----

----

----

| CONSOLIDATED BALANCE SHEETS                                             |   |      |      |   |   |   |
|-------------------------------------------------------------------------|--------|-----------|-----------|--------|--------|--------|
| (Dollars in Thousands)                                                  |   | March 31, |      |
|                                                                    |   | 2012      |      |   | 2011   |   |
| ASSETS                                                                  |   |      |      |   |   |   |
| Cash and due from banks                                                 |   | $         | 60,991    |   |   | $      | 44,283 |   |
| Federal funds sold                                                      |   |      |      |   |   |   | 6,092 |   |
| Cash and cash equivalents                                               |   |      | 60,991    |   |   |   | 50,375 |   |
| Interest-bearing time deposits                                          |   |      | 34,290    |   |   |   | 61,843 |   |
| Investment securities                                                   |   |      | 960,032   |   |   |   | 886,029 |   |
| Mortgage loans held for sale                                            |   |      | 22,138    |   |   |   | 2,111 |   |
| Loans                                                                   |   |      | 2,792,989 |   |   |   | 2,764,128 |   |
| Less: Allowance for loan losses                                         |   |      | (70,369   | )      |   |   | (80,936 | ) |
| Net loans                                                               |   |      | 2,722,620 |   |   |   | 2,683,192 |   |
| Premises and equipment                                                  |   |      | 51,541    |   |   |   | 51,818 |   |
| Federal Reserve and Federal Home Loan Bank stock                        |   |      | 33,026    |   |   |   | 33,801 |   |
| Interest receivable                                                     |   |      | 16,730    |   |   |   | 17,583 |   |
| Core deposit intangibles and goodwill                                   |   |      | 150,486   |   |   |   | 152,918 |   |
| Cash surrender value of life insurance                                  |   |      | 123,355   |   |   |   | 102,309 |   |
| Other real estate owned                                                 |   |      | 15,628    |   |   |   | 17,056 |   |
| Tax asset, deferred and receivable                                      |   |      | 32,112    |   |   |   | 38,224 |   |
| Other assets                                                            |   |      | 13,417    |   |   |   | 19,916 |   |
| TOTAL ASSETS                                                            |   | $         | 4,236,366 |   |   | $      | 4,117,175 |   |
| LIABILITIES                                                             |   |      |      |   |   |   |   |   |
| Deposits:                                                               |   |      |      |   |   |   |   |   |
| Noninterest-bearing                                                     |   | $         | 677,643   |   |   | $      | 586,973 |   |
| Interest-bearing                                                        |   |      | 2,601,935 |   |   |   | 2,565,363 |   |
| Total Deposits                                                          |   |      | 3,279,578 |   |   |   | 3,152,336 |   |
| Borrowings:                                                             |   |      |      |   |   |   |   |   |
| Federal funds purchased                                                 |   |      | 10,936    |   |   |   |   |   |
| Securities sold under repurchase agreements                             |   |      | 139,308   |   |   |   | 115,684 |   |
| Federal Home Loan Bank advances                                         |   |      | 131,496   |   |   |   | 104,697 |   |
| Subordinated debentures, revolving credit lines and term loans          |   |      | 115,969   |   |   |   | 226,400 |   |
| Total Borrowings                                                        |   |      | 397,709   |   |   |   | 446,781 |   |
| Interest payable                                                        |   |      | 2,094     |   |   |   | 3,117 |   |
| Other liabilities                                                       |   |      | 29,044    |   |   |   | 52,419 |   |
| Total Liabilities                                                       |   |      | 3,708,425 |   |   |   | 3,654,653 |   |
| STOCKHOLDERS' EQUITY                                                    |   |      |      |   |   |   |   |   |
| Preferred Stock, no-par value:                                          |   |      |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                            |   |      |      |   |   |   |   |   |
| Series A, Issued and outstanding - 0 and 69,600 shares                  |   |      |      |   |   |   | 67,998 |   |
| Preferred Stock, no-par value, $1,000 liquidation value:                |   |      |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                            |   |      |      |   |   |   |   |   |
| Senior Non-Cumulative Perpetual Preferred Stock, Series B               |   |      |      |   |   |   |   |   |
| Issued and outstanding - 90,782.94 and 0 shares                         |   |      | 90,783    |   |   |   |   |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |      |      |   |   |   |   |   |
| Authorized -- 600 shares                                                |   |      |      |   |   |   |   |   |
| Issued and outstanding - 125 shares                                     |   |      | 125       |   |   |   | 125 |   |
| Common Stock, $.125 stated value:                                       |   |      |      |   |   |   |   |   |
| Authorized -- 50,000,000 shares                                         |   |      |      |   |   |   |   |   |
| Issued and outstanding - 28,622,586 and 25,650,057 shares               |   |      | 3,578     |   |   |   | 3,206 |   |
| Additional paid-in capital                                              |   |      | 255,116   |   |   |   | 233,032 |   |
| Retained earnings                                                       |   |      | 181,664   |   |   |   | 165,075 |   |
| Accumulated other comprehensive loss                                    |   |      | (3,325    | )      |   |   | (6,914 | ) |
| Total Stockholders' Equity                                              |   |      | 527,941   |   |   |   | 462,522 |   |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              |   | $         | 4,236,366 |   |   | $      | 4,117,175 |   |

----

| CONSOLIDATED STATEMENTS OF OPERATIONS                            |   |               |   |   |   |   |
|------------------------------------------------------------------|--------|--------------------|--------|--------|--------|--------|
| (Dollars in Thousands, Except Per Share Amounts)                 |   | Three Months Ended |   |
|                                                             |   | March 31,          |   |
|                                                             |   | 2012               |   |   | 2011   |   |
| INTEREST INCOME                                                  |   |               |   |   |   |   |
| Loans receivable:                                                |   |               |   |   |   |   |
| Taxable                                                          |   | $                  | 35,848 |   |   | $      | 38,738 |   |
| Tax-exempt                                                       |   |               | 117    |   |   |   | 102 |   |
| Investment securities:                                           |   |               |   |   |   |   |   |   |
| Taxable                                                          |   |               | 4,574  |   |   |   | 4,547 |   |
| Tax-exempt                                                       |   |               | 2,562  |   |   |   | 2,553 |   |
| Federal funds sold                                               |   |               |   |   |   |   | 2 |   |
| Deposits with financial institutions                             |   |               | 25     |   |   |   | 83 |   |
| Federal Reserve and Federal Home Loan Bank stock                 |   |               | 343    |   |   |   | 341 |   |
| Total Interest Income                                            |   |               | 43,469 |   |   |   | 46,366 |   |
| INTEREST EXPENSE                                                 |   |               |   |   |   |   |   |   |
| Deposits                                                         |   |               | 4,110  |   |   |   | 6,866 |   |
| Federal funds purchased                                          |   |               | 12     |   |   |   | 3 |   |
| Securities sold under repurchase agreements                      |   |               | 295    |   |   |   | 378 |   |
| Federal Home Loan Bank advances                                  |   |               | 994    |   |   |   | 1,001 |   |
| Subordinated debentures, revolving credit lines and term loans   |   |               | 1,942  |   |   |   | 2,641 |   |
| Total Interest Expense                                           |   |               | 7,353  |   |   |   | 10,889 |   |
| NET INTEREST INCOME                                              |   |               | 36,116 |   |   |   | 35,477 |   |
| Provision for loan losses                                        |   |               | 4,875  |   |   |   | 5,594 |   |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES              |   |               | 31,241 |   |   |   | 29,883 |   |
| OTHER INCOME                                                     |   |               |   |   |   |   |   |   |
| Service charges on deposit accounts                              |   |               | 2,819  |   |   |   | 2,779 |   |
| Fiduciary activities                                             |   |               | 1,983  |   |   |   | 2,036 |   |
| Other customer fees                                              |   |               | 2,586  |   |   |   | 2,235 |   |
| Commission income                                                |   |               | 1,667  |   |   |   | 1,888 |   |
| Earnings on cash surrender value of life insurance               |   |               | 1,378  |   |   |   | 578 |   |
| Net gains and fees on sales of loans                             |   |               | 1,952  |   |   |   | 1,873 |   |
| Net realized gains on sales of available for sale securities     |   |               | 789    |   |   |   | 463 |   |
| Other-than-temporary impairment on available for sale securities |   |               |   |   |   |   | (400 | ) |
| Gain on FDIC modified whole bank transaction                     |   |               | 9,124  |   |   |   |   |   |
| Other income                                                     |   |               | 360    |   |   |   | 406 |   |
| Total Other Income                                               |   |               | 22,658 |   |   |   | 11,858 |   |
| OTHER EXPENSES                                                   |   |               |   |   |   |   |   |   |
| Salaries and employee benefits                                   |   |               | 19,354 |   |   |   | 17,176 |   |
| Net occupancy                                                    |   |               | 2,651  |   |   |   | 2,745 |   |
| Equipment                                                        |   |               | 1,805  |   |   |   | 1,783 |   |
| Marketing                                                        |   |               | 442    |   |   |   | 382 |   |
| Outside data processing fees                                     |   |               | 1,376  |   |   |   | 1,445 |   |
| Printing and office supplies                                     |   |               | 267    |   |   |   | 288 |   |
| Core deposit amortization                                        |   |               | 469    |   |   |   | 1,101 |   |
| FDIC assessments                                                 |   |               | 1,117  |   |   |   | 2,104 |   |
| Other real estate owned and credit-related expenses              |   |               | 2,186  |   |   |   | 3,195 |   |
| Other expenses                                                   |   |               | 4,361  |   |   |   | 3,662 |   |
| Total Other Expenses                                             |   |               | 34,028 |   |   |   | 33,881 |   |
| INCOME BEFORE INCOME TAX                                         |   |               | 19,871 |   |   |   | 7,860 |   |
| Income tax expense                                               |   |               | 5,500  |   |   |   | 2,399 |   |
| NET INCOME                                                       |   |               | 14,371 |   |   |   | 5,461 |   |
| Gain on exchange of preferred stock for trust preferred debt     |   |               |   |   |   |   |   |   |
| Loss on CPP unamortized discount                                 |   |               |   |   |   |   |   |   |
| Loss on extinguishment of trust preferred securities             |   |               |   |   |   |   |   |   |
| Preferred stock dividends and discount accretion                 |   |               | (1,135 | )      |   |   | (988 | ) |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                      |   | $                  | 13,236 |   |   | $      | 4,473 |   |
|   Per Share Data:                                      |   |               |   |   |   |   |   |   |
| Basic Net Income Available to Common Stockholders                |   | $                  | 0.46   |   |   | $      | 0.17 |   |
| Diluted Net Income Available to Common Stockholders              |   | $                  | 0.46   |   |   | $      | 0.17 |   |
| Cash Dividends Paid                                              |   | $                  | 0.01   |   |   | $      | 0.01 |   |
| Average Diluted Shares Outstanding (in thousands)                |   |               | 28,755 |   |   |   | 25,763 |   |

----

| FINANCIAL HIGHLIGHTS                                |   |               |      |   |   |   |
|-----------------------------------------------------|--------|--------------------|-----------|--------|--------|--------|
| (Dollars in Thousands)                              |   | Three Months Ended |      |
|                                                |   | March 31,          |      |
|                                                |   | 2012               |      |   | 2011   |   |
| NET CHARGE OFF'S                                    |   | $                  | 5,404     |   |   | $      | 7,635 |   |
|                                                |   |               |      |   |   |   |   |   |
| AVERAGE BALANCES:                                   |   |               |      |   |   |   |   |   |
| Total Assets                                        |   | $                  | 4,202,955 |   |   | $      | 4,122,390 |   |
| Total Loans                                         |   |               | 2,763,887 |   |   |   | 2,804,303 |   |
| Total Earning Assets                                |   |               | 3,789,437 |   |   |   | 3,744,196 |   |
| Total Deposits                                      |   |               | 3,163,432 |   |   |   | 3,218,504 |   |
| Total Stockholders' Equity                          |   |               | 517,774   |   |   |   | 456,189 |   |
|                                                |   |               |      |   |   |   |   |   |
| FINANCIAL RATIOS:                                   |   |               |      |   |   |   |   |   |
| Return on Average Assets                            |   |               | 1.26      | %      |   |   | 0.43 | % |
| Return on Average Stockholders' Equity              |   |               | 10.23     |   |   |   | 3.92 |   |
| Average Earning Assets to Average Assets            |   |               | 90.16     |   |   |   | 90.83 |   |
| Allowance for Loan Losses as % of Total Loans       |   |               | 2.50      |   |   |   | 2.93 |   |
| Net Charge Off's as % of Average Loans (Annualized) |   |               | 0.78      |   |   |   | 1.09 |   |
| Average Stockholders' Equity to Average Assets      |   |               | 12.32     |   |   |   | 11.07 |   |
| Tax Equivalent Yield on Earning Assets              |   |               | 4.74      |   |   |   | 5.11 |   |
| Cost of Supporting Liabilities                      |   |               | 0.78      |   |   |   | 1.16 |   |
| Net Interest Margin (FTE) on Earning Assets         |   |               | 3.96      |   |   |   | 3.95 |   |

| NON-PERFORMING ASSETS                               |   |      |   |   |         |    |    |          |   |    |     |   |   |      |    |
|-----------------------------------------------------|--------|-----------|--------|--------|--------------|---------|---------|---------------|--------|---------|----------|--------|--------|-----------|---------|
| (Dollars in Thousands)                              |   | March 31, |   |   | December 31, |    |    | September 30, |   |    | June 30, |   |   | March 31, |    |
|                                                |   | 2012      |   |   | 2011         |    |    | 2011          |   |    | 2011     |   |   | 2011      |    |
| Non-Accrual Loans                                   |   | $         | 74,456 |   |         | $       | 69,592  |          |   | $       | 78,933   |   |   | $         | 87,583  |   |   | $ | 87,712 |   |
| Renegotiated Loans                                  |   |      | 6,695  |   |         |    | 14,308  |          |   |    | 6,701    |   |   |      | 6,269   |   |   |   | 2,125 |   |
| Non-Performing Loans (NPL)                          |   |      | 81,151 |   |         |    | 83,900  |          |   |    | 85,634   |   |   |      | 93,852  |   |   |   | 89,837 |   |
| Real Estate Owned and Repossessed Assets            |   |      | 15,628 |   |         |    | 16,289  |          |   |    | 19,425   |   |   |      | 15,437  |   |   |   | 17,056 |   |
| Non-Performing Assets (NPA)                         |   |      | 96,779 |   |         |    | 100,189 |          |   |    | 105,059  |   |   |      | 109,289 |   |   |   | 106,893 |   |
| 90+ Days Delinquent                                 |   |      | 253    |   |         |    | 580     |          |   |    | 1,595    |   |   |      | 227     |   |   |   | 752 |   |
| NPAS & 90 Day Delinquent                        |   | $         | 97,032 |   |         | $       | 100,769 |          |   | $       | 106,654  |   |   | $         | 109,516 |   |   | $ | 107,645 |   |
|   Loan Loss Reserve                       |   | $         | 70,369 |   |         | $       | 70,898  |          |   | $       | 73,074   |   |   | $         | 77,133  |   |   | $ | 80,936 |   |
| YTD Charge-offs                                     |   | $         | 5,404  |   |         | $  | 34,709  |          |   | $  | 26,678   |   |   | $         | 17,063  |   |   | $  | 7,635 |   |
| NPAs / Actual Assets %                              |   |      | 2.28   | %      |         |    | 2.40    | %             |   |    | 2.55     | %      |   |      | 2.67    | % |   |   | 2.60 | % |
| NPAs & 90 Day / Actual Assets %                 |   |      | 2.29   | %      |         |    | 2.41    | %             |   |    | 2.59     | %      |   |      | 2.67    | % |   |   | 2.61 | % |
| NPAs / Actual Loans and REO %                       |   |      | 3.42   | %      |         |    | 3.65    | %             |   |    | 3.83     | %      |   |      | 3.98    | % |   |   | 3.84 | % |
| Loan Loss Reserves / Actual Loans %                 |   |      | 2.50   | %      |         |    | 2.60    | %             |   |    | 2.68     | %      |   |      | 2.83    | % |   |   | 2.93 | % |
| Net Charge Off's as % of Average Loans (Annualized) |   |      | 0.78   | %      |         |    | 1.18    | %             |   |    | 1.41     | %      |   |      | 1.37    | % |   |   | 1.09 | % |

----

| CONSOLIDATED BALANCE SHEETS                                              |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |
|--------------------------------------------------------------------------|--------|-----------|-----------|--------|--------------|--------|-----------|---------------|--------|--------|-----------|--------|--------|-----------|-----------|
| (Dollars in Thousands)                                                   |   | March 31, |      |   | December 31, |   |      | September 30, |   |   | June 30,  |   |   | March 31, |      |
|                                                                     |   | 2012      |      |   | 2011         |   |      | 2011          |   |   | 2011      |   |   | 2011      |      |
| ASSETS                                                                   |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |
| Cash and due from banks                                                  |   | $         | 60,991    |   |         | $      | 73,312    |          |   | $      | 60,166    |   |   | $         | 50,874    |   |   | $ | 44,283 |   |
| Federal funds sold                                                       |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   | 6,092 |   |
| Cash and cash equivalents                                                |   |      | 60,991    |   |         |   | 73,312    |          |   |   | 60,166    |   |   |      | 50,874    |   |   |   | 50,375 |   |
| Interest-bearing time deposits                                           |   |      | 34,290    |   |         |   | 52,851    |          |   |   | 16,115    |   |   |      | 15,865    |   |   |   | 61,843 |   |
| Investment securities                                                    |   |      | 960,032   |   |         |   | 946,400   |          |   |   | 937,828   |   |   |      | 938,366   |   |   |   | 886,029 |   |
| Mortgage loans held for sale                                             |   |      | 22,138    |   |         |   | 17,864    |          |   |   | 12,257    |   |   |      | 4,846     |   |   |   | 2,111 |   |
| Loans                                                                    |   |      | 2,792,989 |   |         |   | 2,713,415 |          |   |   | 2,712,938 |   |   |      | 2,724,022 |   |   |   | 2,764,128 |   |
| Less: Allowance for loan losses                                          |   |      | (70,369   | )      |         |   | (70,898   | )             |   |   | (73,074   | )      |   |      | (77,133   | ) |   |   | (80,936 | ) |
| Net loans                                                                |   |      | 2,722,620 |   |         |   | 2,642,517 |          |   |   | 2,639,864 |   |   |      | 2,646,889 |   |   |   | 2,683,192 |   |
| Premises and equipment                                                   |   |      | 51,541    |   |         |   | 51,013    |          |   |   | 51,432    |   |   |      | 51,851    |   |   |   | 51,818 |   |
| Federal Reserve and Federal Home Loan Bank stock                         |   |      | 33,026    |   |         |   | 31,270    |          |   |   | 31,381    |   |   |      | 31,384    |   |   |   | 33,801 |   |
| Interest receivable                                                      |   |      | 16,730    |   |         |   | 17,723    |          |   |   | 17,770    |   |   |      | 17,001    |   |   |   | 17,583 |   |
| Core deposit intangibles and goodwill                                    |   |      | 150,486   |   |         |   | 150,471   |          |   |   | 151,062   |   |   |      | 151,817   |   |   |   | 152,918 |   |
| Cash surrender value of life insurance                                   |   |      | 123,355   |   |         |   | 124,329   |          |   |   | 123,524   |   |   |      | 102,880   |   |   |   | 102,309 |   |
| Other real estate owned                                                  |   |      | 15,628    |   |         |   | 16,289    |          |   |   | 19,425    |   |   |      | 15,437    |   |   |   | 17,056 |   |
| Tax asset, deferred and receivable                                       |   |      | 32,112    |   |         |   | 36,424    |          |   |   | 35,804    |   |   |      | 36,790    |   |   |   | 38,224 |   |
| Other assets                                                             |   |      | 13,417    |   |         |   | 12,613    |          |   |   | 21,881    |   |   |      | 30,218    |   |   |   | 19,916 |   |
| TOTAL ASSETS                                                             |   | $         | 4,236,366 |   |         | $      | 4,173,076 |          |   | $      | 4,118,509 |   |   | $         | 4,094,218 |   |   | $ | 4,117,175 |   |
| LIABILITIES                                                              |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Deposits:                                                                |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Noninterest-bearing                                                      |   | $         | 677,643   |   |         | $      | 646,508   |          |   | $      | 598,139   |   |   | $         | 590,199   |   |   | $ | 586,973 |   |
| Interest-bearing                                                         |   |      | 2,601,935 |   |         |   | 2,488,147 |          |   |   | 2,466,111 |   |   |      | 2,552,334 |   |   |   | 2,565,363 |   |
| Total Deposits                                                           |   |      | 3,279,578 |   |         |   | 3,134,655 |          |   |   | 3,064,250 |   |   |      | 3,142,533 |   |   |   | 3,152,336 |   |
| Borrowings:                                                              |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Federal funds purchased                                                  |   |      | 10,936    |   |         |   |      |          |   |   | 27,946    |   |   |      | 22,978    |   |   |   |   |   |
| Securities sold under repurchase agreements                              |   |      | 139,308   |   |         |   | 156,305   |          |   |   | 117,097   |   |   |      | 124,236   |   |   |   | 115,684 |   |
| Federal Home Loan Bank advances                                          |   |      | 131,496   |   |         |   | 138,095   |          |   |   | 168,764   |   |   |      | 74,050    |   |   |   | 104,697 |   |
| Subordinated debentures, revolving credit lines and term loans           |   |      | 115,969   |   |         |   | 194,974   |          |   |   | 194,961   |   |   |      | 226,580   |   |   |   | 226,400 |   |
| Total Borrowings                                                         |   |      | 397,709   |   |         |   | 489,374   |          |   |   | 508,768   |   |   |      | 447,844   |   |   |   | 446,781 |   |
| Interest payable                                                         |   |      | 2,094     |   |         |   | 2,925     |          |   |   | 2,186     |   |   |      | 3,601     |   |   |   | 3,117 |   |
| Other liabilities                                                        |   |      | 29,044    |   |         |   | 31,655    |          |   |   | 30,760    |   |   |      | 31,762    |   |   |   | 52,419 |   |
| Total Liabilities                                                        |   |      | 3,708,425 |   |         |   | 3,658,609 |          |   |   | 3,605,964 |   |   |      | 3,625,740 |   |   |   | 3,654,653 |   |
| STOCKHOLDERS' EQUITY                                                     |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Preferred Stock, no-par value:                                           |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                             |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Series A, Issued and outstanding                                         |   |      |      |   |         |   |      |          |   |   |      |   |   |      | 68,118    |   |   |   | 67,998 |   |
| Preferred Stock, no-par value, $1,000 liquidation value:                 |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                             |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Senior Non-Cumulative Perpetual Preferred Stock, Series B                |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Issued and outstanding                                                   |   |      | 90,783    |   |         |   | 90,783    |          |   |   | 90,783    |   |   |      |      |   |   |   |   |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value:  |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Authorized -- 600 shares                                                 |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Issued and outstanding                                                   |   |      | 125       |   |         |   | 125       |          |   |   | 125       |   |   |      | 125       |   |   |   | 125 |   |
| Common Stock, $.125 stated value:                                        |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Authorized -- 50,000,000 shares                                          |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Issued and outstanding                                                   |   |      | 3,578     |   |         |   | 3,570     |          |   |   | 3,567     |   |   |      | 3,211     |   |   |   | 3,206 |   |
| Additional paid-in capital                                               |   |      | 255,116   |   |         |   | 254,874   |          |   |   | 254,801   |   |   |      | 233,544   |   |   |   | 233,032 |   |
| Retained earnings                                                        |   |      | 181,664   |   |         |   | 168,717   |          |   |   | 162,669   |   |   |      | 169,313   |   |   |   | 165,075 |   |
| Accumulated other comprehensive income (loss)                            |   |      | (3,325    | )      |         |   | (3,602    | )             |   |   | 600       |   |   |      | (5,833    | ) |   |   | (6,914 | ) |
| Total Stockholders' Equity                                               |   |      | 527,941   |   |         |   | 514,467   |          |   |   | 512,545   |   |   |      | 468,478   |   |   |   | 462,522 |   |
|      TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY |   | $         | 4,236,366 |   |         | $      | 4,173,076 |          |   | $      | 4,118,509 |   |   | $         | 4,094,218 |   |   | $ | 4,117,175 |   |

----

| CONSOLIDATED STATEMENTS OF OPERATIONS                            |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |
|------------------------------------------------------------------|--------|-----------|--------|--------|--------------|--------|--------|---------------|--------|--------|----------|--------|--------|-----------|--------|
| (Dollars in Thousands, Except Per Share Amounts)                 |   | March 31, |   |   | December 31, |   |   | September 30, |   |   | June 30, |   |   | March 31, |   |
|                                                             |   | 2012      |   |   | 2011         |   |   | 2011          |   |   | 2011     |   |   | 2011      |   |
| INTEREST INCOME                                                  |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |
| Loans receivable:                                                |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |
| Taxable                                                          |   | $         | 35,848 |   |         | $      | 36,497 |          |   | $      | 37,024   |   |   | $         | 37,457 |   |   | $ | 38,738 |   |
| Tax exempt                                                       |   |      | 117    |   |         |   | 93     |          |   |   | 86       |   |   |      | 247    |   |   |   | 102 |   |
| Investment securities:                                           |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |   |   |   |   |   |
| Taxable                                                          |   |      | 4,574  |   |         |   | 4,565  |          |   |   | 5,078    |   |   |      | 5,040  |   |   |   | 4,547 |   |
| Tax exempt                                                       |   |      | 2,562  |   |         |   | 2,550  |          |   |   | 2,529    |   |   |      | 2,535  |   |   |   | 2,553 |   |
| Federal funds sold                                               |   |      |   |   |         |   |   |          |   |   |     |   |   |      | 1      |   |   |   | 2 |   |
| Deposits with financial institutions                             |   |      | 25     |   |         |   | 54     |          |   |   | 45       |   |   |      | 100    |   |   |   | 83 |   |
| Federal Reserve and Federal Home Loan Bank stock                 |   |      | 343    |   |         |   | 314    |          |   |   | 323      |   |   |      | 341    |   |   |   | 341 |   |
| Total Interest Income                                            |   |      | 43,469 |   |         |   | 44,073 |          |   |   | 45,085   |   |   |      | 45,721 |   |   |   | 46,366 |   |
| INTEREST EXPENSE                                                 |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |   |   |   |   |   |
| Deposits                                                         |   |      | 4,110  |   |         |   | 4,505  |          |   |   | 5,046    |   |   |      | 5,864  |   |   |   | 6,866 |   |
| Federal funds purchased                                          |   |      | 12     |   |         |   | 3      |          |   |   | 16       |   |   |      | 3      |   |   |   | 3 |   |
| Securities sold under repurchase agreements                      |   |      | 295    |   |         |   | 363    |          |   |   | 384      |   |   |      | 386    |   |   |   | 378 |   |
| Federal Home Loan Bank advances                                  |   |      | 994    |   |         |   | 1,114  |          |   |   | 1,089    |   |   |      | 977    |   |   |   | 1,001 |   |
| Subordinated debentures, revolving credit lines and term loans   |   |      | 1,942  |   |         |   | 1,908  |          |   |   | 2,699    |   |   |      | 2,644  |   |   |   | 2,641 |   |
| Total Interest Expense                                           |   |      | 7,353  |   |         |   | 7,893  |          |   |   | 9,234    |   |   |      | 9,874  |   |   |   | 10,889 |   |
| NET INTEREST INCOME                                              |   |      | 36,116 |   |         |   | 36,180 |          |   |   | 35,851   |   |   |      | 35,847 |   |   |   | 35,477 |   |
| Provision for loan losses                                        |   |      | 4,875  |   |         |   | 5,855  |          |   |   | 5,556    |   |   |      | 5,625  |   |   |   | 5,594 |   |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES              |   |      | 31,241 |   |         |   | 30,325 |          |   |   | 30,295   |   |   |      | 30,222 |   |   |   | 29,883 |   |
| OTHER INCOME                                                     |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |   |   |   |   |   |
| Service charges on deposit accounts                              |   |      | 2,819  |   |         |   | 3,027  |          |   |   | 3,169    |   |   |      | 2,997  |   |   |   | 2,779 |   |
| Fiduciary activities                                             |   |      | 1,983  |   |         |   | 1,804  |          |   |   | 1,881    |   |   |      | 1,929  |   |   |   | 2,036 |   |
| Other customer fees                                              |   |      | 2,586  |   |         |   | 2,572  |          |   |   | 2,583    |   |   |      | 2,634  |   |   |   | 2,235 |   |
| Commission income                                                |   |      | 1,667  |   |         |   | 1,220  |          |   |   | 1,528    |   |   |      | 1,024  |   |   |   | 1,888 |   |
| Earnings on cash surrender value of life insurance               |   |      | 1,378  |   |         |   | 803    |          |   |   | 644      |   |   |      | 571    |   |   |   | 578 |   |
| Net gains and fees on sales of loans                             |   |      | 1,952  |   |         |   | 2,747  |          |   |   | 1,768    |   |   |      | 1,030  |   |   |   | 1,873 |   |
| Net realized gains on sales of available for sale securities     |   |      | 789    |   |         |   | 290    |          |   |   | 861      |   |   |      | 825    |   |   |   | 463 |   |
| Other-than-temporary impairment on available for sale securities |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |   |   |   | (400 | ) |
| Gain on FDIC modified whole bank transaction                     |   |      | 9,124  |   |         |   |   |          |   |   |     |   |   |      |   |   |   |   |   |   |
| Other income                                                     |   |      | 360    |   |         |   | 508    |          |   |   | 796      |   |   |      | 51     |   |   |   | 406 |   |
| Total Other Income                                               |   |      | 22,658 |   |         |   | 12,971 |          |   |   | 13,230   |   |   |      | 11,061 |   |   |   | 11,858 |   |
| OTHER EXPENSES                                                   |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |   |   |   |   |   |
| Salaries and employee benefits                                   |   |      | 19,354 |   |         |   | 19,035 |          |   |   | 19,964   |   |   |      | 18,560 |   |   |   | 17,176 |   |
| Net occupancy                                                    |   |      | 2,651  |   |         |   | 2,428  |          |   |   | 2,530    |   |   |      | 2,415  |   |   |   | 2,745 |   |
| Equipment                                                        |   |      | 1,805  |   |         |   | 1,672  |          |   |   | 1,662    |   |   |      | 1,677  |   |   |   | 1,783 |   |
| Marketing                                                        |   |      | 442    |   |         |   | 650    |          |   |   | 534      |   |   |      | 436    |   |   |   | 382 |   |
| Outside data processing fees                                     |   |      | 1,376  |   |         |   | 1,377  |          |   |   | 1,391    |   |   |      | 1,458  |   |   |   | 1,445 |   |
| Printing and office supplies                                     |   |      | 267    |   |         |   | 340    |          |   |   | 301      |   |   |      | 313    |   |   |   | 288 |   |
| Core deposit amortization                                        |   |      | 469    |   |         |   | 591    |          |   |   | 755      |   |   |      | 1,101  |   |   |   | 1,101 |   |
| FDIC assessments                                                 |   |      | 1,117  |   |         |   | 775    |          |   |   | 1,201    |   |   |      | 1,451  |   |   |   | 2,104 |   |
| Other real estate owned and credit-related expenses              |   |      | 2,186  |   |         |   | 2,569  |          |   |   | 2,007    |   |   |      | 2,843  |   |   |   | 3,195 |   |
| Other expenses                                                   |   |      | 4,361  |   |         |   | 3,999  |          |   |   | 3,877    |   |   |      | 4,145  |   |   |   | 3,662 |   |
| Total Other Expenses                                             |   |      | 34,028 |   |         |   | 33,436 |          |   |   | 34,222   |   |   |      | 34,399 |   |   |   | 33,881 |   |
| INCOME BEFORE INCOME TAX                                         |   |      | 19,871 |   |         |   | 9,860  |          |   |   | 9,303    |   |   |      | 6,884  |   |   |   | 7,860 |   |
| Income tax expense                                               |   |      | 5,500  |   |         |   | 2,299  |          |   |   | 2,561    |   |   |      | 1,396  |   |   |   | 2,399 |   |
| NET INCOME                                                       |   |      | 14,371 |   |         |   | 7,561  |          |   |   | 6,742    |   |   |      | 5,488  |   |   |   | 5,461 |   |
| Loss on CPP unamortized discount                                 |   |      |   |   |         |   |   |          |   |   | (1,401   | )      |   |      |   |   |   |   |   |   |
| Loss on extinguishment of trust preferred securities             |   |      |   |   |         |   |   |          |   |   | (10,857  | )      |   |      |   |   |   |   |   |   |
| Preferred stock dividends and discount accretion                 |   |      | (1,135 | )      |         |   | (1,135 | )             |   |   | (868     | )      |   |      | (990   | ) |   |   | (988 | ) |
| NET INCOME (LOSS) AVAILABLE TO COMMON STOCKHOLDERS               |   | $         | 13,236 |   |         | $      | 6,426  |          |   | $      | (6,384   | )      |   | $         | 4,498  |   |   | $ | 4,473 |   |
|  PER SHARE:                                                 |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |   |   |   |   |   |
| Basic Net Income (Loss) Available to Common Stockholders         |   | $         | 0.46   |   |         | $      | 0.24   |          |   | $      | (0.25    | )      |   | $         | 0.18   |   |   | $ | 0.17 |   |
| Diluted Net Income (Loss) Available to Common Stockholders       |   | $         | 0.46   |   |         | $      | 0.24   |          |   | $      | (0.25    | )      |   | $         | 0.18   |   |   | $ | 0.17 |   |
| Cash Dividends Paid                                              |   | $         | 0.01   |   |         | $      | 0.01   |          |   | $      | 0.01     |   |   | $         | 0.01   |   |   | $ | 0.01 |   |
| Average Diluted Shares Outstanding (in thousands)                |   |      | 28,755 |   |         |   | 28,700 |          |   |   | 26,367   |   |   |      | 25,783 |   |   |   | 25,763 |   |
| FINANCIAL RATIOS:                                                |   |      |   |   |         |   |   |          |   |   |     |   |   |      |   |   |   |   |   |   |
| Return on Average Assets                                         |   |      | 1.26   | %      |         |   | 0.61   | %             |   |   | -0.62    | %      |   |      | 0.43   | % |   |   | 0.43 | % |
| Return on Average Stockholders' Equity                           |   |      | 10.23  |   |         |   | 5.01   |          |   |   | (5.33    | )      |   |      | 3.87   |   |   |   | 3.92 |   |
| Average Earning Assets to Average Assets                         |   |      | 90.16  |   |         |   | 89.66  |          |   |   | 90.30    |   |   |      | 90.64  |   |   |   | 90.83 |   |
| Allowance for Loan Losses as % of Total Loans                    |   |      | 2.50   |   |         |   | 2.60   |          |   |   | 2.68     |   |   |      | 2.83   |   |   |   | 2.93 |   |
| Net Charge Off's as % of Average Loans (Annualized)              |   |      | 0.78   |   |         |   | 1.18   |          |   |   | 1.41     |   |   |      | 1.37   |   |   |   | 1.09 |   |
| Average Stockholders' Equity to Average Assets                   |   |      | 12.32  |   |         |   | 12.22  |          |   |   | 11.64    |   |   |      | 11.23  |   |   |   | 11.07 |   |
| Tax Equivalent Yield on Earning Assets                           |   |      | 4.74   |   |         |   | 4.83   |          |   |   | 5.01     |   |   |      | 5.04   |   |   |   | 5.11 |   |
| Cost of Supporting Liabilities                                   |   |      | 0.78   |   |         |   | 0.84   |          |   |   | 0.99     |   |   |      | 1.05   |   |   |   | 1.16 |   |
| Net Interest Margin (FTE) on Earning Assets                      |   |      | 3.96   |   |         |   | 3.99   |          |   |   | 4.02     |   |   |      | 3.99   |   |   |   | 3.95 |   |

----

| LOANS                                                            |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |
|------------------------------------------------------------------|--------|-----------|-----------|--------|--------------|--------|-----------|---------------|--------|--------|-----------|--------|--------|-----------|-----------|
| (Dollars in Thousands)                                           |   | March 31, |      |   | December 31, |   |      | September 30, |   |   | June 30,  |   |   | March 31, |      |
|                                                             |   | 2012      |      |   | 2011         |   |      | 2011          |   |   | 2011      |   |   | 2011      |      |
| Commercial and industrial loans                                  |   | $         | 546,304   |   |         | $      | 532,523   |          |   | $      | 518,848   |   |   | $         | 529,742   |   |   | $ | 529,110 |   |
| Agricultural production financing and other loans to farmers     |   |      | 97,165    |   |         |   | 104,526   |          |   |   | 106,761   |   |   |      | 99,360    |   |   |   | 89,032 |   |
| Real estate loans:                                               |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |   |   |   |   |   |
| Construction                                                     |   |      | 92,694    |   |         |   | 81,780    |          |   |   | 70,044    |   |   |      | 96,308    |   |   |   | 103,956 |   |
| Commercial and farm land                                         |   |      | 1,229,195 |   |         |   | 1,194,230 |          |   |   | 1,196,270 |   |   |      | 1,171,901 |   |   |   | 1,199,078 |   |
| Residential                                                      |   |      | 498,354   |   |         |   | 481,493   |          |   |   | 495,954   |   |   |      | 495,256   |   |   |   | 504,538 |   |
| Home Equity                                                      |   |      | 210,564   |   |         |   | 191,631   |          |   |   | 196,191   |   |   |      | 191,839   |   |   |   | 195,235 |   |
| Individuals' loans for household and other personal expenditures |   |      | 78,711    |   |         |   | 84,172    |          |   |   | 90,810    |   |   |      | 94,123    |   |   |   | 104,701 |   |
| Lease financing receivables, net of unearned income              |   |      | 3,112     |   |         |   | 3,555     |          |   |   | 4,160     |   |   |      | 4,399     |   |   |   | 4,706 |   |
| Other loans                                                      |   |      | 36,890    |   |         |   | 39,505    |          |   |   | 33,900    |   |   |      | 41,094    |   |   |   | 33,772 |   |
| Loans                                                            |   |      | 2,792,989 |   |         |   | 2,713,415 |          |   |   | 2,712,938 |   |   |      | 2,724,022 |   |   |   | 2,764,128 |   |
| Allowance for loan losses                                        |   |      | (70,369   | )      |         |   | (70,898   | )             |   |   | (73,074   | )      |   |      | (77,133   | ) |   |   | (80,936 | ) |
| NET LOANS                                                        |   | $         | 2,722,620 |   |         | $      | 2,642,517 |          |   | $      | 2,639,864 |   |   | $         | 2,646,889 |   |   | $ | 2,683,192 |   |

| DEPOSITS                                                 |   |      |      |   |         |   |      |          |   |   |      |   |   |      |      |
|----------------------------------------------------------|--------|-----------|-----------|--------|--------------|--------|-----------|---------------|--------|--------|-----------|--------|--------|-----------|-----------|
| (Dollars in Thousands)                                   |   | March 31, |      |   | December 31, |   |      | September 30, |   |   | June 30,  |   |   | March 31, |      |
|                                                     |   | 2012      |      |   | 2011         |   |      | 2011          |   |   | 2011      |   |   | 2011      |      |
| Demand deposits                                          |   | $         | 1,470,938 |   |         | $      | 1,438,513 |          |   | $      | 1,360,174 |   |   | $         | 1,363,621 |   |   | $ | 1,318,188 |   |
| Savings deposits                                         |   |      | 801,935   |   |         |   | 757,166   |          |   |   | 712,545   |   |   |      | 750,337   |   |   |   | 765,138 |   |
| Certificates and other time deposits of $100,000 or more |   |      | 269,796   |   |         |   | 264,787   |          |   |   | 278,115   |   |   |      | 292,613   |   |   |   | 318,663 |   |
| Other certificates and time deposits                     |   |      | 566,934   |   |         |   | 551,247   |          |   |   | 570,380   |   |   |      | 597,330   |   |   |   | 624,032 |   |
| Brokered deposits                                        |   |      | 169,975   |   |         |   | 122,942   |          |   |   | 143,036   |   |   |      | 138,632   |   |   |   | 126,315 |   |
| TOTAL DEPOSITS                                           |   | $         | 3,279,578 |   |         | $      | 3,134,655 |          |   | $      | 3,064,250 |   |   | $         | 3,142,533 |   |   | $ | 3,152,336 |   |

----