|    |                                 |
|----|---------------------------------|
| I. | Purpose     |

|     |                |
|-----|----------------|
| II. | Administration |

|      |                                           |
|------|-------------------------------------------|
| III. | Covered Individuals by Officer Level/Role |

|    |                                               |
|----|-----------------------------------------------|
| A. | President and Chief Executive Officer of FMC; |

|    |                            |
|----|----------------------------|
| B. | Executive Vice Presidents; |

|    |                                                                  |
|----|------------------------------------------------------------------|
| C. | Executive Officers, Non-Bank Presidents and Regional Presidents; |

|    |                            |
|----|----------------------------|
| D. | Selected Senior Leadership |

|    |                                                                       |
|----|-----------------------------------------------------------------------|
| E. | Department Heads, Division Heads and Other Management Leadership; and |

----

|     |                           |
|-----|---------------------------|
| IV. | Implementation Parameters |

|    |                                                                                                                  |
|----|------------------------------------------------------------------------------------------------------------------|
| A. | The FMC CEO and EVP earnings component payouts will be determined by FMC EPS calculated on a diluted GAAP basis. |

|    |                                                                                                                                   |
|----|-----------------------------------------------------------------------------------------------------------------------------------|
| B. | Payouts to participants on their respective region or line of business will be based on their actual results as compared to plan. |

|    |                                                                                                                                                                                                                                 |
|----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| C. | When utilized, balanced scorecards will be tailored to each unit incorporating a specific weighting on various operating initiatives as set by the CEO, EVPs and SVP of HR.  Balanced scorecard metrics are shown in Section V. |

|    |                |
|----|----------------|
| V. | Plan Structure |

|                                               |
|-----------------------------------------------|
|                                               |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Payout %                                      | 40% | 50% | 60% | 70% | 80% | 90% | 100% | 110% | 120% | 130% | 140% | 150% | 200% |
| EPS                                           | n/a | $1.59 | $1.63 | $1.67 | $1.71 | $1.75 | $1.79 | $1.83 | $1.87 | $1.91 | $1.95 | $1.99 | $2.19 |
| Consolidated Efficiency Ratio                 | n/a | n/a | 61.03% | 60.53% | 60.03% | 59.53% | 59.03% | 58.53% | 58.03% | 57.53% | 57.03% | 56.53% | n/a |
| Consolidated Non-Interest Income to Plan      | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Regional Commercial LOB Net Contribution      | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Regional Commercial Operating Revenue to Plan | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Regional Operating Revenue to Plan            | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Insurance Income Growth                       | 10% | 12.50% | 15% | 17.5% | 20% | 22.5% | 25% | 27.5% | 30% | 32.5% | 35% | 37.5% | n/a |
| Insurance Revenue Growth                      | 10% | 12.50% | 15% | 17.5% | 20% | 22.5% | 25% | 27.5% | 30% | 32.5% | 35% | 37.5% | n/a |
| Trust Income Growth                           | n/a | n/a | 2% | 4% | 6% | 8% | 10% | 12% | 14% | 16% | 18% | 20% | n/a |
| Trust Revenue Growth                          | n/a | n/a | 2% | 4% | 6% | 8% | 10% | 12% | 14% | 16% | 18% | 20% | n/a |
| Retail Net Contribution                       | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Business Banking Net Contribution             | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Mortgage Banking Net Contribution             | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Capital Markets Operating Revenue to Plan     | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |
| Capital Markets Net Contribution              | n/a | n/a | n/a | 85% | 90% | 95% | 100% | 105% | 110% | 115% | 120% | 125% | n/a |