<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM 
FORM 10-QSB - SEPTEMBER 30, 1998 AND IS QUALIFIED IN ITS ENTIRETY 
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
<CIK> 0001012775
<NAME> FOUNDATION BANCORP
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-1999
<PERIOD-START>                             JUL-01-1998
<PERIOD-END>                               SEP-30-1998
<EXCHANGE-RATE>                                      1
<CASH>                                         133,367
<INT-BEARING-DEPOSITS>                       3,932,675
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                       8,485,769
<INVESTMENTS-MARKET>                         8,436,080
<LOANS>                                     21,454,536
<ALLOWANCE>                                    141,146
<TOTAL-ASSETS>                              34,975,738
<DEPOSITS>                                  26,918,319
<SHORT-TERM>                                   660,807
<LIABILITIES-OTHER>                            395,285
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     4,381,394
<OTHER-SE>                                   2,619,933
<TOTAL-LIABILITIES-AND-EQUITY>              34,975,738
<INTEREST-LOAN>                                435,535
<INTEREST-INVEST>                              127,683
<INTEREST-OTHER>                                70,326
<INTEREST-TOTAL>                               633,544
<INTEREST-DEPOSIT>                             384,014
<INTEREST-EXPENSE>                             393,334
<INTEREST-INCOME-NET>                          240,210
<LOAN-LOSSES>                                    3,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                198,603
<INCOME-PRETAX>                                 63,635
<INCOME-PRE-EXTRAORDINARY>                      40,045
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    40,845
<EPS-PRIMARY>                                      .09
<EPS-DILUTED>                                      .09
<YIELD-ACTUAL>                              34,473,462
<LOANS-NON>                                          0
<LOANS-PAST>                                       350
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 95,000
<ALLOWANCE-OPEN>                               135,146
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  141
<ALLOWANCE-DOMESTIC>                               141
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>