<TABLE> <S> <C>


<ARTICLE>                                                                  9
<MULTIPLIER>                                                           1,000

<S>                                                                      <C>
<PERIOD-TYPE>                                                          9-MOS
<FISCAL-YEAR-END>                                                SEP-30-2000
<PERIOD-START>                                                   OCT-01-1999
<PERIOD-END>                                                     JUN-30-2000
<CASH>                                                                   636
<INT-BEARING-DEPOSITS>                                                   237
<FED-FUNDS-SOLD>                                                         504
<TRADING-ASSETS>                                                           0
<INVESTMENTS-HELD-FOR-SALE>                                              869
<INVESTMENTS-CARRYING>                                                14,276
<INVESTMENTS-MARKET>                                                  13,766
<LOANS>                                                               36,699
<ALLOWANCE>                                                               52
<TOTAL-ASSETS>                                                        55,926
<DEPOSITS>                                                            40,524
<SHORT-TERM>                                                               0
<LIABILITIES-OTHER>                                                      817
<LONG-TERM>                                                                0
<PREFERRED-MANDATORY>                                                      0
<PREFERRED>                                                                0
<COMMON>                                                                   0
<OTHER-SE>                                                            14,585
<TOTAL-LIABILITIES-AND-EQUITY>                                        55,926
<INTEREST-LOAN>                                                        2,042
<INTEREST-INVEST>                                                        714
<INTEREST-OTHER>                                                          79
<INTEREST-TOTAL>                                                       2,835
<INTEREST-DEPOSIT>                                                     1,367
<INTEREST-EXPENSE>                                                     1,367
<INTEREST-INCOME-NET>                                                  1,468
<LOAN-LOSSES>                                                              0
<SECURITIES-GAINS>                                                         0
<EXPENSE-OTHER>                                                        1,125
<INCOME-PRETAX>                                                          352
<INCOME-PRE-EXTRAORDINARY>                                               232
<EXTRAORDINARY>                                                            0
<CHANGES>                                                                  0
<NET-INCOME>                                                             232
<EPS-BASIC>                                                              .20
<EPS-DILUTED>                                                            .20
<YIELD-ACTUAL>                                                          3.71
<LOANS-NON>                                                                0
<LOANS-PAST>                                                             151
<LOANS-TROUBLED>                                                           0
<LOANS-PROBLEM>                                                            0
<ALLOWANCE-OPEN>                                                          52
<CHARGE-OFFS>                                                              0
<RECOVERIES>                                                               0
<ALLOWANCE-CLOSE>                                                         52
<ALLOWANCE-DOMESTIC>                                                       0
<ALLOWANCE-FOREIGN>                                                        0
<ALLOWANCE-UNALLOCATED>                                                   52



</TABLE>