644 |  |   | 6,493 |  |   | 6,246 |  |   | 6,126 |  |   | 5,830 |  |
| Deposits with financial institutions                         | 1,207 |  |   | 270 |  |   | 633 |  |   | 131 |  |   | 294 |  |
| Federal Home Loan Bank stock                                 | 284 |  |   | 283 |  |   | 263 |  |   | 404 |  |   | 259 |  |
| Total Interest Income                                        | 108,653 |  |   | 104,800 |  |   | 100,871 |  |   | 93,620 |  |   | 90,348 |  |
| INTEREST EXPENSE                                             |   |   |   |   |   |   |   |   |   |
| Deposits                                                     | 16,690 |  |   | 13,685 |  |   | 12,165 |  |   | 9,002 |  |   | 7,835 |  |
| Federal funds purchased                                      | 48 |  |   | 229 |  |   | 61 |  |   | 380 |  |   | 55 |  |
| Securities sold under repurchase agreements                  | 243 |  |   | 174 |  |   | 172 |  |   | 173 |  |   | 146 |  |
| Federal Home Loan Bank advances                              | 1,691 |  |   | 2,137 |  |   | 1,845 |  |   | 2,159 |  |   | 1,577 |  |
| Subordinated debentures and term loans                       | 2,097 |  |   | 2,089 |  |   | 2,057 |  |   | 1,990 |  |   | 1,970 |  |
| Total Interest Expense                                       | 20,769 |  |   | 18,314 |  |   | 16,300 |  |   | 13,704 |  |   | 11,583 |  |
| NET INTEREST INCOME                                          | 87,884 |  |   | 86,486 |  |   | 84,571 |  |   | 79,916 |  |   | 78,765 |  |
| Provision for loan losses                                    | 1,664 |  |   | 1,400 |  |   | 1,663 |  |   | 2,500 |  |   | 1,800 |  |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES          | 86,220 |  |   | 85,086 |  |   | 82,908 |  |   | 77,416 |  |   | 76,965 |  |
| OTHER INCOME                                                 |   |   |   |   |   |   |   |   |   |
| Service charges on deposit accounts                          | 5,516 |  |   | 5,619 |  |   | 5,038 |  |   | 4,777 |  |   | 5,066 |  |
| Fiduciary and wealth management fees                         | 3,842 |  |   | 3,673 |  |   | 3,595 |  |   | 3,796 |  |   | 4,126 |  |
| Other customer fees                                          | 4,904 |  |   | 5,038 |  |   | 4,917 |  |   | 5,036 |  |   | 4,565 |  |
| Earnings on cash surrender value of life insurance           | 1,074 |  |   | 961 |  |   | 1,007 |  |   | 1,176 |  |   | 1,133 |  |
| Net gains and fees on sales of loans                         | 1,767 |  |   | 1,841 |  |   | 1,600 |  |   | 1,821 |  |   | 2,355 |  |
| Net realized gains on sales of available for sale securities | 253 |  |   | 1,285 |  |   | 1,122 |  |   | 1,609 |  |   | 1,134 |  |
| Other income                                                 | 1,824 |  |   | 1,110 |  |   | 912 |  |   | 1,346 |  |   | 682 |  |
| Total Other Income                                           | 19,180 |  |   | 19,527 |  |   | 18,191 |  |   | 19,561 |  |   | 19,061 |  |
| OTHER EXPENSES                                               |   |   |   |   |   |   |   |   |   |
| Salaries and employee benefits                               | 34,350 |  |   | 32,936 |  |   | 32,192 |  |   | 32,226 |  |   | 33,760 |  |
| Net occupancy                                                | 4,737 |  |   | 4,586 |  |   | 4,348 |  |   | 4,670 |  |   | 4,424 |  |
| Equipment                                                    | 3,627 |  |   | 3,483 |  |   | 3,556 |  |   | 3,668 |  |   | 3,898 |  |
| Marketing                                                    | 1,107 |  |   | 1,216 |  |   | 1,474 |  |   | 884 |  |   | 1,361 |  |
| Outside data processing fees                                 | 3,367 |  |   | 3,422 |  |   | 3,462 |  |   | 2,964 |  |   | 3,378 |  |
| Printing and office supplies                                 | 433 |  |   | 334 |  |   | 324 |  |   | 334 |  |   | 378 |  |
| Intangible asset amortization                                | 1,625 |  |   | 1,650 |  |   | 1,718 |  |   | 1,726 |  |   | 2,055 |  |
| FDIC assessments                                             | 634 |  |   | 856 |  |   | 711 |  |   | 719 |  |   | 711 |  |
| Other real estate owned and foreclosure expenses             | 251 |  |   | 455 |  |   | 362 |  |   | 402 |  |   | 311 |  |
| Professional and other outside services                      | 3,002 |  |   | 1,844 |  |   | 1,789 |  |   | 1,541 |  |   | 1,914 |  |
| Other expenses                                               | 4,605 |  |   | 4,240 |  |   | 3,568 |  |   | 4,553 |  |   | 4,243 |  |
| Total Other Expenses                                         | 57,738 |  |   | 55,022 |  |   | 53,504 |  |   | 53,687 |  |   | 56,433 |  |
| INCOME BEFORE INCOME TAX                                     | 47,662 |  |   | 49,591 |  |   | 47,595 |  |   | 43,290 |  |   | 39,593 |  |
| Income tax expense                                           | 5,949 |  |   | 8,478 |  |   | 7,961 |  |   | 6,611 |  |   | 15,210 |  |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                  | $ | 41,713 |  |   | $ | 41,113 |  |   | $ | 39,634 |  |   | $ | 36,679 |  |   | $ | 24,383 |  |
|                                                         |   |   |   |   |   |   |   |   |   |
| Per Share Data:                                              |   |   |   |   |   |   |   |   |   |
| Basic Net Income Available to Common Stockholders            | $ | 0.85 |  |   | $ | 0.83 |  |   | $ | 0.80 |  |   | $ | 0.75 |  |   | $ | 0.49 |  |
| Diluted Net Income Available to Common Stockholders          | $ | 0.85 |  |   | $ | 0.83 |  |   | $ | 0.80 |  |   | $ | 0.74 |  |   | $ | 0.49 |  |
| Cash Dividends Paid                                          | $ | 0.22 |  |   | $ | 0.22 |  |   | $ | 0.22 |  |   | $ | 0.18 |  |   | $ | 0.18 |  |
| Average Diluted Shares Outstanding (in thousands)            | 49,511 |  |   | 49,492 |  |   | 49,451 |  |   | 49,428 |  |   | 49,379 |  |
| FINANCIAL RATIOS:                                            |   |   |   |   |   |   |   |   |   |
| Return on Average Assets                                     | 1.68 | % |   | 1.69 | % |   | 1.63 | % |   | 1.57 | % |   | 1.06 | % |
| Return on Average Stockholders' Equity                       | 12.10 |  |   | 12.10 |  |   | 11.94 |  |   | 11.21 |  |   | 7.53 |  |
| Return on Average Common Stockholders' Equity                | 12.10 |  |   | 12.10 |  |   | 11.95 |  |   | 11.21 |  |   | 7.53 |  |
| Average Earning Assets to Average Assets                     | 90.41 |  |   | 90.30 |  |   | 90.14 |  |   | 89.78 |  |   | 88.73 |  |
| Allowance for Loan Losses as % of Total Loans                | 1.11 |  |   | 1.11 |  |   | 1.09 |  |   | 1.11 |  |   | 1.11 |  |
| Net Charge-offs as % of Average Loans (Annualized)           | (0.03 | ) |   | 0.03 |  |   | 0.03 |  |   | 0.07 |  |   | 0.01 |  |
| Average Stockholders' Equity to Average Assets               | 13.90 |  |   | 13.93 |  |   | 13.69 |  |   | 13.96 |  |   | 14.11 |  |
| Tax Equivalent Yield on Average Earning Assets               | 4.97 |  |   | 4.88 |  |   | 4.74 |  |   | 4.57 |  |   | 4.67 |  |
| Interest Expense/Average Earning Assets                      | 0.93 |  |   | 0.83 |  |   | 0.75 |  |   | 0.65 |  |   | 0.57 |  |
| Net Interest Margin (FTE) on Average Earning Assets          | 4.04 |  |   | 4.05 |  |   | 3.99 |  |   | 3.92 |  |   | 4.10 |  |
| Efficiency Ratio                                             | 50.97 |  |   | 49.25 |  |   | 49.32 |  |   | 51.33 |  |   | 53.29 |  |
| Tangible Common Book Value Per Share                         | $ | 19.12 |  |   | $ | 18.16 |  |   | $ | 17.71 |  |   | $ | 17.14 |  |   | $ | 16.96 |  |

----

|                                                                  |
|------------------------------------------------------------------|
|                                                                  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| LOANS                                                            |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                                           | December 31, |   | September 30, |   | June 30, |   | March 31, |   | December 31, |
|                                                             | 2018 |   | 2018 |   | 2018 |   | 2018 |   | 2017 |
| Commercial and industrial loans                                  | $ | 1,726,664 |  |   | $ | 1,655,569 |  |   | $ | 1,657,591 |  |   | $ | 1,554,169 |  |   | $ | 1,493,493 |  |
| Agricultural production financing and other loans to farmers     | 92,404 |  |   | 88,504 |  |   | 89,093 |  |   | 98,315 |  |   | 121,757 |  |
| Real estate loans:                                               |   |   |   |   |   |   |   |   |   |
| Construction                                                     | 545,729 |  |   | 668,608 |  |   | 714,866 |  |   | 590,093 |  |   | 612,219 |  |
| Commercial and farmland                                          | 2,832,102 |  |   | 2,699,629 |  |   | 2,652,782 |  |   | 2,713,994 |  |   | 2,562,691 |  |
| Residential                                                      | 966,421 |  |   | 965,893 |  |   | 965,720 |  |   | 948,644 |  |   | 962,765 |  |
| Home equity                                                      | 528,157 |  |   | 517,303 |  |   | 518,699 |  |   | 510,545 |  |   | 514,021 |  |
| Individuals' loans for household and other personal expenditures | 99,788 |  |   | 98,709 |  |   | 92,809 |  |   | 88,235 |  |   | 86,935 |  |
| Lease financing receivables, net of unearned income              | 1,600 |  |   | 1,830 |  |   | 1,945 |  |   | 2,193 |  |   | 2,527 |  |
| Other commercial loans                                           | 431,602 |  |   | 392,026 |  |   | 387,554 |  |   | 395,508 |  |   | 394,791 |  |
| Loans                                                            | 7,224,467 |  |   | 7,088,071 |  |   | 7,081,059 |  |   | 6,901,696 |  |   | 6,751,199 |  |
| Allowance for loan losses                                        | (80,552 | ) |   | (78,406 | ) |   | (77,543 | ) |   | (76,420 | ) |   | (75,032 | ) |
| NET LOANS                                                        | $ | 7,143,915 |  |   | $ | 7,009,665 |  |   | $ | 7,003,516 |  |   | $ | 6,825,276 |  |   | $ | 6,676,167 |  |

|                                                          |
|----------------------------------------------------------|
|                                                          |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| DEPOSITS                                                 |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                                   | December 31, |   | September 30, |   | June 30, |   | March 31, |   | December 31, |
|                                                     | 2018 |   | 2018 |   | 2018 |   | 2018 |   | 2017 |
| Demand deposits                                          | $ | 3,985,178 |  |   | $ | 3,870,816 |  |   | $ | 3,933,233 |  |   | $ | 3,740,395 |  |   | $ | 3,746,654 |  |
| Savings deposits                                         | 2,282,701 |  |   | 2,212,675 |  |   | 2,099,771 |  |   | 2,109,071 |  |   | 1,994,366 |  |
| Certificates and other time deposits of $100,000 or more | 593,592 |  |   | 602,002 |  |   | 555,910 |  |   | 552,643 |  |   | 468,895 |  |
| Other certificates and time deposits                     | 646,682 |  |   | 625,341 |  |   | 602,239 |  |   | 584,377 |  |   | 581,894 |  |
| Brokered deposits                                        | 246,440 |  |   | 322,318 |  |   | 312,662 |  |   | 341,149 |  |   | 380,721 |  |
| TOTAL DEPOSITS                                           | $ | 7,754,593 |  |   | $ | 7,633,152 |  |   | $ | 7,503,815 |  |   | $ | 7,327,635 |  |   | $ | 7,172,530 |  |

----

|                                                                                                                                                                                                                                                                                              |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                              |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED AVERAGE BALANCE SHEET AND NET INTEREST MARGIN ANALYSIS                                                                                                                                                                                                                          |   |   |   |   |   |   |   |
| (Dollars in Thousands)                                                                                                                                                                                                                                                                       |   |   |   |   |   |   |   |   |   |   |   |
|                                                                                                                                                                                                                                                                                              | For the Three Months Ended |
|                                                                                                                                                                                                                                                                                         | December 31, 2018 |   | December 31, 2017 |
|                                                                                                                                                                                                                                                                                         | Average Balance |   | Interest Income /Expense |   | AverageRate |   | Average Balance |   | Interest Income /Expense |   | AverageRate |
| Assets:                                                                                                                                                                                                                                                                                      |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing time deposits                                                                                                                                                                                                                                                               | $ | 210,121 |  |   | $ | 1,207 |  |   | 2.30 | % |   | $ | 87,172 |  |   | $ | 294 |  |   | 1.35 | % |
| Federal Home Loan Bank stock                                                                                                                                                                                                                                                                 | 24,588 |  |   | 284 |  |   | 4.62 |  |   | 23,825 |  |   | 259 |  |   | 4.35 |  |
| Investment Securities: (1)                                                                                                                                                                                                                                                                   |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                                                                                                                                                                                                                                                                      | 843,514 |  |   | 5,553 |  |   | 2.63 |  |   | 755,341 |  |   | 4,477 |  |   | 2.37 |  |
| Tax-Exempt (2)                                                                                                                                                                                                                                                                               | 790,657 |  |   | 8,410 |  |   | 4.25 |  |   | 698,600 |  |   | 8,969 |  |   | 5.14 |  |
| Total Investment Securities                                                                                                                                                                                                                                                                  | 1,634,171 |  |   | 13,963 |  |   | 3.42 |  |   | 1,453,941 |  |   | 13,446 |  |   | 3.70 |  |
| Loans held for sale                                                                                                                                                                                                                                                                          | 15,142 |  |   | 177 |  |   | 4.68 |  |   | 13,657 |  |   | 216 |  |   | 6.33 |  |
| Loans: (3)                                                                                                                                                                                                                                                                                   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial                                                                                                                                                                                                                                                                                   | 5,224,202 |  |   | 73,416 |  |   | 5.62 |  |   | 4,806,978 |  |   | 60,015 |  |   | 4.99 |  |
| Real Estate Mortgage                                                                                                                                                                                                                                                                         | 739,325 |  |   | 8,375 |  |   | 4.53 |  |   | 737,668 |  |   | 8,320 |  |   | 4.51 |  |
| Installment                                                                                                                                                                                                                                                                                  | 649,717 |  |   | 9,124 |  |   | 5.62 |  |   | 617,591 |  |   | 7,919 |  |   | 5.13 |  |
| Tax-Exempt (2)                                                                                                                                                                                                                                                                               | 474,166 |  |   | 4,903 |  |   | 4.14 |  |   | 399,161 |  |   | 4,643 |  |   | 4.65 |  |
| Total Loans                                                                                                                                                                                                                                                                                  | 7,102,552 |  |   | 95,995 |  |   | 5.41 |  |   | 6,575,055 |  |   | 81,113 |  |   | 4.93 |  |
| Total Earning Assets                                                                                                                                                                                                                                                                         | 8,971,432 |  |   | 111,449 |  |   | 4.97 |  |   | 8,139,993 |  |   | 95,112 |  |   | 4.67 |  |
| Net unrealized gain (loss) on securities available for sale                                                                                                                                                                                                                                  | (24,206 | ) |   |   |   |   |   | 4,131 |  |   |   |   |   |
| Allowance for loan losses                                                                                                                                                                                                                                                                    | (78,926 | ) |   |   |   |   |   | (73,675 | ) |   |   |   |   |
| Cash and cash equivalents                                                                                                                                                                                                                                                                    | 140,065 |  |   |   |   |   |   | 182,970 |  |   |   |   |   |
| Premises and equipment                                                                                                                                                                                                                                                                       | 93,589 |  |   |   |   |   |   | 102,605 |  |   |   |   |   |
| Other assets                                                                                                                                                                                                                                                                                 | 821,047 |  |   |   |   |   |   | 818,213 |  |   |   |   |   |
| Total Assets                                                                                                                                                                                                                                                                                 | $ | 9,923,001 |  |   |   |   |   |   | $ | 9,174,237 |  |   |   |   |   |
| Liabilities:                                                                                                                                                                                                                                                                                 |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing deposits:                                                                                                                                                                                                                                                                   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing deposits                                                                                                                                                                                                                                                                    | $ | 2,563,703 |  |   | $ | 5,565 |  |   | 0.87 | % |   | $ | 1,970,916 |  |   | $ | 2,185 |  |   | 0.44 | % |
| Money market deposits                                                                                                                                                                                                                                                                        | 1,157,022 |  |   | 2,450 |  |   | 0.85 |  |   | 1,071,037 |  |   | 1,101 |  |   | 0.41 |  |
| Savings deposits                                                                                                                                                                                                                                                                        | 1,134,559 |  |   | 2,016 |  |   | 0.71 |  |   | 922,052 |  |   | 214 |  |   | 0.09 |  |
| Certificates and other time deposits                                                                                                                                                                                                                                                         | 1,542,222 |  |   | 6,659 |  |   | 1.73 |  |   | 1,458,365 |  |   | 4,335 |  |   | 1.19 |  |
| Total Interest-bearing Deposits                                                                                                                                                                                                                                                              | 6,397,506 |  |   | 16,690 |  |   | 1.04 |  |   | 5,422,370 |  |   | 7,835 |  |   | 0.58 |  |
| Borrowings                                                                                                                                                                                                                                                                                   | 611,255 |  |   | 4,079 |  |   | 2.67 |  |   | 678,242 |  |   | 3,748 |  |   | 2.21 |  |
| Total Interest-bearing Liabilities                                                                                                                                                                                                                                                           | 7,008,761 |  |   | 20,769 |  |   | 1.19 |  |   | 6,100,612 |  |   | 11,583 |  |   | 0.76 |  |
| Noninterest-bearing deposits                                                                                                                                                                                                                                                                 | 1,478,492 |  |   |   |   |   |   | 1,720,005 |  |   |   |   |   |
| Other liabilities                                                                                                                                                                                                                                                                            | 56,295 |  |   |   |   |   |   | 58,810 |  |   |   |   |   |
| Total Liabilities                                                                                                                                                                                                                                                                            | 8,543,548 |  |   |   |   |   |   | 7,879,427 |  |   |   |   |   |
| Stockholders' Equity                                                                                                                                                                                                                                                                         | 1,379,453 |  |   |   |   |   |   | 1,294,810 |  |   |   |   |   |
| Total Liabilities and Stockholders' Equity                                                                                                                                                                                                                                                   | $ | 9,923,001 |  |   | 20,769 |  |   |  |  |   | $ | 9,174,237 |  |   | 11,583 |  |   |  |  |
| Net Interest Income (FTE)                                                                                                                                                                                                                                                                    |   |   | $ | 90,680 |  |   |   |   |   |   | $ | 83,529 |  |   |   |
| Net Interest Spread (FTE) (4)                                                                                                                                                                                                                                                                |   |   |   |   | 3.78 | % |   |   |   |   |   | 3.91 | % |
|                                                                                                                                                                                                                                                                                              |  |  |  |  |  |  |  |  |  |  |  |
| Net Interest Margin (FTE):                                                                                                                                                                                                                                                                   |  |  |  |  |  |  |  |  |  |  |  |
| Interest Income (FTE) / Average Earning Assets                                                                                                                                                                                                                                               |  |  |  |  | 4.97 | % |  |  |  |  |  | 4.67 | % |
| Interest Expense / Average Earning Assets                                                                                                                                                                                                                                                    |  |  |  |  | 0.93 | % |  |  |  |  |  | 0.57 | % |
| Net Interest Margin (FTE) (5)                                                                                                                                                                                                                                                                |  |  |  |  | 4.04 | % |  |  |  |  |  | 4.10 | % |
|                                                                                                                                                                                                                                                                                         |   |   |   |   |   |   |   |   |   |   |   |
| (1)  Average balance of securities is computed based on the average of the historical amortized cost balances without the effects of the fair value adjustments.                                                                                                                   |
| (2)  Tax-exempt securities and loans are presented on a fully taxable equivalent basis, using a marginal tax rate of 21 percent and 35 percent for 2018 and 2017, respectively.  These totals equal $2,796   and $4,764 for the three months ended December 31, 2018 and 2017, respectively. |
| (3)  Non accruing loans have been included in the average balances.                                                                                                                                                                                                                |
| (4)  Net Interest Spread (FTE) is interest income expressed as a percentage of average earning assets minus interest expense expressed as a percentage of average interest-bearing liabilities.                                                                                    |
| (5)  Net Interest Margin (FTE) is interest income expressed as a percentage of average earning assets minus interest expense expressed as a percentage of average earning assets.                                                                                                  |

----

|                                                                                                                                                                                                                                                                                                         |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED AVERAGE BALANCE SHEET AND NET INTEREST MARGIN ANALYSIS                                                                                                                                                                                                                                     |   |   |   |   |   |   |
| (Dollars in Thousands)                                                                                                                                                                                                                                                                                  |   |   |   |   |   |   |   |   |   |   |   |
|                                                                                                                                                                                                                                                                                                         | For the Twelve Months Ended |
|                                                                                                                                                                                                                                                                                                         | December 31, 2018 |  | December 31, 2017 |
|                                                                                                                                                                                                                                                                                                         | Average Balance |  | Interest Income /Expense |  | AverageRate |  | Average Balance |  | Interest Income /Expense |  | AverageRate |
| Assets:                                                                                                                                                                                                                                                                                                 |  |  |  |  |  |  |   |  |  |  |   |
| Interest-bearing time deposits                                                                                                                                                                                                                                                                          | $ | 110,232 |  |  | $ | 2,241 |  |  | 2.03 | % |  | $ | 75,417 |  |  | $ | 736 |  |  | 0.98 | % |
| Federal Home Loan Bank stock                                                                                                                                                                                                                                                                            | 24,538 |  |  | 1,234 |  |  | 5.03 |  |  | 20,921 |  |  | 894 |  |  | 4.27 |  |
| Investment Securities: (1)                                                                                                                                                                                                                                                                              |  |  |  |  |  |  |  |  |  |  |  |
| Taxable                                                                                                                                                                                                                                                                                                 | 841,203 |  |  | 21,597 |  |  | 2.57 |  |  | 726,004 |  |  | 17,489 |  |  | 2.41 |  |
| Tax-Exempt (2)                                                                                                                                                                                                                                                                                          | 762,623 |  |  | 32,290 |  |  | 4.23 |  |  | 632,076 |  |  | 32,891 |  |  | 5.20 |  |
| Total Investment Securities                                                                                                                                                                                                                                                                             | 1,603,826 |  |  | 53,887 |  |  | 3.36 |  |  | 1,358,080 |  |  | 50,380 |  |  | 3.71 |  |
| Loans held for sale                                                                                                                                                                                                                                                                                     | 11,425 |  |  | 540 |  |  | 4.73 |  |  | 7,707 |  |  | 462 |  |  | 5.99 |  |
| Loans: (3)                                                                                                                                                                                                                                                                                              |  |  |  |  |  |  |  |  |  |  |  |
| Commercial                                                                                                                                                                                                                                                                                              | 5,143,576 |  |  | 274,302 |  |  | 5.33 |  |  | 4,267,651 |  |  | 204,771 |  |  | 4.80 |  |
| Real Estate Mortgage                                                                                                                                                                                                                                                                                    | 733,709 |  |  | 33,549 |  |  | 4.57 |  |  | 679,284 |  |  | 30,267 |  |  | 4.46 |  |
| Installment                                                                                                                                                                                                                                                                                             | 640,310 |  |  | 34,110 |  |  | 5.33 |  |  | 573,100 |  |  | 28,204 |  |  | 4.92 |  |
| Tax-Exempt (2)                                                                                                                                                                                                                                                                                          | 468,751 |  |  | 18,813 |  |  | 4.01 |  |  | 353,542 |  |  | 16,452 |  |  | 4.65 |  |
| Total Loans                                                                                                                                                                                                                                                                                             | 6,997,771 |  |  | 361,314 |  |  | 5.16 |  |  | 5,881,284 |  |  | 280,156 |  |  | 4.76 |  |
| Total Earning Assets                                                                                                                                                                                                                                                                                    | 8,736,367 |  |  | 418,676 |  |  | 4.79 |  |  | 7,335,702 |  |  | 332,166 |  |  | 4.53 |  |
| Net unrealized gain on securities available for sale                                                                                                                                                                                                                                                    | (14,790 | ) |  |  |  |  |  |  | 4,360 |  |  |  |  |  |  |
| Allowance for loan losses                                                                                                                                                                                                                                                                               | (77,444 | ) |  |  |  |  |  |  | (70,380 | ) |  |  |  |  |  |
| Cash and cash equivalents                                                                                                                                                                                                                                                                               | 131,925 |  |  |  |  |  |  |  | 142,503 |  |  |  |  |  |  |
| Premises and equipment                                                                                                                                                                                                                                                                                  | 94,567 |  |  |  |  |  |  |  | 97,446 |  |  |  |  |  |  |
| Other assets                                                                                                                                                                                                                                                                                            | 818,432 |  |  |  |  |  |  |  | 686,598 |  |  |  |  |  |  |
| Total Assets                                                                                                                                                                                                                                                                                            | $ | 9,689,057 |  |  |  |  |  |  |  | $ | 8,196,229 |  |  |  |  |  |  |
| Liabilities:                                                                                                                                                                                                                                                                                            |  |  |  |  |  |  |  |  |  |  |  |
| Interest-bearing deposits:                                                                                                                                                                                                                                                                              |  |  |  |  |  |  |  |  |  |  |  |
| Interest-bearing deposits                                                                                                                                                                                                                                                                               | $ | 2,319,081 |  |  | $ | 17,577 |  |  | 0.76 | % |  | $ | 1,730,272 |  |  | $ | 5,817 |  |  | 0.34 | % |
| Money market deposits                                                                                                                                                                                                                                                                                   | 1,097,762 |  |  | 6,721 |  |  | 0.61 |  |  | 938,959 |  |  | 2,788 |  |  | 0.30 |  |
| Savings deposits                                                                                                                                                                                                                                                                                   | 1,065,031 |  |  | 5,230 |  |  | 0.49 |  |  | 844,825 |  |  | 734 |  |  | 0.09 |  |
| Certificates and other time deposits                                                                                                                                                                                                                                                                    | 1,514,271 |  |  | 22,014 |  |  | 1.45 |  |  | 1,339,866 |  |  | 14,467 |  |  | 1.08 |  |
| Total Interest-bearing Deposits                                                                                                                                                                                                                                                                         | 5,996,145 |  |  | 51,542 |  |  | 0.86 |  |  | 4,853,922 |  |  | 23,806 |  |  | 0.49 |  |
| Borrowings                                                                                                                                                                                                                                                                                              | 718,061 |  |  | 17,545 |  |  | 2.44 |  |  | 664,045 |  |  | 13,806 |  |  | 2.08 |  |
| Total Interest-bearing Liabilities                                                                                                                                                                                                                                                                      | 6,714,206 |  |  | 69,087 |  |  | 1.03 |  |  | 5,517,967 |  |  | 37,612 |  |  | 0.68 |  |
| Noninterest-bearing deposits                                                                                                                                                                                                                                                                            | 1,573,337 |  |  |  |  |  |  |  | 1,514,829 |  |  |  |  |  |  |
| Other liabilities                                                                                                                                                                                                                                                                                       | 57,653 |  |  |  |  |  |  |  | 52,909 |  |  |  |  |  |  |
| Total Liabilities                                                                                                                                                                                                                                                                                       | 8,345,196 |  |  |  |  |  |  |  | 7,085,705 |  |  |  |  |  |  |
| Stockholders' Equity                                                                                                                                                                                                                                                                                    | 1,343,861 |  |  |  |  |  |  |  | 1,110,524 |  |  |  |  |  |  |
| Total Liabilities and Stockholders' Equity                                                                                                                                                                                                                                                              | $ | 9,689,057 |  |  | 69,087 |  |  |  |  |  | $ | 8,196,229 |  |  | 37,612 |  |  |  |  |
| Net Interest Income (FTE)                                                                                                                                                                                                                                                                               |  |  | $ | 349,589 |  |  |  |  |  |  | $ | 294,554 |  |  |  |
| Net Interest Spread (FTE) (4)                                                                                                                                                                                                                                                                           |  |  |  |  | 3.76 | % |  |  |  |  |  | 3.85 | % |
|                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |  |  |  |  |  |
| Net Interest Margin (FTE):                                                                                                                                                                                                                                                                              |  |  |  |  |  |  |  |  |  |  |  |
| Interest Income (FTE) / Average Earning Assets                                                                                                                                                                                                                                                          |  |  |  |  | 4.79 | % |  |  |  |  |  | 4.53 | % |
| Interest Expense / Average Earning Assets                                                                                                                                                                                                                                                               |  |  |  |  | 0.79 | % |  |  |  |  |  | 0.51 | % |
| Net Interest Margin (FTE) (5)                                                                                                                                                                                                                                                                           |  |  |  |  | 4.00 | % |  |  |  |  |  | 4.02 | % |
|                                                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |  |  |  |  |  |
| (1)  Average balance of securities is computed based on the average of the historical amortized cost balances without the effects of the fair value adjustments.                                                                                                                              |
| (2)  Tax-exempt securities and loans are presented on a fully taxable equivalent basis, using a marginal tax rate of 21 percent and 35 percent for 2018 and 2017, respectively.  These totals equal $10,732 and $17,270 for the twelve months ended December 31, 2018 and 2017, respectively. |
| (3)  Non accruing loans have been included in the average balances.                                                                                                                                                                                                                           |  |  |  |  |  |  |  |  |  |  |  |
| (4)   Net Interest Spread (FTE) is interest income expressed as a percentage of average earning assets minus interest expense expressed as a percentage of average interest-bearing liabilities.                                                                                                        |
| (5)  Net Interest Margin (FTE) is interest income expressed as a percentage of average earning assets minus interest expense expressed as a percentage of average earning assets.                                                                                                             |