UNITED STATES
                               SECURITIES AND EXCHANGE COMMISSION
                                         WASHINGTON, D.C. 20549

                                                  Form 13F

                                         Form 13F COVER PAGE

    Report for the Calendar Year or Quarter Ended:   March 31, 2001

    Check here if Amendment [  ]: Amendment Number:________

    This Amendment (Check only one): [X] is a restatement

                                    [  ] adds new holdings entries

    Institutional Investment Manager Filing this Report:

    Name:       First Commonwealth Financial Corporation
    Address:   22 North Sixth Street
               Indiana, PA, 15701

    Form 13F File Number:28-05151

    The institutional investment manager filing this report and the person
    by whom it is signed hereby represent that the person signing the report is
    authorized to submit it, that all information contained herein is true,
    correct and complete, and it is understood that all required items,
    statements, schedules, lists, and tables, are considered integral parts of
    this form.

    Person Signing this Report on Behalf of Reporting Manager:

    Name:      John J. Dolan
    Title:     Executive Vice President and Chief Financial Officer
    Phone:     (724) 349-7220

    Signature,Place, and Date of Signing:

    /s/ John. J. Dolan

    John J. Dolan,     Indiana, PA,     May 14, 2001

    Report Type(check only one) :

         [x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
                         manager are reported in this report

         [ ] 13F NOTICE (Check here if no holdings reported are in this report,
            and all holdings are reported by other reporting manager(s))

         [ ] 13F COMBINATION REPORT (Check here if a portion of the holdings
             for this reporting manager are reported in this report and a
             portion are reported by other reporting manager(s).)

    <PAGE>










                                     Form 13F SUMMARY PAGE

    Report Summary:

    Number of Other Included Managers:  1

    Form 13F Information Table Entry Total:194

    Form 13F Information Table Value Total: $145,671    (thousands)

    List of Other Included Managers:

    Provide a numbered list of the name(s) and Form 13F file number(s) of all
    institutional investment managers with respect to which this report is
    filed, other than the manager filing this report.

    Number:   1

    Form 13F File Number:28-05153

    Name:    First Commonwealth Trust Company


    <PAGE>




    <TABLE>
                                               FORM 13F INFORMATION TABLE

    <CAPTION>
                COLUMN  1              COL 2     COL 3     COL 4        COLUMN 5      COL 6    COL 7         COLUMN 8
                                       TITLE               MARKET
                                         OF                VALUE    SHS OR  SH/ PUT/INVESTMENT OTHER       VOTING AUTHORITY
    ISSUER                             CLASS      CUSIP  (X$1000)  PRN AMT  PRN CALLDISCRETIONMANAGERS   SOLE     SHARED    NONE
    <S>                              <C>       <C>       <C>      <C>       <C> <C> <C>       <C>     <C>       <C>       <C>

    ABBOTT LABORATORIES                Common  002824100      352     7,466 SH       DEFINED        1     7,466         0        0
    ALCOA INC.                         Common  013817101      925    25,736 SH       DEFINED        1    25,736         0        0
    ALCOA INC.                         Common  013817101      162     4,500 SH        OTHER         1     4,500         0        0
    ALLEGHENY ENERGY INC               Common  017361106      252     5,454 SH       DEFINED        1     5,454         0        0
    ALLEGHENY ENERGY INC               Common  017361106      102     2,200 SH        OTHER         1     2,200         0        0
    ALLSTATE CORP                      Common  020002101      228     5,428 SH       DEFINED        1     5,428         0        0
    ALLSTATE CORP                      Common  020002101      250     5,962 SH        OTHER         1     5,962         0        0
    ALLTEL CORP                        Common  020039103      645    12,301 SH       DEFINED        1    10,255     2,046        0
    ALLTEL CORP                        Common  020039103      384     7,316 SH        OTHER         1       500     6,816        0
    AMERICAN EXPRESS CO                Common  025816109      336     8,142 SH       DEFINED        1     8,142         0        0
    AMERICAN HOME PRODUCTS             Common  026609107    1,064    18,109 SH       DEFINED        1    18,109         0        0
    AMERICAN HOME PRODUCTS             Common  026609107      247     4,200 SH        OTHER         1     4,200         0        0
    AMERICAN INTERNATIONAL GROUP INC   Common  026874107      801     9,950 SH       DEFINED        1     9,950         0        0
    AMERICAN INTERNATIONAL GROUP INC   Common  026874107       71       881 SH        OTHER         1       881         0        0
    AMGEN INC                          Common  031162100      340     5,650 SH       DEFINED        1     5,650         0        0
    ANHEUSER BUSCH COS INC             Common  035229103      565    12,300 SH       DEFINED        1    12,300         0        0
    ANHEUSER BUSCH COS INC             Common  035229103       64     1,400 SH        OTHER         1     1,400         0        0
    AOL TIME WARNER INC                Common  00184A105      721    17,955 SH       DEFINED        1    17,955         0        0









    AOL TIME WARNER INC                Common  00184A105       46     1,150 SH        OTHER         1     1,150         0        0
    APPLIED MATLS INC                  Common  038222105      692    15,900 SH       DEFINED        1    15,900         0        0
    APPLIED MATLS INC                  Common  038222105       44     1,000 SH        OTHER         1     1,000         0        0
    AT&T CORP COMMON                   Common  001957109      447    20,978 SH       DEFINED        1    20,890        88        0
    AT&T CORP COMMON                   Common  001957109      178     8,354 SH        OTHER         1     7,802       552        0
    AUTOMATIC DATA PROCESSING INC      Common  053015103      313     5,758 SH       DEFINED        1     5,758         0        0
    AUTOMATIC DATA PROCESSING INC      Common  053015103       54     1,000 SH        OTHER         1     1,000         0        0
    BANK OF AMERICA CORP               Common  060505104      721    13,171 SH       DEFINED        1    13,171         0        0
    BANK OF AMERICA CORP               Common  060505104       16       300 SH        OTHER         1       300         0        0
    BELLSOUTH CORP                     Common  079860102    1,094    26,723 SH       DEFINED        1    26,323       400        0
    BELLSOUTH CORP                     Common  079860102       82     2,000 SH        OTHER         1     2,000         0        0
    BERKSHIRE SECURITIES               Common  084991868      794     5,400 SH       DEFINED        1     5,400         0        0
    BP AMOCO PLC SPONSORED ADR         Common  055622104    1,504    30,309 SH       DEFINED        1    30,309         0        0
    BP AMOCO PLC SPONSORED ADR         Common  055622104      212     4,280 SH        OTHER         1     4,280         0        0
    BRISTOL MYERS SQUIB                Common  110122108      988    16,627 SH       DEFINED        1    16,627         0        0
    BRISTOL MYERS SQUIB                Common  110122108       24       400 SH        OTHER         1       400         0        0
    CHEVRON CORP                       Common  166751107      154     1,750 SH       DEFINED        1     1,750         0        0
    CHEVRON CORP                       Common  166751107      184     2,091 SH        OTHER         1     1,541       550        0
    CISCO SYSTEMS                      Common  17275R102      774    48,937 SH       DEFINED        1    48,937         0        0
    CISCO SYSTEMS                      Common  17275R102       85     5,400 SH        OTHER         1     5,400         0        0
    CITIGROUP INC                      Common  172967101    1,322    29,392 SH       DEFINED        1    29,392         0        0
    CITIGROUP INC                      Common  172967101       48     1,068 SH        OTHER         1       840       228        0
    COCA COLA CO                       Common  191216100      523    11,590 SH       DEFINED        1    11,390       200        0
    COCA COLA CO                       Common  191216100       54     1,200 SH        OTHER         1     1,200         0        0
    COMPAQ COMPUTER CORP               Common  204493100      622    34,200 SH       DEFINED        1    34,200         0        0
    COMPAQ COMPUTER CORP               Common  204493100       80     4,383 SH        OTHER         1     4,383         0        0
    CONEXANT SYSTEMS INC               Common  207142100       16     1,797 SH       DEFINED        1     1,797         0        0
    CONEXANT SYSTEMS INC               Common  207142100      136    15,218 SH        OTHER         1    15,218         0        0
    CROWN AMERICAN REALTY TRUST        Common  228186102      146    21,560 SH       DEFINED        1    21,560         0        0
    CVS CORP                           Common  126650100      281     4,800 SH        OTHER         1     4,800         0        0
    DISNEY WALT CO                     Common  254687106      211     7,385 SH       DEFINED        1     7,385         0        0
    DISNEY WALT CO                     Common  254687106       61     2,150 SH        OTHER         1     2,150         0        0
    DOW CHEMICAL COMPANY               Common  260543103      201     6,382 SH       DEFINED        1     6,382         0        0
    DOW CHEMICAL COMPANY               Common  260543103      278     8,790 SH        OTHER         1     8,790         0        0
    DUPONT DE NEMOUR                   Common  263534109      716    17,585 SH       DEFINED        1    17,585         0        0
    DUPONT DE NEMOUR                   Common  263534109      138     3,385 SH        OTHER         1     1,585     1,800        0
    EMBRYO DEVELOPMENT CORP            Common  290818103        1    15,000 SH       DEFINED        1    15,000         0        0
    EMC CORP                           Common  268648102      165     5,600 SH       DEFINED        1     5,600         0        0
    EMC CORP                           Common  268648102       41     1,400 SH        OTHER         1     1,400         0        0
    EMERSON ELECTRIC CO                Common  291011104      622    10,030 SH       DEFINED        1    10,030         0        0
    EQUITABLE RESOURCES                Common  294549100      850    12,321 SH        OTHER         1    12,321         0        0
    EXXON MOBIL CORP                   Common  30231G102    3,032    37,426 SH       DEFINED        1    37,426         0        0
    EXXON MOBIL CORP                   Common  30231G102    2,993    36,949 SH        OTHER         1    33,726     3,223        0
    FEDERAL NATIONAL MORTGAGE ASSOC    Common  313586109    1,026    12,895 SH       DEFINED        1    12,895         0        0
    FEDERAL NATIONAL MORTGAGE ASSOC    Common  313586109      100     1,250 SH        OTHER         1     1,250         0        0
    FIRST COMMONWEALTH FINANCIAL CORP  Common  319829107   19,686 1,719,262 SH       DEFINED        1 1,710,416     8,846        0
    FIRST COMMONWEALTH FINANCIAL CORP  Common  319829107    4,454   388,998 SH        OTHER         1   332,688    56,310        0
    FIRST UNION CORPORATION            Common  337358105      268     8,114 SH       DEFINED        1     8,114         0        0
    FORD MTR CO DEL COM PAR $0.01      Common  345370860      838    29,789 SH       DEFINED        1    29,789         0        0
    FORD MTR CO DEL COM PAR $0.01      Common  345370860      104     3,716 SH        OTHER         1     2,668     1,048        0
    FORTUNE BRANDS INC                 Common  349631101      135     3,932 SH       DEFINED        1     3,932         0        0
    FORTUNE BRANDS INC                 Common  349631101      100     2,900 SH        OTHER         1     2,900         0        0
    GA FINANCIAL INC                   Common  361437106    1,888   133,900 SH       DEFINED            133,900         0        0
    GENERAL ELECTRIC                   Common  369604103    5,515   131,750 SH       DEFINED        1   131,750         0        0
    GENERAL ELECTRIC                   Common  369604103    5,648   134,925 SH        OTHER         1   131,505     3,420        0
    GENERAL MILLS INC                  Common  370334104      138     3,220 SH       DEFINED        1     3,220         0        0
    GENERAL MILLS INC                  Common  370334104      255     5,940 SH        OTHER         1     5,940         0        0









    GENERAL MOTORS CORP                Common  370442105      195     3,758 SH       DEFINED        1     3,358         0      400
    GENERAL MOTORS CORP                Common  370442105      173     3,342 SH        OTHER         1     2,884       458        0
    GILLETTE CO                        Common  375766102      421    13,519 SH       DEFINED        1    13,519         0        0
    GILLETTE CO                        Common  375766102       39     1,250 SH        OTHER         1     1,250         0        0
    HOME DEPOT INC                     Common  437076102      268     6,212 SH       DEFINED        1     6,212         0        0
    HOME DEPOT INC                     Common  437076102        4       100 SH        OTHER         1       100         0        0
    IBT BANCORP INC IRWIN PA           Common  44923F108      128     5,853 SH         SOLE               5,853         0        0
    INGERSOLL RAND CO                  Common  456866102      238     6,000 SH        OTHER         1     6,000         0        0
    INTEL CORP                         Common  458140100    1,312    49,880 SH       DEFINED        1    49,880         0        0
    INTEL CORP                         Common  458140100      195     7,400 SH        OTHER         1     7,400         0        0
    INTIMATE BRANDS INC                Common  461156101      251    17,075 SH       DEFINED        1    17,075         0        0
    INTIMATE BRANDS INC                Common  461156101        9       600 SH        OTHER         1       600         0        0
    INT'L BUSINESS MACHINES CORP       Common  459200101    1,715    17,827 SH       DEFINED        1    17,827         0        0
    INT'L BUSINESS MACHINES CORP       Common  459200101      954     9,920 SH        OTHER         1     9,920         0        0
    J P MORGAN CHASE & CO              Common  46625H100    1,101    24,512 SH       DEFINED        1    24,512         0        0
    J P MORGAN CHASE & CO              Common  46625H100       50     1,110 SH        OTHER         1     1,110         0        0
    JOHNSON & JOHNSON                  Common  478160104    1,168    13,348 SH       DEFINED        1    13,348         0        0
    JOHNSON & JOHNSON                  Common  478160104      492     5,620 SH        OTHER         1     5,420       200        0
    JUNIATA VALLEY FINANCIAL CORP.     Common  482016102      532    21,927 SH       DEFINED        1    21,927         0        0
    KROGER CO                          Common  501044101      293    11,376 SH        OTHER         1    11,376         0        0
    LOWES COS INC                      Common  548661107      830    14,200 SH       DEFINED        1    14,200         0        0
    LOWES COS INC                      Common  548661107      117     2,000 SH        OTHER         1     2,000         0        0
    LUCENT TECHNOLOGIES INC            Common  549463107      333    33,397 SH       DEFINED        1    33,321        76        0
    LUCENT TECHNOLOGIES INC            Common  549463107       71     7,148 SH        OTHER         1     6,508       640        0
    MCDONALDS CORP                     Common  580135101      560    21,110 SH       DEFINED        1    21,110         0        0
    MCDONALDS CORP                     Common  580135101      387    14,584 SH        OTHER         1    14,584         0        0
    MELLON FINANCIAL CORP              Common  58551A108    1,085    26,784 SH       DEFINED        1    26,784         0        0
    MELLON FINANCIAL CORP              Common  58551A108      384     9,475 SH        OTHER         1     5,000     4,475        0
    MERCK & COMPANY INC                Common  589331107    5,126    67,539 SH       DEFINED        1    67,539         0        0
    MERCK & COMPANY INC                Common  589331107      927    12,218 SH        OTHER         1    11,418       800        0
    MERRILL LYNCH & CO                 Common  590188108    1,145    20,668 SH       DEFINED        1    20,668         0        0
    MERRILL LYNCH & CO                 Common  590188108      244     4,400 SH        OTHER         1     4,400         0        0
    MICROSOFT CORP                     Common  594918104    1,016    18,585 SH       DEFINED        1    18,585         0        0
    MICROSOFT CORP                     Common  594918104      167     3,050 SH        OTHER         1     3,050         0        0
    MINNESOTA MINING & MANUFACTURING   Common  604059105    1,285    12,371 SH       DEFINED        1    12,371         0        0
    MINNESOTA MINING & MANUFACTURING   Common  604059105      187     1,800 SH        OTHER         1     1,700       100        0
    MORGAN STANLEY DEAN WITTER DISCO   Common  617446448      250     4,680 SH        OTHER         1     4,680         0        0
    MOTOROLA INC.                      Common  620076109      314    22,014 SH       DEFINED        1    22,014         0        0
    MOTOROLA INC.                      Common  620076109       24     1,700 SH        OTHER         1     1,700         0        0
    NATIONAL CITY CORP                 Common  635405103      208     7,786 SH       DEFINED        1     7,786         0        0
    NEW MEXICO BANQUEST                Common  647991926      676     7,207 SH       DEFINED        1     7,207         0        0
    NEW MEXICO BANQUEST                Common  647991926      143     1,522 SH        OTHER         1     1,522         0        0
    NITTANY FINANCIAL CORP             Common  65480R102      110    11,000 SH         SOLE              11,000         0        0
    NORTH PITTSBURGH SYS INC           Common  661562108    1,063    92,920 SH        OTHER         1    72,000    20,920        0
    NOVELLUS SYSTEMS INC               Common  670008101      752    18,550 SH       DEFINED        1    18,550         0        0
    NOVELLUS SYSTEMS INC               Common  670008101       20       500 SH        OTHER         1       500         0        0
    ORACLE CORP                        Common  68389X105      807    53,850 SH       DEFINED        1    53,850         0        0
    ORACLE CORP                        Common  68389X105       40     2,700 SH        OTHER         1     2,700         0        0
    P P G INDUSTRIES INC               Common  693506107      278     6,040 SH       DEFINED        1     6,040         0        0
    P P G INDUSTRIES INC               Common  693506107    2,401    52,090 SH        OTHER         1    44,390     7,700        0
    PARKVALE FINANCIAL CORP            Common  701492100    2,054    90,800 SH       DEFINED             90,800         0        0
    PEPSICO INCORPORATED               Common  713448108    2,441    55,530 SH       DEFINED        1    55,530         0        0
    PEPSICO INCORPORATED               Common  713448108      198     4,500 SH        OTHER         1     4,100       400        0
    PFIZER INC                         Common  717081103    3,551    86,722 SH       DEFINED        1    86,722         0        0
    PFIZER INC                         Common  717081103      639    15,600 SH        OTHER         1    15,600         0        0
    PHILIP MORRIS CO                   Common  718154107    2,180    45,940 SH       DEFINED        1    45,940         0        0
    PNC BANK CORP                      Common  693475105      834    12,315 SH       DEFINED        1    11,465         0      850









    PNC BANK CORP                      Common  693475105      293     4,328 SH        OTHER         1     4,328         0        0
    PPL CORP                           Common  69351T106      447    10,161 SH       DEFINED        1    10,161         0        0
    PPL CORP                           Common  69351T106      453    10,313 SH        OTHER         1    10,313         0        0
    PRAXAIR INC                        Common  74005P104       62     1,390 SH       DEFINED        1     1,390         0        0
    PRAXAIR INC                        Common  74005P104      179     4,000 SH        OTHER         1     4,000         0        0
    PROCTER & GAMBLE CO                Common  742718109    1,975    31,546 SH       DEFINED        1    31,546         0        0
    PROCTER & GAMBLE CO                Common  742718109      917    14,650 SH        OTHER         1    14,450       200        0
    PROMISTAR FINANCIAL CORP           Common  743424107    3,123   163,275 SH       DEFINED            163,275         0        0
    PUBLIC SERV ELEC GAS               Common  744573106       48     1,104 SH       DEFINED        1     1,104         0        0
    PUBLIC SERV ELEC GAS               Common  744573106      288     6,680 SH        OTHER         1     6,680         0        0
    QUALCOMM INC                       Common  747525103      258     4,550 SH       DEFINED        1     4,550         0        0
    QWEST COMMUNICATIONS INTL          Common  749121109      128     3,650 SH       DEFINED        1     3,650         0        0
    QWEST COMMUNICATIONS INTL          Common  749121109      131     3,730 SH        OTHER         1     3,730         0        0
    RADIOSHACK CORP                    Common  750438103      394    10,725 SH       DEFINED        1    10,725         0        0
    RADIOSHACK CORP                    Common  750438103       11       300 SH        OTHER         1       300         0        0
    ROCKWELL INTL CORP NEW             Common  773903109      108     2,975 SH       DEFINED        1     2,975         0        0
    ROCKWELL INTL CORP NEW             Common  773903109      553    15,219 SH        OTHER         1    15,219         0        0
    ROYAL DUTCH PETROLEUM NY SHS       Common  780257804      283     5,100 SH       DEFINED        1     5,100         0        0
    ROYAL DUTCH PETROLEUM NY SHS       Common  780257804       22       400 SH        OTHER         1       400         0        0
    S & T BANCORP INC                  Common  783859101    2,314   100,000 SH       DEFINED            100,000         0        0
    S & T BANCORP INC                  Common  783859101    1,742    75,283 SH       DEFINED        1    75,283         0        0
    S & T BANCORP INC                  Common  783859101       11       464 SH        OTHER         1       464         0        0
    SBC COMMUNICATIONS INC             Common  78387G103      728    16,317 SH       DEFINED        1    16,317         0        0
    SBC COMMUNICATIONS INC             Common  78387G103      248     5,556 SH        OTHER         1     5,556         0        0
    SCHERING-PLOUGH CORP               Common  806605101      315     8,619 SH       DEFINED        1     8,619         0        0
    SCHERING-PLOUGH CORP               Common  806605101       15       400 SH        OTHER         1       400         0        0
    SCHLUMBERGER LTD                   Common  806857108      865    15,017 SH       DEFINED        1    15,017         0        0
    SCHLUMBERGER LTD                   Common  806857108       63     1,100 SH        OTHER         1     1,000       100        0
    SOLECTRON CORP                     Common  834182107      409    21,505 SH       DEFINED        1    21,505         0        0
    SOLECTRON CORP                     Common  834182107       34     1,800 SH        OTHER         1     1,800         0        0
    SOUTHWEST AIRLINES                 Common  844741108      346    19,480 SH       DEFINED        1    19,480         0        0
    SOUTHWEST AIRLINES                 Common  844741108       14       787 SH        OTHER         1       787         0        0
    SUNMICRO SYSTEMS                   Common  866810104      523    34,050 SH       DEFINED        1    34,050         0        0
    SUNMICRO SYSTEMS                   Common  866810104       98     6,400 SH        OTHER         1     6,400         0        0
    SUSQUEHANNA BANC SHS               Common  869099101      940    52,242 SH       DEFINED        1    52,242         0        0
    SUSQUEHANNA BANCSHARES INC         Common  869099101    4,986   277,000 SH       DEFINED            277,000         0        0
    TARGET CORP                        Common  87612E106    1,256    34,825 SH       DEFINED        1    34,825         0        0
    TARGET CORP                        Common  87612E106      144     4,000 SH        OTHER         1     4,000         0        0
    TELLABS INC                        Common  879664100      683    16,775 SH       DEFINED        1    16,775         0        0
    TELLABS INC                        Common  879664100       16       400 SH        OTHER         1       400         0        0
    TEXACO INC                         Common  881694103      239     3,600 SH       DEFINED        1     3,600         0        0
    TEXACO INC                         Common  881694103       13       200 SH        OTHER         1       200         0        0
    TEXAS INSTRUMENTS INC              Common  882508104      523    16,875 SH       DEFINED        1    16,875         0        0
    TEXAS INSTRUMENTS INC              Common  882508104       56     1,800 SH        OTHER         1     1,800         0        0
    TYCO INTERNATIONAL LTD             Common  902124106      510    11,800 SH       DEFINED        1    11,800         0        0
    TYCO INTERNATIONAL LTD             Common  902124106       11       250 SH        OTHER         1       250         0        0
    UNITED TECH CORP                   Common  913017109      346     4,725 SH       DEFINED        1     4,725         0        0
    UPSIDE DEVELOPMENT INC             Common  91673P109        5    60,000 SH       DEFINED        1    60,000         0        0
    VERIZON COMMUNICATIONS             Common  92343V104    3,119    63,272 SH       DEFINED        1    63,272         0        0
    VERIZON COMMUNICATIONS             Common  92343V104    1,757    35,646 SH        OTHER         1    30,974     4,672        0
    VIACOM INC. NEW                    Common  925524308      203     4,615 SH       DEFINED        1     4,615         0        0
    VIACOM INC. NEW                    Common  925524308       13       304 SH        OTHER         1       304         0        0
    VIRAGEN INC                        Common  927638106       13    10,000 SH       DEFINED        1    10,000         0        0
    VODAFONE GROUP PLC NEW             Common  92857W100      125     4,605 SH       DEFINED        1     4,605         0        0
    VODAFONE GROUP PLC NEW             Common  92857W100      231     8,500 SH        OTHER         1     8,500         0        0
    WACHOVIA CORP                      Common  929771103      304     5,051 SH       DEFINED        1     5,051         0        0
    WAL-MART STORES INC                Common  931142103      287     5,686 SH       DEFINED        1     5,686         0        0









    WAL-MART STORES INC                Common  931142103       20       400 SH        OTHER         1       400         0        0
    WELLS FARGO & CO                   Common  949746101      908    18,345 SH       DEFINED        1    18,345         0        0
    WELLS FARGO & CO                   Common  949746101       84     1,700 SH        OTHER         1     1,700         0        0
    WORLDCOM INC                       Common  98157D106      484    25,884 SH       DEFINED        1    25,884         0        0
    WORLDCOM INC                       Common  98157D106        5       250 SH        OTHER         1       250         0        0


    GRAND TOTALS                                          145,671



    </TABLE>