Crestar Bank
P.O. Box 26665
Richmond, VA  23261-6665
(804) 782-5000

                                                                                
                                                                        CRESTAR


June 26, 1997



Mr. Gary M. Farrell
Chief Financial Officer
Open Plan Systems, Inc.
4299 Carolina Avenue, Bldg. C
Richmond, VA 23222

Dear Gary:

     On behalf of Crestar Bank (the "Bank"), I am pleased to advise you that the
Bank has renewed and increased its line of credit (the "Line")  extended to Open
Plan  Systems,  Inc.  (the  "Borrower").  The Line shall be for the purposes and
subject to the terms and conditions set forth below.

1.  Amount and Purpose:

    Upon acceptance of this letter agreement, the Bank will renew and increase
    its revolving line of credit provided to the Borrower to $10,000,000
    (subject to the advance limits described herein).  The purpose of this
    facility shall continue to be to finance working capital requirements and
    future acquisitions of the Borrower.  Advances under the Line will be
    evidenced by the Borrower's master note in the amount of the Line and
    delivered prior to advances.

2.  Repayment:

    All principal advances made under the Line shall be payable on a demand
    basis.

3.  Interest Rate / Fees:

    Interest shall be computed on the aggregate unpaid principal balance of the
    Line from time to time outstanding at a rate equal to the LIBOR Rate (as
    defined below) plus credit spreads as follows:
<PAGE>
<TABLE>
<CAPTION>

                                                                               Unused          Credit
                                                                               Fee             Spread
<CAPTION>
    <S>                                                                        <C>             <C>

    If Funded Debt / EBITDA > 3.00                                             35bp             2.25%
    If Funded Debt / EBITDA > 2.00 & < 3.00                                    25bp             1.75%
    If Funded Debt / EBITDA < 2.00                                             15bp             1.25%
</TABLE>

    Funded debt shall be defined as total borrowed funds measured at each
    quarter-end.

    EBITDA shall be defined as net earnings before subtracting for interest,
    taxes, depreciation and amortization.  This measure shall be calculated on a
    quarterly basis and include the four most recent (rolling) quarters.

    The Bank shall charge a fee for the credit facility based on the unused
    amount of the facility (per annum).  This fee amount shall be payable on a
    quarterly basis in arrears and shall be calculated based on the ratio of
    Funded Debt / EBITDA as noted above.

    The term LIBOR shall mean the rate published in The Wall Street Journal for
    "London InterBank Offered Rates (LIBOR)" for maturities of 30 days.  If such
    amounts are not published in The Wall Street Journal, the LIBOR Rate shall
    mean the rate of interest at which deposits in immediately available and
    freely transferable funds in U.S. dollars are offered by major banks to
    major banks in the London InterBank Eurodollar Market for delivery on the
    first day of the applicable interest period with the corresponding maturity
    (30 days).  The current LIBOR Rate is 5.6875%.  For the purposes of
    establishing the rate to be charged on this loan the Bank will set the LIBOR
    base rate on the first day of each month and that rate will remain in effect
    for all borrowings during that month.

4.  Collateral:

    All advances shall be secured by a blanket first security interest in all
    inventory, accounts receivable, fixed assets, and general intangibles now
    owned or hereafter acquired by the Borrower.  The Borrower agrees to
    maintain adequate hazard insurance coverage covering the above inventory and
    fixed assets with the Bank named as loss payee.

    Advances under the Line shall be limited to 70% of eligible accounts
    receivable balances aged 90 days or less and 50% of eligible inventory on
    hand.  Eligibility shall be defined as calculated on a monthly basis from
    aging of accounts receivable and monthly internal financial statements which
    shall be provided by the Borrower to the Bank on a monthly basis no later
    than 20 days after month-end.

5.  Expiration of Line:

    Unless extended in writing at the sole option of the Bank, the Line shall
    expire on May 31, 1998.

6.  General and Special Conditions:

    (A)     Additional Debt:
            The Borrower shall incur no additional debt for borrowed funds
            without the prior written consent of the Bank.

    (B)     Funded Debt/EBITDA:
            The Borrower must maintain a ratio of Funded Debt / EBITDA (as
            defined earlier) of no more than 4.0. This shall be measured at each
            quarter-end as noted above in section #3.  Despite this ratio, line
            availability during the quarter ending 9/30/97 will be allowed to
            exceed 4.0, however, will be limited to the lesser of $5,000,000 or
            the collateral availability as outlined in section #4.  At the
            9/30/97 quarter-end and during subsequent quarters the above noted
            Funded Debt / EBITDA 4.0 required ratio shall apply.

    (C)     Interest Coverage Ratio
            The Borrower must maintain a ratio of EBIT / Interest Expense no
            less than 3.00 to 1.00 as measured at each quarter-end.  (EBIT shall
            be defined as - Net Earnings before Interest & Taxes).  This ratio
            shall be measured on a quarter by quarter basis.

    (D)     Loan Documents:
            The Line will be governed by this letter agreement and by the other
            loan documents required by the Bank, including the master note,
            security agreements, UCC financing statements covering corporate
            locations in (Richmond, Atlanta, and Lansing) and corporate
            borrowing resolution.  All loan documents must be in form and
            substance satisfactory to the Bank.

    (F)     Expenses:
            The Borrower shall pay all of the Bank's out-of-pocket expenses,
            including all filing fees and all fees and expenses of the Bank's
            counsel, in connection with the making of loans.

    (G)     Financial Statements:
            The Borrower must furnish to the Bank (1) within 120 days after the
            end of its fiscal year, a copy of its audited financial statements
            containing the unqualified report of its independent certified
            public accountants; (2) within 45 days after the end of each fiscal
            quarter, a copy of the quarterly 10-Q reports; (3) within 20 days
            after the end of each of its fiscal months, a copy of its interim
            monthly financial statements in form satisfactory to the Bank
            (monthly financial statements on an unconsolidated basis shall be
            acceptable to the Bank, however, if available Bank would ask that
            summary level consolidated statements also be provided); (4) within
            20 days after the end of each of its fiscal months, a listing of the
            Borrower's accounts receivable aging report and an inventory report;
            and (5) such other information as the Bank may from time to time
            request.

    (H)     Acquisitions:
            Within 45 days following the funding of any acquisition with a
            purchase price in excess of $2,000,000, Borrower agrees to provide
            the Bank with general financial information regarding that
            acquisition.

7.  Events of Default:

    Events of default include late payments of principal and/or interest and
    violation of any covenants in this agreement or other loan documents.

     Please  signify your  acceptance by signing and returning the enclosed copy
of this letter and renewal note. This  commitment  shall be void unless accepted
by the Company prior to July 31, 1997.

Sincerely,



David S. Reynolds
Vice President

Accepted and agreed to this _____ day of __________, _____.

Open Plan Systems, Inc.

By:                                         Title:                              
<PAGE>






Commercial Note


Borrower:                      Open Plan Systems, Inc.

Loan Amount:                   Ten Million Dollars and no cents ($10,000,000.00)

Borrower's Address:            4299 Carolina Avenue, Bldg. C
                               Richmond, VA 23222-1403

Officer: David S Reynolds __________ (initials) Date:  June 26,1997

Account No: 04300011120229   Note No: 1001   Note Type:  Renewal Loan

                                                                                

     For Value  Received,  the  undersigned  (whether  one or more)  jointly and
severally promise to pay to the order of Crestar Bank (the "Bank") at any of its
offices,  or at such place as the Bank may designate in writing,  without offset
and in Immediately  available funds,  the Loan Amount shown above,  including or
plus interest, and any other amounts due, upon the terms specified below.

Loan Type And Repayment Terms
Loan Type:        Revolving Master Borrowing Line

                     This is an open end revolving line of credit.  You may
                     borrow an aggregate principal amount up to the Loan Amount
                     shown above outstanding at any one time.

Repayment Terms:     Principal on demand, plus interest, but the undersigned
                     shall be liable for only so much of the Loan Amount as
                     shall be equal to the total advanced to or for the
                     undersigned, or any of them, by the Bank from time to time,
                     less all payments made by or for the undersigned and
                     applied by the Bank to principal, plus interest on each
                     such advance, and any other amounts due all as shown on the
                     Bank's books and records, which shall be prima facie
                     evidence of the amount owed.

                     This Master Borrowing arrangement will terminate upon
                     written notice from the Bank to the undersigned, or if such
                     notice is not sooner given, 60 months from the date of this
                     Note, unless an alternate termination date is indicated in
                     the "Agreement", as defined below.

                     The Bank shall have the right to demand payment at any time
                     even if an event of default (as identified in this Note)
                     has not occurred.

Additional Terms And Conditions:

This  Note is  governed  by  additional  terms  and  conditions  contained  in a
Commitment  Letter between the undersigned and the Bank dated June 26, 1997, and
any   modifications,   renewals,   extensions  or   replacements   thereof  (the
"Agreement"), which is incorporated in this Note by reference. In the event of a
conflict  between  any  term or  condition  contained  in this  Note  and in the
Agreement, such term or condition of the Agreement shall control.

Interest

Accrued interest will be payable on the last day of each month beginning on June
30, 1997.

Interest will accrue daily on an actual/360 basis (that is, on the actual number
of days elapsed over a year of 360 days).

Each  scheduled  payment  made on this Note will be applied to accrued  interest
before it is applied to  principal.  Interest  will accrue from the date of this
Note on the unpaid balance and will continue to accrue after  maturity,  whether
by  acceleration  or  otherwise,  until this Note is paid in full.  If this is a
variable  rate  transaction,  the  interest  rate is  prospectively  subject  to
increase  or  decrease  without  prior  notice,  and if this is a  Term-Variable
Payment loan, adjustments in the payment schedule will be made as necessary.  If
this is a variable transaction which uses a Crestar Prime Rate as the index, the
index is subject to increase or decrease at the sole option of the Bank.




-------------------------------------------------------------------------------
                                IMPORTANT NOTICE

THIS INSTRUMENT  CONTAINS A CONFESSION OF JUDGMENT PROVISION WHICH CONSTITUTES A
WAIVER OF  IMPORTANT  RIGHTS YOU MAY HAVE AS A DEBTOR AND ALLOWS THE CREDITOR TO
OBTAIN A JUDGMENT AGAINST YOU WITHOUT ANY FURTHER NOTICE.

-------------------------------------------------------------------------------

                                    Page 2


CRE 0261 VA (11/96)
Copies:  0 Distribution: Original - Collateral File
____________ (Bor's initials)


<PAGE>

--------------------------------------------------------------------------------

Capital Adequacy

Should the Bank, after the date of this Note, determine that the adoption of any
law  or  regulation   regarding   capital   adequacy,   or  any  change  in  its
interpretation or  administration,  has or would have the effect of reducing the
Bank's rate of return under this Note to a level below that which the Bank could
have  achieved  but for the  adoption  or  change,  by an amount  which the Bank
considers to be material,  then, from time to time, 30 days after written demand
by the Bank, the undersigned  shall pay to the Bank such  additional  amounts as
will compensate the Bank for the reduction. Each demand by the Bank will be made
in good faith and accompanied by a certificate claiming  compensation under this
paragraph  and  stating  the  amounts  to be paid to it and  the  basis  for the
payment.

Late Charges And Other Authorized Charges

If any portion of a payment is at least ten (10) days past due, the  undersigned
agree to pay a late  charge of 5.00% of the  amount  which is past  due.  Unless
prohibited by applicable law, the  undersigned  agree to pay the fee established
by the Bank from time to time for  returned  checks if a payment is made on this
Note with a check and the check is  dishonored  for any reason  after the second
presentment.  In addition, as permitted by applicable law, the undersigned agree
to pay the following: (1) all expenses, including, without [imitation, all court
or collection  costs,  and attorneys'  fees of 25% of the unpaid balance of this
Note,  or actual  attorneys'  fees if in excess of such amount,  whether suit be
brought or not,  incurred in  collecting  this Note;  (2) all costs  incurred in
evaluating,  preserving or disposing of any  Collateral  granted as security for
the  payment  of  this  Note,  including  the  cost of any  audits,  appraisals,
appraisal updates, reappraisals or environmental inspections which the Bank from
time to time in its sole  discretion  may deem  necessary;  (3) any premiums for
property  insurance  purchased on behalf of the  undersigned or on behalf of the
owner(s) of the Collateral  pursuant to any security  instrument relating to the
Collateral;  (4) any expenses or costs  incurred in defending  any claim arising
out of the  execution  of this Note or the  obligation  which it  evidences,  or
otherwise involving the employment by the Bank of attorneys with respect to this
Note and the  obligations it evidences;  and (5) any other charges  permitted by
applicable law. The undersigned agree to pay these authorized  charges on demand
or, at the Bank's option,  the charges may be added to the unpaid balance of the
Note and will accrue  interest at the stated  Rate.  Upon the  occurrence  of an
event of default, interest will accrue at the Default Rate.

Waivers

The undersigned and each other Party waive presentment,  demand, protest, notice
of protest and notice of dishonor and waive all exemptions, whether homestead or
otherwise,  as to the  obligations  evidenced by this Note. The  undersigned and
each other  Party  waive any rights to require  the Bank to proceed  against any
other  Party  or  person  or  any  Collateral  before  proceeding   against  the
undersigned or any of them, or any other Party, and agree that without notice to
any

                                        Page 3
<PAGE>
Party and without  affecting  any Party's  liability,  the Bank,  at any time or
times, may grant extensions of the time for payment or other  indulgences to any
Party or permit  the  renewal  or  modification  of this  Note,  or  permit  the
substitution, exchange or release of any Collateral for this Note and may add or
release any Party  primarily or secondarily  liable.  The  undersigned  and each
other Party agree that the Bank may apply all moneys made  available  to it from
any part of the proceeds of the  disposition of any Collateral or by exercise of
the right of setoff  either to the  obligations  under this Note or to any other
obligations  of any Party to the Bank,  as the Bank may elect from time to time.
The  undersigned  also waive any rights  afforded to them by Sections  49-25 and
49-26  of the  Code of  Virginia  of  1950 as  amended.  TO THE  EXTENT  LEGALLY
PERMISSIBLE,  THE UNDERSIGNED WAIVE ANY RIGHT TO TRIAL BY JURY IN ANY LITIGATION
RELATING TO TRANSACTIONS UNDER THIS NOTE, WHETHER SOUNDING IN CONTRACT,  TORT OR
OTHERWISE.

Judgment By Confession

The  undersigned  hereby duly constitute and appoint Joel W. Maddock or Donna R.
Norfleet as the true and lawful attorney-in-fact for them in any or all of their
names,  place and stead,  and upon the  occurrence  of an event of  default,  to
confess judgment against them, or any of them, in the Circuit Court for the City
of Richmond, Virginia, upon this Note and all amounts owed hereunder,  including
all costs of collection,  attorneys'  fees equal to 25% of the unpaid  principal
balance hereof and court costs, hereby ratifying and confirming the acts of said
attorney-in-fact  as if done by  themselves,  expressly  waiving  benefit of any
homestead or other exemption laws.

Severability, Amendments And No Waiver By Bank

Any  provision  of this  Note  which  is  prohibited  or  unenforceable  will be
ineffective  to  the  extent  of the  prohibition  or  unenforceability  without
invalidating the remaining provisions of this Note. No amendment,  modification,
termination  or  waiver  of any  provision  of this  Note,  nor  consent  to any
departure by the  undersigned  from any term of this Note,  will in any event be
effective  unless it is in writing and signed by an  authorized  employee of the
Bank,  and then the waiver or consent  will be  effective  only in the  specific
instance and for the specific  purpose for which given.  If the interest Rate is
tied to an external index and the index becomes  unavailable  during the term of
this  loan,  the Bank may  designate  a  substitute  index  with  notice  to the
Borrower.  No  failure or delay on the part of the Bank to  exercise  any right,
power or remedy  under  this Note may be  construed  as a waiver of the right to
exercise the same or any other right at any time.





                                        Page 4

CRE 0261 VA (11/96)
____________ (Borrowers's initials)

<PAGE>

--------------------------------------------------------------------------------
Corporate Borrowing Resolution


                                                                                
Name of Corporation                                           Date
Taxpayer I.D. No.

I hereby  certify  to  Crestar  Bank  ____________  (the  "Bank")  that I am the
Secretary of the above corporation (the  "Corporation")  which is duly organized
and existing under the laws of  ____________,  that the following is a true copy
of  resolutions  duly adopted by the Board of Directors of the  Corporation at a
meeting  duly  held on the ____  day of  ________,  199__ at which a quorum  was
present and voting  throughout and that such resolutions have not been rescinded
or modified:

"RESOLVED,  that any ______  (number of  signatures  required) of the  following
(insert the titles of authorized officers)
                                                                                
                                                                                

or  their   successors,   are  hereby  authorized  and  empowered  (1)  to  make
application,  release  financial  information  and  borrow  from time to time on
behalf  of the  Corporation  from the Bank  such sums of money as they or any of
them may deem requisite for the use of the  Corporation  and to discount,  sell,
assign,  or  otherwise  transfer  to the  Bank  any  property  belonging  to the
Corporation  including,  but not limited  to,  accounts  receivable,  promissory
notes,  instruments,  leases,  trade paper and chattel paper,  and to endorse or
guarantee  the  same in the  name of the  Corporation,  all on  such  terms  and
conditions  as may be agreed upon by any of such officers and the Bank from time
to time; (2) to make,  execute and deliver promissory notes or other obligations
of the Corporation,  including, but not limited to, obligations under letters of
credit in form  satisfactory  to the Bank for any sums so  obtained;  and (3) to
mortgage,  assign,  transfer or pledge as  collateral  security  for any sums so
obtained or otherwise any property belonging to the Corporation (whether real or
personal,  tangible or  intangible)  including,  but not  limited  to,  accounts
receivable,  promissory notes,  instruments,  documents of title, chattel paper,
contract rights, securities,  insurance policies,  inventories and equipment and
to  make  any  endorsements  or  execute  any  instruments  in the  name  of the
Corporation, including, but not limited to, security agreements, deeds of trust,
financing  statements,  assignments,  transfers  and  guarantees  which  may  be
necessary or proper to effect such  mortgage,  assignment  transfer or pledge in
form satisfactory to the Bank, and

FURTHER RESOLVED that the obtaining by the Corporation of any sums of money from
the Bank heretofore,  and any notes, or other instruments heretofore executed in
the  name  of the  Corporation  by any of its  officers  or  employees  and  any
assignment  transfer or pledge of any property  belonging to the  Corporation as
security for such loans, or otherwise, are hereby approved and ratified.

FURTHER RESOLVED that the foregoing  resolutions  shall remain in full force and
effect until written  notice of their  amendment or  rescission  shall have been
received  by the Bank and receipt of such  notice  acknowledged  by it, and that
receipt and.  acknowledgment of such notice shall not affect any action taken by
the Bank prior thereto."

I further  certify  that there is no  provision in the Charter or By-laws or any
Shareholder  Agreement of the  Corporation,  or in any  instrument  to which the
Corporation  is a party or by which it may be bound,  limiting  the power of the
Board of Directors to adopt the above  resolutions and that such resolutions are
in conformity with the provisions of the Charter and By-laws and any Shareholder
Agreement and do not violate the provisions of any such instrument.

IN WITNESS  WHEREOF,  I have  subscribed my name as Secretary of the Corporation
and affixed the Corporate Seal on the date set forth above.



(Affix Corporate Seal Here)                                                     
                                                              Secretary

(This Certificate must also be signed by an additional officer.)

I, _____________________________, the                        of the above named
Corporation, do hereby certify that                                          is
the duly elected Secretary and is now acting in this capacity and is authorized
to sign this Resolution.



                                                                                
                                                             Signature and Title

CRE-0028 SYS (10/92)


0360199.01