----

----

|                                                                         |
|-------------------------------------------------------------------------|
|                                                                         |  |  |  |  |  |  |  |
| CONSOLIDATED BALANCE SHEETS                                             |   |   |   |
| (Dollars In Thousands)                                                  | December 31, |
|                                                                    | 2015 |   | 2014 |
| ASSETS                                                                  |   |   |   |
| Cash and cash equivalents                                               | $ | 102,170 |  |   | $ | 118,616 |  |
| Interest-bearing time deposits                                          | 32,315 |  |   | 47,520 |  |
| Investment securities                                                   | 1,276,999 |  |   | 1,180,631 |  |
| Loans held for sale                                                     | 9,894 |  |   | 7,235 |  |
| Loans                                                                   | 4,693,822 |  |   | 3,924,865 |  |
| Less: Allowance for loan losses                                         | (62,453 | ) |   | (63,964 | ) |
| Net loans                                                               | 4,631,369 |  |   | 3,860,901 |  |
| Premises and equipment                                                  | 97,648 |  |   | 77,691 |  |
| Federal Reserve and Federal Home Loan Bank stock                        | 37,633 |  |   | 41,353 |  |
| Interest receivable                                                     | 24,415 |  |   | 19,984 |  |
| Core deposit intangibles and goodwill                                   | 259,764 |  |   | 218,755 |  |
| Cash surrender value of life insurance                                  | 200,539 |  |   | 169,424 |  |
| Other real estate owned                                                 | 17,257 |  |   | 19,293 |  |
| Tax asset, deferred and receivable                                      | 46,977 |  |   | 41,960 |  |
| Other assets                                                            | 24,023 |  |   | 20,764 |  |
| TOTAL ASSETS                                                            | $ | 6,761,003 |  |   | $ | 5,824,127 |  |
| LIABILITIES                                                             |   |   |   |
| Deposits:                                                               |   |   |   |
| Noninterest-bearing                                                     | $ | 1,266,027 |  |   | $ | 1,070,859 |  |
| Interest-bearing                                                        | 4,023,620 |  |   | 3,569,835 |  |
| Total Deposits                                                          | 5,289,647 |  |   | 4,640,694 |  |
| Borrowings:                                                             |   |   |   |
| Federal funds purchased                                                 | 49,721 |  |   | 15,381 |  |
| Securities sold under repurchase agreements                             | 155,325 |  |   | 124,539 |  |
| Federal Home Loan Bank advances                                         | 235,652 |  |   | 145,264 |  |
| Subordinated debentures and term loans                                  | 127,846 |  |   | 126,810 |  |
| Total Borrowings                                                        | 568,544 |  |   | 411,994 |  |
| Interest payable                                                        | 3,092 |  |   | 3,201 |  |
| Other liabilities                                                       | 49,211 |  |   | 41,411 |  |
| Total Liabilities                                                       | 5,910,494 |  |   | 5,097,300 |  |
| STOCKHOLDERS' EQUITY                                                    |   |   |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |   |   |
| Authorized -- 600 shares                                                |   |   |   |
| Issued and outstanding - 125 shares                                     | 125 |  |   | 125 |  |
| Common Stock, $.125 stated value:                                       |   |   |   |
| Authorized -- 50,000,000 shares                                         |   |   |   |
| Issued and outstanding - 40,664,259 and 37,669,948 shares               | 5,083 |  |   | 4,709 |  |
| Additional paid-in capital                                              | 504,530 |  |   | 431,220 |  |
| Retained earnings                                                       | 342,133 |  |   | 292,403 |  |
| Accumulated other comprehensive loss                                    | (1,362 | ) |   | (1,630 | ) |
| Total Stockholders' Equity                                              | 850,509 |  |   | 726,827 |  |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              | $ | 6,761,003 |  |   | $ | 5,824,127 |  |

----

|                                                                       |
|-----------------------------------------------------------------------|
|                                                                       |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED STATEMENTS OF INCOME                                     | Three Months Ended |   | Twelve Months Ended |
| (Dollars In Thousands, Except Per Share Amounts)                      | December 31, |   | December 31, |
|                                                                  | 2015 |   | 2014 |   | 2015 |   | 2014 |
| INTEREST INCOME                                                       |   |   |   |   |   |   |   |
| Loans receivable:                                                     |   |   |   |   |   |   |   |
| Taxable                                                               | $ | 45,897 |  |   | $ | 43,710 |  |   | $ | 180,805 |  |   | $ | 172,039 |  |
| Tax-exempt                                                            | 1,285 |  |   | 147 |  |   | 3,459 |  |   | 327 |  |
| Investment securities:                                                |   |   |   |   |   |   |   |
| Taxable                                                               | 4,363 |  |   | 4,980 |  |   | 17,885 |  |   | 19,882 |  |
| Tax-exempt                                                            | 4,444 |  |   | 3,692 |  |   | 16,922 |  |   | 14,383 |  |
| Deposits with financial institutions                                  | 67 |  |   | 48 |  |   | 160 |  |   | 124 |  |
| Federal Reserve and Federal Home Loan Bank stock                      | 458 |  |   | 476 |  |   | 1,967 |  |   | 2,124 |  |
| Total Interest Income                                                 | 56,514 |  |   | 53,053 |  |   | 221,198 |  |   | 208,879 |  |
| INTEREST EXPENSE                                                      |   |   |   |   |   |   |   |
| Deposits                                                              | 3,938 |  |   | 3,402 |  |   | 14,855 |  |   | 11,678 |  |
| Federal funds purchased                                               | 5 |  |   | 3 |  |   | 74 |  |   | 177 |  |
| Securities sold under repurchase agreements                           | 104 |  |   | 72 |  |   | 368 |  |   | 529 |  |
| Federal Home Loan Bank advances                                       | 728 |  |   | 750 |  |   | 2,836 |  |   | 2,842 |  |
| Subordinated debentures and term loans                                | 1,665 |  |   | 1,666 |  |   | 6,661 |  |   | 6,616 |  |
| Total Interest Expense                                                | 6,440 |  |   | 5,893 |  |   | 24,794 |  |   | 21,842 |  |
| NET INTEREST INCOME                                                   | 50,074 |  |   | 47,160 |  |   | 196,404 |  |   | 187,037 |  |
| Provision for loan losses                                             |  |   | 960 |  |   | 417 |  |   | 2,560 |  |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES                   | 50,074 |  |   | 46,200 |  |   | 195,987 |  |   | 184,477 |  |
| OTHER INCOME                                                          |   |   |   |   |   |   |   |
| Service charges on deposit accounts                                   | 4,118 |  |   | 3,979 |  |   | 16,201 |  |   | 15,747 |  |
| Fiduciary activities                                                  | 2,138 |  |   | 2,242 |  |   | 9,196 |  |   | 8,966 |  |
| Other customer fees                                                   | 4,534 |  |   | 3,926 |  |   | 16,959 |  |   | 15,699 |  |
| Commission income                                                     |  |   | 1,534 |  |   | 4,147 |  |   | 7,411 |  |
| Earnings on cash surrender value of life insurance                    | 822 |  |   | 734 |  |   | 2,919 |  |   | 3,659 |  |
| Net gains and fees on sales of loans                                  | 1,308 |  |   | 1,559 |  |   | 6,483 |  |   | 4,899 |  |
| Net realized gains (losses) on sales of available for sale securities | 623 |  |   | 1,246 |  |   | 2,670 |  |   | 3,581 |  |
| Gain on sale of insurance subsidiary                                  |  |   |  |   | 8,265 |  |   |  |  |
| Other income                                                          | 1,224 |  |   | 1,155 |  |   | 5,691 |  |   | 6,438 |  |
| Total Other Income                                                    | 14,767 |  |   | 16,375 |  |   | 72,531 |  |   | 66,400 |  |
| OTHER EXPENSES                                                        |   |   |   |   |   |   |   |
| Salaries and employee benefits                                        | 25,796 |  |   | 23,595 |  |   | 101,908 |  |   | 96,499 |  |
| Net occupancy                                                         | 3,649 |  |   | 3,288 |  |   | 14,668 |  |   | 13,831 |  |
| Equipment                                                             | 2,683 |  |   | 2,315 |  |   | 10,787 |  |   | 9,337 |  |
| Marketing                                                             | 915 |  |   | 836 |  |   | 3,493 |  |   | 3,464 |  |
| Outside data processing fees                                          | 1,632 |  |   | 1,592 |  |   | 7,109 |  |   | 7,315 |  |
| Printing and office supplies                                          | 343 |  |   | 364 |  |   | 1,353 |  |   | 1,565 |  |
| Core deposit amortization                                             | 692 |  |   | 669 |  |   | 2,835 |  |   | 2,445 |  |
| FDIC assessments                                                      | 939 |  |   | 895 |  |   | 3,655 |  |   | 3,738 |  |
| Other real estate owned and foreclosure expenses                      | 1,701 |  |   | 1,055 |  |   | 6,137 |  |   | 8,043 |  |
| Professional and other outside services                               | 3,544 |  |   | 3,633 |  |   | 9,855 |  |   | 8,116 |  |
| Other expenses                                                        | 4,352 |  |   | 3,435 |  |   | 15,669 |  |   | 14,239 |  |
| Total Other Expenses                                                  | 46,246 |  |   | 41,677 |  |   | 177,469 |  |   | 168,592 |  |
| INCOME BEFORE INCOME TAX                                              | 18,595 |  |   | 20,898 |  |   | 91,049 |  |   | 82,285 |  |
| Income tax expense                                                    | 4,418 |  |   | 5,638 |  |   | 25,665 |  |   | 22,123 |  |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                           | $ | 14,177 |  |   | $ | 15,260 |  |   | $ | 65,384 |  |   | $ | 60,162 |  |
| Per Share Data:                                                       |   |   |   |   |   |   |   |
| Basic Net Income Available to Common Stockholders                     | $ | 0.37 |  |   | $ | 0.41 |  |   | $ | 1.73 |  |   | $ | 1.66 |  |
| Diluted Net Income Available to Common Stockholders                   | $ | 0.37 |  |   | $ | 0.41 |  |   | $ | 1.72 |  |   | $ | 1.65 |  |
| Cash Dividends Paid                                                   | $ | 0.11 |  |   | $ | 0.08 |  |   | $ | 0.41 |  |   | $ | 0.29 |  |
| Average Diluted Shares Outstanding (in thousands)                     | 38,191 |  |   | 37,323 |  |   | 38,088 |  |   | 36,555 |  |

----

|                                                     |
|-----------------------------------------------------|
|                                                     |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| FINANCIAL HIGHLIGHTS                                |   |   |   |   |   |   |   |
| (Dollars in thousands)                              | Three Months Ended |   | Twelve Months Ended |
|                                                | December 31, |   | December 31, |
|                                                | 2015 |   | 2014 |   | 2015 |   | 2014 |
| NET CHARGE OFF'S                                    | $ | 408 |  |   | $ | 2,592 |  |   | $ | 1,928 |  |   | $ | 6,466 |  |
|                                                |  |   |  |   |  |   |  |
| AVERAGE BALANCES:                                   |  |   |  |   |  |   |  |
| Total Assets                                        | $ | 6,301,222 |  |   | $ | 5,782,257 |  |   | $ | 6,085,687 |  |   | $ | 5,571,354 |  |
| Total Loans                                         | 4,351,621 |  |   | 3,867,009 |  |   | 4,179,839 |  |   | 3,730,080 |  |
| Total Earning Assets                                | 5,678,050 |  |   | 5,175,943 |  |   | 5,464,829 |  |   | 4,985,338 |  |
| Total Deposits                                      | 4,994,624 |  |   | 4,582,944 |  |   | 4,806,503 |  |   | 4,363,955 |  |
| Total Stockholders' Equity                          | 774,560 |  |   | 713,533 |  |   | 753,724 |  |   | 675,295 |  |
|                                                |   |   |   |   |   |   |   |
| FINANCIAL RATIOS:                                   |   |   |   |   |   |   |   |
| Return on Average Assets                            | 0.90 | % |   | 1.06 | % |   | 1.07 | % |   | 1.08 | % |
| Return on Average Stockholders' Equity              | 7.32 |  |   | 8.55 |  |   | 8.67 |  |   | 8.91 |  |
| Return on Average Common Stockholders' Equity       | 7.32 |  |   | 8.56 |  |   | 8.68 |  |   | 8.91 |  |
| Average Earning Assets to Average Assets            | 90.11 |  |   | 89.51 |  |   | 89.80 |  |   | 89.48 |  |
| Allowance for Loan Losses as % of Total Loans       | 1.33 |  |   | 1.63 |  |   | 1.33 |  |   | 1.63 |  |
| Net Charge Off's as % of Average Loans (Annualized) | 0.04 |  |   | 0.27 |  |   | 0.05 |  |   | 0.17 |  |
| Average Stockholders' Equity to Average Assets      | 12.29 |  |   | 12.34 |  |   | 12.39 |  |   | 12.12 |  |
| Tax Equivalent Yield on Earning Assets              | 4.20 |  |   | 4.26 |  |   | 4.25 |  |   | 4.35 |  |
| Cost of Supporting Liabilities                      | 0.45 |  |   | 0.46 |  |   | 0.45 |  |   | 0.44 |  |
| Net Interest Margin (FTE) on Earning Assets         | 3.75 |  |   | 3.80 |  |   | 3.80 |  |   | 3.91 |  |
| Tangible Book Value Per Share                       | $ | 14.68 |  |   | $ | 13.65 |  |   | $ | 14.68 |  |   | $ | 13.65 |  |

|                                                     |
|-----------------------------------------------------|
|                                                     |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| NON-PERFORMING ASSETS                               |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                              | December 31, |   | September 30, |   | June 30, |   | March 31, |   | December 31, |
|                                                | 2015 |   | 2015 |   | 2015 |   | 2015 |   | 2014 |
| Non-Accrual Loans                                   | $ | 31,389 |  |   | $ | 32,597 |  |   | $ | 37,713 |  |   | $ | 44,321 |  |   | $ | 48,789 |  |
| Renegotiated Loans                                  | 1,923 |  |   | 3,823 |  |   | 885 |  |   | 1,326 |  |   | 1,992 |  |
| Non-Performing Loans (NPL)                          | 33,312 |  |   | 36,420 |  |   | 38,598 |  |   | 45,647 |  |   | 50,781 |  |
| Other Real Estate Owned                             | 17,257 |  |   | 14,809 |  |   | 19,242 |  |   | 19,073 |  |   | 19,293 |  |
| Non-Performing Assets (NPA)                         | 50,569 |  |   | 51,229 |  |   | 57,840 |  |   | 64,720 |  |   | 70,074 |  |
| 90+ Days Delinquent                                 | 907 |  |   | 1,947 |  |   | 632 |  |   | 1,655 |  |   | 4,663 |  |
| NPAs & 90 Day Delinquent                        | $ | 51,476 |  |   | $ | 53,176 |  |   | $ | 58,472 |  |   | $ | 66,375 |  |   | $ | 74,737 |  |
|                                                |   |   |   |   |   |   |   |   |   |
| Loan Loss Reserve                                   | $ | 62,453 |  |   | $ | 62,861 |  |   | $ | 62,550 |  |   | $ | 62,801 |  |   | $ | 63,964 |  |
| Quarterly Net Charge-off's                          | 408 |  |   | (311 | ) |   | 668 |  |   | 1,163 |  |   | 2,592 |  |
| NPAs / Actual Assets %                              | 0.75 | % |   | 0.83 |  % |   | 0.94 | % |   | 1.10 | % |   | 1.20 | % |
| NPAs & 90 Day / Actual Assets %                 | 0.76 | % |   | 0.86 |  % |   | 0.95 | % |   | 1.13 | % |   | 1.28 | % |
| NPAs / Actual Loans and OREO %                      | 1.07 | % |   | 1.18 |  % |   | 1.36 | % |   | 1.62 | % |   | 1.77 | % |
| Loan Loss Reserves / Actual Loans (%)               | 1.33 | % |   | 1.45 |  % |   | 1.47 | % |   | 1.58 | % |   | 1.63 | % |
| Net Charge Off's as % of Average Loans (Annualized) | 0.04 | % |   | (0.03 | )% |   | 0.06 | % |   | 0.12 | % |   | 0.27 | % |
|                                                |   |   |   |   |   |   |   |   |   |
|                                                |   |   |   |   |   |   |   |   |   |
|                                                |   |   |   |   |   |   |   |   |   |

----

|                                                                         |
|-------------------------------------------------------------------------|
|                                                                         |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED BALANCE SHEETS                                             |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                                                  | December 31, |   | September 30, |   | June 30, |   | March 31, |   | December 31, |
|                                                                    | 2015 |   | 2015 |   | 2015 |   | 2015 |   | 2014 |
| ASSETS                                                                  |   |   |   |   |   |   |   |   |   |
| Cash and cash equivalents                                               | $ | 102,170 |  |   | $ | 84,677 |  |   | $ | 105,928 |  |   | $ | 89,243 |  |   | $ | 118,616 |  |
| Interest-bearing time deposits                                          | 32,315 |  |   | 27,111 |  |   | 26,669 |  |   | 83,228 |  |   | 47,520 |  |
| Investment securities                                                   | 1,276,999 |  |   | 1,208,793 |  |   | 1,212,516 |  |   | 1,189,473 |  |   | 1,180,631 |  |
| Loans held for sale                                                     | 9,894 |  |   | 1,943 |  |   | 8,295 |  |   | 6,392 |  |   | 7,235 |  |
| Loans                                                                   | 4,693,822 |  |   | 4,321,715 |  |   | 4,238,205 |  |   | 3,965,532 |  |   | 3,924,865 |  |
| Less: Allowance for loan losses                                         | (62,453 | ) |   | (62,861 | ) |   | (62,550 | ) |   | (62,801 | ) |   | (63,964 | ) |
| Net loans                                                               | 4,631,369 |  |   | 4,258,854 |  |   | 4,175,655 |  |   | 3,902,731 |  |   | 3,860,901 |  |
| Premises and equipment                                                  | 97,648 |  |   | 83,457 |  |   | 84,841 |  |   | 77,468 |  |   | 77,691 |  |
| Federal Reserve and Federal Home Loan Bank stock                        | 37,633 |  |   | 34,498 |  |   | 34,630 |  |   | 41,273 |  |   | 41,353 |  |
| Interest receivable                                                     | 24,415 |  |   | 22,048 |  |   | 19,880 |  |   | 19,557 |  |   | 19,984 |  |
| Core deposit intangibles and goodwill                                   | 259,764 |  |   | 219,503 |  |   | 220,196 |  |   | 218,034 |  |   | 218,755 |  |
| Cash surrender value of life insurance                                  | 200,539 |  |   | 171,530 |  |   | 170,813 |  |   | 170,172 |  |   | 169,424 |  |
| Other real estate owned                                                 | 17,257 |  |   | 14,809 |  |   | 19,242 |  |   | 19,073 |  |   | 19,293 |  |
| Tax asset, deferred and receivable                                      | 46,977 |  |   | 38,339 |  |   | 39,622 |  |   | 38,695 |  |   | 41,960 |  |
| Other assets                                                            | 24,023 |  |   | 24,235 |  |   | 22,021 |  |   | 22,182 |  |   | 20,764 |  |
| TOTAL ASSETS                                                            | $ | 6,761,003 |  |   | $ | 6,189,797 |  |   | $ | 6,140,308 |  |   | $ | 5,877,521 |  |   | $ | 5,824,127 |  |
| LIABILITIES                                                             |   |   |   |   |   |   |   |   |   |
| Deposits:                                                               |   |   |   |   |   |   |   |   |   |
| Noninterest-bearing                                                     | $ | 1,266,027 |  |   | $ | 1,110,905 |  |   | $ | 1,122,688 |  |   | $ | 1,100,397 |  |   | $ | 1,070,859 |  |
| Interest-bearing                                                        | 4,023,620 |  |   | 3,703,684 |  |   | 3,666,889 |  |   | 3,547,678 |  |   | 3,569,835 |  |
| Total Deposits                                                          | 5,289,647 |  |   | 4,814,589 |  |   | 4,789,577 |  |   | 4,648,075 |  |   | 4,640,694 |  |
| Borrowings:                                                             |   |   |   |   |   |   |   |   |   |
| Federal funds purchased                                                 | 49,721 |  |   | 52,896 |  |   | 40,748 |  |   |  |   | 15,381 |  |
| Securities sold under repurchase agreements                             | 155,325 |  |   | 153,822 |  |   | 137,240 |  |   | 134,023 |  |   | 124,539 |  |
| Federal Home Loan Bank advances                                         | 235,652 |  |   | 237,856 |  |   | 247,687 |  |   | 166,326 |  |   | 145,264 |  |
| Subordinated debentures and term loans                                  | 127,846 |  |   | 121,936 |  |   | 126,882 |  |   | 126,875 |  |   | 126,810 |  |
| Total Borrowings                                                        | 568,544 |  |   | 566,510 |  |   | 552,557 |  |   | 427,224 |  |   | 411,994 |  |
| Interest payable                                                        | 3,092 |  |   | 3,710 |  |   | 3,211 |  |   | 3,685 |  |   | 3,201 |  |
| Other liabilities                                                       | 49,211 |  |   | 38,004 |  |   | 45,008 |  |   | 58,879 |  |   | 41,411 |  |
| Total Liabilities                                                       | 5,910,494 |  |   | 5,422,813 |  |   | 5,390,353 |  |   | 5,137,863 |  |   | 5,097,300 |  |
| STOCKHOLDERS' EQUITY                                                    |   |   |   |   |   |   |   |   |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |   |   |   |   |   |   |   |   |
| Authorized -- 600 shares                                                |   |   |   |   |   |   |   |   |   |
| Issued and outstanding                                                  | 125 |  |   | 125 |  |   | 125 |  |   | 125 |  |   | 125 |  |
| Common Stock, $.125 stated value:                                       |   |   |   |   |   |   |   |   |   |
| Authorized -- 50,000,000 shares                                         |   |   |   |   |   |   |   |   |   |
| Issued and outstanding                                                  | 5,083 |  |   | 4,734 |  |   | 4,728 |  |   | 4,723 |  |   | 4,709 |  |
| Additional paid-in capital                                              | 504,530 |  |   | 433,577 |  |   | 432,294 |  |   | 431,199 |  |   | 431,220 |  |
| Retained earnings                                                       | 342,133 |  |   | 332,162 |  |   | 319,298 |  |   | 305,526 |  |   | 292,403 |  |
| Accumulated other comprehensive loss                                    | (1,362 | ) |   | (3,614 | ) |   | (6,490 | ) |   | (1,915 | ) |   | (1,630 | ) |
| Total Stockholders' Equity                                              | 850,509 |  |   | 766,984 |  |   | 749,955 |  |   | 739,658 |  |   | 726,827 |  |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              | $ | 6,761,003 |  |   | $ | 6,189,797 |  |   | $ | 6,140,308 |  |   | $ | 5,877,521 |  |   | $ | 5,824,127 |  |
|                                                                    |   |   |   |   |   |   |   |   |   |

----

|                                                                       |
|-----------------------------------------------------------------------|
|                                                                       |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| CONSOLIDATED STATEMENTS OF INCOME                                     |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands, Except Per Share Amounts)                      | December 31, |   | September 30, |   | June 30, |   | March 31, |   | December 31, |
|                                                                  | 2015 |   | 2015 |   | 2015 |   | 2015 |   | 2014 |
| INTEREST INCOME                                                       |   |   |   |   |   |   |   |   |   |
| Loans receivable:                                                     |   |   |   |   |   |   |   |   |   |
| Taxable                                                               | $ | 45,897 |  |   | $ | 46,037 |  |   | $ | 45,320 |  |   | $ | 43,551 |  |   | $ | 43,710 |  |
| Tax-exempt                                                            | 1,285 |  |   | 1,190 |  |   | 736 |  |   | 248 |  |   | 147 |  |
| Investment securities:                                                |   |   |   |   |   |   |   |   |   |
| Taxable                                                               | 4,363 |  |   | 4,374 |  |   | 4,425 |  |   | 4,723 |  |   | 4,980 |  |
| Tax-exempt                                                            | 4,444 |  |   | 4,412 |  |   | 4,231 |  |   | 3,835 |  |   | 3,692 |  |
| Deposits with financial institutions                                  | 67 |  |   | 25 |  |   | 31 |  |   | 37 |  |   | 48 |  |
| Federal Reserve and Federal Home Loan Bank stock                      | 458 |  |   | 500 |  |   | 459 |  |   | 550 |  |   | 476 |  |
| Total Interest Income                                                 | 56,514 |  |   | 56,538 |  |   | 55,202 |  |   | 52,944 |  |   | 53,053 |  |
| INTEREST EXPENSE                                                      |   |   |   |   |   |   |   |   |   |
| Deposits                                                              | 3,938 |  |   | 3,715 |  |   | 3,686 |  |   | 3,516 |  |   | 3,402 |  |
| Federal funds purchased                                               | 5 |  |   | 27 |  |   | 19 |  |   | 23 |  |   | 3 |  |
| Securities sold under repurchase agreements                           | 104 |  |   | 96 |  |   | 90 |  |   | 78 |  |   | 72 |  |
| Federal Home Loan Bank advances                                       | 728 |  |   | 711 |  |   | 706 |  |   | 691 |  |   | 750 |  |
| Subordinated debentures and term loans                                | 1,665 |  |   | 1,666 |  |   | 1,670 |  |   | 1,660 |  |   | 1,666 |  |
| Total Interest Expense                                                | 6,440 |  |   | 6,215 |  |   | 6,171 |  |   | 5,968 |  |   | 5,893 |  |
| NET INTEREST INCOME                                                   | 50,074 |  |   | 50,323 |  |   | 49,031 |  |   | 46,976 |  |   | 47,160 |  |
| Provision for loan losses                                             |  |   |  |   | 417 |  |   |  |  |   | 960 |  |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES                   | 50,074 |  |   | 50,323 |  |   | 48,614 |  |   | 46,976 |  |   | 46,200 |  |
| OTHER INCOME                                                          |   |   |   |   |   |   |   |   |   |
| Service charges on deposit accounts                                   | 4,118 |  |   | 4,445 |  |   | 4,090 |  |   | 3,548 |  |   | 3,979 |  |
| Fiduciary activities                                                  | 2,138 |  |   | 2,242 |  |   | 2,309 |  |   | 2,507 |  |   | 2,242 |  |
| Other customer fees                                                   | 4,534 |  |   | 4,156 |  |   | 4,602 |  |   | 3,667 |  |   | 3,926 |  |
| Commission income                                                     |  |   | 4 |  |   | 1,815 |  |   | 2,328 |  |   | 1,534 |  |
| Earnings on cash surrender value of life insurance                    | 822 |  |   | 710 |  |   | 640 |  |   | 747 |  |   | 734 |  |
| Net gains and fees on sales of loans                                  | 1,308 |  |   | 1,905 |  |   | 1,781 |  |   | 1,489 |  |   | 1,559 |  |
| Net realized gains (losses) on sales of available for sale securities | 623 |  |   | 1,115 |  |   | (93 | ) |   | 1,025 |  |   | 1,246 |  |
| Gain on sale of insurance subsidiary                                  |  |   |  |   | 8,265 |  |   |  |   |  |
| Other income                                                          | 1,224 |  |   | 2,322 |  |   | 1,224 |  |   | 921 |  |   | 1,155 |  |
| Total Other Income                                                    | 14,767 |  |   | 16,899 |  |   | 24,633 |  |   | 16,232 |  |   | 16,375 |  |
| OTHER EXPENSES                                                        |   |   |   |   |   |   |   |   |   |
| Salaries and employee benefits                                        | 25,796 |  |   | 25,137 |  |   | 26,434 |  |   | 24,541 |  |   | 23,595 |  |
| Net occupancy                                                         | 3,649 |  |   | 3,726 |  |   | 3,503 |  |   | 3,790 |  |   | 3,288 |  |
| Equipment                                                             | 2,683 |  |   | 2,698 |  |   | 2,840 |  |   | 2,566 |  |   | 2,315 |  |
| Marketing                                                             | 915 |  |   | 847 |  |   | 951 |  |   | 780 |  |   | 836 |  |
| Outside data processing fees                                          | 1,632 |  |   | 1,992 |  |   | 1,768 |  |   | 1,717 |  |   | 1,592 |  |
| Printing and office supplies                                          | 343 |  |   | 343 |  |   | 303 |  |   | 364 |  |   | 364 |  |
| Core deposit amortization                                             | 692 |  |   | 693 |  |   | 729 |  |   | 721 |  |   | 669 |  |
| FDIC assessments                                                      | 939 |  |   | 958 |  |   | 895 |  |   | 863 |  |   | 895 |  |
| Other real estate owned and foreclosure expenses                      | 1,701 |  |   | 1,835 |  |   | 1,372 |  |   | 1,229 |  |   | 1,055 |  |
| Professional and other outside services                               | 3,544 |  |   | 1,686 |  |   | 3,134 |  |   | 1,491 |  |   | 3,633 |  |
| Other expenses                                                        | 4,352 |  |   | 3,683 |  |   | 4,494 |  |   | 3,140 |  |   | 3,435 |  |
| Total Other Expenses                                                  | 46,246 |  |   | 43,598 |  |   | 46,423 |  |   | 41,202 |  |   | 41,677 |  |
| INCOME BEFORE INCOME TAX                                              | 18,595 |  |   | 23,624 |  |   | 26,824 |  |   | 22,006 |  |   | 20,898 |  |
| Income tax expense                                                    | 4,418 |  |   | 6,557 |  |   | 8,856 |  |   | 5,834 |  |   | 5,638 |  |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                           | $ | 14,177 |  |   | $ | 17,067 |  |   | $ | 17,968 |  |   | $ | 16,172 |  |   | $ | 15,260 |  |
|                                                                  |   |   |   |   |   |   |   |   |   |
| Per Share Data:                                                       |   |   |   |   |   |   |   |   |   |
| Basic Net Income Available to Common Stockholders                     | $ | 0.37 |  |   | $ | 0.46 |  |   | $ | 0.47 |  |   | $ | 0.43 |  |   | $ | 0.41 |  |
| Diluted Net Income Available to Common Stockholders                   | $ | 0.37 |  |   | $ | 0.45 |  |   | $ | 0.47 |  |   | $ | 0.43 |  |   | $ | 0.41 |  |
| Cash Dividends Paid                                                   | $ | 0.11 |  |   | $ | 0.11 |  |   | $ | 0.11 |  |   | $ | 0.08 |  |   | $ | 0.08 |  |
| Average Diluted Shares Outstanding (in thousands)                     | 38,191 |  |   | 38,118 |  |   | 38,043 |  |   | 38,000 |  |   | 37,323 |  |
| FINANCIAL RATIOS:                                                     |   |   |   |   |   |   |   |   |   |
| Return on Average Assets                                              | 0.90 | % |   | 1.11 | % |   | 1.19 | % |   | 1.11 | % |   | 1.06 | % |
| Return on Average Stockholders' Equity                                | 7.32 |  |   | 8.99 |  |   | 9.63 |  |   | 8.81 |  |   | 8.55 |  |
| Return on Average Common Stockholders' Equity                         | 7.32 |  |   | 8.99 |  |   | 9.63 |  |   | 8.81 |  |   | 8.56 |  |
| Average Earning Assets to Average Assets                              | 90.11 |  |   | 89.99 |  |   | 89.63 |  |   | 89.42 |  |   | 89.51 |  |
| Allowance for Loan Losses as % of Total Loans                         | 1.33 |  |   | 1.45 |  |   | 1.47 |  |   | 1.58 |  |   | 1.63 |  |
| Net Charge Off's as % of Average Loans (Annualized)                   | 0.04 |  |   | (0.03 | ) |   | 0.06 |  |   | 0.12 |  |   | 0.27 |  |
| Average Stockholders' Equity to Average Assets                        | 12.29 |  |   | 12.34 |  |   | 12.31 |  |   | 12.62 |  |   | 12.34 |  |
| Tax Equivalent Yield on Earning Assets                                | 4.20 |  |   | 4.30 |  |   | 4.26 |  |   | 4.24 |  |   | 4.26 |  |
| Cost of Supporting Liabilities                                        | 0.45 |  |   | 0.45 |  |   | 0.45 |  |   | 0.46 |  |   | 0.46 |  |
| Net Interest Margin (FTE) on Earning Assets                           | 3.75 |  |   | 3.85 |  |   | 3.81 |  |   | 3.78 |  |   | 3.80 |  |
| Tangible Book Value Per Share                                         | $ | 14.68 |  |   | $ | 14.59 |  |   | $ | 14.15 |  |   | $ | 13.96 |  |   | $ | 13.65 |  |

----

|                                                                  |
|------------------------------------------------------------------|
|                                                                  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| LOANS                                                            |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                                           | December 31, |   | September 30, |   | June 30, |   | March 31, |   | December 31, |
|                                                             | 2015 |   | 2015 |   | 2015 |   | 2015 |   | 2014 |
| Commercial and industrial loans                                  | $ | 1,057,075 |  |   | $ | 999,195 |  |   | $ | 984,223 |  |   | $ | 938,937 |  |   | $ | 896,688 |  |
| Agricultural production financing and other loans to farmers     | 97,711 |  |   | 91,354 |  |   | 93,695 |  |   | 95,652 |  |   | 104,927 |  |
| Real estate loans:                                               |   |   |   |   |   |   |   |   |   |
| Construction                                                     | 366,704 |  |   | 298,250 |  |   | 256,082 |  |   | 237,036 |  |   | 207,221 |  |
| Commercial and farmland                                          | 1,802,921 |  |   | 1,695,703 |  |   | 1,705,647 |  |   | 1,646,418 |  |   | 1,672,661 |  |
| Residential                                                      | 786,105 |  |   | 677,767 |  |   | 689,621 |  |   | 640,451 |  |   | 647,315 |  |
| Home Equity                                                      | 348,613 |  |   | 318,949 |  |   | 302,403 |  |   | 286,914 |  |   | 286,529 |  |
| Individuals' loans for household and other personal expenditures | 74,717 |  |   | 71,893 |  |   | 62,785 |  |   | 70,223 |  |   | 73,400 |  |
| Lease financing receivables, net of unearned income              | 588 |  |   | 614 |  |   | 742 |  |   | 853 |  |   | 1,106 |  |
| Other commercial loans                                           | 159,388 |  |   | 167,990 |  |   | 143,007 |  |   | 49,048 |  |   | 35,018 |  |
| Loans                                                            | 4,693,822 |  |   | 4,321,715 |  |   | 4,238,205 |  |   | 3,965,532 |  |   | 3,924,865 |  |
| Allowance for loan losses                                        | (62,453 | ) |   | (62,861 | ) |   | (62,550 | ) |   | (62,801 | ) |   | (63,964 | ) |
| NET LOANS                                                        | $ | 4,631,369 |  |   | $ | 4,258,854 |  |   | $ | 4,175,655 |  |   | $ | 3,902,731 |  |   | $ | 3,860,901 |  |

|                                                          |
|----------------------------------------------------------|
|                                                          |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| DEPOSITS                                                 |   |   |   |   |   |   |   |   |   |
| (Dollars In Thousands)                                   | December 31, |   | September 30, |   | June 30, |   | March 31, |   | December 31, |
|                                                     | 2015 |   | 2015 |   | 2015 |   | 2015 |   | 2014 |
| Demand deposits                                          | $ | 2,576,283 |  |   | $ | 2,244,848 |  |   | $ | 2,211,154 |  |   | $ | 2,116,135 |  |   | $ | 2,146,492 |  |
| Savings deposits                                         | 1,518,722 |  |   | 1,460,244 |  |   | 1,439,255 |  |   | 1,402,421 |  |   | 1,376,707 |  |
| Certificates and other time deposits of $100,000 or more | 323,698 |  |   | 286,988 |  |   | 295,159 |  |   | 283,313 |  |   | 260,685 |  |
| Other certificates and time deposits                     | 556,476 |  |   | 499,286 |  |   | 517,153 |  |   | 516,500 |  |   | 523,010 |  |
| Brokered deposits                                        | 314,468 |  |   | 323,223 |  |   | 326,856 |  |   | 329,706 |  |   | 333,800 |  |
| TOTAL DEPOSITS                                           | $ | 5,289,647 |  |   | $ | 4,814,589 |  |   | $ | 4,789,577 |  |   | $ | 4,648,075 |  |   | $ | 4,640,694 |  |

----

|                                                                                                                                                                                                                                                                         |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                         |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| NET INTEREST INCOME                                                                                                                                                                                                                                                     |   |   |   |   |   |   |   |   |   |   |   |
| (Dollars in Thousands)                                                                                                                                                                                                                                                  | For the Three Months Ended |
|                                                                                                                                                                                                                                                                    | December 31, 2015 |   | December 31, 2014 |
|                                                                                                                                                                                                                                                                    | Average Balance |   | Interest Income /Expense |   | AverageRate |   | Average Balance |   | Interest Income /Expense |   | AverageRate |
| Assets:                                                                                                                                                                                                                                                                 |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing time deposits                                                                                                                                                                                                                                          | $ | 94,150 |  |   | $ | 67 |  |   | 0.28 | % |   | $ | 80,901 |  |   | $ | 48 |  |   | 0.24 | % |
| Federal Reserve and Federal Home Loan Bank stock                                                                                                                                                                                                                        | 34,909 |  |   | 458 |  |   | 5.25 |  |   | 43,580 |  |   | 476 |  |   | 4.37 |  |
| Investment Securities: (1)                                                                                                                                                                                                                                              |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                                                                                                                                                                                                                                                 | 687,265 |  |   | 4,363 |  |   | 2.54 |  |   | 767,980 |  |   | 4,980 |  |   | 2.59 |  |
| Tax-Exempt (2)                                                                                                                                                                                                                                                          | 510,105 |  |   | 6,837 |  |   | 5.36 |  |   | 416,473 |  |   | 5,680 |  |   | 5.46 |  |
| Total Investment Securities                                                                                                                                                                                                                                             | 1,197,370 |  |   | 11,200 |  |   | 3.74 |  |   | 1,184,453 |  |   | 10,660 |  |   | 3.60 |  |
| Loans held for sale                                                                                                                                                                                                                                                     | 1,829 |  |   | 93 |  |   | 20.34 |  |   | 6,208 |  |   | 129 |  |   | 8.31 |  |
| Loans: (3)                                                                                                                                                                                                                                                              |   |   |   |   |   |   |   |   |   |   |   |
| Commercial                                                                                                                                                                                                                                                              | 3,263,959 |  |   | 36,284 |  |   | 4.45 |  |   | 2,993,498 |  |   | 33,882 |  |   | 4.53 |  |
| Real Estate Mortgage                                                                                                                                                                                                                                                    | 465,097 |  |   | 4,844 |  |   | 4.17 |  |   | 463,465 |  |   | 5,162 |  |   | 4.46 |  |
| Installment                                                                                                                                                                                                                                                             | 430,440 |  |   | 4,675 |  |   | 4.34 |  |   | 386,818 |  |   | 4,537 |  |   | 4.69 |  |
| Tax-Exempt (2)                                                                                                                                                                                                                                                          | 190,296 |  |   | 1,978 |  |   | 4.16 |  |   | 17,020 |  |   | 227 |  |   | 5.33 |  |
| Total Loans                                                                                                                                                                                                                                                             | 4,351,621 |  |   | 47,874 |  |   | 4.40 |  |   | 3,867,009 |  |   | 43,937 |  |   | 4.54 |  |
| Total Earning Assets                                                                                                                                                                                                                                                    | 5,678,050 |  |   | 59,599 |  |   | 4.20 |  |   | 5,175,943 |  |   | 55,121 |  |   | 4.26 |  |
| Net unrealized gain on securities available for sale                                                                                                                                                                                                                    | 9,832 |  |   |   |   |   |   | 11,864 |  |   |   |   |   |
| Allowance for loan losses                                                                                                                                                                                                                                               | (63,077 | ) |   |   |   |   |   | (65,790 | ) |   |   |   |   |
| Cash and cash equivalents                                                                                                                                                                                                                                               | 102,144 |  |   |   |   |   |   | 98,373 |  |   |   |   |   |
| Premises and equipment                                                                                                                                                                                                                                                  | 83,800 |  |   |   |   |   |   | 76,594 |  |   |   |   |   |
| Other assets                                                                                                                                                                                                                                                            | 490,473 |  |   |   |   |   |   | 485,273 |  |   |   |   |   |
| Total Assets                                                                                                                                                                                                                                                            | $ | 6,301,222 |  |   |   |   |   |   | $ | 5,782,257 |  |   |   |   |   |
| Liabilities:                                                                                                                                                                                                                                                            |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing deposits:                                                                                                                                                                                                                                              |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing NOW deposits                                                                                                                                                                                                                                           | $ | 1,205,874 |  |   | $ | 481 |  |   | 0.16 | % |   | $ | 1,080,171 |  |   | $ | 282 |  |   | 0.10 | % |
| Money market deposits                                                                                                                                                                                                                                                   | 844,629 |  |   | 463 |  |   | 0.22 |  |   | 840,852 |  |   | 436 |  |   | 0.21 |  |
| Savings  deposits                                                                                                                                                                                                                                             | 645,057 |  |   | 191 |  |   | 0.12 |  |   | 550,687 |  |   | 159 |  |   | 0.12 |  |
| Certificates and other time deposits                                                                                                                                                                                                                                    | 1,089,465 |  |   | 2,803 |  |   | 1.03 |  |   | 1,106,324 |  |   | 2,525 |  |   | 0.91 |  |
| Total Interest-bearing Deposits                                                                                                                                                                                                                                         | 3,785,025 |  |   | 3,938 |  |   | 0.42 |  |   | 3,578,034 |  |   | 3,402 |  |   | 0.38 |  |
| Borrowings                                                                                                                                                                                                                                                              | 488,997 |  |   | 2,502 |  |   | 2.05 |  |   | 442,088 |  |   | 2,491 |  |   | 2.25 |  |
| Total Interest-bearing Liabilities                                                                                                                                                                                                                                      | 4,274,022 |  |   | 6,440 |  |   | 0.60 |  |   | 4,020,122 |  |   | 5,893 |  |   | 0.59 |  |
| Noninterest-bearing deposits                                                                                                                                                                                                                                            | 1,209,599 |  |   |   |   |   |   | 1,004,910 |  |   |   |   |   |
| Other liabilities                                                                                                                                                                                                                                                       | 43,041 |  |   |   |   |   |   | 43,692 |  |   |   |   |   |
| Total Liabilities                                                                                                                                                                                                                                                       | 5,526,662 |  |   |   |   |   |   | 5,068,724 |  |   |   |   |   |
| Stockholders' Equity                                                                                                                                                                                                                                                    | 774,560 |  |   |   |   |   |   | 713,533 |  |   |   |   |   |
| Total Liabilities and Stockholders' Equity                                                                                                                                                                                                                              | $ | 6,301,222 |  |   | 6,440 |  |   | 0.45 |  |   | $ | 5,782,257 |  |   | 5,893 |  |   | 0.46 |  |
| Net Interest Income                                                                                                                                                                                                                                                     |   |   | $ | 53,159 |  |   |   |   |   |   | $ | 49,228 |  |   |   |
| Net Interest Margin                                                                                                                                                                                                                                                     |   |   |   |   | 3.75 | % |   |   |   |   |   | 3.80 | % |
|                                                                                                                                                                                                                                                                    |   |   |   |   |   |   |   |   |   |   |   |
|                                                                                                                                                                                                                                                                    |   |   |   |   |   |   |   |   |   |   |   |
| (1)  Average balance of securities is computed based on the average of the historical amortized cost balances without the effects of the fair value adjustments.                                                                                                        |
| (2)  Tax-exempt securities and loans are presented on a fully taxable equivalent basis, using a marginal tax rate of 35 percent for 2015 and 2014.  These totals equal $3,085 and $2,068 for the three months ended December 31, 2015 and 2014, respectively. |
| (3)  Non accruing loans have been included in the average balances.                                                                                                                                                                                                     |   |   |   |   |   |   |   |   |   |   |   |

----

|                                                                                                                                                                                                                                                                           |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                           |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| NET INTEREST INCOME                                                                                                                                                                                                                                                       |   |   |   |   |   |   |   |   |   |   |   |
| (Dollars in Thousands)                                                                                                                                                                                                                                                    | For the Twelve Months Ended |
|                                                                                                                                                                                                                                                                      | December 31, 2015 |   | December 31, 2014 |
|                                                                                                                                                                                                                                                                      | Average Balance |   | Interest Income /Expense |   | AverageRate |   | Average Balance |   | Interest Income /Expense |   | AverageRate |
| Assets:                                                                                                                                                                                                                                                                   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing time deposits                                                                                                                                                                                                                                            | $ | 61,373 |  |   | $ | 160 |  |   | 0.26 | % |   | $ | 53,231 |  |   | $ | 124 |  |   | 0.23 | % |
| Federal Reserve and Federal Home Loan Bank stock                                                                                                                                                                                                                          | 37,495 |  |   | 1,967 |  |   | 5.25 |  |   | 42,142 |  |   | 2,124 |  |   | 5.04 |  |
| Investment Securities: (1)                                                                                                                                                                                                                                                |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                                                                                                                                                                                                                                                   | 703,019 |  |   | 17,885 |  |   | 2.54 |  |   | 763,450 |  |   | 19,882 |  |   | 2.60 |  |
| Tax-Exempt (2)                                                                                                                                                                                                                                                            | 483,103 |  |   | 26,034 |  |   | 5.39 |  |   | 396,435 |  |   | 22,127 |  |   | 5.58 |  |
| Total Investment Securities                                                                                                                                                                                                                                               | 1,186,122 |  |   | 43,919 |  |   | 3.70 |  |   | 1,159,885 |  |   | 42,009 |  |   | 3.62 |  |
| Loans held for sale                                                                                                                                                                                                                                                       | 3,725 |  |   | 475 |  |   | 12.75 |  |   | 6,681 |  |   | 485 |  |   | 7.26 |  |
| Loans: (3)                                                                                                                                                                                                                                                                |   |   |   |   |   |   |   |   |   |   |   |
| Commercial                                                                                                                                                                                                                                                                | 3,187,239 |  |   | 142,696 |  |   | 4.48 |  |   | 2,919,020 |  |   | 133,567 |  |   | 4.58 |  |
| Real Estate Mortgage                                                                                                                                                                                                                                                      | 457,013 |  |   | 19,457 |  |   | 4.26 |  |   | 429,384 |  |   | 19,812 |  |   | 4.61 |  |
| Installment                                                                                                                                                                                                                                                               | 406,163 |  |   | 18,177 |  |   | 4.48 |  |   | 361,484 |  |   | 18,175 |  |   | 5.03 |  |
| Tax-Exempt (2)                                                                                                                                                                                                                                                            | 125,699 |  |   | 5,322 |  |   | 4.23 |  |   | 13,511 |  |   | 504 |  |   | 3.73 |  |
| Total Loans                                                                                                                                                                                                                                                               | 4,179,839 |  |   | 186,127 |  |   | 4.45 |  |   | 3,730,080 |  |   | 172,543 |  |   | 4.63 |  |
| Total Earning Assets                                                                                                                                                                                                                                                      | 5,464,829 |  |   | 232,173 |  |   | 4.25 | % |   | 4,985,338 |  |   | 216,800 |  |   | 4.35 | % |
| Net unrealized gain on securities available for sale                                                                                                                                                                                                                      | 11,800 |  |   |   |   |   |   | 8,921 |  |   |   |   |   |
| Allowance for loan losses                                                                                                                                                                                                                                                 | (62,975 | ) |   |   |   |   |   | (67,969 | ) |   |   |   |   |
| Cash and cash equivalents                                                                                                                                                                                                                                                 | 98,051 |  |   |   |   |   |   | 87,068 |  |   |   |   |   |
| Premises and equipment                                                                                                                                                                                                                                                    | 82,710 |  |   |   |   |   |   | 75,202 |  |   |   |   |   |
| Other assets                                                                                                                                                                                                                                                              | 491,272 |  |   |   |   |   |   | 482,794 |  |   |   |   |   |
| Total Assets                                                                                                                                                                                                                                                              | $ | 6,085,687 |  |   |   |   |   |   | $ | 5,571,354 |  |   |   |   |   |
| Liabilities:                                                                                                                                                                                                                                                              |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing deposits:                                                                                                                                                                                                                                                |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing NOW deposits                                                                                                                                                                                                                                             | $ | 1,109,829 |  |   | $ | 1,374 |  |   | 0.12 | % |   | $ | 1,066,402 |  |   | $ | 1,110 |  |   | 0.10 | % |
| Money market deposits                                                                                                                                                                                                                                                     | 840,084 |  |   | 1,768 |  |   | 0.21 |  |   | 776,712 |  |   | 1,572 |  |   | 0.20 |  |
| Savings  deposits                                                                                                                                                                                                                                               | 614,675 |  |   | 672 |  |   | 0.11 |  |   | 533,080 |  |   | 619 |  |   | 0.12 |  |
| Certificates and other time deposits                                                                                                                                                                                                                                      | 1,121,651 |  |   | 11,041 |  |   | 0.98 |  |   | 1,042,539 |  |   | 8,377 |  |   | 0.80 |  |
| Total Interest-bearing Deposits                                                                                                                                                                                                                                           | 3,686,239 |  |   | 14,855 |  |   | 0.40 |  |   | 3,418,733 |  |   | 11,678 |  |   | 0.34 |  |
| Borrowings                                                                                                                                                                                                                                                                | 480,794 |  |   | 9,939 |  |   | 2.07 |  |   | 492,128 |  |   | 10,164 |  |   | 2.07 |  |
| Total Interest-bearing Liabilities                                                                                                                                                                                                                                        | 4,167,033 |  |   | 24,794 |  |   | 0.60 |  |   | 3,910,861 |  |   | 21,842 |  |   | 0.56 |  |
| Noninterest-bearing deposits                                                                                                                                                                                                                                              | 1,120,264 |  |   |   |   |   |   | 945,222 |  |   |   |   |   |
| Other liabilities                                                                                                                                                                                                                                                         | 44,666 |  |   |   |   |   |   | 39,976 |  |   |   |   |   |
| Total Liabilities                                                                                                                                                                                                                                                         | 5,331,963 |  |   |   |   |   |   | 4,896,059 |  |   |   |   |   |
| Stockholders' Equity                                                                                                                                                                                                                                                      | 753,724 |  |   |   |   |   |   | 675,295 |  |   |   |   |   |
| Total Liabilities and Stockholders' Equity                                                                                                                                                                                                                                | $ | 6,085,687 |  |   | 24,794 |  |   | 0.45 |  |   | $ | 5,571,354 |  |   | 21,842 |  |   | 0.44 |  |
| Net Interest Income                                                                                                                                                                                                                                                       |   |   | $ | 207,379 |  |   |   |   |   |   | $ | 194,958 |  |   |   |
| Net Interest Margin                                                                                                                                                                                                                                                       |   |   |   |   | 3.80 | % |   |   |   |   |   | 3.91 | % |
|                                                                                                                                                                                                                                                                      |   |   |   |   |   |   |   |   |   |   |   |
|                                                                                                                                                                                                                                                                      |   |   |   |   |   |   |   |   |   |   |   |
| (1)  Average balance of securities is computed based on the average of the historical amortized cost balances without the effects of the fair value adjustments.                                                                                                |
| (2)  Tax-exempt securities and loans are presented on a fully taxable equivalent basis, using a marginal tax rate of 35 percent for 2015 and 2014.  These totals equal $10,975 and $7,921 for the twelve months ended December 31, 2015 and 2014, respectively. |
| (3)  Non accruing loans have been included in the average balances.                                                                                                                                                                                             |   |   |   |   |   |   |   |   |   |   |   |