<TABLE>
<CAPTION>

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S>                                <C>          <C>          <C>     <C>             <C>      <C>          <C>        <C>       <C>

AOL TIME WARNER INC                 COM         00184A105      220     6666 SH       SOLE                     6566        0      100
AT & T CORP                         COM         001957109      906    46980 SH       SOLE                    46084      896        0
AT&T WIRELESS SERVICES INC          COM         00209A106      190    12721 SH       SOLE                    12434      287        0
ABBOTT LABS                         COM         002824100      948    18300 SH       SOLE                    18300        0        0
AGILENT TECHNOLOGIES                COM         00846U101      612    31371 SH       SOLE                    30853      366      152
ALLTRISTA CORPORATION               COM         020040101      206    17954 SH       SOLE                    17904       50        0
AMERICAN HOME PRODS CORP            COM         026609107     5728    98352 SH       SOLE                    95702      550     2100
AMERICAN INTERNATIONAL GRP          COM         026874107    13572   174000 SH       SOLE                   172134     1086      780
AMERICAN INTERNATIONAL GRP          COM         026874107      272     3496 SH       DEFINED                  3496        0        0
AUTOMATIC DATA PROCESSING           COM         053015103     7199   153055 SH       SOLE                   151855      600      600
AUTOMATIC DATA PROCESSING           COM         053015103      244     5200 SH       DEFINED                  5200        0        0
AVERY DENNISON CORP                 COM         053611109     1947    41175 SH       SOLE                    40775      400        0
BP AMOCO PLC                        ADR         055622104     5844   118889 SH       SOLE                   113511     2778     2600
BP AMOCO PLC                        ADR         055622104     1344    27344 SH       DEFINED                 14044        0    13300
BALL CORP                           COM         058498106     4594    76702 SH       SOLE                    76602      100        0
BANK OF AMERICA CORP NEW            COM         060505104     3229    55306 SH       SOLE                    55006        0      300
BANK ONE CORPORATION                COM         06423A103     3873   123129 SH       SOLE                   122829        0      300
BELLSOUTH CORP                      COM         079860102     5627   135474 SH       SOLE                   133174     1900      400
BELLSOUTH CORP                      COM         079860102      324     7800 SH       DEFINED                  7800        0        0
BRISTOL-MYERS SQUIBB                COM         110122108     7016   126280 SH       SOLE                   123380      700     2200
BRISTOL-MYERS SQUIBB                COM         110122108      510     9180 SH       DEFINED                  9180        0        0
CHEVRON CORPORATION                 COM         166751107     4866    57423 SH       SOLE                    56473      850      100
CISCO SYSTEMS                       COM         17275R102     1629   133782 SH       SOLE                   130682     2700      400
COCA COLA CO                        COM         191216100     1160    24784 SH       SOLE                    24582      102      100
COLGATE PALMOLIVE CO                COM         194162103     1187    20380 SH       SOLE                    20380        0        0
DISNEY WALT COMPANY                 COM         254687106     2860   153696 SH       SOLE                   152146      150     1400
DOW CHEM CO                         COM         260543103     1758    53692 SH       SOLE                    53592        0      100
DUKE ENERGY CORP                    COM         264399106     4077   107762 SH       SOLE                   106462        0     1300
EMC CORPORATION                     COM         268648102     1361   115883 SH       SOLE                   112983     2700      200
EMERSON ELEC CO                     COM         291011104     4986   105960 SH       SOLE                   105260      500      200
EMERSON ELEC CO                     COM         291011104      385     8200 SH       DEFINED                  8200        0        0
ENRON CORP                          COM         293561106     3912   143720 SH       SOLE                   143220      500        0
EXXON MOBIL CORP                    COM         30231G102     6686   169744 SH       SOLE                   163376     2392     3976
EXXON MOBIL CORP                    COM         30231G102      224     5688 SH       DEFINED                  4696        0      992
FANNIE MAE                          COM         313586109      368     4600 SH       SOLE                     4600        0        0
FIFTH-THIRD BANCORP                 COM         316773100      292     4761 SH       SOLE                     4761        0        0
FIRST MERCHANTS CORP                COM         320817109    11022   479260 SH       SOLE                   451702     8449    19109
FIRST MERCHANTS CORP                COM         320817109     2692   117079 SH       DEFINED                117079        0        0
FORD MOTOR COMPANY                  COM         345370860      289    16705 SH       SOLE                    14531        0     2174
GANNETT COMPANY INC                 COM         364730101      443     7375 SH       SOLE                     7375        0        0
GENERAL ELEC CO                     COM         369604103    15716   422493 SH       SOLE                   414693     2900     4900
GENERAL ELEC CO                     COM         369604103     1150    30930 SH       DEFINED                 30930        0        0
GILLETTE CO                         COM         375766102     2894    97150 SH       SOLE                    97150        0        0
HARSCO CORP                         COM         415864107      702    25300 SH       SOLE                    25300        0        0
HEINZ H J CO                        COM         423074103      303     7200 SH       SOLE                     5700        0     1500
HEWLETT PACKARD CO                  COM         428236103     3250   202674 SH       SOLE                   200274     1600      800
INGERSOLL RAND CO                   COM         456866102     4510   133475 SH       SOLE                   132025     1350      100
INTEL CORP                          COM         458140100     8324   407456 SH       SOLE                   393336     4320     9800
INTEL CORP                          COM         458140100      538    26366 SH       DEFINED                 26366        0        0
INTL BUSINESS MACHINES CORP         COM         459200101     3210    35001 SH       SOLE                    33901      300      800
J P MORGAN CHASE & CO               COM         46625H100     3505   102675 SH       SOLE                   102675        0        0
JOHNSON & JOHNSON                   COM         478160104     9035   163104 SH       SOLE                   160254     1650     1200
JOHNSON & JOHNSON                   COM         478160104      736    13300 SH       DEFINED                 13300        0        0
KIMBERLY CLARK CORP                 COM         494368103     5155    83150 SH       SOLE                    82350      400      400
LILLY ELI & CO                      COM         532457108     9835   121873 SH       SOLE                   117993     1580     2300
LILLY ELI & CO                      COM         532457108      699     8664 SH       DEFINED                  8664        0        0
LINCOLN NATL CORP IND               COM         534187109     5579   119650 SH       SOLE                   117850     1150      650
LINCOLN NATL CORP IND               COM         534187109      279     6000 SH       DEFINED                  6000        0        0
LOWE'S COMPANIES INC                COM         548661107     2730    86300 SH       SOLE                    83300     3000        0
MARSH SUPERMARKETS INC CL B         COM         571783208     2057   150049 SH       SOLE                   150049        0        0
MARSH SUPERMARKETS INC CL A         COM         571783307     4279   299262 SH       SOLE                   299262        0        0
MASCO CORP                          COM         574599106      962    47100 SH       SOLE                    46600      500        0
MAY DEPARTMENT STORES               COM         577778103     2131    73450 SH       SOLE                    73450        0        0
MCDONALDS CORP                      COM         580135101     6105   225058 SH       SOLE                   221658     1600     1800
MCDONALDS CORP                      COM         580135101      274    10100 SH       DEFINED                 10100        0        0
MEDTRONIC INCORPORATED              COM         585055106      808    18580 SH       SOLE                    18580        0        0
MERCK & CO INC                      COM         589331107     7562   113547 SH       SOLE                   111682     1465      400
MERCK & CO INC                      COM         589331107      472     7093 SH       DEFINED                  7093        0        0
MERRILL LYNCH & CO INC              COM         590188108     1618    39865 SH       SOLE                    39865        0        0
MICROSOFT CORPORATION               COM         594918104     6415   125395 SH       SOLE                   124045      650      700
MICROSOFT CORPORATION               COM         594918104      422     8250 SH       DEFINED                  8250        0        0
MINNESOTA MNG & MFG CO              COM         604059105      668     6790 SH       SOLE                     6690      100        0
MORGAN STANLEY DEAN WITTER          COM         617446448      258     5575 SH       SOLE                     5575        0        0
MOTOROLA INC                        COM         620076109     2787   178655 SH       SOLE                   176885     1370      400
NATIONAL CITY CORP                  COM         635405103      690    23057 SH       SOLE                    23057        0        0
OLD NATIONAL BANCORP                COM         680033107     2656   102186 SH       SOLE                   102186        0        0
PEPSICO INC                         COM         713448108     6253   128928 SH       SOLE                   125628      600     2700
PEPSICO INC                         COM         713448108      551    11365 SH       DEFINED                 11365        0        0
PFIZER INC                          COM         717081103      782    19519 SH       SOLE                    17919        0     1600
PHILIP MORRIS COS                   COM         718154107      603    12500 SH       SOLE                    11700      800        0
PROCTER & GAMBLE CO                 COM         742718109     5398    74166 SH       SOLE                    73466      300      400
SBC COMMUNICATIONS INC              COM         78387G103     7775   165045 SH       SOLE                   162795     1800      450
SBC COMMUNICATIONS INC              COM         78387G103      481    10224 SH       DEFINED                 10224        0        0
SARA LEE CORP                       COM         803111103     3929   184589 SH       SOLE                   182789     1800        0
SARA LEE CORP                       COM         803111103      318    14940 SH       DEFINED                 14940        0        0
SCHERING-PLOUGH CORP                COM         806605101      385    10400 SH       SOLE                    10400        0        0
SCHLUMBERGER LTD                    COM         806857108     3979    87070 SH       SOLE                    85870      800      400
CHARLES SCHWAB CORP                 COM         808513105      336    29300 SH       SOLE                    29300        0        0
SEALED AIR CORP                     COM         81211K100      259     7100 SH       SOLE                     7100        0        0
STATE STREET CORP                   COM         857477103      223     4000 SH       SOLE                     4000        0        0
SUN MICROSYSTEMS                    COM         866810104      590    71443 SH       SOLE                    70143     1300        0
SYSCO CORP                          COM         871829107     7111   278450 SH       SOLE                   277250      400      800
SYSCO CORP                          COM         871829107      500    19600 SH       DEFINED                 19600        0        0
TECO ENERGY                         COM         872375100     1184    43735 SH       SOLE                    43735        0        0
TARGET CORP                         COM         87612E106     1490    46950 SH       SOLE                    46850        0      100
TELLABS INC DELAWARE                COM         879664100      640    64875 SH       SOLE                    63875      900      100
TOWN & COUNTRY TRUST                COM         892081100      199    10100 SH       SOLE                     8100        0     2000
UNION PLANTERS CORPORATION          COM         908068109      343     8000 SH       SOLE                     8000        0        0
UNITED TECHNOLOGIES CORP            COM         913017109     5554   119450 SH       SOLE                   118350      900      200
VERIZON COMMUNICATIONS INC          COM         92343V104     9161   169319 SH       SOLE                   165441     2878     1000
VERIZON COMMUNICATIONS INC          COM         92343V104      396     7319 SH       DEFINED                  6519        0      800
WAL MART STORES INC                 COM         931142103     6469   130687 SH       SOLE                   129507     1180        0
WAL MART STORES INC                 COM         931142103      655    13250 SH       DEFINED                 13250        0        0
WELLS FARGO & CO  (NEW)             COM         949746101     5379   121014 SH       SOLE                   119614      600      800
WEYERHAEUSER CO                     COM         962166104     2098    43100 SH       SOLE                    42800      200      100
WORLDCOM INC                        COM         98157D106      900    59880 SH       SOLE                    59505      200      175
ZIMMER HLDGS INC                    COM         98956P102      268     9670 SH       SOLE                     9380       70      220

 GRAND TOTALS                                               307125  8522629                                8365432    66719    90478
</TABLE>