Colgate-Palmolive Company Above and Beyond Plan - Officer Level.


 EXHIBIT 10-A 
  
 

 
  
 ABOVE AND BEYOND

  
 Officer Level 






 CONTENTS 
  

			
	 INTRODUCTION
	  	Page 3
		
	 EXECUTIVE PERQUISITES - OFFICER LEVEL
	  	 
		
	 Introduction
	  	Page 3
	 Annual Allowance
	  	Page 4
	 Home Computers and Accessories
	  	Page 4
	 Home Office Equipment
	  	Page 4
	 Office Furnishings
	  	Page 4
	 Home Maintenance Services
	  	Page 5
	 Legal, Financial, or Income Tax Counseling
	  	Page 5
	 Personal Excess Liability Insurance
	  	Page 5
	 Spousal Life or Disability Insurance
	  	Page 6
	 Physical Fitness, Tennis, or Athletic Club Dues and Fees
	  	Page 6
	 Physical Fitness Equipment
	  	Page 6
	 Sporting / Recreation Equipment and Fees
	  	Page 6
	 Business Air Travel for Accompanying Spouse / Children
	  	Page 6
	 Performing Arts / Cultural and Sporting Events
	  	Page 7
	 Business or University Club Memberships
	  	Page 7
	 Club Memberships (Social, Golf, Yacht, etc.)
	  	Page 7
	 In-Town Parking
	  	Page 7
	 Automobile or Home Security System
	  	Page 7
	 Automobile Leasing / Purchase / Insurance
	  	Page 8
	 Cellular / Mobile Phones
	  	Page 8
	 Educational Course Work
	  	Page 8
	 Pet Care
	  	Page 8
		
	 EXECUTIVE BENEFITS - OFFICER LEVEL
	  	 
		
	 Introduction
	  	Page 9
	 Vacation
	  	Page 9
	 Medical-Annual Physical Examination
	  	Page 9
	 Travel Accident Insurance
	  	Page 10
	 Long Term Disability
	  	Page 10
	 Death-in-Service Benefit
	  	Page 11
	 Death-in-Retirement Benefit
	  	Page 11
	 Life Insurance During Retirement
	  	Page 12
		
	 TAX CONSIDERATIONS
	  	 
		
	 Executive Benefits
	  	Page 13
	 Travel Accident
	  	Page 13
	 Long Term Disability
	  	Page 13
	 Death-in-Service Benefit
	  	Page 13
	 Death-in-Retirement Benefit
	  	Page 13
	 Life Insurance During Retirement
	  	Page 13
	 Executive Perquisites
	  	Page 14

  

 -1- 
 June 2004 







 CONTENTS 
  

			
	 ADMINISTRATION
	  	 
		
	 Eligibility
	  	Page 15
	 Plan Administration
	  	Page 15
	 Term of Plan
	  	Page 15
	 Annual Allowance
	  	Page 15
	 Reimbursement Procedure
	  	Page 16
	 Timing Of Reimbursement Submissions
	  	Page 16
	 New Participants
	  	Page 17
	 Promotion
	  	Page 17
	 Termination of Employment
	  	Page 18
	 For More Information
	  	Page 18

  

 -2- 
 June 2004 







 INTRODUCTION 
  
 The Above and Beyond Plan encompasses two areas: 
  
 1. EXECUTIVE PERQUISITES 
  
 An annual allowance for executive perquisites including: 
  

	 	•	Home Computers and Accessories 

  

	 	•	Home Office Equipment 

  

	 	•	Office Furnishings 

  

	 	•	Home Maintenance Services 

  

	 	•	Legal, Financial, or Income Tax Counseling 

  

	 	•	Personal Excess Liability Insurance 

  

	 	•	Spousal Life or Disability Insurance 

  

	 	•	Physical Fitness, Tennis, or Athletic Club Dues and Fees 

  

	 	•	Physical Fitness Equipment 

  

	 	•	Sporting / Recreation Equipment and Fees 

  

	 	•	Business Air Travel for Accompanying Spouse / Children 

  

	 	•	Performing Arts / Cultural and Sporting Events 

  

	 	•	Business or University Club Memberships 

  

	 	•	Club Memberships (Social, Golf, Yacht, etc.) 

  

	 	•	In-Town Parking 

  

	 	•	Automobile or Home Security System 

  

	 	•	Automobile Leasing / Purchase / Premiums 

  

	 	•	Cellular / Mobile Phones 

  

	 	•	Educational Course Work 

  

	 	•	Educational Course Work 

  

	 	•	Pet Care 

  
 2. EXECUTIVE BENEFITS - OFFICER LEVEL 
  
 The program provides enhancements or additions to the following benefit areas: 
  

	 	•	Vacation 

  

	 	•	Medical - Annual Physical Examination 

  

	 	•	Travel Accident Insurance 

  

	 	•	Long Term Disability 

  

	 	•	Death-in-Service Benefit 

  

	 	•	Death-in-Retirement Benefit 

  

	 	•	Life Insurance During Retirement 

  

 -3- 
 June 2004 







 EXECUTIVE PERQUISITES - OFFICER LEVEL 
  
 This portion of the Above and Beyond Plan is designed to afford you optimal flexibility in creating your own personalized program. You are
eligible for an annual allowance of $11,500 from which the cost of certain perquisites will be reimbursed to you less applicable income taxes. The perquisite menu is designed to provide items and services to help improve your effectiveness at
Colgate and to contribute positively to your personal and family life. 
  
 This
booklet outlines the menu of items and services from which you may build the plan most valuable to you and your family. 
  
 HOME COMPUTERS AND ACCESSORIES 
  
 You can purchase a home computer, additional hardware or software, maintenance contracts, and accessories for a new or existing home computer. 
  
 Due to the high cost of home computers, if your allowance in the purchase year does not cover
the purchase price, the remaining expense can be submitted for reimbursement during the next plan year. 
  
 HOME OFFICE EQUIPMENT 
  
 The Company recognizes that you may be called upon to work at home on occasion. You may submit expenses for items such as a desk, file cabinet, computer furniture,
answering machine, fax machine, or copy machine for your home office. Maintenance contracts required on fax or copy machines are also covered. 
  
 OFFICE FURNISHINGS 
  
 To recognize the long hours spent in the office required by the responsibilities of your position, you may submit costs incurred for such personally selected furnishings
as artwork, desk accessories and similar items. Insurance coverage for valuable items is your personal responsibility. 
  

 -4- 
 June 2004 







 HOME MAINTENANCE SERVICES 
  
 Routine household chores can consume precious personal and family time. Consequently, you
may submit costs incurred for such recurring home maintenance services as housekeeping, house painting and washing, items purchased for lawn and garden, snow removal, swimming pool care, landscaping, gutter cleaning, chimney sweeping, and similar
upkeep performed at your residence. Capital improvements or items typically “contracted for” such as roofing, siding, sprinkler systems, etc. are considered non-covered expenses. 
  
 LEGAL, FINANCIAL, OR INCOME TAX COUNSELING

  
 Expenses associated with counseling from a reputable firm or individual
pertaining to financial, estate, tax or legal matters and the preparation of tax returns are reimbursable. This also includes will preparation for yourself and members of your immediate family. The Company will not recognize statements for services
rendered from employees of the Company, nor from relatives of the participating executive. Of course, this service is not available to pay fees incurred in any action in which your interest is contradictory to the Company’s. 
  
 Due to the potential high cost associated with such services, if your allowance in the year
services are rendered does not cover the expense incurred, the remaining expense can be submitted for reimbursement during the next plan year. 
  
 PERSONAL EXCESS LIABILITY INSURANCE 
  
 You may submit premiums for personal excess liability insurance for reimbursement. This is insurance which provides against catastrophic liability claims and is often
referred to as “personal umbrella”, “personal excess”, or “personal catastrophe liability insurance”. Such policies are intended to provide an added layer of liability coverage (usually in multiples of $1 million) to
normal insurance policies and do not begin to pay until the limits of the normal policies have been exhausted. You can purchase excess liability insurance through your insurance broker to meet your personal needs. 
  

 -5- 
 June 2004 







 SPOUSAL LIFE OR DISABILITY INSURANCE 
  
 You may submit premiums for spousal life or disability insurance for reimbursement, other
than your share of the premium for dependent coverage offered in the Colgate flexible benefits program. 
  
 PHYSICAL FITNESS, TENNIS, OR ATHLETIC CLUB DUES AND FEES 
  
 You may submit expenses associated with annual membership dues for tennis, swimming, squash or racquetball clubs, or local YMCA-YWCA’s
or other fitness centers for yourself or your family. Non-equity initiation fees and related annual fees, e.g., locker fee or seasonal court rental, and personal trainer fees are also included. Incidental costs are your personal responsibility.

  
 PHYSICAL FITNESS EQUIPMENT 

 
 As an adjunct to the menu item of “Physical Fitness, Tennis, or Athletic Club Dues
and Fees”, expenses for the purchase of exercise equipment for use at your home are covered. This includes weight lifting systems, rowing or skiing machines, exercise bikes, instructional videos, and similar fitness equipment. Expenses for
running shoes or safety equipment associated directly with the use of Physical Fitness Equipment are also covered. 
  
 SPORTING / RECREATION EQUIPMENT AND FEES 
  

To encourage participation in activities which you and your family find helpful in reducing stress (such as fishing, boating, hiking, golf, bicycling, running, yoga,
or playing an instrument / any number of team sports), the purchase of equipment, specialized clothing and safety equipment associated with the activity is covered under the plan. Music lessons as well as lessons such as golf, tennis, self-defense
are also covered expenses. 
  
 BUSINESS AIR
TRAVEL FOR ACCOMPANYING SPOUSE / CHILDREN 
  
 If you choose to have your
spouse or children accompany you on an approved business trip, their associated airfare may be submitted for reimbursement. 
  

 -6- 
 June 2004 







 PERFORMING ARTS / CULTURAL AND SPORTING EVENTS 
  
 You may submit the actual cost of tickets or subscriptions to the theater, opera, ballet,
museums, musical concerts and cultural or sporting events incurred by you or your immediate family. You may also submit the cost of movie tickets and videos (purchase or rental) for reimbursement. 
  
 BUSINESS OR UNIVERSITY CLUB MEMBERSHIPS 

 
 You may submit annual dues for luncheon clubs sponsored by, or affiliated with,
professional or alumni organizations for reimbursement. Incidental costs are your personal responsibility. 
  
 CLUB MEMBERSHIPS 
  
 You can use your annual allowance towards membership in a country club, golf or yacht club or sporting club (e.g., a soccer club). The allowance can be used to pay
non-equity initiation fees, annual dues and related annual fees such as boat slip fees, greens fees, annual locker rental or golf club storage. Incidental charges for meals, drinks, or purchases of miscellaneous items from the club are not covered.

  
 IN-TOWN PARKING 
  
 You can rent a parking space near the office on an annual, monthly, or daily basis and
submit the charges for reimbursement. 
  
 AUTOMOBILE OR HOME SECURITY SYSTEM 
  
 Expenses associated with
the installation of any electrical or mechanical alarm system for your automobile or home to provide additional security for you and your family are reimbursable. On-going system maintenance fees are also reimbursable. 
  

 -7- 
 June 2004 







 AUTOMOBILE LEASING / PURCHASE / INSURANCE 
  
 You may lease or purchase a car and submit the costs and associated fees for reimbursement.
You may also submit your automobile insurance premiums for reimbursement. 
  
 CELLULAR / MOBILE PHONES 
  
 You may
submit expenses for the purchase, installation and repair of a cellular or mobile telephone and associated monthly service charges. Personal usage costs are your responsibility and are not covered. 
  
 EDUCATIONAL COURSE WORK 
  
 Reimbursement of tuition, books, and fees for educational courses not related to your work
for you or your family is allowable. For instance, adult education courses offered at local community colleges are covered. However, all expenses associated with the formal education of your children (including preschool) are specifically excluded
(e.g., tuition, books, room and board, etc.). 
  
 PET CARE 
  
 Fees associated with grooming and boarding your pets
are covered expenses. Costs for a pet walking/sitting service are also covered as well as Veterinarian fees/visits. 
  

 -8- 
 June 2004 







 EXECUTIVE BENEFITS - OFFICER LEVEL 
  
 The Officer Level Executive Benefits Program provides benefits above and beyond Colgate’s regular benefits program. In some cases,
these are additional benefits; in other cases, they supplement or replace existing benefits you enjoy as a salaried Colgate employee. These executive benefits recognize the extra effort you and your family make in contributing to Colgate’s
success. 
  
 Please note, this section provides a summary of your executive
benefits. It is not intended to answer all your questions. Please contact your Human Resources representative for further clarification. 
  
 The Company pays the full cost of all executive benefits except for post-retirement life insurance, which you may elect to purchase through utilization of a special
Retiree Insurance Account established in your name. You do not need to complete any enrollment forms as these benefits are provided automatically. 
  
 VACATION 
  
 Executives in the Colgate Above and Beyond Plan are eligible for vacation above and beyond normal Company policy. As a participant at the Officer Level, a minimum of four
weeks’ vacation is available to you. Of course, this does not limit additional vacation earned through length of service with the Company. In addition, you may utilize the regular Vacation Exchange Options provided under the flexible benefits
program to buy or sell additional vacation days. 
  
 MEDICAL - ANNUAL PHYSICAL EXAMINATION 
  
 The Company is
concerned about you maintaining your good health and therefore provides an annual comprehensive physical examination to facilitate early detection and correction of medical conditions. The Company has contracted with a third-party medical service to
provide this exam. If you choose to use your own personal physician, the Company will cover expenses up to the cost of the Company provided physical. Results are confidential and solely for your benefit. 
  

 -9- 
 June 2004 







 TRAVEL ACCIDENT INSURANCE 
  
 Generally, Colgate’s regular Travel Accident Insurance Plan provides benefits if you
die or are dismembered while traveling on business. 
  
 Under the Executive
Benefits Program, these benefits are extended to you 24 hours a day, throughout the year. This means you are covered for accidental death or dismemberment under any circumstances. 
  
 As a member of the Program, you are eligible for benefits from this Plan equal to three times your recognized earnings, up to a maximum of
$750,000 of coverage. This represents an additional $250,000 over the regular travel accident maximum otherwise available to salaried employees. 
  
 LONG TERM DISABILITY 
  
 The Salaried Disability Plan provides income protection if you become ill or injured and are unable to work for a long period of time. The first 26 weeks of disability
are covered under the Short Term Disability Plan. The Long Term Disability (LTD) Plan provides benefits if your disability lasts beyond 26 weeks. 
  
 The regular LTD Plan covers your Recognized Earnings (RE) up to a limit ($300,000 effective 1/1/02). Under the Executive Benefits Program, we cover your RE above that
limit. Your amount of benefit is the 50% or 60% level you elected under the regular LTD Plan. However, if you elected 70% under the regular plan, your Executive benefit is provided at the 60% level. 
  
 You make normal contributions for regular LTD coverage up to the RE limit ($300,000 effective
1/1/02). However, there is no cost to you for the coverage provided under the Executive Benefits Program above the limit. 
  

 -10- 
 June 2004 







 DEATH-IN-SERVICE BENEFIT 
  
 If you die while actively employed with the Company, your eligible survivors are entitled to
a monthly annuity. Your spouse will receive a monthly benefit equal to 20% of your monthly Recognized Earnings at the time of your death. This benefit is payable to your spouse and continues until you would have been age 65. If your spouse is not
living and your dependent children are under age 23, the benefit is paid to them until they reach age 23, or until you would have been age 65 — whichever comes first. 
  
 This benefit is in addition to life insurance benefits and the Spouse’s Benefits available through the Employees’ Retirement
Income Plan. 
  
 DEATH-IN-RETIREMENT
BENEFIT 
  
 [Note: This feature will not be applicable to those
retirees who elect to receive a lump sum payment of their Personal Retirement Account (PRA) .] This special feature of the Officer Level Executive Benefits Program provides additional monthly income to your spouse if you die during retirement.
Through this feature, your spouse would receive a monthly pension equal to 25% of your normal monthly retirement benefit for life. However, this benefit is only payable if you choose an annuity form of benefit under the regular Employees’
Retirement Income Plan. This is in addition to any other surviving spouse’s benefits payable under the regular retirement plan. However, in no event may your spouse’s total retirement income exceed 100% of your normal retirement benefit.

  
 Eligibility requirements for this benefit are: 
  

	 	•	10 years of vesting service; and 

  

	 	•	you were married to your spouse for at least one year at the time of your retirement; and 

  

	 	•	you were married to the same spouse at the time of your retirement and your death, and 

  

	 	•	your spouse is your only designated beneficiary 

  

 -11- 
 June 2004 







 In addition, if your spouse is more than 60 months younger than you, your spouse’s benefit will be reduced 1/8 of 1%
(.00125) per month for each month over 60 months that your spouse is younger than you. 
  
 This supplemental 25% benefit, which is not funded, is paid from the general assets of the Company. 
  
 LIFE INSURANCE DURING RETIREMENT 
  
 Under the Officer Executive Benefits Program, you are eligible for an increased amount of life insurance during retirement in lieu of the regular Company Life Insurance
Plan provided you meet the eligibility requirements described below. 
  
 At
retirement, if you have at least 10 years of service with Colgate and you have elected life insurance equal to at least two times your Group Life Earnings for each of the five years immediately preceding your retirement, you will qualify for a
post-retirement life insurance benefit equal to one-half your recognized earnings, with a maximum coverage of $750,000. The amount of coverage remains constant throughout your retirement. In order to receive this coverage, you must purchase it with
your Retiree Insurance Account (RIA) or other funds. 
  
 At retirement, if you
have at least 10 years of service with Colgate but you have not elected life insurance coverage equal to at least two times your Group Life Earnings for each of the five years immediately preceding your retirement, you will eligible to
purchase the non-contributory life insurance benefit of the regular Company Life Insurance Plan and the supplemental post retirement offered under the Officer Level Executive Benefits Program will not apply. 
  
 The amount you contribute toward the cost of such coverage is determined at the time of your
retirement based on the value of your RIA and the value of your coverage. The methodology to determine this amount is the same as described in the regular Life Insurance Plan. 
  
 At retirement you will be requested to make an election if you wish to purchase this coverage. 
  

 -12- 
 June 2004 







 TAX CONSIDERATIONS 
  
 There are income tax considerations associated with certain executive benefits and perquisites. Below is a general explanation of the current tax law impact. However, you
should consult your personal tax advisor to determine how these taxes may apply in your particular case. 
  
 EXECUTIVE BENEFITS 
  
 Under current income tax law, executive benefits are treated as follows: 
  

	 	•	Travel Accident 

  
 Benefits paid from this Plan are not taxable. 
  

	 	•	Long Term Disability  

  
 Ordinary income taxes are payable when LTD benefits are paid under the Officer Level Executive Benefit Plan. In addition, a portion of your regular plan
LTD benefits may also be taxable. 
  

	 	•	Death-in-Service Benefit 

  
 This executive benefit is taxable as ordinary income when payments are received. 
  

	 	•	Death-in-Retirement Benefit 

  
 This executive benefit is taxable as ordinary income when payments are received. 
  

	 	•	Life Insurance During Retirement 

  
 Based on current income tax law, post-retirement life insurance coverage in excess of $50,000 may generate imputed income once you retire. You will
receive a W-2 form from the payroll department each year for any such imputed income. However, benefits paid to your beneficiary would not be considered taxable income. 
  

 -13- 
 June 2004 







 EXECUTIVE PERQUISITES 
  
 It is important to note that all expenses reimbursed from the Plan will be taxed as regular
income at supplemental rates for federal, state and local income tax purposes and will be included in your W-2 for the year in which the reimbursement is made. 
  

When you receive reimbursement from the Plan, under current law, taxes will be withheld as follows: 
  

	 	•	25% federal income tax (supplemental rate) 

  

	 	•	state and local taxes, where applicable 

  

	 	•	FICA, if you have not satisfied the maximum 

  

	 	•	Medicare (1.45%) 

  
 For example, assume you live in New York (NYC non-resident) and join a health club that costs $1,000 in annual membership fees. When you submit your expenses under the Plan, taxes will be withheld from the $1,000 at
the supplemental tax rates and you will be reimbursed $653.50 (assuming you have already satisfied your FICA obligation). Keep in mind, the full $1,000 is considered taxable income when you file your income tax return. 
  
 Note: Certain amounts may be deductible on your income tax return for the year in which you
pay them. For example, the amount you pay for income tax preparation may be deductible, subject to certain deduction limitations. 
  

 -14- 
 June 2004 







 ADMINISTRATION 
  
 ELIGIBILITY 
  
 The Above and Beyond Plan applies to Colgate executives working in the United States who are assigned to EICP-eligible positions. 
  
 Regular part-time executives, assigned a continuous work schedule of at least 17.5 hours per
week are eligible for a pro-rated portion of the annual allowance based on their part-time schedule versus a full-time schedule. However, part-time executives are NOT eligible for Executive Benefits. 
  
 PLAN ADMINISTRATION 
  
 The interpretation and administration of the Above and Beyond Plan is the sole
responsibility of Global Compensation. 
  
 TERM OF PLAN 
  
 The original effective date of the Plan was
January 1, 1986. This brochure reflects changes through June, 2004. Each calendar year is a Plan year. As with all Colgate benefit plans, the Company expects and intends to continue this Plan indefinitely, but reserves the right to end or amend it.
If this Plan is terminated by the Company, any eligible requests for reimbursement received by the Plan Administrator prior to plan termination will be paid. 
  
 ANNUAL ALLOWANCE - OFFICER LEVEL 
  
 The allowance is an annual sum you can apply to the cost of approved menu items. The Company will reimburse you for items or services from the menu, up to your allowance
maximum of $11,500. Applicable taxes will be withheld from your reimbursement at a supplemental rate, which may not reflect your total tax liability. (Please refer to the section “Tax Considerations” for further information.)

  
 Eligible part-time participants’ allowances will be prorated based on
their part-time schedule versus a full-time schedule. 
  
 Any portion of the
allowance not utilized in a Plan year will not be carried forward or used for any other purpose. 
  
 The allowance is not considered in the calculation of your Recognized Earnings. 
  

 -15- 
 June 2004 







 REIMBURSEMENT PROCEDURE 
  

	


			
	 Step 1.
	 	You purchase an item or pay a fee for a service that appears on the menu.
		
	 Step 2.
	 	Log on to Ourcolgate.com, select HR&You, Update Your Personal Information link and then log on with your ourColgate User ID and password.. If you have any questions, you can call the HR
Information Center at x3500 or 1-888-98CPCARES.
		
	 Step 3.
	 	Your allowance will be debited the gross cost of an approved menu item for which you submit documentation, up to the balance of your annual maximum.
		
	 Step 4.
	 	You will receive reimbursement, less applicable withholding taxes.

  
 Note: Any payment to you under the
Above and Beyond Plan is for the sole purpose of reimbursing to you the expense, less withholding taxes, related to your use of approved menu items. If for any reason you receive a refund for any menu item or service after reimbursement, you are
obliged to return that sum to the Company. Your allowance will be credited in that amount. 
  
 TIMING OF REIMBURSEMENT SUBMISSIONS 
  
 For your convenience, requests for reimbursement under the Plan are accepted at any time during the Plan year, and up to February 28 of the following year. 
  

 -16- 
 June 2004 







 NEW PARTICIPANTS 
  
 Employees who become eligible to enter the Above and Beyond Plan during a Plan year will participate on the following schedule: 

 

			
	 Quarter Entering the Plan

	 	 Schedule of Benefits


	 First Quarter
	 	Full allowance and supplemental vacation are available for the Plan year.
		
	 Second or Third Quarter
	 	Allowance and supplemental vacation are prorated for the number of months in the Plan.
		
	 Fourth Quarter
	 	Eligible employees will enter the Plan on January 1 of the next Plan year.

  
 In all cases, participation in
executive benefits will coincide with the actual date of eligibility. 
  
 PROMOTION 
  
 Current participants
promoted to a position eligible for a higher level of Plan participation will enter the new level on the following schedule: 
  

			
	 Quarter Promoted

	 	 Schedule of Benefits


	 First Quarter
	 	Full plan year participation is based on the allowance for the new position.
		
	 Second or Third Quarter
	 	The allowance is prorated for the number of months in each plan level.
		
	 Fourth Quarter
	 	The participant will participate in the former Plan level for the remainder of the Plan year. The new allowance will be available January 1 of the next Plan year.

  

 -17- 
 June 2004 







 TERMINATION OF EMPLOYMENT 
  
 Your executive perquisite allowance and Executive Benefits will cease on the date of
termination. Except, upon retirement, your applicable executive benefits will continue. 
  
 FOR MORE INFORMATION  
  
 The Above and Beyond Plan is interpreted by the Global Compensation Department. Questions pertaining to the Plan should be directed to the HR Information Center at
1-888-98CPCARES 

 This publication was produced by the Global Compensation Department of
Colgate-Palmolive Company – June 2004. 
  

 -18- 
 June 2004