----

----

| CONSOLIDATED BALANCE SHEETS                                             |   |         |      |   |   |   |
|-------------------------------------------------------------------------|--------|--------------|-----------|--------|--------|--------|
| (Dollars In Thousands)                                                  |   | December 31, |      |
|                                                                    |   | 2012         |      |   | 2011   |   |
| ASSETS                                                                  |   |         |      |   |   |   |
| Cash and cash equivalents                                               |   | $            | 101,460   |   |   | $      | 73,312 |   |
| Interest-bearing time deposits                                          |   |         | 38,443    |   |   |   | 52,851 |   |
| Investment securities                                                   |   |         | 874,363   |   |   |   | 946,400 |   |
| Mortgage loans held for sale                                            |   |         | 22,300    |   |   |   | 17,864 |   |
| Loans                                                                   |   |         | 2,902,209 |   |   |   | 2,713,415 |   |
| Less: Allowance for loan losses                                         |   |         | (69,366   | )      |   |   | (70,898 | ) |
| Net loans                                                               |   |         | 2,832,843 |   |   |   | 2,642,517 |   |
| Premises and equipment                                                  |   |         | 52,749    |   |   |   | 51,013 |   |
| Federal Reserve and Federal Home Loan Bank stock                        |   |         | 32,785    |   |   |   | 31,270 |   |
| Interest receivable                                                     |   |         | 16,367    |   |   |   | 17,723 |   |
| Core deposit intangibles and goodwill                                   |   |         | 149,529   |   |   |   | 150,471 |   |
| Cash surrender value of life insurance                                  |   |         | 125,397   |   |   |   | 124,329 |   |
| Other real estate owned                                                 |   |         | 13,263    |   |   |   | 16,289 |   |
| Tax asset, deferred and receivable                                      |   |         | 30,867    |   |   |   | 36,424 |   |
| Other assets                                                            |   |         | 14,455    |   |   |   | 12,613 |   |
| TOTAL ASSETS                                                            |   | $            | 4,304,821 |   |   | $      | 4,173,076 |   |
| LIABILITIES                                                             |   |         |      |   |   |   |   |   |
| Deposits:                                                               |   |         |      |   |   |   |   |   |
| Noninterest-bearing                                                     |   | $            | 801,597   |   |   | $      | 646,508 |   |
| Interest-bearing                                                        |   |         | 2,544,786 |   |   |   | 2,488,147 |   |
| Total Deposits                                                          |   |         | 3,346,383 |   |   |   | 3,134,655 |   |
| Borrowings:                                                             |   |         |      |   |   |   |   |   |
| Federal funds purchased                                                 |   |         | 18,862    |   |   |   |   |   |
| Securities sold under repurchase agreements                             |   |         | 141,828   |   |   |   | 156,305 |   |
| Federal Home Loan Bank advances                                         |   |         | 94,238    |   |   |   | 138,095 |   |
| Subordinated debentures and term loans                                  |   |         | 112,161   |   |   |   | 194,974 |   |
| Total Borrowings                                                        |   |         | 367,089   |   |   |   | 489,374 |   |
| Interest payable                                                        |   |         | 1,841     |   |   |   | 2,925 |   |
| Other liabilities                                                       |   |         | 37,272    |   |   |   | 31,655 |   |
| Total Liabilities                                                       |   |         | 3,752,585 |   |   |   | 3,658,609 |   |
| STOCKHOLDERS' EQUITY                                                    |   |         |      |   |   |   |   |   |
| Preferred Stock, no-par value, $1,000 liquidation value:                |   |         |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                            |   |         |      |   |   |   |   |   |
| Senior Non-Cumulative Perpetual Preferred Stock, Series B               |   |         |      |   |   |   |   |   |
| Issued and outstanding - 90,782.94 shares                               |   |         | 90,783    |   |   |   | 90,783 |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |         |      |   |   |   |   |   |
| Authorized -- 600 shares                                                |   |         |      |   |   |   |   |   |
| Issued and outstanding - 125 shares                                     |   |         | 125       |   |   |   | 125 |   |
| Common Stock, $.125 stated value:                                       |   |         |      |   |   |   |   |   |
| Authorized -- 50,000,000 shares                                         |   |         |      |   |   |   |   |   |
| Issued and outstanding - 28,692,616 and 28,559,707 shares               |   |         | 3,587     |   |   |   | 3,570 |   |
| Additional paid-in capital                                              |   |         | 256,843   |   |   |   | 254,874 |   |
| Retained earnings                                                       |   |         | 206,397   |   |   |   | 168,717 |   |
| Accumulated other comprehensive loss                                    |   |         | (5,499    | )      |   |   | (3,602 | ) |
| Total Stockholders' Equity                                              |   |         | 552,236   |   |   |   | 514,467 |   |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              |   | $            | 4,304,821 |   |   | $      | 4,173,076 |   |

----

| CONSOLIDATED STATEMENTS OF INCOME                                |   | Three Months Ended |   |   | Twelve Months Ended |   |
|------------------------------------------------------------------|--------|--------------------|--------|--------|---------------------|--------|
| (Dollars In Thousands, Except Per Share Amounts)                 |   | December 31,       |   |   | December 31,        |   |
|                                                             |   | 2012               |   |   | 2011                |   |   | 2012 |   |   | 2011 |   |
| INTEREST INCOME                                                  |   |               |   |   |                |   |   |   |   |   |   |   |
| Loans receivable:                                                |   |               |   |   |                |   |   |   |   |   |   |   |
| Taxable                                                          |   | $                  | 36,085 |   |                | $      | 36,497 |   |   | $ | 146,745 |   |   | $ | 149,716 |   |
| Tax-exempt                                                       |   |               | 122    |   |                |   | 93 |   |   |   | 480 |   |   |   | 528 |   |
| Investment securities:                                           |   |               |   |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                                          |   |               | 3,809  |   |                |   | 4,565 |   |   |   | 17,027 |   |   |   | 19,230 |   |
| Tax-exempt                                                       |   |               | 2,544  |   |                |   | 2,550 |   |   |   | 10,189 |   |   |   | 10,167 |   |
| Federal funds sold                                               |   |               |   |   |                |   |   |   |   |   |   |   |   |   | 3 |   |
| Deposits with financial institutions                             |   |               | 31     |   |                |   | 54 |   |   |   | 100 |   |   |   | 282 |   |
| Federal Reserve and Federal Home Loan Bank stock                 |   |               | 373    |   |                |   | 314 |   |   |   | 1,408 |   |   |   | 1,319 |   |
| Total Interest Income                                            |   |               | 42,964 |   |                |   | 44,073 |   |   |   | 175,949 |   |   |   | 181,245 |   |
| INTEREST EXPENSE                                                 |   |               |   |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Deposits                                                         |   |               | 3,234  |   |                |   | 4,505 |   |   |   | 14,800 |   |   |   | 22,281 |   |
| Federal funds purchased                                          |   |               | 7      |   |                |   | 3 |   |   |   | 69 |   |   |   | 25 |   |
| Securities sold under repurchase agreements                      |   |               | 204    |   |                |   | 363 |   |   |   | 907 |   |   |   | 1,511 |   |
| Federal Home Loan Bank advances                                  |   |               | 501    |   |                |   | 1,114 |   |   |   | 2,624 |   |   |   | 4,181 |   |
| Subordinated debentures and term loans                           |   |               | 753    |   |                |   | 1,908 |   |   |   | 5,213 |   |   |   | 9,892 |   |
| Total Interest Expense                                           |   |               | 4,699  |   |                |   | 7,893 |   |   |   | 23,613 |   |   |   | 37,890 |   |
| NET INTEREST INCOME                                              |   |               | 38,265 |   |                |   | 36,180 |   |   |   | 152,336 |   |   |   | 143,355 |   |
| Provision for loan losses                                        |   |               | 4,505  |   |                |   | 5,855 |   |   |   | 18,534 |   |   |   | 22,630 |   |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES              |   |               | 33,760 |   |                |   | 30,325 |   |   |   | 133,802 |   |   |   | 120,725 |   |
| OTHER INCOME                                                     |   |               |   |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Service charges on deposit accounts                              |   |               | 2,962  |   |                |   | 3,027 |   |   |   | 11,587 |   |   |   | 11,972 |   |
| Fiduciary activities                                             |   |               | 1,984  |   |                |   | 1,804 |   |   |   | 7,891 |   |   |   | 7,650 |   |
| Other customer fees                                              |   |               | 2,757  |   |                |   | 2,572 |   |   |   | 11,233 |   |   |   | 10,024 |   |
| Commission income                                                |   |               | 1,454  |   |                |   | 1,220 |   |   |   | 6,224 |   |   |   | 5,660 |   |
| Earnings on cash surrender value of life insurance               |   |               | 693    |   |                |   | 803 |   |   |   | 3,418 |   |   |   | 2,596 |   |
| Net gains and fees on sales of loans                             |   |               | 3,513  |   |                |   | 2,747 |   |   |   | 10,628 |   |   |   | 7,418 |   |
| Net realized gains on sales of available for sale securities     |   |               | 255    |   |                |   | 290 |   |   |   | 2,389 |   |   |   | 2,439 |   |
| Other-than-temporary impairment on available for sale securities |   |               |   |   |                |   |   |   |   |   |   |   |   |   | (400 | ) |
| Gain on FDIC modified whole bank transaction                     |   |               |   |   |                |   |   |   |   |   | 9,124 |   |   |   |   |   |
| Other income                                                     |   |               | 588    |   |                |   | 508 |   |   |   | 1,808 |   |   |   | 1,761 |   |
| Total Other Income                                               |   |               | 14,206 |   |                |   | 12,971 |   |   |   | 64,302 |   |   |   | 49,120 |   |
| OTHER EXPENSES                                                   |   |               |   |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Salaries and employee benefits                                   |   |               | 20,320 |   |                |   | 19,035 |   |   |   | 79,398 |   |   |   | 74,735 |   |
| Net occupancy                                                    |   |               | 2,494  |   |                |   | 2,428 |   |   |   | 10,186 |   |   |   | 10,118 |   |
| Equipment                                                        |   |               | 1,942  |   |                |   | 1,672 |   |   |   | 7,201 |   |   |   | 6,794 |   |
| Marketing                                                        |   |               | 616    |   |                |   | 650 |   |   |   | 2,158 |   |   |   | 2,002 |   |
| Outside data processing fees                                     |   |               | 1,361  |   |                |   | 1,377 |   |   |   | 5,656 |   |   |   | 5,671 |   |
| Printing and office supplies                                     |   |               | 321    |   |                |   | 340 |   |   |   | 1,169 |   |   |   | 1,242 |   |
| Core deposit amortization                                        |   |               | 489    |   |                |   | 591 |   |   |   | 1,927 |   |   |   | 3,548 |   |
| FDIC assessments                                                 |   |               | 738    |   |                |   | 775 |   |   |   | 3,509 |   |   |   | 5,531 |   |
| Other real estate owned and credit-related expenses              |   |               | 1,766  |   |                |   | 2,569 |   |   |   | 8,178 |   |   |   | 10,614 |   |
| Other expenses                                                   |   |               | 4,456  |   |                |   | 3,999 |   |   |   | 17,733 |   |   |   | 15,683 |   |
| Total Other Expenses                                             |   |               | 34,503 |   |                |   | 33,436 |   |   |   | 137,115 |   |   |   | 135,938 |   |
| INCOME BEFORE INCOME TAX                                         |   |               | 13,463 |   |                |   | 9,860 |   |   |   | 60,989 |   |   |   | 33,907 |   |
| Income tax expense                                               |   |               | 3,153  |   |                |   | 2,299 |   |   |   | 15,867 |   |   |   | 8,655 |   |
| NET INCOME                                                       |   |               | 10,310 |   |                |   | 7,561 |   |   |   | 45,122 |   |   |   | 25,252 |   |
| Loss on CPP unamortized discount                                 |   |               |   |   |                |   |   |   |   |   |   |   |   |   | (1,401 | ) |
| Loss on extinguishment of trust preferred securities             |   |               |   |   |                |   |   |   |   |   |   |   |   |   | (10,857 | ) |
| Preferred stock dividends and discount accretion                 |   |               | (1,135 | )      |                |   | (1,135 | ) |   |   | (4,539 | ) |   |   | (3,981 | ) |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                      |   | $                  | 9,175  |   |                | $      | 6,426 |   |   | $ | 40,583 |   |   | $ | 9,013 |   |
|  Per Share Data:                                            |   |               |   |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Basic Net Income Available to Common Stockholders                |   | $                  | 0.32   |   |                | $      | 0.24 |   |   | $ | 1.42 |   |   | $ | 0.34 |   |
| Diluted Net Income Available to Common Stockholders              |   | $                  | 0.32   |   |                | $      | 0.24 |   |   | $ | 1.41 |   |   | $ | 0.34 |   |
| Cash Dividends Paid                                              |   | $                  | 0.03   |   |                | $      | 0.01 |   |   | $ | 0.10 |   |   | $ | 0.04 |   |
| Average Diluted Shares Outstanding (in thousands)                |   |               | 28,930 |   |                |   | 28,700 |   |   |   | 28,847 |   |   |   | 26,694 |   |

----

| FINANCIAL HIGHLIGHTS                                |   |               |      |   |                |   |      |   |   |   |      |   |
|-----------------------------------------------------|--------|--------------------|-----------|--------|---------------------|--------|-----------|--------|--------|--------|-----------|--------|
| (Dollars in thousands)                              |   | Three Months Ended |      |   | Twelve Months Ended |   |
|                                                |   | December 31,       |      |   | December 31,        |   |
|                                                |   | 2012               |      |   | 2011                |   |      | 2012   |   |   | 2011      |   |
| NET CHARGE OFF'S                                    |   | $                  | 4,632     |   |                | $      | 8,031     |   |   | $      | 20,066    |   |   | $ | 34,709 |   |
|                                                |   |               |      |   |                |   |      |   |   |   |      |   |   |   |   |   |
| AVERAGE BALANCES:                                   |   |               |      |   |                |   |      |   |   |   |      |   |   |   |   |   |
| Total Assets                                        |   | $                  | 4,293,082 |   |                | $      | 4,200,685 |   |   | $      | 4,245,996 |   |   | $ | 4,143,850 |   |
| Total Loans                                         |   |               | 2,867,793 |   |                |   | 2,719,155 |   |   |   | 2,819,816 |   |   |   | 2,748,684 |   |
| Total Earning Assets                                |   |               | 3,875,969 |   |                |   | 3,766,352 |   |   |   | 3,833,174 |   |   |   | 3,744,027 |   |
| Total Deposits                                      |   |               | 3,321,997 |   |                |   | 3,165,505 |   |   |   | 3,263,020 |   |   |   | 3,175,762 |   |
| Total Stockholders' Equity                          |   |               | 551,414   |   |                |   | 513,366   |   |   |   | 535,497   |   |   |   | 478,440 |   |
|                                                |   |               |      |   |                |   |      |   |   |   |      |   |   |   |   |   |
| FINANCIAL RATIOS:                                   |   |               |      |   |                |   |      |   |   |   |      |   |   |   |   |   |
| Return on Average Assets                            |   |               | 0.85      | %      |                |   | 0.61      | %      |   |   | 0.96      | %      |   |   | 0.22 | % |
| Return on Average Stockholders' Equity              |   |               | 6.66      |   |                |   | 5.01      |   |   |   | 7.58      |   |   |   | 1.88 |   |
| Return on Average Common Stockholders' Equity       |   |               | 7.97      |   |                |   | 6.08      |   |   |   | 9.13      |   |   |   | 2.22 |   |
| Average Earning Assets to Average Assets            |   |               | 90.28     |   |                |   | 89.66     |   |   |   | 90.28     |   |   |   | 90.35 |   |
| Allowance for Loan Losses as % of Total Loans       |   |               | 2.37      |   |                |   | 2.60      |   |   |   | 2.37      |   |   |   | 2.60 |   |
| Net Charge Off's as % of Average Loans (Annualized) |   |               | 0.65      |   |                |   | 1.18      |   |   |   | 0.71      |   |   |   | 1.26 |   |
| Average Stockholders' Equity to Average Assets      |   |               | 12.84     |   |                |   | 12.22     |   |   |   | 12.61     |   |   |   | 11.55 |   |
| Tax Equivalent Yield on Earning Assets              |   |               | 4.58      |   |                |   | 4.83      |   |   |   | 4.74      |   |   |   | 4.99 |   |
| Cost of Supporting Liabilities                      |   |               | 0.48      |   |                |   | 0.84      |   |   |   | 0.62      |   |   |   | 1.01 |   |
| Net Interest Margin (FTE) on Earning Assets         |   |               | 4.10      |   |                |   | 3.99      |   |   |   | 4.12      |   |   |   | 3.98 |   |

| NON-PERFORMING ASSETS                               |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |
|-----------------------------------------------------|--------|--------------|--------|--------|---------------|--------|--------|----------|--------|--------|-----------|--------|--------|--------------|--------|
| (Dollars In Thousands)                              |   | December 31, |   |   | September 30, |   |   | June 30, |   |   | March 31, |   |   | December 31, |   |
|                                                |   | 2012         |   |   | 2012          |   |   | 2012     |   |   | 2012      |   |   | 2011         |   |
| Non-Accrual Loans                                   |   | $            | 53,399 |   |          | $      | 56,999 |     |   | $      | 63,127    |   |   | $            | 74,456 |   |   | $ | 69,592 |   |
| Renegotiated Loans                                  |   |         | 12,681 |   |          |   | 6,871  |     |   |   | 3,921     |   |   |         | 6,695  |   |   |   | 14,308 |   |
| Non-Performing Loans (NPL)                          |   |         | 66,080 |   |          |   | 63,870 |     |   |   | 67,048    |   |   |         | 81,151 |   |   |   | 83,900 |   |
| Other Real Estate Owned                             |   |         | 13,263 |   |          |   | 13,780 |     |   |   | 14,183    |   |   |         | 15,628 |   |   |   | 16,289 |   |
| Non-Performing Assets (NPA)                         |   |         | 79,343 |   |          |   | 77,650 |     |   |   | 81,231    |   |   |         | 96,779 |   |   |   | 100,189 |   |
| 90+ Days Delinquent                                 |   |         | 2,037  |   |          |   | 1,974  |     |   |   | 665       |   |   |         | 253    |   |   |   | 580 |   |
| NPAS & 90 Day Delinquent                        |   | $            | 81,380 |   |          | $      | 79,624 |     |   | $      | 81,896    |   |   | $            | 97,032 |   |   | $ | 100,769 |   |
|  Loan Loss Reserve                             |   | $            | 69,366 |   |          | $      | 69,493 |     |   | $      | 70,143    |   |   | $            | 70,369 |   |   | $ | 70,898 |   |
| Quarterly Net Charge-offs                           |   |         | 4,632  |   |          |   | 5,259  |     |   |   | 4,771     |   |   |         | 5,404  |   |   |   | 8,031 |   |
| NPAs / Actual Assets %                              |   |         | 1.84   | %      |          |   | 1.83   | %        |   |   | 1.92      | %      |   |         | 2.28   | % |   |   | 2.40 | % |
| NPAs & 90 Day / Actual Assets %                 |   |         | 1.89   | %      |          |   | 1.87   | %        |   |   | 1.93      | %      |   |         | 2.29   | % |   |   | 2.41 | % |
| NPAs / Actual Loans and REO %                       |   |         | 2.70   | %      |          |   | 2.70   | %        |   |   | 2.87      | %      |   |         | 3.42   | % |   |   | 3.65 | % |
| Loan Loss Reserves / Actual Loans (%)               |   |         | 2.37   | %      |          |   | 2.43   | %        |   |   | 2.49      | %      |   |         | 2.50   | % |   |   | 2.60 | % |
| Net Charge Off's as % of Average Loans (Annualized) |   |         | 0.65   | %      |          |   | 0.74   | %        |   |   | 0.68      | %      |   |         | 0.78   | % |   |   | 1.18 | % |

----

| CONSOLIDATED BALANCE SHEETS                                             |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |
|-------------------------------------------------------------------------|--------|--------------|-----------|--------|---------------|--------|-----------|----------|--------|--------|-----------|--------|--------|--------------|-----------|
| (Dollars In Thousands)                                                  |   | December 31, |      |   | September 30, |   |      | June 30, |   |   | March 31, |   |   | December 31, |      |
|                                                                    |   | 2012         |      |   | 2012          |   |      | 2012     |   |   | 2012      |   |   | 2011         |      |
| ASSETS                                                                  |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |
| Cash and cash equivalents                                               |   | $            | 101,460   |   |          | $      | 57,027    |     |   | $      | 68,493    |   |   | $            | 60,991    |   |   | $ | 73,312 |   |
| Interest-bearing time deposits                                          |   |         | 38,443    |   |          |   | 35,324    |     |   |   | 41,760    |   |   |         | 34,290    |   |   |   | 52,851 |   |
| Investment securities                                                   |   |         | 874,363   |   |          |   | 928,716   |     |   |   | 944,321   |   |   |         | 960,032   |   |   |   | 946,400 |   |
| Mortgage loans held for sale                                            |   |         | 22,300    |   |          |   | 27,711    |     |   |   | 15,278    |   |   |         | 22,138    |   |   |   | 17,864 |   |
| Loans                                                                   |   |         | 2,902,209 |   |          |   | 2,836,324 |     |   |   | 2,797,634 |   |   |         | 2,792,989 |   |   |   | 2,713,415 |   |
| Less: Allowance for loan losses                                         |   |         | (69,366   | )      |          |   | (69,493   | )        |   |   | (70,143   | )      |   |         | (70,369   | ) |   |   | (70,898 | ) |
| Net loans                                                               |   |         | 2,832,843 |   |          |   | 2,766,831 |     |   |   | 2,727,491 |   |   |         | 2,722,620 |   |   |   | 2,642,517 |   |
| Premises and equipment                                                  |   |         | 52,749    |   |          |   | 51,373    |     |   |   | 51,335    |   |   |         | 51,541    |   |   |   | 51,013 |   |
| Federal Reserve and Federal Home Loan Bank stock                        |   |         | 32,785    |   |          |   | 32,824    |     |   |   | 33,033    |   |   |         | 33,026    |   |   |   | 31,270 |   |
| Interest receivable                                                     |   |         | 16,367    |   |          |   | 17,519    |     |   |   | 16,506    |   |   |         | 16,730    |   |   |   | 17,723 |   |
| Core deposit intangibles and goodwill                                   |   |         | 149,529   |   |          |   | 150,019   |     |   |   | 150,006   |   |   |         | 150,486   |   |   |   | 150,471 |   |
| Cash surrender value of life insurance                                  |   |         | 125,397   |   |          |   | 124,702   |     |   |   | 124,018   |   |   |         | 123,355   |   |   |   | 124,329 |   |
| Other real estate owned                                                 |   |         | 13,263    |   |          |   | 13,780    |     |   |   | 14,183    |   |   |         | 15,628    |   |   |   | 16,289 |   |
| Tax asset, deferred and receivable                                      |   |         | 30,867    |   |          |   | 29,344    |     |   |   | 32,003    |   |   |         | 32,112    |   |   |   | 36,424 |   |
| Other assets                                                            |   |         | 14,455    |   |          |   | 14,998    |     |   |   | 13,996    |   |   |         | 13,417    |   |   |   | 12,613 |   |
| TOTAL ASSETS                                                            |   | $            | 4,304,821 |   |          | $      | 4,250,168 |     |   | $      | 4,232,423 |   |   | $            | 4,236,366 |   |   | $ | 4,173,076 |   |
| LIABILITIES                                                             |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Deposits:                                                               |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Noninterest-bearing                                                     |   |         | 801,597   |   |          | $      | 679,818   |     |   | $      | 684,101   |   |   | $            | 677,643   |   |   | $ | 646,508 |   |
| Interest-bearing                                                        |   |         | 2,544,786 |   |          |   | 2,514,933 |     |   |   | 2,604,797 |   |   |         | 2,601,935 |   |   |   | 2,488,147 |   |
| Total Deposits                                                          |   |         | 3,346,383 |   |          |   | 3,194,751 |     |   |   | 3,288,898 |   |   |         | 3,279,578 |   |   |   | 3,134,655 |   |
| Borrowings:                                                             |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Federal funds purchased                                                 |   |         | 18,862    |   |          |   | 57,024    |     |   |   | 652       |   |   |         | 10,936    |   |   |   |   |   |
| Securities sold under repurchase agreements                             |   |         | 141,828   |   |          |   | 153,454   |     |   |   | 160,127   |   |   |         | 139,308   |   |   |   | 156,305 |   |
| Federal Home Loan Bank advances                                         |   |         | 94,238    |   |          |   | 145,467   |     |   |   | 96,847    |   |   |         | 131,496   |   |   |   | 138,095 |   |
| Subordinated debentures and term loans                                  |   |         | 112,161   |   |          |   | 112,169   |     |   |   | 115,951   |   |   |         | 115,969   |   |   |   | 194,974 |   |
| Total Borrowings                                                        |   |         | 367,089   |   |          |   | 468,114   |     |   |   | 373,577   |   |   |         | 397,709   |   |   |   | 489,374 |   |
| Interest payable                                                        |   |         | 1,841     |   |          |   | 1,591     |     |   |   | 2,168     |   |   |         | 2,094     |   |   |   | 2,925 |   |
| Other liabilities                                                       |   |         | 37,272    |   |          |   | 38,857    |     |   |   | 32,104    |   |   |         | 29,044    |   |   |   | 31,655 |   |
| Total Liabilities                                                       |   |         | 3,752,585 |   |          |   | 3,703,313 |     |   |   | 3,696,747 |   |   |         | 3,708,425 |   |   |   | 3,658,609 |   |
| STOCKHOLDERS' EQUITY                                                    |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Preferred Stock, no-par value, $1,000 liquidation value:                |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Authorized -- 500,000 shares                                            |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Senior Non-Cumulative Perpetual Preferred Stock, Series B               |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Issued and outstanding                                                  |   |         | 90,783    |   |          |   | 90,783    |     |   |   | 90,783    |   |   |         | 90,783    |   |   |   | 90,783 |   |
| Cumulative Preferred Stock, $1,000 par value, $1,000 liquidation value: |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Authorized -- 600 shares                                                |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Issued and outstanding                                                  |   |         | 125       |   |          |   | 125       |     |   |   | 125       |   |   |         | 125       |   |   |   | 125 |   |
| Common Stock, $.125 stated value:                                       |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Authorized -- 50,000,000 shares                                         |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Issued and outstanding                                                  |   |         | 3,587     |   |          |   | 3,584     |     |   |   | 3,580     |   |   |         | 3,578     |   |   |   | 3,570 |   |
| Additional paid-in capital                                              |   |         | 256,843   |   |          |   | 256,290   |     |   |   | 255,632   |   |   |         | 255,116   |   |   |   | 254,874 |   |
| Retained earnings                                                       |   |         | 206,397   |   |          |   | 198,094   |     |   |   | 188,863   |   |   |         | 181,664   |   |   |   | 168,717 |   |
| Accumulated other comprehensive loss                                    |   |         | (5,499    | )      |          |   | (2,021    | )        |   |   | (3,307    | )      |   |         | (3,325    | ) |   |   | (3,602 | ) |
| Total Stockholders' Equity                                              |   |         | 552,236   |   |          |   | 546,855   |     |   |   | 535,676   |   |   |         | 527,941   |   |   |   | 514,467 |   |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                              |   | $            | 4,304,821 |   |          | $      | 4,250,168 |     |   | $      | 4,232,423 |   |   | $            | 4,236,366 |   |   | $ | 4,173,076 |   |

----

| CONSOLIDATED STATEMENTS OF INCOME                              |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |
|----------------------------------------------------------------|--------|--------------|--------|--------|---------------|--------|--------|----------|--------|--------|-----------|--------|--------|--------------|--------|
| (Dollars In Thousands, Except Per Share Amounts)               |   | December 31, |   |   | September 30, |   |   | June 30, |   |   | March 31, |   |   | December 31, |   |
|                                                           |   | 2012         |   |   | 2012          |   |   | 2012     |   |   | 2012      |   |   | 2011         |   |
| INTEREST INCOME                                                |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |
| Loans receivable:                                              |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |
| Taxable                                                        |   | $            | 36,085 |   |          | $      | 38,160 |     |   | $      | 36,652    |   |   | $            | 35,848 |   |   | $ | 36,497 |   |
| Tax exempt                                                     |   |         | 122    |   |          |   | 118    |     |   |   | 123       |   |   |         | 117    |   |   |   | 93 |   |
| Investment securities:                                         |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |   |   |   |   |   |
| Taxable                                                        |   |         | 3,809  |   |          |   | 4,176  |     |   |   | 4,468     |   |   |         | 4,574  |   |   |   | 4,565 |   |
| Tax exempt                                                     |   |         | 2,544  |   |          |   | 2,532  |     |   |   | 2,551     |   |   |         | 2,562  |   |   |   | 2,550 |   |
| Federal funds sold                                             |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |   |   |   |   |   |
| Deposits with financial institutions                           |   |         | 31     |   |          |   | 16     |     |   |   | 28        |   |   |         | 25     |   |   |   | 54 |   |
| Federal Reserve and Federal Home Loan Bank stock               |   |         | 373    |   |          |   | 345    |     |   |   | 347       |   |   |         | 343    |   |   |   | 314 |   |
| Total Interest Income                                          |   |         | 42,964 |   |          |   | 45,347 |     |   |   | 44,169    |   |   |         | 43,469 |   |   |   | 44,073 |   |
| INTEREST EXPENSE                                               |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |   |   |   |   |   |
| Deposits                                                       |   |         | 3,234  |   |          |   | 3,517  |     |   |   | 3,939     |   |   |         | 4,110  |   |   |   | 4,505 |   |
| Federal funds purchased                                        |   |         | 7      |   |          |   | 38     |     |   |   | 12        |   |   |         | 12     |   |   |   | 3 |   |
| Securities sold under repurchase agreements                    |   |         | 204    |   |          |   | 211    |     |   |   | 197       |   |   |         | 295    |   |   |   | 363 |   |
| Federal Home Loan Bank advances                                |   |         | 501    |   |          |   | 492    |     |   |   | 637       |   |   |         | 994    |   |   |   | 1,114 |   |
| Subordinated debentures, revolving credit lines and term loans |   |         | 753    |   |          |   | 1,187  |     |   |   | 1,331     |   |   |         | 1,942  |   |   |   | 1,908 |   |
| Total Interest Expense                                         |   |         | 4,699  |   |          |   | 5,445  |     |   |   | 6,116     |   |   |         | 7,353  |   |   |   | 7,893 |   |
| NET INTEREST INCOME                                            |   |         | 38,265 |   |          |   | 39,902 |     |   |   | 38,053    |   |   |         | 36,116 |   |   |   | 36,180 |   |
| Provision for loan losses                                      |   |         | 4,505  |   |          |   | 4,609  |     |   |   | 4,545     |   |   |         | 4,875  |   |   |   | 5,855 |   |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES            |   |         | 33,760 |   |          |   | 35,293 |     |   |   | 33,508    |   |   |         | 31,241 |   |   |   | 30,325 |   |
| OTHER INCOME                                                   |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |   |   |   |   |   |
| Service charges on deposit accounts                            |   |         | 2,962  |   |          |   | 2,913  |     |   |   | 2,893     |   |   |         | 2,819  |   |   |   | 3,027 |   |
| Fiduciary activities                                           |   |         | 1,984  |   |          |   | 1,986  |     |   |   | 1,938     |   |   |         | 1,983  |   |   |   | 1,804 |   |
| Other customer fees                                            |   |         | 2,757  |   |          |   | 2,740  |     |   |   | 3,150     |   |   |         | 2,586  |   |   |   | 2,572 |   |
| Commission income                                              |   |         | 1,454  |   |          |   | 1,618  |     |   |   | 1,485     |   |   |         | 1,667  |   |   |   | 1,220 |   |
| Earnings on cash surrender value of life insurance             |   |         | 693    |   |          |   | 685    |     |   |   | 662       |   |   |         | 1,378  |   |   |   | 803 |   |
| Net gains and fees on sales of loans                           |   |         | 3,513  |   |          |   | 2,849  |     |   |   | 2,314     |   |   |         | 1,952  |   |   |   | 2,747 |   |
| Net realized gains on sales of available for sale securities   |   |         | 255    |   |          |   | 843    |     |   |   | 502       |   |   |         | 789    |   |   |   | 290 |   |
| Gain on FDIC modified whole bank transaction                   |   |         |   |   |          |   |   |     |   |   |      |   |   |         | 9,124  |   |   |   |   |   |
| Other income                                                   |   |         | 588    |   |          |   | 639    |     |   |   | 221       |   |   |         | 360    |   |   |   | 508 |   |
| Total Other Income                                             |   |         | 14,206 |   |          |   | 14,273 |     |   |   | 13,165    |   |   |         | 22,658 |   |   |   | 12,971 |   |
| OTHER EXPENSES                                                 |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |   |   |   |   |   |
| Salaries and employee benefits                                 |   |         | 20,320 |   |          |   | 20,083 |     |   |   | 19,641    |   |   |         | 19,354 |   |   |   | 19,035 |   |
| Net occupancy                                                  |   |         | 2,494  |   |          |   | 2,568  |     |   |   | 2,473     |   |   |         | 2,651  |   |   |   | 2,428 |   |
| Equipment                                                      |   |         | 1,942  |   |          |   | 1,798  |     |   |   | 1,656     |   |   |         | 1,805  |   |   |   | 1,672 |   |
| Marketing                                                      |   |         | 616    |   |          |   | 536    |     |   |   | 564       |   |   |         | 442    |   |   |   | 650 |   |
| Outside data processing fees                                   |   |         | 1,361  |   |          |   | 1,413  |     |   |   | 1,506     |   |   |         | 1,376  |   |   |   | 1,377 |   |
| Printing and office supplies                                   |   |         | 321    |   |          |   | 287    |     |   |   | 294       |   |   |         | 267    |   |   |   | 340 |   |
| Core deposit amortization                                      |   |         | 489    |   |          |   | 489    |     |   |   | 480       |   |   |         | 469    |   |   |   | 591 |   |
| FDIC assessments                                               |   |         | 738    |   |          |   | 792    |     |   |   | 862       |   |   |         | 1,117  |   |   |   | 775 |   |
| Other real estate owned and credit-related expenses            |   |         | 1,766  |   |          |   | 2,104  |     |   |   | 2,122     |   |   |         | 2,186  |   |   |   | 2,569 |   |
| Other expenses                                                 |   |         | 4,456  |   |          |   | 4,334  |     |   |   | 4,582     |   |   |         | 4,361  |   |   |   | 3,999 |   |
| Total Other Expenses                                           |   |         | 34,503 |   |          |   | 34,404 |     |   |   | 34,180    |   |   |         | 34,028 |   |   |   | 33,436 |   |
| INCOME BEFORE INCOME TAX                                       |   |         | 13,463 |   |          |   | 15,162 |     |   |   | 12,493    |   |   |         | 19,871 |   |   |   | 9,860 |   |
| Income tax expense                                             |   |         | 3,153  |   |          |   | 3,926  |     |   |   | 3,288     |   |   |         | 5,500  |   |   |   | 2,299 |   |
| NET INCOME                                                     |   |         | 10,310 |   |          |   | 11,236 |     |   |   | 9,205     |   |   |         | 14,371 |   |   |   | 7,561 |   |
| Preferred stock dividends and discount accretion               |   |         | (1,135 | )      |          |   | (1,134 | )        |   |   | (1,135    | )      |   |         | (1,135 | ) |   |   | (1,135 | ) |
| NET INCOME AVAILABLE TO COMMON STOCKHOLDERS                    |   | $            | 9,175  |   |          | $      | 10,102 |     |   | $      | 8,070     |   |   | $            | 13,236 |   |   | $ | 6,426 |   |
|  PER SHARE:                                               |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |   |   |   |   |   |
| Basic Net Income Available to Common Stockholders              |   | $            | 0.32   |   |          | $      | 0.35   |     |   | $      | 0.29      |   |   | $            | 0.46   |   |   | $ | 0.24 |   |
| Diluted Net Income Available to Common Stockholders            |   | $            | 0.32   |   |          | $      | 0.35   |     |   | $      | 0.28      |   |   | $            | 0.46   |   |   | $ | 0.24 |   |
| Cash Dividends Paid                                            |   | $            | 0.03   |   |          | $      | 0.03   |     |   | $      | 0.03      |   |   | $            | 0.01   |   |   | $ | 0.01 |   |
| Average Diluted Shares Outstanding (in thousands)              |   |         | 28,930 |   |          |   | 28,888 |     |   |   | 28,815    |   |   |         | 28,755 |   |   |   | 28,700 |   |
|  FINANCIAL RATIOS:                                        |   |         |   |   |          |   |   |     |   |   |      |   |   |         |   |   |   |   |   |   |
| Return on Average Assets                                       |   |         | 0.85   | %      |          |   | 0.95   | %        |   |   | 0.76      | %      |   |         | 1.26   | % |   |   | 0.61 | % |
| Return on Average Stockholders' Equity                         |   |         | 6.66   |   |          |   | 7.47   |     |   |   | 6.07      |   |   |         | 10.23  |   |   |   | 5.01 |   |
| Return on Average Common Stockholders' Equity                  |   |         | 7.97   |   |          |   | 8.98   |     |   |   | 7.32      |   |   |         | 12.40  |   |   |   | 6.08 |   |
| Average Earning Assets to Average Assets                       |   |         | 90.28  |   |          |   | 90.36  |     |   |   | 90.30     |   |   |         | 90.16  |   |   |   | 89.66 |   |
| Allowance for Loan Losses as % of Total Loans                  |   |         | 2.37   |   |          |   | 2.43   |     |   |   | 2.49      |   |   |         | 2.50   |   |   |   | 2.60 |   |
| Net Charge Off's as % of Average Loans (Annualized)            |   |         | 0.65   |   |          |   | 0.74   |     |   |   | 0.68      |   |   |         | 0.78   |   |   |   | 1.18 |   |
| Average Stockholders' Equity to Average Assets                 |   |         | 12.84  |   |          |   | 12.77  |     |   |   | 12.51     |   |   |         | 12.32  |   |   |   | 12.22 |   |
| Tax Equivalent Yield on Earning Assets                         |   |         | 4.58   |   |          |   | 4.89   |     |   |   | 4.75      |   |   |         | 4.74   |   |   |   | 4.83 |   |
| Cost of Supporting Liabilities                                 |   |         | 0.48   |   |          |   | 0.57   |     |   |   | 0.64      |   |   |         | 0.78   |   |   |   | 0.84 |   |
| Net Interest Margin (FTE) on Earning Assets                    |   |         | 4.10   |   |          |   | 4.32   |     |   |   | 4.11      |   |   |         | 3.96   |   |   |   | 3.99 |   |

----

| LOANS                                                            |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |
|------------------------------------------------------------------|--------|--------------|-----------|--------|---------------|--------|-----------|----------|--------|--------|-----------|--------|--------|--------------|-----------|
| (Dollars In Thousands)                                           |   | December 31, |      |   | September 30, |   |      | June 30, |   |   | March 31, |   |   | December 31, |      |
|                                                             |   | 2012         |      |   | 2012          |   |      | 2012     |   |   | 2012      |   |   | 2011         |      |
| Commercial and industrial loans                                  |   | $            | 622,579   |   |          | $      | 592,517   |     |   | $      | 552,353   |   |   | $            | 546,304   |   |   | $ | 532,523 |   |
| Agricultural production financing and other loans to farmers     |   |         | 112,527   |   |          |   | 107,166   |     |   |   | 106,135   |   |   |         | 97,165    |   |   |   | 104,526 |   |
| Real estate loans:                                               |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |   |   |   |   |   |
| Construction                                                     |   |         | 98,639    |   |          |   | 93,610    |     |   |   | 99,588    |   |   |         | 92,694    |   |   |   | 81,780 |   |
| Commercial and farm land                                         |   |         | 1,266,682 |   |          |   | 1,241,054 |     |   |   | 1,219,114 |   |   |         | 1,229,195 |   |   |   | 1,194,230 |   |
| Residential                                                      |   |         | 473,537   |   |          |   | 475,272   |     |   |   | 480,917   |   |   |         | 498,354   |   |   |   | 481,493 |   |
| Home Equity                                                      |   |         | 203,406   |   |          |   | 204,888   |     |   |   | 207,250   |   |   |         | 210,564   |   |   |   | 191,631 |   |
| Individuals' loans for household and other personal expenditures |   |         | 75,748    |   |          |   | 77,171    |     |   |   | 83,933    |   |   |         | 78,711    |   |   |   | 84,172 |   |
| Lease financing receivables, net of unearned income              |   |         | 2,590     |   |          |   | 2,970     |     |   |   | 2,976     |   |   |         | 3,112     |   |   |   | 3,555 |   |
| Other loans                                                      |   |         | 46,501    |   |          |   | 41,676    |     |   |   | 45,368    |   |   |         | 36,890    |   |   |   | 39,505 |   |
| Loans                                                            |   |         | 2,902,209 |   |          |   | 2,836,324 |     |   |   | 2,797,634 |   |   |         | 2,792,989 |   |   |   | 2,713,415 |   |
| Allowance for loan losses                                        |   |         | (69,366   | )      |          |   | (69,493   | )        |   |   | (70,143   | )      |   |         | (70,369   | ) |   |   | (70,898 | ) |
| NET LOANS                                                        |   | $            | 2,832,843 |   |          | $      | 2,766,831 |     |   | $      | 2,727,491 |   |   | $            | 2,722,620 |   |   | $ | 2,642,517 |   |

| DEPOSITS                                                 |   |         |      |   |          |   |      |     |   |   |      |   |   |         |      |
|----------------------------------------------------------|--------|--------------|-----------|--------|---------------|--------|-----------|----------|--------|--------|-----------|--------|--------|--------------|-----------|
| (Dollars In Thousands)                                   |   | December 31, |      |   | September 30, |   |      | June 30, |   |   | March 31, |   |   | December 31, |      |
|                                                     |   | 2012         |      |   | 2012          |   |      | 2012     |   |   | 2012      |   |   | 2011         |      |
| Demand deposits                                          |   | $            | 1,646,756 |   |          | $      | 1,455,568 |     |   | $      | 1,521,194 |   |   | $            | 1,470,938 |   |   | $ | 1,438,513 |   |
| Savings deposits                                         |   |         | 831,952   |   |          |   | 837,409   |     |   |   | 822,299   |   |   |         | 801,935   |   |   |   | 757,166 |   |
| Certificates and other time deposits of $100,000 or more |   |         | 236,470   |   |          |   | 256,077   |     |   |   | 261,156   |   |   |         | 269,796   |   |   |   | 264,787 |   |
| Other certificates and time deposits                     |   |         | 502,927   |   |          |   | 527,304   |     |   |   | 546,182   |   |   |         | 566,934   |   |   |   | 551,247 |   |
| Brokered deposits                                        |   |         | 128,278   |   |          |   | 118,393   |     |   |   | 138,067   |   |   |         | 169,975   |   |   |   | 122,942 |   |
| TOTAL DEPOSITS                                           |   | $            | 3,346,383 |   |          | $      | 3,194,751 |     |   | $      | 3,288,898 |   |   | $            | 3,279,578 |   |   | $ | 3,134,655 |   |

----