<TABLE> <S> <C>


<ARTICLE>                                                9             
<MULTIPLIER>                                         1,000
       
<S>                                                  <C>
<PERIOD-TYPE>                                        9-MOS
<FISCAL-YEAR-END>                              SEP-30-1998
<PERIOD-START>                                 OCT-01-1997
<PERIOD-END>                                   JUN-30-1998
<CASH>                                                 545
<INT-BEARING-DEPOSITS>                                 578
<FED-FUNDS-SOLD>                                     2,678
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                          1,373
<INVESTMENTS-CARRYING>                              14,643
<INVESTMENTS-MARKET>                                14,741
<LOANS>                                             32,718
<ALLOWANCE>                                             52
<TOTAL-ASSETS>                                      53,653
<DEPOSITS>                                          36,927
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                    989
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                          15,737
<TOTAL-LIABILITIES-AND-EQUITY>                      53,653
<INTEREST-LOAN>                                      1,770
<INTEREST-INVEST>                                      809
<INTEREST-OTHER>                                       370
<INTEREST-TOTAL>                                     2,949
<INTEREST-DEPOSIT>                                   1,283
<INTEREST-EXPENSE>                                   1,283
<INTEREST-INCOME-NET>                                1,666
<LOAN-LOSSES>                                            0
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                      1,010
<INCOME-PRETAX>                                        662
<INCOME-PRE-EXTRAORDINARY>                             437
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                           437
<EPS-PRIMARY>                                          .35
<EPS-DILUTED>                                          .35
<YIELD-ACTUAL>                                        4.06
<LOANS-NON>                                              0
<LOANS-PAST>                                           211
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                        52
<CHARGE-OFFS>                                            0
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                       52
<ALLOWANCE-DOMESTIC>                                     2
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                 50
        


</TABLE>