Exhibit 4.1  


        [LOGO]  



ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.  



	THIS CERTIFICATE IS TRANSFERABLE IN

THE CITY OF NEW YORK OR IN CLEVELAND, OHIO	 	Established Under the Laws of the State of Delaware	 	SEE REVERSE SIDE FOR CERTAIN DEFINITIONS

CUSIP 00739W 10 7
	
	 	 	 	 





        This
Certifies that: 


        Is
the owner of: 



FULLY-PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK, PAR VALUE OF $.01 PER SHARE, OF 


ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. 



Transferable only on the books of the Corporation in person or by attorney upon surrender of this Certificate properly endorsed. This Certificate is not valid
unless countersigned and registered by the Transfer Agent and Registrar. 


        WITNESS the facsimile seal of the Corporation and facsimile signatures of its duly authorized officers. 



	Dated:	 	 	 	 	 	 
	

 	
 	

/s/ JOHN T. EGELAND
 PRESIDENT	
 	

COUNTERSIGNED AND REGISTERED:
	 	 	 	 	NATIONAL CITY BANK

(Cleveland, Ohio)
	 	 	 	 	 	 	TRANSFER AGENT

AND REGISTRAR
	 	 	 	 	BY	 	 
	
 	
 	

/s/ LEIGH ANNA HOLLIS	
  [SEAL]	

 	
 	

AUTHORIZED SIGNATURE
	 	 	SECRETARY

	 	 	 	 












        The following abbreviations, when used in the inscription on the face of this Certificate, shall be construed as though they were written out in full according to applicable laws or
regulations: 



	 
	 	 
	 	 
	 	 
	 
	 
	 
	 
	 	 
	 	 
	 
	 
	 

	TEN COM	 	-	 	as tenants in common	 	UNIF GIFT MIN ACT-	
	Custodian	
	 	UNIF TRAN MIN ACT-	 	
	Custodian	

	TEN ENT	 	-	 	as tenants by the entireties	 	 	(Cust)	 	(Minor)	 	 	 	(Cust)	 	(Minor)
	JT TEN	 	-	 	as joint tenants with right of	 	 	under Uniform Gifts to Minors	 	 	 	under Uniform Transfers to Minors
	 	 	 	 	survivorship and not as tenants

in common	 	 	Act	
 (State)	 	 	 	Act	
 (State)




Additional abbreviations may also be used though not included in the above list. 



	 
	 
	 	 

	For value received,	 	 	hereby sell, assign and transfer unto
	 	
	 	 






	 
	 

	PLEASE INSERT SOCIAL SECURITY OR OTHER

IDENTIFYING NUMBER OF ASSIGNEE	 
	

	

 





	 

	
 (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE)
	


	







	 
	 	 

	 	 	shares
	
 of Common Stock represented by the within Certificate, and do hereby irrevocably constitute and appoint	 	 





	 
	 	 

	 	 	as Attorney,
	
 to transfer the said shares on the books of the within named Company with full power of substitution.	 	 





	 
	 	 
	 	 

	Dated	 	 	 	 
	 	 	
	 	
Signature
	



	
 	

 	
 	

Signature
	

 	
 	
NOTICE:	
 	
THIS SIGNATURE(S) TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER.
	






	
 	
SIGNATURE(S) GUARANTEED:	
 	

 
	 	 	 	 	
THE SIGNATURE(S) MUST BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION
PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15.





KEEP THIS CERTIFICATE IN A SAFE PLACE. IF IT IS LOST, STOLEN, MUTILATED OR DESTROYED, THE COMPANY WILL REQUIRE A BOND OF INDEMNITY AS A
CONDITION TO THE ISSUANCE OF A REPLACEMENT CERTIFICATE.