<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1999             JUN-30-1999
<PERIOD-START>                             OCT-01-1998             OCT-01-1998
<PERIOD-END>                               DEC-31-1998             DEC-31-1998
<CASH>                                         269,707                       0
<INT-BEARING-DEPOSITS>                       8,033,956                       0
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                          0                       0
<INVESTMENTS-CARRYING>                       5,561,206                       0
<INVESTMENTS-MARKET>                         5,505,544                       0
<LOANS>                                     20,168,148                       0
<ALLOWANCE>                                    144,146                       0
<TOTAL-ASSETS>                              34,710,973                       0
<DEPOSITS>                                  26,588,554                       0
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                            387,667                       0
<LONG-TERM>                                    641,315                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                   7,093,437                       0
<TOTAL-LIABILITIES-AND-EQUITY>              34,710,973                       0
<INTEREST-LOAN>                                425,691                 861,226
<INTEREST-INVEST>                              108,686                 236,369
<INTEREST-OTHER>                                80,242                 150,568
<INTEREST-TOTAL>                               614,619               1,248,163
<INTEREST-DEPOSIT>                             370,849                 754,863
<INTEREST-EXPENSE>                             379,907                 773,241
<INTEREST-INCOME-NET>                          234,712                 474,922
<LOAN-LOSSES>                                    3,000                   6,000
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                199,644                 398,247
<INCOME-PRETAX>                                 91,623                 155,258
<INCOME-PRE-EXTRAORDINARY>                      91,623                 155,258
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    59,210                 100,055
<EPS-PRIMARY>                                      .14                     .23
<EPS-DILUTED>                                      .14                     .23
<YIELD-ACTUAL>                                     6.9                       0
<LOANS-NON>                                          0                       0
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                               141,146                       0
<CHARGE-OFFS>                                        0                       0
<RECOVERIES>                                         0                       0
<ALLOWANCE-CLOSE>                              144,146                       0
<ALLOWANCE-DOMESTIC>                                 0                       0
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                        144,146                       0
        

</TABLE>